Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

Second Quarter 2014 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 6,656 5,757 899 16 4 1,493 3,300 570 56 390 765 62

Number of FDIC-Supervised 4,217 3,788 429 8 0 1,049 2,149 268 35 224 460 24

Total Assets $ 15,165 14,106 1,059 601 3,795 251 5,060 459 213 63 139 4,586

Total Loans $ 8,109 7,455 655 468 1,325 158 3,444 274 153 18 76 2,195

Domestic Deposits $ 10,059 9,252 807 330 1,668 208 3,872 340 175 51 116 3,298

Bank Net Income (QTR) $ 40.243 37.253 2.990 4.515 8.229 0.752 12.658 0.995 0.571 0.326 0.309 11.888

Percent Profitable (QTR) % 93.2 94.1 87.4 100.0 100.0 97.0 92.6 90.0 94.6 89.2 92.4 96.8

Average Return on Assets (QTR) % 1.07 1.07 1.14 3.03 0.88 1.20 1.01 0.87 1.08 2.07 0.89 1.05

Average Return on Equity (QTR) % 9.54 9.53 9.67 20.62 9.33 10.79 8.43 7.48 11.06 15.04 7.79 9.13

Net Interest Margin (QTR) % 3.15 3.13 3.46 9.27 2.37 3.63 3.46 2.95 3.43 2.70 3.49 2.58

Equity to Assets % 11.26 11.21 11.86 14.61 9.42 11.26 12.05 11.71 9.83 13.99 11.63 11.45

Noncurrent Loan Rate - Total Loans * % 2.24 2.24 2.22 1.00 2.47 1.06 1.63 3.04 1.15 1.83 1.86 3.40

 Real Estate Loans % 3.82 3.95 2.78 0.58 5.84 1.29 2.27 3.38 1.83 2.13 2.09 6.48

 C&I Loans % 0.58 0.56 0.92 0.82 0.50 1.39 0.67 1.36 0.50 1.65 1.80 0.39

 Loans to Individuals % 0.90 0.90 0.92 1.02 1.03 0.54 0.82 1.03 0.77 0.66 0.91 0.73

Coverage Ratio ** % 70.54 71.03 64.84 331.46 81.28 137.38 86.32 41.42 87.85 103.77 78.75 38.59

Net Charge-Off Rate - All Loans (QTR) % 0.50 0.49 0.56 2.96 0.77 0.12 0.26 0.25 0.45 0.28 0.26 0.25

 Real Estate Loans (QTR) % 0.19 0.19 0.15 0.00 0.25 0.09 0.20 0.13 0.15 0.15 0.18 0.17

 C&I Loans (QTR) % 0.23 0.21 0.82 2.52 0.17 0.24 0.21 0.56 0.09 0.58 0.77 0.11

 Loans to Individuals (QTR) % 2.04 2.02 2.27 3.02 3.26 0.28 0.90 2.53 0.73 0.49 0.42 1.06

Second Quarter 2013

Number of FDIC-Insured 6,940 5,980 960 16 4 1,521 3,455 603 47 416 810 68

Number of FDIC-Supervised 4,375 3,937 438 9 0 1,059 2,253 274 30 241 483 26

Total Assets $ 14,405 13,346 1,059 590 3,645 236 4,724 562 104 64 144 4,335

Total Loans $ 7,732 7,091 642 460 1,276 145 3,189 340 71 18 79 2,155

Domestic Deposits $ 9,396 8,589 807 308 1,508 196 3,648 419 87 52 121 3,057

Bank Net Income (QTR) $ 38.200 35.416 2.784 4.841 9.329 0.716 9.301 1.481 0.436 0.292 0.343 11.460

Percent Profitable (QTR) % 91.6 92.3 87.8 100.0 100.0 96.6 89.9 88.9 97.9 88.2 92.7 95.6

Average Return on Assets (QTR) % 1.06 1.06 1.05 3.27 1.03 1.21 0.79 1.07 1.68 1.79 0.95 1.05

Average Return on Equity (QTR) % 9.46 9.51 8.80 21.76 11.52 10.85 6.62 9.41 17.35 12.31 8.30 8.90

Net Interest Margin (QTR) % 3.25 3.25 3.34 9.34 2.38 3.58 3.54 2.85 3.90 2.55 3.44 2.81

Equity to Assets % 11.17 11.11 11.91 15.10 8.87 11.01 11.86 11.23 9.84 14.42 11.32 11.79

Noncurrent Loan Rate - Total Loans * % 3.09 3.12 2.86 1.18 3.36 1.18 2.23 3.26 1.23 2.31 2.02 4.83

 Real Estate Loans % 5.22 5.44 3.53 1.16 7.75 1.50 3.12 3.50 2.61 2.86 2.27 8.84

 C&I Loans % 0.75 0.73 1.25 1.08 0.69 1.38 0.86 1.82 1.41 1.49 1.82 0.51

 Loans to Individuals % 1.05 1.05 0.97 1.19 1.24 0.59 0.87 0.77 0.77 0.63 1.45 0.89

Coverage Ratio ** % 62.29 63.10 52.53 325.55 79.31 128.55 74.06 40.73 141.39 84.41 78.50 33.75

Net Charge-Off Rate - All Loans (QTR) % 0.73 0.74 0.69 3.38 1.05 0.14 0.46 0.41 1.07 0.45 0.38 0.48

 Real Estate Loans (QTR) % 0.56 0.58 0.37 0.32 1.13 0.13 0.47 0.41 1.15 0.46 0.33 0.53

 C&I Loans (QTR) % 0.34 0.31 1.08 3.17 0.26 0.31 0.32 0.29 1.37 0.26 0.73 0.18

 Loans to Individuals (QTR) % 2.19 2.18 2.25 3.42 3.01 0.32 0.98 1.15 1.04 0.46 0.53 1.15

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

 Statistics At A Glance

 As of June 30, 2014

Asset Concentration Group

See back of page for FDIC historical trends.