EX-34.6
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KPMG LLP
303 East Wacker Drive
Chicago, IL 60601-5212



Report of Independent Registered Public Accounting Firm


To the Advisory Committee of Select Portfolio Servicing, Inc. and Subsidiaries,
an indirect subsidiary of Credit Suisse (USA), Inc.:

We have examined management's assertion, included in the accompanying Appendix
I, that Select Portfolio Servicing, Inc. and Subsidiaries ("the Company"), an
indirect subsidiary of Credit Suisse (USA), Inc., complied with the servicing
criteria set forth in Item 1122(d) of the Securities and Exchange Commission's
Regulation AB for the primary servicing of publicly-issued (i.e.,
transaction-level reporting initially required under the Securities Exchange Act
of 1934, as amended) residential mortgage-backed securities (the "Platform"),
excluding servicing criteria: 1122(d)(1)(iii), 1122(d)(3)(i), 1122(d)(3)(ii),
1122(d)(3)(iii), 1122(d)(3)(iv), 1122(d)(4)(i), 1122(d)(4)(ii), 1122(d)(4)(iii)
and 1122(d)(4)(xv), which management has determined are not applicable to the
activities the Company performs with respect to the Platform, as of and for the
twelve months ended December 31, 2007. Management is responsible for the
Company's compliance with those servicing criteria. Our responsibility is to
express an opinion on management's assertion about the Company's compliance
based on our examination.

Our examination was conducted in accordance with the standards of the Public
Company Accounting Oversight Board (United States) and, accordingly, included
examining, on a test basis, evidence about the Company's compliance with the
servicing criteria specified above and performing such other procedures as we
considered necessary in the circumstances. Our examination included testing
selected asset-backed transactions and securities that comprise the Platform,
testing selected servicing activities related to the Platform, and determining
whether the Company processed those selected transactions and performed those
selected activities in compliance with the servicing criteria. Furthermore, our
procedures were limited to the selected transactions and servicing activities
performed by the Company during the period covered by this report. Our
procedures were not designed to determine whether errors may have occurred
either prior to or subsequent to our tests that may have affected the balances
or amounts calculated or reported by the Company during the period covered by
this report for the selected transactions or any other transactions. We believe
that our examination provides a reasonable basis for our opinion. Our
examination does not provide a legal determination on the Company's compliance
with the servicing criteria.

As described in the accompanying Management's Assertion of Compliance, for
servicing criteria 1122(d)(2)(vii), 1122(d)(4)(ix), 1122(d)(4)(x)(A),
1122(d)(4)(xi), 1122(d)(4)(xii) and 1122(d)(4)(xiii), the Company has engaged
various vendors to perform the activities required by these servicing criteria.
The Company has determined that these vendors are not considered a "servicer" as
defined in Item 1101(j) of Regulation AB, and the Company has elected to take
responsibility for assessing compliance with the servicing criteria applicable
to each vendor as permitted by Interpretation 17.06 of the SEC Division of
Corporation Finance Manual of Publicly Available Telephone Interpretations
("Interpretation 17.06"). As permitted by Interpretation 17.06, the Company has
asserted that it has policies and procedures in place designed to provide
reasonable assurance that the vendors' activities comply in all material
respects with the servicing criteria applicable to each vendor.


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The Company is solely responsible for determining that it meets the SEC
requirements to apply Interpretation 17.06 for the vendors and related criteria
as described in its assertion, and we performed no procedures with respect to
the Company's eligibility to apply Interpretation 17.06.

In our opinion, management's assertion that the Company complied with the
aforementioned servicing criteria, including servicing criteria 1122(d)(2)(vii),
1122(d)(4)(ix), 1122(d)(4)(x)(A), 1122(d)(4)(xi), 1122(d)(4)(xii) and
1122(d)(4)(xiii) for which compliance is determined based on Interpretation
17.06 as described above, as of and for the twelve months ended December 31,
2007, is fairly stated, in all material respects.


/s/ KPMG LLP

Chicago, Illinois
February 26, 2008


KPMG LLP, a U.S. limited liability partnership, is the U.S.
member firm of KPMG International, a Swiss cooperative.


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Appendix I

Management's Assertion of Compliance


Management of Select Portfolio Servicing, Inc., (the "Company") is responsible
for assessing compliance with the servicing criteria set forth in Item 1122(d)
of Regulation AB of the Securities and Exchange Commission. Management has
determined that the servicing criteria are applicable in regards to the
servicing platform for the period as follows:

Platform: Publicly-issued (i.e., transaction-level reporting initially
required under the Securities Exchange Act of 1934, as amended) residential
mortgage-backed securities (the "Platform").

Applicable Servicing Criteria: All servicing criteria set forth in 1122(d), to
the extent required by the related transaction agreements, or required by the
Item 1122(d) servicing criteria in regards to the activities performed by the
Company, except for the following criteria: 1122(d)(1)(iii), 1122(d)(3)(i),
1122(d)(3)(ii), 1122(d)(3)(iii), 1122(d)(3)(iv), 1122(d)(4)(i), 1122(d)(4)(ii),
1122(d)(4)(iii) and 1122(d)(4)(xv), which management has determined are not
applicable to the activities the Company performs with respect to the Platform
(the "Applicable Servicing Criteria").

Period: As of and for the twelve months ended, December 31, 2007 (the "Period").

Third parties classified as vendors: With respect to servicing criteria
1122(d)(2)(vii), 1122(d)(4)(ix), 1122(d)(4)(x)(A), 1122(d)(4)(xi),
1122(d)(4)(xii) and 1122(d)(4)(xiii), management has engaged various vendors
to perform the activities required by these servicing criteria. The Company's
management has determined that these vendors are not considered a "servicer"
as defined in Item 1101(j) of Regulation AB, and the Company's management has
elected to take responsibility for assessing compliance with the servicing
criteria applicable to each vendor as permitted by Interpretation 17.06 of the
SEC Division of Corporation Finance Manual of Publicly Available Telephone
Interpretations ("Interpretation 17.06"). As permitted by Interpretation 17.06,
management has asserted that it has policies and procedures in place to provide
reasonable assurance that the vendor's activities comply in all material
respects with the servicing criteria applicable to each vendor. The Company's
management is solely responsible for determining that it meets the SEC
requirements to apply Interpretation 17.06 for the vendors and related
criteria.

With respect to the Platform, the Company's management provides the following
assessment of compliance with respect to the Applicable Servicing Criteria:

1 The Company's management is responsible for assessing the Company's
  compliance with the Applicable Servicing Criteria for the Period.

2 The Company's management has assessed compliance with the Applicable
  Servicing Criteria, including servicing criteria for which compliance is
  determined based on Interpretation 17.06 as described above, for the Period.
  In performing this assessment, management used the criteria set forth by the
  Securities and Exchange Commission in paragraph (d) of Item 1122 of
  Regulation AB.

3 Based on such assessment, for the Period, the Company has complied, in all
  material respects, with the Applicable Servicing Criteria.

KPMG LLP, a registered public accounting firm, has issued an attestation
report with respect to management's assertion of compliance with the Applicable
Servicing Criteria for the Period.


/s/ Timothy J. O'Brien
Timothy J. O'Brien
President

February 26, 2008