Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

Second Quarter 2010 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 7,830 6,676 1,154 20 4 1,579 4,265 745 83 Number of FDIC-Supervised 4,814 4,413 401 8 0 1,094 2,721 289 49 Total Assets $ 13,221 11,969 1,252 718 3,059 189 4,358 795 97 Total Loans $ 7,395 6,621 775 600 1,090 122 2,960 470 73 Domestic Deposits $ 7,668 6,769 898 242 977 155 3,257 529 80 Bank Net Income (QTR) $ 21.597 19.706 1.891 2.582 7.737 0.489 2.271 1.287 0.304 Percent Profitable (QTR) % 79.8 80.0 78.5 85.0 100.0 91.6 71.7 85.5 92.8 Average Return on Assets (QTR) % 0.65 0.66 0.60 1.41 1.00 1.04 0.21 0.65 1.27 Average Return on Equity (QTR) % 5.86 5.92 5.39 8.74 11.05 9.23 1.91 6.56 11.98 Net Interest Margin (QTR) % 3.76 3.81 3.32 11.19 2.72 3.95 3.76 3.09 4.50 Equity to Assets % 11.25 11.24 11.35 16.62 9.27 11.33 11.01 10.02 10.65 Noncurrent Loan Rate - Total Loans * % 5.22 5.34 4.17 2.62 6.75 1.97 4.65 4.57 1.25  Real Estate Loans % 7.32 7.76 4.70 4.89 10.63 2.38 5.81 4.81 1.15  C&I Loans % 2.91 2.90 3.10 2.95 5.25 2.34 2.51 3.02 0.72  Consumer Loans % 1.95 1.99 1.27 2.61 2.06 0.75 1.43 1.07 1.32 Coverage Ratio ** % 65.13 67.05 44.13 377.17 59.77 78.84 55.95 33.05 227.76 Net Charge-Off Rate - All Loans (QTR) % 2.64 2.77 1.46 11.60 1.81 0.65 1.96 1.13 2.20  Real Estate Loans (QTR) % 1.94 2.09 1.02 6.33 2.11 0.59 2.03 1.04 1.61  C&I Loans (QTR) % 1.82 1.77 2.67 17.12 0.88 1.64 1.72 1.13 5.44  Consumer Loans (QTR) % 6.35 6.51 3.92 11.52 3.13 0.57 2.37 3.21 2.11 Second Quarter 2009

Number of FDIC-Insured 8,195 6,995 1,200 24 5 1,551 4,637 808 80 Number of FDIC-Supervised 5,039 4,632 407 9 0 1,073 2,948 319 40 

Total Assets $ 13,300 11,894 1,406 485 3,204 170 5,947 933 84 

Total Loans $ 7,625 6,714 911 350 1,195 113 4,124 606 68 

Domestic Deposits $ 7,555 6,612 943 154 972 137 4,201 554 68 

Bank Net Income (QTR) $ -4.376 -4.233 -0.144 -0.873 -4.296 0.330 -3.006 1.296 0.128 Percent Profitable (QTR) % 70.7 71.1 68.3 58.3 60.0 87.8 61.2 76.9 85.0 

Average Return on Assets (QTR) % -0.13 -0.14 -0.04 -0.73 -0.54 0.78 -0.20 0.56 0.64 Average Return on Equity (QTR) % -1.26 -1.36 -0.40 -3.03 -6.36 7.01 -1.93 6.12 6.74 

Net Interest Margin (QTR) % 3.46 3.49 3.23 10.44 2.93 3.90 3.60 3.24 4.13 

Equity to Assets % 10.55 10.58 10.37 24.51 8.42 11.08 10.54 9.47 9.95 

Noncurrent Loan Rate - Total Loans * % 4.35 4.36 4.31 3.41 5.64 1.75 4.21 4.11 1.38 

 Real Estate Loans % 5.64 5.82 4.72 2.13 7.76 2.11 5.43 4.33 1.18 

 C&I Loans % 2.80 2.78 3.07 5.05 4.83 2.18 2.20 1.55 0.39 

 Consumer Loans % 2.19 2.24 1.63 3.67 2.81 0.95 1.33 1.24 1.61 

Coverage Ratio ** % 63.62 66.68 40.75 264.41 67.63 79.57 53.39 34.95 214.81 Net Charge-Off Rate - All Loans (QTR) % 2.56 2.67 1.82 10.78 3.07 0.61 2.07 1.27 2.80 

 Real Estate Loans (QTR) % 2.06 2.21 1.24 1.73 3.05 0.44 1.97 1.18 1.36 

 C&I Loans (QTR) % 2.43 2.35 4.01 16.28 2.65 1.43 2.08 1.63 4.98 

 Consumer Loans (QTR) % 5.70 5.74 5.22 11.32 4.81 1.07 3.37 3.28 3.27 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance