Dollar Amounts in Billions Other

All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

Third Quarter 2014 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 6,589 5,705 884 16 3 1,501 3,285 570 50 371 728 65

Number of FDIC-Supervised 4,177 3,755 422 8 0 1,065 2,124 268 33 212 442 25

Total Assets $ 15,349 14,290 1,059 605 3,691 254 5,187 435 168 60 129 4,820

Total Loans $ 8,160 7,500 660 477 1,275 163 3,532 271 119 17 70 2,236

Domestic Deposits $ 10,173 9,365 808 323 1,633 209 3,975 321 140 49 108 3,414

Bank Net Income (QTR) $ 38.700 35.618 3.082 4.674 7.273 0.811 12.217 0.921 0.494 0.321 0.295 11.695

Percent Profitable (QTR) % 93.6 94.4 88.0 100.0 100.0 97.4 92.9 90.5 100.0 87.3 93.3 95.4

Average Return on Assets (QTR) % 1.02 1.00 1.17 3.10 0.79 1.28 0.95 0.83 1.18 2.13 0.92 0.98

Average Return on Equity (QTR) % 9.04 8.97 9.88 21.01 8.29 11.32 7.91 6.92 11.98 14.98 7.77 8.78

Net Interest Margin (QTR) % 3.14 3.12 3.49 9.58 2.42 3.72 3.42 2.72 3.59 2.74 3.52 2.54

Equity to Assets % 11.20 11.15 11.85 14.89 9.52 11.40 11.97 12.02 9.96 14.31 11.92 11.09

Noncurrent Loan Rate - Total Loans * % 2.11 2.11 2.12 1.04 2.44 1.02 1.50 3.12 1.44 1.64 1.84 3.11

 Real Estate Loans % 3.57 3.69 2.65 0.55 5.65 1.24 2.07 3.44 3.78 1.91 2.07 6.01

 C&I Loans % 0.55 0.54 0.83 0.74 0.52 1.34 0.63 1.11 0.60 1.50 1.70 0.36

 Loans to Individuals % 0.93 0.92 1.04 1.07 1.07 0.55 0.80 0.57 0.77 0.63 0.98 0.78

Coverage Ratio ** % 72.86 73.35 67.25 318.98 80.17 141.44 90.22 38.49 79.31 114.00 79.51 40.88

Net Charge-Off Rate - All Loans (QTR) % 0.45 0.45 0.49 2.62 0.68 0.09 0.25 0.15 0.57 0.30 0.24 0.26

 Real Estate Loans (QTR) % 0.18 0.18 0.12 0.05 0.38 0.04 0.18 0.13 0.29 0.16 0.19 0.10

 C&I Loans (QTR) % 0.22 0.20 0.70 2.26 0.11 0.30 0.22 0.01 0.06 0.58 0.36 0.12

 Loans to Individuals (QTR) % 1.83 1.81 2.03 2.67 2.52 0.42 0.92 0.93 0.71 0.47 0.58 1.28

Third Quarter 2013

Number of FDIC-Insured 6,891 5,937 954 17 4 1,536 3,433 597 47 400 791 66

Number of FDIC-Supervised 4,346 3,907 439 9 0 1,071 2,231 275 29 236 469 26

Total Assets $ 14,604 13,545 1,059 596 3,729 244 4,774 554 149 64 138 4,355

Total Loans $ 7,802 7,162 640 466 1,287 152 3,217 336 103 18 75 2,149

Domestic Deposits $ 9,600 8,791 809 313 1,577 202 3,701 412 127 51 116 3,100

Bank Net Income (QTR) $ 36.074 33.221 2.853 5.022 4.791 0.755 11.714 1.283 0.393 0.318 0.293 11.505

Percent Profitable (QTR) % 91.3 92.3 85.1 100.0 100.0 96.7 89.9 85.6 97.9 88.5 91.7 98.5

Average Return on Assets (QTR) % 1.00 0.99 1.08 3.38 0.52 1.24 0.99 0.92 1.04 1.98 0.85 1.07

Average Return on Equity (QTR) % 8.94 8.92 9.16 22.57 5.88 11.33 8.34 8.17 11.04 14.51 7.50 9.02

Net Interest Margin (QTR) % 3.26 3.25 3.38 9.53 2.37 3.69 3.56 3.09 3.30 2.64 3.53 2.77

Equity to Assets % 11.11 11.06 11.80 14.89 8.80 11.01 11.81 11.40 9.64 13.71 11.34 11.77

Noncurrent Loan Rate - Total Loans * % 2.84 2.85 2.66 1.15 2.97 1.13 2.08 3.08 0.91 2.12 1.96 4.45

 Real Estate Loans % 4.77 4.97 3.28 0.85 6.79 1.42 2.90 3.33 2.01 2.59 2.21 8.14

 C&I Loans % 0.73 0.72 1.14 0.91 0.71 1.46 0.81 1.72 0.13 1.35 1.89 0.54

 Loans to Individuals % 1.04 1.04 1.01 1.17 1.20 0.60 0.94 1.13 0.66 0.64 0.94 0.91

Coverage Ratio ** % 64.46 65.14 56.33 325.22 82.09 132.49 77.00 43.55 132.73 88.67 79.30 34.12

Net Charge-Off Rate - All Loans (QTR) % 0.60 0.61 0.57 2.91 0.86 0.09 0.35 0.30 0.68 0.46 0.31 0.42

 Real Estate Loans (QTR) % 0.36 0.37 0.25 -0.13 0.57 0.06 0.32 0.27 0.65 0.33 0.25 0.39

 C&I Loans (QTR) % 0.29 0.27 0.86 2.69 0.26 0.19 0.27 0.84 0.06 0.67 0.70 0.14

 Loans to Individuals (QTR) % 2.03 2.03 2.00 2.95 2.84 0.35 0.99 0.89 0.75 0.52 0.53 1.36

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

 Statistics At A Glance

 As of September 30, 2014

Asset Concentration Group

See back of page for FDIC historical trends.