Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

Second Quarter 2017 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 5,787 5,011 776 12 5 1,417 2,960 453 60 276 546 58

Number of FDIC-Supervised 3,711 3,330 381 8 0 1,007 1,932 219 42 167 314 22

Total Assets $ 17,067 15,890 1,176 506 4,194 281 5,909 359 262 48 97 5,411

Total Loans $ 9,458 8,749 709 402 1,516 191 4,136 213 187 13 54 2,746

Domestic Deposits $ 11,781 10,847 933 273 1,987 231 4,618 283 218 39 82 4,049

Bank Net Income (QTR) $ 48.258 44.879 3.379 2.569 9.866 0.865 15.904 0.826 0.732 0.356 0.209 16.932

Percent Profitable (QTR) % 95.9 96.3 93.2 100.0 100.0 96.8 96.3 93.4 93.3 92.8 94.3 100.0

Average Return on Assets (QTR) % 1.14 1.13 1.15 2.05 0.95 1.24 1.09 0.93 1.13 2.96 0.86 1.25

Average Return on Equity (QTR) % 10.11 10.07 10.66 13.01 9.56 10.87 9.09 8.46 11.02 19.77 7.33 11.26

Net Interest Margin (QTR) % 3.22 3.19 3.68 10.86 2.39 3.72 3.43 2.49 3.59 2.70 3.47 2.92

Equity to Assets % 11.31 11.34 10.94 15.91 9.90 11.47 12.00 11.15 10.28 15.24 11.88 11.23

Noncurrent Loan Rate - Total Loans * % 1.23 1.21 1.57 1.33 1.31 1.05 0.93 2.61 0.82 1.25 1.18 1.56

 Real Estate Loans % 1.68 1.66 1.83 0.53 2.38 1.01 0.96 2.85 1.32 1.42 1.21 2.82

 C&I Loans % 1.08 1.09 0.82 0.85 1.11 1.45 1.14 0.60 0.56 1.03 1.07 0.98

 Loans to Individuals % 0.85 0.82 1.23 1.36 0.85 0.51 0.72 0.42 0.50 0.83 1.56 0.62

Coverage Ratio ** % 104.30 105.32 94.61 328.88 104.85 134.82 114.19 28.99 119.48 119.83 110.23 74.72

Net Charge-Off Rate - All Loans (QTR) % 0.48 0.46 0.73 4.07 0.51 0.20 0.22 0.00 0.59 0.19 0.24 0.39

 Real Estate Loans (QTR) % 0.02 0.03 0.00 0.32 0.01 0.04 0.03 -0.03 0.02 0.07 0.06 0.02

 C&I Loans (QTR) % 0.40 0.38 0.77 2.81 0.31 0.45 0.45 0.31 0.19 0.37 0.40 0.31

 Loans to Individuals (QTR) % 2.21 2.11 3.22 4.13 2.44 0.52 0.98 1.02 1.00 0.47 0.53 1.70

Second Quarter 2016

Number of FDIC-Insured 6,058 5,238 820 13 4 1,466 3,029 491 63 324 605 63

Number of FDIC-Supervised 3,878 3,482 396 8 0 1,041 1,982 228 46 186 364 23

Total Assets $ 16,534 15,426 1,108 502 3,967 271 5,986 396 201 56 104 5,051

Total Loans $ 9,121 8,447 674 382 1,441 182 4,140 248 145 16 58 2,509

Domestic Deposits $ 11,201 10,333 868 280 1,853 223 4,603 315 169 45 88 3,626

Bank Net Income (QTR) $ 43.588 39.862 3.726 2.809 9.485 0.829 15.754 0.930 0.483 0.353 0.245 12.701

Percent Profitable (QTR) % 95.4 96.1 90.6 100.0 100.0 96.9 96.0 90.4 95.2 91.7 94.2 98.4

Average Return on Assets (QTR) % 1.06 1.04 1.36 2.27 0.96 1.23 1.06 0.95 0.96 2.50 0.94 1.01

Average Return on Equity (QTR) % 9.45 9.25 12.28 15.24 9.68 10.70 8.97 8.20 9.52 16.47 7.95 9.08

Net Interest Margin (QTR) % 3.08 3.04 3.66 10.08 2.38 3.69 3.30 2.79 3.62 2.72 3.53 2.61

Equity to Assets % 11.27 11.29 11.10 14.82 9.95 11.58 11.88 11.60 10.24 15.44 11.98 11.18

Noncurrent Loan Rate - Total Loans * % 1.50 1.48 1.65 1.14 1.70 0.96 1.12 2.50 1.13 1.46 1.23 2.01

 Real Estate Loans % 2.13 2.14 1.98 0.53 3.13 0.97 1.24 2.77 2.78 1.69 1.36 3.68

 C&I Loans % 1.34 1.36 0.78 0.77 1.48 1.33 1.27 0.98 0.17 1.21 1.29 1.42

 Loans to Individuals % 0.78 0.75 1.10 1.15 0.92 0.55 0.68 0.27 0.55 0.78 0.71 0.53

Coverage Ratio ** % 89.20 89.44 86.50 328.56 90.66 147.28 102.87 34.18 101.16 109.03 110.55 59.22

Net Charge-Off Rate - All Loans (QTR) % 0.45 0.44 0.58 3.28 0.55 0.16 0.22 0.06 0.64 0.27 0.16 0.40

 Real Estate Loans (QTR) % 0.06 0.06 0.04 -0.01 0.05 0.04 0.05 0.04 0.17 0.21 0.08 0.09

 C&I Loans (QTR) % 0.45 0.44 0.71 2.39 0.49 0.37 0.42 0.21 0.05 0.32 0.30 0.45

 Loans to Individuals (QTR) % 1.87 1.82 2.42 3.32 2.30 0.43 0.93 0.35 0.87 0.44 0.50 1.43

* Nonaccruing loans and loans past due 90+ days.

** Loss reserve as a percentage of noncurrent loans.

 Statistics At A Glance

 As of June 30, 2017

Asset Concentration Group

See back of page for FDIC historical trends.