Exhibit 31.2

**Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002**

PACIFIC COAST NATIONAL BANCORP
a California corporation

CERTIFICATION OF CHIEF FINANCIAL OFFICER

I, Terry Stalk, Chief Financial Officer of Pacific Coast National Bancorp, a California corporation, certify
that:

| | (1) | I have reviewed this Quarterly Report on Form 10-QSB of Pacific Coast National Bancorp;                                                                                                                                                                                                                                         
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| | (2) | Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to
state a material fact necessary to make the statements made, in light of the circumstances under which
such statements were made, not misleading with respect to the period covered by this report;                      
| | (3) | Based on my knowledge, the financial statements, and other financial information included in this
report, fairly present in all material respects the financial condition, results of operations and cash
flows of the small business issuer as of, and for, the periods presented in this report;                              
| | (4) | The small business issuer's other certifying officer and I are responsible for establishing and
maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the small business issuer and have:                                                                               
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| | (5) | The small business issuer's other certifying officer and I have disclosed, based on our most recent
evaluation of internal control over financial reporting, to the small business issuer's auditors and the
audit committee of the small business issuer's board of directors (or persons performing the equivalent
functions):
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|Date: August 14, 2007 | /s/ Terry Stalk
Terry Stalk
Chief Financial Officer
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