EXHIBIT 31.1

CERTIFICATION PURSUANT TO

Rule 15d-14(d)

I, James Leonard, certify that:



| | 1. | I have reviewed this report on Form 10-K and all reports on Form 10-D required to be filed in respect of the period covered by this report on Form 10-K of Fifth Third Auto Trust 2014-3 (the
Exchange Act periodic reports);
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| | 2. | Based on my knowledge, the Exchange Act periodic reports, taken as a whole, do not contain any untrue
statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
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| | 3. | Based on my knowledge, all of the distribution, servicing and other information required to be provided under
Form 10-D for the period covered by this report is included in the Exchange Act periodic reports;
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| | 4. | Based on my knowledge and the servicer compliance statement required in this report under Item 1123 of
Regulation AB, and except as disclosed in the Exchange Act periodic reports, the servicer has fulfilled its obligations under the servicing agreement in all material respects; and
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| | 5. | All of the reports on assessment of compliance with servicing criteria for asset-backed securities and their
related attestation reports on assessment of compliance with servicing criteria for asset-backed securities required to be included in this report in accordance with Item 1122 of Regulation AB and Exchange Act Rules
13a-18 and 15d-18 have been included as an exhibit to this report, except as otherwise disclosed in this report. Any material instances of noncompliance described in
such reports have been disclosed in this report on Form 10-K.
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In giving the certifications above, I have reasonably relied on information provided to me by the following
unaffiliated parties: Deutsche Bank Trust Company Americas and Wilmington Trust, National Association.

March 28, 2018



Fifth Third Holdings Funding, LLC, as DepositorBy:

/s/ James LeonardName: James LeonardTitle: President(senior officer in charge of securitization)