Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

First Quarter 2009 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 8,246 7,037 1,209 25 5 1,524 4,681 836 80 Number of FDIC-Supervised 5,070 4,660 410 9 0 1,062 2,974 336 43 Total Assets $ 13,542 12,007 1,535 476 3,203 165 6,004 1,100 73 Total Loans $ 7,734 6,721 1,013 347 1,225 109 4,158 734 60 Domestic Deposits $ 7,538 6,567 971 174 978 134 4,168 612 61 Net Income (QTR) $ 7.560 7.663 -0.102 -1.669 5.069 0.312 -0.753 1.395 0.013 Percent Profitable (QTR) % 78.4 78.8 75.7 44.0 100.0 92.4 71.0 83.1 83.8 Average Return on Assets (QTR) % 0.22 0.25 -0.03 -1.36 0.61 0.75 -0.05 0.52 0.07 Average Return on Equity (QTR) % 2.26 2.58 -0.28 -6.18 7.96 6.84 -0.49 6.02 0.77 Net Interest Margin (QTR) % 3.39 3.43 3.17 10.44 3.00 3.81 3.53 3.16 4.51 Equity to Assets % 10.15 10.17 9.95 23.54 8.44 11.06 10.29 8.92 9.25 Noncurrent Loan Rate - Total Loans * % 3.77 3.72 4.06 3.53 4.86 1.84 3.54 4.16 1.17  Real Estate Loans % 4.89 4.99 4.42 1.46 6.77 2.19 4.58 4.39 1.09  C&I Loans % 2.23 2.20 2.81 4.77 3.72 2.19 1.81 1.19 0.65  Consumer Loans % 2.11 2.15 1.68 3.69 2.53 0.93 1.30 1.20 1.25 Coverage Ratio ** % 66.49 70.19 43.98 251.73 67.95 77.23 58.29 36.71 253.80 Net Charge-Off Rate - All Loans (QTR) % 1.94 2.01 1.50 8.57 2.42 0.52 1.44 1.12 2.56  Real Estate Loans (QTR) % 1.44 1.53 1.04 2.04 2.37 0.39 1.20 1.04 1.18  C&I Loans (QTR) % 1.82 1.73 3.32 12.31 2.23 0.84 1.56 0.57 7.83  Consumer Loans (QTR) % 4.88 4.92 4.45 8.75 4.17 0.86 3.30 3.52 2.80 First Quarter 2008

Number of FDIC-Insured 8,494 7,240 1,254 26 6 1,550 4,752 809 102 

Number of FDIC-Supervised 5,176 4,753 423 10 0 1,071 2,961 332 53 

Total Assets $ 13,369 11,495 1,875 448 3,086 158 5,272 1,364 66 Total Loans $ 7,968 6,666 1,301 326 1,252 103 3,705 976 56 

Domestic Deposits $ 7,069 5,937 1,132 145 800 128 3,493 782 54 

Net Income (QTR) $ 19.270 19.251 0.018 5.179 2.600 0.463 10.145 -0.727 0.211 

Percent Profitable (QTR) % 85.8 86.8 79.7 92.3 83.3 96.5 82.1 82.9 90.2 

Average Return on Assets (QTR) % 0.58 0.68 0.00 4.59 0.35 1.19 0.78 -0.21 1.30 

Average Return on Equity (QTR) % 5.69 6.69 0.04 20.56 4.44 10.59 6.83 -2.59 14.31 

Net Interest Margin (QTR) % 3.33 3.38 3.02 8.64 2.84 3.84 3.67 2.73 4.90 

Equity to Assets % 10.18 10.08 10.81 22.85 7.57 11.22 11.36 8.09 9.01 

Noncurrent Loan Rate - Total Loans * % 1.72 1.61 2.25 2.23 1.61 1.28 1.76 2.39 0.83 

 Real Estate Loans % 2.21 2.14 2.45 2.05 2.49 1.48 2.26 2.48 0.63 

 C&I Loans % 0.79 0.77 1.04 2.82 0.46 1.56 0.87 1.12 0.82 

 Consumer Loans % 1.47 1.51 1.04 2.35 2.07 0.75 0.81 1.02 0.97 

Coverage Ratio ** % 88.47 95.73 61.82 223.61 108.65 102.59 77.14 54.99 209.09 Net Charge-Off Rate - All Loans (QTR) % 0.99 0.95 1.19 4.97 1.13 0.17 0.71 1.14 1.78 

 Real Estate Loans (QTR) % 0.73 0.65 0.97 2.94 1.26 0.13 0.57 1.09 0.47 

 C&I Loans (QTR) % 0.68 0.64 1.41 6.65 0.29 0.30 0.65 1.09 4.55 

 Consumer Loans (QTR) % 3.07 3.02 3.52 5.16 3.08 0.52 2.17 2.50 2.33 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance