UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

In re: 

BETTY J LOCKE

Debtor(s)

Case No. 10-00735

CHAPTER 13 STANDING TRUSTEE’S FINAL REPORT AND ACCOUNT

Glenn Stearns, chapter 13 trustee, submits the following Final Report and Account of the 

administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as follows:

1) The case was filed on 01/11/2010.

2) The plan was confirmed on 03/24/2010.

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 on

NA .

4) The trustee filed action to remedy default by the debtor in performance under the plan 

on NA .

5) The case was completed on 07/22/2014.

6) Number of months from filing to last payment: 54.

7) Number of months case was pending: 58.

8) Total value of assets abandoned by court order: NA .

9) Total value of assets exempted: $3,550.00.

10) Amount of unsecured claims discharged without payment: $27,569.80.

11) All checks distributed by the trustee relating to this case have cleared the bank.

UST Form 101-13-FR-S (9/1/2009)

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Receipts:

Total paid by or on behalf of the debtor $14,594.65

Less amount refunded to debtor $374.68

NET RECEIPTS: $14,219.97

Expenses of Administration:

Attorney’s Fees Paid Through the Plan $3,499.00

Court Costs $0.00

Trustee Expenses & Compensation $618.82

Other $0.00

TOTAL EXPENSES OF ADMINISTRATION: $4,117.82

Attorney fees paid and disclosed by debtor: $1.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

ASSET ACCEPTANCE CORP Unsecured NA 604.45 604.45 60.45 0.00

CITY OF CHICAGO DEPT OF REVENU Unsecured NA 813.60 813.60 81.36 0.00

EDWARD HOSPITAL Unsecured NA 1,046.05 1,046.05 0.00 0.00

FIA CARD SERVICES Unsecured 376.32 NA NA 0.00 0.00

FORD MOTOR CREDIT CORP Unsecured 1,551.00 2,169.50 2,169.50 216.95 0.00

GREAT AMERICA THEME PARK Unsecured 652.80 NA NA 0.00 0.00

HARRIS BANK Unsecured 1,852.00 NA NA 0.00 0.00

ILLINOIS BELL TELEPHONE COMPAN Unsecured NA 474.32 474.32 47.43 0.00

ILLINOIS COLLECTION SERVICE Unsecured 1,990.00 NA NA 0.00 0.00

ILLINOIS DEPT OF REVENUE Unsecured 264.00 243.46 243.46 24.35 0.00

INTERNAL REVENUE SERVICE Unsecured 7,468.85 2,248.58 2,248.58 224.86 0.00

INTERNAL REVENUE SERVICE Priority 8,076.15 8,763.84 8,763.84 8,763.84 0.00

JEFFERSON CAPITAL SYSTEMS Unsecured 907.00 907.77 907.77 90.78 0.00

JEFFERSON CAPITAL SYSTEMS Unsecured NA 183.83 183.83 18.38 0.00

JNR ADJUSTMENT CO Unsecured 223.00 NA NA 0.00 0.00

MAGE & PRICE Unsecured 72.00 NA NA 0.00 0.00

MEDICAL BUSINESS BUREAU Unsecured 555.00 NA NA 0.00 0.00

MERCHANTS CREDIT GUIDE Unsecured 212.00 NA NA 0.00 0.00

MEYERS DEPT STORE Unsecured 500.00 NA NA 0.00 0.00

MUNICIPAL COLLECTIONS OF AMER Unsecured 152.00 NA NA 0.00 0.00

MUNICIPAL COLLECTIONS OF AMER Unsecured 144.00 NA NA 0.00 0.00

MUNICIPAL COLLECTIONS OF AMER Unsecured 97.00 NA NA 0.00 0.00

MUNICIPAL COLLECTIONS OF AMER Unsecured 90.00 NA NA 0.00 0.00

MUNICIPAL COLLECTIONS OF AMER Unsecured 78.00 NA NA 0.00 0.00

NORTHWEST COLLECTORS Unsecured 660.00 NA NA 0.00 0.00

PORTFOLIO RECOVERY ASSOC Unsecured NA 786.16 786.16 78.62 0.00

UST Form 101-13-FR-S (9/1/2009)

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Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

PORTFOLIO RECOVERY ASSOC Unsecured NA 749.12 749.12 74.91 0.00

PREMIER BANKCARD/CHARTER Unsecured 951.00 951.70 951.70 95.17 0.00

RJM ACQUISITIONS LLC Unsecured 100.00 100.35 100.35 10.04 0.00

SAFEWAY CHECKS SERVICES Unsecured 249.20 NA NA 0.00 0.00

SEC CHECK Unsecured 109.00 NA NA 0.00 0.00

TELECHECK Unsecured 1,500.00 NA NA 0.00 0.00

THE HARTFORD COMPANY Unsecured 3,400.08 3,150.08 3,150.08 315.01 0.00

UNITED COLLECTION BUREAU Unsecured 175.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 119.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 108.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 105.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 95.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 93.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 87.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 78.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 78.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 75.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 75.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 75.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 72.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 71.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 68.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 66.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 64.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 62.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 59.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 59.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 55.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 54.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 54.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 53.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 53.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 52.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 50.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 50.00 NA NA 0.00 0.00

UNITED COLLECTION BUREAU Unsecured 46.00 NA NA 0.00 0.00

US BANK Unsecured 1,615.82 NA NA 0.00 0.00

WOODFOREST NATIONAL BANK Unsecured 1,200.00 NA NA 0.00 0.00

UST Form 101-13-FR-S (9/1/2009)

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Summary of Disbursements to Creditors:

Secured Payments:

Mortgage Ongoing

Mortgage Arrearage

Debt Secured by Vehicle

All Other Secured

TOTAL SECURED:

Priority Unsecured Payments:

Domestic Support Arrearage

Domestic Support Ongoing

All Other Priority

TOTAL PRIORITY:

GENERAL UNSECURED PAYMENTS:

Claim

Allowed

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$8,763.84

$8,763.84

$14,428.97

Principal

Paid

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$8,763.84

$8,763.84

$1,338.31

Interest

Paid

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Disbursements:

Expenses of Administration $4,117.82

Disbursements to Creditors $10,102.15

TOTAL DISBURSEMENTS : $14,219.97

12) The trustee certifies that, pursuant to Federal Rule of Bankruptcy Procedure 5009, 

the estate has been fully administered, the foregoing summary is true and complete, and all 

administrative matters for which the trustee is responsible have been completed. The trustee 

requests a final decree be entered that discharges the trustee and grants such other relief as may 

be just and proper.

Dated: 11/25/2014

STATEMENT: This Unified Form is associated with an open bankruptcy case, therefore, Paperwork Reduction 

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

By:/s/ Glenn Stearns

Trustee

UST Form 101-13-FR-S (9/1/2009)

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