UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

In re: 

ADRON L ROSS

SUZANNE N ROSS

Debtor(s)

Case No. 10-01208

CHAPTER 13 STANDING TRUSTEE’S FINAL REPORT AND ACCOUNT

Glenn Stearns, chapter 13 trustee, submits the following Final Report and Account of the 

administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as follows:

1) The case was filed on 01/14/2010.

2) The plan was confirmed on 04/09/2010.

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 on

07/23/2010.

4) The trustee filed action to remedy default by the debtor in performance under the plan 

on 04/27/2011, 11/16/2012.

5) The case was dismissed on 12/21/2012.

6) Number of months from filing to last payment: 34.

7) Number of months case was pending: 38.

8) Total value of assets abandoned by court order: NA .

9) Total value of assets exempted: $35,110.00.

10) Amount of unsecured claims discharged without payment: $0.00.

11) All checks distributed by the trustee relating to this case have cleared the bank.

UST Form 101-13-FR-S (9/1/2009)

Case 10-01208 Doc 41 Filed 03/06/13 Entered 03/06/13 15:31:18 Desc Page 1

 of 3
Receipts:

Total paid by or on behalf of the debtor $23,810.00

Less amount refunded to debtor $0.00

NET RECEIPTS: $23,810.00

Expenses of Administration:

Attorney’s Fees Paid Through the Plan $2,975.00

Court Costs $0.00

Trustee Expenses & Compensation $1,086.80

Other $0.00

TOTAL EXPENSES OF ADMINISTRATION: $4,061.80

Attorney fees paid and disclosed by debtor: $525.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

BANK ONE/JPM CHASE Unsecured 2,363.00 NA NA 0.00 0.00

BENEFICIAL Unsecured 1,391.00 NA NA 0.00 0.00

CAPITAL ONE BANK USA NA Unsecured 4,695.00 5,003.96 5,003.96 1,758.33 0.00

CAPITAL ONE NA Unsecured 1,250.00 1,459.52 1,459.52 512.86 0.00

CARMAX AUTO FINANCE Unsecured 7,592.00 NA NA 0.00 0.00

CARMAX AUTO FINANCE Secured 3,242.00 2,970.54 2,970.54 2,970.54 68.83

CENTRAL DUPAGE HOSPITAL Unsecured 699.00 NA NA 0.00 0.00

CITIMORTGAGE INC Secured 0.00 0.00 0.00 0.00 0.00

COMCAST Unsecured 775.00 NA NA 0.00 0.00

COMED LEGAL REVENUE RECOVERYUnsecured 200.00 NA NA 0.00 0.00

COMENITY BANK Unsecured 1,090.00 1,188.87 1,188.87 417.75 0.00

CREDIT MANAGEMENT SERVICES Unsecured 298.00 NA NA 0.00 0.00

JAMES HICKEY Unsecured 1,500.00 NA NA 0.00 0.00

LAKE COUNTY CLERK Secured 0.00 0.00 0.00 0.00 0.00

LAKE COUNTY CLERK Secured 1,850.00 1,850.00 1,850.00 1,850.00 0.00

NATIONAL CAPITAL MGMT LLC Unsecured 1,413.00 1,854.77 1,854.77 651.74 0.00

NORTH SHORE SANITARY DISTRICT Unsecured 300.00 NA NA 0.00 0.00

NORTHWESTERN DENTAL GROUP Unsecured 1,259.00 NA NA 0.00 0.00

PEOPLES GAS LIGHT & COKE CO Unsecured NA 357.30 357.30 125.55 0.00

PEOPLES GAS LIGHT & COKE CO Unsecured 200.00 NA NA 0.00 0.00

PORTFOLIO RECOVERY ASSOC Unsecured 2,909.00 3,028.81 3,028.81 1,064.29 0.00

PORTFOLIO RECOVERY ASSOC Unsecured 2,555.00 2,690.49 2,690.49 945.41 0.00

SANTANDER CONSUMER USA Unsecured NA 7,892.65 7,892.65 2,773.38 0.00

SANTANDER CONSUMER USA Secured 8,000.00 8,000.00 8,000.00 5,535.38 691.07

VERNON HILLS PEDIATRICS Unsecured 48.00 NA NA 0.00 0.00

WELLS FARGO FINANCIAL BANK Unsecured 1,023.00 1,090.15 1,090.15 383.07 0.00

UST Form 101-13-FR-S (9/1/2009)

Case 10-01208 Doc 41 Filed 03/06/13 Entered 03/06/13 15:31:18 Desc Page 2

 of 3
Summary of Disbursements to Creditors:

Secured Payments:

Mortgage Ongoing

Mortgage Arrearage

Debt Secured by Vehicle

All Other Secured

TOTAL SECURED:

Priority Unsecured Payments:

Domestic Support Arrearage

Domestic Support Ongoing

All Other Priority

TOTAL PRIORITY:

GENERAL UNSECURED PAYMENTS:

Claim

Allowed

$0.00

$0.00

$10,970.54

$1,850.00

$12,820.54

$0.00

$0.00

$0.00

$0.00

$24,566.52

Principal

Paid

$0.00

$0.00

$8,505.92

$1,850.00

$10,355.92

$0.00

$0.00

$0.00

$0.00

$8,632.38

Interest

Paid

$0.00

$0.00

$759.90

$0.00

$759.90

$0.00

$0.00

$0.00

$0.00

$0.00

Disbursements:

Expenses of Administration $4,061.80

Disbursements to Creditors $19,748.20

TOTAL DISBURSEMENTS : $23,810.00

12) The trustee certifies that, pursuant to Federal Rule of Bankruptcy Procedure 5009, 

the estate has been fully administered, the foregoing summary is true and complete, and all 

administrative matters for which the trustee is responsible have been completed. The trustee 

requests a final decree be entered that discharges the trustee and grants such other relief as may 

be just and proper.

Dated: 03/06/2013

STATEMENT: This Unified Form is associated with an open bankruptcy case, therefore, Paperwork Reduction 

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

By:/s/ Glenn Stearns

Trustee

UST Form 101-13-FR-S (9/1/2009)

Case 10-01208 Doc 41 Filed 03/06/13 Entered 03/06/13 15:31:18 Desc Page 3

 of 3