Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

Second Quarter 2021 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 4,951 4,336 615 11 5 1,130 2,586 280 32 312 509 86

Number of FDIC-Supervised 3,194 2,887 307 6 0 810 1,687 132 20 185 323 31

Total Assets $ 22,789 21,359 1,430 478 5,763 289 7,185 685 153 65 119 8,053

Total Loans $ 10,858 10,193 665 382 1,802 171 4,536 188 115 18 64 3,582

Domestic Deposits $ 17,164 15,972 1,192 329 3,131 246 6,003 601 130 54 103 6,568

Bank Net Income (QTR) $ 70.376 66.089 4.287 6.995 15.788 1.025 22.669 1.393 0.542 0.281 0.324 21.358

Percent Profitable (QTR) % 95.8 96.4 91.5 100.0 100.0 96.6 97.4 90.4 96.9 86.5 94.3 96.5

Average Return on Assets (QTR) % 1.24 1.25 1.20 5.76 1.10 1.43 1.27 0.82 1.43 1.77 1.09 1.07

Average Return on Equity (QTR) % 12.37 12.39 12.07 42.93 12.31 12.99 11.68 9.41 16.24 12.69 9.77 10.75

Net Interest Margin (QTR) % 2.50 2.48 2.75 9.41 1.82 3.46 2.92 1.69 2.86 2.35 3.09 2.19

Equity to Assets % 10.12 10.11 10.26 13.59 9.01 11.09 10.97 9.08 8.90 13.96 11.22 9.97

Noncurrent Loan Rate - Total Loans1 % 1.01 0.91 2.52 0.81 0.92 0.89 0.99 0.78 0.26 0.90 0.79 1.15

 Real Estate Loans % 1.45 1.26 3.48 0.71 1.64 0.89 1.21 0.85 0.26 1.05 0.83 2.00

 C&I Loans % 0.82 0.81 0.91 0.26 1.06 0.91 0.77 0.62 0.21 0.55 0.78 0.81

 Loans to Individuals % 0.63 0.62 0.73 0.88 0.58 0.36 0.42 0.09 0.29 0.42 0.39 0.67

Coverage Ratio2 % 177.98 194.78 85.04 1001.19 224.71 166.18 138.82 94.10 526.21 176.99 162.73 140.69

Net Charge-Off Rate - All Loans (QTR) % 0.27 0.26 0.46 2.37 0.40 0.06 0.12 0.01 0.22 0.11 0.03 0.21

 Real Estate Loans (QTR) % 0.00 0.00 0.01 0.03 -0.06 0.03 0.03 0.00 0.00 0.00 0.01 -0.02

 C&I Loans (QTR) % 0.21 0.21 0.16 0.82 0.23 0.11 0.25 -0.03 0.60 -0.19 0.13 0.12

 Loans to Individuals (QTR) % 1.30 1.22 2.30 2.55 1.80 0.18 0.49 0.21 0.27 0.82 0.17 0.89

Second Quarter 2020

Number of FDIC-Insured 5,066 4,430 636 11 5 1,198 2,790 296 39 217 442 68

Number of FDIC-Supervised 3,264 2,949 315 6 0 863 1,812 135 27 126 275 20

Total Assets $ 21,139 19,842 1,297 505 5,241 280 7,467 610 129 38 86 6,782

Total Loans $ 10,992 10,328 664 376 1,726 186 5,113 169 93 10 48 3,272

Domestic Deposits $ 15,520 14,466 1,054 344 2,722 232 6,013 531 109 30 72 5,468

Bank Net Income (QTR) $ 18.469 15.925 2.545 0.143 3.706 0.951 8.974 1.730 0.166 0.276 0.266 2.258

Percent Profitable (QTR) % 94.4 95.0 89.9 54.5 100.0 97.1 94.4 90.2 79.5 88.0 95.5 91.2

Average Return on Assets (QTR) % 0.36 0.33 0.81 0.11 0.28 1.41 0.50 1.16 0.51 3.00 1.29 0.14

Average Return on Equity (QTR) % 3.47 3.18 7.99 0.99 3.19 12.13 4.36 13.68 5.39 18.07 10.23 1.35

Net Interest Margin (QTR) % 2.81 2.79 3.11 9.19 2.23 3.71 3.17 2.04 2.97 2.50 3.44 2.38

Equity to Assets % 10.16 10.17 10.00 11.48 8.99 11.46 11.15 8.61 9.58 16.40 12.36 9.90

Noncurrent Loan Rate - Total Loans1 % 1.08 1.01 2.05 1.48 1.02 1.19 0.89 0.81 0.53 1.14 0.94 1.37

 Real Estate Loans % 1.37 1.26 2.58 0.65 1.32 1.25 1.01 0.89 0.27 1.46 1.04 2.32

 C&I Loans % 1.01 1.01 0.80 0.75 1.35 0.95 0.86 0.33 3.70 0.63 0.72 1.08

 Loans to Individuals % 0.90 0.87 1.24 1.56 0.92 0.47 0.62 0.13 0.30 0.55 0.54 0.76

Coverage Ratio2 % 205.25 217.53 110.98 689.57 320.72 117.89 163.86 80.69 479.36 129.12 129.02 148.19

Net Charge-Off Rate - All Loans (QTR) % 0.57 0.56 0.75 4.26 0.79 0.19 0.28 0.02 0.34 0.36 0.07 0.50

 Real Estate Loans (QTR) % 0.04 0.04 0.01 0.06 0.02 0.06 0.04 -0.02 0.04 0.20 0.05 0.04

 C&I Loans (QTR) % 0.64 0.65 0.38 2.58 0.68 0.32 0.62 0.03 -0.04 0.07 -0.03 0.58

 Loans to Individuals (QTR) % 2.35 2.26 3.39 4.45 2.95 0.38 1.16 0.61 0.50 1.44 0.44 1.66

1

Nonaccruing loans and loans past due 90+ days.

2

Loss reserve as a percentage of noncurrent loans.

 Statistics At A Glance

 As of June 30, 2021

Asset Concentration Group