As of June 2023

Jeffrey M. Weinstein

Contact Information:

550 17th Street, NW

Washington, DC 20429

Phone: (202) 898-6968

Email: jweinstein@fdic.gov

Citizenship: United States of America

Education:

Ph.D. in Economics, Yale University, December 2008 

M.Phil. in Economics, Yale University, December 2005 

M.A. in Economics, Yale University, December 2003 

B.A. (with high honors) in Economics, University of Maryland, May 2002 (summa cum laude) 

B.S. in Mathematics, University of Maryland, May 2002 (summa cum laude) 

Research Interests:

Consumer Finance

Economics of Education

Public Economics

Urban Economics

Employment:

Federal Deposit Insurance Corporation (FDIC)

Senior Financial Economist, July 2015–Present

Financial Economist, July 2014–July 2015

 

Syracuse University

Assistant Professor of Economics, August 2008–May 2014

Publications in Refereed Journals: 

Goodstein, Ryan M., Alicia Lloro, Sherrie L. W. Rhine, and Jeffrey M. Weinstein. 2021. What Accounts 

for Racial and Ethnic Differences in Credit Use? Journal of Consumer Affairs, 55(2), 389–416. 

Race in the Marketplace Network blog post: https://www.rimnetwork.net/racialandethniccredituse

Weinstein, Jeffrey M. 2016. The Impact of School Racial Compositions on Neighborhood Racial 

Compositions: Evidence from School Redistricting. Economic Inquiry, 54(3), 1365–1382. 

Cortes, Kalena E., Wael S. Moussa, and Jeffrey M. Weinstein. 2013. Educating Bright Students in Urban 

Schools. Economics of Education Review, 37, 286–297. 

Hastings, Justine S., and Jeffrey M. Weinstein. 2008. Information, School Choice, and Academic 

Achievement: Evidence from Two Experiments. Quarterly Journal of Economics, 123(4), 1373–

1414.

Hastings, Justine S., Thomas J. Kane, Douglas O. Staiger, and Jeffrey M. Weinstein. 2007. The Effect 

of Randomized School Admissions on Voter Participation. Journal of Public Economics, 91(5–6), 

915–937. 
Working Paper: 

Cortes, Kalena E., Wael S. Moussa, and Jeffrey M. Weinstein. Making the Grade: The Impact of 

Classroom Behavior on Academic Achievement.

Other Publications:

2021 FDIC National Survey of Unbanked and Underbanked Households report

Available at https://www.fdic.gov/analysis/household-survey/

2019 FDIC Survey of Household Use of Banking and Financial Services report

Available at https://www.fdic.gov/analysis/household-survey/

2017 FDIC National Survey of Unbanked and Underbanked Households report

Available at https://www.fdic.gov/analysis/household-survey/

2015 FDIC National Survey of Unbanked and Underbanked Households report

Available at https://www.fdic.gov/analysis/household-survey/

Fellowships, Honors, and Awards:

Mission Achievement Award, FDIC, 2015, 2016, 2017, 2018, 2020, 2021, and 2022

Special Thanks and Recognition Award, FDIC, 2016, 2017, 2018, 2019, 2021, and 2022

Division of Insurance and Research Outstanding Contribution by a Team, FDIC, 2021

Division of Depositor and Consumer Protection Headquarters Employee of the Year, FDIC, 2018

University Dissertation Fellowship, Yale University, 2006 

Raymond Powell Teaching Prize, Yale University, 2005 

Annual Cowles Foundation Prize, Yale University, 2004 and 2005 

Yale University Fellowship, 2002–2006 

Cowles Foundation Graduate Student Fellowship, Yale University, 2002–2006 

Dillard Prize in Economics, University of Maryland, 2002 

Phi Beta Kappa, 2001 

Phi Beta Kappa Junior Award Recipient, 2001 

Research Presentations:

2018 American Economic Association, Consumer Financial Protection Bureau

2017 American Council on Consumer Interests, Association for Public Policy Analysis and 

Management

2016 American Council on Consumer Interests

2014 Abt Associates, American Economic Association, Federal Deposit Insurance Corporation, 

Federal Trade Commission, Food and Drug Administration, Mathematica Policy Research

2013 American Economic Association, Association for Education Finance and Policy, Bryn Mawr 

College, Federal Housing Finance Agency, North American Regional Science Council 

2012 Association for Education Finance and Policy, Association for Public Policy Analysis and 

Management

2011 American Real Estate and Urban Economics Association, International Institute of Public 

Finance 

2010 American Education Finance Association, North American Regional Science Council 

2009 Association for Public Policy Analysis and Management, Syracuse University

2008 City College of New York, MDRC, RAND Corporation, Syracuse University, Texas A&M 

University, University at Albany, University at Buffalo, Washington University in St. Louis
Other Presentations:

2021 FDIC National Survey of Unbanked and Underbanked Households

Expanding Consumer Credit Options for Households With Disabilities (February 2023)

FDIC Advisory Committee on Economic Inclusion (October 2022)

FDIC Division of Depositor and Consumer Protection Community Affairs (December 2022)

FDIC Office of Minority and Women Inclusion (December 2022)

Los Angeles Tri-Annual Alliance for Economic Inclusion Forum (February 2023)

National Community Reinvestment Coalition (December 2022)

2019 FDIC Survey of Household Use of Banking and Financial Services

FDIC Advisory Committee on Economic Inclusion (October 2020)

FDIC Division of Depositor and Consumer Protection Community Affairs (December 2020)

FDIC Tech Sprint: Breaking Down Barriers: Reaching the Last Mile of the Unbanked (August 2021)

Innovative Payments Association’s Innovative Payments Conference (April 2021)

National Community Reinvestment Coalition (November 2020)

2017 FDIC National Survey of Unbanked and Underbanked Households

America Saves (November 2018)

Community Development Financial Institutions Fund (April 2019)

Consumer Financial Protection Bureau (February 2019)

Credit Builders Alliance (March 2019)

FDIC Advisory Committee on Community Banking (March 2019)

FDIC Advisory Committee on Economic Inclusion (October 2018)

FDIC Division of Depositor and Consumer Protection Community Affairs (November 2018)

Federal Reserve Bank of Atlanta 2019 PeachPay Meeting (August 2019)

National Banker Teleconference (November 2018)

2015 FDIC National Survey of Unbanked and Underbanked Households

FDIC Advisory Committee on Economic Inclusion (October 2016)

FDIC Division of Depositor and Consumer Protection Community Affairs (October 2016)

Federal Reserve Bank of Boston Consumer Payments Research Center (April 2017)

Financial Literacy and Education Commission Research & Evaluation Committee (December 2016)

Resources and Strategies for Assessing Community Development Opportunities (November 2016)

Professional Service:

2023 Consumer Finance Round Robin (proposal reviewer)

2022 American Council on Consumer Interests (proposal reviewer), FDIC Consumer Research 

Symposium (proposal reviewer and panel moderator)

2021 American Council on Consumer Interests (proposal reviewer), American Economic Association 

Summer Program (undergraduate student mentor), FDIC Academic Challenge (co-organizer), 

Society of Government Economists (discussant)

2020 American Council on Consumer Interests (proposal reviewer), FDIC Academic Challenge (coorganizer), FDIC Consumer Research Symposium (proposal reviewer and panel moderator)

2019 American Council on Consumer Interests (proposal reviewer), FDIC Consumer Research 

Symposium (proposal reviewer and panel moderator)

2018 American Council on Consumer Interests (proposal reviewer), American Real Estate and Urban 

Economics Association (discussant), FDIC Consumer Research Symposium (proposal reviewer 

and panel moderator)

2017 American Council on Consumer Interests (proposal reviewer), FDIC Consumer Research 

Symposium (proposal reviewer and panel moderator)
2016 American Council on Consumer Interests (proposal reviewer), American Real Estate and Urban 

Economics Association (discussant), FDIC Consumer Research Symposium (proposal reviewer 

and panel moderator)

2015 American Council on Consumer Interests (proposal reviewer), American Educational Research 

Association (proposal reviewer), FDIC Consumer Research Symposium (proposal reviewer and 

panel moderator)

2013 North American Regional Science Council (discussant)

2012 Association for Education Finance and Policy (session chair), Association for Public Policy 

Analysis and Management (discussant)

2011 International Institute of Public Finance (discussant)

2010 North American Regional Science Council (discussant)

Syracuse University Ph.D. Advising:

2013–2014 Christian Buerger and Sun Jung Oh

2012–2013 Qianqian Cao, Jing Li, Allison Marier, and Wael Moussa

2011–2012 Alexander Bogin, Il Hwan Chung, Andrew Friedson, and Yun Li

2010–2011 Phuong Nguyen and Amanda Ross

2009–2010 Becky Lafrancois and Ryan Sullivan

2008–2009 Julie Anna Golebiewski and Sung Hyo Hong

Teaching Experience:

Intermediate Microeconomics, Undergraduate, Syracuse University

Fall 2008, Fall 2009, Fall 2010, Fall 2011, Fall 2012, Fall 2013 (10 sections)

Game Theory and Economic Strategy, Undergraduate, Syracuse University

Spring 2009, Spring 2010, Spring 2011, Spring 2012, Spring 2013, Spring 2014 (6 sections)

Public Expenditures, Graduate (Ph.D.), Syracuse University

Spring 2010, Spring 2011, Spring 2012, Spring 2013, Spring 2014 (5 sections)

Econometrics and Data Analysis I (Teaching Assistant), Undergraduate, Yale University

Spring 2005

Introductory Microeconomics (Teaching Assistant), Undergraduate, Yale University

Fall 2004, Fall 2005

Research Experience:

Research Assistant, Professor Justine Hastings, Fall 2004–Spring 2008

Research Assistant, Professor Patrick Bayer, Spring 2004–Fall 2004

Consultant, World Bank, Transport and Urban Development Department, Summer 2003

Professional Affiliations:

American Council on Consumer Interests

American Economic Association

American Real Estate and Urban Economics Association

Association for Education Finance and Policy

Association for Public Policy Analysis and Management

Society of Government Economists

Urban Economics Association
Referee Service:

American Economic Journal: Economic Policy (2 manuscripts)

American Economic Review

Asia Pacific Education Review

Economic Inquiry

Economic Journal

Economics and Politics

Economics of Education Review (4 manuscripts)

Education Finance and Policy

Journal of Economic Behavior and Organization

Journal of Economics, Race, and Policy

Journal of Human Resources (6 manuscripts)

Journal of Policy Analysis and Management

Journal of Public Economics (2 manuscripts)

Journal of School Choice (2 manuscripts)

Journal of Urban Economics

National Science Foundation External Reviewer

Social Science Quarterly (3 manuscripts)

Southern Economic Journal

William T. Grant Foundation External Reviewer