| 1.   | Interest.  The      principal amount hereof outstanding from time to time shall bear interest      until paid in full at the ApplicableRate. |
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| 2.   | Monthly      Payments.  Interest only shall be payable in arrears on      the first (1st) |
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|   | day      of each calendar month after the date hereof up to and including the      Maturity Date in the amount of all interest accrued during the immediately      preceding calendar month.  All payments on account of the      indebtedness evidenced by this Note shall be made to Lender prior to the      close of business on the day when due in lawful money of the United States      and shall be first applied to late charges, costs of collection or      enforcement and other similar amounts due, if any, under this Note and any      of the other Loan Documents, then to interest due and payable hereunder      and the remainder to principal due and payable  hereunder. |
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| 3.   | Maturity      Date.  The indebtedness evidenced hereby shall mature on      the Maturity Date.  On the Maturity Date, the entire outstanding      principal balance hereof, |
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| 4.   | General      Provisions. |
|----------------|--------------------------|

| (a)   | In      the event (i) the principal balance hereof is not paid when due whether by      acceleration or upon the Maturity Date or (ii) an Event of Default      exists, then the principal balance hereof shall bear interest from and      after the date when due at the Default Rate.  In addition, for      any monthly installment (exclusive of the payment due upon the Maturity      Date or earlier date if due by acceleration) which is not paid within five      (5) days after the due date thereof, a late charge equal to the greater of      (a) four percent (4%) of the amount of such installment or (b) $25 shall      be due and payable to the holder of this Note on demand to cover the extra      expense involved in handling delinquent  payments. |
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| (b)   | Borrower      agrees that the obligation evidenced by this Note is an exempt      transaction under the Truth-in-Lending Act, 15 U.S.C. § 1601,      et      seq. |
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| (c)   | The      parties hereto intend and believe that each provision in this Note      comports with all applicable local, state and federal laws and judicial      decisions.  However, if any provision or provisions, or if any      portion of any provision or provisions, in this Note is found by a court      of law to be in violation of any applicable local, state or federal      ordinance, statute, law, administrative or judicial decision, or public      policy, and if such court should declare such portion, provision or      provisions of this Note to be illegal, invalid, unlawful, void or      unenforceable as written, then it is the intent of all parties hereto that      such portion, provision or provisions shall be given force to the fullest      possible extent that they are legal, valid and enforceable, that the      remainder of this Note shall be construed as if such illegal, invalid,      unlawful, void or unenforceable portion, provision or provisions were not      contained therein, and that the rights, obligations and interest of      Borrower and the holder or holders hereof under the remainder of this Note      shall continue in full force and effect.  All agreements herein      are expressly limited so that in no contingency or event whatsoever,      whether by reason of advancement of the proceeds hereof, acceleration of      maturity of the unpaid principal balance hereof, or otherwise, shall the      amount paid or agreed to be paid to the holders hereof for the use,      forbearance or detention of the money to be advanced hereunder exceed the      highest lawful rate permissible under applicable usury      laws.  If, from any circumstances whatsoever, the fulfillment of      any provision hereof, at the time performance of such provision shall be      due, shall involve transcending the limit of validity prescribed by law      which a court of competent jurisdiction may deem applicable hereto, then,      ipso facto, the      obligation to be fulfilled shall be reduced to the limit of such validity      and if from any circumstance the holder hereof shall ever receive as      interest an amount which would exceed the highest lawful rate, such amount      which |
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| (d)   | This      Note and all provisions hereof shall be binding upon Borrower and all      persons claiming under or through Borrower, and shall inure to the benefit      of Lender, together with its successors and assigns, including each owner      and holder from time to time of thisNote. |
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| (e)   | Time      is of the essence as to all dates set forth herein, provided, however, if      a payment is due on a date that is not a Business Day, then such payment      shall not be due until the Business Day immediately following such      date. |
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| (f)   | Borrower      agrees that its liability shall not be in any manner affected by any      indulgence, extension of time, renewal, waiver, or modification granted or      consented to by Lender; and Borrower consents to any indulgences and all      extensions of time, renewals, waivers, or modifications that may be      granted by Lender with respect to the payment or other provisions of this      Note, and to any substitution, exchange or release of the collateral, or      any part thereof, with or without substitution, and agrees to the addition      or release of any Borrower, endorsers, guarantors, or sureties, all      whether primarily or secondarily liable, without notice to Borrower and      without affecting their liabilityhereunder. |
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| (g)   | Borrower      hereby waives and renounce for itself, its successors and assigns, all      rights to the benefits of any statute of limitations and any moratorium,      reinstatement, marshalling, forbearance, valuation, stay, extension,      redemption, appraisement, or exemption and homestead laws now provided, or      which may hereafter be provided, by the laws of the United States and of      any state thereof against the enforcement and collection of the      obligations evidenced by this Note. |
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| (h)   | If      this Note is placed in the hands of attorneys for collection or is      collected through any legal proceedings, Borrower promises and agrees to      pay, in addition to the principal, interest and other sums due and payable      hereon, all reasonable out-of-pocket costs of collecting or attempting to      collect this Note, including all reasonable attorneys’ fees and      disbursements. |
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| (i)   | Except      as otherwise specifically provided in this Note or any other Loan      Document, all parties now or hereafter liable with respect to this Note,      whether Borrower, principal, surety, guarantor, endorsee or otherwise      hereby severally waive presentment for payment, demand, notice of      nonpayment or dishonor, protest and notice of protest.  No      failure to accelerate the indebtedness evidenced hereby, acceptance of a      past due installment following the expiration of any cure period provided      by this Note, any Loan Document or applicable law, or indulgences granted      from time to time shall be construed (i) as a novation of this Note      or as a reinstatement of the indebtedness evidenced hereby or as a waiver      of such right of acceleration or of the right of Lender thereafter to      insist upon strict |
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