Exhibit 33.3

[Letterhead of Homecomings Financial, LLC]

Certification Regarding Compliance with Applicable Servicing Criteria



|1. | Homecomings Financial, LLC (Homecomings) is responsible for assessing compliance with the servicing criteria applicable to it under paragraph (d) of Item 1122
of Regulation AB, as of and for the 4-month period ending April 30, 2007 (the Reporting Period), as set forth in Appendix A hereto. The transactions covered by this report include (i) all SEC-registered transactions closed on
or after January 1, 2006 and (ii) unregistered transactions where Homecomings has agreed to prepare an assessment of compliance in conformity with Item 1122 of Regulation AB, for which Homecomings acted as a servicer and involving
first and second lien mortgage loans and home equity loans (the HFN Primary Servicing Platform) as set forth in Appendix B hereto.
|-- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|2. | Homecomings has engaged certain vendors, which are not servicers as defined in Item 1101(j) of Regulation AB (the Vendors), to perform specific, limited or scripted
activities, and Homecomings elects to take responsibility for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to such Vendors activities as set forth in Appendix A hereto. Homecomings has
policies and procedures in place designed to provide reasonable assurance that the vendors activities comply in all material respects with the servicing criteria applicable to the vendors;
|-- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|3. | Except as set forth in paragraph 4 below, Homecomings used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess the compliance with the
applicable servicing criteria;
|-- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|4. | The criteria listed in the column titled Inapplicable Servicing Criteria in Appendix A hereto are inapplicable to Homecomings based on the activities it performs,
directly or through its Vendors, with respect to the HFN Primary Servicing Platform;
|-- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|5. | Homecomings has complied, in all material respects, with the applicable servicing criteria as of April 30, 2007 and for the Reporting Period with respect to the HFN Primary
Servicing Platform taken as a whole, except as described in Appendix C hereto.
|-- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|6. | Homecomings has not identified and is not aware of any material instance of noncompliance by the Vendors with the applicable servicing criteria as of April 30, 2007 and for the
Reporting Period with respect to the HFN Primary Servicing Platform taken as a whole;
|-- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|7. | Homecomings has not identified any material deficiency in its policies and procedures to monitor the compliance by the Vendors with the applicable servicing criteria as of
April 30, 2007 and for the Reporting Period with respect to the HFN Primary Servicing Platform taken as a whole; and
|-- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|8. | PricewaterhouseCoopers LLP, a registered independent public accounting firm, has issued an attestation report on Homecomingss compliance with the applicable servicing criteria
for the Reporting Period.
|-- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

March 17, 2008



Homecomings Financial, LLCBy:

/s/ Anthony N. RenziName: Anthony N. Renzi Title: Managing
Director






---

APPENDIX A



|                   |  |                                                                                                                                                                                                                                                                                                                                                                                 |  |                                 |  |                                                                 |  |                                                                                  
|------------------ |  | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------- |  | --------------------------------------------------------------- |  | ---------------------------------------------------------------------------------
|SERVICING CRITERIA |  | APPLICABLE SERVICINGCRITERIA                                                                                                                                                                                                                                                                                                                                                    |  | INAPPLICABLESERVICING
CRITERIA 
|Reference          |  | Criteria                                                                                                                                                                                                                                                                                                                                                                        |  | Performed DirectlybyHomecomings |  | Performed byVendor(s)for whichHomecomingsis theResponsibleParty |  | NOT performed byHomecomings or
bysubservicer(s) orvendor(s)retained byHomecomings
|                   |  |                                                                                                                                                                                                                                                                                                                                                                                 |  |                                
|                   |  | General Servicing Considerations                                                                                                                                                                                                                                                                                                                                                |  |                                 |  |                                                                 |  |                                                                                  
|1122(d)(1)(i)      |  | Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with
the transaction agreements.                                                                                                                                                                                                                        |  |                                 |  |                                                                 |  | X                                                                                
|1122(d)(1)(ii)     |  | If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the
third partys performance and compliance with such servicing activities.                                                                                                                                                                            |  | X                               |  |                                                                 |  |                                                                                  
|1122(d)(1)(iii)    |  | Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.                                                                                                                                                                                                                                                               |  |                                 |  |                                                                 |  | X                                                                                
|1122(d)(1)(iv)     |  | A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout
the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.                                                                                                               |  | X                               |  |                                                                 |  |                                                                                  
|                   |  |                                                                                                                                                                                                                                                                                                                                                                                 |  |                                
|                   |  | Cash Collection and Administration                                                                                                                                                                                                                                                                                                                                              |  |                                 |  |                                                                 |  |                                                                                  
|1122(d)(2)(i)      |  | Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more
than two business days following receipt, or such other number of days specified in the transaction agreements.                                                                                                                                   |  | X                               |  | X(1)                                                            |  |                                                                                  
|1122(d)(2)(ii)     |  | Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized
personnel.                                                                                                                                                                                                                                                           |  | X                               |  |                                                                 |  |                                                                                  
|1122(d)(2)(iii)    |  | Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged
for such advances, are made, reviewed and approved as specified in the transaction agreements.                                                                                                                                                       |  | X                               |  |                                                                 |  |                                                                                  
|1122(d)(2)(iv)     |  | The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of
overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                           |  |                                 |  |                                                                 |  | X                                                                                
|1122(d)(2)(v)      |  | Each custodial account is maintained at a federally insured depository institution as set forth in the transaction
agreements. For purposes of this criterion, federally insured depository institution with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities
Exchange Act. |  | X                               |  |                                                                 |  |                                                                                  
|1122(d)(2)(vi)     |  | Unissued checks are safeguarded so as to prevent unauthorized access.                                                                                                                                                                                                                                                                                                           |  | X                               |  |                                                                 |  |                                                                                  



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|                   |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |  |                                 |  |                                                                 |  |                                                                                  
|------------------ |  | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------- |  | --------------------------------------------------------------- |  | ---------------------------------------------------------------------------------
|SERVICING CRITERIA |  | APPLICABLE SERVICINGCRITERIA                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |  | INAPPLICABLESERVICING
CRITERIA 
|Reference          |  | Criteria                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |  | Performed DirectlybyHomecomings |  | Performed byVendor(s)for whichHomecomingsis theResponsibleParty |  | NOT performed byHomecomings or
bysubservicer(s) orvendor(s)retained byHomecomings
|1122(d)(2)(vii)    |  | Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial
accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C)
reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other
number of days specified in the transaction agreements. |  | X                               |  |                                                                 |  |                                                                                  
|                   |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |  |                                
|                   |  | Investor Remittances and Reporting                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |  |                                 |  |                                                                 |  |                                                                                  
|1122(d)(3)(i)      |  | Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable
Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction
agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors or the trustees records as to the total unpaid principal balance and number of pool assets serviced by the Servicer.                                              |  |                                 |  |                                                                 |  | X                                                                                
|1122(d)(3)(ii)     |  | Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction
agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |  |                                 |  |                                                                 |  | X                                                                                
|1122(d)(3)(iii)    |  | Disbursements made to an investor are posted within two business days to the Servicers investor records, or such other number of days specified in
the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |  | X                               |  |                                                                 |  |                                                                                  
|1122(d)(3)(iv)     |  | Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |  | X                               |  |                                                                 |  |                                                                                  
|                   |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |  |                                
|                   |  | Pool Asset Administration                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |  |                                 |  |                                                                 |  |                                                                                  
|1122(d)(4)(i)      |  | Collateral or security on pool assets is maintained as required by the transaction agreements or related mortgage loan
documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |  |                                 |  |                                                                 |  | X                                                                                
|1122(d)(4)(ii)     |  | pool asset and related documents are safeguarded as required by the transaction agreements                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |  |                                 |  |                                                                 |  | X                                                                                
|1122(d)(4)(iii)    |  | Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any
conditions or requirements in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |  |                                 |  |                                                                 |  | X                                                                                
|1122(d)(4)(iv)     |  | Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the
Servicers obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the
related pool asset documents.                                                                                                                                                                                                                                                                                         |  | X                               |  | X(1)                                                            |  |                                                                                  
|1122(d)(4)(v)      |  | The Servicers records regarding the pool assets agree with the Servicers records with respect to an
obligors unpaid principal balance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |  | X                               |  |                                                                 |  |                                                                                  



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|                   |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |  |                                 |  |                                                                 |  |                                                                                  
|------------------ |  | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------- |  | --------------------------------------------------------------- |  | ---------------------------------------------------------------------------------
|SERVICING CRITERIA |  | APPLICABLE SERVICINGCRITERIA                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |  | INAPPLICABLESERVICING
CRITERIA 
|Reference          |  | Criteria                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |  | Performed DirectlybyHomecomings |  | Performed byVendor(s)for whichHomecomingsis theResponsibleParty |  | NOT performed byHomecomings or
bysubservicer(s) orvendor(s)retained byHomecomings
|1122(d)(4)(vi)     |  | Changes with respect to the terms or status of an obligors pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by
authorized personnel in accordance with the transaction agreements and related pool asset documents.                                                                                                                                                                                                                                                                                                                               |  | X                               |  |                                                                 |  |                                                                                  
|1122(d)(4)(vii)    |  | Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as
applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.                                                                                                                                                                                                                                                                                |  | X                               |  |                                                                 |  |                                                                                  
|1122(d)(4)(viii)   |  | Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such
records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entitys activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment
rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).                                                                        |  | X                               |  |                                                                 |  |                                                                                  
|1122(d)(4)(ix)     |  | Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.                                                                                                                                                                                                                                                                                                                                                                                                                                          |  | X                               |  |                                                                 |  |                                                                                  
|1122(d)(4)(x)      |  | Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligors pool asset
documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds
are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements. |  | X                               |  |                                                                 |  |                                                                                  
|1122(d)(4)(xi)     |  | Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on
the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.                                                                                                                                                                                       |  | X                               |  | X(2)                                                            |  |                                                                                  
|1122(d)(4)(xii)    |  | Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicers funds and not charged to
the obligor, unless the late payment was due to the obligors error or omission.                                                                                                                                                                                                                                                                                                                                                   |  | X                               |  |                                                                 |  |                                                                                  
|1122(d)(4)(xiii)   |  | Disbursements made on behalf of an obligor are posted within two business days to the obligors records maintained by the Servicer, or such other
number of days specified in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                             |  | X                               |  | X(2)                                                            |  |                                                                                  
|1122(d)(4)(xiv)    |  | Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                      |  | X                               |  |                                                                 |  |                                                                                  
|1122(d)(4)(xv)     |  | Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the
transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                         |  | X                               |  |                                                                 |  |                                                                                  





---

(1) A vendor posts cash receipts received via lockbox submission to Homecomings lockbox clearing account.

(2) A vendor provides certain information to Homecomings to assist Homecomings in making tax and insurance payments on behalf of certain obligors.



---

APPENDIX B



|          |  |           |  |           |  |           
|--------- |  | --------- |  | --------- |  | ----------
|2007-KS3  |  | 2006-HSA2 |  | 2006-QO7  |  | 2006-S12  
|2007-KS4  |  | 2006-HSA3 |  | 2006-QO8  |  | 2006-S2   
|2007-QA1  |  | 2006-HSA4 |  | 2006-QO9  |  | 2006-S3   
|2007-QA2  |  | 2006-HSA5 |  | 2006-QS1  |  | 2006-S4   
|2007-QA3  |  | 2006-KS1  |  | 2006-QS10 |  | 2006-S5   
|2007-QH1  |  | 2006-KS2  |  | 2006-QS11 |  | 2006-S6   
|2007-QH2  |  | 2006-KS3  |  | 2006-QS12 |  | 2006-S7   
|2007-QH3  |  | 2006-KS4  |  | 2006-QS13 |  | 2006-S8   
|2007-QH4  |  | 2006-KS5  |  | 2006-QS14 |  | 2006-S9   
|2007-QO1  |  | 2006-KS6  |  | 2006-QS15 |  | 2006-SA1  
|2007-QO2  |  | 2006-KS7  |  | 2006-QS16 |  | 2006-SA2  
|2007-QO3  |  | 2006-KS8  |  | 2006-QS17 |  | 2006-SP1  
|2007-QS1  |  | 2006-KS9  |  | 2006-QS18 |  | 2006-SP2  
|2007-QS2  |  | 2006-NC1  |  | 2006-QS2  |  | 2006-SP3  
|2007-QS3  |  | 2006-NC2  |  | 2006-QS3  |  | 2006-SP4  
|2007-QS4  |  | 2006-NC3  |  | 2006-QS4  |  | 2006-WH1  
|2007-QS5  |  | 2006-QA1  |  | 2006-QS5  |  | 2006-WH11 
|2007-QS6  |  | 2006-QA10 |  | 2006-QS6  |  | 2006-QWH8 
|2007-RS1  |  | 2006-QA11 |  | 2006-QS7  |  | 2006-QWH20
|2007-RZ1  |  | 2006-QA2  |  | 2006-QS8  |  |           
|2007-S1   |  | 2006-QA3  |  | 2006-QS9  |  |           
|2007-S2   |  | 2006-QA4  |  | 2006-RS1  |  |           
|2007-S3   |  | 2006-QA5  |  | 2006-RS2  |  |           
|2007-S4   |  | 2006-QA6  |  | 2006-RS3  |  |           
|2007-SA1  |  | 2006-QA7  |  | 2006-RS4  |  |           
|2007-SA2  |  | 2006-QA8  |  | 2006-RS5  |  |           
|2007-SP1  |  | 2006-QA9  |  | 2006-RS6  |  |           
|2006-EFC1 |  | 2006-QH1  |  | 2006-RZ1  |  |           
|2006-EFC2 |  | 2006-QO1  |  | 2006-RZ2  |  |           
|          |  |           | 
|2006-HI1  |  |           |  |           |  |           
|2006-HI2  |  |           |  |           |  |           
|2006-HI3  |  |           |  |           |  |           
|2006-HI4  |  |           |  |           |  |           
|2006-HI5  |  |           |  |           |  |           
|2006-HSA1 |  |           |  |           |  |           
|2006-QO10 |  |           |  |           |  |           
|2006-QO2  |  |           |  |           |  |           
|2006-QO3  |  |           |  |           |  |           
|2006-QO4  |  |           |  |           |  |           
|2006-QO5  |  |           |  |           |  |           
|2006-QO6  |  |           |  |           |  |           
|2006-RZ3  |  |           |  |           |  |           
|2006-RZ4  |  |           |  |           |  |           
|2006-RZ5  |  |           |  |           |  |           
|2006-S1   |  |           |  |           |  |           
|2006-S10  |  |           |  |           |  |           
|2006-S11  |  |           |  |           |  |           
|2006-SA3  |  |           |  |           |  |           
|2006-SA4  |  |           |  |           |  |           





---

|                  
|------------------
|2007-KS1          
|2007-KS2          
|2007-EMX1         
|2007-HSA2         
|2007-HSA1         
|2007-HI1          
|                  
|2007-2N           
|2007-DBALT-OA1    
|2007-DBALT-RAMP1  
|2007-GSR-AR1      
|2007-GSR-HEL1     
|2007-HV2          
|2007-LUM-2        
|2007-LXS-4N LEHMAN
|2007-MANA-A2      
|2007-SARM-3 LEHMAN
|2007-ACE SL1      
|2007-HALO AR1     
|2007-MARM1        
|2007-RFC1 CCM     
|2006-18N          
|2006-BAFC6        
|2006-CMLT1 AAR7   
|2006-D            
|2006-DBALT-AF1    
|2006-GSAA1        
|2006-GSAMP HE8    
|2006-GSR-AR2      
|2006-LUM3         
|2006-MARM-OA3     
|2006-RFC1 CCM     
|2006-BAFC-5       
|2006-DBALT-AR1    
|2006-LUM-5        
|2006-LUM-6        
|2006-MARM-OA1     
|2006-MARM-OA2     
|2006-BAFC-1       
|                  
|2006-POWH13       
|2006-POWH13B      
|2006-POWH16B      
|2006-POWH18B      
|2006-WH12         
|2006-HWH10        
|2006-POWH16       
|2006-POWH17       
|2006-POWH17B      
|2006-POWH18       





---

|           
|-----------
|2006-HWH17 
|2003-PTWH18



---

APPENDIX C

1. Certain refunds resulting from payoff transactions were not returned to the obligor within 30 calendar days of full repayment of the related pool asset, as required by criteria 1122(d)(4)(x)(C).