<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
consolidated financial statements as of September 30, 1997 and 1996 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<RESTATED> 
<CIK> 0000714612
<NAME> CCB FINANCIAL CORPORATION
<MULTIPLIER> 1000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   9-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996
<PERIOD-END>                               SEP-30-1997             SEP-30-1996
<CASH>                                         217,669                 234,473
<INT-BEARING-DEPOSITS>                          34,247                  64,414
<FED-FUNDS-SOLD>                               185,000                 184,855
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                  1,370,441               1,387,401
<INVESTMENTS-CARRYING>                          81,677                  76,222
<INVESTMENTS-MARKET>                            86,769                  79,316
<LOANS>                                      4,975,169               4,598,952
<ALLOWANCE>                                     66,619                  59,387
<TOTAL-ASSETS>                               7,026,615               6,714,424
<DEPOSITS>                                   5,841,138               5,529,369
<SHORT-TERM>                                   298,024                 425,422
<LIABILITIES-OTHER>                            125,079                 112,800
<LONG-TERM>                                    100,919                  59,647
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       103,767                 102,997
<OTHER-SE>                                     557,688                 484,189
<TOTAL-LIABILITIES-AND-EQUITY>               7,026,615               6,714,424
<INTEREST-LOAN>                                327,762                 300,798
<INTEREST-INVEST>                               71,539                  68,074
<INTEREST-OTHER>                                 9,667                  12,176
<INTEREST-TOTAL>                               408,968                 381,048
<INTEREST-DEPOSIT>                             170,778                 159,584
<INTEREST-EXPENSE>                             186,065                 177,440
<INTEREST-INCOME-NET>                          222,903                 203,608
<LOAN-LOSSES>                                   12,904                  12,574
<SECURITIES-GAINS>                                 244                     596
<EXPENSE-OTHER>                                171,121                 158,912
<INCOME-PRETAX>                                108,054                  93,028
<INCOME-PRE-EXTRAORDINARY>                      67,679                  62,438
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    67,679                  62,438
<EPS-PRIMARY>                                     3.27                    3.02
<EPS-DILUTED>                                     3.27                    3.02
<YIELD-ACTUAL>                                    4.67                    4.54
<LOANS-NON>                                     15,032                  17,616
<LOANS-PAST>                                     3,219                   4,223
<LOANS-TROUBLED>                                   798                     858
<LOANS-PROBLEM>                                  3,078                   4,272
<ALLOWANCE-OPEN>                                61,257                  55,114
<CHARGE-OFFS>                                   10,132                  10,507
<RECOVERIES>                                     2,590                   2,206
<ALLOWANCE-CLOSE>                               66,619                  59,387
<ALLOWANCE-DOMESTIC>                            66,619                  59,387
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                          9,793                   8,736
        

</TABLE>