Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

First Quarter 2019 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 5,362 4,681 681 12 5 1,315 2,853 395 70 235 424 53

Number of FDIC-Supervised 3,459 3,122 337 6 0 935 1,856 194 44 143 263 18

Total Assets $ 18,090 16,907 1,183 663 4,340 284 6,326 356 220 39 76 5,786

Total Loans $ 10,147 9,474 674 517 1,589 194 4,485 212 152 11 43 2,944

Domestic Deposits $ 12,685 11,744 941 388 2,082 235 4,960 276 182 31 64 4,466

Bank Net Income (QTR) $ 60.714 56.704 4.011 5.011 13.067 0.947 19.212 1.063 0.724 0.339 0.204 20.148

Percent Profitable (QTR) % 96.1 96.6 92.4 100.0 100.0 97.1 96.4 90.4 98.6 94.5 96.5 96.2

Average Return on Assets (QTR) % 1.35 1.35 1.36 3.05 1.21 1.34 1.23 1.21 1.33 3.53 1.09 1.39

Average Return on Equity (QTR) % 11.93 11.89 12.62 19.98 12.29 11.61 10.21 10.96 12.54 20.91 8.80 12.47

Net Interest Margin (QTR) % 3.42 3.39 3.87 10.37 2.62 3.78 3.54 2.91 4.26 3.08 3.61 3.04

Equity to Assets % 11.37 11.40 10.87 15.22 9.85 11.70 12.09 11.05 10.61 17.09 12.44 11.25

Noncurrent Loan Rate - Total Loans * % 0.99 0.95 1.59 1.54 0.96 1.18 0.80 1.95 0.67 1.40 0.99 1.14

 Real Estate Loans % 1.27 1.23 1.67 1.88 1.60 1.11 0.83 2.07 1.38 1.62 1.06 1.99

 C&I Loans % 0.82 0.81 1.01 0.70 0.85 1.46 0.85 1.12 0.25 1.05 0.96 0.75

 Loans to Individuals % 1.02 0.96 1.64 1.62 0.96 0.53 0.87 0.43 0.50 1.03 0.59 0.70

Coverage Ratio ** % 124.27 127.39 98.10 287.81 136.99 116.62 124.16 32.53 159.25 116.03 124.10 90.61

Net Charge-Off Rate - All Loans (QTR) % 0.50 0.48 0.88 4.09 0.55 0.19 0.17 0.02 0.79 0.23 0.08 0.38

 Real Estate Loans (QTR) % 0.03 0.03 0.00 0.07 0.03 0.11 0.03 -0.02 0.03 0.02 0.03 0.01

 C&I Loans (QTR) % 0.27 0.26 0.37 2.35 0.20 0.35 0.20 0.26 0.47 0.15 0.07 0.25

 Loans to Individuals (QTR) % 2.47 2.33 4.04 4.27 2.75 0.58 1.22 1.00 1.06 1.16 0.50 1.83

First Quarter 2018

Number of FDIC-Insured 5,607 4,881 726 11 6 1,355 2,935 412 61 273 496 58

Number of FDIC-Supervised 3,598 3,246 352 7 1 961 1,905 191 42 169 301 21

Total Assets $ 17,532 16,328 1,204 542 4,368 271 6,054 353 278 45 86 5,534

Total Loans $ 9,752 9,046 706 433 1,633 183 4,260 210 199 13 48 2,774

Domestic Deposits $ 12,257 11,299 958 293 2,114 225 4,761 274 233 37 73 4,248

Bank Net Income (QTR) $ 55.841 51.769 4.072 3.641 12.957 0.881 18.646 0.916 0.979 0.356 0.217 17.248

Percent Profitable (QTR) % 95.9 96.4 92.4 100.0 100.0 96.8 96.7 91.7 96.7 91.6 94.8 93.1

Average Return on Assets (QTR) % 1.28 1.27 1.36 2.64 1.20 1.30 1.24 1.04 1.42 3.17 1.02 1.25

Average Return on Equity (QTR) % 11.41 11.32 12.65 16.95 12.10 11.61 10.42 9.30 14.16 19.94 8.70 11.25

Net Interest Margin (QTR) % 3.32 3.28 3.89 10.89 2.49 3.73 3.51 2.91 3.70 2.84 3.51 2.98

Equity to Assets % 11.21 11.24 10.82 16.03 9.89 11.20 11.88 11.27 10.05 15.71 11.58 11.06

Noncurrent Loan Rate - Total Loans * % 1.15 1.12 1.64 1.56 1.15 1.12 0.85 2.86 0.57 1.42 1.07 1.47

 Real Estate Loans % 1.60 1.57 1.84 0.81 2.14 1.07 0.89 3.03 0.80 1.57 1.12 2.79

 C&I Loans % 0.86 0.85 1.13 0.88 0.82 1.37 0.98 4.45 0.39 1.43 0.99 0.65

 Loans to Individuals % 0.96 0.91 1.44 1.59 0.85 0.52 0.76 0.46 0.53 0.86 1.17 0.70

Coverage Ratio ** % 110.01 111.45 97.43 300.42 114.73 127.28 121.07 25.77 143.35 104.42 118.82 76.86

Net Charge-Off Rate - All Loans (QTR) % 0.50 0.47 0.86 4.26 0.54 0.07 0.19 0.04 0.61 0.14 0.15 0.40

 Real Estate Loans (QTR) % 0.02 0.02 0.02 0.11 0.06 0.00 0.02 0.01 -0.02 0.06 0.01 0.00

 C&I Loans (QTR) % 0.28 0.27 0.71 2.94 0.27 0.16 0.32 -0.04 0.37 -0.02 0.89 0.17

 Loans to Individuals (QTR) % 2.43 2.31 3.65 4.32 2.52 0.51 1.19 1.11 1.05 0.59 0.57 1.92

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

 Statistics At A Glance

 As of March 31, 2019

Asset Concentration Group

See back of page for FDIC historical trends.