Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

Second Quarter 2016 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 6,058 5,238 820 13 4 1,466 3,031 493 63 322 603 63

Number of FDIC-Supervised 3,878 3,482 396 8 0 1,041 1,982 229 46 186 363 23

Total Assets $ 16,534 15,426 1,108 502 3,967 271 5,987 397 201 56 104 5,051

Total Loans $ 9,121 8,447 674 382 1,441 182 4,140 248 145 16 58 2,509

Domestic Deposits $ 11,201 10,333 868 280 1,853 223 4,603 315 169 45 87 3,626

Bank Net Income (QTR) $ 43.600 39.868 3.731 2.809 9.485 0.829 15.768 0.934 0.483 0.354 0.244 12.694

Percent Profitable (QTR) % 95.5 96.2 91.1 100.0 100.0 97.0 96.0 90.9 95.2 92.5 94.4 98.4

Average Return on Assets (QTR) % 1.06 1.04 1.36 2.27 0.96 1.23 1.06 0.95 0.96 2.53 0.94 1.01

Average Return on Equity (QTR) % 9.45 9.25 12.30 15.24 9.68 10.71 8.97 8.23 9.52 16.68 7.93 9.07

Net Interest Margin (QTR) % 3.08 3.04 3.66 10.08 2.37 3.69 3.30 2.79 3.62 2.72 3.52 2.62

Equity to Assets % 11.28 11.29 11.10 14.82 9.95 11.58 11.88 11.60 10.23 15.42 11.98 11.18

Noncurrent Loan Rate - Total Loans * % 1.49 1.48 1.65 1.14 1.70 0.96 1.12 2.50 1.13 1.39 1.24 2.01

 Real Estate Loans % 2.13 2.14 1.98 0.53 3.13 0.97 1.24 2.77 2.78 1.59 1.36 3.68

 C&I Loans % 1.33 1.35 0.78 0.77 1.48 1.35 1.26 0.98 0.17 1.18 1.29 1.41

 Loans to Individuals % 0.78 0.75 1.10 1.15 0.92 0.55 0.68 0.27 0.55 0.79 0.71 0.52

Coverage Ratio ** % 89.22 89.47 86.44 328.56 90.66 146.38 102.92 34.17 101.16 114.38 110.81 59.22

Net Charge-Off Rate - All Loans (QTR) % 0.45 0.44 0.58 3.28 0.55 0.16 0.22 0.06 0.64 0.20 0.16 0.40

 Real Estate Loans (QTR) % 0.06 0.06 0.04 -0.01 0.05 0.05 0.05 0.04 0.17 0.11 0.08 0.09

 C&I Loans (QTR) % 0.45 0.44 0.71 2.39 0.49 0.37 0.42 0.21 0.05 0.32 0.27 0.45

 Loans to Individuals (QTR) % 1.87 1.82 2.42 3.32 2.30 0.47 0.93 0.35 0.87 0.44 0.50 1.43

Second Quarter 2015

Number of FDIC-Insured 6,348 5,474 874 14 4 1,484 3,146 545 55 353 681 66

Number of FDIC-Supervised 4,037 3,629 408 8 0 1,055 2,044 257 36 210 405 22

Total Assets $ 15,754 14,680 1,074 510 3,747 258 5,195 445 178 61 123 5,236

Total Loans $ 8,547 7,880 667 390 1,353 168 3,527 276 132 17 68 2,618

Domestic Deposits $ 10,586 9,763 824 280 1,710 213 4,004 337 150 48 103 3,742

Bank Net Income (QTR) $ 43.015 39.765 3.251 3.609 8.952 0.780 12.444 1.030 0.543 0.050 0.312 15.296

Percent Profitable (QTR) % 94.2 94.8 90.6 100.0 100.0 96.8 94.1 91.4 90.9 90.7 92.8 98.5

Average Return on Assets (QTR) % 1.09 1.08 1.22 2.89 0.94 1.21 0.96 0.92 1.21 0.33 1.02 1.17

Average Return on Equity (QTR) % 9.75 9.67 10.70 19.18 9.76 10.59 8.05 8.10 11.97 2.15 8.69 10.50

Net Interest Margin (QTR) % 3.07 3.04 3.44 9.34 2.30 3.62 3.24 2.55 3.60 2.65 3.50 2.82

Equity to Assets % 11.23 11.22 11.37 14.83 9.78 11.40 11.96 11.51 10.26 15.10 11.71 11.13

Noncurrent Loan Rate - Total Loans * % 1.69 1.68 1.88 0.97 1.95 0.95 1.11 2.73 1.32 1.61 1.56 2.41

 Real Estate Loans % 2.83 2.89 2.38 0.48 4.38 1.11 1.45 3.04 3.56 1.84 1.77 4.86

 C&I Loans % 0.61 0.60 0.70 0.64 0.54 1.21 0.65 0.84 0.40 1.62 1.64 0.53

 Loans to Individuals % 0.75 0.73 0.92 1.01 0.97 0.54 0.63 0.53 0.52 0.64 0.56 0.56

Coverage Ratio ** % 82.69 83.46 74.61 331.40 86.28 152.05 108.15 39.04 84.08 111.48 92.17 53.65

Net Charge-Off Rate - All Loans (QTR) % 0.42 0.41 0.56 2.80 0.57 0.12 0.17 0.13 0.58 0.20 0.19 0.39

 Real Estate Loans (QTR) % 0.13 0.14 0.08 0.05 0.15 0.04 0.10 0.10 0.22 0.10 0.10 0.19

 C&I Loans (QTR) % 0.24 0.22 0.90 2.07 0.29 0.24 0.21 0.60 0.09 0.15 0.31 0.16

 Loans to Individuals (QTR) % 1.79 1.74 2.27 2.89 2.41 0.33 0.65 0.94 0.76 0.62 0.57 1.48

* Nonaccruing loans and loans past due 90+ days.

** Loss reserve as a percentage of noncurrent loans.

 Statistics At A Glance

 As of June 30, 2016

Asset Concentration Group

See back of page for FDIC historical trends.