Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

Fourth Quarter 2017 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 5,670 4,918 752 11 5 1,390 2,943 421 59 272 509 60

Number of FDIC-Supervised 3,637 3,266 371 7 0 982 1,915 195 41 168 306 23

Total Assets $ 17,416 16,220 1,197 563 4,197 283 6,026 349 271 47 89 5,592

Total Loans $ 9,721 9,007 714 456 1,550 191 4,233 209 195 13 50 2,823

Domestic Deposits $ 12,081 11,151 931 306 2,025 234 4,716 274 228 38 75 4,186

Bank Net Income (QTR) $ 25.532 22.809 2.723 -0.039 -4.175 0.335 13.511 0.563 0.464 0.223 0.175 14.474

Percent Profitable (QTR) % 83.8 86.0 69.4 63.6 80.0 89.6 82.6 73.6 76.3 80.9 85.5 86.7

Average Return on Assets (QTR) % 0.59 0.57 0.92 -0.03 -0.40 0.48 0.91 0.65 0.69 1.91 0.79 1.04

Average Return on Equity (QTR) % 5.24 5.01 8.52 -0.19 -4.01 4.21 7.56 5.75 6.89 12.52 6.58 9.35

Net Interest Margin (QTR) % 3.31 3.27 3.87 11.17 2.46 3.75 3.49 2.92 3.67 2.73 3.48 2.95

Equity to Assets % 11.22 11.25 10.75 15.10 9.84 11.18 11.95 11.22 10.00 15.25 11.94 11.09

Noncurrent Loan Rate - Total Loans * % 1.20 1.17 1.58 1.53 1.27 0.96 0.86 2.71 0.49 1.33 1.10 1.56

 Real Estate Loans % 1.66 1.65 1.78 0.66 2.33 0.94 0.91 2.98 0.50 1.51 1.14 2.95

 C&I Loans % 0.90 0.90 0.90 0.91 1.03 1.28 0.96 0.45 0.35 1.27 1.04 0.75

 Loans to Individuals % 0.97 0.92 1.46 1.56 0.89 0.49 0.76 0.50 0.55 0.56 1.20 0.74

Coverage Ratio ** % 106.32 107.18 98.26 285.81 107.71 146.06 119.63 27.78 170.63 107.79 114.21 73.16

Net Charge-Off Rate - All Loans (QTR) % 0.55 0.52 0.86 4.18 0.56 0.24 0.23 0.06 0.62 0.28 0.18 0.51

 Real Estate Loans (QTR) % 0.04 0.04 0.03 -0.04 0.01 0.09 0.05 0.01 0.04 0.09 0.06 0.03

 C&I Loans (QTR) % 0.45 0.42 1.06 2.69 0.24 0.82 0.43 0.87 0.30 0.57 0.55 0.51

 Loans to Individuals (QTR) % 2.38 2.26 3.51 4.24 2.51 0.69 1.08 1.18 1.03 0.76 0.71 1.94

Fourth Quarter 2016

Number of FDIC-Insured 5,913 5,112 801 13 5 1,429 3,025 462 65 300 549 65

Number of FDIC-Supervised 3,787 3,397 390 8 0 1,014 1,971 221 44 178 326 25

Total Assets $ 16,780 15,628 1,152 519 4,053 285 5,628 332 256 51 98 5,559

Total Loans $ 9,305 8,604 701 418 1,476 191 3,928 209 180 14 55 2,833

Domestic Deposits $ 11,647 10,735 912 274 1,951 236 4,417 263 215 41 83 4,167

Bank Net Income (QTR) $ 43.186 39.765 3.421 2.815 10.516 0.766 12.781 0.833 0.508 0.409 0.213 14.345

Percent Profitable (QTR) % 91.5 92.0 88.0 100.0 100.0 90.9 92.8 87.9 87.7 86.3 91.1 95.4

Average Return on Assets (QTR) % 1.03 1.02 1.20 2.21 1.03 1.08 0.91 1.01 0.80 3.21 0.87 1.04

Average Return on Equity (QTR) % 9.23 9.11 11.01 14.71 10.39 9.40 7.67 8.88 7.99 20.65 7.50 9.44

Net Interest Margin (QTR) % 3.16 3.12 3.67 10.82 2.37 3.68 3.35 2.84 3.44 2.73 3.43 2.80

Equity to Assets % 11.10 11.12 10.85 14.85 9.97 11.30 11.81 11.28 10.04 15.21 11.42 10.85

Noncurrent Loan Rate - Total Loans * % 1.42 1.40 1.70 1.42 1.57 0.97 1.05 2.97 0.94 1.46 1.20 1.80

 Real Estate Loans % 1.95 1.95 2.02 0.56 2.79 0.94 1.09 3.21 1.51 1.67 1.30 3.22

 C&I Loans % 1.28 1.30 0.83 0.87 1.47 1.45 1.30 1.07 0.15 1.42 1.19 1.19

 Loans to Individuals % 0.92 0.89 1.28 1.44 1.02 0.53 0.76 0.47 0.59 0.88 0.82 0.63

Coverage Ratio ** % 92.17 93.03 83.61 270.75 92.71 143.66 105.05 29.10 103.30 104.97 108.55 65.88

Net Charge-Off Rate - All Loans (QTR) % 0.52 0.51 0.65 3.76 0.61 0.25 0.27 0.06 0.60 0.33 0.23 0.42

 Real Estate Loans (QTR) % 0.05 0.06 0.03 0.53 0.04 0.08 0.06 0.03 0.06 0.19 0.12 0.03

 C&I Loans (QTR) % 0.50 0.49 0.79 2.47 0.47 0.69 0.57 0.14 0.07 0.48 0.75 0.39

 Loans to Individuals (QTR) % 2.20 2.15 2.81 3.81 2.63 0.80 1.01 1.15 1.00 0.71 0.74 1.72

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

 Statistics At A Glance

 As of December 31, 2017

Asset Concentration Group

See back of page for FDIC historical trends.