FORM 10-Q / A

                       SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D. C. 20549

                      ------------------------------------
(Mark One)

          [ x ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

                  For the quarterly period ended March 31, 2000
                                       or

          [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

           For the transition period from ____________ to ____________

                           Commission File No. 0-11526
             -----------------------------------------------------

                           FIRST COLONIAL GROUP, INC.
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             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

        PENNSYLVANIA                                    23-2228154
----------------------------------                  -----------------
(STATE OR OTHER JURISDICTION OF                      (I.R.S. EMPLOYER
 INCORPORATION OR ORGANIZATION)                     IDENTIFICATION NO.)

   76 S. MAIN ST., NAZARETH, PA                            18064
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(ADDRESS OF PRINCIPAL EXECUTIVE OFFICE                   (ZIP CODE)

REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE:  610-746-7300

INDICATE BY CHECK MARK WHETHER THE REGISTRANT (1) HAS FILED ALL REPORTS REQUIRED
TO BE FILED BY SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 DURING
THE  PRECEDING 12 MONTHS (OR FOR SUCH  SHORTER  PERIOD THAT THE  REGISTRANT  WAS
REQUIRED  TO FILE  SUCH  REPORTS),  AND  (2) HAS  BEEN  SUBJECT  TO SUCH  FILING
REQUIREMENTS FOR THE PAST 90 DAYS.

                         YES X         NO _____

INDICATE THE NUMBER OF SHARES  OUTSTANDING  OF EACH OF THE  ISSUER'S  CLASSES OF
COMMON  STOCK AS OF THE  LATEST  PRACTICABLE  DATE:  1,853,271  SHARES OF COMMON
STOCK, $5 PAR VALUE, OUTSTANDING ON MARCH 31, 2000

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The purpose of this  amendment is to correct an error in Item 3 of Part 1 on the
Consolidated  Comparative Statement of Analysis,  line - Investment  Securities,
Taxable in the Average Balance column for the year 2000.


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                   FIRST COLONIAL GROUP, INC. AND SUBSIDIARIES
                   CONSOLIDATED COMPARATIVE STATEMENT ANALYSIS
                             (Dollars in Thousands)
                                   (Unaudited)
<TABLE>

Three Months Ended, March 31,                2000                   1999
                                             Int    Avg             Int   Avg
                                     Avg     Inc/  Yield/     Avg   Inc/ Yield/
                                     Bal     Exp    Rate      Bal   Exp   Rate
<S>                                <C>        <C>  <C>     <C>       <C> <C>

ASSETS:
INTEREST-EARNING ASSETS
Int-Bearing Deposits with Banks  $  1,763  $   24   5.45% $ 7,278  $  85  4.68%
Federal Funds Sold                    549       9   6.56    1,267     14  4.40
Investment Securities
      Taxable                     133,893   2,279   6.81   87,181  1,341  6.16
      Non-Taxable (1)              29,525     486   6.58   32,134    588  7.32
Net Loans Held for Sale                 6       -     --    2,963     26  3.52
Loans (1) (2)                     203,692   4,191   8.23  209,018  4,377  8.36
Reserve for Loan Losses            (2,501)     --     --   (2,733)    --    --
                                ---------   -----        --------  -----
Net Loans                         201,191   4,191   8.33  206,285  4,377  8.48
                                ---------   -----        --------  -----
  Total Interest-Earning Assets   366,927   6,989   7.62  337,108  6,431  7.64
Non-Interest Earning Assets        30,879      --     --   27,124     --    --
                                ---------   -----        --------  -----
  TOTAL ASSETS, INT INCOME      $ 397,806   6,989   7.03 $364,232  6,431  7.08
                                ---------   -----        --------  -----

LIABILITIES
INTEREST-BEARING LIABILITIES
Interest-Bearing Deposits
  Demand Deposits               $  52,170     127   0.97 $ 49,448    132  1.08
  Money Market Deposits            12,957      91   2.81   13,620     92  2.72
  Savings & Club Deposits          62,165     342   2.20   61,998    336  2.16
  CD's over $100,000                4,733      50   4.23    4,295     41  3.80
  All Other Time Deposits         149,558   1,970   5.27  131,073  1,741  5.32
                                ---------   -----        --------  -----
   Total Int-Bearing Deposits     281,583   2,580   3.66  260,434  2,342  3.60
Federal Funds Purchased
 and Securities Sold Under
 Agreements to Repurchase           4,211      41   3.89    5,695     42  2.96
Short-Term Borrowings               4,992      75   6.01      321      4  5.00
Long-Term Borrowings               30,000     454   6.05   20,000    280  5.60
                                ---------   -----        --------  -----
  Total Int-Bearing Liabilities   320,786   3,150   3.93  286,450  2,668  3.72

NON-INTEREST-BEARING LIABILITIES
Non-Interest-Bearing Deposits      41,151      --     --   38,990     --    --
Other Liabilities                   7,722      --     --    7,660     --    --
                                ---------   -----        --------  -----
   TOTAL LIABILITIES              369,959   3,150   3.41  333,100  2,668  3.20
   SHAREHOLDERS' EQUITY            27,847      --     --   31,132     --    --
                                ---------   -----        --------  -----
   TOTAL LIABILITIES AND EQUITY $ 397,806   3,150   3.17 $364,232  2,668  2.92

NET INTEREST INCOME                       $ 3,839                $ 3,763
                                            -----                  -----

    Net Interest Spread                             3.69                  3.92
    Effect of Interest-Free Sources
      Used to Fund Earnings Assets                  0.50                  0.56
    Net Interest Margin                             4.19%                 4.48%
                                                    ----                  ----
</TABLE>

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                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.

                                              FIRST COLONIAL GROUP, INC.

DATE:    July 24, 2000                        BY: /S/  S. ERIC BEATTIE
       ----------------------                     --------------------
                                                  S. ERIC BEATTIE
                                                  PRESIDENT
                                                  (PRINCIPAL EXECUTIVE OFFICER)

DATE:     July 24, 2000                       BY: /S/  REID L. HEEREN
       ---------------------                      -------------------
                                                  REID L. HEEREN
                                                  VICE PRESIDENT
                                                 (PRINCIPAL FINANCIAL OFFICER)