Credit Card 

Lenders

International 

Banks

Agricultural 

Banks

Commercial 

Lenders

Mortgage 

Lenders

Consumer 

Lenders

Specialized 

<$1 Billion

All Other 

$<1 Billion

All Other 

>$1 Billion

Number of FDIC-Insured n/a 4,672 4,096 576 10 5 1,015 2,516 314 41 282 417 72

Number of FDIC-Supervised n/a 3,006 2,718 288 5 0 727 1,629 150 28 168 271 28

Total Assets $ 23,720 22,431 1,288 464 5,769 280 8,329 731 382 62 97 7,606

Total Loans $ 12,212 11,567 645 382 1,874 175 5,510 253 288 17 54 3,661

Domestic Deposits $ 17,304 16,261 1,043 357 3,187 241 6,605 594 316 54 84 5,865

Bank Net Income (QTR) $ 79.807 77.145 2.662 3.629 17.981 0.882 31.895 1.230 1.281 0.333 0.261 22.315

Percent Profitable (QTR) % 95.6 96.3 90.3 100.0 100.0 97.4 96.6 88.2 80.5 91.8 95.2 88.9

Average Return on Assets (QTR) % 1.36 1.39 0.83 3.17 1.25 1.26 1.57 0.67 1.35 2.15 1.08 1.18

Average Return on Equity (QTR) % 14.42 14.56 11.23 29.86 13.40 14.18 15.89 12.17 16.55 21.49 12.36 12.48

Net Interest Margin (QTR) % 3.31 3.31 3.32 10.45 2.82 3.47 3.46 1.83 3.75 3.17 3.48 3.18

Equity to Assets % 9.53 9.64 7.55 10.50 9.38 9.12 9.98 5.79 8.15 10.37 8.98 9.54

Noncurrent Loan Rate - Total Loans1 % 0.75 0.72 1.37 1.36 0.72 0.51 0.68 0.39 0.63 0.67 0.58 0.87

 Real Estate Loans % 0.93 0.89 1.49 0.67 1.12 0.50 0.74 0.42 0.20 0.65 0.55 1.48

 C&I Loans % 0.65 0.64 0.80 0.61 0.79 0.75 0.70 0.36 0.71 0.90 0.81 0.49

 Loans to Individuals % 0.91 0.88 1.28 1.47 0.79 0.40 0.63 0.10 0.82 0.50 0.66 0.90

Coverage Ratio2 % 219.49 224.73 169.93 506.18 265.39 268.16 184.14 161.54 336.41 245.83 215.54 188.31

Net Charge-Off Rate - All Loans (QTR) % 0.41 0.39 0.73 3.18 0.48 0.03 0.15 0.04 0.85 0.20 0.06 0.48

 Real Estate Loans (QTR) % 0.03 0.03 0.00 0.01 -0.01 0.01 0.02 0.01 -0.01 -0.05 0.01 0.06

 C&I Loans (QTR) % 0.26 0.26 0.52 1.95 0.21 0.12 0.28 0.04 0.32 0.20 0.25 0.17

 Loans to Individuals (QTR) % 1.93 1.85 2.96 3.38 1.92 0.48 1.02 0.32 1.34 2.21 0.25 1.93

First Quarter 2022

Number of FDIC-Insured n/a 4,796 4,196 600 11 5 1,081 2,403 283 39 368 501 105

Number of FDIC-Supervised n/a 3,100 2,798 302 5 0 768 1,570 136 25 229 325 42

Total Assets $ 23,973 22,527 1,447 504 6,066 298 7,358 341 361 84 127 8,833

Total Loans $ 11,357 10,700 657 422 1,851 170 4,603 165 258 24 67 3,798

Domestic Deposits $ 18,381 17,139 1,243 357 3,396 260 6,240 290 307 73 112 7,346

Bank Net Income (QTR) $ 59.751 56.236 3.515 5.823 11.446 0.815 19.004 0.805 1.517 0.267 0.278 19.796

Percent Profitable (QTR) % 94.4 95.4 87.7 90.9 100.0 95.4 96.2 88.0 89.7 87.5 92.6 96.2

Average Return on Assets (QTR) % 1.01 1.01 0.98 4.65 0.77 1.10 1.04 0.95 1.69 1.19 0.88 0.90

Average Return on Equity (QTR) % 10.40 10.38 10.73 36.69 8.61 10.89 9.98 10.20 19.20 10.10 8.50 9.59

Net Interest Margin (QTR) % 2.54 2.52 2.90 10.68 1.92 3.06 2.88 2.25 3.52 2.29 3.04 2.14

Equity to Assets % 9.42 9.47 8.65 12.78 8.70 9.50 10.20 8.82 8.60 11.59 9.74 9.09

Noncurrent Loan Rate - Total Loans1 % 0.84 0.78 1.85 1.01 0.83 0.70 0.79 0.52 0.70 0.74 0.66 0.91

 Real Estate Loans % 1.17 1.06 2.33 0.85 1.39 0.69 0.93 0.52 0.26 0.80 0.65 1.69

 C&I Loans % 0.68 0.67 0.87 0.34 1.01 0.93 0.71 1.08 0.79 0.67 0.81 0.50

 Loans to Individuals % 0.66 0.64 0.87 1.09 0.53 0.36 0.39 0.23 0.87 0.39 0.59 0.56

Coverage Ratio2 % 184.32 194.98 111.33 686.39 206.21 208.93 155.23 153.38 278.32 225.81 203.89 138.18

Net Charge-Off Rate - All Loans (QTR) % 0.22 0.21 0.39 1.94 0.28 0.01 0.09 0.00 0.40 0.08 0.03 0.17

 Real Estate Loans (QTR) % -0.01 -0.01 0.00 -0.02 -0.06 -0.01 0.01 -0.02 -0.01 0.00 0.00 -0.02

 C&I Loans (QTR) % 0.12 0.11 0.27 0.79 0.13 0.06 0.12 -0.09 0.05 -0.25 0.01 0.08

 Loans to Individuals (QTR) % 1.09 1.03 1.80 2.09 1.13 0.31 0.64 0.63 0.64 0.81 0.36 0.80

1

Nonaccruing loans and loans past due 90+ days.

2

Loss reserve as a percentage of noncurrent loans.

 Statistics At A Glance

 As of March 31, 2023

Dollar Amounts in Billions

First Quarter 2023

$/

%

All Insured 

Institutions

Commercial

 Banks

Savings 

Institutions

Asset Concentration Group