Curriculum Vitae

Alex Ufier

Updated 02/23/2024 

Center for Financial Research Office: (202) 898-6757 

Federal Deposit Insurance Corporation Cell: (610) 470-3539 

550 17th St NW, MB-2116 Fax: (202) 898-7222 

Washington, DC 20429 Email: AUfier@fdic.gov

Webpage: https://www.fdic.gov/analysis/cfr/researchers/ufier/index.html 

Education:

Ph.D. Economics, University of Oklahoma August 15 2010 - May 08 2015

 Dissertation: “Three Papers in Applied Macro Policy”

 Committee Chair: Robin Grier 

M.A. Economics, University of Oklahoma August 15 2010 - December 13 2013 

B.A. Economics & History, Bucknell University August 17 2006 - May 23 2010 

Fields of Specialization:

Primary: Deposit Insurance and Bank Failure 

Secondary: Development and Public Finance 

Publications: 

-Martin, Christopher; Manju Puri and Alex Ufier. 2022. “Deposit Inflows and Outflows 

in Failing Banks: The Role of Deposit Insurance.” FDIC Center for Financial Research 

Working Paper, No. 2018-02, NBER working paper 24589. Forthcoming, Journal of 

Finance. https://www.fdic.gov/analysis/cfr/working-papers/2018/cfr-wp2018-02-update2022-07.pdf

-Heitz, Amanda Rae, Christopher Martin, and Alexander Ufier. "Bank Loan Monitoring, 

Distance, and Delegation." AEA Papers and Proceedings. Vol. 113. American Economic 

Association, 2023. https://www.aeaweb.org/doi/10.1257/pandp.20231118

-Kusaya, Charles, John P. O’Keefe, and Alexander B. Ufier. "Bridging the gap from the 

current deposit insurance fund to a fund target." The Quarterly Review of Economics and 

Finance 88 (2023): 148-157. 

https://www.sciencedirect.com/science/article/pii/S106297692300008X 

-Benna, Ralf; Bernd Walter Bretschneider; Mirjami Maija Kajander-Saarikoski; 

Isfandyar Zaman Khan; Alex Kuczynski; Jan Philipp Nolte; John O'Keefe and Alex 

Ufier. 2017. “Deposit insurance systems: addressing emerging challenges in funding, 

investment, risk-based contributions, and stress testing (English).” Washington, D.C.: 

World Bank Group. CFR Working Paper Series 2017-04. 

http://documents.worldbank.org/curated/en/824821511878338917/Deposit-insurancesystems-addressing-emerging-challenges-in-funding-investment-risk-based-
contributions-and-stress-testing 

 

-Casal, Julian; Jan Nolte; John O’Keefe and Alex Ufier. 2016. “Nigeria: Methodological 

Approach for Development of a Target Deposit Insurance Fund Model.” Washington, 

D.C.: World Bank Group. 

http://documents.worldbank.org/curated/en/699631481178146430/NigeriaMethodological-approach-for-development-of-a-target-deposit-insurance-fund-model

 

- Ufier, Alex. 2016. "The Effect of VATs on Government Balance Sheets." International 

Tax and Public Finance: Volume 23 Issue 1: 1-33.

https://link.springer.com/article/10.1007/s10797-016-9406-3 

- Ufier, Alex. 2014. "Quasi‐Experimental Analysis on the Effects of Adoption of a Value 

Added Tax." Economic Inquiry: Volume 52 Issue 4: 1364-1379.

http://onlinelibrary.wiley.com/doi/10.1111/ecin.12099/abstract 

Working Papers: 

-Heitz, Amanda Rae; Christopher Martin, and Alex Ufier. “Bank Monitoring with OnSite Inspections.” Center for Financial Research Working Paper, No. 2022-09. Revise 

and Resubmit at Journal of Finance. 

-Heitz, Amanda Rae; Jeffrey Tracyznski and Alex Ufier. “Quick on the Draw: Draws on 

Credit and Line Adjustment Behavior in Failing Banks.” Center for Financial Research 

Working Paper, No. 2022-11. 

- Casal, Julian; Jan Nolte; John O’Keefe and Alex Ufier. 2016. Zimbabwe: 

Methodological Approach for Development of a Target Deposit Insurance Fund Model. 

Washington, D.C.: World Bank Group. Not publicly available.

-Goldston, Jake and Alex Ufier. 2016. International Comparison of Deposit Insurance 

Adoption Experiences. Mimeo.

- Ufier, Alex. 2016. The Impact of English Language Skills on National Income: A 

Cross-National Comparison. Mimeo. 

- Ufier, Alex. 2015. An Historic Horse Race: The Impact of History on Modern 

Outcomes. Mimeo. 

Works in Progress: 

-Ufier, Alex and Chiwon Yom. “Detecting Insider Fraud and Abuse using Failed Bank 

Data.” Some empirics. Proposal being revised. 

- Doerr, Sebastian; Leonardo Gambacorta; Jon Pogach; and Alex Ufier. “Can’t live with 

IT, Can’t live without IT.” Some empirics. Approved Proposal. 
-Ufier, Alex. “Gift Card Discounts, Stock Returns, and Corporate Default.” Data 

collection is underway.

-Ufier, Alex. “VAT and Inequality.” Several rounds of empirics and some literature 

review completed.

-Puri, Manju and Alex Ufier. “The Cost of a Bank Account.” Several rounds of empirics 

and some literature review completed. Approved Proposal.

-Murfin, Justin; Manju Puri; and Alex Ufier. “Covid 19 and Bank Lending.” Several 

rounds of empirics. Approved Proposal.

Citizenship: United States

Federal Status: CM-1160-01 12/2022-Present; CG-0110-14, 06/2017-12/2022; CM-1160-02 

11/2021-03/2022; CG-0110-13, 06/2016-06/2017; CG-0110-12, 06/2015-06/2016

Relevant Experience:

All experience below held at:

Federal Deposit Insurance Corporation

550 17th St NW, Center for Financial Research

Washington, DC, 20429

Chief, Quantitative Risk Analysis Section (CM-1160-01), 12/18/2022-Present

Duties and Accomplishments: 

• Supervising day-to-day operations of the section, including: 

o Assigning quantitative experts to bank exams and reviewing exam findings as well as 

establishing best practices for exam management. 

o Providing expert guidance on the issues related to the techniques used in financial, 

economic, and quantitative econometric models used by examined banks. 

o Reviewing and providing feedback on academic papers, presentations and research 

proposals prepared by staff economists 

o Supervising and facilitating preparation of quantitative models that affect FDIC 

business decisions regarding financial and economic developments within the wider 

economy and FDIC-regulated institutions. 

o Managing memoranda of agreement and associated reporting with Legal, Internal 

Controls, and External Researchers as well as development of tools to manage the 

process, including catching up all existing projects to this standard. 

o Facilitating assignments of staff members, both economists and supporting staff, to 

corporate projects and providing feedback and guidance. 

Acting Chief, Quantitative Risk Analysis Section (CM-1160-02), 11/21/2021-03/12/2022

Duties and Accomplishments: 
• Supervising day-to-day operations of the section, including: 

o Assigning quantitative experts to bank exams and reviewing exam findings as well as 

establishing best practices for exam management. 

o Providing expert guidance on the issues related to the techniques used in financial, 

economic, and quantitative econometric models used by examined banks. 

o Reviewing and providing feedback on academic papers, presentations and research 

proposals prepared by staff economists

o Supervising and facilitating preparation of quantitative models that affect FDIC 

business decisions regarding financial and economic developments within the wider 

economy and FDIC-regulated institutions. 

o Performing the supervisor review on the Staff studies paper “Legal Claims and 

Administrative Enforcement Proceedings 2008-2013 Banking Crisis” serving as signoff authority for its validation and posting. 

o Managing memoranda of agreement and associated reporting with Legal, Internal 

Controls, and External Researchers as well as development of tools to manage the 

process, including catching up all existing projects to this standard. 

o Facilitating assignments of staff members, both economists and supporting staff, to 

corporate projects and providing feedback and guidance. 

Senior Financial Economist (CG-0110-14), 06/11/2017-11/21/2021; 03/12/2022-12/17/2022

Duties and Accomplishments: 

• Selected to serve as an acting section chief of the Quantitative Risk Analysis Section.

• Provides management and staff with expert analysis of quantitative models and research 

projects.

• Has specialized experience in conducting research on economic or financial topics for 5 

years at the CG14 level as shown by 

o Two published peer reviewed articles on value added taxes (economics)

o Two World Bank Working Papers on deposit insurance fund targets (finance)

o Three CFR working papers on strategy in failing banks and customer response

(finance)

o Two additional papers under review by academic journals, one on bank strategy and 

another on deposit insurance fund target topics (finance.)

• Develops and implements quantitative econometric models for DRR, DIR, DOF and CISR, 

including models used to forecast banking and FDIC outcomes.

• Received multiple Star Awards for contributions in support of the mission, goals, and values 

of the FDIC within DIR, as well as Star award from RMS, due to positive impact outside 

immediate work unit, for work on exams.

• Conducts research and provided analysis on complex issues concerning present and 

anticipated economic/financial developments

• Has published two articles in peer reviewed academic journals. 

• Coordinated and led team of PhD economists and RAs to work on Service Line Cost Model / 

Least Cost Test, a quantitative econometric model used to estimate receivership expenses for 

failed banks, a quantitative econometric model used for business decisions.
o Manages this model which is used by DRR for resolution decisions, DIR for annual 

expense planning, and is actively under investigation by CISR for use with orderly 

resolution of complex financial institutions. 

o Performed extensive investigation and model customization to assist CISR in their 

task, requiring leading others in building consensus; bringing key stakeholders into 

the discussion; adjusting business policies or processes as needed to achieve 

agreement without sacrificing efficiency, effectiveness, or integrity; considering what 

can be altered or amended to achieve a win/win outcome; reaching agreements 

through give-and-take; and/or influencing others without jeopardizing working 

relationships. 

o Has prepared and delivered briefings on this to supervisor and levels lower than 

division heads of DIR, DRR, DOF and CISR, as well as regional director levels of 

DRR. 

• Produces numerous FDIC working papers with experience chairing and discussing at 

banking and finance conferences on topics relevant to FDIC operations. 

• Organizes sessions both with internal FDIC authors and external authors for conferences, and 

reviews papers for inclusion in conferences both external and internal such as the FDIC 

banking research conference. 

• Provides internal policy memos and analysis as required on topics of interest from 

management on deposits and bank lending. 

• Conducts and leads model reviews as a quantitative specialist in multiple bank exams

including DFAST and CCAR horizontal reviews. Exam experience includes analyzing 

quantitative risk models at banks on lending operations, interest rate exposure, value at risk 

operations, market risk measurement, and trading activities. 

o Won Star Awards for this work in particular from RMS and DIR. 

• Has led other economists to examine financial institutions, training two such economists, and 

established best practices for examinations through training guides. 

o Provides management and staff of examination teams with expert guidance on issues 

related to the techniques used in financial, economic, and quantitative econometric 

models used by examined banks. 

• Performs and leads analysis of structured failed bank data as part of academic research and 

corporate goals including training other economists and interns on the system, managing 

projects involving multiple economists and interns, and presenting results externally and 

internally. 

o Highly skilled in performing these tasks on the job. Has trained others in this activity 

and is relied on by others to offer expert assistance.

• Serves as an expert for a Deposit Case Studies team using this structured failed bank data 

helping researchers reconstruct time paths for individual level deposit accounts for numerous 

banks. 

o Won a 2021 star award for this work. 

o Helped train economists in use of the failed bank data system. 

• Conducts quantitative econometric research on the effect of regulation and supervision on 

depositor behavior and bank outcomes, have won academic awards as well as Star Awards 

for this work, and presented at numerous conferences. 
o Presented at a total of 16 external government agencies, competitive academic 

conferences, or universities in 7.5 total years in federal service, averaging over 2 

presentations a year. 

• Conducts quantitative econometric research on bank behavior with respect to borrower credit 

management as well as bank monitoring activity in response to bank-level and economy wide 

stress, have won academic awards for this work, and presented at numerous conferences. 

• Conducts quantitative econometric as well as theoretical research on deposit insurance funds, 

deposit insurance design, and methods used by insurers to estimate such funds. Has 

experience testing them under a variety of market conditions. 

o Has performed trainings internally as well as for technical assistance missions, have 

won Star Awards for this work, and presented at numerous conferences. 

• Organizing the 2022 Interagency Risk Quantification Forum, academic-style regulator-only 

conference joint OCC and Federal Reserve Bank of Philadelphia, coordinating agencies as 

well as event staff. 

• Serves on the CFR recruiting team for job market seasons, including 2017-2020, participates

in the hire of interns and RAs, and serves as an outside member for structured interviews of 

employees hired by CISR. Constructs onboarding guides.

Financial Economist (CG-0110-13), 06/12/2016-06/11/2017 

Duties and Accomplishments: 

• Provides management and staff with expert analysis of quantitative models and research 

projects.

• Develops and implements quantitative econometric models for DRR, DIR, and DOF 

including models used to forecast banking and FDIC outcomes. 

• Has specialized experience in conducting research on economic or financial topics for 1 year 

at the CG13 level as shown by 

o Two published peer reviewed articles on value added taxes (economics)

o World Bank Working Papers on deposit insurance fund targets (finance) 

• Received multiple Star Awards for contributions in support of the mission, goals, and values 

of the FDIC. 

• Conducts research and provides analysis on complex issues concerning present and 

anticipated economic/financial developments

• Produces working papers with experience chairing and discussing at banking and finance 

conferences on topics relevant to FDIC operations. 

• Reviews papers for inclusion in internal conferences such as the FDIC banking research 

conference.

• Has published two articles in peer reviewed academic journals. 

• Provides internal policy memos and analysis as required on topics of interest from 

management on deposits and bank lending. 

• Conducts model reviews as a quantitative specialist in multiple bank exams including 

DFAST and CCAR horizontal reviews. 

• Provides management and staff of examination teams with expert guidance on issues related 

to the techniques used in financial, economic, and quantitative econometric models used by 

examined banks. 
• Performs analysis of structured failed bank data as part of academic research and corporate 

goals including training interns on the system, managing projects involving multiple 

economists and interns, and presenting results externally and internally. 

• Participates in work on Service Line Cost Model / Least Cost Test to estimate receivership 

expenses for failed banks, including managing RAs involved with the project. 

o This model is used by DRR for resolution decisions, and DIR for annual expense 

planning. 

o Work here has been presented to supervisor and higher level members of DIR, DRR, 

and DOF. Model is revised based on feedback from multiple groups.

• Conducts quantitative econometric research on the effect of regulation and supervision on 

depositor behavior and bank outcomes, have won Star Awards for this work, and presented at 

numerous conferences external and internal.

• Conducts quantitative econometric as well as theoretical research on deposit insurance funds, 

deposit insurance design, and methods used by insurers to estimate such funds. Has

experience testing them under a variety of market conditions. Has presented at numerous

conferences. 

• Participates in the hire of interns and RAs. Constructs onboarding guides.

Financial Economist (CG-0110-12), 06/01/2015-06/12/2016 

• Provides management and staff with expert analysis of quantitative models and research 

projects.

• Develops and implements quantitative econometric models for DRR, DIR, and DOF 

including models used to forecast banking and FDIC outcomes.

• Has specialized experience in conducting research on economic or financial topics as shown 

by 

o Published peer reviewed articles on value added taxes (economics)

• Conducts research and provided analysis on complex issues concerning present and 

anticipated economic/financial developments

• Received Star Award for contributions in support of the mission, goals, and values of the 

FDIC.

• Produces working papers with experience chairing and discussing at banking and finance 

conferences on topics relevant to FDIC operations. 

• Provides internal policy memos and analysis as required on topics of interest from 

management on deposits and bank lending.

• Conducts model reviews as a quantitative specialist in multiple bank exams including 

DFAST and CCAR horizontal reviews. 

• Provides management and staff of examination teams with expert guidance on issues related 

to the techniques used in financial, economic, and quantitative econometric models used by 

examined banks. 

• Performs analysis of structured failed bank data as part of academic research and corporate 

goals and managing projects involving multiple economists, and presenting results internally. 

• Participates in work on Service Line Cost Model / Least Cost Test to estimate receivership 

expenses for failed banks, including managing RAs involved with the project. 

o This model is used by DRR for resolution decisions, and DIR for annual expense 

planning. 
o Work here has been presented to supervisor and higher level members of DIR, DRR, 

and DOF. Model is revised based on feedback from multiple groups.

• Conducts quantitative econometric research on the effect of regulation and supervision on 

depositor behavior and bank outcomes.

• Conducts quantitative econometric as well as theoretical research on deposit insurance funds, 

deposit insurance design, and methods used by insurers to estimate such funds. Has

experience testing them under a variety of market conditions. 

• Participates in the hire of interns and RAs. Constructs onboarding guides.

Awards and Grants:

FDIC Star Award 2023

Federal Deposit Insurance Corporation

FDIC Star Award 2023

Federal Deposit Insurance Corporation

Best Paper Award 2023

Eastern Finance Association Conference

FDIC Star Award 2022

Federal Deposit Insurance Corporation

Best Paper Award 2022

Financial Management Association Conference

Best Paper Award Finalist 2022

Community Banking in the 21st Century

FDIC Star Award 2022

Federal Deposit Insurance Corporation

FDIC Star Award 2022

Federal Deposit Insurance Corporation

FDIC Star Award 2021

Federal Deposit Insurance Corporation

FDIC Star Award 2021

Federal Deposit Insurance Corporation

FDIC Star Award 2021

Federal Deposit Insurance Corporation

FDIC Star Award 2021

Federal Deposit Insurance Corporation

FDIC Star Award 2019

Federal Deposit Insurance Corporation

FDIC Star Award 2018

Federal Deposit Insurance Corporation

Best Paper Award- Financial Markets and Institutions 2018

Financial Management Association Conference

FDIC Star Award 2017

Federal Deposit Insurance Corporation

FDIC Star Award 2017

Federal Deposit Insurance Corporation

FDIC Star Award 2017

Federal Deposit Insurance Corporation
FDIC Star Award 2016 

 Federal Deposit Insurance Corporation 

Dissertation Completion Fellowship 2015 

University of Oklahoma Graduate College 

University of Oklahoma Official Student Representative 2014 

 Southern Economic Association 

McNair Choice Award 2014 

University of Oklahoma Graduate College 

Distinguished Student Paper Award 2013 

 Missouri Valley Economic Association

Chong Liew Summer Research Award, OU 2013 

 University of Oklahoma, Department of Economics 

Outstanding Graduate Student Award, OU 2011 

 University of Oklahoma, Economics Club 

Conference Attended as Presenter: 

Western Economic Association Conference July 2023 

Quick on the Draw: Draws on Credit 

and Line Adjustment Behavior in Failing Banks

Western Economic Association Conference July 2023 

Bank Monitoring with On-Site Inspections

Arizona Winter Finance Conference February 2023 

Bank Monitoring with On-Site Inspections

Allied Social Science Association Annual Meeting- January 2023 

Association of Real Estate and Urban Economics 

Quick on the Draw: Draws on Credit 

and Line Adjustment Behavior in Failing Banks 

Financial Management Association Annual Conference October 2022 

Quick on the Draw: Draws on Credit 

and Line Adjustment Behavior in Failing Banks 

Eastern Finance Association Annual Conference April 2022 

Quick on the Draw: Draws on Credit 

and Line Adjustment Behavior in Failing Banks 

Southwestern Finance Association Annual Conference March 2021 

Bridging the Gap between the Deposit Insurance Fund 

Target Level and the Current Fund Level 

Eastern Economic Association Annual Conference February 2021 

Bridging the Gap between the Deposit Insurance Fund 

Target Level and the Current Fund Level 
Society of Government Economists Seminar Series January 2021 

Bridging the Gap between the Deposit Insurance Fund 

Target Level and the Current Fund Level 

Office of Financial Research and Federal Reserve Bank 

of Cleveland Conference on Financial Stability: 

Markets and Spillovers November 2018 

Deposit Inflows and Outflows in Failing Banks: 

The Role of Deposit Insurance 

Financial Management Association Annual Meeting October 2018 

Deposit Inflows and Outflows in Failing Banks: 

The Role of Deposit Insurance 

UMD/FRB Short Term Funding Markets Conference April 2018 

Deposit Inflows and Outflows in Failing Banks: 

The Role of Deposit Insurance 

Chicago Financial Institutions Conference April 2018 

Deposit Inflows and Outflows in Failing Banks: 

The Role of Deposit Insurance

FinSAC Conference Deposit Insurance Systems December 2017

Determining the Target Deposit Insurance Fund: 

Practical Approaches for Data-Poor Deposit Insurers 

Washington University Corporate Finance November 2017 

Deposit Inflows and Outflows in Failing Banks: 

The Role of Deposit Insurance 

SBIF-ASBA Conference at Catholic University November 2017 

Deposit Inflows and Outflows in Failing Banks: 

The Role of Deposit Insurance 

Mid Atlantic Research Conference March 2017 

On Deposit Stability in Failing Banks

Basel Research Task Force December 2016

On Deposit Stability in Failing Banks

Southern Economic Conference November 2016 

International Comparison of Deposit Insurance 

Adoption Experiences 

International Association of Deposit Insurers October 2016 
Nigeria: Methodological Approach for Development 

of a Target Deposit Insurance Fund Model

Southern Economic Conference November 2015

The Impact of English Language Skills on National 

Income: A Cross-National Comparison

Southern Economic Conference November 2014 

The Effect of VATs on Government Balance Sheets

Western Economic Conference June 2014

An Historic Horse Race: The Impact of History 

on Modern Outcomes

University of Oklahoma Graduate Student Research Day March 2014

Quasi‐Experimental Analysis on the Effects 

of Adoption of a Value Added Tax

Student Poster Session, National Conference on Taxation November 2013

Quasi‐Experimental Analysis on the Effects 

of Adoption of a Value Added Tax

Missouri Valley Economic Association Annual Meeting October 2013

Quasi‐Experimental Analysis on the Effects 

of Adoption of a Value Added Tax

University of Oklahoma Graduate Student Seminar March 2013

Quasi‐Experimental Analysis on the Effects 

of Adoption of a Value Added Tax

2nd Annual Oklahoma Economics Conference November 2012

Data and You: A Beginner’s Guide to Econometrics

Conferences Attended as Discussant:

Financial Management Association Conference October 2023

"The Ring Fencing Bonus” by Irem Erten, 

Ioana Neamţu and John Thanassoulis

Temple Fox Finance Conference September 2023

"One Size Doesn't Fit All: Heterogeneous 

Depositor Compensation During Periods of 

Uncertainty" by Nikolaos Artavanis, Daniel Paravisini, 

Claudia Robles Garcia, Amit Seru & 

Margarita Tsoutsoura

Western Economic Association Conference July 2023

“Managing Bank Liquidity Hoarding During Uncertain
Times: The Role of Board Gender Diversity” by Denis

Davydov, Tatiana Garanina and Laurent Weil

Financial Management Association Annual Conference October 2022 

"Banking Crises and the Performance of Microfinance 

Institutions", Rui Chen, Valentina Hartarski, 

 and Denis Nadolnyak 

Eastern Finance Association Annual Conference April 2022 

"The Effect of the PPPLF on PPP Lending by 

Commercial Banks", Sriya Anbil, Mark Carlson, 

and Mary-Frances Styczynski

Eastern Finance Association Annual Conference April 2022 

"Risk Aversion with Nothing to Lose", Stefano Pegoraro

Financial Management Association Annual Conference October 2021 

“Bank Stress Test and Executive Pay”, Raffi Garcia, 

Johan Maharjan, and Zenu Sharma 

Southwestern Finance Association Annual Conference March 2021 

“Do Lenders Still Discriminate? A Robust Approach 

for Assessing Differences in Menus”, David Hao Zhang 

and Paul Willen

Society of Government Economists Seminar Series January 2021 

“Anti-money laundering enforcement, banks, and the 

real economy”, Şenay Ağca, Pablo Slutzky,

and Stefan Zeume

Allied Social Science Association January 2020 

“How do Mortgage Rate Resets Affect Consumer 

Spending and Debt Repayment? Evidence from 

Canadian Consumers”, Katya Kartashova

 and Xiaoqin Zhou 

Interagency Risk Quantification Forum November 2018 

“Adverse Selection in the Market for Mortgage 

Servicing Rights”, Tom Mayock and Lan Shi 

Allied Social Science Association January 2018 

“Market Structure and the Evolution of Productivity 

 in Banking”, Mark Egan, Stefan Lewellen

 and Adi Sunderam 

Allied Social Science Association January 2017 
“Subchapter S Election and Bank Risk Taking”, 

Takashi Yamashita

Southern Economic Conference November 2016 

“When Time is not on our Side: The Costs of 

Regulatory Forbearance in the Closure of 

Insolvent Banks”, Rebel Cole and Lawrence White

Southern Economic Conference (Two Sessions) November 2015 

“Hospitalitis”, Andrew Young 

“Governor's Party Affiliation and Public Services” 

Elena Andreyeva 

Southern Economic Conference November 2013 

“Unbalanced Growth and Public Good Provision” 

Christopher Mann 

Missouri Valley Economic Association Annual Meeting October 2013 

“Quasi-Experimental Analysis of the Impact of 

Exchange Rate Regime Selection on Crisis Recovery: 

Evidence from the Asian Financial Crisis”, Ross Hallren

Organized Sessions:

Society of Government Economists Seminar Series January 2021 

“Small Banks: Transition and Crisis” 

Allied Social Science Association January 2020 

 “Banking Competition: Responding to Social Changes” 

Conferences Attended as Chair:

Financial Management Association Annual Conference October 2022 

Eastern Finance Association Annual Conference April 2022 

Society of Government Economists Seminar Series January 2021 

Allied Social Science Association January 2020 

Financial Management Association Annual Meeting October 2018 

Southern Economic Conference November 2015 

Southern Economic Conference November 2014 

Western Economic Conference June 2014 

Conferences serving on selection committees:

IBEFA Allied Social Sciences Association Sessions January 2022 

IBEFA Western Economic Association Sessions July 2023 

Community Banking in the 21st Century June 2022 

Community Banking in the 21st Century June 2021 

FARS September 2021 
Other Conferences Attended:

FDIC Banking Research Conference September 2023

FDIC

FDIC Banking Research Conference September 2022

FDIC

FDIC Consumer Research Symposium March 2022

FDIC

FDIC Banking Research Conference September 2021

FDIC

Community Banking in the 21st Century September 2021

St. Louis Federal Reserve

Conference on Financial Stability November 2020

OFR and Federal Reserve Bank of Cleveland 

Conference on Financial Stability November 2019

FDIC Consumer Research Conference September 2019

Allied Social Science Association January 2019

Washington University Corporate Finance Conference November 2018

Early Warning Model Workshop September 2018

FDIC Banking Research Conference September 2018

FDIC Banking Research Conference September 2017

Big Data in Finance at University of Michigan with OFR October 2016

FDIC Banking Research Conference September 2016

FDIC Banking Research Conference September 2015

Allied Social Science Association January 2015

Other Presentations:

Philadelphia Federal Reserve Bank SURF Seminar December 2022

FDIC CFR Seminar May 2022

FDIC CFR Seminar August 2021

FDIC CFR Seminar August 2020

UVA-Darden Adam Smith Society Seminar February 2020

FDIC CFR Seminar March 2017

OFR Seminar March 2017

FDIC Demonstration of CFR use of Structured Bank Data July 2016

Teaching Experience:

Instructor, University of Oklahoma

Introductory Microeconomics Summer 2014

Elements of Statistics (Managing 2 assistants) Summer 2013- Fall 2014

Teaching Assistant, University of Oklahoma

Introductory Microeconomics Spring 2014, Fall 2014

Elements of Statistics Fall 2010-Spring 2013

Teaching Assistant, Bucknell University

Physics & Astronomy Fall 2007-Spring 2010
Tutor, University of Oklahoma 2013-2015

Tutor, Bucknell University 2007-2010

Referee Experience:

Annals of Public and Cooperative Economics (2020-2021)

Applied Economics (2020-2022)

Center for Financial Research Working Papers Series (2015-2022)

Center for Financial Research Staff Studies Series (2022)

Economic Inquiry (2018-2019)

International Association of Deposit Insurers Working Paper Series (2020)

International Tax and Public Finance (2016)

Journal of Empirical Finance (2020)

Journal of Financial Services Research (2020)

Journal of Financial Stability (2018-2019)

Journal of Political Economy (2022)

The Financial Review (2023)

World Development (2016)

Software Skills:

Stata, Matlab, SAS, R, SQL, MSOffice, Windows, Redhat, Dos