EXHIBIT 31.1

                  Certification of the Chief Executive Officer
                Pursuant to Section 302 of the Sarbanes-Oxley Act

I, Robert E. Balletto, certify that:

1. I have reviewed this Quarterly Report on Form 10-QSB of Georgetown Bancorp,
   Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of
   a material fact or omit to state a material fact necessary to make the
   statements made, in light of the circumstances under which such statements
   were made, not misleading with respect to the period covered by this
   report;

3. Based on my knowledge, the financial statements, and other financial
   information included in this report, fairly present in all material
   respects the financial condition, results of operations and cash flows of
   the small business issuer as of, and for, the periods presented in this
   report;

4. The small business issuer's other certifying officer(s) and I are
   responsible for establishing and maintaining disclosure controls and
   procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for
   the small business issuer and have:

   (a)  Designed such disclosure controls and procedures, or caused such
        disclosure controls and procedures to be designed under our
        supervision, to ensure that material information relating to the small
        business issuer, including its consolidated subsidiaries, is made
        known to us by others within those entities, particularly during the
        period in which this report is being prepared;

   (b)  Evaluated the effectiveness of the small business issuer's disclosure
        controls and procedures and presented in this report our conclusions
        about the effectiveness of the disclosure controls and procedures, as
        of the end of the period covered by this report based on such
        evaluation; and

   (c)  Disclosed in this report any changes in the small business issuer's
        internal control over financial reporting that occurred during the
        small business issuer's most recent fiscal quarter (the small business
        issuer's fourth fiscal quarter in the case of an annual report) that
        has materially affected, or is reasonably likely to materially effect,
        the small business issuer's internal control over financial reporting;
        and

5. The small business issuer's other certifying officer(s) and I have
   disclosed, based on our most recent evaluation of internal control over
   financial reporting, to the small business issuer's auditors and the audit
   committee of the small business issuer's board of directors (or persons
   performing the equivalent functions):

   (a)  All significant deficiencies and material weaknesses in the design or
        operation of internal control over financial reporting which are
        reasonably likely to adversely affect the small business issuer's
        ability to record, process, summarize and report financial
        information; and

   (b)  Any fraud, whether or not material, that involves management or other
        employees who have a significant role in the small business issuer's
        internal control over financial reporting.



Date: February 14, 2005                   /s/ Robert E. Balletto
                                          -----------------------------------
                                          Robert E. Balletto
                                          President and Chief Executive Officer
                                          (Chief Executive Officer)