Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

Third Quarter 2018 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 5,477 4,774 703 12 5 1,367 2,877 408 70 232 454 52

Number of FDIC-Supervised 3,527 3,178 349 6 0 974 1,866 196 44 143 280 18

Total Assets $ 17,673 16,480 1,192 640 4,246 285 6,233 352 213 36 78 5,590

Total Loans $ 9,939 9,256 684 509 1,580 198 4,424 217 153 10 45 2,803

Domestic Deposits $ 12,322 11,380 942 371 2,040 234 4,865 273 174 28 66 4,271

Bank Net Income (QTR) $ 61.967 58.148 3.819 4.885 12.785 1.005 20.263 1.085 0.734 0.343 0.238 20.628

Percent Profitable (QTR) % 96.5 97.0 92.9 100.0 100.0 97.8 96.6 92.6 92.9 94.4 96.7 96.2

Average Return on Assets (QTR) % 1.41 1.42 1.30 3.09 1.21 1.42 1.31 1.24 1.38 3.85 1.21 1.48

Average Return on Equity (QTR) % 12.48 12.51 12.05 20.19 12.08 12.54 10.95 11.27 13.10 22.75 10.12 13.37

Net Interest Margin (QTR) % 3.45 3.42 3.90 10.74 2.59 3.89 3.59 3.00 4.37 3.00 3.73 3.05

Equity to Assets % 11.28 11.32 10.74 15.27 9.98 11.32 11.96 11.00 10.67 16.85 12.08 11.06

Noncurrent Loan Rate - Total Loans * % 1.02 0.98 1.50 1.42 0.96 1.12 0.80 2.16 0.66 1.35 1.06 1.23

 Real Estate Loans % 1.38 1.36 1.58 2.67 1.79 1.08 0.83 2.36 1.38 1.48 1.19 2.34

 C&I Loans % 0.73 0.71 1.32 0.63 0.65 1.33 0.90 0.71 0.49 1.15 0.89 0.50

 Loans to Individuals % 0.94 0.90 1.47 1.49 0.86 0.58 0.82 0.45 0.48 1.18 0.50 0.67

Coverage Ratio ** % 122.19 123.99 106.18 312.23 134.58 123.85 124.51 32.00 156.77 116.09 119.59 85.92

Net Charge-Off Rate - All Loans (QTR) % 0.45 0.43 0.73 3.70 0.44 0.13 0.17 0.01 0.69 0.21 0.14 0.37

 Real Estate Loans (QTR) % 0.00 0.01 -0.01 -0.01 -0.07 0.03 0.03 -0.03 0.00 0.10 0.04 0.00

 C&I Loans (QTR) % 0.26 0.25 0.51 2.26 0.17 0.35 0.24 0.09 0.35 0.24 0.34 0.20

 Loans to Individuals (QTR) % 2.25 2.14 3.43 3.88 2.50 0.52 1.06 1.10 0.95 0.89 0.64 1.75

Third Quarter 2017

Number of FDIC-Insured 5,738 4,971 767 11 5 1,422 2,943 445 62 271 520 59

Number of FDIC-Supervised 3,669 3,292 377 7 0 1,009 1,908 211 42 163 307 22

Total Assets $ 17,242 16,058 1,184 518 4,205 285 5,868 366 260 46 91 5,603

Total Loans $ 9,557 8,845 712 412 1,522 195 4,112 224 187 13 51 2,841

Domestic Deposits $ 11,920 10,991 928 292 1,997 234 4,587 286 220 37 76 4,191

Bank Net Income (QTR) $ 47.934 44.449 3.485 2.808 10.626 0.947 16.395 0.881 0.795 0.350 0.222 14.910

Percent Profitable (QTR) % 96.0 96.7 91.4 90.9 100.0 97.6 96.5 91.5 95.2 91.9 94.8 98.3

Average Return on Assets (QTR) % 1.12 1.11 1.19 2.21 1.01 1.34 1.13 0.97 1.23 3.06 0.98 1.07

Average Return on Equity (QTR) % 9.89 9.82 10.88 13.94 10.19 11.60 9.32 8.65 12.17 19.37 8.30 9.62

Net Interest Margin (QTR) % 3.30 3.25 3.88 11.14 2.45 3.81 3.50 2.88 3.67 2.77 3.53 2.96

Equity to Assets % 11.31 11.34 10.91 15.69 9.97 11.56 12.07 11.28 10.10 15.88 11.91 11.12

Noncurrent Loan Rate - Total Loans * % 1.20 1.17 1.54 1.50 1.25 1.08 0.91 2.41 0.50 1.42 1.10 1.51

 Real Estate Loans % 1.63 1.62 1.76 0.58 2.28 1.03 0.94 2.64 0.56 1.59 1.14 2.71

 C&I Loans % 1.00 1.00 0.80 0.82 0.99 1.53 1.08 0.52 0.47 1.49 0.92 0.88

 Loans to Individuals % 0.94 0.89 1.41 1.53 0.88 0.53 0.77 0.42 0.53 0.63 1.39 0.69

Coverage Ratio ** % 107.55 108.44 99.11 304.55 110.48 130.94 117.51 30.95 169.80 103.81 115.89 76.28

Net Charge-Off Rate - All Loans (QTR) % 0.46 0.44 0.70 3.75 0.54 0.10 0.20 0.03 0.56 0.25 0.15 0.40

 Real Estate Loans (QTR) % 0.03 0.03 0.01 -0.05 0.05 0.01 0.04 -0.01 0.00 0.07 0.06 0.01

 C&I Loans (QTR) % 0.34 0.32 0.77 2.77 0.27 0.30 0.32 0.07 0.28 0.70 0.29 0.34

 Loans to Individuals (QTR) % 2.16 2.08 3.02 3.80 2.53 0.46 1.05 1.15 0.94 0.64 0.72 1.71

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

 Statistics At A Glance

 As of September 30, 2018

Asset Concentration Group

See back of page for FDIC historical trends.