economicinclusion.gov

results from the 2011 fdic national survey of unbanked and underbanked households

Number

(1000s)

Pct of

Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

All Households 120,408 100 9,875 8.2 24,199 20.1 82,830 68.8 3,504 2.9 

Midwest 26,900 100 1,920 7.1 4,772 17.7 19,379 72.0 828 3.1 

Illinois 4,956 100 374 7.6 879 17.7 3,546 71.6 156 3.2 

Indiana 2,560 100 201 7.8 489 19.1 1,817 71.0 53 2.1 

Iowa 1,244 100 54 4.4 215 17.2 932 74.9 43 3.5 

Kansas 1,136 100 81 7.1 223 19.7 814 71.6 18 1.6 

Michigan 3,969 100 307 7.7 685 17.3 2,824 71.2 153 3.9 

Minnesota 2,163 100 90 4.1 272 12.6 1,763 81.5 38 1.8 

Missouri 2,490 100 237 9.5 514 20.6 1,681 67.5 59 2.4 

Nebraska 734 100 27 3.7 130 17.8 559 76.2 17 2.3 

North Dakota 283 100 15 5.3 51 18.0 210 74.4 6 2.3 

Ohio 4,719 100 414 8.8 912 19.3 3,172 67.2 220 4.7 

South Dakota 329 100 15 4.4 72 22.0 236 71.6 6 1.9 

Wisconsin 2,316 100 105 4.5 329 14.2 1,823 78.7 58 2.5 

Northeast 21,784 100 1,537 7.1 3,908 17.9 15,675 72.0 664 3.0 

Connecticut 1,365 100 73 5.3 208 15.2 1,056 77.3 28 2.1 

Maine 546 100 20 3.7 104 19.0 413 75.6 9 1.7 

Massachusetts 2,614 100 128 4.9 369 14.1 2,029 77.6 88 3.4 

New Hampshire 526 100 10 1.9 66 12.5 439 83.5 11 2.1 

New Jersey 3,202 100 212 6.6 621 19.4 2,297 71.7 73 2.3 

New York 7,677 100 740 9.6 1,487 19.4 5,159 67.2 291 3.8 

Pennsylvania 5,161 100 315 6.1 931 18.0 3,771 73.1 143 2.8 

Rhode Island 423 100 30 7.0 75 17.8 304 71.8 14 3.4 

Vermont 269 100 9 3.4 47 17.4 207 77.1 6 2.1 

South 44,920 100 4,493 10.0 10,429 23.2 28,772 64.1 1,226 2.7 

Alabama 1,889 100 193 10.2 544 28.8 1,099 58.2 53 2.8 

Arkansas 1,142 100 141 12.3 321 28.1 658 57.6 22 1.9 

Delaware 346 100 23 6.7 54 15.5 262 75.9 7 1.9 

District of Columbia 281 100 31 10.9 63 22.3 180 63.9 8 2.9 

Florida 7,801 100 570 7.3 1,645 21.1 5,309 68.1 277 3.5 

Georgia 3,834 100 442 11.5 1,026 26.8 2,248 58.6 118 3.1 

Kentucky 1,819 100 179 9.9 391 21.5 1,225 67.3 24 1.3 

Louisiana 1,816 100 209 11.5 495 27.2 1,066 58.7 46 2.6 

Maryland 2,170 100 123 5.6 461 21.2 1,528 70.4 59 2.7 

Mississippi 1,143 100 173 15.1 269 23.6 696 60.9 6 0.5 

North Carolina 3,878 100 359 9.3 840 21.7 2,579 66.5 100 2.6 

Oklahoma 1,503 100 164 10.9 349 23.2 935 62.2 54 3.6 

South Carolina 1,787 100 166 9.3 369 20.6 1,219 68.2 34 1.9 

Tennessee 2,605 100 283 10.9 473 18.1 1,818 69.8 31 1.2 

Texas 9,136 100 1,167 12.8 2,481 27.2 5,309 58.1 180 2.0 

Virginia 3,008 100 199 6.6 503 16.7 2,138 71.1 168 5.6 

West Virginia 762 100 72 9.5 146 19.2 505 66.3 39 5.1 

West 26,804 100 1,925 7.2 5,090 19.0 19,005 70.9 784 2.9 

Alaska 276 100 14 5.2 56 20.2 196 71.0 10 3.6 

Arizona 2,622 100 304 11.6 537 20.5 1,734 66.1 46 1.8 

California 13,191 100 1,030 7.8 2,374 18.0 9,355 70.9 432 3.3 

Colorado 1,974 100 107 5.4 317 16.1 1,510 76.5 40 2.0 

Hawaii 443 100 17 3.8 89 20.0 313 70.7 24 5.5 

Idaho 589 100 33 5.7 112 19.0 432 73.3 12 2.0 

Montana 426 100 21 4.8 93 22.0 303 71.2 9 2.0 

Nevada 1,035 100 77 7.5 323 31.2 600 58.0 35 3.3 

New Mexico 816 100 94 11.5 193 23.6 494 60.6 35 4.3 

Oregon 1,522 100 65 4.3 219 14.4 1,195 78.5 44 2.9 

Utah 926 100 26 2.8 195 21.0 694 74.9 12 1.2 

Washington 2,748 100 123 4.5 533 19.4 2,012 73.2 80 2.9 

Wyoming 236 100 14 5.8 50 21.1 167 70.6 6 2.6 

Notes:

2011 Household Banking Status

Geography

By State

Has a Bank Account

All Households Unbanked Underbanked Fully Banked

Banked but Underbanked 

Status Unknown

2011 FDIC National Survey of Unbanked and Underbanked Households

2011 Technical Notes

For the MSA results presented in this table, response data may not be included for a few of the smaller counties included in the official MSA definitions prepared by OMB.

Households are identified as unbanked if they answered “no” to the question, “Do you or does anyone in your household currently have a checking or savings account?” 

Refer to 2011 FDIC National Survey of Unbanked and Underbanked Households and FDIC Technical Notes for terms, definitions, and methodological notes. Figures do not always reconcile to totals 

because of rounding. Differences between groups may or may not be statistically significant.