EXHIBIT
31.2




CERTIFICATIONS




I, Jason
P. Walsh, certify that:




1.           I
have reviewed this annual report on Form 10-KSB of Money Centers of
America, Inc.




2.           Based
on my knowledge, this annual report does not contain any untrue statement of a
material fact or omit to state a material fact necessary to make the statements
made, in light of the circumstances under which such statements were made, not
misleading with respect to the period covered by this annual
report;




3.           Based
on my knowledge, the financial statements, and other financial information
included in this annual report, fairly present in all material respects the
financial condition, results of operations and cash flows of the registrant as
of, and for, the periods presented in this annual report;




4.           The
small business issuer’s other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-15(e) and 15d-(e) for the small business issuer and
have:




a)           Designed
such disclosure controls and procedures, or caused such disclosure controls and
procedures to be designed under our supervision, to ensure that material
information relating to the small business issuer, including its consolidated
subsidiaries, is made known to us by others within those entities, particularly
during the period in which this report is being prepared;




b)           Evaluated
the effectiveness of the small business issuer’s disclosure controls and
procedures and presented in this report our conclusions about the effectiveness
of the disclosure controls and procedures, as of the end of the period covered
by this report based on such evaluation; and




c)           Disclosed
in this report any change in the small business issuer’s internal control over
financial reporting that occurred during the small business issuer’s most recent
fiscal quarter (the small business issuer's fourth fiscal quarter in the case of
an annual report) that has materially affected, or is reasonably likely to
materially affect, the small business issuer’s internal control over financial
reporting.




5.           The
small business issuer’s other certifying officers and I have disclosed, based on
our most recent evaluation of internal control over financial reporting, to the
small business issuer’s auditors and the audit committee of small business
issuer’s Board of Directors (or persons performing the equivalent
functions):




a)           All
significant deficiencies in the design or operation of internal control over
financial reporting which are reasonably likely to adversely affect the small
business issuer's ability to record, process, summarize and report financial
information and have identified for the registrant’s auditors any material
weaknesses in internal controls; and




b)           Any
fraud, whether or not material, that involves management or other employees who
have a significant role in the small business issuer's internal controls over
financial reporting.







April 15,2008By:    /s/  Jason
      P. Walsh
              Jason P. Walsh
              Chief Financial
      Officer