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Results from the 2011 FDIC National Survey of Unbanked and Underbanked Households

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

Number

(1000s) Pct of Row

All Households 120,408 100 9,875 8.2 80,924 67 2,379 2.0 25,378 21.1 1,851 1.5 106,509 88.5 83,331 69.2

Midwest 26,900 100 1,920 7.1 18,477 69 653 2.4 5,440 20.2 410 1.5 23,953 89.0 19,136 71.1

Illinois 4,956 100 374 7.6 3,261 66 3,261 2.3 112 22.4 1,113 1.9 96 88.4 4,382 68.1

Indiana 2,560 100 201 7.8 1,686 66 1,686 2.6 68 22.8 584 0.8 22 88.7 2,270 68.6

Iowa 1,244 100 54 4.4 884 71 884 3.6 45 19.4 241 1.6 19 90.4 1,125 74.7

Kansas 1,136 100 81 7.1 748 66 748 1.9 21 24.2 275 1.0 11 90.1 1,023 67.8

Michigan 3,969 100 307 7.7 2,853 72 2,853 3.0 119 15.4 611 2.0 79 87.6 3,475 74.9

Minnesota 2,163 100 90 4.1 1,596 74 1,596 2.2 48 18.7 406 1.1 25 92.8 2,007 76.0

Missouri 2,490 100 237 9.5 1,587 64 1,587 1.0 24 25.3 629 0.5 13 89.0 2,216 64.7

Nebraska 734 100 27 3.7 530 72 530 1.1 8 21.8 160 1.2 9 94.1 690 73.3

North Dakota 283 100 15 5.3 203 72 203 3.5 10 18.3 52 1.0 3 90.2 255 75.4

Ohio 4,719 100 414 8.8 3,084 65.4 3,084 2.7 129 20.9 987 2.2 105 86.4 4,079 68.1

South Dakota 329 100 15 4.4 242 73.4 242 3.0 10 17.9 59 1.3 4 91.8 302 76.4

Wisconsin 2,316 100 105 4.5 1,805 77.9 1,805 2.5 59 14.0 324 1.0 24 91.9 2,128 80.5

Northeast 21,784 100 1,537 7.1 15,468 71.0 441 2.0 4,028 18.5 309 1.4 19,553 89.8 15,910 73.0

Connecticut 1,365 100 73 5.3 1,028 75.3 1,028 1.8 25 16.6 226 0.9 13 92.1 1,257 77.1

Maine 546 100 20 3.7 413 75.6 413 3.6 20 16.1 88 0.9 5 91.8 501 79.3

Massachusetts 2,614 100 128 4.9 1,987 76.0 1,987 3.0 78 15.3 400 0.8 21 91.6 2,394 79.0

New Hampshire 526 100 10 1.9 405 77.0 405 2.0 11 18.5 97 0.5 3 95.7 503 79.1

New Jersey 3,202 100 212 6.6 2,331 72.8 2,331 1.8 57 18.6 596 0.2 8 91.5 2,930 74.5

New York 7,677 100 740 9.6 5,370 70.0 5,370 1.8 137 16.7 1,280 1.9 150 87.0 6,682 71.7

Pennsylvania 5,161 100 315 6.1 3,440 66.6 3,440 1.9 100 23.5 1,211 1.8 95 90.3 4,659 68.6

Rhode Island 423 100 30 7.0 294 69.5 294 2.6 11 18.6 79 2.3 10 88.1 373 72.0

Vermont 269 100 9 3.4 201 74.7 201 1.4 4 19.1 51 1.4 4 93.8 252 76.1

South 44,920 100 4,493 10.0 27,478 61.2 846 1.9 11,351 25.3 751 1.7 38,905 86.6 28,337 63.1

Alabama 1,889 100 193 10.2 1,111 58.8 1,111 3.8 71 26.0 491 1.2 23 84.8 1,602 62.6

Arkansas 1,142 100 141 12.3 495 43.3 495 2.5 28 40.5 463 1.4 16 84.0 959 45.8

Delaware 346 100 23 6.7 230 66.6 230 1.4 5 23.5 81 1.8 6 90.5 313 68.0

District of Columbia 281 100 31 10.9 190 67.6 190 2.4 7 17.4 49 1.7 5 85.0 239 70.2

Florida 7,801 100 570 7.3 5,059 64.9 5,059 1.4 107 24.2 1,892 2.2 173 89.3 6,968 66.3

Georgia 3,834 100 442 11.5 2,264 59.0 2,264 1.9 73 25.0 957 2.6 98 84.0 3,221 60.9

Kentucky 1,819 100 179 9.9 1,057 58.1 1,057 0.7 13 29.8 543 1.5 28 88.2 1,604 58.8

Louisiana 1,816 100 209 11.5 1,019 56.1 1,019 2.8 51 27.8 506 1.7 32 84.1 1,528 58.9

Maryland 2,170 100 123 5.6 1,613 74.3 1,613 0.7 15 17.9 388 1.4 31 92.3 2,003 75.0

Mississippi 1,143 100 173 15.1 546 47.8 546 4.0 46 32.1 367 0.9 11 80.2 917 51.8

North Carolina 3,878 100 359 9.3 2,507 64.6 2,507 1.7 67 23.0 892 1.4 53 87.8 3,406 66.4

Oklahoma 1,503 100 164 10.9 872 58.0 872 2.0 30 26.7 401 2.4 36 84.7 1,273 60.0

South Carolina 1,787 100 166 9.3 1,084 60.6 1,084 2.3 41 27.0 482 0.8 14 88.0 1,572 62.9

Tennessee 2,605 100 283 10.9 1,518 58.3 1,518 1.0 26 28.8 750 1.1 28 87.3 2,273 59.3

Texas 9,136 100 1,167 12.8 5,526 60.5 5,526 2.2 203 23.3 2,126 1.2 114 83.8 7,659 62.8

Virginia 3,008 100 199 6.6 2,001 66.5 2,001 1.8 54 23.0 692 2.1 62 90.0 2,709 68.3

West Virginia 762 100 72 9.5 387 50.8 387 1.3 10 35.7 272 2.7 20 86.7 661 52.1

West 26,804 100 1,925 7.2 19,500 72.7 439 1.6 4,559 17.0 381 1.4 24,098 89.9 19,948 74.4

Alaska 276 100 14 5.2 221 80.0 221 3.8 11 9.3 26 1.7 5 89.5 247 83.8

Arizona 2,622 100 304 11.6 1,825 69.6 1,825 1.7 45 16.4 430 0.6 17 86.0 2,256 71.4

California 13,191 100 1,030 7.8 9,297 70.5 9,297 1.5 204 18.8 2,473 1.4 187 89.4 11,797 72.1

Colorado 1,974 100 107 5.4 1,468 74.4 1,468 1.0 20 16.5 325 2.7 53 91.2 1,800 75.4

Hawaii 443 100 17 3.8 339 76.7 339 1.7 8 13.5 60 4.4 19 90.3 400 78.6

Idaho 589 100 33 5.7 444 75.3 444 0.8 5 16.7 99 1.5 9 92.0 542 76.1

Montana 426 100 21 4.8 288 67.8 288 4.2 18 21.9 93 1.2 5 89.7 382 72.3

Nevada 1,035 100 77 7.5 695 67.2 695 1.3 14 22.5 233 1.5 16 90.0 931 68.5

New Mexico 816 100 94 11.5 510 62.5 510 5.0 41 18.9 154 2.1 17 81.6 665 67.8

Oregon 1,522 100 65 4.3 1,195 78.5 1,195 1.5 22 15.1 230 0.7 11 93.6 1,424 80.0

Utah 926 100 26 2.8 767 82.8 767 0.8 8 12.6 116 1.0 9 95.4 883 83.7

Washington 2,748 100 123 4.5 2,283 83.1 2,283 1.4 37 10.0 275 1.1 30 93.1 2,558 84.4

Wyoming 236 100 14 5.8 168 71.1 168 2.9 7 18.9 45 1.3 3 90.0 212 74.0

Notes:

Geography

All Households

Unbanked 

Households

Checking and Savings 

Accounts Savings Account only

Bank Account Type Memo Items

2011 FDIC National Survey of Unbanked and Underbanked Households

2011 Technical Notes

Refer to 2011 FDIC National Survey of Unbanked and Underbanked Households and FDIC Technical Notes for terms, definitions, and methodological notes. Figures do not always reconcile to totals because of rounding. Differences 

between groups may or may not be statistically significant.

* Indicates differences that are statistically significant at the 10% level. 2009 estimates have been revised based on new weights provided by Census.

2011 Household Bank Account Type

 By State

Checking Account 

only

Banked, but Account 

Type Unknown

Has Checking 

Account Has Savings Account