**EXHIBIT 34.1**

**REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM**

To theBoard of Directors of Fifth Third Bank 

Cincinnati, Ohio 

We have examined management’s assertion, included in the accompanying management’s Report on Assessment of Compliance with SEC Regulation ABServicing Criteria, that Fifth Third Bank (“Fifth Third” or the “Company”) complied with the servicing criteria set forth in Item 1122(d) of the Securities and Exchange Commission’s Regulation AB for all asset-backedsecurities transactions, for which Fifth Third acted as servicer involving retail auto loans, that have been registered with the Securities and Exchange Commission pursuant to the Securities Act of 1933, where the related asset-backed securitieswere outstanding during the reporting period (the “Platform”) as of December 31, 2013 and for the period from March 28, 2013 (the date of the issuance of the Fifth Third Auto Trust 2013-A transaction, which is the earliest of the two assetbacked transactions covered by this report) through December 31, 2013, excluding criteria set forth in Sections **1122(d)(1)(iii), 1122(d)(1)(iv), 1122(d)(2)(ii), 1122(d)(2)(iii), 1122(d)(2)(iv), 1122(d)(2)(v), 1122(d)(2)(vi), 1122(d)(3)(iii),1122(d)(3)(iv), 1122(d)(4)(ix), 1122(d)(4)(x), 1122(d)(4)(xi), 1122(d)(4)(xii), 1122(d)(4)(xiii), and 1122(d)(4)(xv),**which management has determined are not applicable to the activities performed by the Company with respect to the Platform.Appendix B of management’s assertion identifies the individual asset-backed transactions defined by management as constituting the Platform. Management is responsible for the Company’s compliance with the servicing criteria. Ourresponsibility is to express an opinion on management’s assertion about the Company’s compliance with the servicing criteria based on our examination. 

Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants, as adopted bythe Public Company Accounting Oversight Board (United States), and, accordingly, included examining, on a test basis, evidence about the Company’s compliance with the servicing criteria, including tests on a sample basis of the servicingactivities related to the Platform, determining whether the Company performed those selected activities in compliance with the servicing criteria during the specified period, and performing such other procedures as we considered necessary in thecircumstances. Our procedures were limited to selected servicing activities performed by the Company during the period covered by this report and, accordingly, such samples may not have included servicing activities related to each asset-backedtransaction included in the Platform. Further, an examination is not designed to detect noncompliance arising from errors that may have occurred prior to the period specified above that may have affected the balances or amounts calculated orreported by the Company during the period covered by this report. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Company’s compliance with the servicingcriteria. 

As described in management’s assertion, for servicing criteria 1122(d)(4)(ii), the Company has engaged a vendor to perform certainactivities required by this servicing criteria. The Company has determined that this vendor is not considered a “servicer” as defined in Item 1101(j) of Regulation AB, and the Company has elected to take responsibility for assessingcompliance with the servicing criteria applicable to this vendor as permitted by Interpretation 17.06 of the SEC Division of Corporation Finance Manual of Publicly Available Telephone Interpretations (Interpretation 17.06). As permitted byInterpretation 17.06, the Company has asserted that it has policies and procedures in place designed to provide reasonable assurance that the vendor’s activities comply in all material respects with the servicing criteria applicable to thisvendor. The Company is solely responsible for determining that it meets the SEC requirements to apply Interpretation 17.06 for the vendor and related criteria as described in its assertion, and we performed no procedures with respect to theCompany’s determination of its eligibility to use Interpretation 17.06. 

In our opinion, management’s assertion that the Company complied with the aforementioned applicableservicing criteria as of December 31, 2013 and for the period from March 28, 2013 through December 31, 2013 for all asset-backed securities transactions, for which Fifth Third acted as servicer involving retail auto loans, that have been registeredwith the Securities and Exchange Commission pursuant to the Securities Act of 1933, where the related asset-backed securities were outstanding during the reporting period Platform is fairly stated, in all material respects. 

/s/ Deloitte & Touche LLP 

Cincinnati, Ohio 

March 28, 2014