UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549   FORM 10-K/A (Amendment No. 1)   (Mark One) ☒
ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2019 OR  ☐
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from
                 to Commission file number 001-37747   MEDALLION FINANCIAL CORP. (Exact name of registrant as specified in its charter)    DELAWARE

04-3291176(State of
Incorporation)

(IRS Employer
Identification No.) 437 MADISON AVENUE, 38th Floor, NEW YORK, NEW YORK 10022 (Address of principal executive offices) (Zip Code) (212) 328-2100 (Registrants telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act:  Title of each class

Tradingsymbols

Name of each exchangeon which registeredCommon Stock, par value $0.01 per share

MFIN

NASDAQ Global Select Market9.000% Senior Notes due 2021

MFINL

NASDAQ Global Select Market Securities registered pursuant to Section 12(g) of the Act: None   Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities
Act.    YES  ☐    NO  ☒ Indicated by check mark if the registrant is not required
to file reports pursuant to Section 13 or Section 15(d) of the Act.    YES  ☐    NO  ☒ Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90
days.    YES  ☒    NO  ☐ Indicate by check mark whether the registrant has
submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period
that the registrant was required to submit such files).    YES  ☒    NO  ☐ Indicate
by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of large
accelerated filer, accelerated filer, smaller reporting company, and emerging growth company in Rule 12b-2 of the Exchange Act.  Large accelerated filer

☐

Accelerated filer

☒Non-accelerated filer

☐

Smaller reporting company

☒Emerging growth company

☐ If an emerging growth company, indicate by checkmark if the registrant has elected not to use the extended transition period for
complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Indicate by
check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).    YES  ☐    NO  ☒ The aggregate market value of the voting common equity held by non-affiliates of the registrant, computed by reference
to the last reported price at which the stock was sold on June 28, 2019, was $137,883,018. The number of outstanding shares of registrants
common stock, par value $0.01, as of March 27, 2020 was 24,806,656.




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EXPLANATORY NOTE Medallion Financial Corp. (the Company) is filing this Amendment No. 1 on Form 10-K/A
(this Amendment) solely to add Exhibit 4.1 (Description of Registered Securities) to its Annual Report on Form 10-K for the year ended December 31, 2019, which was filed with the Securities
and Exchange Commission (the SEC) on March 30, 2020 (the Form 10-K). This Amendment does not reflect events occurring after the filing of the Form 10-K or modify or update
disclosures in the Form 10-K that may be affected by subsequent events. Except for the addition of Exhibit 4.1 (and the related renumbering of certain exhibits), this Amendment does amend or change any
information contained in the Form 10-K. As required by
Rule 12b-15 under the Securities Exchange Act of 1934, as amended (the Exchange Act), new certifications by the Companys principal executive officer and principal financial officer
are filed herewith as exhibits to this Amendment pursuant to Rule 13a-14(a) or 15d-14(a) of the Exchange Act. The Company is not including
certifications pursuant to Section 1350 of Chapter 63 of Title 18 of the United States Code (18 U.S.C. 1350) as no financial statements are being filed with this Amendment.  - 2 -




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PART IV ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES (A) 1. FINANCIAL STATEMENTS The consolidated financial
statements of Medallion Financial Corp. and the Report of Independent Public Accountants thereon are included as set forth on the Index to Financial Statements on F-1 of the Form
10-K. 2. FINANCIAL STATEMENT SCHEDULES See Index to Financial Statements on F-1 of the Form 10-K. 3. EXHIBITS  Number

Description3.1(a)

Restated Medallion Financial Corp. Certificate of Incorporation. Filed as Exhibit 3.1 to the Annual Report on Form 10-K for the fiscal year ended December 31, 1996 (File No.000-27812) and incorporated by reference herein.3.1(b)

Amendment to Restated Certificate of Incorporation. Filed as Exhibit 3.1.1 to the Quarterly Report on Form 10-Q for
 the quarterly period ended June 30, 1998 (File No.000-27812) and incorporated by reference herein.3.2

Amended and Restated By-Laws of Medallion Financial Corp. (filed as Exhibit 3.1 to the Current Report
 on Form 8-K filed on April 27, 2018 (File No. 001-37747) and incorporated by reference herein).4.1

Description of Registered Securities of Medallion Financial Corp. Filed herewith.4.2

Fixed/Floating Rate Junior Subordinated Note, dated June 
7, 2007, by Medallion Financial Corp., in favor of Medallion Financing Trust I. Filed as Exhibit 4.1 to the Current Report on Form 8-K filed on June 11, 2007 (File No.814-00188) and incorporated by reference herein.4.3

Indenture, dated April 
15, 2016, between Medallion Financial Corp. and Wilmington Trust, National Association. Filed as Exhibit d.6 to the Registration Statement on Form N-2 filed on April 15, 2016 (File No.333-206692) and incorporated by reference herein.4.4

First Supplemental Indenture, dated April 
15, 2016, between Medallion Financial Corp. and Wilmington Trust, National Association. Filed as Exhibit d.7 to the Registration Statement on Form N-2 filed on April 15, 2016 (File No.333-206692) and incorporated by reference herein.4.5

Note, effective March 
1, 2017, by Freshstart Venture Capital Corp., in favor of Small Business Administration. Filed as Exhibit 4.1 to the Current Report on Form 8-K filed on January 31, 2017 (File No.814-00188) and incorporated by reference herein.4.6

Amendment No. 1 to Note, dated and effective as of January 
31, 2018, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 4.1 to the Current Report on Form 8-K filed on February 5, 2018 (File No.814-00188) and incorporated by reference herein.4.7

Amendment No. 2 to Note, dated and effective as of January 
31, 2019, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 4.1 to the Current Report on Form 8-K filed on February 1, 2019 (File No.001-33747) and incorporated by reference herein.  - 3 -




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4.8

Amendment No. 3 to Note, dated and effective as of February 
15, 2019, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 4.1 to the Current Report on Form 8-K filed on February 21, 2019 (File No.001-37747) and incorporated by reference herein.4.9

Amendment No. 4 to Note, dated and effective as of March 
14, 2019, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 4.1 to the Current Report on Form 8-K filed on March 15, 2019 (File No.001-37747) and incorporated by reference herein.4.10

Amendment No. 5 to Note, dated and effective as of March 
27, 2019, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 4.1 to the Current Report on Form 8-K filed on March 29, 2019 (File No.001-37747) and incorporated by reference herein.4.11

Amendment No. 6 to Note, dated and effective as of January 
30, 2020, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 4.1 to the Current Report on Form 8-K filed on February 3, 2020 (File No.001-37747) and incorporated by reference herein.4.12

Amendment No. 7 to Note, dated and effective as of March 
27, 2020, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 4.11 to the Annual Report on Form 10-K for fiscal year ended December 
31, 2019 (File No.001-37747) and incorporated by reference herein.4.13

Form of Note Purchase Agreement, including the form of Note attached thereto. Filed as Exhibit 4.1 to the Current Report on Form 8-K filed on March 26, 2019 (File No.011-37747) and incorporated by reference herein.10.1

First Amended and Restated Employment Agreement, between Medallion Financial Corp. and Alvin Murstein dated May 
29, 1998. Filed as Exhibit 10.19 to the Annual Report on Form 10-K for the fiscal year ended December 31, 1998 (File No.814-00188) and incorporated by reference herein.*10.2

Amendment No. 1 to First Amended and Restated Employment Agreement, dated and effective as of April 
27, 2017, by and between Medallion Financial Corp. and Alvin Murstein. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on May 
3, 2017 (File No.814-00188) and incorporated by reference herein.*10.3

Amendment No. 2 to First Amended and Restated Employment Agreement, dated and effective as of December 
22, 2017, by and between Medallion Financial Corp. and Alvin Murstein. Filed as Exhibit 10.3 to the Annual Report on Form 10-K for the fiscal year ended December 31, 2017 (File No.814-00188) and incorporated by reference herein.*10.4

First Amended and Restated Employment Agreement, between Medallion Financial Corp. and Andrew Murstein dated May 
29, 1998. Filed as Exhibit 10.20 to the Annual Report on Form 10-K for the fiscal year ended December 31, 1998 (File No.814-00188) and incorporated by reference herein.*10.5

Amendment No. 1 to First Amended and Restated Employment Agreement, dated and effective as of April 
27, 2017, by and between Medallion Financial Corp. and Andrew Murstein. Filed as Exhibit 10.2 to the Current Report on Form 8-K filed on May 
3, 2017 (File No.814-00188) and incorporated by reference herein.*10.6

Amendment No. 2 to First Amended and Restated Employment Agreement, dated and effective as of December 
22, 2017, by and between Medallion Financial Corp. and Andrew Murstein. Filed as Exhibit 10.6 to the Annual Report on Form 10-K for the fiscal year ended December 31, 2017 (File No.814-00188) and incorporated by reference herein.*  - 4 -




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10.7

Employment Agreement, dated June 
27, 2016, between Donald Poulton, Medallion Financial Corp. and Medallion Bank. Filed as Exhibit 10.2 to the Current Report on Form 8-K filed on June 30, 2016 (File No.814-00188) and incorporated by reference herein.*10.8

Letter Agreement, dated March 
7, 2017, by and between Medallion Financial Corp. and Larry D. Hall. Filed as Exhibit 10.8 to the Annual Report on Form 10-K for the fiscal year ended December 31, 2017 (File No.814-00188) and incorporated by reference herein.*10.9

2006 Employee Stock Option Plan. Filed as Exhibit II to our definitive proxy statement for our 2006 Annual Meeting of Shareholders filed on April
 28, 2006 (File No.814-00188) and incorporated by reference herein.*10.10

First Amended and Restated 2006 Non-Employee Director Stock Option Plan. Filed as Exhibit B to Amendment
 No. 3 to Form 40-APP filed on June 18, 2012 (File No.812-13666) and incorporated by reference herein.*10.11

2015 Employee Restricted Stock Plan. Filed as Exhibit B to Amendment No. 
1 to Form 40-APP filed on December 11, 2015 (File No.812-14433) and incorporated by reference herein.*10.12

2015 Non-Employee Director Stock Option Plan. Filed as Exhibit B to Amendment No. 
2 to Form 40-APP filed on January 14, 2016 (File No.812-14458) and incorporated by reference herein.*10.13

2018 Equity Incentive Plan. Filed as Annex A to our definitive proxy statement for our 2018 Annual Meeting of Shareholders filed
 on April 30, 2018 (File No.001-37747) and incorporated by reference herein.*10.14

Indenture of Lease, dated October 
31, 1997, by and between Sage Realty Corporation, as Agent and Landlord, and Medallion Financial Corp., as Tenant. Filed as Exhibit 10.64 to the Annual Report on Form 10-K for the fiscal year ended December 31,
 1997 (File No.812-09744) and incorporated by reference herein.10.15

First Amendment of Lease, dated September 
6, 2005, by and between Medallion Financial Corp. and Sage Realty Corporation. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on September 12, 2005 (File No.814-00188) and incorporated by reference herein.10.16

Second Amendment of Lease, dated August 
5, 2015, by and between Sage Realty Corporation and Medallion Financial Corp. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on August 7, 2015 (File No.814-00188) and incorporated by reference herein.10.17

Agreement of Lease, dated July 
3, 2002, by and between B-LINE Holdings, L.C. and Medallion Bank. Filed as Exhibit 10.17 to the Annual Report on Form 10-K for the fiscal year ended December 
31, 2018 (File No.001-37747) and incorporated by reference herein.10.18

Amendment of Lease Agreement, dated October 
29, 2004, by and between B-LINE Holdings, L.C. and Medallion Bank. 
Filed as Exhibit 10.18 to the Annual Report on Form 10-K for the fiscal year ended December 31, 2018 (File No.001-37747) and incorporated by reference herein.10.19

Assignment of Lease, dated July 
6, 2006, by and between Medallion Bank and Zerop Medical, LLC, and consented and agreed to by B-LINE Holdings, L.C. Filed as Exhibit 10.19 to the Annual Report on Form 10-K for
 the fiscal year ended December 31, 2018 (File No.001-37747) and incorporated by reference herein.10.20

Second Amendment of Lease Agreement, dated January 
9, 2007, by and between B-LINE Holdings, L.C. and Medallion Bank. Filed as Exhibit 10.20 to the Annual Report on Form 10-K for the fiscal year ended December 
31, 2018 (File No.001-37747) and incorporated by reference herein.  - 5 -




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10.21

Third Amendment of Lease Agreement, dated October 
31, 2007, by and between B-LINE Holdings, L.C. and Medallion Bank. Filed as Exhibit 10.21 to the Annual Report on Form 10-K for the fiscal year ended December 
31, 2018 (File No.001-37747) and incorporated by reference herein.10.22

Third Amendment of Lease Agreement, dated November 
15, 2011, by and between B-LINE Holdings, L.C. and Medallion Bank. Filed as Exhibit 10.22 to the Annual Report on Form 10-K for the fiscal year ended December 
31, 2018 (File No.001-37747) and incorporated by reference herein.10.23

Fourth Amendment of Lease Agreement, dated November 
21, 2011, by and between B-LINE Holdings, L.C. and Medallion Bank. Filed as Exhibit 10.23 to the Annual Report on Form 10-K for the fiscal year ended December 
31, 2018 (File No.001-37747) and incorporated by reference herein.10.24

Fifth Amendment of Lease Agreement, dated November 
26, 2012, by and between B-LINE Holdings, L.C. and Medallion Bank. Filed as Exhibit 10.24 to the Annual Report on Form 10-K for the fiscal year ended December 
31, 2018 (File No.001-37747) and incorporated by reference herein.10.25

Sixth Amendment of Lease Agreement, dated January 26, 2017, by and between Investment Property Group, LLC, as successor-in-interest to B-LINE Holdings, L.C., and Medallion Bank. Filed as Exhibit 10.25 to the Annual Report on Form 10-K for the fiscal year ended December 31, 2018 (File No.001-37747) and incorporated by reference herein.10.26

Seventh Amendment of Lease Agreement, dated May 
10, 2017, by and between Investment Property Group, LLC and Medallion Bank. Filed as Exhibit 10.26 to the Annual Report on Form 10-K for the fiscal year ended December 31, 2018 (File No.001-37747) and incorporated by reference herein.10.27

Eighth Amendment of Lease Agreement, dated March 
28, 2018, by and between Investment Property Group, LLC and Medallion Bank. Filed as Exhibit 10.27 to the Annual Report on Form 10-K for the fiscal year ended December 31, 2018 (File No.001-37747) and incorporated by reference herein.10.28

Letter from Mountain High Real Estate Advisors, Inc. to Medallion Bank, dated July 
23, 2018, regarding 8th Amendment Lease Commencement. Filed as Exhibit 10.28 to the Annual Report on Form 10-K for the fiscal year ended December 31, 2018 (File No.001-37747) and incorporated by reference herein.10.29

Ninth Amendment to Agreement of Lease, dated August 
19, 2019, by and between Investment Property Group, LLC and Medallion Bank. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on August 21, 2019 (File No.001-37747) and incorporated by reference herein.10.30

Commitment Letter, dated March 
30, 2016, by the Small Business Administration to Medallion Capital, Inc., accepted and agreed to by Medallion Capital, Inc. on April 
7, 2016. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on April 7, 2016 (filed No.814-00188) and incorporated by reference herein.10.31

Junior Subordinated Indenture, dated as of June 
7, 2007, between Medallion Financing Trust I and Wilmington Trust Company as trustee. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on June 11, 2007 (File No.814-00188) and incorporated by reference herein.10.32

Purchase Agreement, dated as of June 
7, 2007, among Medallion Financial Corp., Medallion Financing Trust I, and Merrill Lynch International. Filed as Exhibit 10.3 to the Current Report on Form 8-K filed on June 
11, 2007 (File No.814-00188) and incorporated by reference herein.10.33

Custodian Agreement, effective July 
23, 2003, among Wells Fargo Bank Minnesota, National Association, as custodian, and Medallion Financial Corp., Medallion Funding Corp. and Freshstart Venture Capital Corp. Filed as Exhibit j.1 to the Registration Statement on Form N-2 filed on December 20, 2011 (File No.333-178644) and incorporated by reference herein.  - 6 -




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10.34

Loan Agreement, effective as of January 
25, 2017, by and among U.S. Small Business Administration, Freshstart Venture Capital Corp. and Medallion Financial Corp. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on January 
31, 2017 (File No.814-00188) and incorporated by reference herein.10.35

Amendment No. 1 to Loan Agreement, dated as of October 
20, 2017, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on October 26, 2017 (File No.814-00188) and incorporated by reference herein.10.36

Amendment No. 2 to Loan Agreement, dated and effective as of January 
31, 2018, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on February 5, 2018 (File No.814-00188) and incorporated by reference herein.10.37

Amendment No. 3 to Loan Agreement, dated and effective as of January 
31, 2019, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on February 1, 2019 (File No.001-37747) and incorporated by reference herein.10.38

Amendment No. 4 to Loan Agreement, dated and effective as of February 
15, 2019, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on February 21, 2019 (File No.001-37747) and incorporated by reference herein.10.39

Amendment No. 5 to Loan Agreement, dated and effective as of March 
14, 2019, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on March 15, 2019 (File No.001-37747) and incorporated by reference herein.10.40

Amendment No. 6 to Loan Agreement, dated and effective as of March 
27, 2019, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on March 29, 2019 (File No.001-37747) and incorporated by reference herein.10.41

Amendment No. 7 to Loan Agreement, dated and effective as of January 
30, 2020, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 10.1 to the Current Report on Form 8-K filed on February 3, 2020 (File No.001-37747) and incorporated by reference herein.10.42

Amendment No. 8 to Loan Agreement, dated and effective as of March 
27, 2020, by and between U.S. Small Business Administration and Freshstart Venture Capital Corp. Filed as Exhibit 10.42 to the Annual Report on Form 10-K for fiscal year ended December 
31, 2019 (File No.001-37747) and incorporated by reference herein.21.1

List of Subsidiaries of Medallion Financial Corp. Filed as Exhibit 21.1 to the Annual Report on Form 10-K for
 fiscal year ended December 31, 2019 (File No.001-37747) and incorporated by reference herein.23.1

Consent of Mazars USA LLP, independent registered public accounting firm, related to reports on financial statements of Medallion Financial Corp.
 Filed as Exhibit 23.1 to the Annual Report on Form 10-K for fiscal year ended December 31, 2019 (File No.001-37747) and incorporated by
reference herein.  - 7 -




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31.1

Certification of Alvin Murstein pursuant to Rule 13a-14(a) and 15d-14(a) as adopted pursuant to section 302 of the Sarbanes-Oxley Act of 2002. Filed as Exhibit 31.1 to the Annual Report on Form 10-K for fiscal year ended December 31, 2019 (File No.001-37747) and incorporated by reference herein.31.2

Certification of Larry D. Hall pursuant to Rule 13a-14(a) and 15d-14(a) as adopted pursuant to section 302 of the Sarbanes-Oxley Act of 2002. Filed as Exhibit 31.2 to the Annual Report on Form 10-K for fiscal year ended December 31, 2019 (File No.001-37747) and incorporated by reference herein.31.3

Certification of Alvin Murstein pursuant to Rule 13a-14(a) and 15d-14(a) as adopted pursuant to section 302 of the Sarbanes-Oxley
 Act of 2002. Filed herewith.31.4

Certification of Larry D. Hall pursuant to Rule 13a-14(a) and 15d-14(a) as adopted pursuant to section 302 of the Sarbanes-Oxley
 Act of 2002. Filed herewith.32.1

Certification of Alvin Murstein pursuant to 18 USC. Section 1350, as adopted, pursuant to Section 
906 of the Sarbanes-Oxley Act of 2002. Filed as Exhibit 32.1 to the Annual Report on Form 10-K for fiscal year ended December 31, 2019 (File No.001-37747) and incorporated by reference herein.32.2

Certification of Larry D. Hall pursuant to 18 USC. Section 1350, as adopted, pursuant to Section 
906 of the Sarbanes-Oxley Act of 2002. Filed as Exhibit 32.2 to the Annual Report on Form 10-K for fiscal year ended December 31, 2019 (File No.001-37747) and incorporated by reference herein.101.INS

XBRL Instance. Filed as Exhibit 101.INS to the Annual Report on Form 10-K for fiscal year ended December 31, 2019 (File No. 001-37747) and
incorporated by reference herein.101.SCH

XBRL Taxonomy Extension Schema. Filed as Exhibit 101.SCH to the Annual Report on Form 10-K for fiscal year ended December 31, 2019 (File
No. 001-37747) and incorporated by reference herein.101.CAL

XBRL Taxonomy Extension Calculation. Filed as Exhibit 101.CAL to the Annual Report on Form 10-K for fiscal year ended December 31, 2019 (File
No. 001-37747) and incorporated by reference herein.101.DEF

XBRL Taxonomy Extension Definition. Filed as Exhibit 101.DEF to the Annual Report on Form 10-K for fiscal year ended December 31, 2019 (File
No. 001-37747) and incorporated by reference herein.101.LAB

XBRL Taxonomy Extension Labels. Filed as Exhibit 101.LAB to the Annual Report on Form 10-K for fiscal year ended December 31, 2019 (File
No. 001-37747) and incorporated by reference herein.101.PRE

XBRL Taxonomy Extension Presentation. Filed as Exhibit 101.PRE to the Annual Report on Form 10-K for fiscal year ended December 31, 2019 (File
No. 001-37747) and incorporated by reference herein.  *
Compensatory plan or arrangement required to be identified pursuant to Item 15(a)(3) of this Annual Report on
Form 10-K.  - 8 -




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SIGNATURE Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange of Act of 1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized. MEDALLION FINANCIAL CORP. Date: June 5, 2020  By:

/s/ Alvin MursteinAlvin MursteinChairman and Chief Executive Officer   - 9 -