Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

First Quarter 2013 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 7,019 6,048 971 16 5 1,491 3,483 619 49 Number of FDIC-Supervised 4,415 3,978 437 9 0 1,034 2,266 277 30 Total Assets $ 14,425 13,363 1,062 594 3,839 231 4,224 566 106 Total Loans $ 7,659 7,026 633 452 1,290 135 2,827 352 71 Domestic Deposits $ 9,427 8,616 810 309 1,545 194 3,305 421 89 Bank Net Income (QTR) $ 40.292 37.564 2.728 4.625 9.072 0.657 9.433 1.334 0.388 Percent Profitable (QTR) % 91.6 92.3 87.3 100.0 80.0 96.1 90.2 88.9 95.9 Average Return on Assets (QTR) % 1.12 1.12 1.03 3.10 0.95 1.14 0.89 0.94 1.49 Average Return on Equity (QTR) % 9.95 10.06 8.65 21.01 10.60 10.14 7.51 8.30 15.58 Net Interest Margin (QTR) % 3.27 3.27 3.36 9.42 2.44 3.50 3.55 2.89 3.94 Equity to Assets % 11.28 11.22 11.99 14.94 8.97 11.27 11.95 11.44 9.50 Noncurrent Loan Rate - Total Loans * % 3.41 3.43 3.14 1.37 3.59 1.31 2.42 3.54 1.28  Real Estate Loans % 5.71 5.95 3.84 1.74 8.25 1.65 3.34 3.79 2.48  C&I Loans % 0.80 0.78 1.40 1.29 0.75 1.51 0.96 1.74 1.70  Loans to Individuals % 1.13 1.13 1.10 1.39 1.34 0.61 0.75 0.75 0.85 Coverage Ratio ** % 59.53 60.39 49.13 300.68 78.64 120.44 71.07 39.39 141.61 Net Charge-Off Rate - All Loans (QTR) % 0.83 0.85 0.67 3.49 1.17 0.10 0.51 0.42 1.18  Real Estate Loans (QTR) % 0.66 0.70 0.35 0.02 1.14 0.10 0.55 0.41 1.18  C&I Loans (QTR) % 0.36 0.34 1.05 3.42 0.30 0.15 0.39 0.37 0.93  Loans to Individuals (QTR) % 2.34 2.35 2.24 3.53 3.25 0.27 0.82 1.44 1.18 First Quarter 2012

Number of FDIC-Insured 7,308 6,264 1,044 18 5 1,492 3,680 716 52 Number of FDIC-Supervised 4,572 4,128 444 9 0 1,036 2,389 322 30 

Total Assets $ 13,926 12,781 1,145 559 3,660 213 4,069 825 98 

Total Loans $ 7,411 6,739 673 450 1,261 125 2,672 447 70 

Domestic Deposits $ 8,826 7,948 878 276 1,371 177 3,140 635 85 

Bank Net Income (QTR) $ 34.793 32.014 2.779 4.709 7.355 0.667 8.443 1.676 0.431 

Percent Profitable (QTR) % 89.4 90.0 85.4 100.0 100.0 96.1 85.9 88.1 90.4 

Average Return on Assets (QTR) % 1.00 1.00 0.98 3.33 0.80 1.27 0.84 0.82 1.78 

Average Return on Equity (QTR) % 8.94 8.98 8.47 21.86 8.90 11.21 7.20 7.73 18.62 

Net Interest Margin (QTR) % 3.51 3.53 3.30 9.82 2.76 3.76 3.74 2.78 4.48 

Equity to Assets % 11.26 11.24 11.56 15.16 9.13 11.28 11.66 10.65 9.56 

Noncurrent Loan Rate - Total Loans * % 4.12 4.17 3.59 1.60 4.21 1.68 3.37 3.72 1.60 

 Real Estate Loans % 6.56 6.90 4.26 3.68 9.08 2.15 4.45 3.99 1.06 

 C&I Loans % 1.17 1.14 1.83 1.63 1.18 1.96 1.37 1.80 0.61 

 Loans to Individuals % 1.38 1.40 1.04 1.61 1.63 0.57 1.42 0.72 1.79 

Coverage Ratio ** % 60.07 61.59 42.42 294.26 85.35 97.53 59.52 37.46 121.63 Net Charge-Off Rate - All Loans (QTR) % 1.17 1.17 1.15 4.17 1.48 0.17 0.77 0.96 1.55 

 Real Estate Loans (QTR) % 1.07 1.10 0.92 1.10 1.63 0.19 0.87 0.96 1.47 

 C&I Loans (QTR) % 0.56 0.52 1.59 4.33 0.33 0.31 0.54 0.84 5.49 

 Loans to Individuals (QTR) % 2.69 2.71 2.41 4.19 3.73 0.31 0.98 1.23 1.40 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance