Dollar Amounts in Billions 

All Insured Commercial Savings International Agricultural Credit Card Commercial Mortgage Consumer S

Second Quarter 2008 Institutions Banks Institutions Banks Banks Lenders Lenders Lenders Lenders <

Number of FDIC-Insured 8,451 7,203 1,248 6 1,584 27 4,786 845 98 Number of FDIC-Supervised 5,163 4,744 419 0 1,101 10 2,993 347 52 Total Assets $ 13,301 11,426 1,875 2,981 166 450 5,359 1,379 71 Total Loans $ 7,996 6,681 1,315 1,211 111 327 3,784 987 60 Domestic Deposits $ 7,029 5,879 1,150 760 133 140 3,531 806 58 Net Income (QTR) $ 4.959 10.156 -5.197 1.977 0.485 2.702 3.414 -5.017 0.148 Percent Profitable (QTR) % 82.1 82.9 77.7 66.7 94.6 77.8 76.5 83.2 84.7 Average Return on Assets (QTR) % 0.15 0.35 -1.11 0.26 1.18 2.41 0.26 -1.46 0.82 Average Return on Equity (QTR) % 1.46 3.51 -10.43 3.38 10.63 10.73 2.25 -18.24 8.93 Net Interest Margin (QTR) % 3.37 3.41 3.16 2.86 3.87 9.08 3.65 2.98 4.61 Equity to Assets % 10.16 10.11 10.46 7.86 10.94 21.98 11.31 7.90 9.39 Noncurrent Loan Rate - Total Loans * % 2.04 1.87 2.89 1.72 1.34 2.30 2.07 3.12 0.91  Real Estate Loans % 2.70 2.56 3.18 2.70 1.64 1.96 2.68 3.26 0.89  C&I Loans % 0.90 0.89 1.12 0.45 1.50 3.00 1.02 1.19 0.72  Consumer Loans % 1.46 1.48 1.20 1.94 0.77 2.36 0.83 1.17 0.97 Coverage Ratio ** % 88.55 94.54 68.90 120.04 95.85 233.60 72.88 65.63 217.38 Net Charge-Off Rate - All Loans (QTR) % 1.32 1.24 1.76 1.27 0.25 5.87 0.99 1.85 1.75  Real Estate Loans (QTR) % 1.16 1.01 1.62 1.60 0.22 3.15 0.90 1.82 0.58  C&I Loans (QTR) % 0.87 0.82 1.66 0.23 0.45 8.13 0.90 1.60 4.25  Consumer Loans (QTR) % 3.31 3.29 3.47 3.22 0.73 6.05 2.21 2.81 2.25 Second Quarter 2007

Number of FDIC-Insured 8,614 7,350 1,264 4 1,645 26 4,731 805 118 Number of FDIC-Supervised 5,215 4,786 429 0 1,140 10 2,914 324 60 

Total Assets $ 12,261 10,411 1,850 2,544 156 395 4,789 1,551 118 

Total Loans $ 7,467 6,163 1,304 1,128 106 288 3,372 1,083 93 

Domestic Deposits $ 6,692 5,523 1,169 683 127 100 3,310 969 82 

Net Income (QTR) $ 36.776 31.973 4.803 6.172 0.484 3.297 13.978 3.512 0.882 

Percent Profitable (QTR) % 90.2 91.0 85.5 100.0 96.0 88.5 88.8 86.8 94.1 

Average Return on Assets (QTR) % 1.21 1.25 1.04 0.99 1.26 3.34 1.17 0.91 3.04 

Average Return on Equity (QTR) % 11.56 12.24 8.44 12.96 11.46 13.95 10.96 8.91 22.07 

Net Interest Margin (QTR) % 3.33 3.38 3.05 2.51 4.01 8.30 3.71 2.70 5.90 

Equity to Assets % 10.43 10.08 12.41 7.64 11.13 23.96 10.68 10.22 13.73 Noncurrent Loan Rate - Total Loans * % 0.91 0.88 1.05 0.85 1.05 1.75 0.86 1.00 0.79 

 Real Estate Loans % 1.03 1.00 1.10 1.19 1.12 2.40 0.98 1.03 0.32 

 C&I Loans % 0.62 0.61 0.74 0.36 1.46 2.00 0.68 0.66 0.83 

 Consumer Loans % 1.11 1.15 0.79 1.43 0.69 1.86 0.64 0.56 1.01 

Coverage Ratio ** % 120.00 133.65 66.42 129.72 127.04 226.30 131.00 51.96 201.54 Net Charge-Off Rate - All Loans (QTR) % 0.49 0.51 0.38 0.60 0.15 3.89 0.28 0.25 1.85 

 Real Estate Loans (QTR) % 0.15 0.15 0.13 0.26 0.03 1.72 0.14 0.14 0.09 

 C&I Loans (QTR) % 0.44 0.41 0.91 0.11 0.56 4.92 0.41 0.35 3.16 

 Consumer Loans (QTR) % 2.34 2.31 2.57 2.60 0.57 4.18 1.11 2.01 2.48 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance