Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

Third Quarter 2017 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 5,737 4,969 768 11 5 1,421 2,944 446 62 271 519 58

Number of FDIC-Supervised 3,668 3,290 378 7 0 1,008 1,909 211 42 163 307 21

Total Assets $ 17,238 16,053 1,185 518 4,205 285 5,868 366 260 46 90 5,599

Total Loans $ 9,554 8,842 713 413 1,522 194 4,112 224 187 13 51 2,838

Domestic Deposits $ 11,917 10,988 929 292 1,997 233 4,587 286 220 37 76 4,188

Bank Net Income (QTR) $ 47.936 44.454 3.482 2.808 10.626 0.949 16.394 0.889 0.795 0.349 0.222 14.904

Percent Profitable (QTR) % 96.1 96.8 91.4 90.9 100.0 97.9 96.5 91.3 95.2 91.9 94.8 98.3

Average Return on Assets (QTR) % 1.12 1.11 1.19 2.21 1.01 1.34 1.13 0.98 1.23 3.06 0.99 1.07

Average Return on Equity (QTR) % 9.89 9.82 10.86 13.94 10.19 11.63 9.32 8.70 12.17 19.37 8.31 9.63

Net Interest Margin (QTR) % 3.30 3.25 3.88 11.14 2.45 3.81 3.50 2.88 3.67 2.77 3.53 2.96

Equity to Assets % 11.31 11.34 10.91 15.69 9.97 11.57 12.07 11.32 10.10 15.84 11.90 11.11

Noncurrent Loan Rate - Total Loans * % 1.20 1.17 1.54 1.50 1.25 1.08 0.91 2.41 0.50 1.41 1.09 1.50

 Real Estate Loans % 1.63 1.61 1.76 0.58 2.28 1.03 0.94 2.64 0.56 1.58 1.13 2.69

 C&I Loans % 1.00 1.00 0.80 0.81 0.99 1.53 1.08 0.52 0.47 1.46 0.92 0.88

 Loans to Individuals % 0.94 0.89 1.41 1.53 0.88 0.53 0.77 0.42 0.53 0.63 1.39 0.69

Coverage Ratio ** % 107.92 108.86 99.14 308.21 110.48 131.09 117.48 30.98 169.80 104.25 117.07 76.47

Net Charge-Off Rate - All Loans (QTR) % 0.46 0.44 0.69 3.75 0.54 0.09 0.19 0.03 0.56 0.25 0.15 0.39

 Real Estate Loans (QTR) % 0.03 0.03 0.01 -0.05 0.05 0.01 0.04 -0.01 0.00 0.07 0.06 0.01

 C&I Loans (QTR) % 0.34 0.32 0.76 2.75 0.27 0.30 0.32 0.07 0.28 0.70 0.29 0.34

 Loans to Individuals (QTR) % 2.16 2.08 3.02 3.80 2.53 0.45 1.05 1.15 0.94 0.64 0.71 1.71

Third Quarter 2016

Number of FDIC-Insured 5,980 5,169 811 13 5 1,461 3,012 478 62 304 585 60

Number of FDIC-Supervised 3,827 3,437 390 8 0 1,039 1,969 222 44 175 349 21

Total Assets $ 16,767 15,637 1,130 501 4,146 273 5,679 387 205 55 103 5,418

Total Loans $ 9,233 8,543 690 394 1,490 185 3,946 242 144 15 59 2,758

Domestic Deposits $ 11,461 10,569 892 254 1,972 224 4,448 310 172 44 87 3,950

Bank Net Income (QTR) $ 45.583 42.224 3.358 2.833 9.268 0.878 14.147 0.989 0.519 0.364 0.243 16.340

Percent Profitable (QTR) % 95.4 95.8 92.4 100.0 100.0 98.0 95.0 92.7 100.0 94.1 92.6 98.3

Average Return on Assets (QTR) % 1.10 1.09 1.20 2.26 0.90 1.29 1.01 1.04 1.02 2.68 0.95 1.22

Average Return on Equity (QTR) % 9.76 9.67 10.91 15.08 9.16 11.13 8.41 9.08 10.11 17.30 7.89 10.90

Net Interest Margin (QTR) % 3.18 3.14 3.66 10.54 2.35 3.73 3.29 2.76 3.66 2.63 3.58 2.95

Equity to Assets % 11.22 11.23 10.98 15.17 9.79 11.61 11.98 11.33 10.00 15.46 12.01 11.10

Noncurrent Loan Rate - Total Loans * % 1.45 1.43 1.71 1.29 1.60 0.97 1.06 2.69 1.17 1.43 1.25 1.89

 Real Estate Loans % 2.02 2.02 2.04 0.63 2.93 0.97 1.09 3.01 2.59 1.62 1.40 3.44

 C&I Loans % 1.34 1.35 0.93 0.78 1.45 1.48 1.36 0.91 0.25 1.32 1.18 1.28

 Loans to Individuals % 0.85 0.82 1.22 1.31 0.98 0.58 0.71 0.24 0.60 0.92 0.76 0.58

Coverage Ratio ** % 91.09 91.91 82.61 304.34 93.49 145.18 104.44 29.26 99.94 109.89 106.27 63.86

Net Charge-Off Rate - All Loans (QTR) % 0.44 0.43 0.61 3.11 0.48 0.09 0.22 0.04 0.66 0.16 0.19 0.41

 Real Estate Loans (QTR) % 0.05 0.05 0.04 0.24 0.10 0.01 0.04 0.03 0.12 0.04 0.08 0.06

 C&I Loans (QTR) % 0.44 0.42 0.77 2.36 0.29 0.25 0.50 0.08 0.07 0.10 0.47 0.39

 Loans to Individuals (QTR) % 1.86 1.78 2.66 3.14 2.11 0.49 0.92 0.30 0.91 0.63 0.62 1.54

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

 Statistics At A Glance

 As of September 30, 2017

Asset Concentration Group

See back of page for FDIC historical trends.