<TABLE> <S> <C>

<ARTICLE>   9
<MULTIPLIER>                                                1,000
       
<S>                                                         <C>
<PERIOD-TYPE>                                               6-MOS
<FISCAL-YEAR-END>                                           DEC-31-1998
<PERIOD-START>                                              JAN-01-1998
<PERIOD-END>                                                JUN-30-1998
<CASH>                                                              223,172
<INT-BEARING-DEPOSITS>                                                    0
<FED-FUNDS-SOLD>                                                          0
<TRADING-ASSETS>                                                     35,098
<INVESTMENTS-HELD-FOR-SALE>                                       1,304,742
<INVESTMENTS-CARRYING>                                            1,039,730
<INVESTMENTS-MARKET>                                              1,037,962
<LOANS>                                                           1,661,607
<ALLOWANCE>                                                          23,331
<TOTAL-ASSETS>                                                    4,449,697
<DEPOSITS>                                                        3,862,590
<SHORT-TERM>                                                        189,519
<LIABILITIES-OTHER>                                                  33,270
<LONG-TERM>                                                          82,295
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<COMMON>                                                             28,325
<OTHER-SE>                                                          253,698
<TOTAL-LIABILITIES-AND-EQUITY>                                    4,449,697
<INTEREST-LOAN>                                                      65,202
<INTEREST-INVEST>                                                    73,745
<INTEREST-OTHER>                                                        498
<INTEREST-TOTAL>                                                    139,445
<INTEREST-DEPOSIT>                                                   50,276
<INTEREST-EXPENSE>                                                   56,783
<INTEREST-INCOME-NET>                                                82,662
<LOAN-LOSSES>                                                         2,779
<SECURITIES-GAINS>                                                      920
<EXPENSE-OTHER>                                                      84,009
<INCOME-PRETAX>                                                      36,474
<INCOME-PRE-EXTRAORDINARY>                                           36,474
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                         23,594
<EPS-PRIMARY>                                                          1.06
<EPS-DILUTED>                                                          1.00
<YIELD-ACTUAL>                                                         4.41
<LOANS-NON>                                                           7,514
<LOANS-PAST>                                                            259
<LOANS-TROUBLED>                                                        127
<LOANS-PROBLEM>                                                      12,334
<ALLOWANCE-OPEN>                                                     21,261
<CHARGE-OFFS>                                                         1,070
<RECOVERIES>                                                            361
<ALLOWANCE-CLOSE>                                                    23,331
<ALLOWANCE-DOMESTIC>                                                 23,331
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                                   0
        

</TABLE>