<TABLE> <S> <C>

<ARTICLE>                                          9
<CIK>                                              0000714719
<NAME>                                             First Colonial Group
<MULTIPLIER>                                       1,000

<S>                                               <C>
<PERIOD-TYPE>                                      6-Mos
<FISCAL-YEAR-END>                                  Dec-31-1999
<PERIOD-END>                                       Jun-30-1999
<CASH>                                              13,412
<INT-BEARING-DEPOSITS>                               5,054
<FED-FUNDS-SOLD>                                     2,000
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                        114,939
<INVESTMENTS-CARRYING>                              17,118
<INVESTMENTS-MARKET>                                16,974
<LOANS>                                            217,989
<ALLOWANCE>                                          2,658
<TOTAL-ASSETS>                                     384,392
<DEPOSITS>                                         321,472
<SHORT-TERM>                                         9,151
<LIABILITIES-OTHER>                                  4,780
<LONG-TERM>                                         20,000
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                             9,201
<OTHER-SE>                                          19,788
<TOTAL-LIABILITIES-AND-EQUITY>                     384,392
<INTEREST-LOAN>                                      8,828
<INTEREST-INVEST>                                    3,768
<INTEREST-OTHER>                                       118
<INTEREST-TOTAL>                                    12,714
<INTEREST-DEPOSIT>                                   4,792
<INTEREST-EXPENSE>                                   5,473
<INTEREST-INCOME-NET>                                7,241
<LOAN-LOSSES>                                          250
<SECURITIES-GAINS>                                     561
<EXPENSE-OTHER>                                      7,175
<INCOME-PRETAX>                                      2,205
<INCOME-PRE-EXTRAORDINARY>                           1,710
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                         1,710
<EPS-BASIC>                                         0.96
<EPS-DILUTED>                                         0.95
<YIELD-ACTUAL>                                        4.44
<LOANS-NON>                                            941
<LOANS-PAST>                                         1,591
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                     2,691
<CHARGE-OFFS>                                          322
<RECOVERIES>                                            39
<ALLOWANCE-CLOSE>                                    2,658
<ALLOWANCE-DOMESTIC>                                 1,859
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                799


</TABLE>