UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINIOS

In re: MARY P. FERRUZZA § Case No. 10-70006

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Debtors §

CHAPTER 13 STANDING TRUSTEE'S FINAL REPORT AND ACCOUNT

Lydia S. Meyer, chapter 13 trustee, submits the following Final Report and Account of the

administration of the estate pursuant to 11 U.S.C § 1302(b)(1). The trustee declares as follows:

1) The case was filed on 01/04/2010.

2) The plan was confirmed on 03/19/2010.

3) The plan was modified by order after confirmation pursuant to 11 U.S.C § 1329 on

NA.

4) The trustee filed action to remedy default by the debtor in performance under the plan

on 12/08/2010.

5) The case was converted on 12/29/2010.

6) Number of months from filing or conversion to last payment: 9.

7) Number of months case was pending: 12.

8) Total value of assets abandoned by court order: NA.

9) Total value of assets exempted: $21,500.00.

10) Amount of unsecured claims discharged without full payment: $0.00.

11) All checks distributed by the trustee relating to this case have NOT cleared the bank.

UST Form 101-13-FR-S (9/1/2009)

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Receipts:

Total paid by or on behalf of the debtor $ 4,667.43

Less amount refunded to debtor $ 0.00

NET RECEIPTS $ 4,667.43

Expenses of Administration:

Attorney's Fees Paid Through the Plan $ 2,500.00

Court Costs $ 0.00

Trustee Expenses & Compensation $ 258.74

Other $ 0.00

TOTAL EXPENSES OF ADMINISTRATION $ 2,758.74

Attorney fees paid and disclosed by debtor: $ 1,000.00

Scheduled Creditors:

Creditor Claim Claim Claim Principal Interest

Name Class Scheduled Asserted Allowed Paid Paid

ATTORNEY GARY C FLANDERS Lgl 3,500.00 3,500.00 3,500.00 2,500.00 0.00

ACCESS GROUP Uns 0.00 30,643.00 0.00 0.00 0.00

AT&T Uns 275.00 NA NA 0.00 0.00

BRADLEY UNIVERSITY Uns 0.00 NA NA 0.00 0.00

CAPITAL ONE BANK USA NA Uns 700.00 685.12 685.12 100.53 0.00

CEFCU Uns 0.00 NA NA 0.00 0.00

CACH LLC Uns 1,100.00 1,364.77 1,364.77 200.24 0.00

ECMC Uns 0.00 15,231.58 0.00 0.00 0.00

MEMBERS ALLIANCE CREDIT Uns 9,700.00 10,959.09 10,959.09 1,607.92 0.00

FIRST MARBLEHEAD CORP Uns 0.00 41,343.17 0.00 0.00 0.00

NORTHSTAR Uns 14,350.00 NA NA 0.00 0.00

ROCKFORD MERCANTILE Uns 140.00 NA NA 0.00 0.00

RUSH UNIVERSITY Uns 0.00 NA NA 0.00 0.00

THE PROGRAM GRAD Uns 0.00 NA NA 0.00 0.00

THE PROGRAM GRAD Uns 0.00 NA NA 0.00 0.00

US BANK NATIONAL ASSOC Uns 0.00 NA NA 0.00 0.00

PHILLIP LABEK Sec 0.00 NA NA 0.00 0.00

THOMAS FERRUZZA Uns 0.00 NA NA 0.00 0.00

UST Form 101-13-FR-S (9/1/2009)

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Summary of Disbursements to Creditors:

Claim Principal Interest

Allowed Paid Paid

Secured Payments:

Mortgage Ongoing $ 0.00 $ 0.00 $ 0.00

Mortgage Arrearage $ 0.00 $ 0.00 $ 0.00

Debt Secured by Vehicle $ 0.00 $ 0.00 $ 0.00

All Other Secured $ 0.00 $ 0.00 $ 0.00

TOTAL SECURED: $ 0.00 $ 0.00 $ 0.00

Priority Unsecured Payments:

Domestic Support Arrearage $ 0.00 $ 0.00 $ 0.00

Domestic Support Ongoing $ 0.00 $ 0.00 $ 0.00

All Other Priority $ 0.00 $ 0.00 $ 0.00

TOTAL PRIORITY: $ 0.00 $ 0.00 $ 0.00

GENERAL UNSECURED PAYMENTS: $ 13,008.98 $ 1,908.69 $ 0.00

Disbursements:

Expenses of Administration $ 2,758.74

Disbursements to Creditors $ 1,908.69

TOTAL DISBURSEMENTS: $ 4,667.43

UST Form 101-13-FR-S (9/1/2009)

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12) The trustee certifies that the foregoing summary is true and complete and all

administrative matters for which the trustee is responsible have been completed. The trustee

requests that the trustee be discharged and granted such other relief as may be just and proper.

Date: 01/10/2011 By: /s/ Lydia S. Meyer

Trustee

STATEMENT: This Uniform Form is associated with an open bankruptcy case, therefore, Paperwork Reduction

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

UST Form 101-13-FR-S (9/1/2009)

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