Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

Third Quarter 2010 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 7,760 6,622 1,138 22 5 1,583 4,171 723 82 Number of FDIC-Supervised 4,779 4,381 398 8 0 1,101 2,670 281 45 Total Assets $ 13,383 12,130 1,253 705 3,278 194 4,442 789 104 Total Loans $ 7,389 6,611 779 600 1,104 125 3,016 466 77 Domestic Deposits $ 7,738 6,837 901 251 1,006 159 3,284 539 86 Bank Net Income (QTR) $ 14.532 12.297 2.235 -6.852 5.037 0.525 4.049 1.400 0.415 Percent Profitable (QTR) % 81.1 81.4 79.5 86.4 100.0 92.8 73.2 86.2 95.1 Average Return on Assets (QTR) % 0.44 0.41 0.72 -3.85 0.63 1.09 0.37 0.71 1.63 Average Return on Equity (QTR) % 3.88 3.63 6.24 -23.73 6.88 9.61 3.24 7.06 15.39 Net Interest Margin (QTR) % 3.75 3.79 3.35 11.35 2.69 4.00 3.80 3.12 4.47 Equity to Assets % 11.25 11.21 11.63 15.82 9.06 11.40 11.39 10.11 10.58 Noncurrent Loan Rate - Total Loans * % 5.12 5.21 4.33 2.29 6.44 1.94 4.54 4.82 1.32  Real Estate Loans % 7.28 7.67 4.97 4.41 10.23 2.38 5.72 5.09 1.42  C&I Loans % 2.78 2.77 2.99 2.38 4.99 2.37 2.39 2.59 0.75  Consumer Loans % 1.87 1.92 1.24 2.35 2.31 0.73 1.38 1.10 1.32 Coverage Ratio ** % 63.93 66.18 40.88 403.00 60.68 80.41 56.02 30.69 199.45 Net Charge-Off Rate - All Loans (QTR) % 2.32 2.43 1.39 8.79 1.85 0.56 1.95 1.12 1.96  Real Estate Loans (QTR) % 1.83 1.97 1.02 5.05 1.98 0.60 2.07 1.03 1.31  C&I Loans (QTR) % 1.72 1.67 2.58 11.18 1.60 0.97 1.72 1.56 5.11  Consumer Loans (QTR) % 5.12 5.24 3.29 8.82 2.92 0.62 2.09 2.91 1.94 Third Quarter 2009

Number of FDIC-Insured 8,099 6,911 1,188 24 4 1,580 4,540 795 81 Number of FDIC-Supervised 4,981 4,573 408 9 0 1,091 2,893 313 43 

Total Assets $ 13,246 11,865 1,381 500 3,183 178 5,184 852 96 

Total Loans $ 7,415 6,537 878 340 1,133 118 3,575 547 76 

Domestic Deposits $ 7,553 6,630 923 226 946 143 3,717 509 77 

Bank Net Income (QTR) $ 2.039 0.765 1.274 0.416 -0.310 0.412 -4.071 0.544 0.049 Percent Profitable (QTR) % 72.9 73.1 72.1 66.7 50.0 89.1 63.3 79.2 82.7 

Average Return on Assets (QTR) % 0.06 0.03 0.37 0.34 -0.04 0.93 -0.31 0.26 0.20 

Average Return on Equity (QTR) % 0.57 0.24 3.51 1.36 -0.46 8.34 -2.91 2.75 1.94 

Net Interest Margin (QTR) % 3.49 3.52 3.30 10.11 2.88 4.01 3.57 3.22 4.11 

Equity to Assets % 10.89 10.92 10.69 25.25 8.45 11.32 10.97 9.30 10.87 

Noncurrent Loan Rate - Total Loans * % 4.96 5.02 4.52 3.08 6.96 1.89 4.62 4.36 1.51 

 Real Estate Loans % 6.43 6.71 4.95 2.72 9.52 2.31 5.77 4.55 1.62 

 C&I Loans % 3.57 3.58 3.48 4.43 6.95 2.40 2.82 2.06 0.85 

 Consumer Loans % 2.08 2.12 1.63 3.35 2.67 0.97 1.25 1.43 1.55 

Coverage Ratio ** % 59.98 62.26 41.13 299.84 59.07 75.85 51.27 33.57 196.00 Net Charge-Off Rate - All Loans (QTR) % 2.72 2.80 2.10 10.67 3.18 0.60 2.13 1.59 2.64 

 Real Estate Loans (QTR) % 2.23 2.34 1.62 1.99 3.19 0.49 2.05 1.51 1.89 

 C&I Loans (QTR) % 2.64 2.55 4.32 17.87 2.52 1.23 2.32 1.51 5.34 

 Consumer Loans (QTR) % 5.69 5.78 4.64 11.30 5.18 1.20 2.59 3.83 2.69 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance