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                                                                    EXHIBIT 10.9

                  AMENDMENT TO SPLIT DOLLAR AGREEMENT BETWEEN
             TERRY SCHAEFER AND WEST POINTE BANK AND TRUST COMPANY


         WHEREAS, Terry Schaefer and West Pointe Bank And Trust Company entered
into a Split Dollar Agreement on December 29, 2000 ("Agreement"); and

         WHEREAS, the parties retained the right to amend the Agreement pursuant
to Article 7 thereof; and

         WHEREAS, the parties desire to amend the Agreement to revise the
definition of "Change of Control";

         NOW, THEREFORE, the Agreement is amended effective as of December 29,
2000 as follows:

1. Section 1.2 is deleted and replaced with the following:

                  1.2 "Change of Control" means:

                        (a)     The consummation by either West Pointe Bancorp,
                                Inc. or West Pointe Bank And Trust Company of a
                                merger, consolidation or other reorganization if
                                the percentage of the voting common stock of the
                                surviving or resulting entity held or received
                                by all persons who were owners of common stock
                                of West Pointe Bancorp, Inc. or West Pointe Bank
                                And Trust Company, whichever is applicable,
                                immediately prior to such merger, consolidation
                                or reorganization is less than 50.1% of the
                                total voting common stock of the surviving or
                                resulting entity outstanding immediately after
                                such merger, consolidation or reorganization and
                                after giving effect to any additional issuance
                                of voting common stock contemplated by the plan
                                for such merger, consolidation or
                                reorganization;

                        (b)     At any time during a period of two consecutive
                                years, individuals who at the beginning of such
                                period constituted the Board of Directors of
                                either West Pointe Bancorp, Inc. or West Pointe
                                Bank And Trust Company shall cease for any
                                reason to constitute at least a majority
                                thereof, unless the election or the nomination
                                for election by West Pointe Bancorp, Inc.'s or
                                West Pointe Bank And Trust Company's
                                shareholders, whichever is applicable, of each
                                new director during such two year period was
                                approved by a vote of at least two-thirds of the
                                directors of such entity then still in


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                                office who were directors at the beginning of
                                such two year period;

                        (c)     The sale, lease, exchange or other transfer of
                                all or substantially all of the assets (in one
                                transaction or in a series of related
                                transactions) of either West Pointe Bancorp,
                                Inc. or West Pointe Bank And Trust Company to
                                another corporation or entity that is not owned,
                                directly or indirectly, by either West Pointe
                                Bancorp, Inc. or West Pointe Bank And Trust
                                Company. "Substantially all" shall mean a sale,
                                lease, exchange or other transfer involving
                                seventy percent (70%) or more of the fair market
                                value of the assets of such entity; or

                        (d)     The liquidation or dissolution of either West
                                Pointe Bancorp, Inc. or West Pointe Bank And
                                Trust Company.

         IN WITNESS WHEREOF, the parties have executed this Amendment on this
24th day of June, 2003.


                                              WEST POINTE BANCORP, INC.
                                                          and
                                              WEST POINTE BANK AND TRUST COMPANY


/s/ Terry Schaefer                            By /s/ Bruce A. Bone
----------------------------------------         -------------------------------
Terry Schaefer                                Title Executive Vice President
                                                    and C.F.O.
                                                    ----------------------------