Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

First Quarter 2021 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 4,978 4,357 621 11 5 1,124 2,645 270 40 297 509 77

Number of FDIC-Supervised 3,209 2,899 310 6 0 811 1,717 125 25 173 329 23

Total Assets $ 22,564 21,129 1,435 494 5,753 279 7,867 673 152 58 116 7,172

Total Loans $ 10,825 10,162 662 366 1,761 165 5,045 184 110 16 63 3,115

Domestic Deposits $ 16,936 15,739 1,197 337 3,087 238 6,538 597 130 48 100 5,861

Bank Net Income (QTR) $ 76.787 72.796 3.992 7.077 19.387 0.991 25.715 1.546 1.020 0.288 0.345 20.419

Percent Profitable (QTR) % 96.1 96.8 91.6 100.0 100.0 97.2 97.4 90.7 92.5 87.5 94.7 98.7

Average Return on Assets (QTR) % 1.38 1.40 1.14 5.74 1.37 1.45 1.33 0.93 2.73 2.04 1.22 1.15

Average Return on Equity (QTR) % 13.73 13.86 11.75 44.38 15.47 12.96 12.05 11.35 30.49 13.39 10.64 11.70

Net Interest Margin (QTR) % 2.56 2.54 2.83 9.63 1.88 3.39 2.99 1.68 2.79 2.37 3.09 2.16

Equity to Assets % 9.97 10.00 9.61 13.25 8.81 10.92 10.88 8.12 8.74 14.66 11.15 9.79

Noncurrent Loan Rate - Total Loans1 % 1.14 1.02 2.93 1.18 1.04 0.98 1.06 0.89 0.34 1.03 0.89 1.36

 Real Estate Loans % 1.61 1.39 3.95 0.70 1.78 1.01 1.32 0.97 0.29 1.22 0.94 2.45

 C&I Loans % 0.90 0.90 0.96 0.37 1.28 0.87 0.77 0.86 0.47 0.70 0.88 0.99

 Loans to Individuals % 0.81 0.79 1.10 1.27 0.75 0.42 0.77 0.12 0.37 0.52 0.48 0.69

Coverage Ratio2 % 174.22 191.83 80.28 800.27 232.53 150.20 135.65 86.47 438.02 159.52 143.49 136.48

Net Charge-Off Rate - All Loans (QTR) % 0.34 0.33 0.49 2.66 0.55 0.01 0.15 0.02 0.27 0.05 0.04 0.30

 Real Estate Loans (QTR) % 0.01 0.01 0.01 0.04 -0.05 0.01 0.03 0.00 0.01 -0.07 0.01 0.00

 C&I Loans (QTR) % 0.26 0.26 0.40 1.06 0.45 0.03 0.23 0.05 0.01 -0.18 0.10 0.19

 Loans to Individuals (QTR) % 1.65 1.59 2.39 2.84 2.28 0.22 0.81 0.44 0.40 0.80 0.16 1.26

First Quarter 2020

Number of FDIC-Insured 5,116 4,464 652 11 5 1,261 2,706 384 50 214 428 57

Number of FDIC-Supervised 3,303 2,980 323 6 0 902 1,760 192 34 126 267 16

Total Assets $ 20,254 19,019 1,235 504 5,231 279 7,549 388 155 37 79 6,033

Total Loans $ 10,961 10,313 648 409 1,817 187 5,227 229 104 10 45 2,934

Domestic Deposits $ 14,306 13,319 987 336 2,600 232 5,814 302 129 29 66 4,798

Bank Net Income (QTR) $ 18.491 16.655 1.835 0.137 5.358 0.887 4.096 0.138 0.663 0.239 0.181 6.792

Percent Profitable (QTR) % 92.6 94.2 81.4 72.7 100.0 96.9 92.2 83.3 90.0 88.8 93.9 87.7

Average Return on Assets (QTR) % 0.38 0.37 0.62 0.11 0.44 1.28 0.22 0.15 1.79 2.63 0.93 0.47

Average Return on Equity (QTR) % 3.50 3.35 5.87 0.89 4.68 10.78 1.87 1.46 17.39 14.57 7.30 4.42

Net Interest Margin (QTR) % 3.13 3.10 3.56 10.66 2.54 3.69 3.29 2.61 3.30 2.80 3.57 2.71

Equity to Assets % 10.44 10.46 10.25 11.51 8.77 11.85 11.63 9.66 9.61 17.77 12.65 10.26

Noncurrent Loan Rate - Total Loans1 % 0.93 0.88 1.79 1.72 0.80 1.25 0.84 1.93 0.60 1.26 0.94 0.99

 Real Estate Loans % 1.16 1.08 2.05 0.57 1.15 1.22 0.90 2.12 0.50 1.30 1.02 1.72

 C&I Loans % 0.82 0.82 1.05 0.75 0.79 1.39 0.90 0.70 3.75 1.52 0.91 0.69

 Loans to Individuals % 1.05 1.01 1.48 1.82 1.00 0.55 0.85 0.48 0.38 1.00 0.55 0.80

Coverage Ratio2 % 191.82 200.97 120.11 483.65 290.15 115.73 162.99 32.60 357.09 122.41 133.94 143.93

Net Charge-Off Rate - All Loans (QTR) % 0.54 0.53 0.82 4.32 0.74 0.10 0.26 0.04 0.54 0.27 0.09 0.46

 Real Estate Loans (QTR) % 0.00 0.00 0.00 0.09 -0.09 0.04 0.02 -0.01 -0.02 0.14 0.03 -0.01

 C&I Loans (QTR) % 0.47 0.48 0.38 2.52 0.49 0.20 0.48 0.20 0.17 0.28 0.03 0.37

 Loans to Individuals (QTR) % 2.50 2.40 3.69 4.52 2.91 0.63 1.38 1.39 0.82 0.98 0.53 1.95

1

Nonaccruing loans and loans past due 90+ days.

2

Loss reserve as a percentage of noncurrent loans.

 Statistics At A Glance

 As of March 31, 2021

Asset Concentration Group