EX-33.1
Certification Regarding Compliance with Applicable Servicing Criteria

1. Cenlar FSB (the "Servicer") is responsible for assessing compliance by it
   with the servicing criteria applicable to it under paragraph (d) of Item
   1122 of Regulation AB as set forth in Exhibit A hereto in connection with
   asset-backed securities transactions involving first lien residential
   mortgage loans [other than (a) transactions registered prior to compliance
   with Regulation AB [and (b) Freddie Mac, Fannie Mae and Ginnie Mae
   residential mortgage loan securitizations]];

2. The Servicer has engaged certain vendors (the "Vendors") to perform
   specific, limited or scripted activities as of and for the period ending
   December 31, 2007, and the Servicer elects to take responsibility for
   assessing compliance with the servicing criteria or portion of the servicing
   criteria applicable to such Vendors as set forth in Exhibit A hereto;

3. Except as set forth in paragraph 4 below, the Servicer used the criteria set
   forth in paragraph (d) of Item 1122 of Regulation AB to assess the
   compliance with the applicable servicing criteria;

4. The criteria described as such on Exhibit A hereto are inapplicable to the
   Servicer based on the activities it performs with respect to asset-backed
   securities transactions involving first lien residential mortgage loans;

5. The Servicer has complied, in all material respects, with the applicable
   servicing criteria as of and for the period ending December 31, 2007;

6. The Servicer has not identified and is not aware of any material instance of
   noncompliance by the Vendors with the applicable servicing criteria as of
   and for the period ending December 31, 2007;

7. The Servicer has not identified any material deficiency in its policies and
   procedures to monitor the compliance by the Vendors with the applicable
   servicing criteria for the period ending December 31, 2007; and

8. A registered public accounting firm has issued an attestation report on the
   Servicer's assessment of compliance with the applicable servicing criteria
   as of and for the period ending December 31, 2007, which attestation report
   is attached hereto.



Cenlar FSB

By: /s/ Jeanne M. Bader
Name: Jeanne M. Bader
Title: Senior Vice President
Director of Loan Administration

2/22/08
Dated


(page)


EXHIBIT A

<TABLE>
<CAPTION>
                                                                                                         INAPPLICABLE
                                                                       APPLICABLE                        SERVICING
                                SERVICING CRITERIA                     SERVICING CRITERIA                CRITERIA
                                                                   Performed    Performed
                                                                   by           by
Reference                            Criteria                      Servicer     Vendor(s)
<S>                                     <C>                           <C>          <C>                 <C>

                General Servicing Considerations

1122(d)(1)(i)   Policies and procedures are instituted                 X
                to monitor any performance or other
                triggers and events of default in
                accordance with the transaction
                agreements.

1122(d)(1)(ii)  If any material servicing activities                   X
                are outsourced to third parties, policies
                and procedures are instituted to monitor
                the third party's performance and
                compliance with such servicing
                activities.

1122(d)(1)(iii) Any requirements in the transaction                                                     X
                agreements to maintain a backup servicer
                for the mortgage loans are maintained.

1122(d)(1)(iv)  A fidelity bond and errors and                         X
                omissions policy is in effect on the
                party participating in the servicing
                function throughout the reporting period
                in the amount of coverage required by and
                otherwise in accordance with the terms of
                the transaction agreements.

                Cash Collection and Administration

1122(d)(2)(i)   Payments on loans are deposited                        X
                into the appropriate custodial bank
                accounts and related bank clearing
                accounts no more than two business days
                following receipt, or such other number
                of days specified in the transaction
                agreements.

1122(d)(2)(ii)  Disbursements made via wire transfer on                X
                behalf of an obligor or to investor are
                made only by authorized personnel.

1122(d)(2)(iii) Advances of funds or guarantees                        X
                regarding collections, cash flows or
                distributions, and any interest or other
                fees charged for such advances, are made,
                reviewed and approved as specified in
                the transaction agreements.

1122(d)(2)(iv)  The related accounts for the                           X
                transaction, such as cash reserve
                accounts or accounts established as a
                form of overcollateralization, are
                separately maintained (e.g., with respect
                to commingling of cash) as set forth in
                the transaction agreements.

1122(d)(2)(v)   Each custodial account is maintained at                X
                a federally insured depository
                institution as set forth in the
                transaction agreements. For purposes of
                this criterion, "federally insured
                depository institution" with respect to a
                foreign financial institution means a
                foreign financial institution that meets
                the requirements of Rule 13k-1(b)(1)
                of this Securities Exchange Act.

1122(d)(2)(vi)  Unissued checks are safeguarded so as                  X^1          X^2
                to prevent unauthorized access.

<CAPTION>
                                                                                                         INAPPLICABLE
                                                                       APPLICABLE                        SERVICING
                                SERVICING CRITERIA                     SERVICING CRITERIA                CRITERIA
                                                                   Performed    Performed
                                                                   by           by
Reference                            Criteria                      Servicer     Vendor(s)
<S>                                     <C>                           <C>          <C>                 <C>

1122(d)(2)(vii) Reconciliations are prepared on a                      X
                monthly basis for all asset-backed
                securities related bank accounts,
                including custodial accounts and related
                bank clearing accounts. These
                reconciliations are (A) mathematically
                accurate; (B) prepared within 30
                calendar days after the bank statement
                cutoff date, or such other number of days
                specified in the transaction agreements;
                (C) reviewed and approved by someone
                other than the person who prepared the
                reconciliation; and (D) contain
                explanations for reconciling items.
                These reconciling items are resolved
                within 90 calendar days of their original
                identification, or such other number of
                days specified in the transaction
                agreements.

                Investor Remittances and Reporting

1122(d)(3)(i)   Reports to investors, including those                  X^3
                to be filed with the Commission, are
                maintained in accordance with the
                transaction agreements and applicable
                Commission requirements. Specifically,
                such reports: (A) are prepared in
                accordance with timeframes and other
                terms set forth in the transaction
                agreements; (B) provide information
                calculated in accordance with the terms
                specified in the transaction agreements;
                (C) are filed with the Commission as
                required by its rules and regulations;
                and (D) agree with the investors' or
                trustee's records as to the total unpaid
                principal balance and number of mortgage
                loans serviced by the Servicer.

1122(d)(3)(ii)  Amounts due to investors are allocated                 X
                and remitted in accordance with
                timeframes, distribution priority and
                other terms set forth in the transaction
                agreements.

1122(d)(3)(iii) Disbursements made to an investor are                  X
                posted within two business days to the
                Servicer's investor records, or such other
                number of days specified in the transaction
                agreements.

1122(d)(3)(iv)  Amounts remitted to investors per the                  X
                investor reports agree with cancelled
                checks, or other form of payment, or
                custodial bank statements.

                Pool Asset Administration

1122(d)(4)(i)   Collateral or security on mortgage loans               X
                is maintained as required by the
                transaction agreements or related mortgage
                loan documents.

1122(d)(4)(ii)  Mortgage loan and related documents are                X
                safeguarded as required by the
                transaction agreements.

1122(d)(4)(iii) Any additions, removals or                             X
                substitutions to the asset pool are made,
                reviewed and approved in accordance with
                any conditions or requirements in the
                transaction agreements.

1122(d)(4)(iv)  Payments on mortgage loans, including any              X
                payoffs, made in accordance with related
                mortgage loan documents are posted to the
                Servicer's obligor records maintained no
                more than two business days after
                receipt, or such other number of days
                specified in the transaction agreements,
                and allocated to principal, interest or
                other items (e.g., escrow) in accordance
                with the related mortgage loan documents.

1122(d)(4)(v)   The Servicer's records regarding the                   X
                mortgage loans agree with the Servicer's
                records with respect to an obligor's
                unpaid principal balance.

1122(d)(4)(vi)  Changes with respect to the terms or                   X
                status of an obligor's mortgage loans (e.g.,
                loan modifications or re-agings) are
                made, reviewed and approved by authorized
                personnel in accordance with the transaction
                agreements and related pool asset
                documents.

<CAPTION>
                                                                                                         INAPPLICABLE
                                                                       APPLICABLE                        SERVICING
                                SERVICING CRITERIA                     SERVICING CRITERIA                CRITERIA
                                                                   Performed    Performed
                                                                   by           by
Reference                            Criteria                      Servicer     Vendor(s)
<S>                                     <C>                           <C>          <C>                 <C>
1122(d)(4)(vii) Loss mitigation or recovery actions                    X
                (e.g., forbearance plans, modifications
                and deeds in lieu of foreclosure,
                foreclosures and repossessions, as
                applicable) are initiated, conducted and
                concluded in accordance with
                the timeframes or other requirements
                established by the transaction
                agreements.

1122(d)(4)(viii)Records documenting collection efforts                 X
                are maintained during the period a mortgage
                loan is delinquent in accordance with
                the transaction agreements. Such records
                are maintained on at least a monthly
                basis, or such other period specified in
                the transaction agreements, and describe
                the entity's activities in monitoring
                delinquent mortgage loans including, for
                example, phone calls, letters and
                payment rescheduling plans in cases where
                delinquency is deemed temporary (e.g.,
                illness or unemployment).

1122(d)(4)(ix)  Adjustments to interest rates or rates                 X
                of return for mortgage loans with variable
                rates are computed based on the related
                mortgage loan documents.

1122(d)(4)(x)   Regarding any funds held in trust for                  X
                an obligor (such as escrow accounts): (A)
                such funds are analyzed, in accordance
                with the obligor's mortgage loan documents,
                on at least an annual basis, or such
                other period specified in the transaction
                agreements; (B) interest on such funds is
                paid, or credited, to obligors in
                accordance with applicable mortgage loan
                documents and state laws; and (C) such
                funds are returned to the obligor within
                30 calendar days of full repayment of the
                related loans, or such other number
                of days specified in the transaction
                agreements.

1122(d)(4)(xi)  Payments made on behalf of an obligor                  X^4          X^5
                (such as tax or insurance payments) are
                made on or before the related penalty or
                expiration dates, as indicated on the
                appropriate bills or notices for such
                payments, provided that such support has
                been received by the Servicer at least 30
                calendar days prior to these dates, or
                such other number of days specified in
                the transaction agreements.

1122(d)(4)(xii) Any late payment penalties in                          X
                connection with any payment to be made on
                behalf of an obligor are paid from the
                Servicer's funds and not charged to the
                obligor, unless the late payment was due
                to the obligor's error or omission.

1122(d)(4)(xiii)Disbursements made on behalf of an                     X
                obligor are posted within two business
                days to the obligor's records maintained
                by the Servicer, or such other number of
                days specified in the transaction
                agreements.

1122(d)(4)(xiv) Delinquencies, charge-offs and                         X
                uncollectible accounts are recognized and
                recorded in accordance with the
                transaction agreements.

1122(d)(4)(xv)  Any external enhancement or other                      X
                support, identified in Item
                1114(a)(1) through (3) or Item 1115 of
                this Regulation AB, is maintained as set
                forth in the transaction agreements.

<FN>

1 Cenlar has procedures in place and monitors the tax (First American Tax
Service) and Insurance Vendor's (Assurant) performance and includes this in its
attestation testing. Both Vendors have also provided attestation reports for the
applicable work performed on this 1122 criteria.
2 Cenlar has procedures in place and monitors the tax (First American Tax
Service) and Insurance Vendor's (Assurant) performance and includes this in its
attestation testing. Both Vendors have also provided attestation reports for the
applicable work performed on this 1122 criteria.
3 1122(d)(3)(i)c Servicer is not required to file with the SEC. Servicer files
reports in accordance with the transaction agreements.
4 Cenlar has procedures in place and monitors the tax (First American Tax
Service) and Insurance Vendor's (Assurant) performance and includes this in its
attestation testing. Both Vendors have also provided attestation reports for the
applicable work performed on this 1122 criteria.
5 Cenlar has procedures in place and monitors the tax (First American Tax
Service) and Insurance Vendor's (Assurant) performance and includes this in its
attestation testing. Both Vendors have also provided attestation reports for the
applicable work performed on this 1122 criteria.

</FN>
</TABLE>