Dollar Amounts in Billions 

All Insured Commercial Savings International Agricultural Credit Card Commercial Mortgage Consumer S

Second Quarter 2006 Institutions Banks Institutions Banks Banks Lenders Lenders Lenders Lenders <

Number of FDIC-Insured 8,778 7,480 1,298 5 1,681 29 4,707 863 123 Number of FDIC-Supervised 5,241 4,797 444 0 1,158 11 2,837 342 64 Total Assets $ 11,524 9,602 1,921 2,098 147 377 4,550 1,767 98 Total Loans $ 7,059 5,658 1,401 887 98 262 3,163 1,262 77 Domestic Deposits $ 6,437 5,315 1,122 631 119 93 3,149 1,007 71 Net Income (QTR) $ 38.093 32.901 5.193 5.191 0.471 4.325 14.977 4.639 0.437 Percent Profitable (QTR) % 93.2 93.6 91.4 100.0 96.8 89.7 93.0 92.0 95.9 Average Return on Assets (QTR) % 1.34 1.39 1.09 1.01 1.30 4.64 1.33 1.07 1.79 Average Return on Equity (QTR) % 12.99 13.67 9.87 12.45 12.02 17.10 13.04 9.92 18.38 Net Interest Margin (QTR) % 3.46 3.54 3.05 2.54 4.10 9.49 3.86 2.79 4.70 Equity to Assets % 10.27 10.12 11.04 8.05 10.72 27.09 10.21 10.65 9.92 Noncurrent Loan Rate - Total Loans * % 0.70 0.70 0.68 0.90 0.88 1.83 0.58 0.66 0.72  Real Estate Loans % 0.66 0.66 0.67 1.07 0.85 1.93 0.57 0.66 0.47  C&I Loans % 0.70 0.68 0.92 0.83 1.32 1.29 0.66 0.83 1.28  Consumer Loans % 1.14 1.20 0.65 1.56 0.74 1.89 0.63 0.52 0.79 Coverage Ratio ** % 158.66 174.71 91.61 145.13 156.28 228.73 196.64 70.82 203.61 Net Charge-Off Rate - All Loans (QTR) % 0.35 0.38 0.20 0.59 0.17 3.43 0.17 0.13 0.92  Real Estate Loans (QTR) % 0.06 0.06 0.04 0.10 0.05 0.77 0.06 0.04 0.06  C&I Loans (QTR) % 0.28 0.26 0.64 0.05 0.70 3.58 0.31 0.14 2.37  Consumer Loans (QTR) % 1.94 1.95 1.80 2.37 0.55 3.56 0.74 1.78 1.23 Second Quarter 2005

Number of FDIC-Insured 8,868 7,549 1,319 6 1,731 29 4,545 953 118 Number of FDIC-Supervised 5,228 4,779 449 0 1,201 11 2,698 377 65 

Total Assets $ 10,474 8,725 1,750 1,927 139 372 3,648 1,642 146 

Total Loans $ 6,405 5,129 1,276 815 90 276 2,538 1,170 110 

Domestic Deposits $ 5,926 4,900 1,026 582 112 101 2,554 939 83 

Net Income (QTR) $ 34.346 29.201 5.145 3.403 0.465 2.926 12.381 4.898 0.530 

Percent Profitable (QTR) % 94.4 94.4 94.4 100.0 97.7 93.1 93.7 94.0 98.3 

Average Return on Assets (QTR) % 1.34 1.37 1.20 0.71 1.35 3.18 1.39 1.22 1.40 

Average Return on Equity (QTR) % 13.18 13.71 10.82 8.41 12.40 14.56 13.99 11.22 10.73 Net Interest Margin (QTR) % 3.64 3.75 3.13 2.57 4.14 8.43 3.95 2.87 4.23 

Equity to Assets % 10.38 10.23 11.12 8.46 10.96 21.70 10.09 10.89 12.08 

Noncurrent Loan Rate - Total Loans * % 0.72 0.78 0.47 1.20 0.90 1.58 0.61 0.51 0.55 

 Real Estate Loans % 0.59 0.66 0.43 1.08 0.81 0.15 0.56 0.50 0.40 

 C&I Loans % 0.93 0.93 0.98 1.52 1.52 1.04 0.81 0.74 0.81 

 Consumer Loans % 1.21 1.28 0.58 2.00 0.75 1.74 0.50 0.37 0.63 

Coverage Ratio ** % 172.53 177.32 140.41 130.60 157.98 273.75 203.52 94.15 276.94 Net Charge-Off Rate - All Loans (QTR) % 0.43 0.49 0.22 0.66 0.15 4.18 0.22 0.09 1.11 

 Real Estate Loans (QTR) % 0.06 0.06 0.04 0.09 0.04 0.16 0.07 0.04 0.10 

 C&I Loans (QTR) % 0.29 0.23 1.12 0.13 0.52 2.49 0.38 -0.05 2.70 

 Consumer Loans (QTR) % 2.39 2.47 1.71 2.51 0.55 4.63 1.01 1.16 1.76 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance