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                                                                   EXHIBIT 10.16

               AMENDMENT TO SALARY CONTINUATION AGREEMENT BETWEEN
            GLENNON A. ALBERS AND WEST POINTE BANCORP, INC. AND WEST
                         POINTE BANK AND TRUST COMPANY


         WHEREAS, Glennon A. Albers, West Pointe Bancorp, Inc. and West Pointe
Bank And Trust Company entered into a Salary Continuation Agreement effective as
of January 1, 2003 ("Agreement"); and

         WHEREAS, the parties retained the right to amend the Agreement pursuant
to Article 7 thereof; and

         WHEREAS, the parties desire to amend the Agreement to revise the
definition of "Change of Control" and to clarify that no payments will be made
if such payment would contravene any applicable regulatory law, rule or
regulation;

         NOW, THEREFORE, the Agreement is amended effective as of January 1,
2003 as follows:

1. Section 1.1.1 is deleted and replaced with the following:

                  1.1.1 "Change of Control" means:

                        (a)  The consummation by either West Pointe Bancorp,
                             Inc. or West Pointe Bank And Trust Company of a
                             merger, consolidation or other reorganization if
                             the percentage of the voting common stock of the
                             surviving or resulting entity held or received by
                             all persons who were owners of common stock of West
                             Pointe Bancorp, Inc. or West Pointe Bank And Trust
                             Company, whichever is applicable, immediately prior
                             to such merger, consolidation or reorganization is
                             less than 50.1% of the total voting common stock of
                             the surviving or resulting entity outstanding
                             immediately after such merger, consolidation or
                             reorganization and after giving effect to any
                             additional issuance of voting common stock
                             contemplated by the plan for such merger,
                             consolidation or reorganization;

                        (b)  At any time during a period of two consecutive
                             years, individuals who at the beginning of such
                             period constituted the Board of Directors of either
                             West Pointe Bancorp, Inc. or West Pointe Bank And
                             Trust Company shall cease for any reason to
                             constitute at least a majority thereof, unless the
                             election or the nomination for election by West
                             Pointe Bancorp, Inc.'s or West Pointe Bank And
                             Trust Company's


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                             shareholders, whichever is applicable, of each new
                             director during such two year period was approved
                             by a vote of at least two-thirds of the directors
                             of such entity then still in office who were
                             directors at the beginning of such two year period;

                        (c)  The sale, lease, exchange or other transfer of all
                             or substantially all of the assets (in one
                             transaction or in a series of related transactions)
                             of either West Pointe Bancorp, Inc. or West Pointe
                             Bank And Trust Company to another corporation or
                             entity that is not owned, directly or indirectly,
                             by either West Pointe Bancorp, Inc. or West Pointe
                             Bank And Trust Company. "Substantially all" shall
                             mean a sale, lease, exchange or other transfer
                             involving seventy percent (70%) or more of the fair
                             market value of the assets of such entity; or

                        (d)  The liquidation or dissolution of either West
                             Pointe Bancorp, Inc. or West Pointe Bank And Trust
                             Company.

         2. Section 5.1 is deleted and replaced with the following:

                        5.1 Parachute Payment. Notwithstanding any provision of
this Agreement to the contrary, if the benefits otherwise payable under this
Agreement would cause an excise tax to be payable under the excess parachute
rules of Section 280G of the Code, such benefits shall be cut back to the
minimum extent necessary so that no excise tax will be payable; provided,
further, that no payment shall be made hereunder if such payment would
constitute a prohibited golden parachute payment or any other prohibited payment
under applicable regulatory law, rule or regulation.

         IN WITNESS WHEREOF, the parties have executed this Amendment on this
24th day of June, 2003.

                                        WEST POINTE BANCORP, INC.
                                                and
                                        WEST POINTE BANK AND TRUST COMPANY


/s/ Glennon A. Albers                   By  /s/ Terry W. Schaefer
-----------------------------------         ------------------------------------
Glennon A. Albers                       Title  President and CEO
                                               ---------------------------------


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