Dollar Amounts in Billions 

All Insured Commercial Savings International Agricultural Credit Card Commercial Mortgage Consumer S

Third Quarter 2007 Institutions Banks Institutions Banks Banks Lenders Lenders Lenders Lenders <

Number of FDIC-Insured 8,560 7,303 1,257 4 1,634 28 4,739 781 120 Number of FDIC-Supervised 5,193 4,767 426 0 1,134 10 2,916 313 61 Total Assets $ 12,707 10,793 1,914 2,644 157 424 5,056 1,454 96 Total Loans $ 7,704 6,380 1,323 1,200 106 309 3,528 1,025 77 Domestic Deposits $ 6,741 5,572 1,170 698 127 111 3,402 847 72 Net Income (QTR) $ 28.669 27.270 1.399 4.454 0.510 4.137 12.160 1.133 0.275 Percent Profitable (QTR) % 89.1 90.0 83.7 100.0 96.3 92.9 87.2 86.0 90.8 Average Return on Assets (QTR) % 0.92 1.03 0.30 0.69 1.31 3.98 0.98 0.32 1.17 Average Return on Equity (QTR) % 8.81 10.15 2.47 8.91 11.64 16.76 9.06 3.30 10.86 Net Interest Margin (QTR) % 3.36 3.45 2.91 2.77 4.00 8.75 3.68 2.61 4.50 Equity to Assets % 10.45 10.20 11.86 7.78 11.32 23.07 10.85 9.44 11.89 Noncurrent Loan Rate - Total Loans * % 1.08 1.02 1.34 1.05 1.02 1.85 1.01 1.33 0.62  Real Estate Loans % 1.27 1.22 1.42 1.44 1.15 2.48 1.19 1.36 0.39  C&I Loans % 0.64 0.63 0.79 0.33 1.33 1.96 0.69 0.94 0.74  Consumer Loans % 1.18 1.21 0.90 1.62 0.71 1.96 0.67 0.85 0.82 Coverage Ratio ** % 104.79 117.40 58.45 117.12 127.52 216.17 113.24 45.93 179.85 Net Charge-Off Rate - All Loans (QTR) % 0.57 0.57 0.52 0.77 0.26 3.98 0.30 0.42 1.05  Real Estate Loans (QTR) % 0.20 0.19 0.26 0.38 0.11 1.53 0.16 0.27 0.09  C&I Loans (QTR) % 0.50 0.47 0.92 0.15 0.90 4.79 0.45 0.41 2.66  Consumer Loans (QTR) % 2.53 2.43 3.40 3.07 0.64 4.21 1.07 4.46 1.70 Third Quarter 2006

Number of FDIC-Insured 8,743 7,449 1,294 4 1,691 29 4,710 845 125 Number of FDIC-Supervised 5,235 4,794 441 0 1,140 10 2,915 323 60 

Total Assets $ 11,754 9,761 1,992 2,129 152 382 4,673 1,790 107 

Total Loans $ 7,167 5,733 1,434 887 102 272 3,255 1,260 85 

Domestic Deposits $ 6,474 5,322 1,152 601 122 70 3,217 1,017 76 

Net Income (QTR) $ 38.067 32.899 5.168 4.815 0.489 3.879 15.319 4.658 0.419 

Percent Profitable (QTR) % 92.4 92.9 89.4 100.0 93.4 79.3 89.3 82.7 88.8 

Average Return on Assets (QTR) % 1.31 1.36 1.06 0.92 1.30 4.09 1.32 1.06 1.60 

Average Return on Equity (QTR) % 12.67 13.31 9.70 11.77 12.05 15.07 12.90 10.00 16.20 Net Interest Margin (QTR) % 3.38 3.48 2.90 2.44 4.06 9.54 3.78 2.64 4.95 

Equity to Assets % 10.41 10.31 10.91 7.82 10.94 27.18 10.39 10.54 9.76 

Noncurrent Loan Rate - Total Loans * % 0.73 0.74 0.71 0.90 0.86 1.90 0.65 0.65 0.77 

 Real Estate Loans % 0.70 0.71 0.70 1.08 0.87 1.84 0.66 0.64 0.69 

 C&I Loans % 0.73 0.71 0.97 0.78 1.39 1.59 0.69 0.90 1.19 

 Consumer Loans % 1.17 1.22 0.75 1.54 0.75 1.94 0.66 0.62 0.77 

Coverage Ratio ** % 148.16 163.40 85.02 141.80 157.66 213.38 173.98 68.97 169.54 Net Charge-Off Rate - All Loans (QTR) % 0.40 0.43 0.27 0.64 0.15 3.86 0.19 0.18 1.21 

 Real Estate Loans (QTR) % 0.07 0.07 0.06 0.13 0.05 0.76 0.08 0.06 0.10 

 C&I Loans (QTR) % 0.30 0.27 0.73 0.08 0.37 3.46 0.30 0.14 3.88 

 Consumer Loans (QTR) % 2.25 2.23 2.41 2.69 0.60 3.98 0.88 2.49 1.52 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance