EXI{IBIT A

009589,0024\s l 63822. 1
RECITALS

A. On January 77,2017,the Security and Exchange Commission ("SEC")

commenced that litigation entitled Securities and Exchange Commission v. San FranciscoRegional Center, rlc;rho*as M. Henderson; California Gold Medal, L.P.ì CallSocket, L'P.,'

Caltsocket II, L.P.; Callsocket III L.P.; Comprehensive Care of Oakland, L'P'; NA3PL, L'P';

West Oakland Plaza, L.P.; Cattsocket, LLC; Callsocket II, LLC; CallSocket III, LLC;

Comprehensive Care of Cøtifornia, LLC ; Immedia, L_L_C; North America 3PL, LLC, Defendants,

and Callsocket Holdin"g Company, LLC; Caltsocket III Holding Company, LLC; Berkeley

Healthcare l)ynamics, LLC;^Ceitral Califurnia Farms, LI,C; and,IL Gateway, LLC,P.:elief

l)efendants in the United States District Court for the Northern District of California (the ,.District court") as case No. 3 :I7-cv-00223-RS (the "Action")'

B. On January ZO,2017,the SEC filed a motion seeking, among other relief, an order

appointing a receiver ovei the entity Defendants and Relief Defendants. The District Courtentered the Order Granting Motionfor Preliminary Injunction and to Appoint a Receiver onMarch 23,2017,pursuant1o which the Court, among other things, appointed Susan L' Uecker as

Receiver over Defendants San Francisco Regional Center, LLC ("SFRC"); California Gold

Medal, L.P.; Callsocket, L.P.; CallSocket II, L'P.; CallSocket III L'P'; NA3PL, L'P'; West

Oakland plaza,t-.p.; CailSocket, LLC; CallSocket II, LLC; Callsocket III, LLC; immedia, LLC;and Relief Defendants CallSocket Holding Company, LLC; CallSocket III Holding Company,

LLC;Central California Farms, LLC;JL óateway, LLC (the "Receivership Defendants"); and as

Monitor over Defendants Comprehensive Care of California, LLC; Comprehensive Care of

Oakland, L.P.;North America 3eL, LtC; and Relief Defendant Berkeley Healthcare Dynamics,LLC (the ,.Monitor Defendants"). Pursuant to the tetms of the Order Granting Motion for

Preliminary Injunction and Motion to Appoint a Receiver, on March 29,2017, the Court enteredthe Order Ãppäinting Receiver and Monitor ("Appointment Order")'

C. On June 5, Z0I7 ,the Court entered its Order Extenciing Scope of Receivership

appointing susan uecker as Receiver over the Monitor Defendants comprehensive care of

California, LLC; Comprehensive Care of Oakland, L.P'; North America 3PL,LLC; and ReliefDefendant Berkeley Healthcare Dynamics, LLC. The Receivership Defendants and the MonitorDefendants ar" colíectively referréd to herein as the "Receivership Entities." The Receiver hadpreviously been appointed receiver over various entities in the Alameda County Superior Court

Case No. RG1577889i.

D. prior to the appointment of the Receiver, Leeds Disston of Casalina & Disston

was counsel for all or some of the Receivership Entities, and obtained funds from some of the

I 009589 0024\5I I6380.3
Boulevard, Oakland, California 94610 ("Mandana Properly")'

G Flenderson and Aileen Yen owed, among other debts, the sum of $ 1,000,000 to

Community Bank of the BaY Bank") pursuant to that Promissory Note dated

November 6,2014, Secured bY a Deed of Trust which encumbers the Mandana Property

("Community Bank Note and Deed of Trust"). A true and correct copy of the Community Bank

Note and Deed of Trust are attached hereto as Exhibit A, as modified by subsequent agreements

H. Disston transferred the Ma Proceeds to the Community Bank in exchange for an

assignment of the Community Bank Note and Deed of Trust in Disston's favor ("Assignment").A true and corect copy of thå Assignment is attached hereto as Exhibit B. Community Banktransferred the original Note and Deed of Trust to Disston'

L The Receiver contends that the transfer of the Ma Proceeds to the Community

Bank in payment of Henderson's obligation in exchange for the Assignment of the Community

Bank of the Bay Note and Deed of Trust to Disston is a voidable transfer pursuant to Califomia

Civil Code Section 3439 etseq., and the Receiver is entitle to avoid the transfer and obtain theCommunity Bank Note and Deed of Trust'

J. Disston contends that the Assignment was security for his legal fees, and he is

owed the sum of $g77,000, in addition to sums he has been paid to date. Disston contends that

prior to the Assignment, his legal fees were secufed by an assignment of profits owed to sFRCty Comprehensive Care of California, LLC'

K. The Receiver contends that there are additional basis to void the Assignment and

object to any claim that Disston or Casalina & Disston may have in the Receivership Estate.

L. The parties wish to resolve their disputes without the need for litigation.

WHEREFORE, in consideration of the foregoing recitals and the acts required by this

Agreement, the parties hereby agree as follows:

AGREEMENT

l. Incorrroration of Recitals. The Recitals in Paragraphs A through L form a

materialpu,to@llyincorporatedherein,andmadeapafthereof'

2. Effective Date of Asreement. The "Effective Date" of this Agreement shall be

61daysuft",thffiictCourt.entersanorderapprovingthisSettlement'

2 009589.0024\5 1 I 6380.3
allowed in the sum of $250,000 (

ssto

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)

representations or warranties on the amount of the pro rata distributions to creditors that will be

páid, and thus makes no representations or warranties on the amount of the distribution thatbirrion shall receive on thè Disston Receivership Estate Claim.

4. Release of the Receiver'

A. Release. Conditioned on the full execution of this Agreement, the

consideration of whicft it ft"t.Uy acknowledged, Disston and Casalina, each and on behalf of all

their successors, representatives, attorneys, assigns, devisees, or transferees (the "Disston

Releasors") herebyîlly and completelyrelease, rem-is9, acquit and forever' absolutely and

unconditionally dischaige the Receiver, and each and all of her agents, employees, contractors,

attorneys, representatives, devisees, assigns, transferees, and successors (collectively' the ,.Receiver R"l"ur"".;;; ftom ary and all ãctions, causes of actions, claims, demands, rights, debts,

obligations, liabilities, interests' contracts, duties, damages, costs, attorrreys? fees' expenses oI

losses of every kind, natur e, character, or description whatsoever' by whomever asserted'

whether known or r'nkoo*n, anticipated or unanticipated, direct or indirect, fixed or contingent,

arising fiom any mattet, "urrr" or thing, whatsoever occurred, done or omitted' as of the Effective Date of this Agreement relating to any matters arising out of; related to or connected with (a) thereceivership in the Action; (b) the Receivership Entities; and (c) any and all claims asserted inthe Action, and all claims arising out of or related to the events described therein (collectively,

"Disston Released Claims")'

B. V/aiver of Civil Code Section 1542. Conditioned on the full execution of

this Agreement, the "o*i¿.*tion of *ni.ft ir hereby acknowledged, and the payment of

s I 50,000, and an allowed claim in the sum of $250,000, it is intended that the release inparagraph 3.4. above shall be effective as abarto each and every action, cause of action, claim'

liability, obligation, damage, right, interest, injury, loss, salary, commission, benefit' attorney fee

and cost, whether known ðr unknown, foreseJn or unforeseen, suspected or unsuspected' that theDisston Releasors may have against the Receiver, on the other hand, relating to any matters

arising out of, relatedio or coñnected with Disston Released Claims, and the Disston Releasors

expressly waive uny und all rights under Section 1542 of fhe California Civil Code' which

provides

AGENE,RALRE,LEASEDOESNOTEXTE,NDTOCLAIMS

WHICHTHECREDITORDOESNoTKNOV/oRSUSPE'CT

TO EXIST IN HIS OR HER FAVOR AT THE TIME OFEXECUTINGTHERELE,ASE,WHICHIFKNOWNBYHIM

OR HER MUST HAVE, MATE,RIALLY AFFECTED TFIE

SETTLEMENT WITH THE DEBTOR'

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A. Release. Conditioned on (a) the District Courl's prior approval of this

Agreement, (b) the full execution of this Agreement, the consideration of which is hereby

acinowledge¿, atr¿ (c) timely receipt of thãNew Assignment Documents, the Receiver on behalfof herself *¿ utt of ìne Receivership Defendants and Relief Defendants, and each of theirrepresentatives, attorneyS, assigns, áevisees, or transferees (the "Receiver Releasors")' on the

one hand, hereby fully ánd completely release, remise, acquit and forever, absolutely and

unconditionally-discharge Disstãn and Casalina of and from any and all actions, causes of

actions, claims, demand-s, rights, debts, obligations, liabilities, interests, contracts, duties,damages, costs, attorneys' fees, expenr", oilo,t"s of every kind, nature, character' or descriptionwhatsãever, by whomever asserted, whether known or unknown, anticipated or unanticipated,

direct or indiråct, fixed or contingent, arising out of, related to or connected with (a) thereceivership in the Action; (b) the Receivership Entities; and (c) any and all claims asserted inthe Action, and all claims arising out of or reláted to the events described therein (collectively,

the ,,Receiver Released claims'j. Any release of the Receiver Released claims against Disston

and Casalina by the Receiver in this Agreement is undertaken solely in the Receiver's capacity

as the court-appôinted Receiver in the Action, is made only subject to and conditioned upon

approval by thå District Court of this Agreement, and does not include the waiver of any claims

that third parties maY have.

B. Waiver of Civil Code Section i542. Conditioned on (a) the full execution

of this Agreement, th" *rrid"*ti,on of wtrictr is hereby acknowledged, (b) timely receipt of the

executed New Assignment Documents, and (c) prior approval of this Agreement by the District

Court, it is intendeithat the release in Paragiaptr +.e. above shall be effective as a bar to eachand every âction, cause of action, claim, tiaUitliy, obligation, darrtage,right, interest, injury, loss,

salary, cåmmission, benefit, attoiney fee and cost, whether known'or unknown' foreseen or

unforeseen, suspect"d or unsuspectéd, that the Receiver Releasors may have against the Disston

Releasees relating to any matters arising out of, related to or connected with the Receiver

Released claims. To that extent, the'Receiver Releasors expressly waive any and all rightsunder Section 1542 of the California Civil Code, which provides:

A GENE,RAL RELEASE, DOES NOT EXTEND TO CLAIMS WHICH

THE CRE,DITOR DOES NOT KNOV/ OR SUSPE,CT TO EXIST IN I_IIS

OR HER FAVOR AT TFIE TIME OF EXECUTING TFIE RELEASE'WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLYAFFECTEDTHESETTLEMENTWITHTHEDEBTOR.

Provided, howevet, nothing contained in Paragraph 5.4' and this Paragraph 5'B' shall release orrelieve the Disston Releaso"rs from their representations, warranties, covenants, obligations,

undertakings and agreements under this Agreement of which Disston and casalina & Disston

4 009589.0024\5II63803
Disston and Casalina each further represent and warrant that his or her rights and obligationsunder this Agreement are not subject to any claims by a bankruptcy estate, bankruptcy trustee,

assignee for ihe benefit of creditors, receiver, liquidation estate or dissolution estate. Disston and

Casãlina each agree to protect, defend, indemnify and hold harmless the Receiver Releaseesfrom and against urry "L,ui*, demand, damage, debt, liability, account, obligation, cost, expense' lien, action and cause of aciion, including tñe payment of attorney's fees and costd actually

incurred, whether or not litigation be commenced, based on, in connection with, or arising out of

any such assignment, transfer or encumbrance in any way related to the Receiver ReleasedClaims.

7, Covenant Not To Sue. The Parties each covenant and agree to forever refrain

frominstituti"g,p'ã@uintui"ingoraidinginthecommencementorprosecutionofany

action to enforce any Released Claim set forth herein'

g. Choice of Law. This Agreement shall be construed in accordance with and all

disputes h"r.r'd.rìñãf6*ontrolled by the laws of the State of california without regard to

California's choice of law rules.

g. Severability. In the event any provision of this Agreement is held to be invalid,

void, voidaut., itt"ff.nforceable, the remaining provisions of this Agreement will remain

in full force and effect.

10. Authority. Disston and Casalina each represent and warrant that they have the

full right, po*"r,@l-*pacity and authority to execute and enter into this Agreement and to

execute all other doã.r.n.rrt, and perform all other duties as may be necessary or required in

connection with the performance of this Agreement' No approval or consent not heretoforeobtained by any p"rron or entity is necessary in connection with the execution of this Agreement

by Disston or Casalina , for the performance of their obligations under this Agreement. The

Receiver,s execution and performance of this Agreement is subject to and conditioned upon

prior approval of this Agreement by the District Coutl'

11. Advice of Counsel. The Parties, and each of them, have read this Agreement and

have had th. b..r.fit1@ul-*-r*el in entering into the same and each warrants, represents and

agrees that they and eachãf them each understands all of the terms and the legal effect of this

Aireement aná each is voluntarily executing the same of their own free will. In the event that

any party elects not to utilize such counsel, iuch party does so of such party's own free will andelection. Disston is an attorney authorized to practice law in the state of California as of the date

of this Agreement.

5 009589 0024\5I I6380.3
y 

constitute the entire agreement and understanding between the Parties in relation to the subjectmatter hereof and theie are no promises, representations, warranties, conditions, provisions orterms related thereto other than those sei forth in this Agreement. This Agreement together withthe Assignment of the Community Bank Note and Deed of Trust, supersedes all previous

understandings, agreements and representations between the Parties. Each party acknowledgesthat no other party, nor any agent or any attorney of any pafty, has made any promise,

representation or warranty whatsoever, express or implied, not expressly contained herein,

coïcerning the subject matter hereto so as to induce such party to execute and perform thisAgreement, and eaih party acknowledges that he or she has not executed this Agreement inreliance on any promise, representation or warranty, express or implied, which is not contained

herein.

14. No Waiver. No waiver in any instance by any party of any provision of this

Agreement .t uil ugJ-g ãd a waiver by such party of such provision in any other instance or a*áiu.t of any other provision hereunder in any instance'

15. Am ment. This Agreement cannot be modified except in writing signed by all

of the respective Parties hereto'

16. Time of Essence. Time is of the essence under this Agreement.

17. Hearlings. The Section headings of this Agreement and titles given to Exhibits

are for reference puffir only and are to be given no effect in the construction or interpretationof this Agreement.

1g. No Admissions or Denials. By entering this Agreement, neither party admits nor deniesunydl"@essetforthhereinoranyotherclaimsthatarebeing

released as a result of this Agreement

19. Attorneys' Fees. In the event any Party brings an action at law or in equity to

enforce, interpret, or t*¿t.tt ttt" breach of this Agreement (including, without limitation, any

suit, arbitratión, entry ofjudgment, post-judgment motion or enforcement, appeal' bankruptcy'litigation, attachmeni o. i.r9 the prevaiiing Party in such action shall be entitled to his/her/itslitigation expenses and reasônable attorneys' fees incurred in additional to any other relief asmay be provided bY law.

20. parties To Bear Own Costs. Disston and Casalina & Disston shall each bear

theirown,o,t,u,'d@dinorrelatedtothisAgreement.TheReceiver,s

costs and attorneys, fees inóurred in or related to the Action, the receivership, and prior dealings

6 009s89,0024\5 I 1 6380.3
p

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ine^foltowlng address, or such address as may be designated in accordance herewith, with a

courtesy copy to be served at the email address indicated:If to Leeds Disston and casalina & Disston: Leeds Disston

Casalina & Disston

409 13th Street, 9th Floor

Oakland, Ca94612casdiss@Yahoo.com

If to the Receiver: Susan L. Uecker, Receiver

Uecker & Associates, Inc.

1613 Lyon Street, Suite A

San Francisco, California 947 1 5

and a copy to: Tracy Green

Wendel, Rosen, Black & Dean LLP

11i 1 Broadway,Z4th Floor

Oakland, California 94607

tgreen@wendel.com

iN WITNESS WHEREOF, the undersigned have executed and delivered this Settlement

Agreement on the date set forth opposite their respective signatures below.

Dated:

san , Receiver

Dated

Dated

7

STON

009589.0024$ I I 6380.3

A&
prepaid, registered or òertified with return receipt requested, and addressed to the other party atift"-fotto*ing address, or such address as may be designated in accordance herewith, with acourtesy copy to be served at the email address indicated:If to Leeds Disston and Casalina & Disston: Leeds Disston

Casalina & Disston

409 l3th Street, 9th Floor

Oakland, Ca94612casdiss@yahoo.com

If to the Receiver: Susan L. Uecker, Recelver

Uecker & Associates, Inc.

l6l3 Lyon Street, Suite A

San Francisco, California 941 I 5

and a copy to: Tracy Green

Wendel, Rosen, Black & Dean LLP

I l1 I Broadway, 24th Floor

Oakland, California 9 4607

tgreen@wendel.com

IN WITNESS WHEREOF, the undersigned have executed and delivered this Settlement

Agreement on the date set forth opposite their respective

Dated et:Jrt*-

L. Uecker, er

Dated

Leeds Disston

CASALINA & DISSTON

Dated

009s89,0024\5 I I 6380.3 7

Leeds Disston, Partner
EXHIBIT A

TO

SETTLEMENT AGREEMEI\T

009s89 0024\5l63898.l
Principal Amount: $l,0oo,o0o.o0 lnterest Rate: 5.500% Date of Note: November 6, 2014

PROMISE TO PAY. t ('Bonower") tolntly and sevoralty proml:q..!" p1y !1.99Trnu]l]O Bglr -o!-trr-e-!a¡-flonder")' or ordor' ln lawful monoy of tho Unttod States of Amerlca, the prtnctpal ,rnorn['ór'ono Mllllon i ool'too óotta'rs 1$t,oooroog{4, logelhér wlth lnterest on tho unpaldprlnclpal balanco from Novembo r 6,2o14, calculatoå ãi ããr.¿¡"0 ln the 'INTEREST CALCULATON METHOD" paragraph uslng an lnteresl rate

of s.5o0%, untll pald ln ful¡. The lnterest rate may changc unoer the terms and condltlons ol the "lNTEREsr AFTER 0EFAULT soctlon'PAYMENT. I wlll pay lhls toan ln one prlnclpal payment of $1,000,000,00 plu.s lnterest on November 6, 2015. Thls payment duo on November6, 201s, wilt bo for ail prtnctpat and ail accrue¿ tnrãrãsì'n-oi'iãiþ-.id.. 1"'g.¿d¡tlon, t wttt pay regular monthly paymonts of all accrued unpaldlntorost due as of each payment date, beglnnlng o"iîrîui 6,'Zõr+ *rt¡ all subsequent lnte-resr-paymons tó be úue on tho samo day of eachmonth after that. untess åiñ*Ë;;¡g;d or tãqul¡"i bi upär¡*¡1" Iaw, paymsnts'w¡ll uo applleà drst to any accruod unpald lnterest; then to

prlnclpal; then to any tato chargos; and thon to uny ,iiJä "ãírä.tlon costs. íwlll pay Lender'ai Lendo¡'s addróss shown abovo or at such othor place as Lender may deslgnate ln wrfflng. ¡l¡ pavmã'ns rü.t Iu r"¿u ln u.s. boílarc and must be ¡ecolved by Lender conslstent wlth any

wrltten payment lnstructtoisîo"iau¿ ¡flund;t,if ;'p"yrcni-ts ma¿e conslstent wlth Lende/s payment lnst¡uctlons but rec€lvsd afrer 5:00 pfvt Pacl'fliÏmo, Londor wlll ciedlt my páyment on ths noxt buslnoss day'

INTEREST CALCULATION METHOD. lnterest on thls Note ls computod on a 365/365 basls; thet lr, by applylng the.ratlo.of th¡ lnlerost rate

ove¡ the number of days ln a yoar, mulflpiled ¡v üre'ãr¡rsun¿ìná p¡incrpa balance, multlplled úy tt¡e aituãl númusr of days tho prlnclpal balancols outstandlng. All lntó¡ost paiabtä undei thls Ñoto ls computod uslng thls method.

PREPAYMENT, I agree that all loan fees and other prepald flnance._charges are eamed fully as of the date of the loan and will not be refunded to

me upon early payment (whelher voluntary o, as " r"ätt àf default), gxien¡] a¡ otherwlse-requlred by.law. Except for lhe foregolng' I may pay wlrhout penatty att or a portiãn ãf the amóunt o*"¿ ãåãr"iit *li ió'¿r.. 'Early payments will not, unless agreed to by Lender in writlng, relieveme of my ob¡gatton to contlnue to make paymerts unãäilnä puvrãnì ic¡e¿_urô.' Éather, early paym_ents wli reduce tñe prlnclpal balance due' Iagree not to send r-enoer päyi.,e;t" ;"rke¡ þ;to ¡n ?utr, ;wiihãut recourye", .or slmllar langúage. lf l.send such a payment, Lender may accøpt it wlthout losing any of Lender,s rights under Ûrls Ñîie, "nJ i*lrl r"rain obligated to pãy aly further amount ow€d to Lender. Au wrlttsn communlcatlons concomh!'ãËpur"î amounts, lncruàrnö ãny cneck or o.lhor pãypqnt.¡istir¡ment thatJndlcatss that the payment constltutes ,,payment ln full- of the amîuniãwed or that li rcnoeiãíw¡tÉ othor condlüons br'llmltatlons or as full satlsfactlon of a dlsputod smount must bo

malled o¡ dellvered to: Communlty Bank of the Bay, 180 Grand Avenus, Sulte 1550 Oakland, CA 94612'LATE CHARGE. lf a payment ls 11 days or more lale, I wlll be charged 6.000% of the unpald portlon of the prlnclpal and lnlo¡est overdue ot$5.00, whlchever ls greater.INTEREST AFTER DEFAULT. Upon maturity, whether schoduled or accelerated by Lender becauss of my default, the ¡nterest rate on lhis Noteshall, if permltted under appllcable law. imniediately increase by 4.000 percentage points'

DEFAULT, I will be in default under lhls Note lf any of the followlng happen:

Payment Default. I fall to make any payment when due undor thls Note'Break other promlses, I break any promlse made to Londer or fall to pelorm promptly at the tlme and strlctly ln the manner provlded ln

thls Note or ln any ugruum"nt relatäd to thls Note, or ln any other agreemenl or loan I havo wlth Lender.

Default ln Favo¡ of,Thlrd pa¡tles. lor any Gfantor defaulls under any loan, extenslon of .credll,,sêcurity agreement, purchase or salesagr€emenr, or uny oç,"iìæ"rã"r, ¡ñ ravór orì,ii oiriåiiiã¿lior-or pórson that may materlally affect any of my property or my ability to

rãpay thls Note oi perform-my obligations under thls Nole or any of lhe related documents'

False Statemonts. Any representailon or statement made or fumishect to Lender by- me or o.n. my behalf under this Note or ths relateddocuments ls false or rñi"le'"d¡ng in any material resp€ct. elther now or at lhe time made or fumlshed.Death or lnsolvoncy. Any Bonower dles or becomes lnsolvent; a recelver ls appolnled for any parl of my properg; I make.an asslgnment

for the benefit ot o'"oitoË;ãi'å"v pi"iãá¿l"ji" cotnr"nred elther by me or agalnst me under any bankruptcy or insolvency laws.Taklng of the propeÊy, Any creditor or govemmental agency lries to take any of the property or any o,ther. of my. property ln. whlch Lender

has a llen. Thls incluies iaiing ot, gamîshing of or revling 

-on 

my accounts wit¡ tendei. H-owevei, lf I disp-ute In ,good falth whether the

ctatm on whlch the tJrälãiiträ prbËãnv ¡s uãseo ¡s uai¿ ór reasónabto, Jnà tr t gue Lender wrltten notlce óf the claim and tumlsh Lender

wtth monles ol. " "ur"-ty t-onO sãti'ifaãtor!, to Lend€r to satlsfy the claim, then thls default provlslon wlll not apply. Defoctlvo Gonatorallzatlon, Thls Note or any of the related docilments ceases to be in full force and efect (lncluding fallure of any collateral

document to create a valld and perfected security interesl or llen) at any time and for any reason'

coltateral Damago or Loss. Any collaterat securlng thls Nole ls lost, stolen, substantially damaged or destroyed and the loss, theft,

substanllal damã e or deslructlon ls not covered by lnsurance'

Events Affecilng Guafantof. Any of the precedlng evenls occurs w¡th respect to any guarantor, endorser' surety, or accommodatlon party

of any of the Indebtedness or any guarantor, e'ndorser, surety, or accommodatloi, partv dles or becomes incompetent, or revokes orãispuíestne valldity of, or liability uïd''er, "ny guaranty of the indebtedness evidenced by this Nole.curo provlslons. lf any defautt, other than a default ln payment ls curable and lf I have not been glven a not¡ce of .a breach of the ssmeprovlslon of thls Note within the preceding t*"i"ätìäi i"óq1h"r ii may ue cured if l, after Lender-sends wrltten notlce to me demandlngcure of such defautt:- iït';uiu]Ë Jerauñ w¡tnin riteén (1s) oays; oi_(z) if the cure requhes moro than fifteen (15) days, lmmedlately lnltlate steps wrr¡ctr leåo'er deems ¡n Lende/s ïðr" àiiðr"tìon'to óe'sumiidnt to cure the d'efault and thereafter continue and compl€te allreasonabls and n".uar"ry steps sufliclent to produce compllance as soon as reasonably practlcal.

LENDER'S RIGHTS. Upon default, Lender may declare the ent¡re unpald principal balance under thls Note and all accrued un43p lnterest

lmmedlately due, and then I will pay that amount'

EXHIBIT 

A
I pay is later dishonored,

GoLLATERAL. I acknowledge this Note ls secured by the following collateral.described ¡n thê security instrument listed herein: a Deed of rrustdated November 6, 2014, to a trustee in favor orTeno"r on reaiproperty. located ln Alameda corilty, state of california. That agreementcontalns the foltowing due on sale provislon: u"n¿ãiri'"v,äi Ëi;¡; opiion, declare immediately due and payable all sums secured by the

Deed of Trust upon the sale or transler, without r-enJursïr¡oiwritten consent, bf all or any part of. ihe Real Property, or any interest in the Real property. A ,,sate or transfe/, means the .onu"yun.ã ãif"ui prop".ty or.uny.rigr,t, t¡tlL or ínierest in the Real Prope-ny; whether legal, beneficlal

or equirable; whether votuntary or involuntary; *nãtr'åi'Év ouiiãr'í sale,-deãd, installment sale contract, land contract' contract for deed'

leasehold interest with a rðnn g'r""t"i t¡,ãñ p'iéá tsl yåão,-läaiã-o"prion contract.'or by sale, assignment, or lransfer of any beneficial interest in

or to any land trust holding tifle to the Real prop"rtvl äi uv ãny otligr *"thod ol conväyance of ãn lnterest in the Real Property. However, this ;pú;; ;i'"ll not be ux"r"i.õd by Lender if such exercise is prohibited by applicable law.

LENDER'S EXPENDITURES, Bonower agrees to pay all of Lender's costs and expenses, including Lender's attorneys' fees and Lender's legalexpenses, incurred ¡n conneJiãn with tñe enforcäni"Ãi or thls Note. Lender may hire or pay somoone else to help enforce this agreement or to

collect the Loan, and Bonower shall pay the costs "iJ;;Ë;s;;;isuch enforcement. cósts and expenses include Lender's attorneys'fees and tegat exponses whether oinót t¡"r"'is a lawsuit, ¡nåL-o'iÃõ uttãrnuvi r"u". and legal expenses for bankruplcy'.proceedings (including efforts tomodify or vacate any automatlc stay or ¡n¡unctionl, ãJJu"Ë, rnå ariy anttctpated p-osrJudgment collectlon servlces' Borrower shall also pay allcourt costs, in addition to all other sums provlded by iñ: -'Al¡ ;*p"h.."t lnturred'or pä¡¿ -uy Lende¡ for such purposes will then bear interest atthe rate charged under the Note from the date in"uriua oi puiJ uy Lenaer to. the date ôf repäyment by Borrower. All such expenses will becomea part of the lndebtedness and, at Lender,s optlon, r,iìir jniË páy"bi" on demand; (e) ue'aóded to ihe balance of the Note and be apportlonedamong and be payable wlth any ¡nstallment puy-uÅi. ù 6;";é due durlng eittreili¡.tne term of .any applicable lnsurance policy; or (2) theremaiñlng term bf ihe ruotäi oi tôl uðìràáieo äs u b"lloon payment which will be due and payable at the Note's maturlty'SUCCESSOR INTERESTS, The terms of this Note shall bo binding upon me, and upon my helrs, personal representat¡ves, successors andassigns, and shall inure to the benelit of Lender and ils successors and assigns.

NoTIFY Us oF INACCURATE INFoRMATIoN wE REPoRT TO CONSUMER REPORTING AGENCIES. I MAY NOtIfY lENdEf if LENd,ET TEPOTIS ANY

inaccurate lnformatlon auout my account(s) to a consumer reporllng gqgngy.My written nolice,d_e_s^cribing [he specificinaccuracy(ies) should besent to Lender ar the fo¡ovùnö åddr;;;' òommunity Bank of tËe Bai 180 Grand Avenue, Sulte 1550 Oakland, CA 94612'

GENERAL PROVISIONS, lf any pârt of thls Note cannot be enforced, thls fact will not affect the rest of the Note. Lender may delay or forgo

enforcing any of its rights or iemeo¡es under this Ñ.i"-*¡i¡rã"ilosìng them. land any other perso_n who signs, guarantees-or.endorses this

Nore, to the extenr ulro*"i-uv'rãú,iã¡rã ãÀv upp¡i"àil" ôiàtrt" ot tlm-itations, presentmänt, demand for. payment, and notice of dishonor. upon

any change In the terms of ihis Note, anO uníess ãitrerwise expressly stateå ln wrltlng, no parly who signs thìs Note, whether as maker'

guarantor, accommodat¡on ràL". or ändorser, s¡,ai oã r"l"ur.å rrom tiauitity. All sù¿h pârtieó agree that Lender may renew or extend

(repeatedly and for åny length of time) this loan or release any party or guarantor or collaterai; or lmpair, fall to realize upon or perfect Lender's

security lnterest in the co¡a1erat. Alt such parties alõo ããieã ínái r-ánaei 1ay modlfv this loan wllhout the consent of or notice to anyone other than the party with whom the modificatioà ¡s maoã.- äã o¡tlgat¡ons undei thls Nbte are Jolnt and several, This means that lhe words "1","me". anð "my" mean each and all of the persons signing below'PRIOR TO SIGNING THI9 NOTE, I, AND EACH OF US, READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE AND THE ATTACHEDNOTICE TO COsIGNER. t, AND-EÂcH OF US, AcREE TO THE TERMS OF THE NoTE.I ACKNOWLËDGE RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE.

BORROWER:

\

X /1/L

Originator Names and Nationwide Mortgage Licensing System and Registry lDsOrganlzation

lnd¡vidual:

Communlty Bank of the BaY NMLSR ID:

NMLSR ID:

WgB PRO L.naq.V.,, t¡.t.O@Í Cot rhtÞ4 Fbtel Mbr. bô. lwt, ¡Ol¡, { REh. &sd. . CA FICF['Lq2o.¡C lR llg PÂ'?2

188
princlpal Amount: $1,000,000.00 lnterest Rate; 5.500% Date of Agreement: March 18

 2016

DESCRIPTION OF EXISTING INDEBTEDNESS. A loan evidenced by a promissory nole daled November 6,2O14 in the original prlncipal amountof $.t,000,00o.00 and referencing Loan No, 190010371, modifieð by that certåinchange ln Terms-Agreement dated as of November9'2O15

(,,Notä"). The outstanding principa-l balance due under the Note, as of the date of this Agreement, is $1,000'000.00'DESCRIPTION OF COLLATERAL. A lien on real property evidenced by that cerlain Deed of Trust dated Novembe¡ 6, 2014, and recordedNovember 12,2014, in the Official Records of Alameda County as lnstrument No. 2014272519-DESCRIPTION OF CHANGE lN TERMS. The Note is hereby modified as follows: Tho date on which all outstanding principal is _du_e and payable(together with any ,"crr"J but unpâid interest thereon) l"trrtaturlty Date") is hereby extended from January 6' 2016 to May 5' 2016'pAyMENT. lwill pay this loân ln one prlncipal payrnent of $1,000,000.00 plus interest on May 5, 2016. Th¡s payment due on-May 5' 2016'

wlll be for all principal and all accrued lnterest not yet paid. in ã¿¿¡tion, I wili pay regular monthly payrnents of all accrued unpaid lnterest due as

of each payment ¿are, ¡egi;ninlÃpr¡r ö, 1ót e, *¡irl uh subsequent lntorest pàyñrenis to be due on tho same day of each month after that.INTEREST CALCULATION METHOD. lnterest on this loan Is computod on a 355/365 basls; that is, by applying the rat¡o of the ìnterest rats over

the number of days ln a yoar, multlplled by the outstindlng prinilpal.balance, multlplled by the actual number of days the prlnclpal balance ls

outstandlng, All literest iaya-Ute under this loan is computed uslng thls method.CONTINUING VALlDlTy. Except as expressly changed by this Agreemenl, the terms of the original obligation or obligalions, including all

agreements evidenced or securing the obligation(s), rãmàin'unchang-ed and in full force and effect. consenl by Lender to thìs Agreement doesnot waive Lender,s r¡gnt to sti¡ciî"iormañ"" or'tÉe ãui¡gâtion(s) aõ changed, nor obllgato Lender to make any future change in terms, Nothingin this Agreement wil "oniiiiJt.i a satisfaction ot rÁã Ë¡ligáìi,;ntsl. lt-is the intenion of Lender to retain as liable parties all makers and endorsers of the original obligation(s), íncludinq .acco.Ãoã"ti-on oglrieg.. unless a party is express-ly reloased by Lender in writing' Any maker or

endorser, inctuding accommõãat¡oÀ maxers, *¡t¡ not'Ëé'i"rã;;;d bt virtue of tnid ngieemeht. lf -any person who signed the original obligation

does not sign this ngr"";"ni-bulow, then all persons sìjning uelow acknowledgã that thls- Agre.lment is given conditionally, based on the

representation to Lender that the non-slgning party consen"ts tõ the changes and piovisions of thls Agreemenf or otherwise will not be released

¡v ¡t. rt is waiver applies nát ónlv to an-y iniiiât exienslon, modification or release, but also to all such subsequent actions.

AND EAGH,OF US, READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS AGREEMENT AND

AND EACH OF US, AGREE TO THE TERMS OF THE AGREEMËNT' PRIOR TO SIGNING THIS AGREEMENT, I, THE ATTACHED NOTICE TO COSIGNER' I'

BORROWER:x

LENDER:

BANK OF THE BAY

ner

/44

;

x

X

1.6Þ,0,Vú,. 16.5.?00S Cop' O'HUSACtÞôtdotr 199t, 2016, A hlthÞ Rehß¡d -CA f rcFllPLþæC,FC lÂ't264 P8'??

201
PrincipalAmount: $1,000,000.00 lnterest Rate: 5.500% Date of Agreement: May 31,2016DEScRlpTloN oF EXIsTtNG INDEBTEDNESS, A toan evidenced by a promissory. note dated November 6' 2014 in the origlnal principal amounl

of $'1,ooo,ooo.o0 and referencing Loan No. 19001037ì, ;;ã¡nàá uy't¡rat certáin change ln Terms Agreement dated as of November 9' 2015and change in Terms Rgreemeìt äal"¿ as of March ra, äoïé-¡;;¡;tàr). tne outstanding-principal balañce due under the Note, as of the date of

this Agreement, is $1 ,000,000.00'DESCRIPnON OF COLLATERAL, A lien on reat property evidenced by that-cerlain Deed of Tfust dated Novembet 6,2014' and fecordedNovember 12,2014, in the offictal Records Of Alameda county as lnstrumenl No.2014272519'

DESCRIPTION OF CHANGE lN TERMS. The Note ¡s hereby mod¡fied as follows: The date on which all outstanding principal is-due and payable(rogetherw1h any accrued r]it¡ñiäiJ'iniuiãtiir,ãiãonl (;trÍaturity Date") is hereby extended from May 5,2016 to Julv 4,2016'pAyMÊNT. I will pay thts toan ln ona prtnctpal payment of $1 ,OOO,OOO.0O plus lnterest on July 4, 201 6' Thls paymont duo on July 4' 2016'

*irr ¡.foi aliprlncipá and all accrued lirteroit nót vet pald'

INTEREST CALCULATION METHOD, lnterest on thls toan ls computed on a.3651365 basls; that ís' by applying ths fatlo of tho.lnt€f€strate ovortha number of days ln a year (36s for all years, rncruoingloap years), multlpllsd. by thÊ oitstanuíni p¡ncipai balancs, multlplled by tho actual

number of days the prln.lp.ità1"*"ir óutét"naíng. att lñtereit paya6le undàr thls ioan is computed uslng this method'

coNTlNulNG VALlDlry, Except as expressty changed by this Agreemglt, Jh.g terms of the original obligat¡on or obligêlions, including all

agreemenls evidenced or securing the obligation{sl, *rã¡nin.n"ng"ed and in full force and effect. -consentby Lender to this Agreement doesnot waive Lendef ,s r¡ght to strict performance of the obligatlon(s) aõ changed, nor obligate Lender to mâke .any future change ln terms' Nothlng

tn rhis Agreemenr w¡t .onéiiiri""ä iàttsract¡on or rnä'åËiréäìiór,ìé1. rtir inu ¡ntãni¡on of Lender to retai¡i as liable parties all makers and

endorsers of lhe original obligstlon(s), lncludlng..accom;"driú p?hie:,. unless.a party is express-ly released bv Lender in writing' Any maker or endorser,inctudingac"ommãðäùðùinakers,,,,7i¡notd;"t;;;;,ibtvirtue.oftnb.Àgieemdrt. lf'anypersonwhosigned.theorlglnal obligationdoes not stgn this Agreement'below, then ail personi "ìtïri-g-1"'1 acknowledge"lhat thls Agreément ls given Conditionally, based on lhe representatlon lo Lender that the non-signing p"rry .on.énìJ tð tñe cnanges and piovisions of this Agreemenf or otherwise w¡ll not be released

oy it. rus waiver appties r.;; ;;ti þ ú"y inäit uxi"nsion, modif ication or release, but also to all such subsequent aclions.

PRIOR TO SIGNING THIS

THE ATTACHED NOTICE

BORROWER:

ë,

AGREEMENT, ¡, AND EACH

TO COS¡GNER. I, AN

OF US, READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS AGREEMENT ANO

OF US, AGREE TO THE TERMS OF THE AGREÉMENT'

x

LENDERI

COMMUNITY BANK OF THE BAYx 4l

r¡*¡4, vs, l6r.lo-oo! çoP, o'ùl us^ cdFdÚ re97, 20t6. Æ Êldf¡ lù,rlvd. 'C^ frcfrù¡rÚæC rC llì 14' lR ?l

202
Prlncipal Amount: $1,000,000.00 lnterest Rate: 5.5007o Date of Agreement: November g,2t'1 5

DESCRIPTÍON OF EXISTING INDEBTEDNESS. ¡\ loan evidenced by a promissory note dated November 6,2o14 in the original principal amount

of $1,000,000.00 and referoncing Loan No. 1S0010371 ("Note"). The outstanding principal tralance due under the Note, as of the date of tblsAgreement, ls $1,000,000.0O.

DËSCRIPTION OF COLLATERAL. A lien on real properly ovidênced by thst certain Deed of Trust dat6d November 6, 2014, and recorded

November 12,2O14, in the Offìclal Records of Alameda County as lnslrument No. 2014272519.DESCRIPTION OF CHANGÊ tN TERMS. The Noto ts hereby modified as follor,vs: The date on which all outstantling principal is due and pâyablÞ

(together with any accrued but unpaid interost thereon) ("Maturity Date") is hereby extsnded from November 6, 2O'15 to January 6, 2016-PAYMENT. I wlll pay this loan in ona prlnclpal paymont of $1,00O,O00..QO plus lntarest on January 6,2O16. This payment due on January 6,

2016, will be for aìl irincipal and all actrued lntórest not yot paid. ln addltlon, I wlll pay regular monthly payments of all accrued unpald lntorest dus as of each payment date, beginnlng Decomber 6, 201 5,'wlth all subsequent ¡nteresl þayments to be due on lhe same day of oach monlh

after that.

INTEREST CALCULATION METHOD. lnlerest on thls loan ls computed on a 365/365 baslsi that ls, by applylng lho ratlo of the lnterest rate ovsr

the number of days in a year, mul¡plíed by the outstandlng prlntlpal balance, multlplled by lhe actual numbsr of days tho prlnclpal balance ls

outstandlng. All lirterest payable under thls loan ls computod uslng thls method.CONTINUING VALIDITY. Except as expressly changod by lhis Agreemênt, ths terms of lhe original obligation or oblig-alions, including all

agreements evidenced or securing lhe oòligatión(s), rõmain'unchanged and in full force and effect. Consent by Lender to lhls Agreement doeg

nót waive Lender's ríght to strict -performañco of'tÉe obllgatlon(s) að changed, nor obligato Lender to make any future change in to.rms. Nothingin this Agreement wìil constitute a satisfaction of tha óbligaiión(s). lt ls the lnteniion of Lender to retain as liable part¡es all makers and endorseË of tho original obllgation(s), includlng accommodation partíes, unless a party is expressly released by Lendor in writing, Any makor. orendorssr, including ãccommõdation maxers, riilt not be released by virtue of th¡s Agreement. lf any person who signed the original obligation

does not sign thiõ Agreement below, then all persons signing below acknorvledge that thls Agreement is given _conditionally, based on tho ropresentatiän to Lenãer that the non-signing party consents to the changes and provisions of lhis Agreement or othen¡¡ise'will not be rsloasod

Uy it. ttris waiver applìes not only to any iniiial exlonsion, morlification or releaso, but also to all such subseguent actions.

PRIOR TO SIGNING THIS AGREEMËNT, I, AND EACH OF US, READ ANÐ UNDERSTOOÐ ALL THE PROVISIONS OF THIS AGREEMENT AND

THE ATTACHED NOTICE TO COSIGNER, I, AND EACH OF US, AGREË TO THE TERMS OF THE AGREEMENT.

BORROWER:

LENDER:

BANK THE

X

nÊr

lsdFÈ,v.r t1l.os, coF o'l{Us^cÕ,¡þ¡r..rø7,lorl À¡iÈÈA.E'É 'O r'Ctr¿t'ao&CfC Rl?ú 9RZ¡

X

203
SEND TAX NOTICES TO:

THOMAS M. HENDERSON

AILEEN YEN

D

DËED OF TRUST

THIS DEED OF TRUST ls dated November 6,2014, among Thomas M- Henderson and Alleen Yen' as Tenants

in Common (,,Trustor,,); Communlty Bank of the Bay, whoie address is Main Office, 180 Grand Avenue, Suite

1s50, oakland, cA g46i2 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and . c;;;r;iit eu;k orthe Bay, whose address is 180 Grand Avenue, Ste 1550, Oakland, CA s4612 (referred tobelow as "Trustee").

coNVEyANCE AND GRANT. For valuable conslderatlon, Trustor lrrevocably grants, transfcrs and asslgns to Trustee ln trust, wlth powerof sate, for the bencftt of Lender as Beneflctary, ulf ãi irr"ìoit ¡ght, title, ãnd inieresl in and to the following described real property'together with alt exis¡ng or subsequently erected'oî.tr"uJ ¡uiro'¡ngs, improvements and fixtures; all easements, rights of way, andappurrenancesi a¡ warer, water rlghts and ditch r¡sht" li"ãlrol"n."löql ln'utllltles with dltch or irrigation rights); and all other riohts'royatries, and profìts retating to the reat property, rnËì"ãlÄé *¡Û,.üt llmitarion åìì rln"rãts, oil, gas, guätherm"ianá'similar matters, {the

"Real Property") located in Alameda county, state of californla:

Lot 5, Block ,.C.,, Map of East Pledmont Heights, filed March 19, f 907, Map Book 22, Page 55, Alamed"S4rdl: 'fl+ County Records

The Real property or its address is commonty known as- 666 Mandana Blvd., Oakland, CA 94610' The

Assessor's Parcel Number for the Real Property is 011-0875-025.

Trustor presen¡y assigns to Lender (also known as Beneflciary in this Deed of rrust) all of rrustor's right, tltle, and interesl in and to all

present and future teases of the property ano ail ne-nü'irorn ínu prgp-erty. _Thls is án absolute asslgnment of Renls made ln connection

wlth an ob¡gation secured by reat property prr"u"nüö cuñióriu c¡u¡l'coáo section 2938. ln additloñ. Trustor grants to Lender a uniform

Commerclalbode security inierest ln the Personal Property and Renls'

THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL

pRopERTy, tS ctvEN ro sEcURE (A) PAYMÊNT-óF rHe INDEBTEDNEss 4lt8-lal -PillglgAtgE oF ANY AND ALL oBLlGArloNs oF THE TRUSToR uNDER THE NorE, THE RELATEI oócfu¡vrEnrs, AND THls pEÈri or rRusr. THls DEED oF TRUsr ls GIVEN AND

ACCEPTED ON THE FOLLOWING TERMSI

PAYMENT AND PERFORMANCË. Excepl as otherwise provided ln thls Deed of rrust, Trustor shall pay to Lender all amounls secured by

this Deed of rrust as they become due, and stralr süi-círvänã-ù a timely runn"r p".forr all of rruätor's obllgatlons under the Note, this

Deed of Trust, and the Relatod Documents.possEssloN AND MAINTENANGE oF THE pRopERTy. Trustor agrees that Trustor's possession and use of the Property shall be

govorned by the following provisions:

possesslon and uso. until the occurrence of an Event of Default, Trustor may (1) renraln in possession and conlrol of the Properly:(2) use, operate or manãge thc Property; and (3) collect the Rents from the Property.

Duty to Malntaln. Trustor shall malntain the Property in good conditlon and promplly perform all repairs, replacements' and

maintenance necessary to preserve its value,

compllance wlth Envlronmental Laws. Trustor represents and warrants to Lender that: (1 ) During lhe period of Truslor's ownership

of the property, there has been no use, generatión, manufacture, storage, treatment, di'sposal, release or threatened release of any

Hazardous substancJ ú;;;t;";ril ãn, úno"i'åuäui ói tror r¡¡é propérty; (2) Trultor'h.as no knowledge of' or reason to believe

that there has been, except as prevlously oiscrãsõJ to and acknowledþed'by'Lónder in writing,.(a) any breach or,vioiation of any

Environmental uu*", -"(-uj''"=ny'uã",-leÁuiurlon, manufacture, storagè, treátment, disposal,-releãle oi threatened release of anyHazardous substance on, under, aboul or trorn tt e eioperty by' any pñor owne.s or occupanls-of the Property, or (c) any actual or

threatened litigailon or claims of any kind ¡v ã"v p"oãn íetaiingio suct¡ matterst and '(3) Except as.previously disclosed to andacknowledged by Lender in wriilng, (a) neither'Trustor nor any tenant, contractor, agent or other authorized user of the Pfopeftyshall use, generate, manufacture, store, treat, ¿¡rp"õ õf or releáse..any Hazardous Subõtance on' under, aboul or from the Property; and (b) any such actlvity shall be conouctãJ'¡n comptiance Ì/ith ãll applicable federal, state, and local laws, regulations andordinances, including øir,rfu ìin.,itutlon ail gnv¡rãnleniar Laws. Trustor auihorizes Lender and its agents to enter upon the Properlyto make such inspections and tesls, at Trustoris Àrp"nau, as Lender may deem appropriate to determine compliance of the Property

189
been known to Trustor. The provisions ot tntslätioî

ãr t¡e oeeo of rrusi, l

ru¿

iåg t

e 

g

y 

survive the payment of the lndebtednoss and ti" ruti.rá"tron and reconveyánce of tñe ll.en of-thls Deed of rrust and shall not beaffected by Lende/s äüß¡ti*;îaht interest ln the Property, whether by foreclosure or othen¡rlse'

Nulsance, waste. Trustor shall not cause, conduct or perm¡t any nuisance nor commit, pefmlt' or suffer any stripping of or waste on

or to the property or any portlon of the properÇ.--wi¡tãrt llmiting the generallty of the fàregoing' Trustor will not remove, or grant toany other party the rtght to remove, any umuår,'mìnãius'lìn"rüorngätt ãno ôai), coal, c-ley,-scorla, soll, gravel or rock productswlthoul Lender's prlor written consent.

Removal .of lmprovements, Trustor shall not demollsh or rsmove any lmprovemenls from the Real Property wlthout Lendefs prior

written consenL As a condillon lo the removaiäi'ã"v'¡rpi"vements, t-enãer may requlre Trustor to make aÈangements satlsfactory

to Lender to replace rr"tr trp.uutents wlth lmprovements of at least equal value'

Lende/s Rlght ro Enter. Lender and Lende/s agents and representatlves may enter upon the .Real Property at all roasonable tlmes toattend to Lendecs interests and to lnspect tne 

-cear property for purpos"s ãí iru"t"ls compllance wlih the terms and condltlons of

thls Deed of Trust,

compilance wlth covernmental Roqulrem€nts,, Trustor shall promptly comply wlth all laws, ordinances' and regulatlons' now orhereafter in effect, of all govemmental authoritie,; ;p;tù.bi; tithà usä oi oó"ipán.y of the. Prop.erty, Trustor may contest ln good

faith any such taw, ordinaúce, or regulation "na-,"rÛìäiá-ãorpliance during any procðedlng' includlng aÞproprlale appeals' so long as ' Trustor has noriried d;öl;'*rlúÁïprroi to ¿ornä'lo-*ã;;iòrú as, tn tinoäls sole oplnlon, Lender's lnterests ln the Propertv are

not Jeopardized. Lender may requiro Trustor toïóËiuo"qrrte seãurity or a surety bond, ieasonably satlsfactory to Lender, to protect Lende/s interest,

Duty to protecl Trustor agrees neither to abandon or leave unattended the Property. Trustor shall do all othor acts, ln addition to

those acts set forlh above ln thls sectlon, wrr¡"ü1iö.'ne cñarrctet and use of the iroperty are reasonably nacessary to prolect and

prEssrv6 the Property.

DUE ON SALE - CONSENT By LENDER. Lender may, at Lende/s option, declare lmmodiately due.and pay-abls all sums secured by thlsDBed of rrust upon the sâte or transfer, without ¡unãärð p¡or wrþri consent, átli¡ òr "ny pait of the Rial'Property, or any lnterest ln the Real property. A "sale or transfef means the "onvuy"nc" of Real Property or åny right, ^titíe'or.interest ln the Real Property; whether læal' beneficial or equltable; whether volunrary or lnvolun'la't;;h;þa; ùvïut¡'gtrt sal", d-eeb, lnstallme.nt sale contract, land contract, contract

for deed, leasehold interest with a term greater tnån'úriee plyeãrs,. leãseoptlón contract,.or.by- sale, ssslgnment, or transfer of any

benefictat tnteresr tn or to any tand rnrst hotding uùr-i" îr,u ir,ìãí Éroperty, * bt ¡t "nÞl t"lh,"g_il.^"Iveyance of an lnterest ln the Real Þ,.fñ,¡' Ho-ùãu"r, thb ";üå;;;¡ ñi'ú ¿i"ïtied by Lender lf such éxerclse ls prohibltsd bv appllcable law' TAXES AND UENS. The following provisions relating to lhe taxes and liens on the Property ar€ part of thls Deed of Trust:

paymenl Trustor shall pay when due (and in all evenls at lesst ten (1O) days prlor to dellnquency) all taxes, speclal laxes'assessments, charges (including water and."*.riînïr undlmposltlons tdvte¿ agatnit or o¡ account of 

'the 

Property, and shell pay

when due all claims for work done on or ror'seíi¡éei-rendereii or malerlai fumishe¿ to the Property. Trustor shall malntaln lhe

property free of alt ¡ens havtng príority over "tËTråi tã.mé-rrterest oi Lenoer under thls Deed of Trust, except for the llen of taxes and assessmenls not due and ãx'cept a! otherwlse provlded ln thls Deed of Trust'R|ghf to Gontesl Trustor may withhold payment of any tax,.assessmant, or claim ln connecllon with a good falth dlspute over theobligation to pay, so long as Lende/s lnterest ñ thã pó;rty Is not Jeopardlzed. lf a lien arisos or ls lîled as a result of nonpayment,

Trustor sha[ wtthrn fffleen (15) days after tn* ri.i"-"i¡iãðãi, r a len ¡i nrã¿, wlrhln ffleen. (15) days_after Trustor has nollce of lhefiling, secure lhe discharge of the llen, or ¡r reqùärt"¿ ¡ylänoer, deposlt with Lender cash or'a súfticient corporate surety bond or

other security sat¡sfactory to Lender ¡n an "rnoùniãümJénlio dis'chaige the llen plus any costs and attomeys'fêes, or olher charges that courd ac",ue as I resutt of a foreclosur" "i'tãru ùnJei rñe tien. in gny iontãst, rrustor shall defend lêelf and Lsnder and shall satisfy any adverso judgment before enforce#;ñ;-"Ë;iìnu própurtv. Tnistor shali name Lendor as an addltlonal obllgee under any

surety bond fumlshed ln lhe contest proceedlngs'Evldence of paymenl Trustor shall upon demand fumlsh to Lende¡ satisfactory evidence of payment of the taxes or assessments andshall aulhorlze the approprlate govemmentat omc¡ai tà deliver to Lender at any tlme a written siatement of the taxes and sssessm€ntsagainst the PropertY.Notlce of Construcüon. Trustor shall notify Lender at least fifreen (15) .days belore any work is commenced, a.ny servlces aretumtshed, or any materlats are supplied t" r¡u Þiåóurtlr-ffãnv ry144c1s'lien, materialmen's llen, or other llen could be asserted on

account of the work, services, or materials rnd i¡ï "ó'"i "rl"L¿. $lo,ooo.00.' Truslor wlll upon request of Lender fumish to Lender advance assursnces ,ãu"i""rãw t" lender lhat rrustor can and wlll pay lhe cosl of such lmprovements.

pRopERTy DAMAGE INSURANCE, The followlng provlslons relating to lnsurlng the Property ars a psrt of thls Deed of Trusl'

Malntenance of lnsurance. Truslor shall procure and malntaln pollcles of fre lnsurance wlth slandard extended covefage

endorssments on a replacement basls for tne full ìnsurable value covering all lmprovements. on the Roal Property ln an amountsufücient to avotd appllcation of any coinsuranóu'á"rtå. ãnd wlth a stanúâr¿ mìrtgá'gee clause in favor of Lender, togelher wlth suchother hazard and llablllty lnsurance as Lender ;fr¡-;as;"Êly requlre. Ñot*itt.iäni¡ng the fore.golng, ln no evenl shall rrustor bo

requrred to provide nazãra tnsurrnce rn excess'äiín"iãñi""ãå.ent'vatue oiiÀu t.pròuuñrents on tlre Èeal Property. Pollcles shall be

190
tho maxlmum po¡cy ilm¡ts iet under the ñatidlaì Èiõoolntur

n

 Program, or as

othen¿vlse requlred by Lender, 

insurance for lhe term of the loan.Appilcailon of proceods. Trustor shall promptly notify Lender-of any- l:ss or damage to the Property lf tho estlmated cost of repalr orreplacementexceeds$1o,ooo.0o. Lendermayrãtópr."i"rlossifTrustorfails[odosowlthinfliteen(15)daysofthecasualty. lfin Lende/s sole Judgment Lende/s security ¡nt"iäit in-tne Property has. been lmpalred, Lender may, at Lende/s elecllon, recelve sndreratn rhe proceeds.l;i ñ;ñ";ã "n¿ ápøv ì¡rã-p.õ"uor t'o thê reductlon oi the lndebtedness, p"v1",nl_9f_3nv llerr_affe.cllne th9 property, or the restoraildn and repalr of tnä'properåy. lf the proceed-s a¡e to be applled to restoretlon and repair, Trustor shall repalror replace the demaged or destroyed tmprovemeñts ií a rannãr satisfactory to Leñðer. Lender shall, upon satlsfactory proof of suchexpend¡ture, puy o, rãirurrse rrustor fiom the proceeds for ths. reasonabie cost of repalr or restoration lf Trustor ls not ln defaultunder this Deed of rruit. ÁnV proceeds whlch hãvo not been dlsbursed wlthln 180 days after.their recelpt and whlch L¡nder has notcommttted to the repalr or restoratlon of the property shall be.used fiFl to p¡y any amount owlng to Lender under thls Deed of Trust,tl,len to p"y ""crued ¡nterert, an¿ th" r"malnoei,-¡f ãny, shall be applied. to'lhã pri'nclpal balance ol the lndebtedness. lf Lender holds"ny proóeús after paymenl ín full of the lndebtedness, such proceeds shall be pald to Trustor 8s Trustol's lnterests may appear' LENDER'S EXPENDITURES. lf Trustor fails (A) to keep lhe Property frea of all taxes, llens, securlty lnlerssts, encumbrances, and other

claims, (B) to provide any required lnsurance'on the Éroperty, gr i9). to make rqRairs t9 the Property.th_ï !ry$ T.^ryo-so. lf anY action'or'piocee'dtng ts commenced thar woutd materially ätreti Uenàers. lnterests là the Property, then Londer on Trusto''s behalf may'

.but ls nol required tó, take ány actlon that Lendor ¡eitevei to be approp¡iale to protect Lende¡'i lntêrests. All exp.e.nses lncuned..or pald by- 'iánoãi rãrõüðn prrpöu"s w¡il'rhen bear tnrerest ar tüs rate c¡argdd'.un_dgr tle Ñote from lhe date lncuned or pald by Lond€r.to the.date of

r€paymenl by Tri¡stbr. All such exp€ns€s wlll become a part of ihe lndebtedness and, at Lende¡'s optlon, wlll (A) be p.ayable on demand: (Bi 6e adoeá to the batanã of tt¡å Note and be apportloned among and be payable with any instaliment paymonts. to become due during

àittrer (r¡ the rerm orany-appriãbtàlnsur¿nce pãitcy; or (2) the remalnlng ierm of the Note; or -(C) be treated as a balloon pByr.ngn! wr¡ictr ù¡ti be due and paváuitiãt me Note's matúdty.'îr,e deiø of Trust.aþõ wlll secure payment olthese amounls. The rights provlded

tor in rnis paragraph "i,ri ùe ¡n addition to any othér dghts or any- remedies to whlch Lendir may be ent¡tled on accounl of any default. nny suCn ácì¡oñ Uv Lender shàfl not be construed as cuñng the difault so as to bar Lender from any remedy that tt othen¡rise would havs

had.

WARFIANTY; DEFENSE OF TITLE. The following provisions relating to ownershlp of the Property 8re I parl of thls Deed of Trust:

Tlge. Trustor warrants that: (a) Trustor holds good and marketable tltle of record to the Property ln fee simple, free and dear of all

liens and encumbrancói ôÙ,"; irtân tnose set toñh ln the Real Property descrlpllon or ln any title lnsurancô pollry, title reporl, or final

tiite opin¡on ¡ssuø ¡n øvor or, "n¿ accepted by, Lendor in connecüòn wlth'thls Deed of Trust, and (b) Trustor has the full righl' powei, and author¡ty to exedlte and deliver thls Deed of Trust to Lender'

Defonss of Tl¡e, Subject to the exceptlon ln the parsgraph above, Trustor warrants and w¡ll forever defend the tltle to lhe Propertyagalnst the lawful cla¡ins oi "ft-pãrsoits. ln the évenl-any action.or proceeding ls commenced lhat questlons T¡r¡sto/s tltle or lhe lnlerest of Trustee or Lénder under thls Deed of Trusl, irustor shall defend the actlon at Trustol's exPense' Trustor may be thenominal party ln sucrt procãø¡ñó, Uut Len¿"r shatl be endtled to participate ln lhe proceedlng and to b€ represented ln the_ proceedlngby counsel óf tenUef's own c¡óice, and Trustor wlll dellver, or cause to be delivered, to Lender such lnstruments ss Lender mayréquest from time to time lo permit such participalion'Gomptlance Wlth Laws. Trustor warrânts that the Property and Trustor's use of lhe Property complles wlth all exlsting appllcablelaws, ordlnances, and regulallons of govemmental authorltles'Survlval of promlses. All promises, agreements, and statements Trustor has made ln thls De6d of Trust shall suMve lhe executlon

and dellvery of this Deed ót t-"t, snát ¡e continuing in nature and shall remaln ln full force and effect untll such time as Trusto/s

lndebtedness is paid in full.

CONDEMNAT¡ON. The following provisions relating to emlnent domaln and lnverse condemnation proceedings are a part of this Deed of

Trust:

proceedlngs, lf any eminent domain or inverse condemnation proceed¡ng ls commenced affectlng the Prope.rl¡r, Trustor shall promptlynoflfy Lenãer ln wriilng, and Trustor shall promptly takê such sie.ps as mãy be. necessary to p..usue or defend the actlon and obùaln lhe awaid. Trustor¡¡"y'"Ub-it* no¡¡iñripurty in åny such proceeding, bul Lender shall b-e entltled, at lts electlon, to participate In the

proceedlng and to bê iepiésente¿ ln tñe pioceedíng by counsel of.lts.own cholce, and Trustor wlll deliver or cause to be dellvered to

Lender such instrumentC and documentation as may Uã requested by Lender from time to llme to permlt such partlclpatlon.

Appllcaüon of Not p¡oceeds, lf any award ls made or settlement entered-lnto. in any condemnatlon proceedìngs.affectlng all or any

pårt of the property oillãñv prãcóeding or purchase in lieu of condemnatlon, Lendei may at lts electlon, snd to the extent permlttedby taw, requlre'lhai all oi any por¡on of [he âward or settlement be applled to the lndebtedness and to lhe repayment of ell reasonablecósts, expenses, and attoméyi' fees lncuned by Trustee or Lender ln connecllon with the condomnatlon proceedings'

IMPOSITION OF TAXES, FEES AND CHARGES BY GOVERNMENTAL AUTHORIT¡ES. The following provlslons relatlng to govemmental

taxes, fees and charges are a part of thls Deed of Trust:

Current Taxes, Fees and Chargos, Upon request by Lender, Trustor shall execute such documents ln addltlon to thls Deed of Trust

and take whatever omãr ãctlõn ls requesteå by Lénder to perfect and contlnue Lendor's llen on tho Real Property. frustor shall

relmburse Lender for åfiìuiu", as doscrtbed below, together w¡tn all expenses lncuned ln recording, perfectlng or contlnulng thls Deed

191
subsequent Taxos. lf any tax to which lhls secllon applies ls enacted subseque

t 

have the same effect as an Event of Defaulr, rñð-r-rnäãr r"y exerclse any or all of ¡ts av€¡lable remed¡es for an Event of Default asprovlded below unless Trustor elther (1 ) p.yr ittã iåi ¡etore-¡t becomes dêllnquent, or (2) contests the tax as provlded above ln the

Taxes and Llens secuãn and ú"pórìt" wíttt uénoài-cath ôr a sufllclent corporate surety bonð or olher sectrity satisfeclory to Lender'

SEGURITY AGREEMENT; FINANCING STATEMET{TS, The followlng provisions relatlng to this Deed of Trust as a security agreement are a

part of lhls Deed of Trust:

securlty Agreement. This instrument shall constltute a securlty Agreement to the extent any of the Property constitules flxlures. andLender shall have all "i th;'tléh[ .ï ã sècureo party under the Unlfõrm commerclal code as amended from time to llme.Securlty lntorosl upon request by Lender, Trustor shell take whatever aclion is requested by. Lender to perfecl and conllnue Lendefssecurlty lnterest ln the personal property. Trusior shatt relmburse Lender for ail expenses lncuned in perfectlng or contlnuing thlssecurity interest, up* oèiãuä, Truåtor'shall nãi r"rôu", sever or detach the Persônal Property from the Property. Upon default.

Trustor shall assemble any personal property noi affixed lo the Property in a manner and at a place reasonably convenlenl to Trustor

. and Lender and mske lt avallable to Lender wltñlnlh;et(àj days ader iecelpt of written demand from Lenderlo the extent permitted

by appllcable law.

Addresses, The maiilng addresses of Trustor (debtor) and Lender (secured party)from_whlch lnformation concemlng lhe securltyinterest gianted uv rn¡s"oeão orrrurt may be obtãlne¿ (eactr as requlred by the Únrorm commercial code) are as slated on thefirst ' pago of thls Deed of Trust.

FURTHER ASSURANCES; ATTORNEy.IN-FACT. The followlng provislons relatlng to further assurances and attomey-in-fact are a part of

thls Deed of Trust:

Furthor Assurances, At any tlme, and from tlme to tlme, upon roq.uest of Lender, Trustor wlll make, execute and dellver, or wlll cause

to be made, oxecuted or dellvered, to Lender ór io L"nAef" designee,-and when requested by Lender, cause to be.filed, recorded.

refiled, orrerecoøe¿, ai rñõ óãsã ñai be, at such tlmes and ln suih off¡ces and placés as Lenãer may deem approprlate,.any and allsuch mortgager, o"e'Os oi t-st, sectilty deeds, securlty agre€ments, finencing.statements, continuatlon statements, instruments of

further assuran"", .urt¡n"ri"l, äño ottré. documents aó rnäy, In the sole opiñlon of Lender, be.necessary or deslrable.ln order to

effectuate, complete, perfect, contlnue, or preserve (1) Tiusto¡'s. obllgallons undor the Note, lhls Deed of Trust, and the Relaled

ooiumãnti, aÀo' 1z¡ -rhuliù;ää iãbu¡ti Ñãrusts'cieated by. this .Dãed of Trust as flrst and prior liens on the Property, whethernow owned or trereattéiãðõu¡re¡ Uy ftu"tor. Unloss prohlblled by.lalv or Lendor agrees to. the.contrary ln writlng, Trustor shallrelmburse Lendorforalicosts and exþenses lncuned ln connectlon wlth the matters refened to in thls paragraph.

Attorney.ln-Fact. lf Truslor falls to do any of the thlngs refened to ln the preceding paragraph, Lender may do so for and ln.the nameof Trustor ano at rrusiõiË åióãniu. roisuctr purpoËes, Trustor. hereby lnevocably appãlnts Lender as Trusto/s attomey-ln-facl fortrtu purpós. oi rur,inõ, ãrã"riíng,-Jel¡ve¡n9, nt¡ñé,-recoråtng, a.1d dolng all other thíngó-as may be necessary or deslrable, in Lende/ssole'opinlon, to accompllsh the matters refeired to ln the precedlng paragraph.

FULL PERFORMANCÉ. lf Trustor pays all the lndebtedness when due, and olherwiso performs all the obligations lmposed upon Trustorunder thls Deed of Trust, Lender shall exeoute and dellver to Trustee a request for full reconveyance and shall execute and deliver to

Trustor suitable statements ãi termrnát¡ón of any finãñcfng statement on fllè evldencing Lender'i sec'rrrity interest ln the Rents and the

Personal Property, Lender may charge Trustor a ressonable reconveyance fee al the lime of reconveyance.EVENTS OF DEFAULT. At Lende/s optlon, Trustor wlll be in default under thls Deed of Trust if any of the following happen:

paymont Default. Trustor falls to make any payment when due under the lndebtsdness.Break other promlses, Trustor breaks any promlse made to Lender or falls to perform promptly al lhe time and strlctly ln the mannerprcvlded ln this Deed of Trust or ln any agreement related to this Deed of Trust.Compllanco Default, Failure to comply wlth any other term, obligatlon, covenant or cond¡t¡on contained ln lhls Deed of Trust' lhe Nole

or ln any of the Related Documents.Default on Olher payments. Fallure of Trustor withln lhe tlme required by fhis Deed of.Trust to make any payment for taxes orinsurance, or any othêr payment neoessary to prevent fillng of or to effect dlscharge of any lien.

Default ln Favof of Ïhlrd parllos. should Grantor default under any loan, 6x1€nsion of credit, securlty agreem-ent. purchase or ssles

agreement, or "ny ot'hui ågru"¡r¡uni, ln favor of any other.c.reditorbr person that may materially affect any of Granto¡'s property or Granto¡,s abitity to rupãv ifiu-ln¿"btädness or Granío/s ebility to pertoim Granto/s obligations under thls Deed of Trusl or any of the

Related Documents.False Statements, Any represenlatlon or statement made or furnlshed to Lender by Trustor or.on _TrustoÉs behalf under this Deed of

Trust or the Related Oócuinenfs ls false or mlsleadlng ln any materlal resp€ct, either now or al the tlme made or fumlshed'Dofectlve Coltateraltzatlon. Thls Deed of Trust or any of the Related Documents ceases to bê ln full force and effect (including fallureof any collateral documenl to create a valld and pelected securlty lnterest or lien) at any tlme and for any reason'Death or tnsolvoncy. The deelh of Trustor, the lnsolvency of Trustor, lhe. appolntment of a receiver for any part of Trustot's property,any assignment for the beneflt of credltors, any type 'of credltor workoui, or the commencement of any proceedlng under any

192
remedied w¡thin any öãä p.iäã õiðù¿e¿i¡rerein, lnc¡udtng wlthout limltailon any ãg

ee

e

t 

g 

y 

obligation of Trustor to Lender, whether exlstlng now or later.

Events Affecilng Guarantor. Any of the preceding events occurs with respect to any gu?rantor, endorser, surety, or accommodation party of any ol the lndebtedness or any guarañtor, endorser, surety, or accommodatlon party dles or becomes lncompetent' orievokes or d-lspules the valldlty of, or llabllity under, any Guaranty of lhe lndebtedness.Rlght to Cure. lf any default, other than a default ln payment ls cur¿_ble and lf Trustor has not been glven a notic6 of a breach of thex-me provislon of thls Deed ôf Trust within the precéatñg twelve.(12).months, '1t may.be.cured lf Trustor, afier Lender sends wr¡tlen

not¡cetoTrustor¿"mãnorñgcureoisuctrdefaulti (1) cuiesthedèfaúltwithinfifreen-(15)days; or (2) jfrhecurerequ.ires.m_orethan

fifleen (1S) oays, ¡mmeJ¡àËfy in¡tiátu" sleps whlcÈ Lender deems in Lende/s sole dlscrelion to be sufl'icienl to cure the default andthereafler continues ãnã éó'í.tptut"s all reasonable and necessary steps suficlent to producn compliance as soon as reasonably

practical.

RIGHTS AND REMEDIES ON DEFAULT. lf an Event of Þefault occurs under thls Deed of Trust, at ahy tlme thereafrer, Trustee or Lender

may exerclse any one or more of lhe followlng rlghts and remedles:

Eloalon of Remedles. All of Lende/s rlghts and remedles will be cumulatlvs and maybe exercised alone orlog€thor. An elecllon byLender to choose any dnã ierãOi *lllrriot bar Lender from uslng any other remedy. lf Lender.deddes to spend money or to.perform

any of Trustor,s obllgaüons undei' tnls Deed of Trust, after Trus-tor's failure to do êo, that declslon by Lendar will not affect Lende/s

rtght to declare Trustor ln default and to exerclse Lende/s remedies.Foreclosure by Sale, Upon an Event of Default under thls Deed of Trust, Benellclary may declare the entire lndebtedness secured by

this Deed of Írust immädiataly due and payable by dellvery to Trustee of written declaration of default and demand for sale and of

written notlce of default and ôf electlon'to csuse to ¡e sóld the Property, whlch notlce Trustee shall causo to be filed for record.

Beneficiary also shsll deposlt w¡th Trustee thls Deed of Trust, lhe Note, other documents requested by Trustee, and all do@ments

evldenclnj expendltures iecured hereby. After the lapse of such tlme. as may. then_be requlred.by law following the recordati.on of thenotics of-defåult, and notlce of sale hävlng been glven as then requlred by-law, TruËtee, wlthout demand on Truslor, shall sell theProperty at the time and place lixed by lt lil the nõtlce of sale, elther as a whole or ln separate parcels, and ln such order as it may

detérmÉre, at publlc auctlon to the hlgliest bidder for cash ln lawful money of the Unlted States. payabls al tlme of sale. Trustee mayposlpone iale'of all or any portlon oìf the Property by publlc announcement at such llme and place of sale, and from time to tlmeihereafter may postpone éubtr sate by publlc-annôuncement at the tlme fixed by the precedlng p.ostponem.ent ln accordance wlthapplicable law, ' Trustee shall delþei to such purchaser lts deed conveylng lh€ Property so.sold, but wlthout any covenant or

warranty, express or lmplled. The recltals ln such deed of any matters or facts shall be concluslve proof of the- truthfulness thereof'Any persbn,'includlng Trustor, Trustee or Beneficlary may pJrchase at such sale. After deducting all costs, fees and.exponses of fruit'ee and of thls Írust, lncludtng cost of evldence of tltle ln connectlon with salo, Truslee shall apply the proceeds of sale to

payment of: all sums expónded undir the terms hersof, nol then repald, wlth accrued lnteresl at the smount allowed by law ln effecl

ät ine date hereof; all olher sums thon secured her€by; and ths remalnder, lf any, to the person or persons legally entitled thereto.Judlclal Foreclosure. Wlth respect to all or any part of the Real Property, Lender shall have the right ln lleu of foreclosure by power ofsale to foreclose byJudlclal foreclosure ln accordance wlth and to the full extent provlded by Callfornla law.

UCG Romodlos. Wth respeot lo all or any parl of the Personal Property, Lencler shall have afl the rlghts and remedlos of a secured

party under the Unlform C'ommerdal Gode, lñcludlng wlthout llmltatlon the right to recover any deficlency ln the manner and to the fullextent provlded by Callfomla law.Collect Rents. Londer shall have lhe rlght, wlthout nollco to Trustor to take possossion of and manage the Property and-collect the

Ronts, including amounts past due and -unpald, and applv tho net proceeds, over and above Lende/s cosls, agalnst the lndebtedness.ln fudl¡erance õt ttr¡s rtgt¡i, Lendor may rei¡ulre any tdñairt or othei user of the Property to make gayments of rent or use fees dlreclly

to Lender. lf the RentJ aie collected by Lender, ihen Trustor lnevocably designates Lender as Trustot's. attomey-ln-fact to endorse

lnstruments received ln payment thereoi in the name of Trustor and to negollate lho sa,me.and collect the proceedt' Paymonls by

tenants or other users io Lender ln response to Lende/s demand shall satlsfy lhe obllgatlons for whlch the payrnents are made,

whether or not any proper grounds for the demand exlsted. Londer may exerclse lts rlghts under this subparagraph ellher ln person,

by agent, or lhrough a recelver,

Appolnt Rocelver. Lender shall have the right to have a recelver_appolnted to ta-ke possesslon of all or any part of lhe Property, withthä power to protect and preservo the ProþerÇ, to operate the Property preceding foreclosure-or sale, and to collect lhe Rents from

the Þroperty ánd apply the proceeds, over and-above the cost of the rocelvership, agalnst the,lndebtedness. The receiver may servewlthout borid lf petriited U! taw. Lende/s rlght to the appolntment of a recelver shall exlst whether or not the apparent value of the

Property exceed's the lndebiedness by a subslantlal amount. Employment by Lender shall not dlsqualify a person from servlng as a

recelver.

Tenancy åt Sufferanco. lf Trustor remalns ln possesslon of the P-roper$ after the_Property is. sold as provided above--or Lenderothen¡rise becomes entilled to possesslon of thä Property upon default of Trustor, Trustor shall become a tenant at sufferance of

Lender or lhe purchaser of the Èroperty and shall, at Lende/s opllon, e¡lher (1) pay a r€asonable rental for lhe use of the Property, or (2) vacate the Property lmmêdlately upon the demand of Londer'

Other Remedlss. Trustee or Lender shall have any olher rlght or remody provlded ln lhls Deed of Trust or lhe Nole or available at law

193
i

påotelv, ¡n one satã

äi o

á

áãe 

Attorneys'Foes; Expenses. lf Lender institutes any sult or actlon to enforce any of the.terms.of this Deed of Trust, Lender shall be

enililed to recover such sum as the court may adJuóge reasonable as attomeys' fees at triat _and.upon any appeal.. Whelher or nol anycourt act¡on is involved, and to the extent nôt piotriutte¿ by law, all reasonábte expenses Lender incurs that in Lender's opinion arenecessary at any umJfËr the protecllon of lts lnierest or lhe enforcement of lts righG shall become a parl of the lndebtedness payableon demand and shall bear interest at the Note rai" trorn the date of the expendllure until repald. Expenses covered by this paragraphlnclude, without limitation, however subJecl to any limlts under_appllcable law, Lende/s attomeys'fees and Lende¡'s legal expenses'

whelher or not there is a lawsuit, lncluólng attomeys' fees and àipenses for bankruptcy procee.dings (lncludlng efforts to modlff orvacate any automatic-stay oi tniunctlon),-sppeats, and any antlclpated posþJudgmeni colle.ction services, the cost of searching

records, o[ratntng tniã Ëpártl dnóiùo¡ng íóteäroiure reports[ surveyors' reportè, añd appraisal fees. tJtle lnsurance, and fees for the

Trustee, to the exteni pãñlttuà ¡i àpÈ-il*ur" law. Trustoi atso will pay any courl costs, ín addltion to all other sums provided bv

law.Rlghts of Trustee. Trustee shall have atl of the rlghts and dutles of Lender as set forth in this secllon. 'powEis AND oBLlcATloNs oF TRUSTEE. The followlng provlslons relatlng to lhe powers and obllgations of rrustee ars part of this

Deed of Trust:

powors of Trustee, ln addltlon to rll powers of Trustee arlslng as a matler of law, Trustee shall have lhe power to take lhe followingactions with reepect to tire Property üpon the written request-of Lender ênd Trustor: (a) joln ln preparlng and filing a map or plat of

the Real nroperty, lncludlng the deúlc¿t¡on of streets or óther rights to the publlc; (b) join in granllng any easement or creating anyrestrictlon on the neãiÞró-pertv; "n¿ (c) joln ln any subordinatlõn or other äg¡eemeni ãffectlng thls Deed of Trust or the lnterest of Lender under lhls Deed of Trust.Obllgatlons to Notlfy. Trustee shall not be obllgaled to notlfy any other.party of a oending sale under any other tru.st deed or llen, or of aîy action or procee¿¡ñg in whlctr Trustor,-Lender, or Írustire shali bo-a pariy, unless the action òr proceedlng ls brought by

Truslee,Trustse. Trustee sha¡ meel all quallflcatlons requlred for Trusteo under applicable law, ln gddltion to the rlghts and remedies set

forth above. wlth respect to uú o.'uny part of the Þroperty, the Truslee shall have the rlght to foreclose by notice and.sale, and Lender

will have the right to'toiecroie Uy lu'O¡õlat foreclosuré, ln'ólfrer case ln accordance with and to the full extent provlded by applicable

law.Successor Trustee. Lender, at Lende/s opllon, may from tlme to tlme appoint a successor Trustee to any Trustee appointed under

thls Deed of Trust OVãn ìnsirumãni "i""irt"¿ 'and äcknowledged þy Lender and recorded ln the office of the recorder of Alameda County, Stale of Callfomla, The lnstrument shall contaln, ln ãddltlon_to afl other matters required by.slalg law, the nam€s of theortgfná'UànOer, Trusiee, aÁO iru"tor, the book and page where thls. Deed of Trust ls recorded, and lhe name and address of lhesuðcessor lrustee, and ihe lnstrument shall be execúted and acknowledged by Lender or lts successors ln lnterest' Tho successortruslee, wlthout "ônvJyànõ" oi urà property, shall succeed to all lhe tlüe, power, and duties confened upon lhe Trustee ln th.ls Deed of Trust and by appllcäble law, Thls irocã'Oure for substltutlon of Trustoe shall govem to the excluslon of all olher provlslons forsubstltullon.Acceptanco by Trustee. Trusteo acc€pts thls Trust when lhls Deed of Trust, duly executed and acknowledged, ls made a publlcrecord as provided by law.

NOTICES, Any notice requlred to be glven under thls Deed of Trust shall be given ln writing, and shall be effectlve when actually.delivered,

when actually'received Oy teletacslmlie (unless otherwlse requlred by law), when deposlteð with a natlonally recognlzed ovemlght courier,

òr, if malláà,'when deposlted ln the Unltèd States mall, as flrèt dass, certif¡ed or registored mail postage prepald, dlrected to lhe addressesshown nesr'lhe beglnnlng "r tf,f = ô"ø of Trust, Trustor requests that coples of-ãny .nollces of default and sale be directed to Trustor's address shown near tne deltnning ot thls Deed of Trust, All lopies of notlèes of foreclosure from the holdor of any lien whlch has prlorityover this Deed of Trust shaä be sänt to Lender's address, as shown nesr lhe beglnnlng of thls Deed ot Trust. Any person may change his

or her address for notices undor thls Deed of Trust by þlüng formal wrltten n-otice to the other person or persons, specfiing .that thepurpose of the notlce is io change lhe person's addrési. Fór notlce purposes, Trustor agreos tof(eep Lender lnformed at. all. times of

Trusto/s cunent address. Unlosðott¡enilse provided or requlred by law, lf there ls more than one Trustor, any notice given.by Lenderto

any Trustor is deemed to bo notice glven to ali Trustors. lt w¡ll b€ Tlusto¡'s responslbllity to tell the others of the notice from Lender'STATEMENT OF OBLIGATION FEE. Lender may collect a fee, not to exceed the maxlmum amount pêrmltted by law, for fumlshing thestatemont of obllgatlon as provlded by Sectlon 2943 ot the Clvll Code of Callfomla.MISoELLANEOUS PROVISIONS. The followlng mlscellaneous provlslons afe a parl of thls Deed of Trust:

Amendments. Whst is wrítten ln thls Deed of Trust and ln the Rolated Documents is Trusto/s entlre agæement wlth Lgnderconcemlng the matteÀ couéruà Uy thls Deed of Trust. . To be effectlve, any change or amendment to thls Deed of Trust must bs in

writing an-d must b€ slgned by whóever wlll be bound or obllgated by the change or amendm€nt.

Capflon Hoadlngs, Capüon headlngs in lhls Deed of Trust aro for convenience purposes only and are not to be us€d to lnlerpret ordefine the provislons of lhls Deed of Trusl.

Mergor. There shall be no merger of the Ínterest or estate created by this Deed of Trust wlth any olher interest or estate ln lhe

194
shall mean each and éu

l frurtot.

This means that each Trustor slgnlng below ls respónsiblo for all obllgatlons in this Deed of Trusl.

No Walver by Lendor. Trustor understands Lender will not g¡ve up any,of Lender's rights under thls.Deed of Trust unless Lender doesso ln wri¡ng. Tho fact that Lendor delays or omits to exerðlse any right will not meàn that Lender has glven up that right- lf Lender

does agree în wrltrng ià-give ,p õne-oiúunder's rights, that does not mean Trustor will not have to comply with lhe o_ther provisions

of thlsbeed of Trust. frustoi also understands tñat Íf Lender does consent to a request, that does not mean that Trustor wlll nothave to get Lender,s *n"éñt agàh ¡t lhe slluaùon happens again.. Trustor further understands that Just because Lender consents to

one or mãro of Trustor,s reques-ts, that does not mean LenCer wttt .be requlred to consent to any of Trustol's fulure requests' Trustorwalves presentment, demand for payment, protest, and notlce of dishonor.Severablllty. lf a court flnds that any provlslon of this Deed of Trust ls not valld or should not be enforced, that fact by itself wlll not

mean that -the rest of this Deed of Tñ¡it wlll not be valid or enforced. Therefore, a court wlll enforce the rest of the provlslons of lhisDeed of Trust even lf a provlslon of this Deed of Trust may be found to be invalld or unenforceable'Successors ond Asslgns. Subject to any limitations staled in thls Deed of Trust on transfer of Trustor's lnterest, thls Deed of Trust

. shall be blndlng upoñànO inure to the úenefit of the parties, lhejr successors and ssslgns. lf ownershlp of the.Property becomes

vested ln a peËon otnàiìrrJn Trustor, Lender, withoui notice to Trustor,-may dsal wlth-Trustot's successors wlth referonce to lhls

Deed of Trust and tne lnOÀUiøneis Uy way of forbearance or extension wlthoirt releaslng Trustor trom the obllgations of thls Deed of

Trusl or llablllty under the lndebtedness.

Tlmo ls of ths Esesnco. Tlme ls of the essence ln the peformance of lhls Deed of Trust.

Walve Jury. To the extent parmltted by apptlcable law, all parllos to thls Dosd of Trust hereby walve lho rlght to any Jury trlal ln any

acdon, procoodlng, or counterclalm brought by any paÉy agalnst any other pãrty.

DEFINInONS. The following words shall have lhe followlng meanlngs when used ln lhls Deed of Trust:

Benoñclary. The word 'Beneliciary' mesns Communi$ Bank of the Bay, and its successors and asslgns.

Borrower. The word 'Bonower' means THOMAS M. HENDERSON and AILEEN YEN and lncludes etl co.slgners snd cemakers slgning

the Note and ell thelr successon¡ and assigns'

Deed of Trust, The words 'Deed of Trust' mean thls Deed of Trust among Truslor, Lender, and Trustee, and includes wlthoutllrnltatlon all asslgnment and security lnteresl provlslons relating to the Perconal Property and Rents.Envl¡onmentat Lsws. The words "Environmental Laws" mean Bny and afl state, federal and local slatutes, regulatlons and ordinancesrela¡ng lo the prolecllon of human health or the environme-nt, lncludlng,wlthoul llmltatlon lhe Comprehenslve FnvironmentalRespoãse, ComdensaUon, and Llabllity Act of 1980, as amended.-42 U.S.C. Sectlon 9601, et seq' ('CERCLA'), $e Supertund

Amèndments anb Reauihór¡zatlon Act ôr tsao, pub. L. No. 99.499 CSARA"), the Hazardous Materials Transportation Act, 49 U'S.C.

Sectlon 1801, et ruq., ttrà RCsource Conservaiion and Recovery \ct 42 U.S.C. Sectlon 6901, et seq., Chapters.6.5 lhrough 7'7 ofDivision 20 o'f t¡e Cãlfiomla Hoallh and Safety Code, Section 25100, et 6€q., or other appllcable slate or federal laws, rules, orregulallons adopted pursuanl thereto.Evont of Default. The words "Evont Òf Default" mean any of the events of default set forth ln thls Deod of Trust ín lhe events of

default sectlon of thls Deed of Trust.

GuaranÇ. The word nGuaranty' means the guaranty from guarantor, endorser, surety, or accommodatlon party to Lender, lncluding

wlthoul llmltallon a guaranty of all or part of the Note'

Hazardous Substancos. The words nHazardous Substancesu mean materlals that, because of tholr quanllty, concenlratlon orphyslcat, chemlcal or lnfecüous characterlstlcs, may causs or pose a present or potentlal hazard to human heallh or the environment

ivhen lmproperly used, treated, stored, disposed- of generàted, manufactured, transported or olhenrulse handled' The words"Hãzardous suustancei,' ãro uieO ln t'helr'very broadãst sensê and indude without llmltatlon any and all ha-zardous or toxlc

subgtances, materlals or wasle as defined by ór llsted under the Envlronmental Laws. The term "Hazardous Substances" also

lncludes, wlthout llmltatlon, petroleum and petroleum by-produc-ls or any fracllon thereof and asbeslos'lmprovements. The word "lmprovements" means all existing and future lmprovemenls, bulldlngs, structures, moblle homes afflxed onthe Real Property, facllltles, addltlons, replacements and other constructlon on the Real Property.lndsbtodnese. The word 'lndebtedness' means all prlnclpal, Int€rest, and other amounts, costs and expsnsos payabÞ under lhe Noteor Related Documenls, together wlth all renewals oi extensions.of,_ modificalions of, consolidatlons of and substitutlons for the Noteor Related Documents anð any amounts expended oi advanced by Lender to dlscharge Trustor's obllgatlons or expenses lncuned by

Trustee or Lsnder to erforce Trusto/s obligätions under this Deed of Trusl, together with lnterest on such amounts as provlded ln thls

Deed of Trust.Lender. The word 'Lender,' means Community Bank of the Bay, its successors and assigns. The words "succ¡ssors or asslgns'

moan sny penson or company lhat scquires any interest ln the Note'

Note. The word .Note' means the promlssory note daled November 6, 2014, in the or¡glnal pr¡nclpal amount of

$i,õOO,õOO.Oô fro¡¡ Trustor to Lénder, tojether with all renewals of, extenslons of, modllicatlons of, rellnancings of'

consolldailons of, and substltutlons for the promlssory note or agrsement.

195
agreements, mortgages, deeds of trust, securiÇ åãã¿r, collaleral mortgages,'and all other instiuments, agreemenls and documentswhether now or ¡"r"unåiui¡iìing, executed ¡n éonnàci¡on with the lndõbtãdness; except that the words do not mean any guaranty or

envlronmental ugr"ur"nt, r¡t"tftõi now or hereafter existing, executed in connection with the lndebtedness'Ronts. The word ,,Rents,, means all present and future leases, rents, revenues, income, issues, royalties, profils, and other benefitsderived from the Property together w¡in the cash proceeds of the Renls'

Trustee. The word ,,Trustee,, means community Bank of the Bay, whose address is 'lB0 Grand Avenue, ste 1550, oakland' cA

94612 and any subst¡tute or successor trustees'

TTUSIOÍ. ThE WOrd "TTUSIOT" MEANS THOMAS M. HENDERSON ANd AILEEN YEN'

EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST' AND EACH TRUSTOR AGREES TO

ITS TERMS.

TRUSTOR:

X

CERTIFICATE OF ACKNOWLEDGM ENT

STATE OF

COUNW OF -¡('u,eccn 6rðÈOn f\)c>rsrn€>âc 7 , zo-!4¿- before me, rrn. fqr-rrw ¡-corffrc:/ (here insert name of the office

personally appeared rHoMAs M, HENDERSON and AILEEN yEN, who proved to me on the basls of satlsfactory evidence to bê theperson(s)¡¡hose name(s) ls/trþ subscrlbed to.the wltÀtn tnstrument and acknowledged to m-e that he/she/thÐexecuted the same lnhis/her/r{þ/ authorized capacity(ies), and rhat by hi;Â;;itçp s¡gnãture(s) on the insírument the person(s), or'iñe entíty upon behalf of

which thãperson(s) acted, executed the lnstrument.

I certify under pENALTy OF PERJURY under the laws of the state of california that the foregoing paragraph ¡s true and correcl'

ss

WITNESS my hand and officlal seal'

Slgnature

õ

SHÀIION M, ALVCY

NOTAFY PUBLIC . CALIFOFNIA

CoMMISSION # 2008119

CONTRA COSTA COUNTV

My Conìm. ExP. FBbruary ?3,2017

(Seal)

196
lndlvldual: NMLSR ID:

(DO NOT RECORD)

REQUEST FOR FULL RECONVEYANCE

(Io be used only when obllgations have been paid in full)

To: , Trustee

The undersigned ls the legal owner and holder of all lndebtedness secured by thls Deed of Trust. All sums secured by thls Deed. of Trusthave been fütty pald un¿ Juilsiej. iàu u. heroby directed, upon payment !ó y9y o_f any s-ums owing.to you under lhe terms of this Deed of Trust or puisuant to any applicable statute, to-cancel thô Ñote'se-cured byihls Dood of Trust (whlch ls delivered to you together wlth

{hls Deed oiTrust), and to recänvey, wlthout warranty, to the partles.desþnãted bythe terms of thls Deed of Trust, the estate now held

by you under lhls Deed of Trust. Pláase mall the reconveyance and Related Documents to:

'Date: Bonellclary:

By:Its:

Ver. 14.1 s, nc,

F:\CF|\LPL\G01.FC TR-1264 PR-22

197
The land referred to herein is situated in the State of Califomia, Coun$ of Alameda, City of Oakland and

described as follows:

Lot S, Block "C", Map of East Piedmont Heights, filed March 19, 1907, Map Book 22, Page 55, Alameda

County Records.

APN: 011-0875-025

(End of Legal Description)

198
EXHIBIT B

TO

SETTLEMENT AGREEMENT

009589,0024\s163898 r
4og 13th Street, 9ù floorOakland, CA, 94612

ASSIGNMENT OF DEED OF TRUST

FOR VALUE RECEIVED, the undersígned hereby grants, assigns and transfers to Leeds Disston

all beneficial interesl under that certaiñ Deed of tiult OateO November 6,2014executed by Thomas M. Henderson and Aileen Yen as tenants in common, Trustors on November 6' 2014'Community Bank of the BaY, Trustee,and recorded as lnstrument No. 2014272519 on November 12, 2014 of Offìcial Records in the County Recorder's offìce of Alameda,

County, California, AS DESCRIBED lN SAID DEED OF TRUST'

TOGETHER with the note or notes lherein described or referred to, the money due and to become due thereon with interest, and all

rights accrued or to accrue under saíd Deed of Trust.

I aû /6

s(P

A notary public or other officer conrpleting thiscertificate verifìes only the identity ofthe

individual rvho signed the docunrent to which this

certifìcate is attaclìed and not the tntthfulness,aÇcuracy, or validity of that docun¡ent.

State of Cal

County ofOn before me(here insert name and title of the officer), who proved to me on the basis ofsatisfactory evidence to be the person (s) e in instrument and acknowledged to

me that@/sHthey executed the same i ies), and that by @þer/their signature(s) on

the instrument the person(s), or the entity acted, executed the instrument.

I certlfy under PENALTY OF PERJURY u

true and correct.WITNESS my hand and official seal.

nder the laws of the state of california that the foregoing paragraph is

Signature (Seal)

JENNY BOISTER

Comml6slon # 2080020

tlot¡ry Publlc - Câlilornis

Sante Clara County

OOCUMENI PROVIDEÞ BY SIEVJART TIILE OF CALIFORNIA. INC

EXHIË3IT B

Comm. 201 I

199
f ì iili,.9ü S I 0o¡¿ ¿rmnr(rO

6rfirotrrri0 - Jrlduq yìsrcli

Ytftuû3 Âr6lc 8ln6¿

li'i r.¡ {i1¡¿l-j'.

^ ,..

8r9S 0t 3.mmoíl

ffiË"

Þ

200
EXHIBIT C

TO

SETTLEMENT AGREEMENT

009589 0024\s 163898. I
WHEN RECORDED MAIL

IO:

'fracy Green, Esq.

Wendel, Rosen, Black & Dean LLP

1 1 1 1 Broadway, Z4ÍhFloor

Oakland, CA94607

APN: 011-0875-025

ASSIG NT OF'DEED OF I]ST AND PROMISS RY NOTII

FOR VALUE RECEIVED, the undersigned ("Assignor") hereby grants, assigns

and transfers to Susan L. Uecker, Receiver, pursuant to the Order Appointing Receiverand Monitor, entered on March 29,2011 (Docket No. 100) and the June 5, 2017 OrdetExtending Scope of Receivership, entered in the pending litigation Securities andIlvnhqnoe Co ^.io^^ Il eoinnql f-enfer LLC et al Case No. 3:I7-cv- -*.iooinn .r Qqn

00223 RS, pending before the United States District Court for the Northern District of

California ("Assignee"), all benef,rcial interest under that certain Deed of Trust dated

November 6,2014 executed by Thomas M. Henderson and Aileen Yen, Trustors to

Community Bank of the Bay, Trustee, and recorded on November 72,2014, as

Instrument No. 2014212519 of the Official Records in the office of the County Recorder

of Alameda County, California, AS DESCRIBED IN SAID DEED OF TRUST. An

unrecorded copy of the document conveying said Deed of Trust to Assignor is attached asExhibit A.This assignment is made together with the Promissory Note (as amended) or notes therein

described or referred to, the money due and to become due thereon with interest, and allrights accrued or to accrue under said Deed of Trust. A legal description of the real

properly covered by said Deed of Trust is attached as Exhibit B.

Date

Leeds Disston

009s89.0024\5II90I6 l

EXHIBIT C
On before me, a Notary

Public, personally appeared , who proved to me on

the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed tothe within instrument and acknowledged to me that he/she/they executed the same in

his/her/their authorized capacity(ies), and that by his/her/their signature(s) on theinstrument the person(s), or the entity upon behalf of which the person(s) acted, executed

the instrument.I certify under PENALTY OF PERJURY under the laws of the State of California thatthe foregoing paragraph is true and correct.WITNESS my hand and official seal.

Signature (Seal)

Notary Public

009589.0024\s I l90r 6. l
009589.0024\5 I l90l 6.1
4og 13n'Street, gù floorOakland, CA,94612

ASSIGNMENT OF DEED OF TRUST

FOR VALUE RECEIVED, the undersigned hereby grants, assigns and transfers to Leeds Disston

all beneficial interesl under that certain Deed of Trust dated November 6,2014executed by Thomas M. Henderson and Aileen Yen as tenants in common, Trustors on November 6,2014'Community Bank of the BaY, Ïrustee,and recorded as tnstrument No. 2014272s19 on November 12,2014 of official Records in the County Recorder's offìce of Alameda'

County, California, AS DESCRIBED lN SAID DEED OF TRUST'

TOGETHER with the note or notes therein described or referred to, the money due and to become due thereon with lnterest, and all

rights accrued or to accrue under said Deed of Trust'Dated t/n, f,,

A notary public or other officer contpleting thiscertificate verifies only the identity of the

individual rvho signed tlte docunlen( to which this

certificate is attached and not the tnlthfulness,accuracy! or validity of that docur¡lent,

State of Ca

County ofOn m(here insert name and title of the officer)satisfactory evidence to be the person(s)

me thatþg/shs/they executed the same

the instrument the person(s), or the ent¡ty

I certify under PENALW OF PERJURY und

true and correct.WITNESS my hand and official seal.

Signature

8rP

a"C

who proved to me on the basis of

bscribed instrument and acknowledged to

capacity(ies), and that by @/herltheir sígnature(s) on

person(s) acted, executed the instrument'

er the laws of the State of California that the foregoing paragraph is

(Seal)

JENNY BOISTER

Commlsslon # 2080020

Notary Publls - Celiforn¡e

Sanla Clara Counu

,2r,

OOCUMENÌ PROVfDEO BY SIEWÂRT TITLE OF CALIFOÂNIA, INC.

Comrn. 201 I

199
APN: 011-0875-025

(End of Legal Description)

009589.0024\5 I I 901 6. I