<TABLE> <S> <C>

<ARTICLE>                                          9
<CIK>                                              0000714719
<NAME>                                             First Colonial Group
<MULTIPLIER>                                       1,000

<S>                                               <C>
<PERIOD-TYPE>                                      9-Mos
<FISCAL-YEAR-END>                                  Dec-31-1999
<PERIOD-END>                                       Sep-30-1999
<CASH>                                              13,722
<INT-BEARING-DEPOSITS>                               6,476
<FED-FUNDS-SOLD>                                     2,000
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                        132,544
<INVESTMENTS-CARRYING>                              20,289
<INVESTMENTS-MARKET>                                19,909
<LOANS>                                            200,987
<ALLOWANCE>                                          2,496
<TOTAL-ASSETS>                                     390,346
<DEPOSITS>                                         317,461
<SHORT-TERM>                                         7,949
<LIABILITIES-OTHER>                                  5,690
<LONG-TERM>                                         30,000
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                             9,220
<OTHER-SE>                                          20,026
<TOTAL-LIABILITIES-AND-EQUITY>                     390,346
<INTEREST-LOAN>                                     13,566
<INTEREST-INVEST>                                    5,942
<INTEREST-OTHER>                                       140
<INTEREST-TOTAL>                                    19,648
<INTEREST-DEPOSIT>                                   7,294
<INTEREST-EXPENSE>                                   8,427
<INTEREST-INCOME-NET>                               11,221
<LOAN-LOSSES>                                          250
<SECURITIES-GAINS>                                     557
<EXPENSE-OTHER>                                     10,931
<INCOME-PRETAX>                                      3,366
<INCOME-PRE-EXTRAORDINARY>                           2,595
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                         2,595
<EPS-BASIC>                                         1.45
<EPS-DILUTED>                                         1.44
<YIELD-ACTUAL>                                        4.49
<LOANS-NON>                                          1,111
<LOANS-PAST>                                         1,378
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                     2,691
<CHARGE-OFFS>                                          513
<RECOVERIES>                                            68
<ALLOWANCE-CLOSE>                                    2,496
<ALLOWANCE-DOMESTIC>                                 1,875
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                621


</TABLE>