<TABLE> <S> <C>

<ARTICLE>   9
<MULTIPLIER>                                                1,000
       
<S>                                                         <C>
<PERIOD-TYPE>                                               3-MOS
<FISCAL-YEAR-END>                                           DEC-31-1998
<PERIOD-START>                                              JAN-01-1998
<PERIOD-END>                                                MAR-31-1998
<CASH>                                                              180,406
<INT-BEARING-DEPOSITS>                                                    0
<FED-FUNDS-SOLD>                                                     10,900
<TRADING-ASSETS>                                                      9,798
<INVESTMENTS-HELD-FOR-SALE>                                       1,289,115
<INVESTMENTS-CARRYING>                                            1,028,760
<INVESTMENTS-MARKET>                                              1,026,745
<LOANS>                                                           1,468,800
<ALLOWANCE>                                                          21,976
<TOTAL-ASSETS>                                                    4,158,670
<DEPOSITS>                                                        3,751,445
<SHORT-TERM>                                                         25,000
<LIABILITIES-OTHER>                                                  27,218
<LONG-TERM>                                                          82,551
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<COMMON>                                                             28,232
<OTHER-SE>                                                          244,224
<TOTAL-LIABILITIES-AND-EQUITY>                                    4,158,670
<INTEREST-LOAN>                                                      31,141
<INTEREST-INVEST>                                                    36,396
<INTEREST-OTHER>                                                        354
<INTEREST-TOTAL>                                                     67,891
<INTEREST-DEPOSIT>                                                   24,348
<INTEREST-EXPENSE>                                                   28,131
<INTEREST-INCOME-NET>                                                39,760
<LOAN-LOSSES>                                                         1,210
<SECURITIES-GAINS>                                                        0
<EXPENSE-OTHER>                                                      40,695
<INCOME-PRETAX>                                                      17,743
<INCOME-PRE-EXTRAORDINARY>                                           17,743
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                         11,447
<EPS-PRIMARY>                                                          0.65
<EPS-DILUTED>                                                          0.61
<YIELD-ACTUAL>                                                         4.38
<LOANS-NON>                                                          10,843
<LOANS-PAST>                                                            308
<LOANS-TROUBLED>                                                        133
<LOANS-PROBLEM>                                                      12,174
<ALLOWANCE-OPEN>                                                     21,261
<CHARGE-OFFS>                                                           643
<RECOVERIES>                                                            148
<ALLOWANCE-CLOSE>                                                    21,976
<ALLOWANCE-DOMESTIC>                                                 21,976
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                                   0
        

</TABLE>