Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

Fourth Quarter 2012 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 7,083 6,096 987 19 5 1,537 3,497 660 51 Number of FDIC-Supervised 4,460 4,020 440 10 0 1,066 2,281 300 33 Total Assets $ 14,451 13,391 1,060 601 3,808 240 4,339 628 102 Total Loans $ 7,696 7,048 648 479 1,296 145 2,901 379 71 Domestic Deposits $ 9,447 8,644 803 313 1,555 200 3,373 481 84 Bank Net Income (QTR) $ 34.667 31.996 2.670 4.551 6.667 0.665 9.621 1.349 0.296 Percent Profitable (QTR) % 86.0 86.6 82.5 100.0 100.0 91.0 84.6 82.7 84.3 Average Return on Assets (QTR) % 0.97 0.96 1.01 3.08 0.70 1.13 0.90 0.86 1.18 Average Return on Equity (QTR) % 8.59 8.60 8.45 20.88 7.77 9.96 7.45 7.69 12.08 Net Interest Margin (QTR) % 3.32 3.33 3.24 8.90 2.52 3.71 3.65 2.97 3.96 Equity to Assets % 11.17 11.11 11.94 14.68 8.93 11.14 11.93 11.09 9.58 Noncurrent Loan Rate - Total Loans * % 3.60 3.62 3.32 1.39 3.82 1.27 2.54 3.82 1.17  Real Estate Loans % 6.00 6.25 4.08 3.93 8.69 1.67 3.50 4.10 2.12  C&I Loans % 0.87 0.85 1.42 1.33 0.95 1.47 1.00 1.74 1.51  Loans to Individuals % 1.16 1.16 1.11 1.40 1.33 0.57 0.73 0.95 0.83 Coverage Ratio ** % 58.54 59.59 46.02 293.66 78.07 118.67 69.15 36.98 156.85 Net Charge-Off Rate - All Loans (QTR) % 0.97 0.99 0.83 3.55 1.04 0.34 0.70 0.59 1.50  Real Estate Loans (QTR) % 0.84 0.89 0.53 3.26 0.96 0.36 0.78 0.58 2.25  C&I Loans (QTR) % 0.42 0.39 1.26 3.38 0.03 0.78 0.49 0.67 1.29  Loans to Individuals (QTR) % 2.48 2.49 2.31 3.58 3.24 0.54 1.02 1.57 1.23 Fourth Quarter 2011

Number of FDIC-Insured 7,357 6,291 1,066 18 4 1,545 3,770 731 59 Number of FDIC-Supervised 4,598 4,151 447 9 0 1,080 2,424 322 36 

Total Assets $ 13,892 12,649 1,243 539 3,456 216 4,087 825 97 

Total Loans $ 7,474 6,719 755 444 1,251 130 2,716 481 71 

Domestic Deposits $ 8,758 7,829 929 248 1,359 180 3,137 606 83 

Bank Net Income (QTR) $ 25.323 23.660 1.663 4.192 5.198 0.551 3.907 0.990 0.337 

Percent Profitable (QTR) % 79.8 80.1 78.0 94.4 100.0 88.8 73.5 82.2 83.1 

Average Return on Assets (QTR) % 0.73 0.75 0.54 3.13 0.60 1.04 0.38 0.48 1.39 

Average Return on Equity (QTR) % 6.52 6.73 4.52 20.28 6.78 9.12 3.27 4.63 13.97 

Net Interest Margin (QTR) % 3.57 3.59 3.42 10.51 2.92 3.86 3.81 2.92 4.56 

Equity to Assets % 11.16 11.10 11.84 15.11 8.89 11.22 11.69 10.39 9.82 

Noncurrent Loan Rate - Total Loans * % 4.19 4.25 3.67 1.71 4.22 1.70 3.53 3.89 1.68 

 Real Estate Loans % 6.60 6.98 4.34 5.14 8.90 2.19 4.66 4.14 1.75 

 C&I Loans % 1.29 1.26 1.88 1.92 1.37 1.99 1.49 1.50 0.75 

 Loans to Individuals % 1.41 1.45 1.01 1.71 1.56 0.64 1.42 0.54 1.69 

Coverage Ratio ** % 61.01 62.50 45.59 297.84 88.71 93.73 59.35 37.18 120.95 Net Charge-Off Rate - All Loans (QTR) % 1.38 1.43 0.99 4.34 1.72 0.51 1.12 0.90 1.88 

 Real Estate Loans (QTR) % 1.26 1.33 0.79 7.65 1.45 0.57 1.25 0.88 2.37 

 C&I Loans (QTR) % 0.78 0.77 1.01 5.56 0.73 0.93 0.85 1.36 5.62 

 Loans to Individuals (QTR) % 2.91 2.96 2.28 4.31 4.25 0.68 1.28 1.17 1.55 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance