B1 (Official Form 1) (01/08)

United States Bankruptcy Court

Northern District of Illinois, Eastern Division

Voluntary Petition

Name of Debtor (if individual, enter Last, First, Middle):

Reid , Shannon Joy

All Other Names Used by the Debtor in the last 8 years

(include married, maiden, and trade names):

Last four digits of Soc. Sec. or Individual-Taxpayer I.D. (ITIN) No./Complete EIN

(if more than one, state all): 8713

Street Address of Debtor (No. and Street, City, and State):

2939 S. 13th Ave Unit 1N

Broadview, Illinois 60155

County of Residence or of the Principal Place of Business:

Cook

Mailing Address of Debtor (if different from street address):

Name of Joint Debtor (Spouse) (Last, First, Middle):

All Other Names Used by the Joint Debtor in the last 8 years

(include married, maiden, and trade names):

Last four digits of Soc. Sec. or Individual-Taxpayer I.D. (ITIN) No./Complete EIN

(if more than one, state all):

Street Address of Joint Debtor (No. and Street, City, and State):

County of Residence or of the Principal Place of Business:

Mailing Address of Joint Debtor (if different from street address):

Location of Principal Assets of Business Debtor (if different from street address above):

Type of Debtor

(Form of Organization)

(Check one box.)

Individual (includes Joint Debtors)

See Exhibit D on page 2 of this form.

Corporation (includes LLC and LLP)

Partnership

Other (If debtor is not one of the above entities,

check this box and state type of entity below.)

Nature of Business

(Check one box.)

Health Care Business

Single Asset Real Estate as defined in

11 U.S.C § 101 (51B)

Railroad

Stockbroker

Commodity Broker

Clearing Bank

Other

Tax-Exempt Entity

(Check box, if applicable.)

Debtor is a tax-exempt organization

under Title 26 of the United States

Code (the Internal Revenue Code).

Chapter of Bankruptcy Code Under Which

the Petition is Filed (Check one box)

Chapter 7

Chapter 9

Chapter 11

Chapter 12

Chapter 13

Chapter 15 Petition for

Recognition of a Foreign

Main Proceeding

Chapter 15 Petition for

Recognition of a Foreign

Nonmain Proceeding

Nature of Debts

(Check one box.)

Debts are primarily consumer

debts, defined in 11 U.S.C.

§ 101(8) as "incured by an

individual primarily for a

personal, family, or household purpose.

Debts are primarily

business debts.

Filing Fee (Check one box.)

Full Filing Fee attached

Filing Fee to be paid in installments (Applicable to individuals only)

Must attach signed application for the court's consideration certifying that the debtor is

unable to pay fee except in installments. Rule 1006(b). See Official Form 3A.

Filing Fee waiver requested (Applicable to chapter 7 individuals only). Must attach

signed application for the court's consideration. See Official Form 3B.

Chapter 11 Debtors

Check one box:

Debtor is a small business debtor as defined in 11 U.S.C. § 101(51D)

Debtor is not a small business debtor as defined in 11 U.S.C. § 101(51D)

Check if:

Debtor's aggregate noncontingent liquidated debts (excluding debts owned to

insiders or affiliates) are less than $2,190,000.

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Check all applicable boxes:

A plan is being filed with this petition.

Acceptances of the plan were solicited prepetition from one or more classes

of creditors, in accordance with 11 U.S.C. § 1126(b).

Statistical/Administrative Information

Debtor estimates that funds will be available for distribution to unsecured creditors.

Debtor estimates that, after any exempt property is excluded and administrative

expenses paid, there will be no funds available for distribution to unsecured creditors.

Estimated Number of Creditors

1-

49

50-

99

100-

199

200-

999

1,000-

5,000

5,001-

10,000

10,001-

25,000

25,001-

50,000

50,001-

100,000

Over

100,000

Estimated Assets

$0 to

$50,000

$50,001 to

$100,000

$100,001 to

$500,000

$500,001

to $1

million

$1,000,001

to $10

million

$10,000,001

to $50

million

$50,000,001

to $100

million

$100,000,001

to $500

million

$500,000,001

to $1 billion

More than

$1 billion

Estimated Liabilities

$0 to

$50,000

$50,001 to

$100,000

$100,001 to

$500,000

$500,001

to $1

million

$1,000,001

to $10

million

$10,000,001

to $50

million

$50,000,001

to $100

million

$100,000,001

to $500

million

$500,000,001

to $1 billion

More than

$1 billion

THIS SPACE IS FOR

COURT USE ONLY

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B1 (Official Form 1) (01/08) Page 2

Voluntary Petition

(This page must be completed and filed in every case)

Name of Debtor(s): Shannon Joy Reid

All Prior Bankruptcy Case Filed Within Last 8 Years (If more than two, attach additional sheet.)

Location

Where Filed:

Case Number: Date Filed:

Location

Where Filed:

Case Number: Date Filed:

Pending Bankruptcy Case Filed by any Spouse, Partner or Affiliate of this Debtor (If more than one, attach additional sheet.)

Name of Debtor: Case Number: Date Filed:

District: Relationship: Judge:

Exhibit A

(To be completed if debtor is required to file periodic reports (e.g., forms

10K and 10Q) with the Securities and Exchange Commission pursuant to

Section 13 or 15(d) of the Securities Exchange Act of 1934 and is requesting

relief under chapter 11.)

Exhibit A is attached and made a part of this petition.

Exhibit B

(To be completed if debtor is an individual

whose debts are primarily consumer debts.)

I, the attorney for the petitioner named in the foregoing petition, declare that I

have informed the petitioner that [he or she] may proceed under chapter 7, 11,

12, or 13 of title 11, United States Code, and have explained the relief

available under each such chapter. I further certify that I delivered to the

debtor the notice required by 11 U.S.C. § 342(b).

X /S/ Joseph C. Michelotti

Signature of Attorney

7/30/09

Date

Exhibit C

Does the debtor own or have possession of any property that poses or is alleged to pose a threat of imminent and identifiable harm to public health or safety?

Yes, and Exhibit C is attached and made a part of this petition.

No

Exhibit D

(To be completed by every individual debtor. If a joint petition is filed, each spouse must complete and attach a separate Exhibit D.)

Exhibit D completed and signed by the debtor is attached and made a part of this petition.

If this is a joint petition:

Exhibit D also completed and signed by the joint debtor is attached and made a part of this petition.

Information Regarding the Debtor - Venue

(Check any applicable box.)

Debtor has been domiciled or has had a residence, principal place of business, or principal assets in this District for 180 days immediately

preceding the date of this petition or for a longer part of such 180 days than in any other District.

There is a bankruptcy case concerning debtor's affiliate, general partner, or partnership pending in this District.

Debtor is a debtor in a foreign proceeding and has its principal place of business or principal assets in the United States in this District, or

or has no principal place of business or assets in the United States but is a defendant in an action or proceeding [in a federal or state court] in

this District, or the interests of the parties will be served in regard to the relief sought in this District.

Certification by a Debtor Who Resides as a Tenant of Residential Property

(Check all applicable boxes.)

Landlord has a judgment against the debtor for possession of debtor's residence. (If box checked, complete the following.)

Debtor claims that under applicable nonbankruptcy law, there are circumstances under which the debtor would be permitted to cure the

entire monetary default that gave rise to the judgment for possession, after the judgement for possession was entered, and

Debtor has included in this petition the deposit with the court of any rent that would become due during the 30-day period after the

filing of the petition.

Debtor certifies that he/she has served the Landlord with this certification. (11 U.S.C. § 362(1)).

(Name of landlord that obtained judgment)

(Address of landlord)

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B1 (Official Form 1) (01/08) Page 3

Voluntary Petition

(This page must be completed and filed in every case)

Name of Debtor(s): Shannon Joy Reid

Signatures

Signature(s) of Debtor(s) (Individual/Joint)

I declare under penalty of perjury that the information provided in this petition

is true and correct.

[If petitioner is an individual whose debts are primarily consumer debts and has

chosen to file under Chapter 7] I am aware that I may proceed under chapter 7,

11, 12 or 13 of title 11, United States Code, understand the relief available under

each such chapter, and choose to proceed under chapter 7.

[If no attorney represents me and no bankruptcy petition preparer signs the

petition] I have obtained and read the notice required by § 342(b) of the

Bankruptcy Code.

I request relief in accordance with the chapter of title 11, United States Code,

specified in this petition.

X /S/ Shannon Joy Reid

Signature of Debtor

X

Signature of Joint Debtor

Telephone Number (If not represented by attorney)

1/4/10

Date

Signature of Attorney*

X /S/ Joseph C. Michelotti

Signature of Attorney

Joseph C. Michelotti 6185760

Printed Name of Attorney for Debtor(s)

Michelotti & Associates, Ltd.

Firm Name

1200 Jorie Blvd #329

Address

Oak Brook, IL 60523

630-928-0100

Telephone Number

1/14/10

Date

* In a case in which § 707(b)(4)(D) applies, this signature also constitutes a

certification that the attorney has no knowledge after an inquiry that the information

in the schedules is incorrect.

Signature of Debtor (Corporation/Partnership)

I declare under penalty of perjury that the information provided in this

petition is true and correct, and that I have been authorized to file this

petition on behalf of the debtor.

The debtor requests relief in accordance with the chapter of title 11,

United States Code, specified in this petition.

Signature of Authorized Individual

Printed Name of Authorized Individual

Title of Authorized Individual

Date

Signature of a Foreign Representative

I declare under penalty of perjury that the information provided in this petition

is true and correct, that I am the foreign representative of a debtor in a foreign

proceeding, and that I am authorized to file this petition.

(Check only one box.)

I request relief in accordance with chapter 15 of title 11, United States

Code. Certified copies of the documents required by § 1515 of title 11 are

attached.

Pursuant to § 1511 of title 11, United States Code, I request relief in accordance

with the chapter of title 11 specified in this petition. A certified copy of the

order granting recognition of the foreign main proceeding is attached.

X

(Signature of Foreign Representative)

(Printed Name of Foreign Representative)

Date

Signature of Non-Attorney Bankruptcy Petition Preparer

I declare under penalty of perjury that: (1) I am a bankruptcy petition preparer

as defined in 11 U.S.C. 110; (2) I prepared this document for compensation

and have provided the debtor with a copy of this document and the notice and

information required under 11 U.S.C. 110(b), 110(h), and 342(b); and, (3) if

rules or guidelines have been promulgated pursuant to 11 U.S.C. 110(h) setting

a maximum fee for services chargeable by bankruptcy petition preparers, I have

given the debtor notice of the maximum amount before preparing any document

for filing for a debtor or accepting any fee from the debtor, as required in that

section. Official Form 19B is attached.

Printed Name and title, if any, of Bankruptcy Petition Preparer

Social Security number (If the bankruptcy petition preparer is not an individual,

state the Social Security number of the officer, principal, responsible person or

partner of the bankruptcy petition preparer.)(Required by 11 U.S.C. § 110.)

Address

X

Date

Signature of Bankruptcy Petition Preparer or officer, principal, responsible

person, or partner whose social security number is provided above.

Names and Social Security numbers of all other individuals who

prepared or assisted in preparing this document unless the bankruptcy petition:

preparer is not an individual.

If more than one person prepared this document, attach additional sheets

conforming to the appropriate official form for each person.

A bankruptcy petition preparer's failure to comply with the provisions

of title 11 and the Federal Rules of Bankruptcy Procedure may result

in fines or imprisionment or both 11 U.S.C. § 110; 18 U.S.C. § 156.

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B 1D (Official Form 1, Exhibit D)(12/09)

UNITED STATES BANKRUPTCY COURT

Northern District of Illinois, Eastern Division

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

EXHIBIT D - INDIVIDUAL DEBTOR'S STATEMENT OF COMPLIANCE WITH

CREDIT COUNSELING REQUIREMENT

Warning: You must be able to check truthfully one of the five statements regarding

credit counseling listed below. If you cannot do so, you are not eligible to file a bankruptcy

case, and the court can dismiss any case you do file. If that happens, you will lose whatever

filing fee you paid, and your creditors will be able to resume collection activities against

you. If your case is dismissed and you file another bankruptcy case later, you may be

required to pay a second filing fee and you may have to take extra steps to stop creditors'

collection activities.

Every individual debtor must file this Exhibit D. If a joint petition is filed, each spouse

must complete and file a separate Exhibit D. Check one of the five statements below and attach

any documents as directed.

1. Within the 180 days before the filing of my bankruptcy case, I received a briefing

from a credit counseling agency approved by the United States trustee or bankruptcy

administrator that outlined the opportunities for available credit counseling and assisted me in

performing a related budget analysis, and I have a certificate from the agency describing the

services provided to me. Attach a copy of the certificate and a copy of any debt repayment plan

developed through the agency.

2. Within the 180 days before the filing of my bankruptcy case, I received a briefing

from a credit counseling agency approved by the United States trustee or bankruptcy

administrator that outlined the opportunities for available credit counseling and assisted me in

performing a related budget analysis, but I do not have a certificate from the agency describing

the services provided to me. You must file a copy of a certificate from the agency describing the

services provided to you and a copy of any debt repayment plan developed through the agency

no later than 14 days after your bankruptcy case is filed.

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B 1D (Official Form 1, Exh. D)(12/09) - Cont.

3. I certify that I requested credit counseling services from an approved agency but was

unable to obtain the services during the five days from the time I made my request, and the

following exigent circumstances merit a temporary waiver of the credit counseling requirement

so I can file my bankruptcy case now. [Summarize exigent circumstances here.]

If your certification is satisfactory to the court, you must still obtain the credit

counseling briefing within the first 30 after you file your bankruptcy petition and

promptly file a certificate from the agency that provided the counseling, together with a

copy of any debt management plan developed through the agency. Failure to fulfill these

requirements may result in dismissal of your case. Any extension of the 30-day deadline

can be granted only for cause and is limited to a maximum of 15 days. Your case may also

be dismissed if the court is not satisfied with your reasons for filing your bankruptcy case

without first receiving a credit counseling briefing.

4. I am not required to receive a credit counseling briefing because of: [Check the

applicable statement.][Must be accompanied by a motion for determination by the court.]

Incapacity. (Defined in 11 U.S.C. § 109(h)(4) as impaired by reason of mental

illness or mental deficiency so as to be incapable of realizing and making rational

decisions with respect to financial responsibilities.);

Disability. (Defined in 11 U.S.C. § 109(h)(4) as physically impaired to the

extent of being unable, after reasonable effort, to participate in a credit counseling

briefing in person, by telephone, or through the Internet.);

Active military duty in a military combat zone.

5. The United States trustee or bankruptcy administrator has determined that the credit

counseling requirement of 11 U.S.C. § 109(h) does not apply in this district.

I certify under penalty of perjury that the information provided above is true and

correct.

Signature of Debtor /S/ Shannon Joy Reid

Date: 1/4/10

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B6 Summary (Official Form 6 - Summary) (12/07)

UNITED STATES BANKRUPTCY COURT

Northern District of Illinois, Eastern Division

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

Chapter 7

SUMMARY OF SCHEDULES

Indicate as to each schedule whether that schedule is attached and state the number of pages in each. Report the totals from Schedules A, B, D, E, F, I,

and J in the boxes provided. Add the amounts from Schedules A and B to determine the total amount of the debtor's assets. Add the amounts of all

claims from D, E, and F to determine the total amount of the debtor's liabilities. Individual debtors must also complete the "Statistical

Summary of Certain Liabilities and Related Data" if they file a case under chapter 7, 11, or 13.

NAME OF SCHEDULE ATTACHED

(YES/NO)

NO. OF SHEETS ASSETS LIABILITIES OTHER

A - Real Property

Yes 1 0.00

B - Personal Property

Yes 5 $20,508.51

C - Property Claimed

as Exempt

Yes 2

D - Creditors Holding

Secured Claims

Yes 1 $12,059.00

E - Creditors Holding Unsecured

Priority Claims

Yes 2 0.00

F - Creditors Holding Unsecured

Nonpriority Claims

Yes 3 $62,973.10

G - Executory Contracts and

Unexpired Leases

Yes 1

H - Codebtors

Yes 1

I - Current Income of

Individual Debtor(s)

Yes 1 $3,483.63

J - Current Expenditures of

Individual Debtor(s)

Yes 1 $3,555.00

TOTAL 18 $20,508.51 $75,032.10

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Official Form 6A (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

SCHEDULE A - REAL PROPERTY

Except as directed below, list all real property in which the debtor has any legal, equitable, or future interest, including all property owned as a cotenant, community property, or in which the debtor has a life estate. Include any property in which the debtor holds rights and powers exercisable for

the debtor's own benefit. If the debtor is married, state whether husband, wife, or both own the property by placing an "H", "W", "J", or "C" in the

column labeled "Husband, Wife, Joint or Community". If the debtor holds no interest in real property, write "None" under "Description and Location

of Property".

Do not include interests in executory contracts and unexpired leases on this schedule. List them in Schedule G - Executory Contracts and

Unexpired Leases.

If an entity claims to have a lien or hold a secured interest in any property, state the amount of the secured claim. See Schedule D. If no entity claims

to hold a secured interest in the property, write "None" in the column labeled "Amount of Secured Claim".

If the debtor is an individual or if a joint petition is filed, state the amount of any exemption claimed in the property only in Schedule C - Property

Claimed as Exempt.

Description and Location of Property

Nature of Debtor's

Interest in Property Husband, Wife, Joint, or Com

munity Current Value of

Debtor's Interest in

Property Without

Deducting Any Secured

Claim or Exemption

Amount of

Secured Claim

Total $0.00

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Official Form 6B (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

SCHEDULE B - PERSONAL PROPERTY

Except as directed below, list all personal property of the debtor of whatever kind. If the debtor has no property in one or more of the categories,

place an "X" in the appropriate position in the column labeled "None". If additional space is needed in any category, attach a separate sheet properly

identified with the same case name, case number, and the number of the category. If the debtor is married, state whether husband, wife, or both own the

property by placing an "H", "W", "J", or "C" in the column labeled "Husband, Wife, Joint or Community". If the debtor is an individual or a joint

petition is filed, state the amount of any exemptions claimed only in Schedule C - Property Claimed as Exempt.

Do not list interests in executory contracts and unexpired leases on this schedule. List them in Schedule G - Executory Contracts and

Unexpired Leases.

If the property is being held for the debtor by someone else, state the person's name and address under "Description and Location of Property".

If the property is being held for a minor child, simply state the child's initials and the name and address of the child's parent or guardian, such as

"A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C. § 112 and Fed. R. Bankr. P. 1007(m).

Type of Property None Description and Location of Property Husband, Wife, Joint, or Com

munity Current Value of

Debtor's Interest in

Property Without

Deducting Any Secured

Claim or Exemption

1. Cash on hand. X

2. Checking, savings or other financial

accounts, CD's, or shares in banks, savings

and loan, thrift, building and loan, and

homestead associations, or credit unions,

brokerage houses or cooperatives.

Amcore Bank

2810 S Highland Ave

Lombard, IL 60148

Chase

Wolf & 22ndWestchester, IL 60148

15.55

12.96

3. Security deposits with public utilities,

telephone companies, landlords, and others.

Security Deposit with Landlord-Joan Abdul 200.00

4. Household goods and furnishings, including

audio, video, and computer equipment.

Microwave, cook utensils, silverware,

living room furniture, tables and chairs, tv,

dvd, bedroom furniture, dressers, lamps,

computer, Cell phone

230.00

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Official Form 6B (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

Type of Property None Description and Location of Property Husband, Wife, Joint, or Com

munity Current Value of

Debtor's Interest in

Property Without

Deducting Any Secured

Claim or Exemption

5. Books, pictures and other art objects,

antiques, stamp, coin, record, tape, compact

disc, and other collections or collectibles.

X

6. Wearing apparel. necessary clothes 50.00

7. Furs and jewelry. X

8. Firearms and sports, photographic, and

other hobby equipment.

X

9. Interests in insurance policies. Name

insurance company of each policy and itemize

surrender or refund value of each.

X

10. Annuities. Itemize and name each issuer. X

11. Interests in an education IRA as defined in

26 U.S.C. § 530(b)(1) or under a qualified State

tuition plan as defined in 26 U.S.C. § 529(b)(1).

Give particulars.

X

12. Interest in IRA, ERISA, Keogh, or other

pension or profit sharing plans. Give particulars.

401K 12000.00

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Official Form 6B (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

Type of Property None Description and Location of Property Husband, Wife, Joint, or Com

munity Current Value of

Debtor's Interest in

Property Without

Deducting Any Secured

Claim or Exemption

13. Stock and interests in incorporated and

unincorporated businesses. Itemize.

X

14. Interests in partnerships or joint

ventures. Itemize.

X

15. Government and corporate bonds and other

negotiable and non-negotiable instruments.

X

16. Accounts receivable. X

17. Alimony, maintenance, support, and

property settlements to which the debtor is or

may be entitled. Give particulars.

X

18. Other liquidated debts owing debtor

including tax refunds. Give particulars.

X

19. Equitable or future interest, life estates, and

rights or powers exercisable for the benefit of

the debtor other than those listed in Schedule A

- Real Property.

X

20. Contingent and noncontingent interests in

real estate of a decendent, death benefit plan,

life insurance policy, or trust.

X

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Official Form 6B (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

Type of Property None Description and Location of Property Husband, Wife, Joint, or Com

munity Current Value of

Debtor's Interest in

Property Without

Deducting Any Secured

Claim or Exemption

21. Other contingent or unliquidated claims of

every nature, including tax refunds, counterclaims of the debtor, and rights to setoff claims.

Give estimated value of each.

X

22. Patents, copyrights, and other intellectual

property. Give particulars.

X

23. Licenses, franchises, and other general

intangibles. Give particulars.

X

24. Customer lists or other compilations containing personally identifiable information provided

to the debtor by individuals in connection with

obtaining a product or service from the debtor primarily for personal, family, or household purposes.

X

25. Automobiles, trucks, trailers, and other

vehicles and accessories.

2004 Jeep Liberty 8000.00

26. Boats, motors, and accessories. X

27. Aircraft and accessories. X

28. Office equipment, furnishings, and supplies. X

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Official Form 6B (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

Type of Property None Description and Location of Property Husband, Wife, Joint, or Com

munity Current Value of

Debtor's Interest in

Property Without

Deducting Any Secured

Claim or Exemption

29. Machinery, fixtures, equipment, and

supplies used in business.

X

30. Inventory. X

31. Animals. X

32. Crops - growing or harvested. Give

particulars.

X

33. Farming equipment and implements. X

34. Farm supplies, chemicals, and feed. X

35. Other personal property of any kind not

already listed. Itemize.

X

Total $280.00

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Official Form 6C (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

SCHEDULE C - PROPERTY CLAIMED AS EXEMPT

Debtor claims the exemptions to which debtor is entitled under:

(Check one box)

11 U.S.C. § 522(b)(2)

11 U.S.C. § 522(b)(3)

Check if debtor claims a homestead exemption that exceeds

$136,875.

Description of Property

Specify Law Providing

Each Exemption

Value of Claimed

Exemption

Current Value of

Property Without

Deducting Exemption

Amcore Bank

2810 S Highland Ave

Lombard, IL 60148

Chase

Wolf & 22ndWestchester, IL 60148

735-5/12-1001(b) 28.51 15.55

Security Deposit with Landlord-Joan Abdul 735-5/12-1001(b) 200.00 200.00

Microwave, cook utensils, silverware,

living room furniture, tables and chairs, tv,

dvd, bedroom furniture, dressers, lamps,

computer, Cell phone

735-5/12-1001(b) 230.00 230.00

necessary clothes 735-5/12-1001(a) 50.00 50.00

401K 735-5/12-1006 12000.00 12000.00

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Official Form 6C (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

Description of Property

Specify Law Providing

Each Exemption

Value of Claimed

Exemption

Current Value of

Property Without

Deducting Exemption

2004 Jeep Liberty 735-5/12-1001(c) 2400.00 8000.00

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Official Form 6D (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

SCHEDULE D - CREDITORS HOLDING SECURED CLAIMS

State the name, mailing address, including zip code, and last four digits of any account number of all entities holding claims secured by

property of the debtor as of the date of the filing of the petition. The complete account number of any account the debtor has with the creditor is useful

to the trustee and the creditor and may be provided if the debtor chooses to do so. List creditors holding all types of secured interests such as

judgment liens, garnishments, statutory liens, mortgages, deeds of trust, and other security interests.

List creditors in alphabetical order to the extent practicable. If a minor child is a creditor, state the child's initials and the name and

address of the child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C. § 112

and Fed. R. Bankr. P. 1007(m). If all secured creditors will not fit on this page, use the continuation sheet provided.

If any entity other than a spouse in a joint case may be jointly liable on a claim, place an "X" in the column labeled "Codebtor", include the

entity on the appropriate schedule of creditors, and complete Schedule H - Codebtors. If a joint petition is filed, state whether husband, wife,

both of them, or the marital community may be liable on each claim by placing an "H", "W", "J", or "C" in the column labeled "Husband, Wife,

Joint, or Community".

If the claim is contingent, place an "X" in the column labeled "Contingent". If the claim is unliquidated, place an "X" in the column

labeled "Unliquidated." If the claim is disputed, place an "X" in the column labeled "Disputed". (You may need to place an "X" in more than one of

these three columns.)

Total the columns labeled "Amount of Claim Without Deducting Value of Collateral" and "Unsecured Portion, if Any" in the boxes

labeled "Total(s)" on the last sheet of the completed schedule. Report the total from the column labeled "Amount of Claim Without Deducting Value

of Collateral" also on the Summary of Schedules and, if the debtor is an individual with primarily consumer debts, report the total from the column

labeled "Unsecured Portion, if Any" on the Statistical Summary of Certain Liabilities and Related Data.

Check this box if debtor has no creditors holding secured claims to report on this Schedule D.

Creditor's Name and Mailing Address

Including Zip Code

CodebtorHusband, Wife, Joint, or Com

munity Date Claim was Incurred,

Nature of Lien, and Description

and Value of Property

Subject to Lien

ContingentUnliquidatedDisputed

Amount of

Claim Without

Deducting

Value of Collateral

Unsecured

Portion, If Any

Account Number: E150

Healthcare Associates CU

1151 East Warrenville Road

Naperville, IL 60563

2004 Jeep Liberty

VALUE $ 8000.00

12059.00 4059.00

Account Number:

VALUE $

Account Number:

VALUE $

Subtotal

(Total of this page) $12,059.00 $4,059.00

Total

(Use only on last page) $12,059.00 $4,059.00

(Report also on

Summary of

Schedules.)

(If applicable, report

also on Statistical

Summary of Certain

Liabilities and Related

Data.)

0 continuation sheets attached

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 Document Page 15 of 40
Official Form 6E (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

SCHEDULE E - CREDITORS HOLDING UNSECURED PRIORITY CLAIMS

A complete list of claims entitled to priority, listed separately by type of priority, is to be set forth on the sheets provided. Only holders of

unsecured claims entitled to priority should be listed in this schedule. In the boxes provided on the attached sheets, state the name, mailing address,

including zip code, and last four digits of the account number, if any, of all entitires holding priority claims against the debtor or the property of the

debtor, as of the date of the filing of this petition. Use a separate continuation sheet for each type of priority and label each with the type of priority.

The complete account number of any account the debtor has with the creditor is useful to the trustee and the creditor and may be provided if the

debtor chooses to do so. If a minor child is a creditor, state the child's initials and the name and address of the child's parent or guardian, such as

"A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C. § 112 and Fed. R. Bankr. P. 1007(m).

If any entity other than a spouse in a joint case may be jointly liable on a claim, place an "X" in the column labeled "Codebtor", include the

entity on the appropriate schedule of creditors, and complete Schedule H-Codebtors. If a joint petition is filed, state whether husband, wife, both

of them, or the marital community may be liable on each claim by placing an "H", "W", "J", or "C" in the column labeled "Husband, Wife, Joint, or

Community." If the claim is contingent, place an "X" in the column labeled "Contingent". If the claim is unliquidated, place an "X" in the column

labeled "Unliquidated". If the claim is disputed, place an "X" in the column labeled "Disputed". (You may need to place an "X" in more than one of

these three columns.)

Report the total of claims listed on each sheet in the box labeled "Subtotals" on each sheet. Report the total of all claims listed on this Schedule

E in the box labeled "Total" on the last sheet of the completed schedule. Report this total also on the Summary of Schedules.

Report the total of amounts entitled to priority listed on each sheet in the box labeled "Subtotals" on each sheet. Report the total of all amounts

entitled to priority listed on this Schedule E in the box labeled "Totals" on the last sheet of the completed schedule. Individual debtors with

primarily consumer debts who file a case under chapter 7 or 13 report this total also on the Statistical Summary of Certain Liabilities and Related

Data.

Report the total of amounts not entitled to priority listed on each sheet in the box labeled "Subtotals" on each sheet. Report the total of all

amounts not entitled to priority listed on this Schedule E in the box labeled "Totals" on the last sheet of the completed schedule. Individual debtors

with primarily conusmer debts who file a case under chapter 7 report this total also on the Statistical Summary of Certain Liabilities and Related

Data.

Check this box if debtor has no creditors holding unsecured priority claims to report on this Schedule E.

TYPES OF PRIORITY CLAIMS (Check the appropriate box(es) below if claims in that category are listed on the attached sheets)

Domestic Support Obligations

Claims for domestic support that are owed to or recoverable by a spouse, former spouse, or child of the debtor, or the parent, legal guardian,

or responsible relative of such a child, or a governmental unit to whom such a domestic support claim has been assigned to the extent provided in

11 U.S.C. § 507(a)(1).

Extensions of credit in an involuntary case

Claims arising in the ordinary course of the debtor's business or financial affairs after the commencement of the case but before the earlier of

the appointment of a trustee or the order for relief. 11 U.S.C. § 507(a)(3).

Wages, salaries, and commissions

Wages, salaries, and commissions, including vacation, severance, and sick leave pay owing to employees and commissions owing to qualifying

independent sales representatives up to $10,950* per person earned within 180 days immediately preceding the filing of the original petition, or

the cessation of business, whichever occured first, to the extend provided in 11 U.S.C. § 507(a)(4).

Contributions to employee benefit plans

Money owed to employee benefit plans for services rendered within 180 days immediately preceding the filing of the original petition, or the

cessation of business, whichever occurred first, to the extent provided in 11 U.S.C. § 507(a)(5).

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 Document Page 16 of 40
Official Form 6E (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

Certain farmers and fishermen

Claims of certain farmers and fishermen, up to $5,400* per farmer of fisherman, against the debtor, as provided in 11 U.S.C. § 507(a)(6).

Deposits by individuals

Claims of individuals up to $2,425* deposits for the purchase, lease, or rental of property or services for personal, family, or household use,

that were not delivered or provided. 11 U.S.C. § 507(a)(7).

Taxes and Certain Other Debts Owed to Governmental Units

Taxes, customs duties, and penalties owing to federal, state, and local governmental units as set forth in 11 U.S.C. § 507(a)(8).

Commitments to Maintain the Capital of an Insured Depository Institution

Claims based on commitments to the FDIC, RTR, Director of the Office of Thrift Supervision, Comptroller of the Currency, or Board of

Governors of the Federal Reserve System, or their predecessors or successors, to maintain the capital of an insured depository institution. 11

U.S.C. § 507(a)(9).

Claims for Death or Personal Injury While Debtor Was Intoxicated

Claims for death or personal injury resulting from the operation of a motor vehicle or vessel while the debtor was intoxicated from using

alcohol, a drug, or another substance. 11 U.S.C. § 507(a)(10).

* Amounts are subject to adjustment on April 1, 2010, and every three years thereafter with respect to cases commenced on or after the date of

adjustment.

0 continuation sheets attached

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 Document Page 17 of 40
Official Form 6F (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

SCHEDULE F - CREDITORS HOLDING UNSECURED NONPRIORITY CLAIMS

State the name, mailing address, including zip code, and last four digits of any account number, of all entities holding unsecured claims without priority against

the debtor or the property of the debtor, as of the date of filing of the petition. The complete account number of any account the debtor has with the creditor is

useful to the trustee and the creditor and may be provided if the debtor chooses to do so. If a minor child is a creditor, state the child's initials and the name and

address of the child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C. § 112 and Fed.

R. Bankr. P. 1007(m). Do not include claims listed in Schedules D and E. If all creditors will not fit on this page, use the continuation sheet provided.

If any entity other than a spouse in a joint case may be jointly liable on a claim, place an "X" in the column labeled "Codebtor", include the entity on the

appropriate schedule of creditors, and complete Schedule H - Codebtors. If a joint petition is filed, state whether husband, wife, both of them, or the marital

community may be liable on each claim by placing an "H", "W", "J", or "C" in the column labeled "Husband, Wife, Joint, or Community".

If the claim is contingent, place an "X" in the column labeled "Contingent". If the claim is unliquidated, place an "X" in the column labeled "Unliquidated".

If the claim is disputed, place an "X" in the column labeled "Disputed". (You may need to place an "X" in more than one of these three columns.)

Report the total of all claims listed on this schedule in the box labeled "Total" on the last sheet of the completed schedule. Report this total also on the

Summary of Schedules and, if the debtor is an individual with primarily consumer debts filing a case under chapter 7, report this total also on the Statistical

Summary of Certain Liabilities and Related Data.

Check this box if debtor has no creditors holding unsecured nonpriority claims to report on this Schedule F.

Creditor's Name and Mailing Address

Including Zip Code,

and Account Number

CodebtorHusband, Wife, Joint, or Com

munity Date Claim was Incurred and

Consideration for Claim. If Claim is

Subject to Setoff, so State.

ContingentUnliquidatedDisputed Amount of Claim

Account Number: 9332

Amcore Bank

PO Box 358

Beloit, WI 53512-0358

Debt Consolidation Loan 6398.00

Account Number: 0923

BP Amoco

PO Box 15325

Wilmington DE 19886-5325

Credit Card 700.00

Account Number: 6631

Target National Bank

PO Box 59317

Minneapolis, MN 55459-0317

Credit Card 183.62

Account Number: 1997

Target National Bank

PO Box 59317

Minneapolis, MN 55459-0317

Credit Card 494.53

Subtotal

$7,776.15

Total

(Use only on last page of the completed Schedule F.)

(Report also on Summary of Schedules and, if applicable, on the Statistical

Summary of Certain Liabilities and Related Data.)

$7,776.15

0 continuation sheets attached

Case 10-00078 Doc 1 Filed 01/04/10 Entered 01/04/10 14:19:59 Desc Main

 Document Page 18 of 40
Official Form 6F (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

Creditor's Name and Mailing Address

Including Zip Code,

and Account Number

CodebtorHusband, Wife, Joint, or Com

munity Date Claim was Incurred and

Consideration for Claim. If Claim is

Subject to Setoff, so State.

ContingentUnliquidatedDisputed Amount of Claim

Account Number: 4572

HSBC Retail Services

PO Box 17264

Baltimore MD 21297-1264

Credit Card 1715.42

Account Number: 5774

Jon Bethurem-Denver Retention

PO Box 6587

Englewood CO 80155-6587

Credit Card 10333.90

Account Number: 9577

National City

PO Box 856177

Louisville KY 40285-6177

Credit Card 4427.79

Account Number: 3456

Collection Dept.-Cardmember Services

PO Box 108

St. Louis Missouri 63066

Credit Card 11101.11

Account Number: 2877

Blatt, Hasenmiller, Leibsker & Moore, LLC

125 S Wacker Drive Ste 400

Chicago, IL 60606

Credit Card 11307.66

Account Number: 3471

JP Morgan Chase Bank

PO Box 15922

Wilmington DE 19886-5922

Credit Card 5290.29

Account Number: 3940

JP Morgan Chase Bank

PO Box 15922

Wilmington DE 19886-5922

Credit Card 5128.93

Subtotal

$49,305.10

Total

(Use only on last page of the completed Schedule F.)

(Report also on Summary of Schedules and, if applicable, on the Statistical

Summary of Certain Liabilities and Related Data.)

Sheet no. 1 of 2 continuation sheets attached to

Schedule of Creditors Holding Unsecured Nonpriority Claims

Case 10-00078 Doc 1 Filed 01/04/10 Entered 01/04/10 14:19:59 Desc Main

 Document Page 19 of 40
Official Form 6F (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

Creditor's Name and Mailing Address

Including Zip Code,

and Account Number

CodebtorHusband, Wife, Joint, or Com

munity Date Claim was Incurred and

Consideration for Claim. If Claim is

Subject to Setoff, so State.

ContingentUnliquidatedDisputed Amount of Claim

Account Number: 7937

JP Morgan Chase Bank

PO Box 15922

Wilmington DE 19886-5922

Credit Card 1551.25

Account Number: 1000

American Express

PO Box 297812

Fort Lauderdale, FL 33329

Credit Card 858.94

Account Number:6856

Best Buy

PO Box 17298

Baltimore MD 21297-1298

Credit Card 2957.36

Account Number: 2354

American Eagle

PO Box 53092

Atlanta GA

Credit Card 24.30

Account Number: 5528

Amcore Bank NA

501 7th Street

Rockford IL 61104

Credit Card 500.00

Account Number:

Account Number:

Subtotal

$5,891.85

Total

(Use only on last page of the completed Schedule F.)

(Report also on Summary of Schedules and, if applicable, on the Statistical

Summary of Certain Liabilities and Related Data.)

$62,973.10

Sheet no. 2 of 2 continuation sheets attached to

Schedule of Creditors Holding Unsecured Nonpriority Claims

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 Document Page 20 of 40
Official Form 6G (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

SCHEDULE G - EXECUTORY CONTRACTS AND UNEXPIRED LEASES

Describe all executory contracts of any nature and all unexpired leases of real or personal property. Include any timeshare

interests. State nature of debtor's interest in contract, i.e., "Purchaser", "Agent", etc. State whether debtor is the lessor or

lessee of a lease. Provide the names and complete mailing addresses of all other parties to each lease or contract described. If

a minor child is a party to one of the leases or contracts, state the child's initials and the name and address of the child's parent

or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C. § 112 and

Fed. R. Bankr. P. 1007(m).

Check this box if debtor has no executory contracts or unexpired leases.

Name and Mailing Address, Including Zip Code,

of Other Parties to Lease or Contract

Description of Contract or Lease and Nature of Debtor's

Interest. State Whether Lease is for Nonresidential Real

Property. State Contract Number of Any Government

Contract

Lease

2939 S. 13

Broadview, IL

Residential Lease

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 Document Page 21 of 40
Official Form 6H (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

SCHEDULE H - CODEBTORS

Provide the information requested concerning any person or entity, other than a spouse in a joint case, that is also liable on any debts listed by

debtor in the schedules of creditors. Include all guarantors and co-signers. If the debtor resides or resided in a community property state,

commonwealth,or territory (including Alaska, Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, or

Wisconsin) within the eight year period immediately preceding the commencement of the case, identify the name of the debtor's spouse and of any

former spouse who resides or resided with the debtor in the community property state, commonwealth, or territory. Include all names used by the

nondebtor spouse during the eight years immediately preceding the commencement of this case. If a minor child is a codebtor or a creditor, state the

child's initials and the name and address of the child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the

child's name. See, 11 U.S.C. § 112 and Fed. R. Bankr. P. 1007(m).

Check this box if debtor has no codebtors.

Name and Mailing Address of Codebtor Name and Mailing Address of Creditor

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 Document Page 22 of 40
Official Form 6I (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

SCHEDULE I - CURRENT INCOME OF INDIVIDUAL DEBTOR(S)

The column labeled "Spouse" must be completed in all cases filed by joint debtors and by a married debtor, whether or not a joint petition is

filed, unless the spouses are separated and a joint petition is not filed. Do not state the name of any minor child. The average monthly income

calculated on this form may differ from the current monthly income calculated on Form 22A, 22B, or 22C.

Debtor's Marital

Status:

DEPENDENTS OF DEBTOR AND SPOUSE

RELATIONSHIP Son AGE 15

Employment: DEBTOR SPOUSE

Occupation Sr. Commercial Sales Assistant

Name of Employer Amcore Bank NA

How Long Employed 7 1/2 Years 6 Months

Address of Employer 2810 S Highland Ave

Lombard, IL 60148

Income: (Estimate of average monthly income)

1. Current monthly gross wages, salary, and commissions

(Prorate if not paid monthly.) $ $

2. Estimated monthly overtime $ $

3. SUBTOTAL $ $

4377.34

4,377.34 0.00

4. LESS PAYROLL DEDUCTIONS

a. Payroll taxes and social security $ 858.50 $

b. Insurance $ 315.21 $

c. Union dues $ $

d. Other (Specify): Flex Spending (health FSA) $ 40.00 $

5. SUBTOTAL OF PAYROLL DEDUCTIONS $ 1,213.71 $ 0.00

6. TOTAL NET MONTHLY TAKE HOME PAY $ 3,163.63 $ 0.00

7. Regular income from operation of business or profession or firm

(Attach detailed statement)

$ $

8. Income from real property $ $

9. Interest and dividends $ $

10. Alimony, maintenance or support payments payable to the debtor for

the debtor's use or that of dependents listed above $ 320.00 $

11. Social security or other government assistance

(Specify): $

$

12. Pension or retirement income $ $

13. Other monthly income

Specify:

$ $

14. SUBTOTAL OF LINES 7 THROUGH 13 $ 320.00 $ 0.00

15. TOTAL MONTHLY INCOME (Add amounts shown on lines 6 and 14) $ 3,483.63 $ 0.00

16. TOTAL COMBINED MONTHLY INCOME $ 3,483.63

17. Describe any increase or decrease in income reasonably anticipated to occur within the year following the filing of this document:

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 Document Page 23 of 40
Official Form 6J (12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

SCHEDULE J - CURRENT EXPENDITURES OF INDIVIDUAL DEBTOR(S)

Complete this schedule by estimating the average monthly expenses of the debtor and the debtor's family. Pro rate any payments made bi-weekly,

quarterly, semi-annually, or annually to show monthly rate. The average monthly expenses calculated on this form may differ from the deductions from income

allowed on Form 22A or 22C.

Check this box if a joint petition is filed and debtor's spouse maintains a separate household. Complete a separate schedule of expenditures

labeled "Spouse".

1. Rent or home mortgage payment (include lot rented for mobile home) $ 700.00

a. Are real estate taxes included? Yes No

b. Is property insurance included? Yes No

2. Utilities: a. Electricity and heating fuel $ 125.00

b. Water and sewer $

c. Telephone $ 175.00

d. Other $

3. Home maintenance (repairs and upkeep) $ 100.00

4. Food $ 550.00

5. Clothing $ 150.00

6. Laundry and dry cleaning $ 100.00

7. Medical and dental expenses $ 50.00

8. Transportation (not including car payments) $ 300.00

9. Recreation, clubs and entertainment, newspapers, magazines $ 50.00

10. Charitable contributions $

11. Insurance (not deducted from wages or included in home mortgage payments)

a. Homeowner's or renters $ 30.00

b. Life $

c. Health $

d. Auto $ 100.00

e. Other $

12. Taxes (not deducted from wages or included in home mortgage payments)

Specify:

$

13. Installment payments: (In chapter 11, 12 or 13 cases, do not list payments to be included in the plan)

a. Auto $ 370.00

b. Other $

c. Other $

14. Alimony, maintenance, and support paid to others $

15. Payments for support of additional dependents not living at your home $

16. Regular expenses from operation of business, profession, or farm (attach detailed statement) $

17. Other High School for Minor Son $ 755.00

18. AVERAGE MONTHLY EXPENSES (Total lines 1-17.) $ 3,555.00

19. Describe any increase or decrease in expenditures reasonably anticipated to occur within the year following the filing of

this document:

20. STATEMENT OF MONTHLY NET INCOME

a. Average monthly income from Line 15 of Schedule I $ 3,483.63

b. Average monthly expenses from Line 18 above $ 3,555.00

c. Monthly net income (a. minus b.) $ -71.37

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 Document Page 24 of 40
In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

DECLARATION CONCERNING DEBTOR(S) SCHEDULES

DECLARATION UNDER PENALTY OF PERJURY BY INDIVIDUAL DEBTOR

I declare under penalty of perjury that I have read the foregoing summary and schedules, consisting of sheets (total shown on

summary page plus 2), and that they are true and correct to the best of my knowledge, information, and belief.

1/4/10

Date

/S/ Shannon Joy Reid

Signature of Debtor

1/4/10

Date Signature of Joint Debtor

* * * * * *

DECLARATION AND SIGNATURE OF BANKRUPTCY PETITION PREPARER (See 11 U.S.C. § 110)

I declare under penalty of perjury that: (1) I am a bankruptcy petition preparer as defined in 11 U.S.C. § 110; (2) I prepared this document for

compensation and have provided the debtor with a copy of this document and the notices and information required under 11 U.S.C. §§ 110(b),

110(h), and 342(b); (3) if rules or guidelines have been promulgated pursuant to 11 U.S.C. § 110(h) setting a maximum fee for services

chargeable by bankruptcy petition preparers, I have given the debtor notice of the maximum amount before preparing any document for filing for a

debtor or accepting any fee from the debtor, as required under that section; and (4) I will not accept any additional money or other property from

the debtor before the filing fee is paid in full.

Printed or Typed Name and Title, if any, of Bankruptcy Petition Preparer Social-Security No. (Required by 11 U.S.C. § 110.)

If the bankruptcy petition preparer is not an individual, state the name, title (if any), address, and social-security number of the officer, principal, responsible

person or partner who signs this document.

Address

X

Signature of Bankruptcy Petition Preparer Date

Names and Social Security numbers of all other individuals who prepared or assisted in preparing this document, unless te bankruptcy petition preparer is

not an individual:

If more than one person prepared this document, attach additional signed sheets conforming to the appropriate Official Form for each person.

A bankruptcy petition preparer's failure to comply with the provisions of Title 11 and the Federal Rules of Bankruptcy Procedure may result in

fines or imprisonment or both. 11 U.S.C. § 110; 18 U.S.C. § 156.

* * * * * *

DECLARATION UNDER PENALTY OF PERJURY ON BEHALF OF CORPORATION OR PARTNERSHIP

I, ____________________________ named as debtor in this case, declare under penalty of perjury

that I have read the foregoing summary of schedules, consisting of sheets (total shown on summary

page plus 1), and that the are true and correct to the best of my knowledge, information, and belief.

Date Signature of Authorized Individual

Penalty for making a false statement or concealing property: Fine of up to $500,000 or imprisionment for up to 5 years or both.

18 U.S.C. § 152 and 3571.

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 Document Page 25 of 40
Reid Page 1

B7(Official Form 7)(12/07)

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

FORM 7. STATEMENT OF FINANCIAL AFFAIRS

UNITED STATES BANKRUPTCY COURT

Northern District of Illinois, Eastern Division

STATEMENT OF FINANCIAL AFFAIRS

This statement is to be completed by every debtor. Spouses filing a joint petition may file a single statement on which

the information for both spouses is combined. If the case is filed under chapter 12 or chapter 13, a married debtor must furnish

information for both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not

filed. An individual debtor engaged in business as a sole proprietor, partner, family farmer, or self-employed professional,

should provide the information requested on this statement concerning all such activities as well as the individual's personal

affairs. To indicate payments, transfer and the like to minor children, state the child's initials and the name and address of the

child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not disclose the child's name. See, 11 U.S.C.

§ 112 and Fed. R. Bankr. P. 1007(m).

Questions 1-18 are to be completed by all debtors. Debtors that are or have been in business, as defined below, also

must complete Questions 19-25. If the answer to an applicable question is "None", mark the box labeled "None".

If additional space is needed for the answer to any question, use and attach a separate sheet properly identified with the case

name, case number (if known), and the number of the question.

DEFINITIONS

"In business." A debtor is "in business" for the purpose of this form if the debtor is a corporation or partnership. An

individual debtor is "in business" for the purpose of this form if the debtor is or has been, within six years immediately preceding

the filing of this bankruptcy case, any of the following: an officer, director, managing executive, or owner of 5 percent or more

of the voting or equity securities of a corporation; a partner, other than a limited partner, of a partnership; a sole proprietor or

self-employed full-time or part-time. An individual debtor also may be "in business" for the purpose of this form if the debtor

engages in a trade, business, or other activity, other than as an employee, to supplement income from the debtor's primary

employment.

"Insider." The term "insider" includes but is not limited to: relatives of the debtor; general partners of the debtor and

their relatives; corporations of which the debtor is an officer, director, or person in control; officers, directors, and any owner of

5 percent or more of the voting or equity securities of a corporate debtor and their relatives; affiliates of the debtor and insiders

of such affiliates; any managing agent of the debtor. 11 U.S.C. § 101.

None 1. Income from employment or operation of business

State the gross amount of income the debtor has received from employment, trade, or profession, or from operation of

the debtor's business, including part-time activities either as an employee or in independent trade or business, from the

beginning of this calendar year to the date this case was commenced. State also the gross amounts received during the

two years immediately preceding this calender year. (A debtor that maintains, or has maintained, financial records on

the basis of a fiscal rather than a calendar year may report fiscal year income. Identify the beginning and ending dates

of the debtor's fiscal year.) If a joint petition is filed, state income for each spouse separately. (Married debtors filing

under chapter 12 or chapter 13 must state income of both spouses whether or not a joint petition is filed, unless the

spouses are separated and a joint petition is not filed.)

Amount Source

2009- 56000,00

2008-47000.00

2007-45000.00

Amcore Bank NA

Amcore Bank NA

Amcore Bank NA

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2. Income other than from employment or operation of business

None State the amount of income received by the debtor other than from employment, trade, profession, or operation of the

debtor's business during the two years immediately preceding the commencement of this case. Give particulars. If a

joint petition is filed, state income for each spouse separately. (Married debtors filing under chapter 12 or chapter 13

must state income for each spouse whether or not a joint petition is filed, unless the spouses are separated and a joint

petition is not filed.)

Amount Source

3. Payments to creditors

None Ca.oImndpivleidteuaal. oorrjboi.,nat sdeabptporr(osp) rwiaitthe,parinmdacri.ly consumer debts: List all payments on loans, installment purchases

of goods or services, and other debts, aggregating more than $600 to any creditor, [except for a debt on account

of a domestic support obligation,] made within 90 days immediately preceding the commencement of this case.

Indcate with an * any payments that were made to the creditor on account of a domestic support obligation or as

part of an alternative repayment schedule under a plan by an approved nonprofit budgeting and creditor counseling

agency. (Married debtors filing under chapter 12 or chapter 13 must include payments by either or both spouses

whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)

Nane and Address of Creditor

Dates of

Payments

Amount

Paid

Amount

Still Owing

None b. Debtor whose debts are not primarily consumer debts: List each payment or other transfer to any creditor made

within 90 days immediately preceding the commencement of the case unless the aggregate value of all property that

constitutes or is affected by such transfer is less than $5,475. If the debtor is an individual, indicate with an asterisk (*)

any payments that were made to a creditor on account of a domestic support obligation or as part of an alternative

repayment schedule under a plan by an approved nonprofit budgeting and credit counselig agency. (Married

debtors filing under chapter 12 or chapter 13 must include payments and other transfers by either or both spouses

whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.

Name and Address of Creditor

Dates of Payments/

Transfers

Amount Paid or

Value of Transfers

Amount

Still Owing

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None c. All debtors: List all payment made within one year immediately preceding the commencement of this case

to or for the benefit of creditors who are or were insiders. (Married debtors filing under chapter 12 or

chapter 13 must include payments by either or both spouses whether or not a joint petition is filed, unless

the spouses are separated and a joint petition is not filed.)

Name and Address of Creditor

and Relationship to Debtor

Date

of Payment

Amount

Paid

Amount

Still Owing

4. Suits and administrative proceedings, executions, garnishments and attachments

None a. List all suits and administrative proceedings to which the debtor is or was a party within one year immediately

preceding the filing of this bankruptcy case. (Married debtors filing under chapter 12 or chapter 13 must include

information concerning either or both spouses whether or not a joint petition is filed, unless the spouses are

separated and a joint petition is not filed.)

Caption of Suit

and Case Number Nature of Proceeding

Court or Agency

and Location

Status or

Disposition

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None

b. Describe all property that has been attached, garnished or seized under any legal or equitable process within one

year immediately preceding the commencement of this case. (Married debtors filing under chapter 12 or chapter

13 must include information concerning property of either or both spouses whether or not a joint petition is filed,

unless the spouses are separated and a joint petition is not filed.)

Name and Address of Person for Whose

Benefit Property was Seized

Date of

Seizure

Description and

Value of Property

5. Repossessions, foreclosures and returns

None List all property that has been repossessed by a creditor, sold at a foreclosure sale, transferred through a deed in lieu

of foreclosure or returned to the seller, within one year immediately preceding the commencement of this case.

(Married debtors filing under chapter 12 or chapter 13 must include information concerning property of either or both

spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)

Name and Address of

Creditor or Seller

Date of Repossession,

Foreclosure Sale,

Transfer or Return

Description and Value

of Property

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6. Assignments and receiverships

None a. Describe any assignment of property for the benefit of creditors made within 120 days immediately preceding the

commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include any assignment

by either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint

petition is not filed.)

Name and Address

of Assignee

Date of

Assignment

Terms of Assignment

or Settlement

None b. List all property which has been in the hands of a custodian, receiver, or court-appointed official within one year

immediately preceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13

must include information concerning property of either or both spouses whether or not a joint petition is filed,

unless the spouses are separated and a joint petition is not filed.)

Name and Address

of Custodian

Name and Location of Court

Case Title & Number Date of Order

Description and

Value of Property

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7. Gifts

None List all gifts or charitable contributions made within one year immediately preceding the commencement of this case

except ordinary and usual gifts to family members aggregating less than $200 in value per individual family member

and charitable contributions aggregating less than $100 per recipient. (Married debtors filing under chapter 12 or

chapter 13 must include gifts or contributions by either or both spouses whether or not a joint petition is filed, unless

the spouses are separated and a joint petition is not filed.)

Name and Address of Person

or Organization

Relationship to

Debtor, if any Date of Gift

Description and

Value of Gift

8. Losses

None List all losses from fire, theft, other casualty or gambling within one year immediately preceding the commencement

of this case or since the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must

include losses by either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a

joint petition is not filed.)

Description and Value

of Property

Description of Circumstances and, if

Loss was Covered in Whole or in Part

by Insurance, Give Particulars. Date of Loss

9. Payments related to debt counseling or bankruptcy

None List all payments made or property transferred by or on behalf of the debtor to any persons, including attorneys, for

consultation concerning debt consolidation, relief under the bankruptcy law or preparation of a petition in bankruptcy

within one year immediately preceding the commencement of this case.

Name and Address

of Payee

Date of Payment, Name of

Payor if other than Debtor

Amount of Money or Description

and Value of Property

Michelotti & Associates, Ltd.

1200 Jorie Blvd #329

Oak Brook, IL 60523

1/2010 1799.00

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10. Other transfers

None a. List all other property, other than property transferred in the ordinary course of the business or financial affairs of

the debtor, transferred either absolutely or as security within two years immediately preceding the commencement of

this case. (Married debtors filing under chapter 12 or chapter 13 must include transfers by either or both spouses

whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)

Name and Address of Transferree,

Relationship to Debtor Date

Describe Property Transferred

and Value Received

None b. List all property transferred by the debtor within ten years immediately preceding the commencement of this

case to a self-settled trust or similar device of which the debtor is a beneficiary.

Name of Trust or Other Device Date(s) of Transfer(s)

Amount of Money or Description and Value

of Property or Debtor's Interest in Property

11. Closed financial accounts

None List all financial accounts and instruments held in the name of the debtor or for the benefit of the debtor which were

closed, sold, or otherwise transferred within one year immediately preceding the commencement of this case. Include

checking, savings, or other financial accounts, certificates of deposit, or other instruments; shares and share accounts

held in banks, credit unions, pension funds, cooperatives, associations, brokerage houses and other financial

institutions. (Married debtors filing under chapter 12 or chapter 13 must include information concerning accounts or

instruments held by or for either or both spouses whether or not a joint petition is filed, unless the spouses are

separated and a joint petition is not filed.)

Name and Address

of Institution

Type of Account, Last Four

Digits of Account Number,

and Amount of Final Balance

Amount and Date of

Sale or Closing

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12. Safe deposit boxes

None List each safe deposit or other box or depository in which the debtor has or had securities, cash, or other valuables

within one year immediately preceding the commencement of this case. (Married debtors filing under chapter 12 or

chapter 13 must include boxes or depositories of either or both spouses whether or not a joint petition is filed, unless

the spouses are separated and a joint petition is not filed.

Name and Address of Bank

or Other Depository

Names and Addresses of those with

Access to Box or Depository Description of Contents

Date of Transfer

or Surrender, if any

Amcore Bank

2810 S Highland Ave

Lombard, IL 60148

Shannon Joy Reid

2939 S 13th Ave

Broadview, IL 60155

Valuable Documents: birth Certificates,

SS Cards, Baptismal Records

13. Setoffs

None List all setoffs made by any creditor, including a bank, against a debt or deposit of the debtor within 90 days preceding

the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information

concerning either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint

petition is not filed.)

Name and Address of Creditor Date of Setoff Amount of Setoff

14. Property held for another person

None List all property owned by another person that the debtor holds or controls.

Name and Address of Owner Description and Value of Property Location of Property

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15. Prior address of debtor

None If the debtor has moved within the three years immediately preceding the commencement of this case, list all premises

which the debtor occupied during that period and vacated prior to the commencement of this case. If a joint petition is

filed, report also any separate address of either spouse.

Address Name Used Dates of Occupancy

16. Spouses and former spouses

None If the debtor resides or resided in a community property state, commonwealth, or territory (including Alaska, Arizona,

California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, or Wisconsin) within the eightyear period immediately preceding the commencement of the case, identify the name of the debtor's spouse and of

any former spouse who resides or resided with the debtor in the community property state.

Name

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17. Environmental information

For the purpose of this question, the following definitions apply:

"Environmental Law" means any federal, state, or local statute or regulation regulating pollution, contamination,

releases of hazardous or toxic substances, wastes or material into the air, land, soil, surface water, groundwater, or

other medium, including, but not limited to, statutes or regulations regulating the cleanup of these substances, wastes,

or material.

"Site" means any location, facility, or property as defined under any Environmental Law, whether or not presently or

formerly owned or operated by the debtor, including, but not limited to, disposal sites.

"Hazardous Material" means anything defined as a hazardous waste, hazardous substance, toxic substance, hazardous

material, pollutant, or contaminant or similar term under an Environmental Law.

None a. List the name and address of every site for which the debtor has received notice in writing by a governmental

unit that it may be liable or potentially liable under or in violation of an Environmental Law. Indicate the

governmental unit, the date of the notice, and, if known, the Environmental Law.

Site Name and Address

Name and Address of

Governmental Unit Date of Notice Environmental Law

None b. List the name and address of every site for which the debtor provided notice to a governmental unit of a release

of Hazardous Material. Indicate the governmental unit to which the notice was sent and the date of the notice.

Site Name and Address

Name and Address of

Governmental Unit Date of Notice Environmental Law

None c. List all judicial or administrative proceedings, including settlements or orders, under any Environmental Law with

respect to which the debtor is or was a party. Indicate the name and address of the governmental unit that is or

was a party to the proceeding, and the docket number.

Name and Address of Governmental Unit Docket Number Status or Disposition

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18. Nature, location and name of business

None a. If the debtor is an individual, list the names, addresses, taxpayer identification numbers, nature of the businesses,

and beginning and ending dates of all businesses in which the debtor was an officer, director, partner, or managing

executive of a corporation, partner in a partnership, sole proprietor, or was a self-employed in a trade, profession, or

other activity either full- or part-time within the six-years immediately preceding the commencement of this case,

or in which the debtor owned 5 percent or more of the voting or equity securities within the six years immediately

preceding the commencement of this case.

If the debtor is a partnership, list the names, addresses, taxpayer identification numbers, nature of the businesses,

and beginning and ending dates of all businesses in which the debtor was a partner or owned 5 percent or more of

the voting or equity securities, within the six years immediately preceding the commencement of this case.

If the debtor is a corporation, list the names, addresses, taxpayer identification numbers, nature of the businesses,

and beginning and ending dates of all businesses in which the debtor was a partner or owned 5 percent or more of

the voting or equity securities within the six years immediately preceding the commencement of this csae.

Name, Address, Last Four Digits of Soc. Sec. No.

Complete EIN or Other Taxpayer I.D. No. Nature of Business

Beginning and

Ending Dates

None b. Identify any business listed in response to subdivision a., above, that is "single asset real estate" as

defined in 11 U.S.C. § 101.

Name Address

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[If completed by an individual or individual and spouse.]

I declare under penalty of perjury that I have read the answers contained in the foregoing statement of financial affairs and any

attachments thereto and that they are true and correct.

1/4/10

Date

X /S/ Shannon Joy Reid

Signature of Debtor

1/4/10

Date

X

Signature of Joint Debtor

___________________________________________________________________________

[If completed on behalf of a partnership or corporation]

I declare under penalty of perjury that I have read the answers contained in the foregoing statement of financial affairs and any

attachments thereto and that they are true and correct to the best of my knowledge, information and belief.

Date

X

Signature of Authorized Individual

,

Printed Name and Title

DECLARATION AND SIGNATURE OF BANKRUPTCY PETITION PREPARER (See 11 U.S.C. § 110)

I declare under penalty of perjury that: (1) I am a bankruptcy petition preparer as defined in 11 U.S.C. § 110; (2) I prepared this document for

compensation and have provided the debtor with a copy of this document and the notices and information required under 11 U.S.C. §§ 110(b),

110(h), and 342(b); (3) if rules or guidelines have been promulgated pursuant to 11 U.S.C. § 110(h) setting a maximum fee for services

chargeable by bankruptcy petition preparers, I have given the debtor notice of the maximum amount before preparing any document for filing for a

debtor or accepting any fee from the debtor, as required under that section; and (4) I will not accept any additional money or other property from

the debtor before the filing fee is paid in full.

Printed or Typed Name and Title, if any, of Bankruptcy Petition Preparer Social-Security No. (Required by 11 U.S.C. § 110.)

If the bankruptcy petition preparer is not an individual, state the name, title (if any), address, and social-security number of the officer, principal, responsible

person or partner who signs this document.

Address

X

Signature of Bankruptcy Petition Preparer Date

Names and Social Security numbers of all other individuals who prepared or assisted in preparing this document, unless te bankruptcy petition preparer is

not an individual:

If more than one person prepared this document, attach additional signed sheets conforming to the appropriate Official Form for each person.

A bankruptcy petition preparer's failure to comply with the provisions of Title 11 and the Federal Rules of Bankruptcy Procedure may result in

fines or imprisonment or both. 11 U.S.C. § 110; 18 U.S.C. § 156.

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B 8 (Official Form 8) (12/08)

UNITED STATES BANKRUPTCY COURT

Northern District of Illinois, Eastern Division

In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

CHAPTER 7 INDIVIDUAL DEBTOR'S STATEMENT OF INTENTION

PART A - Debts secured by property of the estate. (Part A must be fully completed for EACH debt which is

secured by property of the estate. Attach additional pages if necessary.)

Property No. 1

Creditor's Name:

Healthcare Associates CU

Describe Property Securing Debt:

2004 Jeep Liberty

Property will be (check one):

Surrendered Retained

If retaining the property, I intend to (check at least one):

Redeem the property

Reaffirm the debt

Other. Explain ________________________________ (for example, avoid lien using 11 U.S.C. § 522(f)).

Property is (check one):

Claimed as exempt Not claimed as exempt

Property No. 2 (if necessary)

Creditor's Name: Describe Property Securing Debt:

Property will be (check one):

Surrendered Retained

If retaining the property, I intend to (check at least one):

Redeem the property

Reaffirm the debt

Other. Explain ________________________________ (for example, avoid lien using 11 U.S.C. § 522(f)).

Property is (check one):

Claimed as exempt Not claimed as exempt

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B 8 (Official Form 8) (12/08)

PART B - Personal property subject to unexpired leases. (All three columns of Part B must be completed for

each unexpired lease. Attached additional pages if necessary.)

Property No. 1

Lessor's Name: Describe Leased Property: Leased will be Assumed pursuant

to 11 U.S.C. § 365(p)(2):

Yes No

Property No. 2 (if necessary)

Lessor's Name: Describe Leased Property: Leased will be Assumed pursuant

to 11 U.S.C. § 365(p)(2):

Yes No

Property No. 3 (if necessary)

Lessor's Name: Describe Leased Property: Leased will be Assumed pursuant

to 11 U.S.C. § 365(p)(2):

Yes No

I declare under penalty of perjury that the above indicates my intention as to any property of my

estate securing a debt and/or personal property subject to an unexpired lease.

1/4/10

Date

X /S/ Shannon Joy Reid

Signature of Debtor

X

Signature of Joint Debtor

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In Re: Shannon Joy Reid

Debtor

Case No.

(if known)

UNITED STATES BANKRUPTCY COURT

Northern District of Illinois, Eastern Division

STATEMENT

Pursuant to Rule 2016(b)

1. Pursuant to 11 U.S.C. § 329(a) and Bankruptcy Rule 2016(b), I certify that I am the attorney for the above-named

debtor(s) and that the compensation paid to me within one year before the filing of the petition in bankruptcy, or agreed to

be paid to me, for services rendered or to be rendered on behalf of the debtor(s) in contemplation of or in connection with

this bankruptcy case is as follows:

For legal services, I have agreed to accept

Prior to the filing of this statement I have received

Amount of filing fee in this case paid

Balance Due

$

$

$

$

1500.00

1799.00

299.00

0.00

2. The source of the compensation paid to me was:

Debtor(s) Other (Specify: )

3. The source of the compensation to be paid to me is:

Debtor(s) Other (Specify: )

4. I have not agreed to share the above-disclosed compensation with a person or persons who are not

members or associates of my law firm.

I have agreed to share the above-disclosed compensation with a person or persons who are not members

or associates of my law firm. A copy of the agreement, together with a list of the names of the people sharing in

the compensation, is attached.

5. In return for the above-disclosed fee, I have agreed to render legal service for all aspects of the bankruptcy case, including:

Analysis of the debtor(s) financial situation, and rendering advice to the debtor(s) in

determining whether to file a petition in bankruptcy under title 11 of the United States Code.

Preparation and filing of any petition, schedules, statements, and plan which may be required.

Representation of the debtor(s) at the meeting of creditors.

Negotiation of reaffirmation or surrender of secured collateral.

6. By agreement with the debtor(s), the above-disclosed fee does not include the following services:

CERTIFICATION

I certify that the foregoing is a complete statement of any agreement or arrangement for payment to me for

representation of the debtor(s) in this bankruptcy proceeding.

1/14/10

Date

X /S/ Joseph C. Michelotti

Signature of Attorney

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