Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

Fourth Quarter 2011 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 7,357 6,290 1,067 18 4 1,545 3,768 732 59 Number of FDIC-Supervised 4,597 4,149 448 9 0 1,080 2,422 322 36 Total Assets $ 13,883 12,640 1,244 539 3,456 216 4,083 829 97 Total Loans $ 7,466 6,710 755 444 1,251 130 2,713 482 71 Domestic Deposits $ 8,755 7,826 929 248 1,359 180 3,132 608 83 Bank Net Income (QTR) $ 26.340 24.344 1.997 4.197 5.198 0.560 4.597 1.051 0.338 Percent Profitable (QTR) % 81.1 81.4 79.3 94.4 100.0 89.5 75.3 83.1 86.4 Average Return on Assets (QTR) % 0.76 0.77 0.64 3.14 0.60 1.05 0.45 0.51 1.40 Average Return on Equity (QTR) % 6.78 6.92 5.42 20.30 6.78 9.28 3.84 4.90 14.02 Net Interest Margin (QTR) % 3.57 3.59 3.43 10.49 2.92 3.86 3.81 2.93 4.55 Equity to Assets % 11.18 11.12 11.87 15.11 8.89 11.22 11.71 10.40 9.82 Noncurrent Loan Rate - Total Loans * % 4.09 4.14 3.66 1.71 4.20 1.70 3.51 3.86 1.67  Real Estate Loans % 6.42 6.77 4.33 5.14 8.89 2.19 4.63 4.11 1.75  C&I Loans % 1.29 1.26 1.88 1.92 1.28 1.96 1.52 1.49 0.75  Consumer Loans % 1.41 1.45 1.00 1.71 1.56 0.64 1.42 0.55 1.69 Coverage Ratio ** % 62.52 64.19 45.68 297.84 89.17 93.64 59.37 37.37 120.96 Net Charge-Off Rate - All Loans (QTR) % 1.37 1.42 0.98 4.34 1.72 0.49 1.09 0.89 1.88  Real Estate Loans (QTR) % 1.24 1.31 0.78 7.65 1.45 0.55 1.20 0.87 2.37  C&I Loans (QTR) % 0.78 0.76 0.98 5.56 0.73 0.90 0.84 1.37 5.62  Consumer Loans (QTR) % 2.91 2.96 2.28 4.31 4.25 0.68 1.29 1.13 1.55 Fourth Quarter 2010

Number of FDIC-Insured 7,658 6,530 1,128 22 4 1,559 4,085 718 73 Number of FDIC-Supervised 4,715 4,318 397 8 0 1,085 2,615 272 43 

Total Assets $ 13,319 12,066 1,253 705 3,038 200 4,095 789 114 

Total Loans $ 7,375 6,595 780 610 1,050 126 2,783 467 87 

Domestic Deposits $ 7,873 6,965 908 267 1,011 166 3,088 543 91 

Bank Net Income (QTR) $ 21.404 19.411 1.992 4.861 4.593 0.417 0.793 1.166 0.419 

Percent Profitable (QTR) % 72.9 72.6 74.5 86.4 100.0 84.8 64.8 78.0 87.7 

Average Return on Assets (QTR) % 0.64 0.64 0.64 2.78 0.60 0.85 0.08 0.60 1.46 

Average Return on Equity (QTR) % 5.75 5.78 5.45 18.78 6.68 7.60 0.67 5.92 13.38 

Net Interest Margin (QTR) % 3.69 3.72 3.38 10.79 2.58 3.95 3.83 3.00 4.45 

Equity to Assets % 11.15 11.09 11.73 14.96 8.93 10.86 11.40 10.05 11.00 

Noncurrent Loan Rate - Total Loans * % 4.87 4.96 4.12 2.20 6.30 1.85 4.32 4.23 1.44 

 Real Estate Loans % 7.03 7.41 4.76 5.67 10.27 2.35 5.46 4.45 2.03 

 C&I Loans % 2.45 2.43 2.72 2.46 4.57 2.17 2.20 1.55 0.73 

 Consumer Loans % 1.76 1.80 1.16 2.25 1.86 0.68 1.28 0.65 1.25 

Coverage Ratio ** % 64.47 66.68 41.96 372.36 62.81 84.97 57.51 34.26 173.56 Net Charge-Off Rate - All Loans (QTR) % 2.30 2.40 1.42 7.68 2.25 0.73 2.02 1.06 2.32 

 Real Estate Loans (QTR) % 2.00 2.16 1.06 5.99 2.96 0.72 2.23 0.99 1.71 

 C&I Loans (QTR) % 1.54 1.48 2.53 9.21 1.40 1.56 1.63 0.99 4.82 

 Consumer Loans (QTR) % 4.80 4.90 3.36 7.84 3.45 0.86 1.83 3.05 2.38 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance