Dollar Amounts in Billions 

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer S

Second Quarter 2011 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <

Number of FDIC-Insured 7,513 6,413 1,100 20 4 1,544 3,953 717 72 Number of FDIC-Supervised 4,632 4,240 392 8 0 1,083 2,533 268 44 Total Assets $ 13,601 12,367 1,234 656 3,328 204 4,136 777 98 Total Loans $ 7,313 6,563 751 557 1,121 125 2,760 446 70 Domestic Deposits $ 8,226 7,315 910 230 1,182 170 3,144 559 83 Bank Net Income (QTR) $ 28.801 26.559 2.242 6.639 3.729 0.577 7.493 1.087 0.408 Percent Profitable (QTR) % 84.8 85.5 80.6 100.0 100.0 96.4 78.3 86.6 91.7 Average Return on Assets (QTR) % 0.85 0.87 0.73 3.99 0.46 1.13 0.73 0.56 1.67 Average Return on Equity (QTR) % 7.57 7.71 6.20 23.99 5.41 10.21 6.19 5.35 17.12 Net Interest Margin (QTR) % 3.61 3.64 3.41 10.82 2.47 3.89 3.82 3.03 4.53 Equity to Assets % 11.30 11.24 11.83 17.22 8.28 11.26 11.88 10.55 9.93 Noncurrent Loan Rate - Total Loans * % 4.37 4.44 3.79 1.78 4.79 1.91 3.93 4.06 1.30  Real Estate Loans % 6.68 7.06 4.43 4.91 9.22 2.43 5.05 4.33 1.26  C&I Loans % 1.67 1.64 2.24 1.94 1.87 2.09 1.91 1.79 1.04  Consumer Loans % 1.45 1.49 0.93 1.78 1.78 0.67 1.23 0.49 1.31 Coverage Ratio ** % 64.91 66.99 43.60 384.53 70.68 84.76 58.87 38.00 176.52 Net Charge-Off Rate - All Loans (QTR) % 1.58 1.64 1.12 5.58 1.43 0.37 1.27 1.04 1.79  Real Estate Loans (QTR) % 1.43 1.52 0.86 8.47 1.75 0.36 1.40 1.04 1.38  C&I Loans (QTR) % 0.86 0.81 1.87 6.02 0.61 0.65 0.98 0.96 5.66  Consumer Loans (QTR) % 3.42 3.50 2.42 5.67 3.05 0.36 1.36 1.07 1.72 Second Quarter 2010

Number of FDIC-Insured 7,830 6,677 1,153 21 4 1,579 4,267 744 84 Number of FDIC-Supervised 4,814 4,414 400 8 0 1,094 2,723 288 50 

Total Assets $ 13,200 11,948 1,251 698 3,059 189 4,358 794 97 

Total Loans $ 7,396 6,620 776 600 1,090 122 2,959 471 73 

Domestic Deposits $ 7,668 6,769 898 242 977 155 3,258 529 80 

Bank Net Income (QTR) $ 20.879 19.022 1.857 2.582 7.737 0.483 1.996 1.310 0.303 

Percent Profitable (QTR) % 79.2 79.4 78.1 81.0 100.0 91.3 70.9 85.2 91.7 

Average Return on Assets (QTR) % 0.63 0.63 0.59 1.45 1.00 1.03 0.18 0.66 1.26 

Average Return on Equity (QTR) % 5.75 5.80 5.29 10.56 11.05 9.12 1.68 6.69 11.92 

Net Interest Margin (QTR) % 3.76 3.81 3.32 11.19 2.74 3.95 3.76 3.09 4.50 

Equity to Assets % 11.11 11.09 11.34 14.20 9.27 11.33 11.00 10.02 10.64 

Noncurrent Loan Rate - Total Loans * % 5.23 5.34 4.30 2.63 6.75 1.97 4.65 4.76 1.27 

 Real Estate Loans % 7.37 7.79 4.86 4.89 10.93 2.39 5.81 5.03 1.21 

 C&I Loans % 2.83 2.82 3.05 2.95 4.92 2.35 2.51 2.60 0.75 

 Consumer Loans % 1.96 2.01 1.27 2.62 2.14 0.75 1.43 1.07 1.32 

Coverage Ratio ** % 65.05 67.15 42.86 375.90 59.82 78.80 56.14 31.64 224.87 Net Charge-Off Rate - All Loans (QTR) % 2.68 2.82 1.47 11.59 2.04 0.65 1.97 1.15 2.20 

 Real Estate Loans (QTR) % 1.99 2.15 1.03 6.33 2.45 0.59 2.06 1.06 1.60 

 C&I Loans (QTR) % 1.83 1.79 2.69 17.12 0.93 1.65 1.72 1.10 5.47 

 Consumer Loans (QTR) % 6.47 6.64 3.92 11.52 3.71 0.58 2.38 3.20 2.11 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance