Dollar Amounts in Billions 

All Insured Commercial Savings International Agricultural Credit Card Commercial Mortgage Consumer S

Third Quarter 2003 Institutions Banks Institutions Banks Banks Lenders Lenders Lenders Lenders <

Number of FDIC-Insured 9,237 7,812 1,425 7 1,821 35 4,166 1,024 166 Number of FDIC-Supervised 5,321 4,832 489 0 1,261 11 2,428 402 85 Total Assets $ 8,946 7,474 1,471 1,484 129 253 3,096 1,589 192 Total Loans $ 5,334 4,351 983 602 81 204 2,086 1,081 153 Domestic Deposits $ 5,159 4,224 934 401 107 66 2,171 932 101 Net Income (QTR) $ 30.376 25.813 4.563 4.163 0.405 2.566 9.965 5.216 0.816 Percent Profitable (QTR) % 93.5 93.7 92.3 100.0 95.9 97.1 93.1 93.3 94.0 Average Return on Assets (QTR) % 1.36 1.38 1.26 1.11 1.26 4.18 1.29 1.34 1.68 Average Return on Equity (QTR) % 14.92 15.20 13.53 14.75 11.59 24.66 13.69 14.91 22.86 Net Interest Margin (QTR) % 3.65 3.75 3.19 2.87 4.08 8.68 3.92 3.32 4.71 Equity to Assets % 9.13 9.12 9.19 7.67 10.81 16.84 9.42 8.80 7.49 Noncurrent Loan Rate - Total Loans * % 1.17 1.24 0.83 2.31 1.33 1.66 1.01 0.82 0.99  Real Estate Loans % 0.81 0.81 0.80 1.23 1.17 0.46 0.78 0.81 0.89  C&I Loans % 2.51 2.57 1.48 4.79 2.19 1.30 1.86 1.48 2.25  Consumer Loans % 1.29 1.35 0.69 2.34 0.88 1.96 0.62 0.34 0.78 Coverage Ratio ** % 136.49 141.11 105.72 99.37 115.98 272.04 152.57 88.68 163.93 Net Charge-Off Rate - All Loans (QTR) % 0.72 0.82 0.30 1.52 0.29 4.83 0.47 0.19 1.34  Real Estate Loans (QTR) % 0.10 0.13 0.03 0.11 0.09 0.13 0.12 0.05 0.31  C&I Loans (QTR) % 1.17 1.19 0.80 1.83 0.73 5.00 1.05 0.62 1.85  Consumer Loans (QTR) % 2.83 2.83 2.91 3.17 1.02 5.49 1.39 1.79 2.71 Third Quarter 2002

Number of FDIC-Insured 9,415 7,931 1,484 5 1,877 41 4,081 1,159 206 Number of FDIC-Supervised 5,393 4,892 501 0 1,303 15 2,371 446 108 Total Assets $ 8,273 6,934 1,339 1,232 125 291 3,394 1,280 168 

Total Loans $ 4,953 4,068 885 516 79 222 2,259 843 130 

Domestic Deposits $ 4,779 3,928 851 311 102 103 2,302 755 82 

Net Income (QTR) $ 27.305 23.332 3.973 2.000 0.427 2.652 10.875 4.317 0.491 

Percent Profitable (QTR) % 93.7 93.8 93.2 60.0 96.4 95.1 92.4 94.8 94.2 

Average Return on Assets (QTR) % 1.34 1.37 1.20 0.65 1.38 3.76 1.31 1.37 1.18 

Average Return on Equity (QTR) % 14.52 14.84 12.89 9.08 12.63 24.28 13.69 15.53 14.44 Net Interest Margin (QTR) % 3.96 4.08 3.41 3.15 4.29 8.96 4.21 3.44 4.38 

Equity to Assets % 9.22 9.22 9.26 7.26 11.04 15.39 9.53 8.82 7.78 

Noncurrent Loan Rate - Total Loans * % 1.39 1.50 0.87 2.74 1.29 2.03 1.18 0.91 1.55 

 Real Estate Loans % 0.90 0.93 0.82 1.67 1.18 0.76 0.82 0.86 1.47 

 C&I Loans % 2.98 3.01 2.28 5.09 1.93 1.69 2.32 2.42 2.58 

 Consumer Loans % 1.38 1.45 0.63 2.21 0.85 2.17 0.71 0.62 1.45 

Coverage Ratio ** % 121.71 123.42 108.12 84.21 115.37 237.25 134.27 88.40 106.03 Net Charge-Off Rate - All Loans (QTR) % 0.98 1.14 0.28 2.17 0.30 5.35 0.68 0.15 1.29 

 Real Estate Loans (QTR) % 0.12 0.15 0.05 0.14 0.09 -0.20 0.14 0.06 0.43 

 C&I Loans (QTR) % 2.02 2.05 1.34 3.50 0.72 5.60 1.67 1.03 1.99 

 Consumer Loans (QTR) % 3.07 3.15 2.24 4.11 0.74 5.79 1.43 1.08 1.79 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance