[Federal Register Volume 86, Number 125 (Friday, July 2, 2021)]
[Notices]
[Page 35277]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2021-14181]



[[Page 35277]]

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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2021-0013]


Agency Information Collection Activities: Submission for OMB 
Review: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Bureau of Consumer Financial Protection (Bureau) is requesting 
Office of Management and Budget's (OMB's) approval of a generic 
Information Collection titled, ``Making Ends Meet Survey,'' under the 
Generic Information Collection Plan entitled, ``Generic Information 
Collection Plan for Surveys Using the Consumer Credit Panel.''

DATES: Written comments are encouraged and must be received on or 
before August 2, 2021 to be assured of consideration.

ADDRESSES: Written comments and recommendations for the proposed 
information collection should be sent within 30 days of publication of 
this notice to www.reginfo.gov/public/do/PRAMain. Find this particular 
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function.
    In general, all comments received will become public records, 
including any personal information provided. Sensitive personal 
information, such as account numbers or Social Security numbers, should 
not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at www.reginfo.gov 
(this link becomes active on the day following publication of this 
notice). Select ``Information Collection Review,'' under ``Currently 
Under Review,'' use the dropdown menu ``Select Agency'' and select 
``Consumer Financial Protection Bureau'' (recent submissions to OMB 
will be at the top of the list). The same documentation is also 
available at http://www.regulations.gov. Requests for additional 
information should be directed to Anthony May, Paperwork Reduction Act 
Officer, at (202) 841-0544, or email: <a href="/cdn-cgi/l/email-protection#3a797c6a78656a687b7a595c4a58145d554c"><span class="__cf_email__" data-cfemail="82c1c4d2c0ddd2d0c3c2e1e4f2e0ace5edf4">[email protected]</span></a>. If you require 
this document in an alternative electronic format, please contact 
<a href="/cdn-cgi/l/email-protection#de9d988e9c819fbdbdbbadadb7bcb7b2b7aaa79ebdb8aebcf0b9b1a8"><span class="__cf_email__" data-cfemail="4704011705180624242234342e252e2b2e333e072421372569202831">[email protected]</span></a>. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION:
    Title of Collection: Making Ends Meet Survey.
    OMB Control Number: 3170-0066.
    Type of Review: Request for approval of a generic information 
collection under an existing Generic Information Collection Plan.
    Affected Public: Individuals or households.
    Estimated Number of Respondents: 4,200.
    Estimated Total Annual Burden Hours: 1,400.
    Abstract: Under the Dodd-Frank Wall Street Reform and Consumer 
Protection Act, the Consumer Financial Protection Bureau is charged 
with researching, analyzing, and reporting on topics relating to the 
Bureau's mission, including consumer behavior, consumer awareness, and 
developments in markets for consumer financial products and services. 
To improve its understanding of how consumers engage with financial 
markets, the Bureau has successfully used the Consumer Credit Panel 
(CCP), a proprietary sample dataset from one of the national credit 
reporting agencies, as a frame to survey people about their experiences 
in consumer credit markets. The Bureau seeks to obtain approval for an 
additional round of the ``Making Ends Meet'' survey. This series of 
surveys solicits information on the consumer's experience related to 
household financial shocks, particularly shocks related to the economic 
effects of the COVID-19 pandemic, how households respond to those 
shocks, and the role of savings to help provide a financial buffer. 
Additional topics in this round of the survey include debt collection, 
healthcare, housing, and financial decision-making, attitudes, and 
perspectives. The survey will go to a new random sample of consumers 
from the CCP. All research under this collection will be related to the 
household balance sheet, and, thus, will be for general, formative, and 
informational research on consumer financial markets and consumers' use 
of financial products and will not directly provide the basis for 
specific policymaking at the Bureau.
    Request for Comments: The Bureau is publishing this notice and 
soliciting comments directed to the Office of management and Budget on: 
(a) Whether the collection of information is necessary for the proper 
performance of the functions of the Bureau, including whether the 
information will have practical utility; (b) The accuracy of the 
Bureau's estimate of the burden of the collection of information, 
including the validity of the methods and the assumptions used; (c) 
Ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) Ways to minimize the burden of the collection of 
information on respondents, including through the use of automated 
collection techniques or other forms of information technology. 
Comments submitted in response to this notice will be reviewed by OMB 
as part of its review of this request. All comments will become a 
matter of public record.
    Special Request for Comments: The proposed survey contains more 
questions than the Bureau intends to mail, the Bureau solicits comments 
on which questions provide the most value. Comments submitted in 
response to this notice will be submitted to OMB as part of its review 
of this request. All comments will become a matter of public record.

    Dated: June 29, 2021.
Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2021-14181 Filed 7-1-21; 8:45 am]
BILLING CODE 4810-AM-P


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