**[GMAC Logo]********Certification Regarding Compliance with Applicable Servicing Criteria**1.GMAC Mortgage, LLC ("GMACM"), for itself and its affiliated servicing participant Homecomings Financial, LLC ("Homecomings"), is responsible for assessing compliance with the servicing criteria applicable to it under paragraph (d) of Item 1122 of Regulation AB, as of and for the 12-month period ending December 31, 2007 (the "Reporting Period"), as set forth in Appendix A hereto. The transactions covered by this report include (i) all SEC-registered transactions closed on or after January 1, 2006 and. (ii) unregistered transactions where GMACM has agreed to prepare an assessment of compliance in conformity with Item 1122 of Regulation AB, for which GMACM acted as  a primary servicer and involving first and second lien mortgage loans and home equity  loans (the "GMACM Primary Servicing Platform"), as set forth in Appendix B hereto. 2.GMACM has engaged certain vendors, which are not servicers as defined in Item 1101(j) of Regulation AB (the "Vendors"), to perform specific, limited or scripted activities, and GMACM elects to take responsibility for assessing compliance with the servicing criteria  or portion of the servicing criteria applicable to such Vendors' activities as set forth in Appendix A hereto. GMACM has policies and procedures in place designed to provide  reasonable assurance that such Vendors' activities comply in all material respects with  the servicing criteria applicable to such Vendors; 3.Except as set forth in paragraph 4 below, GMACM used the criteria set forth in paragraph (d) of Item 1122 of Regulation A13 to assess the compliance with the applicable servicing criteria; 4.The criteria listed in the column titled "Inapplicable Servicing Criteria" in Appendix A hereto are inapplicable to GMACM based on the activities it performs, directly or through its Vendors, with respect to the GMACM Primary Servicing Platform; 5.GMACM has complied, in all material respects, with the applicable servicing criteria as  of December 31, 2007 and for the Reporting Period with respect to the GMACM Primary Servicing Platform taken as a whole, except as described in Appendix C hereto. 6.GMACM has not identified and is not aware of any material instance of noncompliance by the Vendors with the applicable servicing criteria as of December 31, 2007 and for the Reporting Period with respect to the GMACM Primary Servicing Platform taken as a whole; 7.GMACM has not identified any material deficiency in its policies and procedures to monitor the compliance by the Vendors with the applicable servicing criteria as of December 31, 2007 and for the Reporting Period with respect to the GMACM Primary Servicing Platform taken as a whole; and 8.  PricewaterhouseCoopers LLP, a registered independent public accounting firm, has issued an attestation report on GMACM's compliance with the applicable servicing criteria for the Reporting Period.  March 17, 2008 GMAC Mortgage LLC B y :  /s/ Anthony N. Renzi Anthony N. Renzi Title: Executive Vice President APPENDIX A **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE .****SERVICING****CRITERIA****Reference****Criteria****Performed****Directly****by****GMACM****Performed****by****Vendor(s)****for which****GMACM is****the****Responsible****Party****NOT****performed by****GMACM or by****subservicer(s)****or vendor(s)****retained by****GMACM****General Servicing Considerations**1122(d)(1)(i) Policies and procedures arc instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. **********X**1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with such servicing activities.  **X**********1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained,  **********X**1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. **X************Cash Collection and Administration**1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodial bank accounts and related hank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction  agreements. **X****X****(1)**********1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. **X**********1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows  or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. **X**********1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a fonts of  overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.**X**********1122(d)(2)(v) Each custodial account is maintained at a federally insured depository institution as set fOrth in the transaction agreements. For purposes of this criterion, -federally insured depository  institution- with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. **X**********1122(d)(2)(vi) Unissued checks arc safeguarded so as to prevent unauthorized access. **X************SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA****Reference****Criteria****Performed****Directly****by****GMACM****Performed****by****Vendor(s)****for which****GMACM is****the****Responsible****Party****NOT****performed by****GMACM or by****subservicer(s)****or vendor(s)****retained by****GMACM**1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for ail asset - backed securities related bank accounts, including custodial accounts and related hank clearing accounts. These reconciliations  arc (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of  days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of  their original identification, or such other number of days specified in the transaction agreements.**X************Investor Remittances and Reporting**1122(d)(3)(i) Reports to investors, including those to be tiled with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements: (C) arc filed with the Commission as required by its rules and regulations; and (D) agree with investors' or the trustee's records as to the total unpaid principal balance and number of pool assets serviced by the Servicer. **********X**1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. **********X**1122(d)(3)(iii) Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of  days specified in the transaction agreements. **********X**1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree with cancelled cheeks, or other form of payment, or custodial bank  statements.  **********X**Pool Asset Administration 1122(d)(4)(i) Collateral or security on pool assets is maintained as required by  the transaction agreements or related mortgage loan documents. **********X**1122(d)(4)(ii) pool asset and related documents are safeguarded as required by  the transaction agreements **********X**1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool arc made, reviewed and approved in accordance with any conditions  or requirements in the transaction agreements. **********X**1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset  documents,  **X****X****(1)**********1122(d)(4)(v) The Servicer's records regarding the pool assets agree with the Servicer's records with respect to an obligor's unpaid principal balance**X********SERVICING CRITERIA********APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA****Reference****Criteria****Performed****Directly****by****GMACM****Performed****by****Vendor(s)****for which****GMACM is****the****Responsible****Party****NOT****performed by****GMACM or by****subservicer(s)****or vendor(s)****retained by****GMACM**1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's pool assets (e.g., Loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. **X**********1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. **X**********1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly: basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent pool assets including. for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).  **X**********1 1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset  documents. **X**********1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts); (A) such funds arc analyzed. in accordance with the obligor's pool asset documents. on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements. **X**********1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support hits been received by the Servicer at least 30 calendar days prior to these dates. or such other number of days specified in the transaction agreements. **X****X(2)******1122(d)(4)(xii) Any late payment penalties in connection  with any payment to be made on behalf of an obligor arc paid from the Servicer's funds  and not charged to the obligor, unless the etc payment was due to  the obligor's error or omission.  **X**********1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained  by the Servicer, or such other number of days specified in the transaction agreements. **X****X(2)******1122(d)(4)(xiv) Delinquencies. charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements> **X**********1122(d)(4)(xv) Any external enhancement or other support, identified in Item  1114(a)(1) through (3) or Item 1115 of Regulation AB. is maintained as set forth in the transaction agreements. **X**********(1 ) A vendor posts cash receipts received via lockbox submission to GMACM's Iockbox clearing account. (2) A vendor provides certain information to GMACM to assist GMACM in making tax and insurance payments on behalf of certain obligors. Appendix B  2007-EMX1 2007-RS1 2006-KS9 2006-QS5 2007-HI1 2007-RS2 2006-NC1 2006-QS6 2007-HSA1 2007-RZ1 2006-NC2 2006-QS7 2007-HSA2 2007-S1 2006-NC3 2006-QS8 2007-HSA3 2007-S2 2006-QA1 2006-QS9 2007-KS1 2007-S3 2006-QA10 2006-RS1 2007-KS2 2007-S4 2006-QA11 2006-RS2 2007-KS3 2007-S5 2006-QA2 2006-RS3 2007-KS4 2007-S6 2006-QA3 2006-RS4 2007-QA1 2007-S7 2006-QA4 2006-RS5 2007-QA2 2007-S8 2006-QA5 2006-RS6 2007-QA3 2007-S9 2006-QA6 2006-RZ1 2007-QA4 2007-SA1 2006-QA7 2006-RZ2 2007-QA5 2007-SA2 2006-QA8 2006-RZ3 2007-QH1 2007-SA3 2006-QA9 2006-RZ4 2007-QH2 2007-SA4 2006-QH1 2006-RZ5 2007-QH3 2007-SP1 2006-QO1 2006-S1 2007-QH4 2007-SP2 2006-QO10 2006-S10 2007-QH5 2007-SP3 2006-QO2 2006-S11 2007-QH6 2006-EFC1 2006-QO3 2006-S12 2007-QH7 2006-EFC2 2006-004 2006-S2 2007-QH8 2006-HI1 2006-005 2006-S3 2007-QH9 2006-HI2 2006-QO6 2006-S4 2007-QO1 2006-HI3 2006-007 2006-S5 2007-QO2 2006-HI4 2006-008 2006-S6 2007-QO3 2006-HI5 2006-QO9 2006-S7 2007-QO4 2006-HSA1 2006-QS1 2006-S8 2007-QO5 2006-HSA2 2006-QS10 2006-S9 2007-QS1 2006-HSA3 2006-QS11 2006-SA1 2007-QS10 2006-HSA4 2006-QS12 2006-SA2 2007-QS11 2006-HSA5 2006-QS13 2006-SA3 2007-QS2 2006-KS1 2006-QS14 2006-SA4 2007-QS3 2006-KS2 2006-QS15 2006-SP1 2007-QS4 2006-KS3 2006-QS16 2006-SP2 2007-QS5 2006-KS4 2006-QS17 2006-SP3 2007-QS6 2006-KS5 2006-QS18 2006-SP4  2007-QS7 2006-KS6  2006-QS2  2007-QS8 2006-KS7  2006-QS3  2007-QS9 2006-KS8  2006-QS4  2007-KS3  2006-HSA2  2006-QO7 2006-S12  2007-KS4  2006-HSA3  2006-QO8 2006-S2  2007-QA1 2006-HSA4  2006-QO9 2006-S3  2007-QA2 2006-HSA5  2006-QS1 2006-S4  2007-QA3 2006-KS1  2006-QS10 2006-S5  2007-QH1  2006-KS2  2006-QS11 2006-S6  2007-QH2  2006-KS3  2006-QS12 2006-S7  2007-QH3  2006-KS4  2006-QS13 2006-S8  2007-QH4  2006-KS5  2006-QS14 2006-S9  2007-QO1 2006-KS6  2006-QS15 2006-SA1  2007-QO2 2006-KS7  2006-QS16 2006-SA2  2007-QO3 2006-KS8  2006-QS17 2006-SP1  2007-QS1 2006-KS9  2006-QS18 2006-SP2  2007-QS2 2006-NC1 2006-QS2 2006-SP3  2007-QS3 2006-NC2 2006-QS3 2006-SP4  2007-QS4 2006-NC3 2006-QS4 2006-WH1  2007-QS5 2006-QA1 2006-QS5 2006-WH11  2007-QS6 2006-QA10 2006-QS6 2006-QWH8  2007-RS1 2006-QA11 2006-QS7 2006-QWH 20  2007-RZ1  2006-QA2 2006-QS8  2007-S1 2006-QA3 2006-QS9  2007-S2 2006-QA4 2006-RS1  2007-S3 2006-QA5 2006-RS2  2007-S4 2006-QA6 2006-RS3  2007-SA1  2006-QA7  2006-RS4  2007-SA2  2006-QA8 2006-RS5  2007-SP1  2006-QA9 2006-RS6  2006-EFC1 2006-QH1  2006-RZ1  2006- EFC2 2006-QO1 2006-RZ2 2007-2N 2007-DBALT-OA1  2007-GSR-AR1  2007-GSR-OA1 2007-HALO-AR2  2007-HV2 2007-HV7 2007-LUM-2  2007-LXS-12N  2007-LXS-15N  2007-LXS-4N LEHMAN  2007-MANA-A2  2007-MANA-AF1 2007-MANA-OAR3 2007-MANA-OAR4  2007-MARM-3 2007-POWH3  2007-SARM-06  2006-BAFC-1  2006-LUM-5  2006-LUM-6  2006-MARM-OA1  2 0 0 6 - M A R M - O A 2    2006- POWH 13  2006-POWH13B  2006-POWH16  2006-POWH16B  2006-POWH 17  2006-POWH17B 2006-POWH18  2006-POWH 18B 2006-POWH20  2006-POWH21  2006-POWH22  2006-QWH20  2006-QWH8 2006-WH1 2006-WH11 2006-WH12 2006-WH21  2005-QWH7 SACO 06-1  2006-5 SACO 06-8  SACO 06-6  SACO 06-7  SACO 06-9  SACO 06-9  SACO 06-10  SACO 06-12  SACO 2007-2 BSSLT07-1  BSSLT07-1  BSSLT 2007-2  2006-S1 2006-RF2 SAI L2006-2  2006-3H LMT 2006-2  2006-GP2  2006-4N  2006-GP1 LXS 2006-7 LXS 2006-8  2 0 0 6 - G P 3    LXS 06-10N  2 0 0 6 - A R S 1   LXS 06-10N  LXS2006-11  LXS2006-GP4  LXS 06-12N  2006-GEL3 LXS2006-12N  GPMF2006AR4  LXS2006-13  GPMF2006AR5  GPMF2006AR6  LMT 2006-7  2006-GEL4 GPMF2006AR7  GPMF2006AR8  2007-GEL1  2007-GEL1  GPMF2007AR1  SASCO07-RF1  GPMF2007AR2  2007-GEL2  2007-GEL2  SAS2007-TC1  SASC007-RF2  SASCO07-RNP1  LXS 06-18N  LXS 2007-4N  LXS 07-15N  BOA-PNC  BOA-PNC  LEHMAN 0705  BV 2007-18  SECURITIES  2007-AR1 BAFC 06-5  SNDVW2006-A  SNDV2007-1  HBVW 06-SB1  BAYVIEW  BAYVIEW  MASD 2007-1  MASD 2007-1  MASTR 07-2  MASTR 07-2  ISAC 2006-5  SAC 2006-3  ISAC 2006-4  OMB 2007-A  MSM 06-10SL  MSM 06-14SL  MSM2007-4SL BV 2007-1 MSM 06-4SL  NAAC2006AP1  ACE2007HE5  Macquarie 2007-1  GSMPS06RP1  GSR 2006-4F  2006-1 TCMLT 07-1  DLJMC-WACHO  DLJMC-HUDSO  2006-HEl MSM 06-2 MSM 06-3AR  MSM 06-5AR  MSM 06-6AR  MSM 06-7 MSM 06-8AR  MSM 06-11  MSM06-12XS  LUM 2006-6  CMLTI07AMC2  MARM 2007-2  DBALT06AB1  DBALT06AR1  GSR 2006-2F  MALT 2006-1  MSM 06-1AR  NAAC2006AR1  BAFC 06-1  BSALTA 06-1  MASD 2006-1  MARP 06-1  ACE2006-SL 1  CSMC 2006-1  GSR2006-AR1  NAAC2006S1  MIT 2006-1 BAFC 06-2 GSR 2006-3F  NAAC2006AR2  DBALT06AF1  MASTR 06-1  2006-B  GSR2006-AR2  BSALTA 06-3  PRIME06-CL1  ARMT 2006-2  LUM 2006-4  NAAC2006S2  DBALT06AB2  DBALT06AR2  SAIL 2006-3  BSABS06SD2  BSARM2006-2  NAAC 06-AF1  NAAC 06-AF1  MASD 2006-2  DBALT06AB3  MALT 2006-3  LUM 2006-5  MASD 2006-2  BSALTA 06-4  BAFC 06-4  2006-S3 MSM 06-9AR  DBALT06AR3  GSM PS2004-4  NBRVW 06-8  NAAC 06-AF2  NAAC 06-AF2  NAAC 06-AF2  MSM07-3XS  GSMPS 06-2  ACE2006-SL4  SASCO 06BC2 MARP 06-2  MSM06-13ARX  MARM 06OA2  DBALT06AB4  DBALT06AR4  HBRVW 06-8  2006-AR3 CSMC 2006-8  MSM2007-5AX  DBALT06AR5  MSM06-16AX  MASD 2006-3  MSM06-15XS  HBRVW 06-10  CSMC 2006-9  MASTR 06-3  MASD 2006-03  2006-AR4  2006-S5 NHEL1 06AF1  HBVW2006-14  DBALT06AR6  HBVW2006-13  MSM06-17XS  BAYVW2006-D  BSALTA 06-8  DBALT06OA1  SACO2006-11  MSM2007-1 XS  MSM2007-2AX  DBALT07AR1  MALT 2007-1  NAAC 2007S1  NHEL 07-1 NHEL 07-1  DBALT07AR2  DBALT07BAR1  ACE2007SL1 RBSGC2007-B  MARM 2007-2  NAAC 2007-1  MSM07-6XS  DBALT07AR3  BSABS07SD2  DBALT07OA2  SEMT 2007-1  BSSLT07SV1  NAAC 2007S2  HVMLT 07-2  BSSLT07SV1  DBALT07AB1  ASC 2007-S1  BAYVW2007-A  MARM 07-HF1  HVMLT 07-3  HVMLT 07-A  BAFC 2007-3 ACE2007HE4  MSM07-7AX  CG2007-SHL1  NAAC 2007-1  ACE07STICS1  BSABS07SD3  SEMT 07-02  BAFC 2007-4  DBALT07OA3  HVMLT 07-4  HVMLT 07-4  MHL 2007-1  MSM07-8XS  DBALT 07-2  SEMT 07-4  GSR 2007-4F  DBALT07OA4  MSM07-10XS  MSM07-11AR MHL 2007-2  DBALT07-1  NAAC 2007-3  NAAC 2007-2  DBALT07OA45  MSM07-12  HVMLT07-06  BAYVW2007-B  SEMT 07-03  MARM 07-HF2  ACE2007SL2  BAFC 2007-7  ACE2007SL3  ACE2007SL3  MSM07-13  CSMC 2007-6  HVMLT07-07  DBALT 07-3  MALT 07-HF1  DBALT 07-4  MSM07-14AR  MSM07-15AR  CSMC 2007-7  2006-S4 2006-J1  2006-AR1  2006-AR2  2006-HLTV1  2006-HE1  2006-HE2  2006-HE3  2006-HE4  2006-HE5  2007-HE1  2007-h E2  2007-HE3 APPENDIX C 1. Certain custodial account reconciliations were not reviewed within timelines outlined in the GMACM's policies and procedures, as required by criteria 1122(d)(2)(vii)(C). Certain custodial accounts had reconciling items which were not resolved within 90 calendar days of original identification, as required by criteria 1122(d)(2)(vii)(D). CORRECTIVE ACTION Management has implemented the appropriate measures to resolve the bank reconciliation items noted in the report. With respect to the remediation efforts described above, such discussions do not constitute a part of management's assertion or the accompanying attestation report. PLATFORM INTEGRATION The Homecomings servicing platform was integrated into the GMACM Primary Servicing Platform on May 1, 2007. With respect to the platform integration described above, such discussions do not constitute a part of management's assertion or the accompanying attestation report.