Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

Second Quarter 2009 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 8,195 6,995 1,200 24 5 1,551 4,637 809 81 Number of FDIC-Supervised 5,039 4,632 407 9 0 1,073 2,948 320 40 Total Assets $ 13,301 11,895 1,406 485 3,204 170 5,947 933 86 Total Loans $ 7,625 6,714 911 350 1,195 113 4,124 606 69 Domestic Deposits $ 7,555 6,611 943 154 972 137 4,201 554 70 Net Income (QTR) $ -3.712 -3.694 -0.018 -0.873 -4.296 0.336 -2.429 1.299 0.119 Percent Profitable (QTR) % 71.7 72.1 69.4 58.3 60.0 88.5 62.4 78.2 84.0 Average Return on Assets (QTR) % -0.11 -0.12 -0.01 -0.73 -0.54 0.79 -0.16 0.56 0.57 Average Return on Equity (QTR) % -1.07 -1.19 -0.05 -3.03 -6.36 7.14 -1.56 6.13 6.07 Net Interest Margin (QTR) % 3.48 3.51 3.23 10.44 2.93 3.90 3.60 3.24 4.10 Equity to Assets % 10.56 10.58 10.38 24.51 8.42 11.08 10.55 9.47 9.96 Noncurrent Loan Rate - Total Loans * % 4.35 4.36 4.32 3.41 5.64 1.75 4.21 4.16 1.48  Real Estate Loans % 5.64 5.82 4.73 2.13 7.76 2.11 5.43 4.39 1.46  C&I Loans % 2.79 2.78 3.06 5.05 4.83 2.18 2.20 1.53 0.60  Consumer Loans % 2.20 2.24 1.63 3.67 2.81 0.95 1.33 1.24 1.61 Coverage Ratio ** % 63.54 66.60 40.80 264.41 67.63 79.22 53.30 34.89 203.44 Net Charge-Off Rate - All Loans (QTR) % 2.55 2.66 1.77 10.78 3.07 0.60 2.04 1.27 2.85  Real Estate Loans (QTR) % 2.04 2.20 1.19 1.73 3.05 0.43 1.94 1.18 1.52  C&I Loans (QTR) % 2.44 2.36 3.96 16.28 2.73 1.44 2.07 1.62 4.86  Consumer Loans (QTR) % 5.68 5.71 5.22 11.32 4.69 1.07 3.37 3.29 3.31 Second Quarter 2008

Number of FDIC-Insured 8,451 7,203 1,248 27 6 1,585 4,788 844 98 Number of FDIC-Supervised 5,163 4,744 419 10 0 1,101 2,993 347 52 

Total Assets $ 13,301 11,426 1,875 450 2,981 166 5,363 1,376 71 

Total Loans $ 7,996 6,681 1,315 327 1,211 111 3,786 985 60 

Domestic Deposits $ 7,029 5,879 1,150 140 760 133 3,533 804 58 

Net Income (QTR) $ 4.750 10.026 -5.276 2.680 1.977 0.483 3.251 -5.023 0.146 

Percent Profitable (QTR) % 81.9 82.7 77.2 77.8 66.7 94.6 76.0 82.9 85.7 

Average Return on Assets (QTR) % 0.14 0.35 -1.13 2.39 0.26 1.17 0.24 -1.46 0.82 

Average Return on Equity (QTR) % 1.40 3.47 -10.58 10.64 3.38 10.60 2.15 -18.29 8.85 

Net Interest Margin (QTR) % 3.37 3.41 3.16 9.07 2.87 3.87 3.65 2.98 4.61 

Equity to Assets % 10.16 10.11 10.46 21.98 7.86 10.94 11.31 7.90 9.39 

Noncurrent Loan Rate - Total Loans * % 2.08 1.92 2.90 2.30 1.98 1.33 2.07 3.13 0.91 

 Real Estate Loans % 2.73 2.58 3.19 1.96 2.89 1.63 2.68 3.27 0.89 

 C&I Loans % 1.05 1.05 1.12 3.00 1.20 1.49 1.01 1.19 0.72 

 Consumer Loans % 1.46 1.48 1.20 2.36 1.94 0.77 0.83 1.17 0.97 

Coverage Ratio ** % 86.96 92.28 69.09 234.08 104.33 96.12 72.92 65.68 217.24 Net Charge-Off Rate - All Loans (QTR) % 1.32 1.24 1.73 5.87 1.27 0.26 1.00 1.82 1.75 

 Real Estate Loans (QTR) % 1.16 1.03 1.59 3.15 1.60 0.24 0.91 1.79 0.58 

 C&I Loans (QTR) % 0.87 0.82 1.67 8.13 0.23 0.45 0.90 1.61 4.28 

 Consumer Loans (QTR) % 3.31 3.29 3.47 6.05 3.22 0.73 2.21 2.83 2.25 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance