Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

Third Quarter 2012 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 7,181 6,168 1,013 17 5 1,538 3,577 706 53 Number of FDIC-Supervised 4,510 4,062 448 9 0 1,064 2,337 324 31 Total Assets $ 14,223 13,070 1,153 580 3,774 224 4,126 822 117 Total Loans $ 7,578 6,901 677 463 1,281 137 2,751 443 81 Domestic Deposits $ 9,060 8,178 882 291 1,447 185 3,187 642 96 Bank Net Income (QTR) $ 37.589 34.715 2.874 4.580 9.249 0.759 9.421 1.531 0.480 Percent Profitable (QTR) % 89.5 90.1 85.7 100.0 100.0 96.9 86.1 88.1 90.6 Average Return on Assets (QTR) % 1.06 1.07 1.00 3.19 0.99 1.36 0.92 0.75 1.67 Average Return on Equity (QTR) % 9.38 9.46 8.49 21.59 10.86 11.76 7.76 6.97 16.80 Net Interest Margin (QTR) % 3.43 3.44 3.30 10.24 2.58 3.83 3.72 2.72 4.26 Equity to Assets % 11.39 11.34 11.88 14.83 9.17 11.68 11.87 10.83 9.96 Noncurrent Loan Rate - Total Loans * % 3.85 3.90 3.34 1.38 4.06 1.42 2.85 3.57 1.98  Real Estate Loans % 6.34 6.68 4.02 2.53 9.27 1.84 3.82 3.80 2.32  C&I Loans % 0.97 0.94 1.56 1.24 0.96 1.76 1.14 1.78 1.36  Consumer Loans % 1.23 1.24 1.08 1.40 1.36 0.58 1.28 0.95 1.90 Coverage Ratio ** % 57.16 58.28 43.80 307.41 76.99 110.22 64.84 36.30 101.57 Net Charge-Off Rate - All Loans (QTR) % 1.18 1.21 0.93 3.66 1.74 0.23 0.74 0.76 1.26  Real Estate Loans (QTR) % 1.20 1.28 0.65 22.92 2.38 0.23 0.86 0.76 1.49  C&I Loans (QTR) % 0.52 0.49 1.12 3.63 0.58 0.48 0.46 0.24 3.83  Consumer Loans (QTR) % 2.46 2.45 2.57 3.69 3.41 0.45 0.91 2.02 1.08 Third Quarter 2011

Number of FDIC-Insured 7,437 6,352 1,085 18 5 1,552 3,855 713 71 Number of FDIC-Supervised 4,641 4,193 448 9 0 1,091 2,481 310 44 

Total Assets $ 13,812 12,564 1,248 532 3,665 209 4,171 798 99 

Total Loans $ 7,340 6,587 753 439 1,214 128 452 71 

Domestic Deposits $ 8,505 7,582 923 231 1,309 173 3,183 579 85 

Bank Net Income (QTR) $ 35.246 32.685 2.561 4.056 9.761 0.664 7.941 1.507 0.506 

Percent Profitable (QTR) % 85.4 86.1 81.5 94.4 100.0 96.1 78.9 87.5 91.5 

Average Return on Assets (QTR) % 1.03 1.05 0.83 3.04 1.07 1.28 0.77 0.76 2.07 

Average Return on Equity (QTR) % 9.13 9.36 6.98 18.99 12.15 11.27 6.52 7.19 21.20 

Net Interest Margin (QTR) % 3.56 3.57 3.44 10.70 2.77 3.95 3.85 3.02 4.51 

Equity to Assets % 11.30 11.24 11.90 15.79 8.81 11.50 11.93 10.61 9.86 

Noncurrent Loan Rate - Total Loans * % 4.28 4.36 3.63 1.71 4.36 1.86 3.74 4.07 1.49 

 Real Estate Loans % 6.61 7.00 4.26 4.81 8.96 2.40 4.87 4.34 1.17 

 C&I Loans % 1.48 1.46 1.96 1.98 1.54 2.17 1.73 1.78 0.87 

 Consumer Loans % 1.40 1.43 0.99 1.71 1.61 0.71 1.27 0.49 1.63 

Coverage Ratio ** % 62.78 64.50 44.74 322.77 91.18 86.57 58.21 36.79 136.04 Net Charge-Off Rate - All Loans (QTR) % 1.46 1.52 0.96 5.07 1.68 0.41 1.14 0.77 1.56 

 Real Estate Loans (QTR) % 1.27 1.37 0.69 6.03 1.61 0.40 1.23 0.78 1.31 

 C&I Loans (QTR) % 0.83 0.77 1.95 6.14 0.74 1.02 0.96 0.50 5.23 

 Consumer Loans (QTR) % 3.41 3.52 2.04 5.06 4.40 0.60 1.17 0.91 1.46 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance