economicinclusion.gov

results from the 2011 fdic national survey of unbanked and underbanked households

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

All Households 120,408 100 9,875 8.2 80,924 67.2 2,379 2.0 25,378 21.1 1,851 1.5 106,509 88.5 83,331 69.2 

Albuquerque, NM 419 100 30 7.2 308 73.6 24 5.8 47 11.3 9 2.1 357 85.2 333 79.4 

Allentown-Bethlehem-Easton, PA-NJ 389 100 21 5.5 297 76.4 3 0.8 47 12.2 20 5.1 344 88.6 300 77.2 

Atlanta-Sandy Springs-Marietta, GA^ 2,108 100 205 9.7 1,368 64.9 25 1.2 462 21.9 47 2.2 1,830 86.8 1,393 66.1 

Austin-Round Rock, TX 605 100 62 10.2 443 73.2 19 3.1 73 12.1 8 1.3 516 85.4 465 76.9 

Baltimore-Towson, MD 1,021 100 77 7.5 785 76.9 13 1.3 135 13.2 11 1.1 922 90.3 798 78.2 

Bangor, ME 63 100 2 3.9 48 75.8 3 4.3 9 14.9 1 1.0 57 90.7 51 80.2 

Birmingham-Hoover, AL 423 100 51 12.1 242 57.2 9 2.0 114 26.9 7 1.7 356 84.1 251 59.2 

Boise City-Nampa, ID^ 227 100 7 2.9 167 73.6 1 0.5 47 20.5 6 2.5 214 94.1 168 74.1 

Boston-Cambridge-Quincy, MA-NH 1,843 100 77 4.2 1,425 77.3 52 2.8 276 15.0 13 0.7 1,709 92.7 1,477 80.1 

Bridgeport-Stamford-Norwalk, CT 337 100 5 1.6 276 82.0 7 2.0 44 13.2 4 1.2 321 95.2 283 84.1 

Buffalo-Niagara Falls, NY 462 100 40 8.6 329 71.1 9 2.0 80 17.4 4 0.9 413 89.4 338 73.1 

Burlington-South Burlington, VT 84 100 1 1.7 68 79.9 - - 13 15.7 2 2.2 81 95.6 68 80.4 

Charlotte-Gastonia-Concord, NC-SC^ 742 100 66 8.9 441 59.4 19 2.5 209 28.2 8 1.0 650 87.6 459 61.9 

Chicago-Naperville-Joliet, IN-IN-WI^ 3,429 100 294 8.6 2,247 65.5 48 1.4 759 22.1 81 2.4 3,006 87.7 2,295 66.9 

Cincinnati-Middletown, OH-KY-IN^ 823 100 84 10.3 476 57.8 23 2.8 203 24.6 37 4.5 679 82.5 499 60.6 

Cleveland-Elyria-Mentor, OH 909 100 77 8.5 599 65.9 23 2.5 196 21.6 14 1.6 798 87.8 621 68.4 

Colorado Springs, CO 222 100 20 9.1 169 76.3 2 1.1 26 11.5 4 1.9 199 89.8 172 77.4 

Columbia, SC 294 100 22 7.4 189 64.4 - - 83 28.2 - - 272 92.6 189 64.4 

Columbus, OH^ 718 100 58 8.1 512 71.4 3 0.5 132 18.4 12 1.6 645 89.8 516 71.8 

Dallas-Fort Worth-Arlington, TX^ 2,433 100 239 9.8 1,625 66.8 37 1.5 510 21.0 23 0.9 2,135 87.7 1,661 68.3 

Denver-Aurora, CO 974 100 51 5.2 737 75.7 9 0.9 135 13.8 43 4.4 874 89.7 745 76.5 

Des Moines, IA 228 100 16 7.0 159 69.6 9 3.9 41 17.8 4 1.6 200 87.5 168 73.6 

Detroit-Warren-Livonia, MI 1,762 100 188 10.7 1,231 69.9 32 1.8 280 15.9 32 1.8 1,514 85.9 1,263 71.7 

Fargo, ND-MN^ 80 100 4 5.2 60 75.5 1 1.3 14 17.2 1 0.9 74 92.7 61 76.8 

Hartford-West Hartford-East Hartford, CT 437 100 23 5.3 325 74.3 9 2.1 76 17.3 4 1.0 402 92.0 334 76.4 

Honolulu, HI 315 100 9 2.8 251 79.8 2 0.8 36 11.3 17 5.3 287 91.3 254 80.8 

Houston-Baytown-Sugar Land, TX 2,215 100 264 11.9 1,346 60.8 43 1.9 523 23.6 39 1.8 1,869 84.4 1,389 62.7 

Indianapolis, IN 729 100 62 8.5 478 65.6 8 1.1 181 24.8 - - 659 90.4 486 66.7 

Jacksonville, FL 600 100 36 6.0 499 83.1 10 1.7 47 7.8 9 1.4 545 90.9 509 84.8 

Kansas City, MO-KS^ 849 100 85 10.0 589 69.4 15 1.7 158 18.7 2 0.2 748 88.1 604 71.2 

Las Vegas-Paradise, NM 727 100 45 6.2 470 64.6 12 1.7 187 25.7 13 1.8 660 90.8 482 66.3 

Little Rock-North Little Rock, AR^ 330 100 26 7.8 139 42.1 7 2.2 151 46.0 6 1.8 292 88.7 146 44.4 

Los Angeles-Long Beach-Santa Ana, CA 4,353 100 421 9.7 2,837 65.2 42 1.0 1,004 23.1 49 1.1 3,848 88.4 2,879 66.1 

Louisville, KY-IN^ 571 100 48 8.4 356 62.4 - - 167 29.2 - - 522 91.6 356 62.4 

Madison, WI 254 100 3 1.0 214 84.2 - - 35 13.8 3 1.0 249 98.0 214 84.2 

Memphis, TN-MS-AR^ 567 100 63 11.1 309 54.4 13 2.3 172 30.2 11 1.9 480 84.7 322 56.7 

Miami-Fort Lauderdale-Miami Beach, FL 2,285 100 206 9.0 1,236 54.1 21 0.9 774 33.9 48 2.1 2,023 88.6 1,257 55.0 

Milwaukee-Waukesha-West Allis, WI 627 100 68 10.8 447 71.3 3 0.6 100 15.9 9 1.5 546 87.1 450 71.8 

Minneapolis-St Paul-Bloomington, MN-WI^ 1,350 100 70 5.2 997 73.8 30 2.2 236 17.5 17 1.3 1,237 91.6 1,026 76.0 

Nashville-Davidson-Murfreesboro, TN^ 603 100 57 9.5 400 66.4 4 0.7 137 22.7 4 0.7 537 89.1 404 67.1 

New Haven, CT 224 100 11 4.8 157 70.1 6 2.7 49 21.8 1 0.6 206 91.8 163 72.8 

New Orleans-Metairie-Kenner, LA 507 100 63 12.4 308 60.7 9 1.7 112 22.2 15 3.0 423 83.4 317 62.5 

New York-Northern New Jersey-Long Island, NY-NJ-PA^ 7,191 100 700 9.7 5,047 70.2 140 1.9 1,203 16.7 101 1.4 6,265 87.1 5,187 72.1 

Oklahoma City, OK 529 100 49 9.3 330 62.4 10 2.0 118 22.3 21 4.0 448 84.7 340 64.4 

Omaha-Council Bluffs, NE-IA 338 100 14 4.2 257 76.2 2 0.5 59 17.6 5 1.5 317 93.8 259 76.8 

Orlando, FL 791 100 59 7.4 561 70.9 9 1.1 117 14.8 45 5.8 678 85.7 569 72.0 

Philadelphia-Camden-Wilmington, PA-NJ-DE 2,359 100 183 7.8 1,628 69.0 39 1.6 489 20.7 20 0.8 2,127 90.2 1,666 70.7 

Phoenix-Mesa-Scottsdale, AZ 1,710 100 181 10.6 1,255 73.4 21 1.2 240 14.0 13 0.8 1,495 87.4 1,276 74.6 

Pittsburgh, PA 1,004 100 34 3.4 634 63.2 19 1.9 291 28.9 26 2.6 925 92.1 654 65.1 

Portland-South Portland, ME 146 100 6 4.0 114 78.1 3 1.8 21 14.4 2 1.7 136 93.0 117 79.9 

Portland-Vancouver-Beaverton, OR-WA^ 858 100 26 3.1 691 80.6 4 0.5 136 15.8 - - 827 96.4 696 81.1 

Providence-Fall River-Warwick, MA-RI 523 100 40 7.6 362 69.1 14 2.6 98 18.8 10 1.9 460 87.9 375 71.7 

Raleigh-Cary, NC 470 100 12 2.6 336 71.6 7 1.5 105 22.4 9 1.9 445 94.8 343 73.1 

Reno-Sparks, NV 175 100 19 10.9 136 77.6 - - 17 9.9 3 1.6 153 87.5 136 77.6 

Richmond, VA^ 522 100 31 6.0 341 65.4 20 3.7 117 22.5 13 2.5 468 89.7 360 69.1 

Riverside-San Bernardino, CA 1,384 100 176 12.7 800 57.8 18 1.3 356 25.7 33 2.4 1,163 84.1 818 59.1 

Rochester, NY 461 100 18 3.9 329 71.4 - - 102 22.1 12 2.6 439 95.3 329 71.4 

Sacramento-Arden-Arcade Roseville, CA 827 100 44 5.4 623 75.4 7 0.9 139 16.9 13 1.5 771 93.2 631 76.3 

Salt Lake City, UT^ 422 100 19 4.4 339 80.3 4 1.0 53 12.5 7 1.7 392 92.8 343 81.3 

San Antonio, TX 791 100 123 15.5 477 60.3 36 4.5 144 18.3 11 1.4 621 78.5 513 64.8 

San Diego-Carlsbad-San Marcos, CA 1,090 100 49 4.5 875 80.3 5 0.5 120 11.0 41 3.7 999 91.7 880 80.7 

San Francisco-Oakland-Fremont, CA 1,853 100 108 5.9 1,430 77.2 39 2.1 256 13.8 20 1.1 1,685 91.0 1,468 79.3 

San Jose-Sunnyvale-Santa Clara, CA 694 100 17 2.4 563 81.2 3 0.5 102 14.7 9 1.3 665 95.9 571 82.2 

Seattle-Tacoma-Bellevue, WA 1,464 100 59 4.0 1,246 85.1 7 0.5 139 9.5 13 0.9 1,385 94.6 1,253 85.6 

Sioux Falls, SD 102 100 5 5.2 78 76.8 2 1.7 16 16.0 - - 94 92.7 80 78.5 

St. Louis, MO-IL^ 1,140 100 111 9.7 763 66.9 14 1.3 242 21.2 10 0.9 1,005 88.1 777 68.2 

Tampa-St. Petersburg-Clearwater, FL 1,298 100 77 6.0 925 71.2 13 1.0 265 20.4 18 1.4 1,190 91.7 942 72.6 

Tulsa, OK^ 430 100 50 11.7 290 67.3 4 1.0 80 18.7 5 1.3 370 86.0 294 68.3 

Virginia Beach-Norfolk-Newport News, VA-NC^ 626 100 36 5.8 463 73.9 16 2.6 95 15.2 15 2.5 561 89.5 479 76.6 

Washington-Arlington-Alexandria, DC-VA-MD-WV^ 2,148 100 100 4.6 1,580 73.6 12 0.6 417 19.4 39 1.8 1,997 92.9 1,593 74.2 

Wichita, KS 229 100 34 14.8 126 55.1 3 1.4 62 27.2 3 1.5 188 82.3 131 57.2 

By MSA

Bank Account Type Memo Items

Checking Account 

only

Banked, but Account 

Type Unknown

Has Checking 

All Households Account

Unbanked 

Households

Checking and 

Savings Accounts

2011 Household Bank Account Type

Geography

2011 FDIC National Survey of Unbanked and Underbanked Households

2011 Technical Notes

Refer to 2011 FDIC National Survey of Unbanked and Underbanked Households and FDIC Technical Notes for terms, definitions, and methodological notes. Figures do not always reconcile to totals because of rounding. Differences between groups may or may not be statistically significant.

^ For the MSA results presented in this table, response data may not be included for a few of the smaller counties included in the official MSA definitions prepared by OMB.

Has Savings Account

Notes:

- = For this table cell there were so few sample respondents (in some cases zero) reporting that the estimated universe proportion round to 0.0 percent. It is estimated that the true value is only slightly greater than zero.

Savings Account only