Dollar Amounts in Billions 

All Insured Commercial Savings International Agricultural Credit Card Commercial Mortgage Consumer S

First Quarter 2006 Institutions Banks Institutions Banks Banks Lenders Lenders Lenders Lenders <

Number of FDIC-Insured 8,790 7,491 1,299 4 1,647 30 4,631 867 118 Number of FDIC-Supervised 5,236 4,793 443 0 1,135 12 2,788 344 62 Total Assets $ 11,210 9,333 1,877 1,972 140 370 3,846 1,746 98 Total Loans $ 6,864 5,499 1,365 862 92 250 2,716 1,247 76 Domestic Deposits $ 6,331 5,230 1,101 601 115 96 2,726 1,001 65 Net Income (QTR) $ 37.254 32.061 5.193 5.560 0.441 4.169 12.899 4.499 0.524 Percent Profitable (QTR) % 93.4 93.7 91.8 100.0 96.7 93.3 93.0 91.8 96.6 Average Return on Assets (QTR) % 1.35 1.40 1.12 1.16 1.26 4.58 1.36 1.05 2.19 Average Return on Equity (QTR) % 13.07 13.74 10.05 14.33 11.82 18.75 13.22 9.61 22.54 Net Interest Margin (QTR) % 3.46 3.55 3.04 2.56 4.05 9.05 3.92 2.82 4.56 Equity to Assets % 10.38 10.23 11.12 7.95 10.81 27.22 10.28 10.81 9.63 Noncurrent Loan Rate - Total Loans * % 0.71 0.71 0.69 0.90 0.89 1.73 0.61 0.68 0.62  Real Estate Loans % 0.69 0.68 0.69 1.11 0.87 1.61 0.60 0.70 0.37  C&I Loans % 0.70 0.69 0.89 0.78 1.42 1.30 0.71 0.67 0.82  Consumer Loans % 1.08 1.14 0.61 1.43 0.74 1.82 0.55 0.44 0.76 Coverage Ratio ** % 159.84 176.71 90.30 151.39 157.58 262.00 190.02 69.48 227.78 Net Charge-Off Rate - All Loans (QTR) % 0.32 0.36 0.19 0.53 0.09 2.96 0.18 0.11 0.95  Real Estate Loans (QTR) % 0.05 0.06 0.03 0.11 0.02 1.01 0.06 0.04 0.06  C&I Loans (QTR) % 0.22 0.18 0.72 0.03 0.28 2.21 0.27 0.14 2.21  Consumer Loans (QTR) % 1.80 1.81 1.70 2.07 0.50 3.09 0.91 1.41 1.31 First Quarter 2005

Number of FDIC-Insured 8,931 7,600 1,331 5 1,698 28 4,489 971 134 Number of FDIC-Supervised 5,243 4,792 451 0 1,174 10 2,650 387 71 

Total Assets $ 10,286 8,594 1,692 1,876 135 364 3,467 1,582 111 

Total Loans $ 6,201 4,980 1,221 788 86 272 2,397 1,109 87 

Domestic Deposits $ 5,827 4,823 1,004 563 111 100 2,435 919 61 

Net Income (QTR) $ 34.030 29.242 4.788 4.335 0.432 2.978 11.292 4.678 0.408 

Percent Profitable (QTR) % 94.7 94.9 93.3 100.0 97.8 96.4 94.3 93.6 96.3 

Average Return on Assets (QTR) % 1.34 1.37 1.15 0.92 1.28 3.22 1.32 1.20 1.52 

Average Return on Equity (QTR) % 13.01 13.56 10.45 11.38 11.83 15.18 13.35 11.03 13.51 

Net Interest Margin (QTR) % 3.53 3.61 3.14 2.64 4.05 8.16 3.87 2.97 4.74 

Equity to Assets % 10.26 10.11 11.01 8.17 10.79 21.96 9.95 10.83 11.10 Noncurrent Loan Rate - Total Loans * % 0.75 0.80 0.52 1.22 0.96 1.68 0.60 0.52 0.64 

 Real Estate Loans % 0.59 0.64 0.48 0.91 0.86 0.12 0.55 0.51 0.53 

 C&I Loans % 1.04 1.03 1.17 1.66 1.60 1.10 0.86 1.04 0.77 

 Consumer Loans % 1.25 1.31 0.71 2.00 0.73 1.85 0.49 0.34 0.67 

Coverage Ratio ** % 172.30 178.91 131.21 136.78 151.94 258.66 211.16 97.68 260.95 Net Charge-Off Rate - All Loans (QTR) % 0.47 0.52 0.23 0.76 0.13 4.39 0.22 0.10 1.49 

 Real Estate Loans (QTR) % 0.05 0.06 0.03 0.12 0.03 0.09 0.06 0.04 0.08 

 C&I Loans (QTR) % 0.28 0.23 1.07 0.02 0.35 3.01 0.39 0.28 2.62 

 Consumer Loans (QTR) % 2.55 2.60 2.06 2.77 0.63 4.84 1.03 1.30 2.01 

* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans

Statistics At A Glance.