Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

First Quarter 2014 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 6,730 5,809 921 16 4 1,481 3,323 563 54 444 783 62

Number of FDIC-Supervised 4,249 3,817 432 8 0 1,043 2,154 260 34 263 464 23

Total Assets $ 14,901 13,855 1,046 592 3,715 245 4,977 576 164 70 141 4,420

Total Loans $ 7,931 7,295 636 453 1,300 150 3,363 340 111 20 76 2,119

Domestic Deposits $ 9,922 9,120 802 327 1,622 207 3,845 431 139 57 119 3,174

Bank Net Income (QTR) $ 37.239 34.363 2.876 5.143 7.172 0.682 11.724 1.201 0.415 0.320 0.288 10.294

Percent Profitable (QTR) % 92.7 93.8 86.0 100.0 100.0 96.2 92.4 88.8 94.4 89.6 91.4 96.8

Average Return on Assets (QTR) % 1.01 1.00 1.11 3.48 0.77 1.12 0.95 0.84 1.02 1.85 0.82 0.94

Average Return on Equity (QTR) % 8.99 8.95 9.49 23.59 8.29 10.21 8.01 7.22 10.64 13.73 7.16 8.17

Net Interest Margin (QTR) % 3.17 3.14 3.46 9.45 2.37 3.55 3.44 2.99 3.31 2.71 3.47 2.62

Equity to Assets % 11.23 11.19 11.71 14.74 9.38 11.06 11.92 11.68 9.64 13.54 11.55 11.48

Noncurrent Loan Rate - Total Loans * % 2.46 2.48 2.26 1.14 2.62 1.14 1.81 2.60 1.56 1.84 1.99 3.82

 Real Estate Loans % 4.16 4.33 2.78 0.60 6.04 1.37 2.52 2.91 4.14 2.21 2.25 7.23

 C&I Loans % 0.60 0.58 1.02 0.90 0.54 1.51 0.68 0.80 0.81 1.58 1.72 0.39

 Loans to Individuals % 1.01 1.00 1.06 1.17 1.12 0.58 0.91 1.19 0.81 0.54 0.91 0.83

Coverage Ratio ** % 67.84 68.02 65.57 309.27 83.31 131.75 81.67 48.51 77.47 103.76 77.50 35.78

Net Charge-Off Rate - All Loans (QTR) % 0.52 0.52 0.59 3.03 0.72 0.06 0.27 0.23 0.72 0.11 0.17 0.34

 Real Estate Loans (QTR) % 0.24 0.24 0.22 0.07 0.35 0.05 0.21 0.22 0.43 0.05 0.15 0.27

 C&I Loans (QTR) % 0.23 0.21 0.76 2.42 0.19 0.10 0.23 0.04 0.08 0.02 0.22 0.09

 Loans to Individuals (QTR) % 2.05 2.04 2.21 3.11 2.73 0.39 0.98 0.92 0.87 0.35 0.25 1.36

First Quarter 2013

Number of FDIC-Insured 7,019 6,048 971 16 5 1,491 3,483 619 49 450 827 79

Number of FDIC-Supervised 4,415 3,978 437 9 0 1,034 2,266 277 30 269 499 31

Total Assets $ 14,424 13,362 1,062 594 3,839 231 4,224 566 106 69 149 4,646

Total Loans $ 7,659 7,026 633 452 1,290 135 2,827 352 71 20 81 2,432

Domestic Deposits $ 9,427 8,616 810 309 1,545 194 3,305 421 89 56 126 3,382

Bank Net Income (QTR) $ 40.308 37.585 2.723 4.625 9.072 0.657 9.453 1.333 0.387 0.265 0.344 14.172

Percent Profitable (QTR) % 91.5 92.2 87.0 100.0 80.0 96.1 90.0 88.5 93.9 87.8 92.5 96.2

Average Return on Assets (QTR) % 1.12 1.12 1.03 3.10 0.95 1.14 0.89 0.94 1.48 1.52 0.93 1.22

Average Return on Equity (QTR) % 9.96 10.07 8.63 21.01 10.60 10.14 7.53 8.30 15.53 9.97 8.08 10.15

Net Interest Margin (QTR) % 3.27 3.26 3.36 9.35 2.43 3.49 3.55 2.89 3.94 2.58 3.47 2.89

Equity to Assets % 11.27 11.22 11.99 14.94 8.97 11.27 11.94 11.44 9.50 14.56 11.49 12.07

Noncurrent Loan Rate - Total Loans * % 3.41 3.43 3.15 1.37 3.59 1.31 2.43 3.54 1.28 2.33 2.12 5.05

 Real Estate Loans % 5.71 5.95 3.86 1.74 8.25 1.65 3.34 3.79 2.48 2.86 2.41 9.02

 C&I Loans % 0.80 0.78 1.39 1.29 0.78 1.51 0.96 1.72 1.70 1.58 1.91 0.53

 Loans to Individuals % 1.13 1.14 1.10 1.39 1.34 0.61 0.75 0.75 0.85 0.65 0.86 0.98

Coverage Ratio ** % 59.54 60.41 48.96 300.68 78.62 120.37 71.06 39.36 141.69 82.71 74.93 34.00

Net Charge-Off Rate - All Loans (QTR) % 0.83 0.84 0.67 3.41 1.17 0.10 0.51 0.42 1.18 0.34 0.29 0.63

 Real Estate Loans (QTR) % 0.66 0.70 0.35 0.02 1.14 0.10 0.56 0.41 1.18 0.35 0.24 0.73

 C&I Loans (QTR) % 0.37 0.34 1.06 3.42 0.31 0.15 0.39 0.37 0.93 0.18 0.38 0.18

 Loans to Individuals (QTR) % 2.32 2.33 2.24 3.43 3.27 0.27 0.82 1.44 1.18 0.47 0.64 1.42

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance

See back of page for FDIC historical trends.

Asset Concentration Group

As of March 31, 2014