Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

First Quarter 2018 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 5,606 4,880 726 11 5 1,355 2,934 412 61 273 497 58

Number of FDIC-Supervised 3,597 3,245 352 7 0 961 1,906 191 42 169 300 21

Total Assets $ 17,531 16,328 1,204 542 4,279 271 6,143 353 278 45 86 5,534

Total Loans $ 9,752 9,046 706 433 1,572 183 4,321 210 199 13 48 2,774

Domestic Deposits $ 12,257 11,299 958 293 2,045 225 4,829 274 233 37 73 4,248

Bank Net Income (QTR) $ 55.977 51.903 4.074 3.641 12.805 0.885 18.816 0.947 0.981 0.359 0.217 17.326

Percent Profitable (QTR) % 96.1 96.6 92.7 100.0 100.0 97.2 96.9 92.2 96.7 91.6 94.6 93.1

Average Return on Assets (QTR) % 1.28 1.28 1.36 2.64 1.21 1.31 1.23 1.08 1.42 3.19 1.01 1.25

Average Return on Equity (QTR) % 11.44 11.35 12.66 16.95 12.31 11.67 10.34 9.62 14.19 20.09 8.68 11.30

Net Interest Margin (QTR) % 3.32 3.28 3.89 10.89 2.48 3.73 3.50 2.91 3.70 2.84 3.51 2.98

Equity to Assets % 11.21 11.24 10.82 16.03 9.81 11.20 11.90 11.27 10.05 15.71 11.57 11.06

Noncurrent Loan Rate - Total Loans * % 1.15 1.12 1.64 1.56 1.17 1.12 0.85 2.86 0.57 1.42 1.07 1.47

 Real Estate Loans % 1.60 1.57 1.84 0.81 2.22 1.08 0.89 3.03 0.80 1.57 1.12 2.79

 C&I Loans % 0.85 0.84 1.12 0.88 0.84 1.37 0.97 4.44 0.39 1.44 0.99 0.65

 Loans to Individuals % 0.96 0.91 1.44 1.59 0.89 0.52 0.74 0.46 0.53 0.86 1.17 0.70

Coverage Ratio ** % 110.00 111.45 97.39 300.42 113.54 127.28 121.59 25.77 143.35 104.23 118.56 76.85

Net Charge-Off Rate - All Loans (QTR) % 0.50 0.47 0.86 4.26 0.55 0.06 0.19 0.04 0.61 0.15 0.15 0.40

 Real Estate Loans (QTR) % 0.02 0.02 0.02 0.11 0.06 0.00 0.02 0.01 -0.02 0.06 0.01 0.00

 C&I Loans (QTR) % 0.28 0.26 0.71 2.94 0.27 0.16 0.32 -0.04 0.37 -0.04 0.88 0.17

 Loans to Individuals (QTR) % 2.43 2.31 3.65 4.32 2.63 0.51 1.16 1.12 1.05 0.61 0.60 1.92

First Quarter 2017

Number of FDIC-Insured 5,856 5,062 794 13 4 1,399 2,987 454 61 309 563 66

Number of FDIC-Supervised 3,744 3,357 387 8 0 994 1,949 215 44 182 329 23

Total Assets $ 16,966 15,792 1,174 506 4,001 271 5,731 339 258 52 103 5,704

Total Loans $ 9,297 8,599 698 396 1,450 180 3,981 208 181 15 58 2,830

Domestic Deposits $ 11,813 10,882 931 271 1,940 226 4,524 268 217 43 87 4,235

Bank Net Income (QTR) $ 43.892 40.694 3.197 2.648 9.356 0.797 14.021 0.757 0.692 0.327 0.232 15.061

Percent Profitable (QTR) % 95.7 96.3 91.8 100.0 100.0 97.3 96.2 91.6 88.5 91.6 94.8 98.5

Average Return on Assets (QTR) % 1.04 1.04 1.10 2.07 0.94 1.18 0.98 0.91 1.08 2.53 0.91 1.06

Average Return on Equity (QTR) % 9.36 9.30 10.22 13.62 9.40 10.50 8.31 8.28 10.67 17.03 7.91 9.84

Net Interest Margin (QTR) % 3.19 3.14 3.72 10.85 2.42 3.61 3.35 2.88 3.50 2.68 3.44 2.81

Equity to Assets % 11.15 11.18 10.73 15.52 10.03 11.30 11.91 10.89 10.14 14.81 11.52 10.80

Noncurrent Loan Rate - Total Loans * % 1.34 1.32 1.69 1.45 1.46 1.08 1.01 2.98 0.91 1.37 1.16 1.67

 Real Estate Loans % 1.82 1.81 1.98 0.61 2.62 1.00 1.03 3.25 1.41 1.53 1.26 2.96

 C&I Loans % 1.21 1.22 0.85 0.90 1.23 1.56 1.26 0.83 0.57 1.49 1.11 1.12

 Loans to Individuals % 0.91 0.87 1.31 1.47 0.99 0.55 0.73 0.45 0.59 0.78 0.68 0.62

Coverage Ratio ** % 97.46 98.51 87.35 292.73 98.81 133.69 109.63 27.77 108.20 114.90 112.04 69.72

Net Charge-Off Rate - All Loans (QTR) % 0.50 0.48 0.74 3.93 0.66 0.10 0.20 0.09 0.65 0.12 0.13 0.38

 Real Estate Loans (QTR) % 0.04 0.04 0.04 0.03 0.07 0.03 0.03 0.06 0.01 0.06 0.04 0.04

 C&I Loans (QTR) % 0.32 0.30 0.91 2.82 0.20 0.29 0.38 0.29 0.85 -0.05 0.38 0.24

 Loans to Individuals (QTR) % 2.34 2.26 3.13 3.97 3.19 0.43 1.07 1.12 1.02 0.42 0.49 1.70

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

 Statistics At A Glance

 As of March 31, 2018

Asset Concentration Group

See back of page for FDIC historical trends.