Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

First Quarter 2010 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 7,932 6,772 1,160 21 4 1,553 4,355 745 75 Number of FDIC-Supervised 4,890 4,485 405 8 0 1,073 2,793 296 41 Total Assets $ 13,357 12,087 1,270 745 3,157 181 4,498 777 95 Total Loans $ 7,503 6,720 783 641 1,112 116 3,064 464 72 Domestic Deposits $ 7,692 6,788 904 245 964 149 3,352 512 78 Bank Net Income (QTR) $ 18.010 15.841 2.169 1.071 5.842 0.438 2.084 1.525 0.331 Percent Profitable (QTR) % 81.3 81.6 79.9 81.0 100.0 92.7 74.2 86.4 86.7 Average Return on Assets (QTR) % 0.54 0.53 0.69 0.68 0.75 0.97 0.19 0.79 1.43 Average Return on Equity (QTR) % 4.96 4.82 6.27 3.48 8.52 8.71 1.74 8.21 13.49 Net Interest Margin (QTR) % 3.83 3.89 3.30 14.12 2.82 3.87 3.68 3.08 4.58 Equity to Assets % 10.93 10.92 11.10 15.83 8.77 11.24 10.77 9.76 10.54 Noncurrent Loan Rate - Total Loans * % 5.46 5.60 4.19 3.12 7.02 1.98 4.85 4.60 1.54  Real Estate Loans % 7.55 8.03 4.70 5.67 10.69 2.39 6.08 4.86 1.38  C&I Loans % 3.11 3.12 2.90 3.99 5.72 2.44 2.54 1.71 0.93  Consumer Loans % 2.27 2.32 1.41 3.18 2.37 0.76 1.37 1.20 1.63 Coverage Ratio ** % 64.23 65.88 45.29 330.14 59.55 78.41 53.83 32.46 194.25 Net Charge-Off Rate - All Loans (QTR) % 2.84 3.00 1.52 14.26 2.50 0.44 1.88 1.15 2.69  Real Estate Loans (QTR) % 2.04 2.22 1.01 3.54 2.73 0.35 1.87 1.04 1.98  C&I Loans (QTR) % 1.98 1.92 3.17 16.75 2.03 1.00 1.72 0.93 6.40  Consumer Loans (QTR) % 7.41 7.64 4.24 14.96 3.45 0.53 2.73 3.63 2.62 First Quarter 2009

Number of FDIC-Insured 8,247 7,038 1,209 25 5 1,524 4,680 838 80 Number of FDIC-Supervised 5,069 4,660 409 9 0 1,062 2,972 337 43 

Total Assets $ 13,538 12,004 1,534 476 3,203 165 6,002 1,101 73 

Total Loans $ 7,734 6,720 1,013 347 1,225 109 4,158 735 60 

Domestic Deposits $ 7,539 6,568 971 174 978 134 4,168 612 61 

Bank Net Income (QTR) $ 5.550 7.233 -1.683 -1.669 5.069 0.302 -2.784 1.454 0.013 Percent Profitable (QTR) % 77.7 78.2 74.7 44.0 100.0 91.9 70.1 82.6 83.8 

Average Return on Assets (QTR) % 0.16 0.24 -0.44 -1.36 0.61 0.73 -0.18 0.54 0.08 

Average Return on Equity (QTR) % 1.66 2.44 -4.56 -6.18 7.96 6.63 -1.83 6.27 0.80 

Net Interest Margin (QTR) % 3.41 3.45 3.16 10.44 3.00 3.81 3.53 3.12 4.51 

Equity to Assets % 10.13 10.16 9.89 23.55 8.44 11.05 10.26 8.92 9.25 

Noncurrent Loan Rate - Total Loans * % 3.77 3.73 4.06 3.53 4.82 1.85 3.55 4.14 1.17 

 Real Estate Loans % 4.90 5.01 4.42 1.46 6.67 2.20 4.58 4.37 1.09 

 C&I Loans % 2.24 2.21 2.80 4.77 3.74 2.20 1.81 1.19 0.65 

 Consumer Loans % 2.11 2.15 1.68 3.69 2.53 0.93 1.30 1.22 1.25 

Coverage Ratio ** % 66.57 70.21 44.40 251.73 68.58 77.77 58.56 37.35 253.80 Net Charge-Off Rate - All Loans (QTR) % 1.94 2.02 1.47 8.57 2.42 0.52 1.45 1.05 2.56 

 Real Estate Loans (QTR) % 1.44 1.54 1.00 2.04 2.37 0.39 1.22 0.97 1.18 

 C&I Loans (QTR) % 1.82 1.73 3.36 12.31 2.17 0.86 1.57 0.58 7.83 

 Consumer Loans (QTR) % 4.90 4.94 4.45 8.75 4.26 0.82 3.30 3.51 2.81 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance