<TABLE> <S> <C>

<ARTICLE>                                          9
<CIK>                                              0000714719
<NAME>                                             First Colonial Group
<MULTIPLIER>                                       1,000
       
<S>                                                <C>
<PERIOD-TYPE>                                      3-Mos
<FISCAL-YEAR-END>                                  Dec-31-1998
<PERIOD-END>                                       Mar-31-1998
<CASH>                                                      12,911
<INT-BEARING-DEPOSITS>                                       4,211
<FED-FUNDS-SOLD>                                                 0
<TRADING-ASSETS>                                                 0
<INVESTMENTS-HELD-FOR-SALE>                                 83,418
<INVESTMENTS-CARRYING>                                      20,506
<INVESTMENTS-MARKET>                                        20,623
<LOANS>                                                    217,757
<ALLOWANCE>                                                  2,674
<TOTAL-ASSETS>                                             351,420
<DEPOSITS>                                                 290,375
<SHORT-TERM>                                                 4,544
<LIABILITIES-OTHER>                                          7,323
<LONG-TERM>                                                 18,374
<PREFERRED-MANDATORY>                                            0
<PREFERRED>                                                      0
<COMMON>                                                     8,277
<OTHER-SE>                                                  22,527
<TOTAL-LIABILITIES-AND-EQUITY>                             351,420
<INTEREST-LOAN>                                              4,913
<INTEREST-INVEST>                                            1,429
<INTEREST-OTHER>                                                43
<INTEREST-TOTAL>                                             6,385
<INTEREST-DEPOSIT>                                           2,327
<INTEREST-EXPENSE>                                           2,686
<INTEREST-INCOME-NET>                                        3,699
<LOAN-LOSSES>                                                  112
<SECURITIES-GAINS>                                             100
<EXPENSE-OTHER>                                              3,408
<INCOME-PRETAX>                                              1,039
<INCOME-PRE-EXTRAORDINARY>                                     768
<EXTRAORDINARY>                                                  0
<CHANGES>                                                        0
<NET-INCOME>                                                   768
<EPS-PRIMARY>                                                 0.47
<EPS-DILUTED>                                                 0.47
<YIELD-ACTUAL>                                                4.76
<LOANS-NON>                                                  1,926
<LOANS-PAST>                                                   531
<LOANS-TROUBLED>                                                 0
<LOANS-PROBLEM>                                                  0
<ALLOWANCE-OPEN>                                             2,664
<CHARGE-OFFS>                                                  126
<RECOVERIES>                                                    24
<ALLOWANCE-CLOSE>                                            2,674
<ALLOWANCE-DOMESTIC>                                         2,108
<ALLOWANCE-FOREIGN>                                              0
<ALLOWANCE-UNALLOCATED>                                        566
        

</TABLE>