Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

First Quarter 2011 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 7,574 6,453 1,121 21 4 1,531 3,983 700 72 Number of FDIC-Supervised 4,664 4,267 397 8 0 1,069 2,547 259 42 Total Assets $ 13,415 12,157 1,257 676 3,165 200 4,087 799 118 Total Loans $ 7,249 6,484 764 575 1,053 121 2,732 455 86 Domestic Deposits $ 7,991 7,064 927 267 1,045 168 3,109 569 96 Bank Net Income (QTR) $ 29.003 27.147 1.855 6.364 4.643 0.524 6.283 0.984 0.387 Percent Profitable (QTR) % 84.6 85.3 80.7 95.2 100.0 94.4 78.9 84.9 93.1 Average Return on Assets (QTR) % 0.87 0.90 0.59 3.68 0.60 1.05 0.62 0.49 1.33 Average Return on Equity (QTR) % 7.75 8.03 5.08 23.80 6.79 9.64 5.33 4.80 12.28 Net Interest Margin (QTR) % 3.66 3.69 3.40 10.92 2.53 3.80 3.78 3.06 4.35 Equity to Assets % 11.26 11.23 11.58 16.03 8.72 10.96 11.62 10.29 10.81 Noncurrent Loan Rate - Total Loans * % 4.71 4.79 4.03 2.02 5.57 1.95 4.20 4.42 1.49  Real Estate Loans % 7.01 7.41 4.68 5.94 9.85 2.48 5.36 4.64 1.50  C&I Loans % 1.90 1.86 2.66 2.19 2.35 2.11 2.03 2.24 0.61  Consumer Loans % 1.65 1.69 1.05 2.08 1.89 0.69 1.23 0.49 1.54 Coverage Ratio ** % 63.85 66.00 42.09 374.40 66.07 83.77 57.85 33.71 159.99 Net Charge-Off Rate - All Loans (QTR) % 1.82 1.91 1.11 6.67 1.96 0.30 1.32 0.97 1.77  Real Estate Loans (QTR) % 1.45 1.56 0.80 6.09 2.12 0.31 1.40 0.93 1.37  C&I Loans (QTR) % 1.14 1.08 2.24 8.17 1.40 0.61 1.12 1.91 4.25  Consumer Loans (QTR) % 4.30 4.43 2.60 6.81 3.77 0.45 1.60 1.50 1.73 First Quarter 2010

Number of FDIC-Insured 7,934 6,773 1,161 21 4 1,553 4,358 745 75 Number of FDIC-Supervised 4,890 4,486 404 8 0 1,073 2,794 295 41 

Total Assets $ 13,336 12,066 1,271 725 3,157 181 4,498 777 95 

Total Loans $ 7,503 6,720 783 641 1,112 116 3,064 464 72 

Domestic Deposits $ 7,692 6,788 905 245 964 149 3,353 511 78 

Bank Net Income (QTR) $ 17.418 15.370 2.048 1.071 5.842 0.429 1.849 1.500 0.327 

Percent Profitable (QTR) % 80.7 81.0 78.7 81.0 100.0 92.3 73.3 86.2 85.3 

Average Return on Assets (QTR) % 0.53 0.52 0.65 0.70 0.75 0.95 0.16 0.78 1.41 

Average Return on Equity (QTR) % 4.87 4.75 5.92 4.17 8.52 8.54 1.54 8.08 13.30 

Net Interest Margin (QTR) % 3.84 3.90 3.30 14.12 2.83 3.87 3.68 3.08 4.58 

Equity to Assets % 10.79 10.76 11.09 13.47 8.77 11.23 10.76 9.76 10.52 

Noncurrent Loan Rate - Total Loans * % 5.46 5.61 4.20 3.14 7.02 1.98 4.87 4.60 1.55 

 Real Estate Loans % 7.59 8.08 4.72 5.67 10.99 2.39 6.10 4.85 1.42 

 C&I Loans % 3.05 3.06 2.92 4.00 5.44 2.43 2.55 1.69 0.94 

 Consumer Loans % 2.29 2.34 1.41 3.21 2.41 0.76 1.38 1.20 1.63 

Coverage Ratio ** % 64.19 65.84 45.27 327.33 59.59 78.68 53.78 32.45 193.03 Net Charge-Off Rate - All Loans (QTR) % 2.88 3.04 1.55 14.26 2.75 0.45 1.89 1.20 2.69 

 Real Estate Loans (QTR) % 2.11 2.29 1.04 3.54 3.19 0.37 1.87 1.08 1.97 

 C&I Loans (QTR) % 2.01 1.94 3.19 16.75 2.12 0.98 1.74 0.99 6.37 

 Consumer Loans (QTR) % 7.49 7.72 4.24 14.96 3.74 0.55 2.73 3.64 2.62 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance