Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

First Quarter 2017 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 5,856 5,060 796 13 4 1,397 2,988 454 61 310 563 66

Number of FDIC-Supervised 3,744 3,356 388 8 0 993 1,949 216 44 182 329 23

Total Assets $ 16,966 15,790 1,176 506 4,001 270 5,732 339 258 52 103 5,704

Total Loans $ 9,297 8,598 699 396 1,450 179 3,981 208 181 15 58 2,830

Domestic Deposits $ 11,813 10,880 933 271 1,940 225 4,525 269 217 43 87 4,235

Bank Net Income (QTR) $ 43.971 40.771 3.200 2.655 9.356 0.798 14.046 0.758 0.692 0.327 0.232 15.108

Percent Profitable (QTR) % 95.9 96.5 92.0 100.0 100.0 97.4 96.4 91.6 88.5 92.3 95.0 100.0

Average Return on Assets (QTR) % 1.04 1.04 1.10 2.07 0.94 1.19 0.99 0.91 1.08 2.52 0.91 1.06

Average Return on Equity (QTR) % 9.37 9.32 10.21 13.64 9.39 10.56 8.32 8.28 10.67 17.02 7.92 9.87

Net Interest Margin (QTR) % 3.19 3.14 3.72 10.85 2.42 3.61 3.35 2.88 3.50 2.68 3.44 2.81

Equity to Assets % 11.15 11.18 10.73 15.53 10.03 11.31 11.91 10.88 10.14 14.78 11.53 10.80

Noncurrent Loan Rate - Total Loans * % 1.34 1.32 1.69 1.45 1.46 1.08 1.01 2.98 0.91 1.37 1.15 1.67

 Real Estate Loans % 1.82 1.81 1.97 0.61 2.62 1.00 1.03 3.25 1.41 1.53 1.25 2.96

 C&I Loans % 1.21 1.22 0.85 0.90 1.23 1.52 1.26 0.83 0.57 1.49 1.11 1.12

 Loans to Individuals % 0.91 0.87 1.31 1.47 0.99 0.56 0.73 0.45 0.59 0.79 0.68 0.62

Coverage Ratio ** % 97.46 98.50 87.46 292.73 98.81 134.17 109.60 27.81 108.17 114.74 112.39 69.72

Net Charge-Off Rate - All Loans (QTR) % 0.49 0.47 0.74 3.93 0.66 0.09 0.20 0.09 0.65 0.12 0.13 0.38

 Real Estate Loans (QTR) % 0.04 0.04 0.04 0.03 0.07 0.02 0.03 0.05 0.01 0.06 0.04 0.04

 C&I Loans (QTR) % 0.32 0.30 0.91 2.82 0.20 0.26 0.37 0.28 0.85 -0.04 0.37 0.24

 Loans to Individuals (QTR) % 2.34 2.26 3.13 3.97 3.19 0.38 1.07 1.12 1.02 0.41 0.48 1.70

First Quarter 2016

Number of FDIC-Insured 6,122 5,289 833 14 5 1,459 3,045 502 60 336 635 66

Number of FDIC-Supervised 3,911 3,510 401 8 0 1,035 1,992 236 41 192 382 25

Total Assets $ 16,293 15,203 1,091 540 4,015 276 5,742 405 193 60 113 4,951

Total Loans $ 8,939 8,272 667 409 1,430 183 3,937 253 136 17 62 2,511

Domestic Deposits $ 11,106 10,246 861 311 1,854 229 4,443 323 163 49 95 3,641

Bank Net Income (QTR) $ 39.010 35.642 3.368 3.750 8.195 0.834 12.874 0.970 0.510 0.350 0.248 11.280

Percent Profitable (QTR) % 94.9 95.5 91.1 100.0 100.0 97.3 95.0 91.0 96.7 92.0 92.8 97.0

Average Return on Assets (QTR) % 0.97 0.95 1.25 2.75 0.83 1.21 0.90 0.97 1.08 2.35 0.89 0.92

Average Return on Equity (QTR) % 8.61 8.42 11.31 18.92 8.33 10.56 7.67 8.55 10.70 15.93 7.49 8.19

Net Interest Margin (QTR) % 3.10 3.05 3.70 9.73 2.36 3.64 3.28 2.81 3.69 2.68 3.51 2.68

Equity to Assets % 11.25 11.27 11.05 14.83 9.89 11.57 11.82 11.37 10.02 14.65 11.90 11.28

Noncurrent Loan Rate - Total Loans * % 1.58 1.57 1.74 1.16 1.80 0.91 1.21 2.56 1.21 1.39 1.34 2.08

 Real Estate Loans % 2.32 2.34 2.12 0.51 3.41 0.95 1.37 2.82 3.28 1.63 1.48 3.91

 C&I Loans % 1.24 1.26 0.78 0.65 1.34 1.28 1.29 0.83 0.21 1.10 1.39 1.16

 Loans to Individuals % 0.82 0.79 1.08 1.21 0.98 0.58 0.67 0.34 0.56 0.69 0.61 0.56

Coverage Ratio ** % 85.46 85.90 80.54 294.19 87.48 154.26 97.80 34.94 94.55 119.98 103.63 57.61

Net Charge-Off Rate - All Loans (QTR) % 0.46 0.45 0.60 3.07 0.57 0.10 0.20 0.06 0.68 0.07 0.16 0.42

 Real Estate Loans (QTR) % 0.07 0.07 0.04 -0.10 0.10 0.03 0.04 0.04 0.16 0.01 0.09 0.11

 C&I Loans (QTR) % 0.40 0.38 0.79 2.01 0.41 0.16 0.34 0.07 -0.01 -0.01 0.12 0.40

 Loans to Individuals (QTR) % 1.94 1.89 2.42 3.18 2.43 0.41 0.97 0.60 0.94 0.43 0.55 1.56

* Nonaccruing loans and loans past due 90+ days.

** Loss reserve as a percentage of noncurrent loans.

 Statistics At A Glance

 As of March 31, 2017

Asset Concentration Group

See back of page for FDIC historical trends.