Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

First Quarter 2015 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 6,419 5,570 849 15 4 1,464 3,151 556 58 387 713 71

Number of FDIC-Supervised 4,084 3,671 413 8 0 1,034 2,059 260 37 234 428 24

Total Assets $ 15,778 14,737 1,041 490 3,855 255 4,927 462 182 64 132 5,412

Total Loans $ 8,362 7,724 638 375 1,318 160 3,369 280 129 17 72 2,641

Domestic Deposits $ 10,578 9,775 803 267 1,755 213 3,832 342 154 51 112 3,853

Bank Net Income (QTR) $ 39.841 36.961 2.880 3.703 8.637 0.746 11.115 0.858 0.459 0.342 0.295 13.687

Percent Profitable (QTR) % 94.4 95.1 89.9 100.0 100.0 97.5 94.0 91.7 91.4 90.4 93.7 97.2

Average Return on Assets (QTR) % 1.02 1.01 1.12 3.04 0.90 1.17 0.91 0.76 1.02 2.18 0.90 1.02

Average Return on Equity (QTR) % 9.12 9.08 9.69 19.98 9.50 10.34 7.60 6.49 10.31 14.84 7.71 9.11

Net Interest Margin (QTR) % 3.02 2.99 3.45 9.59 2.26 3.53 3.27 2.60 3.53 2.64 3.46 2.70

Equity to Assets % 11.18 11.16 11.44 15.30 9.52 11.45 11.98 11.34 9.93 14.68 11.71 11.23

Noncurrent Loan Rate - Total Loans * % 1.83 1.81 2.01 1.09 2.14 0.96 1.20 2.80 1.46 1.64 1.64 2.56

 Real Estate Loans % 3.09 3.15 2.53 0.49 4.89 1.13 1.57 3.10 3.77 1.97 1.82 5.19

 C&I Loans % 0.54 0.54 0.72 0.71 0.48 1.24 0.65 1.05 0.51 1.43 1.60 0.37

 Loans to Individuals % 0.83 0.81 1.05 1.13 1.07 0.55 0.68 0.56 0.58 0.54 1.06 0.62

Coverage Ratio ** % 79.13 79.77 72.06 301.94 82.83 153.51 103.79 39.47 78.66 109.74 86.65 52.20

Net Charge-Off Rate - All Loans (QTR) % 0.43 0.42 0.55 2.80 0.63 0.02 0.15 0.15 0.60 0.13 0.14 0.41

 Real Estate Loans (QTR) % 0.16 0.17 0.11 0.25 0.39 -0.02 0.09 0.14 0.23 0.02 0.08 0.21

 C&I Loans (QTR) % 0.18 0.15 0.84 2.19 0.16 0.13 0.15 0.00 0.07 0.13 0.21 0.12

 Loans to Individuals (QTR) % 1.83 1.80 2.12 2.87 2.34 0.33 0.70 0.93 0.79 0.49 0.42 1.62

First Quarter 2014

Number of FDIC-Insured 6,730 5,810 920 16 4 1,480 3,324 563 54 444 783 62

Number of FDIC-Supervised 4,249 3,818 431 8 0 1,043 2,155 260 34 263 463 23

Total Assets $ 14,910 13,872 1,038 592 3,724 245 4,977 576 164 70 141 4,420

Total Loans $ 7,931 7,300 631 453 1,300 149 3,363 340 111 20 76 2,119

Domestic Deposits $ 9,922 9,128 795 327 1,622 206 3,845 431 139 57 119 3,174

Bank Net Income (QTR) $ 37.264 34.406 2.858 5.143 7.166 0.674 11.722 1.199 0.415 0.321 0.289 10.335

Percent Profitable (QTR) % 92.6 93.7 85.8 100.0 100.0 96.0 92.3 88.5 94.4 89.6 91.4 96.8

Average Return on Assets (QTR) % 1.01 1.00 1.11 3.48 0.77 1.11 0.95 0.84 1.02 1.85 0.82 0.94

Average Return on Equity (QTR) % 8.99 8.95 9.51 23.59 8.29 10.10 8.01 7.20 10.66 13.75 7.17 8.19

Net Interest Margin (QTR) % 3.16 3.14 3.47 9.44 2.37 3.55 3.44 2.99 3.34 2.71 3.47 2.62

Equity to Assets % 11.22 11.18 11.70 14.75 9.34 11.06 11.92 11.69 9.64 13.54 11.56 11.49

Noncurrent Loan Rate - Total Loans * % 2.46 2.48 2.28 1.14 2.62 1.15 1.81 2.60 1.56 1.83 2.00 3.82

 Real Estate Loans % 4.16 4.33 2.80 0.60 6.04 1.37 2.52 2.91 4.14 2.21 2.24 7.23

 C&I Loans % 0.60 0.59 1.03 0.90 0.54 1.51 0.69 0.81 0.81 1.55 1.85 0.39

 Loans to Individuals % 1.01 1.00 1.07 1.17 1.12 0.58 0.91 1.20 0.81 0.55 0.91 0.83

Coverage Ratio ** % 67.77 67.98 65.20 309.27 83.31 131.71 81.51 48.50 77.47 104.38 77.15 35.75

Net Charge-Off Rate - All Loans (QTR) % 0.52 0.52 0.59 3.03 0.72 0.07 0.27 0.24 0.72 0.11 0.17 0.34

 Real Estate Loans (QTR) % 0.24 0.24 0.22 0.07 0.35 0.05 0.21 0.22 0.43 0.05 0.15 0.27

 C&I Loans (QTR) % 0.23 0.21 0.79 2.42 0.19 0.11 0.23 0.04 0.08 0.02 0.20 0.09

 Loans to Individuals (QTR) % 2.05 2.04 2.22 3.11 2.74 0.43 0.98 0.93 0.87 0.35 0.25 1.35

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

 Statistics At A Glance

 As of March 31, 2015

Asset Concentration Group

See back of page for FDIC historical trends.