Statistics At A Glance 

As of March 31, 2022 

Dollar Amounts in Billions 

Asset Concentration Group 

Other 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other 

First Quarter 2022 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion 

Number of FDIC-Insured 4,796 4,194 602 11 5 1,081 2,403 283 39 368 501 105 

Number of FDIC-Supervised 3,100 2,796 304 5 0 768 1,570 136 25 229 325 42 

Total Assets $ 23,973 22,515 1,458 504 6,066 298 7,358 341 361 84 127 8,833 

Total Loans $ 11,357 10,692 665 422 1,851 170 4,603 165 258 24 67 3,798 

Domestic Deposits $ 18,381 17,129 1,252 357 3,396 260 6,240 290 307 73 112 7,346 

Bank Net Income (QTR) $ 59.730 56.203 3.527 5.823 11.446 0.815 18.988 0.803 1.517 0.269 0.279 19.790 

Percent Profitable (QTR) % 94.5 95.4 87.9 90.9 100.0 95.4 96.3 88.0 89.7 87.5 92.4 96.2 

Average Return on Assets (QTR) % 1.00 1.01 0.98 4.65 0.77 1.10 1.04 0.95 1.69 1.20 0.88 0.90 

Average Return on Equity (QTR) % 10.39 10.38 10.67 36.69 8.61 10.88 9.98 10.18 19.20 10.14 8.56 9.59 

Net Interest Margin (QTR) % 2.54 2.52 2.90 10.68 1.92 3.06 2.88 2.25 3.52 2.28 3.04 2.14 

Equity to Assets % 9.42 9.47 8.66 12.78 8.70 9.50 10.21 8.82 8.60 11.61 9.72 9.09 

Noncurrent Loan Rate - Total Loans1 % 0.84 0.78 1.83 1.01 0.83 0.70 0.79 0.52 0.70 0.74 0.66 0.91

 Real Estate Loans % 1.17 1.06 2.30 0.85 1.39 0.69 0.93 0.52 0.26 0.80 0.65 1.69

 C&I Loans % 0.68 0.67 0.88 0.34 1.01 0.93 0.71 1.08 0.79 0.67 0.81 0.50

 Loans to Individuals % 0.66 0.64 0.87 1.09 0.53 0.36 0.38 0.23 0.87 0.38 0.58 0.56 

Coverage Ratio2 % 184.33 194.98 111.65 685.68 206.21 208.61 155.28 153.52 278.32 222.11 204.73 138.18 

Net Charge-Off Rate - All Loans (QTR) % 0.22 0.21 0.38 1.94 0.28 0.01 0.09 0.00 0.40 0.07 0.03 0.17

 Real Estate Loans (QTR) % -0.01 -0.01 0.00 -0.02 -0.06 0.00 0.01 -0.02 -0.01 0.00 0.00 -0.02

 C&I Loans (QTR) % 0.11 0.11 0.27 0.79 0.13 0.03 0.12 -0.09 0.05 -0.25 0.01 0.08

 Loans to Individuals (QTR) % 1.09 1.03 1.80 2.09 1.13 0.31 0.64 0.63 0.64 0.73 0.36 0.80 

First Quarter 2021 

Number of FDIC-Insured 4,978 4,357 621 11 5 1,124 2,645 270 39 297 510 77 

Number of FDIC-Supervised 3,209 2,899 310 6 0 811 1,717 125 24 173 330 23 

Total Assets $ 22,547 21,112 1,435 494 5,735 279 7,868 673 152 58 116 7,172 

Total Loans $ 10,825 10,163 662 366 1,761 165 5,045 184 110 16 63 3,115 

Domestic Deposits $ 16,936 15,739 1,197 337 3,087 238 6,538 597 130 48 100 5,861 

Bank Net Income (QTR) $ 76.773 72.782 3.991 7.077 19.387 0.987 25.704 1.546 1.020 0.288 0.345 20.418 

Percent Profitable (QTR) % 96.1 96.8 91.6 100.0 100.0 97.2 97.4 90.7 92.3 87.9 94.9 98.7 

Average Return on Assets (QTR) % 1.38 1.40 1.14 5.74 1.38 1.44 1.33 0.93 2.73 2.04 1.22 1.15 

Average Return on Equity (QTR) % 13.73 13.86 11.75 44.38 15.47 12.92 12.05 11.35 30.50 13.38 10.64 11.70 

Net Interest Margin (QTR) % 2.56 2.54 2.83 9.63 1.88 3.39 2.99 1.68 2.79 2.37 3.09 2.16 

Equity to Assets % 9.98 10.01 9.61 13.25 8.84 10.92 10.88 8.12 8.74 14.66 11.14 9.79 

Noncurrent Loan Rate - Total Loans1 % 1.14 1.02 2.93 1.18 1.04 0.99 1.06 0.89 0.34 1.03 0.90 1.36

 Real Estate Loans % 1.61 1.39 3.96 0.70 1.78 1.01 1.32 0.97 0.29 1.22 0.94 2.45

 C&I Loans % 0.90 0.90 0.93 0.37 1.28 0.87 0.77 0.86 0.47 0.70 0.88 0.99

 Loans to Individuals % 0.81 0.79 1.10 1.27 0.75 0.42 0.77 0.12 0.37 0.52 0.48 0.69 

Coverage Ratio2 % 174.33 191.96 80.31 800.27 232.53 149.05 135.88 86.47 437.96 159.52 143.33 136.48 

Net Charge-Off Rate - All Loans (QTR) % 0.34 0.33 0.49 2.66 0.55 0.02 0.15 0.02 0.27 0.05 0.04 0.30

 Real Estate Loans (QTR) % 0.01 0.01 0.01 0.04 -0.05 0.02 0.03 0.00 0.01 -0.07 0.01 0.00

 C&I Loans (QTR) % 0.26 0.26 0.40 1.06 0.45 0.05 0.24 0.05 0.01 -0.18 0.10 0.19

 Loans to Individuals (QTR) % 1.65 1.59 2.39 2.84 2.28 0.22 0.81 0.44 0.40 0.80 0.16 1.26 

1

Nonaccruing loans and loans past due 90+ days. 

2

Loss reserve as a percentage of noncurrent loans.