<TABLE> <S> <C>

<ARTICLE>   9
<MULTIPLIER>                                                1,000
       
<S>                                                         <C>
<PERIOD-TYPE>                                               9-MOS
<FISCAL-YEAR-END>                                           DEC-31-1998
<PERIOD-START>                                              JAN-01-1998
<PERIOD-END>                                                SEP-30-1998
<CASH>                                                              206,903
<INT-BEARING-DEPOSITS>                                                    0
<FED-FUNDS-SOLD>                                                          0
<TRADING-ASSETS>                                                     53,792
<INVESTMENTS-HELD-FOR-SALE>                                       1,216,686
<INVESTMENTS-CARRYING>                                            1,138,265
<INVESTMENTS-MARKET>                                              1,147,150
<LOANS>                                                           1,760,722
<ALLOWANCE>                                                          24,725
<TOTAL-ASSETS>                                                    4,579,894
<DEPOSITS>                                                        4,133,495
<SHORT-TERM>                                                         31,750
<LIABILITIES-OTHER>                                                  38,024
<LONG-TERM>                                                          82,038
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<COMMON>                                                             35,791
<OTHER-SE>                                                          258,796
<TOTAL-LIABILITIES-AND-EQUITY>                                    4,579,894
<INTEREST-LOAN>                                                     102,191
<INTEREST-INVEST>                                                   109,825
<INTEREST-OTHER>                                                      1,262
<INTEREST-TOTAL>                                                    213,278
<INTEREST-DEPOSIT>                                                   77,209
<INTEREST-EXPENSE>                                                   86,100
<INTEREST-INCOME-NET>                                               127,178
<LOAN-LOSSES>                                                         4,448
<SECURITIES-GAINS>                                                    1,911
<EXPENSE-OTHER>                                                     131,399
<INCOME-PRETAX>                                                      55,344
<INCOME-PRE-EXTRAORDINARY>                                           55,344
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                         36,153
<EPS-PRIMARY>                                                          1.61
<EPS-DILUTED>                                                          1.53
<YIELD-ACTUAL>                                                         4.43
<LOANS-NON>                                                           6,803
<LOANS-PAST>                                                          1,099
<LOANS-TROUBLED>                                                        121
<LOANS-PROBLEM>                                                      13,202
<ALLOWANCE-OPEN>                                                     21,261
<CHARGE-OFFS>                                                         1,478
<RECOVERIES>                                                            494
<ALLOWANCE-CLOSE>                                                    24,725
<ALLOWANCE-DOMESTIC>                                                 24,725
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                                   0
        

</TABLE>