Dollar Amounts in Billions 

All Insured Commercial Savings International Agricultural Credit Card Commercial Mortgage Consumer S

First Quarter 2008 Institutions Banks Institutions Banks Banks Lenders Lenders Lenders Lenders <

Number of FDIC-Insured 8,494 7,240 1,254 6 1,550 26 4,749 807 102 Number of FDIC-Supervised 5,176 4,753 423 0 1,071 10 2,960 330 53 Total Assets $ 13,369 11,495 1,875 3,086 158 449 5,271 1,363 66 Total Loans $ 7,968 6,666 1,301 1,252 103 326 3,705 975 56 Domestic Deposits $ 7,069 5,937 1,132 800 128 145 3,492 781 54 Net Income (QTR) $ 19.347 19.302 0.045 2.600 0.466 5.189 10.197 -0.720 0.211 Percent Profitable (QTR) % 86.1 87.1 80.1 83.3 96.6 92.3 82.5 83.0 90.2 Average Return on Assets (QTR) % 0.59 0.68 0.01 0.35 1.20 4.60 0.78 -0.21 1.30 Average Return on Equity (QTR) % 5.72 6.71 0.09 4.44 10.66 20.59 6.87 -2.57 14.31 Net Interest Margin (QTR) % 3.33 3.38 3.02 2.83 3.84 8.64 3.67 2.73 4.90 Equity to Assets % 10.18 10.08 10.81 7.57 11.22 22.86 11.36 8.09 9.01 Noncurrent Loan Rate - Total Loans * % 1.71 1.60 2.24 1.55 1.27 2.22 1.76 2.39 0.83  Real Estate Loans % 2.19 2.12 2.44 2.33 1.46 2.05 2.25 2.48 0.63  C&I Loans % 0.79 0.78 1.06 0.47 1.55 2.82 0.87 1.14 0.81  Consumer Loans % 1.47 1.51 1.04 2.06 0.75 2.35 0.81 1.01 0.97 Coverage Ratio ** % 88.88 96.24 61.96 112.56 103.49 222.70 77.12 54.97 209.06 Net Charge-Off Rate - All Loans (QTR) % 0.99 0.95 1.19 1.13 0.14 4.97 0.70 1.15 1.78  Real Estate Loans (QTR) % 0.73 0.65 0.98 1.26 0.09 2.94 0.56 1.09 0.47  C&I Loans (QTR) % 0.67 0.63 1.40 0.29 0.30 6.65 0.65 1.11 4.50  Consumer Loans (QTR) % 3.07 3.02 3.51 3.08 0.51 5.16 2.17 2.50 2.33 First Quarter 2007

Number of FDIC-Insured 8,649 7,379 1,270 4 1,617 26 4,719 798 115 Number of FDIC-Supervised 5,215 4,782 433 0 1,120 10 2,903 315 61 

Total Assets $ 11,982 10,135 1,847 2,436 149 407 4,758 1,507 99 

Total Loans $ 7,278 5,972 1,306 1,056 99 297 3,315 1,040 77 

Domestic Deposits $ 6,695 5,523 1,172 683 122 102 3,295 956 76 

Net Income (QTR) $ 35.644 31.173 4.471 5.564 0.442 3.977 13.603 3.437 0.433 

Percent Profitable (QTR) % 91.0 91.9 85.7 100.0 96.0 88.5 90.5 86.0 92.2 

Average Return on Assets (QTR) % 1.20 1.24 0.97 0.93 1.19 3.84 1.15 0.91 1.77 

Average Return on Equity (QTR) % 11.33 12.07 7.94 12.10 11.02 15.93 10.20 9.07 17.24 

Net Interest Margin (QTR) % 3.32 3.38 3.02 2.46 3.91 8.18 3.72 2.71 5.03 

Equity to Assets % 10.58 10.27 12.29 7.67 10.87 24.50 11.33 10.15 10.25 

Noncurrent Loan Rate - Total Loans * % 0.84 0.83 0.89 0.87 1.04 1.82 0.77 0.84 0.68 

 Real Estate Loans % 0.91 0.91 0.91 1.13 1.05 2.08 0.86 0.86 0.35 

 C&I Loans % 0.62 0.61 0.78 0.41 1.55 1.97 0.64 0.73 1.06 

 Consumer Loans % 1.17 1.22 0.77 1.55 0.70 2.00 0.65 0.56 0.81 

Coverage Ratio ** % 127.97 139.88 77.16 125.21 130.87 212.70 145.46 59.61 210.26 Net Charge-Off Rate - All Loans (QTR) % 0.45 0.48 0.33 0.57 0.14 3.86 0.23 0.21 1.43 

 Real Estate Loans (QTR) % 0.10 0.11 0.08 0.21 0.04 1.57 0.10 0.09 0.14 

 C&I Loans (QTR) % 0.35 0.32 0.76 0.07 0.47 3.96 0.30 0.28 3.11 

 Consumer Loans (QTR) % 2.43 2.38 2.83 2.65 0.59 4.17 1.19 2.72 1.87 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance