<TABLE> <S> <C>

<ARTICLE>                     9
<CIK>                         0001000235
<NAME>                        Patriot Bank Corp. 
<MULTIPLIER>                                     1,000
<CURRENCY>                                       U.S.$
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               DEC-31-1997
<EXCHANGE-RATE>                                  1,000
<CASH>                                           2,597
<INT-BEARING-DEPOSITS>                           6,417
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    343,125
<INVESTMENTS-CARRYING>                          62,516
<INVESTMENTS-MARKET>                            62,817
<LOANS>                                        422,209
<ALLOWANCE>                                     (2,512)
<TOTAL-ASSETS>                                 851,500
<DEPOSITS>                                     289,528
<SHORT-TERM>                                   385,684
<LIABILITIES-OTHER>                              7,138
<LONG-TERM>                                    218,773
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            56
<OTHER-SE>                                      46,477
<TOTAL-LIABILITIES-AND-EQUITY>                 851,500
<INTEREST-LOAN>                                 27,008
<INTEREST-INVEST>                               23,048
<INTEREST-OTHER>                                   193
<INTEREST-TOTAL>                                50,249
<INTEREST-DEPOSIT>                              13,405
<INTEREST-EXPENSE>                              35,807
<INTEREST-INCOME-NET>                           14,442
<LOAN-LOSSES>                                      915
<SECURITIES-GAINS>                                 438
<EXPENSE-OTHER>                                 11,158
<INCOME-PRETAX>                                  4,699
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,373
<EPS-PRIMARY>                                      .78
<EPS-DILUTED>                                      .74
<YIELD-ACTUAL>                                    2.14
<LOANS-NON>                                        777
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,830
<CHARGE-OFFS>                                      276
<RECOVERIES>                                        43
<ALLOWANCE-CLOSE>                                2,512
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,512
        

</TABLE>