<TABLE> <S> <C>

<ARTICLE> 7
<LEGEND>
This schedule contains summary financial information extracted from the
financial statements filed herewith and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997
<DEBT-HELD-FOR-SALE>                               248
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                         326
<MORTGAGE>                                          11
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                                     585
<CASH>                                             140<F1>
<RECOVER-REINSURE>                                 146
<DEFERRED-ACQUISITION>                              46
<TOTAL-ASSETS>                                    1257
<POLICY-LOSSES>                                    279
<UNEARNED-PREMIUMS>                                296
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                     43
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                         20<F2>
<COMMON>                                            10
<OTHER-SE>                                         311<F3>
<TOTAL-LIABILITY-AND-EQUITY>                      1257
<PREMIUMS>                                         121
<INVESTMENT-INCOME>                                  9
<INVESTMENT-GAINS>                                   2
<OTHER-INCOME>                                      16
<BENEFITS>                                          54
<UNDERWRITING-AMORTIZATION>                         24
<UNDERWRITING-OTHER>                                49
<INCOME-PRETAX>                                     22
<INCOME-TAX>                                         5
<INCOME-CONTINUING>                                 15
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                        15
<EPS-PRIMARY>                                      .76<F4>
<EPS-DILUTED>                                        0
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1>Cash includes short-term investments.
<F2>Convertible redeemable preferred stock classified at mezzanine level on
Consolidated Statements of Financial Position.
<F3>Excludes $108.9 million company obligated mandatorily redeemable capital
subsidiary trust, net of discount.
<F4>Per common share.
</FN>
        

</TABLE>