38090 Federal Register / Vol. 86, No. 135 / Monday, July 19, 2021 / Notices 

Washington, DC 20551–0001, not later 

than August 18, 2021. 

A. Federal Reserve Bank of Chicago 

(Colette A. Fried, Assistant Vice 

President) 230 South LaSalle Street, 

Chicago, Illinois 60690–1414: 

1. Community Capital Bancorp, Inc., 

Menomonee Falls, Wisconsin; to become 

a bank holding company by acquiring 

Collins Bankcorp, Inc., and thereby 

indirectly acquiring Collins State Bank, 

both of Collins, Wisconsin. 

Board of Governors of the Federal Reserve 

System, July 14, 2021. 

Michele Taylor Fennell, 

Deputy Associate Secretary of the Board. 

[FR Doc. 2021–15310 Filed 7–16–21; 8:45 am] 

BILLING CODE P 

FEDERAL RESERVE SYSTEM 

Proposed Agency Information 

Collection Activities; Comment 

Request 

AGENCY: Board of Governors of the 

Federal Reserve System. 

ACTION: Notice, request for comment. 

SUMMARY: The Board of Governors of the 

Federal Reserve System (Board) invites 

comment on a proposal to extend for 

three years, without revision, the 

Reporting, Recordkeeping, and 

Disclosure Requirements Associated 

with the Home Mortgage Disclosure Act 

(HMDA) Loan/Application Register 

Required by Regulation C (FR HMDA 

LAR; OMB No. 7100–0247). 

DATES: Comments must be submitted on 

or before September 17, 2021. 

ADDRESSES: You may submit comments, 

identified by FR HMDA LAR, by any of 

the following methods: 

• Agency website: https://

www.federalreserve.gov/. Follow the 

instructions for submitting comments at 

https://www.federalreserve.gov/apps/ 

foia/proposedregs.aspx. 

• Email: regs.comments@

federalreserve.gov. Include the OMB 

number in the subject line of the 

message. 

• Fax: (202) 452–3819 or (202) 452– 

3102. 

• Mail: Ann E. Misback, Secretary, 

Board of Governors of the Federal 

Reserve System, 20th Street and 

Constitution Avenue NW, Washington, 

DC 20551. 

All public comments are available 

from the Board’s website at https://

www.federalreserve.gov/apps/foia/ 

proposedregs.aspx as submitted, unless 

modified for technical reasons or to 

remove personally identifiable 

information at the commenter’s request. 

Accordingly, comments will not be 

edited to remove any identifying or 

contact information. Public comments 

may also be viewed electronically or in 

paper in Room 146, 1709 New York 

Avenue NW, Washington, DC 20006, 

between 9:00 a.m. and 5:00 p.m. on 

weekdays. For security reasons, the 

Board requires that visitors make an 

appointment to inspect comments. You 

may do so by calling (202) 452–3684. 

Upon arrival, visitors will be required to 

present valid government-issued photo 

identification and to submit to security 

screening in order to inspect and 

photocopy comments. 

Additionally, commenters may send a 

copy of their comments to the Office of 

Management and Budget (OMB) Desk 

Officer—Shagufta Ahmed—Office of 

Information and Regulatory Affairs, 

Office of Management and Budget, New 

Executive Office Building, Room 10235, 

725 17th Street NW, Washington, DC 

20503, or by fax to (202) 395–6974. 

FOR FURTHER INFORMATION CONTACT: 

Federal Reserve Board Clearance 

Officer—Nuha Elmaghrabi—Office of 

the Chief Data Officer, Board of 

Governors of the Federal Reserve 

System, Washington, DC 20551, (202) 

452–3829. 

SUPPLEMENTARY INFORMATION: On June 

15, 1984, OMB delegated to the Board 

authority under the PRA to approve and 

assign OMB control numbers to 

collections of information conducted or 

sponsored by the Board. In exercising 

this delegated authority, the Board is 

directed to take every reasonable step to 

solicit comment. In determining 

whether to approve a collection of 

information, the Board will consider all 

comments received from the public and 

other agencies. 

A copy of the Paperwork Reduction 

Act (PRA) OMB submission, including 

the reporting form and instructions, 

supporting statement, and other 

documentation will be available at 

https://www.reginfo.gov/public/do/ 

PRAMain, if approved. These 

documents will also be made available 

on the Board’s public website at https:// 

www.federalreserve.gov/apps/ 

reportforms/review.aspx or may be 

requested from the agency clearance 

officer, whose name appears above. 

Request for Comment on Information 

Collection Proposal 

The Board invites public comment on 

the following information collection, 

which is being reviewed under 

authority delegated by the OMB under 

the PRA. Comments are invited on the 

following: 

a. Whether the proposed collection of 

information is necessary for the proper 

performance of the Board’s functions, 

including whether the information has 

practical utility; 

b. The accuracy of the Board’s 

estimate of the burden of the proposed 

information collection, including the 

validity of the methodology and 

assumptions used; 

c. Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

d. Ways to minimize the burden of 

information collection on respondents, 

including through the use of automated 

collection techniques or other forms of 

information technology; and 

e. Estimates of capital or startup costs 

and costs of operation, maintenance, 

and purchase of services to provide 

information. 

At the end of the comment period, the 

comments and recommendations 

received will be analyzed to determine 

the extent to which the Board should 

modify the proposal. 

Proposal Under OMB Delegated 

Authority To Extend for Three Years, 

Without Revision, the Following 

Information Collection 

Report title: Reporting, 

Recordkeeping, and Disclosure 

Requirements Associated with the 

Home Mortgage Disclosure Act (HMDA) 

Loan/Application Register Required by 

Regulation C. 

Agency form number: FR HMDA LAR. 

OMB control number: 7100–0247. 

Frequency: Annually and quarterly. 

Respondents: State member banks, 

their subsidiaries, subsidiaries of bank 

holding companies, U.S. branches and 

agencies of foreign banks (other than 

federal branches, federal agencies, and 

insured state branches of foreign banks), 

commercial lending companies owned 

or controlled by foreign banks, and 

organizations operating under section 

25 or 25A of the Federal Reserve Act. 

Estimated number of respondents: 

Reporting—Tier 1 Annual Reporter, 3; 

Tier 1 Quarterly Reporter, 1; Tier 2, 131; 

Tier 2 Partial Reporter, 308; and Tier 3 

Partial Reporter, 33; Recordkeeping— 

Tier 1 Annual Reporter, 3; Tier 1 

Quarterly Reporter, 1; Tier 2, 439; and 

Tier 3, 33; and Disclosure—Tier 1 

Annual Reporter, 3; and Tier 1 

Quarterly Reporter, 1. 

Estimated average hours per response: 

Reporting—Tier 1 Annual Reporter, 

5,969; Tier 1 Quarterly Reporter, 6,903; 

Tier 2, 1,232; Tier 2 Partial Reporter, 

986; and Tier 3 Partial Reporter, 64; 

Recordkeeping—Tier 1 Annual 

Reporter, 4,130; Tier 1 Quarterly 

Reporter, 4,130; Tier 2, 83; and Tier 3, 

27; and Disclosure—Tier 1 Annual 


lotter on DSK11XQN23PROD with NOTICES1
Federal Register / Vol. 86, No. 135 / Monday, July 19, 2021 / Notices 38091 

1See 12 CFR 1003.1(b). 2 5 U.S.C. 552(b)(6). 

Reporter, 5; and Tier 1 Quarterly 

Reporter, 5. 

Estimated annual burden hours: 

Reporting—Tier 1 Annual Reporter, 

17,907; Tier 1 Quarterly Reporter, 

27,612; Tier 2, 161,392; Tier 2 Partial 

Reporter, 303,688; and Tier 3 Partial 

Reporter, 2,112; Recordkeeping—Tier 1 

Annual Reporter, 12,390; Tier 1 

Quarterly Reporter, 16,520; Tier 2, 

36,437; and Tier 3, 891; and 

Disclosure—Tier 1 Annual Reporter, 15; 

and Tier 1 Quarterly Reporter, 20. 

General description of report: HMDA 

was enacted in 1975 and is 

implemented by Regulation C. 

Generally, HMDA requires certain 

depository and non-depository 

institutions that make certain mortgage 

loans to collect, report, and disclose 

data about originations and purchases of 

mortgage loans, as well as loan 

applications that do not result in 

originations (for example, applications 

that are denied or withdrawn). HMDA 

was enacted to provide regulators and 

the public with loan data that can be 

used to (1) help determine whether 

financial institutions are serving the 

housing needs of their communities, (2) 

assist public officials in distributing 

public-sector investments so as to attract 

private investment to areas where it is 

needed, and (3) assist in identifying 

possible discriminatory lending patterns 

and enforcing anti-discrimination 

statutes.1 Supervisory agencies, state 

and local public officials, and members 

of the public use the data to aid in the 

enforcement of the Community 

Reinvestment Act, the Equal Credit 

Opportunity Act, and the Fair Housing 

Act and to aid in identifying areas for 

residential redevelopment and 

rehabilitation. 

Legal authorization and 

confidentiality: The FR HMDA LAR is 

authorized pursuant to section 304(j) of 

HMDA, which requires that the 

Consumer Financial Protection Bureau 

(Bureau) prescribe by regulation the 

form of loan application register 

information that must be reported by 

covered financial institutions. Section 

1003.5 of Regulation C implements this 

statutory provision, and requires 

covered financial institutions to submit 

reports to their appropriate federal 

agency. Section 304(h)(2)(A) of HMDA 

designates the Board as the appropriate 

agency with respect to the entities 

described above. The FR HMDA LAR is 

mandatory. 

HMDA requires the information 

collected on the FR HMDA LAR to be 

made available to the general public in 

the form required under regulations 

prescribed by the Bureau. The Bureau is 

authorized to redact or modify the scope 

of the information before it is publicly 

disclosed to protect the privacy of loan 

applicants and to protect depository 

institutions from liability under any 

federal or state privacy law. The 

redacted information may be kept 

confidential under exemption 6 of the 

Freedom of Information Act, which 

protects from release information that, if 

disclosed, would ‘‘constitute a clearly 

unwarranted invasion of personal 

privacy.’’ 2

Board of Governors of the Federal Reserve 

System, July 13, 2021. 

Michele Taylor Fennell, 

Deputy Associate Secretary of the Board. 

[FR Doc. 2021–15289 Filed 7–16–21; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL RESERVE SYSTEM 

Proposed Agency Information 

Collection Activities; Comment 

Request 

AGENCY: Board of Governors of the 

Federal Reserve System. 

ACTION: Notice, request for comment. 

SUMMARY: The Board of Governors of the 

Federal Reserve System (Board) invites 

comment on a proposal to extend for 

three years, without revision, the 

Recordkeeping and Disclosure 

Requirements Associated with the 

Consumer Financial Protection Bureau’s 

(CFPB’s) Regulation B. 

DATES: Comments must be submitted on 

or before September 17, 2021. 

ADDRESSES: You may submit comments, 

identified by FR B, by any of the 

following methods: 

• Agency Website: https://

www.federalreserve.gov/. Follow the 

instructions for submitting comments at 

https://www.federalreserve.gov/apps/ 

foia/proposedregs.aspx. 

• Email: regs.comments@

federalreserve.gov. Include the OMB 

number in the subject line of the 

message. 

• Fax: (202) 452–3819 or (202) 452– 

3102. 

• Mail: Ann E. Misback, Secretary, 

Board of Governors of the Federal 

Reserve System, 20th Street and 

Constitution Avenue NW, Washington, 

DC 20551. 

All public comments are available 

from the Board’s website at https://

www.federalreserve.gov/apps/foia/ 

proposedregs.aspx as submitted, unless 

modified for technical reasons or to 

remove personally identifiable 

information at the commenter’s request. 

Accordingly, comments will not be 

edited to remove any identifying or 

contact information. Public comments 

may also be viewed electronically or in 

paper in Room 146, 1709 New York 

Avenue NW, Washington, DC 20006, 

between 9:00 a.m. and 5:00 p.m. on 

weekdays. For security reasons, the 

Board requires that visitors make an 

appointment to inspect comments. You 

may do so by calling (202) 452–3684. 

Upon arrival, visitors will be required to 

present valid government-issued photo 

identification and to submit to security 

screening in order to inspect and 

photocopy comments. 

Additionally, commenters may send a 

copy of their comments to the Office of 

Management and Budget (OMB) Desk 

Officer—Shagufta Ahmed—Office of 

Information and Regulatory Affairs, 

Office of Management and Budget, New 

Executive Office Building, Room 10235, 

725 17th Street NW, Washington, DC 

20503, or by fax to (202) 395–6974. 

FOR FURTHER INFORMATION CONTACT: 

Federal Reserve Board Clearance 

Officer—Nuha Elmaghrabi—Office of 

the Chief Data Officer, Board of 

Governors of the Federal Reserve 

System, Washington, DC 20551, (202) 

452–3829. 

SUPPLEMENTARY INFORMATION: On June 

15, 1984, OMB delegated to the Board 

authority under the PRA to approve and 

assign OMB control numbers to 

collections of information conducted or 

sponsored by the Board. In exercising 

this delegated authority, the Board is 

directed to take every reasonable step to 

solicit comment. In determining 

whether to approve a collection of 

information, the Board will consider all 

comments received from the public and 

other agencies. 

A copy of the Paperwork Reduction 

Act (PRA) OMB submission, including 

the reporting form and instructions, 

supporting statement, and other 

documentation will be available at 

https://www.reginfo.gov/public/do/ 

PRAMain, if approved. These 

documents will also be made available 

on the Board’s public website at https:// 

www.federalreserve.gov/apps/ 

reportforms/review.aspx or may be 

requested from the agency clearance 

officer, whose name appears above. 

Request for Comment on Information 

Collection Proposal 

The Board invites public comment on 

the following information collection, 

which is being reviewed under 

authority delegated by the OMB under 

the PRA. Comments are invited on the 

following: 


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