EXHIBIT 24

                               POWERS OF ATTORNEY


         Each of the  undersigned  directors and officers of Oak Hill Financial,
Inc. (the  "Corporation")  whose signature appears below hereby appoints John D.
Kidd,  Ron  J.  Copher  or H.  Grant  Stephenson,  or  either  of  them,  as his
attorney-in-fact  to  sign,  in his  name  and on  behalf  of and in any and all
capacities  stated  below,  and to  cause to be filed  with the  Securities  and
Exchange  Commission,  the Corporation's Annual Report on Form 10-K (the "Annual
Report") for the fiscal year ended  December 31, 2000,  and likewise to sign and
file any amendments,  post-effective  amendments,  to the Annual Report,  hereby
granting unto such attorneys and each of them full power and authority to do and
perform  in the name and on behalf of the  undersigned,  and in any and all such
capacities, every act and thing whatsoever necessary to be done in and about the
premises  as fully as the  undersigned  could  or  might  do in  person.  Hereby
granting to such attorney-in-fact full power of substitution and revocation, and
hereby  ratifying all that such  attorney-in-fact  of his  substitute  may do by
virtue hereof.

         IN  WITENESS  WHEREOF,  the  undersigned  have  executed  this Power of
Attorney in counterparts if necessary, effective as of March 13, 2001.
<TABLE>
<CAPTION>


SIGNATURE                                                        TITLE
<S>                                                                 <C>




/s/     Evan E. Davis                                            Chairman of the Board
--------------------------------------



/s/     John D. Kidd                                             President, Chief Executive Officer and Director
--------------------------------------                           (Principal Executive Officer)



/s/     Richard P. LeGrand                                       Executive Vice President and Director
--------------------------------------



/s/     H. Tim Bichsel                                           Secretary
--------------------------------------



/s/     Ron J. Copher                                            Chief Financial Officer and Treasurer
--------------------------------------                           (Principal Financial and Accounting Officer)



/s/     Barry M. Dorsey                                           Director
--------------------------------------



/s/     Rick A. McNelly                                           Director
--------------------------------------



/s/     Donald R. Seigneur                                        Director
--------------------------------------



/s/     H. Grant Stephenson                                       Director
--------------------------------------



/s/     C. Clayton Johnson                                        Director
--------------------------------------
</TABLE>



<PAGE>

<TABLE>
<CAPTION>

SIGNATURE                                                        TITLE
<S>                                                                 <C>


/s/     D. Bruce Knox                                            Chief Information Officer and Director
--------------------------------------



/s/     Ralph E. Coffman, Jr.                                    Vice President
--------------------------------------



/s/     David G. Ratz                                            Chief Administrative Officer
--------------------------------------
</TABLE>