Dollar Amounts in Billions 

All Insured Commercial Savings International Agricultural Credit Card Commercial Mortgage Consumer S

Third Quarter 2006 Institutions Banks Institutions Banks Banks Lenders Lenders Lenders Lenders <

Number of FDIC-Insured 8,743 7,450 1,293 4 1,691 29 4,711 846 125 Number of FDIC-Supervised 5,237 4,796 441 0 1,173 11 2,842 339 65 Total Assets $ 11,758 9,765 1,992 2,129 152 382 4,671 1,792 107 Total Loans $ 7,169 5,735 1,434 887 102 272 3,255 1,261 85 Domestic Deposits $ 6,475 5,323 1,152 601 122 70 3,217 1,019 76 Net Income (QTR) $ 37.629 32.468 5.160 4.815 0.492 3.879 15.333 4.651 0.419 Percent Profitable (QTR) % 92.6 93.1 89.6 100.0 97.0 96.6 92.3 89.1 92.0 Average Return on Assets (QTR) % 1.29 1.34 1.06 0.92 1.31 4.09 1.32 1.06 1.60 Average Return on Equity (QTR) % 12.47 13.06 9.68 11.77 12.11 15.07 12.91 9.98 16.22 Net Interest Margin (QTR) % 3.38 3.48 2.90 2.44 4.06 9.54 3.78 2.63 4.95 Equity to Assets % 10.46 10.36 10.91 7.82 10.94 27.18 10.39 10.53 9.77 Noncurrent Loan Rate - Total Loans * % 0.73 0.74 0.71 0.90 0.86 1.90 0.64 0.65 0.77  Real Estate Loans % 0.70 0.71 0.69 1.08 0.87 1.84 0.65 0.64 0.69  C&I Loans % 0.73 0.72 0.97 0.78 1.39 1.59 0.70 0.89 1.19  Consumer Loans % 1.17 1.22 0.75 1.54 0.75 1.94 0.66 0.62 0.77 Coverage Ratio ** % 148.42 163.68 85.10 141.80 157.34 213.38 174.16 69.03 169.54 Net Charge-Off Rate - All Loans (QTR) % 0.40 0.43 0.27 0.64 0.15 3.86 0.19 0.18 1.21  Real Estate Loans (QTR) % 0.07 0.07 0.06 0.13 0.05 0.76 0.08 0.06 0.10  C&I Loans (QTR) % 0.30 0.27 0.73 0.08 0.36 3.46 0.30 0.14 3.88  Consumer Loans (QTR) % 2.25 2.23 2.41 2.70 0.60 3.98 0.88 2.49 1.52 Third Quarter 2005

Number of FDIC-Insured 8,858 7,541 1,317 4 1,733 29 4,557 928 125 Number of FDIC-Supervised 5,247 4,796 451 0 1,199 10 2,733 376 70 

Total Assets $ 10,701 8,904 1,797 1,839 143 360 3,667 1,677 109 

Total Loans $ 6,577 5,266 1,311 816 94 267 2,572 1,198 85 

Domestic Deposits $ 6,066 5,014 1,052 562 115 97 2,588 955 65 

Net Income (QTR) $ 34.659 29.803 4.856 4.632 0.473 2.892 12.571 4.242 0.474 

Percent Profitable (QTR) % 93.9 94.2 92.3 100.0 97.6 93.1 93.5 92.6 96.0 

Average Return on Assets (QTR) % 1.31 1.35 1.10 1.02 1.33 3.16 1.39 1.03 1.76 

Average Return on Equity (QTR) % 12.70 13.30 9.92 12.34 12.23 14.43 13.54 9.58 18.23 

Net Interest Margin (QTR) % 3.50 3.60 3.03 2.55 4.16 9.01 3.97 2.75 4.75 

Equity to Assets % 10.25 10.10 10.99 8.23 10.86 22.07 10.21 10.67 9.58 

Noncurrent Loan Rate - Total Loans * % 0.74 0.75 0.69 1.02 0.88 1.83 0.61 0.73 0.67 

 Real Estate Loans % 0.67 0.66 0.69 1.07 0.85 1.00 0.56 0.75 0.51 

 C&I Loans % 0.89 0.88 1.01 1.27 1.48 1.15 0.83 0.84 0.80 

 Consumer Loans % 1.13 1.20 0.58 1.49 0.80 1.92 0.51 0.37 0.72 

Coverage Ratio ** % 162.98 179.00 92.83 146.29 158.50 253.52 199.38 64.53 256.39 Net Charge-Off Rate - All Loans (QTR) % 0.51 0.59 0.20 1.19 0.16 4.28 0.23 0.10 1.39 

 Real Estate Loans (QTR) % 0.05 0.06 0.02 0.08 0.03 0.19 0.07 0.02 0.10 

 C&I Loans (QTR) % 0.25 0.20 1.04 -0.19 0.42 2.34 0.39 0.24 2.76 

 Consumer Loans (QTR) % 2.90 3.04 1.69 4.93 0.91 4.63 1.00 1.21 1.80 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance