| VariableName      | VarLabel                                                                                                                                                                                                                                                                          | Notes                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | Code  | Value                                                                                 | in2009 | in2011 | in2013 | in2015 | in2017 | in2019 | in2021 | StartYear | EndYear |
|-------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------|---------------------------------------------------------------------------------------|--------|--------|--------|--------|--------|--------|--------|-----------|---------|
| gereg             | Geographic region                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Northeast                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gereg             | Geographic region                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Midwest                                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gereg             | Geographic region                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | South                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gereg             | Geographic region                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | West                                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | AL                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | AK                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | AZ                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | AR                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | CA                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 8     | CO                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 9     | CT                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 10    | DE                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 11    | DC                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 12    | FL                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 13    | GA                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 15    | HI                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 16    | ID                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 17    | IL                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 18    | IN                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 19    | IA                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 20    | KS                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 21    | KY                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 22    | LA                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 23    | ME                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 24    | MD                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 25    | MA                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 26    | MI                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 27    | MN                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 28    | MS                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 29    | MO                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 30    | MT                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 31    | NE                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 32    | NV                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 33    | NH                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 34    | NJ                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 35    | NM                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 36    | NY                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 37    | NC                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 38    | ND                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 39    | OH                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 40    | OK                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 41    | OR                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 42    | PA                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 44    | RI                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 45    | SC                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 46    | SD                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 47    | TN                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 48    | TX                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 49    | UT                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 50    | VT                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 51    | VA                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 53    | WA                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 54    | WV                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 55    | WI                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gestfips          | State                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 56    | WY                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 0     | Not in MSA or MSA code not reported                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10180 | Abilene, TX                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10420 | Akron, OH                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10500 | Albany, GA                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10540 | Albany, OR                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10580 | Albany-Schenectady-Troy, NY                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10740 | Albuquerque, NM                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10900 | Allentown-Bethlehem-Easton, PA-NJ                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 11020 | Altoona, PA                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 11100 | Amarillo, TX~                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 11460 | Ann Arbor, MI                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 11500 | Anniston-Oxford-Jacksonville, AL                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 11540 | Appleton, WI                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 11700 | Asheville, NC                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12020 | Athens-Clarke County, GA                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12060 | Atlanta-Sandy Springs-Roswell, GA~                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12100 | Atlantic City-Hammonton, NJ                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12220 | Auburn-Opelika, AL                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12260 | Augusta-Richmond County, GA-SC~                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12420 | Austin-Round Rock, TX                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12540 | Bakersfield, CA                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12580 | Baltimore-Columbia-Towson, MD                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12620 | Bangor, ME~                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12700 | Barnstable Town, MA~                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12940 | Baton Rouge, LA                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12980 | Battle Creek, MI                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13140 | Beaumont-Port Arthur, TX~                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13380 | Bellingham, WA                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13460 | Bend-Redmond, OR                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13740 | Billings, MT~                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13780 | Binghamton, NY                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13820 | Birmingham-Hoover, AL                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13980 | Blacksburg-Christiansburg-Radford, VA~                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14010 | Bloomington, IL~                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14020 | Bloomington, IN~                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14260 | Boise City, ID                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14460 | Boston-Cambridge-Newton, MA-NH~                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14500 | Boulder, CO                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14540 | Bowling Green, KY~                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14740 | Bremerton-Silverdale, WA                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14860 | Bridgeport-Stamford-Norwalk, CT~                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15180 | Brownsville-Harlingen, TX                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15380 | Buffalo-Cheektowaga-Niagara Falls, NY                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15500 | Burlington, NC                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15540 | Burlington-South Burlington, VT~                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15680 | California-Lexington Park, MD                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15940 | Canton-Massillon, OH                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15980 | Cape Coral-Fort Myers, FL                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16060 | Carbondale-Marion, IL~                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16300 | Cedar Rapids, IA                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16540 | Chambersburg-Waynesboro, PA                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16580 | Champaign-Urbana, IL                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16620 | Charleston, WV~                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16700 | Charleston-North Charleston, SC                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16740 | Charlotte-Concord-Gastonia, NC-SC~                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16820 | Charlottesville, VA~                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16860 | Chattanooga, TN-GA                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16980 | Chicago-Naperville-Elgin, IL-IN-WI                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17020 | Chico, CA                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17140 | Cincinnati, OH-KY-IN~                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17300 | Clarksville, TN-KY~                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17420 | Cleveland, TN                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17460 | Cleveland-Elyria, OH                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17660 | Coeur dAlene, ID                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17780 | College Station-Bryan, TX                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17820 | Colorado Springs, CO                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17860 | Columbia, MO~                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17900 | Columbia, SC                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17980 | Columbus, GA-AL                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 18140 | Columbus, OH~                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 18580 | Corpus Christi, TX                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 18880 | Crestview-Fort Walton Beach-Destin, FL~                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19100 | Dallas-Fort Worth-Arlington, TX~                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19300 | Daphne-Fairhope-Foley, AL                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19340 | Davenport-Moline-Rock Island, IA-IL                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19380 | Dayton, OH~                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19460 | Decatur, AL                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19500 | Decatur, IL                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19660 | Deltona-Daytona Beach-Ormond Beach, FL~                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19740 | Denver-Aurora-Lakewood, CO                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19780 | Des Moines-West Des Moines, IA                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19820 | Detroit-Warren-Dearborn, MI                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 20100 | Dover, DE                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 20260 | Duluth, MN-WI                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 20500 | Durham-Chapel Hill, NC                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 20700 | East Stroudsburg, PA                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 20740 | Eau Claire, WI                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 20940 | El Centro, CA                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 21140 | Elkhart-Goshen, IN                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 21340 | El Paso, TX~                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 21500 | Erie, PA                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 21660 | Eugene, OR                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 21780 | Evansville, IN-KY~                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22020 | Fargo, ND-MN                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22140 | Farmington, NM                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22180 | Fayetteville, NC                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22220 | Fayetteville-Springdale-Rogers, AR-MO                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22420 | Flint, MI                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22500 | Florence, SC                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22520 | Florence-Muscle Shoals, AL                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22660 | Fort Collins, CO                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22900 | Fort Smith, AR-OK~                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 23060 | Fort Wayne, IN                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 23420 | Fresno, CA                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 23540 | Gainesville, FL                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 23580 | Gainesville, GA                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24020 | Glens Falls, NY                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24140 | Goldsboro, NC                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24340 | Grand Rapids-Wyoming, MI~                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24540 | Greeley, CO                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24580 | Green Bay, WI                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24660 | Greensboro-High Point, NC                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24780 | Greenville, NC~                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24860 | Greenville-Anderson-Mauldin, SC~                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25060 | Gulfport-Biloxi-Pascagoula, MS~                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25180 | Hagerstown-Martinsburg, MD-WV~                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25260 | Hanford-Corcoran, CA                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25420 | Harrisburg-Carlisle, PA                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25500 | Harrisonburg, VA                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25540 | Hartford-West Hartford-East Hartford, CT~                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25860 | Hickory-Lenoir-Morganton, NC                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25940 | Hilton Head Island-Bluffton-Beaufort, SC                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 26420 | Houston-The Woodlands-Sugar Land, TX~                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 26580 | Huntington-Ashland, WV-KY-OH~                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 26620 | Huntsville, AL                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 26820 | Idaho Falls, ID~                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 26900 | Indianapolis-Carmel-Anderson, IN~                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 26980 | Iowa City, IA                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27100 | Jackson, MI                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27140 | Jackson, MS~                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27260 | Jacksonville, FL                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27340 | Jacksonville, NC                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27500 | Janesville-Beloit, WI                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27740 | Johnson City, TN                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27780 | Johnstown, PA                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27900 | Joplin, MO                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27980 | Kahului-Wailuku-Lahaina, HI~                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28020 | Kalamazoo-Portage, MI                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28100 | Kankakee, IL                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28140 | Kansas City, MO-KS~                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28420 | Kennewick-Richland, WA                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28660 | Killeen-Temple, TX                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28700 | Kingsport-Bristol-Bristol, TN-VA~                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28740 | Kingston, NY                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28940 | Knoxville, TN~                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29100 | La Crosse-Onalaska, WI-MN                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29180 | Lafayette, LA~                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29200 | Lafayette-West Lafayette, IN                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29340 | Lake Charles, LA                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29420 | Lake Havasu City-Kingman, AZ                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29460 | Lakeland-Winter Haven, FL                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29540 | Lancaster, PA                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29620 | Lansing-East Lansing, MI                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29700 | Laredo, TX                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29740 | Las Cruces, NM                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29820 | Las Vegas-Henderson-Paradise, NV                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29940 | Lawrence, KS                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 30020 | Lawton, OK~                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 30340 | Lewiston-Auburn, ME~                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 30460 | Lexington-Fayette, KY                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 30780 | Little Rock-North Little Rock-Conway, AR                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 30980 | Longview, TX                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31080 | Los Angeles-Long Beach-Anaheim, CA                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31140 | Louisville/Jefferson County, KY-IN~                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31180 | Lubbock, TX~                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31340 | Lynchburg, VA                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31420 | Macon, GA                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31460 | Madera, CA                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31540 | Madison, WI~                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31700 | Manchester-Nashua, NH~                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 32580 | McAllen-Edinburg-Mission, TX                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 32780 | Medford, OR                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 32820 | Memphis, TN-MS-AR~                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 32900 | Merced, CA                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33100 | Miami-Fort Lauderdale-West Palm Beach, FL                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33140 | Michigan City-La Porte, IN                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33260 | Midland, TX~                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33340 | Milwaukee-Waukesha-West Allis, WI                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33460 | Minneapolis-St. Paul-Bloomington, MN-WI~                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33660 | Mobile, AL                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33700 | Modesto, CA                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33740 | Monroe, LA                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33780 | Monroe, MI                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33860 | Montgomery, AL                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34060 | Morgantown, WV                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34580 | Mount Vernon-Anacortes, WA                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34740 | Muskegon, MI                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34820 | Myrtle Beach-Conway-North Myrtle Beach, SC-NC~                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34900 | Napa, CA                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34940 | Naples-Immokalee-Marco Island, FL                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34980 | Nashville-Davidson-Murfreesboro-Franklin, TN~                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 35300 | New Haven-Milford, CT~                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 35380 | New Orleans-Metairie, LA~                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 35620 | New York-Newark-Jersey City, NY-NJ-PA~                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 35660 | Niles-Benton Harbor, MI                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 35840 | North Port-Sarasota-Bradenton, FL                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 35980 | Norwich-New London, CT~                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36100 | Ocala, FL                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36140 | Ocean City, NJ                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36220 | Odessa, TX                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36260 | Ogden-Clearfield, UT~                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36420 | Oklahoma City, OK                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36500 | Olympia-Tumwater, WA                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36540 | Omaha-Council Bluffs, NE-IA                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36740 | Orlando-Kissimmee-Sanford, FL                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36780 | Oshkosh-Neenah, WI                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 37100 | Oxnard-Thousand Oaks-Ventura, CA                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 37340 | Palm Bay-Melbourne-Titusville, FL                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 37460 | Panama City, FL~                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 37860 | Pensacola-Ferry Pass-Brent, FL                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 37900 | Peoria, IL                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 37980 | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 38060 | Phoenix-Mesa-Scottsdale, AZ                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 38220 | Pine Bluff, AR                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 38300 | Pittsburgh, PA                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 38860 | Portland-South Portland, ME~                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 38900 | Portland-Vancouver-Hillsboro, OR-WA                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 38940 | Port St. Lucie, FL                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39140 | Prescott, AZ                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39300 | Providence-Warwick, RI-MA~                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39340 | Provo-Orem, UT                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39380 | Pueblo, CO                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39460 | Punta Gorda, FL                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39540 | Racine, WI                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39580 | Raleigh, NC                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39740 | Reading, PA                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39820 | Redding, CA                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39900 | Reno, NV                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40060 | Richmond, VA~                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40140 | Riverside-San Bernardino-Ontario, CA                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40220 | Roanoke, VA                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40380 | Rochester, NY~                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40420 | Rockford, IL                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40900 | Sacramento-Roseville-Arden-Arcade, CA                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40980 | Saginaw, MI                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41060 | St. Cloud, MN                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41100 | St. George, UT                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41180 | St. Louis, MO-IL~                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41420 | Salem, OR                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41500 | Salinas, CA                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41540 | Salisbury, MD-DE~                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41620 | Salt Lake City, UT~                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41700 | San Antonio-New Braunfels, TX                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41740 | San Diego-Carlsbad, CA                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41860 | San Francisco-Oakland-Hayward, CA                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41940 | San Jose-Sunnyvale-Santa Clara, CA                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42020 | San Luis Obispo-Paso Robles-Arroyo Grande, CA                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42100 | Santa Cruz-Watsonville, CA                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42140 | Santa Fe, NM                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42200 | Santa Maria-Santa Barbara, CA                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42220 | Santa Rosa, CA                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42340 | Savannah, GA                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42540 | Scranton-Wilkes-Barre-Hazleton, PA                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42660 | Seattle-Tacoma-Bellevue, WA                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42680 | Sebastian-Vero Beach, FL                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 43300 | Sherman-Denison, TX                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 43340 | Shreveport-Bossier City, LA~                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 43420 | Sierra Vista-Douglas, AZ                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 43620 | Sioux Falls, SD                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 43780 | South Bend-Mishawaka, IN-MI                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 43900 | Spartanburg, SC~                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 44060 | Spokane-Spokane Valley, WA~                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 44100 | Springfield, IL                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 44140 | Springfield, MA~                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 44180 | Springfield, MO                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 44220 | Springfield, OH                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 44700 | Stockton-Lodi, CA                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45060 | Syracuse, NY                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45220 | Tallahassee, FL                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45300 | Tampa-St. Petersburg-Clearwater, FL                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45460 | Terre Haute, IN                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45780 | Toledo, OH~                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45820 | Topeka, KS                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45940 | Trenton, NJ                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46060 | Tucson, AZ                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46140 | Tulsa, OK                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46220 | Tuscaloosa, AL~                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46340 | Tyler, TX                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46520 | Urban Honolulu, HI                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46540 | Utica-Rome, NY                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46660 | Valdosta, GA                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46700 | Vallejo-Fairfield, CA                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47020 | Victoria, TX~                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47220 | Vineland-Bridgeton, NJ                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47260 | Virginia Beach-Norfolk-Newport News, VA-NC~                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47300 | Visalia-Porterville, CA                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47380 | Waco, TX~                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47580 | Warner Robins, GA~                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47900 | Washington-Arlington-Alexandria, DC-VA-MD-WV~                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47940 | Waterloo-Cedar Falls, IA                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 48060 | Watertown-Fort Drum, NY                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 48140 | Wausau, WI                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 48620 | Wichita, KS~                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 48660 | Wichita Falls, TX                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 48700 | Williamsport, PA                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49020 | Winchester, VA-WV                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49180 | Winston-Salem, NC~                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49340 | Worcester, MA-CT~                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49420 | Yakima, WA                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49620 | York-Hanover, PA                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49660 | Youngstown-Warren-Boardman, OH-PA                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13             | MSA                                                                                                                                                                                                                                                                               | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49740 | Yuma, AZ                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 0     | Not in MSA or MSA code not reported                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10180 | Abilene, TX                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10420 | Akron, OH                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10500 | Albany, GA                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10540 | Albany, OR                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10580 | Albany-Schenectady-Troy, NY                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10740 | Albuquerque, NM                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 10900 | Allentown-Bethlehem-Easton, PA-NJ                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 11020 | Altoona, PA                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 11100 | Amarillo, TX~                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 11460 | Ann Arbor, MI                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 11500 | Anniston-Oxford-Jacksonville, AL                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 11540 | Appleton, WI                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 11700 | Asheville, NC                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12020 | Athens-Clarke County, GA                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12060 | Atlanta-Sandy Springs-Roswell, GA~                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12100 | Atlantic City-Hammonton, NJ                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12220 | Auburn-Opelika, AL                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12260 | Augusta-Richmond County, GA-SC~                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12420 | Austin-Round Rock, TX                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12540 | Bakersfield, CA                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12580 | Baltimore-Columbia-Towson, MD                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12620 | Bangor, ME~                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12700 | Barnstable Town, MA~                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12940 | Baton Rouge, LA                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 12980 | Battle Creek, MI                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13140 | Beaumont-Port Arthur, TX~                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13380 | Bellingham, WA                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13460 | Bend-Redmond, OR                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13740 | Billings, MT~                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13780 | Binghamton, NY                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13820 | Birmingham-Hoover, AL                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 13980 | Blacksburg-Christiansburg-Radford, VA~                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14010 | Bloomington, IL~                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14020 | Bloomington, IN~                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14260 | Boise City, ID                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14460 | Boston-Cambridge-Newton, MA-NH~                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14500 | Boulder, CO                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14540 | Bowling Green, KY~                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14740 | Bremerton-Silverdale, WA                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 14860 | Bridgeport-Stamford-Norwalk, CT~                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15180 | Brownsville-Harlingen, TX                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15380 | Buffalo-Cheektowaga-Niagara Falls, NY                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15500 | Burlington, NC                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15540 | Burlington-South Burlington, VT~                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15680 | California-Lexington Park, MD                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15940 | Canton-Massillon, OH                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 15980 | Cape Coral-Fort Myers, FL                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16060 | Carbondale-Marion, IL~                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16300 | Cedar Rapids, IA                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16540 | Chambersburg-Waynesboro, PA                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16580 | Champaign-Urbana, IL                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16620 | Charleston, WV~                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16700 | Charleston-North Charleston, SC                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16740 | Charlotte-Concord-Gastonia, NC-SC~                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16820 | Charlottesville, VA~                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16860 | Chattanooga, TN-GA                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 16980 | Chicago-Naperville-Elgin, IL-IN-WI                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17020 | Chico, CA                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17140 | Cincinnati, OH-KY-IN~                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17300 | Clarksville, TN-KY~                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17420 | Cleveland, TN                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17460 | Cleveland-Elyria, OH                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17660 | Coeur dAlene, ID                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17780 | College Station-Bryan, TX                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17820 | Colorado Springs, CO                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17860 | Columbia, MO~                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17900 | Columbia, SC                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 17980 | Columbus, GA-AL                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 18140 | Columbus, OH~                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 18580 | Corpus Christi, TX                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 18880 | Crestview-Fort Walton Beach-Destin, FL~                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19100 | Dallas-Fort Worth-Arlington, TX~                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19300 | Daphne-Fairhope-Foley, AL                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19340 | Davenport-Moline-Rock Island, IA-IL                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19380 | Dayton, OH~                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19460 | Decatur, AL                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19500 | Decatur, IL                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19660 | Deltona-Daytona Beach-Ormond Beach, FL~                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19740 | Denver-Aurora-Lakewood, CO                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19780 | Des Moines-West Des Moines, IA                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 19820 | Detroit-Warren-Dearborn, MI                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 20100 | Dover, DE                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 20260 | Duluth, MN-WI                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 20500 | Durham-Chapel Hill, NC                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 20700 | East Stroudsburg, PA                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 20740 | Eau Claire, WI                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 20940 | El Centro, CA                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 21140 | Elkhart-Goshen, IN                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 21340 | El Paso, TX~                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 21500 | Erie, PA                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 21660 | Eugene, OR                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 21780 | Evansville, IN-KY~                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22020 | Fargo, ND-MN                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22140 | Farmington, NM                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22180 | Fayetteville, NC                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22220 | Fayetteville-Springdale-Rogers, AR-MO                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22420 | Flint, MI                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22500 | Florence, SC                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22520 | Florence-Muscle Shoals, AL                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22660 | Fort Collins, CO                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 22900 | Fort Smith, AR-OK~                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 23060 | Fort Wayne, IN                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 23420 | Fresno, CA                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 23540 | Gainesville, FL                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 23580 | Gainesville, GA                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24020 | Glens Falls, NY                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24140 | Goldsboro, NC                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24340 | Grand Rapids-Wyoming, MI~                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24540 | Greeley, CO                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24580 | Green Bay, WI                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24660 | Greensboro-High Point, NC                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24780 | Greenville, NC~                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 24860 | Greenville-Anderson-Mauldin, SC~                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25060 | Gulfport-Biloxi-Pascagoula, MS~                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25180 | Hagerstown-Martinsburg, MD-WV~                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25260 | Hanford-Corcoran, CA                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25420 | Harrisburg-Carlisle, PA                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25500 | Harrisonburg, VA                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25540 | Hartford-West Hartford-East Hartford, CT~                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25860 | Hickory-Lenoir-Morganton, NC                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 25940 | Hilton Head Island-Bluffton-Beaufort, SC                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 26420 | Houston-The Woodlands-Sugar Land, TX~                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 26580 | Huntington-Ashland, WV-KY-OH~                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 26620 | Huntsville, AL                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 26820 | Idaho Falls, ID~                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 26900 | Indianapolis-Carmel-Anderson, IN~                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 26980 | Iowa City, IA                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27100 | Jackson, MI                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27140 | Jackson, MS~                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27260 | Jacksonville, FL                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27340 | Jacksonville, NC                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27500 | Janesville-Beloit, WI                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27740 | Johnson City, TN                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27780 | Johnstown, PA                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27900 | Joplin, MO                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 27980 | Kahului-Wailuku-Lahaina, HI~                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28020 | Kalamazoo-Portage, MI                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28100 | Kankakee, IL                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28140 | Kansas City, MO-KS~                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28420 | Kennewick-Richland, WA                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28660 | Killeen-Temple, TX                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28700 | Kingsport-Bristol-Bristol, TN-VA~                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28740 | Kingston, NY                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 28940 | Knoxville, TN~                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29100 | La Crosse-Onalaska, WI-MN                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29180 | Lafayette, LA~                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29200 | Lafayette-West Lafayette, IN                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29340 | Lake Charles, LA                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29420 | Lake Havasu City-Kingman, AZ                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29460 | Lakeland-Winter Haven, FL                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29540 | Lancaster, PA                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29620 | Lansing-East Lansing, MI                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29700 | Laredo, TX                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29740 | Las Cruces, NM                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29820 | Las Vegas-Henderson-Paradise, NV                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 29940 | Lawrence, KS                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 30020 | Lawton, OK~                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 30340 | Lewiston-Auburn, ME~                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 30460 | Lexington-Fayette, KY                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 30780 | Little Rock-North Little Rock-Conway, AR                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 30980 | Longview, TX                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31080 | Los Angeles-Long Beach-Anaheim, CA                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31140 | Louisville/Jefferson County, KY-IN~                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31180 | Lubbock, TX~                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31340 | Lynchburg, VA                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31420 | Macon, GA                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31460 | Madera, CA                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31540 | Madison, WI~                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 31700 | Manchester-Nashua, NH~                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 32580 | McAllen-Edinburg-Mission, TX                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 32780 | Medford, OR                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 32820 | Memphis, TN-MS-AR~                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 32900 | Merced, CA                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33100 | Miami-Fort Lauderdale-West Palm Beach, FL                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33140 | Michigan City-La Porte, IN                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33260 | Midland, TX~                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33340 | Milwaukee-Waukesha-West Allis, WI                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33460 | Minneapolis-St. Paul-Bloomington, MN-WI~                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33660 | Mobile, AL                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33700 | Modesto, CA                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33740 | Monroe, LA                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33780 | Monroe, MI                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 33860 | Montgomery, AL                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34060 | Morgantown, WV                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34580 | Mount Vernon-Anacortes, WA                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34740 | Muskegon, MI                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34820 | Myrtle Beach-Conway-North Myrtle Beach, SC-NC~                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34900 | Napa, CA                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34940 | Naples-Immokalee-Marco Island, FL                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 34980 | Nashville-Davidson-Murfreesboro-Franklin, TN~                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 35300 | New Haven-Milford, CT~                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 35380 | New Orleans-Metairie, LA~                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 35620 | New York-Newark-Jersey City, NY-NJ-PA~                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 35660 | Niles-Benton Harbor, MI                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 35840 | North Port-Sarasota-Bradenton, FL                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 35980 | Norwich-New London, CT~                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36100 | Ocala, FL                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36140 | Ocean City, NJ                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36220 | Odessa, TX                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36260 | Ogden-Clearfield, UT~                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36420 | Oklahoma City, OK                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36500 | Olympia-Tumwater, WA                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36540 | Omaha-Council Bluffs, NE-IA                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36740 | Orlando-Kissimmee-Sanford, FL                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 36780 | Oshkosh-Neenah, WI                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 37100 | Oxnard-Thousand Oaks-Ventura, CA                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 37340 | Palm Bay-Melbourne-Titusville, FL                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 37460 | Panama City, FL~                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 37860 | Pensacola-Ferry Pass-Brent, FL                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 37900 | Peoria, IL                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 37980 | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 38060 | Phoenix-Mesa-Scottsdale, AZ                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 38220 | Pine Bluff, AR                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 38300 | Pittsburgh, PA                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 38860 | Portland-South Portland, ME~                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 38900 | Portland-Vancouver-Hillsboro, OR-WA                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 38940 | Port St. Lucie, FL                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39140 | Prescott, AZ                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39300 | Providence-Warwick, RI-MA~                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39340 | Provo-Orem, UT                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39380 | Pueblo, CO                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39460 | Punta Gorda, FL                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39540 | Racine, WI                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39580 | Raleigh, NC                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39740 | Reading, PA                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39820 | Redding, CA                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 39900 | Reno, NV                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40060 | Richmond, VA~                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40140 | Riverside-San Bernardino-Ontario, CA                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40220 | Roanoke, VA                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40380 | Rochester, NY~                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40420 | Rockford, IL                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40900 | Sacramento-Roseville-Arden-Arcade, CA                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 40980 | Saginaw, MI                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41060 | St. Cloud, MN                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41100 | St. George, UT                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41180 | St. Louis, MO-IL~                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41420 | Salem, OR                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41500 | Salinas, CA                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41540 | Salisbury, MD-DE~                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41620 | Salt Lake City, UT~                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41700 | San Antonio-New Braunfels, TX                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41740 | San Diego-Carlsbad, CA                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41860 | San Francisco-Oakland-Hayward, CA                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 41940 | San Jose-Sunnyvale-Santa Clara, CA                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42020 | San Luis Obispo-Paso Robles-Arroyo Grande, CA                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42100 | Santa Cruz-Watsonville, CA                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42140 | Santa Fe, NM                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42200 | Santa Maria-Santa Barbara, CA                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42220 | Santa Rosa, CA                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42340 | Savannah, GA                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42540 | Scranton-Wilkes-Barre-Hazleton, PA                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42660 | Seattle-Tacoma-Bellevue, WA                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 42680 | Sebastian-Vero Beach, FL                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 43300 | Sherman-Denison, TX                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 43340 | Shreveport-Bossier City, LA~                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 43420 | Sierra Vista-Douglas, AZ                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 43620 | Sioux Falls, SD                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 43780 | South Bend-Mishawaka, IN-MI                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 43900 | Spartanburg, SC~                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 44060 | Spokane-Spokane Valley, WA~                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 44100 | Springfield, IL                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 44140 | Springfield, MA~                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 44180 | Springfield, MO                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 44220 | Springfield, OH                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 44700 | Stockton-Lodi, CA                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45060 | Syracuse, NY                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45220 | Tallahassee, FL                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45300 | Tampa-St. Petersburg-Clearwater, FL                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45460 | Terre Haute, IN                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45780 | Toledo, OH~                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45820 | Topeka, KS                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 45940 | Trenton, NJ                                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46060 | Tucson, AZ                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46140 | Tulsa, OK                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46220 | Tuscaloosa, AL~                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46340 | Tyler, TX                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46520 | Urban Honolulu, HI                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46540 | Utica-Rome, NY                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46660 | Valdosta, GA                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 46700 | Vallejo-Fairfield, CA                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47020 | Victoria, TX~                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47220 | Vineland-Bridgeton, NJ                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47260 | Virginia Beach-Norfolk-Newport News, VA-NC~                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47300 | Visalia-Porterville, CA                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47380 | Waco, TX~                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47580 | Warner Robins, GA~                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47900 | Washington-Arlington-Alexandria, DC-VA-MD-WV~                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 47940 | Waterloo-Cedar Falls, IA                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 48060 | Watertown-Fort Drum, NY                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 48140 | Wausau, WI                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 48620 | Wichita, KS~                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 48660 | Wichita Falls, TX                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 48700 | Williamsport, PA                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49020 | Winchester, VA-WV                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49180 | Winston-Salem, NC~                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49340 | Worcester, MA-CT~                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49420 | Yakima, WA                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49620 | York-Hanover, PA                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49660 | Youngstown-Warren-Boardman, OH-PA                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr13          | MSA 5-year (uses February 2013 MSA delineations)                                                                                                                                                                                                                                  | ~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 49740 | Yuma, AZ                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 0     | Not in MSA or MSA code not reported                                                   | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 10180 | Abilene, TX                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 10420 | Akron, OH                                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 10500 | Albany, GA                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 10580 | Albany-Schenectady-Troy, NY                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 10740 | Albuquerque, NM                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 10900 | Allentown-Bethlehem-Easton, PA-NJ                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 11020 | Altoona, PA                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 11100 | Amarillo, TX                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 11300 | Anderson, IN                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 11340 | Anderson, SC                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 11460 | Ann Arbor, MI                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 11500 | Anniston-Oxford, AL                                                                   | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 11540 | Appleton, WI                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 11700 | Asheville, NC                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 12020 | Athens-Clarke County, GA                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 12060 | Atlanta-Sandy Springs-Marietta, GA                                                    | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 12100 | Atlantic City, NJ                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 12220 | Auburn-Opelika, AL                                                                    | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 12260 | Augusta-Richmond County, GA-SC                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 12420 | Austin-Round Rock, TX                                                                 | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 12540 | Bakersfield, CA                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 12580 | Baltimore-Towson, MD                                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 12940 | Baton Rouge, LA                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 12980 | Battle Creek, MI                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 13140 | Beaumont-Port Arthur, TX                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 13380 | Bellingham, WA                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 13460 | Bend, OR                                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 13740 | Billings, MT                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 13780 | Binghamton, NY                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 13820 | Birmingham-Hoover, AL                                                                 | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 13980 | Blacksburg-Christiansburg-Radford, VA                                                 | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 14020 | Bloomington, IN                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 14060 | Bloomington-Normal, IL                                                                | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 14260 | Boise City-Nampa, ID                                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 14500 | Boulder, CO                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 14540 | Bowling Green, KY                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 14740 | Bremerton-Silverdale, WA                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 15180 | Brownsville-Harlingen, TX                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 15380 | Buffalo-Niagara Falls, NY                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 15500 | Burlington, NC                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 15940 | Canton-Massillon, OH                                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 15980 | Cape Coral-Fort Myers, FL                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 16300 | Cedar Rapids, IA                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 16580 | Champaign-Urbana, IL                                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 16620 | Charleston, WV                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 16700 | Charleston-North Charleston, SC                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 16740 | Charlotte-Gastonia-Concord, NC-SC                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 16820 | Charlottesville, VA                                                                   | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 16860 | Chattanooga, TN-GA                                                                    | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 16980 | Chicago-Naperville-Joliet, IL-IN-WI                                                   | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 17020 | Chico, CA                                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 17140 | Cincinnati-Middletown, OH-KY-IN                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 17420 | Cleveland, TN                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 17460 | Cleveland-Elyria-Mentor, OH                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 17660 | Coeur dAlene, ID                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 17780 | College Station-Bryan, TX                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 17820 | Colorado Springs, CO                                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 17860 | Columbia, MO                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 17900 | Columbia, SC                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 17980 | Columbus, GA-AL                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 18140 | Columbus, OH                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 18580 | Corpus Christi, TX                                                                    | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 19100 | Dallas-Fort Worth-Arlington, TX                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 19340 | Davenport-Moline-Rock Island, IA-IL                                                   | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 19380 | Dayton, OH                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 19460 | Decatur, AL                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 19500 | Decatur, IL                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 19660 | Deltona-Daytona Beach-Ormond Beach, FL                                                | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 19740 | Denver-Aurora, CO                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 19780 | Des Moines, IA                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 19820 | Detroit-Warren-Livonia, MI                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 20100 | Dover, DE                                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 20260 | Duluth, MN-WI                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 20500 | Durham, NC                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 20740 | Eau Claire, WI                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 20940 | El Centro, CA                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 21140 | Elkhart-Goshen, IN                                                                    | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 21340 | El Paso, TX                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 21500 | Erie, PA                                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 21660 | Eugene-Springfield, OR                                                                | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 21780 | Evansville, IN-KY                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 22020 | Fargo, ND-MN                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 22140 | Farmington, NM                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 22180 | Fayetteville, NC                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 22220 | Fayetteville-Springdale-Rogers, AR-MO                                                 | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 22420 | Flint, MI                                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 22460 | Florence, AL                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 22500 | Florence, SC                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 22660 | Fort Collins-Loveland, CO                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 22900 | Fort Smith, AR-OK                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 23020 | Fort Walton Beach-Crestview-Destin, FL                                                | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 23060 | Fort Wayne, IN                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 23420 | Fresno, CA                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 23540 | Gainesville, FL                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 23580 | Gainesville, GA                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 24020 | Glens Falls, NY                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 24140 | Goldsboro, NC                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 24340 | Grand Rapids-Wyoming, MI                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 24540 | Greeley, CO                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 24580 | Green Bay, WI                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 24660 | Greensboro-High Point, NC                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 24860 | Greenville, SC                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 25060 | Gulfport-Biloxi, MS                                                                   | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 25180 | Hagerstown-Martinsburg, MD-WV                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 25260 | Hanford-Corcoran, CA                                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 25420 | Harrisburg-Carlisle, PA                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 25500 | Harrisonburg, VA                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 25860 | Hickory-Morganton-Lenoir, NC                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 26100 | Holland-Grand Haven, MI                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 26180 | Honolulu, HI                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 26420 | Houston-Baytown-Sugar Land, TX                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 26580 | Huntington-Ashland, WV-KY-OH                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 26620 | Huntsville, AL                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 26900 | Indianapolis, IN                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 26980 | Iowa City, IA                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 27100 | Jackson, MI                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 27140 | Jackson, MS                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 27260 | Jacksonville, FL                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 27340 | Jacksonville, NC                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 27500 | Janesville, WI                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 27740 | Johnson City, TN                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 27780 | Johnstown, PA                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 27900 | Joplin, MO                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 28020 | Kalamazoo-Portage, MI                                                                 | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 28100 | Kankakee-Bradley, IL                                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 28140 | Kansas City, MO-KS                                                                    | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 28420 | Kennewick-Richland-Pasco, WA                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 28660 | Killeen-Temple-Fort Hood, TX                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 28700 | Kingsport-Bristol, TN-VA                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 28740 | Kingston, NY                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 28940 | Knoxville, TN                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 29100 | La Crosse, WI-MN                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 29180 | Lafayette, LA                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 29340 | Lake Charles, LA                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 29460 | Lakeland-Winter Haven, FL                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 29540 | Lancaster, PA                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 29620 | Lansing-East Lansing, MI                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 29700 | Laredo, TX                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 29740 | Las Cruces, NM                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 29820 | Las Vegas-Paradise, NV                                                                | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 29940 | Lawrence, KS                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 30020 | Lawton, OK                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 30460 | Lexington-Fayette, KY                                                                 | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 30780 | Little Rock-North Little Rock, AR                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 30980 | Longview, TX                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 31100 | Los Angeles-Long Beach-Santa Ana, CA                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 31140 | Louisville, KY-IN                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 31180 | Lubbock, TX                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 31340 | Lynchburg, VA                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 31420 | Macon, GA                                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 31460 | Madera, CA                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 31540 | Madison, WI                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 32580 | McAllen-Edinburg-Pharr, TX                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 32780 | Medford, OR                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 32820 | Memphis, TN-MS-AR                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 32900 | Merced, CA                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 33100 | Miami-Fort Lauderdale-Miami Beach, FL                                                 | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 33140 | Michigan City-La Porte, IN                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 33260 | Midland, TX                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 33340 | Milwaukee-Waukesha-West Allis, WI                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 33460 | Minneapolis-St. Paul-Bloomington, MN-WI                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 33660 | Mobile, AL                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 33700 | Modesto, CA                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 33740 | Monroe, LA                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 33780 | Monroe, MI                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 33860 | Montgomery, AL                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 34060 | Morgantown, WV                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 34580 | Mount Vernon-Anacortes, WA                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 34740 | Muskegon-Norton Shores, MI                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 34820 | Myrtle Beach-Conway-North Myrtle Beach, SC                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 34900 | Napa, CA                                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 34940 | Naples-Marco Island, FL                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 34980 | Nashville-Davidson-Murfreesboro, TN                                                   | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 35380 | New Orleans-Metairie-Kenner, LA                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 35620 | New York-Northern New Jersey-Long Island, NY-NJ-PA                                    | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 35660 | Niles-Benton Harbor, MI                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 36100 | Ocala, FL                                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 36140 | Ocean City, NJ                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 36220 | Odessa, TX                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 36260 | Ogden-Clearfield, UT                                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 36420 | Oklahoma City, OK                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 36500 | Olympia, WA                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 36540 | Omaha-Council Bluffs, NE-IA                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 36740 | Orlando, FL                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 36780 | Oshkosh-Neenah, WI                                                                    | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 37100 | Oxnard-Thousand Oaks-Ventura, CA                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 37340 | Palm Bay-Melbourne-Titusville, FL                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 37460 | Panama City-Lynn Haven, FL                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 37860 | Pensacola-Ferry Pass-Brent, FL                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 37900 | Peoria, IL                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 37980 | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 38060 | Phoenix-Mesa-Scottsdale, AZ                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 38220 | Pine Bluff, AR                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 38300 | Pittsburgh, PA                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 38900 | Portland-Vancouver-Beaverton, OR-WA                                                   | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 38940 | Port St. Lucie-Fort Pierce, FL                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 39100 | Poughkeepsie-Newburgh-Middletown, NY                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 39140 | Prescott, AZ                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 39340 | Provo-Orem, UT                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 39380 | Pueblo, CO                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 39460 | Punta Gorda, FL                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 39540 | Racine, WI                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 39580 | Raleigh-Cary, NC                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 39740 | Reading, PA                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 39820 | Redding, CA                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 39900 | Reno-Sparks, NV                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 40060 | Richmond, VA                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 40140 | Riverside-San Bernardino-Ontario, CA                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 40220 | Roanoke, VA                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 40380 | Rochester, NY                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 40420 | Rockford, IL                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 40900 | Sacramento-Arden-Arcade-Roseville, CA                                                 | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 40980 | Saginaw-Saginaw Township North, MI                                                    | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 41060 | St. Cloud, MN                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 41180 | St. Louis, MO-IL                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 41420 | Salem, OR                                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 41500 | Salinas, CA                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 41540 | Salisbury, MD                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 41620 | Salt Lake City, UT                                                                    | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 41700 | San Antonio, TX                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 41740 | San Diego-Carlsbad-San Marcos, CA                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 41860 | San Francisco-Oakland-Fremont, CA                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 41940 | San Jose-Sunnyvale-Santa Clara, CA                                                    | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 42020 | San Luis Obispo-Paso Robles, CA                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 42060 | Santa Barbara-Santa Maria-Goleta, CA                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 42100 | Santa Cruz-Watsonville, CA                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 42140 | Santa Fe, NM                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 42220 | Santa Rosa-Petaluma, CA                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 42260 | Sarasota-Bradenton-Venice, FL                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 42340 | Savannah, GA                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 42540 | Scranton-Wilkes-Barre, PA                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 42660 | Seattle-Tacoma-Bellevue, WA                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 43300 | Sherman-Denison, TX                                                                   | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 43340 | Shreveport-Bossier City, LA                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 43620 | Sioux Falls, SD                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 43780 | South Bend-Mishawaka, IN-MI                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 43900 | Spartanburg, SC                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 44060 | Spokane, WA                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 44100 | Springfield, IL                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 44180 | Springfield, MO                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 44220 | Springfield, OH                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 44700 | Stockton, CA                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 45060 | Syracuse, NY                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 45220 | Tallahassee, FL                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 45300 | Tampa-St. Petersburg-Clearwater, FL                                                   | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 45460 | Terre Haute, IN                                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 45780 | Toledo, OH                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 45820 | Topeka, KS                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 45940 | Trenton-Ewing, NJ                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 46060 | Tucson, AZ                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 46140 | Tulsa, OK                                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 46220 | Tuscaloosa, AL                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 46340 | Tyler, TX                                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 46540 | Utica-Rome, NY                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 46660 | Valdosta, GA                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 46700 | Vallejo-Fairfield, CA                                                                 | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 46940 | Vero Beach, FL                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 47020 | Victoria, TX                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 47220 | Vineland-Millville-Bridgeton, NJ                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 47260 | Virginia Beach-Norfolk-Newport News, VA-NC                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 47300 | Visalia-Porterville, CA                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 47380 | Waco, TX                                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 47580 | Warner Robins, GA                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 47900 | Washington-Arlington-Alexandria, DC-VA-MD-WV                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 47940 | Waterloo-Cedar Falls, IA                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 48140 | Wausau, WI                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 48620 | Wichita, KS                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 48660 | Wichita Falls, TX                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 48700 | Williamsport, PA                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 49180 | Winston-Salem, NC                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 49420 | Yakima, WA                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 49620 | York-Hanover, PA                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 49660 | Youngstown-Warren-Boardman, OH-PA                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 49740 | Yuma, AZ                                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 70750 | Bangor, ME                                                                            | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 70900 | Barnstable Town, MA                                                                   | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 71650 | Boston-Cambridge-Quincy, MA-NH                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 71950 | Bridgeport-Stamford-Norwalk, CT                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 72400 | Burlington-South Burlington, VT                                                       | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 72850 | Danbury, CT                                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 73450 | Hartford-West Hartford-East Hartford, CT                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 74500 | Leominster-Fitchburg-Gardner, MA                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 75700 | New Haven, CT                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 76450 | Norwich-New London, CT-RI                                                             | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 76750 | Portland-South Portland, ME                                                           | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 77200 | Providence-Fall River-Warwick, RI-MA                                                  | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 77350 | Rochester-Dover, NH-ME                                                                | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 78100 | Springfield, MA-CT                                                                    | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 78700 | Waterbury, CT                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa5yr03          | MSA 5-year (uses June 2003 MSA delineations)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 79600 | Worcester, MA-CT                                                                      | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| msa13chg          | MSA boundary change between 2013 and 2015 surveys                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13chg          | MSA boundary change between 2013 and 2015 surveys                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| msa13chg          | MSA boundary change between 2013 and 2015 surveys                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU (not in MSA or MSA code not reported)                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gtcbsast          | Metropolitan status                                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Metropolitan area - principal city                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gtcbsast          | Metropolitan status                                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Metropolitan area - balance                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gtcbsast          | Metropolitan status                                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Not in metropolitan area                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gtcbsast          | Metropolitan status                                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Not identified                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hagege16          | Number of persons aged 16 or older                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hagege18          | Number of persons aged 18 or older                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hagele15          | Number of children aged 15 or younger                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hagege15_17       | Number of children aged 15-17                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hagege15_18       | Number of children aged 15-18                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hagele17          | Number of children aged 17 or younger                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hagele18          | Number of children aged 18 or younger                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hanyafsv3         | Timing of nonbank transaction and credit product use                                                                                                                                                                                                                              | Timing is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 1     | Used: In past 30 days                                                                 | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hanyafsv3         | Timing of nonbank transaction and credit product use                                                                                                                                                                                                                              | Timing is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 2     | Used: Not in past 30 days but in past 12 months                                       | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hanyafsv3         | Timing of nonbank transaction and credit product use                                                                                                                                                                                                                              | Timing is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 3     | Used: Not in past 12 months                                                           | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hanyafsv3         | Timing of nonbank transaction and credit product use                                                                                                                                                                                                                              | Timing is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 4     | Never used                                                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbankstat         | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Unbanked                                                                              | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| hbankstat         | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | Banked: Underbanked                                                                   | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| hbankstat         | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 3     | Banked: Fully banked                                                                  | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| hbankstat         | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 4     | Banked: Underbanked status unknown                                                    | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| hbankstatv2       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Unbanked                                                                              | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| hbankstatv2       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Banked: Underbanked                                                                   | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| hbankstatv2       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Banked: Fully banked                                                                  | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| hbankstatv2       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Banked: Underbanked status unknown                                                    | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| hbankstatv3       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 1     | Unbanked                                                                              | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| hbankstatv3       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 2     | Banked: Underbanked                                                                   | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| hbankstatv3       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 3     | Banked: Fully banked                                                                  | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| hbaseresp         | Base respondent - household                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 0     | Nonrespondent                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbaseresp         | Base respondent - household                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Respondent                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkaccm          | Most common way to access account                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Bank teller                                                                           | .      | .      | y      | y      | y      | y      | y      | 2013      |         |
| hbnkaccm          | Most common way to access account                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | ATM/Kiosk                                                                             | .      | .      | y      | y      | y      | y      | y      | 2013      |         |
| hbnkaccm          | Most common way to access account                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Telephone banking                                                                     | .      | .      | y      | y      | y      | y      | y      | 2013      |         |
| hbnkaccm          | Most common way to access account                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Online banking                                                                        | .      | .      | y      | y      | y      | y      | y      | 2013      |         |
| hbnkaccm          | Most common way to access account                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | Mobile banking                                                                        | .      | .      | y      | y      | y      | y      | y      | 2013      |         |
| hbnkaccm          | Most common way to access account                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | Other                                                                                 | .      | .      | y      | y      | y      | y      | y      | 2013      |         |
| hbnkaccm          | Most common way to access account                                                                                                                                                                                                                                                 | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | y      | y      | y      | y      | y      | 2013      |         |
| hbnkaccm1         | Bank account access: Bank teller                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm1         | Bank account access: Bank teller                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm1         | Bank account access: Bank teller                                                                                                                                                                                                                                                  | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm2         | Bank account access: ATM/Kiosk                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm2         | Bank account access: ATM/Kiosk                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm2         | Bank account access: ATM/Kiosk                                                                                                                                                                                                                                                    | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm3         | Bank account access: Telephone banking                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm3         | Bank account access: Telephone banking                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm3         | Bank account access: Telephone banking                                                                                                                                                                                                                                            | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm4         | Bank account access: Online banking                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm4         | Bank account access: Online banking                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm4         | Bank account access: Online banking                                                                                                                                                                                                                                               | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm5         | Bank account access: Mobile banking                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm5         | Bank account access: Mobile banking                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm5         | Bank account access: Mobile banking                                                                                                                                                                                                                                               | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm6         | Bank account access: Other                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm6         | Bank account access: Other                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm6         | Bank account access: Other                                                                                                                                                                                                                                                        | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm7         | Bank account access: Did not access in past 12 months                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm7         | Bank account access: Did not access in past 12 months                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccm7         | Bank account access: Did not access in past 12 months                                                                                                                                                                                                                             | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccmnbr       | Number of banking access methods                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 0     | Did not access account in past 12 months                                              | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccmnbr       | Number of banking access methods                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | 1 method                                                                              | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccmnbr       | Number of banking access methods                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | 2 or more methods                                                                     | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkaccmnbr       | Number of banking access methods                                                                                                                                                                                                                                                  | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hnumbmths_c       | Number of banking access methods (continuous)                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnkfutr          | Likelihood of opening account                                                                                                                                                                                                                                                     | Excludes households with missing information on likelihood of opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Very likely                                                                           | y      | y      | y      | y      | y      | .      | .      | 2009      | 2017    |
| hbnkfutr          | Likelihood of opening account                                                                                                                                                                                                                                                     | Excludes households with missing information on likelihood of opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Somewhat likely                                                                       | y      | y      | y      | y      | y      | .      | .      | 2009      | 2017    |
| hbnkfutr          | Likelihood of opening account                                                                                                                                                                                                                                                     | Excludes households with missing information on likelihood of opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 3     | Not very likely                                                                       | y      | y      | y      | y      | y      | .      | .      | 2009      | 2017    |
| hbnkfutr          | Likelihood of opening account                                                                                                                                                                                                                                                     | Excludes households with missing information on likelihood of opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 4     | Not at all likely                                                                     | y      | y      | y      | y      | y      | .      | .      | 2009      | 2017    |
| hbnkfutr          | Likelihood of opening account                                                                                                                                                                                                                                                     | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | y      | y      | y      | y      | y      | .      | .      | 2009      | 2017    |
| hbnkfutr          | Likelihood of opening account                                                                                                                                                                                                                                                     | Excludes households with missing information on likelihood of opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 99    | Unknown                                                                               | y      | y      | y      | y      | y      | .      | .      | 2009      | 2017    |
| hbnkfutrrsn       | Reason plan to open account                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | To put money in a safe place                                                          | y      | y      | .      | .      | .      | .      | .      | 2009      | 2011    |
| hbnkfutrrsn       | Reason plan to open account                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | To be able to write checks and pay bills                                              | y      | y      | .      | .      | .      | .      | .      | 2009      | 2011    |
| hbnkfutrrsn       | Reason plan to open account                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | To be able to apply for a loan or mortgage                                            | y      | y      | .      | .      | .      | .      | .      | 2009      | 2011    |
| hbnkfutrrsn       | Reason plan to open account                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | To save money for the future                                                          | y      | y      | .      | .      | .      | .      | .      | 2009      | 2011    |
| hbnkfutrrsn       | Reason plan to open account                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | To take advantage of direct deposit of paychecks                                      | y      | y      | .      | .      | .      | .      | .      | 2009      | 2011    |
| hbnkfutrrsn       | Reason plan to open account                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | To send money to family and friends                                                   | y      | y      | .      | .      | .      | .      | .      | 2009      | 2011    |
| hbnkfutrrsn       | Reason plan to open account                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 7     | Other                                                                                 | y      | y      | .      | .      | .      | .      | .      | 2009      | 2011    |
| hbnkfutrrsn       | Reason plan to open account                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 99    | Unknown                                                                               | y      | y      | .      | .      | .      | .      | .      | 2009      | 2011    |
| hbnkfutrrsn       | Reason plan to open account                                                                                                                                                                                                                                                       | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | y      | y      | .      | .      | .      | .      | .      | 2009      | 2011    |
| hbnkmob1          | Mobile activity: Downloaded or used bank mobile app (conditional on using mobile banking)                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob1          | Mobile activity: Downloaded or used bank mobile app (conditional on using mobile banking)                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob1          | Mobile activity: Downloaded or used bank mobile app (conditional on using mobile banking)                                                                                                                                                                                         | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob2          | Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking)                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob2          | Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking)                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob2          | Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking)                                                                                                                                                                        | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob3          | Mobile activity: Made bill payment (conditional on using mobile banking)                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob3          | Mobile activity: Made bill payment (conditional on using mobile banking)                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob3          | Mobile activity: Made bill payment (conditional on using mobile banking)                                                                                                                                                                                                          | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob4          | Mobile activity: Read text message alert from bank (conditional on using mobile banking)                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob4          | Mobile activity: Read text message alert from bank (conditional on using mobile banking)                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob4          | Mobile activity: Read text message alert from bank (conditional on using mobile banking)                                                                                                                                                                                          | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob5          | Mobile activity: Sent money to other people (conditional on using mobile banking)                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob5          | Mobile activity: Sent money to other people (conditional on using mobile banking)                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob5          | Mobile activity: Sent money to other people (conditional on using mobile banking)                                                                                                                                                                                                 | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob6          | Mobile activity: Transferred money between accounts owned by same person (conditional on using mobile banking)                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob6          | Mobile activity: Transferred money between accounts owned by same person (conditional on using mobile banking)                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob6          | Mobile activity: Transferred money between accounts owned by same person (conditional on using mobile banking)                                                                                                                                                                    | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob7          | Mobile activity: Deposited check electronically (conditional on using mobile banking)                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob7          | Mobile activity: Deposited check electronically (conditional on using mobile banking)                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob7          | Mobile activity: Deposited check electronically (conditional on using mobile banking)                                                                                                                                                                                             | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob8          | Mobile activity: Located closest in-network ATM or bank branch (conditional on using mobile banking)                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob8          | Mobile activity: Located closest in-network ATM or bank branch (conditional on using mobile banking)                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob8          | Mobile activity: Located closest in-network ATM or bank branch (conditional on using mobile banking)                                                                                                                                                                              | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob9          | Mobile activity: Other (conditional on using mobile banking)                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob9          | Mobile activity: Other (conditional on using mobile banking)                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob9          | Mobile activity: Other (conditional on using mobile banking)                                                                                                                                                                                                                      | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnknew           | Length of bank account ownership                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Became banked in past 12 months                                                       | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnknew           | Length of bank account ownership                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Banked prior to past 12 months                                                        | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnknew           | Length of bank account ownership                                                                                                                                                                                                                                                  | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnknewrsn        | Reason opened account in past 12 months                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | To put money in a safe place                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnknewrsn        | Reason opened account in past 12 months                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | To pay for everyday purchases, write checks, or/and pay bills                         | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnknewrsn        | Reason opened account in past 12 months                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | To be able to apply for a loan or mortgage                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnknewrsn        | Reason opened account in past 12 months                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | To save money for the future                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnknewrsn        | Reason opened account in past 12 months                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | To receive direct deposit                                                             | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnknewrsn        | Reason opened account in past 12 months                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | To send money to family or friends                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnknewrsn        | Reason opened account in past 12 months                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 7     | Other                                                                                 | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnknewrsn        | Reason opened account in past 12 months                                                                                                                                                                                                                                           | Banked households that opened account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkpp            | Prepaid card obtained in bank branch, used in past 30 days                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkpp            | Prepaid card obtained in bank branch, used in past 30 days                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkppunb         | Prepaid card obtained in bank branch, used in past 30 days, unbanked                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkppunb         | Prepaid card obtained in bank branch, used in past 30 days, unbanked                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkprev          | Previously banked                                                                                                                                                                                                                                                                 | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 1     | Once had bank account                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprev          | Previously banked                                                                                                                                                                                                                                                                 | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 2     | Never had bank account                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprev          | Previously banked                                                                                                                                                                                                                                                                 | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprev          | Previously banked                                                                                                                                                                                                                                                                 | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 99    | Unknown                                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevly        | Previously banked (within last year)                                                                                                                                                                                                                                              | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 1     | Had bank account within last year                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevly        | Previously banked (within last year)                                                                                                                                                                                                                                              | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 2     | Had bank account more than 1 year ago                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevly        | Previously banked (within last year)                                                                                                                                                                                                                                              | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 3     | Never had bank account                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevly        | Previously banked (within last year)                                                                                                                                                                                                                                              | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevly        | Previously banked (within last year)                                                                                                                                                                                                                                              | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 98    | Previously banked, recency unknown                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevly        | Previously banked (within last year)                                                                                                                                                                                                                                              | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 99    | Unknown                                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnktyp           | Bank account type                                                                                                                                                                                                                                                                 | Excludes households with missing information on bank account types.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 1     | Unbanked                                                                              | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hbnktyp           | Bank account type                                                                                                                                                                                                                                                                 | Excludes households with missing information on bank account types.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 2     | Checking and savings                                                                  | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hbnktyp           | Bank account type                                                                                                                                                                                                                                                                 | Excludes households with missing information on bank account types.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 3     | Savings only                                                                          | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hbnktyp           | Bank account type                                                                                                                                                                                                                                                                 | Excludes households with missing information on bank account types.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 4     | Checking only                                                                         | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hbnktyp           | Bank account type                                                                                                                                                                                                                                                                 | Excludes households with missing information on bank account types.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 99    | Banked, account type unknown                                                          | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hbnktypc          | Bank account type, banked households                                                                                                                                                                                                                                              | Excludes households with missing information on bank account types.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 2     | Checking and savings                                                                  | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hbnktypc          | Bank account type, banked households                                                                                                                                                                                                                                              | Excludes households with missing information on bank account types.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 3     | Savings only                                                                          | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hbnktypc          | Bank account type, banked households                                                                                                                                                                                                                                              | Excludes households with missing information on bank account types.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 4     | Checking only                                                                         | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hbnktypc          | Bank account type, banked households                                                                                                                                                                                                                                              | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hddacct           | Direct deposit account type                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Checking and savings                                                                  | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hddacct           | Direct deposit account type                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Checking only                                                                         | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hddacct           | Direct deposit account type                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Savings only                                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hddacct           | Direct deposit account type                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Direct deposit account type unknown                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hddacct           | Direct deposit account type                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | No direct deposit (banked)                                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hddacct           | Direct deposit account type                                                                                                                                                                                                                                                       | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hdirdep           | Direct deposit status                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Has direct deposit                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hdirdep           | Direct deposit status                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No direct deposit                                                                     | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hdirdep           | Direct deposit status                                                                                                                                                                                                                                                             | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent1           | HH event: Significant loss of income                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent1           | HH event: Significant loss of income                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent1bc         | Event contributed to bank account closing: Significant loss of income                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent1bc         | Event contributed to bank account closing: Significant loss of income                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent1bc         | Event contributed to bank account closing: Significant loss of income                                                                                                                                                                                                             | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent1bo         | Event contributed to bank account opening: Significant loss of income                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent1bo         | Event contributed to bank account opening: Significant loss of income                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent1bo         | Event contributed to bank account opening: Significant loss of income                                                                                                                                                                                                             | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent2           | HH event: Significant increase in income                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent2           | HH event: Significant increase in income                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent2bc         | Event contributed to bank account closing: Significant increase in income                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent2bc         | Event contributed to bank account closing: Significant increase in income                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent2bc         | Event contributed to bank account closing: Significant increase in income                                                                                                                                                                                                         | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent2bo         | Event contributed to bank account opening: Significant increase in income                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent2bo         | Event contributed to bank account opening: Significant increase in income                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent2bo         | Event contributed to bank account opening: Significant increase in income                                                                                                                                                                                                         | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent3           | HH event: Job loss                                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent3           | HH event: Job loss                                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent3bc         | Event contributed to bank account closing: Job loss                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent3bc         | Event contributed to bank account closing: Job loss                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent3bc         | Event contributed to bank account closing: Job loss                                                                                                                                                                                                                               | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent3bo         | Event contributed to bank account opening: Job loss                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent3bo         | Event contributed to bank account opening: Job loss                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent3bo         | Event contributed to bank account opening: Job loss                                                                                                                                                                                                                               | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent4           | HH event: New job                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent4           | HH event: New job                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent4bc         | Event contributed to bank account closing: New job                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent4bc         | Event contributed to bank account closing: New job                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent4bc         | Event contributed to bank account closing: New job                                                                                                                                                                                                                                | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent4bo         | Event contributed to bank account opening: New job                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent4bo         | Event contributed to bank account opening: New job                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent4bo         | Event contributed to bank account opening: New job                                                                                                                                                                                                                                | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent5           | HH event: Retirement                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent5           | HH event: Retirement                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent5bc         | Event contributed to bank account closing: Retirement                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent5bc         | Event contributed to bank account closing: Retirement                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent5bc         | Event contributed to bank account closing: Retirement                                                                                                                                                                                                                             | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent5bo         | Event contributed to bank account opening: Retirement                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent5bo         | Event contributed to bank account opening: Retirement                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent5bo         | Event contributed to bank account opening: Retirement                                                                                                                                                                                                                             | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent6           | HH event: Significant increase in household expenses                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent6           | HH event: Significant increase in household expenses                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent6bc         | Event contributed to bank account closing: Significant increase in household expenses                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent6bc         | Event contributed to bank account closing: Significant increase in household expenses                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent6bc         | Event contributed to bank account closing: Significant increase in household expenses                                                                                                                                                                                             | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent6bo         | Event contributed to bank account opening: Significant increase in household expenses                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent6bo         | Event contributed to bank account opening: Significant increase in household expenses                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent6bo         | Event contributed to bank account opening: Significant increase in household expenses                                                                                                                                                                                             | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent7           | HH event: Significant decrease in household expenses                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent7           | HH event: Significant decrease in household expenses                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent7bc         | Event contributed to bank account closing: Significant decrease in household expenses                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent7bc         | Event contributed to bank account closing: Significant decrease in household expenses                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent7bc         | Event contributed to bank account closing: Significant decrease in household expenses                                                                                                                                                                                             | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent7bo         | Event contributed to bank account opening: Significant decrease in household expenses                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent7bo         | Event contributed to bank account opening: Significant decrease in household expenses                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent7bo         | Event contributed to bank account opening: Significant decrease in household expenses                                                                                                                                                                                             | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent8           | HH event: Divorce or death                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent8           | HH event: Divorce or death                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent8bc         | Event contributed to bank account closing: Divorce or death                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent8bc         | Event contributed to bank account closing: Divorce or death                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent8bc         | Event contributed to bank account closing: Divorce or death                                                                                                                                                                                                                       | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent8bo         | Event contributed to bank account opening: Divorce or death                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent8bo         | Event contributed to bank account opening: Divorce or death                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent8bo         | Event contributed to bank account opening: Divorce or death                                                                                                                                                                                                                       | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent9           | HH event: New marriage, civil union, or domestic partnership                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent9           | HH event: New marriage, civil union, or domestic partnership                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent9bc         | Event contributed to bank account closing: New marriage, civil union, or domestic partnership                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent9bc         | Event contributed to bank account closing: New marriage, civil union, or domestic partnership                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent9bc         | Event contributed to bank account closing: New marriage, civil union, or domestic partnership                                                                                                                                                                                     | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent9bo         | Event contributed to bank account opening: New marriage, civil union, or domestic partnership                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent9bo         | Event contributed to bank account opening: New marriage, civil union, or domestic partnership                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent9bo         | Event contributed to bank account opening: New marriage, civil union, or domestic partnership                                                                                                                                                                                     | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent10          | HH event: Birth, adoption, or other addition of a child                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent10          | HH event: Birth, adoption, or other addition of a child                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent10bc        | Event contributed to bank account closing: Birth, adoption, or other addition of a child                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent10bc        | Event contributed to bank account closing: Birth, adoption, or other addition of a child                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent10bc        | Event contributed to bank account closing: Birth, adoption, or other addition of a child                                                                                                                                                                                          | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent10bo        | Event contributed to bank account opening: Birth, adoption, or other addition of a child                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent10bo        | Event contributed to bank account opening: Birth, adoption, or other addition of a child                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent10bo        | Event contributed to bank account opening: Birth, adoption, or other addition of a child                                                                                                                                                                                          | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent11          | HH event: Move or relocation                                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent11          | HH event: Move or relocation                                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent11bc        | Event contributed to bank account closing: Move or relocation                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent11bc        | Event contributed to bank account closing: Move or relocation                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent11bc        | Event contributed to bank account closing: Move or relocation                                                                                                                                                                                                                     | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent11bo        | Event contributed to bank account opening: Move or relocation                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent11bo        | Event contributed to bank account opening: Move or relocation                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hevent11bo        | Event contributed to bank account opening: Move or relocation                                                                                                                                                                                                                     | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hhaschk           | Checking account ownership                                                                                                                                                                                                                                                        | Excludes households with missing information on checking account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 1     | Has checking account                                                                  | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hhaschk           | Checking account ownership                                                                                                                                                                                                                                                        | Excludes households with missing information on checking account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 2     | Does not have checking account                                                        | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hhaschk           | Checking account ownership                                                                                                                                                                                                                                                        | Excludes households with missing information on checking account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hhassav           | Savings account ownership                                                                                                                                                                                                                                                         | Excludes households with missing information on savings account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Has savings account                                                                   | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hhassav           | Savings account ownership                                                                                                                                                                                                                                                         | Excludes households with missing information on savings account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | Does not have savings account                                                         | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hhassav           | Savings account ownership                                                                                                                                                                                                                                                         | Excludes households with missing information on savings account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | .      | .      | 2011      | 2017    |
| hhfamtyp          | Household family type                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Family household                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhfamtyp          | Household family type                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Nonfamily household                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhfamtyp          | Household family type                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Other                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhincome          | Family income                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Less than $15,000                                                                     | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| hhincome          | Family income                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | $15,000 to $30,000                                                                    | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| hhincome          | Family income                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | $30,000 to $50,000                                                                    | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| hhincome          | Family income                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | $50,000 to $75,000                                                                    | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| hhincome          | Family income                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | At least $75,000                                                                      | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| hhincome2         | Family income (excludes imputed values)                                                                                                                                                                                                                                           | Households with unknown income are categorized as Missing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Less than $15,000                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhincome2         | Family income (excludes imputed values)                                                                                                                                                                                                                                           | Households with unknown income are categorized as Missing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | $15,000 to $30,000                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhincome2         | Family income (excludes imputed values)                                                                                                                                                                                                                                           | Households with unknown income are categorized as Missing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 3     | $30,000 to $50,000                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhincome2         | Family income (excludes imputed values)                                                                                                                                                                                                                                           | Households with unknown income are categorized as Missing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 4     | $50,000 to $75,000                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhincome2         | Family income (excludes imputed values)                                                                                                                                                                                                                                           | Households with unknown income are categorized as Missing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 5     | At least $75,000                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhincome2         | Family income (excludes imputed values)                                                                                                                                                                                                                                           | Households with unknown income are categorized as Missing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Missing                                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhsupwgt          | Household supplement weight                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtenure          | Homeownership                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Homeowner                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtenure          | Homeownership                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Non-homeowner                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtype            | Household type                                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Married couple                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtype            | Household type                                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Unmarried female-householder family                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtype            | Household type                                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Unmarried male-householder family                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtype            | Household type                                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Female-householder nonfamily                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtype            | Household type                                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | Male-householder nonfamily                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtype            | Household type                                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | Other                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtypev2          | Household type (more detail)                                                                                                                                                                                                                                                      | Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Married couple                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtypev2          | Household type (more detail)                                                                                                                                                                                                                                                      | Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | Unmarried female-householder family: Single-mother household                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtypev2          | Household type (more detail)                                                                                                                                                                                                                                                      | Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 3     | Unmarried female-householder family: Other                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtypev2          | Household type (more detail)                                                                                                                                                                                                                                                      | Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 4     | Unmarried male-householder family: Single-father household                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtypev2          | Household type (more detail)                                                                                                                                                                                                                                                      | Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 5     | Unmarried male-householder family: Other                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtypev2          | Household type (more detail)                                                                                                                                                                                                                                                      | Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 6     | Female-householder nonfamily                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtypev2          | Household type (more detail)                                                                                                                                                                                                                                                      | Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 7     | Male-householder nonfamily                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hhtypev2          | Household type (more detail)                                                                                                                                                                                                                                                      | Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 8     | Other                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hintacc           | Internet access through home or work                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Has access                                                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hintacc           | Internet access through home or work                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Does not have access                                                                  | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmobnk            | Banking status of households that used mobile banking                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Underbanked and used mobile banking                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmobnk            | Banking status of households that used mobile banking                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Fully banked and used mobile banking                                                  | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmobnk            | Banking status of households that used mobile banking                                                                                                                                                                                                                             | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphone           | Mobile phone                                                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Has mobile phone                                                                      | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| hmphone           | Mobile phone                                                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Does not have mobile phone                                                            | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| hmphoneppu1       | Used prepaid card through mobile phone: Downloaded or used prepaid card providers mobile app                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu1       | Used prepaid card through mobile phone: Downloaded or used prepaid card providers mobile app                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu1       | Used prepaid card through mobile phone: Downloaded or used prepaid card providers mobile app                                                                                                                                                                                      | Households that accessed or loaded prepaid card account through mobile phone in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu2       | Used prepaid card through mobile phone: Checked prepaid account balance or recent transactions                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu2       | Used prepaid card through mobile phone: Checked prepaid account balance or recent transactions                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu2       | Used prepaid card through mobile phone: Checked prepaid account balance or recent transactions                                                                                                                                                                                    | Households that accessed or loaded prepaid card account through mobile phone in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu3       | Used prepaid card through mobile phone: Made bill payment using prepaid card                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu3       | Used prepaid card through mobile phone: Made bill payment using prepaid card                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu3       | Used prepaid card through mobile phone: Made bill payment using prepaid card                                                                                                                                                                                                      | Households that accessed or loaded prepaid card account through mobile phone in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu4       | Used prepaid card through mobile phone: Received text message alert from prepaid card account                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu4       | Used prepaid card through mobile phone: Received text message alert from prepaid card account                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu4       | Used prepaid card through mobile phone: Received text message alert from prepaid card account                                                                                                                                                                                     | Households that accessed or loaded prepaid card account through mobile phone in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu5       | Used prepaid card through mobile phone: Sent money to other people from prepaid card account                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu5       | Used prepaid card through mobile phone: Sent money to other people from prepaid card account                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu5       | Used prepaid card through mobile phone: Sent money to other people from prepaid card account                                                                                                                                                                                      | Households that accessed or loaded prepaid card account through mobile phone in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu6       | Used prepaid card through mobile phone: Transferred money between accounts owned by same person                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu6       | Used prepaid card through mobile phone: Transferred money between accounts owned by same person                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu6       | Used prepaid card through mobile phone: Transferred money between accounts owned by same person                                                                                                                                                                                   | Households that accessed or loaded prepaid card account through mobile phone in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu7       | Used prepaid card through mobile phone: Deposited check electronically to prepaid card account                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu7       | Used prepaid card through mobile phone: Deposited check electronically to prepaid card account                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu7       | Used prepaid card through mobile phone: Deposited check electronically to prepaid card account                                                                                                                                                                                    | Households that accessed or loaded prepaid card account through mobile phone in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu8       | Used prepaid card through mobile phone: Waved or tapped mobile phone at cash register to pay for purchase with prepaid card                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu8       | Used prepaid card through mobile phone: Waved or tapped mobile phone at cash register to pay for purchase with prepaid card                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu8       | Used prepaid card through mobile phone: Waved or tapped mobile phone at cash register to pay for purchase with prepaid card                                                                                                                                                       | Households that accessed or loaded prepaid card account through mobile phone in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu9       | Used prepaid card through mobile phone: Other                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu9       | Used prepaid card through mobile phone: Other                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hmphoneppu9       | Used prepaid card through mobile phone: Other                                                                                                                                                                                                                                     | Households that accessed or loaded prepaid card account through mobile phone in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacecc          | Nonbank check casher: Typical location used                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Large retail or department store                                                      | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacecc          | Nonbank check casher: Typical location used                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Grocery, liquor, convenience, or drug store                                           | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacecc          | Nonbank check casher: Typical location used                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Stand alone nonbank financial services store                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacecc          | Nonbank check casher: Typical location used                                                                                                                                                                                                                                       | Households that used nonbank check cashers in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacecc          | Nonbank check casher: Typical location used                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 99    | Unknown location                                                                      | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacemo          | Nonbank money order: Typical location used                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Post office                                                                           | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacemo          | Nonbank money order: Typical location used                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Large retail or department store                                                      | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacemo          | Nonbank money order: Typical location used                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Grocery, liquor, convenience, or drug store                                           | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacemo          | Nonbank money order: Typical location used                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Stand alone nonbank financial services store                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacemo          | Nonbank money order: Typical location used                                                                                                                                                                                                                                        | Households that used nonbank money orders in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacemo          | Nonbank money order: Typical location used                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 99    | Other/Unknown                                                                         | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacepp          | Prepaid card: Typical location to get it                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Large retail or department store                                                      | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacepp          | Prepaid card: Typical location to get it                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Grocery, liquor, convenience, or drug store                                           | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacepp          | Prepaid card: Typical location to get it                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Stand alone nonbank financial services store                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacepp          | Prepaid card: Typical location to get it                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | A bank branch                                                                         | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacepp          | Prepaid card: Typical location to get it                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | Internet/Online                                                                       | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacepp          | Prepaid card: Typical location to get it                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | Over the telephone                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacepp          | Prepaid card: Typical location to get it                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 7     | Provided by someone else                                                              | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacepp          | Prepaid card: Typical location to get it                                                                                                                                                                                                                                          | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacepp          | Prepaid card: Typical location to get it                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 99    | Unknown                                                                               | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacerm          | Nonbank international remittance: Typical location used                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Large retail or department store                                                      | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacerm          | Nonbank international remittance: Typical location used                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Grocery, liquor, convenience, or drug store                                           | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacerm          | Nonbank international remittance: Typical location used                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Stand alone nonbank financial services store                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacerm          | Nonbank international remittance: Typical location used                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Mobile phone                                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacerm          | Nonbank international remittance: Typical location used                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | Online through computer                                                               | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacerm          | Nonbank international remittance: Typical location used                                                                                                                                                                                                                           | Households that used nonbank international remittances in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hplacerm          | Nonbank international remittance: Typical location used                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 99    | Other/Unknown                                                                         | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadpp          | Prepaid card, reloaded in past 12 months                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Card was reloaded                                                                     | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadpp          | Prepaid card, reloaded in past 12 months                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Card was not reloaded                                                                 | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadpp          | Prepaid card, reloaded in past 12 months                                                                                                                                                                                                                                          | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm1        | Prepaid card access or load: Bank teller                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm1        | Prepaid card access or load: Bank teller                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm1        | Prepaid card access or load: Bank teller                                                                                                                                                                                                                                          | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm2        | Prepaid card access or load: ATM/Kiosk                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm2        | Prepaid card access or load: ATM/Kiosk                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm2        | Prepaid card access or load: ATM/Kiosk                                                                                                                                                                                                                                            | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm3        | Prepaid card access or load: Retail store clerk                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm3        | Prepaid card access or load: Retail store clerk                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm3        | Prepaid card access or load: Retail store clerk                                                                                                                                                                                                                                   | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm4        | Prepaid card access or load: Telephone                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm4        | Prepaid card access or load: Telephone                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm4        | Prepaid card access or load: Telephone                                                                                                                                                                                                                                            | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm5        | Prepaid card access or load: Mobile phone through text messaging, phone Internet browser, mobile app, email                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm5        | Prepaid card access or load: Mobile phone through text messaging, phone Internet browser, mobile app, email                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm5        | Prepaid card access or load: Mobile phone through text messaging, phone Internet browser, mobile app, email                                                                                                                                                                       | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm6        | Prepaid card access or load: Online through desktop, laptop, or tablet                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm6        | Prepaid card access or load: Online through desktop, laptop, or tablet                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm6        | Prepaid card access or load: Online through desktop, laptop, or tablet                                                                                                                                                                                                            | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm7        | Prepaid card access or load: Direct deposit of paycheck                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm7        | Prepaid card access or load: Direct deposit of paycheck                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm7        | Prepaid card access or load: Direct deposit of paycheck                                                                                                                                                                                                                           | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm8        | Prepaid card access or load: Other                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm8        | Prepaid card access or load: Other                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hrloadppm8        | Prepaid card access or load: Other                                                                                                                                                                                                                                                | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hryear4           | Survey year                                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hsmphone          | Smartphone                                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Smartphone                                                                            | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| hsmphone          | Smartphone                                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Non-smartphone                                                                        | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| hsmphone          | Smartphone                                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | No mobile phone                                                                       | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| hsupresp          | Supplement respondent - household                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 0     | Nonrespondent                                                                         | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hsupresp          | Supplement respondent - household                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Respondent                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hsupwgtk          | Household-level weight (1000s)                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hunbnk            | Unbanked                                                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Unbanked                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hunbnk            | Unbanked                                                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Has bank account                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hunbnkpp          | Unbanked, used prepaid card in past 30 days                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkpp          | Unbanked, used prepaid card in past 30 days                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr1          | Why unbanked: Inconvenient hours or locations                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr1          | Why unbanked: Inconvenient hours or locations                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr1          | Why unbanked: Inconvenient hours or locations                                                                                                                                                                                                                                     | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr2          | Why unbanked: Account fees too high or unpredictable                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr2          | Why unbanked: Account fees too high or unpredictable                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr2          | Why unbanked: Account fees too high or unpredictable                                                                                                                                                                                                                              | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr3          | Why unbanked: Banks do not offer needed products or services                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr3          | Why unbanked: Banks do not offer needed products or services                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr3          | Why unbanked: Banks do not offer needed products or services                                                                                                                                                                                                                      | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr4          | Why unbanked: Do not like dealing with or do not trust banks                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr4          | Why unbanked: Do not like dealing with or do not trust banks                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr4          | Why unbanked: Do not like dealing with or do not trust banks                                                                                                                                                                                                                      | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr5          | Why unbanked: Do not have enough money to keep in account or meet minimum balance                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr5          | Why unbanked: Do not have enough money to keep in account or meet minimum balance                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr5          | Why unbanked: Do not have enough money to keep in account or meet minimum balance                                                                                                                                                                                                 | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr6          | Why unbanked: Not using bank provides more privacy                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr6          | Why unbanked: Not using bank provides more privacy                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr6          | Why unbanked: Not using bank provides more privacy                                                                                                                                                                                                                                | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr7          | Why unbanked: ID, credit, or banking history problems                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr7          | Why unbanked: ID, credit, or banking history problems                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr7          | Why unbanked: ID, credit, or banking history problems                                                                                                                                                                                                                             | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr8          | Why unbanked: Other reason                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr8          | Why unbanked: Other reason                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkr8          | Why unbanked: Other reason                                                                                                                                                                                                                                                        | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkrm          | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Previously had an account but the bank closed it                                      | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| hunbnkrm          | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | ID, credit, or banking history problems                                               | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| hunbnkrm          | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 3     | Banks do not have convenient hours or locations                                       | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| hunbnkrm          | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 4     | Bank account fees or minimum balance requirements are too high                        | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| hunbnkrm          | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 5     | Banks do not offer the needed products or services                                    | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| hunbnkrm          | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 6     | Do not like dealing with and/or do not trust banks                                    | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| hunbnkrm          | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 7     | Do not have enough money                                                              | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| hunbnkrm          | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 8     | Do not know how to open or manage an account                                          | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| hunbnkrm          | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 9     | Do not need or want an account                                                        | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| hunbnkrm          | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 10    | Other/None of the above                                                               | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| hunbnkrm          | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| hunbnkrm          | Main reason unbanked                                                                                                                                                                                                                                                              | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| hunbnkrmv2        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Inconvenient hours or locations                                                       | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkrmv2        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Account fees too high or unpredictable                                                | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkrmv2        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Banks do not offer needed products or services                                        | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkrmv2        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Do not like dealing with or do not trust banks                                        | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkrmv2        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | Do not have enough money to keep in account or meet minimum balance                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkrmv2        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | Not using bank provides more privacy                                                  | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkrmv2        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 7     | ID, credit, or banking history problems                                               | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkrmv2        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 8     | Other reason                                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkrmv2        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 99    | Unknown reason                                                                        | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hunbnkrmv2        | Main reason unbanked                                                                                                                                                                                                                                                              | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse1AFS          | Nonbank transaction and credit product use, ever                                                                                                                                                                                                                                  | Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 1     | Has used                                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1AFS          | Nonbank transaction and credit product use, ever                                                                                                                                                                                                                                  | Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 2     | Has not used                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1AFS          | Nonbank transaction and credit product use, ever                                                                                                                                                                                                                                  | Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 99    | Unknown                                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1AFSC         | Nonbank credit product use, ever                                                                                                                                                                                                                                                  | Excludes households with not enough information to characterize nonbank credit product use. Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Has used                                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1AFSC         | Nonbank credit product use, ever                                                                                                                                                                                                                                                  | Excludes households with not enough information to characterize nonbank credit product use. Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Has not used                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1AFSC         | Nonbank credit product use, ever                                                                                                                                                                                                                                                  | Excludes households with not enough information to characterize nonbank credit product use. Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 99    | Unknown                                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1AFSCv2       | Nonbank credit product use, ever                                                                                                                                                                                                                                                  | Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Has used                                                                              | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse1AFSCv2       | Nonbank credit product use, ever                                                                                                                                                                                                                                                  | Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | Has not used                                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse1AFST         | Nonbank transaction product use, ever                                                                                                                                                                                                                                             | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing and money order.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Has used                                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1AFST         | Nonbank transaction product use, ever                                                                                                                                                                                                                                             | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing and money order.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | Has not used                                                                          | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1AFST         | Nonbank transaction product use, ever                                                                                                                                                                                                                                             | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing and money order.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1AFSTv2       | Nonbank transaction product use, ever                                                                                                                                                                                                                                             | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Has used                                                                              | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse1AFSTv2       | Nonbank transaction product use, ever                                                                                                                                                                                                                                             | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | Has not used                                                                          | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse1AFSTv2       | Nonbank transaction product use, ever                                                                                                                                                                                                                                             | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse1AFSv2        | Nonbank transaction and credit product use, ever                                                                                                                                                                                                                                  | Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Has used                                                                              | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse1AFSv2        | Nonbank transaction and credit product use, ever                                                                                                                                                                                                                                  | Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | Has not used                                                                          | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse1AFSv2        | Nonbank transaction and credit product use, ever                                                                                                                                                                                                                                  | Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse1AFSv3        | Nonbank transaction and credit product use, ever                                                                                                                                                                                                                                  | Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 1     | Has used                                                                              | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse1AFSv3        | Nonbank transaction and credit product use, ever                                                                                                                                                                                                                                  | Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 2     | Has not used                                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse1atl          | Auto title loan, ever used                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Has ever used                                                                         | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse1atl          | Auto title loan, ever used                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Has never used                                                                        | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse1cc           | Nonbank check cashing, ever used                                                                                                                                                                                                                                                  | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Has ever used                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1cc           | Nonbank check cashing, ever used                                                                                                                                                                                                                                                  | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | Has never used                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1cc           | Nonbank check cashing, ever used                                                                                                                                                                                                                                                  | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1mo           | Nonbank money order, ever used                                                                                                                                                                                                                                                    | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Has ever used                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1mo           | Nonbank money order, ever used                                                                                                                                                                                                                                                    | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Has never used                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1mo           | Nonbank money order, ever used                                                                                                                                                                                                                                                    | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 99    | Unknown                                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1pdl          | Payday loan, ever used                                                                                                                                                                                                                                                            | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Has ever used                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1pdl          | Payday loan, ever used                                                                                                                                                                                                                                                            | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Has never used                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1pdl          | Payday loan, ever used                                                                                                                                                                                                                                                            | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 99    | Unknown                                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1pp           | Prepaid card, ever used                                                                                                                                                                                                                                                           | Excludes households with missing information on use of prepaid cards.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Has ever used                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1pp           | Prepaid card, ever used                                                                                                                                                                                                                                                           | Excludes households with missing information on use of prepaid cards.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | Has never used                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1pp           | Prepaid card, ever used                                                                                                                                                                                                                                                           | Excludes households with missing information on use of prepaid cards.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1pwn          | Pawn shop loan, ever used                                                                                                                                                                                                                                                         | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Has ever used                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1pwn          | Pawn shop loan, ever used                                                                                                                                                                                                                                                         | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | Has never used                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1pwn          | Pawn shop loan, ever used                                                                                                                                                                                                                                                         | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 99    | Unknown                                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1ral          | Refund anticipation loan, ever used                                                                                                                                                                                                                                               | Excludes households with missing information on use of refund anticipation loans. In 2009 survey instrument, the timeframe for refund anticipation loan was past five years.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 1     | Has ever used                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1ral          | Refund anticipation loan, ever used                                                                                                                                                                                                                                               | Excludes households with missing information on use of refund anticipation loans. In 2009 survey instrument, the timeframe for refund anticipation loan was past five years.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 2     | Has never used                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1ral          | Refund anticipation loan, ever used                                                                                                                                                                                                                                               | Excludes households with missing information on use of refund anticipation loans. In 2009 survey instrument, the timeframe for refund anticipation loan was past five years.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 99    | Unknown                                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1rm           | Nonbank international remittance, ever used                                                                                                                                                                                                                                       | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Has ever used                                                                         | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse1rm           | Nonbank international remittance, ever used                                                                                                                                                                                                                                       | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Has never used                                                                        | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse1rm           | Nonbank international remittance, ever used                                                                                                                                                                                                                                       | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse1rto          | Rent-to-own service, ever used                                                                                                                                                                                                                                                    | Excludes households with missing information on use of rent-to-own services.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 1     | Has ever used                                                                         | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1rto          | Rent-to-own service, ever used                                                                                                                                                                                                                                                    | Excludes households with missing information on use of rent-to-own services.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 2     | Has never used                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse1rto          | Rent-to-own service, ever used                                                                                                                                                                                                                                                    | Excludes households with missing information on use of rent-to-own services.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 99    | Unknown                                                                               | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| huse2AFSC         | Nonbank credit product use, past 12 months                                                                                                                                                                                                                                        | Excludes households with not enough information to characterize nonbank credit product use. Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Has used                                                                              | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse2AFSC         | Nonbank credit product use, past 12 months                                                                                                                                                                                                                                        | Excludes households with not enough information to characterize nonbank credit product use. Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Has not used                                                                          | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse2AFSC         | Nonbank credit product use, past 12 months                                                                                                                                                                                                                                        | Excludes households with not enough information to characterize nonbank credit product use. Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse2AFSCv2       | Nonbank credit product use, past 12 months                                                                                                                                                                                                                                        | Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Has used                                                                              | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2AFSCv2       | Nonbank credit product use, past 12 months                                                                                                                                                                                                                                        | Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | Has not used                                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2afsnbr       | Number of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                            | Excludes households with not enough information to characterize number of nonbank transaction and credit products used. Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 0     | Did not use                                                                           | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2afsnbr       | Number of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                            | Excludes households with not enough information to characterize number of nonbank transaction and credit products used. Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used 1                                                                                | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2afsnbr       | Number of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                            | Excludes households with not enough information to characterize number of nonbank transaction and credit products used. Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used 2                                                                                | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2afsnbr       | Number of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                            | Excludes households with not enough information to characterize number of nonbank transaction and credit products used. Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Used 3 or more                                                                        | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2afsnbr       | Number of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                            | Excludes households with not enough information to characterize number of nonbank transaction and credit products used. Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2afsnbrv2     | Number of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                            | Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | 0     | Did not use                                                                           | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2afsnbrv2     | Number of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                            | Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | 1     | Used 1                                                                                | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2afsnbrv2     | Number of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                            | Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | 2     | Used 2                                                                                | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2afsnbrv2     | Number of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                            | Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | 3     | Used 3 or more                                                                        | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2AFSTv1       | Nonbank transaction product use, past 12 months                                                                                                                                                                                                                                   | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing and money order.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Has used                                                                              | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse2AFSTv1       | Nonbank transaction product use, past 12 months                                                                                                                                                                                                                                   | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing and money order.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | Has not used                                                                          | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse2AFSTv1       | Nonbank transaction product use, past 12 months                                                                                                                                                                                                                                   | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing and money order.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse2AFSTv2       | Nonbank transaction product use, past 12 months                                                                                                                                                                                                                                   | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Has used                                                                              | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2AFSTv2       | Nonbank transaction product use, past 12 months                                                                                                                                                                                                                                   | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | Has not used                                                                          | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2AFSTv2       | Nonbank transaction product use, past 12 months                                                                                                                                                                                                                                   | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2afstypev2    | Type of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                              | Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Nonbank transaction only                                                              | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2afstypev2    | Type of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                              | Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | Nonbank transaction and credit                                                        | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2afstypev2    | Type of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                              | Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 3     | Nonbank credit only                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2afstypev2    | Type of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                              | Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 4     | Did not use                                                                           | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3afstypev2    | Type of nonbank transaction and credit products used, past 30 days                                                                                                                                                                                                                | Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 1     | Nonbank transaction only                                                              | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3afstypev2    | Type of nonbank transaction and credit products used, past 30 days                                                                                                                                                                                                                | Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 2     | Nonbank transaction and credit                                                        | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3afstypev2    | Type of nonbank transaction and credit products used, past 30 days                                                                                                                                                                                                                | Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 3     | Nonbank credit only                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3afstypev2    | Type of nonbank transaction and credit products used, past 30 days                                                                                                                                                                                                                | Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 4     | Did not use                                                                           | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2afstype      | Type of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                              | Excludes households with not enough information to characterize type of nonbank transaction and credit products used. Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 1     | Nonbank transaction only                                                              | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2afstype      | Type of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                              | Excludes households with not enough information to characterize type of nonbank transaction and credit products used. Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 2     | Nonbank transaction and credit                                                        | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2afstype      | Type of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                              | Excludes households with not enough information to characterize type of nonbank transaction and credit products used. Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 3     | Nonbank credit only                                                                   | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2afstype      | Type of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                              | Excludes households with not enough information to characterize type of nonbank transaction and credit products used. Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 4     | Did not use                                                                           | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2afstype      | Type of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                              | Excludes households with not enough information to characterize type of nonbank transaction and credit products used. Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 98    | Nonbank products used, type unknown                                                   | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2afstype      | Type of nonbank transaction and credit products used, past 12 months                                                                                                                                                                                                              | Excludes households with not enough information to characterize type of nonbank transaction and credit products used. Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 99    | Use unknown                                                                           | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2AFSv2        | Nonbank transaction and credit product use, past 12 months                                                                                                                                                                                                                        | Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Has used                                                                              | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2AFSv2        | Nonbank transaction and credit product use, past 12 months                                                                                                                                                                                                                        | Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | Has not used                                                                          | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2AFSv2        | Nonbank transaction and credit product use, past 12 months                                                                                                                                                                                                                        | Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse2AFSv3        | Nonbank transaction and credit product use, past 12 months                                                                                                                                                                                                                        | Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 1     | Has used                                                                              | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2AFSv3        | Nonbank transaction and credit product use, past 12 months                                                                                                                                                                                                                        | Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 2     | Has not used                                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2atl          | Auto title loan, past 12 months                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used in past 12 months                                                                | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2atl          | Auto title loan, past 12 months                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used but not in past 12 months                                                        | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2atl          | Auto title loan, past 12 months                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Never used                                                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2cc           | Nonbank check cashing, past 12 months                                                                                                                                                                                                                                             | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Used in past 12 months                                                                | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2cc           | Nonbank check cashing, past 12 months                                                                                                                                                                                                                                             | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | Used but not in past 12 months                                                        | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2cc           | Nonbank check cashing, past 12 months                                                                                                                                                                                                                                             | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 3     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2cc           | Nonbank check cashing, past 12 months                                                                                                                                                                                                                                             | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2mo           | Nonbank money order, past 12 months                                                                                                                                                                                                                                               | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Used in past 12 months                                                                | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2mo           | Nonbank money order, past 12 months                                                                                                                                                                                                                                               | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Used but not in past 12 months                                                        | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2mo           | Nonbank money order, past 12 months                                                                                                                                                                                                                                               | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 3     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2mo           | Nonbank money order, past 12 months                                                                                                                                                                                                                                               | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2pdl          | Payday loan, past 12 months                                                                                                                                                                                                                                                       | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Used in past 12 months                                                                | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2pdl          | Payday loan, past 12 months                                                                                                                                                                                                                                                       | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Used but not in past 12 months                                                        | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2pdl          | Payday loan, past 12 months                                                                                                                                                                                                                                                       | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 3     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2pdl          | Payday loan, past 12 months                                                                                                                                                                                                                                                       | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2pp           | Prepaid card, past 12 months                                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used in past 12 months                                                                | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2pp           | Prepaid card, past 12 months                                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used but not in past 12 months                                                        | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2pp           | Prepaid card, past 12 months                                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Never used                                                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse2pwn          | Pawn shop loan, past 12 months                                                                                                                                                                                                                                                    | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Used in past 12 months                                                                | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2pwn          | Pawn shop loan, past 12 months                                                                                                                                                                                                                                                    | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | Used but not in past 12 months                                                        | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2pwn          | Pawn shop loan, past 12 months                                                                                                                                                                                                                                                    | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 3     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2pwn          | Pawn shop loan, past 12 months                                                                                                                                                                                                                                                    | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2ral          | Refund anticipation loan, past 12 months                                                                                                                                                                                                                                          | Excludes households with missing information on use of refund anticipation loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Used in past 12 months                                                                | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2ral          | Refund anticipation loan, past 12 months                                                                                                                                                                                                                                          | Excludes households with missing information on use of refund anticipation loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Used but not in past 12 months                                                        | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2ral          | Refund anticipation loan, past 12 months                                                                                                                                                                                                                                          | Excludes households with missing information on use of refund anticipation loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 3     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2ral          | Refund anticipation loan, past 12 months                                                                                                                                                                                                                                          | Excludes households with missing information on use of refund anticipation loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2rm           | Nonbank international remittance, past 12 months                                                                                                                                                                                                                                  | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Used in past 12 months                                                                | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2rm           | Nonbank international remittance, past 12 months                                                                                                                                                                                                                                  | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Used but not in past 12 months                                                        | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2rm           | Nonbank international remittance, past 12 months                                                                                                                                                                                                                                  | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 3     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2rm           | Nonbank international remittance, past 12 months                                                                                                                                                                                                                                  | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2rto          | Rent-to-own service, past 12 months                                                                                                                                                                                                                                               | Excludes households with missing information on use of rent-to-own services.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 1     | Used in past 12 months                                                                | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2rto          | Rent-to-own service, past 12 months                                                                                                                                                                                                                                               | Excludes households with missing information on use of rent-to-own services.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 2     | Used but not in past 12 months                                                        | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2rto          | Rent-to-own service, past 12 months                                                                                                                                                                                                                                               | Excludes households with missing information on use of rent-to-own services.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 3     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse2rto          | Rent-to-own service, past 12 months                                                                                                                                                                                                                                               | Excludes households with missing information on use of rent-to-own services.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3AFSC         | Nonbank credit product use, past 30 days                                                                                                                                                                                                                                          | Nonbank credit product use is based on the following: payday loan, pawn shop loan, and rent-to-own service.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 1     | Has used                                                                              | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3AFSC         | Nonbank credit product use, past 30 days                                                                                                                                                                                                                                          | Nonbank credit product use is based on the following: payday loan, pawn shop loan, and rent-to-own service.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 2     | Has not used                                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3AFSCv2       | Nonbank credit product use, past 30 days                                                                                                                                                                                                                                          | Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 1     | Has used                                                                              | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3AFSCv2       | Nonbank credit product use, past 30 days                                                                                                                                                                                                                                          | Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 2     | Has not used                                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3AFSTv2       | Nonbank transaction product use, past 30 days                                                                                                                                                                                                                                     | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Has used                                                                              | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3AFSTv2       | Nonbank transaction product use, past 30 days                                                                                                                                                                                                                                     | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | Has not used                                                                          | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3AFSTv2       | Nonbank transaction product use, past 30 days                                                                                                                                                                                                                                     | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3AFSv2        | Nonbank transaction and credit product use, past 30 days                                                                                                                                                                                                                          | Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, and pawn shop loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Has used                                                                              | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3AFSv2        | Nonbank transaction and credit product use, past 30 days                                                                                                                                                                                                                          | Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, and pawn shop loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Has not used                                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3AFSv3        | Nonbank transaction and credit product use, past 30 days                                                                                                                                                                                                                          | Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Has used                                                                              | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3AFSv3        | Nonbank transaction and credit product use, past 30 days                                                                                                                                                                                                                          | Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | Has not used                                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3atl          | Auto title loan, past 30 days                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used in past 30 days                                                                  | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3atl          | Auto title loan, past 30 days                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used but not in past 30 days                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3atl          | Auto title loan, past 30 days                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Never used                                                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3cc           | Nonbank check cashing, past 30 days                                                                                                                                                                                                                                               | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Used in past 30 days                                                                  | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3cc           | Nonbank check cashing, past 30 days                                                                                                                                                                                                                                               | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | Used but not in past 30 days                                                          | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3cc           | Nonbank check cashing, past 30 days                                                                                                                                                                                                                                               | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 3     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3cc           | Nonbank check cashing, past 30 days                                                                                                                                                                                                                                               | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3ccfq         | Nonbank check cashing, frequency of use in past 30 days                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huse3mo           | Nonbank money order, past 30 days                                                                                                                                                                                                                                                 | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Used in past 30 days                                                                  | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3mo           | Nonbank money order, past 30 days                                                                                                                                                                                                                                                 | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Used but not in past 30 days                                                          | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3mo           | Nonbank money order, past 30 days                                                                                                                                                                                                                                                 | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 3     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3mo           | Nonbank money order, past 30 days                                                                                                                                                                                                                                                 | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3mofq         | Nonbank money order, frequency of use in past 30 days                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huse3mopo         | Nonbank money order in past 30 days, purchased at post office                                                                                                                                                                                                                     | Excludes households with missing information on money orders purchased at the post office.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huse3mopo         | Nonbank money order in past 30 days, purchased at post office                                                                                                                                                                                                                     | Excludes households with missing information on money orders purchased at the post office.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huse3mopo         | Nonbank money order in past 30 days, purchased at post office                                                                                                                                                                                                                     | Excludes households with missing information on money orders purchased at the post office.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huse3mopo         | Nonbank money order in past 30 days, purchased at post office                                                                                                                                                                                                                     | Households that used money orders in past 30 days                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huse3pdl          | Payday loan, past 30 days                                                                                                                                                                                                                                                         | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Used in past 30 days                                                                  | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3pdl          | Payday loan, past 30 days                                                                                                                                                                                                                                                         | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Used but not in past 30 days                                                          | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3pdl          | Payday loan, past 30 days                                                                                                                                                                                                                                                         | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 3     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3pdl          | Payday loan, past 30 days                                                                                                                                                                                                                                                         | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3pp           | Prepaid card, past 30 days                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used in past 30 days                                                                  | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3pp           | Prepaid card, past 30 days                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used but not in past 30 days                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3pp           | Prepaid card, past 30 days                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Never used                                                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3pwn          | Pawn shop loan, past 30 days                                                                                                                                                                                                                                                      | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Used in past 30 days                                                                  | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3pwn          | Pawn shop loan, past 30 days                                                                                                                                                                                                                                                      | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | Used but not in past 30 days                                                          | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3pwn          | Pawn shop loan, past 30 days                                                                                                                                                                                                                                                      | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 3     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3pwn          | Pawn shop loan, past 30 days                                                                                                                                                                                                                                                      | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3rm           | Nonbank international remittance, past 30 days                                                                                                                                                                                                                                    | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Used in past 30 days                                                                  | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3rm           | Nonbank international remittance, past 30 days                                                                                                                                                                                                                                    | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Used but not in past 30 days                                                          | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3rm           | Nonbank international remittance, past 30 days                                                                                                                                                                                                                                    | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 3     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3rm           | Nonbank international remittance, past 30 days                                                                                                                                                                                                                                    | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 99    | Unknown                                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huse3rmfq         | Nonbank international remittance, frequency of use in past 30 days                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huse3rto          | Rent-to-own service, past 30 days                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used in past 30 days                                                                  | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3rto          | Rent-to-own service, past 30 days                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used but not in past 30 days                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huse3rto          | Rent-to-own service, past 30 days                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Never used                                                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseafscrsn       | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 1     | To make up for lost income                                                            | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseafscrsn       | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 2     | For basic living expenses                                                             | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseafscrsn       | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 3     | For house repairs or to buy an appliance                                              | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseafscrsn       | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 4     | For medical expenses                                                                  | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseafscrsn       | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 5     | For car repairs                                                                       | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseafscrsn       | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 6     | For school or childcare expenses                                                      | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseafscrsn       | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 7     | For special gifts or luxuries                                                         | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseafscrsn       | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 8     | Other                                                                                 | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseafscrsn       | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 99    | Unknown                                                                               | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseafscrsn       | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Households that ever used nonbank credit                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | -1    | NIU                                                                                   | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseafscrsnv2     | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 1     | To make up for job loss or decrease in income                                         | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseafscrsnv2     | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 2     | For basic living expenses                                                             | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseafscrsnv2     | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 3     | For house or car repairs or to buy an appliance                                       | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseafscrsnv2     | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 4     | For medical, dental or death expenses                                                 | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseafscrsnv2     | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 5     | For school or childcare expenses                                                      | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseafscrsnv2     | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 6     | For special gifts or luxuries                                                         | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseafscrsnv2     | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 7     | For legal expenses                                                                    | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseafscrsnv2     | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 8     | Other                                                                                 | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseafscrsnv2     | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 99    | Unknown                                                                               | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseafscrsnv2     | Nonbank credit: Reason used                                                                                                                                                                                                                                                       | Households that used nonbank credit in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | -1    | NIU                                                                                   | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseatl           | Auto title loan use                                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used: In past 30 days                                                                 | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseatl           | Auto title loan use                                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used: Not in past 30 days but in past 12 months                                       | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseatl           | Auto title loan use                                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Used: Not in past 12 months                                                           | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseatl           | Auto title loan use                                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Never used                                                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husecc            | Nonbank check cashing use                                                                                                                                                                                                                                                         | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Used: In past 30 days                                                                 | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husecc            | Nonbank check cashing use                                                                                                                                                                                                                                                         | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | Used: Not in past 30 days but in past 12 months                                       | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husecc            | Nonbank check cashing use                                                                                                                                                                                                                                                         | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 3     | Used: Not in past 12 months                                                           | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husecc            | Nonbank check cashing use                                                                                                                                                                                                                                                         | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 4     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husecc            | Nonbank check cashing use                                                                                                                                                                                                                                                         | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Use unknown                                                                           | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huseccrsn         | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Do not have a bank account                                                            | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseccrsn         | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | To get money faster                                                                   | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseccrsn         | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 3     | The place is more convenient                                                          | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseccrsn         | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 4     | A bank charges more to cash checks                                                    | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseccrsn         | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 5     | The place to cash checks asks for fewer IDs                                           | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseccrsn         | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 6     | Feel more comfortable than at a bank                                                  | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseccrsn         | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 7     | Other                                                                                 | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseccrsn         | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 99    | Unknown                                                                               | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseccrsn         | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Households that ever used nonbank check cashers                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| huseccrsnv2       | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Banks do not cash checks                                                              | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseccrsnv2       | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | To get money faster                                                                   | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseccrsnv2       | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 3     | The place to cash checks has more convenient hours or location                        | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseccrsnv2       | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 4     | A bank charges more to cash checks                                                    | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseccrsnv2       | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 5     | The place to cash checks asks for fewer IDs                                           | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseccrsnv2       | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 6     | The place to cash checks feels more comfortable than a bank                           | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseccrsnv2       | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 7     | Do not have a bank account                                                            | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseccrsnv2       | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 8     | Do not trust banks                                                                    | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseccrsnv2       | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 9     | Other                                                                                 | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseccrsnv2       | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 99    | Unknown                                                                               | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseccrsnv2       | Nonbank check casher: Reason used                                                                                                                                                                                                                                                 | Households that used nonbank check cashers in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husemo            | Nonbank money order use                                                                                                                                                                                                                                                           | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Used: In past 30 days                                                                 | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husemo            | Nonbank money order use                                                                                                                                                                                                                                                           | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Used: Not in past 30 days but in past 12 months                                       | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husemo            | Nonbank money order use                                                                                                                                                                                                                                                           | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 3     | Used: Not in past 12 months                                                           | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husemo            | Nonbank money order use                                                                                                                                                                                                                                                           | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 4     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husemo            | Nonbank money order use                                                                                                                                                                                                                                                           | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 99    | Use unknown                                                                           | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husemorsn         | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Banks do not sell money orders                                                        | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husemorsn         | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | The place to purchase money orders is more convenient than a bank                     | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husemorsn         | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 3     | Banks charge more for money orders                                                    | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husemorsn         | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 4     | The place feels more comfortable than a bank                                          | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husemorsn         | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 5     | Other                                                                                 | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husemorsn         | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husemorsn         | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Households that ever used nonbank money orders                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husemorsnv2       | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Banks do not sell money orders                                                        | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husemorsnv2       | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | The place to purchase money orders has more convenient hours or location              | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husemorsnv2       | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 3     | A bank charges more for money orders                                                  | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husemorsnv2       | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 4     | The place to purchase money orders feels more comfortable than a bank                 | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husemorsnv2       | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 5     | Do not have a bank account                                                            | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husemorsnv2       | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 6     | Do not trust banks                                                                    | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husemorsnv2       | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 7     | Other                                                                                 | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husemorsnv2       | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husemorsnv2       | Nonbank money order: Reason used                                                                                                                                                                                                                                                  | Households that used nonbank money orders in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepdl           | Payday loan use                                                                                                                                                                                                                                                                   | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Used: In past 30 days                                                                 | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husepdl           | Payday loan use                                                                                                                                                                                                                                                                   | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Used: Not in past 30 days but in past 12 months                                       | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husepdl           | Payday loan use                                                                                                                                                                                                                                                                   | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 3     | Used: Not in past 12 months                                                           | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husepdl           | Payday loan use                                                                                                                                                                                                                                                                   | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 4     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husepdl           | Payday loan use                                                                                                                                                                                                                                                                   | Excludes households with missing information on use of online payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 99    | Use unknown                                                                           | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husepdlol         | Online payday loan use                                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Has taken out online payday loan                                                      | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepdlol         | Online payday loan use                                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Has not taken out online payday loan                                                  | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepdlol         | Online payday loan use                                                                                                                                                                                                                                                            | Households that used payday loans in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepdlrsn        | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | The payday loan service is more convenient                                            | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepdlrsn        | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | It is easier to get a payday loan than to qualify for a bank loan                     | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepdlrsn        | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 3     | A payday loan service feels more comfortable than using a bank                        | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepdlrsn        | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 4     | Do not qualify for a bank loan                                                        | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepdlrsn        | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 5     | Other                                                                                 | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepdlrsn        | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepdlrsn        | Payday loan: Reason used                                                                                                                                                                                                                                                          | Households that ever used payday loans                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepdlrsnv2      | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Banks do not make small dollar loans                                                  | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepdlrsnv2      | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | The place to get payday loans has more convenient hours or location                   | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepdlrsnv2      | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 3     | It is easier or faster to get a payday loan than to qualify for a bank loan           | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepdlrsnv2      | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 4     | The place to get payday loans feels more comfortable than a bank                      | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepdlrsnv2      | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 5     | Do not qualify for a bank loan                                                        | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepdlrsnv2      | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 6     | Do not trust banks                                                                    | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepdlrsnv2      | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 7     | Other                                                                                 | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepdlrsnv2      | Payday loan: Reason used                                                                                                                                                                                                                                                          | Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepdlrsnv2      | Payday loan: Reason used                                                                                                                                                                                                                                                          | Households that used payday loans in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepp            | Prepaid card use                                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used: In past 30 days                                                                 | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepp            | Prepaid card use                                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used: Not in past 30 days but in past 12 months                                       | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepp            | Prepaid card use                                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Used: Not in past 12 months                                                           | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepp            | Prepaid card use                                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Never used                                                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr1          | Why used prepaid card: To put money in a safe place                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr1          | Why used prepaid card: To put money in a safe place                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr1          | Why used prepaid card: To put money in a safe place                                                                                                                                                                                                                               | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr2          | Why used prepaid card: To pay for everyday purchases or pay bills                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr2          | Why used prepaid card: To pay for everyday purchases or pay bills                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr2          | Why used prepaid card: To pay for everyday purchases or pay bills                                                                                                                                                                                                                 | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr3          | Why used prepaid card: To save money for the future                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr3          | Why used prepaid card: To save money for the future                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr3          | Why used prepaid card: To save money for the future                                                                                                                                                                                                                               | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr4          | Why used prepaid card: To receive payments                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr4          | Why used prepaid card: To receive payments                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr4          | Why used prepaid card: To receive payments                                                                                                                                                                                                                                        | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr5          | Why used prepaid card: To send or give money                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr5          | Why used prepaid card: To send or give money                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr5          | Why used prepaid card: To send or give money                                                                                                                                                                                                                                      | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr6          | Why used prepaid card: To control spending                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr6          | Why used prepaid card: To control spending                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr6          | Why used prepaid card: To control spending                                                                                                                                                                                                                                        | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr7          | Why used prepaid card: Other                                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr7          | Why used prepaid card: Other                                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huseppr7          | Why used prepaid card: Other                                                                                                                                                                                                                                                      | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepprm          | Main reason used prepaid card                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | To put money in a safe place                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepprm          | Main reason used prepaid card                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | To pay for everyday purchases or pay bills                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepprm          | Main reason used prepaid card                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | To save money for the future                                                          | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepprm          | Main reason used prepaid card                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | To receive payments                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepprm          | Main reason used prepaid card                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | To send or give money                                                                 | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepprm          | Main reason used prepaid card                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | To control spending                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepprm          | Main reason used prepaid card                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 7     | Other                                                                                 | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepprm          | Main reason used prepaid card                                                                                                                                                                                                                                                     | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husepwn           | Pawn shop loan use                                                                                                                                                                                                                                                                | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Used: In past 30 days                                                                 | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husepwn           | Pawn shop loan use                                                                                                                                                                                                                                                                | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | Used: Not in past 30 days but in past 12 months                                       | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husepwn           | Pawn shop loan use                                                                                                                                                                                                                                                                | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 3     | Used: Not in past 12 months                                                           | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husepwn           | Pawn shop loan use                                                                                                                                                                                                                                                                | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 4     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husepwn           | Pawn shop loan use                                                                                                                                                                                                                                                                | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 99    | Use unknown                                                                           | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husepwnrsn        | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 1     | Banks do not have small loans                                                         | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepwnrsn        | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 2     | The pawn shop service is more convenient                                              | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepwnrsn        | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 3     | It is easier to get money from a pawn shop than to qualify for a bank loan            | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepwnrsn        | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 4     | More comfortable at a pawn shop than at a bank                                        | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepwnrsn        | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 5     | Do not qualify for a bank loan                                                        | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepwnrsn        | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 6     | Other                                                                                 | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepwnrsn        | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 99    | Unknown                                                                               | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepwnrsn        | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Households that ever used pawn shop loans                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | y      | .      | .      | .      | .      | .      | .      | 2009      | 2009    |
| husepwnrsnv2      | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 1     | Banks do not make small dollar loans                                                  | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepwnrsnv2      | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 2     | The pawn shop has more convenient hours or location                                   | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepwnrsnv2      | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 3     | It is easier and faster to get money from a pawn shop than to qualify for a bank loan | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepwnrsnv2      | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 4     | The pawn shop feels more comfortable than a bank                                      | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepwnrsnv2      | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 5     | Do not qualify for a bank loan                                                        | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepwnrsnv2      | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 6     | Do not trust banks                                                                    | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepwnrsnv2      | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 7     | Other                                                                                 | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepwnrsnv2      | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 99    | Unknown                                                                               | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husepwnrsnv2      | Pawn shop loan: Reason used                                                                                                                                                                                                                                                       | Households that used pawn shop loans in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huseral           | Refund anticipation loan use                                                                                                                                                                                                                                                      | Excludes households with missing information on use of refund anticipation loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Used: In past 12 months                                                               | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huseral           | Refund anticipation loan use                                                                                                                                                                                                                                                      | Excludes households with missing information on use of refund anticipation loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 3     | Used: Not in past 12 months                                                           | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huseral           | Refund anticipation loan use                                                                                                                                                                                                                                                      | Excludes households with missing information on use of refund anticipation loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 4     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huseral           | Refund anticipation loan use                                                                                                                                                                                                                                                      | Excludes households with missing information on use of refund anticipation loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 99    | Use unknown                                                                           | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huserm            | Nonbank international remittance use                                                                                                                                                                                                                                              | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Used: In past 30 days                                                                 | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huserm            | Nonbank international remittance use                                                                                                                                                                                                                                              | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Used: Not in past 30 days but in past 12 months                                       | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huserm            | Nonbank international remittance use                                                                                                                                                                                                                                              | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 3     | Used: Not in past 12 months                                                           | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huserm            | Nonbank international remittance use                                                                                                                                                                                                                                              | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 4     | Never used                                                                            | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| huserm            | Nonbank international remittance use                                                                                                                                                                                                                                              | Excludes households with missing information on use of international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 99    | Use unknown                                                                           | .      | y      | y      | .      | .      | .      | .      | 2011      | 2013    |
| husermrsnv2       | Nonbank international remittance: Reason used                                                                                                                                                                                                                                     | Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Banks do not send money abroad                                                        | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husermrsnv2       | Nonbank international remittance: Reason used                                                                                                                                                                                                                                     | Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | The money gets there faster                                                           | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husermrsnv2       | Nonbank international remittance: Reason used                                                                                                                                                                                                                                     | Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | The place to give or send money has more convenient hours or location                 | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husermrsnv2       | Nonbank international remittance: Reason used                                                                                                                                                                                                                                     | Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | A bank charges more to send money abroad                                              | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husermrsnv2       | Nonbank international remittance: Reason used                                                                                                                                                                                                                                     | Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | The place to give or send money feels more comfortable than a bank                    | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husermrsnv2       | Nonbank international remittance: Reason used                                                                                                                                                                                                                                     | Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | Do not have a bank account                                                            | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husermrsnv2       | Nonbank international remittance: Reason used                                                                                                                                                                                                                                     | Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 7     | Do not trust banks                                                                    | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husermrsnv2       | Nonbank international remittance: Reason used                                                                                                                                                                                                                                     | Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 8     | Other                                                                                 | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husermrsnv2       | Nonbank international remittance: Reason used                                                                                                                                                                                                                                     | Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 99    | Unknown                                                                               | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| husermrsnv2       | Nonbank international remittance: Reason used                                                                                                                                                                                                                                     | Households that used nonbank international remittances in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | -1    | NIU                                                                                   | .      | y      | .      | .      | .      | .      | .      | 2011      | 2011    |
| huserto           | Rent-to-own service use                                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used: In past 30 days                                                                 | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huserto           | Rent-to-own service use                                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used: Not in past 30 days but in past 12 months                                       | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huserto           | Rent-to-own service use                                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Used: Not in past 12 months                                                           | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| huserto           | Rent-to-own service use                                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Never used                                                                            | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| husesPYRL         | Payroll card: Receives payment for wages                                                                                                                                                                                                                                          | Exclude households with missing information on receiving payment for wages on a payroll card.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 1     | Receives payment on payroll card                                                      | y      | y      | .      | .      | .      | .      | .      | 2009      | 2011    |
| husesPYRL         | Payroll card: Receives payment for wages                                                                                                                                                                                                                                          | Exclude households with missing information on receiving payment for wages on a payroll card.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 2     | Does not receive payment on payroll card                                              | y      | y      | .      | .      | .      | .      | .      | 2009      | 2011    |
| husesPYRL         | Payroll card: Receives payment for wages                                                                                                                                                                                                                                          | Exclude households with missing information on receiving payment for wages on a payroll card.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 99    | Unknown                                                                               | y      | y      | .      | .      | .      | .      | .      | 2009      | 2011    |
| occurnum          | Person identifier                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pagegrp           | Age group                                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | 15 to 24 years                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pagegrp           | Age group                                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | 25 to 34 years                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pagegrp           | Age group                                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | 35 to 44 years                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pagegrp           | Age group                                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | 45 to 54 years                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pagegrp           | Age group                                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | 55 to 64 years                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pagegrp           | Age group                                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | 65 years or more                                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pdisabl_age25to64 | Disability status                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Disabled, aged 25 to 64                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pdisabl_age25to64 | Disability status                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Not disabled, aged 25 to 64                                                           | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pdisabl_age25to64 | Disability status                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 99    | Not applicable (not aged 25 to 64)                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| peducgrp          | Education                                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | No high school diploma                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| peducgrp          | Education                                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | High school diploma                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| peducgrp          | Education                                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Some college                                                                          | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| peducgrp          | Education                                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | College degree                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pempstat          | Employment status                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Employed                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pempstat          | Employment status                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Unemployed                                                                            | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pempstat          | Employment status                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Not in labor force                                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pnativ            | Citizenship and place of birth                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | U.S.-born                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pnativ            | Citizenship and place of birth                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Foreign-born citizen                                                                  | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pnativ            | Citizenship and place of birth                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Foreign-born noncitizen                                                               | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pnativ2           | Citizenship and place of birth (less detail)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | U.S.-born                                                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| pnativ2           | Citizenship and place of birth (less detail)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Foreign-born citizen or foreign-born noncitizen                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth          | Race/Ethnicity (previous definition)                                                                                                                                                                                                                                              | Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other. | 1     | Black                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth          | Race/Ethnicity (previous definition)                                                                                                                                                                                                                                              | Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other. | 2     | Hispanic                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth          | Race/Ethnicity (previous definition)                                                                                                                                                                                                                                              | Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other. | 3     | Asian                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth          | Race/Ethnicity (previous definition)                                                                                                                                                                                                                                              | Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other. | 4     | American Indian or Alaska Native                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth          | Race/Ethnicity (previous definition)                                                                                                                                                                                                                                              | Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other. | 5     | Native Hawaiian or Other Pacific Islander                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth          | Race/Ethnicity (previous definition)                                                                                                                                                                                                                                              | Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other. | 6     | White                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth          | Race/Ethnicity (previous definition)                                                                                                                                                                                                                                              | Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other. | 7     | Other                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth2         | Race/Ethnicity (previous definition, less detail)                                                                                                                                                                                                                                 | Race/Ethnicity (previous definition, less detail): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified as Black or Hispanic. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as other.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 1     | Black                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth2         | Race/Ethnicity (previous definition, less detail)                                                                                                                                                                                                                                 | Race/Ethnicity (previous definition, less detail): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified as Black or Hispanic. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as other.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 2     | Hispanic                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth2         | Race/Ethnicity (previous definition, less detail)                                                                                                                                                                                                                                 | Race/Ethnicity (previous definition, less detail): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified as Black or Hispanic. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as other.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 3     | Asian                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth2         | Race/Ethnicity (previous definition, less detail)                                                                                                                                                                                                                                 | Race/Ethnicity (previous definition, less detail): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified as Black or Hispanic. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as other.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 4     | White                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth2         | Race/Ethnicity (previous definition, less detail)                                                                                                                                                                                                                                 | Race/Ethnicity (previous definition, less detail): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified as Black or Hispanic. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as other.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 5     | Other                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| qstnum            | Household identifier                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnktrans         | Transitions in bank account ownership                                                                                                                                                                                                                                             | Longer-term unbanked households did not have a bank account at the time of the survey or at any time in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Longer-term unbanked                                                                  | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnktrans         | Transitions in bank account ownership                                                                                                                                                                                                                                             | Longer-term unbanked households did not have a bank account at the time of the survey or at any time in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | Recently unbanked                                                                     | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnktrans         | Transitions in bank account ownership                                                                                                                                                                                                                                             | Longer-term unbanked households did not have a bank account at the time of the survey or at any time in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 3     | Recently banked                                                                       | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnktrans         | Transitions in bank account ownership                                                                                                                                                                                                                                             | Longer-term unbanked households did not have a bank account at the time of the survey or at any time in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 4     | Longer-term banked                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnktransv2       | Transitions in bank account ownership                                                                                                                                                                                                                                             | Longer-term unbanked households did not have a bank account at the time of the survey or at any time in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Longer-term unbanked                                                                  | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnktransv2       | Transitions in bank account ownership                                                                                                                                                                                                                                             | Longer-term unbanked households did not have a bank account at the time of the survey or at any time in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | Recently unbanked                                                                     | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnktransv2       | Transitions in bank account ownership                                                                                                                                                                                                                                             | Longer-term unbanked households did not have a bank account at the time of the survey or at any time in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 3     | Recently banked                                                                       | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbnktransv2       | Transitions in bank account ownership                                                                                                                                                                                                                                             | Longer-term unbanked households did not have a bank account at the time of the survey or at any time in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 4     | Longer-term banked                                                                    | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbranchstat       | Bank account access: Use of bank teller and other methods                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used bank teller only                                                                 | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbranchstat       | Bank account access: Use of bank teller and other methods                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used bank teller and other methods                                                    | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbranchstat       | Bank account access: Use of bank teller and other methods                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Did not use bank teller but used other methods                                        | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbranchstat       | Bank account access: Use of bank teller and other methods                                                                                                                                                                                                                         | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbranchatmstat    | Bank account access: Use of physical channels and other methods                                                                                                                                                                                                                   | Physical channels consist of bank tellers and ATMs/kiosks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Used physical channels only                                                           | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbranchatmstat    | Bank account access: Use of physical channels and other methods                                                                                                                                                                                                                   | Physical channels consist of bank tellers and ATMs/kiosks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | Used physical channels and other methods                                              | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbranchatmstat    | Bank account access: Use of physical channels and other methods                                                                                                                                                                                                                   | Physical channels consist of bank tellers and ATMs/kiosks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 3     | Did not use physical channels but used other methods                                  | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| hbranchatmstat    | Bank account access: Use of physical channels and other methods                                                                                                                                                                                                                   | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | y      | y      | y      | .      | .      | 2013      | 2017    |
| prtage            | Age of householder respondent                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| prpertyp          | Type of person record (see codebook for base CPS)                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| perrp             | Relationship to reference person (see codebook for base CPS)                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hrintsta          | Interview status (see codebook for base CPS)                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hunbnkr1v3        | Why unbanked: Inconvenient hours                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr1v3        | Why unbanked: Inconvenient hours                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr1v3        | Why unbanked: Inconvenient hours                                                                                                                                                                                                                                                  | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr2v3        | Why unbanked: Inconvenient locations                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr2v3        | Why unbanked: Inconvenient locations                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr2v3        | Why unbanked: Inconvenient locations                                                                                                                                                                                                                                              | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr3v3        | Why unbanked: Account fees too high                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr3v3        | Why unbanked: Account fees too high                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr3v3        | Why unbanked: Account fees too high                                                                                                                                                                                                                                               | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr4v3        | Why unbanked: Account fees unpredictable                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr4v3        | Why unbanked: Account fees unpredictable                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr4v3        | Why unbanked: Account fees unpredictable                                                                                                                                                                                                                                          | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr5v3        | Why unbanked: Banks do not offer needed products or services                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr5v3        | Why unbanked: Banks do not offer needed products or services                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr5v3        | Why unbanked: Banks do not offer needed products or services                                                                                                                                                                                                                      | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr6v3        | Why unbanked: Do not trust banks                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr6v3        | Why unbanked: Do not trust banks                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr6v3        | Why unbanked: Do not trust banks                                                                                                                                                                                                                                                  | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr7v3        | Why unbanked: Do not have enough money to keep in account                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr7v3        | Why unbanked: Do not have enough money to keep in account                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr7v3        | Why unbanked: Do not have enough money to keep in account                                                                                                                                                                                                                         | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr8v3        | Why unbanked: Avoiding bank gives more privacy                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr8v3        | Why unbanked: Avoiding bank gives more privacy                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr8v3        | Why unbanked: Avoiding bank gives more privacy                                                                                                                                                                                                                                    | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr9v3        | Why unbanked: ID, credit, or former bank account problems                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr9v3        | Why unbanked: ID, credit, or former bank account problems                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr9v3        | Why unbanked: ID, credit, or former bank account problems                                                                                                                                                                                                                         | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr10v3       | Why unbanked: Other reason                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr10v3       | Why unbanked: Other reason                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkr10v3       | Why unbanked: Other reason                                                                                                                                                                                                                                                        | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkrmv3        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Inconvenient hours                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkrmv3        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Inconvenient locations                                                                | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkrmv3        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Account fees too high                                                                 | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkrmv3        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Account fees unpredictable                                                            | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkrmv3        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | Banks do not offer needed products or services                                        | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkrmv3        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | Do not trust banks                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkrmv3        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 7     | Do not have enough money to keep in account                                           | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkrmv3        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 8     | Avoiding bank gives more privacy                                                      | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkrmv3        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 9     | ID, credit, or former bank account problems                                           | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkrmv3        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 10    | Other reason                                                                          | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkrmv3        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 98    | Did not select a reason                                                               | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hunbnkrmv3        | Main reason unbanked                                                                                                                                                                                                                                                              | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hbnkintsrv        | How interested are banks in serving households like yours?                                                                                                                                                                                                                        | Unknown: Do not know was not one of the three administered response options. Some households did not choose one of the three administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 1     | Very interested                                                                       | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| hbnkintsrv        | How interested are banks in serving households like yours?                                                                                                                                                                                                                        | Unknown: Do not know was not one of the three administered response options. Some households did not choose one of the three administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 2     | Somewhat interested                                                                   | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| hbnkintsrv        | How interested are banks in serving households like yours?                                                                                                                                                                                                                        | Unknown: Do not know was not one of the three administered response options. Some households did not choose one of the three administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 3     | Not at all interested                                                                 | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| hbnkintsrv        | How interested are banks in serving households like yours?                                                                                                                                                                                                                        | Unknown: Do not know was not one of the three administered response options. Some households did not choose one of the three administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 98    | Unknown: Do not know                                                                  | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| huse12pp          | Used prepaid card in past 12 months                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| huse12pp          | Used prepaid card in past 12 months                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| hppwhere1         | Prepaid card, where from: Bank location or bank website                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere1         | Prepaid card, where from: Bank location or bank website                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere1         | Prepaid card, where from: Bank location or bank website                                                                                                                                                                                                                           | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere2         | Prepaid card, where from: Store or website that is not a bank                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere2         | Prepaid card, where from: Store or website that is not a bank                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere2         | Prepaid card, where from: Store or website that is not a bank                                                                                                                                                                                                                     | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere3         | Prepaid card, where from: Government agency                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere3         | Prepaid card, where from: Government agency                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere3         | Prepaid card, where from: Government agency                                                                                                                                                                                                                                       | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere4         | Prepaid card, where from: Employer payroll card                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere4         | Prepaid card, where from: Employer payroll card                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere4         | Prepaid card, where from: Employer payroll card                                                                                                                                                                                                                                   | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere5         | Prepaid card, where from: Family or friends                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere5         | Prepaid card, where from: Family or friends                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere5         | Prepaid card, where from: Family or friends                                                                                                                                                                                                                                       | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere6         | Prepaid card, where from: Other                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere6         | Prepaid card, where from: Other                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere6         | Prepaid card, where from: Other                                                                                                                                                                                                                                                   | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere99        | Prepaid card, where from: Unknown                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere99        | Prepaid card, where from: Unknown                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppwhere99        | Prepaid card, where from: Unknown                                                                                                                                                                                                                                                 | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppgovrsn1        | Prepaid card from government: To receive social security or disability benefits                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppgovrsn1        | Prepaid card from government: To receive social security or disability benefits                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppgovrsn1        | Prepaid card from government: To receive social security or disability benefits                                                                                                                                                                                                   | Households that used prepaid cards from government agency in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppgovrsn2        | Prepaid card from government: To receive unemployment benefits                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppgovrsn2        | Prepaid card from government: To receive unemployment benefits                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppgovrsn2        | Prepaid card from government: To receive unemployment benefits                                                                                                                                                                                                                    | Households that used prepaid cards from government agency in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppgovrsn3        | Prepaid card from government: To receive food or child care benefits                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppgovrsn3        | Prepaid card from government: To receive food or child care benefits                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppgovrsn3        | Prepaid card from government: To receive food or child care benefits                                                                                                                                                                                                              | Households that used prepaid cards from government agency in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppgovrsn4        | Prepaid card from government: Other                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppgovrsn4        | Prepaid card from government: Other                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hppgovrsn4        | Prepaid card from government: Other                                                                                                                                                                                                                                               | Households that used prepaid cards from government agency in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| huse12cc          | Used nonbank check cashing in past 12 months                                                                                                                                                                                                                                      | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Yes                                                                                   | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12cc          | Used nonbank check cashing in past 12 months                                                                                                                                                                                                                                      | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | No                                                                                    | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12cc          | Used nonbank check cashing in past 12 months                                                                                                                                                                                                                                      | Excludes households with missing information on use of check cashing.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12mo          | Used nonbank money order in past 12 months                                                                                                                                                                                                                                        | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12mo          | Used nonbank money order in past 12 months                                                                                                                                                                                                                                        | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12mo          | Used nonbank money order in past 12 months                                                                                                                                                                                                                                        | Excludes households with missing information on use of money orders.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12pdl         | Used payday loan in past 12 months                                                                                                                                                                                                                                                | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12pdl         | Used payday loan in past 12 months                                                                                                                                                                                                                                                | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12pdl         | Used payday loan in past 12 months                                                                                                                                                                                                                                                | Excludes households with missing information on use of payday loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12pwn         | Used pawn shop loan in past 12 months                                                                                                                                                                                                                                             | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Yes                                                                                   | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12pwn         | Used pawn shop loan in past 12 months                                                                                                                                                                                                                                             | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | No                                                                                    | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12pwn         | Used pawn shop loan in past 12 months                                                                                                                                                                                                                                             | Excludes households with missing information on use of pawn shop loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12ral         | Used refund anticipation loan in past 12 months                                                                                                                                                                                                                                   | Excludes households with missing information on use of refund anticipation loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Yes                                                                                   | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12ral         | Used refund anticipation loan in past 12 months                                                                                                                                                                                                                                   | Excludes households with missing information on use of refund anticipation loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | No                                                                                    | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12ral         | Used refund anticipation loan in past 12 months                                                                                                                                                                                                                                   | Excludes households with missing information on use of refund anticipation loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12rto         | Used rent-to-own service in past 12 months                                                                                                                                                                                                                                        | Excludes households with missing information on use of rent-to-own services.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 1     | Yes                                                                                   | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12rto         | Used rent-to-own service in past 12 months                                                                                                                                                                                                                                        | Excludes households with missing information on use of rent-to-own services.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 2     | No                                                                                    | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12rto         | Used rent-to-own service in past 12 months                                                                                                                                                                                                                                        | Excludes households with missing information on use of rent-to-own services.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | y      | y      | 2011      |         |
| huse12atl         | Used auto title loan in past 12 months                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | y      | y      | y      | y      | y      | 2013      |         |
| huse12atl         | Used auto title loan in past 12 months                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | y      | y      | y      | y      | y      | 2013      |         |
| huse12rmany       | Used any international remittance (bank or nonbank) in past 12 months                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| huse12rmany       | Used any international remittance (bank or nonbank) in past 12 months                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| huse12rmbnk       | Used international remittance through bank in past 12 months                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| huse12rmbnk       | Used international remittance through bank in past 12 months                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyprmbnk         | Used international remittance through bank in typical month                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyprmbnk         | Used international remittance through bank in typical month                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| huse12rm          | Used international remittance through nonbank in past 12 months                                                                                                                                                                                                                   | Excludes households with missing information on use of nonbank international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 1     | Yes                                                                                   | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse12rm          | Used international remittance through nonbank in past 12 months                                                                                                                                                                                                                   | Excludes households with missing information on use of nonbank international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 2     | No                                                                                    | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse12rm          | Used international remittance through nonbank in past 12 months                                                                                                                                                                                                                   | Excludes households with missing information on use of nonbank international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| htyprmnbnk        | Used international remittance through nonbank in typical month                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyprmnbnk        | Used international remittance through nonbank in typical month                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| huse12rmtype      | International remittance: Types sent in past 12 months                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used nonbank (and not bank)                                                           | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| huse12rmtype      | International remittance: Types sent in past 12 months                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used nonbank and bank                                                                 | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| huse12rmtype      | International remittance: Types sent in past 12 months                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Used bank (and not nonbank)                                                           | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| huse12rmtype      | International remittance: Types sent in past 12 months                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Sent, place unknown                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| huse12rmtype      | International remittance: Types sent in past 12 months                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | Did not send                                                                          | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyprmtype        | International remittance: Types sent in typical month                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Nonbank only                                                                          | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyprmtype        | International remittance: Types sent in typical month                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Nonbank and bank                                                                      | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyprmtype        | International remittance: Types sent in typical month                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Bank only                                                                             | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyprmtype        | International remittance: Types sent in typical month                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Sent in past 12 months but not in typical month                                       | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyprmtype        | International remittance: Types sent in typical month                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | Did not send in past 12 months                                                        | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htypincchkmo      | Typical income: Paper check or money order                                                                                                                                                                                                                                        | Excludes households that volunteered that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincchkmo      | Typical income: Paper check or money order                                                                                                                                                                                                                                        | Excludes households that volunteered that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincchkmo      | Typical income: Paper check or money order                                                                                                                                                                                                                                        | Households that received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincddbnk      | Typical income: Direct deposit or electronic transfer into bank account                                                                                                                                                                                                           | Excludes households that volunteered that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincddbnk      | Typical income: Direct deposit or electronic transfer into bank account                                                                                                                                                                                                           | Excludes households that volunteered that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincddbnk      | Typical income: Direct deposit or electronic transfer into bank account                                                                                                                                                                                                           | Households that received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincddpp       | Typical income: Direct deposit or electronic transfer onto prepaid card                                                                                                                                                                                                           | Excludes households that volunteered that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincddpp       | Typical income: Direct deposit or electronic transfer onto prepaid card                                                                                                                                                                                                           | Excludes households that volunteered that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincddpp       | Typical income: Direct deposit or electronic transfer onto prepaid card                                                                                                                                                                                                           | Households that received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypinccash       | Typical income: Cash                                                                                                                                                                                                                                                              | Excludes households that volunteered that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypinccash       | Typical income: Cash                                                                                                                                                                                                                                                              | Excludes households that volunteered that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypinccash       | Typical income: Cash                                                                                                                                                                                                                                                              | Households that received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincoth        | Typical income: Other                                                                                                                                                                                                                                                             | Excludes households that volunteered that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincoth        | Typical income: Other                                                                                                                                                                                                                                                             | Excludes households that volunteered that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincoth        | Typical income: Other                                                                                                                                                                                                                                                             | Households that received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypinccc         | Typical income: Used nonbank check casher                                                                                                                                                                                                                                         | Excludes households that volunteered that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypinccc         | Typical income: Used nonbank check casher                                                                                                                                                                                                                                         | Excludes households that volunteered that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypinccc         | Typical income: Used nonbank check casher                                                                                                                                                                                                                                         | Households that received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincnone       | Typical income: None selected                                                                                                                                                                                                                                                     | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincnone       | Typical income: None selected                                                                                                                                                                                                                                                     | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincnone       | Typical income: None selected                                                                                                                                                                                                                                                     | Households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincbnka       | Typical income: Any bank method                                                                                                                                                                                                                                                   | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincbnka       | Typical income: Any bank method                                                                                                                                                                                                                                                   | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincbnka       | Typical income: Any bank method                                                                                                                                                                                                                                                   | Households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincbnko       | Typical income: Only bank methods                                                                                                                                                                                                                                                 | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincbnko       | Typical income: Only bank methods                                                                                                                                                                                                                                                 | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypincbnko       | Typical income: Only bank methods                                                                                                                                                                                                                                                 | Households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaycash       | Typical billpay: Cash                                                                                                                                                                                                                                                             | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaycash       | Typical billpay: Cash                                                                                                                                                                                                                                                             | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaycash       | Typical billpay: Cash                                                                                                                                                                                                                                                             | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnkchk     | Typical billpay: Personal check                                                                                                                                                                                                                                                   | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnkchk     | Typical billpay: Personal check                                                                                                                                                                                                                                                   | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnkchk     | Typical billpay: Personal check                                                                                                                                                                                                                                                   | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnkdc      | Typical billpay: Debit card                                                                                                                                                                                                                                                       | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnkdc      | Typical billpay: Debit card                                                                                                                                                                                                                                                       | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnkdc      | Typical billpay: Debit card                                                                                                                                                                                                                                                       | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaycc         | Typical billpay: Credit card                                                                                                                                                                                                                                                      | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaycc         | Typical billpay: Credit card                                                                                                                                                                                                                                                      | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaycc         | Typical billpay: Credit card                                                                                                                                                                                                                                                      | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaypp         | Typical billpay: Prepaid card                                                                                                                                                                                                                                                     | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaypp         | Typical billpay: Prepaid card                                                                                                                                                                                                                                                     | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaypp         | Typical billpay: Prepaid card                                                                                                                                                                                                                                                     | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnkbp      | Typical billpay: Electronic payment from bank account                                                                                                                                                                                                                             | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnkbp      | Typical billpay: Electronic payment from bank account                                                                                                                                                                                                                             | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnkbp      | Typical billpay: Electronic payment from bank account                                                                                                                                                                                                                             | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaynbnkmo     | Typical billpay: Nonbank money order                                                                                                                                                                                                                                              | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaynbnkmo     | Typical billpay: Nonbank money order                                                                                                                                                                                                                                              | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaynbnkmo     | Typical billpay: Nonbank money order                                                                                                                                                                                                                                              | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnkmo      | Typical billpay: Bank money order or cashiers check                                                                                                                                                                                                                               | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnkmo      | Typical billpay: Bank money order or cashiers check                                                                                                                                                                                                                               | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnkmo      | Typical billpay: Bank money order or cashiers check                                                                                                                                                                                                                               | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppayoth        | Typical billpay: Other                                                                                                                                                                                                                                                            | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppayoth        | Typical billpay: Other                                                                                                                                                                                                                                                            | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppayoth        | Typical billpay: Other                                                                                                                                                                                                                                                            | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaym          | Typical billpay: Most common method                                                                                                                                                                                                                                               | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Cash                                                                                  | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyppaym          | Typical billpay: Most common method                                                                                                                                                                                                                                               | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Personal check                                                                        | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyppaym          | Typical billpay: Most common method                                                                                                                                                                                                                                               | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 3     | Debit card                                                                            | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyppaym          | Typical billpay: Most common method                                                                                                                                                                                                                                               | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 4     | Credit card                                                                           | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyppaym          | Typical billpay: Most common method                                                                                                                                                                                                                                               | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 5     | Prepaid card                                                                          | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyppaym          | Typical billpay: Most common method                                                                                                                                                                                                                                               | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 6     | Electronic payment from bank account                                                  | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyppaym          | Typical billpay: Most common method                                                                                                                                                                                                                                               | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 7     | Nonbank money order                                                                   | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyppaym          | Typical billpay: Most common method                                                                                                                                                                                                                                               | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 8     | Bank money order or cashiers check                                                    | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyppaym          | Typical billpay: Most common method                                                                                                                                                                                                                                               | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 9     | Other                                                                                 | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyppaym          | Typical billpay: Most common method                                                                                                                                                                                                                                               | Excludes households that volunteered that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 98    | Did not select a method                                                               | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyppaym          | Typical billpay: Most common method                                                                                                                                                                                                                                               | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| htyppaynone       | Typical billpay: None selected                                                                                                                                                                                                                                                    | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaynone       | Typical billpay: None selected                                                                                                                                                                                                                                                    | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaynone       | Typical billpay: None selected                                                                                                                                                                                                                                                    | Households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnka       | Typical billpay: Any bank method                                                                                                                                                                                                                                                  | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnka       | Typical billpay: Any bank method                                                                                                                                                                                                                                                  | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnka       | Typical billpay: Any bank method                                                                                                                                                                                                                                                  | Households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnko       | Typical billpay: Only bank methods                                                                                                                                                                                                                                                | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnko       | Typical billpay: Only bank methods                                                                                                                                                                                                                                                | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htyppaybnko       | Typical billpay: Only bank methods                                                                                                                                                                                                                                                | Households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypbnko          | Typical billpay and income receipt: Only bank methods                                                                                                                                                                                                                             | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypbnko          | Typical billpay and income receipt: Only bank methods                                                                                                                                                                                                                             | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypbnko          | Typical billpay and income receipt: Only bank methods                                                                                                                                                                                                                             | Banked households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| htypbnkoafsc      | Underbanked households: use of banks to pay bills and receive income in a typical month, and use of nonbank credit in past 12 months                                                                                                                                              | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Used only banks, no nonbank credit                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypbnkoafsc      | Underbanked households: use of banks to pay bills and receive income in a typical month, and use of nonbank credit in past 12 months                                                                                                                                              | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Used only banks, used nonbank credit                                                  | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypbnkoafsc      | Underbanked households: use of banks to pay bills and receive income in a typical month, and use of nonbank credit in past 12 months                                                                                                                                              | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 3     | Did not use only banks, no nonbank credit                                             | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypbnkoafsc      | Underbanked households: use of banks to pay bills and receive income in a typical month, and use of nonbank credit in past 12 months                                                                                                                                              | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 4     | Did not use only banks, used nonbank credit                                           | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypbnkoafsc      | Underbanked households: use of banks to pay bills and receive income in a typical month, and use of nonbank credit in past 12 months                                                                                                                                              | Underbanked households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12cc         | Had Visa, MasterCard, American Express, or Discover credit card in past 12 months                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | y      | y      | 2015      |         |
| hcred12cc         | Had Visa, MasterCard, American Express, or Discover credit card in past 12 months                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | y      | y      | 2015      |         |
| hcred12bnk        | Had personal loan or line of credit from bank in past 12 months                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | .      | y      | y      | 2015      |         |
| hcred12bnk        | Had personal loan or line of credit from bank in past 12 months                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | .      | y      | y      | 2015      |         |
| hcred12bnkv2      | Had other personal loans or lines of credit from bank in past 12 months                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12bnkv2      | Had other personal loans or lines of credit from bank in past 12 months                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12ccorbnk    | Used bank credit product in past 12 months                                                                                                                                                                                                                                        | Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and personal loans or lines of credit from banks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 1     | Yes                                                                                   | .      | .      | .      | y      | .      | y      | y      | 2015      |         |
| hcred12ccorbnk    | Used bank credit product in past 12 months                                                                                                                                                                                                                                        | Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and personal loans or lines of credit from banks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 2     | No                                                                                    | .      | .      | .      | y      | .      | y      | y      | 2015      |         |
| hcred12newapp     | Applied for credit card or personal loan or line of credit from bank in past 12 months                                                                                                                                                                                            | Credit cards include Visa, MasterCard, American Express, or Discover credit cards.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hcred12newapp     | Applied for credit card or personal loan or line of credit from bank in past 12 months                                                                                                                                                                                            | Credit cards include Visa, MasterCard, American Express, or Discover credit cards.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hcred12denied     | Applied for credit card or personal loan or line of credit from bank in past 12 months and was denied or not given as much credit as requested                                                                                                                                    | Credit cards include Visa, MasterCard, American Express, or Discover credit cards.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hcred12denied     | Applied for credit card or personal loan or line of credit from bank in past 12 months and was denied or not given as much credit as requested                                                                                                                                    | Credit cards include Visa, MasterCard, American Express, or Discover credit cards.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hcred12deniedc    | Denied or not given as much credit as requested, among households that had applied for credit card or personal loan or line of credit from bank in past 12 months                                                                                                                 | Credit cards include Visa, MasterCard, American Express, or Discover credit cards.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hcred12deniedc    | Denied or not given as much credit as requested, among households that had applied for credit card or personal loan or line of credit from bank in past 12 months                                                                                                                 | Credit cards include Visa, MasterCard, American Express, or Discover credit cards.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hcred12deniedc    | Denied or not given as much credit as requested, among households that had applied for credit card or personal loan or line of credit from bank in past 12 months                                                                                                                 | Households that had applied for a credit card or a personal loan or line of credit from bank in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hcred12discour    | Did not apply for credit card or personal loan or line of credit from bank in past 12 months because of concerns about being turned down                                                                                                                                          | Credit cards include Visa, MasterCard, American Express, or Discover credit cards.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hcred12discour    | Did not apply for credit card or personal loan or line of credit from bank in past 12 months because of concerns about being turned down                                                                                                                                          | Credit cards include Visa, MasterCard, American Express, or Discover credit cards.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hcred12grps       | Bank and nonbank credit product use                                                                                                                                                                                                                                               | Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and personal loans or lines of credit from banks. Nonbank credit includes payday loans, pawn shop loans, rent-to-own services, refund anticipation loans, and auto title loans. Households may have used credit products that were not asked about in the 2015, 2019, and 2021 surveys (e.g., mortgages, auto loans, and student loans).                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Bank credit only                                                                      | .      | .      | .      | y      | .      | y      | y      | 2015      |         |
| hcred12grps       | Bank and nonbank credit product use                                                                                                                                                                                                                                               | Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and personal loans or lines of credit from banks. Nonbank credit includes payday loans, pawn shop loans, rent-to-own services, refund anticipation loans, and auto title loans. Households may have used credit products that were not asked about in the 2015, 2019, and 2021 surveys (e.g., mortgages, auto loans, and student loans).                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | Bank and nonbank credit                                                               | .      | .      | .      | y      | .      | y      | y      | 2015      |         |
| hcred12grps       | Bank and nonbank credit product use                                                                                                                                                                                                                                               | Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and personal loans or lines of credit from banks. Nonbank credit includes payday loans, pawn shop loans, rent-to-own services, refund anticipation loans, and auto title loans. Households may have used credit products that were not asked about in the 2015, 2019, and 2021 surveys (e.g., mortgages, auto loans, and student loans).                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 3     | Nonbank credit only                                                                   | .      | .      | .      | y      | .      | y      | y      | 2015      |         |
| hcred12grps       | Bank and nonbank credit product use                                                                                                                                                                                                                                               | Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and personal loans or lines of credit from banks. Nonbank credit includes payday loans, pawn shop loans, rent-to-own services, refund anticipation loans, and auto title loans. Households may have used credit products that were not asked about in the 2015, 2019, and 2021 surveys (e.g., mortgages, auto loans, and student loans).                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 4     | No credit                                                                             | .      | .      | .      | y      | .      | y      | y      | 2015      |         |
| hsav12            | Saved for unexpected expenses or emergencies in past 12 months                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hsav12            | Saved for unexpected expenses or emergencies in past 12 months                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hsav12typ1        | Saved: Kept savings in checking account                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ1        | Saved: Kept savings in checking account                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ1        | Saved: Kept savings in checking account                                                                                                                                                                                                                                           | Households that saved for unexpected expenses or emergencies in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ2        | Saved: Kept savings in savings account                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ2        | Saved: Kept savings in savings account                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ2        | Saved: Kept savings in savings account                                                                                                                                                                                                                                            | Households that saved for unexpected expenses or emergencies in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ3        | Saved: Kept savings on prepaid card                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ3        | Saved: Kept savings on prepaid card                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ3        | Saved: Kept savings on prepaid card                                                                                                                                                                                                                                               | Households that saved for unexpected expenses or emergencies in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ4        | Saved: Kept savings in other accounts                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ4        | Saved: Kept savings in other accounts                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ4        | Saved: Kept savings in other accounts                                                                                                                                                                                                                                             | Households that saved for unexpected expenses or emergencies in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ5        | Saved: Kept savings in home, or with family or friends                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ5        | Saved: Kept savings in home, or with family or friends                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ5        | Saved: Kept savings in home, or with family or friends                                                                                                                                                                                                                            | Households that saved for unexpected expenses or emergencies in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ6        | Saved: Bought something with intent to pawn or sell later                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ6        | Saved: Bought something with intent to pawn or sell later                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ6        | Saved: Bought something with intent to pawn or sell later                                                                                                                                                                                                                         | Households that saved for unexpected expenses or emergencies in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ7        | Saved: Other method                                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ7        | Saved: Other method                                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ7        | Saved: Other method                                                                                                                                                                                                                                                               | Households that saved for unexpected expenses or emergencies in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ99       | Saved: Unknown method                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ99       | Saved: Unknown method                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hsav12typ99       | Saved: Unknown method                                                                                                                                                                                                                                                             | Households that saved for unexpected expenses or emergencies in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | -1    | NIU                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hincvol           | Monthly income volatility                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Income was about the same each month                                                  | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hincvol           | Monthly income volatility                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Income varied somewhat from month to month                                            | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hincvol           | Monthly income volatility                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Income varied a lot from month to month                                               | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hincvolv2         | Monthly income volatility (less detail)                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Income was about the same each month                                                  | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hincvolv2         | Monthly income volatility (less detail)                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Income varied somewhat or a lot from month to month                                   | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hbilldq           | Fell behind on bills in past 12 months                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hbilldq           | Fell behind on bills in past 12 months                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hfinfobnk         | Asked bank teller or customer service agent about finances in past 12 months                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| hfinfobnk         | Asked bank teller or customer service agent about finances in past 12 months                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| hfinedu           | Attended financial education classes or counseling sessions in past 12 months                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| hfinedu           | Attended financial education classes or counseling sessions in past 12 months                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| hfinedbnk         | Learned about financial education classes or counseling sessions from bank                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| hfinedbnk         | Learned about financial education classes or counseling sessions from bank                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| hfinedbnk         | Learned about financial education classes or counseling sessions from bank                                                                                                                                                                                                        | Households that attended financial education classes or counseling sessions in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | -1    | NIU                                                                                   | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| hintaccv2         | Home internet access                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Has access                                                                            | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hintaccv2         | Home internet access                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Does not have access                                                                  | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| huse12AFST        | Used nonbank transaction product in past 12 months                                                                                                                                                                                                                                | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Yes                                                                                   | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse12AFST        | Used nonbank transaction product in past 12 months                                                                                                                                                                                                                                | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | No                                                                                    | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse12AFST        | Used nonbank transaction product in past 12 months                                                                                                                                                                                                                                | Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 99    | Unknown                                                                               | .      | y      | y      | y      | y      | y      | .      | 2011      | 2019    |
| huse12AFSC        | Used nonbank credit product in past 12 months                                                                                                                                                                                                                                     | Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Yes                                                                                   | .      | .      | y      | y      | y      | y      | y      | 2013      |         |
| huse12AFSC        | Used nonbank credit product in past 12 months                                                                                                                                                                                                                                     | Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | No                                                                                    | .      | .      | y      | y      | y      | y      | y      | 2013      |         |
| huse12AFS         | Used nonbank transaction or credit product in past 12 months                                                                                                                                                                                                                      | Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 1     | Yes                                                                                   | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| huse12AFS         | Used nonbank transaction or credit product in past 12 months                                                                                                                                                                                                                      | Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 2     | No                                                                                    | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| huse12afsnbr      | Number of nonbank transaction and credit products used                                                                                                                                                                                                                            | Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | 0     | Did not use                                                                           | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| huse12afsnbr      | Number of nonbank transaction and credit products used                                                                                                                                                                                                                            | Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | 1     | Used 1                                                                                | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| huse12afsnbr      | Number of nonbank transaction and credit products used                                                                                                                                                                                                                            | Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | 2     | Used 2                                                                                | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| huse12afsnbr      | Number of nonbank transaction and credit products used                                                                                                                                                                                                                            | Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | 3     | Used 3 or more                                                                        | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| huse12afstype     | Type of nonbank transaction and credit products used in past 12 months                                                                                                                                                                                                            | Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Nonbank transaction only                                                              | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| huse12afstype     | Type of nonbank transaction and credit products used in past 12 months                                                                                                                                                                                                            | Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | Nonbank transaction and credit                                                        | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| huse12afstype     | Type of nonbank transaction and credit products used in past 12 months                                                                                                                                                                                                            | Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 3     | Nonbank credit only                                                                   | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| huse12afstype     | Type of nonbank transaction and credit products used in past 12 months                                                                                                                                                                                                            | Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 4     | Did not use                                                                           | .      | .      | y      | y      | y      | y      | .      | 2013      | 2019    |
| hinutyp           | In universe, transactions in typical month (2015 sample selection)                                                                                                                                                                                                                | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hinutyp           | In universe, transactions in typical month (2015 sample selection)                                                                                                                                                                                                                | Excludes households that volunteered that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | No                                                                                    | .      | .      | .      | y      | y      | .      | .      | 2015      | 2017    |
| hinutypv2         | In universe, transactions in typical month (2017 sample selection)                                                                                                                                                                                                                | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hinutypv2         | In universe, transactions in typical month (2017 sample selection)                                                                                                                                                                                                                | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hinucred          | In universe, bank credit                                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | y      | y      | 2015      |         |
| hinucred          | In universe, bank credit                                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | y      | y      | 2015      |         |
| hinunbcred        | In universe, nonbank credit                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | y      | y      | 2015      |         |
| hinunbcred        | In universe, nonbank credit                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | y      | y      | 2015      |         |
| hinuec            | In universe, measuring economic inclusion                                                                                                                                                                                                                                         | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hinuec            | In universe, measuring economic inclusion                                                                                                                                                                                                                                         | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hinulearn         | In universe, learning about finances                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| hinulearn         | In universe, learning about finances                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | .      | .      | .      | 2015      | 2015    |
| hbnkbrgo          | Visited bank branch in past 12 months                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | y      | .      | 2017      | 2019    |
| hbnkbrgo          | Visited bank branch in past 12 months                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | y      | .      | 2017      | 2019    |
| hbnkbrgofq        | Number of bank branch visits in past 12 months                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | 1 to 4 times                                                                          | .      | .      | .      | .      | y      | y      | .      | 2017      | 2019    |
| hbnkbrgofq        | Number of bank branch visits in past 12 months                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | 5 to 9 times                                                                          | .      | .      | .      | .      | y      | y      | .      | 2017      | 2019    |
| hbnkbrgofq        | Number of bank branch visits in past 12 months                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | 10 or more times                                                                      | .      | .      | .      | .      | y      | y      | .      | 2017      | 2019    |
| hbnkbrgofq        | Number of bank branch visits in past 12 months                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | Did not visit bank branch in past 12 months                                           | .      | .      | .      | .      | y      | y      | .      | 2017      | 2019    |
| hbnkbrgofq_c      | Number of bank branch visits in past 12 months (conditional on visiting bank branch)                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | 1 to 4 times                                                                          | .      | .      | .      | .      | y      | y      | .      | 2017      | 2019    |
| hbnkbrgofq_c      | Number of bank branch visits in past 12 months (conditional on visiting bank branch)                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | 5 to 9 times                                                                          | .      | .      | .      | .      | y      | y      | .      | 2017      | 2019    |
| hbnkbrgofq_c      | Number of bank branch visits in past 12 months (conditional on visiting bank branch)                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | 10 or more times                                                                      | .      | .      | .      | .      | y      | y      | .      | 2017      | 2019    |
| hbnkbrgofq_c      | Number of bank branch visits in past 12 months (conditional on visiting bank branch)                                                                                                                                                                                              | Households that visited bank branch in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | y      | .      | 2017      | 2019    |
| hbnkbrgounb       | Unbanked households: Visited bank branch in past 12 months                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | y      | y      | 2017      |         |
| hbnkbrgounb       | Unbanked households: Visited bank branch in past 12 months                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | y      | y      | 2017      |         |
| hbnkbrgounb       | Unbanked households: Visited bank branch in past 12 months                                                                                                                                                                                                                        | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | y      | y      | 2017      |         |
| hbnkmobv2a        | Mobile activity: Checked email from bank about account                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2a        | Mobile activity: Checked email from bank about account                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2a        | Mobile activity: Checked email from bank about account                                                                                                                                                                                                                            | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2b        | Mobile activity: Received mobile text alert or push notification from bank about account                                                                                                                                                                                          | The proportion of banked or recently unbanked households that performed this activity cannot be compared in 2013 and 2017 due to differences in the types of households that were asked about this activity in the 2013 and 2017 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2b        | Mobile activity: Received mobile text alert or push notification from bank about account                                                                                                                                                                                          | The proportion of banked or recently unbanked households that performed this activity cannot be compared in 2013 and 2017 due to differences in the types of households that were asked about this activity in the 2013 and 2017 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2b        | Mobile activity: Received mobile text alert or push notification from bank about account                                                                                                                                                                                          | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2c        | Mobile activity: Checked bank account balance or recent transactions                                                                                                                                                                                                              | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2c        | Mobile activity: Checked bank account balance or recent transactions                                                                                                                                                                                                              | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2c        | Mobile activity: Checked bank account balance or recent transactions                                                                                                                                                                                                              | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2c        | Mobile activity: Checked bank account balance or recent transactions                                                                                                                                                                                                              | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2d        | Mobile activity: Made bill payment                                                                                                                                                                                                                                                | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2d        | Mobile activity: Made bill payment                                                                                                                                                                                                                                                | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2d        | Mobile activity: Made bill payment                                                                                                                                                                                                                                                | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2d        | Mobile activity: Made bill payment                                                                                                                                                                                                                                                | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2e        | Mobile activity: Sent money to other people                                                                                                                                                                                                                                       | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2e        | Mobile activity: Sent money to other people                                                                                                                                                                                                                                       | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2e        | Mobile activity: Sent money to other people                                                                                                                                                                                                                                       | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2e        | Mobile activity: Sent money to other people                                                                                                                                                                                                                                       | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2f        | Mobile activity: Transferred money between bank accounts owned by same person                                                                                                                                                                                                     | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2f        | Mobile activity: Transferred money between bank accounts owned by same person                                                                                                                                                                                                     | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2f        | Mobile activity: Transferred money between bank accounts owned by same person                                                                                                                                                                                                     | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2f        | Mobile activity: Transferred money between bank accounts owned by same person                                                                                                                                                                                                     | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2g        | Mobile activity: Deposited check into bank account                                                                                                                                                                                                                                | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2g        | Mobile activity: Deposited check into bank account                                                                                                                                                                                                                                | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2g        | Mobile activity: Deposited check into bank account                                                                                                                                                                                                                                | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2g        | Mobile activity: Deposited check into bank account                                                                                                                                                                                                                                | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2a_c      | Mobile activity: Checked email from bank about account (conditional on using mobile banking)                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2a_c      | Mobile activity: Checked email from bank about account (conditional on using mobile banking)                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2a_c      | Mobile activity: Checked email from bank about account (conditional on using mobile banking)                                                                                                                                                                                      | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2b_c      | Mobile activity: Received mobile text alert or push notification from bank about account (conditional on using mobile banking)                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2b_c      | Mobile activity: Received mobile text alert or push notification from bank about account (conditional on using mobile banking)                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2b_c      | Mobile activity: Received mobile text alert or push notification from bank about account (conditional on using mobile banking)                                                                                                                                                    | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2c_c      | Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking)                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2c_c      | Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking)                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2c_c      | Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking)                                                                                                                                                                        | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2d_c      | Mobile activity: Made bill payment (conditional on using mobile banking)                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2d_c      | Mobile activity: Made bill payment (conditional on using mobile banking)                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2d_c      | Mobile activity: Made bill payment (conditional on using mobile banking)                                                                                                                                                                                                          | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2e_c      | Mobile activity: Sent money to other people (conditional on using mobile banking)                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2e_c      | Mobile activity: Sent money to other people (conditional on using mobile banking)                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2e_c      | Mobile activity: Sent money to other people (conditional on using mobile banking)                                                                                                                                                                                                 | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2f_c      | Mobile activity: Transferred money between bank accounts owned by same person (conditional on using mobile banking)                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2f_c      | Mobile activity: Transferred money between bank accounts owned by same person (conditional on using mobile banking)                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2f_c      | Mobile activity: Transferred money between bank accounts owned by same person (conditional on using mobile banking)                                                                                                                                                               | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2g_c      | Mobile activity: Deposited check into bank account (conditional on using mobile banking)                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2g_c      | Mobile activity: Deposited check into bank account (conditional on using mobile banking)                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmobv2g_c      | Mobile activity: Deposited check into bank account (conditional on using mobile banking)                                                                                                                                                                                          | Banked households that used mobile banking in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12oafsc       | Took out other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher in past 12 months                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12oafsc       | Took out other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher in past 12 months                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12oafsc       | Took out other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher in past 12 months                                                                                                                                              | Households that did not use a payday loan, pawn shop loan, refund anticipation loan, or auto title loan in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12sc         | Had store credit card in past 12 months                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12sc         | Had store credit card in past 12 months                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12car        | Had auto loan in past 12 months                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12car        | Had auto loan in past 12 months                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12hmln       | Had mortgage, home equity loan, or home equity line of credit in past 12 months                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12hmln       | Had mortgage, home equity loan, or home equity line of credit in past 12 months                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12sl         | Had student loan in past 12 months                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12sl         | Had student loan in past 12 months                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12oth        | Had other personal loans or lines of credit from company other than bank in past 12 months                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12oth        | Had other personal loans or lines of credit from company other than bank in past 12 months                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12any        | Used mainstream credit in past 12 months                                                                                                                                                                                                                                          | Mainstream credit products include Visa, MasterCard, American Express, or Discover credit cards; store credit cards; auto loans; mortgages, home equity loans, or home equity lines of credit; student loans; other personal loans or lines of credit from banks; and other personal loans or lines of credit from companies other than banks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12any        | Used mainstream credit in past 12 months                                                                                                                                                                                                                                          | Mainstream credit products include Visa, MasterCard, American Express, or Discover credit cards; store credit cards; auto loans; mortgages, home equity loans, or home equity lines of credit; student loans; other personal loans or lines of credit from banks; and other personal loans or lines of credit from companies other than banks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12none       | Did not use mainstream credit in past 12 months                                                                                                                                                                                                                                   | Mainstream credit products include Visa, MasterCard, American Express, or Discover credit cards; store credit cards; auto loans; mortgages, home equity loans, or home equity lines of credit; student loans; other personal loans or lines of credit from banks; and other personal loans or lines of credit from companies other than banks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12none       | Did not use mainstream credit in past 12 months                                                                                                                                                                                                                                   | Mainstream credit products include Visa, MasterCard, American Express, or Discover credit cards; store credit cards; auto loans; mortgages, home equity loans, or home equity lines of credit; student loans; other personal loans or lines of credit from banks; and other personal loans or lines of credit from companies other than banks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbankstatv4       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 1     | Unbanked                                                                              | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbankstatv4       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 2     | Banked: Underbanked                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbankstatv4       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 3     | Banked: Fully banked                                                                  | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12AFSCv2      | Used nonbank credit product in past 12 months                                                                                                                                                                                                                                     | Nonbank credit product use is based on the following: payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12AFSCv2      | Used nonbank credit product in past 12 months                                                                                                                                                                                                                                     | Nonbank credit product use is based on the following: payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12AFSv2       | Used nonbank credit or transaction product in past 12 months                                                                                                                                                                                                                      | Nonbank credit or transaction product use is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12AFSv2       | Used nonbank credit or transaction product in past 12 months                                                                                                                                                                                                                      | Nonbank credit or transaction product use is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12afsnbrv2    | Number of nonbank transaction and credit products used                                                                                                                                                                                                                            | Number of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 0     | Did not use                                                                           | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12afsnbrv2    | Number of nonbank transaction and credit products used                                                                                                                                                                                                                            | Number of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 1     | Used 1                                                                                | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12afsnbrv2    | Number of nonbank transaction and credit products used                                                                                                                                                                                                                            | Number of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 2     | Used 2                                                                                | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12afsnbrv2    | Number of nonbank transaction and credit products used                                                                                                                                                                                                                            | Number of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 3     | Used 3 or more                                                                        | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12afstypev2   | Type of nonbank transaction and credit products used in past 12 months                                                                                                                                                                                                            | Type of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Nonbank transaction only                                                              | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12afstypev2   | Type of nonbank transaction and credit products used in past 12 months                                                                                                                                                                                                            | Type of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Nonbank transaction and credit                                                        | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12afstypev2   | Type of nonbank transaction and credit products used in past 12 months                                                                                                                                                                                                            | Type of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 3     | Nonbank credit only                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| huse12afstypev2   | Type of nonbank transaction and credit products used in past 12 months                                                                                                                                                                                                            | Type of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 4     | Did not use                                                                           | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincchkmov2    | Typical income: Paper check or money order                                                                                                                                                                                                                                        | Excludes households that indicated that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincchkmov2    | Typical income: Paper check or money order                                                                                                                                                                                                                                        | Excludes households that indicated that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincchkmov2    | Typical income: Paper check or money order                                                                                                                                                                                                                                        | Households that received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincddbnkv2    | Typical income: Direct deposit or electronic transfer into bank account                                                                                                                                                                                                           | Excludes households that indicated that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincddbnkv2    | Typical income: Direct deposit or electronic transfer into bank account                                                                                                                                                                                                           | Excludes households that indicated that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincddbnkv2    | Typical income: Direct deposit or electronic transfer into bank account                                                                                                                                                                                                           | Households that received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincddppv2     | Typical income: Direct deposit or electronic transfer onto prepaid card                                                                                                                                                                                                           | Excludes households that indicated that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincddppv2     | Typical income: Direct deposit or electronic transfer onto prepaid card                                                                                                                                                                                                           | Excludes households that indicated that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincddppv2     | Typical income: Direct deposit or electronic transfer onto prepaid card                                                                                                                                                                                                           | Households that received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypinccashv2     | Typical income: Cash                                                                                                                                                                                                                                                              | Excludes households that indicated that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypinccashv2     | Typical income: Cash                                                                                                                                                                                                                                                              | Excludes households that indicated that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypinccashv2     | Typical income: Cash                                                                                                                                                                                                                                                              | Households that received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincothv2      | Typical income: Other                                                                                                                                                                                                                                                             | Excludes households that indicated that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincothv2      | Typical income: Other                                                                                                                                                                                                                                                             | Excludes households that indicated that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincothv2      | Typical income: Other                                                                                                                                                                                                                                                             | Households that received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincccv2       | Typical income: Used nonbank check casher                                                                                                                                                                                                                                         | Excludes households that indicated that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincccv2       | Typical income: Used nonbank check casher                                                                                                                                                                                                                                         | Excludes households that indicated that they did not receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincccv2       | Typical income: Used nonbank check casher                                                                                                                                                                                                                                         | Households that received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincnonev2     | Typical income: None selected                                                                                                                                                                                                                                                     | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincnonev2     | Typical income: None selected                                                                                                                                                                                                                                                     | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincnonev2     | Typical income: None selected                                                                                                                                                                                                                                                     | Households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincbnkav2     | Typical income: Any bank method                                                                                                                                                                                                                                                   | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincbnkav2     | Typical income: Any bank method                                                                                                                                                                                                                                                   | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincbnkav2     | Typical income: Any bank method                                                                                                                                                                                                                                                   | Households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincbnkov2     | Typical income: Only bank methods                                                                                                                                                                                                                                                 | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincbnkov2     | Typical income: Only bank methods                                                                                                                                                                                                                                                 | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypincbnkov2     | Typical income: Only bank methods                                                                                                                                                                                                                                                 | Households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaycashv2     | Typical billpay: Cash                                                                                                                                                                                                                                                             | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaycashv2     | Typical billpay: Cash                                                                                                                                                                                                                                                             | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaycashv2     | Typical billpay: Cash                                                                                                                                                                                                                                                             | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkchkv2   | Typical billpay: Personal check                                                                                                                                                                                                                                                   | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkchkv2   | Typical billpay: Personal check                                                                                                                                                                                                                                                   | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkchkv2   | Typical billpay: Personal check                                                                                                                                                                                                                                                   | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkdcv2    | Typical billpay: Debit card                                                                                                                                                                                                                                                       | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkdcv2    | Typical billpay: Debit card                                                                                                                                                                                                                                                       | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkdcv2    | Typical billpay: Debit card                                                                                                                                                                                                                                                       | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppayccv2       | Typical billpay: Credit card                                                                                                                                                                                                                                                      | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppayccv2       | Typical billpay: Credit card                                                                                                                                                                                                                                                      | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppayccv2       | Typical billpay: Credit card                                                                                                                                                                                                                                                      | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppayppv2       | Typical billpay: Prepaid card                                                                                                                                                                                                                                                     | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppayppv2       | Typical billpay: Prepaid card                                                                                                                                                                                                                                                     | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppayppv2       | Typical billpay: Prepaid card                                                                                                                                                                                                                                                     | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkbpv2    | Typical billpay: Electronic payment from bank account                                                                                                                                                                                                                             | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkbpv2    | Typical billpay: Electronic payment from bank account                                                                                                                                                                                                                             | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkbpv2    | Typical billpay: Electronic payment from bank account                                                                                                                                                                                                                             | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaynbnkmov2   | Typical billpay: Nonbank money order                                                                                                                                                                                                                                              | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaynbnkmov2   | Typical billpay: Nonbank money order                                                                                                                                                                                                                                              | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaynbnkmov2   | Typical billpay: Nonbank money order                                                                                                                                                                                                                                              | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkmov2    | Typical billpay: Bank money order or cashiers check                                                                                                                                                                                                                               | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkmov2    | Typical billpay: Bank money order or cashiers check                                                                                                                                                                                                                               | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkmov2    | Typical billpay: Bank money order or cashiers check                                                                                                                                                                                                                               | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppayothv2      | Typical billpay: Other                                                                                                                                                                                                                                                            | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppayothv2      | Typical billpay: Other                                                                                                                                                                                                                                                            | Excludes households that indicated that they did not pay bills in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppayothv2      | Typical billpay: Other                                                                                                                                                                                                                                                            | Households that paid bills in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaynonev2     | Typical billpay: None selected                                                                                                                                                                                                                                                    | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaynonev2     | Typical billpay: None selected                                                                                                                                                                                                                                                    | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaynonev2     | Typical billpay: None selected                                                                                                                                                                                                                                                    | Households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkav2     | Typical billpay: Any bank method                                                                                                                                                                                                                                                  | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkav2     | Typical billpay: Any bank method                                                                                                                                                                                                                                                  | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkav2     | Typical billpay: Any bank method                                                                                                                                                                                                                                                  | Households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkov2     | Typical billpay: Only bank methods                                                                                                                                                                                                                                                | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkov2     | Typical billpay: Only bank methods                                                                                                                                                                                                                                                | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htyppaybnkov2     | Typical billpay: Only bank methods                                                                                                                                                                                                                                                | Households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypbnkov2        | Typical billpay and income receipt: Only bank methods                                                                                                                                                                                                                             | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypbnkov2        | Typical billpay and income receipt: Only bank methods                                                                                                                                                                                                                             | Excludes households that indicated that they did not pay bills or receive income in a typical month.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypbnkov2        | Typical billpay and income receipt: Only bank methods                                                                                                                                                                                                                             | Banked households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hbnkmob1bnk       | Mobile activity: Downloaded or used bank mobile app                                                                                                                                                                                                                               | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob1bnk       | Mobile activity: Downloaded or used bank mobile app                                                                                                                                                                                                                               | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob1bnk       | Mobile activity: Downloaded or used bank mobile app                                                                                                                                                                                                                               | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob1bnk       | Mobile activity: Downloaded or used bank mobile app                                                                                                                                                                                                                               | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob2bnk       | Mobile activity: Checked bank account balance or recent transactions                                                                                                                                                                                                              | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob2bnk       | Mobile activity: Checked bank account balance or recent transactions                                                                                                                                                                                                              | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob2bnk       | Mobile activity: Checked bank account balance or recent transactions                                                                                                                                                                                                              | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob2bnk       | Mobile activity: Checked bank account balance or recent transactions                                                                                                                                                                                                              | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob3bnk       | Mobile activity: Made bill payment                                                                                                                                                                                                                                                | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob3bnk       | Mobile activity: Made bill payment                                                                                                                                                                                                                                                | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob3bnk       | Mobile activity: Made bill payment                                                                                                                                                                                                                                                | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob3bnk       | Mobile activity: Made bill payment                                                                                                                                                                                                                                                | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob4bnk       | Mobile activity: Read text message alert from bank                                                                                                                                                                                                                                | Excludes households with missing information on specified mobile activity. The proportion of banked or recently unbanked households that performed this activity cannot be compared in 2013 and 2017 due to differences in the types of households that were asked about this activity in the 2013 and 2017 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob4bnk       | Mobile activity: Read text message alert from bank                                                                                                                                                                                                                                | Excludes households with missing information on specified mobile activity. The proportion of banked or recently unbanked households that performed this activity cannot be compared in 2013 and 2017 due to differences in the types of households that were asked about this activity in the 2013 and 2017 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob4bnk       | Mobile activity: Read text message alert from bank                                                                                                                                                                                                                                | Excludes households with missing information on specified mobile activity. The proportion of banked or recently unbanked households that performed this activity cannot be compared in 2013 and 2017 due to differences in the types of households that were asked about this activity in the 2013 and 2017 surveys.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 99    | Unknown                                                                               | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob4bnk       | Mobile activity: Read text message alert from bank                                                                                                                                                                                                                                | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob5bnk       | Mobile activity: Sent money to other people                                                                                                                                                                                                                                       | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob5bnk       | Mobile activity: Sent money to other people                                                                                                                                                                                                                                       | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob5bnk       | Mobile activity: Sent money to other people                                                                                                                                                                                                                                       | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob5bnk       | Mobile activity: Sent money to other people                                                                                                                                                                                                                                       | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob6bnk       | Mobile activity: Transferred money between accounts owned by same person                                                                                                                                                                                                          | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob6bnk       | Mobile activity: Transferred money between accounts owned by same person                                                                                                                                                                                                          | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob6bnk       | Mobile activity: Transferred money between accounts owned by same person                                                                                                                                                                                                          | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob6bnk       | Mobile activity: Transferred money between accounts owned by same person                                                                                                                                                                                                          | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob7bnk       | Mobile activity: Deposited check electronically                                                                                                                                                                                                                                   | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob7bnk       | Mobile activity: Deposited check electronically                                                                                                                                                                                                                                   | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob7bnk       | Mobile activity: Deposited check electronically                                                                                                                                                                                                                                   | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob7bnk       | Mobile activity: Deposited check electronically                                                                                                                                                                                                                                   | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob8bnk       | Mobile activity: Located closest in-network ATM or bank branch                                                                                                                                                                                                                    | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob8bnk       | Mobile activity: Located closest in-network ATM or bank branch                                                                                                                                                                                                                    | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob8bnk       | Mobile activity: Located closest in-network ATM or bank branch                                                                                                                                                                                                                    | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob8bnk       | Mobile activity: Located closest in-network ATM or bank branch                                                                                                                                                                                                                    | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob9bnk       | Mobile activity: Other                                                                                                                                                                                                                                                            | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob9bnk       | Mobile activity: Other                                                                                                                                                                                                                                                            | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob9bnk       | Mobile activity: Other                                                                                                                                                                                                                                                            | Excludes households with missing information on specified mobile activity.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 99    | Unknown                                                                               | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hbnkmob9bnk       | Mobile activity: Other                                                                                                                                                                                                                                                            | Banked or recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | y      | .      | .      | .      | .      | 2013      | 2013    |
| hcred12int        | Applied for credit card or personal loan or line of credit from bank, did not apply because of concerns about being turned down, or used nonbank credit product in past 12 months                                                                                                 | Credit cards include Visa, MasterCard, American Express, or Discover credit cards. Nonbank credit includes payday loans, pawn shop loans, rent-to-own services, refund anticipation loans, and auto title loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hcred12int        | Applied for credit card or personal loan or line of credit from bank, did not apply because of concerns about being turned down, or used nonbank credit product in past 12 months                                                                                                 | Credit cards include Visa, MasterCard, American Express, or Discover credit cards. Nonbank credit includes payday loans, pawn shop loans, rent-to-own services, refund anticipation loans, and auto title loans.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 2     | No                                                                                    | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hcred12undem      | Had unmet demand for mainstream small-dollar credit in past 12 months                                                                                                                                                                                                             | A household is classified as having unmet demand for mainstream small-dollar credit if the household used a nonbank credit product (i.e., a payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, or auto title loan); was denied a Visa, MasterCard, American Express, or Discover credit card or a personal loan or line of credit from a bank (or not given as much credit as requested); or did not apply for a Visa, MasterCard, American Express, or Discover credit card or a personal loan or line of credit from a bank because of concerns about being turned down.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hcred12undem      | Had unmet demand for mainstream small-dollar credit in past 12 months                                                                                                                                                                                                             | A household is classified as having unmet demand for mainstream small-dollar credit if the household used a nonbank credit product (i.e., a payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, or auto title loan); was denied a Visa, MasterCard, American Express, or Discover credit card or a personal loan or line of credit from a bank (or not given as much credit as requested); or did not apply for a Visa, MasterCard, American Express, or Discover credit card or a personal loan or line of credit from a bank because of concerns about being turned down.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | 2     | No                                                                                    | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| htypbnkound       | Underbanked households: use of bank methods to pay bills and receive income in a typical month                                                                                                                                                                                    | Excludes households that indicated that they did not pay bills or receive income in a typical month. Used only bank methods to pay bills and receive income (did not exclusively use bank methods to pay bills and receive income) corresponds to underbanked group 1 (underbanked group 2) from the 2017 report.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Used only bank methods to pay bills and receive income                                | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypbnkound       | Underbanked households: use of bank methods to pay bills and receive income in a typical month                                                                                                                                                                                    | Excludes households that indicated that they did not pay bills or receive income in a typical month. Used only bank methods to pay bills and receive income (did not exclusively use bank methods to pay bills and receive income) corresponds to underbanked group 1 (underbanked group 2) from the 2017 report.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Did not exclusively use bank methods to pay bills and receive income                  | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| htypbnkound       | Underbanked households: use of bank methods to pay bills and receive income in a typical month                                                                                                                                                                                    | Underbanked households that paid bills and received income in typical month                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| gtmetsta          | Metropolitan and nonmetropolitan status                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Metropolitan area                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gtmetsta          | Metropolitan and nonmetropolitan status                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Not in metropolitan area                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gtmetsta          | Metropolitan and nonmetropolitan status                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Not identified                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gtmetsta5yr03     | Metropolitan and nonmetropolitan status                                                                                                                                                                                                                                           | Metropolitan and nonmetropolitan status are based on June 2003 MSA delineations.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 1     | Metropolitan area                                                                     | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| gtmetsta5yr03     | Metropolitan and nonmetropolitan status                                                                                                                                                                                                                                           | Metropolitan and nonmetropolitan status are based on June 2003 MSA delineations.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 2     | Not in metropolitan area                                                              | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| gtmetsta5yr03     | Metropolitan and nonmetropolitan status                                                                                                                                                                                                                                           | Metropolitan and nonmetropolitan status are based on June 2003 MSA delineations.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 3     | Not identified                                                                        | y      | y      | y      | .      | .      | .      | .      | 2009      | 2013    |
| gtmetsta5yr13     | Metropolitan and nonmetropolitan status                                                                                                                                                                                                                                           | Metropolitan and nonmetropolitan status are based on February 2013 MSA delineations.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Metropolitan area                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gtmetsta5yr13     | Metropolitan and nonmetropolitan status                                                                                                                                                                                                                                           | Metropolitan and nonmetropolitan status are based on February 2013 MSA delineations.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Not in metropolitan area                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| gtmetsta5yr13     | Metropolitan and nonmetropolitan status                                                                                                                                                                                                                                           | Metropolitan and nonmetropolitan status are based on February 2013 MSA delineations.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 3     | Not identified                                                                        | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevv2        | Previously banked                                                                                                                                                                                                                                                                 | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 1     | Once had bank account                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevv2        | Previously banked                                                                                                                                                                                                                                                                 | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 2     | Never had bank account                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevv2        | Previously banked                                                                                                                                                                                                                                                                 | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkfutrv2        | Likelihood of opening account                                                                                                                                                                                                                                                     | Excludes households with missing information on likelihood of opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 1     | Very likely                                                                           | y      | y      | y      | y      | y      | .      | .      | 2009      | 2017    |
| hbnkfutrv2        | Likelihood of opening account                                                                                                                                                                                                                                                     | Excludes households with missing information on likelihood of opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 2     | Somewhat likely                                                                       | y      | y      | y      | y      | y      | .      | .      | 2009      | 2017    |
| hbnkfutrv2        | Likelihood of opening account                                                                                                                                                                                                                                                     | Excludes households with missing information on likelihood of opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 3     | Not very likely                                                                       | y      | y      | y      | y      | y      | .      | .      | 2009      | 2017    |
| hbnkfutrv2        | Likelihood of opening account                                                                                                                                                                                                                                                     | Excludes households with missing information on likelihood of opening an account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | 4     | Not at all likely                                                                     | y      | y      | y      | y      | y      | .      | .      | 2009      | 2017    |
| hbnkfutrv2        | Likelihood of opening account                                                                                                                                                                                                                                                     | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | y      | y      | y      | y      | y      | .      | .      | 2009      | 2017    |
| hbnkprevlyv2      | Previously banked (within last year)                                                                                                                                                                                                                                              | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 1     | Had bank account within last year                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevlyv2      | Previously banked (within last year)                                                                                                                                                                                                                                              | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 2     | Had bank account more than 1 year ago                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevlyv2      | Previously banked (within last year)                                                                                                                                                                                                                                              | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 3     | Never had bank account                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevlyv2      | Previously banked (within last year)                                                                                                                                                                                                                                              | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevlyv2      | Previously banked (within last year)                                                                                                                                                                                                                                              | Excludes households with missing information on previous bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 98    | Previously banked, recency unknown                                                    | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevlyv3      | Previously banked (within last year)                                                                                                                                                                                                                                              | Excludes households with missing information on previous or recent bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Had bank account within last year                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevlyv3      | Previously banked (within last year)                                                                                                                                                                                                                                              | Excludes households with missing information on previous or recent bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | Had bank account more than 1 year ago                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevlyv3      | Previously banked (within last year)                                                                                                                                                                                                                                              | Excludes households with missing information on previous or recent bank account ownership.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 3     | Never had bank account                                                                | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hbnkprevlyv3      | Previously banked (within last year)                                                                                                                                                                                                                                              | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth3         | Race/Ethnicity                                                                                                                                                                                                                                                                    | Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.                                                                                                                                                                                                                                                                                                                                                           | 1     | Black                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth3         | Race/Ethnicity                                                                                                                                                                                                                                                                    | Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.                                                                                                                                                                                                                                                                                                                                                           | 2     | Hispanic                                                                              | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth3         | Race/Ethnicity                                                                                                                                                                                                                                                                    | Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.                                                                                                                                                                                                                                                                                                                                                           | 3     | Asian                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth3         | Race/Ethnicity                                                                                                                                                                                                                                                                    | Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.                                                                                                                                                                                                                                                                                                                                                           | 4     | American Indian or Alaska Native                                                      | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth3         | Race/Ethnicity                                                                                                                                                                                                                                                                    | Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.                                                                                                                                                                                                                                                                                                                                                           | 5     | Native Hawaiian or Other Pacific Islander                                             | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth3         | Race/Ethnicity                                                                                                                                                                                                                                                                    | Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.                                                                                                                                                                                                                                                                                                                                                           | 6     | White                                                                                 | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| praceeth3         | Race/Ethnicity                                                                                                                                                                                                                                                                    | Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.                                                                                                                                                                                                                                                                                                                                                           | 7     | Two or More Races                                                                     | y      | y      | y      | y      | y      | y      | y      | 2009      |         |
| hinuphoneint      | In universe, mobile phone, smartphone, and home internet access                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hinuphoneint      | In universe, mobile phone, smartphone, and home internet access                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | y      | y      | y      | .      | 2015      | 2019    |
| hbnkint           | Interest in having bank account                                                                                                                                                                                                                                                   | Excludes households with missing information on interest in having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 1     | Very interested                                                                       | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkint           | Interest in having bank account                                                                                                                                                                                                                                                   | Excludes households with missing information on interest in having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2     | Somewhat interested                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkint           | Interest in having bank account                                                                                                                                                                                                                                                   | Excludes households with missing information on interest in having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 3     | Not very interested                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkint           | Interest in having bank account                                                                                                                                                                                                                                                   | Excludes households with missing information on interest in having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 4     | Not at all interested                                                                 | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkint           | Interest in having bank account                                                                                                                                                                                                                                                   | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hunbnkr1v4        | Why unbanked: Bank hours are inconvenient                                                                                                                                                                                                                                         | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr1v4        | Why unbanked: Bank hours are inconvenient                                                                                                                                                                                                                                         | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr1v4        | Why unbanked: Bank hours are inconvenient                                                                                                                                                                                                                                         | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr2v4        | Why unbanked: Bank locations are inconvenient                                                                                                                                                                                                                                     | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr2v4        | Why unbanked: Bank locations are inconvenient                                                                                                                                                                                                                                     | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr2v4        | Why unbanked: Bank locations are inconvenient                                                                                                                                                                                                                                     | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr3v4        | Why unbanked: Bank account fees are too high                                                                                                                                                                                                                                      | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr3v4        | Why unbanked: Bank account fees are too high                                                                                                                                                                                                                                      | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr3v4        | Why unbanked: Bank account fees are too high                                                                                                                                                                                                                                      | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr4v4        | Why unbanked: Bank account fees are too unpredictable                                                                                                                                                                                                                             | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr4v4        | Why unbanked: Bank account fees are too unpredictable                                                                                                                                                                                                                             | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr4v4        | Why unbanked: Bank account fees are too unpredictable                                                                                                                                                                                                                             | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr5v4        | Why unbanked: Banks do not offer needed products and services                                                                                                                                                                                                                     | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr5v4        | Why unbanked: Banks do not offer needed products and services                                                                                                                                                                                                                     | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr5v4        | Why unbanked: Banks do not offer needed products and services                                                                                                                                                                                                                     | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr6v4        | Why unbanked: Do not trust banks                                                                                                                                                                                                                                                  | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr6v4        | Why unbanked: Do not trust banks                                                                                                                                                                                                                                                  | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr6v4        | Why unbanked: Do not trust banks                                                                                                                                                                                                                                                  | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr7v4        | Why unbanked: Do not have enough money to meet minimum balance requirements                                                                                                                                                                                                       | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr7v4        | Why unbanked: Do not have enough money to meet minimum balance requirements                                                                                                                                                                                                       | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr7v4        | Why unbanked: Do not have enough money to meet minimum balance requirements                                                                                                                                                                                                       | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr8v4        | Why unbanked: Avoiding a bank gives more privacy                                                                                                                                                                                                                                  | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr8v4        | Why unbanked: Avoiding a bank gives more privacy                                                                                                                                                                                                                                  | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr8v4        | Why unbanked: Avoiding a bank gives more privacy                                                                                                                                                                                                                                  | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr9v4        | Why unbanked: Personal identification, credit, or former bank account problems                                                                                                                                                                                                    | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr9v4        | Why unbanked: Personal identification, credit, or former bank account problems                                                                                                                                                                                                    | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr9v4        | Why unbanked: Personal identification, credit, or former bank account problems                                                                                                                                                                                                    | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr10v4       | Why unbanked: Other reason                                                                                                                                                                                                                                                        | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr10v4       | Why unbanked: Other reason                                                                                                                                                                                                                                                        | Excludes households with missing information on specified reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkr10v4       | Why unbanked: Other reason                                                                                                                                                                                                                                                        | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrnonev4     | Why unbanked: Did not select a reason                                                                                                                                                                                                                                             | Excludes households with missing information on reasons for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrnonev4     | Why unbanked: Did not select a reason                                                                                                                                                                                                                                             | Excludes households with missing information on reasons for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrnonev4     | Why unbanked: Did not select a reason                                                                                                                                                                                                                                             | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrmv4        | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Bank hours are inconvenient                                                           | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrmv4        | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | Bank locations are inconvenient                                                       | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrmv4        | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 3     | Bank account fees are too high                                                        | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrmv4        | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 4     | Bank account fees are too unpredictable                                               | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrmv4        | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 5     | Banks do not offer needed products and services                                       | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrmv4        | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 6     | Do not trust banks                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrmv4        | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 7     | Do not have enough money to meet minimum balance requirements                         | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrmv4        | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 8     | Avoiding a bank gives more privacy                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrmv4        | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 9     | Personal identification, credit, or former bank account problems                      | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrmv4        | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 10    | Other reason                                                                          | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrmv4        | Main reason unbanked                                                                                                                                                                                                                                                              | Excludes households with missing information on main reason for not having a bank account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 98    | Did not select a reason                                                               | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hunbnkrmv4        | Main reason unbanked                                                                                                                                                                                                                                                              | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppwhere1v2       | Prepaid card, where from: Employer to pay salary or wages                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppwhere1v2       | Prepaid card, where from: Employer to pay salary or wages                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppwhere1v2       | Prepaid card, where from: Employer to pay salary or wages                                                                                                                                                                                                                         | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppwhere2v2       | Prepaid card, where from: Government agency                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppwhere2v2       | Prepaid card, where from: Government agency                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppwhere2v2       | Prepaid card, where from: Government agency                                                                                                                                                                                                                                       | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppwhere3v2       | Prepaid card, where from: Place or website that is not a bank                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppwhere3v2       | Prepaid card, where from: Place or website that is not a bank                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppwhere3v2       | Prepaid card, where from: Place or website that is not a bank                                                                                                                                                                                                                     | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppwhere4v2       | Prepaid card, where from: Bank branch or bank website                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppwhere4v2       | Prepaid card, where from: Bank branch or bank website                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppwhere4v2       | Prepaid card, where from: Bank branch or bank website                                                                                                                                                                                                                             | Households that used prepaid cards in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppbankstill      | Still use prepaid card from bank branch or bank website                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppbankstill      | Still use prepaid card from bank branch or bank website                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hppbankstill      | Still use prepaid card from bank branch or bank website                                                                                                                                                                                                                           | Households that used prepaid cards from bank branch or bank website in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkaccm1v2       | Bank account access: Bank teller                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm1v2       | Bank account access: Bank teller                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm1v2       | Bank account access: Bank teller                                                                                                                                                                                                                                                  | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm2v2       | Bank account access: ATM/Kiosk                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm2v2       | Bank account access: ATM/Kiosk                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm2v2       | Bank account access: ATM/Kiosk                                                                                                                                                                                                                                                    | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm3v2       | Bank account access: Telephone banking                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm3v2       | Bank account access: Telephone banking                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm3v2       | Bank account access: Telephone banking                                                                                                                                                                                                                                            | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm4v2       | Bank account access: Online banking                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm4v2       | Bank account access: Online banking                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm4v2       | Bank account access: Online banking                                                                                                                                                                                                                                               | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm5v2       | Bank account access: Mobile banking                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm5v2       | Bank account access: Mobile banking                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm5v2       | Bank account access: Mobile banking                                                                                                                                                                                                                                               | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm6v2       | Bank account access: Other                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm6v2       | Bank account access: Other                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm6v2       | Bank account access: Other                                                                                                                                                                                                                                                        | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm7v2       | Bank account access: Did not access in past 12 months                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm7v2       | Bank account access: Did not access in past 12 months                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccm7v2       | Bank account access: Did not access in past 12 months                                                                                                                                                                                                                             | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccmnbrv2     | Number of banking access methods                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 0     | Did not access account in past 12 months                                              | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccmnbrv2     | Number of banking access methods                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | 1 method                                                                              | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccmnbrv2     | Number of banking access methods                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | 2 or more methods                                                                     | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbnkaccmnbrv2     | Number of banking access methods                                                                                                                                                                                                                                                  | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hnumbmths_cv2     | Number of banking access methods (continuous)                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |       |                                                                                       | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbranchstatv2     | Bank account access: Use of bank teller and other methods                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used bank teller only                                                                 | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbranchstatv2     | Bank account access: Use of bank teller and other methods                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used bank teller and other methods                                                    | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbranchstatv2     | Bank account access: Use of bank teller and other methods                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Did not use bank teller but used other methods                                        | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbranchstatv2     | Bank account access: Use of bank teller and other methods                                                                                                                                                                                                                         | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbranchatmstatv2  | Bank account access: Use of physical channels and other methods                                                                                                                                                                                                                   | Physical channels consist of bank tellers and ATMs/kiosks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Used physical channels only                                                           | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbranchatmstatv2  | Bank account access: Use of physical channels and other methods                                                                                                                                                                                                                   | Physical channels consist of bank tellers and ATMs/kiosks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | Used physical channels and other methods                                              | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbranchatmstatv2  | Bank account access: Use of physical channels and other methods                                                                                                                                                                                                                   | Physical channels consist of bank tellers and ATMs/kiosks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 3     | Did not use physical channels but used other methods                                  | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| hbranchatmstatv2  | Bank account access: Use of physical channels and other methods                                                                                                                                                                                                                   | Banked households that accessed account in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | y      | 2019      |         |
| huse12p2p         | Used nonbank person-to-person or peer-to-peer (P2P) payment service in past 12 months                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| huse12p2p         | Used nonbank person-to-person or peer-to-peer (P2P) payment service in past 12 months                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| huse12bp          | Used nonbank bill payment service in past 12 months                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| huse12bp          | Used nonbank bill payment service in past 12 months                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqmo           | Frequency of nonbank money order use in past 12 months                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Often                                                                                 | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqmo           | Frequency of nonbank money order use in past 12 months                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Sometimes                                                                             | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqmo           | Frequency of nonbank money order use in past 12 months                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Rarely                                                                                | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqmo           | Frequency of nonbank money order use in past 12 months                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Did not use                                                                           | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqcc           | Frequency of nonbank check cashing use in past 12 months                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Often                                                                                 | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqcc           | Frequency of nonbank check cashing use in past 12 months                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Sometimes                                                                             | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqcc           | Frequency of nonbank check cashing use in past 12 months                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Rarely                                                                                | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqcc           | Frequency of nonbank check cashing use in past 12 months                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Did not use                                                                           | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqrm           | Frequency of nonbank international remittance use in past 12 months                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Often                                                                                 | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqrm           | Frequency of nonbank international remittance use in past 12 months                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Sometimes                                                                             | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqrm           | Frequency of nonbank international remittance use in past 12 months                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Rarely                                                                                | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqrm           | Frequency of nonbank international remittance use in past 12 months                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Did not use                                                                           | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqbp           | Frequency of nonbank bill payment service use in past 12 months                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Often                                                                                 | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqbp           | Frequency of nonbank bill payment service use in past 12 months                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Sometimes                                                                             | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqbp           | Frequency of nonbank bill payment service use in past 12 months                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Rarely                                                                                | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqbp           | Frequency of nonbank bill payment service use in past 12 months                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Did not use                                                                           | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| huse12nbtrans     | Used nonbank check cashing, money order, international remittance, bill payment service, or person-to-person or peer-to-peer (P2P) payment service in past 12 months                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| huse12nbtrans     | Used nonbank check cashing, money order, international remittance, bill payment service, or person-to-person or peer-to-peer (P2P) payment service in past 12 months                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| huse12moccbp      | Used nonbank check cashing, money order, or bill payment service in past 12 months                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| huse12moccbp      | Used nonbank check cashing, money order, or bill payment service in past 12 months                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqmobill       | Use of nonbank money orders to pay bills in past 12 months                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Used money orders often to pay bills                                                  | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqmobill       | Use of nonbank money orders to pay bills in past 12 months                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Used money orders sometimes to pay bills                                              | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqmobill       | Use of nonbank money orders to pay bills in past 12 months                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Used money orders often but not to pay bills                                          | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqmobill       | Use of nonbank money orders to pay bills in past 12 months                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Used money orders sometimes but not to pay bills                                      | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqmobill       | Use of nonbank money orders to pay bills in past 12 months                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | Used money orders rarely (bill payment use unknown)                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hfreqmobill       | Use of nonbank money orders to pay bills in past 12 months                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | Did not use money orders                                                              | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisbnk      | Banked households: Satisfaction with primary bank                                                                                                                                                                                                                                 | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 1     | Very satisfied                                                                        | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisbnk      | Banked households: Satisfaction with primary bank                                                                                                                                                                                                                                 | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 2     | Somewhat satisfied                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisbnk      | Banked households: Satisfaction with primary bank                                                                                                                                                                                                                                 | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 3     | Not very satisfied                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisbnk      | Banked households: Satisfaction with primary bank                                                                                                                                                                                                                                 | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 4     | Not satisfied at all                                                                  | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisbnk      | Banked households: Satisfaction with primary bank                                                                                                                                                                                                                                 | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 98    | Unknown: Do not know                                                                  | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisbnk      | Banked households: Satisfaction with primary bank                                                                                                                                                                                                                                 | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisunbnk    | Unbanked households: Satisfaction with most recent bank                                                                                                                                                                                                                           | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 1     | Very satisfied                                                                        | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisunbnk    | Unbanked households: Satisfaction with most recent bank                                                                                                                                                                                                                           | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 2     | Somewhat satisfied                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisunbnk    | Unbanked households: Satisfaction with most recent bank                                                                                                                                                                                                                           | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 3     | Not very satisfied                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisunbnk    | Unbanked households: Satisfaction with most recent bank                                                                                                                                                                                                                           | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 4     | Not satisfied at all                                                                  | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisunbnk    | Unbanked households: Satisfaction with most recent bank                                                                                                                                                                                                                           | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 98    | Unknown: Do not know                                                                  | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisunbnk    | Unbanked households: Satisfaction with most recent bank                                                                                                                                                                                                                           | Unbanked households that had previously been banked                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeebnk        | Banked households: Clarity of own bank communication about account fees                                                                                                                                                                                                           | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 1     | Very clearly                                                                          | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeebnk        | Banked households: Clarity of own bank communication about account fees                                                                                                                                                                                                           | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 2     | Somewhat clearly                                                                      | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeebnk        | Banked households: Clarity of own bank communication about account fees                                                                                                                                                                                                           | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 3     | Not very clearly                                                                      | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeebnk        | Banked households: Clarity of own bank communication about account fees                                                                                                                                                                                                           | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 4     | Not clearly at all                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeebnk        | Banked households: Clarity of own bank communication about account fees                                                                                                                                                                                                           | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 98    | Unknown: Do not know                                                                  | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeebnk        | Banked households: Clarity of own bank communication about account fees                                                                                                                                                                                                           | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeeunbnk      | Unbanked households: Clarity of bank communications about account fees                                                                                                                                                                                                            | Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Very clearly                                                                          | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeeunbnk      | Unbanked households: Clarity of bank communications about account fees                                                                                                                                                                                                            | Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Somewhat clearly                                                                      | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeeunbnk      | Unbanked households: Clarity of bank communications about account fees                                                                                                                                                                                                            | Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 3     | Not very clearly                                                                      | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeeunbnk      | Unbanked households: Clarity of bank communications about account fees                                                                                                                                                                                                            | Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 4     | Not clearly at all                                                                    | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeeunbnk      | Unbanked households: Clarity of bank communications about account fees                                                                                                                                                                                                            | Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 98    | Unknown: Do not know                                                                  | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeeunbnk      | Unbanked households: Clarity of bank communications about account fees                                                                                                                                                                                                            | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisbnkv2    | Banked households: Satisfaction with primary bank (less detail)                                                                                                                                                                                                                   | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 1     | Very or somewhat satisfied                                                            | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisbnkv2    | Banked households: Satisfaction with primary bank (less detail)                                                                                                                                                                                                                   | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 2     | Not very satisfied or not satisfied at all                                            | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisbnkv2    | Banked households: Satisfaction with primary bank (less detail)                                                                                                                                                                                                                   | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 98    | Unknown: Do not know                                                                  | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisbnkv2    | Banked households: Satisfaction with primary bank (less detail)                                                                                                                                                                                                                   | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisunbnkv2  | Unbanked households: Satisfaction with most recent bank (less detail)                                                                                                                                                                                                             | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 1     | Very or somewhat satisfied                                                            | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisunbnkv2  | Unbanked households: Satisfaction with most recent bank (less detail)                                                                                                                                                                                                             | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 2     | Not very satisfied or not satisfied at all                                            | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisunbnkv2  | Unbanked households: Satisfaction with most recent bank (less detail)                                                                                                                                                                                                             | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 98    | Unknown: Do not know                                                                  | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnksatisunbnkv2  | Unbanked households: Satisfaction with most recent bank (less detail)                                                                                                                                                                                                             | Unbanked households that had previously been banked                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeebnkv2      | Banked households: Clarity of own bank communication about account fees (less detail)                                                                                                                                                                                             | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 1     | Very or somewhat clearly                                                              | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeebnkv2      | Banked households: Clarity of own bank communication about account fees (less detail)                                                                                                                                                                                             | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 2     | Not very clearly or not clearly at all                                                | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeebnkv2      | Banked households: Clarity of own bank communication about account fees (less detail)                                                                                                                                                                                             | Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 98    | Unknown: Do not know                                                                  | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeebnkv2      | Banked households: Clarity of own bank communication about account fees (less detail)                                                                                                                                                                                             | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeeunbnkv2    | Unbanked households: Clarity of bank communications about account fees (less detail)                                                                                                                                                                                              | Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 1     | Very or somewhat clearly                                                              | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeeunbnkv2    | Unbanked households: Clarity of bank communications about account fees (less detail)                                                                                                                                                                                              | Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 2     | Not very clearly or not clearly at all                                                | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeeunbnkv2    | Unbanked households: Clarity of bank communications about account fees (less detail)                                                                                                                                                                                              | Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | 98    | Unknown: Do not know                                                                  | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hbnkfeeunbnkv2    | Unbanked households: Clarity of bank communications about account fees (less detail)                                                                                                                                                                                              | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | y      | .      | 2019      | 2019    |
| hcred12ccorbnkv2  | Used bank credit product in past 12 months                                                                                                                                                                                                                                        | Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and other personal loans or lines of credit from banks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 1     | Yes                                                                                   | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hcred12ccorbnkv2  | Used bank credit product in past 12 months                                                                                                                                                                                                                                        | Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and other personal loans or lines of credit from banks.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 2     | No                                                                                    | .      | .      | .      | .      | y      | .      | .      | 2017      | 2017    |
| hunbnkr1v5        | Why unbanked: Bank locations are inconvenient                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr1v5        | Why unbanked: Bank locations are inconvenient                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr1v5        | Why unbanked: Bank locations are inconvenient                                                                                                                                                                                                                                     | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr2v5        | Why unbanked: Bank account fees are too high                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr2v5        | Why unbanked: Bank account fees are too high                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr2v5        | Why unbanked: Bank account fees are too high                                                                                                                                                                                                                                      | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr3v5        | Why unbanked: Bank account fees are too unpredictable                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr3v5        | Why unbanked: Bank account fees are too unpredictable                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr3v5        | Why unbanked: Bank account fees are too unpredictable                                                                                                                                                                                                                             | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr4v5        | Why unbanked: Banks do not offer needed products and services                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr4v5        | Why unbanked: Banks do not offer needed products and services                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr4v5        | Why unbanked: Banks do not offer needed products and services                                                                                                                                                                                                                     | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr5v5        | Why unbanked: Do not trust banks                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr5v5        | Why unbanked: Do not trust banks                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr5v5        | Why unbanked: Do not trust banks                                                                                                                                                                                                                                                  | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr6v5        | Why unbanked: Do not have enough money to meet minimum balance requirements                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr6v5        | Why unbanked: Do not have enough money to meet minimum balance requirements                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr6v5        | Why unbanked: Do not have enough money to meet minimum balance requirements                                                                                                                                                                                                       | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr7v5        | Why unbanked: Avoiding a bank gives more privacy                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr7v5        | Why unbanked: Avoiding a bank gives more privacy                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr7v5        | Why unbanked: Avoiding a bank gives more privacy                                                                                                                                                                                                                                  | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr8v5        | Why unbanked: Do not have personal identification required to open an account                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr8v5        | Why unbanked: Do not have personal identification required to open an account                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr8v5        | Why unbanked: Do not have personal identification required to open an account                                                                                                                                                                                                     | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr9v5        | Why unbanked: Problems with past banking or credit history                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr9v5        | Why unbanked: Problems with past banking or credit history                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr9v5        | Why unbanked: Problems with past banking or credit history                                                                                                                                                                                                                        | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr10v5       | Why unbanked: Other reason                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr10v5       | Why unbanked: Other reason                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkr10v5       | Why unbanked: Other reason                                                                                                                                                                                                                                                        | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrnonev5     | Why unbanked: Did not select a reason                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrnonev5     | Why unbanked: Did not select a reason                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrnonev5     | Why unbanked: Did not select a reason                                                                                                                                                                                                                                             | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrmv5        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Bank locations are inconvenient                                                       | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrmv5        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Bank account fees are too high                                                        | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrmv5        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 3     | Bank account fees are too unpredictable                                               | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrmv5        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 4     | Banks do not offer needed products and services                                       | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrmv5        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 5     | Do not trust banks                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrmv5        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 6     | Do not have enough money to meet minimum balance requirements                         | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrmv5        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 7     | Avoiding a bank gives more privacy                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrmv5        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 8     | Do not have personal identification required to open an account                       | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrmv5        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 9     | Problems with past banking or credit history                                          | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrmv5        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 10    | Other reason                                                                          | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrmv5        | Main reason unbanked                                                                                                                                                                                                                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 98    | Did not select a reason                                                               | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hunbnkrmv5        | Main reason unbanked                                                                                                                                                                                                                                                              | Unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| husenowops        | Used nonbank online payment service                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| husenowops        | Used nonbank online payment service                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| husenowpp         | Used prepaid card                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| husenowpp         | Used prepaid card                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsna     | Bank account transaction type in past 12 months: Build savings or keep money in safe place                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsna     | Bank account transaction type in past 12 months: Build savings or keep money in safe place                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsna     | Bank account transaction type in past 12 months: Build savings or keep money in safe place                                                                                                                                                                                        | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnb     | Bank account transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnb     | Bank account transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnb     | Bank account transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                                  | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnc     | Bank account transaction type in past 12 months: Receive money from work, retirement, or government agency                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnc     | Bank account transaction type in past 12 months: Receive money from work, retirement, or government agency                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnc     | Bank account transaction type in past 12 months: Receive money from work, retirement, or government agency                                                                                                                                                                        | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnd     | Bank account transaction type in past 12 months: Send or receive money from family or friends                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnd     | Bank account transaction type in past 12 months: Send or receive money from family or friends                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnd     | Bank account transaction type in past 12 months: Send or receive money from family or friends                                                                                                                                                                                     | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsne     | Bank account transaction type in past 12 months: Make purchases in person                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsne     | Bank account transaction type in past 12 months: Make purchases in person                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsne     | Bank account transaction type in past 12 months: Make purchases in person                                                                                                                                                                                                         | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnf     | Bank account transaction type in past 12 months: Make purchases online                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnf     | Bank account transaction type in past 12 months: Make purchases online                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnf     | Bank account transaction type in past 12 months: Make purchases online                                                                                                                                                                                                            | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsng     | Bank account transaction type in past 12 months: Some other use                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsng     | Bank account transaction type in past 12 months: Some other use                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsng     | Bank account transaction type in past 12 months: Some other use                                                                                                                                                                                                                   | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnnone  | Bank account transaction type in past 12 months: None selected                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnnone  | Bank account transaction type in past 12 months: None selected                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnnone  | Bank account transaction type in past 12 months: None selected                                                                                                                                                                                                                    | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnbc    | Bank account transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnbc    | Bank account transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnbc    | Bank account transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency                                                                                                     | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bnkrsnnum_c | Number of bank account transaction types (continuous)                                                                                                                                                                                                                             | Transaction types include paying monthly bills like rent, mortgage, utilities, or child care; receiving money from work, retirement, or a government agency; building savings or keeping money in a safe place; sending or receiving money from family or friends; making purchases in person; and making purchases online.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |       |                                                                                       | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsna     | Nonbank online payment service transaction type in past 12 months: Build savings or keep money in safe place                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsna     | Nonbank online payment service transaction type in past 12 months: Build savings or keep money in safe place                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsna     | Nonbank online payment service transaction type in past 12 months: Build savings or keep money in safe place                                                                                                                                                                      | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnb     | Nonbank online payment service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnb     | Nonbank online payment service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnb     | Nonbank online payment service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnc     | Nonbank online payment service transaction type in past 12 months: Receive money from work, retirement, or government agency                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnc     | Nonbank online payment service transaction type in past 12 months: Receive money from work, retirement, or government agency                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnc     | Nonbank online payment service transaction type in past 12 months: Receive money from work, retirement, or government agency                                                                                                                                                      | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnd     | Nonbank online payment service transaction type in past 12 months: Send or receive money from family or friends                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnd     | Nonbank online payment service transaction type in past 12 months: Send or receive money from family or friends                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnd     | Nonbank online payment service transaction type in past 12 months: Send or receive money from family or friends                                                                                                                                                                   | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsne     | Nonbank online payment service transaction type in past 12 months: Make purchases in person                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsne     | Nonbank online payment service transaction type in past 12 months: Make purchases in person                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsne     | Nonbank online payment service transaction type in past 12 months: Make purchases in person                                                                                                                                                                                       | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnf     | Nonbank online payment service transaction type in past 12 months: Make purchases online                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnf     | Nonbank online payment service transaction type in past 12 months: Make purchases online                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnf     | Nonbank online payment service transaction type in past 12 months: Make purchases online                                                                                                                                                                                          | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsng     | Nonbank online payment service transaction type in past 12 months: Some other use                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsng     | Nonbank online payment service transaction type in past 12 months: Some other use                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsng     | Nonbank online payment service transaction type in past 12 months: Some other use                                                                                                                                                                                                 | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnnone  | Nonbank online payment service transaction type in past 12 months: None selected                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnnone  | Nonbank online payment service transaction type in past 12 months: None selected                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnnone  | Nonbank online payment service transaction type in past 12 months: None selected                                                                                                                                                                                                  | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnbc    | Nonbank online payment service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnbc    | Nonbank online payment service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnbc    | Nonbank online payment service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency                                                                                   | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12opsrsnnum_c | Number of nonbank online payment service transaction types (continuous)                                                                                                                                                                                                           | Transaction types include paying monthly bills like rent, mortgage, utilities, or child care; receiving money from work, retirement, or a government agency; building savings or keeping money in a safe place; sending or receiving money from family or friends; making purchases in person; and making purchases online.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |       |                                                                                       | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsna      | Prepaid card transaction type in past 12 months: Build savings or keep money in safe place                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsna      | Prepaid card transaction type in past 12 months: Build savings or keep money in safe place                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsna      | Prepaid card transaction type in past 12 months: Build savings or keep money in safe place                                                                                                                                                                                        | Households that used prepaid cards                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnb      | Prepaid card transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnb      | Prepaid card transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnb      | Prepaid card transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                                  | Households that used prepaid cards                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnc      | Prepaid card transaction type in past 12 months: Receive money from work, retirement, or government agency                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnc      | Prepaid card transaction type in past 12 months: Receive money from work, retirement, or government agency                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnc      | Prepaid card transaction type in past 12 months: Receive money from work, retirement, or government agency                                                                                                                                                                        | Households that used prepaid cards                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnd      | Prepaid card transaction type in past 12 months: Send or receive money from family or friends                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnd      | Prepaid card transaction type in past 12 months: Send or receive money from family or friends                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnd      | Prepaid card transaction type in past 12 months: Send or receive money from family or friends                                                                                                                                                                                     | Households that used prepaid cards                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsne      | Prepaid card transaction type in past 12 months: Make purchases in person                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsne      | Prepaid card transaction type in past 12 months: Make purchases in person                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsne      | Prepaid card transaction type in past 12 months: Make purchases in person                                                                                                                                                                                                         | Households that used prepaid cards                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnf      | Prepaid card transaction type in past 12 months: Make purchases online                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnf      | Prepaid card transaction type in past 12 months: Make purchases online                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnf      | Prepaid card transaction type in past 12 months: Make purchases online                                                                                                                                                                                                            | Households that used prepaid cards                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsng      | Prepaid card transaction type in past 12 months: Some other use                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsng      | Prepaid card transaction type in past 12 months: Some other use                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsng      | Prepaid card transaction type in past 12 months: Some other use                                                                                                                                                                                                                   | Households that used prepaid cards                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnnone   | Prepaid card transaction type in past 12 months: None selected                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnnone   | Prepaid card transaction type in past 12 months: None selected                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnnone   | Prepaid card transaction type in past 12 months: None selected                                                                                                                                                                                                                    | Households that used prepaid cards                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnbc     | Prepaid card transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnbc     | Prepaid card transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnbc     | Prepaid card transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency                                                                                                     | Households that used prepaid cards                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12pprsnnum_c  | Number of prepaid card transaction types (continuous)                                                                                                                                                                                                                             | Transaction types include paying monthly bills like rent, mortgage, utilities, or child care; receiving money from work, retirement, or a government agency; building savings or keeping money in a safe place; sending or receiving money from family or friends; making purchases in person; and making purchases online.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |       |                                                                                       | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink1         | Account linked to nonbank online payment service: Credit card                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink1         | Account linked to nonbank online payment service: Credit card                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink1         | Account linked to nonbank online payment service: Credit card                                                                                                                                                                                                                     | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink2         | Account linked to nonbank online payment service: Bank account                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink2         | Account linked to nonbank online payment service: Bank account                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink2         | Account linked to nonbank online payment service: Bank account                                                                                                                                                                                                                    | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink3         | Account linked to nonbank online payment service: Prepaid card                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink3         | Account linked to nonbank online payment service: Prepaid card                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink3         | Account linked to nonbank online payment service: Prepaid card                                                                                                                                                                                                                    | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink4         | Account linked to nonbank online payment service: Other account                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink4         | Account linked to nonbank online payment service: Other account                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink4         | Account linked to nonbank online payment service: Other account                                                                                                                                                                                                                   | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink5         | Account linked to nonbank online payment service: Not linked to any accounts                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink5         | Account linked to nonbank online payment service: Not linked to any accounts                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hopslink5         | Account linked to nonbank online payment service: Not linked to any accounts                                                                                                                                                                                                      | Households that used nonbank online payment services                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsn1      | Nonbank money order transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsn1      | Nonbank money order transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsn1      | Nonbank money order transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                           | Households that used nonbank money orders in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsn2      | Nonbank money order transaction type in past 12 months: Send money to family or friends                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsn2      | Nonbank money order transaction type in past 12 months: Send money to family or friends                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsn2      | Nonbank money order transaction type in past 12 months: Send money to family or friends                                                                                                                                                                                           | Households that used nonbank money orders in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsn3      | Nonbank money order transaction type in past 12 months: Make purchases                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsn3      | Nonbank money order transaction type in past 12 months: Make purchases                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsn3      | Nonbank money order transaction type in past 12 months: Make purchases                                                                                                                                                                                                            | Households that used nonbank money orders in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsn4      | Nonbank money order transaction type in past 12 months: Some other use                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsn4      | Nonbank money order transaction type in past 12 months: Some other use                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsn4      | Nonbank money order transaction type in past 12 months: Some other use                                                                                                                                                                                                            | Households that used nonbank money orders in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12morsnnum_c  | Number of nonbank money order transaction types (continuous)                                                                                                                                                                                                                      | Transaction types include paying monthly bills like rent, mortgage, utilities, or child care; sending money to family or friends; and making purchases.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |       |                                                                                       | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mt          | Used nonbank money transfer service in past 12 months                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mt          | Used nonbank money transfer service in past 12 months                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsn1      | Nonbank money transfer service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsn1      | Nonbank money transfer service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsn1      | Nonbank money transfer service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care                                                                                                                                                | Households that used nonbank money transfer services in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsn2      | Nonbank money transfer service transaction type in past 12 months: Send or receive money from family or friends in United States                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsn2      | Nonbank money transfer service transaction type in past 12 months: Send or receive money from family or friends in United States                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsn2      | Nonbank money transfer service transaction type in past 12 months: Send or receive money from family or friends in United States                                                                                                                                                  | Households that used nonbank money transfer services in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsn3      | Nonbank money transfer service transaction type in past 12 months: Send or receive money from family or friends outside United States                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsn3      | Nonbank money transfer service transaction type in past 12 months: Send or receive money from family or friends outside United States                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsn3      | Nonbank money transfer service transaction type in past 12 months: Send or receive money from family or friends outside United States                                                                                                                                             | Households that used nonbank money transfer services in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsn4      | Nonbank money transfer service transaction type in past 12 months: Some other use                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsn4      | Nonbank money transfer service transaction type in past 12 months: Some other use                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsn4      | Nonbank money transfer service transaction type in past 12 months: Some other use                                                                                                                                                                                                 | Households that used nonbank money transfer services in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12mtrsnnum_c  | Number of nonbank money transfer service transaction types (continuous)                                                                                                                                                                                                           | Transaction types include paying monthly bills like rent, mortgage, utilities, or child care; sending or receiving money from family or friends in the U.S.; and sending or receiving money from family or friends outside the U.S.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |       |                                                                                       | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12ccfrom      | Nonbank check cashing transaction type in past 12 months: Cashed checks from work, retirement, or government agency                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12ccfrom      | Nonbank check cashing transaction type in past 12 months: Cashed checks from work, retirement, or government agency                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12ccfrom      | Nonbank check cashing transaction type in past 12 months: Cashed checks from work, retirement, or government agency                                                                                                                                                               | Households that used nonbank check cashers in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbillincomemethod | Used bank account, nonbank online payment service, prepaid card, nonbank money order, nonbank money transfer service, or nonbank check cashing to pay monthly bills like rent, mortgage, utilities, or child care or to receive money from work, retirement, or government agency |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbillincomemethod | Used bank account, nonbank online payment service, prepaid card, nonbank money order, nonbank money transfer service, or nonbank check cashing to pay monthly bills like rent, mortgage, utilities, or child care or to receive money from work, retirement, or government agency |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hpurchasemethod   | Used bank account, nonbank online payment service, prepaid card, or nonbank money order to make purchases                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hpurchasemethod   | Used bank account, nonbank online payment service, prepaid card, or nonbank money order to make purchases                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hsendmoneymethod  | Used bank account, nonbank online payment service, prepaid card, nonbank money order, or nonbank money transfer service to send or receive money from family or friends                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hsendmoneymethod  | Used bank account, nonbank online payment service, prepaid card, nonbank money order, or nonbank money transfer service to send or receive money from family or friends                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hsavemethod       | Used bank account, nonbank online payment service, or prepaid card to build savings or keep money in safe place                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hsavemethod       | Used bank account, nonbank online payment service, or prepaid card to build savings or keep money in safe place                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12rmv2        | Used international remittance through nonbank in past 12 months                                                                                                                                                                                                                   | Use of nonbank international remittances in 2021 is not directly comparable to use of nonbank international remittances in previous years because of changes to the question on international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12rmv2        | Used international remittance through nonbank in past 12 months                                                                                                                                                                                                                   | Use of nonbank international remittances in 2021 is not directly comparable to use of nonbank international remittances in previous years because of changes to the question on international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bpv2        | Used nonbank money transfer service to pay monthly bills like rent, mortgage, utilities, or child care in past 12 months                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| huse12bpv2        | Used nonbank money transfer service to pay monthly bills like rent, mortgage, utilities, or child care in past 12 months                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbankstatv5       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan. The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 1     | Unbanked                                                                              | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbankstatv5       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan. The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 2     | Banked: Underbanked                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbankstatv5       | Unbanked and underbanked                                                                                                                                                                                                                                                          | Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan. The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 3     | Banked: Fully banked                                                                  | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbankstattype     | Unbanked and underbanked, nonbank transactions and credit                                                                                                                                                                                                                         | Underbanked definition is based on the following products: nonbank transactions (check cashing, money orders, and international remittances) and nonbank credit (payday loans, rent-to-own services, pawn shop loans, refund anticipation loans, and auto title loans). The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 1     | Unbanked                                                                              | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbankstattype     | Unbanked and underbanked, nonbank transactions and credit                                                                                                                                                                                                                         | Underbanked definition is based on the following products: nonbank transactions (check cashing, money orders, and international remittances) and nonbank credit (payday loans, rent-to-own services, pawn shop loans, refund anticipation loans, and auto title loans). The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 2     | Banked: Underbanked, nonbank transactions only                                        | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbankstattype     | Unbanked and underbanked, nonbank transactions and credit                                                                                                                                                                                                                         | Underbanked definition is based on the following products: nonbank transactions (check cashing, money orders, and international remittances) and nonbank credit (payday loans, rent-to-own services, pawn shop loans, refund anticipation loans, and auto title loans). The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 3     | Banked: Underbanked, nonbank credit only                                              | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbankstattype     | Unbanked and underbanked, nonbank transactions and credit                                                                                                                                                                                                                         | Underbanked definition is based on the following products: nonbank transactions (check cashing, money orders, and international remittances) and nonbank credit (payday loans, rent-to-own services, pawn shop loans, refund anticipation loans, and auto title loans). The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 4     | Banked: Underbanked, both nonbank transactions and credit                             | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbankstattype     | Unbanked and underbanked, nonbank transactions and credit                                                                                                                                                                                                                         | Underbanked definition is based on the following products: nonbank transactions (check cashing, money orders, and international remittances) and nonbank credit (payday loans, rent-to-own services, pawn shop loans, refund anticipation loans, and auto title loans). The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | 5     | Banked: Fully banked                                                                  | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hcred12bnkamt     | Dollar amount of most recent personal loan or line of credit from bank                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | $1,000 or less                                                                        | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hcred12bnkamt     | Dollar amount of most recent personal loan or line of credit from bank                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | More than $1,000                                                                      | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hcred12bnkamt     | Dollar amount of most recent personal loan or line of credit from bank                                                                                                                                                                                                            | Households that had a personal loan or line of credit from bank in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hcred12nbnk       | Had personal loan or line of credit from company other than bank in past 12 months                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hcred12nbnk       | Had personal loan or line of credit from company other than bank in past 12 months                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hcred12nbnkamt    | Dollar amount of most recent personal loan or line of credit from company other than bank                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | $1,000 or less                                                                        | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hcred12nbnkamt    | Dollar amount of most recent personal loan or line of credit from company other than bank                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | More than $1,000                                                                      | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hcred12nbnkamt    | Dollar amount of most recent personal loan or line of credit from company other than bank                                                                                                                                                                                         | Households that had a personal loan or line of credit from company other than bank in past 12 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbnknewv2         | Length of bank account ownership                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Became banked between March 2020 and June 2021                                        | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbnknewv2         | Length of bank account ownership                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | Banked prior to March 2020                                                            | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbnknewv2         | Length of bank account ownership                                                                                                                                                                                                                                                  | Banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbnktransv3       | Transitions in bank account ownership                                                                                                                                                                                                                                             | Longer-term unbanked households did not have a bank account at the time of the survey (in June 2021) or at any time in the 12 months before (between June 2020 and June 2021). Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 15 months before (between March 2020-when the Coronavirus pandemic began widely affecting the United States-and June 2021). Longer-term banked households had a bank account at the time of the survey and continually during the 15 months before.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 1     | Longer-term unbanked                                                                  | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbnktransv3       | Transitions in bank account ownership                                                                                                                                                                                                                                             | Longer-term unbanked households did not have a bank account at the time of the survey (in June 2021) or at any time in the 12 months before (between June 2020 and June 2021). Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 15 months before (between March 2020-when the Coronavirus pandemic began widely affecting the United States-and June 2021). Longer-term banked households had a bank account at the time of the survey and continually during the 15 months before.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 2     | Recently unbanked                                                                     | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbnktransv3       | Transitions in bank account ownership                                                                                                                                                                                                                                             | Longer-term unbanked households did not have a bank account at the time of the survey (in June 2021) or at any time in the 12 months before (between June 2020 and June 2021). Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 15 months before (between March 2020-when the Coronavirus pandemic began widely affecting the United States-and June 2021). Longer-term banked households had a bank account at the time of the survey and continually during the 15 months before.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 3     | Recently banked                                                                       | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hbnktransv3       | Transitions in bank account ownership                                                                                                                                                                                                                                             | Longer-term unbanked households did not have a bank account at the time of the survey (in June 2021) or at any time in the 12 months before (between June 2020 and June 2021). Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 15 months before (between March 2020-when the Coronavirus pandemic began widely affecting the United States-and June 2021). Longer-term banked households had a bank account at the time of the survey and continually during the 15 months before.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | 4     | Longer-term banked                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent1v2         | HH event: Lost or quit job, furloughed, or reduced hours                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent1v2         | HH event: Lost or quit job, furloughed, or reduced hours                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent2v2         | HH event: Started new job                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent2v2         | HH event: Started new job                                                                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent3v2         | HH event: Had significant loss of income                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent3v2         | HH event: Had significant loss of income                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent4v2         | HH event: Had significant increase in income                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent4v2         | HH event: Had significant increase in income                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent5v2         | HH event: Received government benefit payment (e.g., unemployment benefits or Coronavirus stimulus payment)                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent5v2         | HH event: Received government benefit payment (e.g., unemployment benefits or Coronavirus stimulus payment)                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent1bcv2       | Event contributed to bank account closing: Lost or quit a job, furloughed, or reduced hours                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent1bcv2       | Event contributed to bank account closing: Lost or quit a job, furloughed, or reduced hours                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent1bcv2       | Event contributed to bank account closing: Lost or quit a job, furloughed, or reduced hours                                                                                                                                                                                       | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent3bcv2       | Event contributed to bank account closing: Had significant loss of income                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent3bcv2       | Event contributed to bank account closing: Had significant loss of income                                                                                                                                                                                                         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent3bcv2       | Event contributed to bank account closing: Had significant loss of income                                                                                                                                                                                                         | Recently unbanked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent2bov2       | Event contributed to bank account opening: Started new job                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent2bov2       | Event contributed to bank account opening: Started new job                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent2bov2       | Event contributed to bank account opening: Started new job                                                                                                                                                                                                                        | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent4bov2       | Event contributed to bank account opening: Had significant increase in income                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent4bov2       | Event contributed to bank account opening: Had significant increase in income                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent4bov2       | Event contributed to bank account opening: Had significant increase in income                                                                                                                                                                                                     | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent5bov2       | Event contributed to bank account opening: Received government benefit payment (e.g., unemployment benefits or Coronavirus stimulus payment)                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 1     | Yes                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent5bov2       | Event contributed to bank account opening: Received government benefit payment (e.g., unemployment benefits or Coronavirus stimulus payment)                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | 2     | No                                                                                    | .      | .      | .      | .      | .      | .      | y      | 2021      |         |
| hevent5bov2       | Event contributed to bank account opening: Received government benefit payment (e.g., unemployment benefits or Coronavirus stimulus payment)                                                                                                                                      | Recently banked households                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | -1    | NIU                                                                                   | .      | .      | .      | .      | .      | .      | y      | 2021      |         |