<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated financial statements of CCB Financial Corporation as of September
30, 1995 and 1994 and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<RESTATED> 
<CIK> 0000714612
<NAME> CCB FINANCIAL CORPORATION
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   9-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995             DEC-31-1994
<PERIOD-END>                               SEP-30-1995             SEP-30-1994
<CASH>                                         181,499                 175,231
<INT-BEARING-DEPOSITS>                          31,430                  91,520
<FED-FUNDS-SOLD>                               328,000                 158,622
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    879,661                 789,962
<INVESTMENTS-CARRYING>                          81,424                 200,212
<INVESTMENTS-MARKET>                            85,172                 198,868
<LOANS>                                      3,267,536               3,022,389
<ALLOWANCE>                                     42,533                  38,994
<TOTAL-ASSETS>                               4,902,122               4,585,542
<DEPOSITS>                                   4,231,359               3,911,601
<SHORT-TERM>                                    79,426                 104,568
<LIABILITIES-OTHER>                             95,872                  86,268
<LONG-TERM>                                     80,855                  98,598
<COMMON>                                        74,760                  77,005
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<OTHER-SE>                                     339,850                 307,502
<TOTAL-LIABILITIES-AND-EQUITY>               4,902,122               4,585,542
<INTEREST-LOAN>                                227,018                 174,295
<INTEREST-INVEST>                               46,472                  42,391
<INTEREST-OTHER>                                11,529                   4,954
<INTEREST-TOTAL>                               285,019                 221,640
<INTEREST-DEPOSIT>                             124,880                  82,110
<INTEREST-EXPENSE>                             132,941                  88,039
<INTEREST-INCOME-NET>                          152,078                 133,601
<LOAN-LOSSES>                                    5,776                   6,069
<SECURITIES-GAINS>                               (981)                    (25)
<EXPENSE-OTHER>                                123,106                 108,284
<INCOME-PRETAX>                                 62,102                  55,519
<INCOME-PRE-EXTRAORDINARY>                      40,797                  31,226
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    40,797                  31,226
<EPS-PRIMARY>                                     2.73                    2.03
<EPS-DILUTED>                                     2.73                    2.03
<YIELD-ACTUAL>                                    4.02                    4.15
<LOANS-NON>                                     10,103                  12,501
<LOANS-PAST>                                     2,516                   2,188
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                  5,052                       0
<ALLOWANCE-OPEN>                                40,599                  34,190
<CHARGE-OFFS>                                    5,018                   4,832
<RECOVERIES>                                     1,176                   1,613
<ALLOWANCE-CLOSE>                               42,533                  38,994<F1>
<ALLOWANCE-DOMESTIC>                            42,533                  38,994
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                          8,477                   7,038
<FN>
<F1>Includes $1,954 of allowance that were acquired through acquisitions.
</FN>
        

</TABLE>