<TABLE> <S> <C>

<ARTICLE>                                                           9
<CIK>                                                      0000714710
<NAME>                                           Community Banks, Inc.
<MULTIPLIER>                                                    1,000

<S>                                          <C>
<PERIOD-TYPE>                                                   9-MOS
<FISCAL-YEAR-END>                                         DEC-31-1999
<PERIOD-END>                                              SEP-30-2000
<CASH>                                                         33,532
<INT-BEARING-DEPOSITS>                                          1,081
<FED-FUNDS-SOLD>                                                  342
<TRADING-ASSETS>                                                4,197
<INVESTMENTS-HELD-FOR-SALE>                                         0
<INVESTMENTS-CARRYING>                                        360,252
<INVESTMENTS-MARKET>                                          346,944
<LOANS>                                                       680,954
<ALLOWANCE>                                                     8,254
<TOTAL-ASSETS>                                              1,109,023
<DEPOSITS>                                                    791,829
<SHORT-TERM>                                                   13,261
<LIABILITIES-OTHER>                                             7,981
<LONG-TERM>                                                   218,725
<COMMON>                                                       36,695
<PREFERRED-MANDATORY>                                               0
<PREFERRED>                                                         0
<OTHER-SE>                                                     40,532
<TOTAL-LIABILITIES-AND-EQUITY>                              1,109,023
<INTEREST-LOAN>                                                41,324
<INTEREST-INVEST>                                              16,629
<INTEREST-OTHER>                                                  308
<INTEREST-TOTAL>                                               58,261
<INTEREST-DEPOSIT>                                             21,279
<INTEREST-EXPENSE>                                             30,280
<INTEREST-INCOME-NET>                                          27,981
<LOAN-LOSSES>                                                   1,429
<SECURITIES-GAINS>                                                358
<EXPENSE-OTHER>                                                19,385
<INCOME-PRETAX>                                                12,722
<INCOME-PRE-EXTRAORDINARY>                                      9,516
<EXTRAORDINARY>                                                     0
<CHANGES>                                                           0
<NET-INCOME>                                                    9,516
<EPS-BASIC>                                                    1.34
<EPS-DILUTED>                                                    1.32
<YIELD-ACTUAL>                                                   3.85
<LOANS-NON>                                                     5,395
<LOANS-PAST>                                                      819
<LOANS-TROUBLED>                                                    0
<LOANS-PROBLEM>                                                     0
<ALLOWANCE-OPEN>                                                7,456
<CHARGE-OFFS>                                                     945
<RECOVERIES>                                                      314
<ALLOWANCE-CLOSE>                                               8,254
<ALLOWANCE-DOMESTIC>                                            8,254
<ALLOWANCE-FOREIGN>                                                 0
<ALLOWANCE-UNALLOCATED>                                             0


</TABLE>