Statistics At A Glance 

As of June 30, 2022 

Dollar Amounts in Billions 

Asset Concentration Group 

Other 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other 

Second Quarter 2022 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion 

Number of FDIC-Insured 4,771 4,178 593 11 5 1,074 2,438 294 35 344 480 90 

Number of FDIC-Supervised 3,080 2,782 298 5 0 765 1,587 144 19 207 315 38 

Total Assets $ 23,718 22,282 1,436 529 5,920 299 7,449 334 364 79 116 8,629 

Total Loans $ 11,772 11,086 686 448 1,868 180 4,851 190 267 22 61 3,885 

Domestic Deposits $ 18,077 16,848 1,229 380 3,317 262 6,258 280 303 68 103 7,107 

Bank Net Income (QTR) $ 64.405 60.594 3.811 5.166 14.269 0.911 20.482 0.722 1.754 0.308 0.290 20.502 

Percent Profitable (QTR) % 95.1 96.2 87.5 100.0 100.0 96.7 96.1 86.7 91.4 88.7 96.3 96.7 

Average Return on Assets (QTR) % 1.08 1.08 1.06 4.00 0.95 1.22 1.11 0.87 1.93 1.56 0.99 0.94 

Average Return on Equity (QTR) % 11.54 11.49 12.50 32.00 10.85 13.29 11.03 9.71 22.30 13.77 10.61 10.39 

Net Interest Margin (QTR) % 2.80 2.77 3.16 10.68 2.11 3.29 3.17 2.55 3.75 2.47 3.13 2.39 

Equity to Assets % 9.35 9.42 8.25 12.25 8.87 8.79 9.95 8.75 8.56 10.63 9.01 9.06 

Noncurrent Loan Rate - Total Loans1 % 0.75 0.71 1.37 0.95 0.74 0.64 0.70 0.51 0.65 0.66 0.58 0.82

 Real Estate Loans % 1.01 0.95 1.65 0.88 1.26 0.64 0.80 0.51 0.22 0.70 0.60 1.48

 C&I Loans % 0.64 0.64 0.77 0.33 0.92 0.82 0.67 1.14 0.85 0.58 0.74 0.49

 Loans to Individuals % 0.64 0.63 0.83 1.03 0.53 0.34 0.42 0.22 0.81 0.36 0.40 0.56 

Coverage Ratio2 % 203.65 210.50 146.43 695.25 235.30 220.51 171.96 143.80 296.90 256.69 224.42 153.21 

Net Charge-Off Rate - All Loans (QTR) % 0.23 0.22 0.38 2.14 0.30 0.03 0.08 0.02 0.45 0.10 0.03 0.18

 Real Estate Loans (QTR) % -0.01 -0.01 -0.01 0.00 -0.06 0.00 -0.01 0.00 -0.04 -0.01 0.00 0.00

 C&I Loans (QTR) % 0.14 0.14 0.17 0.94 0.15 0.10 0.14 -0.02 0.37 0.00 0.00 0.08

 Loans to Individuals (QTR) % 1.14 1.09 1.82 2.30 1.24 0.31 0.59 0.65 0.66 0.77 0.22 0.81 

Second Quarter 2021 

Number of FDIC-Insured 4,950 4,335 615 11 5 1,130 2,585 281 32 311 509 86 

Number of FDIC-Supervised 3,194 2,887 307 6 0 810 1,686 133 20 185 323 31 

Total Assets $ 22,774 21,342 1,432 478 5,748 289 7,185 685 153 65 119 8,053 

Total Loans $ 10,858 10,192 666 382 1,802 171 4,536 188 115 18 64 3,582 

Domestic Deposits $ 17,164 15,970 1,194 329 3,131 246 6,002 601 130 54 103 6,568 

Bank Net Income (QTR) $ 70.376 66.086 4.290 6.995 15.788 1.029 22.662 1.394 0.542 0.285 0.324 21.359 

Percent Profitable (QTR) % 95.9 96.5 91.7 100.0 100.0 96.5 97.5 90.4 96.9 86.8 94.5 96.5 

Average Return on Assets (QTR) % 1.24 1.25 1.20 5.76 1.10 1.43 1.27 0.82 1.43 1.79 1.09 1.07 

Average Return on Equity (QTR) % 12.37 12.39 12.06 42.93 12.31 13.03 11.68 9.42 16.24 12.83 9.77 10.75 

Net Interest Margin (QTR) % 2.50 2.48 2.75 9.41 1.83 3.47 2.92 1.69 2.86 2.35 3.10 2.19 

Equity to Assets % 10.12 10.12 10.25 13.59 9.04 11.09 10.97 9.08 8.90 13.96 11.22 9.97 

Noncurrent Loan Rate - Total Loans1 % 1.01 0.91 2.52 0.81 0.92 0.89 0.99 0.78 0.26 0.90 0.79 1.15

 Real Estate Loans % 1.45 1.26 3.47 0.71 1.64 0.90 1.22 0.85 0.26 1.05 0.83 2.00

 C&I Loans % 0.82 0.81 0.91 0.26 1.06 0.94 0.77 0.62 0.21 0.55 0.78 0.81

 Loans to Individuals % 0.63 0.62 0.73 0.88 0.58 0.36 0.42 0.09 0.29 0.42 0.39 0.67 

Coverage Ratio2 % 177.94 194.72 85.09 1001.19 224.71 164.58 138.78 94.11 526.22 177.06 162.73 140.69 

Net Charge-Off Rate - All Loans (QTR) % 0.27 0.26 0.46 2.37 0.40 0.06 0.12 0.01 0.22 0.11 0.03 0.21

 Real Estate Loans (QTR) % 0.00 0.00 0.01 0.03 -0.06 0.03 0.03 0.00 0.00 0.00 0.01 -0.02

 C&I Loans (QTR) % 0.21 0.21 0.15 0.82 0.23 0.08 0.25 -0.03 0.60 -0.19 0.13 0.12

 Loans to Individuals (QTR) % 1.30 1.22 2.30 2.55 1.80 0.18 0.49 0.21 0.27 0.82 0.17 0.89 

1

Nonaccruing loans and loans past due 90+ days. 

2

Loss reserve as a percentage of noncurrent loans.