Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28127

Nature of benefit

(c)

Type & amount of

payment

Check In kind

1. Roundtrip Transportation ................ $620.00 ...............

2. Hotel Room ........... 92.00

3. Meals .................... 93.50

4. Parking, Mileage &

Taxi ........................ 38.00

5. Fax ........................ 27.16

$870.66

(b) Non-Fed Source: Same as No. 4.

Federal Communication Commission.

William F. Caton,

Acting Secretary.

[FR Doc. 95–12792 Filed 5–26–95; 8:45 am]

BILLING CODE 6712–01–M

FEDERAL HOUSING FINANCE BOARD

[No. 95–N–04]

Prices for Federal Home Loan Bank

Services

AGENCY: Federal Housing Finance

Board.

ACTION: Notice of prices for Federal

Home Loan Bank services.

SUMMARY: The Federal Housing Finance

Board (Board) is publishing the prices

charged by the Federal Home Loan

Banks (Banks) for processing and

settlement of items (negotiable order of

withdrawal or NOW), and demand

deposit accounting (DDA) and other

services offered to member and other

eligible institutions.

EFFECTIVE DATE: May 30, 1995.

FOR FURTHER INFORMATION CONTACT:

Edward J. Reedy, Acting Associate

Director, Regulatory Oversight Division,

(202) 408–2959; or Edwin J. Avila,

Financial Analyst, (202) 408–2871;

Federal Housing Finance Board, 1777 F

Street NW., Washington, D.C. 20006.

SUPPLEMENTARY INFORMATION: Section

11(e) of the Federal Home Loan Bank

Act (Bank Act) (12 U.S.C. 1431(e))

authorizes the Banks (1) to accept

demand deposits from member

institutions, (2) to be drawees of

payment instruments, (3) to engage in

collection and settlement of payment

instruments drawn on or issued by

members and other eligible institutions,

and (4) to engage in such incidental

activities as are necessary to the exercise

of such authority. Section 11(e)(2)(B) of

the Bank Act (12 U.S.C. 1431(e)(2)(B))

requires the Banks to make charges for

services authorized in that section,

which charges are to be determined and

regulated by the Board.

Section 943.6(c) of the Board’s

regulations provides for the annual

publication in the Federal Register of

all prices for Bank services. The

following fee schedules are for the five

Banks which offer item processing

services to their members and other

qualified financial institutions. Most of

the remaining Banks provide other

Correspondent Services which may

include securities safekeeping,

disbursements, coin and currency,

settlement, and electronic funds

transfer, etc. However, these Banks do

not provide services related to

processing of items drawn against or

deposited into third party accounts held

by their members or other qualified

financial institutions.

District 1.—Federal Home Loan Bank of Boston (1995 NOW/DDA Services)

(Services not provided)

District 2.—Federal Home Loan Bank of New York (1995 NOW/DDA Services)

(Does not provide item processing services for third party accounts)

District 3.—Federal Home Loan Bank of Pittsburgh (1995 NOW/DDA Services)

DPS Deposit Tickets—$0.5500 Per Deposit, Printing of Deposit Tickets

Deposit items processed for volumes of: Pass-through pricing varies-tiered by monthly volume

Deposit Processing Service (DPS)

1–25,000 ................................................................................................... 0.0355 per item (transit)

25,001–58,500 .......................................................................................... 0.0349 per item

58,501–91,500 .......................................................................................... 0.0344 per item

91,501–125,000 ........................................................................................ 0.0338 per item

125,001–158,500 ...................................................................................... 0.0333 per item

158,501–191,500 ...................................................................................... 0.0327 per item

191,501–over ............................................................................................ 0.0322 per item

Deposit Items Encoded (West) Pricing varies-tiered by monthly volume for volumes of:

1–25,000 ................................................................................................... $0.0292 per item

25,001–58,500 .......................................................................................... 0.0287 per item

58,501–91,500 .......................................................................................... 0.0282 per item

91,501–125,000 ........................................................................................ 0.0277 per item

125,001–158,500 ...................................................................................... 0.0272 per item

158,501–191,500 ...................................................................................... 0.0267 per item

191,501–over ............................................................................................ 0.0262 per item

Deposit Items Encoded (East) Pricing varies-tiered by monthly volume for volumes of:

1–25,000 ................................................................................................... $0.0313 per item

25,001–58,500 .......................................................................................... 0.0308 per item

58,501–91,500 .......................................................................................... 0.0303 per item

91,501–125,000 ........................................................................................ 0.0298 per item

125,001–158,500 ...................................................................................... 0.0293 per item

158,501–191,500 ...................................................................................... 0.0288 per item

191,501–over ............................................................................................ 0.0283 per item

Deposit Items Returned ............................................................................ 1.8500 per item

Deposit Items Photocopied ...................................................................... 3.6500 per photocopy
28128 Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices

Deposit items processed for volumes of: Pass-through pricing varies-tiered by monthly volume

DPS Photocopies-Subpoena .................................................................... 18.0000 per hour of processing time,

plus ............................................................................................. 0.2000 per photocopy

Deposit Items Rejected ............................................................................ 0.2300 per rejected item

(applicable to pre-encoded deposits only)

DPS Transportation (West) ...................................................................... 8.3500 per pickup

DPS Transportation (East) ....................................................................... 8.3500 per pickup

Return Check Courier Service ................................................................. 120.0000 per month

Depository Account Services

Mail Deposits ‘‘On-Us’’ Returns Deposited: $5.2500 per deposit

Qualified Returns ............................................................................... 0.4500 per item

Raw Returns ...................................................................................... 1.9500 per item

Bond Coupon Collection ........................................................................... 5.7500 per envelope

Bond Coupon Returns .............................................................................. 14.0000 per coupon

Bond Collection:

Bearer ................................................................................................ 23.0000 per bond

Registered ......................................................................................... 31.0000 per bond

Deposit Transfer Vouchers ....................................................................... 5.2500 per item Pass-through

Foreign Item Collection.

Electronic Funds Transfers

Incoming Wire Transfers .......................................................................... $6.0000 per transfer

Outgoing Wire Transfers .......................................................................... 9.0000 per transfer

Foreign Wire Surcharge ........................................................................... 30.0000 per transfer*

Expected Wires Not Received ................................................................. Penalty Assessed **

ACH Transaction Settlement (CR) ........................................................... 0.2500 per transaction

ACH Transaction Settlement (DR) ........................................................... 0.2500 per transaction

ACH Origination Items (CR) ..................................................................... 0.1500 per item

ACH Origination Items (DR) ..................................................................... 0.1500 per item

ACH Origination Record Set-Up .............................................................. 1.5500 per record

ACH Origination Items Returned .............................................................. 5.0000 per returned item

ACH Returns/NOC’s-Facsimile ................................................................ 2.0000 per transaction

ACH Returns/NOC’s-Telephone ............................................................... 3.2500 per transaction

ACH/FRB Priced Service Charges ........................................................... 0.2500 per transaction

* Note: The amount of this surcharge will be added to the amount of the outgoing funds transfer to produce a single total debit to be charged to

the customer’s account on the date of transfer.

** Note: Standard penalty is equivalent to the amount of the wire(s) times the daily IOD rate, divided by 360. If the wire not received causes the

Bank to suffer any penalty, deficiency, or monetary loss, any and all related costs will also be assessed.

Federal Reserve Settlement

FRB Statement Transaction (CR) ............................................................ $0.5300 per transaction

FRB Statement Transaction (DR) ............................................................ 0.5300 per transaction

Reserve Requirement Pass-Thru ............................................................. 20.0000 per month (active)

Correspondent Transaction (DR) ............................................................. 0.5300 per transaction

Direct Send Settlement ............................................................................ 140.0000 per month

FRB Inclearing Settlement ....................................................................... 140.0000 per month

Demand Deposit Services

Clearing Items Processed ........................................................................ $0.1400 per item

Clearing Items Fine Sorted (for return with Bank statements) ................ 0.0700 per item

Reconcilement Copies—Manual .............................................................. 0.0820 per copy

Reconcilement Copies—14 MagTape ...................................................... 0.0480 per copy

Reconcilement MagTape Processing ....................................................... Pass-through

Reconcilement Copies—Voided ............................................................... 0.0350 Pass-through

Check Photocopies—Mail ........................................................................ 3.6500 per photocopy

Check Photocopies—Telephone/Fax ....................................................... 4.4000 per photocopy

Check Photocopies—Subpoena ............................................................... 0.5220 per photocopy

Stop Payment Orders ............................................................................... 16.2500 per item

FRB Return Items ..................................................................................... 0.4500 per item

FRB Return Items Over $2,500 ............................................................... 6.0000 per item

Collections & Forgeries ............................................................................ 15.0000 per item

Imprinting of Standard Checks ................................................................. 0.1000 per item

Non-Standard Imprinting .......................................................................... Pass-through

Microfiche Copies ..................................................................................... 5.0000 per copy

Request for Fax/Photocopy ...................................................................... 3.0000 per document
Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28129

Deposit items processed for volumes of: Pass-through pricing varies-tiered by monthly volume

Proof Of Deposit (POD) Service

Provides for outsourcing of all over-the-counter MICR document processing.

Pricing is customer-specific, based upon individual service requirements; please call your Marketing representative at (800) 288–3400 for further

information.

Coin & Currency Service: Western Service Area

Currency Orders ....................................................................................... $0.3550 per $1,000*

Coin Orders .............................................................................................. 2.2500 per box

Currency Deposits .................................................................................... 1.2000 per $1,000

Coin Deposits ........................................................................................... 1.8000 per standard bag

Coin Deposits (Non-Standard) ................................................................. 2.7500 per non-standard bag

Coin Deposits (Unsorted) ......................................................................... 8.5000 per mixed bag

Food Stamp Deposits ............................................................................... 1.8000 per $1,000*

Coin Shipment Surcharge ........................................................................ 0.2500 per excess bag**

C&C Transportation (Zone W1) ............................................................... 15.7500 per stop

C&C Transportation (Zone W2) ............................................................... 27.2500 per stop

C&C Transportation (Zone W3) ............................................................... 36.0000 per stop

C&C Transportation (Zone W4) ............................................................... Negotiable***

Coin & Currency Service: Eastern Service Area

Currency Orders ....................................................................................... $0.2800 per $1,000*

Coin Orders .............................................................................................. 2.7500 per box

Currency Deposits .................................................................................... 1.2000 per $1,000*

Coin Deposits ........................................................................................... 1.8000 per standard bag

Coin Deposits (Non-Standard) ................................................................. 2.7500 per non-standard bag

Coin Deposits (Unsorted) ......................................................................... 8.5000 per mixed bag

Food Stamp Deposits ............................................................................... 1.8000 per $1,000*

Coin Shipment Surcharge ........................................................................ 0.2500 per excess bag**

C&C Transportation (Zone E1) ................................................................ 24.2500 per stop

C&C Transportation (Zone E2) ................................................................ 34.5000 per stop

C&C Transportation (Zone E3) ................................................................ 52.5000 per stop

C&C Transportation (Zone E4) ................................................................ Negotiable***

*Note: Charges will be applied to each $1,000 ordered or deposited, and to any portion of a shipment not divisible by that standard unit.

**Note: A surcharge will apply to each container (box/bag) of coin in an order/delivery after the first 20 containers.

**Note: Reserved for remote locations: delivery charges will be negotiated with the courier service on an individual basis.

Check Processing (Inclearing)

Checks Processed for volumes of: Pricing varies-tiered by monthly volume

1–25,000 ................................................................................................... $0.0422 per item

25,001–58,500 .......................................................................................... 0.0397 per item

58,501–91,500 .......................................................................................... 0.0372 per item

91,501–125,000 ........................................................................................ 0.0347 per item

125,001–158,500 ...................................................................................... 0.0322 per item

158,501–191,500 ...................................................................................... 0.0297 per item

191,501–350,000 ...................................................................................... 0.0272 per item

350,001–500,000 ...................................................................................... 0.0247 per item

500,001–over ............................................................................................ 0.0222 per item

Full Backroom Service (Item Processing Charges)

Truncated Checks for volumes of: Pricing varies-tiered by monthly volume

Non-Truncated Checks for volumes of: Pricing varies-tiered by monthly volume

1–25,000 ................................................................................................... $0.0555 per item

25,001–58,500 .......................................................................................... 0.0540 per item

58,501–91,500 .......................................................................................... 0.0525 per item

91,501–125,000 ........................................................................................ 0.0510 per item

125,001–158,500 ...................................................................................... 0.0495 per item

158,501–191,500 ...................................................................................... 0.0480 per item

191,501–350,000 ...................................................................................... 0.0465 per item

350,001–500,000 ...................................................................................... 0.0440 per item

500,001–over ............................................................................................ 0.0415 per item

Truncated Checks for volumes of: Pricing varies-tiered by monthly volume

1–25,000 ................................................................................................... $0.0455 per item

25,001–58,500 .......................................................................................... 0.0440 per item

58,501–91,500 .......................................................................................... 0.0425 per item

91,501–125,000 ........................................................................................ 0.0410 per item
28130 Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices

Deposit items processed for volumes of: Pass-through pricing varies-tiered by monthly volume

125,001–158,500 ...................................................................................... 0.0395 per item

158,501–191,500 ...................................................................................... 0.0380 per item

191,501–350,000 ...................................................................................... 0.0365 per item

350,001–500,000 ...................................................................................... 0.0340 per item

500,001–over ............................................................................................ 0.0315 per item

Modified Backroom Service (Item Processing Charges)

Non-Truncated Checks for volumes of: Pricing varies-tiered by monthly volume

1–25,000 ................................................................................................... $0.0446 per item

25,001–58,500 .......................................................................................... 0.0431 per item

58,501–91,500 .......................................................................................... 0.0416 per item

91,501–125,000 ........................................................................................ 0.0401 per item

125,001–158,500 ...................................................................................... 0.0386 per item

158,501–191,500 ...................................................................................... 0.0371 per item

191,501–350,000 ...................................................................................... 0.0356 per item

350,001–500,000 ...................................................................................... 0.0331 per item

500,001–over ............................................................................................ 0.0306 per item

Truncated Checks for volumes of: Pricing varies-tiered by monthly volume

1–25,000 ................................................................................................... $0.0346 per item

25,001–58,500 .......................................................................................... 0.0331 per item

58,501–91,500 .......................................................................................... 0.0316 per item

91,501–125,000 ........................................................................................ 0.0301 per item

125,001–158,500 ...................................................................................... 0.0286 per item

158,501–191,500 ...................................................................................... 0.0271 per item

191,501–350,000 ...................................................................................... 0.0256 per item

350,001–500,000 ...................................................................................... 0.0231 per item

500,001–over ............................................................................................ 0.0206 per item

Check Processing (Associated Services)

Over-The-Counter Items ........................................................................... $0.1800 per item

Special Cycle Sorting ............................................................................... 0.0210 per item

Mid-Cycle Statement (Purged) ................................................................. 0.5200 per item (Min $2.60)

Mid-Cycle Stmt. (Non-Purged) ................................................................. 2.6000 per statement

Check (NOW) Statement Processing:

Statements using Small Envelopes .................................................. 0.0575 per envelope

Statements using Custom Envelopes ............................................... 0.0940 per envelope

Statements using Large Envelopes .................................................. 0.5435 per envelope

Additional Stuffer Processing ................................................................... 0.0250 per stuffer

(One stuffer per statement free—applicable to all additional stuffers)

Selective Stuffer Processing .................................................................... 0.0680 per statement

Daily Report Postage ............................................................................... Pass-through

Statement Postage ................................................................................... Pass-through

Standard Return Calls .............................................................................. 1.1000 per item

Automated Return Calls ........................................................................... 0.2600 per item

FHLBLink Return Calls ............................................................................. 0.9000 per item

Late Return Calls ...................................................................................... 2.2000 per item

FRB Return Items ..................................................................................... 0.4500 per item

FRB Return Items Over $2,500 ............................................................... 6.0000 per item

Check Photocopies-Mail ........................................................................... 3.6500 per photocopy

Check Photocopies-Telephone/Fax ......................................................... 4.4000 per photocopy

Check Photocopies-Subpoena ................................................................. 0.5220 per photocopy

Signature Verification Copies ................................................................... 0.7500 per copy

Check Retrieval ........................................................................................ 1.5000 per item

MICRSort Option (Fixed Fee) .................................................................. 26.0000 per month

MICRSort Option (per item) ..................................................................... 0.0300 per item

Check Reconcilement Service ................................................................. (See Separate Section)

Collections & Forgeries ............................................................................ 15.0000 per item

MCPJ Microfiche Service ......................................................................... 0.0010 per item

(Min. $15.00, Max $50.00)

Microfiche Copies ..................................................................................... 5.0000 per copy

Microfilm Processing ................................................................................ 5.2500 per roll

Microfilm Duplication ................................................................................ 10.7500 per roll

Transportation ........................................................................................... Pass-through

Statement Savings Processing

Statements using Small Envelopes .......................................................... $0.0900 per envelope

Statements using Custom Envelopes ...................................................... 0.1211 per envelope
Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28131

Deposit items processed for volumes of: Pass-through pricing varies-tiered by monthly volume

Statements using Large Envelopes ......................................................... 0.5511 per envelope

Check Reconcilement Service

Reconcilement Items Processed .............................................................. $0.2250 per item

Stop Payment Orders ............................................................................... 10.0000 per item

Microfiche Copies ..................................................................................... 3.0000 per copy

Account Reconcilement ............................................................................ 15.0000 per account

*Note: Individual service charges are detailed in a monthly statement provided specifically for this service. The net of these charges is posted

to Check Processing and appears as a single line item on the monthly billing statement.

Account Maintenance

Demand Deposit Accounts ....................................................................... $21.5000 per month, per account

Audit Confirmation .................................................................................... 10.0000 per request, per account

Cut-Off Statements ................................................................................... 10.0000 per statement

Paper Advice of Transactions (DTS) ....................................................... 1.0000 per statement

Account Overdraft Penalty

Greater of $75.00 and interest on the amount of the overdraft

(Rate used for calculation equal to the highest posted advance rate plus 3.0%)

Attention: Customers Receiving Transportation Charges Under Any Service

Rates and charges relative to transportation vary depending on the location of the office(s) serviced. Details regarding the pricing for the transportation to/from specific institutions or individual locations will be provided upon their subscription to that service.

Surcharges may be applicable and will be applied to the customers as effective and without prior notice.

District 4.—Federal Home Loan Bank of Atlanta (1995 NOW/DDA Services)

(Does not provide item processing services for third party accounts.)

District 5.—Federal Home Loan Bank of Cincinnati (1995 NOW/DDA Services)

Demand Deposit Account

Paid Items ................................................................................................................................................ $0.14

Advice Reconciliation ............................................................................................................................... 0.06

Magnetic Tape Reconciliation ................................................................................................................. 0.06

Stop Payments ........................................................................................................................................ 10.00

Wire Transfers—In ................................................................................................................................... 2.00

Wire Transfers—In with Telephone Confirmation ................................................................................... 4.00

Wire Transfers—Out ................................................................................................................................ 5.00

Charges ................................................................................................................................................... 0.15

Credits ...................................................................................................................................................... 0.15

Photocopies ............................................................................................................................................. 1.00

Fine Sorting ............................................................................................................................................. 0.01

Large Dollar Return Notification .............................................................................................................. 2.00

Check and Money Order Truncation ....................................................................................................... No charge

ACH Return and Notification of Change ................................................................................................. 1.00

Facsimile Transmission of ACH Detail and Advices ............................................................................... 1.00 per page ($10.00 monthly minimum)

Custodial Account Maintenance .............................................................................................................. 10.00/mo./acct.

Settlement Agent with Federal Reserve:

ACH .................................................................................................................................................. $100.00/active month

Treasury Tax and Loan .................................................................................................................... 100.00/active month

Bond Activity ..................................................................................................................................... 100.00/active month

Currency and Coin ........................................................................................................................... 100.00/active month

Security Purchases ........................................................................................................................... 100.00/active month

Check Deposit Activity ...................................................................................................................... 300.00/active month

Check Deposit Returns Only ............................................................................................................ 50.00/active month

NOW Activity .................................................................................................................................... 300.00/active month

Credit Card Activity ........................................................................................................................... 100.00/active month

Contemporaneous Reserve .............................................................................................................. 50.00/active month

Basic service items/month Contractural

fees

Daily return—sorted

Inclearings/Now Accounts

a. 1–50,000 ...................................................................................................................................................................... ................... $0.0320

b. 50,001–100,000 ........................................................................................................................................................... ................... .0200

c. 100,001–200,000 ......................................................................................................................................................... ................... .0100
28132 Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices

Basic service items/month Contractural

fees

Daily return—sorted

d. 200,001–400,000 ......................................................................................................................................................... ................... .0085

e. 400,001–and over* ...................................................................................................................................................... ................... .0070

Truncation

Without

statement

stuffing

Statement

stuffing

a. $.0340 .......................................................................................................................................................................... $0.0370 $0.0530

b. .0240 ............................................................................................................................................................................ .0270 .0510

c. .0140 ............................................................................................................................................................................ .0180 .0470

d. .0090 ............................................................................................................................................................................ .0110 .0400

e. .0070 ............................................................................................................................................................................ .0090 .0250

*Subject to regional operations considerations.

Special Services

1. Check Retrieval or Inspection of Original Item ................................................................................... $1.50

2. Photocopy ............................................................................................................................................ $1.00

3. Advertising Insertion ............................................................................................................................ $0.02 per item

4. Posted—On Us

a. With FHLB encoding .................................................................................................................... $0.03 per item

b. Without FHLB encoding ............................................................................................................... $0.01 per item

5. Statement Stuffing Service for Truncated Statement .......................................................................... $0.01 per statement

6. Additional Sorting Upon Request

a. Fine Sorting .................................................................................................................................. $0.005 per item

b. Cycle Sorting ................................................................................................................................ $0.005 per item

7. Large Dollar Return Notification .......................................................................................................... $2.00 per item

8. Return Items Processed by Bank

a. First 1,000 .................................................................................................................................... $1.75

b. All Others ...................................................................................................................................... $0.75

c. Qualification Requirements of EFAA ............................................................................................ No Charge

9. Return Items Processed by NOW User Qualification Requirements of EFAA ................................... $.50 per item

10. Return Item Clearing Fee .................................................................................................................. $FRB Pass-Thru

11. Special Processing Requests ............................................................................................................ Negotiable

12. Discount for Check Deposit Users .................................................................................................... 5% off Basic Service Fees

13. Discount for Credit and Disbursement Users .................................................................................... 5% off Basic Service Fees

Check Deposits

Nashville Operations Center:

Nashville City/RCPC ......................................................................................................................... .02

U.S. Treasury Checks/Savings Bonds ............................................................................................. .02

Louisville City/RCPC ........................................................................................................................ .025

Memphis City/RCPC ......................................................................................................................... .0475

Other FRB ........................................................................................................................................ .0575

Cleveland Operations Center:

Cleveland City/RCPC ....................................................................................................................... .02

U.S. Treasury Checks/Savings Bonds ............................................................................................. .02

Columbus City/RCPC ....................................................................................................................... .03

Other FRB ........................................................................................................................................ .0575

Cincinnati Operations Center:

Cincinnati City/RCPC ....................................................................................................................... .02

U.S. Treasury Checks/Savings Bonds ............................................................................................. .02

Louisville City/RCPC ........................................................................................................................ .02

Columbus City/RCPC ....................................................................................................................... .025

Other FRB ........................................................................................................................................ .0575

Volume Discount

Volume discounts on all items when total deposited items fall within below listed categories:

Discount Monthly Volume Range

10% .......................................................................................................................................................... 100,001–200,000

20% .......................................................................................................................................................... 200,001 and over

Additional Services

1. Encoding by FHLB Operations Center

* Cincinnati & Cleveland ................................................................................................................... $.0225 per item

* Nashville ......................................................................................................................................... $.0250 per item

2. Photocopy ............................................................................................................................................ $1.00 per item
Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28133

3. Dishonored Item Returned by Bank .................................................................................................... $.25 per item

4. Large Dollar Return Notification .......................................................................................................... $2.00

5. Non-Cash Collection Minimum Service Fees, In Addition to Collecting Bank Fees

a. Non-Cash Item ............................................................................................................................. $5.00 per item

b. Security Coupon Collection .......................................................................................................... $5.00 per envelope

c. Coupon Return Item ..................................................................................................................... $10.00 per item

d. Foreign Item ................................................................................................................................. $5.00 per item

e. Food Stamp Cash Letter .............................................................................................................. $1.00 per cash letter

f. Municipal Bonds ............................................................................................................................ $5.00 per item

g. Government Coupons .................................................................................................................. No Charge

6. Depository Transfer Checks (DTC) ..................................................................................................... $5.00 per item

7. Cash Letter Fee

a. Less than 100,000 items per month ............................................................................................ $1.00 per cash letter

b. 100,000 or more items per month ................................................................................................ $.25 per cash letter

8. Funds Availability

a. See regional availability schedules

b. No deduction for fractional availability or reserve requirements

Northern Ohio Institutions

Preparation Charge

$12.00 per currency order

$2.00 per box wrapped coin

Kentucky and Southern Ohio Institutions

Preparation Charge

$10.50 per currency order

$2.00 per box wrapped coin

Ohio and Kentucky Institutions

Pick-up of Currency and Coin

$5.00 per starpped currency deposit

$6.00 per mixed or unfilled straps of currency

$2.50 per bag of loose coin (same denomination)

$5.00 per bag of loose coin (mixed denomination)

$5.00 per bag of wrapped coin (same denomination)

$8.00 per bag of wrapped coin (mixed denomination)

Note: Preparation charge for later notification of order requiring special pick-up or registered mail delivery will be increased in the amount of

10%.

Memphis Federal Reserve Territory Institutions

Preparation Charge

$4.00 per currency and/or loose coin order

Pick-up of Currency and Coin

$2.00 per occurrence

Nashville Federal Reserve Territory Institutions

Preparation Charge

$4.00 per currency and/or loose coin order

$.0375 per roll—wrapped coin

Pick-up of Currency and Coin

$2.00 per occurence

Transportation Charge

Please contact the Bank for the specific fee relative to your area.

Lockbox

OCR Standard Per Item Fee ................................................................................................................... .25
28134 Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices

Includes:

Courier Pick-up at Lockbox

Microfilming of Check and Document

Transmission to Service Bureau

Management Reports

Check Deposit Fee (Encoding and Clearing)

Certain Exception Handling

Additional Services

Lockbox Rental ........................................................................................................................................ Actual Cost

Photocopies ............................................................................................................................................. 1.00

Hot File Update (Add or Delete) .............................................................................................................. .50 per update

Hot File Update (Magnetic Tape) ............................................................................................................ 10.00 per tape

Courier/Postage ....................................................................................................................................... Actual—Outgoing

Dishonored Item Returned by Bank ........................................................................................................ .25

Large Dollar Return Notification .............................................................................................................. 2.00 per item

Reject or Unmatched Item ....................................................................................................................... .15

Other Desired Services ........................................................................................................................... Cost Basis

Settlement options Money orders and dividend checks Official checks

Alternative Disbursement Service

1-Day ................................................................ 1-Day.

2-Day.

Tuesday Weekly.

Processing Fees ................................................ Based on settlement option and check volume.

Earnings Incentive * ........................................... Not Applicable .................................................. Based on settlement option and float balances.

* The earning incentive is a monthly interest payment to the ADS customer based on its actual check activity. The earnings incentive interest

rate is indexed to the 91-Day Treasury Bill rate.

District 6.—Federal Home Loan Bank of Indianapolis (1995 NOW/DDA Services)

Cash Management Services

Transaction Charges

Paid Check Charge ........................................................................................................................................................ $0.16 per item

Paper Advice .................................................................................................................................................................. .065 per item

Tape Advice ................................................................................................................................................................... .040 per item

Stop Payments ............................................................................................................................................................... 6.00 per stop

Photo copies ................................................................................................................................................................... 2.50 per copy

Find Sort Numeric Sequence ......................................................................................................................................... .025 per item

Collection/Return/Exception ........................................................................................................................................... 5.00

Daily Statement .............................................................................................................................................................. 2.00

Maintenance ................................................................................................................................................................... 30.00 per month

Debit Entries ................................................................................................................................................................... no charge

Credit Entries .................................................................................................................................................................. no charge

Checks (Administration Fee) .......................................................................................................................................... .02 per item

Special Cutoff ................................................................................................................................................................. no charge

Infoline ............................................................................................................................................................................ 50.00 per month

VRU (Voice Response) .................................................................................................................................................. 1.00 per inquiry

Collected Balances Will Earn Interest at the CMS daily posted rate.

Now Account Services

Transaction Charges

Monthly volume

Safekeeping Turnaround (daily or cycled)Complete Image

Per item Cost Per Item Cost Per item Cost Per item Per Stmt

0–5,000 ............................. .048 240. .056 280. .080 400. .06 .40

5–10,000 ........................... .040 200. .051 255. .078 390. .06 .40

10–15,000 ......................... .039 195. .047 235. .076 380. .06 .40

15–25,000 ......................... .034 340. .040 400. .075 750. .06 .40

25–50,000 ......................... .033 825. .036 900. .073 1,825. .06 .40

50–75,000 ......................... .029 725. .033 825. .069 1,725. .06 .40

75–100,000 ....................... .026 650. .030 750. .068 1,700. .06 .40

100–and up ....................... .024 ................... .027 ................... .067 ................... .06 .40
Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28135

Ancillary Service Fees

Large Dollar Signature Verification ................................................... $0.50

Over-the-Counters and Microfilm ...................................................... 0.035

Return Items ...................................................................................... 2.15

Photocopies ** and Facsimiles ......................................................... 2.50

Certified Checks ................................................................................ 1.00

Invalid Accounts ................................................................................ .50

Invalid Returns .......................................................................................... 0.50

Late Returns ...................................................................................... 0.50

No MICR/OTC ................................................................................... 0.50

Settlement Only ................................................................................. 100.00 per month

+ Journal Entries ............................................................................... 3.00 each

Encoding Errors ................................................................................. 2.75

Fine Sort Numeric Sequence ............................................................ 0.02

Access to Infoline .............................................................................. 50.00 per month

High Dollar Return Notification .......................................................... no charge

Debit Entries ...................................................................................... no charge

Crdit Entries ....................................................................................... no charge

Standard Stmt. Stuffers (up to 2)*** .................................................. no charge

Minimum processing fee of $40.00 per month will apply for total NOW services.

Also included in the above fees—at no additional cost are Federal Reserve fees, incoming courier fees, software changes, disaster recovery,

envelope discount and inventory.

*Image Monthly Maintenance Fee of $500.00 for 0–32% of accounts; $300.00 for 33–49% of accounts; and $200.00 for 50%+ will be assessed

for Image Statements.

**Photocopy request of 50 or more are charged at an hourly rate of $15.00.

***Each additional (over 2) will be charged at $.02 per statement.

Fee

Wire Transfer Services

In (Per transfer) Domestic ....................................................................................................................... $4.00

Out (Per transfer) Domestic .................................................................................................................... 7.50

International Wires ................................................................................................................................... 25.00

Depository Transfer Checks

Per Check ................................................................................................................................................ $2.00

Treasury Tax and Loan Settlement Service

Per Transaction ....................................................................................................................................... $2.00

Charge Card Transaction

Per Transaction ....................................................................................................................................... $1.50

Automated Clearing House (ACH) Service

Tape Transmission .................................................................................................................................. $8.50

or Origination ........................................................................................................................................... .045 per item

MACHA, INDEX ....................................................................................................................................... Actual Federal Reserve Changes

ACH Entries Clearing through our R&T Number .................................................................................... $.25 per item

Settlement Only ....................................................................................................................................... $65.00 per month

ACH Returns/NOC ................................................................................................................................... $2.50 per item

Coin and Currency

Deliveries—Indiana and Michigan Prices based on delivery location, excess bag fee (courier) and order preparation.

Cost will vary per institution:

Returns ............................................................................................................................................. $12.50

Non-Transit Customer ...................................................................................................................... $10.00

Orders (Member uses own courier) ................................................................................................. $15.00

Special Order* .................................................................................................................................. $15.00

*Any order placed after normal order has been received and processed by Federal Home Loan Bank.

Proof and Transit Processing

Pre-encoded Items:

City .................................................................................................................................................... $0.04 per item
28136 Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices

Fee

RCPC ................................................................................................................................................ $0.05 per item

Other Districts ................................................................................................................................... $0.085 per item

Unencoded ............................................................................................................................................... $0.165 per item

Food Stamp ............................................................................................................................................. $0.14 per item

Photocopies* ............................................................................................................................................ $2.50 per copy

Adjustments on pre-encoded work .......................................................................................................... $2.75 per error

E Z Clear ................................................................................................................................................. $0.14 per item

Coupons ................................................................................................................................................... $8.25 per envelope

Collections ............................................................................................................................................... $6.00 per item

Cash Letter .............................................................................................................................................. $2.00 per cash letter

Deposit Adjustments ................................................................................................................................ $0.30 per adjustment

Debit Entries ............................................................................................................................................ no charge

Credit Entries ........................................................................................................................................... no charge

Microfilming .............................................................................................................................................. no charge

Mortgage Remittance (Basic Service) ..................................................................................................... $0.35

Settlement Only ....................................................................................................................................... $100.00 per month

+ Journal Entries .............................................................................................................................. $3.00 each

Third Party Fedline .................................................................................................................................. $.50 each

Courier**

Marion County .................................................................................................................................. $8.25 per location, per day, per pickup

Other ................................................................................................................................................. Prices vary per location

*Multiple Photocopies (more than 50 per request) $15.00 hour

**Includes branch work transfer and correspondence to and from Federal Home Loan Bank.

All Fees Subject to Change

District 7.—Federal Home Loan Bank of Chicago (1995 NOW/DDA Services)

(Does not provide item processing services for third party accounts)

District 8.—Federal Home Loan Bank of Des Moines (1995 NOW/DDA Services)

Demand Account Analysis Fee Schedule

Account Maintenance ............................................................................... $12.00

Account Reconciliation ............................................................................. 35.00

Daily Statements:

Via SMARTS ..................................................................................... No Charge

Paper Daily Advice (Per day) ............................................................ 2.50

Balance Reporting (Phone—manual) ....................................................... 75.00

Drafts Paid:

Truncated .......................................................................................... 0.045

Non-Truncated ................................................................................... 0.055

Stop Payments ......................................................................................... 7.00

Ledger Entries—Credits ........................................................................... 0.35

Ledger Entries—Debits ............................................................................ 0.15

Bank Wires In ........................................................................................... 3.00

Bank Wires Out:

Without Phone Advice ....................................................................... 4.00

With Phone Service ........................................................................... 6.00

ACH Settlement Charges ......................................................................... 1.00

Special Cut-Off Statements ...................................................................... 10.00

Account Reconciliation Tape Issues ........................................................ 0.015

Issue Encoding ......................................................................................... 0.0225

Pre-Encoded Issues ................................................................................. 0.015

Collections:

Bonds/Coupons Per Envelope

Local/Government ...................................................................... 5.00

Out-of-Town ............................................................................... 7.00

Domestic/Checks ............................................................................... 15.00 (Plus Actual)

Foreign .............................................................................................. 25.00 (Plus Actual)

Miscellaneous ........................................................................................... Actual

ACH Fee Schedule

ARB/ACH Pass Thru ................................................................................ Actual

FRB/ACH Settlement ................................................................................ $1.00

Origination service:

Set Up New Account (One Time Charge) ........................................ 50.00

Formatted Tape ................................................................................. 10.00

Reformat Tape .................................................................................. 10.00

Per Item On Tape* ............................................................................ .05

Paper input:

Monthly Maintenance ................................................................. 20.00
Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28137

Data Entry Per Item* ......................................................................... .25

Day Cycle Deposit Charge:

Local DB/CR .............................................................................. .0550

Out-of-State DB/CR ................................................................... .0550

Prenotes ..................................................................................... .0550

Addendas ................................................................................... .0550

Night Cycle Deposit Charge Premium:

Local DB/CR .............................................................................. .07

Out-of-State DB/CR ................................................................... .07

Prenotes ..................................................................................... .07

Addendas ................................................................................... .07

Warehousing Per Item ...................................................................... .0050

Originator Volume Discount—Monthly

5,000 to 20,000 .......................................................................... ¥.005

20,000–Over ............................................................................... ¥.01

Return Items ...................................................................................... 1.50

Transportation Charges ..................................................................... Negotiable

Special Service/Handling .................................................................. Negotiable

Telephone Advice:

Per Call ...................................................................................... 2.00

Miscellaneous ............................................................................. Actual

Minimum Monthly Billing ................................................................... 50.00

*Plus ACH Origination Fee.

DES MOINES REGIONAL CENTER DEPOSIT PROCESSING FEE SCHEDULE

Description Below

50,000

50,000–

100,000

100,000–

300,000

Over

300,000

Deposited Item Charges

Local ................................................................................................................................. .02 .015 .014 .011

RCPC ............................................................................................................................... .030 .025 .022 .020

RCPC—Premium ............................................................................................................. .045 .045 .045 .045

Transit .............................................................................................................................. .0525 .051 .05 .049

Other Fees

Encoding ................................................................................................... $.0225

Return Items:

Return Items ...................................................................................... .75/item

Special Handling

Subtotal by Office ....................................................................... 1.50/office total

Individual Entries ........................................................................ .50/entry

Telephone Notification less than $2,500 ................................... .60/item

Large Dollar Notification (Reg. J.) ..................................................... 3.00/item

Collection/Settlement Services:

Bonds/Coupons Per Envelope

Local/Government ...................................................................... 5.00

Out-of-Town ............................................................................... 7.00

Domestic/Checks ............................................................................... 15.00 (Plus Actual)

Canadian Items ................................................................................. .25/item

Foreign .............................................................................................. 25.00 (Plus Actual)

Miscellaneous .................................................................................... Actual

Federal Reserve Settlement Entries ................................................. 1.00/entry

Food Coupons ................................................................................... .02

Non-Processable Items ............................................................................ .15/item

Cash Services:

Currency/Coin Orders ....................................................................... 2.00/order

Special Orders ........................................................................... Standard order fee

Foreign Currency Orders ........................................................... 2.50/order

Coin—per roll ............................................................................. .0385/roll

Currency/Coin Deposits:

Standard Packaging .......................................................................... .50

Non-Standard Packaging ........................................................... 10.00

Foreign Currency Deposits ........................................................ 5.00/deposit

Currency Per Strap .................................................................... .25

Delivery Charge (includes return delivery to FRB Chicago) ...... 42.61/stop

Balance/Availability Reporting .................................................................. 30.00/month

Endpoint Analysis ..................................................................................... 20.00/day

Photocopies .............................................................................................. 2.75/copy

Research .................................................................................................. 20.00/hour
28138 Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices

KANSAS CITY REGIONAL CENTER DEPOSIT PROCESSING FEE SCHEDULE

Description Below

25,000

25,000–

50,000

50,000–

250,000 Over 250,000

Deposited Item Charges

Local ........................................................................................................................... 0.0170 0.0160 0.0150 0.0075–0.0140

Regional ..................................................................................................................... 0.0280 0.0250 0.0220 0.0150–0.021

Country ....................................................................................................................... 0.0280 0.0250 0.0220 0.0150–0.021

Transit ......................................................................................................................... 0.0540 0.0530 0.0510 0.0435–0.050

Other Services

Encoding:

Below 25,000 ..................................................................................... $0.0300

25,000–50,000 ................................................................................... 0.0250

50,000–250,000 ................................................................................. 0.0225

Over 250,000 ..................................................................................... 0.0200

Return Items:

0–999 ................................................................................................. 0.75

1,000 and Over ................................................................................. 0.65

Special handling:

Subtotal by Office ....................................................................... 1.50/office total

Selected Account Chargeback ................................................... .025/item

Individual Entries ........................................................................ .50/entry

Telephone Notification less than $2,500 ................................... .60/item

Large Dollar Notification (Reg. J.) ..................................................... 3.00/item

Collection/Settlement Services:

Bonds/Coupons Per Envelope

Local/Government ...................................................................... 5.00

Out-of-Town ............................................................................... 7.00

Domestic/Checks ............................................................................... 15.00 (Plus Actual)

Canadian Items ................................................................................. .25/item

Foreign .............................................................................................. 25.00 (Plus Actual)

Miscellaneous .................................................................................... Actual

Federal Reserve Settlement Entries ................................................. 1.00/entry

Food Coupons ................................................................................... .02

Non-Processable Items ............................................................................ 0.15

Cash Services:

Currency/Coin Orders ....................................................................... 3.00/order

Special Orders ................................................................................... 3.00/order, actual charges

Foreign Currency Orders .................................................................. 5.50/order

Currency/Coin Deposits:

Standard Packaging ................................................................... .50/deposit

Non-Standard Packaging ........................................................... 10.00/deposit

Foreign Currency Deposits ........................................................ 5.00/deposit

Balances/Availability Reporting ................................................................ 30.00/month

Endpoint Analysis ..................................................................................... 30.00/each, over two per year

Photocopies/Microfilm Copies .................................................................. 2.75/copy

Audit .................................................................................................. 2.75/copy or 20.00/hour+.50 copy, whichever is less

Research .................................................................................................. 20.00/hour

MINNEAPOLIS REGIONAL CENTER DEPOSIT PROCESSING FEE SCHEDULE

Description Below

25,000

25,000–

50,000

50,000–

250,000

Over

250,000

Deposited Item Charges

Local ................................................................................................................................. .02 .016 .014 .013

RCPC ............................................................................................................................... .032 .025 .018 .016

RCPC—Premium ............................................................................................................. .045 .04 .035 .03

Country ............................................................................................................................. .04 .038 .036 .035

Transit .............................................................................................................................. .063 .058 .054 .032

Out-of-District Customers—Deposited Item Charges

Local ................................................................................................................................. .0250 .0210 .0160 .0150

RCPC ............................................................................................................................... .0370 .0300 .0200 .0180

RCPC—Premium ............................................................................................................. .0500 .0450 .0400 .0350

Country ............................................................................................................................. .0450 .0430 .0380 .0370

Transit .............................................................................................................................. .0730 .0680 .0580 .0560
Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28139

Other Services

Encoding:

1 to 250,000 ...................................................................................... $.0250

Over 250,000 items ........................................................................... .0225

Return Items:

Return Items ...................................................................................... .75/item

Special Handling Subtotal by Office ................................................. 1.50/office total

Individual Entries ........................................................................ .50/entry

Telephone Notification less than $2,500 ................................... .60/item

Large Dollar Notification (Reg. J.) ..................................................... 3.00/item

Collection/Settlement Services:

Bonds/Coupons Per Envelope

Local/Government ...................................................................... 5.00

Out-of-Town ............................................................................... 7.00

Domestic/Checks ............................................................................... 15.00 (Plus Actual)

Canadian Items ................................................................................. .25/item

Foreign .............................................................................................. 25.00 (Plus Actual)

Miscellaneous .................................................................................... Actual

Federal Reserve Settlement Entries ................................................. 1.00/entry

Food Coupons ................................................................................... .04

Non-Processale Items .............................................................................. .15/item

Cash Services:

Currency/Coin Orders ....................................................................... 2.00/order

Special Orders ........................................................................... Standard order fee plus actual charges

Foreign Currency Orders ........................................................... 2.50/order

Currency/Coin Deposits .................................................................... 2.00/order

Standard Packaging ................................................................... .50

Non-Standard Packaging ........................................................... 10.00

Foreign Currency Deposits ........................................................ 5.00/deposit

Balance/Availability Reporting .................................................................. 30.00/month

Endpoint Analysis ..................................................................................... 20.00/day

Photocopies .............................................................................................. 2.75/copy

Research .................................................................................................. 20.00/hour

ST. LOUIS REGIONAL CENTER DEPOSIT PROCESSING FEE SCHEDULE

Description Below

25,000

25,000–

50,000

50,000–

100,000

100,000–

200,000

Over

200,000

Deposited Item Charges

Local ......................................................................................................... .024 .022 .020 .018 .017

RCPC ....................................................................................................... .028 .025 .023 .021 .018

Country ..................................................................................................... .028 .025 .023 .021 .020

Transit ....................................................................................................... .058 .055 .053 .051 .050

Package Sort:

Local .................................................................................................. .021 .018 .017 .015 .011

RCPC ................................................................................................ .025 .022 .020 .018 .017

Country .............................................................................................. .025 .022 .020 .019 .018

Transit ............................................................................................... .055 .052 .050 .048 .047

Note: Package Sort prices are available to customers who present deposits separated by item type.

Description Below

25,000

25,000–

50,000

50,000–

100,000

100,000–

200,000

Over

200,000

Out-of-District Customers—Deposited Item Charges

Local ......................................................................................................... .029 .027 .022 .020 .019

RCPC ....................................................................................................... .033 .030 .025 .023 .020

Country ..................................................................................................... .033 .030 .025 .023 .022

Transit ....................................................................................................... .068 .065 .057 .055 .054

Package Sort:

Local .................................................................................................. .026 .023 .019 .017 .013

RCPC ................................................................................................ .030 .027 .022 .020 .019

Country .............................................................................................. .030 .027 .022 .021 .020

Transit ............................................................................................... .065 .062 .054 .052 .051

Note: Package Sort prices are available to customers who present deposits separated by item type.

Other Services

Encoding ................................................................................................... $.025
28140 Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices

Return Items:

Return Items ...................................................................................... .75/item

Special Handling

Subtotal by Office ....................................................................... 1.50/office total

Individual Entries ........................................................................ .50/entry

Telephone Notification less than $2,500 ................................... .60/item

Large Dollar Notification (Reg. J.) ..................................................... 3.00/item

Collection/Settlement Services:

Bonds/Coupons Per Envelope

Local/Governemnt ...................................................................... 5.00

Out-of-Town ............................................................................... 7.00

Domestic/Checks ............................................................................... 15.00 (Plus Actual)

Canadian Items ................................................................................. .25/item

Foreign .............................................................................................. 25.00 (Plus Actual)

Miscellaneous .................................................................................... Actual

Federal Reserve Settlement Entries ................................................. 1.00/entry

Food Coupons ................................................................................... .02

Non-Processable Items ............................................................................ .15/item

Cash Services:

Currency/Coin Orders ....................................................................... 4.00/order

Special Orders ........................................................................... Standard order fee plus actual charges

Currency/Coin Deposits Standard Packaging ................................... .50

Non-Standard Packaging .................................................................. 2.00

Balance/Availability Reporting .................................................................. 30.00/month

Endpoint Analysis ..................................................................................... 20.00/day

Photocopies .............................................................................................. 2.75/copy

Research .................................................................................................. 20.00/hour

DES MOINES REGIONAL CENTER

Monthly capture volume Basic fee

(capture)

Daily sort

(1) (2)

Cycle/

monthly sort

(2)

Inclearing Processing Fee Schedule

1–25,000 .................................................................................................................................................. .020 ............ .017 .020

25,001–50,000 ......................................................................................................................................... .016 ............ .013 .016

50,001–75,000 ......................................................................................................................................... .014 ............ .011 .014

75,001–175,000 ....................................................................................................................................... .012 ............ .009 .012

175,001–400,000 ..................................................................................................................................... .010 ............ .007 .010

400,001–750,000 ..................................................................................................................................... .009 ............ .006 .009

750,001–Over .......................................................................................................................................... .007 ............ .004 .007

Reject Reentry ......................................................................................................................................... .04/item ...... ................... ...................

Posting File .............................................................................................................................................. .0005/item .. ................... ...................

Volume levels Basic service 3

Telephone

request 3

Forward collection only 4

Unqualified Qualified 5

Return Items:

1–500 ............................................................................................................................... $2.65 $3.50 $0.60 $0.25

501–750 ........................................................................................................................... 2.10 NA .60 .25

751–1,00 .......................................................................................................................... 1.85 NA .60 .25

1,001–3,000 ..................................................................................................................... 1.15 NA .60 .25

3,001–Over ....................................................................................................................... .75 NA .55 .25

Regulation J Notification 3.00/item ................... ................... ...................

1Surcharge for same-day return: 15%.

2Fees for daily and cycle/monthly return are in addition to the basic fee.

3Full service processing. Excludes Large Dollar notification.

4 Return items received for forward collection.

5 Items must be fully qualified using heat sensitive strips.

Other Services

Support Services:

Certified Checks ................................................................................ .50/item

Facsimile Transmission ..................................................................... 1.50/transmission

Microfiche Monthly Reports ............................................................... 25.00/month

Microfilm of Checks Captured ........................................................... .01/item

Original Item Return .......................................................................... 2.75/item

Research ........................................................................................... 20.00/hour

Stop Payments .................................................................................. 5.00/stop
Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28141

Telephone Check Inquiry .................................................................. 1.00/inquiry

Signature Verification ........................................................................ .35/item

Counter Items:

With MICR Encoding ......................................................................... .04/item

Without MICR Encoding .................................................................... .10/item

Photocopies/Microfilm Copies .................................................................. 2.75/item

Audit .................................................................................................. 2.75/item or 20.00/hour ÷ .50/copy, whichever is less

Settlement:

Daily Reporting .................................................................................. 25.00/month

Settlement Only (Inclearings or returns) ........................................... 100.00/month

Third Party Settlement ...................................................................... 350.00/month

Special Sorting Options:

Account Separators ........................................................................... .003/item ($175.00 minimum)

Truncated Items Returned Unsorted ................................................. .002/item

Truncated Items Returned Sorted ..................................................... .012/item ($250.00 minimum)

Sequence Number Order .................................................................. .005/item

Other Miscellaneous Fine Sorting ..................................................... .005/item

Special Services

Backup Service:

Set-Up Charge .................................................................................. 500.00–1,500.00 one time

Monthly Maintenance ........................................................................ Negotiable plus actual monthly usage

File Maintenance

Mergers/Acquisitions ......................................................................... 500.00/each

Multiple R/T Numbers ....................................................................... 50.00/number/month

Parameter File Maintenance ............................................................. 25.00/change

Multiple Sorter Pockets ..................................................................... 300.00/pocket/month

Data Servicer Conversion ................................................................. 500.00/conversion

Minimum Monthly Charge (Excluding Actual Charges) ........................... 250.00

Kansas City Regional Center

Inclearing Processing Fee Schedule

Monthly capture volume Basic fee (capture) Daily sort 1 2

Cycle/

monthly

sort 2

1–50,000 ........................................................................................................................................... .016 ................... .013 .016

50,001–100,000 ................................................................................................................................ .014 ................... .011 .014

100,001–175,000 .............................................................................................................................. .012 ................... .009 .012

175,001–400,000 .............................................................................................................................. .010 ................... .007 .010

400,001–750,000 .............................................................................................................................. .009 ................... .006 .009

750,001–Over ................................................................................................................................... .007 ................... .004 .007

Reject Reentry .................................................................................................................................. .04/item ............. ................... ...................

Posting File ....................................................................................................................................... .0005/item ......... ................... ...................

Return Items

Volume levels Basic service 3 Telephone

request 3

Forward collection only 4

Unqualified Qualified 5

1–750 ........................................................................................................................ $1.60–2.65 ........ $3.50 $.75 $.27

751–2,500 ................................................................................................................. 0.95–1.85 .......... NA .70 .27

2,501–Over ............................................................................................................... 0.65–1.55 .......... NA .65 .23

Regulation J Notification 3.00/item ........... ................... ................... ...................

1Surcharge for same-day daily return: 15%.

2Fees for daily and cycle/monthly return are in addition to the basic fee.

3Full service processing. Excludes Large Dollar notification required under Regulations CC and J.

4 Return items received for forward collection.

5 Items must be fully qualified using heat sensitive strips.

Other Services

Support Services:

Certified Checks .......................................................................................................................... .50/item.

Facsimile Transmission .............................................................................................................. 1.50/transmission.

Microfiche Monthly Reports ...................................................................................................... 25.00/month.

Microfilm of Checks Captured ................................................................................................... .01/item.

Original Item Return ................................................................................................................... 2.75/item.

Research ....................................................................................................................................... 20.00/hour.

Stop Payments ............................................................................................................................. 5.00/stop.

Telephone Check Inquiry ........................................................................................................... 1.00/inquiry.
28142 Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices

Signature Vertification ................................................................................................................ .35/item.

Counter Items:

With MICR Encoding .................................................................................................................. .04/item.

Without MICR Encoding ............................................................................................................. .10/item.

Photocopies/Microfilm Copies:

Audit ............................................................................................................................................ 2.75/item.

2.75/item or 20.00/hour+.50/copy, whichever is less.

Settlement:

Daily Reporting ........................................................................................................................... 25.00/month.

Settlement Only (Inclearings or Returns) .................................................................................. 100./month.

Third Party Settlement ............................................................................................................... 350.00/month.

Special Sorting Options:

Account Separators ..................................................................................................................... .003/item ($175.00 minimum).

Truncated Items Returned Unsorted .......................................................................................... .002/item.

Truncated Items Returned Sorted .............................................................................................. 0.12/item ($250.00 minimum).

Sequence Number Order ............................................................................................................ .005/item.

Other Miscellaneous Fine Sorting ............................................................................................. .005/item.

Special Services

Backup Service:

Set-Up Charge .............................................................................................................................. 500.00–1,500.00 one time.

Monthly Maintenance ................................................................................................................. Negotiable plus actual monthly usage.

File Maintenance:

Mergers/Acquisitions .................................................................................................................. 500.00/each.

Multiple R/T Numbers ................................................................................................................ 50.00/number/month.

Parameter File Maintenance ....................................................................................................... 25.00/change.

Multiple Sorter Pockets .............................................................................................................. 300.00/pocket/month.

Data Servicer Conversion ........................................................................................................... 500.00/conversion.

Minimum Monthly Charge (Excluding Actual Charges) ................................................................. 250.00.

Minneapolis Regional Center

Inclearing Processing Fee Schedule

Monthly capture volume Basis fee

(capture) Daily sort 1 2

Cycle/

monthly

sort 2

1–25,000 ........................................................................................................................................... .020 ................... .017 .020

25,001–50,000 .................................................................................................................................. .016 ................... .013 .016

50,001–75,000 .................................................................................................................................. .014 ................... .011 .014

75,001–175,000 ................................................................................................................................ .012 ................... .009 .012

175,001–400,000 .............................................................................................................................. .010 ................... .007 .010

400,001–750,000 .............................................................................................................................. .009 ................... .006 .009

750,001–Over ................................................................................................................................... .007 ................... .004 .007

Reject Renentry ................................................................................................................................ .04/item ............. ................... ...................

Posting File ....................................................................................................................................... .005/item ........... ................... ...................

1Surcharge for same-day return: 15%.

2Fees for daily and cycle/monthly return are in addition to the basic fee.

Return Items

Volume levels Basic service 3

Telephone forward collection only 4

Request 3 Qualified Qualified 5 Premium

1–2,000 ............................................................................................. $.65–2.65 .......... $3.50 $.70 $.28 $.34

2,001–4,000 ...................................................................................... 1.15–1.90 .......... NA .70 .28 .34

4,001–Over ....................................................................................... .75–1.65 ............ NA .65 .28 .34

Regulation J. Notification 3.00/item ........... ................... ................... ................... ...................

3Full service processing. Excludes large dollar notification required under Regulation CC an J.

4 Return times received for forward collection.

5 Items must be fully qualified using that sensitive strips.

Other Services

Support Services:

Certified Checks .......................................................................................................................... .50/item.

Facsmile Transmission ............................................................................................................... 1.50/transmission.

Microfiche Monthly Reports ...................................................................................................... 25.00/month.

Microfilm of Checks Captured ................................................................................................... .01/item.

Original Item Return ................................................................................................................... 2.75/item.

Research ....................................................................................................................................... 20.00/hour.

Stop Payments ............................................................................................................................. 5.00/stop.

Telephone Check Inquiry ........................................................................................................... 1.00/inquiry.
Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28143

Signature Verification ................................................................................................................. .35/item.

Counter Items:

With MICR Encoding .................................................................................................................. .04/item.

Without MICR Encoding ............................................................................................................. .10/item.

Photocopies/Microfilm Copies:

Audit ............................................................................................................................................ 2.75/item.

2.75/item or 20.00/hour+.50/copy, whichever is less.

Settlement:

Daily Reporting ........................................................................................................................... 25.00/month.

Settlement Only (inclearings or Returns) .................................................................................. 100.00/month.

Third Party Settlement ............................................................................................................... 350.00/month.

Special Sorting Options:

Account Separators ..................................................................................................................... .003/item ($175.00 minimum).

Truncated Items Returned Unsorted .......................................................................................... .002/item.

Truncated Items Returned Sorted .............................................................................................. .012/item ($250.00 minimum).

Sequence Number Order ............................................................................................................ .005/item.

Other Miscellaneous Fine Sorting ............................................................................................. .005/item.

Special Services

Backup Service:

Set-Up Charge .............................................................................................................................. 500.00—1,500.00 one time.

Monthly Maintenance ................................................................................................................. Negotiable plus actual monthly usage.

File Maintenance:

Mergers/Acquistiions .................................................................................................................. 500.00/each.

Multiple R/T Numbers ................................................................................................................ 50.00/number/month.

Parameter File Maintenance ....................................................................................................... 25.00/change.

Multiple Sorter Pockets .............................................................................................................. 300.00/pocket/month.

Data Servicer Conversion ........................................................................................................... 500.00/conversion.

Minimum Monthly charge (Excluding Actual Charges) .................................................................. 250.00.

St. Louis Regional Center

Inclearing Processing Fee Schedule

Monthly capture volume Basic fee

(capture) Daily sort 1 2

Cycle/

monthly

sort 2

1–25,000 ........................................................................................................................................... .020 .017 .020

25,001–50,000 .................................................................................................................................. .016 .013 .016

50,001–75,000 .................................................................................................................................. .014 .011 .014

75,001–175,000 ................................................................................................................................ .012 .009 .012

175,001–400,000 .............................................................................................................................. .010 .007 .010

400,001–750,000 .............................................................................................................................. .009 .006 .009

750,001–Over ................................................................................................................................... .007 .004 .007

Reject Reentry .................................................................................................................................. .04/item ................... ...................

Posting File ....................................................................................................................................... .0005/item ................... ...................

Return Items

Volume levels Basic

service 3

Telephone

request 3

Forward collection only 4

Unqualified Qualified 5

1–500 ........................................................................................................................ $2.25 $3.50 $.60 $.20

501–1,000 ................................................................................................................. 2.00 NA .60 .20

1,001–2,500 .............................................................................................................. 1.75 NA .60 .20

2,501–Over ............................................................................................................... 1.25 NA .50 .20

Regulation J Notification 3.00/item ................... ................... ...................

1Surcharge for same-day daily return: 15%.

2Fees for daily and cycle/monthly return are in addition to the basic fee.

3Full service processing. Excludes Large Dollar notification required under Regulations CC and J.

4 Return items received for forward collection.

5 Items must be fully qualified using heat sensitive strips.

Other Services

Support Services:

Certified Checks .......................................................................................................................... .50/item.

Facsimile Transmission .............................................................................................................. 1.50/transmission.

Microfiche Monthly Reports ...................................................................................................... 25.00/month.

Microfilm of Checks Captured ................................................................................................... .01/item.

Original Item Return ................................................................................................................... 2.75/item.

Research ....................................................................................................................................... 20.00/hour.

Stop Payments ............................................................................................................................. 5.00/stop.
28144 Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices

Telephone Check Inquiry ........................................................................................................... 1.00/inquiry.

Signature Verification ................................................................................................................. .35/item.

Counter Items:

With MICR Encoding .................................................................................................................. .04/item.

Without MICR Encoding ............................................................................................................. .10/item.

Photocopies/Microfilm Copies:

Audit ............................................................................................................................................ 2.75/item.

2.75/item or 20.00/hour+.50/copy, whichever is less.

Settlement:

Daily Reporting ........................................................................................................................... 25.00/month.

Settlement Only (Inclearing or Returns) .................................................................................... 100.00/month.

Third Party Settlement ............................................................................................................... 350.00/month.

Special Sorting Options:

Account Separators ..................................................................................................................... .003/item ($175.00 minimum).

Truncated Items Returned Unsorted .......................................................................................... .002/item.

Truncated Items Returned Sorted .............................................................................................. .012/item ($250.00 minimum).

Sequence Number Order ............................................................................................................ .005/item.

Other Miscellaneous Fine Sorting ............................................................................................. .005/item.

Special Services

Backup Service:

Set-Up Charge ...................................................................................................................... 500.00–1,500.00 one time.

Monthly Maintenance .......................................................................................................... Negotiable plus actual monthy usage.

File Maintenance:

Mergers/Acquisitions ........................................................................................................... 500.00/each.

Multiple R/T Numbers ........................................................................................................ 50.00/number/month.

Parameter File Maaaaintenance .......................................................................................... 25.00/change.

Multiple Sorter Pockets ....................................................................................................... 300.00/pocket/month.

Data Servicer Conversion .................................................................................................... 500.00/conversion.

Minimum Monthly Charge (Excluding Actual Charges) ................................................................. 250.00.

Minneapolis/St. Louis Regional Center—Out-of-District Customers

Inclearing Processing Fee Schedule

Monthly capture volume Basic fee

(capture) Daily sort 1 2

Cycle/

monthly

sort 2

1–25,000 ........................................................................................................................................... .021 ................... .018 .021

25,001–50,000 .................................................................................................................................. .017 ................... .014 .017

50,001–75,000 .................................................................................................................................. .015 ................... .012 .015

75,001–175,000 ................................................................................................................................ .013 ................... .010 .013

175,001–400,000 .............................................................................................................................. .011 ................... .008 .011

400,001–750,000 .............................................................................................................................. .010 ................... .007 .010

750,001–Over ................................................................................................................................... .008 ................... .005 .008

Reject Reentry .................................................................................................................................. .04/item ............. ................... ...................

Posting .............................................................................................................................................. .005/item ........... ................... ...................

Return Items

Minneapolis

Volume levels Basic service 3 Telephone

request 3

Forward collection only 4

Qualified Qualified 5 Premium

1–2,000 ............................................................................................. 1.65–.2.65 ......... 3.50 .70 .28 .34

2,001–4,000 ...................................................................................... 1.15–.1.90 ......... NA .70 .28 .34

4,001–Over ....................................................................................... .75–1.65 ............ NA .65 .28 .34

Regulation J Notification 3.00/item ........... ................... ................... ................... ...................

St. Louis

Volume levels Basic service 3 Telephone

request 3

Forward collection only 4

Qualified Qualified 5

1–500 ........................................................................................................................ 2.25 ................... 3.50 .60 .20

501–1,000 ................................................................................................................. 2.00 ................... NA .60 .20

1,001–2,000 .............................................................................................................. 1.75 ................... NA .60 .20

2,501–Over ............................................................................................................... 1.25 ................... NA .50 .20

Regulation J Notification 3.00/item ........... ................... ................... ...................
Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28145

Other Services

Minneapolis/St. Louis

Support Services:

Certified Checks ........................................................................................................................... 50/item.

Facsimile Transmission ................................................................................................................ 1.50/transmission.

Microfiche Monthly Reports .......................................................................................................... 25.00/month.

Microfilm of Checks Captured ...................................................................................................... .01/item.

Original Item Return ..................................................................................................................... 2.75/item.

Research ...................................................................................................................................... 20.00/hour.

Stop Payments ............................................................................................................................. 5.00/stop.

Telephone Check Inquiry ............................................................................................................. 1.00/inquiry.

Signature Verification ................................................................................................................... .35/item.

Counter Items:

With MICR Encoding .................................................................................................................... .04/item.

Without MICR Encoding ............................................................................................................... .10/item.

Photocopies/Microfilm Copies:

Audit ............................................................................................................................................. 2.75/item.

2.75/item or 20.00/hour + .50/copy whichever is less.

Settlement:

Daily Reporting ............................................................................................................................. 25.00/month.

Settlement Only (Inclearings or Returns) ..................................................................................... 100.00/month.

Third Party Settlement ................................................................................................................. 350.00/month.

Special Sorting Options:

Account Separators ...................................................................................................................... .003/item ($175.00 minimum).

Truncated Items Returned Unsorted ............................................................................................ .002/item.

Truncated Items Returned Sorted ................................................................................................ .012/item ($250.00 minimum).

Sequence Number Order ............................................................................................................. .005/item.

Other Miscellaneous Fine Sorting ................................................................................................ .005/item.

Special Services

Backup Services:

Set-Up Charge ............................................................................................................................. 500.00–1,500 one time.

Monthly Maintenance ................................................................................................................... Negotiable plus actual monthly usage.

File Maintenance:

Mergers/Acquisitions .................................................................................................................... 500.00/each.

Multiple R/T Numbers .................................................................................................................. 50.00/number/month.

Parameter File Maintenance ........................................................................................................ 25.00/change.

Multiple Sorter Pockets ................................................................................................................ 300.00/pocket/month.

Data Servicer Conversion ............................................................................................................ 500.00/conversion.

Minimum Monthly Charge (Excluding Actual Charges) ...................................................................... 250.00.

1Surcharge for same day daily return: 15%.

2Fees for daily and cycle/monthly return are in addition to the basic fee.

3Full service processing. Excludes Large Dollar notification required under Regulations CC and J.

4 Return items received for forward collection.

5 Items must be fully qualified using heat sensitive strips.

Des Moines Regional Center—Proof-of-Deposit (POD) Fee Schedule

Processing Fees

Monthly processing volume* Encoding POD capture

Inclearings

capture

Account sequence sort

Exception

pull/cycle

sort

Rejects

1–250,000 ............................................................................. .018 .012 .008 .00600 .00200 .04

250,001–500,000 .................................................................. .016 .011 .007 .00525 .00175 .04

500,001–1,500,000 ............................................................... .014 .010 .006 .00450 .00150 .04

1,500,001–3,000,000 ............................................................ .012 .009 .005 .00375 .00125 .04

3,000,00–Over ...................................................................... .010 .008 .004 .00300 .00100 .04

*Monthly processing volume represents the sum of POD Capture and Inclearings Capture.

Other Fees

Return processing and other existing ancillary, inclearing services ......................................................................... Available upon request.

Relationship Fees

Account Maintenance ................................................................................................................................................... $12.00

Daily Statements:

Via SMARTS ................................................................................................................................................... No Charge.

Paper Daily Advice (per day) ......................................................................................................................... 2.50

Balance Reporting—Manual ........................................................................................................................... 75.00

Credit Transactions ......................................................................................................................................... 0.35
28146 Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices

Debit Transactions .......................................................................................................................................... 0.15

SMARTS Electronic Connection, Basic ......................................................................................................... No Charge.

Wire Transfer:

Incoming ................................................................................................................................................................. 3.00

Outgoing ................................................................................................................................................................. 4.00

Internal Transfer ..................................................................................................................................................... No Charge.

Collections:

Bonds/Coupons Per Envelope:

Local/Government ........................................................................................................................................... 5.00

Out-of-Town .................................................................................................................................................... 7.00

Domestic/Checks .................................................................................................................................................... 15.00 (Plus Actual).

Canadian Items ....................................................................................................................................................... .25

Foreign Collections ................................................................................................................................................ 25.00 (Plus Actual).

Food Coupons—Loose ........................................................................................................................................... 0.03

Food Coupons—Full Straps .................................................................................................................................. 0.15

Clearing Fees

Deposited items ............................................................................................................................................................. Local—$.01

RCPC—$.018

RCPC-Prem.—$.043

Transit—$.049

Terms of Account

Payment of Processing Fees and Clearing Fees are made by a direct charge to the account or by payment of our

invoice. Payment of Relationship Fees are made only by balance compensation.

The earnings credit rate is indexed to the Bank’s yield on overnight Fed Funds for the current month. Interest

that approximates the Fed Funds rate will be paid to the account for excess balances, and deficient balances will

be charged at the average Fed Funds rate of the current month.

Kansas City Regional Center—Proof-of-Deposit (POD) Fee Schedule

Processing Fees

Monthly processing volume* Encoding POD capture

Inclearings

capture

Account sequence sort

Exception

pull/cycle

sort

Rejects

1–250,000 ............................................................................. .022 .012 .008 .00600 .00200 .04

250,001–500,000 .................................................................. .020 .011 .007 .00525 .00175 .04

500,001–1,500,000 ............................................................... .018 .010 .006 .00450 .00150 .04

1,500,001–3,000,000 ............................................................ .016 .009 .005 .00375 .00125 .04

3,000,00–Over ...................................................................... .014 .008 .004 .00300 .00100 .04

*Monthly processing volume represents the sum of POD Capture and Inclearings Capture.

Other Fees

Return processing and other existing ancillary, inclearing services ......................................................................... Available upon request.

Relationship Fees

Account Maintenance ................................................................................................................................................... $12.00

Daily Statements:

Via SMARTS ................................................................................................................................................... No Charge.

Paper Daily Advice (per day) ......................................................................................................................... 2.50

Balance Reporting—Manual .................................................................................................................................. 75.00

Credit Transactions ................................................................................................................................................ 0.35

Debit Transactions ................................................................................................................................................. 0.15

SMARTS Electronic Connection, Basic ................................................................................................................ No Charge.

Wire Transfer:

Incoming ................................................................................................................................................................. 3.00

Outgoing ................................................................................................................................................................. 4.00

Internal Transfer ..................................................................................................................................................... No Charge.

Collections:

Bonds/Coupons Per Envelope:

Local/Government ........................................................................................................................................... 5.00

Out-of-Town .................................................................................................................................................... 7.00

Domestic/Checks .................................................................................................................................................... 15.00 (Plus Actual).

Canadian Items ....................................................................................................................................................... .25

Foreign Collections ................................................................................................................................................ .25.00 (Plus Actual).

Food Coupons—Loose ........................................................................................................................................... 0.0225

Food Coupons—Full Straps .................................................................................................................................. 0.15

Clearing Fees

Deposit Items ................................................................................................................................................................. Local—$.01
Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28147

Country—$.021

Transit—$.045

Terms of Account

Payment of Processing Fees and Clearing Fees are made by a direct charge to the account or by payment of our

invoice. Payment of Relationship Fees are made only by balance compensation.

The earnings credit rate is indexed to the Bank’s yield on overnight Fed Funds for the current month. Interest

that approximates the Fed Funds rate will be paid to the account for excess balances, and deficient balances will

be charged at the average Fed Funds rate of the current month.

Minneapolis Regional Center—Proof-of-Deposit (POD) Fee Schedule

Processing Fees

Monthly processing volume * Encoding POD

caputre

Inclearings

capture

Account sequence sort

Exception

pull cycle

sort

Rejects

1–250,000 ............................................................................. .022 .012 .008 .00600 .00200 .04

250,001–500,000 .................................................................. .020 .011 .007 .00525 .00175 .04

500,001–1,500,000 ............................................................... .018 .010 .006 .00450 .00150 .04

1,500,001–3,000,000 ............................................................ .016 .009 .005 .00375 .00125 .04

3,000,001–Over .................................................................... .014 .008 .004 .00300 .00100 .04

* Monthly processing volume represents the sum of POD Capture and Inclearings Capture.

Other Fees

Return processing and other existing ancillary inclearing services .......................................................................... Available upon request.

Relationship Fees

Account Maintenance ................................................................................................................................................... $12.00

Daily Statements:

Via SMARTS ................................................................................................................................................... No Charge.

Paper Daily Advice (per day) ......................................................................................................................... 2.50

Balance Reporting—Manual .................................................................................................................................. 75.00

Credit Transactions ................................................................................................................................................ 0.35

Debit Transactions ................................................................................................................................................. 0.15

SMARTS Electronic Connection, Basic ................................................................................................................ No. Charge.

Wire Transfer:

Incoming ................................................................................................................................................................. 3.00

Outgoing ................................................................................................................................................................. 4.00

Internal Transfer ..................................................................................................................................................... No Charge.

Collections:

Bonds/Coupons Per Envelope:

Local/Government ........................................................................................................................................... 5.00

Out-of-Town .................................................................................................................................................... 7.00

Domestic/Checks .................................................................................................................................................... 15.00 (Plus Actual).

Canadian Items ....................................................................................................................................................... .25

Foreign Collections ................................................................................................................................................ 25.00 (Plus Actual).

Food Coupons—Loose ........................................................................................................................................... 0.04

Clearing Fees

Deposited items ............................................................................................................................................................. City—$.005

RCPC—$.0175

County—$.025

Transit—$.05

Terms of Account

Payment of Processing Fees and Clearing Fees are made by a direct charge to the account or by payment of our

invoice. Payment of Relationship Fees are made only by balance compensation.

The earnings credit rate is indexed to the Bank’s yield on overnight Fed Funds for the current month. Interest

that approximates the Fed Funds rate will be paid to the account for excess balances, and deficient balances will

be charged at the average Fed Funds rate of the current month.

St. Louis Regional Center—Proof-of-Deposit (POD) Fee Schedule

Processing Fees

Monthly processing volume* Encoding POD capture

Inclearings

capture

Account sequence sort

Exception

pull cycle

sort

Rejects

1–250,000 ............................................................................. .020 .012 .008 .00600 .00200 .04

250,001–500,000 .................................................................. .018 .011 .007 .00525 .00175 .04
28148 Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices

Monthly processing volume* Encoding POD capture

Inclearings

capture

Account sequence sort

Exception

pull cycle

sort

Rejects

500,001–1,500,000 ............................................................... .016 .010 .006 .00450 .00150 .04

1,500,001–3,000,000 ............................................................ .014 .009 .005 .00375 .00125 .04

3,000,001–Over .................................................................... .012 .008 .004 .00300 .00100 .04

* Monthly processing volume represents the sum of POD Capture and Inclearings Capture.

Other Fees

Return processing and other existing ancillary inclearing services .......................................................................... Available upon request.

Relationship Fees

Account Maintenance ................................................................................................................................................... $12.00

Daily Statements:

Via SMARTS ................................................................................................................................................... No Charge.

Paper Daily Advice (per day) ......................................................................................................................... 2.50

Balance Reporting—Manual .................................................................................................................................. 75.00

Credit Transactions ................................................................................................................................................ 0.35

Debit Transactions ................................................................................................................................................. 0.15

SMARTS Electronic Connection, Basic ................................................................................................................ No Charge.

Wire Transfer:

Incoming ................................................................................................................................................................. 3.00

Outgoing ................................................................................................................................................................. 4.00

Internal Transfer ..................................................................................................................................................... No Charge.

Collections:

Bonds/Coupons Per Envelope:

Local/Government ........................................................................................................................................... 5.00

Out-of-Town .................................................................................................................................................... 7.00

Domestic/Checks .................................................................................................................................................... 15.00 (Plus Actual).

Canadian Items ....................................................................................................................................................... .25

Foreign Collections ................................................................................................................................................ 25.00 (Plus Actual).

Food Coupons—Loose ........................................................................................................................................... 0.02

Clearing Fees

Deposited items ............................................................................................................................................................. Local—$.0075

RCPC—$.016

Country—$.015

Transit—$.046

Terms of Account

Payment of Processing Fees and Clearing Fees are made by a direct charge to the account or by payment of our

invoice. Payment of Relationship Fees are made only by balance compensation.

The earnings credit rate is indexed to the Bank’s yield on overnight Fed Funds for the current month. Interest

that approximates the Fed Funds rate will be paid to the account for excess balances, and deficient balances will

be charged at the average Fed Funds rate of the current month.

Des Moines, Minneapolis, Kansas City and St. Louis Regional Centers

Lockbox Fee Schedule

Basic Service

Open envelope; screen per instructions; verify payee, signature and amount. Record data on check, remittance, envelope, or correspondence as requested. Balance checks to remittances and post credits to account specified.

Mortgage .................................................................................................................................................................................. $.12–.25

Consumer ................................................................................................................................................................................ .09–.15

Retail-Commercial .................................................................................................................................................................. .07–.15

Wholesale-Commercial .......................................................................................................................................................... .15–.55

Credit Card .............................................................................................................................................................................. .07–.15

Data Capture and Transmit Includes use of derogatory file as required. Rejects pulled, balanced and returned per

instructions.

.015–/.030

Item Preparation Charge; Data Entry As required. Includes preparation of new or substitute machine-readable documents..05/item.

Microfilm Remittances or Checks ......................................................................................................................................... .01/item.

Credit/Posting Advice ............................................................................................................................................................ .25/advice.

Photocopies:

Recurring ......................................................................................................................................................................... .05/copy.

On Request ...................................................................................................................................................................... .25/copy.

Facsimile Transmissions:

Recurring ......................................................................................................................................................................... .85/page.

On Request ...................................................................................................................................................................... 1.50/page.

Microfilm Copies .................................................................................................................................................................... 2.75/copy.
Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28149

Payment Discounts Calculated .............................................................................................................................................. .25/discount.

Telephone Inquiry or Notification ........................................................................................................................................ 1.00/call.

Foreign Item Processing:

U.S. Dollars ...................................................................................................................................................................... .75/check.

Foreign Currency ............................................................................................................................................................. 3.50/check.

Process Cash Payment ............................................................................................................................................................ 5.00/each.

Daily Reporting ....................................................................................................................................................................... 50.00/month.

Courier/Postage ....................................................................................................................................................................... Actual.

Storage: Envelopes and remittance material retained unsorted for 14 days and destroyed Safekeeping beyond 14

days.

Negotiated.

Minimum Monthly Billing (Excludes Actual Charges) ....................................................................................................... 175.00

New Account Set-Up ............................................................................................................................................................. 50.00–500.00

Special Services ...................................................................................................................................................................... Negotiated.

Statement Rendering Fee Schedule

Statements Per Month, Non-Truncated:

First 5,000 ........................................................................................................................................................................ $.18

Next 5,000 ........................................................................................................................................................................ .165

Over 10,000 ..................................................................................................................................................................... .15

Statements Per Month, Truncated ......................................................................................................................................... .05

Statement Inserts .................................................................................................................................................................... .01

Other Mailings ........................................................................................................................................................................ .05

Surcharge for One Cycle Per Month ..................................................................................................................................... 10%

Fine Sort Counter Items for Statement Insertion ................................................................................................................. .005

Sort Counter Items Without MICR ........................................................................................................................................ .02

Courier, Postage and Envelopes ............................................................................................................................................ Actual.

Pre-Sort Only .......................................................................................................................................................................... .02/item.

Statement Printing (Laser Printer):

Customer Provider Paper ................................................................................................................................................ .03/page.

FHLB Provided Paper ..................................................................................................................................................... .04/page.

Custom Forms/Logos ...................................................................................................................................................... Actual cost.

Note: Members that have changed Data Processors or have more than one MICR account number corresponding to one statement

account number are subject to additional fees.

Pricing to Forward Cycle Items to Data Processor for Statement Handling

Insertion of Trigger/Separator Tickets:

Sorting .............................................................................................................................................................................. $.003/item.

Trigger Ticket Expense ................................................................................................................................................... .012/account.

Insertion of Rejects ................................................................................................................................................................. .040/reject.

Photocopies of Missing Items ................................................................................................................................................ 2.75/copy.

Courier, Postage and Boxes ................................................................................................................................................... Actual.

Monthly fee for Special Handling ......................................................................................................................................... 25.00/cycle. $(75.00

minimum).

District. 10.—Federal Home Loan Bank of Topeka (1995 NOW/DDA Services)

Deposit Processing Fees: (All Fees Per Item Unless Other Indicated)

Processing center Local item Other local Transit Other transit

Colorado ........................................................................................................................... $0.015 $0.029 $0.040 $.067

Nebraska .......................................................................................................................... 0.015 0.039 0.040 .067

Oklahoma ......................................................................................................................... 0.015 0.038 0.040 .067

Kansas ............................................................................................................................. 0.015 0.038 0.040 .067

Other Cash Letter

Encoding Fee ........................................................................................................................................................ 0.023 per item.

Rejects on Encoded Items .................................................................................................................................... 0.15 per item.

Returns/Redeposits ............................................................................................................................................... 0.80 per item.

Collections ............................................................................................................................................................ 6.50 per item.

Coin and Currency ............................................................................................................................................... 2.50 per phone call.

Courier/Armored Car Cost ................................................................................................................................... At Cost.

Research ................................................................................................................................................................ 0.15 per item plus $12/hour.

ACH Settlement .................................................................................................................................................... .50 per trans.

Photocopy ............................................................................................................................................................. 2.25 per item.

Facsimile ............................................................................................................................................................... 1.75 per page.

Postage .................................................................................................................................................................. At Cost.

Proof of Deposit Processing Fees: (All Fees Per Item Unless Other Indicated)

Items per month Data capture Archival Cycle Account

sort

1–50,000 .......................................................................................................................... $0.011 $0.012 $0.009 $0.008
28150 Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices

Items per month Data capture Archival Cycle Account

sort

50,001–100,000 ............................................................................................................... 0.008 0.012 0.006 0.008

100,001–150,000 ............................................................................................................. 0.006 0.010 0.004 0.006

150,001–250,000 ............................................................................................................. 0.005 0.010 0.003 0.006

250,001–500,000 ............................................................................................................. 0.004 0.010 0.002 0.006

500,001–Above ................................................................................................................ 0.004 0.009 0.002 0.006

Inclearing Processing Fees: (All Fees Per Item Unless Other Indicated)

1–50,000 .......................................................................................................................... $0.009 $0.012 $0.009 $0.008

50,001–100,000 ............................................................................................................... 0.006 0.012 0.006 0.008

100,001–150,000 ............................................................................................................. 0.004 0.010 0.004 0.006

150,001–250,000 ............................................................................................................. 0.003 0.010 0.003 0.006

250,001–500,000 ............................................................................................................. 0.002 0.010 0.002 0.006

500,001–Above ................................................................................................................ 0.002 0.009 0.002 0.006

Inclearing return items City RCPC Country Transit

Colorado ........................................................................................................................... $0.19 $0.29 $0.35 $0.73

Kansas ............................................................................................................................. 0.15 0.15 0.30 0.73

Nebraska .......................................................................................................................... 0.25 0.31 0.37 0.73

Oklahoma ......................................................................................................................... 0.16 0.20 0.22 0.73

Return Item Pull ............................................................................................................................................................ $0.86

Return item Qualification ............................................................................................................................................. 0.25

Large Item Return Notification ..................................................................................................................................... 3.00

Settlement Only ............................................................................................................................................................. 100.00 per month.

Facsimile ........................................................................................................................................................................ 1.75

Postage ........................................................................................................................................................................... At cost.

Photocopy ...................................................................................................................................................................... 2.25

Research ......................................................................................................................................................................... 0.15 plus $12 per hour.

Over the Counter Items ................................................................................................................................................. 0.03

Statement Processing Fees: (All Fees Per Item Unless Other Indicated)

Truncated Statement ..................................................................................................................................................... $0.08 per statement.

Imaged Statement .......................................................................................................................................................... 0.12 per statement.

Cycled Statement ........................................................................................................................................................... 0.20 per statement.

Per Insert ........................................................................................................................................................................ 0.01 per insert.

Postage ........................................................................................................................................................................... At Cost.

Imaged Check Printing .................................................................................................................................................. 0.07 per page.

Statement Data Printing ................................................................................................................................................ 0.07 per page.

Maintenance Fee ........................................................................................................................................................... 250.0 per month.

DDA Processing Fees: (All Fees Per Item Unless Other Indicated)

Full Cycled .................................................................................................................................................................... $0.15

Full Truncated ............................................................................................................................................................... 0.12

Basic Cycled .................................................................................................................................................................. 0.11

Basic Truncated ............................................................................................................................................................. 0.08

Maintenance Fee ........................................................................................................................................................... 25.00 per month.

Debit ............................................................................................................................................................................... 0.15

Credit .............................................................................................................................................................................. 0.15

Large Item Return Notification ..................................................................................................................................... 3.00

Research ......................................................................................................................................................................... 0.15 plus $12 per hour.

Additional Statements .................................................................................................................................................. 2.00

Photocopy ...................................................................................................................................................................... 2.25

Facsimile ........................................................................................................................................................................ 1.75

Postage ........................................................................................................................................................................... At Cost.

Lockbox Processing Fees: (All Fees Per Item Unless Other Indicated)

1–50,000 items per month ............................................................................................................................................ $0.110

50,001–80,000 items per month ................................................................................................................................... 0.105

80,001–120,000 items per month ................................................................................................................................. 0.100

120,001–160,000 items per month ............................................................................................................................... 0.095

160,001–above items per month .................................................................................................................................. 0.090

Processing Fee ............................................................................................................................................................... 100.00 per month.

Exception Items ............................................................................................................................................................. 0.07

Photocopy ...................................................................................................................................................................... 2.25
Federal Register / Vol. 60, No. 103 / Tuesday, May 30, 1995 / Notices 28151

Facsimile ........................................................................................................................................................................ 1.75

Postage ........................................................................................................................................................................... At Cost.

District 11.—Federal Home Loan Bank of San Francisco (1995 NOW/DDA Services)

(Does not provide item processing services for third party accounts)

District 12.—Federal Home Loan Bank of Seattle (1995 NOW/DDA Services)

(Does not provide item processing services for third party accounts)

By the Federal Housing Finance Board.

Rita I. Fair,

Managing Director.

[FR Doc. 95–12930 Filed 5–26–95; 8:45 am]

BILLING CODE 6725–01–M

FEDERAL RESERVE SYSTEM

Aspen Bancshares, Inc.; Formation of,

Acquisition by, or Merger of Bank

Holding Companies

The company listed in this notice has

applied for the Board’s approval under

section 3 of the Bank Holding Company

Act (12 U.S.C. 1842) and § 225.14 of the

Board’s Regulation Y (12 CFR 225.14) to

become a bank holding company or to

acquire a bank or bank holding

company. The factors that are

considered in acting on the applications

are set forth in section 3(c) of the Act

(12 U.S.C. 1842(c)).

The application is available for

immediate inspection at the Federal

Reserve Bank indicated. Once the

application has been accepted for

processing, it will also be available for

inspection at the offices of the Board of

Governors. Interested persons may

express their views in writing to the

Reserve Bank indicated for that

application or to the offices of the Board

of Governors. Any comment on an

application that requests a hearing must

include a statement of why a written

presentation would not suffice in lieu of

a hearing, identifying specifically any

questions of fact that are in dispute and

summarizing the evidence that would

be presented at a hearing.

Comments regarding this application

must be received not later than June 23,

1995.

A. Federal Reserve Bank of Kansas

City (John E. Yorke, Senior Vice

President) 925 Grand Avenue, Kansas

City, Missouri 64198

1. Aspen Bancshares, Inc., Aspen,

Colorado; to acquire 100 percent of the

voting shares of Val Cor Bancorporation,

Inc., Cortez, Colorado, and thereby

indirectly acquire Valley National Bank,

Cortez, Colorado.

Board of Governors of the Federal Reserve

System, May 23, 1995.

Jennifer J. Johnson,

Deputy Secretary of the Board.

[FR Doc. 95–13106 Filed 5–26–95; 8:45 am]

BILLING CODE 6210–01–F

First Dakota Financial Corporation

Employee Stock Ownership Plan;

Change in Bank Control Notices;

Acquisitions of Shares of Banks or

Bank Holding Companies; Correction

This notice corrects a notice (FR Doc.

95-11228) published on page 22580 of

the issue for Monday, May 8, 1995.

Under the Federal Reserve Bank of

Minneapolis heading, the entry for First

Dakota Financial Corporation Employee

Stock Ownership Plan, is revised to read

as follows:

1. First Dakota Financial Corporation

Employee Stock Ownership Plan,

Yankton, South Dakota; to become a

bank holding company by acquiring

26.08 percent of the voting shares of

First Dakota Financial Corporation,

Yankton, South Dakota.

Comments on this application must

be received by June 1, 1995.

Board of Governors of the Federal Reserve

System, May 23, 1995.

Jennifer J. Johnson,

Deputy Secretary of the Board.

[FR Doc. 95-13107 Filed 5–26-95; 8:45 am]

BILLING CODE 6210-01-F

The First National Company, Storm

Lake, Iowa; Notice to Engage in

Certain Nonbanking Activities

The First National Company, Storm

Lake, Iowa (Applicant), has given notice

pursuant to section 4(c)(8) of the Bank

Holding Company Act (12 U.S.C.

1843(c)(8)) (BHC Act) and section

225.23 of the Board’s Regulation Y (12

CFR 225.23), to indirectly acquire Buena

Vista Abstracting, Storm Lake, Iowa,

and thereby engage in real estate title

abstracting. Real estate title abstracting

includes the reporting of information on

the interests or ownership of selected

real property. Applicant would obtain

information from public records and

prepare a written report reciting the

property’s ownership history, including

any liens held against such property.

The report would assist lenders and

their counsel in determining the status

of the property to be mortgaged. In

connection with this activity, Applicant

would not provide any insurance

against title defects, guarantee any title,

or provide any certification with respect

to a title. Applicant seeks approval to

conduct the proposed activities

throughout Buena Vista County, Iowa.

Section 4(c)(8) of the BHC Act

provides that a bank holding company

may, with Board approval, engage in

any activity ‘‘which the Board after due

notice and opportunity for hearing has

determined (by order or regulation) to

be so closely related to banking or

managing or controlling banks as to be

a proper incident thereto.’’ In

determining whether a proposed

activity is closely related to banking for

purposes of the BHC Act, the Board

considers, inter alia, the matters set

forth in National Courier Ass. v. Board

of Governors of the Federal Reserve

System, 516 F.2d 1229 (D.C. Cir. 1975).

These considerations are (1) Whether

banks generally have in fact provided

the proposed services, (2) whether

banks generally provide services that are

operationally or functionally so similar

to the proposed services as to equip

them particularly well to provide the

proposed services, and (3) whether

banks generally provide services that are

so integrally related to the proposed

services as to require their provision in

a specialized form. See 516 F.2d at

1237. In addition, the Board may

consider any other basis that may

demonstrate that the activity has a

reasonable or close relationship to

banking or managing or controlling

banks. Board Statement Regarding

Regulation Y, 49 Fed. Reg. 806 (1984).

Applicant indicates that the proposed

real estate title abstracting activities are

incidental to the business of lending

and consistent with the provision of real

estate settlement services previously

approved by the Board. See e.g.,

Norwest Corporation, 76 Federal

Reserve Bulletin 1058 (1990). Because

Applicant would not provide any

insurance against title defects or