<TABLE> <S> <C>
                                              
<ARTICLE>                                          9
<CIK>                                              0000714719
<NAME>                                             First Colonial Group
<MULTIPLIER>                                       1,000
                                                    
<S>                                               <C>
<PERIOD-TYPE>                                      9-Mos
<FISCAL-YEAR-END>                                  Dec-31-1998
<PERIOD-END>                                       Sep-30-1998
<CASH>                                              13,793
<INT-BEARING-DEPOSITS>                               4,571
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                         98,145
<INVESTMENTS-CARRYING>                              19,716
<INVESTMENTS-MARKET>                                19,931
<LOANS>                                            214,024
<ALLOWANCE>                                          2,644
<TOTAL-ASSETS>                                     362,272
<DEPOSITS>                                         297,897
<SHORT-TERM>                                         7,805
<LIABILITIES-OTHER>                                  6,772
<LONG-TERM>                                         18,000
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                             8,713
<OTHER-SE>                                          23,085
<TOTAL-LIABILITIES-AND-EQUITY>                     362,272
<INTEREST-LOAN>                                     14,382
<INTEREST-INVEST>                                    4,576
<INTEREST-OTHER>                                       175
<INTEREST-TOTAL>                                    19,133
<INTEREST-DEPOSIT>                                   7,101
<INTEREST-EXPENSE>                                   8,141
<INTEREST-INCOME-NET>                               10,992
<LOAN-LOSSES>                                          338
<SECURITIES-GAINS>                                     463
<EXPENSE-OTHER>                                     10,398
<INCOME-PRETAX>                                      3,433
<INCOME-PRE-EXTRAORDINARY>                           2,534
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                         2,534
<EPS-PRIMARY>                                         1.48
<EPS-DILUTED>                                         1.47
<YIELD-ACTUAL>                                        4.69
<LOANS-NON>                                          1,554
<LOANS-PAST>                                           952
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                     2,664
<CHARGE-OFFS>                                          432
<RECOVERIES>                                            74
<ALLOWANCE-CLOSE>                                    2,644
<ALLOWANCE-DOMESTIC>                                 2,354
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                290
                                                    

</TABLE>