Exhibit 10.76

[Translation]

Comprehensive Credit-extension Agreement

Contract No.: ShenFaHangGaoXin ZongZi 20020001

|Party A: |  | GaoXin sub-branch, Hangzhou Branch, Shenzhen Development Bank,
|-------- |  | --------------------------------------------------------------
|         |  | Address: No. 508, Wensan Rd. Hangzhou                         
|         |  | Tel.: 0086571-88225363                                        
|         |  | Fax: 0086571-88225350                                         
|Party B: |  | UTStarcom Telecom Co. Ltd.                                    
|         |  | Address: No. 129, Wenyi Rd. Hangzhou                          
|         |  | Tel.: 0086571-65542030                                        
|         |  | Fax: 0086571-65542058                                         

WHEREAS
Party B intended to apply for comprehensive credit extension to Party A, and Party A agreed to grant Party B such comprehensive credit extension after examination. In light of
the related laws, and through equal negotiation, both parties hereby reach the Agreement as follows and agree it is binding on them both:

Article One: Terms on credit extension

1.    Maximum
credit extension margin (or in the equivalence) isRMB Four Hundred Million Yuan

2.    Term
of the credit extension is totally Twelve months, from June 26 of 2002 to June 26 of 2003. During the term of the credit extension, Party B may use the
credit margin in the form of roll-over, but the summation of the credit margin already used by Party B shall not exceed the maximum credit margin. The usage manner, usage period, amount
and the like of the every sub-credit margin shall be negotiated by the parties, and the usage period can exceed the term of the comprehensive credit extension in the event such
sub-credit margin is commenced within the term of the comprehensive credit extension.

Article Two: The form of the comprehensive credit extension

The comprehensive credit margin can be used in the form of loan, letter of credit, bill of exchange for import and export, guarantee for the production of bill of
lading, packing loan, discount, acceptance, letter of guarantee and warranty.

Article Three: The Usage of the comprehensive credit extension

Party B may apply to Party A for usage of the comprehensive credit extension, after examination and agreed by Party A, the Parties shall thereby execute the
relative business contract.

Article Four: Surety for the comprehensive credit margin

To ensure the prompt repayment of the debt under this Agreement, the following means of security are adopted:

1.    All
of the debt of Party B under this Agreement shall be jointly warranted by UTStarcom (China) Co., Ltd.; which signed the Comprehensive Credit Margin Guarantee
Contract with Party A at the contract no. as "ShenFaHangGaoXinZongBao20020001".

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Article Five: Governing Law and Settlement of Disputes

This Agreement is concluded according to and governed by the law of the People's Republic of China. Both Parties shall settle through friendly negotiation or
mediation any dispute arising out of or relating with the performance of this Agreement. If negotiation or mediation fails, either party may file an action at the court at the site of which Party A is
located.

Article Six: Effectiveness of This Agreement

This Agreement comes into effect when both Parties sign and seal this Agreement and when the Contract of Security for this Agreement has been executed and all
necessary registration has been completed.

Article Seven:This Agreement has four originals with same effectiveness, among which Party A has two, Party B has one and Guarantor has one.

|Party A (Stamp)      |  | Party B (Stamp)     
|-------------------- |  | --------------------
|Legal representative |  | Legal representative
|Date: June 26, 2002  |  |                     

2

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Translation Certification

I hereby certify that the foregoing represents a fair and accurate English translation of the original Chinese document.

Dated:
July 30, 2002

| |  | By: |  | /s/MICHAEL J. SOPHIEMichael J. Sophie Chief Financial
Officer
| |  | --- |  | -------------------------------------------------------------

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