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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 10-K

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|x | ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
|- | ------------------------------------------------------------------------------------



For the Fiscal Year Ended December 31, 2003



| ̈ | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
|- | ----------------------------------------------------------------------------------------



Commission file number 033-74802-01

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BANK ONE, DELAWARE, NATIONAL ASSOCIATION

(formerly FIRST USA BANK, NATIONAL ASSOCIATION)

(Exact name of registrant as specified in its charter)

(As Servicer on behalf of CC Master Credit Card Trust II (formerly
Chevy Chase Master Credit Card Trust II))



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|                                                               |  |                                     
|-------------------------------------------------------------- |  | ------------------------------------
|Laws of the United States                                      |  | 51-0269396                          
|(State or other jurisdiction of incorporation or organization) |  | (I.R.S. Employer Identification No.)



|                                             |  |           
|-------------------------------------------- |  | ----------
|201 North Walnut Street Wilmington, Delaware |  | 19801     
|(Address of principal executive offices)     |  | (Zip Code)



Registrants
telephone number, including area code: (302) 594-4000



Securities
registered pursuant to Section 12(b) of the Act: NONE



Securities registered
pursuant to Section 12(g) of the Act:

$ 25,500,000 Class B Floating Rate Asset Backed Certificates, Series 1996-C



Indicate by check mark whether the Registrant: (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements
for the past 90 days.

YES x NO ̈



Indicate by check mark
if disclosure of delinquent filers pursuant to item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of Registrants knowledge, in definitive proxy or information statements incorporated by reference in Part
III of this Form 10-K or any amendment to this Form 10-K.



Not
Applicable.



Indicate by check mark whether the registrant is
an accelerated filer (as defined in Rule 12b-2 of the Act).  YES ̈NO x



State the aggregate market value of the voting stock held by non-affiliates
of the Registrant. The aggregate market value shall be computed by reference to the price at which the stock was sold, or the average bid and asked prices of such stock, as of a specified date within 60 days prior to the date of filing.



Not Applicable.



Indicate the number shares outstanding of each of the Registrants class
of common stock, as of the latest practicable date.



Not
Applicable.



DOCUMENTS INCORPORATED BY REFERENCE: NONE



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Introductory Note



Bank One, Delaware, National Association (formerly First USA Bank, National Association) (the Bank), a direct wholly owned
subsidiary of BANK ONE CORPORATION (BANK ONE), is the Transferor, with respect to the CC Master Credit Card Trust II (formerly Chevy Chase Master Credit Card Trust II) (the Trust) under the Pooling and Servicing Agreement
dated as of June 1, 1995, among the Bank, as Transferor and Servicer, and Deutsche Bank Trust Company Americas (formerly Bankers Trust Company, as Trustee (the Trustee), as assumed, supplemented and amended (the Pooling and
Servicing Agreement).



The Certificates listed on page 1 hereof will be
referred to collectively herein as the Certificates. The Certificates do not represent obligations of or interests in the Bank.



The Bank will respond only to certain items of Form 10-K. In doing so, the Bank will be relying on a letter dated July 31, 1989 from the Securities and Exchange
Commission, Division of Corporation Finance, Office of Chief Counsel to Chevy Chase Bank, F.S.B., the then Servicer of the Trust, granting the Servicer of the Trust relief from the requirement to respond to various items of Form 10-K. The items to
which the Bank is not required to respond are designated herein as Not Applicable.



The final payments with respect to Class A Floating Rate Asset Backed Certificates, Series 1998-A and Series 1996-C were made on May 15, 2003 and December 15, 2003, respectively.



The final payment with respect to Class B Floating Rate Asset Backed Certificates, Series
1995-C and Series 1998-A were made on February 18, 2003 and July 15, 2003, respectively.



The final payment with respect to Class C Floating Rate Asset Backed Certificates, Series 1998-A was made on September 15, 2003.



Information with respect to such Certificates is only included in Item 14(a)(i) which contains the Summary of Annual Distributions on the Certificates to
Certificateholders for the year ended December 31, 2003.



On January 14, 2004,
J.P. Morgan Chase & Co. and BANK ONE entered into an Agreement and Plan of Merger. The agreement provides that BANK ONE will be merged with and into J.P. Morgan Chase & Co. with J.P. Morgan Chase as the surviving entity. The merger is
subject to the approval of the shareholders of both institutions as well as U.S. federal and state and foreign regulatory authorities, and there can be no assurance that such merger will take place. Completion of the transaction is expected to occur
in mid-2004.



PART I



|ITEM 1. | BUSINESS
|------- | --------



Available Information:BANK ONE, the parent corporation of Bank One, Delaware, National Association, has an Internet website at www.bankone.com which includes certain Trust reports. Electronic copies of
the Trusts annual report on Form 10-K and current reports on Form 8-K are available free of charge by visiting the Investor Relations section of www.bankone.com. The reports can be found under Asset Backed
Securities in the Investor Relations section of the website. These reports are posted as soon as reasonably practicable after they are electronically filed with the Securities and Exchange Commission.



|ITEM 2. | PROPERTIES
|------- | ----------



Not Applicable.



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|ITEM 3. | LEGAL PROCEEDINGS
|------- | -----------------



There are no material pending legal proceedings with respect to the Trust, involving the Trust, the Trustee or the Registrant. The Bank is a defendant in various lawsuits, including lawsuits seeking class action
certification in both state and federal courts. These lawsuits challenge certain policies and practices of the Banks credit card business. A few of these lawsuits have been conditionally certified as class actions. The Bank has defended itself
against claims in the past and intends to continue to do so in the future. While it is impossible to predict the outcome of any of these lawsuits, the Bank believes that any liability which might result from these lawsuits will not have a material
adverse effect on the Trust.



|ITEM 4. | SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS
|------- | ---------------------------------------------------



None.



PART II



|ITEM 5. | MARKET FOR REGISTRANTS COMMON EQUITY AND RELATED STOCKHOLDER MATTERS
|------- | ---------------------------------------------------------------------



Each of the Certificates, representing investors interests in the Trust, are represented by a single certificate registered in the
name of Cede & Co., the nominee for The Depository Trust Company (DTC).



To the best knowledge of the Registrant, there is no established public trading market for the Certificates.



|ITEM 6. | SELECTED FINANCIAL DATA
|------- | -----------------------



Not Applicable.



|ITEM 7. | MANAGEMENTS DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
|------- | -------------------------------------------------------------------------------------



Not Applicable.



|ITEM 7A. | QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
|-------- | ----------------------------------------------------------



Not Applicable.



|ITEM 8. | FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
|------- | -------------------------------------------



Not Applicable.



|ITEM 9. | CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE
|------- | ------------------------------------------------------------------------------------



None.



PART III



|ITEM 10. | DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT
|-------- | --------------------------------------------------



Not Applicable.



|ITEM 11. | EXECUTIVE COMPENSATION
|-------- | ----------------------



Not Applicable.



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|ITEM 12. | SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT
|-------- | --------------------------------------------------------------



Each of the Certificates, representing investors interests in the Trust, are represented by a single certificate registered in the name of Cede & Co., the
nominee of DTC, and an investor holding an interest in the Trust is not entitled to receive a Certificate representing such interest except in certain limited circumstances. Accordingly, Cede & Co. is the sole holder of record of the
Certificates, which it held on behalf of approximately 2 (Two) brokers, dealers, banks and other direct participants in the DTC system at December 31, 2003. Such direct DTC participants may hold Certificates for their own accounts or for the
accounts of their customers. The following table sets forth, with respect to each of the Certificates, the identity of each direct DTC participant that holds a position in such Certificate in excess of 5% of the outstanding principal amount thereof
at December 31, 2003.



|                                                               |  |                                                                                              |  |                                                      |  |                      |  
|-------------------------------------------------------------- |  | -------------------------------------------------------------------------------------------- |  | ---------------------------------------------------- |  | -------------------- | -
|(1) Title Of Class                                             |  | (2) Name and Address of Beneficial Owners                                                    |  | (3) Amount andNature of BeneficialOwnership $(000s) |  | (4) Percent of Class |  
|                                                               |  |                                                                                              | 
|Class B Floating Rate Asset Backed Certificates, Series 1996-C |  | Bank of New York (The) One Wall
Street New York, NY 10286                                    |  | $13,000                                              |  | 50.98                | %
|                                                               |  |                                                                                              | 
|                                                               |  | JPMorgan Chase Bank c/o Proxy/Class Actions/Bankruptcy 14201 Dallas Parkway Dallas, TX 75254 |  | $12,500                                              |  | 49.02                | %



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|ITEM 13. | CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS
|-------- | ----------------------------------------------



None.



|ITEM 14. | CONTROLS AND PROCEDURES
|-------- | -----------------------



Not Applicable.



PART IV



|ITEM 15. | EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K
|-------- | ----------------------------------------------------------------



|(a) | The following documents are filed as part of this Report:
|--- | ---------------------------------------------------------



| | (i) | Exhibits:
| | --- | ---------



31.1

Senior Officer for Securitization Servicing Certification Pursuant to Section 302 (a) of the Sarbanes-Oxley Act of 2002 Relating to Reports99.1

Annual Servicers Certificate99.2

Summary of annual distributions on the Certificates to Certificateholders for the year ended December 31, 200399.3

Annual Accountants Report dated December 20, 2003 and Managements Assertion




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SIGNATURE



Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized, on March 12, 2004.



BANK ONE, DELAWARE, NATIONAL ASSOCIATION (Formerly FIRST USA BANK, NATIONAL ASSOCIATION) as Servicer of CC Master Credit Card Trust
II (Formerly Chevy Chase Master Credit Card Trust II)By:

/s/    WILLIAM I. CAMPBELLWilliam I. Campbell
Principal Executive Officer




Pursuant to the
requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities indicated on March 12, 2004.



|                                              |  |                                         
|--------------------------------------------- |  | ----------------------------------------
|Signature                                     |  | Title                                   
|                                              | 
|/s/    WILLIAM I.
CAMPBELLWilliam I.
Campbell |  | Director and Principal Executive Officer



|                                      |  |                                                                       
|------------------------------------- |  | ----------------------------------------------------------------------
|/s/    RAYMOND
FISCHERRaymond
Fischer |  | Director, Principal Financial Officer and Principal Accounting Officer



|                                    |  |         
|----------------------------------- |  | --------
|/s/    MICHAEL
LOONEYMichael
Looney |  | Director



|                                        |  |         
|--------------------------------------- |  | --------
|/s/    M. CARTER
FRANKEM. Carter
Franke |  | Director



|                                    |  |         
|----------------------------------- |  | --------
|/s/    WILLIAM
GARNERWilliam
Garner |  | Director