Exhibit 99.3

Date: 02/06/2002       Client Distribution History Report            Page 1 of 2
                    Date Range - From 1/02/2001 to: 12/31/01

PAYABLE DATE:   September 25, 2001

-------------------------------------------
CLIENT: 8607- Equity One ABS, Series 2001-2
-------------------------------------------

<TABLE>
<CAPTION>

Pool Number
Series      Cusip No.    Beginning Prin Bal   Principal Paid    Interest Paid    Total Distrib
---------- ------------  ------------------   --------------  ---------------  ---------------
<S>        <C>             <C>                 <C>                <C>            <C>
af1        294754 AC0         43,004,000.00      1,223,856.61       155,949.23     1,379,805.84
af2        294754 AD8         31,329,000.00              0.00       141,424.33       141,424.33
af3        294754 AE6         18,000,000.00              0.00        91,980.00        91,980.00
af4        294754 AF3         28,000,000.00              0.00       155,913.33       155,913.33
av1        294754 AG1         90,292,000.00      1,130,194.68       337,090.13     1,467,284.81
r                                      0.00              0.00             0.00             0.00
x                            210,626,025.00              0.00            10.28            10.28

           PAYABLE TOTALS:                       2,354,051.29       882,367.30     3,236,418.59

<CAPTION>

Pool Number     Interest    Net Interest                      Ending   Int@Mtg   Servicer
Series        Adjustment    Distribution   Other            Prin Bal     Rate        Fee
---------- -------------  --------------  ------      --------------   ------     -------
<S>          <C>           <C>             <C>        <C>               <C>        <C>
af1                 0.00      155,949.23    0.00       41,780,143.39     0.00       0.00
af2                 0.00      141,424.33    0.00       31,329,000.00     0.00       0.00
af3                 0.00       91,980.00    0.00       18,000,000.00     0.00       0.00
af4                 0.00      155,913.33    0.00       28,000,000.00     0.00       0.00
av1                 0.00      337,090.13    0.00       89,161,805.32     0.00       0.00
r                   0.00            0.00    0.00                0.00     0.00       0.00
x                   0.00           10.28    0.00      208,849,414.14     0.00       0.00

PAYABLE TOTALS:     0.00      882,367.30    0.00      417,120,362.85     0.00       0.00

</TABLE>



PAYABLE DATE:   October 25, 2001

-------------------------------------------
CLIENT: 8607- Equity One ABS, Series 2001-2
-------------------------------------------

<TABLE>
<CAPTION>

Pool Number
Series      Cusip No.    Beginning Prin Bal   Principal Paid    Interest Paid    Total Distrib
---------- ------------  ------------------   --------------  ---------------  ---------------
<S>        <C>             <C>                 <C>                <C>            <C>
af1        294754 AC0         41,780,143.39      1,855,400.20        97,182.35     1,952,582.55
af2        294754 AD8         31,329,000.00              0.00       141,424.33       141,424.33
af3        294754 AE6         18,000,000.00              0.00        91,980.00        91,980.00
af4        294754 AF3         28,000,000.00              0.00       155,913.33       155,913.33
av1        294754 AG1         89,161,805.32        550,394.45       215,567.24       765,961.69
r                                      0.00              0.00             0.00             0.00
x                            208,849,414.14              0.00            25.95            25.95

           PAYABLE TOTALS:                       2,405,794.65       702,093.20     3,107,887.85

<CAPTION>

Pool Number     Interest    Net Interest                      Ending   Int@Mtg   Servicer
Series        Adjustment    Distribution   Other            Prin Bal     Rate        Fee
---------- -------------  --------------  ------      --------------   ------     -------
<S>          <C>           <C>             <C>        <C>               <C>        <C>
af1                 0.00       97,182.35    0.00       39,924,743.19     0.00       0.00
af2                 0.00      141,424.33    0.00       31,329,000.00     0.00       0.00
af3                 0.00       91,980.00    0.00       18,000,000.00     0.00       0.00
af4                 0.00      155,913.33    0.00       28,000,000.00     0.00       0.00
av1                 0.00      215,567.24    0.00       88,611,410.87     0.00       0.00
r                   0.00            0.00    0.00                0.00     0.00       0.00
x                   0.00           25.95    0.00      207,125,138.03     0.00       0.00

PAYABLE TOTALS:     0.00      702,093.20    0.00      412,990,292.09     0.00       0.00

</TABLE>
<PAGE>

Date: 02/06/2002       Client Distribution History Report            Page 2 of 2
                    Date Range - From 1/02/2001 to: 12/31/01

PAYABLE DATE:   November 26, 2001

-------------------------------------------
CLIENT: 8607- Equity One ABS, Series 2001-2
-------------------------------------------

<TABLE>
<CAPTION>

Pool Number
Series      Cusip No.    Beginning Prin Bal   Principal Paid    Interest Paid    Total Distrib
---------- ------------  ------------------   --------------  ---------------  ---------------
<S>        <C>             <C>                 <C>                <C>            <C>
af1        294754 AC0         39,924,743.19      1,649,894.49        90,496.08     1,740,390.57
af2        294754 AD8         31,329,000.00              0.00       141,424.33       141,424.33
af3        294754 AE6         18,000,000.00              0.00        91,980.00        91,980.00
af4        294754 AF3         28,000,000.00              0.00       155,913.33       155,913.33
av1        294754 AG1         88,611,410.87      1,361,397.03       209,516.76     1,570,913.79
r                                      0.00              0.00             0.00             0.00
x                            207,125,138.03              0.00            21.80            21.80

           PAYABLE TOTALS:                       3,011,291.52       689,352.30     3,700,643.82

<CAPTION>

Pool Number     Interest    Net Interest                      Ending   Int@Mtg   Servicer
Series        Adjustment    Distribution   Other            Prin Bal     Rate        Fee
---------- -------------  --------------  ------      --------------   ------     -------
<S>          <C>           <C>             <C>        <C>               <C>        <C>
af1                 0.00       90,496.08    0.00       38,274,848.70     0.00       0.00
af2                 0.00      141,424.33    0.00       31,329,000.00     0.00       0.00
af3                 0.00       91,980.00    0.00       18,000,000.00     0.00       0.00
af4                 0.00      155,913.33    0.00       28,000,000.00     0.00       0.00
av1                 0.00      209,516.76    0.00       87,250,013.84     0.00       0.00
r                   0.00            0.00    0.00                0.00     0.00       0.00
x                   0.00           21.80    0.00      204,988,315.50     0.00       0.00

PAYABLE TOTALS:     0.00      689,352.30    0.00      407,842,178.04     0.00       0.00

</TABLE>



PAYABLE DATE:   December 26, 2001

-------------------------------------------
CLIENT: 8607- Equity One ABS, Series 2001-2
-------------------------------------------

<TABLE>
<CAPTION>

Pool Number
Series      Cusip No.    Beginning Prin Bal   Principal Paid    Interest Paid    Total Distrib
---------- ------------  ------------------   --------------  ---------------  ---------------
<S>        <C>             <C>                 <C>                <C>            <C>
af1        294754 AC0         38,274,848.70      2,357,140.81        71,366.64     2,428,507.45
af2        294754 AD8         31,329,000.00              0.00       141,424.33       141,424.33
af3        294754 AE6         18,000,000.00              0.00        91,980.00        91,980.00
af4        294754 AF3         28,000,000.00              0.00       155,913.33       155,913.33
av1        294754 AG1         87,250,013.84      1,719,901.44       170,682.84     1,890,584.28
r                                      0.00              0.00             0.00             0.00
x                            204,988,315.50              0.00            17.83            17.83

           PAYABLE TOTALS:                       4,077,042.25       631,384.97     4,708,427.22

           GRAND TOTALS:                        11,848,179.71     2,905,197.77    14,753,377.48

<CAPTION>

Pool Number     Interest    Net Interest                      Ending   Int@Mtg   Servicer
Series        Adjustment    Distribution   Other            Prin Bal     Rate        Fee
---------- -------------  --------------  ------      --------------   ------     -------
<S>          <C>           <C>             <C>        <C>               <C>        <C>
af1                 0.00       71,366.64    0.00       35,917,707.89     0.00       0.00
af2                 0.00      141,424.33    0.00       31,329,000.00     0.00       0.00
af3                 0.00       91,980.00    0.00       18,000,000.00     0.00       0.00
af4                 0.00      155,913.33    0.00       28,000,000.00     0.00       0.00
av1                 0.00      170,682.84    0.00       85,530,112.40     0.00       0.00
r                   0.00            0.00    0.00                0.00     0.00       0.00
x                   0.00           17.83    0.00      201,834,007.61     0.00       0.00


PAYABLE TOTALS:     0.00      631,384.97    0.00      400,610,827.90     0.00       0.00

GRAND TOTALS:       0.00    2,905,197.77    0.00    1,638,563,660.88     0.00       0.00

</TABLE>