Exhibit 4.7

                        PREFERRED SECURITIES CERTIFICATE

         THIS PREFERRED  SECURITY IS A GLOBAL SECURITY WITHIN THE MEANING OF THE
TRUST  AGREEMENT  HEREINAFTER  REFERRED TO AND IS  REGISTERED IN THE NAME OF THE
DEPOSITORY TRUST COMPANY ("DTC") OR A NOMINEE OF DTC. THIS PREFERRED SECURITY IS
EXCHANGEABLE FOR PREFERRED  SECURITIES  REGISTERED IN THE NAME OF A PERSON OTHER
THAN DTC OR ITS NOMINEE ONLY IN THE LIMITED CIRCUMSTANCES DESCRIBED IN THE TRUST
AGREEMENT,  AND NO TRANSFER OF THIS PREFERRED SECURITY (OTHER THAN A TRANSFER OF
THIS PREFERRED SECURITY AS A WHOLE BY DTC TO A NOMINEE OF DTC OR BY A NOMINEE OF
DTC TO DTC OR  ANOTHER  NOMINEE  OF DTC) MAY BE  REGISTERED  EXCEPT  IN  LIMITED
CIRCUMSTANCES.

         UNLESS  THIS   PREFERRED   SECURITY  IS  PRESENTED  BY  AN   AUTHORIZED
REPRESENTATIVE  OF DTC TO FIRST  BANK  STATUTORY  TRUST  VIII OR ITS  AGENT  FOR
REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY PREFERRED SECURITY ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS REQUESTED BY AN
AUTHORIZED  REPRESENTATIVE  OF DTC (AND ANY PAYMENT HEREON IS MADE TO CEDE & CO.
OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC),
ANY  TRANSFER,  PLEDGE OR OTHER USE HEREOF FOR VALUE OR  OTHERWISE  BY OR TO ANY
PERSON IS WRONGFUL  INASMUCH AS THE REGISTERED OWNER HEREOF,  CEDE & CO., HAS AN
INTEREST HEREIN.

         THE  PREFERRED   SECURITIES   REPRESENTED  BY  THIS   CERTIFICATE  WERE
ORIGINALLY ISSUED IN A TRANSACTION EXEMPT FROM REGISTRATION UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), AND SUCH PREFERRED SECURITIES OR
ANY INTEREST  THEREIN MAY NOT BE OFFERED,  SOLD OR OTHERWISE  TRANSFERRED IN THE
ABSENCE  OF  SUCH  REGISTRATION  OR  AN  APPLICABLE  EXEMPTION  THEREFROM.  EACH
PURCHASER OF ANY PREFERRED  SECURITIES IS HEREBY NOTIFIED THAT THE SELLER OF THE
PREFERRED  SECURITIES  MAY BE RELYING ON THE  EXEMPTION  FROM THE  PROVISIONS OF
SECTION 5 OF THE SECURITIES ACT PROVIDED BY RULE 144A UNDER THE SECURITIES ACT.

         THE HOLDER OF THE PREFERRED SECURITIES  REPRESENTED BY THIS CERTIFICATE
AGREES FOR THE BENEFIT OF THE TRUST AND THE  DEPOSITOR  THAT (A) SUCH  PREFERRED
SECURITIES  MAY BE  OFFERED,  RESOLD OR  OTHERWISE  TRANSFERRED  ONLY (I) TO THE
TRUST,  (II) TO A PERSON WHOM THE SELLER  REASONABLY  BELIEVES  IS A  "QUALIFIED
INSTITUTIONAL  BUYER" (AS  DEFINED IN RULE 144A UNDER THE  SECURITIES  ACT) IN A
TRANSACTION  MEETING THE REQUIREMENTS OF RULE 144A, OR (III) TO AN INSTITUTIONAL
"ACCREDITED  INVESTOR"  WITHIN THE MEANING OF SUBPARAGRAPH  (a) (1), (2), (3) OR
(7) OF RULE 501 UNDER THE  SECURITIES ACT THAT IS ACQUIRING THE SECURITY FOR ITS
OWN ACCOUNT, OR FOR THE ACCOUNT OF AN "ACCREDITED  INVESTOR," WITHIN THE MEANING
OF  SUBPARAGRAPH  (a) (1), (2), (3) OR (7) OF RULE 501 UNDER THE SECURITIES ACT,
FOR  INVESTMENT  PURPOSES  AND  NOT  WITH A VIEW  TO,  OR FOR  OFFER  OR SALE IN
CONNECTION  WITH, ANY  DISTRIBUTION  IN VIOLATION OF THE SECURITIES ACT, IN EACH
CASE IN  ACCORDANCE  WITH ANY  APPLICABLE  SECURITIES  LAWS OF ANY  STATE OF THE
UNITED STATES OR ANY OTHER  APPLICABLE  JURISDICTION  AND, IN THE CASE OF (III),
SUBJECT  TO THE RIGHT OF THE TRUST AND THE  DEPOSITOR  TO  REQUIRE AN OPINION OF
COUNSEL  ADDRESSING   COMPLIANCE  WITH  THE  U.S.  SECURITIES  LAWS,  AND  OTHER
INFORMATION  SATISFACTORY  TO EACH OF THEM AND (B) THE  HOLDER  WILL  NOTIFY ANY
PURCHASER  OF  ANY  PREFERRED  SECURITIES  FROM  IT OF THE  RESALE  RESTRICTIONS
REFERRED TO IN (A) ABOVE.

         THE PREFERRED  SECURITIES WILL BE ISSUED AND MAY BE TRANSFERRED ONLY IN
BLOCKS HAVING AN AGGREGATE  LIQUIDATION AMOUNT OF NOT LESS THAN $100,000. TO THE
FULLEST EXTENT PERMITTED BY LAW, ANY ATTEMPTED TRANSFER OF PREFERRED  SECURITIES
OR ANY INTEREST  THEREIN IN A BLOCK HAVING AN  AGGREGATE  LIQUIDATION  AMOUNT OF
LESS THAN $100,000 AND MULTIPLES OF $1,000 IN EXCESS  THEREOF SHALL BE DEEMED TO
BE VOID AND OF NO LEGAL EFFECT  WHATSOEVER.  TO THE FULLEST EXTENT  PERMITTED BY
LAW, ANY SUCH PURPORTED  TRANSFEREE SHALL BE DEEMED NOT TO BE THE HOLDER OF SUCH
PREFERRED SECURITIES FOR ANY PURPOSE, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT
OF LIQUIDATION  AMOUNT OF OR DISTRIBUTIONS  ON SUCH PREFERRED  SECURITIES OR ANY
INTEREST  THEREIN,  AND SUCH  PURPORTED  TRANSFEREE  SHALL BE  DEEMED TO HAVE NO
INTEREST WHATSOEVER IN SUCH PREFERRED SECURITIES.

         THE HOLDER OF THIS SECURITY, OR ANY INTEREST THEREIN, BY ITS ACCEPTANCE
HEREOF  OR  THEREOF  ALSO  AGREES,  REPRESENTS  AND  WARRANTS  THAT IT IS NOT AN
EMPLOYEE  BENEFIT  PLAN,   INDIVIDUAL   RETIREMENT  ACCOUNT  OR  OTHER  PLAN  OR
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974,  AS AMENDED  ("ERISA"),  OR SECTION 4975 OF THE  INTERNAL  REVENUE CODE OF
1986,  AS AMENDED (THE "CODE")  (EACH A "PLAN"),  OR AN ENTITY WHOSE  UNDERLYING
ASSETS  INCLUDE "PLAN ASSETS" BY REASON OF ANY PLAN'S  INVESTMENT IN THE ENTITY,
AND NO PERSON  INVESTING  "PLAN  ASSETS"  OF ANY PLAN MAY  ACQUIRE  OR HOLD THIS
PREFERRED  SECURITY OR ANY INTEREST THEREIN,  UNLESS SUCH PURCHASER OR HOLDER IS
ELIGIBLE FOR THE EXEMPTIVE RELIEF  AVAILABLE UNDER SECTION  408(b)(17) OF ERISA,
U.S.  DEPARTMENT OF LABOR PROHIBITED  TRANSACTION CLASS EXEMPTION 96-23,  95-60,

<PAGE>

91-38, 90-1 OR 84-14 OR ANOTHER APPLICABLE EXEMPTION OR ITS PURCHASE AND HOLDING
OF THIS SECURITY,  OR ANY INTEREST THEREIN, ARE NOT PROHIBITED BY SECTION 406 OF
ERISA OR SECTION 4975 OF THE CODE WITH RESPECT TO SUCH PURCHASE AND HOLDING. ANY
PURCHASER OR HOLDER OF THE PREFERRED  SECURITIES OR ANY INTEREST THEREIN WILL BE
DEEMED TO HAVE  REPRESENTED BY ITS PURCHASE AND HOLDING  THEREOF THAT EITHER (i)
IT IS NOT AN  EMPLOYEE  BENEFIT  PLAN OR OTHER PLAN TO WHICH TITLE I OF ERISA OR
SECTION  4975 OF THE CODE IS  APPLICABLE,  A TRUSTEE OR OTHER  PERSON  ACTING ON
BEHALF OF ANY SUCH EMPLOYEE  BENEFIT PLAN OR PLAN, OR ANY OTHER PERSON OR ENTITY
USING THE "PLAN  ASSETS" OF ANY SUCH  EMPLOYEE  BENEFIT  PLAN OR PLAN TO FINANCE
SUCH PURCHASE,  OR (ii) SUCH PURCHASE OR HOLDING WILL NOT RESULT IN A PROHIBITED
TRANSACTION  UNDER  SECTION  406 OF ERISA OR SECTION  4975 OF THE CODE FOR WHICH
FULL  EXEMPTIVE  RELIEF  IS NOT  AVAILABLE  UNDER  AN  APPLICABLE  STATUTORY  OR
ADMINISTRATIVE EXEMPTION.

         THIS  OBLIGATION  IS NOT A DEPOSIT  AND IS NOT  INSURED  BY THE  UNITED
STATES OR ANY AGENCY OR FUND OF THE UNITED STATES, INCLUDING THE FEDERAL DEPOSIT
INSURANCE CORPORATION.



<PAGE>

Certificate Number  P-1                              25,000 Preferred Securities
                                        $25,000,000 Aggregate Liquidation Amount



                                    CUSIP NO.

                                    31927PAA7

                   Certificate Evidencing Preferred Securities

                                       of

                         First Bank Statutory Trust VIII

                              Preferred Securities
               (liquidation amount $1,000 per Preferred Security)

         First Bank  Statutory  Trust VIII, a statutory  trust created under the
laws of the State of Delaware (the  "Trust"),  hereby  certifies that Cede & Co.
(the "Holder") is the registered owner of 25,000 Preferred  Securities,  or such
other number of Preferred  Securities  represented hereby as may be set forth in
the records of the Securities  Registrar  hereinafter  referred to in accordance
with the Trust  Agreement  (as  defined  below),  of the Trust  representing  an
undivided  preferred  beneficial  interest  in  the  assets  of  the  Trust  and
designated the First Bank Statutory Trust VIII Preferred Securities (liquidation
amount  $1,000  per  Preferred  Security)  (the  "Preferred  Securities").   The
Preferred  Securities are transferable on the books and records of the Trust, in
person or by a duly authorized attorney, upon surrender of this certificate duly
endorsed and in proper form for transfer as provided in Section 5.7 of the Trust
                                                        -----------
Agreement   (as  defined   below).   The   designations,   rights,   privileges,
restrictions,  preferences  and other  terms  and  provisions  of the  Preferred
Securities are set forth in, and this  certificate and the Preferred  Securities
represented  hereby are issued and shall in all respects be subject to the terms
and provisions of, the Amended and Restated Trust Agreement of the Trust,  dated
as of  February  23,  2007,  as the same may be  amended  from time to time (the
"Trust  Agreement"),  among  First  Banks,  Inc.,  a  Missouri  corporation,  as
Depositor,  Wilmington  Trust Company,  as Property  Trustee,  Wilmington  Trust
Company, as Delaware Trustee, the Administrative  Trustees named therein and the
Holders,  from time to time, of Trust Securities.  The Holder is entitled to the
benefits of the  Guarantee  Agreement  entered  into by First  Banks,  Inc.  and
Wilmington Trust Company,  as Guarantee Trustee,  dated as of February 23, 2007,
as the same may be amended from time to time (the "Guarantee Agreement"), to the
extent  provided  therein.  The Trust  will  furnish a copy of each of the Trust
Agreement and the Guarantee  Agreement to the Holder without charge upon written
request to the Property Trustee at its principal place of business or registered
office.

         Upon  receipt  of this  certificate,  the  Holder is bound by the Trust
Agreement and is entitled to the benefits thereunder.

         This  Preferred  Securities   Certificate  shall  be  governed  by  and
construed in accordance with the laws of the State of Delaware.

 <PAGE>

          IN WITNESS WHEREOF,  one of the  Administrative  Trustees of the Trust
has  executed on behalf of the Trust this  certificate  this 23 day of February,
2007.



                                            First Bank Statutory Trust VIII

                                            By:/s/ Terrance M. McCarthy
                                               ---------------------------------
                                                   Terrance M. McCarthy
                                                   Administrative Trustee


         This   represents    Preferred    Securities   referred   to   in   the
within-mentioned Trust Agreement.

Dated: February 23, 2007

                                            Wilmington Trust Company,
                                              not  in  its  individual capacity,
                                              but solely as Property Trustee



                                            By:/s/ W. Thomas Morris II
                                               ---------------------------------
                                               Name:  W. Thomas Morris, II
                                               Title: Assistant Vice President






<PAGE>

                               REVERSE OF SECURITY

         The Trust promises to pay Distributions from February 23, 2007, or from
the most recent  Distribution Date to which Distributions have been paid or duly
provided for,  quarterly (subject to deferral as set forth herein) in arrears on
March  30th , June  30th ,  September  30th  and  December  30th  of each  year,
commencing  on March 30, 2007, at a variable  rate per annum,  reset  quarterly,
equal to LIBOR plus 1.61% of the Liquidation Amount of the Preferred  Securities
represented  by  this  Preferred  Securities  Certificate,   together  with  any
Additional Interest Amounts, in respect to such period.

         Distributions on the Trust Securities shall be made by the Paying Agent
from the Payment Account and shall be payable on each  Distribution Date only to
the extent  that the Trust has funds then on hand and  available  in the Payment
Account for the payment of such Distributions.

         In the event (and to the extent) that the Depositor exercises its right
under the Indenture to defer the payment of interest on the Notes, Distributions
on the Preferred Securities shall be deferred.

         Under the  Indenture,  so long as no Note Event of Default  pursuant to
paragraphs  (c),  (e),  (f),  (g) or (h) of  Section  5.1 of the  Indenture  has
            ---   ---   ---   ---    ---     ------------
occurred and is continuing,  the Depositor shall have the right, at any time and
from time to time during the term of the Notes, to defer the payment of interest
on the Notes for a period of up to twenty (20)  consecutive  quarterly  interest
payment  periods  (each such extended  interest  payment  period,  an "Extension
Period"),  during which  Extension  Period no interest  shall be due and payable
(except any Additional Tax Sums that may be due and payable). No interest on the
Notes shall be due and payable  during an  Extension  Period,  except at the end
thereof, but each installment of interest that would otherwise have been due and
payable  during such  Extension  Period shall bear  Additional  Interest (to the
extent payment of such interest would be legally enforceable) at a variable rate
per annum,  reset quarterly,  equal to LIBOR plus 1.61%,  compounded  quarterly,
from the dates on which amounts would have  otherwise been due and payable until
paid or until  funds  for the  payment  thereof  have been  made  available  for
payment. If Distributions are deferred,  the deferred  Distributions  (including
Additional  Interest  Amounts)  shall  be  paid on the  date  that  the  related
Extension  Period  terminates to Holders (as defined in the Trust  Agreement) of
the Trust Securities as they appear on the books and records of the Trust on the
record date immediately preceding such termination date.

         Distributions  on the  Securities  must be paid  on the  dates  payable
(after giving  effect to any Extension  Period) to the extent that the Trust has
funds available for the payment of such  Distributions in the Payment Account of
the Trust.  The Trust's funds  available for  Distribution to the Holders of the
Preferred  Securities  will be limited to payments  received from the Depositor.
The payment of  Distributions  out of moneys held by the Trust is  guaranteed by
the Depositor pursuant to the Guarantee Agreement.

         During any such Extension  Period,  the Depositor shall not (i) declare
or pay any dividends or distributions on, or redeem, purchase, acquire or make a
liquidation  payment with respect to, any of the Depositor's  Equity  Interests,
(ii) vote in favor of or permit or otherwise allow any of its  Subsidiaries  (as
defined in the Indenture) to declare or pay any dividends or  distributions  on,
or redeem,  purchase,  acquire or make a liquidation  payment with respect to or
otherwise  retire,  any of such  Subsidiary's  Equity  Interests  entitling  the
holders thereof to a stated rate of return other than dividends or distributions
on Equity Interests issued by any Subsidiary  solely payable to the Depositor or
any  Subsidiary  thereof  (for the  avoidance  of  doubt,  whether  such  Equity
Interests are perpetual or otherwise), or (iii) make any payment of principal of
or any interest or premium on or repay, repurchase or redeem any debt securities
of the Depositor that rank pari passu in all respects with or junior in interest
to the Notes (other than (a) repurchases,  redemptions or other  acquisitions of
Equity  Interests  of the  Depositor  in  connection  with  (1)  any  employment
contract,  benefit plan or other similar  arrangement with or for the benefit of
any one or more employees,  officers,  directors or consultants,  (2) a dividend
reinvestment  or stockholder  stock purchase or similar plan with respect to any
Equity  Interests or (3) the issuance of Equity  Interests of the  Depositor (or
securities  convertible  into or  exercisable  for  such  Equity  Interests)  as
consideration in an acquisition transaction entered into prior to the applicable
Extension  Period,  (b) as a result of an exchange or conversion of any class or
series  of the  Depositor's  Equity  Interests  (or any  Equity  Interests  of a
Subsidiary of the Depositor) for any class or series of the  Depositor's  Equity
Interests  or of any  class or series of the  Depositor's  indebtedness  for any
class or  series  of the  Depositor's  Equity  Interests,  (c) the  purchase  of
fractional  interests  in Equity  Interests  of the  Depositor  pursuant  to the
conversion or exchange provisions of such Equity Interests or the security being
converted or exchanged, (d) any declaration of a dividend in connection with any
Rights  Plan (as  defined in the  Indenture),  the  issuance  of rights,  Equity
Interests  or other  property  under  any  Rights  Plan,  or the  redemption  or
repurchase of rights pursuant  thereto or (e) any dividend in the form of Equity
Interests, warrants, options or other rights where the dividend Equity Interests
or the Equity  Interests  issuable  upon exercise of such  warrants,  options or
other  rights are the same Equity  Interests  as those on which the  dividend is
being paid or rank pari passu with or junior to such Equity Interests).
<PAGE>

         On each Note  Redemption  Date, on the stated  maturity (or any date of
principal  repayment upon early maturity) of the Notes and on each other date on
(or in respect of) which any principal on the Notes is repaid, the Trust will be
required to redeem a Like Amount of Trust  Securities at the  Redemption  Price.
Under the Indenture,  the Notes may be redeemed by the Depositor on any Interest
Payment Date, at the Depositor's  option, on or after March 30, 2012 in whole or
in part from time to time at a  redemption  price equal to one  hundred  percent
(100%) of the  principal  amount  thereof or the redeemed  portion  thereof,  as
applicable, together, in the case of any such redemption, with accrued interest,
including  any  Additional  Interest,  to  but  excluding  the  date  fixed  for
redemption;  provided, that the Depositor shall have received the prior approval
of the Federal  Reserve if then required.  The Notes may also be redeemed by the
Depositor,  at its  option,  at any  time,  in whole  but not in part,  upon the
occurrence of a Capital Disqualification Event, an Investment Company Event or a
Tax Event at the Special Event Redemption  Price;  provided,  that the Depositor
shall have received the prior approval of the Federal Reserve if then required.

         The Trust Securities redeemed on each Redemption Date shall be redeemed
at the Redemption Price with the proceeds from the contemporaneous redemption or
payment at maturity of Notes.  Redemptions  of the Trust  Securities (or portion
thereof)  shall be made  and the  Redemption  Price  shall  be  payable  on each
Redemption  Date only to the  extent  that the Trust has funds  then on hand and
available in the Payment Account for the payment of such Redemption Price.

         Payments of Distributions  (including any Additional Interest Amounts),
the Redemption Price,  Liquidation Amount or any other amounts in respect of the
Preferred  Securities  shall be made by wire  transfer at such place and to such
account at a banking  institution  in the United  States as may be designated in
writing at least ten (10)  Business  Days  prior to the date for  payment by the
Person entitled  thereto unless proper written  transfer  instructions  have not
been received by the relevant  record date, in which case such payments shall be
made by check mailed to the address of such Person as such address  shall appear
in the Security Register.  If any Preferred Securities are held by a Depositary,
such  Distributions  shall be made to the  Depositary in  immediately  available
funds.

         The  indebtedness  evidenced by the Notes is, to the extent provided in
the Indenture,  subordinate  and junior in right of payment to the prior payment
in full of all Senior Debt (as defined in the  Indenture),  and this Security is
issued subject to the provisions of the Indenture with respect thereto.



<PAGE>


                                   ASSIGNMENT

         FOR  VALUE  RECEIVED,   the  undersigned  assigns  and  transfers  this
Preferred Securities Certificate to:



        (Insert assignee's social security or tax identification number)





                    (Insert address and zip code of assignee)

and irrevocably appoints





agent to transfer  this  Preferred  Securities  Certificate  on the books of the
Trust. The agent may substitute another to act for him or her.

Date:
               -----------------------------------

Signature:
               -----------------------------------------------------------------
                  Sign exactly as your name appears on the other side of this
                               Preferred Securities Certificate)

The  signature(s)  should be  guaranteed  by an eligible  guarantor  institution
(banks,  stockbrokers,  savings  and loan  associations  and credit  unions with
membership in an approved signature guarantee  medallion  program),  pursuant to
S.E.C. Rule 17Ad-15.