<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION DERIVED FROM
THE ANNUAL REPORT ON FORM 10-KSB AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<CIK>                                          0001040790    
<NAME>                        WSB Holding Company
<MULTIPLIER>                                   1
       
<S>                                           <C>
<PERIOD-TYPE>                                  12-MOS
<FISCAL-YEAR-END>                              JUN-30-1998
<PERIOD-END>                                   JUN-30-1998
<CASH>                                             406,629
<INT-BEARING-DEPOSITS>                           4,750,915
<FED-FUNDS-SOLD>                                         0 
<TRADING-ASSETS>                                         0 
<INVESTMENTS-HELD-FOR-SALE>                      3,245,015
<INVESTMENTS-CARRYING>                          11,667,658
<INVESTMENTS-MARKET>                            11,701,966
<LOANS>                                         16,499,416
<ALLOWANCE>                                        198,168 
<TOTAL-ASSETS>                                  38,208,472
<DEPOSITS>                                      31,867,605
<SHORT-TERM>                                             0
<LIABILITIES-OTHER>                                551,321
<LONG-TERM>                                      1,000,000
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                            33,060
<OTHER-SE>                                       2,529,479
<TOTAL-LIABILITIES-AND-EQUITY>                  38,208,472
<INTEREST-LOAN>                                  1,308,118
<INTEREST-INVEST>                                  998,625
<INTEREST-OTHER>                                   283,488
<INTEREST-TOTAL>                                 2,590,231
<INTEREST-DEPOSIT>                               1,368,937
<INTEREST-EXPENSE>                               1,465,984
<INTEREST-INCOME-NET>                            1,124,247
<LOAN-LOSSES>                                       32,113
<SECURITIES-GAINS>                                  24,245
<EXPENSE-OTHER>                                  1,041,547
<INCOME-PRETAX>                                    162,558
<INCOME-PRE-EXTRAORDINARY>                               0
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                       115,388
<EPS-PRIMARY>                                          .28
<EPS-DILUTED>                                          .28
<YIELD-ACTUAL>                                        3.25
<LOANS-NON>                                        300,655
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                   208,791
<CHARGE-OFFS>                                       42,736
<RECOVERIES>                                             0
<ALLOWANCE-CLOSE>                                  198,168 
<ALLOWANCE-DOMESTIC>                                     0
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0
        


</TABLE>