Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

Second Quarter 2018 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 5,542 4,833 709 12 5 1,383 2,894 405 71 246 475 51

Number of FDIC-Supervised 3,569 3,219 350 6 0 981 1,883 191 47 149 293 19

Total Assets $ 17,533 16,367 1,166 626 4,222 284 6,168 356 217 39 81 5,540

Total Loans $ 9,857 9,188 668 492 1,579 195 4,360 212 153 11 46 2,808

Domestic Deposits $ 12,235 11,311 925 359 2,030 236 4,816 276 177 31 68 4,241

Bank Net Income (QTR) $ 60.201 56.667 3.534 4.249 13.021 0.951 19.577 0.967 0.648 0.369 0.230 20.190

Percent Profitable (QTR) % 96.2 96.7 92.8 100.0 100.0 97.1 96.7 93.3 93.0 93.9 94.1 100.0

Average Return on Assets (QTR) % 1.37 1.39 1.23 2.73 1.23 1.35 1.28 1.08 1.20 3.75 1.14 1.45

Average Return on Equity (QTR) % 12.22 12.28 11.38 17.77 12.36 11.95 10.75 9.55 11.71 22.69 9.64 13.15

Net Interest Margin (QTR) % 3.38 3.35 3.79 10.26 2.53 3.83 3.56 2.95 4.00 2.94 3.66 3.02

Equity to Assets % 11.29 11.33 10.76 15.29 10.02 11.31 11.91 11.24 10.35 16.59 11.89 11.12

Noncurrent Loan Rate - Total Loans * % 1.06 1.03 1.54 1.33 1.05 1.12 0.80 2.59 0.64 1.23 1.02 1.34

 Real Estate Loans % 1.47 1.44 1.67 1.88 1.98 1.10 0.82 2.72 1.26 1.34 1.12 2.55

 C&I Loans % 0.79 0.77 1.31 0.67 0.74 1.31 0.92 4.58 0.44 1.17 0.95 0.56

 Loans to Individuals % 0.88 0.84 1.37 1.40 0.84 0.52 0.72 0.44 0.46 0.86 0.52 0.64

Coverage Ratio ** % 117.73 119.38 102.63 334.66 124.21 125.29 126.16 27.38 161.90 120.63 126.39 80.75

Net Charge-Off Rate - All Loans (QTR) % 0.48 0.45 0.88 4.02 0.50 0.19 0.16 0.01 1.14 0.04 0.09 0.36

 Real Estate Loans (QTR) % 0.01 0.00 0.07 0.32 -0.11 0.02 0.02 -0.03 1.04 0.02 0.03 0.01

 C&I Loans (QTR) % 0.27 0.27 0.43 2.34 0.16 0.48 0.27 0.15 0.84 -0.63 0.09 0.18

 Loans to Individuals (QTR) % 2.37 2.23 4.01 4.16 2.73 0.47 1.01 1.01 1.22 0.58 0.58 1.76

Second Quarter 2017

Number of FDIC-Insured 5,787 5,011 776 12 5 1,418 2,958 454 60 276 546 58

Number of FDIC-Supervised 3,713 3,331 382 8 0 1,008 1,932 220 42 167 314 22

Total Assets $ 17,069 15,893 1,176 506 4,194 281 5,912 360 262 48 97 5,411

Total Loans $ 9,458 8,749 709 402 1,516 191 4,136 213 187 13 54 2,746

Domestic Deposits $ 11,781 10,847 933 273 1,987 231 4,618 284 218 39 82 4,049

Bank Net Income (QTR) $ 48.132 44.754 3.378 2.569 9.866 0.855 15.787 0.821 0.732 0.358 0.219 16.926

Percent Profitable (QTR) % 95.7 96.1 93.3 100.0 100.0 96.5 96.2 93.6 93.3 92.8 94.5 100.0

Average Return on Assets (QTR) % 1.13 1.13 1.15 2.05 0.95 1.22 1.08 0.92 1.13 2.97 0.91 1.25

Average Return on Equity (QTR) % 10.08 10.04 10.65 13.01 9.57 10.75 9.01 8.42 11.02 19.80 7.69 11.26

Net Interest Margin (QTR) % 3.22 3.18 3.67 10.86 2.39 3.72 3.40 2.49 3.59 2.70 3.47 2.92

Equity to Assets % 11.33 11.35 10.94 15.91 9.90 11.47 12.04 11.13 10.28 15.28 11.88 11.23

Noncurrent Loan Rate - Total Loans * % 1.23 1.20 1.57 1.33 1.31 1.06 0.93 2.61 0.82 1.25 1.20 1.56

 Real Estate Loans % 1.68 1.66 1.83 0.53 2.38 1.02 0.96 2.85 1.32 1.42 1.23 2.82

 C&I Loans % 1.08 1.09 0.82 0.85 1.11 1.45 1.14 0.60 0.56 1.03 1.08 0.98

 Loans to Individuals % 0.85 0.82 1.23 1.36 0.85 0.50 0.72 0.42 0.50 0.83 1.56 0.62

Coverage Ratio ** % 104.18 105.19 94.57 328.88 104.85 133.50 113.90 29.01 119.48 119.83 108.57 74.72

Net Charge-Off Rate - All Loans (QTR) % 0.48 0.46 0.73 4.07 0.51 0.21 0.22 0.00 0.59 0.19 0.16 0.39

 Real Estate Loans (QTR) % 0.02 0.03 0.00 0.32 0.01 0.05 0.03 -0.03 0.02 0.07 0.06 0.02

 C&I Loans (QTR) % 0.40 0.38 0.78 2.81 0.31 0.51 0.45 0.31 0.19 0.37 0.40 0.31

 Loans to Individuals (QTR) % 2.21 2.11 3.22 4.13 2.44 0.53 0.98 1.02 1.00 0.47 0.53 1.70

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

 Statistics At A Glance

 As of June 30, 2018

Asset Concentration Group

See back of page for FDIC historical trends.