Exhibit
12





West
Bancorporation, Inc.


Ratio of
Earnings to Fixed Charges





Year
      Ended December 31(dollars
      in thousands)
                                
                                2008
                                
                                
                                2007
                                
                                
                                2006
                                
                                
                                2005
                                
                                
                                2004Excluding
      Interest on Deposits:Income
      before income taxes
                                
                                $
                                9,260
                                
                                
                                $
                                27,396
                                
                                
                                $
                                28,535
                                
                                
                                $
                                29,470
                                
                                
                                $
                                28,185Fixed
      charges:Interest
      expense
                                
                                
                                9,910
                                
                                
                                
                                13,672
                                
                                
                                
                                9,200
                                
                                
                                
                                9,161
                                
                                
                                
                                6,5101/3
      of net rent expense
                                
                                
                                525
                                
                                
                                
                                542
                                
                                
                                
                                498
                                
                                
                                
                                331
                                
                                
                                
                                294Total
      fixed charges
                                
                                
                                10,435
                                
                                
                                
                                14,214
                                
                                
                                
                                9,698
                                
                                
                                
                                9,492
                                
                                
                                
                                6,804Preferred
      dividend requirement
                                
                                
                                -
                                
                                
                                
                                -
                                
                                
                                
                                -
                                
                                
                                
                                -
                                
                                
                                
                                -Fixed
      charges and preferred dividends
                                
                                $
                                10,435
                                
                                
                                $
                                14,214
                                
                                
                                $
                                9,698
                                
                                
                                $
                                9,492
                                
                                
                                $
                                6,804Earnings
                                
                                $
                                19,695
                                
                                
                                $
                                41,610
                                
                                
                                $
                                38,233
                                
                                
                                $
                                38,962
                                
                                
                                $
                                34,989Ratio
      of earnings to fixed charges
                                
                                
                                1.89
                                
                                
                                
                                2.93
                                
                                
                                
                                3.94
                                
                                
                                
                                4.10
                                
                                
                                
                                5.14Ratio
      of earnings to fixed charges and preferred dividends
                                
                                
                                1.89
                                
                                
                                
                                2.93
                                
                                
                                
                                3.94
                                
                                
                                
                                4.10
                                
                                
                                
                                5.14Including
      Interest on Deposits:Income
      before income taxes
                                
                                $
                                9,260
                                
                                
                                $
                                27,396
                                
                                
                                $
                                28,535
                                
                                
                                $
                                29,470
                                
                                
                                $
                                28,185Fixed
      charges:Interest
      expense
                                
                                
                                31,431
                                
                                
                                
                                43,823
                                
                                
                                
                                40,669
                                
                                
                                
                                25,102
                                
                                
                                
                                13,9521/3
      of net rent expense
                                
                                
                                525
                                
                                
                                
                                542
                                
                                
                                
                                498
                                
                                
                                
                                331
                                
                                
                                
                                294Total
      fixed charges
                                
                                
                                31,956
                                
                                
                                
                                44,365
                                
                                
                                
                                41,167
                                
                                
                                
                                25,433
                                
                                
                                
                                14,246Preferred
      dividend requirement
                                
                                
                                -
                                
                                
                                
                                -
                                
                                
                                
                                -
                                
                                
                                
                                -
                                
                                
                                
                                -Fixed
      charges and preferred dividends
                                
                                $
                                31,956
                                
                                
                                $
                                44,365
                                
                                
                                $
                                41,167
                                
                                
                                $
                                25,433
                                
                                
                                $
                                14,246Earnings
                                
                                $
                                41,216
                                
                                
                                $
                                71,761
                                
                                
                                $
                                69,702
                                
                                
                                $
                                54,903
                                
                                
                                $
                                42,431Ratio
      of earnings to fixed charges
                                
                                
                                1.29
                                
                                
                                
                                1.62
                                
                                
                                
                                1.69
                                
                                
                                
                                2.16
                                
                                
                                
                                2.98Ratio
      of earnings to fixed charges and preferred dividends
                                
                                
                                1.29
                                
                                
                                
                                1.62
                                
                                
                                
                                1.69
                                
                                
                                
                                2.16
                                
                                
                                
                                2.98

































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