<TABLE> <S> <C>

<ARTICLE> 9
<RESTATED>
<MULTIPLIER> 1,000

<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   YEAR                   YEAR                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996             DEC-31-1995
<PERIOD-START>                             JAN-01-1997             JAN-01-1996             JAN-01-1995
<PERIOD-END>                               DEC-31-1997             DEC-31-1996             DEC-31-1995
<CASH>                                           9,840                   8,635                   7,968
<INT-BEARING-DEPOSITS>                               0                       0                       0
<FED-FUNDS-SOLD>                                 3,773                   4,135                       0
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                     51,898                  51,171                  40,987
<INVESTMENTS-CARRYING>                               0                       0                       0
<INVESTMENTS-MARKET>                                 0                       0                       0
<LOANS>                                        285,249                 237,669                 200,206
<ALLOWANCE>                                      3,744                   2,934                   2,367
<TOTAL-ASSETS>                                 361,917                 311,854                 268,322
<DEPOSITS>                                     301,965                 258,622                 230,678
<SHORT-TERM>                                         0                       0                       0
<LIABILITIES-OTHER>                              1,898                   1,446                   1,237
<LONG-TERM>                                     24,705                  21,437                   8,905
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                         1,765                   1,764                   1,764
<OTHER-SE>                                      31,584                  28,585                  25,738
<TOTAL-LIABILITIES-AND-EQUITY>                 361,917                 311,854                 268,322
<INTEREST-LOAN>                                 24,143                  20,420                  17,645
<INTEREST-INVEST>                                3,666                   3,180                   2,691
<INTEREST-OTHER>                                   445                     569                     761
<INTEREST-TOTAL>                                28,254                  24,169                  21,097
<INTEREST-DEPOSIT>                              12,103                  10,616                  10,138
<INTEREST-EXPENSE>                              13,707                  11,619                  10,844
<INTEREST-INCOME-NET>                           14,547                  12,550                  10,253
<LOAN-LOSSES>                                    1,150                     859                     581
<SECURITIES-GAINS>                                (60)                      25                    (77)
<EXPENSE-OTHER>                                  9,050                   7,606                   6,567
<INCOME-PRETAX>                                  5,760                   5,486                   4,204
<INCOME-PRE-EXTRAORDINARY>                       5,760                       0                       0
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                     3,708                   3,712                   2,779
<EPS-PRIMARY>                                     1.05                    1.06                     .90
<EPS-DILUTED>                                     1.04                    1.05                     .90
<YIELD-ACTUAL>                                    3.95                    3.91                    3.43
<LOANS-NON>                                        795                     808                     355
<LOANS-PAST>                                       244                     194                   1,280
<LOANS-TROUBLED>                                     0                       0                       0
<LOANS-PROBLEM>                                      0                       0                       0
<ALLOWANCE-OPEN>                                 2,934                   2,367                   2,186
<CHARGE-OFFS>                                      492                     448                     582
<RECOVERIES>                                       152                     156                     182
<ALLOWANCE-CLOSE>                                3,744                   2,934                   2,367
<ALLOWANCE-DOMESTIC>                             3,744                   2,934                   2,367
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0


</TABLE>