Exhibit 10.4  EXECUTION COPY   INDEMNITY
REINSURANCE AGREEMENT   between   PENNSYLVANIA
LIFE INSURANCE COMPANY (Ceding Company)   and   COMMONWEALTH
ANNUITY AND LIFE INSURANCE COMPANY (Reinsurer)  Effective as of April 1,
2009


TABLE OF
CONTENTS  PageARTICLE I                 DEFINITION
  OF TERMS
  1Section 1.1.
  Definitions
  1Section 1.2.
  Construction
  9Section 1.3.
  Headings
  9ARTICLE II                BASIS
  OF COINSURANCE
  9Section 2.1.
  Coinsurance
  9Section 2.2.
  Duration of Coinsurance; Recapture
  10Section 2.3.
  Parties to Coinsurance
  10ARTICLE III              CLOSING
  AND CONSIDERATION
  10Section 3.1.
  Settlement Amount
  10ARTICLE IV              COOPERATION
  BETWEEN THE CEDING COMPANY AND THE REINSURER FOLLOWING THE COINSURANCE
  EFFECTIVE DATE
  12Section 4.1.
  Ceding Company Service Period
  12Section 4.2.
  Premium Payments, Negotiation of Checks
  12Section 4.3.
  Reserves
  12Section 4.4.
  Reserve Credits
  12Section 4.5.
  Premium Taxes
  12Section 4.6.
  Payments Relating to Commissions
  13Section 4.7.
  Guaranty Fund Assessments
  13Section 4.8.
  Reports
  13Section 4.9.
  Monthly Settlement
  13Section 4.10.
  Audit
  14ARTICLE V                UNDERTAKINGS
  OF CEDING COMPANY FOLLOWING THE COINSURANCE EFFECTIVE DATE
  14Section 5.1.
  Cooperation
  14ARTICLE VI              INDEMNIFICATION
  14Section 6.1.
  Indemnification by the Ceding Company
  14Section 6.2.
  Indemnification by the Reinsurer
  15Section 6.3.
  Indemnification and Arbitration Procedures
  16Section 6.4.
  Cooperation
  16Section 6.5.
  Payment in Full for Losses
  17  i


ARTICLE VII             INSOLVENCY
  17Section 7.1.
  Payment of Benefits under an Insolvency
  17Section 7.2.
  Required Notice of and Defense against
  Claims
  17ARTICLE VIII            ARBITRATION
  18Section 8.1.
  Agreement to Arbitrate
  18Section 8.2.
  Method
  18Section 8.3.
  Power of Arbitrators
  18Section 8.4.
  Arbitration Fees and Expenses; Decision
  19ARTICLE IX              GENERAL
  PROVISIONS
  19Section 9.1.
  Notices
  19Section 9.2.
  Confidentiality
  19Section 9.3.
  Misunderstandings and Oversights
  20Section 9.4.
  Reinstatements
  20Section 9.5.
  Entire Agreement
  20Section 9.6.
  Waivers and Amendments
  20Section 9.7.
  No Third Party Beneficiaries
  20Section 9.8.
  Binding Effect; No Assignment
  20Section 9.9.
  Governing Law
  20Section 9.10.
  Counterparts
  21Section 9.11.
  Severability
  21Section 9.12.
  Exhibits and Schedules
  21Section 9.13.
  Election Statement
  21Section 9.14.
  Additional Tax Provisions
  22Section 9.15.
  Set Off
  22SCHEDULE 3.1
  SETTLEMENT AMOUNTSCHEDULE 4.6
  PAYMENTS RELATING TO COMMISSIONSSCHEDULE 4.9
  MONTHLY SETTLEMENT REPORTSEXHIBIT A
  POLICY FORMS AND PLAN CODES, SUM OF ALL
  RESERVE ITEMSEXHIBIT B
  STATUTORY RESERVES AND LIABILITIES BY
  POLICYEXHIBIT C
  TRANSFERRED ASSETS  ii


INDEMNITY REINSURANCE AGREEMENT  THIS INDEMNITY REINSURANCE AGREEMENT
(the Agreement),
effective as of April 1, 2009, is made and entered into by and between PENNSYLVANIA LIFE INSURANCE COMPANY, a
Pennsylvania stock life and health insurance company (the Ceding Company) and COMMONWEALTH ANNUITY AND LIFE INSURANCE COMPANY,
a Massachusetts stock life insurance company (the Reinsurer).  WHEREAS, the Ceding Company has issued or assumed certain life
insurance and annuity Policies, which are identified by policy form number
and/or plan code on Exhibit Aattachedhereto; and  WHEREAS, the Ceding Company, together with certain of its Affiliates
named therein, and the Reinsurer have entered into (i) that certain Master
Agreement dated November 26, 2008, as amended by Amendment Number 1 to
Master Agreement, dated April 24, 2009 (the Amendment), with FAFLIC (collectively, the Master Agreement) and (ii) that
certain Joinder Agreement, dated January 9, 2009, with FAFLIC (the Joinder Agreement), pursuant to which,
among other things, the Ceding Company and the Reinsurer have mutually agreed
to enter into this Agreement pursuant to which the Ceding Company shall cede,
and the Reinsurer shall indemnity reinsure, the Insurance Liabilities on a one
hundred percent (100%) coinsurance basis on the terms and conditions stated
herein.  NOW, THEREFORE, in consideration of the mutual promises and covenants
set forth herein and in the Master Agreement and Joinder Agreement, and in
reliance upon the representations, warranties, conditions and covenants
contained herein and therein, and intending to be legally bound hereby, the
Ceding Company and the Reinsurer hereby agree as follows:  ARTICLE I  DEFINITION OF TERMS  Section 1.1.  Definitions.  Capitalized terms used in this Agreement, but
not otherwise defined in this Article I, shall have the meaning
given thereto in the Master Agreement. The following capitalized words and
terms shall have the following meanings when used in this Agreement:  (a)Affiliate has the meaning ascribed
thereto in the Master Agreement.  (b)Agreement has the meaning set forth in
the Preamble.  (c)Amendment has the meaning set forth in
the second recital hereof.  (d)Applicable Law has the meaning
ascribed thereto in the Master Agreement.  (e)Approved Designee has the meaning
ascribed thereto in the Services Agreement.  1


(f)Books and Records has the meaning
ascribed thereto in the Master Agreement.  (g)Business Day has the meaning ascribed
thereto in the Master Agreement.  (h)Ceding Company has the meaning set
forth in the Preamble.  (i)Ceding
Company Caused Extra Contractual Liabilities means all Extra
Contractual Liabilities that are not Reinsurer Caused Extra Contractual
Liabilities or Reinsurer Covered Extra Contractual Liabilities.  (j)Ceding Company Indemnified Parties has
the meaning set forth in Section 6.2.  (k)Ceding Company Service Period means
the period commencing on the Closing Date and ending on the Transition Date.  (l)Closing has the meaning ascribed
thereto in the Master Agreement.  (m)Closing Date has the meaning ascribed
thereto in the Master Agreement.  (n)Closing
Date Ceding Commission means the Closing Date Ceding
Commission determined with respect to the Ceding Company pursuant to the
Master Agreement. The Closing Date Ceding Commission shall be credited to the
Ceding Company as a reduction in the Settlement Amount that would otherwise be
payable by the Ceding Company to the Reinsurer at Closing under
Section 2.2 of the Master Agreement and Section 3.1 of this
Agreement.  (o)Closing Fee has the meaning ascribed
thereto in the Amendment.  (p)Code means the Internal Revenue Code
of 1986, as amended.  (q)Coinsurance Effective Datemeans 12:01 a.m. (New York time) on
the first calendar day of the calendar month in which the Closing occurs.  (r)Conversion Services has the meaning
ascribed thereto in the Services Agreement.  (s)Cost of Capital means the cost of a
capital decrease resulting from the establishment of an Interest Maintenance
Reserve liability calculated as follows:  The product of (i) the average of the amounts of the Interest
Maintenance Reserve liability (a) as of the first day of each calendar
year (except in the case of the year in which the Coinsurance Effective Date
occurs, which shall be as of the last day of the calendar quarter preceding the
Coinsurance Effective Date) and (b) as of the last day of each calendar
year, multiplied by (ii) an annual, simple interest rate  2


equal to 5% (pro-rated for the year in which the Coinsurance Effective
Date occurs) (in this manner, the Cost of Capital is amortized in accordance
with the Ceding Companys Interest Maintenance Reserve amortization schedule as
reported in its statutory annual financial statement dated as of and for the
period ended December 31, 2008 over a period of ten (10) years).  (t)Dispute Notice has the meaning set
forth in Section 3.1(d).  (u)ECL Cap means an amount not to exceed
in the aggregate $10,000,000 in respect of Losses sustained or incurred by, or
asserted against, (x) the Ceding Company Indemnified Parties in respect of
Reinsurer Covered Extra Contractual Liabilities, (y) those other Ceding
Company Indemnified Parties in respect of Reinsurer Covered Extra Contractual
Liabilities under each of the other Coinsurance Agreements (as defined in
the Master Agreement), entered into by the Reinsurer or FAFLIC, as the case may
be, and Affiliates of the Ceding Company of even date herewith, and
(z) the Reinsurer or FAFLIC, as the case may be, in respect of Reinsurer
Covered Extra Contractual Liabilities hereunder and under such other
Coinsurance Agreements identified in clause (y), taken as a whole.  For the avoidance of doubt, any payment made
by either the Reinsurer or FAFLIC, as the case may be, (i) in respect of
Reinsurer Covered Extra Contractual Liabilities under any other such
Coinsurance Agreement shall be applied against the ECL Cap under this
Agreement as if such payment had been made hereunder, and (ii) under
clauses (x), (y) or (z) of this definition shall be applied against
the ECL Cap only one time and shall not be counted as a payment made pursuant
to more than one such clause.  (v)Excluded Liabilities means any claim,
obligation or liability arising under, in connection with, or with respect to,
the Policies:  (i)for Premium Taxes, including any litigation
or expenses concerning Premium Taxes, to the extent arising with respect to
premiums collected on the Policies attributable to all periods before the
Coinsurance Effective Date, and/or to the extent based upon assessments
relating to all periods prior to the Coinsurance Effective Date;  (ii)(x) in connection with participation by
the Ceding Company, whether voluntary or involuntary, in any guaranty fund or
other residual market mechanism established or governed by any state or
jurisdiction to the extent arising with respect to premiums attributable to all
periods prior to the Coinsurance Effective Date and/or (y) to the extent based
upon regulatory fines or assessments relating to events which initially
occurred or commenced prior to the Transition Date (provided, that such
liability or other obligation will not be an Excluded Liability if it arose out
of any act or omission of the Ceding Company or its Affiliate that occurred (or
in the case of an omission, failed to occur) on or after the ClosingDate and was made at the written or
express direction or request of the Reinsurer or its designees);  (iii)for Ceding Company Caused Extra Contractual
Liabilities;  3


(iv)for escheat liabilities arising in respect of
all periods prior to the Coinsurance Effective Date;  (v)for all Producer Payments;  (vi)relating to disputes, litigation,
investigations by Governmental Authorities, arbitrations or legal proceedings
arising out of acts or omissions of the Ceding Company or its Affiliates that
occurred prior to the Closing Date in connection with the Policies, solely to
the extent such liabilities are not Extra Contractual Liabilities;  (vii)for all premiums, payments, fees or other
consideration or amounts due at any time with respect to Reinsurance Coverage;  (viii)or portions of the Policies, in each case, to
the extent reinsured or purported by the Ceding Company to be reinsured under
Reinsurance Coverage, whether or not such coverage is collected or collectible;  (ix)for any payment to the Internal Revenue
Service or any other Person resulting from or attributable to any act or
omission of the Ceding Company (including errors of product design, language,
or administration, or inaccurate or incomplete data maintained in Books and
Records) resulting in non-compliance of any Policy with the requirements of the
Code to the extent such act or omission was not made at the written or express
direction or request of the Reinsurer or its designees;  (x)incurred by the Ceding Company in
connection with a breach, or other failure to perform, by the Ceding Company of
the terms of any acquisition agreement pursuant to which any of the Policies
were originally acquired by the Ceding Company, except as such breach or
failure to perform results from acts or omissions by the Ceding Company made at
the written or express direction or request of the Reinsurer or its designees;  (xi)arising from the remediation processes in
the States of Wisconsin and New York, respectively; and  (xii)arising from any errors or omissions made by
the Ceding Company, its Affiliates or designees in calculating, paying,
documenting or administering any surrender charges on annuity contracts
included among the Policies, including those errors that arose in respect of
surrender charges in the State of Utah.  Excluded
Liabilities shall not include any gross liabilities and obligations incurred by
the Ceding Company to the extent attributable to acts, errors or omissions of
the Reinsurer or its designees in connection with the Reinsurers or its designees
(x) exercise of contractual rights and privileges of the Ceding Company under
the Policies pursuant to the Transaction Agreements, including pursuant to Section
2.1(a) hereof or (y) performance of Required Services after the  4


Transition
Date. In no event shall the term designees as used in this paragraph or in Section 6.2(d)(i) include
the Ceding Company, its Affiliates or their designees.  (w)Extra Contractual Liabilities means
all liabilities, obligations and other losses (including lost profits) incurred
or arising at any time under or relating to any Policy that are not covered by,
or that are in excess of, the contractual benefits arising under the express
terms and conditions of such Policies, whether to Policyholders, Producers,
Governmental Authorities or any other Person, which liabilities and obligations
or losses shall include any liability for fines, penalties, forfeitures, excess
or penalty interest, punitive, exemplary, special or any other form of extra
contractual damages relating to the Policies, and attorneys fees and expenses
awarded, and which arise from any act, error or omission of a party or its
designees, whether or not intentional, negligent, in bad faith or otherwise,
including any act, error or omission of a party or its designees relating to
(i) the marketing, underwriting, production, issuance, cancellation or
administration of the Policies, (ii) the investigation, defense, trial,
settlement or handling of claims, benefits or payments arising out of or
relating to the Policies, or (iii) the failure to pay or the delay in
payment, or errors in calculating or administering the payment, of benefits,
claims or any other amounts due or alleged to be due under or in connection
with the Policies.  (x)Final Settlement Amount has the
meaning set forth in Section 3.1(b).  (y)Final Settlement Date has the meaning
set forth in Section 3.1(e).  (z)Governmental Authority has the meaning
ascribed thereto in the Master Agreement.  (aa)Independent Accountant means
Deloitte & Touche LLP; provided, that if such accounting firm
is either unable or unwilling to accept such engagement, the Ceding Company and
the Reinsurer shall jointly request the American Arbitration Association to
appoint, within ten (10) Business Days from the date of such request, an
internationally recognized firm of public accountants independent of both the
Ceding Company and the Reinsurer to serve as Independent Accountant.  (bb)Insurance Liabilities means all
claims, obligations, indemnities, losses or liabilities (and no others) arising
under, in connection with, or with respect to, the Policies (other than, in all
cases, Excluded Liabilities):  (i)prior to or after the Coinsurance Effective
Date under the express terms of the Policies, including (x) any right to
purchase additional coverage and obligations arising under legal or regulatory
requirements, (y) any loss settlements within Policy limits, and
(z) all such liabilities relating to actions, suits or claims instituted
at or after the Coinsurance Effective Date by a Person;  (ii)for Reinsurer Caused Extra Contractual
Liabilities and Reinsurer Covered Extra Contractual Liabilities, subject to the
limitations contained in Section 6.2;  5


(iii)for all Premium Taxes, including any
litigation expenses (but only if initiated by or at the request of Reinsurer)
concerning Premium Taxes, to the extent arising with respect to premiums on the
Policies attributable to periods on or after the Coinsurance Effective Date,
and/or to the extent based upon assessments relating to all periods on or after
the Coinsurance Effective Date;  (iv)(x) in connection with participation by
the Ceding Company, whether voluntary or involuntary, in any guaranty fund or
other residual market mechanism established or governed by any state or
jurisdiction to the extent arising with respect to premiums on the Policies
attributable to periods on or after the Coinsurance Effective Date and/or
(y) to the extent based upon regulatory fines or assessments relating to
periods on or after (A) the Closing Date, but only to the extent such
regulatory fines or assessments arose out of any act or omission of the Ceding
Company or its Affiliate that occurred (or in the case of an omission, failed
to occur) on or after the Closing Date and was made at the written or express
direction or request of the Reinsurer or its designees, or (B) the
Transition Date;  (v)for all out-of-pocket loss adjustment
expenses incurred from and after the Transition Date by the Ceding Company with
respect to the Policies (other than in connection with the Ceding Companys
participation in such expenses under the Services Agreement);  (vi)for escheat liabilities for checks issued by
the Reinsurer on or after the Coinsurance Effective Date; and  (vii)for amounts payable on or after the
Coinsurance Effective Date for returns or refunds of premiums under the
Policies.  (cc)Interim Services has the meaning
ascribed thereto in the Services Agreement.  (dd)Joinder Agreement has the meaning
ascribed thereto in the second recital hereof.  (ee)Lossor Losses has
the meaning ascribed thereto in the Master Agreement.  (ff)Master Agreement has the meaning set
forth in the second recital hereof.  (gg)Ongoing Services has the meaning
ascribed thereto in the Services Agreement.  (hh)Penn Life Retrocession Agreement has
the meaning ascribed thereto in the Amendment.  6


(ii)Permitted Transactions has the meaning
ascribed thereto in the Master Agreement.  (jj)Person has the meaning ascribed
thereto in the Master Agreement.  (kk)Policies means each of those insurance
policy contracts and/or annuity contracts issued or assumed by the Ceding
Company (i) prior to 12:01 a.m. (New York time) on the Coinsurance
Effective Dateand that are
identified by policy form number and/or plan code on Exhibit A attached hereto and that
are in effect on the Coinsurance Effective Date or (ii) that are
reinstated in, or otherwise the subject of, a Permitted Transaction.  Policies shall not include any insurance
policy contracts and/or annuity forms (including any net retained liabilities
of the Ceding Company thereunder) in respect of which the Ceding Company has
ceded all or a portion of the liabilities thereunder to Wilton Reassurance
Company pursuant to the Wilton Re Agreements.  (ll)Policyholder has the meaning ascribed
thereto in the Master Agreement.  (mm)Premium Taxes means the taxes,
assessments, and fees imposed on premiums relating to the Policies by any
state, local, or municipal taxing authority together with any related interest,
penalties and additional amounts imposed by any taxing authority with respect
thereto, including retaliatory taxes.  (nn)Producer has the meaning ascribed
thereto in the Master Agreement.  (oo)Producer Agreementmeans any written, oral or other agreement
or contract between the Ceding Company and any Producer, or among or between
Producers, including any assignments of compensation thereunder, and relating
to the solicitation, sale, marketing, production or servicing of any of the
Policies.  (pp)Producer Payments has the meaning
ascribed thereto in the Master Agreement.  (qq)Recapture Fee has the meaning ascribed
thereto in the Amendment.  (rr)Reconciliation Amount has the meaning
set forth in Section 3.1(c).  (ss)Regulation has the meaning set forth
in Section 9.13.  (tt)Reinsurance Coverage means all
contracts, agreements and treaties of reinsurance between the Ceding Company
and any Third Party Reinsurer that are in force and effect as of the
Coinsurance Effective Date and cover risks associated with the Policies or any
portions thereof.  (uu)Reinsurer has the meaning set forth in
the Preamble.  (vv)Reinsurer Caused Extra Contractual Liabilities
has the meaning set forth in Section 6.2(d).  7


(ww)Reinsurer Covered Extra Contractual Liabilities
has the meaning set forth in Section 6.2(e) (subject to the
limitations therefor in Section 6.2).  (xx)Reinsurer Indemnified Parties has the
meaning set forth in Section 6.1.  (yy)Required Services has the meaning
ascribed thereto in the Services Agreement.  (zz)Retroceded Liabilities has the meaning
ascribed thereto in the Penn Life Retrocession Agreement.  (aaa)SAP means the statutory accounting
practices and procedures required or permitted by the insurance regulatory
authority in the Ceding Companys state of domicile, consistently applied
throughout the specified period and in the immediately prior comparable period.  (bbb)Services Agreement means the services
agreement entered into among the Ceding Company, several Affiliates of the
Ceding Company and the Reinsurer of even date herewith.  (ccc)Settlement Amount means the amount of
the initial reinsurance premium payment to be made at Closing by the Ceding
Company to the Reinsurer in consideration of the reinsurance of the Policies
under this Agreement, which shall be in an amount calculated pursuant to Schedule 3.1 attached hereto.  (ddd)Statutory Reserves and Liabilities
means the sum of all of the reserve items (including reserve items for claims
incurred but not reported and claims in the course of settlement) maintained by
the Ceding Company for the Policies, net of Reinsurance Coverage, as set forth
in Exhibit A attached
hereto.  Exhibit B attached hereto sets forth the Statutory
Reserves and Liabilities by Policy as of the Coinsurance Effective Date, as
such schedule may be adjusted pursuant to Section 3.1 of this
Agreement.  (eee)Third Party Reinsurer has the meaning
ascribed thereto in the Master Agreement.  (fff)Transaction Documents means this
Agreement, the Master Agreement and the Services Agreement.  (ggg)Transferred Assets means the cash,
cash equivalents and other assets transferred as part of the Settlement Amount
and as set forth on Exhibit C
attached hereto. Such Transferred Assets shall be valued as of the Closing Date
according to the mechanics set forth on Exhibit C.  (hhh)Transition Date has the meaning
ascribed thereto in the Services Agreement.  8


(iii)Wilton Re Agreements has the meaning
ascribed thereto in the Amendment.  Section 1.2.
 Construction.  For the purposes of this Agreement,
(i) words (including capitalized terms defined herein) in the singular
shall be held to include the plural and vice versa and words (including
capitalized terms defined herein) of one gender shall be held to include the
other gender as the context requires; (ii) the terms hereof, herein
and herewith and words of similar import shall, unless otherwise stated, be
construed to refer to this Agreement as a whole (including all of the
Schedules) and not to any particular provision of this Agreement, and Article,
Section, paragraph and Schedule references are to the Articles, Sections,
paragraphs and Schedules to this Agreement, unless otherwise specified;
(iii) the word including and words of similar import when used in this
Agreement shall mean including, without limitation; (iv) all references
to any period of days shall be deemed to be to the relevant number of calendar
days unless otherwise specified; and (v) all references herein to $ or
Dollars shall refer to United States dollars, unless otherwise specified.  Section 1.3.
 Headings.  The Article and Section headings
contained in this Agreement are inserted for convenience of reference only and
shall not affect the meaning or interpretation of this Agreement.  ARTICLE II  BASIS OF COINSURANCE  Section 2.1.
 Coinsurance.  (a)Subject to the terms and
conditions of this Agreement, effective as of the Coinsurance Effective Date,
the Ceding Company hereby cedes to the Reinsurer, and the Reinsurer hereby
accepts and reinsures on a one hundred percent (100%) coinsurance basis, the
Insurance Liabilities. The Ceding Company and the Reinsurer mutually agree that,
as between the parties, on and after the Coinsurance Effective Date, the
Reinsurer shall be entitled to exercise all contractual rights and privileges
of the Ceding Company under the Policies in accordance with the terms,
provisions and conditions of such Policies.  (b)In no event shall such
coinsurance with respect to a particular Policy be in force and binding unless
such underlying Policy as issued or assumed by the Ceding Company is in full
force and binding as of the Coinsurance Effective Date or is the subject of a
Permitted Transaction following the Coinsurance Effective Date.  (c)With respect to each of the
Policies, the amount of coinsurance hereunder shall be maintained in force
without reduction so long as the Policy remains in full force without
reduction. If there is a reduction with respect to a Policy, the Reinsurers
liability with respect thereto shall be equally reduced.  All coinsurance for which the Reinsurer is
liable hereunder shall be subject to the same rates, terms, conditions, limitations
and restrictions as are contained in the Policy.  9


Section 2.2.
 Duration of Coinsurance; Recapture.  The coinsurance provided under this Agreement
shall remain continuously in force.  The
Policies are not eligible for recapture by the Ceding Company.  Section 2.3.
 Parties to Coinsurance.  Article II of this Agreement
provides for indemnity reinsurance solely between the Ceding Company and the
Reinsurer. The acceptance of reinsurance under this Article II
shall not create any right or legal relation between the Reinsurer and any
Policyholder, insured, claimant or beneficiary under a Policy, and the Ceding
Company shall be and remain solely liable to such Policyholder under the
Policy.  ARTICLE III  CLOSING AND CONSIDERATION  Section 3.1.
 Settlement Amount.  (a)On the Closing Date, the
Ceding Company agrees to pay the Reinsurer an amount, in the form of
Transferred Assets as designated and valued as of the Closing Date pursuant to
the mechanics set forth on Exhibit C,
equal to the difference between an estimate of: (i) Statutory Reserves and
Liabilities, minus (ii) due and deferred premiums on the Policies as of
the Coinsurance Effective Date, minus (iii) policy loans outstanding on
the Policies as of the Coinsurance Effective Date (net of any accrued and
unearned policy loan interest on such policy loans), minus (iv) the
Closing Date Ceding Commission as set forth on Schedule 3.1 attached hereto, plus (v) the portion of the
Closing Fee due and payable by the Ceding Company to the Reinsurer, as
reflected on Schedule H to the Amendment (collectively, the Settlement Amount). The Settlement
Amount plus interest accrued thereon, as contemplated in Section 2.1 of
the Master Agreement, shall be remitted by the Ceding Company to the Reinsurer
to an account(s) designated in writing by the Reinsurer. Items
(i) through (iii) of this Section 3.1(a) shall
reflect the amounts reported by the Ceding Company as of the quarter-ended
immediately preceding the Closing Date.  (b)The parties agree to make
adjustments to Exhibit A andExhibit Battached hereto and to the
Settlement Amount following Closing, based upon (i) Statutory Reserves and
Liabilities for (x) any Policies or Policy claims improperly or
inadvertently omitted or miscalculated in determining the Settlement Amount or
(y) any Policies that were or are the subject of Permitted Transactions
and that were omitted from the calculation of the Settlement Amount as of the
Coinsurance Effective Date, (ii) adjustments to the Closing Date Ceding
Commission pursuant to Section 2.2(d) of the Master Agreement, and
(iii) actual amounts as reported by the Ceding Company as of the
Coinsurance Effective Date for items (i) through (iii) in Section 3.1(a) (such
adjusted amount, the Final Settlement
Amount); provided, however, that any such
adjustments made pursuant to clause (i)(x) will require the prompt prior
written consent of the Reinsurer, which consent shall not be unreasonably
withheld, but no such adjustment will be made pursuant to clause
(i)(x) unless the Ceding Company has notified the Reinsurer in writing of
such adjustment prior to the ninetieth (90th) day following the Closing Date.  10


(c)The Final Settlement Amount
will be calculated by the Ceding Company and reported to the Reinsurer prior to
the one hundred twentieth (120th) day following the Closing Date, and if such
difference between the Final Settlement Amount and the Settlement Amount (such
difference, the Reconciliation Amount)
is (i) a positive number, then the Ceding Company shall pay such
Reconciliation Amount to the Reinsurer by wire transfer of immediately
available funds or (ii) a negative number, then the absolute value of such
negative number, as the Reconciliation Amount, shall be paid by the Reinsurer
to the Ceding Company by wire transfer of immediately available funds.  (d)The Reinsurer shall have ten
(10) Business Days to review the Ceding Companys calculations of the
Final Settlement Amount and the Reconciliation Amount and provide written
notice to the Ceding Company of any dispute regarding the Ceding Companys
calculation of such amounts (a Dispute
Notice). The Ceding Company and the Reinsurer shall cooperate
in good faith to resolve such dispute as promptly as practicable and, upon such
resolution, make any adjustments to the calculation of any
amount(s) contained in the Ceding Companys calculations of the Final
Settlement Amount and the Reconciliation Amount with the agreement of the
Ceding Company and the Reinsurer. If the Ceding Company and the Reinsurer are
unable to resolve any such dispute within twenty (20) Business Days (or such
longer period as the Ceding Company and the Reinsurer shall mutually agree in
writing) of the Reinsurers delivery of such Dispute Notice, such dispute shall
be resolved by the Independent Accounting Firm, and such determination by the
Independent Accounting Firm shall be final and binding on the parties; provided
that the Reinsurer and the Ceding Company shall submit to the Independent
Accounting Firm statements with respect to their respective positions on
disputed issues and will cooperate with the Independent Accounting Firm by
promptly providing any requested information. Any expenses relating to the
engagement of the Independent Accounting Firm in respect of its services
pursuant to this Section 3.1(d) shall be shared fifty percent
(50%) by the Reinsurer and fifty percent (50%) by the Ceding Company. The
Independent Accounting Firm shall be instructed to use reasonable best efforts
to perform its services within thirty (30) Business Days of submission by the
Reinsurer and the Ceding Company of their respective statements with respect to
the disputes and, in any case, as promptly as practicable after such
submission. If no Dispute Notice is timely delivered by the Reinsurer, the
Ceding Companys calculations of the Final Settlement Amount and the
Reconciliation Amount shall be determinative. If a Dispute Notice is timely
delivered by the Reinsurer, the amounts determined pursuant to the resolution
of such dispute in accordance with this Section 3.1(d), shall be
the Final Settlement Amount and Reconciliation Amount.  (e)With respect to each
adjustment which shall enter into the calculation of the Final Settlement
Amount and the Reconciliation Amount, interest shall accrue thereon at an
annual rate equal to the Three-Month London Interbank Offering Rate (LIBOR) as
published in the Money Rate Section (or any successor section) of The Wall
Street Journal (or any successor publication) on the (A) Closing Date,
with respect to adjustments made other than pursuant to clause
(b)(i)(y) above, and (B) effective date of a Permitted Transaction
with respect to adjustments made pursuant to clause (b)(i)(y) above. Such
interest shall accrue from the Closing Date (or the effective date of the
Permitted Transaction, as the case may be) to the date the Reconciliation
Amount is paid, which payment date shall be the fifth (5th) Business Day following the
later of (i) the receipt by the Reinsurer of calculation of the Final
Settlement Amount and Reconciliation Amount, and (ii) the resolution of
any dispute in respect of the  11


calculation of the Final
Settlement Amount and/or the Reconciliation Amount (the Final Settlement Date).  ARTICLE IV  COOPERATION BETWEEN THE CEDING COMPANY AND
THE REINSURER FOLLOWING THE COINSURANCE EFFECTIVE DATE  Section 4.1.
 Ceding Company Service Period.  During the Ceding Company Service Period, the
Ceding Company shall provide, or cause to be provided, Interim Services,
Conversion Services and Ongoing Services in accordance with the Services
Agreement. On and after the Transition Date, the Reinsurer shall provide, or
cause to be provided, Required Services under the terms and conditions of the
Services Agreement.  Section 4.2.
 Premium Payments, Negotiation of
Checks.  (i) On and after the
Coinsurance Effective Date, all premium payments, conversion charges and other
consideration under the Policies received by the Ceding Company shall be the
sole property of the Reinsurer, and (ii) any premium payment, conversion
charge and other consideration received by the Ceding Company, to the extent
such premium payment, conversion charge and other consideration covers periods
on or after the Coinsurance Effective Date, shall be remitted in accordance
with the Services Agreement.  Section 4.3.
 Reserves.  The Reinsurer agrees that, on and after the
Coinsurance Effective Date, it will establish and maintain all statutory
reserves and liabilities as may be required under the terms of the Policies,
SAP and Applicable Law.  Section 4.4.
 Reserve Credits.  If, as of the end of any calendar quarter
following the Coinsurance Effective Date, the Ceding Company becomes unable to
take full reserve credit with respect to all the reinsurance provided under
this Agreement by the Reinsurer of the Policies for whatever reason, the
Reinsurer will implement, prior to the date on which the Ceding Company is
required by Applicable Law to file its quarterly statutory financial statement
as of and for the period ended on such calendar quarter end-date with its
domiciliary insurance regulatory authority, alternative arrangements in
accordance withApplicable Law in
order to ensure that the Ceding Company is permitted to take such reserve
credit on the Ceding Companys statutory financial statements.  Section 4.5.
 Premium Taxes.  The Ceding Company shall be liable for all
Premium Taxes on premiums received in connection with the Policies prior to the
Coinsurance Effective Date and shall remain liable for payment of Premium Taxes
on premiums received under the Policies. The Reinsurer shall pay to the Ceding
Company a provision for Premium Taxes incurred in connection with premiums received
under the Policies on or after the Coinsurance Effective Date.  The provision for Premium Taxes to be paid by
the Reinsurer pursuant to the immediately preceding sentence shall be two and
one-half percent (2.5%) of premiums collected as ceded under this Agreement (as
such percentage may be changed annually on a prospective basis by the mutual
agreement of the parties to reflect actual experience, which agreement by each
party shall not be unreasonably withheld, delayed or conditioned), as  12


calculated on a quarterly
basis, and shall be paid by the Reinsurer to the Ceding Company as part of the
monthly and annual settlements that occur under this Agreement.  Section 4.6.
 Payments Relating to Commissions.
 The Reinsurer shall pay to the Ceding
Company those payments set forth on Schedule
4.6, which shall be reflected in the monthly settlement report
prepared and delivered pursuant to Section 4.9.  Section 4.7.
 Guaranty Fund Assessments.  (a)Ceding
Company-Paid Assessments. In the event the Ceding Company is required
to pay an assessment in respect of the Policies to any insurance guaranty,
insolvency or other similar fund maintained by any jurisdiction and such
assessment is based on premiums collected or policies in full force in any
period on or after the Coinsurance Effective Date, the portion, if any, of such
assessment that relates to such Policies shall be reimbursed by the Reinsurer
to the extent that no Premium Tax offsets are available for use by the Ceding
Company.  Such reimbursement shall be
included in the monthly and annual settlements that occur under this Agreement.  (b)Reinsurer-Paid
Assessments. In the event the Reinsurer is required to pay an
assessment in respect of the Policies to any insurance guaranty, insolvency or
other similar fund maintained by any jurisdiction and such assessment is based
on premiums collected or policies in force in any period prior to the
Coinsurance Effective Date, the portion, if any, of such assessment that
relates to such Policies shall be reimbursed by the Ceding Company to the
extent that no Premium Tax offsets are available for use by the Reinsurer.  Section 4.8.
 Reports.  The parties hereto acknowledge and agree that
the regularity and reliability of information concerning the Policies is
critically important to each such party. In connection therewith, each of the
Ceding Company and the Reinsurer agrees to, and agrees to cause their
respective designees to, comply with its respective reporting obligations as
set forth in this Agreement and the Services Agreement within the time periods
contemplated herein and therein.  Section 4.9.
 Monthly Settlement.  (a)The Ceding
Company shall provide the Reinsurer with a monthly settlement report, no later
than the thirtieth (30th) day following
the end of each calendar month, with delivery thereof commencing in the month
following the month in which the Coinsurance Effective Date occurs (including
in such first report the period since the Coinsurance Effective Date). Such
monthly settlement report shall be in the form specified in Schedule 4.9 attached hereto.  (b)In the event that such
monthly settlement report reflects a net amount owed by the Ceding Company to
Reinsurer pursuant to the terms of this Agreement, then the Ceding Company
shall also make a wire payment in immediately available funds of such net
amount to the account(s) designated therefor in writing by the Reinsurer
no later than the tenth (10th) Business Day following Reinsurers receipt of such monthly settlement
report, except to the extent that the Reinsurer notifies the Ceding Company in
writing prior to the expiration of such ten (10) Business Day period of
its good faith belief that the report is inaccurate, in which  13


case the parties shall
cooperate with each other to resolve the disagreement. In the event that a
monthly settlement report reflects a net amount owed by Reinsurer to the Ceding
Company pursuant to the terms of this Agreement, Reinsurer shall make a wire
payment in immediately available funds of such net amount to the Ceding Company
no later than the tenth (10th) Business Day following Reinsurers receipt of such monthly settlement
report, except to the extent that the Reinsurer notifies the Ceding Company
prior to the expiration of such ten (10) Business Day period of its good
faith belief that the report is inaccurate, in which case the parties shall
cooperate with each other to resolve the disagreement.  In the event of any such dispute, the party
owing any amount pursuant to such monthly settlement report shall pay such
amount in full no later than the fifth (5th) Business Day following settlement of such dispute.
Any delinquent amounts payable under this clause (b) shall accrue interest
from the date such payment was originally due until the date such payment is
made, such interest to accrue at an annual rate equal to the Three-Month London
Interbank Offering Rate (LIBOR) as published in the Money Rate Section (or
any successor section) of The Wall Street Journal, Eastern Edition (or any
successor publication) as determined on the date such payment was originally
due.  (c)Pursuant to the terms of the
Services Agreement, from and after the Transition Date, the Reinsurer shall be
responsible for, among other things, the direct payment to Policyholders or
their beneficiaries, as applicable, of all death, annuity and other contractual
benefits constituting Insurance Liabilities under the Policies.  Any such payment by the Reinsurer shall
satisfy, on a dollar-for-dollar basis, the Reinsurers obligations to the
Ceding Company in respect thereof under this Agreement.  Section 4.10.
 Audit.  Each party shall have the right to audit on an
annual basis, at its sole expense, at the office of the other during regular
business hours and upon reasonable prior written notice, all records and
procedures relating to the Policies.  ARTICLE V  UNDERTAKINGS OF CEDING COMPANY FOLLOWING THE COINSURANCE EFFECTIVE DATE  Section 5.1.  Cooperation.  The Ceding Company agrees to provide all
reasonable assistance to the Reinsurer and its designees in the transfer to the
Reinsurer of the obligation to provide Required Services pursuant to the
Services Agreement in connection with the Policies, including responding to
questions from the Reinsurer and its designees in the conversion of computer
records and files to the systems of the Reinsurer. The Ceding Company will do
all things reasonable and necessary to permit the Reinsurer and its designees
to exercise and assert all rights of the Ceding Company as contemplated herein
and will fully cooperate with the Reinsurer and its designees in such exercise
and assertion.  ARTICLE VI  INDEMNIFICATION  Section 6.1.
 Indemnification by the Ceding Company.  From and after the Closing Date, the Ceding
Company shall indemnify and defend the Reinsurer, its Approved  14


Designees and its
Affiliates, and their respective officers, employees, directors, controlling
persons, Affiliates, agents, representatives and assigns (the Reinsurer Indemnified Parties)
against, and hold each of them harmless from all Losses sustained or incurred
by, or asserted against, the Reinsurer Indemnified Parties which arise out of:  (a)any Excluded Liabilities;  (b)any breach or nonfulfillment
by the Ceding Company of, or any failure by the Ceding Company to perform, any
of the covenants, terms or conditions of, or any of its duties or obligations
under, this Agreement;  (c)any action or inaction of
the Ceding Company or its designees under or with respect to any of the
Policies (other than in connection with a breach by the Ceding Company of
Section 5.17 of the Master Agreement) that is not indemnifiable by the
Reinsurer pursuant to Section 6.2;  (d)or relate to or are in
connection with the Wilton Re Agreements;  (e)the amount of the Cost of
Capital for any Interest Maintenance Reserve that the Reinsurer becomes
obligated to establish under SAP as a liability as of the Coinsurance Effective
Date or as of the Closing Date on its statutory financial statements solely as
a result of the reinsurance by the Reinsurer of the Insurance Liabilities
contemplated by this Agreement, the amount of such Interest Maintenance Reserve
(if any) being determined by reference to the schedule to be provided by the
Ceding Company to the Reinsurer as promptly as practicable following the
determination thereof; and  (f)any enforcement of this
indemnity.  Section 6.2.
 Indemnification by the Reinsurer.
 From and after the Closing Date, the
Reinsurer shall indemnify and defend the Ceding Company and its Affiliates, its
Approved Designees, and their respective officers, employees, designees,
directors, controlling persons, Affiliates, agents, representatives and assigns
(the Ceding Company Indemnified Parties)
against, and hold each of them harmless from, all Losses sustained or incurred
by, or asserted against, the Ceding Company Indemnified Parties which arise out
of:  (a)any Insurance Liabilities;  (b)any breach or nonfulfillment
by the Reinsurer of, or any failure by the Reinsurer to perform, any of the
covenants, terms or conditions of or any of its duties or obligations under
this Agreement;  (c)any action or inaction of
the Reinsurer or its designees under or with respect to any of the Policies;  (d)any Extra Contractual
Liabilities and any related attorneys fees and expenses that are based upon,
relate to or arise solely out of any act, error or omission of (i) the
Reinsurer or any of its officers, directors, designees, agents or employees,
whether intentional or otherwise, which occurred after the Closing Date
(including in connection with the Reinsurers  15


or its designees
(x) exercise of contractual rights and privileges of the Ceding Company
under the Policies pursuant to the Transaction Agreements, including pursuant
to Section 2.1(a) of this Agreement, and (y) performance
of Required Services under the Services Agreement after the Transition Date),
except to the extent such act, error or omission was made at the written or
express direction or request of the Ceding Company or its designees, and
(ii) the Ceding Company or any of its officers, directors, designees,
agents or employees that occurred (or, in the case of an omission, failed to
occur) on or after the Closing Date and was made at the written or express
direction or request of the Reinsurer or its designees (Reinsurer Caused Extra Contractual Liabilities);  (e)Extra Contractual
Liabilities and any related attorneys fees and expenses that are based upon,
relate to or arise solely out of any act, error or omission of the Ceding
Company or any of its officers, directors, designees, agents or employees,
whether intentional or otherwise, with respect to the Policies (other than
those acts, errors or omissions covered by Section 6.2(d)(ii)), in
respect of which relief is first sought by the aggrieved Person from the Ceding
Company, the Reinsurer or any of their respective Affiliates or designees after
April 24, 2014 (Reinsurer Covered
Extra Contractual Liabilities); and  (f)any enforcement of this
indemnity.  Notwithstanding anything to
the contrary herein, in no event shall the Reinsurer be obligated to indemnify
the Ceding Company Indemnified Parties for Losses arising in respect of any
Reinsurer Covered Extra Contractual Liabilities pursuant to Section 6.2(e)
that exceed, individually or in the aggregate, the ECL Cap.  In addition, the Ceding
Company agrees, and agrees to cause each other Ceding Company Indemnified
Party, to use commercially reasonable efforts to seek recoveries under all
applicable insurance or reinsurance policies or other indemnity, contribution
or similar agreements in respect of any Losses arising in respect of Reinsurer
Covered Extra Contractual Liabilities. In the event that any Ceding Company
Indemnified Party is able to make any actual recovery under any such insurance
or other agreement, the Reinsurer shall not have any liability to the Ceding
Company hereunder for such amount and, in the event that the Reinsurer has
already made an indemnification payment to the Ceding Company Indemnified
Parties for such amount, the Ceding Company shall reimburse Reinsurer for such
payments to the extent any Ceding Company Indemnified Parties received
reimbursement under such insurance or other agreement. Payments made by the
Reinsurer but later reimbursed by any Ceding Company Indemnified Party pursuant
to the immediately preceding sentence shall not be applied against the ECL Cap.  Section 6.3.
 Indemnification and Arbitration
Procedures.  The arbitration
procedures under Article VIII of this Agreement shall apply to indemnity
claims and disputes arising under this Agreement, and are incorporated herein
by reference.  The rights and obligations
of the parties respecting indemnification under this Agreement shall be subject
to the limitations described in Article VIII of this Agreement.  Section 6.4.
 Cooperation.  Each party agrees that it will cooperate fully
with the other party in the satisfactory settlement of any and all claims,
insofar as possible.  16


Section 6.5.
 Payment in Full for Losses.  To the extent a Reinsurer Indemnified Party or
a Ceding Company Indemnified Party receives indemnification in full for a Loss
under any Transaction Agreement, such party shall not be entitled to further
indemnification under the same or any other Transaction Agreement.  ARTICLE VII  INSOLVENCY  Section 7.1.  Payment of Benefits under an Insolvency.  The obligations of the Reinsurer under this
Agreement shall be without diminution or in any way affected or diminished
because of the insolvency of the Ceding Company. In the event of the insolvency
of the Ceding Company and the appointment of a conservator, liquidator,
receiver or statutory successor of the Ceding Company while coinsurance is in
effect as to any Policy, all coinsurance made, ceded, renewed or otherwise
becoming effective under this Agreement shall be payable directly to such
conservator, liquidator, receiver or statutory successor immediately upon
demand, with reasonable provision for verification, on the basis of claims
allowed against the Ceding Company by any court of competent jurisdiction or by
any conservator, liquidator, receiver or statutory successor of the Ceding
Company having authority to allow such claims, without diminution because of
such insolvency or because such conservator, liquidator, receiver or statutory
successor has failed to pay all or a portion of any claims, except where
(x) this Agreement specifies another payee of such reinsurance in the
event of the insolvency of the Ceding Company or (y) the Reinsurer, with
the consent of the direct insured or insureds, has assumed such policy
obligations of the Ceding Company as direct obligations of the Reinsurer to the
payees under such Policies and in substitution for the obligations of the
Ceding Company to such payees.  Section 7.2.  Required Notice of and Defense against
Claims.  In the event of the
insolvency of the Ceding Company while coinsurance as to any Policy is in
effect under this Agreement, the conservator, liquidator, receiver or statutory
successor of the Ceding Company shall give the Reinsurer written notice of the
pendency of a claim against the Ceding Company on a Policy within a reasonable
time after such claim is filed in the insolvency proceeding. During the
pendency of any such claim, the Reinsurer may, at its own expense, investigate
such claim and interpose, at its own expense, in the proceeding where such
claim is to be adjudicated, any defense or defenses which the Reinsurer may
deem available to the Ceding Company or its conservator, liquidator, receiver
or statutory successor.  The expense thus
incurred by the Reinsurer shall be payable, subject to court approval, out of
the estate of the Ceding Company as a part of the expense of conservation or
liquidation to the extent of a proportionate share of the benefit which may
accrue to the Ceding Company in conservation or liquidation solely as a result
of the defense undertaken by the Reinsurer. Where two or more reinsurers are
involved in the same claim and a majority in interest elects to interpose the
defense to such claim, the expense shall be apportioned in accordance with the
terms of this Agreement as though such expense had been incurred by the
insolvent Ceding Company.  17


ARTICLE VIII  ARBITRATION  Section 8.1.
 Agreement to Arbitrate.  It is the intention of the parties that
customs and usages of the business of life insurance or reinsurance and
annuities shall be given full effect in the interpretation of this Agreement.  All disputes between the Reinsurer and the
Ceding Company arising out of this Agreement (other than disputes arising with
respect to the formation and validity of this Agreement) on which an amicable
understanding cannot be reached shall be decided exclusively by arbitration
between the parties at a location to be mutually agreed upon between the
parties or as designated by the arbitrators if agreement as to a location
cannot be reached by the parties. Notwithstanding any other provision of this Article VIII,
if either the Reinsurer or the Ceding Company seeks, consents to, or acquiesces
in the appointment of or otherwise becomes subject to any trustee, receiver,
liquidator, statutory successor or conservator (including any state insurance
regulatory agency or authority acting in such a capacity), the other party
shall not be obligated to resolve any claim, dispute or cause of action under
this Agreement by arbitration except as may be required by Applicable Law.  Notwithstanding any other provision of this Article VIII,
nothing contained in this Agreement shall require arbitration of any issue for
which equitable or injunctive relief, including specific performance, is the
sole remedy sought.  Section 8.2.
 Method.  The parties intend this Article VIII
to be enforceable in accordance with the Federal Arbitration Act (9 U.S.C.
Section 1, et seq.), including any amendments to that Act which are
subsequently adopted, notwithstanding any other choice of law provision set
forth in this Agreement.  In the event that
either party refuses to submit to arbitration as required herein, the other
party may request a United States Federal District Court to compel arbitration
in accordance with the Federal Arbitration Act. Both parties consent to the
jurisdiction of such court to enforce this article and to confirm and enforce
the performance of any award of the arbitrators.  Arbitration shall be conducted before a
three-person arbitration panel appointed as follows: to initiate arbitration,
either party shall notify the other in writing in the manner set forth in this
Agreement for sending notices to the parties of its desire to arbitrate,
stating the nature of the dispute and the remedy sought, and designating an
arbitrator. The party to which the notice is sent shall respond in writing no
later than the thirtieth (30th) day following its receipt of such notice. If the second party fails
to respond within the time period set forth in this Section 8.2, or
fails to designate its arbitrator in its response, the party initiating
arbitration shall appoint a second arbitrator. The two arbitrators shall select
an umpire no later than the thirtieth (30th) day following the designation of the second
arbitrator. If they are unable to agree upon the selection of the umpire on or
prior to the thirtieth (30th) day following the appointment of the second arbitrator, the parties
shall appoint the umpire pursuant to the ARIAS-US Umpire Selection
Procedure.  The arbitrators and umpire
shall be either present or former executive officers of life insurance or
reinsurance companies, be certified to act as arbitrators or umpires by
ARIAS-US, shall not be under the control of either party and shall have no
financial interest in the outcome of the arbitration and shall have no conflict
of interest with any party hereto (or its Affiliates) or the subject matter of
the arbitration.  Section 8.3.
 Power of Arbitrators.  The arbitrators shall have the power to
determine all procedural rules for the conduct of the arbitration,
including the production and  18


inspection of documents, the
examination of witnesses and any other matter relating to the conduct of the
arbitration. The arbitrators and the umpire shall interpret this Agreement as
an honorable engagement and not merely as a legal obligation between the
parties. They shall reach their decision from the standpoint of equity and the
customs and practices of the life insurance or reinsurance industry with a view
to effecting the general purposes of this Agreement and may abstain from
following the strict rules of law; provided, however, that
(i) the arbitrators shall have no authority to award equitable relief or
punitive damages against or in favor of either party (except to reimburse a
party for extra-contractual or punitive damages that either the Ceding Company
or the Reinsurer has paid or is legally obligated to pay to third parties), and
(ii) nothing contained in this Article VIII is intended to
limit the dispute resolution mechanics for (x) calculations made pursuant
to Section 3.1 or Exhibit C
(which disputes shall be resolved pursuant to the procedures set forth in Section 3.1
or Exhibit C, as applicable),
or (y) Section 9.13.  Section 8.4.
 Arbitration Fees and Expenses;
Decision.  Unless the arbitration
panel orders otherwise, each party shall pay: (1) the fees and expenses of
its own arbitrator; and (2) an equal share of the fees and expenses of the
umpire and the other expenses of the arbitration. Each party shall pay its own
legal fees in connection with the arbitration, unless the arbitrators award
legal fees and expenses of the prevailing party as part of any award. Except as
otherwise specifically provided herein, the arbitration shall be conducted in
accordance with the procedures of the American Arbitration Association.  The decision of the arbitrators shall be made
in writing and final and binding upon both of the parties. Judgment may be
entered upon the final decision of the arbitrators in any court having
jurisdiction.  The arbitration will be
conducted on a confidential basis, except to the extent otherwise required by
Applicable Law, and no matters discussed or disclosed by any party at the
arbitration, or any decision or award of the arbitrators, will be admitted into
evidence or otherwise disclosed or used before any court or other legal,
regulatory or administrative body, authority or forum for any purpose except as
and to the extent necessary for entry of final judgment on the award of the
arbitrators in any court having jurisdiction.  ARTICLE IX  GENERAL PROVISIONS  Section 9.1.
 Notices.  Any and all notices and other communications
required or permitted under this Agreement shall be in writing and shall be
deemed to have been duly given when (i) received by the receiving party if
mailed by United States registered or certified mail, return receipt requested,
(ii) received by the receiving party if mailed by United States overnight
express mail, (iii) sent by facsimile or telecopy machine, followed by
confirmation mailed by United States first-class mail or overnight express mail
or (iv) delivered in person to the parties at the addresses set forth in
the Master Agreement.  Section 9.2.
 Confidentiality.  Each of the parties shall maintain the
confidentiality of all information related to the Policies and all other
information denominated as confidential by the other party provided to it in
connection with this Agreement to the extent required by and subject to all of
the terms and provisions of Section 11.7 of the Master Agreement.  19


Section 9.3.
 Misunderstandings and Oversights.  If any failure to pay amounts due or to
perform any other act required of either party under this Agreement is shown to
be unintentional and caused by misunderstanding, oversight or clerical error,
then this Agreement shall not be deemed in breach thereby, provided,
that such failure is promptly corrected by the party that caused such failure,
which correction restores the other party to the position it would have
occupied (including provision for the time value of money) had the
misunderstanding, oversight or clerical error not occurred.  Section 9.4.
 Reinstatements.  If a Policy that was reduced, terminated, or
lapsed is reinstated in a Permitted Transaction, the reinsurance for such
Policy under this Agreement will be reinstated automatically to the amount that
would have been in force if the Policy had not been reduced, terminated or
lapsed.  Section 9.5.
 Entire Agreement.  This Agreement supersedes all prior
discussions and agreements between the parties with respect to the subject
matter of this Agreement, and this Agreement, the Master Agreement, the Joinder
Agreement and the Services Agreement, including the Schedules and Exhibits
attached hereto and thereto, constitute the sole and entire agreement between
the parties hereto with respect to the subject matter hereof, and supersedes
all prior discussions and agreements between the parties with respect to the
subject matter hereof, which are merged with and into this Agreement.  Section 9.6.
 Waivers and Amendments.  Any term or condition of this Agreement may be
waived at any time by the party that is entitled to the benefit thereof. Such
waiver must be in writing and must be executed by an executive officer of such
party.  A waiver on one occasion will not
be deemed to be a waiver of the same or any other term or condition on a future
occasion. This Agreement may be modified or amended only by a writing duly executed
by an executive officer of the Ceding Company and the Reinsurer, respectively.  Section 9.7.
No Third Party Beneficiaries.  The
terms and provisions of this Agreement constitute an indemnity reinsurance
agreement solely between the Ceding Company and the Reinsurer, and other than
Ceding Company Indemnified Parties and Reinsurer Indemnified Parties, the terms
and provisions of this Agreement are intended solely for the benefit of the
parties hereto, the Ceding Company and the Reinsurer and their permitted
successors and assigns, and it is not the intention of the parties to confer
any rights as a third-party beneficiary to this Agreement upon any other
person.  Section 9.8.
 Binding Effect; No Assignment.  This Agreement shall be binding upon and
inure to the benefit of the parties and their respective successors, permitted
assigns and legal representatives, whether by merger, consolidation or
otherwise. This Agreement shall not be assigned by any of the parties hereto
without the prior written approval of the other party; provided, that
nothing in this Section 9.8 shall be interpreted to prevent the
retrocession by the Reinsurer of all or any portion of the Insurance
Liabilities or Retroceded Liabilities, but only after the delivery by the
Reinsurer of prior written notice thereof to the Ceding Company.  Section 9.9.
 Governing Law.  This Agreement will be governed by and
construed in accordance with the laws of the state of domicile of the Ceding
Company, without regard to its conflicts of law doctrine.  20


Section 9.10.
 Counterparts.  This Agreement may be executed in
counterparts, each of which shall be deemed an original, but all of which shall
constitute one and the same instrument.  Section 9.11.
 Severability.  If any provision of this Agreement is held to
be illegal, invalid or unenforceable under any present or future law or if
determined by a court of competent jurisdiction to be unenforceable, and if the
rights or obligations of the Ceding Company or the Reinsurer under this
Agreement will not be materially and adversely affected thereby, such provision
shall be fully severable, and this Agreement will be construed and enforced as
if such illegal, invalid or unenforceable provision had never comprised a part
of this Agreement, and the remaining provisions of this Agreement shall remain
in full force and effect and will not be affected by the illegal, invalid or
unenforceable provision or by its severance herefrom.  Section 9.12.
 Exhibits and Schedules.  Exhibits and Schedules attached hereto are
hereby made a part of this Agreement.  Section 9.13.
 Election Statement.  The parties hereby jointly make the election
to determine specified policy acquisition expenses without regard to the
general deductions limitation described in Internal Revenue Regulation
1.848-2(g)(8) (the Regulation)
under Section 848 of the Code. This Section 9.13 shall
constitute the Election Statement specified in the Regulation and this Election
Statement shall be construed in accordance with all of the requirements of such
Regulation regarding such election, including, without limitation, the election
statement and Tax return reporting requirements of Regulation Sections 1.848-2(g)(8)(ii)
and 1.848-2(g)(8)(iii).  Pursuant to this
Election Statement, the parties agree as follows:  (a)to exchange
information each and every year for which this Agreement is in effect
pertaining to the amount of net consideration under this Agreement as that
term is used in the Regulation. In order to effect this information exchange,
the parties agree that:  (i)the Ceding
Company shall submit its calculation of the net consideration for purposes of
that Regulation to the Reinsurer not later than May 1st for each and every
taxable year for which this Agreement is in effect;  (ii)the Reinsurer
may challenge such calculation within ten (10) Business Days of its
receipt of the Ceding Companys calculation;  (iii)should the
Reinsurer challenge the Ceding Companys calculation of the net consideration
and the parties be unable to agree as to the appropriate methodology to
determine the net consideration for purposes of the Regulation, the parties
shall refer such dispute to an outside tax consultant unrelated to either of
the parties, in lieu of the arbitration provisions of this Agreement, and if
the parties cannot agree on a tax consultant, the tax consultant shall be
Deloitte & Touche LLP, and the parties agree to be bound by the
decision of such tax consultant;  21


(b)that the party with net
positive consideration with respect to this Agreement for each taxable year
will capitalize specified policy acquisition expenses with respect to this
Agreement without regard to the general deductions limitation of
Section 848(c)(1) of the Code; and  (c)that the first taxable year
for which this Election Statement shall be effective is taxable year 2009.  Section 9.14.
 Additional Tax Provisions.  The parties each agree to attach a schedule
to their federal income Tax returns that identifies this Agreement as a
reinsurance agreement for which the Election Statement in Section 9.13
has been made. This schedule shall be attached to each of the parties federal
income Tax returns filed for the first taxable year of each party ending after
the Election Statement becomes effective.  Section 9.15.
 Set Off.  Any debts or credits between the Ceding
Company and the Reinsurer under this Agreement only are deemed mutual debts and
credits, as the case may be, and the Ceding Company and the Reinsurer shall have,
and may exercise at any time and from time to time, the right to net or offset
any such debts or credits under this Agreement only and only the balance shall
be allowed or paid hereunder. This right of netting and offset shall not be
affected or diminished because of insolvency of either party to this Agreement.  22


IN
WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed
effective this 24th day of April, 2009.   PENNSYLVANIA LIFE
  INSURANCE COMPANYBy:
  /s/ Gary W. BryantName:
  Gary W. BryantTitle:
  President & CEOCOMMONWEALTH ANNUITY AND
  LIFE INSURANCE COMPANYBy:
  /s/ Michael ReardonName:
  Michael ReardonTitle:
  President   Indemnity Reinsurance Agreement Signature Page


Schedule
3.1  SETTLEMENT
AMOUNT  Statutory Reserves and Liabilities(1)
  
  $
  223,743,160- Due and deferred premiums(2)
  
  $
  3,307,093- Policy loans outstanding(2) (net of accrued and unearned
  interest)
  
  $
  4,641,447- Closing Date Ceding Commission(3)
  
  $
  28,356,565+ Portion of Closing Fee(4)
  
  $
  821,118= Settlement Amount(5)
  
  $
  188,259,173+ Accrued Interest(6)
  
  $
  604,928= Total Payment
  
  $
  188,864,100  
 (1)   Will equal amount on Exhibit A.  (2)   On the Policies as of the Coinsurance
Effective Date.  (3)   Will equal amount determined pursuant to
Section 2.2 in the Master Agreement.  (4)   Will equal amount set forth in respect
thereof on Schedule H to the Amendment.  (5)   Interest Maintenance Reserve impact relating
to the Transferred Assets transferred on the Closing Date and the Final
Settlement Date shall be the amount of zero dollars ($0.00) .  (6)   Determined pursuant to Section 2.1 in
the Master Agreement.  3.1-1


Schedule 4.6  PAYMENTS RELATING TO COMMISSIONS  4.6-1


PENNSYLVANIA
LIFECOMMISSIONS  Expressed
as percentage of premium.  Policy YearLOB
  
  Plan
  
  IA
  
  1
  
  2
  
  3
  
  4
  
  5
  
  6
  
  7
  
  8
  
  9
  
  10
  
  11
  
  12+Annuity
  
  FPAR
  
  All
  
  6.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %FPDA5
  
  All
  
  6.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %FPDA6
  
  All
  
  6.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0,0
  %
  0.0
  %FPDA7
  
  All
  
  6.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %FPDA8
  
  All
  
  6.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %SPDA5
  
  60+
  
  7.5
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %SPDA6
  
  60+
  
  7.5
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %Senior Life
  
  2GGRD
  
  0-79
  
  100.0
  %
  20.0
  %
  17.0
  %
  17.0
  %
  17.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  3.0
  %
  3.0
  %80+
  
  90.0
  %
  20.0
  %
  17.0
  %
  17.0
  %
  17.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  3.0
  %
  3.0
  %2GPOM
  
  0-79
  
  100.0
  %
  20.0
  %
  17.0
  %
  17.0
  %
  17.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  3.0
  %
  3.0
  %80+
  
  90.0
  %
  20.0
  %
  17.0
  %
  17.0
  %
  17.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  3.0
  %
  3.0
  %ETI80
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %RPU80
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %Traditional
  
  10P01
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %10R01
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %10TRM
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %20PE
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %20PL1
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %20PL2
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %20TRM
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %Policy year 21, 41, and 61 have higher rate at 55%ART
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %DD20
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %DD65
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %DWL
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %DWLR
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %E90
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %E95
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %ETI
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %ETI58
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %ETI80
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %GDBWL
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %JWL
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %


85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %LF110
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %LF117
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %LP65
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %LP90
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %LP95
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %MODWL
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %MWL01
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %PL172
  
  All
  
  30.0
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  0.0
  %
  0.0
  %PLA48
  
  0-39
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %40-44*
  
  179.0
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  144.0
  %
  0.0
  %45-54
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %55-62*
  
  159.0
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  99.0
  %
  0.0
  %63+*
  
  149.0
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  7.5
  %
  99.0
  %
  0.0
  %* Policy year 21
  = 99%PLC10
  
  All
  
  84.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  0.0
  %
  0.0
  %RI69
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %RPU
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %RPU25
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %RPU30
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %RPU35
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %RPU41
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %RPU45
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %RPU55
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %RPU58
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %RPU80
  
  All
  
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %T65
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %T75
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %TERM
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %WL
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %WL01
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %WL10
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %WL10R
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %WL117
  
  All
  
  84.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  0.0
  %
  0.0
  %WL41
  
  All
  
  110.0
  %
  35.0
  %
  15.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  0.0
  %
  0.0
  %WL58
  
  All
  
  84.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  10.0
  %
  0.0
  %
  0.0
  %WLR
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %WLR01
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %


80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %Universal Life
  
  AE05*
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %AE10*
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %AESP*
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %AEWL*
  
  0-79
  
  35.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %80-84
  
  30.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %85+
  
  25.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  5.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %
  0.0
  %L400*
  
  0-69
  
  107.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  3.0
  %
  3.0
  %70-80
  
  100.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %81+
  
  40.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %L614A
  
  All (Tgt)
  
  110.0
  %
  35.0
  %
  25.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  6.0
  %
  6.0
  %
  6.0
  %
  6.0
  %
  6.0
  %Excess
  
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  3.0
  %
  3.0
  %L718A
  
  All (Tgt)
  
  110.0
  %
  35.0
  %
  25.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  6.0
  %
  6.0
  %
  6.0
  %
  6.0
  %
  6.0
  %Excess
  
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  3.0
  %
  3.0
  %L718B
  
  All (Tgt)
  
  110.0
  %
  35.0
  %
  25.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  8.0
  %
  6.0
  %
  6.0
  %
  6.0
  %
  6.0
  %
  6.0
  %Excess
  
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  3.0
  %
  3.0
  %L910A*
  
  0-69
  
  107.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  3.0
  %
  3.0
  %70-80
  
  100.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %81+
  
  40.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %
  3.0
  %L910B
  
  All (Tgt)
  
  107.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  3.0
  %
  3.0
  %Excess
  
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  4.0
  %
  3.0
  %
  3.0
  %  
 *
Apply to both target and excess premium.


Schedule 4.9  MONTHLY SETTLEMENT REPORTS  4.9-1


Commonwealth Annuity and Life Insurance Company (Reinsurer) Sch 4.9 - Monthly Reinsurance Settlement Statemen For the Month Ending Jan-09  Pre - Transition Date  (TRAD)COMB LOB
  
  (TRAD) Whole
  
  (TRAD) Term
  
  Universal
  
  (SR) Senior
  
  
  
  (AE & AEII)
  
  (Grp) GroupTOTALS
  
  Life
  
  Life
  
  Life/ISWL
  
  Life
  
  (GR) GRL Life
  
  Asset Enhancer
  
  Life
  
  (ANN) AnnuityTotal
  
  Total
  
  Total
  
  Total
  
  Total
  
  Total
  
  Total
  
  Total
  
  TotalCollected PremiumsA
  
  FY Premium Collected:
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  B
  
  RNL Premium Collected
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  C
  
  Total Collected Premium (with waiver) (A+B
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcPlus Assumed Reinsurance PremiumD
  
  FY Premium Collected:
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  E
  
  RNL Premium Collected
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  F
  
  Total Collected Assumed
  Reinsurance Premium (D+E
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcLess Inuring Reinsurance PremiumG
  
  FY Premium Collected:
  
  
  
  H
  
  RNL Premium CollectedI
  
  Total Inuring Reinsurance Premium (G+H
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcJ
  
  Net Total
  Premium (C+F-I)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcPolicy BenefitsK
  
  Death Claims (including any interest)
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  L
  
  Surrenders Paid
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  M
  
  Waiver of Premium Benefits
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  N
  
  Claim Exp: Investigation Fees / Medical
  Record Fees
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  O
  
  Total Policy Benefits Paid (K + L+M+N)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcPlus Assumed Reinsurance Policy BenefitsP
  
  Death Claims (including any interest)
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  Q
  
  Surrenders Paid
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  R
  
  Waiver of Premium Benefits
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  S
  
  Claim Exp: Investigation Fees / Medical
  Record Fees
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  T
  
  Total Assumed
  Reinsurance Policy Benefits Paid (P+Q+R+S
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcLess Inuring Reinsurance Policy BenefitsU
  
  Death Claims (including any interest)
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  V
  
  Surrenders Paid
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  W
  
  Waiver of Premium Benefits
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  X
  
  Claim Exp: Investigation Fees / Medical
  Record Fees
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  Y
  
  Total Inuring
  Reinsurance Policy Benefits Paid, Payable or Provided(U+V+W+X)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcZ
  
  Net Total
  Policy Benfits (O+T-Y
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcLess Payments Relating
  to Commission (per schedule 4.6AA
  
  FY Commissions
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  AB
  
  RNL Commissions
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  AC
  
  Total Payments Relating
  to Commission (AA+AB
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcPlus Inuring Reinsurance
  Allowance PaymentsAD
  
  FY Reins AllowanceComm & Exp
  Allowances
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  AE
  
  Single Reins AllowanceComm & Exp
  Allowances
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  AF
  
  RNL Reins AllowanceComm & Exp
  Allowances
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  AG
  
  Renewal Reins
  AllowanceComm & Exp Allowances Paid, Payable or Provided
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc(AD+AE+AF)Less Policy Servicing FeeNumber of days in month
  
  # Policies Inforce Begining of Month
  
  AH
  
  Policy Servicing Fee per Sched 2.3 of ASA
  (41*Days in Month/365)
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  Less Premium TaxAI
  
  Premium Taxes ( 2.5% Direct Collected Prem)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcPlus Uncollectible
  Reinsurance Recoverables (Assumed or InuringAJ
  
  Plus Change in Reinsurance Recoverables
  Not Admitted**
  
  
  
  AK
  
  Net Due to (from)
  Commonwealth (J - Z - AC +AG-AH-AI+AJ
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc*
  
  For purposes of this calculation, the Inuring Reinsurance shall
  mean Reinsurance Coverage (as defined in the coinsurance agreement)**
  
  Reinsurance recoverables (including reinsurance allowances) due
  greater than 90 days are not admitted; for purposes of calculation, months
  change due to new not admitted or receipt of payment previously not admitted


Commonwealth
Annuity and Life Insurance Company (Reinsurer) Sch 4.9 -
Monthly Reinsurance Settlement Statement For the
Month Ending: Jan-09  Post - Transition Date (TRAD)COMB LOB
  
  (TRAD) Whole
  
  (TRAD) Term
  
  Universal
  
  (SR) Senior
  
  
  
  (AE & AEII)
  
  (Grp) GroupTOTALS
  
  Life
  
  Life
  
  Life/ISWL
  
  Life
  
  (GR) GRL Life
  
  Asset Enhancer
  
  Life
  
  (ANN) AnnuityTotal
  
  Total
  
  Total
  
  Total
  
  Total
  
  Total
  
  Total
  
  Total
  
  TotalCollected PremiumsA
  
  FY Premium Collected:
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  B
  
  RNL Premium Collected
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  C
  
  Total Collected Premium
  (with waiver) (A+B)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcPlus Assumed Reinsurance
  PremiumD
  
  FY Premium Collected:
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  E
  
  RNL Premium Collected
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  F
  
  Total Collected Assumed
  Reinsurance Premium (D+E)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcLess Inuring Reinsurance
  PremiumG
  
  FY Premium Collected:H
  
  RNL Premium CollectedI
  
  Total Inuring
  Reinsurance Premium (G+H)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcJ
  
  Net Total
  Premium (C+F-I)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcPolicy BenefitsK
  
  Death Claims (including any interest)
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  L
  
  Surrenders Paid
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  M
  
  Waiver of Premium Benefits
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  N
  
  Claim Exp: Investigation Fees / Medical
  Record Fees
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  O
  
  Total Policy Benefits
  Paid (K + L+M+N)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcPlus Assumed Reinsurance
  Policy BenefitsP
  
  Death Claims (including any interest)
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  Q
  
  Surrenders Paid
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  R
  
  Waiver of Premium Benefits
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  S
  
  Claim Exp: Investigation Fees / Medical
  Record Fees
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  T
  
  Total Assumed
  Reinsurance Policy Benefits Paid (P+Q+R+S)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcLess Inuring Reinsurance
  Policy Benefits *U
  
  Death Claims (including any interest)
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  V
  
  Surrenders Paid
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  W
  
  Waiver of Premium Benefits
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  X
  
  Claim Exp: Investigation Fees / Medical
  Record Fees
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  Y
  
  Total Inuring
  Reinsurance Policy Benefits Paid, Payable or Provided(U+V+W+X)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcZ
  
  Net Total
  Policy Benfits (O+T-Y)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcLess Payments Relating
  to Commission (per schedule 4.6)AA
  
  FY Commissions
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  AB
  
  RNL Commissions
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  AC
  
  Total Payments Relating
  to Commission (AA+AB)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcPlus Inuring Reinsurance
  Allowance Payments*AD
  
  FY Reins AllowanceComm & Exp
  Allowances
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  AE
  
  Single Reins AllowanceComm & Exp
  Allowances
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  AF
  
  RNL Reins AllowanceComm & Exp
  Allowances
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  AG
  
  Renewal Reins
  AllowanceComm & Exp Allowances Paid, Payable or Provided(AD+AE+AF)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcLess Premium TaxAH
  
  Premium Taxes ( 2.5% Direct Collected
  Prem)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calcPlus Uncollectible
  Reinsurance Recoverables (Assumed or Inuring)AI
  
  Plus Change in Reinsurance Recoverables
  Not Admitted** (pos is incr NotAdmit)
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  AJ
  
  Net Due to (from)
  Universal American (AC+AH-AI) (positive to UA)
  
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc
  
  calc*
  
  For purposes of this calculation, the Inuring Reinsurance shall
  mean "Reinsurance Coverage" (as defined in the coinsurance
  agreement)**
  
  Reinsurance recoverables (including reinsurance allowances) due
  greater than 90 days are not admitted; for purposes of calculation, months
  change due to new not admitted or receipt of payment previously not admitted


Post - Transition Date  COMB
  
  
  
  
  
  
  
  (TRAD)LOB
  
  (TRAD)
  
  
  
  (TRAD)
  
  Universal
  
  
  
  (SR)TOTALS
  
  Whole Life
  
  
  
  Term Life
  
  Life/ISWL
  
  
  
  Senior LifeTotal
  
  Total
  
  REALIC
  
  Total
  
  Total
  
  REALIC
  
  TotalLess
  Inuring Reinsurance AllowanceX
  
  FY Rein Allow -
  Comm/Exp
  
  
  
  
  
  
  
  
  
  
  
  
  
  Y
  
  FY Ren Allow -
  App/Pol Fee
  
  
  
  
  
  
  
  
  
  
  
  
  
  Z
  
  FY Rein Allow -
  Per Pol Isd NB
  
  
  
  
  
  
  
  
  
  
  
  
  
  AA
  
  FY Rein Allow -
  Per Rid Isd NB
  
  
  
  
  
  
  
  
  
  
  
  
  
  AB
  
  FY Rein Allow -
  Per Tel Interv
  
  
  
  
  
  
  
  
  
  
  
  
  
  AC
  
  FY Rein Allow -
  Per 1K issued
  
  
  
  
  
  
  
  
  
  
  
  
  
  AD
  
  FY Rein Allow
  -%Prm NB
  
  
  
  
  
  
  
  
  
  
  
  
  
  AE
  
  FY Rein Allow
  -%Prm MKTG
  
  
  
  
  
  
  
  
  
  
  
  
  
  AF
  
  FY Rein Allow -%
  Prm Prem Tax
  
  
  
  
  
  
  
  
  
  
  
  
  
  AG
  
  FY Rein Allow
  -%Prm Netwk Fee
  
  
  
  
  
  
  
  
  
  
  
  
  
  AH
  
  FY Rein Allow
  -%Prm Maint
  
  
  
  
  
  
  
  
  
  
  
  
  
  AI
  
  FY Rein Allow
  -%Prm Care Advi
  
  
  
  
  
  
  
  
  
  
  
  
  
  AJ
  
  FY Rein Allow
  -%Clm Pd Admin
  
  
  
  
  
  
  
  
  
  
  
  
  
  AK
  
  FY Rein Allow -
  Per Pol Inf
  
  
  
  
  
  
  
  
  
  
  
  
  
  AL
  
  SGL Rein Allow -
  Comm/Exp
  
  
  
  
  
  
  
  
  
  
  
  
  
  AM
  
  SGL Rein Allow -
  App'Pol Fee
  
  
  
  
  
  
  
  
  
  
  
  
  
  AN
  
  SGL Rein Allow -
  Per Pol Issd
  
  
  
  
  
  
  
  
  
  
  
  
  
  AO
  
  SGL Rein Allow -
  Per Rid Issd
  
  
  
  
  
  
  
  
  
  
  
  
  
  AP
  
  SGL Rein Allow
  -%Prm NB
  
  
  
  
  
  
  
  
  
  
  
  
  
  AQ
  
  SGL Rein Allow
  -%Prm MKTG
  
  
  
  
  
  
  
  
  
  
  
  
  
  AR
  
  SGL Rein Allow -
  Prm Prm Tax
  
  
  
  
  
  
  
  
  
  
  
  
  
  AS
  
  SGL Rein Allow
  -%Prm Maint
  
  
  
  
  
  
  
  
  
  
  
  
  
  AT
  
  SGL Rein Allow
  -%Clm Pd Adm
  
  
  
  
  
  
  
  
  
  
  
  
  
  AU
  
  SGL Rein Allow -
  Per Pol Inf
  
  
  
  
  
  
  
  
  
  
  
  
  
  AV
  
  RNL Rein Allow -
  Comm/Exp
  
  
  
  
  
  
  
  
  
  
  
  
  
  AW
  
  RNL Rein Allow -
  Per 1K Inf
  
  
  
  
  
  
  
  
  
  
  
  
  
  AX
  
  RNL Rein Allow -
  %Prm Prm Tax
  
  
  
  
  
  
  
  
  
  
  
  
  
  AY
  
  RNL Rein Allow -
  %Prm Ntwk Fee
  
  
  
  
  
  
  
  
  
  
  
  
  
  AZ
  
  RNL Rein Allow -
  %Prm Maint
  
  
  
  
  
  
  
  
  
  
  
  
  
  BA
  
  RNL Rein Allow -
  %Prm Care Adv
  
  
  
  
  
  
  
  
  
  
  
  
  
  BB
  
  RNL Rein Allow -
  %Clm Pd Admin
  
  
  
  
  
  
  
  
  
  
  
  
  
  BC
  
  RNL Rein Allow -
  Per Pol Inf
  
  
  
  
  
  
  
  
  
  
  
  
  
  BD
  
  RNL Rein Allow -
  DAC Tax
  
  
  
  
  
  
  
  
  
  
  
  
  
  BE
  
  Disabilitiy
  Income
  
  
  
  
  
  
  
  
  
  
  
  
  
  BF
  
  Comm/Exp Allow
  Reins Assmd-FY
  
  
  
  
  
  
  
  
  
  
  
  
  
  BG
  
  Comm/Exp Allow
  Reins Assmd-Sgl
  
  
  
  
  
  
  
  
  
  
  
  
  
  BH
  
  Comm/Exp Allow
  Reins Assmd-Ren
  
  
  
  
  
  
  
  
  
  
  
  
  
  BI
  
  Exp Allow -
  Acquisition
  
  
  
  
  
  
  
  
  
  
  
  
  
  BJ
  
  Exp Allow -
  Marketing
  
  
  
  
  
  
  
  
  
  
  
  
  
  BK
  
  Exp Allow -
  Maintenance
  
  
  
  
  
  
  
  
  
  
  
  
  
  BL
  
  Prem Tax Allow
  Assmd - 1Yr
  
  
  
  
  
  
  
  
  
  
  
  
  
  BM
  
  Prem Tax Allow
  Assmd - Rnl
  
  
  
  
  
  
  
  
  
  
  
  
  
  BN
  
  Total Ceding Commission ( Sum (X : BM) )
  
  
  
  
  
  
  
  
  
  
  
  
  
  


(AE &AEII)(GR) GRL
  
  Asset
  
  
  
  (Grp)
  
  (ANN)Life
  
  Enhancer
  
  
  
  Group Life
  
  Annuity
  
  50%REALIC
  
  Total
  
  Total
  
  REALIC
  
  Total
  
  Total
  
  REALICLess
  Inuring Reinsurance AllowanceX
  
  FY Rein Allow -
  Comm/Exp
  
  
  
  
  
  
  
  
  
  
  
  Y
  
  FY Ren Allow -
  App/Pol Fee
  
  
  
  
  
  
  
  
  
  
  
  Z
  
  FY Rein Allow -
  Per Pol Isd NB
  
  
  
  
  
  
  
  
  
  
  
  AA
  
  FY Rein Allow - Per
  Rid Isd NB
  
  
  
  
  
  
  
  
  
  
  
  AB
  
  FY Rein Allow -
  Per Tel Interv
  
  
  
  
  
  
  
  
  
  
  
  AC
  
  FY Rein Allow -
  Per 1K issued
  
  
  
  
  
  
  
  
  
  
  
  AD
  
  FY Rein Allow
  -%Prm NB
  
  
  
  
  
  
  
  
  
  
  
  AE
  
  FY Rein Allow
  -%Prm MKTG
  
  
  
  
  
  
  
  
  
  
  
  AF
  
  FY Rein Allow -%
  Prm Prem Tax
  
  
  
  
  
  
  
  
  
  
  
  AG
  
  FY Rein Allow
  -%Prm Netwk Fee
  
  
  
  
  
  
  
  
  
  
  
  AH
  
  FY Rein Allow
  -%Prm Maint
  
  
  
  
  
  
  
  
  
  
  
  AI
  
  FY Rein Allow
  -%Prm Care Advi
  
  
  
  
  
  
  
  
  
  
  
  AJ
  
  FY Rein Allow
  -%Clm Pd Admin
  
  
  
  
  
  
  
  
  
  
  
  AK
  
  FY Rein Allow -
  Per Pol Inf
  
  
  
  
  
  
  
  
  
  
  
  AL
  
  SGL Rein Allow -
  Comm/Exp
  
  
  
  
  
  
  
  
  
  
  
  AM
  
  SGL Rein Allow -
  App'Pol Fee
  
  
  
  
  
  
  
  
  
  
  
  AN
  
  SGL Rein Allow -
  Per Pol Issd
  
  
  
  
  
  
  
  
  
  
  
  AO
  
  SGL Rein Allow -
  Per Rid Issd
  
  
  
  
  
  
  
  
  
  
  
  AP
  
  SGL Rein Allow
  -%Prm NB
  
  
  
  
  
  
  
  
  
  
  
  AQ
  
  SGL Rein Allow
  -%Prm MKTG
  
  
  
  
  
  
  
  
  
  
  
  AR
  
  SGL Rein Allow -
  Prm Prm Tax
  
  
  
  
  
  
  
  
  
  
  
  AS
  
  SGL Rein Allow
  -%Prm Maint
  
  
  
  
  
  
  
  
  
  
  
  AT
  
  SGL Rein Allow
  -%Clm Pd Adm
  
  
  
  
  
  
  
  
  
  
  
  AU
  
  SGL Rein Allow -
  Per Pol Inf
  
  
  
  
  
  
  
  
  
  
  
  AV
  
  RNL Rein Allow -
  Comm/Exp
  
  
  
  
  
  
  
  
  
  
  
  AW
  
  RNL Rein Allow -
  Per 1K Inf
  
  
  
  
  
  
  
  
  
  
  
  AX
  
  RNL Rein Allow -
  %Prm Prm Tax
  
  
  
  
  
  
  
  
  
  
  
  AY
  
  RNL Rein Allow -
  %Prm Ntwk Fee
  
  
  
  
  
  
  
  
  
  
  
  AZ
  
  RNL Rein Allow -
  %Prm Maint
  
  
  
  
  
  
  
  
  
  
  
  BA
  
  RNL Rein Allow -
  %Prm Care Adv
  
  
  
  
  
  
  
  
  
  
  
  BB
  
  RNL Rein Allow -
  %Clm Pd Admin
  
  
  
  
  
  
  
  
  
  
  
  BC
  
  RNL Rein Allow -
  Per Pol Inf
  
  
  
  
  
  
  
  
  
  
  
  BD
  
  RNL Rein Allow -
  DAC Tax
  
  
  
  
  
  
  
  
  
  
  
  BE
  
  Disabilitiy
  Income
  
  
  
  
  
  
  
  
  
  
  
  BF
  
  Comm/Exp Allow
  Reins Assmd-FY
  
  
  
  
  
  
  
  
  
  
  
  BG
  
  Comm/Exp Allow
  Reins Assmd-Sgl
  
  
  
  
  
  
  
  
  
  
  
  BH
  
  Comm/Exp Allow
  Reins Assmd-Ren
  
  
  
  
  
  
  
  
  
  
  
  BI
  
  Exp Allow -
  Acquisition
  
  
  
  
  
  
  
  
  
  
  
  BJ
  
  Exp Allow -
  Marketing
  
  
  
  
  
  
  
  
  
  
  
  BK
  
  Exp Allow -
  Maintenance
  
  
  
  
  
  
  
  
  
  
  
  BL
  
  Prem Tax Allow
  Assmd - 1Yr
  
  
  
  
  
  
  
  
  
  
  
  BM
  
  Prem Tax Allow
  Assmd - Rnl
  
  
  
  
  
  
  
  
  
  
  
  BN
  
  Total Ceding Commission ( Sum (X : BM) )
  
  
  
  
  
  
  
  
  
  
  
  


Exhibit A  POLICY FORMS AND PLAN CODES, SUM OF ALL RESERVE ITEMS  A-1


Pennsylvania Life (as of
12/31/2008)  5A  Company
  
  Plan Code
  
  Amount Inforce
  
  Stat Reserve
  
  Deficiency Reserve
  
  Stat + Deficiency Reserve
  
  Count
  
  Type
  
  Wilton Coverage008
  
  008CT0111
  XN
  
  5,495,353
  
  646,654
  
  67,508
  
  714,161
  
  102
  
  ISWL008
  
  008CT0112
  XN
  
  100,000
  
  899
  
  1,819
  
  2,717
  
  1
  
  ISWL008
  
  008CT01T1
  XN
  
  478,266
  
  31,117
  
  3,141
  
  34,258
  
  6
  
  ISWL008
  
  008CT0J11
  XN
  
  2,245,689
  
  34,381
  
  1,994
  
  36,374
  
  52
  
  ISWL008
  
  008CT0J12
  XN
  
  105,000
  
  466
  
  204
  
  669
  
  2
  
  ISWL008
  
  008CT0JT1
  XN
  
  476,527
  
  5,875
  
  97
  
  5,972
  
  14
  
  ISWL008
  
  008CT5111
  XN
  
  4,581,249
  
  2,036,173
  
  28,728
  
  2,064,901
  
  98
  
  ISWL008
  
  008CT51T1
  XN
  
  25,000
  
  1,434
  
  683
  
  2,116
  
  1
  
  ISWL008
  
  008CT5J11
  XN
  
  325,000
  
  10,793
  
  22
  
  10,815
  
  12
  
  ISWL008
  
  008CT5JT1
  XN
  
  180,254
  
  7,632
  
  30
  
  7,663
  
  7
  
  ISWL008
  
  008CTL110
  XN
  
  5,442,251
  
  86,390
  
  43,512
  
  129,902
  
  68
  
  ISWL008
  
  008CTL111
  XN
  
  46,814,021
  
  1,637,607
  
  47,907
  
  1,685,514
  
  1,172
  
  ISWL008
  
  008CTLJ11
  XN
  
  11,989,587
  
  48,603
  
  
  
  48,603
  
  327
  
  ISWL008
  
  008TT1111
  XN
  
  13,552,160
  
  8,902,706
  
  
  
  8,902,706
  
  250
  
  ISWL008
  
  008TT1112
  XN
  
  33,016
  
  21,058
  
  
  
  21,058
  
  1
  
  ISWL008
  
  008TT11T1
  XN
  
  142,716
  
  97,193
  
  
  
  97,193
  
  4
  
  ISWL008
  
  008TT1J11
  XN
  
  293,398
  
  22,177
  
  
  
  22,177
  
  4
  
  ISWLTotal
  
  
  
  
  92,279,487
  
  13,591,156
  
  195,644
  
  13,786,800
  
  2,121Adjustments
  
  
  
  
  
  
  
  
  
  
  
  
  Total
  
  
  
  
  92,279,487
  
  13,591,156
  
  195,644
  
  13,786,800
  
  2,121  Company
  
  Plan Code
  
  Amount Inforce
  
  Stat Reserve
  
  Deficiency Reserve
  
  Sta t + Deficiency Reserve
  
  Count
  
  Type008
  
  LF400
  
  250,045,966
  
  28,165,093
  
  933,805
  
  29,098,898
  
  5,913
  
  UL008
  
  LF400M
  
  106,289
  
  58,257
  
  78
  
  58,335
  
  3
  
  UL008
  
  LF-614
  
  12,927,638
  
  3,097,545
  
  
  
  3,097,545
  
  415
  
  UL008
  
  LF-614A
  
  1,052,183
  
  334,595
  
  
  
  334,595
  
  29
  
  UL008
  
  LF-614C
  
  225,487
  
  44,604
  
  
  
  44,604
  
  22
  
  UL008
  
  LF-614D
  
  53,203
  
  24,222
  
  
  
  24,222
  
  5
  
  UL008
  
  LF-614DM
  
  5,000
  
  3,647
  
  
  
  3,647
  
  1
  
  UL008
  
  LF618R
  
  10,000
  
  4,103
  
  
  
  4,103
  
  1
  
  UL008
  
  LF618R 2600
  
  301,570
  
  67,342
  
  
  
  67,342
  
  20
  
  UL008
  
  LF-714
  
  101,783
  
  29,307
  
  
  
  29,307
  
  2
  
  UL008
  
  LF-714A
  
  1,495,658
  
  263,476
  
  
  
  263,476
  
  31
  
  UL008
  
  LF-714C
  
  311,259
  
  89,005
  
  
  
  89,005
  
  19
  
  UL008
  
  LF718
  
  2,306,056
  
  833,389
  
  
  
  833,389
  
  147
  
  UL008
  
  LF718 2600XN
  
  12,088,498
  
  3,651,374
  
  
  
  3,651,374
  
  499
  
  UL008
  
  LF9101
  
  957,591
  
  190,517
  
  
  
  190,517
  
  77
  
  UL008
  
  LF9102
  
  11,013,371
  
  1,057,478
  
  
  
  1,057,478
  
  231
  
  ULTotal
  
  
  
  293,001,552
  
  37,913,955
  
  933,883
  
  38,847,837
  
  7,415Adjustments
  
  
  
  
  
  
  
  
  
  
  
  Total
  
  
  
  293,001,552
  
  37,913,955
  
  933,883
  
  38,847,837
  
  7,415  Company
  
  Plan Code
  
  Amount Inforce
  
  Stat Reserve
  
  Deficiency Reserve
  
  Stat + Deficiency Reserve
  
  Count
  
  Type008
  
  0081021 XN
  
  675,856
  
  219,553
  
  15,450
  
  235,003
  
  158
  
  Traditional008
  
  0081040 XN
  
  272,660
  
  148,767
  
  
  
  148,767
  
  31
  
  Traditional008
  
  008150 30
  
  1,809
  
  2,410
  
  
  
  2,410
  
  120
  
  Traditional008
  
  008150 70 O3300
  
  210
  
  466
  
  
  
  466
  
  3
  
  Traditional008
  
  0081500 XN
  
  8,829
  
  5,094
  
  
  
  5,094
  
  1
  
  Traditional008
  
  008193 XN
  
  100,000
  
  1,011
  
  
  
  1,011
  
  8
  
  Traditional008
  
  008391 XN
  
  80,000
  
  834
  
  
  
  834
  
  7
  
  Traditional008
  
  008392 XN
  
  10,000
  
  116
  
  
  
  116
  
  1
  
  Traditional008
  
  008393 XN
  
  500,000
  
  4,414
  
  
  
  4,414
  
  44
  
  Traditional008
  
  0084001 XN
  
  476,000
  
  6,391
  
  
  
  6,391
  
  25
  
  Traditional008
  
  008401H XN
  
  278,000
  
  205,442
  
  
  
  205,442
  
  33
  
  Traditional008
  
  008402H XN
  
  111,669
  
  92,205
  
  1,141
  
  93,346
  
  19
  
  Traditional008
  
  008403H XN
  
  75,155
  
  57,091
  
  
  
  57,091
  
  18
  
  Traditional008
  
  008403NCL XN
  
  245,000
  
  2,153
  
  
  
  2,153
  
  23
  
  Traditional008
  
  008404 XN
  
  32,650
  
  27,013
  
  
  
  27,013
  
  8
  
  Traditional008
  
  0084081 XN
  
  230,682
  
  189,084
  
  
  
  189,084
  
  12
  
  Traditional008
  
  008410 XN
  
  10,000
  
  127
  
  
  
  127
  
  1
  
  Traditional008
  
  008411 XN
  
  210,000
  
  2,275
  
  
  
  2,275
  
  17
  
  Traditional008
  
  008412H XN
  
  36,276
  
  78,935
  
  
  
  78,935
  
  4
  
  Traditional008
  
  008413 XN
  
  1,020,000
  
  8,519
  
  
  
  8,519
  
  99
  
  Traditional008
  
  0084255 XN
  
  136,200
  
  4,498
  
  
  
  4,498
  
  29
  
  Traditional008
  
  0084256 XN
  
  15,000
  
  45
  
  
  
  45
  
  1
  
  Traditional008
  
  0084258 XN
  
  9,400
  
  443
  
  
  
  443
  
  2
  
  Traditional008
  
  0084259 XN
  
  13,200
  
  629
  
  
  
  629
  
  1
  
  Traditional008
  
  008501 XN
  
  409,610
  
  271,602
  
  
  
  271,602
  
  43
  
  Traditional008
  
  008501F XN
  
  110,378
  
  67,829
  
  6
  
  67,835
  
  16
  
  Traditional008
  
  008502 XN
  
  85,117
  
  65,709
  
  
  
  65,709
  
  6
  
  Traditional008
  
  008502F XN
  
  63,300
  
  54,889
  
  
  
  54,889
  
  4
  
  Traditional008
  
  008504 XN
  
  50,000
  
  34,566
  
  
  
  34,566
  
  7
  
  Traditional008
  
  008506 XN
  
  10,000
  
  7,751
  
  100
  
  7,850
  
  1
  
  Traditional008
  
  008508 XN
  
  50,000
  
  36,520
  
  
  
  36,520
  
  2
  
  Traditional008
  
  008512 XN
  
  88,785
  
  10,552
  
  
  
  10,552
  
  6
  
  Traditional008
  
  008513 XN
  
  10,000
  
  128
  
  
  
  128
  
  1
  
  Traditional008
  
  008540 XN
  
  334,480
  
  180,152
  
  
  
  180,152
  
  34
  
  Traditional008
  
  008541 XN
  
  25,700
  
  14,068
  
  
  
  14,068
  
  7
  
  Traditional008
  
  008543 XN
  
  5,250
  
  2,801
  
  
  
  2,801
  
  2
  
  Traditional008
  
  00854322 XN
  
  5,000
  
  101
  
  
  
  101
  
  1
  
  Traditional008
  
  008544 XN
  
  2,000
  
  795
  
  
  
  795
  
  1
  
  Traditional008
  
  008545 XN
  
  114,917
  
  58,037
  
  
  
  58,037
  
  17
  
  Traditional008
  
  008546 XN
  
  20,100
  
  13,330
  
  0
  
  13,330
  
  5
  
  Traditional008
  
  008548 XN
  
  15,000
  
  5,988
  
  
  
  5,988
  
  2
  
  Traditional008
  
  008549 XN
  
  540,355
  
  312,732
  
  
  
  312,732
  
  80
  
  Traditional008
  
  008552 XN
  
  389,054
  
  241,386
  
  
  
  241,386
  
  69
  
  Traditional008
  
  008553 XN
  
  14,220
  
  10,199
  
  16
  
  10,214
  
  2
  
  Traditional008
  
  008556 XN
  
  55,767
  
  44,962
  
  549
  
  45,511
  
  8
  
  Traditional008
  
  008558 XN
  
  124,549
  
  93,244
  
  887
  
  94,131
  
  17
  
  Traditional008
  
  008567 XN
  
  15,000
  
  1,198
  
  4,734
  
  5,932
  
  2
  
  Traditional008
  
  008568 XN
  
  27,000
  
  566
  
  
  
  566
  
  1
  
  Traditional008
  
  008573 XN
  
  9,000
  
  589
  
  
  
  589
  
  3
  
  Traditional008
  
  008588 XN
  
  100
  
  71
  
  
  
  71
  
  1
  
  Traditional008
  
  008591 XN
  
  1,388,545
  
  734,296
  
  43
  
  734,339
  
  145
  
  Traditional008
  
  008591F XN
  
  525,687
  
  269,956
  
  140
  
  270,096
  
  88
  
  Traditional008
  
  008592 XN
  
  67,800
  
  42,519
  
  29
  
  42,548
  
  9
  
  Traditional008
  
  008592F XN
  
  103,500
  
  58,408
  
  59
  
  58,467
  
  15
  
  Traditional008
  
  008593 XN
  
  316,196
  
  127,817
  
  
  
  127,817
  
  41
  
  Traditional008
  
  008594 XN
  
  175,588
  
  106,526
  
  
  
  106,526
  
  22
  
  Traditional008
  
  008595 XN
  
  31,162
  
  11,042
  
  
  
  11,042
  
  4
  
  Traditional008
  
  008596 XN
  
  38,800
  
  14,664
  
  
  
  14,664
  
  3
  
  Traditional008
  
  008597 XN
  
  29,820
  
  15,352
  
  
  
  15,352
  
  8
  
  Traditional008
  
  008600 XN
  
  188,030
  
  169,636
  
  2,639
  
  172,274
  
  32
  
  Traditional008
  
  008601 XN
  
  50,412
  
  44,855
  
  216
  
  45,071
  
  17
  
  Traditional008
  
  008605 XN
  
  26,000
  
  2,757
  
  
  
  2,757
  
  5
  
  Traditional008
  
  008606 XN
  
  30,000
  
  2,087
  
  
  
  2,087
  
  2
  
  Traditional008
  
  008607 XN
  
  20,000
  
  336
  
  
  
  336
  
  1
  
  Traditional008
  
  008614NFO XN
  
  17,501
  
  11,060
  
  
  
  11,060
  
  16
  
  Traditional008
  
  008615 XN
  
  3,600
  
  2,216
  
  
  
  2,216
  
  4
  
  Traditional008
  
  008622 XN
  
  3,800
  
  3,411
  
  
  
  3,411
  
  3
  
  Traditional008
  
  008625 XN
  
  600,994
  
  301,820
  
  211
  
  302,031
  
  69
  
  Traditional008
  
  008625F XN
  
  408,406
  
  184,384
  
  8,300
  
  192,684
  
  61
  
  Traditional008
  
  008626H XN
  
  144,428
  
  64,298
  
  
  
  64,298
  
  5
  
  Traditional008
  
  008627 XN
  
  25,101
  
  12,821
  
  
  
  12,821
  
  4
  
  Traditional008
  
  008631 XN
  
  15,969
  
  4,948
  
  
  
  4,948
  
  12
  
  Traditional008
  
  008633 XN
  
  24,857
  
  20,562
  
  
  
  20,562
  
  8
  
  Traditional


008
  
  008634 XN
  
  620,000
  
  45,031
  
  95,997
  
  141,029
  
  54
  
  Traditional008
  
  00863421 XN
  
  41,970
  
  1,146
  
  
  
  1,146
  
  3
  
  Traditional008
  
  008635 XN
  
  10,190
  
  8,016
  
  
  
  8,016
  
  14
  
  Traditional008
  
  008636 XN
  
  1,617
  
  1,422
  
  
  
  1,422
  
  4
  
  Traditional008
  
  008A13 XN
  
  378,576
  
  227,801
  
  
  
  227,801
  
  44
  
  Traditional008
  
  008AA1 XN
  
  191,585
  
  128,197
  
  
  
  128,197
  
  20
  
  Traditional008
  
  008AA2 XN
  
  1,699,342
  
  1,129,744
  
  
  
  1,129,744
  
  184
  
  Traditional008
  
  008AA4 XN
  
  23,486
  
  16,737
  
  
  
  16,737
  
  3
  
  Traditional008
  
  008AA7 XN
  
  7,424
  
  5,578
  
  
  
  5,578
  
  4
  
  Traditional008
  
  008AB2 XN
  
  20,000
  
  243
  
  
  
  243
  
  2
  
  Traditional008
  
  008AC1 XN
  
  170,000
  
  1,767
  
  
  
  1,767
  
  17
  
  Traditional008
  
  008AC2 XN
  
  750,000
  
  8,084
  
  
  
  8,084
  
  75
  
  Traditional008
  
  008BART XN
  
  100,000
  
  1,323
  
  
  
  1,323
  
  1
  
  Traditional008
  
  008CPU CUXN
  
  87,539
  
  64,265
  
  
  
  64,265
  
  2
  
  Traditional008
  
  008CPU2 CUXN
  
  51,679
  
  29,244
  
  172
  
  29,416
  
  6
  
  Traditional008
  
  008DPBS XN
  
  55,000
  
  2,456
  
  
  
  2,456
  
  10
  
  Traditional008
  
  008E10 XN
  
  1,587,050
  
  356,525
  
  
  
  356,525
  
  167
  
  Traditional008
  
  008E11 XN
  
  20,000
  
  16,240
  
  
  
  16,240
  
  2
  
  Traditional008
  
  008EEP 4
  62  XN
  
  10,000
  
  8,110
  
  
  
  8,110
  
  1
  
  Traditional008
  
  008ET85A XN
  
  672,000
  
  25,027
  
  
  
  25,027
  
  45
  
  Traditional008
  
  008FIB1 CUXN
  
  4,000
  
  149
  
  
  
  149
  
  3
  
  Traditional008
  
  008FIB2 CUXN
  
  53,000
  
  2,720
  
  
  
  2,720
  
  39
  
  Traditional008
  
  008FIR130
  CUXN
  
  200
  
  103
  
  
  
  103
  
  1
  
  Traditional008
  
  008JLM XN
  
  179,236
  
  41,109
  
  16,143
  
  57,252
  
  90
  
  Traditional008
  
  008L1F XN
  
  44,956
  
  28,317
  
  
  
  28,317
  
  46
  
  Traditional008
  
  008L2F XN
  
  62,765
  
  36,529
  
  20
  
  36,549
  
  65
  
  Traditional008
  
  008LF1 XN
  
  114,948
  
  74,891
  
  
  
  74,891
  
  117
  
  Traditional008
  
  008LF100
  CUXN
  
  324,157
  
  16,039
  
  
  
  16,039
  
  28
  
  Traditional008
  
  008LF110  0UXN
  
  3,438,415
  
  297,750
  
  
  
  297,750
  
  150
  
  Traditional008
  
  008LF110CV
  0UXN
  
  2,203,731
  
  595,985
  
  588
  
  596,574
  
  165
  
  Traditional008
  
  008LF110CVT
  0UXN
  
  652,887
  
  218,915
  
  1,182
  
  220,097
  
  48
  
  Traditional008
  
  008LF110EX
  0UXN
  
  10,000
  
  5,186
  
  
  
  5,186
  
  1
  
  Traditional008
  
  008LF110LF
  0UXN
  
  54,700
  
  17,278
  
  
  
  17,278
  
  7
  
  Traditional008
  
  008LF110LFCV0UXN
  
  37,000
  
  8,593
  
  
  
  8,593
  
  3
  
  Traditional008
  
  008LF110LFT
  0UXN
  
  183,000
  
  40,802
  
  245
  
  41,047
  
  9
  
  Traditional008
  
  008LF110LV
  0UXN
  
  456,912
  
  106,261
  
  
  
  106,261
  
  37
  
  Traditional008
  
  008LF110LVCV0UXN
  
  190,000
  
  64,116
  
  
  
  64,116
  
  12
  
  Traditional008
  
  008LF110LVCVTUXN
  
  15,000
  
  7,077
  
  
  
  7,077
  
  2
  
  Traditional008
  
  008LF110LVEX0UXN
  
  10,000
  
  5,640
  
  
  
  5,640
  
  1
  
  Traditional008
  
  008LF110LVT
  0UXN
  
  84,500
  
  50,804
  
  
  
  50,804
  
  13
  
  Traditional008
  
  008LF110T
  0UXN
  
  3,288,972
  
  1,286,531
  
  2,517
  
  1,289,048
  
  234
  
  Traditional008
  
  008LF110X
  00XN
  
  495,619
  
  83,621
  
  
  
  83,621
  
  33
  
  Traditional008
  
  008LF110XCV
  00XN
  
  192,500
  
  66,751
  
  
  
  66,751
  
  14
  
  Traditional008
  
  008LF110XCVT00XN
  
  386,500
  
  110,821
  
  
  
  110,821
  
  16
  
  Traditional008
  
  008LF110XT
  00XN
  
  971,659
  
  265,745
  
  
  
  265,745
  
  57
  
  Traditional008
  
  008LF117
  CUXN
  
  4,776,800
  
  38,870
  
  4,810
  
  43,681
  
  503
  
  Traditional008
  
  008LF117 21
  CUXN
  
  775,000
  
  41,275
  
  
  
  41,275
  
  38
  
  Traditional008
  
  008LF117T
  CUXN
  
  4,244,500
  
  11,435
  
  1,234
  
  12,669
  
  381
  
  Traditional008
  
  008LF117T21
  CUXN
  
  720,000
  
  10,242
  
  454
  
  10,696
  
  32
  
  Traditional008
  
  008LF117X
  C0XN
  
  883,750
  
  7,181
  
  
  
  7,181
  
  92
  
  Traditional008
  
  008LF117X
  21C0XN
  
  220,000
  
  2,149
  
  
  
  2,149
  
  9
  
  Traditional008
  
  008LF117XT
  C0XN
  
  670,000
  
  1,642
  
  
  
  1,642
  
  61
  
  Traditional008
  
  008LF117XT21C0XN
  
  160,000
  
  2,456
  
  
  
  2,456
  
  8
  
  Traditional008
  
  008LF120
  10T0UXN
  
  3,548,999
  
  17,495
  
  
  
  17,495
  
  52
  
  Traditional008
  
  008LF120 15
  0UXN
  
  310,000
  
  1,567
  
  
  
  1,567
  
  3
  
  Traditional008
  
  008LF120 20
  0UXN
  
  4,050,000
  
  60,379
  
  
  
  60,379
  
  58
  
  Traditional008
  
  008LF120
  20T0UXN
  
  6,305,000
  
  44,206
  
  
  
  44,206
  
  78
  
  Traditional008
  
  008LF120R10
  00XN
  
  79,021,999
  
  562,357
  
  5,216
  
  567,572
  
  844
  
  Traditional008
  
  008LF120R10X00XN
  
  11,598,000
  
  106,761
  
  2,200
  
  108,961
  
  151
  
  Traditional008
  
  008LF120R20
  00XN
  
  112,344,499
  
  928,733
  
  98,153
  
  1,026,886
  
  770
  
  Traditional008
  
  008LF120R20X00XN
  
  15,026,582
  
  171,579
  
  14,544
  
  186,123
  
  104
  
  Traditional008
  
  008LF120X10T00XN
  
  484,000
  
  2,071
  
  
  
  2,071
  
  8
  
  Traditional008
  
  008LF120X20
  00XN
  
  666,000
  
  8,373
  
  
  
  8,373
  
  10
  
  Traditional008
  
  008LF120X20T00XN
  
  1,550,000
  
  8,556
  
  
  
  8,556
  
  22
  
  Traditional008
  
  008LF130
  C0XN
  
  1,851,647
  
  830,368
  
  
  
  830,368
  
  445
  
  Traditional008
  
  008LF130A
  00XN
  
  42,427,859
  
  3,032,091
  
  
  
  3,032,091
  
  5,144
  
  Traditional
  
  Wilton008
  
  008LF130B
  00XN
  
  585,090
  
  59,953
  
  
  
  59,953
  
  115
  
  Traditional
  
  Wilton008
  
  008LF130R
  00XN
  
  20,930,236
  
  4,620,288
  
  
  
  4,620,288
  
  2,922
  
  Traditional
  
  Wilton008
  
  008LF130SUB
  C0XN
  
  237,629
  
  30,612
  
  
  
  30,612
  
  47
  
  Traditional
  
  Wilton008
  
  008LF140
  C0XN
  
  259,933
  
  112,242
  
  
  
  112,242
  
  71
  
  Traditional008
  
  008LF140A
  00XN
  
  3,338,495
  
  343,210
  
  6,508
  
  349,718
  
  602
  
  Traditional
  
  Wilton008
  
  008LF140MO
  C0XN
  
  444
  
  324
  
  
  
  324
  
  2
  
  Traditional008
  
  008LF140R
  00XN
  
  2,750,338
  
  722,031
  
  
  
  722,031
  
  501
  
  Traditional008
  
  008LF2 XN
  
  183,029
  
  114,818
  
  132
  
  114,950
  
  184
  
  Traditional008
  
  008LF400ABIN00XN
  
  28,000
  
  28
  
  
  
  28
  
  1
  
  Traditional008
  
  008LF400CH
  00XN
  
  2,285,000
  
  4,947
  
  
  
  4,947
  
  245
  
  Traditional008
  
  008LF62425
  CUXN
  
  5,000
  
  13
  
  7
  
  20
  
  1
  
  Traditional008
  
  008LF624SP
  CUXN
  
  2,000
  
  14
  
  14
  
  28
  
  1
  
  Traditional008
  
  008LF700A
  C0XN
  
  187,356
  
  73,995
  
  15,515
  
  89,510
  
  8
  
  Traditional008
  
  008LF700B
  C0XN
  
  793,393
  
  271,738
  
  53,781
  
  325,519
  
  30
  
  Traditional008
  
  008LF710
  C0XN
  
  2,177,500
  
  25,197
  
  
  
  25,197
  
  65
  
  Traditional008
  
  008LF720
  C0XN
  
  82,000
  
  17,635
  
  304
  
  17,939
  
  13
  
  Traditional008
  
  008LF740
  C0XN
  
  400,000
  
  150,873
  
  6,925
  
  157,799
  
  58
  
  Traditional008
  
  008LF750 XN
  
  140,465
  
  16,956
  
  
  
  16,956
  
  15
  
  Traditional008
  
  008LF760
  C0XN
  
  75,000
  
  43,186
  
  341
  
  43,527
  
  3
  
  Traditional008
  
  008LF770
  0UXN
  
  200,000
  
  22,275
  
  5,425
  
  27,700
  
  8
  
  Traditional008
  
  008LF780
  CUXN
  
  50,000
  
  66
  
  
  
  66
  
  2
  
  Traditional008
  
  008LF808 XN
  
  625,000
  
  15,425
  
  
  
  15,425
  
  16
  
  Traditional008
  
  008LF809 XN
  
  10,000
  
  158
  
  
  
  158
  
  1
  
  Traditional008
  
  008LFR-626
  00XN
  
  120,000
  
  160
  
  
  
  160
  
  19
  
  Traditional008
  
  008LFR-627
  00XN
  
  9,219,221
  
  90,775
  
  
  
  90,775
  
  233
  
  Traditional008
  
  008LFR-627M
  00XN
  
  922,113
  
  6,813
  
  
  
  6,813
  
  20
  
  Traditional008
  
  008LFR-631
  00XN
  
  1,285,000
  
  13,940
  
  
  
  13,940
  
  48
  
  Traditional008
  
  008LFR810
  CUXN
  
  3,000
  
  333
  
  
  
  333
  
  1
  
  Traditional008
  
  008LFR840
  C0XN
  
  70,000
  
  1,178
  
  
  
  1,178
  
  4
  
  Traditional008
  
  008LFR850
  CUXN
  
  12,000
  
  300
  
  
  
  300
  
  27
  
  Traditional008
  
  008LFR860B CUXN
  
  59,443
  
  1,508
  
  
  
  1,508
  
  24
  
  Traditional008
  
  008LP297S
  CUXN
  
  2,800
  
  741
  
  
  
  741
  
  16
  
  Traditional008
  
  008LP299S
  CUXN
  
  100
  
  36
  
  
  
  36
  
  1
  
  Traditional008
  
  008LP309S
  CUXN
  
  900
  
  23
  
  
  
  23
  
  3
  
  Traditional008
  
  008LR21 00XN
  
  12,785,000
  
  9,959
  
  
  
  9,959
  
  102
  
  Traditional008
  
  008LR22 00XN
  
  2,639,000
  
  1,257,476
  
  
  
  1,257,476
  
  106
  
  Traditional008
  
  008MIILP005
  XN
  
  9,245
  
  7,835
  
  
  
  7,835
  
  28
  
  Traditional008
  
  008ML301S10
  CUXN
  
  5,000
  
  23
  
  
  
  23
  
  1
  
  Traditional008
  
  008ML6111 XN
  
  1,437
  
  35
  
  
  
  35
  
  2
  
  Traditional008
  
  008PCT1L1 XN
  
  665,725
  
  222,655
  
  41,399
  
  264,053
  
  89
  
  Traditional008
  
  008PCT2L1 XN
  
  72,000
  
  3,709
  
  2,588
  
  6,298
  
  31
  
  Traditional008
  
  008PEP 4 62
  XN
  
  45,422
  
  20,901
  
  
  
  20,901
  
  7
  
  Traditional008
  
  008PLC1 CUXN
  
  875,388
  
  768,875
  
  60
  
  768,935
  
  247
  
  Traditional008
  
  008PLC10
  CUXN
  
  5,878,031
  
  3,956,716
  
  
  
  3,956,716
  
  672
  
  Traditional008
  
  008PLC10 A
  CUXN
  
  5,374,534
  
  3,101,357
  
  
  
  3,101,357
  
  679
  
  Traditional008
  
  008PLC1120
  CUXN
  
  2,416,794
  
  1,873,559
  
  
  
  1,873,559
  
  404
  
  Traditional008
  
  008PLC1120A
  CUXN
  
  2,758,673
  
  1,913,716
  
  
  
  1,913,716
  
  366
  
  Traditional008
  
  008PLC113
  CUXN
  
  1,000
  
  128
  
  3
  
  131
  
  1
  
  Traditional008
  
  008PLC1165
  CUXN
  
  240,215
  
  172,671
  
  
  
  172,671
  
  32
  
  Traditional008
  
  008PLC1165A
  CUXN
  
  264,518
  
  166,707
  
  
  
  166,707
  
  44
  
  Traditional008
  
  008PLC13
  CUXN
  
  32,000
  
  1,519
  
  329
  
  1,848
  
  22
  
  Traditional008
  
  008PLC14 XN
  
  105,000
  
  1,393
  
  307
  
  1,700
  
  7
  
  Traditional008
  
  008PLC14A XN
  
  35,000
  
  128
  
  112
  
  240
  
  5
  
  Traditional008
  
  008PLC15A
  CUXN
  
  1,125,870
  
  951,182
  
  0
  
  951,182
  
  258
  
  Traditional008
  
  008PLC15B
  CUXN
  
  230,703
  
  183,087
  
  
  
  183,087
  
  30
  
  Traditional008
  
  008PLC16A
  CUXN
  
  1,237,895
  
  965,389
  
  32
  
  965,421
  
  320
  
  Traditional


008
  
  008PLC16B CUXN
  
  989,270
  
  831,507
  
  
  
  831,507
  
  189
  
  Traditional008
  
  008PLC17 B21CUXN
  
  1,987,690
  
  279,735
  
  
  
  279,735
  
  173
  
  Traditional008
  
  008PLC17 C21CUXN
  
  19,436,030
  
  1,950,882
  
  
  
  1,950,882
  
  1,547
  
  Traditional008
  
  008PLC17 D CUXN
  
  1,460,000
  
  1,360
  
  
  
  1,360
  
  198
  
  Traditional008
  
  008PLC17 D21CUXN
  
  10,042,860
  
  469,010
  
  964
  
  469,974
  
  742
  
  Traditional008
  
  008PLC172A CUXN
  
  7,205,980
  
  2,429,253
  
  
  
  2,429,253
  
  714
  
  Traditional008
  
  008PLC172B CUXN
  
  26,329,390
  
  6,560,203
  
  
  
  6,560,203
  
  2,393
  
  Traditional008
  
  008PLC172D CUXN
  
  492,400
  
  92,415
  
  
  
  92,415
  
  44
  
  Traditional008
  
  008PLC18 CUXN
  
  37,440
  
  13,401
  
  11
  
  13,412
  
  7
  
  Traditional008
  
  008PLC18 A CUXN
  
  96,835
  
  29,311
  
  79
  
  29,390
  
  13
  
  Traditional008
  
  008PLC22 XN
  
  730,783
  
  3,956
  
  
  
  3,956
  
  15
  
  Traditional008
  
  008PLC24 XN
  
  40,000
  
  24,509
  
  41
  
  24,550
  
  2
  
  Traditional008
  
  008PLC25 XN
  
  636,082
  
  53,115
  
  10
  
  53,125
  
  39
  
  Traditional008
  
  008PLC25A XN
  
  85,000
  
  6,634
  
  
  
  6,634
  
  5
  
  Traditional008
  
  008PLC26 CUXN
  
  864,488
  
  622,016
  
  
  
  622,016
  
  33
  
  Traditional008
  
  008PLC26 A CUXN
  
  240,500
  
  151,436
  
  
  
  151,436
  
  8
  
  Traditional008
  
  008PLC267 XN
  
  28,570
  
  23,122
  
  342
  
  23,464
  
  8
  
  Traditional008
  
  008PLC28 CUXN
  
  36,974
  
  34,355
  
  
  
  34,355
  
  8
  
  Traditional008
  
  008PLC28B CUXN
  
  2,805,196
  
  2,209,117
  
  67
  
  2,209,183
  
  438
  
  Traditional008
  
  008PLC29 CUXN
  
  173,885
  
  137,886
  
  3
  
  137,890
  
  33
  
  Traditional008
  
  008PLC296 CUXN
  
  2,939
  
  1,001
  
  
  
  1,001
  
  1
  
  Traditional008
  
  008PLC3 XN
  
  4,000
  
  3,391
  
  
  
  3,391
  
  1
  
  Traditional008
  
  008PLC31 A CUXN
  
  89,924
  
  73,768
  
  
  
  73,768
  
  33
  
  Traditional008
  
  008PLC31 B CUXN
  
  13,923
  
  11,643
  
  
  
  11,643
  
  7
  
  Traditional008
  
  008PLC31 C CUXN
  
  304,419
  
  232,703
  
  
  
  232,703
  
  154
  
  Traditional008
  
  008PLC32 A CUXN
  
  1,121
  
  
  
  
  
  
  
  3
  
  Traditional008
  
  008PLC32 C CUXN
  
  31,745
  
  23,991
  
  
  
  23,991
  
  68
  
  Traditional008
  
  008PLC33 A CUXN
  
  57,472
  
  47,130
  
  
  
  47,130
  
  21
  
  Traditional008
  
  008PLC33 B CUXN
  
  17,332
  
  14,194
  
  
  
  14,194
  
  11
  
  Traditional008
  
  008PLC33 C CUXN
  
  250,623
  
  189,666
  
  
  
  189,666
  
  131
  
  Traditional008
  
  008PLC34 A CUXN
  
  927
  
  
  
  
  
  
  
  2
  
  Traditional008
  
  008PLC34 C CUXN
  
  52,811
  
  42,246
  
  
  
  42,246
  
  136
  
  Traditional008
  
  008PLC37 A CUXN
  
  32,859
  
  27,576
  
  
  
  27,576
  
  12
  
  Traditional008
  
  008PLC37 C CUXN
  
  24,208
  
  18,480
  
  
  
  18,480
  
  13
  
  Traditional008
  
  008PLC38 A CUXN
  
  937
  
  
  
  
  
  
  
  1
  
  Traditional008
  
  008PLC38 B CUXN
  
  504
  
  496
  
  
  
  496
  
  1
  
  Traditional008
  
  008PLC38 C CUXN
  
  5,567
  
  4,203
  
  
  
  4,203
  
  17
  
  Traditional008
  
  008PLC43 A CUXN
  
  9,458
  
  4,455
  
  
  
  4,455
  
  4
  
  Traditional008
  
  008PLC43 B CUXN
  
  562,991
  
  313,171
  
  
  
  313,171
  
  240
  
  Traditional008
  
  008PLC43 C CUXN
  
  330,062
  
  133,027
  
  
  
  133,027
  
  170
  
  Traditional008
  
  008PLC44 B CUXN
  
  98,380
  
  59,167
  
  
  
  59,167
  
  43
  
  Traditional008
  
  008PLC44 C CUXN
  
  3,292
  
  1,322
  
  
  
  1,322
  
  3
  
  Traditional008
  
  008PLC46 XN
  
  50,000
  
  26,935
  
  
  
  26,935
  
  1
  
  Traditional008
  
  008PLC4725 XN
  
  64,800
  
  295
  
  
  
  295
  
  1
  
  Traditional008
  
  008PLC4730 XN
  
  22,560
  
  299
  
  
  
  299
  
  3
  
  Traditional008
  
  008PLC48 AR1CUXN
  
  2,679,538
  
  112,628
  
  548
  
  113,176
  
  142
  
  Traditional008
  
  008PLC48 AR2CUXN
  
  145,416
  
  6,173
  
  
  
  6,173
  
  8
  
  Traditional008
  
  008PLC48 B CUXN
  
  80,850
  
  2,438
  
  
  
  2,438
  
  5
  
  Traditional008
  
  008PLC48 C CUXN
  
  188,270
  
  7,925
  
  16
  
  7,941
  
  13
  
  Traditional008
  
  008PLC48XC C0XN
  
  30,000
  
  887
  
  
  
  887
  
  2
  
  Traditional008
  
  008PLC49 XN
  
  417,255
  
  89,213
  
  
  
  89,213
  
  39
  
  Traditional008
  
  008PLC5 CUXN
  
  419,753
  
  351,416
  
  
  
  351,416
  
  131
  
  Traditional008
  
  008PLC57 C CUXN
  
  36,020
  
  24,960
  
  
  
  24,960
  
  28
  
  Traditional008
  
  008PLC58 C CUXN
  
  28,980
  
  21,925
  
  
  
  21,925
  
  81
  
  Traditional008
  
  008PLC59 CJXN
  
  10,349
  
  4,224
  
  6
  
  4,230
  
  7
  
  Traditional008
  
  008PLC60 C CUXN
  
  19,031
  
  13,535
  
  
  
  13,535
  
  11
  
  Traditional008
  
  008PLC9A CUXN
  
  2,500
  
  1,604
  
  
  
  1,604
  
  1
  
  Traditional008
  
  008PTA 00XN
  
  8,818,000
  
  20,342
  
  
  
  20,342
  
  107
  
  Traditional008
  
  008PTAMI 00XN
  
  117,750
  
  39,527
  
  
  
  39,527
  
  107
  
  Traditional008
  
  008PU0 CUXN
  
  12,000
  
  11,369
  
  
  
  11,369
  
  1
  
  Traditional008
  
  008R5C011 XN
  
  221,123
  
  349
  
  
  
  349
  
  4
  
  Traditional008
  
  008R5C021 XN
  
  2,282,610
  
  3,791
  
  
  
  3,791
  
  28
  
  Traditional008
  
  008R5C031 XN
  
  60,000
  
  41
  
  
  
  41
  
  2
  
  Traditional008
  
  008R5C041 XN
  
  50,000
  
  233
  
  
  
  233
  
  2
  
  Traditional008
  
  008R5C511 XN
  
  354,656
  
  338
  
  
  
  338
  
  8
  
  Traditional008
  
  008R5C521 XN
  
  1,820,609
  
  4,932
  
  
  
  4,932
  
  38
  
  Traditional008
  
  008R5C531 XN
  
  244,884
  
  151
  
  
  
  151
  
  8
  
  Traditional008
  
  008R5C541 XN
  
  50,000
  
  186
  
  
  
  186
  
  2
  
  Traditional008
  
  008R5CL10 XN
  
  150,000
  
  66
  
  
  
  66
  
  1
  
  Traditional008
  
  008R5CL11 XN
  
  746,693
  
  6,956
  
  
  
  6,956
  
  18
  
  Traditional008
  
  008R5CL20 XN
  
  230,000
  
  956
  
  
  
  956
  
  4
  
  Traditional008
  
  008R5CL21 XN
  
  7,373,705
  
  56,732
  
  
  
  56,732
  
  170
  
  Traditional008
  
  008R5CL31 XN
  
  470,660
  
  3,795
  
  
  
  3,795
  
  15
  
  Traditional008
  
  008R5CL41 XN
  
  1,215,200
  
  8,770
  
  
  
  8,770
  
  37
  
  Traditional008
  
  008R5CL51 XN
  
  150,000
  
  240
  
  
  
  240
  
  1
  
  Traditional008
  
  008R5T111 XN
  
  150,000
  
  83
  
  
  
  83
  
  1
  
  Traditional008
  
  008R5T121 XN
  
  113,504
  
  106
  
  
  
  106
  
  2
  
  Traditional008
  
  008R5T131 XN
  
  34,391
  
  6
  
  
  
  6
  
  1
  
  Traditional008
  
  008RCCL10 XN
  
  10,000
  
  6
  
  
  
  6
  
  1
  
  Traditional008
  
  008RCCL11 XN
  
  1,224,000
  
  734
  
  
  
  734
  
  127
  
  Traditional008
  
  008RICL11 XN
  
  55
  
  67
  
  
  
  67
  
  8
  
  Traditional008
  
  008TD6520A1 CUXN
  
  40,000
  
  2,838
  
  
  
  2,838
  
  4
  
  Traditional008
  
  008TD6520A2 CUXN
  
  7,561,751
  
  576,866
  
  
  
  576,866
  
  487
  
  Traditional008
  
  008TD6520A3 CUXN
  
  370,000
  
  30,576
  
  
  
  30,576
  
  19
  
  Traditional008
  
  008TD6520B2 CUXN
  
  1,314,000
  
  83,800
  
  
  
  83,800
  
  67
  
  Traditional008
  
  008TD6520B3 CUXN
  
  98,000
  
  5,602
  
  
  
  5,602
  
  3
  
  Traditional008
  
  008TD6520C CUXN
  
  655,000
  
  39,696
  
  
  
  39,696
  
  42
  
  Traditional008
  
  008TD6520D CUXN
  
  322,213
  
  12,023
  
  
  
  12,023
  
  26
  
  Traditional008
  
  008TDART1S XN
  
  25,000
  
  12,086
  
  
  
  12,086
  
  1
  
  Traditional008
  
  008TP128 XN
  
  2,019
  
  266
  
  
  
  266
  
  2
  
  Traditional008
  
  008WA6111 XN
  
  468,903
  
  6,396
  
  852
  
  7,248
  
  42
  
  Traditional008
  
  008WIF XN
  
  125,000
  
  1,212
  
  
  
  1,212
  
  25
  
  Traditional008
  
  008Z110 0UXN
  
  10,000
  
  6,296
  
  
  
  6,296
  
  1
  
  Traditional008
  
  030HWU111 XN
  
  237,528
  
  7,592
  
  
  
  7,592
  
  32
  
  Traditional008
  
  030HWV111 XN
  
  82,701
  
  2,198
  
  
  
  2,198
  
  6
  
  Traditional008
  
  030HWV113 XN
  
  23,758
  
  44
  
  
  
  44
  
  2
  
  Traditional008
  
  030HWW111 XN
  
  7,000
  
  15
  
  
  
  15
  
  1
  
  Traditional008
  
  030HWX111 XN
  
  17,550
  
  598
  
  
  
  598
  
  3
  
  Traditional008
  
  030HWX113 XN
  
  28,885
  
  242
  
  
  
  242
  
  4
  
  Traditional008
  
  030HWX115 XN
  
  10,000
  
  14
  
  
  
  14
  
  2
  
  Traditional008
  
  030HWY111 XN
  
  19,745
  
  22
  
  
  
  22
  
  1
  
  Traditional008
  
  030HWY113 XN
  
  34,793
  
  2,636
  
  
  
  2,636
  
  4
  
  Traditional008
  
  030HWY115 XN
  
  10,000
  
  4
  
  
  
  4
  
  1
  
  Traditional008
  
  030JU1111 XN
  
  390,000
  
  53,715
  
  
  
  53,715
  
  44
  
  Traditional008
  
  030JU1112 XN
  
  138,000
  
  19,310
  
  
  
  19,310
  
  20
  
  Traditional008
  
  030JU1113 XN
  
  127,000
  
  12,066
  
  
  
  12,066
  
  13
  
  Traditional008
  
  030JU1114 XN
  
  48,500
  
  4,801
  
  
  
  4,801
  
  7
  
  Traditional008
  
  030JU1115 XN
  
  87,500
  
  4,516
  
  
  
  4,516
  
  12
  
  Traditional008
  
  030JU1116 XN
  
  42,000
  
  2,688
  
  
  
  2,688
  
  8
  
  Traditional008
  
  030JU1P11 XN
  
  154,000
  
  21,244
  
  
  
  21,244
  
  16
  
  Traditional008
  
  030JU1P12 XN
  
  38,000
  
  5,678
  
  
  
  5,678
  
  5
  
  Traditional008
  
  030JU1P13 XN
  
  63,000
  
  5,730
  
  
  
  5,730
  
  7
  
  Traditional008
  
  030JU1P14 XN
  
  10,000
  
  586
  
  
  
  586
  
  1
  
  Traditional008
  
  030JU1P15 XN
  
  9,000
  
  368
  
  
  
  368
  
  1
  
  Traditional008
  
  030JU1P16 XN
  
  7,000
  
  865
  
  
  
  865
  
  1
  
  Traditional008
  
  030MU1111 XN
  
  85,500
  
  7,498
  
  
  
  7,498
  
  15
  
  Traditional008
  
  030MU1P11 XN
  
  9,000
  
  902
  
  
  
  902
  
  2
  
  Traditional008
  
  030MX1111 XN
  
  78,000
  
  4,341
  
  
  
  4,341
  
  10
  
  Traditional008
  
  030MX1113 XN
  
  152,000
  
  8,706
  
  
  
  8,706
  
  22
  
  Traditional008
  
  030MX1115 XN
  
  225,000
  
  5,123
  
  
  
  5,123
  
  31
  
  Traditional008
  
  030MX1P11 XN
  
  32,000
  
  1,551
  
  
  
  1,551
  
  4
  
  Traditional008
  
  030MX1P13 XN
  
  49,000
  
  3,429
  
  
  
  3,429
  
  6
  
  Traditional


008
  
  030MX1P15 XN
  
  51,000
  
  731
  
  
  
  731
  
  6
  
  Traditional008
  
  030PMU111 XN
  
  660
  
  268
  
  
  
  268
  
  7
  
  Traditional008
  
  030PMX111 XN
  
  397
  
  171
  
  
  
  171
  
  6
  
  Traditional008
  
  030PMX113 XN
  
  249
  
  143
  
  
  
  143
  
  3
  
  Traditional008
  
  030PMX115 XN
  
  40
  
  13
  
  
  
  13
  
  1
  
  Traditional008
  
  030PWU112 XN
  
  2,972
  
  1,419
  
  
  
  1,419
  
  35
  
  Traditional008
  
  030PWV112 XN
  
  2,578
  
  631
  
  
  
  631
  
  8
  
  Traditional008
  
  030PWW112 XN
  
  36
  
  27
  
  
  
  27
  
  1
  
  Traditional008
  
  030RCJU11 XN
  
  60,000
  
  36
  
  
  
  36
  
  12
  
  Traditional008
  
  030RCJU13 XN
  
  5,000
  
  3
  
  
  
  3
  
  1
  
  Traditional008
  
  030RCJU15 XN
  
  5,000
  
  3
  
  
  
  3
  
  1
  
  Traditional008
  
  030RCMX11 XN
  
  10,000
  
  9
  
  
  
  9
  
  1
  
  Traditional008
  
  030RCMX15 XN
  
  25,000
  
  22
  
  
  
  22
  
  3
  
  Traditional008
  
  030RCWU10 XN
  
  5,000
  
  3
  
  
  
  3
  
  1
  
  Traditional008
  
  030RCWU11 XN
  
  270,000
  
  162
  
  
  
  162
  
  54
  
  Traditional008
  
  030RCWX11 XN
  
  15,000
  
  13
  
  
  
  13
  
  2
  
  Traditional008
  
  030RCWX13 XN
  
  112,500
  
  98
  
  
  
  98
  
  14
  
  Traditional008
  
  030RCWX15 XN
  
  35,000
  
  30
  
  
  
  30
  
  5
  
  Traditional008
  
  030RCWY11 XN
  
  20,000
  
  17
  
  
  
  17
  
  3
  
  Traditional008
  
  030RCWY13 XN
  
  37,500
  
  33
  
  
  
  33
  
  4
  
  Traditional008
  
  030RCWY15 XN
  
  45,000
  
  39
  
  
  
  39
  
  5
  
  Traditional008
  
  030RLWXT1 XN
  
  15,000
  
  283
  
  
  
  283
  
  1
  
  Traditional008
  
  030WU1111 XN
  
  8,690,000
  
  1,071,626
  
  
  
  1,071,626
  
  1,207
  
  Traditional008
  
  030WU1112 XN
  
  1,003,500
  
  102,263
  
  
  
  102,263
  
  167
  
  Traditional008
  
  030WU1P11 XN
  
  2,371,500
  
  292,671
  
  
  
  292,671
  
  315
  
  Traditional008
  
  030WU1P12 XN
  
  204,000
  
  23,049
  
  
  
  23,049
  
  31
  
  Traditional008
  
  030WV1111 XN
  
  1,152,000
  
  145,609
  
  
  
  145,609
  
  109
  
  Traditional008
  
  030WV1112 XN
  
  86,000
  
  12,557
  
  
  
  12,557
  
  12
  
  Traditional008
  
  030WV1113 XN
  
  42,000
  
  4,455
  
  
  
  4,455
  
  4
  
  Traditional008
  
  030WV1P11 XN
  
  280,500
  
  32,869
  
  
  
  32,869
  
  28
  
  Traditional008
  
  030WV1P12 XN
  
  18,000
  
  2,481
  
  
  
  2,481
  
  2
  
  Traditional008
  
  030WV1P13 XN
  
  50,000
  
  4,808
  
  
  
  4,808
  
  4
  
  Traditional008
  
  030WW1111 XN
  
  93,000
  
  18,327
  
  
  
  18,327
  
  15
  
  Traditional008
  
  030WW1112 XN
  
  11,000
  
  2,623
  
  
  
  2,623
  
  2
  
  Traditional008
  
  030WX11N1 XN
  
  335,000
  
  34,295
  
  
  
  34,295
  
  57
  
  Traditional008
  
  030WX11N2 XN
  
  56,000
  
  3,346
  
  
  
  3,346
  
  7
  
  Traditional008
  
  030WX11N3 XN
  
  1,691,000
  
  120,368
  
  
  
  120,368
  
  243
  
  Traditional008
  
  030WX11N4 XN
  
  189,000
  
  10,433
  
  
  
  10,433
  
  28
  
  Traditional008
  
  030WX11N5 XN
  
  1,579,000
  
  52,852
  
  
  
  52,852
  
  214
  
  Traditional008
  
  030WX11N6 XN
  
  328,500
  
  6,676
  
  
  
  6,676
  
  53
  
  Traditional008
  
  030WX11S1 XN
  
  179,000
  
  14,580
  
  
  
  14,580
  
  24
  
  Traditional008
  
  030WX11S2 XN
  
  54,000
  
  3,512
  
  
  
  3,512
  
  8
  
  Traditional008
  
  030WX11S3 XN
  
  408,000
  
  25,784
  
  
  
  25,784
  
  60
  
  Traditional008
  
  030WX11S4 XN
  
  79,000
  
  4,336
  
  
  
  4,336
  
  13
  
  Traditional008
  
  030WX11S5 XN
  
  510,000
  
  18,110
  
  
  
  18,110
  
  75
  
  Traditional008
  
  030WX11S6 XN
  
  62,000
  
  1,724
  
  
  
  1,724
  
  13
  
  Traditional008
  
  030WX1PN1 XN
  
  132,000
  
  11,842
  
  
  
  11,842
  
  19
  
  Traditional008
  
  030WX1PN2 XN
  
  3,000
  
  158
  
  
  
  158
  
  1
  
  Traditional008
  
  030WX1PN3 XN
  
  426,000
  
  27,352
  
  
  
  27,352
  
  64
  
  Traditional008
  
  030WX1PN4 XN
  
  32,000
  
  1,652
  
  
  
  1,652
  
  6
  
  Traditional008
  
  030WX1PN5 XN
  
  156,500
  
  5,696
  
  
  
  5,696
  
  25
  
  Traditional008
  
  030WX1PN6 XN
  
  41,000
  
  903
  
  
  
  903
  
  7
  
  Traditional008
  
  030WX1PS1 XN
  
  22,000
  
  1,289
  
  
  
  1,289
  
  2
  
  Traditional008
  
  030WX1PS3 XN
  
  161,000
  
  10,433
  
  
  
  10,433
  
  20
  
  Traditional008
  
  030WX1PS4 XN
  
  5,000
  
  302
  
  
  
  302
  
  1
  
  Traditional008
  
  030WX1PS5 XN
  
  70,000
  
  2,551
  
  
  
  2,551
  
  10
  
  Traditional008
  
  030WX1PS6 XN
  
  10,000
  
  200
  
  
  
  200
  
  2
  
  Traditional008
  
  030WY1111 XN
  
  57,000
  
  5,295
  
  
  
  5,295
  
  7
  
  Traditional008
  
  030WY1113 XN
  
  106,000
  
  8,800
  
  
  
  8,800
  
  12
  
  Traditional008
  
  030WY1114 XN
  
  38,000
  
  2,749
  
  
  
  2,749
  
  5
  
  Traditional008
  
  030WY1115 XN
  
  474,000
  
  18,473
  
  
  
  18,473
  
  42
  
  Traditional008
  
  030WY1116 XN
  
  32,000
  
  1,349
  
  
  
  1,349
  
  5
  
  Traditional008
  
  030WY11J2 XN
  
  5,000
  
  129
  
  
  
  129
  
  1
  
  Traditional008
  
  030WY11J3 XN
  
  35,000
  
  933
  
  
  
  933
  
  3
  
  Traditional008
  
  030WY11J5 XN
  
  95,000
  
  1,181
  
  
  
  1,181
  
  8
  
  Traditional008
  
  030WY1P11 XN
  
  43,000
  
  4,739
  
  
  
  4,739
  
  5
  
  Traditional008
  
  030WY1P13 XN
  
  41,000
  
  3,358
  
  
  
  3,358
  
  5
  
  Traditional008
  
  030WY1P15 XN
  
  17,000
  
  1,192
  
  
  
  1,192
  
  2
  
  Traditional008
  
  3021 POST21
  
  4,000
  
  2,700
  
  
  
  2,700
  
  2
  
  TraditionalTotal
  
  
  
  547,898,966
  
  59,562,344
  
  414,717
  
  59,977,060
  
  33,965Adjustments
  
  
  
  
  
  416,447
  
  
  
  
  
  
  
  Asset Enhancer Term RidersTotal
  
  
  
  547,898,966
  
  59,978,791
  
  414,717
  
  59,977,060
  
  33,965Company
  
  Plan Code
  
  Amount Inforce
  
  Stat Reserve
  
  
  
  
  
  
  
  Type008
  
  5A ASSUMED (MILICO Bankers)
  
  1,925,301
  
  1,257,047
  
  
  
  
  
  
  
  Traditional/misc008
  
  5A DEBIT (MILICO MDO)
  
  460,500
  
  239,576
  
  
  
  
  
  
  
  Traditional/misc008
  
  5A Industrial
  
  16,832
  
  16,832
  
  
  
  
  
  
  
  Traditional/miscTotal
  
  
  
  2,402,633
  
  1,513,455Adjustments
  
  
  
  54,623,569
  
  280,000Total
  
  
  
  57,026,202
  
  1,793,455Company
  
  Plan Code
  
  Amount Inforce
  
  Stat Reserve
  
  Deficiency Reserve
  
  Stat + Deficiency Reserve
  
  Count
  
  Type008
  
  0086004
  
  XN
  
  10,000
  
  1,312
  
  
  
  1,312
  
  1
  
  GROUP008
  
  0086013
  
  XN
  
  146,149
  
  75,321
  
  
  
  75,321
  
  15
  
  GROUP008
  
  0086014
  
  XN
  
  63,488
  
  36,709
  
  
  
  36,709
  
  3
  
  GROUPTotal
  
  
  
  
  
  219,637
  
  113,342
  
  
  
  113,342
  
  19Adjustments
  
  
  
  
  
  
  
  Total
  
  
  
  
  
  219,637
  
  113,342
  
  
  
  113,342
  
  19  5B  Company
  
  Plan Code
  
  Fund Value
  
  Cash Value
  
  Stat Reserve
  
  
  
  Count
  
  Type008
  
  008FH10N1 XN
  
  1,663,998
  
  1,542,243
  
  1,602,862
  
  
  
  84
  
  DEF ANNUITY008
  
  008FH10NM XN
  
  252,167
  
  233,317
  
  243,189
  
  
  
  4
  
  DEF ANNUITY008
  
  008FH10Q1 XN
  
  559,850
  
  516,605
  
  534,545
  
  
  
  24
  
  DEF ANNUITY008
  
  008FH10QM XN
  
  157,297
  
  145,375
  
  149,729
  
  
  
  3
  
  DEF ANNUITY008
  
  008FI10N1 XN
  
  4,153,809
  
  3,849,681
  
  3,927,362
  
  
  
  219
  
  DEF ANNUITY008
  
  008FI10NM XN
  
  379,714
  
  352,421
  
  359,464
  
  
  
  21
  
  DEF ANNUITY008
  
  008FI10NQ XN
  
  29,934
  
  27,839
  
  28,397
  
  
  
  2
  
  DEF ANNUITY008
  
  008FI10Q1 XN
  
  2,132,430
  
  1,974,517
  
  2,012,952
  
  
  
  73
  
  DEF ANNUITY008
  
  008FI10QM XN
  
  280,664
  
  260,369
  
  264,654
  
  
  
  8
  
  DEF ANNUITY008
  
  008FJ10N1 XN
  
  6,610,194
  
  6,110,750
  
  6,341,175
  
  
  
  230
  
  DEF ANNUITY008
  
  008FJ10NM XN
  
  707,193
  
  655,612
  
  675,368
  
  
  
  24
  
  DEF ANNUITY008
  
  008FJ10NQ XN
  
  52,823
  
  48,724
  
  50,886
  
  
  
  4
  
  DEF ANNUITY008
  
  008FJ10Q1 XN
  
  2,677,721
  
  2,465,087
  
  2,546,278
  
  
  
  110
  
  DEF ANNUITY008
  
  008FJ10QM XN
  
  488,038
  
  453,574
  
  461,210
  
  
  
  7
  
  DEF ANNUITY008
  
  008FJ10QQ XN
  
  17,025
  
  15,834
  
  16,191
  
  
  
  1
  
  DEF ANNUITY008
  
  008FJINN1 XN
  
  1,114,318
  
  1,030,174
  
  1,070,066
  
  
  
  38
  
  DEF ANNUITY008
  
  008FJINNM XN
  
  119,088
  
  109,761
  
  114,363
  
  
  
  7
  
  DEF ANNUITY008
  
  008FJINNQ XN
  
  5,019
  
  4,618
  
  4,809
  
  
  
  1
  
  DEF ANNUITY008
  
  008FJINQ1 XN
  
  742,488
  
  687,378
  
  704,113
  
  
  
  15
  
  DEF ANNUITY008
  
  008FJINQM XN
  
  76,820
  
  71,033
  
  73,122
  
  
  
  4
  
  DEF ANNUITY008
  
  008FPAR XN
  
  50,061
  
  50,061
  
  50,061
  
  
  
  16
  
  DEF ANNUITY008
  
  008FPAR CUXN
  
  577,416
  
  577,416
  
  577,416
  
  
  
  
  
  DEF ANNUITY008
  
  008FPAR95 CUXN
  
  10,384
  
  10,384
  
  10,384
  
  
  
  
  
  DEF ANNUITY008
  
  008LF50 HA XN
  
  248,969
  
  240,936
  
  242,513
  
  
  
  19
  
  DEF ANNUITY008
  
  008LF50 HB XN
  
  109,790
  
  105,398
  
  105,838
  
  
  
  9
  
  DEF ANNUITY008
  
  008LF50 LA XN
  
  223,776
  
  214,520
  
  217,194
  
  
  
  27
  
  DEF ANNUITY008
  
  008LF50 LB XN
  
  17,283
  
  16,479
  
  16,613
  
  
  
  5
  
  DEF ANNUITY008
  
  008LF50G HD XN
  
  4,333,160
  
  4,066,276
  
  4,123,512
  
  
  
  178
  
  DEF ANNUITY


008
  
  008LF50G LD XN
  
  1,826,819
  
  1,703,395
  
  1,736,132
  
  
  
  142
  
  DEF ANNUITY008
  
  008LF50GC HD
  XN
  
  50,638
  
  47,600
  
  48,342
  
  
  
  4
  
  DEF ANNUITY008
  
  008LF50GC LD
  XN
  
  47,864
  
  44,992
  
  45,693
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF50GCSW
  HDXN
  
  69,102
  
  64,956
  
  65,968
  
  
  
  2
  
  DEF ANNUITY008
  
  008LF50GD HD
  XN
  
  135,280
  
  127,163
  
  128,901
  
  
  
  4
  
  DEF ANNUITY008
  
  008LF50GD LD
  XN
  
  7,401
  
  6,957
  
  7,055
  
  
  
  2
  
  DEF ANNUITY008
  
  008LF50GDQ
  HD XN
  
  7,411
  
  6,967
  
  7,063
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF50GDSW
  HDXN
  
  71,927
  
  67,612
  
  68,575
  
  
  
  4
  
  DEF ANNUITY008
  
  008LF50GDSW
  LDXN
  
  60,112
  
  56,505
  
  57,317
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF50GDSWQ
  HXN
  
  18,455
  
  17,347
  
  17,580
  
  
  
  2
  
  DEF ANNUITY008
  
  008LF50GQ HD
  XN
  
  329,187
  
  308,228
  
  313,327
  
  
  
  16
  
  DEF ANNUITY008
  
  008LF50GQ LD
  XN
  
  1,790,069
  
  1,672,702
  
  1,704,300
  
  
  
  76
  
  DEF ANNUITY008
  
  008LF50GSW
  HD XN
  
  1,199,018
  
  1,126,583
  
  1,139,876
  
  
  
  29
  
  DEF ANNUITY008
  
  008LF50GSW
  LD XN
  
  306,271
  
  287,282
  
  292,312
  
  
  
  8
  
  DEF ANNUITY008
  
  008LF50GSWQ
  HDXN
  
  115,220
  
  107,793
  
  109,522
  
  
  
  4
  
  DEF ANNUITY008
  
  008LF50GSWQ
  LDXN
  
  123,185
  
  115,697
  
  117,099
  
  
  
  4
  
  DEF ANNUITY008
  
  008LF50N HD XN
  
  3,575,301
  
  3,354,871
  
  3,393,965
  
  
  
  101
  
  DEF ANNUITY008
  
  008LF50N LD XN
  
  966,986
  
  903,367
  
  918,922
  
  
  
  47
  
  DEF ANNUITY008
  
  008LF50NC HD
  XN
  
  53,693
  
  50,472
  
  51,248
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF50NQ HD
  XN
  
  458,269
  
  430,659
  
  434,080
  
  
  
  26
  
  DEF ANNUITY008
  
  008LF50NQ LD
  XN
  
  874,536
  
  816,052
  
  828,790
  
  
  
  33
  
  DEF ANNUITY008
  
  008LF50NSW
  HD XN
  
  190,602
  
  179,165
  
  181,202
  
  
  
  11
  
  DEF ANNUITY008
  
  008LF50NSW
  LD XN
  
  101,487
  
  94,834
  
  96,607
  
  
  
  3
  
  DEF ANNUITY008
  
  008LF50NSWQ
  HDXN
  
  60,617
  
  56,980
  
  57,540
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF50NSWQ
  LDXN
  
  35,563
  
  33,429
  
  33,675
  
  
  
  2
  
  DEF ANNUITY008
  
  008LF50Q HA XN
  
  7,860
  
  7,546
  
  7,613
  
  
  
  2
  
  DEF ANNUITY008
  
  008LF50Q LA XN
  
  43,106
  
  41,461
  
  41,935
  
  
  
  6
  
  DEF ANNUITY008
  
  008LF50Q LB XN
  
  88,822
  
  83,914
  
  85,026
  
  
  
  9
  
  DEF ANNUITY008
  
  008LF50R HB XN
  
  1,685,700
  
  1,618,272
  
  1,621,103
  
  
  
  64
  
  DEF ANNUITY008
  
  008LF50R HC XN
  
  3,013,513
  
  2,862,838
  
  2,907,599
  
  
  
  108
  
  DEF ANNUITY008
  
  008LF50R HD XN
  
  14,100,017
  
  13,347,049
  
  13,489,282
  
  
  
  519
  
  DEF ANNUITY008
  
  008LF50R LB XN
  
  1,367,765
  
  1,305,711
  
  1,311,711
  
  
  
  74
  
  DEF ANNUITY008
  
  008LF50R LC XN
  
  2,090,433
  
  1,975,101
  
  2,014,507
  
  
  
  103
  
  DEF ANNUITY008
  
  008LF50R LD XN
  
  7,016,388
  
  6,604,193
  
  6,700,670
  
  
  
  329
  
  DEF ANNUITY008
  
  008LF50RC HD
  XN
  
  9,410
  
  8,846
  
  8,988
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF50RC LD
  XN
  
  21,954
  
  20,521
  
  20,925
  
  
  
  4
  
  DEF ANNUITY008
  
  008LF50RD HD
  XN
  
  100,671
  
  94,631
  
  95,986
  
  
  
  5
  
  DEF ANNUITY008
  
  008LF50RD LD
  XN
  
  42,498
  
  39,709
  
  40,447
  
  
  
  7
  
  DEF ANNUITY008
  
  008LF50RDQ
  HD XN
  
  89,885
  
  84,492
  
  85,581
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF50RDQ
  LD XN
  
  32,721
  
  30,258
  
  31,036
  
  
  
  3
  
  DEF ANNUITY008
  
  008LF50RQ HB
  XN
  
  440,277
  
  422,666
  
  423,651
  
  
  
  15
  
  DEF ANNUITY008
  
  008LF50RQ HC
  XN
  
  142,332
  
  135,215
  
  137,376
  
  
  
  7
  
  DEF ANNUITY008
  
  008LF50RQ HD
  XN
  
  1,750,576
  
  1,657,071
  
  1,674,395
  
  
  
  65
  
  DEF ANNUITY008
  
  008LF50RQ LB
  XN
  
  1,591,949
  
  1,510,031
  
  1,520,129
  
  
  
  62
  
  DEF ANNUITY008
  
  008LF50RQ LC
  XN
  
  1,617,501
  
  1,521,724
  
  1,556,021
  
  
  
  74
  
  DEF ANNUITY008
  
  008LF50RQ LD
  XN
  
  5,031,026
  
  4,726,811
  
  4,805,619
  
  
  
  201
  
  DEF ANNUITY008
  
  008LF50RSW
  HB XN
  
  197,942
  
  190,024
  
  190,277
  
  
  
  9
  
  DEF ANNUITY008
  
  008LF50RSW
  HC XN
  
  400,675
  
  380,641
  
  386,777
  
  
  
  11
  
  DEF ANNUITY008
  
  008LF50RSW
  HD XN
  
  2,823,917
  
  2,672,076
  
  2,697,639
  
  
  
  91
  
  DEF ANNUITY008
  
  008LF50RSW
  LB XN
  
  15,209
  
  14,601
  
  14,601
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF50RSW
  LC XN
  
  49,844
  
  47,351
  
  48,069
  
  
  
  2
  
  DEF ANNUITY008
  
  008LF50RSW
  LD XN
  
  453,070
  
  424,624
  
  431,167
  
  
  
  18
  
  DEF ANNUITY008
  
  008LF50RSWQ
  HBXN
  
  36,907
  
  35,431
  
  35,518
  
  
  
  3
  
  DEF ANNUITY008
  
  008LF50RSWQ
  HCXN
  
  138,873
  
  131,930
  
  133,964
  
  
  
  6
  
  DEF ANNUITY008
  
  008LF50RSWQ
  HDXN
  
  137,659
  
  129,112
  
  131,181
  
  
  
  6
  
  DEF ANNUITY008
  
  008LF50RSWQ
  LCXN
  
  17,153
  
  15,953
  
  16,483
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF50RSWQ
  LDXN
  
  534,645
  
  504,112
  
  511,355
  
  
  
  14
  
  DEF ANNUITY008
  
  008LF50SW LA
  XN
  
  3,487
  
  3,348
  
  3,373
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF50SWQ
  HA XN
  
  3,618
  
  3,510
  
  3,520
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF51 HA XN
  
  6,158,987
  
  5,951,160
  
  5,993,056
  
  
  
  249
  
  DEF ANNUITY008
  
  008LF51 HB XN
  
  1,220,133
  
  1,171,328
  
  1,176,209
  
  
  
  62
  
  DEF ANNUITY008
  
  008LF51 LA XN
  
  2,748,562
  
  2,639,003
  
  2,666,192
  
  
  
  128
  
  DEF ANNUITY008
  
  008LF51 LB XN
  
  1,040,726
  
  995,701
  
  1,001,325
  
  
  
  47
  
  DEF ANNUITY008
  
  008LF51G HD XN
  
  271,754
  
  255,097
  
  258,049
  
  
  
  16
  
  DEF ANNUITY008
  
  008LF51G LD XN
  
  438,143
  
  405,061
  
  416,305
  
  
  
  19
  
  DEF ANNUITY008
  
  008LF51GC HD
  XN
  
  99,263
  
  93,307
  
  94,719
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF51GCSW
  HDXN
  
  55,941
  
  52,584
  
  53,397
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF51GD HD
  XN
  
  147,776
  
  138,909
  
  140,686
  
  
  
  5
  
  DEF ANNUITY008
  
  008LF51GD LD
  XN
  
  13,573
  
  12,758
  
  12,939
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF51GQ HD
  XN
  
  42,167
  
  39,637
  
  39,988
  
  
  
  2
  
  DEF ANNUITY008
  
  008LF51GQ LD
  XN
  
  70,647
  
  66,408
  
  67,193
  
  
  
  4
  
  DEF ANNUITY008
  
  008LF51GSW
  HD XN
  
  18,956
  
  17,819
  
  18,139
  
  
  
  2
  
  DEF ANNUITY008
  
  008LF51GSW
  LD XN
  
  240,642
  
  221,391
  
  228,565
  
  
  
  4
  
  DEF ANNUITY008
  
  008LF51N HD XN
  
  91,662
  
  86,163
  
  87,011
  
  
  
  6
  
  DEF ANNUITY008
  
  008LF51N LD XN
  
  11,201
  
  10,529
  
  10,689
  
  
  
  2
  
  DEF ANNUITY008
  
  008LF51NDQ
  LD XN
  
  10,333
  
  9,506
  
  9,771
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF51NQ HD
  XN
  
  7,319
  
  6,880
  
  6,950
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF51NQ LD
  XN
  
  73,017
  
  68,636
  
  69,274
  
  
  
  3
  
  DEF ANNUITY008
  
  008LF51Q HA XN
  
  415,342
  
  399,075
  
  401,946
  
  
  
  18
  
  DEF ANNUITY008
  
  008LF51Q HB XN
  
  101,747
  
  97,677
  
  98,084
  
  
  
  7
  
  DEF ANNUITY008
  
  008LF51Q LA XN
  
  1,155,000
  
  1,109,794
  
  1,121,093
  
  
  
  38
  
  DEF ANNUITY008
  
  008LF51Q LB XN
  
  323,104
  
  309,273
  
  310,988
  
  
  
  18
  
  DEF ANNUITY008
  
  008LF51R HB XN
  
  1,195,700
  
  1,147,872
  
  1,150,549
  
  
  
  56
  
  DEF ANNUITY008
  
  008LF51R HC XN
  
  976,574
  
  927,745
  
  942,301
  
  
  
  46
  
  DEF ANNUITY008
  
  008LF51R HD XN
  
  820,617
  
  778,293
  
  785,066
  
  
  
  49
  
  DEF ANNUITY008
  
  008LF51R LB XN
  
  423,648
  
  404,813
  
  406,171
  
  
  
  25
  
  DEF ANNUITY008
  
  008LF51R LC XN
  
  218,526
  
  206,142
  
  210,223
  
  
  
  15
  
  DEF ANNUITY008
  
  008LF51R LD XN
  
  251,171
  
  236,543
  
  239,593
  
  
  
  23
  
  DEF ANNUITY008
  
  008LF51RC HD
  XN
  
  14,014
  
  13,173
  
  13,371
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF51RC LD
  XN
  
  20,972
  
  19,714
  
  20,042
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF51RQ HB
  XN
  
  60,230
  
  57,820
  
  58,030
  
  
  
  6
  
  DEF ANNUITY008
  
  008LF51RQ HC
  XN
  
  231,773
  
  220,184
  
  223,675
  
  
  
  7
  
  DEF ANNUITY008
  
  008LF51RQ HD
  XN
  
  65,678
  
  62,169
  
  62,663
  
  
  
  5
  
  DEF ANNUITY008
  
  008LF51RQ LB
  XN
  
  479,133
  
  458,583
  
  460,447
  
  
  
  21
  
  DEF ANNUITY008
  
  008LF51RQ LC
  XN
  
  113,893
  
  107,810
  
  109,637
  
  
  
  7
  
  DEF ANNUITY008
  
  008LF51RQ LD
  XN
  
  296,789
  
  279,505
  
  283,726
  
  
  
  11
  
  DEF ANNUITY008
  
  008LF51RSW
  HB XN
  
  300,834
  
  288,801
  
  289,359
  
  
  
  11
  
  DEF ANNUITY008
  
  008LF51RSW
  HC XN
  
  96,127
  
  91,321
  
  92,734
  
  
  
  5
  
  DEF ANNUITY008
  
  008LF51RSW
  HD XN
  
  79,062
  
  75,109
  
  75,623
  
  
  
  6
  
  DEF ANNUITY008
  
  008LF51RSW
  LD XN
  
  20,216
  
  19,002
  
  19,265
  
  
  
  2
  
  DEF ANNUITY008
  
  008LF51RSWQ
  HBXN
  
  25,227
  
  24,218
  
  24,274
  
  
  
  2
  
  DEF ANNUITY008
  
  008LF51RSWQ
  HDXN
  
  7,432
  
  7,061
  
  7,110
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF51RSWQ
  LBXN
  
  47,640
  
  45,734
  
  45,925
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF51SW HA
  XN
  
  477,923
  
  461,831
  
  464,789
  
  
  
  18
  
  DEF ANNUITY008
  
  008LF51SW HB
  XN
  
  137,702
  
  132,194
  
  132,745
  
  
  
  6
  
  DEF ANNUITY008
  
  008LF51SW LA
  XN
  
  161,495
  
  155,631
  
  156,411
  
  
  
  6
  
  DEF ANNUITY008
  
  008LF51SW LB
  XN
  
  307,726
  
  295,417
  
  296,648
  
  
  
  8
  
  DEF ANNUITY008
  
  008LF51SWQ
  HA XN
  
  29,552
  
  28,370
  
  28,758
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF51SWQ
  LA XN
  
  113,587
  
  109,043
  
  109,605
  
  
  
  2
  
  DEF ANNUITY008
  
  008LF51SWQ
  LB XN
  
  34,548
  
  33,166
  
  33,304
  
  
  
  3
  
  DEF ANNUITY008
  
  008LF909 XN
  
  20,970
  
  20,970
  
  20,970
  
  
  
  1
  
  DEF ANNUITY008
  
  008LF909X XN
  
  158,807
  
  158,807
  
  158,807
  
  
  
  12
  
  DEF ANNUITY008
  
  008LP50G HD XN
  
  3,898
  
  3,664
  
  3,703
  
  
  
  1
  
  DEF ANNUITY008
  
  008LP50G LD XN
  
  5,898
  
  5,544
  
  5,594
  
  
  
  1
  
  DEF ANNUITY008
  
  008LP50GQ LD
  XN
  
  7,429
  
  6,983
  
  7,043
  
  
  
  1
  
  DEF ANNUITY008
  
  008LP50R HD XN
  
  32,379
  
  30,760
  
  31,173
  
  
  
  1
  
  DEF ANNUITY008
  
  008LP50R LC XN
  
  11,825
  
  11,234
  
  11,415
  
  
  
  1
  
  DEF ANNUITY008
  
  008LP50R LD XN
  
  9,957
  
  9,222
  
  9,384
  
  
  
  3
  
  DEF ANNUITY008
  
  008LP51R LB XN
  
  22,478
  
  21,579
  
  21,669
  
  
  
  1
  
  DEF ANNUITYTotal
  
  
  
  107,401,272
  
  101,282,485
  
  102,857,250
  
  
  
  4,483Adjustments
  
  
  
  
  
  
  
  
  
  
  
  Total
  
  
  
  107,401,272
  
  101,282,485
  
  102,857,250
  
  
  
  4,483


5C  COMPANY
  
  PLAN
  
  
  
  Reserve
  
  
  
  
  
  
  
  TYPE008
  
  SCI
  
  
  
  25,715
  
  
  
  
  
  
  
  Payout Annuity008
  
  Payout
  
  
  
  1,310,424
  
  
  
  
  
  
  
  Payout AnnuityTotal
  
  
  
  
  
  1,336,139Adjustments
  
  
  
  
  
  Total
  
  
  
  
  
  1,336,139  5D  Company
  
  Plan Code
  
  Amount Inforce
  
  Stat Reserve
  
  Deficiency Reserve
  
  Stat + Deficiency Reserve
  
  Count
  
  Type008
  
  008401 10 N3275
  
  10,000
  
  33
  
  
  
  33
  
  
  
  ADB RIDER008
  
  008503 10 O1300
  
  42,500
  
  38
  
  
  
  38
  
  
  
  ADB RIDER008
  
  008503 10 O1350
  
  23,000
  
  30
  
  
  
  30
  
  
  
  ADB RIDER008
  
  008503 10 O3300
  
  25,000
  
  33
  
  
  
  33
  
  
  
  ADB RIDER008
  
  008504 10 O1350
  
  15,000
  
  14
  
  
  
  14
  
  
  
  ADB RIDER008
  
  008504 10 O3300
  
  437,200
  
  810
  
  
  
  810
  
  
  
  ADB RIDER008
  
  008504 10 O3350
  
  8,051,516
  
  8,783
  
  
  
  8,783
  
  
  
  ADB RIDER008
  
  008504 10 P3300
  
  225,000
  
  301
  
  
  
  301
  
  
  
  ADB RIDER008
  
  008504 10 S1350
  
  40,000
  
  37
  
  
  
  37
  
  
  
  ADB RIDER008
  
  008504 10 S3250
  
  44,728
  
  137
  
  
  
  137
  
  
  
  ADB RIDER008
  
  008504 10 S3300
  
  160,000
  
  94
  
  
  
  94
  
  
  
  ADB RIDER008
  
  008504 10 S3350
  
  2,011,217
  
  2,786
  
  
  
  2,786
  
  
  
  ADB RIDER008
  
  008505 10 43550
  
  145
  
  0
  
  
  
  0
  
  
  
  ADB RIDER008
  
  008505 10 53550
  
  60
  
  0
  
  
  
  0
  
  
  
  ADB RIDER008
  
  008505 10 O3300
  
  25
  
  0
  
  
  
  0
  
  
  
  ADB RIDER008
  
  008505 10 O3450
  
  203
  
  0
  
  
  
  0
  
  
  
  ADB RIDER008
  
  008509 10 S3350
  
  500,000
  
  533
  
  
  
  533
  
  
  
  ADB RIDER008
  
  0085D5 10 O3350
  
  80,000
  
  137
  
  
  
  137
  
  
  
  ADB RIDER008
  
  008802 10 43450
  
  111,235
  
  117
  
  
  
  117
  
  
  
  ADB RIDER008
  
  008802 10 43550
  
  50,000
  
  24
  
  
  
  24
  
  
  
  ADB RIDER008
  
  008803 10 03500
  
  340,000
  
  389
  
  
  
  389
  
  
  
  ADB RIDER008
  
  008803 10 03550
  
  1,144,000
  
  1,645
  
  
  
  1,645
  
  
  
  ADB RIDER008
  
  008803 10 13500
  
  60,000
  
  66
  
  
  
  66
  
  
  
  ADB RIDER008
  
  008803 10 13550
  
  235,000
  
  170
  
  
  
  170
  
  
  
  ADB RIDER008
  
  008803 10 23550
  
  40,000
  
  41
  
  
  
  41
  
  
  
  ADB RIDER008
  
  008803 10 33550
  
  50,000
  
  63
  
  
  
  63
  
  
  
  ADB RIDER008
  
  008803 10 43550
  
  20,000
  
  25
  
  
  
  25
  
  
  
  ADB RIDER008
  
  008803 10 53550
  
  70,000
  
  72
  
  
  
  72
  
  
  
  ADB RIDER008
  
  008803 10 O3350
  
  25,000
  
  16
  
  
  
  16
  
  
  
  ADB RIDER008
  
  008803 10 S3350
  
  20,000
  
  26
  
  
  
  26
  
  
  
  ADB RIDER008
  
  008LFR628 CUXN
  
  915,613
  
  1,556
  
  
  
  1,556
  
  
  
  ADB RIDER008
  
  008LFR640 CUXN
  
  1,201,000
  
  1,910
  
  
  
  1,910
  
  
  
  ADB RIDER008
  
  008RACL11 XN
  
  4,002,500
  
  1,200
  
  
  
  1,200
  
  
  
  ADB RIDER008
  
  008RAWA61 XN
  
  123,500
  
  184
  
  
  
  184
  
  
  
  ADB RIDER008
  
  030RAJU11 XN
  
  717,000
  
  2,793
  
  
  
  2,793
  
  
  
  ADB RIDER008
  
  030RAJU13 XN
  
  248,500
  
  696
  
  
  
  696
  
  
  
  ADB RIDER008
  
  030RAJU15 XN
  
  142,500
  
  300
  
  
  
  300
  
  
  
  ADB RIDER008
  
  030RAMU11 XN
  
  88,500
  
  2
  
  
  
  2
  
  
  
  ADB RIDER008
  
  030RAMX11 XN
  
  110,000
  
  2
  
  
  
  2
  
  
  
  ADB RIDER008
  
  030RAMX13 XN
  
  201,000
  
  6
  
  
  
  6
  
  
  
  ADB RIDER008
  
  030RAMX15 XN
  
  266,000
  
  18
  
  
  
  18
  
  
  
  ADB RIDER008
  
  030RAWU11 XN
  
  12,282,000
  
  67,500
  
  
  
  67,500
  
  
  
  ADB RIDER008
  
  030RAWV11 XN
  
  1,536,500
  
  3,545
  
  
  
  3,545
  
  
  
  ADB RIDER008
  
  030RAWV13 XN
  
  92,000
  
  150
  
  
  
  150
  
  
  
  ADB RIDER008
  
  030RAWW11 XN
  
  74,000
  
  400
  
  
  
  400
  
  
  
  ADB RIDER008
  
  030RAWX11 XN
  
  771,000
  
  3,789
  
  
  
  3,789
  
  
  
  ADB RIDER008
  
  030RAWX13 XN
  
  2,983,000
  
  11,598
  
  
  
  11,598
  
  
  
  ADB RIDER008
  
  030RAWX15 XN
  
  2,721,000
  
  6,918
  
  
  
  6,918
  
  
  
  ADB RIDER008
  
  030RAWY11 XN
  
  105,000
  
  207
  
  
  
  207
  
  
  
  ADB RIDER008
  
  030RAWY13 XN
  
  220,000
  
  301
  
  
  
  301
  
  
  
  ADB RIDER008
  
  030RAWY15 XN
  
  618,000
  
  573
  
  
  
  573
  
  
  
  ADB RIDERTotal
  
  
  
  43,249,442
  
  120,064
  
  
  
  120,064
  
  Adjustments
  
  
  
  
  
  
  
  
  
  
  
  Total
  
  
  
  43,249,442
  
  120,064
  
  
  
  120,064
  
    5E  Company
  
  Plan Code
  
  Amount Inforce
  
  Stat Reserve
  
  Deficiency Reserve
  
  Stat + Deficiency Reserve
  
  Count
  
  Type008
  
  008501 32 O3300
  
  282
  
  38
  
  
  
  38
  
  
  
  WoP Rider008
  
  008501 32 O3450
  
  4,084
  
  492
  
  
  
  492
  
  
  
  WoP Rider008
  
  008501 32 S1350
  
  116
  
  20
  
  
  
  20
  
  
  
  WoP Rider008
  
  008501 32 S3350
  
  8,719
  
  923
  
  
  
  923
  
  
  
  WoP Rider008
  
  008501 33 O3300
  
  424
  
  67
  
  
  
  67
  
  
  
  WoP Rider008
  
  008501 33 O3450
  
  4,235
  
  573
  
  
  
  573
  
  
  
  WoP Rider008
  
  008501 33 S3350
  
  1,640
  
  213
  
  
  
  213
  
  
  
  WoP Rider008
  
  008503 32 O3450
  
  2,809
  
  263
  
  
  
  263
  
  
  
  WoP Rider008
  
  008503 33 O3450
  
  1,367
  
  119
  
  
  
  119
  
  
  
  WoP Rider008
  
  008506 32 S3350
  
  166
  
  
  
  
  
  
  
  
  
  WoP Rider008
  
  008507 30 O1300
  
  997
  
  39
  
  
  
  39
  
  
  
  WoP Rider008
  
  008507 30 O1350
  
  1,249
  
  21
  
  
  
  21
  
  
  
  WoP Rider008
  
  008507 30 O3300
  
  4,856
  
  207
  
  
  
  207
  
  
  
  WoP Rider008
  
  008507 30 P3300
  
  1,126
  
  68
  
  
  
  68
  
  
  
  WoP Rider008
  
  008507 30 S3350
  
  383
  
  27
  
  
  
  27
  
  
  
  WoP Rider008
  
  008507 32 O3300
  
  5,351
  
  392
  
  
  
  392
  
  
  
  WoP Rider008
  
  008507 32 O3350
  
  46,942
  
  6,291
  
  
  
  6,291
  
  
  
  WoP Rider008
  
  008507 32 S3350
  
  15,890
  
  1,246
  
  
  
  1,246
  
  
  
  WoP Rider008
  
  008507 33 O3300
  
  230
  
  39
  
  
  
  39
  
  
  
  WoP Rider008
  
  008507 33 O3350
  
  18,602
  
  2,567
  
  
  
  2,567
  
  
  
  WoP Rider008
  
  008507 33 P3300
  
  2,378
  
  250
  
  
  
  250
  
  
  
  WoP Rider008
  
  008507 33 S3350
  
  1,389
  
  87
  
  
  
  87
  
  
  
  WoP Rider008
  
  008509 32 S3350
  
  3,208
  
  336
  
  
  
  336
  
  
  
  WoP Rider008
  
  008801 30 03500
  
  1,500
  
  77
  
  
  
  77
  
  
  
  WoP Rider008
  
  008801 30 03550
  
  5,360
  
  529
  
  
  
  529
  
  
  
  WoP Rider008
  
  008801 30 13550
  
  3,617
  
  340
  
  
  
  340
  
  
  
  WoP Rider008
  
  008802 30 43550
  
  107
  
  13
  
  
  
  13
  
  
  
  WoP Rider008
  
  008803 30 03400
  
  7,833
  
  569
  
  
  
  569
  
  
  
  WoP Rider008
  
  008803 30 13400
  
  3,787
  
  326
  
  
  
  326
  
  
  
  WoP Rider008
  
  008803 30 23400
  
  8,560
  
  786
  
  
  
  786
  
  
  
  WoP Rider008
  
  008803 30 33400
  
  3,587
  
  170
  
  
  
  170
  
  
  
  WoP Rider008
  
  008803 30 O3300
  
  2,639
  
  267
  
  
  
  267
  
  
  
  WoP Rider008
  
  008803 32 43550
  
  10,379
  
  1,211
  
  
  
  1,211
  
  
  
  WoP Rider008
  
  008803 32 O3350
  
  683
  
  88
  
  
  
  88
  
  
  
  WoP Rider008
  
  008803 32 O3450
  
  1,347
  
  175
  
  
  
  175
  
  
  
  WoP Rider008
  
  008803 32 S3350
  
  5,043
  
  528
  
  
  
  528
  
  
  
  WoP Rider008
  
  008803 33 53550
  
  5,092
  
  664
  
  
  
  664
  
  
  
  WoP Rider008
  
  008803 33 O3350
  
  267
  
  40
  
  
  
  40
  
  
  
  WoP Rider008
  
  008803 33 O3450
  
  814
  
  92
  
  
  
  92
  
  
  
  WoP Rider008
  
  008803 33 S3350
  
  1,878
  
  198
  
  
  
  198
  
  
  
  WoP Rider008
  
  008804 30 03500
  
  495
  
  
  
  
  
  
  
  
  
  WoP Rider008
  
  008805 30 03400
  
  31,456
  
  3,697
  
  
  
  3,697
  
  
  
  WoP Rider008
  
  008805 30 03500
  
  3,691
  
  1,218
  
  
  
  1,218
  
  
  
  WoP Rider008
  
  008805 30 03550
  
  6,833
  
  485
  
  
  
  485
  
  
  
  WoP Rider008
  
  008805 30 13400
  
  18,104
  
  1,591
  
  
  
  1,591
  
  
  
  WoP Rider008
  
  008805 30 13500
  
  1,075
  
  185
  
  
  
  185
  
  
  
  WoP Rider008
  
  008805 30 13550
  
  2,559
  
  148
  
  
  
  148
  
  
  
  WoP Rider008
  
  008805 30 23400
  
  11,090
  
  1,190
  
  
  
  1,190
  
  
  
  WoP Rider008
  
  008805 30 23500
  
  229
  
  111
  
  
  
  111
  
  
  
  WoP Rider008
  
  008805 30 23550
  
  395
  
  
  
  
  
  
  
  
  
  WoP Rider008
  
  008805 30 33400
  
  5,491
  
  516
  
  
  
  516
  
  
  
  WoP Rider


008
  
  008805 30 33500
  
  204
  
  110
  
  
  
  110
  
  
  
  WoP Rider008
  
  008805 30 33550
  
  491
  
  95
  
  
  
  95
  
  
  
  WoP Rider008
  
  008806 30 43550
  
  254
  
  33
  
  
  
  33
  
  
  
  WoP Rider008
  
  008806 30 53550
  
  760
  
  93
  
  
  
  93
  
  
  
  WoP Rider008
  
  008LFR629 CUXN
  
  102,001
  
  60,101
  
  
  
  60,101
  
  
  
  WoP Rider008
  
  008LFR629M CUXN
  
  16,596
  
  8,765
  
  
  
  8,765
  
  
  
  WoP Rider008
  
  008LFR641 CUXN
  
  12,765
  
  7,717
  
  
  
  7,717
  
  
  
  WoP Rider008
  
  008RWCL11 XN
  
  63,018
  
  1,629
  
  
  
  1,629
  
  
  
  WoP Rider008
  
  030RWWU11 XN
  
  783
  
  1,031
  
  
  
  1,031
  
  
  
  WoP Rider008
  
  030RWWV11 XN
  
  369
  
  867
  
  
  
  867
  
  
  
  WoP RiderTotal
  
  
  
  467,600
  
  109,933
  
  
  
  109,933
  
  Adjustments
  
  
  
  
  
  10,000
  
  
  
  10,000Total
  
  
  
  467,600
  
  119,933
  
  
  
  119,933
  
    5G  Company
  
  Plan
  
  
  
  Reserve
  
  
  
  
  
  
  
  Type008
  
  ISWL
  
  
  
  195,644
  
  
  
  
  
  
  
  Deficiency reserves008
  
  UL
  
  
  
  933,883
  
  
  
  
  
  
  
  Deficiency reserves008
  
  Trad
  
  
  
  54,467
  
  
  
  
  
  
  
  Deficiency reserves008
  
  Trad
  
  
  
  206,583
  
  
  
  
  
  
  
  Substandard008
  
  Trad
  
  
  
  7
  
  
  
  
  
  
  
  GIOTotal
  
  
  
  
  
  1,390,584Adjustments
  
  
  
  
  
  Total
  
  
  
  
  
  1,390,584  Reinsurance  Company
  
  Name
  
  Amount Inforce
  
  Reserve Credit008
  
  Optimum Re Insurance Co.
  
  1,126,549
  
  7,884008
  
  Swiss Re Life & Health America
  
  25,000
  
  6,347008
  
  Continental Assurance Co.
  
  60,000
  
  79008
  
  Optimum Re Insurance Co.
  
  3,711,581
  
  49,854008
  
  Munich American Reassurance C
  
  2,000
  
  39008
  
  Transamerica Occidental Life Ins
  
  44,268,817
  
  126,883008
  
  Transamerica Occidental Life Ins
  
  19,487,800
  
  1,061,844008
  
  Optimum Re Insurance Co.
  
  209,637
  
  112,030008
  
  Optimum Re Insurance Co.
  
  100,000
  
  4,225008
  
  Optimum Re Insurance Co.
  
  915,000
  
  12,551008
  
  Optimum Re Insurance Co.
  
  25,000
  
  303008
  
  Swiss Re Life & Health America
  
  139,030
  
  5,433008
  
  Swiss Re Life & Health America
  
  74,010,280
  
  266,949008
  
  Swiss Re Life & Health America
  
  9,993,737
  
  1,147,526008
  
  Wilton Reassurance Co.
  
  19,694,747
  
  712,624008
  
  Wilton Reassurance Co.
  
  3,440,035
  
  119,819Total Ceded
  
  177,209,213
  
  3,634,390  PENN LIFE  Exhibit
  
  
  
  Amount Inforce
  
  Statutory Reserve5A
  
  
  
  990,425,844
  
  113,390,6995B
  
  
  
  
  
  102,857,2505C
  
  
  
  
  
  1,336,1395D
  
  
  
  
  
  120,0645E
  
  
  
  
  
  119,9335F
  
  
  
  
  
  344,5655G
  
  
  
  
  
  1,390,584Adjustment
  
  (236,469
  )Total
  
  
  
  990,189,375
  
  219,559,233Actual
  
  
  
  990,189,000
  
  219,559,233Total
  CEDED
  
  
  
  177,209,213
  
  3,634,390Ajustments
  
  
  
  
  
  Total
  
  
  
  177,209,213
  
  3,634,390Actual
  
  
  
  177,209,000
  
  3,634,390Total
  NET
  
  
  
  812,980,162
  
  215,924,843Actual
  
  
  
  812,980,000
  
  215,924,848Wilton Coverage
  Adjustment
  
  6,947,142
  
  250,855Total After Wilton
  removed
  
  806,032,858
  
  215,673,993


Exhibit B  STATUTORY RESERVES AND LIABILITIES BY POLICY  The Ceding Company sent the
information on Exhibit B to
the Reinsurer via a CD data file on Friday, April 10, 2009. The Reinsurer
received the information on Monday, April 13, 2009.  B-1


Exhibit C  TRANSFERRED ASSETS  The
Transferred Assets shall be within one of the following two (2) categories:  1.
Cash  2.
United States Dollar-Denominated Securities issued or guaranteed by the United
States Treasury.  Valuation of Assets  (a) By 5:00 p.m.
on the fifth (5th) Business Day
prior to the Closing Date, the parties by mutual agreement shall designate
certain Transferred Assets as IDC
Assets,provided that IDC quotes prices for such Transferred
Assets. All Transferred Assets not designated as IDC Assets shall be designated
Brokers Assets. If the parties
cannot agree on the designation of any particular Transferred Asset as an IDC
Asset, such Transferred Asset shall be conclusively deemed to be a Brokers
Asset. The fair market value of each Transferred Asset that is an IDC Asset and
each Transferred Asset that is a Brokers Asset shall be determined as follows:  (i) No
later than 9:00 a.m. on the Business Day immediately prior to the Closing
Date, Reinsurer shall submit to IDC the CUSIP number (or other unique
identifier if CUSIP is not available) and face amount of each IDC Asset and
request that IDC provide in writing as promptly as practicable to the Ceding
Company and the Reinsurer each such Transferred Assets price (for the given
face amount) as of approximately 3:00 p.m. on such Business Day. The price
quoted by IDC shall be referred to as the IDC
Price.  (ii) No
later than 5:00 p.m. on the fourth (4th) Business Day prior to the Closing Date, the
Reinsurer shall submit simultaneously to each of the three (3) Brokers the
CUSIP number (or other unique identifier if CUSIP is not available) and face
amount of each Brokers Asset and request that each Broker provide in writing as
promptly as practicable to the Ceding Company and the Reinsurer each such
Transferred Assets price (for the given face amount), with such price setting
forth the bid value and ask value of each such Transferred Asset as of
approximately 3:00 p.m. on the Business Day immediately prior to the
Closing Date. The price quoted by each Broker for each Brokers Asset shall be
the average of such bid and ask price and shall be designated as the Brokers Quote for each such Brokers
Asset.  (iii) The
Reinsurer and the Ceding Company together shall review the IDC Prices and
Brokers Quotes for any errors and omissions or other disagreements (together, Disagreements). If the Reinsurer or the
Ceding Company reasonably determines that there exists any Disagreement, the
Reinsurer and the Ceding Company shall immediately notify IDC or the applicable
Broker, as the case may be, and use their commercially reasonable efforts to
determine and resolve with the applicable party any such Disagreement prior to
the Closing, or as promptly as practicable after the Closing, in accordance
with the principles set forth in this Exhibit C.  C-1


(b) The fair market
value of each IDC Asset shall be the IDC Price. The fair market value of each
Brokers Asset is the Brokers Quote remaining for such asset after discarding
the highest and lowest Brokers Quote for such asset.  Such fair market values for the IDC and
Brokers Assets shall be referred to as the Fair
Market Value of such asset.  (c) For purposes of
this Exhibit C:  (i) Brokers means the following brokers:
Citigroup, Merrill Lynch & Co. and JPMorgan Chase & Co.;provided, that, if any such broker does
not provide a Brokers Quote or hereafter becomes an Affiliate of the Reinsurer
or the Ceding Company, the parties shall mutually decide in good faith whether
to proceed without such Brokers Quote or to identify a mutually acceptable
replacement broker.  (ii) IDC means the pricing and quotation
service offered by Financial Time Interactive Data Corp.  C-2