Exhibit 24

POWERS OF ATTORNEY

         Each of the  undersigned  directors and officers of Oak Hill Financial,
Inc. (the  "Corporation")  whose signature appears below hereby appoints John D.
Kidd,  R.  E.  Coffman,  Jr.  or  Ron J.  Copher,  or  either  of  them,  as his
attorney-in-fact  to  sign,  in his  name  and on  behalf  of and in any and all
capacities   stated  below,  and  to  cause  to  be  filed  with  the  SEC,  the
Corporation's  Annual  Report on Form 10-K (the "Annual  Report") for the fiscal
year ended  December  31, 2005,  and  likewise to sign and file any  amendments,
post-effective  amendments,  to the Annual  Report,  hereby  granting  unto such
attorneys  and each of them full power and  authority  to do and  perform in the
name and on behalf of the undersigned, and in any and all such capacities, every
act and thing whatsoever necessary to be done in and about the premises as fully
as the  undersigned  could  or  might  do in  person.  Hereby  granting  to such
attorney-in-fact full power of substitution and revocation, and hereby ratifying
all that such attorney-in-fact of his substitute may do by virtue hereof.

         IN  WITENESS  WHEREOF,  the  undersigned  have  executed  this Power of
Attorney in counterparts if necessary, effective as of February 21, 2006.

              SIGNATURE                                TITLE


/s/ John D. Kidd                          Chairman and Director
---------------------------------
John D. Kidd


/s/ R. E. Coffman, Jr.                    President, Chief Executive Officer and
---------------------------------         Director (Principal Executive Officer)
R. E. Coffman, Jr. Director


/s/ David G. Ratz                         Chief Administrative Officer
---------------------------------
David G. Ratz


/s/ Ron J. Copher                         Chief Financial Officer, Secretary and
---------------------------------         Treasurer (Principal Financial and
Ron J. Copher                             Accounting Officer)


/s/ D. Bruce Knox                         Chief Information Officer
---------------------------------
D. Bruce Knox


/s/ Miles R. Armentrout                   Chief Commercial Banking Officer
---------------------------------
Miles R. Armentrout


/s/ Scott J. Hinsch, Jr.                  Vice President
---------------------------------
Scott J. Hinsch, Jr.


/s/ Candice R. DeClark-Peace              Director
---------------------------------
Candice R. DeClark-Peace


/s/ Barry M. Dorsey                       Director
---------------------------------
Barry M. Dorsey, Ed.D.


/s/ Donald R. Seigneur                    Director
---------------------------------
Donald R. Seigneur


                                       70
<PAGE>

                                                          Exhibit 24 (continued)

POWERS OF ATTORNEY

         Each of the  undersigned  directors and officers of Oak Hill Financial,
Inc. (the  "Corporation")  whose signature appears below hereby appoints John D.
Kidd,  R.  E.  Coffman,  Jr.  or  Ron J.  Copher,  or  either  of  them,  as his
attorney-in-fact  to  sign,  in his  name  and on  behalf  of and in any and all
capacities   stated  below,  and  to  cause  to  be  filed  with  the  SEC,  the
Corporation's  Annual  Report on Form 10-K (the "Annual  Report") for the fiscal
year ended  December  31, 2005,  and  likewise to sign and file any  amendments,
post-effective  amendments,  to the Annual  Report,  hereby  granting  unto such
attorneys  and each of them full power and  authority  to do and  perform in the
name and on behalf of the undersigned, and in any and all such capacities, every
act and thing whatsoever necessary to be done in and about the premises as fully
as the  undersigned  could  or  might  do in  person.  Hereby  granting  to such
attorney-in-fact full power of substitution and revocation, and hereby ratifying
all that such attorney-in-fact of his substitute may do by virtue hereof.

         IN  WITENESS  WHEREOF,  the  undersigned  have  executed  this Power of
Attorney in counterparts if necessary, effective as of February 21, 2006.

              SIGNATURE                                      TITLE


/s/ William S. Siders                                      Director
------------------------------------
William S. Siders


/s/ H. Grant Stephenson                                    Director
------------------------------------
H. Grant Stephenson


/s/ Neil S Strawser                                        Director
------------------------------------
Neil S. Strawser


/s/ Donald P. Wood                                         Director
------------------------------------
Donald P. Wood



                                       71