Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

Fourth Quarter 2010 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 7,657 6,529 1,128 22 4 1,559 4,087 716 73 Number of FDIC-Supervised 4,715 4,317 398 8 0 1,085 2,616 272 43 Total Assets $ 13,321 12,068 1,254 705 3,038 200 4,099 789 114 Total Loans $ 7,376 6,595 781 610 1,050 126 2,784 467 87 Domestic Deposits $ 7,873 6,965 908 267 1,011 166 3,090 543 91 Bank Net Income (QTR) $ 21.656 19.474 2.181 4.847 4.593 0.435 2.568 1.219 0.416 Percent Profitable (QTR) % 74.9 74.6 76.5 86.4 100.0 86.0 67.7 79.3 87.7 Average Return on Assets (QTR) % 0.65 0.64 0.70 2.77 0.60 0.88 0.25 0.62 1.44 Average Return on Equity (QTR) % 5.81 5.79 5.96 18.72 6.68 7.92 2.18 6.19 13.28 Net Interest Margin (QTR) % 3.71 3.74 3.39 10.79 2.60 3.95 3.83 3.00 4.45 Equity to Assets % 11.16 11.10 11.75 14.96 8.93 10.87 11.44 10.06 11.02 Noncurrent Loan Rate - Total Loans * % 4.87 4.96 4.15 2.20 6.31 1.83 4.33 4.29 1.44  Real Estate Loans % 7.04 7.41 4.81 5.67 10.25 2.34 5.47 4.51 2.03  C&I Loans % 2.46 2.44 2.72 2.46 4.56 2.13 2.22 1.68 0.72  Consumer Loans % 1.77 1.82 1.16 2.25 1.94 0.68 1.29 0.66 1.25 Coverage Ratio ** % 64.18 66.43 41.44 372.36 62.79 85.19 56.78 33.65 173.47 Net Charge-Off Rate - All Loans (QTR) % 2.27 2.38 1.35 7.68 2.25 0.71 1.96 1.04 2.10  Real Estate Loans (QTR) % 1.97 2.13 0.99 5.99 2.96 0.70 2.16 0.97 1.70  C&I Loans (QTR) % 1.50 1.45 2.39 9.21 1.37 1.61 1.58 0.97 4.85  Consumer Loans (QTR) % 4.78 4.89 3.35 7.84 3.44 0.86 1.81 3.05 2.04 Fourth Quarter 2009

Number of FDIC-Insured 8,012 6,839 1,173 23 4 1,568 4,453 766 83 Number of FDIC-Supervised 4,941 4,533 408 8 0 1,082 2,860 300 46 

Total Assets $ 13,087 11,823 1,264 502 3,107 182 4,547 810 96 

Total Loans $ 7,282 6,495 787 359 1,084 118 3,124 485 76 

Domestic Deposits $ 7,697 6,803 894 241 962 149 3,377 527 78 

Bank Net Income (QTR) $ -1.836 -2.377 0.541 0.709 2.307 0.241 -9.482 1.318 0.076 

Percent Profitable (QTR) % 64.9 64.5 67.3 73.9 75.0 78.6 55.0 74.0 71.1 

Average Return on Assets (QTR) % -0.06 -0.08 0.17 0.58 0.29 0.54 -0.84 0.65 0.32 

Average Return on Equity (QTR) % -0.52 -0.74 1.60 2.65 3.41 4.83 -7.91 6.98 2.86 

Net Interest Margin (QTR) % 3.53 3.56 3.21 9.64 2.82 4.00 3.64 3.07 3.85 

Equity to Assets % 10.88 10.90 10.76 21.50 8.75 10.95 10.48 9.48 11.15 

Noncurrent Loan Rate - Total Loans * % 5.44 5.60 4.12 3.36 7.40 1.84 4.71 4.63 1.76 

 Real Estate Loans % 7.22 7.66 4.58 5.44 10.78 2.24 5.84 4.88 2.33 

 C&I Loans % 3.41 3.43 2.97 4.55 6.01 2.35 2.66 1.93 0.91 

 Consumer Loans % 2.18 2.23 1.56 3.61 2.43 0.97 1.33 1.32 1.62 

Coverage Ratio ** % 57.70 58.78 45.58 277.70 58.58 81.85 53.90 30.93 171.03 Net Charge-Off Rate - All Loans (QTR) % 3.00 3.14 1.89 9.50 3.59 1.04 2.59 1.34 2.66 

 Real Estate Loans (QTR) % 2.67 2.88 1.40 2.62 3.60 0.97 2.66 1.20 2.33 

 C&I Loans (QTR) % 2.71 2.66 3.63 15.77 2.79 2.41 2.55 1.47 6.61 

 Consumer Loans (QTR) % 5.60 5.71 4.38 10.02 6.38 1.59 2.62 4.16 2.44 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance