<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONDENSED
CONSOLIDATED FINANCIAL STATEMENTS OF RIDGESTONE FINANCIAL SERVICES, INC. AS OF
AND FOR THE FISCAL YEAR ENDED DECEMBER 31, 1997 AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               DEC-31-1997
<CASH>                                       2,671,050
<INT-BEARING-DEPOSITS>                           4,185
<FED-FUNDS-SOLD>                             7,994,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    874,406
<INVESTMENTS-CARRYING>                       4,253,095
<INVESTMENTS-MARKET>                         9,298,356
<LOANS>                                     46,259,021
<ALLOWANCE>                                    624,740
<TOTAL-ASSETS>                              65,103,697
<DEPOSITS>                                  58,487,625
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            752,772
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     7,721,399
<OTHER-SE>                                 (1,837,493)
<TOTAL-LIABILITIES-AND-EQUITY>               5,883,906
<INTEREST-LOAN>                              2,982,233
<INTEREST-INVEST>                              546,627
<INTEREST-OTHER>                               210,951
<INTEREST-TOTAL>                             3,739,811
<INTEREST-DEPOSIT>                           2,126,065
<INTEREST-EXPENSE>                           2,126,065
<INTEREST-INCOME-NET>                        1,613,746
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                             571,382
<EXPENSE-OTHER>                              1,944,782
<INCOME-PRETAX>                                 41,633
<INCOME-PRE-EXTRAORDINARY>                      41,633
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    41,633
<EPS-PRIMARY>                                      .05
<EPS-DILUTED>                                      .05
<YIELD-ACTUAL>                                    7.86
<LOANS-NON>                                    948,048
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               624,740
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                              624,740
<ALLOWANCE-DOMESTIC>                           431,580
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        193,160
        

</TABLE>