UNITED STATES
                     SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549

                                  FORM 10-K


  (Mark one)

  /X/ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
      EXCHANGE ACT OF 1934
      For the fiscal year ended December 31, 2007

      OR


  / / TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
      EXCHANGE ACT OF 1934
      For the transition period from ____________ to ____________



      Commission file number: 333-130536-26

      Banc of America Funding 2007-8 Trust
      (exact name of issuing entity as specified in its charter)

      Banc of America Funding Corporation
      (exact name of the depositor as specified in its charter)

      Bank of America, National Association
      (exact name of the sponsor as specified in its charter)



  New York                                54-2200886
  (State or other jurisdiction of         54-2200888
  incorporation or organization)          (I.R.S. Employer
                                          Identification No.)


   c/o Wells Fargo Bank, N.A.
   9062 Old Annapolis Road
   Columbia, MD                                 21045
  (Address of principal executive               (Zip Code)
  offices)


 Telephone number, including area code: (410) 884-2000




  Securities registered pursuant to Section 12(b) of the Act:

    NONE.



  Securities registered pursuant to Section 12(g) of the Act:

    NONE.



  Indicate by check mark if the registrant is a well-known seasoned issuer, as
  defined in Rule 405 of the Securities Act.

    Yes ___     No  X



  Indicate by check mark if the registrant is not required to file reports
  pursuant to Section 13 or Section 15(d) of the Act.

    Yes ___     No  X



  Note - Checking the box above will not relieve any registrant required to
  file reports pursuant to Section 13 or 15(d) of the Exchange Act from their
  obligations under those Sections.


  Indicate by check mark whether the registrant (1) has filed all reports
  required to be filed by Section 13 or 15(d) of the Securities Exchange Act
  of 1934 during the preceding 12 months (or for such shorter period that the
  registrant was required to file such reports), and (2) has been subject to
  such filing requirements for the past 90 days.

    Yes  X      No ___



  Indicate by check mark if disclosure of delinquent filers pursuant to Item
  405 of Regulation S-K (Section 229.405 of this chapter) is not contained
  herein, and will not be contained, to the best of registrant's knowledge, in
  definitive proxy or information statements incorporated by reference in Part
  III of this Form 10-K or any amendment to this Form 10-K.

    Not applicable.



  Indicate by check mark whether the registrant is a large accelerated filer,
  an accelerated filer, a non-accelerated filer, or a smaller reporting
  company.  See the definitions of "large accelerated filer", "accelerated
  filer" and "smaller reporting company" in Rule 12b-2 of the Exchange Act.

   Large accelerated filer ___
   Accelerated filer ___
   Non-accelerated filer X (Do not check if a smaller reporting company)
   Smaller reporting company ___

  Indicate by check mark whether the registrant is a shell company (as defined
  in Rule 12b-2 of the Act).

    Yes ___     No  X



  State the aggregate market value of the voting and non-voting common equity
  held by non-affiliates computed by reference to the price at which the
  common equity was last sold, or the average bid and asked price of such
  common equity, as of the last business day of the registrant's most recently
  completed second fiscal quarter.

    Not applicable.



  Indicate by check mark whether the registrant has filed all documents and
  reports required to be filed by Section 12, 13 or 15(d) of the Securities
  Exchange Act of 1934 subsequent to the distribution of securities under a
  plan confirmed by a court.

    Not applicable.



  Indicate the number of shares outstanding of each of the registrant's
  classes of common stock, as of the latest practicable date.

    Not applicable.



  DOCUMENTS INCORPORATED BY REFERENCE

  List hereunder the following documents if incorporated by reference and the
  Part of the Form 10-K (e.g., Part I, Part II, etc.) into which the document
  is incorporated: (1)Any annual report to security holders; (2) Any proxy or
  information statement; and (3)Any prospectus filed pursuant to Rule 424(b)
  or (c) under the Securities Act of 1933. The listed documents should be
  clearly described for identification purposes (e.g., annual report to
  security holders for fiscal year ended December 24, 1980).

    Not applicable.





                                     PART I

  Item 1.      Business.

               Omitted.


  Item 1A.     Risk Factors.

               Omitted.


  Item 1B.     Unresolved Staff Comments.

               Not applicable. Registrant is not an accelerated filer, large
               accelerated filer or well-known seasoned issuer.


  Item 2.      Properties.

               Omitted.


  Item 3.      Legal Proceedings.

               Omitted.


  Item 4.      Submission of Matters to a Vote of Security Holders.

               Omitted.




                                     PART II

  Item 5.      Market for Registrant's Common Equity, Related Stockholder
               Matters and Issuer Purchases of Equity Securities.

               Omitted.


  Item 6.      Selected Financial Data.

               Omitted.


  Item 7.      Management's Discussion and Analysis of Financial Condition and
               Results of Operation.

               Omitted.


  Item 7A.     Quantitative and Qualitative Disclosures About Market Risk.

               Omitted.


  Item 8.      Financial Statements and Supplementary Data.

               Omitted.


  Item 9.      Changes in and Disagreements With Accountants on Accounting and
               Financial Disclosure.

               Omitted.


  Item 9A.     Controls and Procedures.

               Omitted.


  Item 9A(T).  Controls and Procedures.

               Omitted.


  Item 9B.     Other Information.

               None.




                                    PART III

  Item 10.     Directors, Executive Officers and Corporate Governance.

               Omitted.


  Item 11.     Executive Compensation.

               Omitted.


  Item 12.     Security Ownership of Certain Beneficial Owners and Management
               and Related Stockholder Matters.

               Omitted.


  Item 13.     Certain Relationships and Related Transactions, and Director
               Independence.

               Omitted.


  Item 14.     Principal Accounting Fees and Services.

               Omitted.




  ADDITIONAL DISCLOSURE ITEMS FOR REGULATION AB


Item 1112(b) of Regulation AB, Significant Obligor Financial Information.

No single obligor represents 10% or more of the pool assets held by the issuing
entity.



Item 1114(b)(2) of Regulation AB, Significant Enhancement  Provider Financial
Information.

No entity or group of affiliated entities provides any external credit
enhancement or other support for the certificates within this transaction as
described under Item 1114 (a) of Regulation AB.



Item 1115(b) of Regulation AB, Certain Derivatives Instruments (Financial
Information).

No entity or group of affiliated entities provides any derivative instruments
or other support for the certificates within this transaction as described
under Item 1115 of Regulation AB.



Item 1117 of Regulation AB, Legal Proceedings.

The registrant knows of no material pending legal proceedings involving the
issuing entity and all parties related to such issuing entity, other than
routine litigation incidental to the duties of those respective parties.



Item 1119 of Regulation AB, Affiliations and Certain Relationships and Related
Transactions.

There are no changes to the information provided in the prospectus filed
pursuant to Rule 424 of the Securities Act of 1933, as amended, under the same
Central Index Key (CIK) as this annual report on Form 10-K.



Item 1122 of Regulation AB, Compliance with Applicable Servicing Criteria.

The reports on assessment of compliance with the servicing criteria for
asset-backed securities and the related attestation reports on such assessments
of compliance are attached hereto under Item 15.

Assurant, Inc. disclosed the following material noncompliance with the
servicing criteria set forth in Item 1122(d)(4)(xii) of Regulation AB
applicable to the Company during the year ended December 31, 2007. As required
by Item 1122(d)(4)(xii) of Regulation AB, any late payment penalties in
connection with any payment to be made on behalf of an obligor are paid from
the servicer's funds are not charged to the obligor, unless the late payment
was due to the obligor's error or omission. Assurant, Inc. did not have, during
the Reporting Period, sufficient policies and procedures to capture the
information with respect to the Platform Transactions necessary to determine
compliance with 1122(d)(4)(xii).

SunTrust Mortgage, Inc. has assessed its compliance with Applicable Servicing
Criteria for the Reporting period and has identified two instances of
noncompliance with the servicing criteria as set out in Section
229.1122(d)(1)(iv) and Section 229.1122(d)(2)(vii), respectively. In regards
to the former, SunTrust Mortgage, Inc. did not strictly maintain the required
fidelity bond coverage amount at all times during 2007. And, in regards to
the latter, certain bank reconciliations contained items that required
enhanced explanations and that were not fully resolved within 90 calendar
days of original identification.

As to the issue identified at Section 229.1122(d)(1)(iv), SunTrust Mortgage,
Inc. maintained fidelity bond coverage in the amount of $150MM throughout
calendar year 2007, which was determined to be insufficient according to
applicable FNMA transaction agreement terms. This deficiency was an issue
for limited portions of the year and resulted from an increase in the volume
of the servicing portfolio. SunTrust Mortgage, Inc. has requested a waiver from
FNMA stating this coverage amount is adequate without regard for the size of
the residential servicing portfolio, subject to an annual FNMA review. FNMA
has verbally agreed to this request, and SunTrust Mortgage, Inc. is working to
formalize this agreement. Regarding the issue identified at Section
229.1122(d)(2)(vii), SunTrust Mortgage, Inc. has enhanced its procedures and
controls around the relevant reconciliation process to prevent any future
compliance concerns.

The following instances of non-compliance have been identified by Washington
Mutual Bank for the year ended December 31, 2007 and with respect to the
following provisions of Regulation AB Item 1122(d):

    a. Item 1122(d)(2)(vii)(D). Approximately 532 account reconciliations out
       of approximately 60,000 statements (or approximately 0.9%) with
       reconciling items were not resolved within 90 days of their
       identification, due to the migration of functions to personnel in a
       separate geographic location.  All such reconciling items have been
       resolved in the meantime and processes and procedures are in place to
       provide for on-going compliance with this requirement;

    b. Item 1122(d)(3)(i)(B) and (3)(ii). A programming change resulted in the
       miscalculation of some liquidation proceeds and the failure to include
       other liquidation proceeds, in the aggregate amount of approximately
       $9,694,614, in the September 2007 distribution with respect to 13
       securitizations subject to Regulation AB.  Washington Mutual Bank in
       each of the securitizations remitted the applicable shortfall amount on
       October 1, 2007 to the applicable Trustee as required by the applicable
       pooling and servicing agreement.  The programming error was corrected in
       October 2007;

    c. Item 1122(d)(3)(ii). Prepayment fees due to investors in 16 or more
       securitizations subject to Regulation AB were calculated incorrectly on
       certain loans with deferred interest, resulting in a shortfall in the
       distributions to those investors in an aggregate amount that is not
       expected to exceed $500,000. In addition, Washington Mutual Bank has
       determined that under certain circumstances, their automated loan
       servicing system calculates the applicable interest to be used to
       determine prepayment premiums inconsistently with the requirements of
       certain mortgage loan notes, which could result in the underpayment of
       prepayment premiums due to certificateholders in prepayment premium
       classes under the terms of the applicable transaction agreements.
       Approximately 15 loans in 8 securitizations subject to Regulation AB
       have been identified that may have been affected in 2007. Any amounts
       due as the result of these miscalculations will be delivered to the
       applicable Trustee for distribution to the affected investors once
       analysis of these matters has been completed and the amounts due in the
       case of each securitization have been determined. Processes and
       procedures are currently being implemented to provide for more accurate
       calculation of prepayment fees and the servicer is making changes to its
       automated servicing system to provide for some of the identified
       variations in the terms of mortgage note prepayment requirements;

    d. Item 1122(d)(4)(vii). With respect to 4 series of mortgage-backed
       securities, Washington Mutual Bank recently self-identified foreclosure
       cases initiated in connection with approximately 175 loans where
       Washington Mutual Bank did not expressly disclose the interests in the
       loans of the applicable trustees. To the extent necessary under
       applicable law and court rules, Washington Mutual Bank will promptly
       move to amend those foreclosure pleadings.  Investors will be made whole
       if any direct losses or additional costs and expenses are incurred as a
       result of the failure to identify the interests of the trusts in the
       loans in any proceeding in which applicable law or court rules the
       trusts' interests must be disclosed.  Washington Mutual Bank will
       conduct further research and if additional loans are identified that
       were treated similarly, Washington Mutual Bank will make the applicable
       trusts whole if any losses arise from such treatment; and

    e. Item 1122(d)(4)(xiv). Delinquent second lien mortgage loans were not
       charged off at 180 days as required by the applicable pooling and
       servicing agreements in the case of two securitizations subject to
       Reg AB. All such mortgage loans were charged off as required upon
       identification of the non-compliance.  Processes and procedures have
       been put in place to provide for on-going compliance with this
       requirement.



Item 1123 of Regulation AB, Servicer Compliance Statement.

The servicer compliance statements disclose the following failure of one of the
servicers to fulfill its obligations under the applicable agreements in all
material respects:

SunTrust Mortgage, Inc., as servicer ("SunTrust"), was obligated under the flow
sale and servicing agreement, dated as of May 1, 2002, as amended, between
SunTrust and Bank of America, National Association, to maintain fidelity bond
coverage in a minimum amount acceptable to Fannie Mae and Freddie Mac. SunTrust
maintained fidelity bond coverage in the amount of $150,000,000 throughout
calendar year 2007, which was determined to be insufficient according to
applicable Fannie Mae transaction agreement terms. This deficiency was an issue
for limited portions of the year and resulted from an increase in the volume of
the servicing portfolio. SunTrust has requested a waiver from Fannie Mae
stating this coverage amount is adequate without regard for the size of the
residential servicing portfolio, subject to an annual Fannie Mae review. Fannie
Mae has verbally agreed to this request, and SunTrust is working to formalize
this agreement.



                               Part IV

  Item 15. Exhibits, Financial Statement Schedules.

  (a) Exhibits.

  (4.1) Pooling and Servicing Agreement, dated September 27, 2007, by and
  among Banc of America Funding Corporation, Wells Fargo Bank, N.A. and U.S.
  Bank National Association (including exhibits), incorporated by reference
  from Exhibit 4.1 of the issuing entity's Current Report on Form 8-K filed on
  October 12, 2007.

  (4.2) Mortgage Loan Purchase Agreement, dated September 27, 2007, between
  Banc of America Funding Corporation and Bank of America, National
  Association, incorporated by reference from Exhibit 4.2 of the issuing
  entity's Current Report on Form 8-K filed on October 12, 2007.

  (10.1) Servicing Agreement, dated September 27, 2007, between Banc of
  America Funding Corporation and Bank of America, National Association,
  incorporated by reference from Exhibit 10.1 of the issuing entity's Current
  Report on Form 8-K filed on October 12, 2007.

  (10.2) (A) Flow Sale and Servicing Agreement, dated as of February 1, 2004,
  by and between Bank of America, National Association (as successor in
  interest to Banc of America Mortgage Capital Corporation) and SunTrust
  Mortgage, Inc., incorporated by reference from Exhibit 10.2(A) of the
  issuing entity's Current Report on Form 8-K filed on October 12, 2007.

  (10.2) (B) Amendment No. 1, dated as of June 1, 2004, by and between Bank of
  America, National Association and SunTrust Mortgage, Inc., incorporated by
  reference from Exhibit 10.2(B) of the issuing entity's Current Report on
  Form 8-K filed on October 12, 2007.

  (10.2) (C) Master Assignment, Assumption and Recognition Agreement, dated
  September 1, 2004, by and among of Banc of America Mortgage Capital
  Corporation, SunTrust Mortgage, Inc., Bank of America, National Association
  and Wachovia Bank, National Association, incorporated by reference from
  Exhibit 10.2(C) of the issuing entity's Current Report on Form 8-K filed on
  October 12, 2007.

  (10.2) (D) Amendment No. 2, dated as of November 1, 2004, by and between
  Bank of America, National Association and SunTrust Mortgage, Inc.,
  incorporated by reference from Exhibit 10.2(D) of the issuing entity's
  Current Report on Form 8-K filed on October 12, 2007.

  (10.2) (E) Regulation AB Compliance Addendum to the Flow Sale and Servicing
  Agreement, dated as of January 1, 2006, by and between Bank of America,
  National Association and SunTrust Mortgage, Inc., incorporated by reference
  from Exhibit 10.2(E) of the issuing entity's Current Report on Form 8-K
  filed on October 12, 2007.

  (10.2) (F) Assignment, Assumption and Recognition Agreement, dated September
  27, 2007, among Bank of America, National Association, Banc of America
  Funding Corporation, U.S. Bank National Association and SunTrust Mortgage,
  Inc., incorporated by reference from Exhibit 10.2(F) of the issuing entity's
  Current Report on Form 8-K filed on October 12, 2007.

  (10.3) (A) Servicing Agreement, dated as of July 1, 2006, by and between
  Bank of America, National Association and Wells Fargo Bank, N.A.,
  incorporated by reference from Exhibit 10.3(A) of the issuing entity's
  Current Report on Form 8-K filed on October 12, 2007.

  (10.3) (B) Assignment, Assumption and Recognition Agreement, dated October 1,
  2007, among Bank of America, National Association, Banc of America Funding
  Corporation, U.S. Bank National Association and Wells Fargo Bank, N.A.,
  incorporated by reference from Exhibit 10.3(B) of the issuing entity's
  Current Report on Form 8-K filed on October 12, 2007.

  (31) Rule 13a-14(d)/15d-14(d) Certification.

  (33) Reports on assessment of compliance with servicing criteria for
  asset-backed securities.


    <TABLE>
    
      <c>

    33.1 Assurant, Inc. as Sub-Contractor for Washington Mutual Bank
    33.2 Bank of America, National Association as Servicer
    33.3 SunTrust Bank as Sub-Contractor for SunTrust Mortgage, Inc.
    33.4 SunTrust Mortgage, Inc. as Servicer
    33.5 U.S. Bank National Association as Custodian
    33.6 Washington Mutual Bank as Servicer
    33.7 Wells Fargo Bank, N.A. as Servicer
    33.8 Wells Fargo Bank, N.A. as Master Servicer and Securities Administrator
    33.9 ZC Sterling Insurance Agency, Inc. as Sub-Contractor for SunTrust Mortgage, Inc.

    </TABLE>


  (34) Attestation reports on assessment of compliance with servicing criteria
  for asset-backed securities.


    <TABLE>
    
      <c>

    34.1 Assurant, Inc. as Sub-Contractor for Washington Mutual Bank
    34.2 Bank of America, National Association as Servicer
    34.3 SunTrust Bank as Sub-Contractor for SunTrust Mortgage, Inc.
    34.4 SunTrust Mortgage, Inc. as Servicer
    34.5 U.S. Bank National Association as Custodian
    34.6 Washington Mutual Bank as Servicer
    34.7 Wells Fargo Bank, N.A. as Servicer
    34.8 Wells Fargo Bank, N.A. as Master Servicer and Securities Administrator
    34.9 ZC Sterling Insurance Agency, Inc. as Sub-Contractor for SunTrust Mortgage, Inc.

    </TABLE>


   (35) Servicer compliance statement.


    <TABLE>
    
       <c>

    35.1 Bank of America, National Association as Servicer
    35.2 SunTrust Mortgage, Inc. as Servicer
    35.3 Washington Mutual Bank as Servicer
    35.4 Wells Fargo Bank, N.A. as Servicer
    35.5 Wells Fargo Bank, N.A. as Master Servicer and Securities Administrator

    </TABLE>


   (b) Not applicable.

   (c) Omitted.



                          SIGNATURES


  Pursuant to the requirements of Section 13 or 15(d) of the Securities
  Exchange Act of 1934, the registrant has duly caused this report to be
  signed on its behalf by the undersigned, thereunto duly authorized.


   Banc of America Funding 2007-8 Trust
   (Issuing Entity)

   Wells Fargo Bank, N.A.
   (Master Servicer)

   /s/ Kelly Rentz
   Kelly Rentz, Vice President
   (senior officer in charge of the servicing function of the master
   servicer)


    Date:   March 27, 2008



  Exhibit Index

  Exhibit No.


   (4.1) Pooling and Servicing Agreement, dated September 27, 2007, by and
   among Banc of America Funding Corporation, Wells Fargo Bank, N.A. and U.S.
   Bank National Association (including exhibits), incorporated by reference
   from Exhibit 4.1 of the issuing entity's Current Report on Form 8-K filed
   on October 12, 2007.

   (4.2) Mortgage Loan Purchase Agreement, dated September 27, 2007, between
   Banc of America Funding Corporation and Bank of America, National
   Association, incorporated by reference from Exhibit 4.2 of the issuing
   entity's Current Report on Form 8-K filed on October 12, 2007.

   (10.1) Servicing Agreement, dated September 27, 2007, between Banc of
   America Funding Corporation and Bank of America, National Association,
   incorporated by reference from Exhibit 10.1 of the issuing entity's Current
   Report on Form 8-K filed on October 12, 2007.

   (10.2) (A) Flow Sale and Servicing Agreement, dated as of February 1, 2004,
   by and between Bank of America, National Association (as successor in
   interest to Banc of America Mortgage Capital Corporation) and SunTrust
   Mortgage, Inc., incorporated by reference from Exhibit 10.2(A) of the
   issuing entity's Current Report on Form 8-K filed on October 12, 2007.

   (10.2) (B) Amendment No. 1, dated as of June 1, 2004, by and between Bank
   of America, National Association and SunTrust Mortgage, Inc., incorporated
   by reference from Exhibit 10.2(B) of the issuing entity's Current Report on
   Form 8-K filed on October 12, 2007.

   (10.2) (C) Master Assignment, Assumption and Recognition Agreement, dated
   September 1, 2004, by and among of Banc of America Mortgage Capital
   Corporation, SunTrust Mortgage, Inc., Bank of America, National Association
   and Wachovia Bank, National Association, incorporated by reference from
   Exhibit 10.2(C) of the issuing entity's Current Report on Form 8-K filed on
   October 12, 2007.

   (10.2) (D) Amendment No. 2, dated as of November 1, 2004, by and between
   Bank of America, National Association and SunTrust Mortgage, Inc.,
   incorporated by reference from Exhibit 10.2(D) of the issuing entity's
   Current Report on Form 8-K filed on October 12, 2007.

   (10.2) (E) Regulation AB Compliance Addendum to the Flow Sale and Servicing
   Agreement, dated as of January 1, 2006, by and between Bank of America,
   National Association and SunTrust Mortgage, Inc., incorporated by reference
   from Exhibit 10.2(E) of the issuing entity's Current Report on Form 8-K
   filed on October 12, 2007.

   (10.2) (F) Assignment, Assumption and Recognition Agreement, dated
   September 27, 2007, among Bank of America, National Association, Banc of
   America Funding Corporation, U.S. Bank National Association and SunTrust
   Mortgage, Inc., incorporated by reference from Exhibit 10.2(F) of the
   issuing entity's Current Report on Form 8-K filed on October 12, 2007.

   (10.3) (A) Servicing Agreement, dated as of July 1, 2006, by and between
   Bank of America, National Association and Wells Fargo Bank, N.A.,
   incorporated by reference from Exhibit 10.3(A) of the issuing entity's
   Current Report on Form 8-K filed on October 12, 2007.

   (10.3) (B) Assignment, Assumption and Recognition Agreement, dated October
   1, 2007, among Bank of America, National Association, Banc of America
   Funding Corporation, U.S. Bank National Association and Wells Fargo Bank,
   N.A., incorporated by reference from Exhibit 10.3(B) of the issuing entity's
   Current Report on Form 8-K filed on October 12, 2007.

   (31) Rule 13a-14(d)/15d-14(d) Certification.

   (33) Reports on assessment of compliance with servicing criteria for
   asset-backed securities.


    <TABLE>

    
      <c>
    33.1 Assurant, Inc. as Sub-Contractor for Washington Mutual Bank
    33.2 Bank of America, National Association as Servicer
    33.3 SunTrust Bank as Sub-Contractor for SunTrust Mortgage, Inc.
    33.4 SunTrust Mortgage, Inc. as Servicer
    33.5 U.S. Bank National Association as Custodian
    33.6 Washington Mutual Bank as Servicer
    33.7 Wells Fargo Bank, N.A. as Servicer
    33.8 Wells Fargo Bank, N.A. as Master Servicer and Securities Administrator
    33.9 ZC Sterling Insurance Agency, Inc. as Sub-Contractor for SunTrust Mortgage, Inc.

    </TABLE>

   (34) Attestation reports on assessment of compliance with servicing
   criteria for asset-backed securities.


    <TABLE>

    
      <c>
    34.1 Assurant, Inc. as Sub-Contractor for Washington Mutual Bank
    34.2 Bank of America, National Association as Servicer
    34.3 SunTrust Bank as Sub-Contractor for SunTrust Mortgage, Inc.
    34.4 SunTrust Mortgage, Inc. as Servicer
    34.5 U.S. Bank National Association as Custodian
    34.6 Washington Mutual Bank as Servicer
    34.7 Wells Fargo Bank, N.A. as Servicer
    34.8 Wells Fargo Bank, N.A. as Master Servicer and Securities Administrator
    34.9 ZC Sterling Insurance Agency, Inc. as Sub-Contractor for SunTrust Mortgage, Inc.

    </TABLE>

   (35) Servicer compliance statement.


    <TABLE>

    
       <c>
    35.1 Bank of America, National Association as Servicer
    35.2 SunTrust Mortgage, Inc. as Servicer
    35.3 Washington Mutual Bank as Servicer
    35.4 Wells Fargo Bank, N.A. as Servicer
    35.5 Wells Fargo Bank, N.A. as Master Servicer and Securities Administrator

    </TABLE>