Statistics At A Glance 

As of June 30, 2020 

Dollar Amounts in Billions 

Second Quarter 2020 

Number of FDIC-Insured 

Number of FDIC-Supervised 

Total Assets 

Total Loans 

Domestic Deposits 

Bank Net Income (QTR) 

Percent Profitable (QTR) 

Average Return on Assets (QTR) 

Average Return on Equity (QTR) 

Net Interest Margin (QTR) 

Equity to Assets 

Noncurrent Loan Rate - Total Loans1 

 Real Estate Loans 

 C&I Loans 

 Loans to Individuals 

Coverage Ratio2 

Net Charge-Off Rate - All Loans (QTR) 

 Real Estate Loans (QTR) 

 C&I Loans (QTR) 

 Loans to Individuals (QTR) 

Second Quarter 2019 

Number of FDIC-Insured 

Number of FDIC-Supervised 

Total Assets 

Total Loans 

Domestic Deposits 

Bank Net Income (QTR) 

Percent Profitable (QTR) 

Average Return on Assets (QTR) 

Average Return on Equity (QTR) 

Net Interest Margin (QTR) 

Equity to Assets 

Noncurrent Loan Rate - Total Loans1 

 Real Estate Loans 

 C&I Loans 

 Loans to Individuals 

Coverage Ratio2 

Net Charge-Off Rate - All Loans (QTR) 

 Real Estate Loans (QTR) 

 C&I Loans (QTR) 

 Loans to Individuals (QTR) 

$ 

$ 

$ 

$ 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

$ 

$ 

$ 

$ 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

% 

All Insured 

Institutions 

5,066 

3,264 

21,138 

10,995 

15,518 

18.784 

94.6 

0.36 

3.53 

2.81 

10.16 

1.08 

1.37 

1.01 

0.90 

205.25 

0.57 

0.04 

0.64 

2.36 

5,303 

3,418 

18,266 

10,300 

12,748 

62.517 

96.1 

1.38 

12.06 

3.39 

11.47 

0.93 

1.19 

0.79 

0.92 

130.26 

0.50 

0.00 

0.33 

2.44 

Commercial 

Banks 

4,430 

2,949 

19,841 

10,331 

14,464 

16.226 

95.2 

0.33 

3.24 

2.79 

10.17 

1.01 

1.26 

1.01 

0.87 

217.56 

0.56 

0.04 

0.65 

2.27 

4,630 

3,086 

17,097 

9,625 

11,823 

58.731 

96.7 

1.38 

12.08 

3.35 

11.49 

0.89 

1.15 

0.79 

0.88 

133.67 

0.47 

0.00 

0.32 

2.29 

Savings 

Institutions 

636 

315 

1,297 

664 

1,054 

2.558 

90.6 

0.81 

8.03 

3.11 

10.00 

2.05 

2.59 

0.80 

1.24 

110.86 

0.75 

0.01 

0.38 

3.39 

673 

332 

1,169 

675 

924 

3.786 

91.8 

1.30 

11.80 

3.87 

11.08 

1.49 

1.60 

1.04 

1.44 

101.29 

0.94 

0.00 

0.79 

4.13 

Asset Concentration Group 

Credit Card 

Lenders 

11 

6 

505 

376 

344 

0.143 

54.5 

0.11 

0.98 

9.19 

11.48 

1.48 

0.65 

0.75 

1.56 

689.57 

4.26 

0.06 

2.58 

4.45 

11 

6 

521 

423 

344 

4.188 

100.0 

3.21 

26.13 

10.53 

12.32 

1.48 

1.71 

0.65 

1.57 

303.96 

4.33 

-0.01 

2.26 

4.56 

International 

Banks 

5 

0 

5,240 

1,729 

2,720 

3.965 

100.0 

0.30 

3.41 

2.23 

8.99 

1.02 

1.32 

1.36 

0.92 

320.83 

0.80 

0.00 

0.68 

3.00 

5 

0 

4,489 

1,693 

2,124 

13.931 

100.0 

1.24 

11.93 

2.77 

10.46 

0.88 

1.48 

0.84 

0.88 

161.64 

0.73 

-0.02 

0.36 

2.89 

Agricultural 

Banks 

1,199 

864 

280 

186 

232 

0.958 

97.4 

1.43 

12.22 

3.72 

11.46 

1.19 

1.25 

0.95 

0.47 

117.79 

0.19 

0.05 

0.32 

0.38 

1,329 

945 

291 

202 

239 

0.966 

97.6 

1.33 

11.30 

3.84 

11.94 

1.17 

1.12 

1.37 

0.49 

116.63 

0.17 

0.04 

0.26 

0.59 

Commercial Mortgage Consumer 

Lenders Lenders Lenders 

2,789 296 39 

1,811 135 27 

7,467 610 129 

5,113 168 93 

6,013 531 109 

9.009 1.744 0.166 

94.6 90.9 82.1 

0.50 1.17 0.51 

4.38 13.79 5.38 

3.17 2.04 2.97 

11.15 8.62 9.58 

0.89 0.82 0.53 

1.01 0.90 0.27 

0.86 0.33 3.70 

0.62 0.13 0.30 

163.83 80.19 479.24 

0.28 0.02 0.34 

0.04 -0.02 0.04 

0.62 0.03 -0.04 

1.16 0.61 0.50 

2,803 389 70 

1,817 189 47 

6,584 357 222 

4,668 221 155 

5,117 275 183 

20.399 0.975 0.798 

96.2 91.3 97.1 

1.25 1.09 1.44 

10.32 10.03 13.41 

3.51 2.87 4.24 

12.18 11.06 10.93 

0.77 1.91 0.64 

0.79 2.05 1.29 

0.86 1.00 0.24 

0.79 0.42 0.48 

126.43 32.51 163.77 

0.19 0.02 0.79 

0.02 -0.02 -0.04 

0.31 -0.15 0.72 

1.16 1.11 1.07 

Other 

Specialized 

<$1 Billion 

217 

126 

38 

10 

30 

0.276 

88.0 

3.01 

18.11 

2.50 

16.40 

1.14 

1.46 

0.63 

0.55 

129.12 

0.36 

0.20 

0.07 

1.44 

220 

131 

38 

10 

30 

0.285 

93.2 

3.04 

17.60 

2.96 

17.57 

1.14 

1.30 

0.79 

0.83 

126.40 

0.15 

-0.01 

0.19 

0.58 

All Other 

<$1 Billion 

442 

275 

86 

48 

72 

0.268 

95.9 

1.30 

10.30 

3.44 

12.36 

0.94 

1.04 

0.72 

0.54 

128.79 

0.07 

0.05 

-0.03 

0.44 

426 

267 

76 

44 

63 

0.272 

96.0 

1.44 

11.17 

3.71 

13.09 

0.93 

0.99 

0.85 

0.62 

137.95 

0.16 

0.05 

0.30 

0.89 

All Other 

>$1 Billion 

68 

20 

6,782 

3,272 

5,468 

2.255 

89.7 

0.14 

1.34 

2.38 

9.90 

1.37

2.32

1.09

0.76 

148.19 

0.50

0.04

0.59

1.66 

50 

16 

5,688 

2,885 

4,373 

20.704 

98.0 

1.46 

12.96 

3.01 

11.32 

1.05

1.88

0.66

0.67 

96.99 

0.35

-0.06

0.25

1.77 

* Nonaccruing loans and loans past due 90+ days. 

** Loss reserve as a percentage of noncurrent loans.