Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

Third Quarter 2011 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 7,436 6,352 1,084 18 5 1,552 3,854 713 71 Number of FDIC-Supervised 4,641 4,193 448 9 0 1,091 2,481 311 44 Total Assets $ 13,808 12,560 1,248 532 3,665 209 4,171 800 99 Total Loans $ 7,335 6,582 753 439 1,214 128 2,745 452 71 Domestic Deposits $ 8,505 7,582 923 231 1,309 173 3,183 580 85 Bank Net Income (QTR) $ 35.317 32.695 2.622 4.056 9.761 0.657 7.991 1.541 0.507 Percent Profitable (QTR) % 85.7 86.3 82.1 94.4 100.0 96.0 79.4 88.1 90.1 Average Return on Assets (QTR) % 1.03 1.05 0.85 3.04 1.07 1.27 0.78 0.78 2.08 Average Return on Equity (QTR) % 9.15 9.36 7.14 18.99 12.15 11.15 6.55 7.33 21.23 Net Interest Margin (QTR) % 3.56 3.57 3.44 10.71 2.77 3.95 3.85 3.02 4.51 Equity to Assets % 11.30 11.24 11.91 15.79 8.81 11.51 11.94 10.61 9.86 Noncurrent Loan Rate - Total Loans * % 4.22 4.29 3.62 1.71 4.38 1.86 3.73 4.07 1.50  Real Estate Loans % 6.50 6.87 4.25 4.81 8.94 2.40 4.86 4.33 1.17  C&I Loans % 1.49 1.47 1.96 1.98 1.57 2.17 1.74 1.79 0.87  Consumer Loans % 1.42 1.45 0.98 1.71 1.70 0.72 1.27 0.49 1.63 Coverage Ratio ** % 63.69 65.54 44.59 322.77 90.77 86.57 58.26 36.64 135.97 Net Charge-Off Rate - All Loans (QTR) % 1.47 1.53 0.95 5.07 1.68 0.41 1.14 0.77 1.56  Real Estate Loans (QTR) % 1.27 1.37 0.67 6.03 1.61 0.40 1.22 0.77 1.31  C&I Loans (QTR) % 0.85 0.79 1.95 6.14 0.73 0.99 1.00 0.50 5.23  Consumer Loans (QTR) % 3.41 3.52 2.03 5.06 4.39 0.62 1.17 0.91 1.46 Third Quarter 2010

Number of FDIC-Insured 7,761 6,623 1,138 22 5 1,583 4,172 725 81 Number of FDIC-Supervised 4,779 4,382 397 8 0 1,101 2,670 282 45 

Total Assets $ 13,373 12,120 1,253 695 3,278 194 4,443 790 103 

Total Loans $ 7,389 6,611 778 600 1,104 125 3,017 466 76 

Domestic Deposits $ 7,738 6,838 901 251 1,006 159 3,285 539 85 

Bank Net Income (QTR) $ 23.769 21.661 2.108 3.548 5.037 0.518 3.829 1.384 0.384 

Percent Profitable (QTR) % 80.5 80.8 78.5 90.9 100.0 92.4 72.6 85.2 95.1 

Average Return on Assets (QTR) % 0.72 0.72 0.68 2.04 0.63 1.08 0.35 0.70 1.52 

Average Return on Equity (QTR) % 6.42 6.48 5.89 14.14 6.88 9.49 3.06 6.97 14.38 

Net Interest Margin (QTR) % 3.75 3.80 3.35 11.35 2.68 3.99 3.80 3.12 4.48 

Equity to Assets % 11.18 11.14 11.61 14.62 9.06 11.40 11.38 10.11 10.59 

Noncurrent Loan Rate - Total Loans * % 5.10 5.21 4.23 2.29 6.44 1.94 4.53 4.63 1.26 

 Real Estate Loans % 7.28 7.69 4.84 4.41 10.45 2.38 5.71 4.89 1.16 

 C&I Loans % 2.73 2.72 2.98 2.38 4.84 2.35 2.39 2.47 0.68 

 Consumer Loans % 1.86 1.90 1.24 2.35 2.24 0.73 1.38 1.09 1.34 

Coverage Ratio ** % 64.16 66.29 41.90 403.00 60.65 80.53 56.26 31.91 209.27 Net Charge-Off Rate - All Loans (QTR) % 2.38 2.48 1.55 8.94 2.05 0.58 1.96 1.33 1.97 

 Real Estate Loans (QTR) % 1.89 2.02 1.08 5.05 2.35 0.60 2.08 1.05 1.34 

 C&I Loans (QTR) % 1.79 1.74 2.68 13.15 1.65 1.03 1.73 1.63 5.07 

 Consumer Loans (QTR) % 5.23 5.29 4.33 8.87 3.09 0.63 2.09 7.08 1.95 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance