Exhibit 3.2

# Amendments to the
By-Laws of Ridgestone Financial Services, Inc.

Pursuant to a resolution of the
Companys Board of Directors dated December 23, 2003, the Companys By-Laws were
amended primarily to provide for the position of Chief Operating Officer and to make
similar clarifying changes to the By-Laws to reflect the current titles of Company
executives and their associated duties. The By-Laws were amended as follows:

|1. | Section
2 of Article II was amended to read in its entirety as follows:
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| | SECTION
2. Special Meetings. Special meetings of the shareholders, for any purpose, unless
otherwise prescribed by statute, may be called by the Chief Executive Officer, President,
Chief Operating Officer or the Board of Directors, and shall be called by the Chief
Executive Officer or President at the request of shareholders owning, in the aggregate,
not less than ten percent (10%) of all the outstanding shares of the Corporation
entitled to vote at the meeting, provided that such shareholders deliver a signed and
dated written demand to the Corporation, describing the purpose(s) for which the meeting
is to be held.
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|2. | Section
3 of Article II was amended to read in its entirety as follows:
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| | SECTION 3. Place of Meeting. The Chief Executive Officer, President, Chief Operating
Officer or the Chairman of the Board may designate any place, either within or without the
State of Wisconsin, as the place of meeting for any annual meeting or for any special
meeting called by the Board of Directors. If no designation is made, or if a special
meeting is otherwise called, the place of meeting shall be the principal office of the
Corporation in the State of Wisconsin. Any meeting may be adjourned to reconvene at any
place designated by vote of a majority of the shares represented at the meeting.
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|3. | Section
1 of Article IV was amended to read in its entirety as follows:
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| | SECTION
1. Number. The principal Officers of the Corporation shall be a Chairman of the Board, a
Chief Executive Officer, a President, a Chief Operating Officer, an Executive
Vice-President, a Secretary and a Treasurer, each of whom shall be elected by the Board of
Directors. Such other officers and assistant officers as may be deemed necessary may be
elected or appointed by the Board of Directors, including any one or more Vice 
Presidents. Any two or more offices may be held by the same person, except the offices of
President and Secretary and the offices of President and Executive Vice-President or
VicePresident.
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|4. | A
new Section 6 was added to Article IV to read in its entirety as follows:
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| | SECTION
6. Chief Executive Officer. The Chief Executive Officer shall be the principal executive
officer of the Corporation and, subject to the control of the Board of Directors, shall in
general supervise and control all of the business and affairs of the Corporation. The
Chief Executive Officer shall have authority, subject to such rules as may be prescribed
by the Board of Directors, to appoint such agents and employees of the Corporation as he
or she shall deem necessary, to prescribe their powers, duties and compensation, and to
delegate authority to them. Such agents and employees shall hold office at the discretion
of the Chief Executive Officer. He or she shall have authority to sign, execute and
acknowledge, on behalf of the Corporation, all deeds, mortgages, bonds, stock
certificates, contracts, leases, reports and all other documents or instruments necessary
or proper to be executed in the course of the Corporations regular business, or
which shall be authorized by resolution of the Board of Directors; and, except as
otherwise provided by law or the Board of Directors, he or she may authorize the President
or Executive Vice  President or any Vice  President or other officer or agent
of the Corporation to sign, execute and acknowledge such documents or instruments in his
or her place and stead. In general, he or she shall perform all duties incident to the
office of Chief Executive Officer and such other duties as may be prescribed by the Board
of Directors from time to time. In the absence or disability of the Chairman of the Board,
or when that position is vacant, the Chief Executive Officer shall, when present, preside
at all meetings of the shareholders and of the Board of Directors.
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|5. | The
former Section 6 of Article IV was renumbered to Section 7 and amended to           read
in its entirety as follows:
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| | SECTION
7. President. The President shall assist the Chief Executive Officer in exercising general
supervision over the business and affairs of the Corporation, and shall perform such other
duties and have such authority as from time to time may be delegated or assigned to him or
her by the Chief Executive Officer or by the Board of Directors. The President shall have
authority, subject to the authority of the Chief Executive Officer and to such rules as
may be prescribed by the Board of Directors, to appoint such agents and employees of the
Corporation as he or she shall deem necessary, to prescribe their powers, duties and
compensation, and to delegate authority to them. Such agents and employees shall hold
office at the discretion of the President. He or she shall have authority to sign, execute
and acknowledge, on behalf of the Corporation, all deeds, mortgages, bonds, stock
certificates, contracts, leases, reports and all other documents or instruments necessary
or proper to be executed in the course of the Corporations regular business, or
which shall be authorized by the Chief Executive Officer or by resolution of the Board of
Directors; and, except as otherwise provided by law, the Chief Executive Officer or the
Board of Directors, he or she may authorize the Executive Vice-President or any
VicePresident or other officer or agent of the Corporation to sign, execute and
acknowledge such documents or instruments in his or her place and stead. During the
absence or disability of the Chief Executive Officer, or while that office is vacant, the
President shall exercise all the powers and discharge all of the duties of the Chief
Executive Officer.
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|6. | A
new Section 8 and a new Section 9 were added to Article IV to read in their
          entirety as follows:
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| | SECTION
8. Chief Operating Officer. The Chief Operating Officer shall, subject to the
direction of the Board of Directors and the Chief Executive Officer, in general supervise
and control the day-to-day business operations of the corporation. He or she shall have
authority, subject to such rules as may be prescribed by the Board of Directors, to sign,
execute and acknowledge, on behalf of the corporation, all deeds, mortgages, bonds, stock
certificates, contracts, leases, reports and all other documents or instruments necessary
or proper to be executed in the course of the corporations regular business, or
which shall be authorized by resolution of the Board of Directors; and, except as
otherwise provided by law or the Board of Directors, he or she may authorize any Vice
 President or other officer or agent of the corporation to sign, execute and
acknowledge such documents or instruments in his or her place and stead. In general he or
she shall perform all duties incident to the office of the Chief Operating Officer and
such other duties as may be prescribed by the Board of Directors from time to time.
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| | SECTION
9. The Executive Vice-President. The Executive Vice-President shall assist the
Chief Executive Officer and the President in exercising general supervision over the
business and affairs of the Corporation, and shall perform such other duties and have such
authority as from time to time may be delegated or assigned to him or her by the Chief
Executive Officer, the President or by the Board of Directors. In the absence or
disability of the President, the Executive Vice-President shall perform the duties and
functions of the President.
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|7. | The
former Section 7 of Article IV was renumbered to Section 10 and amended to           read
in its entirety as follows:
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| | SECTION
10. The Vice  Presidents. In the absence or disability of both the President
and the Executive Vice-President, the VicePresident (or in the event there be more
than one VicePresident, the VicePresidents in the order designated by the
Board of Directors, or in the absence of any designation, then in the order of their
election) shall perform the duties of the President, and when so acting, shall have
all the powers of and be subject to all the restrictions upon the President. The Vice
 President shall perform such other duties and have such authority as from time to
time may be delegated or assigned to him or her by the Chief Executive Officer, the
President or by the Board of Directors. The execution of any instrument of the Corporation
by any Vice  President shall be conclusive evidence, as to third parties, of his or
her authority to act in the stead of the President. The Board of Directors may designate
any Vice  President as being senior in rank or degree of responsibility and may
accord such a Vice  President an appropriate title designating his senior rank, such
as Senior Vice  President. The Board of Directors may assign a certain
Vice  President responsibility for a designated group, division or function of the
Corporations business and add an appropriate descriptive designation to his
title.
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|8. | The
former Section 8 of Article IV was renumbered to Section 11 and amended to           read
in its entirety as follows:
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| | SECTION
11. The Secretary. The Secretary shall: (a) keep minutes of the meetings of
the shareholders and of the Board of Directors (and of committees thereof) in one or
more books provided for that purpose (including records of actions taken by the
shareholders or the Board of Directors (or committees thereof) without a meeting);
(b) see that all notices are duly given in accordance with the provisions of these
bylaws or as required by the Wisconsin Business Corporation Law; (c) be custodian of
the corporate records of the Corporation; (d) maintain a record of the shareholders
of the Corporation, in a form that permits preparation of a list of the names and
addresses of all shareholders, by class or series of shares and showing the number and
class or series of shares held by each shareholder; (e) sign with the Chief Executive
Officer or the President, certificates for shares of the Corporation, the issuance of
which shall have been authorized by resolution of the Board of Directors; (f) have
general charge of the stock transfer books of the Corporation; and (g) in general
perform all duties incident to the office of Secretary and have such other duties and
exercise such authority as from time to time may be delegated or assigned by the Chief
Executive Officer, the President the Executive Vice-President or by the Board of
Directors.
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|9. | A
new Section 12 and a new Section 13 were added to Article IV to read in their
          entirety as follows:
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| | SECTION
12. The Treasurer. The Treasurer shall: (a) have charge and custody of and be
responsible for all funds and securities of the Corporation; (b) maintain appropriate
accounting records; (c) receive and give receipts for moneys due and payable to the
Corporation from any source whatsoever, and deposit all such moneys in the name of the
Corporation in such banks, trust companies or other depositaries as shall be selected in
accordance with the provisions of these bylaws; and (d) in general perform all of the
duties incident to the office of Treasurer and have such other duties and exercise such
other authority as from time to time may be delegated or assigned by the Chief Executive
Officer, the President, the Executive Vice-President or by the Board of Directors.
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| | SECTION
13. Assistant Secretaries and Assistant Treasurers. There shall be such number of
Assistant Secretaries and Assistant Treasurers as the Board of Directors may from time to
time authorize. The Assistant Secretaries may sign with the Chief Executive Officer or the
President, certificates for shares of the Corporation the issuance of which shall have
been authorized by a resolution of the Board of Directors. The Assistant Secretaries and
Assistant Treasurers, in general, shall perform such duties and have such authority as
shall from time to time be delegated or assigned to them by the Secretary or the
Treasurer, respectively, or by the President or the Board of Directors.
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|10. | The
former Section 9 of Article IV was renumbered to Section 14.
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|11. | Section
5 of Article V was amended to read in its entirety as follows:
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| | SECTION
5. Voting of Securities Owned by The Corporation. Subject always to the specific
directions of the Board of Directors, (a) any shares or other securities issued by
any other corporation and owned or controlled by the Corporation may be voted at any
meeting of security holders of such other corporation by the Chief Executive Officer,
President or Chief Operating Officer of the Corporation if he or she be present, or, in
his or her absence, by the Executive Vice  President of the Corporation, and
(b) whenever, in the judgment of the Chief Executive Officer, President or Chief
Operating Officer, or in his or her absence, the Executive Vice  President, it is
desirable for the Corporation to execute a proxy or written consent in respect to any
shares or other securities issued by any other corporation and owned by the Corporation,
such proxy or consent shall be executed in the name of the Corporation by the Chief
Executive Officer, President or Chief Operating Officer or Executive Vice  President
of the Corporation, without necessity of any authorization by the Board of Directors,
affixation of corporate seal or countersignature or attestation by another officer. Any
person or persons designated in the manner above stated as the proxy or proxies of the
Corporation shall have full right, power, and authority to vote the shares or other
securities issued by such other corporation and owned by the Corporation the same as such
shares or other securities might be voted by the Corporation.
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|12. | Section
1 of Article VI was amended to read in its entirety as follows:
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| | SECTION
1. Certificates for Shares. Certificates representing shares of the Corporation
shall be in such form as shall be determined by the Board of Directors. Each certificate
shall be signed by the Chief Executive Officer or President and by the Secretary or an
Assistant Secretary. All certificates for shares shall be consecutively numbered or
otherwise identified. The name and address of the person to who the shares represented
thereby are issued, with the number of shares and date of issue, shall be entered on the
stock transfer books of the Corporation. All certificates surrendered to the Corporation
for transfer shall be cancelled. No new certificates shall be issued until the former
certificates for a like number of shares shall have been surrendered and cancelled, except
that in case of a lost, destroyed, or mutilated certificate a new one may be issued
therefor upon such terms and indemnity to the Corporation as the Board of Directors may
prescribe.
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