PRICEWATERHOUSECOOPEPS


                                                   PricewaterhouseCoopers LLP
                                                   214 N. Tryon Street
                                                   Ste 3600
                                                   Charlotte NC 28202
                                                   Telephone (704) 344 7500
                                                   Facsimile (704) 344 4100



          Report of Independent Registered Public Accounting Firm

To the Board of Directors and Shareholders
of Bank of America Corporation:

We have examined management's assertion, included in the accompanying Report
on Assessment of Compliance with Servicing Criteria, that Bank of America,
National Association (the "Company") complied with the servicing criteria set
forth in Item 1122(d) of the Securities and Exchange Commission's Regulation
AB for the domestic asset-backed securities transactions for which the
Company acted as servicer involving residential mortgage loans, other than
government sponsored entities, or transactions that do not have scheduled
interest and/or scheduled principal remittance schedules as outlined in
their respective transaction agreements, with the exception of certain
private whole loan transactions. (the "Platform"), as of December 31, 2007
and for the year then ended, excluding the criteria which the Company has
determined are not applicable to the servicing activities performed by them
with respect to the Platform, as indicated in Appendix A of the Report on
Assessment of Compliance with Servicing Criteria. As described in Appendix A,
for servicing criteria 1122 (d)(2)(ii), 1122 (d)(4)(iv), 1122 (d)(4)(xi),
1122 (d)(4)(xii) and 1122 (d)(4)(xiii), the Company has engaged various
vendors to perform the activities required by these servicing criteria. The
Company has determined that these vendors are not considered "servicers" as
defined in Item 1101(j) of Regulation AB, and the Company has elected to take
responsibility for assessing compliance with the servicing criteria
applicable to each vendor as permitted by Interpretation 17.06 of the SEC
Division of Corporation Finance Manual of Publicly Available Telephone
Interpretations ("Interpretation 17.06"). As permitted by Interpretation
17.06, the Company has asserted that it has policies and procedures in place
designed to provide reasonable assurance that the vendors' activities comply
in all material respects with the servicing criteria applicable to each
vendor. The Company is solely responsible for determining that it meets the
SEC requirements to apply Interpretation 17.06 for the vendors and related
criteria as described in its assertion, and we performed no procedures with
respect to the Company's determination of its eligibility to use
Interpretation 17.06. Management is responsible for the Company's compliance
with the servicing criteria. Our responsibility is to express an opinion on
management's assertion based on our examination.

Our examination was conducted in accordance with standards of the Public
Company Accounting Oversight Board (United States) and, accordingly, included
examining, on a test basis, evidence about the Company's compliance with the
applicable servicing criteria and performing such other procedures as we
considered necessary in the circumstances. Our examination included testing
of selected asset-backed transactions and securities that comprise the
Platform, testing of selected servicing activities related to the Platform,
and determining whether the Company processed those selected transactions and
performed those selected activities in compliance with the applicable
servicing criteria. Our procedures were limited to the selected transactions
and servicing activities performed by the Company during the period covered
by this report. Our procedures were not designed to detect noncompliance
arising from errors that may have occurred prior to or subsequent to our
tests that may have affected the balances or amounts calculated or reported
by the Company during the period covered by this report. We believe that our
examination provides a












PRICEWATERHOUSECCOPERS





reasonable basis for our opinion. Our examination does not provide a legal
determination on the Company's compliance with the servicing criteria.

In our opinion, management's assertion that the Company complied with the
aforementioned applicable servicing criteria as of and for the year ended
December 31, 2007 for the Platform is fairly stated, in all material
respects.


/s/PricewaterhouseCoopers LLP
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February 29, 2008