Statistics At A Glance 

As of Septemer 30, 2021 

Dollar Amounts in Billions 

Third Quarter 2021 

Number of FDIC-Insured 

Number of FDIC-Supervised 

Total Assets 

Total Loans 

Domestic Deposits 

Bank Net Income (QTR) 

Percent Profitable (QTR) 

Average Return on Assets (QTR) 

Average Return on Equity (QTR) 

Net Interest Margin (QTR) 

Equity to Assets 

Noncurrent Loan Rate - Total Loans1 

 Real Estate Loans 

 C&I Loans 

 Loans to Individuals 

Coverage Ratio2 

Net Charge-Off Rate - All Loans (QTR) 

 Real Estate Loans (QTR) 

 C&I Loans (QTR) 

 Loans to Individuals (QTR) 

Third Quarter 2020 

Number of FDIC-Insured 

Number of FDIC-Supervised 

Total Assets 

Total Loans 

Domestic Deposits 

Bank Net Income (QTR) 

Percent Profitable (QTR) 

Average Return on Assets (QTR) 

Average Return on Equity (QTR) 

Net Interest Margin (QTR) 

Equity to Assets 

Noncurrent Loan Rate - Total Loans1 

 Real Estate Loans 

 C&I Loans 

 Loans to Individuals 

Coverage Ratio2 

Net Charge-Off Rate - All Loans (QTR) 

 Real Estate Loans (QTR) 

 C&I Loans (QTR) 

 Loans to Individuals (QTR) 

$ 

$ 

$ 

$ 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

$ 

$ 

$ 

$ 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

All Insured 

Institutions 

4,914 

3,171 

23,252 

10,921 

17,634 

69.496 

95.9 

1.21 

11.97 

2.56 

10.06 

0.94 

1.36 

0.75 

0.60 

180.12 

0.19 

0.00 

0.15 

0.92 

5,033 

3,239 

21,221 

10,911 

15,672 

51.136 

95.2 

0.97 

9.46 

2.68 

10.29 

1.17 

1.59 

1.03 

0.74 

192.06 

0.46 

0.06 

0.49 

1.90 

Commercial 

Banks 

4,301 

2,864 

21,782 

10,246 

16,401 

65.471 

96.3 

1.21 

12.05 

2.54 

10.06 

0.85 

1.20 

0.74 

0.59 

195.93 

0.19 

0.00 

0.15 

0.89 

4,401 

2,927 

19,898 

10,250 

14,589 

47.999 

95.8 

0.97 

9.45 

2.65 

10.31 

1.07 

1.40 

1.04 

0.73 

209.02 

0.46 

0.06 

0.49 

1.82 

Savings 

Institutions 

613 

307 

1,470 

675 

1,233 

4.025 

92.7 

1.11 

10.91 

2.80 

10.09 

2.26 

3.09 

0.94 

0.73 

89.62 

0.30 

0.01 

0.20 

1.42 

632 

312 

1,322 

661 

1,083 

3.137 

91.3 

0.96 

9.60 

3.04 

10.01 

2.70 

3.63 

0.91 

0.92 

88.22 

0.59 

0.01 

0.21 

2.88 

Asset Concentration Group 

Credit Card 

Lenders 

11 

6 

476 

393 

329 

6.555 

100.0 

5.50 

40.66 

10.38 

13.45 

0.83 

0.76 

0.25 

0.89 

911.15 

1.54 

0.03 

0.55 

1.66 

11 

6 

509 

375 

341 

3.806 

100.0 

3.00 

26.13 

9.28 

11.51 

1.14 

0.65 

0.61 

1.20 

904.17 

3.63 

0.05 

2.52 

3.76 

International 

Banks 

5 

0 

5,868 

1,805 

3,286 

15.111 

100.0 

1.04 

11.54 

1.86 

9.00 

0.83 

1.52 

0.98 

0.52 

230.96 

0.29 

-0.06 

0.18 

1.28 

5 

0 

5,289 

1,720 

2,775 

12.607 

100.0 

0.96 

10.58 

2.05 

9.11 

1.15 

1.85 

1.43 

0.70 

276.10 

0.67 

0.02 

0.60 

2.52 

Agricultural 

Banks 

1,135 

812 

295 

174 

251 

1.029 

96.0 

1.40 

12.63 

3.44 

11.14 

0.82 

0.80 

1.08 

0.35 

180.60 

0.04 

0.02 

0.19 

0.24 

1,182 

851 

281 

184 

233 

0.917 

96.0 

1.31 

11.42 

3.44 

11.55 

1.13 

1.18 

0.97 

0.45 

126.66 

0.13 

0.08 

0.27 

0.23 

Commercial Mortgage Consumer 

Lenders Lenders Lenders 

2,483 287 34 

1,622 137 20 

7,242 759 332 

4,470 218 236 

6,075 669 281 

22.055 1.617 1.511 

97.5 90.9 97.1 

1.23 0.87 1.84 

11.26 9.80 19.40 

2.96 1.72 3.49 

10.89 8.77 9.41 

0.92 0.71 0.65 

1.11 0.79 0.32 

0.76 0.77 0.83 

0.40 0.07 0.75 

143.86 92.49 312.20 

0.09 0.00 0.24 

0.02 -0.01 -0.02 

0.14 0.01 0.07 

0.51 0.15 0.38 

2,768 303 36 

1,796 137 24 

7,506 636 132 

5,106 170 99 

6,088 557 111 

19.660 1.644 0.482 

96.1 90.1 91.7 

1.05 1.05 1.48 

9.42 12.18 15.64 

3.05 1.89 3.10 

11.25 8.63 9.31 

1.01 0.88 0.43 

1.19 0.96 0.37 

0.90 0.47 1.70 

0.62 0.11 0.33 

149.46 79.11 525.24 

0.23 0.01 0.85 

0.06 -0.01 0.00 

0.44 0.16 0.79 

0.82 0.17 1.19 

Other 

Specialized 

<$1 Billion 

342 

206 

76 

21 

64 

0.289 

86.5 

1.54 

11.16 

2.34 

13.88 

0.87 

0.93 

0.72 

0.58 

192.43 

0.08 

-0.05 

0.14 

0.48 

230 

133 

40 

11 

32 

0.262 

87.0 

2.64 

15.69 

2.34 

17.08 

1.12 

1.44 

0.44 

0.56 

131.80 

0.12 

0.06 

0.10 

0.37 

All Other 

<$1 Billion 

521 

332 

129 

68 

111 

0.367 

95.8 

1.15 

10.30 

3.13 

11.10 

0.71 

0.75 

0.73 

0.35 

185.04 

0.01 

0.01 

-0.15 

0.16 

430 

272 

87 

49 

73 

0.250 

95.6 

1.16 

9.54 

3.21 

12.22 

0.95 

1.04 

0.75 

0.53 

128.58 

0.08 

0.03 

0.22 

0.39 

All Other 

>$1 Billion 

96 

36 

8,073 

3,536 

6,568 

20.963 

97.9 

1.05 

10.55 

2.20 

9.95 

1.07

1.97

0.63

0.56 

134.97 

0.16

-0.02

0.15

0.65 

68 

20 

6,742 

3,197 

5,462 

11.507 

94.1 

0.68 

6.81 

2.25 

10.10 

1.46

2.56

1.11

0.64 

142.82 

0.39

0.07

0.43

1.20 

1

Nonaccruing loans and loans past due 90+ days. 

2

Loss reserve as a percentage of noncurrent loans.