ERNST&YOUNG
                              Ernst & Young LLP               (703)747-1000
                              8484 Westpark Drive              www.ey.com
                              McLean, VA 22102


          Report of Independent Registered Public Accounting Firm


Board of Directors
GreenPoint Mortgage Funding, Inc.


We have examined management's assertion included in the accompanying report
of Certification Regarding Compliance with Applicable Servicing Criteria,
that GreenPoint Mortgage Funding, Inc. (the "Company") complied with the
servicing criteria set forth in Item 1122 (d) of the Securities and Exchange
Commission's Regulation AB for the residential mortgage loan servicing
platform as of and for the year ended December 31, 2007, and except for
criteria 1122(d)(1)(iii), 1122(d)(4)(xi), 1122(d)(4)(xii), and 1122(d)(4)(xv),
which the Company has determined are not applicable to the activities
performed by them with respect to the servicing platform covered by this
report. Management is responsible for the Company's compliance with the
applicable servicing criteria. Our responsibility is to express an opinion
on management's assertion about the Company's compliance with the applicable
servicing criteria based on our examination.

Our examination was conducted in accordance with attestation standards
established by the American Institute of Certified Public Accountants, as
adopted by the Public Company Accounting Oversight Board (United States)
and, accordingly, included examining, on a test basis, evidence about the
Company's compliance with the applicable servicing criteria and performing
such other procedures as we considered necessary in the circumstances. Our
examination included testing of less than all of the individual asset backed
transactions and securities that comprise the platform, testing of less than
all of the servicing activities related to the Platform, and determining
whether the Company processed those selected transactions and performed those
selected activities in compliance with the servicing criteria and as
permitted by the Interpretation 17.06 of the SEC Division of Corporation
Finance Manual of Publicly Available Telephone Interpretations ("Interpretation
17.06"). Furthermore, our procedures were limited to the selected transactions
and servicing activities performed by the Company during the period covered
by this report. Our procedures were not designed to determine whether errors
may have occurred either prior to or subsequent to our tests that may have
affected the balances or amounts calculated or reported by the Company during
the period covered by this report for the selected transactions or any other
transactions. We believe that our examination provides a reasonable basis for
our opinion. Our examination does not provide a legal determination on the
Company's compliance with the servicing criteria.

As described in management's assertion, for servicing criteria 1122(d)(2)(i)
and 1122(d)(4)(iv), the Company has engaged various vendors to perform the
activities required by these servicing criteria. The Company has determined
that these vendors are not considered a "servicer" as defined in Item 1101(j)
of Regulation AB, and the Company has elected to take responsibility for
assessing compliance with the applicable servicing criteria applicable to
each vendor as permitted by interpretation 17.06. As permitted by
Interpretation 17.06, the Company has asserted that it has policies and
procedures in place designed to provide reasonable assurance that the
vendors' activities comply in all material respects with servicing criteria
applicable to each vendor. The Company is solely responsible for determining
that it meets the SEC requirements to apply Interpretation 17.06 for the
vendors and related criteria as described in its assertion, and we performed
no procedures with respect to the Company's eligibility to apply
Interpretation 17.06.

In our opinion, management's assertion that the Company complied with the
aforementioned servicing criteria, including servicing criteria 1122(d)(2)(i)
and 1122(d)(4)(iv) for which compliance is determined based on Interpretation
17.06 as described above, as of and for the year ended December 31, 2007 for
the residential mortgage loan servicing platform, is fairly stated, in all
material respects.


/s/Ernst & Young LLP
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February 29, 2008