Exhibit 4.4



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|PB-1                                                                                                                                                                                      |  | Incorporated under the laws of the State of Delaware September 25, 1995 |  | ** 100,000**                                              
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|                                                                                                                                                                                          |  |                                                                         |  | Please see transfer restrictionson the reverse side hereof
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|This Certifies that Federal National Mortgage Association is the holder of One Hundred Thousand (100,000) shares of Series B
Noncumulative Perpetual Preferred Stock of                  
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|BROADWAY FINANCIAL CORPORATION Authorized: 4,000,000 3,000,000 Common;
$0.01 Par Value 1,000,000 Preferred; $0.01 Par Value                                                              
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|transferable only on the books of the Corporation by the holder hereof in person or by Attorney upon surrender of this Certificate properly endorsed, or assigned.                       
|PREFERRED                                                                                                                                                                                
|In Witness Whereof, the said Corporation has caused this Certificate to be signed by its duly authorized officers and its Corporate Seal hereunto affixed this 30th day of December 2002.

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|President |  |  |  | Secretary