<TABLE> <S> <C>


<ARTICLE> 7
<LEGEND>
PER SHARE INFORMATION CONTAINED IN THIS SCHEDULE HAS BEEN RESTATED TO CONFORM TO
THE PROVISIONS OF STATEMENT OF FINANCIAL ACCOUNTING STANDARDS NO. 128, "EARNINGS
PER SHARE".  SUCH PER SHARE  INFORMATION ALSO REFLECTS THE COMPANY'S MAY 1, 1998
THREE FOR TWO STOCK SPLIT.

THIS  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION  EXTRACTED  FROM  THE
FINANCIAL  STATEMENTS  AND IS  QUALIFIED  IN ITS  ENTIRETY BY  REFERENCE TO SUCH
FINANCIAL STATEMENTS.

</LEGEND>
<MULTIPLIER> 1,000,000
       

<S>                                                        <C>   
<PERIOD-TYPE>                                              9-mos
<FISCAL-YEAR-END>                                         DEC-31-1997
<PERIOD-END>                                              SEP-30-1997
<DEBT-HELD-FOR-SALE>                                              237
<DEBT-CARRYING-VALUE>                                               0
<DEBT-MARKET-VALUE>                                                 0
<EQUITIES>                                                        326
<MORTGAGE>                                                         11
<REAL-ESTATE>                                                       0
<TOTAL-INVEST>                                                    574
<CASH>                                                            140 <F1>
<RECOVER-REINSURE>                                                146
<DEFERRED-ACQUISITION>                                             43
<TOTAL-ASSETS>                                                   1254  
<POLICY-LOSSES>                                                   279
<UNEARNED-PREMIUMS>                                               293
<POLICY-OTHER>                                                      0
<POLICY-HOLDER-FUNDS>                                               0
<NOTES-PAYABLE>                                                    43
<PREFERRED-MANDATORY>                                             229 <F2>
<PREFERRED>                                                         0
<COMMON>                                                           10
<OTHER-SE>                                                        320
<TOTAL-LIABILITY-AND-EQUITY>                                     1254
<PREMIUMS>                                                        361
<INVESTMENT-INCOME>                                                26
<INVESTMENT-GAINS>                                                  6
<OTHER-INCOME>                                                     45
<BENEFITS>                                                        157
<UNDERWRITING-AMORTIZATION>                                        68
<UNDERWRITING-OTHER>                                              106 <F3>
<INCOME-PRETAX>                                                    64
<INCOME-TAX>                                                       17
<INCOME-CONTINUING>                                                47
<DISCONTINUED>                                                      0
<EXTRAORDINARY>                                                     0
<CHANGES>                                                           0
<NET-INCOME>                                                       47
<EPS-PRIMARY>                                                    1.57 <F4><F5>
<EPS-DILUTED>                                                    1.56 <F4><F6>
<RESERVE-OPEN>                                                      0
<PROVISION-CURRENT>                                                 0
<PROVISION-PRIOR>                                                   0
<PAYMENTS-CURRENT>                                                  0
<PAYMENTS-PRIOR>                                                    0
<RESERVE-CLOSE>                                                     0
<CUMULATIVE-DEFICIENCY>                                             0

<FN>
<F1>Cash includes short-term investments.
<F2>Company obligated mandatorily redeemable capital securities and
convertible
capital securities classified at mezzanine level on Consolidated
Statements of
Financial Position.
<F3>Includes Engineering Services expense and interest.
<F4>Reflects the impact of three-for-two stock split approved by the
Board of Directors on April 21, 1998 for net income.
<F5>Per SFAS No. 128 "Earnings per Share", this item represents
EPS-Basic.
<F6>Per SFAS No. 128 "Earnings per Share", this item represents
EPS-Basic.
</FN>
        


</TABLE>