Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

Second Quarter 2015 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 6,348 5,472 876 14 4 1,484 3,145 545 55 353 682 66

Number of FDIC-Supervised 4,037 3,629 408 8 0 1,055 2,043 257 36 210 406 22

Total Assets $ 15,753 14,679 1,074 510 3,747 258 5,194 445 178 61 123 5,236

Total Loans $ 8,547 7,880 667 390 1,353 168 3,527 276 132 17 68 2,618

Domestic Deposits $ 10,586 9,762 824 280 1,710 213 4,003 337 150 48 103 3,742

Bank Net Income (QTR) $ 42.990 39.741 3.249 3.609 8.952 0.780 12.418 1.027 0.547 0.048 0.314 15.294

Percent Profitable (QTR) % 94.4 94.9 90.9 100.0 100.0 97.0 94.3 91.4 90.9 90.9 92.7 98.5

Average Return on Assets (QTR) % 1.09 1.08 1.22 2.89 0.94 1.21 0.96 0.92 1.22 0.31 1.02 1.17

Average Return on Equity (QTR) % 9.74 9.67 10.69 19.18 9.76 10.60 8.03 8.08 12.07 2.08 8.72 10.49

Net Interest Margin (QTR) % 3.06 3.03 3.44 9.34 2.30 3.62 3.21 2.55 3.60 2.65 3.50 2.82

Equity to Assets % 11.23 11.22 11.37 14.83 9.78 11.40 11.96 11.52 10.26 15.10 11.70 11.13

Noncurrent Loan Rate - Total Loans * % 1.69 1.68 1.88 0.97 1.95 0.95 1.11 2.73 1.32 1.61 1.56 2.41

 Real Estate Loans % 2.83 2.89 2.38 0.48 4.38 1.11 1.45 3.03 3.56 1.86 1.77 4.86

 C&I Loans % 0.61 0.60 0.71 0.64 0.55 1.21 0.65 0.84 0.40 1.50 1.60 0.53

 Loans to Individuals % 0.75 0.73 0.92 1.01 0.97 0.54 0.63 0.53 0.52 0.64 0.58 0.56

Coverage Ratio ** % 82.69 83.46 74.57 331.40 86.28 151.99 108.13 39.04 84.06 111.32 92.27 53.65

Net Charge-Off Rate - All Loans (QTR) % 0.42 0.41 0.56 2.80 0.57 0.12 0.17 0.13 0.58 0.18 0.24 0.39

 Real Estate Loans (QTR) % 0.13 0.14 0.08 0.05 0.15 0.04 0.11 0.10 0.22 0.10 0.10 0.19

 C&I Loans (QTR) % 0.24 0.22 0.89 2.07 0.29 0.24 0.20 0.60 0.09 0.00 0.89 0.16

 Loans to Individuals (QTR) % 1.79 1.74 2.27 2.89 2.41 0.33 0.65 0.94 0.76 0.62 0.57 1.48

Second Quarter 2014

Number of FDIC-Insured 6,656 5,722 934 16 4 1,493 3,300 569 56 391 765 62

Number of FDIC-Supervised 4,219 3,790 429 8 0 1,050 2,149 268 35 225 460 24

Total Assets $ 15,172 14,106 1,066 601 3,802 251 5,059 458 213 63 139 4,586

Total Loans $ 8,109 7,448 661 468 1,325 158 3,444 274 153 18 76 2,195

Domestic Deposits $ 10,059 9,246 812 330 1,668 208 3,872 340 175 51 116 3,298

Bank Net Income (QTR) $ 40.070 37.072 2.998 4.515 8.223 0.750 12.496 0.994 0.571 0.324 0.308 11.889

Percent Profitable (QTR) % 93.2 94.1 87.7 100.0 100.0 96.9 92.6 90.2 94.6 89.3 92.2 96.8

Average Return on Assets (QTR) % 1.07 1.06 1.14 3.03 0.87 1.20 1.00 0.87 1.08 2.05 0.89 1.05

Average Return on Equity (QTR) % 9.50 9.49 9.65 20.62 9.34 10.76 8.32 7.48 11.06 14.93 7.75 9.14

Net Interest Margin (QTR) % 3.15 3.13 3.46 9.27 2.37 3.63 3.47 2.95 3.43 2.70 3.49 2.58

Equity to Assets % 11.25 11.20 11.84 14.61 9.38 11.26 12.05 11.71 9.83 13.99 11.63 11.45

Noncurrent Loan Rate - Total Loans * % 2.24 2.24 2.20 1.00 2.47 1.06 1.63 3.04 1.15 1.83 1.84 3.40

 Real Estate Loans % 3.82 3.95 2.76 0.58 5.84 1.29 2.26 3.38 1.83 2.13 2.06 6.48

 C&I Loans % 0.58 0.57 0.92 0.82 0.50 1.40 0.67 1.37 0.50 1.65 1.78 0.39

 Loans to Individuals % 0.90 0.90 0.93 1.02 1.03 0.53 0.82 1.06 0.77 0.66 0.91 0.73

Coverage Ratio ** % 70.60 71.10 64.91 331.46 81.28 136.96 86.56 41.42 87.85 104.00 79.78 38.59

Net Charge-Off Rate - All Loans (QTR) % 0.50 0.50 0.56 2.96 0.77 0.13 0.27 0.25 0.45 0.28 0.26 0.25

 Real Estate Loans (QTR) % 0.21 0.21 0.15 0.00 0.25 0.09 0.23 0.13 0.15 0.15 0.18 0.17

 C&I Loans (QTR) % 0.23 0.21 0.82 2.52 0.17 0.25 0.21 0.58 0.09 0.58 0.78 0.11

 Loans to Individuals (QTR) % 2.04 2.02 2.28 3.02 3.26 0.32 0.90 2.59 0.73 0.49 0.42 1.06

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

 Statistics At A Glance

 As of June 30, 2015

Asset Concentration Group

See back of page for FDIC historical trends.