Unassociated Document


    Exhibit
10.2

    WAIVER

    


    In consideration for the benefits I
will receive as a result of my employer’s participation in the United States
Department of the Treasury’s TARP Capital Purchase Program, I hereby voluntarily
waive any claim against the United States or my employer for any changes to my
compensation or benefits that are required to comply with the regulation issued
by the Department of the Treasury as published in the Federal Register on
October 20, 2008.

    


    I acknowledge that this regulation may
require modification of the compensation, bonus, incentive and other benefit
plans, arrangements, policies and agreements (including so-called “golden
parachute” agreements) that I have with my employer or in which I participate as
they relate to the period the United States holds any equity or debt securities
of my employer acquired through the TARP Capital Purchase Program.

    


    This waiver includes all claims I may
have under the laws of the United States or any state related to the
requirements imposed by the aforementioned regulation, including without
limitation a claim for any compensation or other payments I would otherwise
receive, any challenge to the process by which this regulation was adopted and
any tort or constitutional claim about the effect of these regulations on my
employment relationship.

    


    
      	 
      	 
      
	 
      	
              /s/
      Paul Van Ostenbridge

            
	 
      	
              Name:  Paul
      Van Ostenbridge

            


    

    


    


    Date:  January
30, 2009


    
      
         


      

      
         


        
          

        

      

      
         


      

    


    WAIVER

    


    In consideration for the benefits I
will receive as a result of my employer’s participation in the United States
Department of the Treasury’s TARP Capital Purchase Program, I hereby voluntarily
waive any claim against the United States or my employer for any changes to my
compensation or benefits that are required to comply with the regulation issued
by the Department of the Treasury as published in the Federal Register on
October 20, 2008.

    


    I acknowledge that this regulation may
require modification of the compensation, bonus, incentive and other benefit
plans, arrangements, policies and agreements (including so-called “golden
parachute” agreements) that I have with my employer or in which I participate as
they relate to the period the United States holds any equity or debt securities
of my employer acquired through the TARP Capital Purchase Program.

    


    This waiver includes all claims I may
have under the laws of the United States or any state related to the
requirements imposed by the aforementioned regulation, including without
limitation a claim for any compensation or other payments I would otherwise
receive, any challenge to the process by which this regulation was adopted and
any tort or constitutional claim about the effect of these regulations on my
employment relationship.

    


    


    


    
      	 
      	 
      
	 
      	
              /s/
      Claire M. Chadwick

            
	 
      	
              Name:  Claire
      M. Chadwick

            


    

    


    


    


    Date:  January
30, 2009


    
      
         


      

      
         


        
          

        

      

      
         


      

    


    WAIVER

    


    In consideration for the benefits I
will receive as a result of my employer’s participation in the United States
Department of the Treasury’s TARP Capital Purchase Program, I hereby voluntarily
waive any claim against the United States or my employer for any changes to my
compensation or benefits that are required to comply with the regulation issued
by the Department of the Treasury as published in the Federal Register on
October 20, 2008.

    


    I acknowledge that this regulation may
require modification of the compensation, bonus, incentive and other benefit
plans, arrangements, policies and agreements (including so-called “golden
parachute” agreements) that I have with my employer or in which I participate as
they relate to the period the United States holds any equity or debt securities
of my employer acquired through the TARP Capital Purchase Program.

    


    This waiver includes all claims I may
have under the laws of the United States or any state related to the
requirements imposed by the aforementioned regulation, including without
limitation a claim for any compensation or other payments I would otherwise
receive, any challenge to the process by which this regulation was adopted and
any tort or constitutional claim about the effect of these regulations on my
employment relationship.

    


    


    


    
      	 
      	 
      
	 
      	
              /s/
      Julie E. Holland

            
	 
      	
              Name:  Julie
      E. Holland

            


    

    


    Date:  January
30, 2009


    
      
         


      

      
         


        
          

        

      

      
         


      

    


    WAIVER

    


    In consideration for the benefits I
will receive as a result of my employer’s participation in the United States
Department of the Treasury’s TARP Capital Purchase Program, I hereby voluntarily
waive any claim against the United States or my employer for any changes to my
compensation or benefits that are required to comply with the regulation issued
by the Department of the Treasury as published in the Federal Register on
October 20, 2008.

    


    I acknowledge that this regulation may
require modification of the compensation, bonus, incentive and other benefit
plans, arrangements, policies and agreements (including so-called “golden
parachute” agreements) that I have with my employer or in which I participate as
they relate to the period the United States holds any equity or debt securities
of my employer acquired through the TARP Capital Purchase Program.

    


    This waiver includes all claims I may
have under the laws of the United States or any state related to the
requirements imposed by the aforementioned regulation, including without
limitation a claim for any compensation or other payments I would otherwise
receive, any challenge to the process by which this regulation was adopted and
any tort or constitutional claim about the effect of these regulations on my
employment relationship.

    


    


    


    
      	 
      	 
      
	 
      	
              /s/
      Robert C. Vliet

            
	 
      	
              Name:  Robert
      C. Vliet

            


    

    


    Date:  January
30, 2009