UNITED STATES BANKRUPTCY COURT

In re: § Case No.

§

CHAPTER 13 STANDING TRUSTEE'S FINAL REPORT AND ACCOUNT

Ross, Michael L 10 B 00225

Nalley, Denise M

NORTHERN DISTRICT OF ILLINOIS

§

§

Debtors

Marilyn O. Marshall, chapter 13 trustee, submits the following Final Report and Account of the

administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as follows:

 1) The case was filed on 01/05/2010.

 2) The plan was confirmed on 03/24/2010.

 3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 

on (NA).

 4) The trustee filed action to remedy default by the debtor in performance under the

plan on 10/06/2010.

 5) The case was converted on 10/19/2010.

 6) Number of months from filing or conversion to last payment: 6.

 7) Number of months case was pending: 9.

 8) Total value of assets abandoned by court order: (NA).

 9) Total value of assets exempted: $40,429.21.

 10) Amount of unsecured claims discharged without full payment: $0.

 11) All checks distributed by the trustee relating to this case have cleared the bank. 

EASTERN DIVISION

UST Form 101-13-FR-S (09/01/2009)

Case 10-00225 Doc 45 Filed 10/26/10 Entered 10/26/10 17:49:42 Desc Page 1

 of 5
Total paid by or on behalf of the debtor

Receipts:

$11,340.00

Less amount refunded to debtor $0

NET RECEIPTS: $11,340.00

Attorney's Fees Paid Through the Plan

Expenses of Administration:

$1,774.00

Court Costs $0

TOTAL EXPENSES OF ADMINISTRATION: $2,459.73

Trustee Expenses & Compensation $685.73

Other $0

Attorney fees paid and disclosed by debtor: $2,000.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Int.

Paid

Claim

Asserted

Claim

Allowed

Principal

Paid

Illinois Dept of Revenue Priority $4,500.00 $3,450.47 $3,450.47 $0 $0

Internal Revenue Service Priority $62,500.00 $93,307.04 $93,307.04 $0 $0

BAC Home Loan Servicing LP Secured $10,144.99 $10,144.99 $10,144.99 $7,193.48 $0

BAC Home Loan Servicing LP Secured $309,944.55 $299,467.21 $299,467.21 $0 $0

Green Tree Servicing LLC Secured $1,480.83 $1,480.83 $1,480.83 $1,053.34 $0

Green Tree Servicing LLC Secured $58,860.03 $58,799.23 $58,799.23 $0 $0

Icon Health Fitness Processing Cent Secured $500.00 $500.00 $500.00 $83.34 $0

Tandem Loft Condominium AssociatioSecured $1,500.00 $2,105.38 $1,500.00 $208.35 $0

Toyota Motor Credit Corporation Secured $3,000.00 $3,334.76 $3,000.00 $341.76 $0

AES/EFR Unsecured $1,958.44 NA NA $0 $0

Capital One Unsecured $5,136.02 $5,318.54 $5,318.54 $0 $0

Chase Bank USA NA Unsecured $26,478.98 $27,949.85 $27,949.85 $0 $0

CR Evergreen LLC Unsecured $22,664.32 $25,119.14 $25,119.14 $0 $0

CR Evergreen LLC Unsecured $13,093.44 $13,324.11 $13,324.11 $0 $0

Educational Credit Management Corp Unsecured $55,820.18 $56,551.60 $56,551.60 $0 $0

Hc Processing Center Unsecured NA $2,133.76 $2,133.76 $0 $0

Household Bank (SB) N A Unsecured $35.00 NA NA $0 $0

(Continued)

UST Form 101-13-FR-S (09/01/2009)

Case 10-00225 Doc 45 Filed 10/26/10 Entered 10/26/10 17:49:42 Desc Page 2

 of 5
Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Int.

Paid

Claim

Asserted

Claim

Allowed

Principal

Paid

(Continued)

HSBC Bank Nevada NA Unsecured $9,357.13 $10,032.78 $10,032.78 $0 $0

Icon Health Fitness Processing Cent Unsecured $1,539.00 NA NA $0 $0

Illinois Dept of Revenue Unsecured NA $441.90 $441.90 $0 $0

Internal Revenue Service Unsecured NA $4,879.57 $4,879.57 $0 $0

JP Morgan Chase Bank Unsecured $1,100.00 NA NA $0 $0

Key Bank USA National Association Unsecured NA $67.91 $67.91 $0 $0

Key Bank USA National Association Unsecured NA $226.46 $226.46 $0 $0

Key Bank USA National Association Unsecured NA $268.43 $268.43 $0 $0

Key Bank USA National Association Unsecured NA $480.16 $480.16 $0 $0

Key Bank USA National Association Unsecured NA $562.99 $562.99 $0 $0

Northwestern Medical Faculty Unsecured $25.00 NA NA $0 $0

Northwestern Medical Faculty Unsecured $190.00 NA NA $0 $0

Northwestern Memorial Hospital Unsecured $458.20 NA NA $0 $0

Portfolio Recovery Associates Unsecured $5,070.93 $5,727.70 $5,727.70 $0 $0

Portfolio Recovery Associates Unsecured $16,313.95 $16,080.95 $16,080.95 $0 $0

Tandem Loft Condominium AssociatioUnsecured NA $605.38 $605.38 $0 $0

Toyota Motor Credit Corporation Unsecured NA $334.76 $334.76 $0 $0

Volvo Car Finance North America Unsecured $0 $4,592.46 $4,592.46 $0 $0

Volvo Finance Unsecured $0 NA NA $0 $0

UST Form 101-13-FR-S (09/01/2009)

Case 10-00225 Doc 45 Filed 10/26/10 Entered 10/26/10 17:49:42 Desc Page 3

 of 5
Mortgage Ongoing

Summary of Disbursements to Creditors:

$358,266.44

Interest

Paid

Claim

Allowed

Principal

Paid

Secured Payments:

$0 $0

Mortgage Arrearage $11,625.82 $8,246.82 $0

Debt Secured by Vehicle $3,000.00 $341.76 $0

All Other Secured $2,000.00 $291.69 $0

TOTAL SECURED: $374,892.26 $8,880.27 $0

Domestic Support Arrearage $0

Priority Unsecured Payments:

$0 $0

Domestic Support Ongoing $0 $0 $0

All Other Priority $96,757.51 $0 $0

TOTAL PRIORITY: $96,757.51 $0 $0

GENERAL UNSECURED PAYMENTS: $174,698.45 $0 $0

Expenses of Administration

Disbursements:

$2,459.73

Disbursements to Creditors $8,880.27

TOTAL DISBURSEMENTS: $11,340.00

UST Form 101-13-FR-S (09/01/2009)

Case 10-00225 Doc 45 Filed 10/26/10 Entered 10/26/10 17:49:42 Desc Page 4

 of 5
 12) The trustee certifies that the foregoing summary is true and complete, and all administrative

matters for which the trustee is responsible have been completed. The trustee requests a final decree be

entered that discharges the trustee and grants such other relief as may be just and proper. 

 This Uniform Form is associated with an open bankruptcy case, therefore, Paperwork 

Reduction Act exemption 5 C.F.R. § 1320.4(a)(2) applies. 

STATEMENT:

Date: October 26, 2010

Trustee

By:

/s/ MARILYN O. MARSHALL

UST Form 101-13-FR-S (09/01/2009)

Case 10-00225 Doc 45 Filed 10/26/10 Entered 10/26/10 17:49:42 Desc Page 5

 of 5