<TABLE> <S> <C>

<ARTICLE>   9
<MULTIPLIER>                                                1,000
       
<S>                                                         <C>
<PERIOD-TYPE>                                               6-MOS
<FISCAL-YEAR-END>                                           DEC-31-1997
<PERIOD-START>                                              JAN-01-1997
<PERIOD-END>                                                JUN-30-1997
<CASH>                                                            183,937
<INT-BEARING-DEPOSITS>                                                  0
<FED-FUNDS-SOLD>                                                        0
<TRADING-ASSETS>                                                   25,677
<INVESTMENTS-HELD-FOR-SALE>                                       939,782
<INVESTMENTS-CARRYING>                                            934,687
<INVESTMENTS-MARKET>                                              914,019
<LOANS>                                                         1,361,884
<ALLOWANCE>                                                        20,371
<TOTAL-ASSETS>                                                  3,597,979
<DEPOSITS>                                                      3,187,279
<SHORT-TERM>                                                       90,000
<LIABILITIES-OTHER>                                                15,727
<LONG-TERM>                                                        83,321
<COMMON>                                                           24,732
<PREFERRED-MANDATORY>                                                   0
<PREFERRED>                                                         7,506
<OTHER-SE>                                                        189,414
<TOTAL-LIABILITIES-AND-EQUITY>                                  3,597,979
<INTEREST-LOAN>                                                    57,932
<INTEREST-INVEST>                                                  55,824
<INTEREST-OTHER>                                                      731
<INTEREST-TOTAL>                                                  114,487
<INTEREST-DEPOSIT>                                                 40,779
<INTEREST-EXPENSE>                                                 43,567
<INTEREST-INCOME-NET>                                              70,920
<LOAN-LOSSES>                                                       2,952
<SECURITIES-GAINS>                                                      0
<EXPENSE-OTHER>                                                    64,313
<INCOME-PRETAX>                                                    30,175
<INCOME-PRE-EXTRAORDINARY>                                         30,175
<EXTRAORDINARY>                                                         0
<CHANGES>                                                               0
<NET-INCOME>                                                       19,468
<EPS-PRIMARY>                                                        1.17
<EPS-DILUTED>                                                        1.14
<YIELD-ACTUAL>                                                       4.70
<LOANS-NON>                                                        10,284
<LOANS-PAST>                                                          458
<LOANS-TROUBLED>                                                       20
<LOANS-PROBLEM>                                                    14,044
<ALLOWANCE-OPEN>                                                   17,975
<CHARGE-OFFS>                                                         836
<RECOVERIES>                                                          280
<ALLOWANCE-CLOSE>                                                  20,371
<ALLOWANCE-DOMESTIC>                                               20,371
<ALLOWANCE-FOREIGN>                                                     0
<ALLOWANCE-UNALLOCATED>                                                 0
        

</TABLE>