Dollar Amounts in Billions 

All Insured Commercial Savings International Agricultural Credit Card Commercial Mortgage Consumer S

First Quarter 2007 Institutions Banks Institutions Banks Banks Lenders Lenders Lenders Lenders <

Number of FDIC-Insured 8,650 7,380 1,270 4 1,617 27 4,720 796 116 Number of FDIC-Supervised 5,216 4,783 433 0 1,120 10 2,903 313 62 Total Assets $ 11,981 10,134 1,847 2,436 149 408 4,758 1,507 99 Total Loans $ 7,277 5,971 1,306 1,055 99 298 3,315 1,040 77 Domestic Deposits $ 6,694 5,522 1,172 683 122 102 3,295 955 76 Net Income (QTR) $ 35.990 31.514 4.476 5.564 0.443 3.844 13.959 3.438 0.437 Percent Profitable (QTR) % 91.1 92.0 86.1 100.0 96.1 88.9 90.7 86.4 92.2 Average Return on Assets (QTR) % 1.21 1.25 0.97 0.93 1.19 3.70 1.18 0.91 1.79 Average Return on Equity (QTR) % 11.44 12.20 7.95 12.10 11.05 15.38 10.46 9.07 17.38 Net Interest Margin (QTR) % 3.32 3.38 3.06 2.46 3.91 8.17 3.73 2.71 5.03 Equity to Assets % 10.58 10.27 12.29 7.67 10.87 24.48 11.33 10.15 10.25 Noncurrent Loan Rate - Total Loans * % 0.83 0.82 0.89 0.86 1.04 1.82 0.75 0.84 0.68  Real Estate Loans % 0.89 0.89 0.91 1.10 1.04 2.08 0.83 0.85 0.35  C&I Loans % 0.62 0.61 0.78 0.41 1.60 1.97 0.64 0.73 1.06  Consumer Loans % 1.17 1.22 0.77 1.56 0.70 1.99 0.65 0.56 0.81 Coverage Ratio ** % 129.89 142.42 77.20 126.57 130.62 212.73 149.58 59.67 209.78 Net Charge-Off Rate - All Loans (QTR) % 0.45 0.47 0.33 0.57 0.14 3.86 0.22 0.21 1.43  Real Estate Loans (QTR) % 0.10 0.10 0.08 0.21 0.04 1.57 0.09 0.09 0.14  C&I Loans (QTR) % 0.35 0.32 0.76 0.07 0.48 3.96 0.29 0.28 3.11  Consumer Loans (QTR) % 2.43 2.38 2.83 2.66 0.59 4.17 1.18 2.72 1.87 First Quarter 2006

Number of FDIC-Insured 8,790 7,491 1,299 4 1,647 30 4,629 864 120 Number of FDIC-Supervised 5,235 4,792 443 0 1,135 12 2,786 341 64 

Total Assets $ 11,210 9,333 1,877 1,972 140 370 3,845 1,746 99 

Total Loans $ 6,864 5,498 1,365 862 92 250 2,715 1,246 76 

Domestic Deposits $ 6,331 5,230 1,101 601 115 96 2,725 1,000 65 

Net Income (QTR) $ 36.903 31.713 5.190 5.560 0.440 4.169 12.880 4.496 0.524 

Percent Profitable (QTR) % 93.4 93.7 91.8 100.0 96.7 93.3 93.0 91.7 96.7 

Average Return on Assets (QTR) % 1.34 1.38 1.12 1.16 1.26 4.57 1.35 1.05 2.19 

Average Return on Equity (QTR) % 12.95 13.60 10.04 14.33 11.82 18.75 13.20 9.61 22.51 Net Interest Margin (QTR) % 3.46 3.55 3.04 2.56 4.05 9.01 3.92 2.82 4.56 

Equity to Assets % 10.38 10.23 11.12 7.95 10.81 27.22 10.29 10.81 9.63 

Noncurrent Loan Rate - Total Loans * % 0.71 0.71 0.69 0.90 0.90 1.73 0.61 0.68 0.63 

 Real Estate Loans % 0.69 0.68 0.69 1.11 0.87 1.61 0.60 0.70 0.37 

 C&I Loans % 0.71 0.69 0.89 0.78 1.43 1.30 0.71 0.67 0.83 

 Consumer Loans % 1.08 1.14 0.61 1.43 0.74 1.82 0.55 0.44 0.76 

Coverage Ratio ** % 159.78 176.62 90.35 151.39 157.14 262.02 189.82 69.43 227.10 Net Charge-Off Rate - All Loans (QTR) % 0.32 0.36 0.19 0.53 0.09 2.95 0.17 0.11 0.95 

 Real Estate Loans (QTR) % 0.05 0.06 0.03 0.11 0.02 1.01 0.06 0.04 0.06 

 C&I Loans (QTR) % 0.22 0.18 0.72 0.03 0.28 2.21 0.27 0.15 2.21 

 Consumer Loans (QTR) % 1.79 1.81 1.63 2.07 0.50 3.09 0.88 1.41 1.31 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance.