<TABLE> <S> <C>

<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE AUDITED CONSOLIDATED CONDENSED FINANCIAL STATEMENTS OF SHORELINE
FINANCIAL CORPORATION, INC. AND SUBSIDIARIES FOR THE PERIOD ENDED DECEMBER
31, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000
       
<S>                                                            <C>
<PERIOD-TYPE>                                                        12-MOS
<FISCAL-YEAR-END>                                               DEC-31-1997
<PERIOD-START>                                                  JAN-01-1997
<PERIOD-END>                                                    DEC-31-1997
<CASH>                                                               29,962
<INT-BEARING-DEPOSITS>                                                6,344
<FED-FUNDS-SOLD>                                                      8,675
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                         125,535
<INVESTMENTS-CARRYING>                                               38,385
<INVESTMENTS-MARKET>                                                 39,572
<LOANS>                                                             619,636
<ALLOWANCE>                                                           7,588
<TOTAL-ASSETS>                                                      857,843
<DEPOSITS>                                                          722,664
<SHORT-TERM>                                                         32,526
<LIABILITIES-OTHER>                                                   5,594
<LONG-TERM>                                                          20,176
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           76,882
<TOTAL-LIABILITIES-AND-EQUITY>                                      857,843
<INTEREST-LOAN>                                                      50,361
<INTEREST-INVEST>                                                    10,798
<INTEREST-OTHER>                                                      1,479
<INTEREST-TOTAL>                                                     62,638
<INTEREST-DEPOSIT>                                                   28,189
<INTEREST-EXPENSE>                                                   30,445
<INTEREST-INCOME-NET>                                                32,193
<LOAN-LOSSES>                                                           600
<SECURITIES-GAINS>                                                      171
<EXPENSE-OTHER>                                                      21,521
<INCOME-PRETAX>                                                      15,785
<INCOME-PRE-EXTRAORDINARY>                                           15,785
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                         11,011
<EPS-PRIMARY>                                                          1.25
<EPS-DILUTED>                                                          1.24
<YIELD-ACTUAL>                                                         2.35
<LOANS-NON>                                                           1,301
<LOANS-PAST>                                                            868
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       8,334
<ALLOWANCE-OPEN>                                                      6,895
<CHARGE-OFFS>                                                           958
<RECOVERIES>                                                            511
<ALLOWANCE-CLOSE>                                                     7,588
<ALLOWANCE-DOMESTIC>                                                  5,273
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               2,315
        


</TABLE>