<TABLE> <S> <C>

<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE FINANCIAL
CORPORATION AND SUBSIDIARIES FOR THE PERIOD ENDED DECEMBER 31, 1996 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000
       
<S>                                                            <C>
<PERIOD-TYPE>                                                        12-MOS
<FISCAL-YEAR-END>                                               DEC-31-1996
<PERIOD-START>                                                  JAN-01-1996
<PERIOD-END>                                                    DEC-31-1996
<CASH>                                                               38,267
<INT-BEARING-DEPOSITS>                                               18,142
<FED-FUNDS-SOLD>                                                      5,150
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                          90,254
<INVESTMENTS-CARRYING>                                               47,582
<INVESTMENTS-MARKET>                                                 48,588
<LOANS>                                                             500,591
<ALLOWANCE>                                                           6,895
<TOTAL-ASSETS>                                                      716,095
<DEPOSITS>                                                          616,478
<SHORT-TERM>                                                         15,167
<LIABILITIES-OTHER>                                                   5,032
<LONG-TERM>                                                          10,000
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           69,418
<TOTAL-LIABILITIES-AND-EQUITY>                                      716,095
<INTEREST-LOAN>                                                      43,646
<INTEREST-INVEST>                                                     9,718
<INTEREST-OTHER>                                                        904
<INTEREST-TOTAL>                                                     54,270
<INTEREST-DEPOSIT>                                                   24,238
<INTEREST-EXPENSE>                                                   25,186
<INTEREST-INCOME-NET>                                                29,084
<LOAN-LOSSES>                                                           600
<SECURITIES-GAINS>                                                      191
<EXPENSE-OTHER>                                                      19,433
<INCOME-PRETAX>                                                      13,398
<INCOME-PRE-EXTRAORDINARY>                                           13,398
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          9,605
<EPS-PRIMARY>                                                          1.74
<EPS-DILUTED>                                                          1.74
<YIELD-ACTUAL>                                                         3.40
<LOANS-NON>                                                             524
<LOANS-PAST>                                                          1,104
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       8,300
<ALLOWANCE-OPEN>                                                      6,600
<CHARGE-OFFS>                                                           593
<RECOVERIES>                                                            288
<ALLOWANCE-CLOSE>                                                     6,895
<ALLOWANCE-DOMESTIC>                                                  4,515
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               2,380
        


</TABLE>