(Official Form 9I) (Chapter 13 Case) (12/07) Case Number 10−00875

UNITED STATES BANKRUPTCY COURT

Northern District of Illinois

Notice of Chapter 13 Bankruptcy Case, Meeting of Creditors, & Deadlines

 The debtor(s) listed below filed a chapter 13 bankruptcy case on January 12, 2010.

You may be a creditor of the debtor. This notice lists important deadlines. You may want to consult an attorney to protect your rights.

All documents filed in the case may be inspected at the bankruptcy clerk's office at the address listed below. NOTE: The staff of the

bankruptcy clerk's office cannot give legal advice.

See Reverse Side For Important Explanations.

Debtor(s) (name(s) used by the debtor(s) in the last 8 years, including married, maiden, trade, and address):

Teresa Tolbert

1525 N. Artesian, Apt. 1

Chicago, IL 60622

Case Number: 10−00875

Office Code: 1

Social Security / Individual Taxpayer ID / Employer Tax ID / Other

nos: 

xxx−xx−1840

Attorney for Debtor(s) (name and address):

Peter L Berk

Law Office of Peter L. Berk

79 West Monroe

Suite 900

Chicago, IL 60603

Telephone number: (312) 759−2838

Bankruptcy Trustee (name and address):

Marilyn O Marshall

224 South Michigan Ste 800

Chicago, IL 60604

Telephone number: 312−431−1300

Meeting of Creditors:

Date: February 4, 2010 Time: 12:00 PM

Location: 224 South Michigan, Suite 800, Chicago, IL 60604

All debtors are required to attend and bring a picture ID and proof of their Social Security

Number to the 341 meeting.

Deadlines:

Papers must be received by the bankruptcy clerk's office by the following deadlines:

Deadline to File a Proof of Claim:

For all creditors (except a governmental unit): May 5, 2010 For a governmental unit (except as otherwise provided in Fed. R.

Bankr. P. 3002(c)(1)): July 12, 2010

Creditor with a Foreign Address:

A creditor to whom this notice is sent at a foreign address should read the information under "Claims" on the reverse side.

Deadline to Object to Exemptions:

 Thirty (30) days after the conclusion of the meeting of creditors.

Filing of Plan, Hearing on Confirmation of Plan and Attorney Fees

The debtor has filed a plan. The plan or a summary of the plan is enclosed. The hearing on confirmation and to consider a request by debtor's

counsel for payment of legal fees will be held:

Date: February 25, 2010, Time: 10:30 AM, Location: 219 South Dearborn, Courtroom 744, Chicago, IL 60604

The Disclosure of Compensation has been filed and the debtor's attorney is requesting fees of $ 3250.00

If there are no objections, the Court may confirm the plan and allow fees requested by debtor's counsel to be paid through the plan.

Deadline to File a Complaint to Determine Dischargeability of Certain Debts: April 5, 2010

Creditors May Not Take Certain Actions:

In most instances, the filing of the bankruptcy case automatically stays certain collection and other actions against the debtor, the debtor's

property, and certain codebtors. Under certain circumstances, the stay may be limited to 30 days or not exist at all, although the debtor can

request the court to extend or impose a stay. If you attempt to collect a debt or take other action in violation of the Bankruptcy Code, you

may be penalized. Consult a lawyer to determine your rights in this case.

Address of the Bankruptcy Clerk's Office:

Eastern Division

219 S Dearborn

7th Floor

Chicago, IL 60604

Telephone number: 1−888−232−6814

For the Court:

Clerk of the Bankruptcy Court:

Kenneth S. Gardner

Hours Open: Monday − Friday 9:00 AM − 4:30 PM Date: January 13, 2010

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EXPLANATIONS B9I (Official Form 9I) (12/07)

Filing of Chapter 13

Bankruptcy Case

A bankruptcy case under chapter 13 of the Bankruptcy Code (title 11, United States Code) has been filed in this

court by the debtor(s) listed on the front side, and an order for relief has been entered. Chapter 13 allows an

individual with regular income and debts below a specified amount to adjust debts pursuant to a plan. A plan is not

effective unless confirmed by the bankruptcy court. You may object to confirmation of the plan and appear at the

confirmation hearing. A copy or summary of the plan, if not enclosed, will be sent to you later, and if the

confirmation hearing is not indicated on the front of this notice, you will be sent notice of the confirmation hearing.

The debtor will remain in possession of the debtor's property and may continue to operate the debtor's business, if

any, unless the court orders otherwise.

Legal Advice The staff of the bankruptcy clerk's office cannot give legal advice. Consult a lawyer to determine your rights in

this case.

Creditors Generally

May Not Take Certain

Actions

Prohibited collection actions against the debtor and certain codebtors are listed in Bankruptcy Code §§ 362 and §§

1301. Common examples of prohibited actions include contacting the debtor by telephone, mail or otherwise to

demand repayment; taking actions to collect money or obtain property from the debtor; repossessing the debtor's

property; starting or continuing lawsuits or foreclosures; and garnishing or deducting from the debtor's wages. Under

certain circumstances, the stay may be limited to 30 days or not exist at all, although the debtor can request the court

to extend or impose a stay.

Meeting of Creditors A meeting of creditors is scheduled for the date, time and location listed on the front side. The debtor (both spouses

in a joint case) must be present at the meeting to be questioned under oath by the trustee and by creditors. Creditors

are welcome to attend, but are not required to do so. The meeting may be continued and concluded at a later date

without further notice.

Claims A Proof of Claim is a signed statement describing a creditor's claim. If a Proof of Claim form is not included with

this notice, you can obtain one at any bankruptcy clerk's office. A secured creditor retains rights in its collateral

regardless of whether that creditor files a Proof of Claim. If you do not file a Proof of Claim by the "Deadline to file

a Proof of Claim" listed on the front side, you might not be paid any money on your claim from other assets in the

bankruptcy case. To be paid you must file a Proof of Claim even if your claim is listed in the schedules filed by the

debtor. Filing a Proof of Claim submits the creditor to the jurisdiction of the bankruptcy court, with consequences a

lawyer can explain. For example, a secured creditor who files a Proof of Claim may surrender important

nonmonetary rights, including the right to a jury trial. Filing Deadline for a Creditor with a Foreign Address: The

deadlines for filing claims set forth on the front of this notice apply to all creditors. If this notice has been mailed to

a creditor at a foreign address, the creditor may file a motion requesting the court to extend the deadline.

Discharge of Debts The debtor is seeking a discharge of most debts, which may include your debt. A discharge means that you may

never try to collect the debt from the debtor. If you believe that a debt owed to you is not dischargeable under

Bankruptcy Code §§ 523 (a)(2) or (4), you must start a lawsuit by filing a complaint in the bankruptcy clerk's office

by the "Deadline to File a Complaint to Determine Dischargeability of Certain Debts" listed on the front side. The

bankruptcy clerk's office must receive the complaint and any required filing fee by that deadline.

Exempt Property The debtor is permitted by law to keep certain property as exempt. Exempt property will not be sold and distributed

to creditors, even if the debtor's case is converted to chapter 7. The debtor must file a list of all property claimed as

exempt. You may inspect that list at the bankruptcy clerk's office. If you believe that an exemption claimed by the

debtor is not authorized by law, you may file an objection to that exemption. The bankruptcy clerk's office must

receive the objection by the "Deadline to Object to Exemptions" listed on the front side.

Bankruptcy Clerk's

Office

Any paper that you file in this bankruptcy case should be filed at the bankruptcy clerk's office at the address listed

on the front side. You may inspect all papers filed, including the list of the debtor's property and debts and the list of

property claimed as exempt, at the bankruptcy clerk's office.

Creditor with a

Foreign Address

Consult a lawyer familiar with United States bankruptcy law if you have any questions regarding your rights in this

case.

−− Refer to Other Side for Important Deadlines and Notices −−

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