Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

Second Quarter 2013 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 6,940 5,980 960 16 4 1,521 3,455 603 47 Number of FDIC-Supervised 4,375 3,937 438 9 0 1,059 2,253 274 30 Total Assets $ 14,410 13,350 1,060 590 3,645 236 4,625 562 104 Total Loans $ 7,733 7,091 642 460 1,276 145 3,117 340 71 Domestic Deposits $ 9,396 8,589 807 308 1,508 196 3,572 419 87 Bank Net Income (QTR) $ 42.235 38.892 3.343 4.857 9.329 0.717 12.688 1.483 0.436 Percent Profitable (QTR) % 91.8 92.4 88.2 100.0 100.0 96.6 90.1 89.2 97.9 Average Return on Assets (QTR) % 1.17 1.17 1.26 3.28 1.03 1.21 1.10 1.07 1.68 Average Return on Equity (QTR) % 10.44 10.43 10.55 21.84 11.52 10.88 9.31 9.42 17.35 Net Interest Margin (QTR) % 3.26 3.25 3.35 9.42 2.40 3.58 3.56 2.85 3.90 Equity to Assets % 11.19 11.13 11.95 15.10 8.87 11.01 11.78 11.23 9.84 Noncurrent Loan Rate - Total Loans * % 3.09 3.12 2.86 1.18 3.36 1.18 2.24 3.27 1.23  Real Estate Loans % 5.22 5.45 3.53 1.16 7.77 1.50 3.12 3.50 2.61  C&I Loans % 0.74 0.72 1.25 1.08 0.67 1.38 0.86 1.82 1.41  Loans to Individuals % 1.05 1.05 0.97 1.19 1.24 0.59 0.90 0.77 0.77 Coverage Ratio ** % 62.28 63.09 52.54 325.52 79.33 128.53 74.14 40.70 141.39 Net Charge-Off Rate - All Loans (QTR) % 0.74 0.74 0.69 3.46 1.05 0.14 0.46 0.41 1.07  Real Estate Loans (QTR) % 0.56 0.58 0.36 0.32 1.13 0.13 0.47 0.41 1.15  C&I Loans (QTR) % 0.33 0.30 1.08 3.18 0.25 0.31 0.33 0.30 1.37  Loans to Individuals (QTR) % 2.22 2.21 2.25 3.51 3.04 0.32 0.97 1.15 1.04 Second Quarter 2012

Number of FDIC-Insured 7,245 6,222 1,023 18 5 1,542 3,637 711 50 Number of FDIC-Supervised 4,550 4,101 449 9 0 1,064 2,378 326 31 

Total Assets $ 14,031 12,890 1,141 568 3,711 220 4,162 824 97 

Total Loans $ 7,513 6,838 675 462 1,280 134 2,768 453 69 

Domestic Deposits $ 8,914 8,038 876 288 1,423 182 3,202 635 83 

Bank Net Income (QTR) $ 34.449 31.579 2.870 4.183 6.596 0.699 9.926 1.749 0.440 

Percent Profitable (QTR) % 88.7 89.4 84.7 94.4 100.0 95.5 85.1 88.5 92.0 

Average Return on Assets (QTR) % 0.99 0.98 1.01 2.97 0.72 1.27 0.96 0.85 1.82 

Average Return on Equity (QTR) % 8.73 8.74 8.63 19.86 7.88 11.16 8.07 7.98 18.92 

Net Interest Margin (QTR) % 3.45 3.46 3.34 9.75 2.65 3.76 3.74 2.77 4.40 

Equity to Assets % 11.32 11.28 11.77 14.75 9.04 11.49 11.90 10.75 9.69 

Noncurrent Loan Rate - Total Loans * % 3.90 3.94 3.46 1.37 3.98 1.53 3.04 3.55 1.85 

 Real Estate Loans % 6.33 6.65 4.16 4.12 8.86 1.98 4.06 3.81 2.10 

 C&I Loans % 1.09 1.07 1.67 1.41 1.05 1.91 1.27 1.57 0.75 

 Loans to Individuals % 1.21 1.23 0.93 1.38 1.44 0.54 1.19 0.76 1.81 

Coverage Ratio ** % 60.28 61.80 42.67 314.37 83.93 103.55 63.16 37.34 108.33 Net Charge-Off Rate - All Loans (QTR) % 1.10 1.12 0.87 4.02 1.37 0.23 0.75 0.64 1.53 

 Real Estate Loans (QTR) % 0.96 1.02 0.58 4.56 1.34 0.21 0.84 0.64 1.40 

 C&I Loans (QTR) % 0.58 0.54 1.66 4.12 0.40 0.49 0.56 0.66 5.01 

 Loans to Individuals (QTR) % 2.58 2.60 2.21 4.05 3.69 0.38 0.86 1.24 1.42 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance