II 

112TH CONGRESS 

1ST SESSION S. 532 

To establish the Patriot Express Loan Program under which the Small 

Business Administration may make loans to members of the military 

community wanting to start or expand small business concerns, and 

for other purposes. 

IN THE SENATE OF THE UNITED STATES 

MARCH 9, 2011 

Mr. PRYOR (for himself and Ms. SNOWE) introduced the following bill; which 

was read twice and referred to the Committee on Small Business and Entrepreneurship 

A BILL 

To establish the Patriot Express Loan Program under which 

the Small Business Administration may make loans to 

members of the military community wanting to start 

or expand small business concerns, and for other purposes. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Patriot Express Au5 thorization Act of 2011’’. 

6 SEC. 2. PATRIOT EXPRESS LOAN PROGRAM. 

7 (a) PROGRAM.— 


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1 (1) IN GENERAL.—Section 7(a)(31) of the 

2 Small Business Act (15 U.S.C. 636(a)(31)) is 

3 amended by adding at the end the following: 

4 ‘‘(G) PATRIOT EXPRESS LOAN PROGRAM.— 

5 ‘‘(i) DEFINITION.—In this subpara6 graph, the term ‘eligible member of the 

7 military community’— 

8 ‘‘(I) means— 

9 ‘‘(aa) a veteran, including a 

10 service-disabled veteran; 

11 ‘‘(bb) a member of the 

12 Armed Forces on active duty who 

13 is eligible to participate in the 

14 Transition Assistance Program; 

15 ‘‘(cc) a member of a reserve 

16 component of the Armed Forces; 

17 ‘‘(dd) the spouse of an indi18 vidual described in item (aa), 

19 (bb), or (cc) who is alive; 

20 ‘‘(ee) the widowed spouse of 

21 a deceased veteran, member of 

22 the Armed Forces, or member of 

23 a reserve component of the 

24 Armed Forces who died because 

25 of a service-connected (as defined 


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1 in section 101(16) of title 38, 

2 United States Code) disability; 

3 and 

4 ‘‘(ff) the widowed spouse of 

5 a deceased member of the Armed 

6 Forces or member of a reserve 

7 component of the Armed Forces 

8 relating to whom the Department 

9 of Defense may provide for the 

10 recovery, care, and disposition of 

11 the remains of the individual 

12 under paragraph (1) or (2) of 

13 section 1481(a) of title 10, 

14 United States Code; and 

15 ‘‘(II) does not include an indi16 vidual who was discharged or released 

17 from the active military, naval, or air 

18 service under dishonorable conditions. 

19 ‘‘(ii) LOAN GUARANTEES.—The Ad20 ministrator shall establish a Patriot Ex21 press Loan Program, under which the Ad22 ministrator may guarantee loans under 

23 this paragraph made by express lenders to 

24 eligible members of the military commu25 nity. 


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1 ‘‘(iii) LOAN TERMS.— 

2 ‘‘(I) IN GENERAL.—Except as 

3 provided in this clause, a loan under 

4 this subparagraph shall be made on 

5 the same terms as other loans under 

6 the Express Loan Program. 

7 ‘‘(II) USE OF FUNDS.—A loan 

8 guaranteed under this subparagraph 

9 may be used for any business purpose, 

10 including start-up or expansion costs, 

11 purchasing equipment, working cap12 ital, purchasing inventory, or pur13 chasing business-occupied real estate. 

14 ‘‘(III) MAXIMUM AMOUNT.—The 

15 Administrator may guarantee a loan 

16 under this subparagraph of not more 

17 than $1,000,000. 

18 ‘‘(IV) GUARANTEE RATE.—The 

19 guarantee rate for a loan under this 

20 subparagraph shall be the greater 

21 of— 

22 ‘‘(aa) the rate otherwise ap23 plicable under paragraph (2)(A); 

24 ‘‘(bb) 85 percent for a loan 

25 of not more than $500,000; and 


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1 ‘‘(cc) 80 percent for a loan 

2 of more than $500,000.’’. 

3 (2) GAO REPORT.— 

4 (A) DEFINITION.—In this paragraph, the 

5 term ‘‘programs’’ means— 

6 (i) the Patriot Express Loan Program 

7 under section 7(a)(31)(G) of the Small 

8 Business Act, as added by paragraph (1); 

9 and 

10 (ii) the increased veteran participation 

11 pilot program under section 7(a)(33) of the 

12 Small Business Act, as in effect on the day 

13 before the date of enactment of this Act. 

14 (B) REPORT REQUIREMENT.—Not later 

15 than 1 year after the date of enactment of this 

16 Act, the Comptroller General of the United 

17 States shall submit to the Committee on Small 

18 Business and Entrepreneurship of the Senate 

19 and the Committee on Small Business of the 

20 House of Representatives a report on the pro21 grams. 

22 (C) CONTENTS.—The report submitted 

23 under subparagraph (B) shall include— 

24 (i) the number of loans made under 

25 the programs; 


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1 (ii) a description of the impact of the 

2 programs on members of the military com3 munity eligible to participate in the pro4 grams; 

5 (iii) an evaluation of the efficacy of 

6 the programs; 

7 (iv) an evaluation of the actual or po8 tential fraud and abuse under the pro9 grams; and 

10 (v) recommendations for improving 

11 the Patriot Express Loan Program under 

12 section 7(a)(31)(G) of the Small Business 

13 Act, as added by paragraph (1). 

14 (b) FEE REDUCTION.—Section 7(a)(18) of the Small 

15 Business Act (15 U.S.C. 636(a)(18)) is amended— 

16 (1) in subparagraph (A), in the matter pre17 ceding clause (i), by striking ‘‘With respect to’’ and 

18 inserting ‘‘Except as provided in subparagraph (C), 

19 with respect to’’; and 

20 (2) by adding at the end the following: 

21 ‘‘(C) MILITARY COMMUNITY.—For an eli22 gible member of the military community (as de23 fined in paragraph (31)(G)(i)), the fee for a 

24 loan guaranteed under this subsection, except 

25 for a loan guaranteed under subparagraph (G) 


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1 of paragraph (31), shall be equal to 75 percent 

2 of the fee otherwise applicable to the loan under 

3 subparagraph (A).’’. 

4 (c) TECHNICAL AND CONFORMING AMENDMENTS.— 

5 (1) SMALL BUSINESS ACT.—Section 7(a) of the 

6 Small Business Act (15 U.S.C. 636(a)) is amend7 ed— 

8 (A) by striking paragraph (33); and 

9 (B) by redesignating paragraphs (34) and 

10 (35) as paragraphs (33) and (34), respectively. 

11 (2) SMALL BUSINESS JOBS ACT OF 2010.—Sec12 tion 1133(b) of the Small Business Jobs Act of 

13 2010 (Public Law 111–240; 124 Stat. 2515) is 

14 amended by striking paragraphs (1) and (2) and in15 serting the following: 

16 ‘‘(1) by striking paragraph (33), as redesig17 nated by section 2(c) of the Patriot Express Author18 ization Act of 2011; and 

19 ‘‘(2) by redesignating paragraph (34), as redes20 ignated by section 2(c) of the Patriot Express Au21 thorization Act of 2011, as paragraph (33).’’. 

22 SEC. 3. REDUCTION OF GOVERNMENT PRINTING COSTS. 

23 (a) STRATEGY AND GUIDELINES.—Not later than 

24 180 days after the date of enactment of this Act, the Di25 rector of the Office of Management and Budget shall coVerDate Mar 15 2010 00:28 Mar 10, 2011 Jkt 099200 PO 00000 Frm 00007 Fmt 6652 Sfmt 6201 E:\BILLS\S532.IS S532

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1 ordinate with the heads of the Executive departments and 

2 independent establishments, as those terms are defined in 

3 chapter 1 of title 5, United States Code— 

4 (1) to develop a strategy to reduce Government 

5 printing costs during the 10-year period beginning 

6 on September 1, 2011; and 

7 (2) to issue Government-wide guidelines for 

8 printing that implements the strategy developed 

9 under paragraph (1). 

10 (b) CONSIDERATIONS.— 

11 (1) IN GENERAL.—In developing the strategy 

12 under subsection (a)(1), the Director of the Office of 

13 Management and Budget and the heads of the Exec14 utive departments and independent establishments 

15 shall consider guidelines for— 

16 (A) duplex and color printing; 

17 (B) the use of digital file systems by Exec18 utive departments and independent establish19 ments; and 

20 (C) determine which Government publica21 tions might be made available on Government 

22 Web sites instead of being printed. 

23 (2) ESSENTIAL PRINTED DOCUMENTS.—The 

24 Director of the Office of Management and Budget 

25 shall ensure that printed versions of documents that 


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1 the Director determines are essential to individuals 

2 entitled to or enrolled for benefits under part A of 

3 title XVIII of the Social Security Act (42 U.S.C. 

4 1395 et seq.) or enrolled for benefits under part B 

5 of such title, individuals who receive old-age sur6 vivors’ or disability insurance payments under title 

7 II of such Act (42 U.S.C. 401 et seq.), and other 

8 individuals with limited ability to use or access the 

9 Internet have access to printed versions of docu10 ments that the Director are available after the 

11 issuance of the guidelines under subsection (a)(2). 

Æ 


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