<TABLE> <S> <C>

<ARTICLE>                9
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated statements of financial condition and the consolidated
statements of operation of Unified Financial Services, Inc. filed as
part of the Company's Quarterly Report on Form 10-Q for the three months
ended June 30, 2000 and is qualified in its entirety by reference to
such report.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                         611,014
<INT-BEARING-DEPOSITS>                       5,288,196
<FED-FUNDS-SOLD>                             1,975,000
<TRADING-ASSETS>                            12,506,654
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                         882,774
<INVESTMENTS-MARKET>                           840,000
<LOANS>                                     12,812,932
<ALLOWANCE>                                    160,000
<TOTAL-ASSETS>                              49,748,747
<DEPOSITS>                                  21,151,467
<SHORT-TERM>                                 4,246,381
<LIABILITIES-OTHER>                         10,369,830
<LONG-TERM>                                    430,942
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        33,297
<OTHER-SE>                                  13,516,830
<TOTAL-LIABILITIES-AND-EQUITY>              49,748,747
<INTEREST-LOAN>                                438,940
<INTEREST-INVEST>                              435,578
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               874,518
<INTEREST-DEPOSIT>                             375,591
<INTEREST-EXPENSE>                             375,591
<INTEREST-INCOME-NET>                          498,927
<LOAN-LOSSES>                                  127,000
<SECURITIES-GAINS>                             (31,625)
<EXPENSE-OTHER>                             15,078,808
<INCOME-PRETAX>                             (1,340,210)
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                (1,364,734)
<EPS-BASIC>                                     (.47)
<EPS-DILUTED>                                     (.45)
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                    0
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>