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Mark E. Ellis —127159

Amanda N. Griffith - 288164

Anthony P. J. Valenti - 284542

ELLIS LAW GROUP, LLP

740 University Avenue, Suite 100

Sacramento, CA 95825

Tel: (916) 283-8820

Fax: (916) 283-8821

~ Attorneys for Defendant NATIONAL ENTERPRISE SYSTEMS, INC.

UNITED STATES DISTRICT COURT

NORTHERN DISTRICT OF CALIFORNIA

LISA ARLENE TIMLICK, individually and on

behalf of all others similarly situated,

Plaintiff,

v.

Federal Case No.:

Lake County Case No.: CV416920

CERTIFICATE OF SERVICE OF NOTICE

TO ADVERSE PARTY OF REMOVAL

NATIONAL ENTERPRISE SYSTEMS, INC.,

an Ohio corporation; and DOES 1 through 10,

inclusive,

Defendants.

I, Jennifer E. Mueller, certify and declare as follows:

I am over the age of 18 years and not a party to this action. My business address is 740

University Avenue, Suite 100, which is located in the city and county of Sacramento, California.

On February 3, 2017, I deposited into the U.S. mail a copy of the Notice to Adverse Party of

Removal to Federal Court, a copy of which is attached to this Certificate as Exhibit 1, to Plaintiff Lisa

Arlene Timlick, through her attorney of record, the Fred W. Schwinn, 12 South First Street, Suite

~ 1014, San Jose, California 95113.

I declare under penalty of perjury that the foregoin is true and correct.

DATED: February 3, 2017

By

Je ' fer E. Mueller

CERTIFICATE OF SERVICE OF NOTICE TO ADVERSE PARTY OF REMOVAL

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 1 of 20
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Mark E. Ellis —127159

Amanda N. Griffith - 288164

Anthony P. J. Valenti - 284542

ELLIS LAW GROUP, LLP

740 University Avenue, Suite 100

Sacramento, CA 95825

Tel: (916) 283-8820

Fax: (916)283-8821

Attorneys for Defendant NATIONAL ENTERPRISE SYSTEMS, INC.

SUPERIOR COURT OF THE STATE OF CALIFORNIA

COUNTY OF LAKE

LISA ARLENE TIMLICK, individually and on

behalf of all others similarly situated,

Plaintiff,

v.

NATIONAL ENTERPRISE SYSTEMS, INC.,

an Ohio corporation; and DOES 1 through 10,

inclusive,

Defendants.

Case No.: CV416920

DEFENDANT NATIONAL ENTERPRISE

SYSTEMS, INC.'S NOTICE TO ADVERSE

PARTY OF REMOVAL TO DISTRICT

COURT

To Plaintiff, and the Superior Court of Lake County:

PLEASE TAKE NOTICE THAT a Notice of Removal of this action was filed in the United

States District Court for the Northern District of California on February 3, 2017, federal case number

pending.

A copy of the said Notice of Removal is attached to this Notice as Exhibit 1, and is served and

filed herewith.

~ Dated: February 3, 2017

-1-

INC.

DEFENDANT NATIONAL ENTERPRISE SYSTEMS, INC.'S NOTICE TO ADVERSE PARTY OF REMOVAL TO

DISTRICT COURT

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 3 of 20
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Mark E. Ellis —127159

Amanda N. Griffith - 2881 b4

Anthony P. J. Valenti - 284542

ELLIS LAW GROUP, LLP

740 University Avenue, Suite 100

Sacramento, CA 95825

Tel: {916) 283-882Q

Fax: (916) 283-8821

Attorneys for Defendant NATIONAL ENTERPRISE SYSTEMS, INC.

UNITED STATES DISTRICT COURT

NORTHERN DISTRICT OF CALIFORNIA

I

LISA ARLENE TIMLICK, individually and on

behalf of all others similarly situated,

Federal Case No.:

Lake County Case No.: CV416920

Plaintiff,

v.

NATIONAL ENTERPRISE SYSTEMS, INC.,

an Ohio corporation; and DOES 1 through 10,

inclusive,

DEFENDANT NATIONAL ENTERPRISE

SYSTEMS, INC.'S NOTICE OF REMOVAL

OF ACTION UNDER 28 USC § 1441(b)

(DIVERSITY

Defendants.

TO THE CLERK OF THE ABOVE-ENTITLED COURT:

PLEASE TAKE NOTICE that defendant NATIONAL ENTERPRISE SYSTEMS, INC.

I hereby removes to this Court the state court action described below:

1. On December 27, 2016, an action was commenced in Superior Court, State of

California, Lake County, entitled LISA ARLENE TIMLICK, Plaintiff, v NATIONAL ENTERPRISE

SYSTEMS, INC., Defendant, as case number CV416920.

2. On or about January 4, 2017, NATIONAL ENTERPRISE SYSTEMS, INC., was

served with the Summons and Complaint, attached hereto as Exhibit A.

3. This Court has jurisdiction to hear this case because this action is a civil action of which

this Court has original jurisdiction under 28 U.S.C. § 1332(d) and the Class Action Fairness Act of

2005, and is one which may be removed to this Court by defendant pursuant to the provisions of 28

-1-

DEFENDANT NATIONAL ENTERPRISE SYSTEMS, INC.'S NOTICE OF REMOVAL OF ACTION UNDER 28 USC

§ 1441(b) (DIVERSITY)

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 5 of 20
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U.S.C. § 1441(b), in that it is a putative class action involving at least 100 class members and the

combined claims of all class members exceeds $5,000,000, exclusive of interest and costs.

4. This Court also has jurisdiction to hear this case because this action is a civil action of

which this Court has original jurisdiction under 28 U.S.C. § 1332(a), and is one which may be

removed to'this Court by defendant pursuant to the provisions of 28 U.S.C. § 1441(b), in that it is a

civil action between citizens of different states and the matter in controversy exceeds the sum of

$75,000, exclusive of interest and costs.

5. Both complete and minimal diversity of citizenship exists in that the only named

Plaintiff, LISA ARLENE TIMLICK, is a citizen of the State of California, and the only named

Defendant, NATIONAL ENTERPRISE SYSTEMS, INC., was and is a corporation incorporated under

the laws of the State of Ohio and having its principal place of business in the State of Ohio and is the

only defendant that has been served with summons and complaint in this action.

I Dated: February 3, 2017

ELLIS LAW GROUP, LLP

By /s/ Amanda N. Griffith

Amanda N. Griffith

Attorney for Defendant

NATIONAL ENTERPRISE SYSTEMS, INC.

_2_

DEFENDANT NATIONAL ENTERPRISE SYSTEMS, INC.'S NOTICE OF REMOVAL OF ACTION UNDER 28 USC

§ 1441(b) (DIVERSITY)

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 6 of 20
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'~

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 7 of 20
SUS' . ~QNS

{~lTi4G►ON JUDICIAL) t'QR1p

N0710E TQ DEFENDANt: 'carNnt`oF'i~tt

~

AY.tSO AL dEMANDADD)

ATI~NAL,Et~t'I'ERPRISE S'1~'S'TfiMS._A1C.; an Qhia°ca oration; 

~augirry ir~c~a~ive-' DEC 2.T ~~016

YOU ARE BEING SUED Blt PI:A)PjTT1FFp ~Y ~i4~i~~+~!

iLD ESTJ~ DENtAlVAAND.O EL DEMANDA. NTE~` ' ' ' ' OBp~y LISAA1fiI.ENE T,Ilv1LICK,.Indiviiivaily:an~ on•bebalf of.all ather~ similaily situated.

NC1TiC~! You heve.b~an sued: The cpuTl may dscida egatnst.you w~ibout your befog head unkse you respond w~h1n 30 dey~, Raid fhe intorrnation

beluv.

You have 30;GAi~ENO~R QAX6 efter ttda`eurrtmoru► end iapal,pepera are aeiv~d opt you to Fde'a wtittten respon~e,at this`aHpt and tieve a:copy

sewed on the ~16ik~Mt~R•ielteror'.phone•~atf wig not`piotect:you. Your,wilrien rospanse must batn propel logal inmifit;}tau waM tha court to bear }raur

case. Thane°may,6a's cot~i!'fbrm itiat.yuu can,use foryoiu rraponae; You cen find U se caud•Porma and more intametloP eR~ttie Gelftomla;Cqurla

omtneselFttelp Cehte~~t+nnnt~ao~ttirttaca:pou'++setfistp), Your equnry lerrt~irary, ar tAe awithouse neaiest'.you. iFyqua~nnot.P..~Y..~he`Mtng-f8e; ask

'the wud cle~k~tcr p too wei►+er toms. li you do.nat 1~e your reapwae on ttin~, You may lasethecase-by defauk, acid your wages, money, end pcoppriy

may bp.takert'wfthiwl tuither'virainlrig fmm the eaun. . .

There are oftier le~el~requinoments. You:may wenE Ni calE an ~ttoiney clght s+Ney. Ityau do not know an a~"omey; you~inay wanCto cell ao attamey

retefral service, Nyau can~wt stfaid en aitoir+ey;~you mey ba e6giCteYor• hea lagat aerotces from a nonprofit tegal'seriiicas Eitop►arti. You,can Ibcste~

Usese nonpro£d ~roupa at•fh~ Ce~itoinla Legal Services Wilt she (w4mv lswtielpCal~amte.otg), iha CaAEcr~ia Covtts.Onlliib~6e1(:Hetp Ceder 

(www:cawtlnto,c,~.Qpvlset~ha/p), o'r by contac~tnp~yaur total court os;taoi~nty bay asaoclaUon. NDTE: The coutt•lies a'atakdary•~sn (or waived (e$s.an~i ..M.. eo:ta•an a~ny,~tlkm~n't oc~itilttaUon ewatd of;~0;fl00 w-more in a civil cue. The court's 13~n most be:pald before•tha cwut'ivii damlcs ihe`gse:.

~At/ISOt to hen.~mandado. '.;'T no iespondg danhv de 3t! d/as, to carts puede dacidir en su contra slp~escu~har su ver~lbn. tee•1~'rrttomracidn a

e'au~tli~uaddtt

Tina 3n D/A5 DE CAtEA+AAfi!(?,deapu~s de Qua Ja ant~eguarr asta citaebdn ypepalles i~egates pare presrarrter unp ~aspuesta porescn7o err e~te;

~~•yhaoerque se~eirtiegue'una oopta alctama~tdarite. ~fl~re.caiie a:una Yamade teterMtca'rin to p~otegei~ 5u mapites(apar~scir7a Hene~qus.es[ar

en %nnajo,teget conrctv~sl~doaea qup p~acesea•au caso:ert k cafe. Es ~OstbleQue hays trrr tamuterlo gtie listed puede usacpant ~u tesptteste;.

Pue~ eneor►tiar estas torm~taifos de 1a i+ortaYmAs.6itorirlectDri ei► a1 CariGo da Ayuda de les Cartes.. Gepfomla (www:siicorte:ea gov}, ei►.Ia

btbtioteca de tayaa ila•sv corrdadlo o qtr la torte. qus to quede mfg eery as. Slim puede p~gerte cN;ate da prr~sentecJdn, Plds:at sec~elarto de is e~otte;

qu'e to f8 un fo~nula to ~e ekeiid0ir tle per~b da airotas.,Sl iio prasenta su resprraxta a ttempa pueds`peiiierettam j~rlia:ennpumtepfo y'1a aufe'te

yltsr au sue~dki, rare y.bTanes s►n mks advertenda.

oleos regWs(tos(apete3~'Esrncarte~xte6k q~ra Ilemu a tin abogado fnmedFatemante. Str~o caricce a un atsogadd; priebta Narnars un servtdo de•

z e abogada~. •St no~puadepegArs un obagattones pneJlrta gr~e.cvmpM cart tos ~qui9ftas polo a►ttanefseNldo;.leyales grat~krsda tm is de.seivicfos ►apetes sinQrres de h xa I'ued$ ei►auiir`ares(osQrupos aTn Rees de k~cro ert eJattto iti%ab ds.Celtoinla LaQsl Services;

whslpra~itarik±:c~g~?,:en'Q! Csnba.{ie Ayt~te~d9:las Cates de Caalom~, (w►ux+:sucorfs cagov} opanf6ndose.e~ caitec~o ca'►~~ ~o!ie o et,.

de aboyados tocatei. ItY150: AocJey; ta~.obrte tlerte derecho a rectarnerks ccafas y 1bs c+osbs exeritns poflmponer urrprevamen sa tires grrocup~r~i6nd~ it► 0006.•mAs de Q~trrrroctDfde medtan~¢ unac~endao lino cau~skindo e~bFtrailuen.urrr~soite.deiectra th3f. nerieque.

'ihe nsrrie and addressbf,it~e-cobn Is;. ~ ~~~"~~"'"•°!1D~`.!~

~

El noiirtfre~.~+c!li~cc~iSit.~'e lacute esj: '

U~en Of C:4Uit;a~F.~;COttAt1► ~ j 255 N.~Forb~~treet;~Room 4I7

Lakeport; Cp,45~53'

The na»te~ eddi~sa,~and telephane~aumber of plau~titja•saomey~ ~ ptainb~wil~oul an a8orney~-ts; {E~~! rsoinbra is dimc~l6h~ et niirrmeib ds,tel~fo»o deJ sbngada dsl demsridante, o dst demar~danxe'que'nti tJsi~e;abagado es}: Fne~ W S~chi~nnn (S~N 7255?3~ •Consumer Ifaw,C~i~ter,lnc. t2'S'a~th Fixst Street Sn~fe 2:Oi~ {408) 294-6100 `

San Jdse, Cel~►`~ta~~,~1 624I8 ~ fi~~~:~~;, ~.~Vi~:F `L • ' ,.t• aa-r~: cr~r~, by Susan: rc.;~~Y

~!lacJdn. nse•ellcmruiariu Proof of Service of 9ummuns, (f?pS~0~0)tt 'Hor~cE To ~+~ Q~Rs,~~ s~ttvEo: Yau.a~e ~e~v~

~: ~. ~s aniridhiidual:ileferidaM.

~. , es ibis peen sued t~fder the ff~toue name of ~sPecltY.,1.

Notional Enterprise:Syst~ms, Inc., ~an.Ohio Corporation

s. ,~j ~o~ irar th~~:,

under, GCA 416:10 {corparatian) CGP•4'IB.&Q ~minoi~j'

GCF,4'l8:20 {dahintt corporation) C,CP;416.7Q (coneenrateej CCP 416:40~(assodaUon or partnersht~} GCP 416;90 {auihnrizeti person). other {apacjly};

A= Q >kY'PB►so~a! del(very.on (dale);

~.~a.a~~

•~ E~f~RMf'°

ar~o~ ~~txu, ~s

~.~

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 8 of 20
~~ ,'~,~ , E ,.

.~~i:i. Ee l

1 Predt W..~ Scliwiinii {SBN 225375} su~~►c►~'aop~zr 

-Rseori~R<Raui"iCon.(SBN 255622) '~o~~•Q~:!

2' ~l~iatttiesv'C. ~Selmorisen (SBN 30285}

~C013SLTMER LAW CENTER;ING. :DEC '2'~ 2~_~6

~~ ~~12 Sou`tti~First~St~~t,.Suite 2t}14 ,, .

~San'Jose CeIifornia 95113-2 18 :~~ ~~ }'

4' ''Tel'ephorie,Nusuber; (4~8) 294.61Q0 ~Y `

F~cscnciile Numbgr:14,08} 294-619a ~ ~ ~ePwyt~'~s'

.Email_~.ddccss:fred.s~hwn.,nQsjaansumerlawcom

`~ Att~rneystfor:Pla~tiff

7 LIS4ARLENE'I'IIvILTCK

8: ~SU~'ERIUR COURT 4FTHE STATEeQF CALLFt1RNtA

CUUNT'ft t~F LAK.E

LA,K~'ORT~DiV~SYUN

~0 LTSAARR[r,EhiE~TXIviGiCK,.individuallyattd Cese;~laV't'l~.'~~ ~ ~~a ~o~

.~1 >on;beh.~lft~f al'f othgcs similaily ~itustad, {Urilirritted Civd~Case)

i2 Plaintiff, £LASS~ACTION'~QMPL•A;INT

13' V~ FORSTATtT~'QI~YDAM'A:GES

~,~ NP.TlaNAL~NTER~'RISE'SYSTEMS, INC:; 

an Ohio corppi~tian;•and ~QES ~~'t~oz`nia~Ci'vii Ctid'e.;§' T788 etaeg'. Z through 18; ;

1$

3raIisiv~,, Califaruia GiviE Cdda~§`181~2.7DO ~aeg,

~~~ Defendants.

17 ~Plainti€~ LISA AttC,ENE T!M[.ICK, .on be}ialE ~of herself aoci ~at! others siins[aTly

18~ situated based' on ~t`~omta#ion and belief and ictvesti ~ atioa. of'counsel,. ,. n eatce p. t ,fpr _ those $lie ~ attons .,,

I9

which peit~in to the<named Plaintiff or her gttomays {which~are alleged on ~peiscina3 howledge},:hereby 20

21 makes:ihe.follawing-alle$atjons:

22 ~.T~ODj,1C~ON

23:. !. .T6is is-a consumcr_cEes~ action ~xaug~it.pnis,~iarit`nto.~~~se ~Cslifoir~ia~lioscii►thal~:Far

Z4• :Debt- CollectionnPcactices Act, Cali#ornia Civit bode §§ 1788~I~?~88:33,: {hexeinst~cr.~"1tF13C.~'A2~ Kvliich

2S .. a

prohibits iietit'colteators from en~agmg in ~bvsive, dccagti~a~and unfair_practises,=and.Califrizriia'Givit x~

27 

;Code §§• `~812.74~-1812;7Q2 which requires tr st California •c~ipsi iners 6e provideii a "Cots imer

28 `Co1lection=Nofice:"

I •tCLASS ACTION CC?MPLAINTFpA STATUTORYDANIAGES

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 9 of 20
~~

~,..,,..

1 2'. Tl~e Calefocraa Legislature has.found,th~t;

- x~ 'i'he tiarikiiig and credit system~and grantors af~creast~'ta ci~iiseiunets a're degendent~opo

~ 't}id cnilcction of just and owing debt's.. Unfair ar deceptive. ~co!!ecfion practice's

un,@eruiiae the public confidence which'is e~gential to ~lie;tconfinued; funcC~oni~tg'~f~the

4: bai~lcing~a~d~credtt system end sound.e~ttenslans of credit'to coasitmer5t

s' Galifornia:CiviICode,§. I788.1{a){I).

t#;

3: Rlaintiff, LISA AR.LENE T1MLtCK, an behalf of ~tiarsetf andall. persons. ,similarly

~ 

._

.situe'ted; seeks statutory damages against DefenQar►tts~ aiising, ftam.'thoir. z~utine ~~actice of .sanding ,

8•

9 in~ti'sl;'y~rritteii ~cociunitaiogtious, like 'the one s~tii ''to'Plauitiff; yvhich Vii[ to :jirovide tie t `"Consumer'

;p. Cottection=NQti~e"~requir~d by Catifvrnia Civil Code ~ =1'8I2700(a}, in a~type=sizc,•.fiiat:is at Ieast the

~ ~~ sametype=size'as~that.ased to inform #ie debtor of his `oi hcr:'spcci~C~.deiit oP in at,ieast.:I2-poirit,type,;in

~~~ 'yiotstion:of~Cal ~'ornia Civil Code § 1812.74I(b},

1'3'

~,~. 4. As a. result, Defendants have engaged in unfavvfi~l~~acts in conncc#ron'with ihe~r~ I4 _

15. 'attempt.to ~ai[~ct-defeulced ransomer debts firm Fleinti#~'and;tbe-Class:

16 dS~~.41~I:A~[A~1

I7~ ~ 5. The.. California: Superior Court. has. ju~isscliciion ~ovec tfiis •aetlon ,plirsuent to

~~8 ~Gsfifvrnia,Code.~~Givil Pmccdnre •§ 410:10 and C•,eliforrnia.~anstitution,~Acticic,Vl, § I,O; wtiich-gran~v

.y . tlie:Staperaar CaUrt "original jurisdiction in all~c~ses except:tHose'givcn ~iy,'~sfatuce tv otlier.kial~.coai~ts:' ;z~

~ t 'This ~otut• atso'has jurisdiction over i~.is actigm pursuant' io: California .Civil Code ;§~~ I7$83Qt~}, wh~eh

_~;y .:protriF~es for c~for~emeitt:in~any court of cotiipetcat;jnzisdictioii..:Tii~stateites i~nder•wfiicli this actiori:,,s

`~ bro .fig.. hE da not: . $~!..t t e~isdiction ta~an Y_ athcr trial co ~~t;inSCatifor~ia:;

~~~' 

_~'

~ 6, This Court ~haa jurisd'ic~on over each D'efendaiit riariied~ h8cein beca~ise,~ based °on

~infoiniation _ain~#`~ ~elic~F; eaah Defendaat•is a~ corporation oi~a~sociation::aiith~rizrx! ~i ~o:busiriess in ~Zb~

Z~' 

~~ Celifom a anc( ;registered with the Catifomi~ Secretary of Sta#s; ~r =does . . safficiant busi~es~~ .has

~2g, ~ ~ su~cieiit•.minunuin 'contacts in California, is a citizen of California; :or othenivise inttnfiorialty avails

-2-

CLASSACTION CQMPLAINT F4R STATUTORY DAMAGE

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 10 of 20
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24'. 3:1

~~f

2G.

f i :.

~,etf of the Calfom~a msrtsct through the promotion, sale, ►packctic~g:tand/Qr distribut~nn of,goods and

i"i~ Catifdmia and thereby having such other co~ttacts` with Caisfariiis so. as'to lender. the'

c se: of jprisdicdon over it 6y the Galifgmia covets conssstent:w th trai3it onal not ons;of fair play

sub`stacitiat justice.

7. Venue is proper in the Lace County SuperiorCourt, ,pursuant to Caiifarnia; Cbdc, of

~I Pracedure §§' 3~5 and 395.5, because one or mare, of~he violatons~atleged~~in'ths;`Gomplaint;~arise

"thc Caunfiy of I.eke. Venue is also proper in the make County Supo~ibr:CburE, pursuant

Civil Procedure § 395(b), because fh~s act qn arises ~fipn} fan .extension of ctcdit :intended'

for personal, family or Eionschald use ;ana Plaintiff (the borcowcr} ~xasided in the Jaunty :of

the commsnaement of this~action,

8~. The fatal amount in +eorihoveisy~ a~ to Ptaintiff aiil~each~.riiember` of:the Pru~a"sed

Class=hoes not oxceed seventy-four thoysand, nine'hupdred~ and ninety-ninc~dollars {574;499) each,

e~cclpsiye .of interest snd casts. Plaintiff dtsatsims any aomgerisatary dairiage:~; punitive damages,

'd~ciar~tory, inj►x~tctive,: az equita6Ic rnlief greater than:($'1~99~}per indevdual Class member. Plaintiff

;and #I~e~Proposed Cross limit their tote[ clsss~tvi~a claiins~:~o,iess than•foiir m~~t~Q~; ~~~h~;,a~~d~~a

nacty~nine~t~►ousand,,nine bundreit and ninety-niit dolfacs~'($~t999;999.Q0j:

=9. Plaidfiff and t ie proposed Class welt Duty stahitocy dainsges• in tliis~ecGan ~qd do

atlega•in:this _Class Action C~~laint for "ta' ►to ~ Damages that thcy,~oc~any of them, tiave`sutfered

a conc~cta injuty'tiiiithin the m~anuig of Aiticte III• of the• United Sues Ga~tstitu~tion add the Supie

Cot~.'~,relstcd inierpretatign.' s

10. Plaintiff, LISA t1RL•ENE TtMLICK (hcrrci»aftsr "Flai~tii~'~; ~is=a natyi~al xpersori

27 :~~~~g ia.Lake Couaty, Calit'ornta. Ptalintiff is a''dc6toc"=,~s that ,term :~S de~pe~. by California Civil

28'

:' See;Spolc~o~ Xnc. v Robots, ,~„ U:S: `, I36 S: CG 1S4U 1.9!~ L.Ed: `2~ 635 (20.!'6):.

~3r,.

CLASS.ACTIt3N COMFLATN'TFC?itSTA'IUTORYDAMAQES

i

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 11 of 20
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Code;§`.T788~~h).

ll. Defendant, ~NA.'TlONAL EN'I~RI'RIS~ SYSTEMS; INC.. {hereina#tor~

f"NA'i~ONAL'.'j, is an Uhio corpotation.,engaged in the business ~of colleptidg d~faultei[ constirimer debts

in '#his' 'state with its ~rincipsl place of business. located at: 2~~9' ~Edeciisan Baulovard, Unit A,

Twinsburg,.ahio X4087. Nr~~oN~t.may ~a.serve~~s~fall4yas:;'lyational ~n erprisa:Systesns, lnc,, cLo

CSC — Lawyexs Incorporating Service, 27I.Q Gateway C}sks Drive, Su3t~s 1.5~N; Saarariiento;Catifcirnia~ !,

..

~S833s The principal business of i~fkTIQI+~A.L'is~"tho co1lc~tion df`defaziIted~consi finer debt§ using they

meils'and,-telephone, aril NATiUNA[. =regalecly attempts;~torco~lect=;c~efaulte ~ ca~nsumer debts alleged to

,fie du~:ariotIier, 'NATIONAL is a "detit:callecfoY' as~=that;feiai` is ilefinecl,by jai€forriia Civil"Cade §,

:1788;2(c). NAfiiONAL •is a "gird-party debt co1)ecipr suEsj~c,~ to the fedeca) Fair Debt C~itectian

Aet {1.5 U S.C. Sec, i69~ et ~se~ }'>; ~withi~; the 'irieani~g of Cali~omia Civi! Code ~

2.700{a).

12. The true namrs and, oapaei~esy wheher `Indiy4duat, corpQr~tc, associate,

ar otheiwise, of Defendants;DOES I ~tiirough~ I'0, er~.wilt~toYvii ~to':Ptaintiff at this tiiirc,

who.'therefore=slaes~said Defendants by°such fictitious names, 1►Jhen the~ttuc names and capacities

said Defendnnt~ have been ascertained, Plaintiff wi[t ;amend-this .Compleirii`.accbrdingly. Plainti#~'

informcc~ and beliovas, and' thereon alleges, ttiet each Uefen.~tant designated; hec+ein ,es a ~l?E is

iesponsible negligently or in some oihor actionable i~aiiiioi; fot tlieyet!ents,~and=2ieppenings hereinat~ar

referred ttt,~and.catised damages theratiy to ii e~,~ait ttfl as°}ie{t~u~fter;a![egcd. Defendant, Q4F51~=1U, 23:

.. .< _

24'

. - are;'arid~eaeh of°them is, a "dabt.caltector"ras thet:tenri ~s~dafined:by ~sliforriia• civil°Code § ~IT8.8:2{cj

2~ aad a:"third=pac#y.detit collector subject:ta the fcdefaal:FaicDobE Cottzcfion:Pract~ect Act~(]S`-U:S.~.

26 Sec,.1692,et seq:}'•',~~+vitltin the meaning of CatiPorcua Civll'Co~e.'§ tl~$~~Z:~flQ(a).•

~~~ _~$ 1~3~ At all tunes herein-men~ictie~, ~cacli:of`t1ic; Ikfendent~ ii~as tti~ agent, 'servant;

.~.~ „

CI.ASS,ACTIttN CQIVII'L~,IN~' FOR STATUTORX DAR+SAGES.

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 12 of 20
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~andior joint venturee~of hislharliis fro-I7efendar~ts~; and each of'them;and at atf,:sand times,

each'Deferidant was acing in the AEI coui~e;aria~scope of'said agency; services emptayment:andiar,~oint

ventiue. A»y reference ~ereaftsr;to "Defendants"•without fuithcr.quaIification is mnant.hy'P,laii~tif~to

Defendant, and alt afthc n; named:above,

14, Plaintiff is infprmcd and bcl eyes, •and- thereon ;alleges, that _et all, limes 'herein

m~ent4onaci, Defendants, Dt?ES• ~-IO,. inclusive, even;and• ire individusls,p carporstions, partnerships,

itninooipoiated.assoclations, sofa propcietosiiip5~sridtor ottiet''•business entities orgattize8 a►id existing

under: aad by~vi►#ue•of the laws of the'State nf~California;;gr~t~p taws:of-some:otfier:state or foreign

end that said. Defendant`s,,=and eaah ~of therim;Have regetlariy~.conduc#~d business in the

f Coc~nty.of L$ke, 5tata of:California.

RA;CTQAL~~LEGA. • 4NS.

15. On +a date or.dates untcnotm'tq:7'la'ihf'sf~ Plaintiff incvrrcd a'financial nbl,igation in

'the::farm of a cansnmer credit accountissued by'BAhtK t3F 4~h+~L~tT.C.A,"NA;{herelnaftertfie "ci~bt"}.

Thy debt to BANK t?F AMEItICA~ N:A.., w~s~. acurrcd pii narily for pe~onal, family ar hons~hold

purpa5es end :is therefore a ".consumer dgbt" es,; tlia -tettit, js ;dtfned by California .Civil. Code §.

1'7$8~:~ff~.

!'6. Therr~aa~ter, Plaintiff was unabi'e to;pay ttie d`ebE and ~efautfed on her payments to

BANK,QF~AN1E~iCA, N.A.

~ 17. PIaintiff, is informe~,and~ believes`; ,and`'thercoi►~allages, #fiat stmetinia ihaceat~er an

a date~untmo~+in to Plaintiff, the debt.was assig~ed,:consig~ec~:ar. otlierwisc~transferc~ttR.to•;I)o€end~nts;for

collection from Plaintiff.

.18. Thyafter, Defendau~s stet a aoUection~:tetteru (P,xhibit "~1'~ to ~Pla'snti~' in

sttemgt.to collect the debt

CLASS ACTTOhi

'i•

F4~t STAI:UT'ORY Dgl4+iAGFS

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 13 of 20
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19. A°_trua and ~aaanrate;copy of Defendants' cnllectton ::let~ec ~o Plaintiff is attachcii l

liercto, marked'Exhibi# "1," afid.Eiy t}iis ref~ience ~s igcoiporated~ heeiii.

24. The eollaction lglfer (Exhibit:"t'"j~is:dated'Janusry.13, 20~~.

I

21. 'Phc •calTection iatt~r ={F,xhi~it~ ".1"} :was the -fiest wMtten ~cammunicaticin Pram

.Defe~dsuts~tu PlainEif~in connection,.wj[fi thacd)leccign tif'tlie dabs.

22, The aotlectia~ let#er(Ezhibit''"I'~ no#ifies'I'laintiffof.~her specific dc6t in 10-point

~ ty.~re.

,23: The collection Iettar-(~hikiit''tl"} provid~es':the notice required by California Civil

Code §~ E$1~2,70D(a) in 8-point Cj►pe.

.24. The colte~fion _Ictt~r~(E~ctz b t"1"j fails~to,provide''the not;ce required~by California

Civi! Code § 18I2,700(a}, is a type-siie ttiat:is at~I~ast the;s~nie type=size as .that used.to infarm. Plairitit~

ofher specific debt or• in at °least 12: point:type,.

25: Ic is. the stai~deid' pradtice 'arid apol cy .a~` Uefen~snts io -send •ii~itiai ballectian

cpmmus:ications :in the form of Exhibit "~" which seek to•col~eot dcfaulted•cansumpr debts incurred for

familj►, orhous~hnld~pui~ase:

26: It is the standard practice and'~pol cy ~af Defendants. is tb..scnd , ~n~tia! collection

:camrniuticatiQns in [he form- of Eithibit'"1"which •fait•-to. contain the "Consumer Ctiitectton Natick"

require8 by=California Civii Code § I81~:'T00(a);; u~ a;type-siu that;sat'least't}ic~sairie-type~sizd as that

used.~to inform the .debtor o~'his cr her ~pec~c debi ~or ~t ac leest.l2-poini~'typ~, ~in •viclatian~ of

Civil•Cade § I81.2•:?Q1 fir).

CLA$~,NS

27; Plaintiff brings •teas action ~~~, behalf ~f' e cle'ss. 'of alt ~oEher persons similarly

:~~

CLASS AC,'I'ION ~COlvii'I,4~IN'~' Ft3R:STA'lUTYJRY.' DA~IYiAGES

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 14 of 20
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situated..

28: Pl~intiff'tentatsvety de~gi~ tlip.class as (i);aii,persona witlt:addresses in Califtarnia

(u) to whom Defendants sent, arcaused to~be sept;;aii iaitia! wc'itted commanication in~the, form=i►f

Exhibit "1," (iii) in an site~ipt~C4 eollepf a;'defaul~td con~umer.:debt ariginalty awed to ~A:NK C3F

AMMER:iCA, IJ.q..,;(ivj;whick wcr~not~returned ~s.~tindeliycrabte,:by, t}ie tT.S. Post ~ff~ce~v) duriiig.the

period one••yaer prior•to,the date of filing this action througtithe date of c(ass~cectifcation.

29. F.acctudg~]~frorp- the class wo~t]d`be.ariy of~'iaers, direetois•~r IegaE scpresentstives of

Defendants, arrd any~,judge, justice, or judicial~o~c~er presiding;'over.•this matter and the mein6ars~al

their i'mgiediatc fa~nilir.,s and jydici~i. staff 'Plai~itiff rasetvrs~ the rig}►t`to modify thetCless 'de~in fion

an8_ Class~period~ based:on ttie~resptts:gfdscovery:

30: Tlia. d}ass~ •is 'so'iipmes'aiis 'tfiat ~oin~er of° a!t members is ~irnpractical. Oa

information and. bel➢ef,. collectiott~ npt'sb~,s n:~the form; of Exhibit"1"~ have bean sent to•_hund eiIs~

California class membors.

3.1. DePciidaiits have acted with ~respecc to the Ctass, in a matu~ex generally apgiicatiie

to Plaintiff and each Class member Then is awell=defined community o."f inEcrest in'the qucstians .of

law and :fact: involved ~in .this; action;-•which; a~ects~ a1! class itiembear5. Questitsns of law .antl feet

common to .tiio cl~.vs ~pr~domii}ata~ over- any~~quesdons peculiar to individual etas$ meinbexs. '~I'ts~

cossummc~n questions includes

a, W~hethec:p.~feri~a~~s ~e debf;boltecors;,arid

.b: " Wtiettier :Defendants s~t~t' Plaintiff an+d ~he..:Ciass aaitial

cominiii~ication iu ~Wo forin of;Eishibit'•`I" ~whieti~fail'ta contain.'the "`Conswaer Collation

Notice„',required by=~aIifornis ~iv31.`~ode§ I~l2:7,Q0.(a~},:.iu a.type~~~ze that is°at'1r,~st ,,s~ tGe same nm

type-size as that usedto irifoim=t~e debtdr of his or~ her'speci~c debt .ac in a# least ~~-pouts type,

L~~

CLASS~ACTION C~MP~,A~N'I'FOR.STA'fUT'ORY'DAMAC~ES

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 15 of 20
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in violation of Catifomia Civil~~ode §..1812:?<4l(b}.

32. •There are ao individual .questioins .of law or fact, other than w#iether s cl'ass',

member was `sont;~thc •offending ~caltec.Gon camrnunicafian, wtuch can 6e ~deterttiined by ministet~ial

inspection of Defendants' records:

33. 1'IsinEiff;•w li fa cl~+'and adequnl~ely~:represe~f and protect "the interest of the Class.

members. Plaintit~ is ccimmitted to ~vigoxausly~ lifigatirig; this~,matter. .Plaintiff has~retained counsel

experienced in `hsndting cuss claims and litigation broug} t pursuar~'t to various consumer protection

statutes, ~inGlu~ing .tlie ~:fciieral• :Fair L?c6t ;CollecEipn Practices Act,. I~5 U.S.C. §§ 1692.1692p:

("FDCPA"), the Gatifbmia ~~osenth$t" Pair Aeb`t .Coltccaori :P"racticcs~ A:ct, Celifismia ~Civi! . CAd~ :§§~

]?88-17$83 ("R,~DCI'~i:''.}~and fhe Cal`ifo~ a"Fair Deb#:Buying Praat ces Aat,.Catifarr is Civil Code

§.§.178$:50-17$8:54. {"CRDBPA"}. Neit~ier~Plairitiff~.dbt'Her"edunsel. fisve any interests~wtiich rriigljti

cause them aot, to vigorously, ,putsue~ this claim. Plaiptif~• and her pougsel will. vigorously pursue this.

(matter

•34. :Plaintiff s;otaiins~are°~iicel of the clairtis'of the othec:members of tiie Glass in fliat

Plaintiff.and; ether,. Glass., tnemfaers, were :siu~ilarly ita~med :by ;the actions •nf Defendants and tbe.~ctair»s;

aIleged•hccein atl aclse f'rbiri•the•satne opeiativn •facfs~and ark based.~ci~ fhe•Same Iegal'thearies. ~Pl'aiiitiff

is a member~of t~~ Cl~ss;slie~s.,esks W.cepresant.snd.she, hri suffeced:harm dus to tha~unf~u;

ehd•unlawful practices of~Da~eiidatits..

3S. De#endants• !►ave- aetecl' :oc refused fo -aot, with ~resp~c~ to soma or all issues

•presented icw this Cortiptaint~,.ori ~[Otiirtds:$ChGi~Ily~ 9p~tltC&bl~ to the::ClOssi thereby malcii~g•it appiogri~te

to provide relief w'sthxespcct to'tha Class as a whale.,

36: A class action is •a superigr method Cpr the fair. and afificient adjudication of-this

eantrciversy. Mast of ttierclsss.mbiri~ars wHo received;wcittan.ecammunicatiocts in the foria•ofiExlutiit

- 8 - 

----

CLASS. ACTION C4MPLA~IVT' F~R:STA7UTORY. DAM~¢.GES

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 16 of 20
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."1" have no :knowledge',t`.h@t their rights are~being~ tn'olated~ by illegal co~tec#ion practscos. The interest.'

of the clan's fiecnbers in inc~ivid"ualty~ciintiolliiig.:thepii~"secutian bf separate claims~sgsinst.D~feiidahts

_is small 'because •tbe :tt~axirnum damages in,.an,igdividual action ace $.I,oao,..pursuan# •ta •ttic ZFDG`~~A,

', Cafifornie Civil Cci~ac § 1~788.1'~1 Ivlarisgement of.this• Blass action is tikeiy to present si~nificaritty,

~ I fewer ctifC~, culdes than. t_} ose-p{esenited.in-many~at~ec class aadons.

37. A class ;action ~_is •the •best;avaitablc rncthod of the efficient adjudieation of -fhis,

litigation because 'ihd`tvidual-1 tzgatidn bf'Class~iaembecs' claims wautiJ be impracticable and uaduiy

burdensome.to_.the courts, °and~.h~ve the po~Cntial~ to ~rrsu}t in inconsistent .qr ,cantradictor~ j~

`Thelre atc rio~un~isual'dif~eulties:•l~celj~:to°be encoiinie"red'iri'the mani~getrient of this tidgadon

aafion. A class, action ,presents, yf~wer; ~man~gemenf problems. •and provides toss bcne~it~ .of single

adjutlicatitin, ecenaines of scale, aiid ~cirirpretierisiy~~supervisian by a single-eouit.

38; 'GeiEifrcation o€ ;thc~ Class under California, Code of Civil Procedure ~ 3$2°' Is

~PP~p~'iate in chat;

a. The questions 'of -Iaw ~ ors fact common to the members of the Class

.pi`cdamir~ate over•.siny~questioris affeciipg ori!y''i~idivitival:members; and

~. Aclass-scti~n ~s~.super onto o~hcr available methods for the: fairand:e~c~ent

adjudication ~iif ttic caat~i~etsy:

:39.. Cent cation of a class; under CNifomia Code• of Civil ~rocedurc § 3$2.~is ais4

is that DefsAdants' acted' 4ri grou~tls ~gdnera[ly, applicable to ~iha Cta~s, -th~rcbj! ma~i~ag

dec~araioryxel~~,~~w~th,respect to~~c Class as a ~vhple,

•A0, `Plain#%ff. enii ttie'Clas~~aie: entitlr.~ to an award, of attoznay fees and~costs egains~t

iDefendents;.puisiiant~to'ttie~RFDGPA;'Catifomie Civet Cody § 1788:I7.'

= Incorporating by.=reference 1'S.U.S ~• § ~692k(a)(2)(Aj.

3 TIICOtp0111ft~lg'6y reference i~S U:S.C. § t692k(a}.(3},

_g.

CLASS. ACTION C4M~LAINT` FOR STAIUTQRY DAMAGE

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 17 of 20
~~~_oF Ac~riort

2 CALIF'$RNIA~CONBUN~R CULL~CTION NUTIC~

3

41. ;P,Ia atifF brings the ~t~cause ~af ac"tion. a~aiast Defendants under Califarnia'Civ l

4

Cade §§ 1~8127A0-1812:702.

5

~ X42: ~'taintiff~repeats,_rea[leges, and incorporates by rafexec~ce~•alI preceding~paragraphs

? as t~nugh fully set~fgxth;}~erein.

$ ~ ~~43. .P'~~iritiff~is:a „debtor" as th'at~ terrsr.is ~te~Sncd by Callforimis Civil Code §.1788;2(h)

~ -44. : Defendant; NATIt~NAL, is s "~ebk eollecEaa" as that te;m~is d~fined.byCa{ifo~ia

:1.0 .

~Civi~l Cade § 1788:2{c):

11

~~ 45~ ;D`efendant,3+tA°fiflNA:L; is~a~"thirii-party-debE.eollectar•subject•to t!}e=fe~ierat`::Feir

13 ~?~bt Collection' ~'raetices Act {IS~ U.S:G.;Sec:~:1692 ct seq.)",within the ~mcaning o~;Califocnis;:Civil

1'~ Coda §°18.12,700(a};

1S ,gb. The fttyaticial iibligatiori owad by P1sin#iff~is a "consumer de~P' "ss:tfist'tic'im is

16

defined by :CaliforniayClvi! Code § i"?88~2(f},

17

18 ~7. ~ncferid~rits• #'ai1Pd tii inelnde the •notica required by GaIifornia 'Civil Code :.§_

T'g '1812:70,Q(a) in the3rfsst~writ#en:rzotice to PEslnfjf~'~~ a,ty~e-size bat was,at.t',east.,the~samc~typ~siz~~3as''

~~ 'itiaE~ uscd tb inforrft PtauitifE of hec:specific da6t br 3n:at, Mast i~-paint tyJiei in violatian~af'California

2t Civic Comte §. I8°12.7,4a{bj,.

2Z

°48: As a,'result'o£ DefenBsnE~'"violatidns df Gaiifomia Civi! .•Coda: . § 1812.74I(Ei),: 23

24 ~Plainiiff is;en~itted to ar►~~w.,acd;of~stah~Wryrdamages,'n en;amnu~t noGta excaed;$2,Q04-against each

2~. J?.efendant,~puiai~ai'to•Califgra~ Ci~+i1 Codo=§;; 1812,?U2,.4

26 ~9: Asia result bf I}e~eadarits' v~ala~ian§ of California• Civfl Come § 181~:701(Ei),,~f~ie~

27 Class is eptitled tq :gn award~~af statutory, damages ~in~~~an amou~~Enat to ~xaeed~the;lesser of fiye~ hundre it

28 ,. Catifor'nia,Civit'Cade §•17.88.17~:incbrporating6yrcforcnce.l5 U.S.C. §§ f6~2k(a)(2j(A~and:{BKl}:_

~~.

CL1~;S5, ACTIQI3 COIvlPL•AINT FOR. STATUTORY D;~.MA,GES.

Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 18 of 20
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CalitdmFt Residenb: ~ t

?~estete:Ro4eh'thetFai~ ilclitt Coltexi3on Ptaclleq Aat ~iid.thc Federat Fair Debi t~ollectton Ptaci{ars•Act ~egrilie then e~ccs~t uncles unuauc!

clrcumstnnces; coljrc~ars mny nQCcamactyou_baf~e 8 am or suer 9 p.m. ~aY may not hotels }~ou:by usi~g,tf►rea~i of vtolcnce ~r airesf or by using

obsccn~ i4aguege. Caiteeiois may n8f use falsc or mtsicading steteme~ts occaii you st Wodc tf thcy lmaw ar Have reason to tnow~that you may adi

~roiva,per~onel`cdlls at i'rork. For tt~a moat gait, coltectars may aoi tot{ ~mher paaon; othrr thari } our ~ttocney or spo~ue; abaucy~our dc61.

Coi(ealon inay airiteat er~olhecprrson to caMrm your IacatI~ or• cfiCo~ a jadgmon~. Por more infmmatEoa abo~it debt collection ~acliviiics, you

mey~eoriiactthe;Fe`dera!"Ciade'~bmtsaton•at1-877;Fi'C=Help orwww.Ragnx t~lon~irofltcredit;counsgiipgsoivtces,maybeavailnbe'inthonrea.

~,sJyradc .".tdents.

FOIt;MFQRMi1T1Q1~ ABOl37'TtiE~CQLORAQO FAtR DEBTCOCLECt70N PRACtiCF,S,AG'i; SEE•

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equest to case cor~municalion wtlt not pmht~t[ the cf~6t callccWr or calteGlan agertey, ttom taktng,8tly'OIhCf sC~lt~d 8ttlhGtbsll ~b}!~181Y iO C0Ile1.K the

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Case 1:17-cv-00559-NJV Document 1-3 Filed 02/03/17 Page 20 of 20