Dollar Amounts in Billions 

All Insured Commercial Savings International Agricultural Credit Card Commercial Mortgage Consumer S

Second Quarter 2007 Institutions Banks Institutions Banks Banks Lenders Lenders Lenders Lenders <

Number of FDIC-Insured 8,615 7,350 1,265 4 1,645 26 4,731 804 119 Number of FDIC-Supervised 5,214 4,785 429 0 1,140 10 2,913 323 61 Total Assets $ 12,261 10,411 1,850 2,544 156 395 4,789 1,551 118 Total Loans $ 7,465 6,161 1,304 1,127 106 288 3,372 1,083 93 Domestic Deposits $ 6,692 5,522 1,169 683 127 100 3,310 968 82 Net Income (QTR) $ 36.734 31.915 4.819 6.172 0.488 3.293 13.799 3.517 0.882 Percent Profitable (QTR) % 90.4 91.2 85.8 100.0 96.2 88.5 89.0 87.2 92.4 Average Return on Assets (QTR) % 1.21 1.24 1.04 0.99 1.27 3.34 1.16 0.91 3.04 Average Return on Equity (QTR) % 11.54 12.21 8.47 12.96 11.54 13.97 10.82 8.92 22.06 Net Interest Margin (QTR) % 3.34 3.39 3.05 2.55 4.01 8.30 3.71 2.70 5.90 Equity to Assets % 10.43 10.08 12.41 7.64 11.15 23.88 10.68 10.22 13.72 Noncurrent Loan Rate - Total Loans * % 0.90 0.87 1.04 0.84 1.04 1.79 0.84 1.00 0.79  Real Estate Loans % 1.01 0.98 1.09 1.16 1.12 2.40 0.95 1.03 0.33  C&I Loans % 0.62 0.61 0.74 0.36 1.46 2.01 0.68 0.66 0.83  Consumer Loans % 1.12 1.17 0.79 1.43 0.69 1.91 0.64 0.56 1.01 Coverage Ratio ** % 121.29 135.10 67.10 131.52 128.24 220.95 133.97 51.94 201.32 Net Charge-Off Rate - All Loans (QTR) % 0.50 0.52 0.38 0.60 0.15 3.89 0.30 0.25 1.85  Real Estate Loans (QTR) % 0.17 0.18 0.14 0.28 0.03 1.72 0.18 0.14 0.16  C&I Loans (QTR) % 0.43 0.40 0.92 0.08 0.55 4.92 0.40 0.35 3.16  Consumer Loans (QTR) % 2.34 2.32 2.56 2.60 0.58 4.18 1.13 2.01 2.45 Second Quarter 2006

Number of FDIC-Insured 8,777 7,478 1,299 5 1,681 29 4,708 861 123 Number of FDIC-Supervised 5,240 4,795 445 0 1,158 11 2,837 342 64 

Total Assets $ 11,526 9,605 1,921 2,098 147 377 4,552 1,765 98 

Total Loans $ 7,060 5,659 1,401 887 98 262 3,163 1,262 77 

Domestic Deposits $ 6,437 5,315 1,122 631 118 93 3,149 1,005 70 

Net Income (QTR) $ 38.007 32.818 5.190 5.191 0.477 4.325 14.968 4.631 0.437 

Percent Profitable (QTR) % 93.2 93.5 91.3 100.0 96.8 89.7 93.0 92.0 95.1 

Average Return on Assets (QTR) % 1.34 1.39 1.09 1.01 1.31 4.64 1.33 1.07 1.79 

Average Return on Equity (QTR) % 12.96 13.64 9.86 12.45 12.16 17.10 13.03 9.92 18.37 

Net Interest Margin (QTR) % 3.46 3.54 3.05 2.54 4.10 9.49 3.86 2.79 4.70 

Equity to Assets % 10.27 10.12 11.04 8.05 10.73 27.09 10.20 10.64 9.92 

Noncurrent Loan Rate - Total Loans * % 0.70 0.70 0.68 0.90 0.88 1.83 0.58 0.66 0.72 

 Real Estate Loans % 0.66 0.66 0.67 1.07 0.86 1.93 0.57 0.66 0.47 

 C&I Loans % 0.70 0.68 0.93 0.83 1.33 1.29 0.66 0.84 1.28 

 Consumer Loans % 1.14 1.20 0.65 1.56 0.74 1.89 0.63 0.52 0.79 

Coverage Ratio ** % 158.57 174.60 91.59 145.13 155.99 228.73 196.53 70.59 203.62 Net Charge-Off Rate - All Loans (QTR) % 0.35 0.39 0.20 0.59 0.17 3.43 0.17 0.13 0.92 

 Real Estate Loans (QTR) % 0.06 0.06 0.04 0.10 0.05 0.77 0.06 0.04 0.06 

 C&I Loans (QTR) % 0.28 0.26 0.64 0.05 0.71 3.58 0.31 0.14 2.37 

 Consumer Loans (QTR) % 1.94 1.95 1.80 2.37 0.55 3.56 0.74 1.78 1.23 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance