UNITED STATES DISTRICT COURT

FOR THE DISTRICT OF COLUMBIA

NAEEM BETZ, :

:

Plaintiff, : Civil Action No.: 15-01376 (RC)

:

v. : Re Document Nos.: 3, 4, 5, 6, 8, 10

:

FIRST CREDIT SERVICES, INC., :

:

Defendant. :

MEMORANDUM OPINION

DENYING PLAINTIFF’S MOTION FOR PERMISSION TO USE POST OFFICE BOX ADDRESS,

DENYING PLAINTIFF’S MOTION FOR LEAVE TO OBTAIN A USER NAME AND PASSWORD FOR 

THE COURT’S CM/ECF SYSTEM, DENYING PLAINTIFF’S REQUEST FOR ENTRY OF DEFAULT,

DENYING PLAINTIFF’S MOTION FOR DEFAULT JUDGMENT, AND GRANTING DEFENDANT’S 

MOTIONS FOR EXTENSION OF TIME

I. INTRODUCTION

Plaintiff Naeem Betz, proceeding pro se, filed this action against Defendant First Credit 

Services, Inc. (“First Credit”) seeking damages for alleged violations of the Fair Debt Collection 

Practices Act, 15 U.S.C. § 1692 et seq., the Telephone Consumer Protection Act, 47 U.S.C. § 

227, the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq., and the District of Columbia’s Debt 

Collection Law, D.C. Code § 28-3814. See Compl., ECF No. 1. Several motions are currently 

pending in this case, and the Court resolves them together in this memorandum opinion and 

accompanying order.1

 1 In addition to the motions resolved here, First Credit has filed a motion to dismiss Counts 

I, II, IV, and V of the Complaint. See Def.’s Mot. Dismiss, ECF No. 9. That motion is not yet 

ripe for decision.
2

II. BACKGROUND

Mr. Betz commenced this action on August 25, 2015 and, in a “Certificate of Service,” 

stated that a copy of the Complaint and summons “will be served” upon Bess Lochocki of The 

Echols Firm, LLC, outside counsel to First Credit, and Corporation Service Company, First 

Credit’s registered agent for service in the District of Columbia. See Compl. at 20. 

On August 31, 2015, The Echols Firm received copies of the Complaint and summons by 

certified mail. See Decl. Bess D. Lochocki ¶ 2, Def.’s Mot. Extension of Time Ex. C (“Lochocki 

Decl.”), ECF No. 6-3. On September 2, 2015, Corporation Service Company received copies by 

certified mail. See Def.’s Mot. Extension of Time Ex. A, ECF No. 6-1. Corporation Service 

Company forwarded the copies of the Complaint and summons to First Credit by Federal 

Express, which First Credit received on September 8, 2015. See Def’s Mot. Extension of Time 

Ex. B, ECF No. 6-2. Ms. Lochocki states that Corporation Service Company had not previously 

informed First Credit that it had accepted service and that First Credit’s counsel understood the 

date of service to be September 8, 2015, rather than September 2, 2015, therefore believing that 

the deadline for First Credit to respond to the Complaint was September 29, 2015, rather than 

September 23, 2015. See Lochocki Decl. ¶¶ 6–7.

On September 21, 2015, Mr. Betz filed an affidavit requesting that the Clerk of the Court 

enter a default pursuant to Rule 55(a) of the Federal Rules of Civil Procedure. See Aff. for 

Default, ECF No. 5. Default has not yet been entered, and that request remains pending. On 

September 24, 2015, First Credit filed a motion to extend the time for its response to the 

Complaint to September 29, 2015, the date First Credit’s counsel originally believed its response 

to be due. See Def.’s Mot. Extension of Time, ECF No. 6. The next day, with the request for 

entry of default still pending, Mr. Betz filed a motion for default judgment pursuant to Rule 
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55(b). See Mot. Default Judgment, ECF No. 8. On September 29, 2015, First Credit filed a 

motion for partial dismissal of the Complaint. See Def.’s Mot. Dismiss, ECF No. 9. On October 

2, 2015, First Credit filed an amended motion for extension of time to include a meet-and-confer 

statement in accordance with Local Civil Rule 7(m) and stated that its motions for an extension 

of time would be opposed. See Def.’s Am. Mot. Extension of Time, ECF No. 10.

III. ANALYSIS

The Court first addresses Mr. Betz’s motions for permission to use a Post Office Box 

address as his residence in this case and for leave to obtain a username and password for the 

Court’s Case Management/Electronic Case Filing system before turning to the various motions 

concerning the timing of First Credit’s response to the Complaint.

A. Mr. Betz’s Motion for Permission to Use a Post Office Box Address as a Residence

Mr. Betz requests permission to use a United States Post Office Box as his “official 

address to reference all correspondences from the court, and any documents mailed to the 

defendant attorney’s [sic].” See Pl.’s Mot. for Permission to Use Post Office Box, ECF No. 3.

This Court’s local rules require individual parties appearing before the Court to provide 

their full residence address. Local Civil Rule 5.1(c)(1) provides that “[t]he first filing by or on 

behalf of a party shall have in the caption the name and full residence address of the party” and 

parties appearing pro se must also include their telephone number. LCvR 5.1(c)(1). The Rule 

further provides that “[n]otice of a change in address or telephone number of an attorney or a 

party not represented by an attorney must be filed within 14 days of the change.” Id. A Post 

Office Box address does not constitute a full and correct residence address for purposes of the 

Local Rules. See Order to Show Cause at 1–2, Caldwell v. Obama, Civ. No. 13-1438 (BAH),

ECF No. 4 (D.D.C. Oct. 11, 2013). Mr. Betz provides no justification for his request to depart 
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from the Rule apart from a general reference to the right to privacy. In the absence of any 

plausible, particularized risk of harm, the Court will not permit a departure from the Rule. See

id. (denying a pro se plaintiff’s request to use a P.O. Box as his contact address because the 

plaintiff failed to “allege any specific source of endangerment”). Moreover, the Court observes 

that continued use of Mr. Betz’s residential address for correspondence will not pose any risk of 

prejudice to him, as any of his perceived privacy concerns are undercut by his publicly filed 

Complaint, in which he included his address, telephone number, and e-mail address. See Compl. 

at 1, 20.

Accordingly, the Court will deny Mr. Betz’s motion.

B. Mr. Betz’s Motion for Leave to Obtain a CM/ECF Password

Mr. Betz also moves for leave to obtain a username and password for the Court’s Case 

Management/Electronic Case Filing (“CM/ECF”) system. See Pl.’s Mot. for Leave for 

Permission for Electronic Case Management / Electronic Case Filing System CM/ECF 

Password, ECF No. 4.

Local Civil Rule 5.4(b) permits a party appearing pro se before the Court to obtain a 

CM/ECF user name and password from the Clerk of the Court with the Court’s permission. 

LCvR 5.4(b)(2). “Whether leave of Court should be granted is within the discretion of the judge 

to whom the case is assigned.” Id. In order to obtain leave of the Court, the pro se party must 

file a motion containing, among other things, a description and confirmation of the party’s 

technical capacity, as well as a certification that the party “has successfully completed the entire 

Clerk’s Office on-line tutorial or has been permitted to file electronically in other federal courts.” 

Id. While Mr. Betz’s motion meets the other requirements of the Rule, his motion does not 

contain the required certification. 
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Therefore, the Court will deny Mr. Betz’s motion without prejudice to permit him to refile his motion with the required certification.2

C. Mr. Betz’s Request for Entry of Default and Motion for Default Judgment and First 

Credit’s Motions for Extension of Time

There are several motions by both parties pending before the Court concerning the timing 

of First Credit’s response to the Complaint in this action. Mr. Betz has requested that the Clerk 

of the Court enter a default pursuant to Rule 55(a) of the Federal Rules of Civil Procedure, and, 

while that request has remained pending, has also moved for entry of a default judgment against 

First Credit pursuant to Rule 55(b). Prior to Mr. Betz’s motion under Rule 55(b) and one day 

after its deadline to respond to the Complaint, First Credit moved for an extension of time to 

respond to the Complaint pursuant to Rule 6(b), which it later amended, until September 29, 

2015. The Court addresses these motions jointly.

Mr. Betz’s motion for a default judgment pursuant to Rule 55(b) is premature, because a 

default judgment can only be entered once a party has been defaulted under Rule 55(a). See Fed. 

R. Civ. P. 55(b). With respect to his request for an entry of default under Rule 55(a), it is well 

established that “[t]he fact that Rule 55(a) gives the clerk authority to enter a default is not a

limitation on the power of the court do so. But the court should exercise discretion in deciding 

whether or not to order a default.” 10A Charles Alan Wright, Arthur R. Miller & Edward H. 

Cooper, Federal Practice and Procedure § 2682 (3d ed. 2015). See also Embassy of Fed. 

Republic of Nigeria v. Ugwuonye, 901 F. Supp. 2d 92, 95 n.6 (D.D.C. 2012). The Court will not 

order a default “when it is apparent that in the exercise of its discretion the default will be set

 2 The Clerk’s Office’s online tutorial and other helpful information related to the Court’s 

CM/ECF system may be accessed (as of the date of this opinion) at 

http://www.dcd.uscourts.gov/dcd/ecf-information.
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aside on motion.” Brown v. Weschler, 135 F. Supp. 622, 624 (D.D.C. 1955). The Federal Rules 

of Civil Procedure provide that a court may set aside an entry of default “for good cause,” a 

lower standard than for setting aside a default judgment. Fed. R. Civ. P. 55(c). In determining

whether to set aside an entry of default, courts “resolv[e] all doubts in favor of the party seeking 

relief from the default” and consider several factors, including whether the default was willful 

and whether there is a risk of prejudice. Capital Yacht Club v. Vessel AVIVA, 228 F.R.D. 389, 

393 (D.D.C. 2005) (citing Whelan v. Abell, 48 F.3d 1247, 1259 (D.C. Cir. 1995)).

With respect to First Credit’s motions for extension of time, Rule 6(b) of the Federal 

Rules of Civil Procedure provides, in relevant part, that “[w]hen an act may or must be done 

within a specified time, the court may, for good cause, extend the time . . . on motion made after 

the time has expired if the party failed to act because of excusable neglect.” Fed. R. Civ. P. 6(b). 

The D.C. Circuit has described several factors for courts to consider when making a 

determination of “excusable neglect,” including the danger of prejudice to the other party, the 

length of the delay and its potential impact on judicial proceedings, and the reason for the delay. 

See Smith v. District of Columbia, 430 F.3d 450, 456 n.5 (D.C. Cir. 2005). 

The Court finds ample grounds to determine that First Credit’s failure to timely respond 

to the Complaint was due to excusable neglect and that permitting it additional time to respond 

will not prejudice Mr. Betz. First Credit’s counsel has explained that it miscalculated the time by 

which a response to the Complaint was due as a result of a miscommunication with its client 

regarding the date that Mr. Betz’s Complaint was served.3

 In the Court’s view, this is sufficient 

 3 The Court has some question as to whether service in this case was valid, as it appears 

that Mr. Betz effected service himself by mail. See Fed. R. Civ. P. 4(c)(2) (“Any person who is 

at least 18 years old and not a party may serve a summons and complaint.”). In the absence of a 

challenge by First Credit as to the validity of service, the Court will not address this issue on its 

own.
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to demonstrate that its failure was due to excusable neglect, rather than any willful violation. 

Moreover, there is no prejudice to Mr. Betz here, given that First Credit filed its motion for an 

extension of time only one day after its response was due and that it filed its motion for partial 

dismissal less than one week after that. For the same reasons, the Court declines to enter a 

default, as, in its discretion, any entry of default in this case would later be set aside on motion.

Accordingly, the Court will deny both Mr. Betz’s request for entry of default and his 

motion for entry of a default judgment and grant First Credit’s motion for an extension of time to 

respond until September 29, 2015, deeming its partial motion to dismiss as timely filed.4

IV. CONCLUSION

For the foregoing reasons, the Court will deny Plaintiff’s Motion for Permission to Use 

Post Office Box Address (ECF No. 3), deny without prejudice Plaintiff’s Motion for Leave for 

Permission for Electronic Case Management / Electronic Case Filing System CM/ECF Password 

 4 First Credit filed its partial motion to dismiss on September 29, 2015, and, in its motion, 

requested that the Court stay its obligation to answer the Complaint on the remaining counts of 

the Complaint pending resolution of the motion. See Def.’s Mot. Dismiss at 1–2. Rule 12(a)(4) 

of the Federal Rules of Civil Procedure alters the standard period for responding to a Complaint 

when the responding party files a motion under Rule 12, providing that the responsive pleading 

must be served within 14 days of notice of the Court’s action on the motion. See Fed. R. Civ. P. 

12(a)(4). The Rules do not specifically address the applicability of this Rule to a partial motion 

to dismiss, and, though there does not appear to be any precedent in this Circuit on the issue, “the 

weight of the limited authority on this point is to the effect that the filing of a motion that only 

addresses part of a complaint suspends the time to respond to the entire complaint, not just to the 

claims that are the subject of the motion.” 5B Charles Alan Wright, Arthur R. Miller & Edward 

H. Cooper, Federal Practice and Procedure § 1346 (3d ed. 2015). See also Godlewski v. 

Affiliated Computer Servs., Inc., 210 F.R.D. 571, 572–73 (E.D. Va. 2002) (discussing the issue 

and the rationale for the majority view). The Court adopts the majority view and finds that First 

Credit’s partial motion to dismiss, which the Court deems to have been timely filed, suspends the 

time by which it must respond to the entirety of the Complaint pursuant to Rule 12(a) of the 

Federal Rules of Civil Procedure.
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(ECF No. 4), deny Plaintiff’s request for entry of default (ECF No. 5), deny Plaintiff’s Motion 

for Default Judgment (ECF No. 8), and grant Defendant’s Motion for Extension of Time to File 

(ECF No. 6) and Defendant’s Amended Motion for Extension of Time to File (ECF No. 10). An 

order consistent with this Memorandum Opinion is separately and contemporaneously issued.

Dated: October 15, 2015 RUDOLPH CONTRERAS

United States District Judge