EXHIBIT 24

                               POWERS OF ATTORNEY


         Each of the undersigned directors and officers of Oak Hill Financial,
Inc. (the "Corporation") whose signature appears below hereby appoints John D.
Kidd, Ron J. Copher or H. Grant Stephenson, or either of them, as his
attorney-in-fact to sign, in his name and on behalf of and in any and all
capacities stated below, and to cause to be filed with the Securities and
Exchange Commission, the Corporation's Annual Report on Form 10-K (the "Annual
Report") for the fiscal year ended December 31, 2000, and likewise to sign and
file any amendments, post-effective amendments, to the Annual Report, hereby
granting unto such attorneys and each of them full power and authority to do and
perform in the name and on behalf of the undersigned, and in any and all such
capacities, every act and thing whatsoever necessary to be done in and about the
premises as fully as the undersigned could or might do in person. Hereby
granting to such attorney-in-fact full power of substitution and revocation, and
hereby ratifying all that such attorney-in-fact of his substitute may do by
virtue hereof.

         IN WITENESS WHEREOF, the undersigned have executed this Power of
Attorney in counterparts if necessary, effective as of February 21, 2002.

<TABLE>
<CAPTION>

       SIGNATURE                                               TITLE

<S>                                                             <C>
/s/     Evan E. Davis
--------------------------------------          Chairman of the Board



/s/     John D. Kidd
--------------------------------------          President, Chief Executive Officer and Director
                                                (Principal Executive Officer)


/s/     Richard P. LeGrand
--------------------------------------          Executive Vice President and Director



/s/     H. Tim Bichsel
--------------------------------------          Secretary



/s/     Ron J. Copher
--------------------------------------          Chief Financial Officer and Treasurer
                                                (Principal Financial and Accounting Officer)


/s/     Barry M. Dorsey
--------------------------------------          Director



/s/     Donald R. Seigneur
--------------------------------------          Director



/s/     William S. Siders
--------------------------------------          Director



/s/     H. Grant Stephenson
--------------------------------------          Director



/s/     C. Clayton Johnson
--------------------------------------          Director
</TABLE>


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<PAGE>


<TABLE>
<CAPTION>

           SIGNATURE                                       TITLE
<S>                                                         <C>
/s/     D. Bruce Knox
--------------------------------------          Chief Information Officer and Director



/s/     Ralph E. Coffman, Jr.
--------------------------------------          Vice President



/s/     David G. Ratz
--------------------------------------          Executive Vice President and Chief Operating Officer
</TABLE>












































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