<TABLE> <S> <C>

<ARTICLE>   9
<MULTIPLIER>                                                1,000
       
<S>                                                         <C>
<PERIOD-TYPE>                                               9-MOS
<FISCAL-YEAR-END>                                           DEC-31-1997
<PERIOD-START>                                              JAN-01-1997
<PERIOD-END>                                                SEP-30-1997
<CASH>                                                               170,959
<INT-BEARING-DEPOSITS>                                                     0
<FED-FUNDS-SOLD>                                                           0
<TRADING-ASSETS>                                                       8,765
<INVESTMENTS-HELD-FOR-SALE>                                        1,221,645
<INVESTMENTS-CARRYING>                                               900,961
<INVESTMENTS-MARKET>                                                 891,550
<LOANS>                                                            1,391,388
<ALLOWANCE>                                                           20,934
<TOTAL-ASSETS>                                                     3,845,175
<DEPOSITS>                                                         3,325,214
<SHORT-TERM>                                                         186,711
<LIABILITIES-OTHER>                                                   13,360
<LONG-TERM>                                                           83,064
<PREFERRED-MANDATORY>                                                      0
<PREFERRED>                                                            7,506
<COMMON>                                                              24,922
<OTHER-SE>                                                           204,398
<TOTAL-LIABILITIES-AND-EQUITY>                                     3,845,175
<INTEREST-LOAN>                                                       88,730
<INTEREST-INVEST>                                                     88,910
<INTEREST-OTHER>                                                       1,162
<INTEREST-TOTAL>                                                     178,802
<INTEREST-DEPOSIT>                                                    63,999
<INTEREST-EXPENSE>                                                    70,302
<INTEREST-INCOME-NET>                                                108,500
<LOAN-LOSSES>                                                          4,094
<SECURITIES-GAINS>                                                     1,717
<EXPENSE-OTHER>                                                      100,034
<INCOME-PRETAX>                                                       46,271
<INCOME-PRE-EXTRAORDINARY>                                            46,271
<EXTRAORDINARY>                                                            0
<CHANGES>                                                                  0
<NET-INCOME>                                                          29,845
<EPS-PRIMARY>                                                           1.79
<EPS-DILUTED>                                                           1.74
<YIELD-ACTUAL>                                                          4.37
<LOANS-NON>                                                           12,352
<LOANS-PAST>                                                             423
<LOANS-TROUBLED>                                                          20
<LOANS-PROBLEM>                                                       13,570
<ALLOWANCE-OPEN>                                                      17,975
<CHARGE-OFFS>                                                          1,673
<RECOVERIES>                                                             538
<ALLOWANCE-CLOSE>                                                     20,934
<ALLOWANCE-DOMESTIC>                                                  20,934
<ALLOWANCE-FOREIGN>                                                        0
<ALLOWANCE-UNALLOCATED>                                                    0
        

</TABLE>