<TABLE> <S> <C>

<ARTICLE>   9
<MULTIPLIER>                                                  1,000
       
<S>                                                  <C>
<PERIOD-TYPE>                                        3-MOS
<FISCAL-YEAR-END>                                    DEC-31-1999
<PERIOD-START>                                       JAN-01-1999
<PERIOD-END>                                         MAR-31-1999
<CASH>                                                      224,000
<INT-BEARING-DEPOSITS>                                            0
<FED-FUNDS-SOLD>                                                  0
<TRADING-ASSETS>                                             54,236
<INVESTMENTS-HELD-FOR-SALE>                               1,086,212
<INVESTMENTS-CARRYING>                                    1,520,192
<INVESTMENTS-MARKET>                                      1,083,054
<LOANS>                                                   2,475,496
<ALLOWANCE>                                                  33,149
<TOTAL-ASSETS>                                            5,633,826
<DEPOSITS>                                                5,041,937
<SHORT-TERM>                                                134,790
<LIABILITIES-OTHER>                                          40,468
<LONG-TERM>                                                  81,526
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                       0
<COMMON>                                                     43,087
<OTHER-SE>                                                  292,018
<TOTAL-LIABILITIES-AND-EQUITY>                            5,633,826
<INTEREST-LOAN>                                              48,003
<INTEREST-INVEST>                                            39,007
<INTEREST-OTHER>                                                156
<INTEREST-TOTAL>                                             87,166
<INTEREST-DEPOSIT>                                           29,427
<INTEREST-EXPENSE>                                           31,984
<INTEREST-INCOME-NET>                                        55,182
<LOAN-LOSSES>                                                 2,184
<SECURITIES-GAINS>                                              865
<EXPENSE-OTHER>                                              57,477
<INCOME-PRETAX>                                              23,254
<INCOME-PRE-EXTRAORDINARY>                                   23,254
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                 15,481
<EPS-PRIMARY>                                                  0.56
<EPS-DILUTED>                                                  0.54
<YIELD-ACTUAL>                                                 4.54
<LOANS-NON>                                                   8,719
<LOANS-PAST>                                                    696
<LOANS-TROUBLED>                                                133
<LOANS-PROBLEM>                                              19,338
<ALLOWANCE-OPEN>                                             31,265
<CHARGE-OFFS>                                                   558
<RECOVERIES>                                                    258
<ALLOWANCE-CLOSE>                                            33,149
<ALLOWANCE-DOMESTIC>                                         33,149
<ALLOWANCE-FOREIGN>                                               0
<ALLOWANCE-UNALLOCATED>                                           0
        

</TABLE>