Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

Third Quarter 2008 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders 

Number of FDIC-Insured 8,384 7,146 1,238 26 4 1,587 4,811 826 101 Number of FDIC-Supervised 5,134 4,715 419 9 0 1,108 3,021 345 54 Total Assets $ 13,574 12,050 1,523 468 3,263 168 6,078 1,059 72 Total Loans $ 7,990 6,942 1,048 344 1,396 114 4,255 737 61 Domestic Deposits $ 7,222 6,273 949 154 1,013 134 4,014 600 59 Net Income (QTR) $ 1.726 8.284 -6.558 0.451 3.702 0.424 -1.677 -3.100 0.165 Percent Profitable (QTR) % 75.9 77.3 67.7 80.8 100.0 91.4 69.0 75.1 86.1 

Average Return on Assets (QTR) % 0.05 0.28 -1.73 0.39 0.49 1.01 -0.11 -1.17 0.93 

Average Return on Equity (QTR) % 0.53 2.86 -18.64 1.84 6.59 9.21 -1.03 -15.07 9.99 

Net Interest Margin (QTR) % 3.37 3.40 3.17 9.28 2.69 4.00 3.64 2.99 4.80 

Equity to Assets % 9.63 9.67 9.33 20.86 7.13 11.07 10.67 7.99 9.15 

Noncurrent Loan Rate - Total Loans * % 2.31 2.23 2.83 2.35 2.27 1.40 2.40 2.88 0.93 

 Real Estate Loans % 3.12 3.12 3.13 2.22 3.54 1.69 3.19 3.04 0.90 

 C&I Loans % 1.01 1.00 1.28 3.10 0.55 1.75 1.09 0.83 0.71 

 Consumer Loans % 1.50 1.53 1.10 2.44 1.85 0.76 0.93 0.70 1.00 

Coverage Ratio ** % 84.69 88.69 63.85 248.14 104.00 91.62 70.75 57.38 211.15 

Net Charge-Off Rate - All Loans (QTR) % 1.42 1.43 1.35 6.24 1.44 0.41 1.21 1.03 2.00 

 Real Estate Loans (QTR) % 1.18 1.21 1.03 3.38 1.74 0.29 1.13 0.99 0.82 

 C&I Loans (QTR) % 1.05 0.97 2.77 8.94 0.67 1.00 1.00 0.34 4.09 

 Consumer Loans (QTR) % 3.56 3.56 3.57 6.37 2.78 1.00 2.76 2.24 2.56 

Third Quarter 2007

Number of FDIC-Insured 8,559 7,303 1,256 28 4 1,634 4,739 780 120 

Number of FDIC-Supervised 5,193 4,767 426 10 0 1,134 2,915 313 61 

Total Assets $ 12,706 10,792 1,914 424 2,644 157 5,054 1,454 96 

Total Loans $ 7,704 6,381 1,323 309 1,200 106 3,528 1,025 77 

Domestic Deposits $ 6,740 5,570 1,170 111 698 127 3,401 847 72 

Net Income (QTR) $ 28.714 27.372 1.342 4.228 4.454 0.508 12.279 1.101 0.275 

Percent Profitable (QTR) % 89.0 89.9 83.5 92.9 100.0 96.2 87.1 85.8 90.8 

Average Return on Assets (QTR) % 0.92 1.03 0.29 4.07 0.69 1.30 0.99 0.31 1.17 

Average Return on Equity (QTR) % 8.83 10.18 2.37 17.07 8.91 11.61 9.15 3.21 10.86 

Net Interest Margin (QTR) % 3.35 3.43 2.90 8.75 2.69 4.00 3.69 2.61 4.50 

Equity to Assets % 10.45 10.20 11.85 23.17 7.78 11.32 10.86 9.44 11.89 

Noncurrent Loan Rate - Total Loans * % 1.08 1.02 1.34 1.85 1.05 1.02 1.01 1.33 0.62 

 Real Estate Loans % 1.27 1.22 1.42 2.48 1.44 1.15 1.19 1.36 0.39 

 C&I Loans % 0.63 0.62 0.79 1.96 0.32 1.33 0.69 0.94 0.74 

 Consumer Loans % 1.18 1.21 0.90 1.96 1.62 0.71 0.67 0.85 0.82 

Coverage Ratio ** % 104.83 117.46 58.43 217.39 117.20 127.75 113.26 45.95 179.84 

Net Charge-Off Rate - All Loans (QTR) % 0.57 0.58 0.53 3.98 0.77 0.26 0.32 0.42 1.04 

 Real Estate Loans (QTR) % 0.22 0.21 0.26 1.53 0.40 0.11 0.19 0.27 0.09 

 C&I Loans (QTR) % 0.49 0.46 0.93 4.79 0.12 0.92 0.44 0.41 2.66 

 Consumer Loans (QTR) % 2.53 2.44 3.39 4.21 3.07 0.64 1.08 4.46 1.68 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance