FCA Regulation Part 618 – GENERAL PROVISIONS; Subpart A – Related Services

Below is a copy of the Related Services List. It was originally published as Appendix A to the preamble 

of the final rule on Related Services at 12 CFR Part 618 (60 FR 34090 (PDF)) on June 30, 1995. Any 

changes to the list will be subject to the regulations at 12 CFR 618.8010(b)(5) and (c)(2). If there are any 

questions about the Related Services List, please contact the Farm Credit Administration at (703) 883-

4056 or info-line@fca.gov. 

RELATED SERVICES LIST

Authorized 

Institutions

Type of 

Service

Description Special Conditions

ACB (Title I 

and II), FCB, 

ACA, PCA, 

FLBA, FLCA, 

SC

Estate Planning 

Service

Providing information and 

assistance concerning 

development of estate plans.

Does not include providing 

legal counsel or advice or 

executing the estate planning 

documents.

ACB, FCB, BC, 

ACA, PCA, 

FLBA, FLCA, 

SC

Fee Appraisal 

Service

Providing real and personal 

property appraisals and 

evaluations. (Note: appraisals 

done in conjunction with 

making or servicing System 

loans are not considered related 

services for the purpose of this 

regulation.)

ACB, FCB, BC, 

ACA, PCA, 

FLBA, FLCA, 

SC

Recordkeeping 

Service

Providing record keeping 

systems tailored to recipients' 

needs. Includes Agrifax®, and 

clerking services associated 

with the auction of farm-related 

personal property.

ACB, FCB, BC, 

ACA, PCA, 

FLBA, FLCA, 

SC

Tax Planning 

and Preparation 

Preparing tax returns and 

assisting recipients in 

understanding tax implications 

of alternative management 

decisions and strategies.

ACB (Title 1 

and II), FCB, 

ACA, PCA, 

FLBA, FLCA, 

SC

Farm Business 

Consulting 

Assisting with business 

planning for on-farm or aquatic 

operations. Includes such 

activities as assisting individuals 

in defining business goals, 

identifying management 

problems, and formulating or 

Institutions must have 

procedures in place to eliminate 

or, where appropriate, 

effectively manage conflicts of 

interest between the credit and 

business consulting functions. 
2 

Authorized 

Institutions

Type of 

Service

Description Special Conditions

analyzing alternative strategies 

for achieving goals. Institution 

personnel may not be involved 

in making management 

decisions.

ACB (Title III), 

BC, SC

Cooperative 

Business 

Consulting 

Providing consulting services to 

cooperatives or other eligible 

recipients to assist management 

and directors in making 

business decisions. May include 

educational seminars, 

development of computer 

services, business analysis, 

feasibility studies, and activity 

coordination (e.g., coordination 

of activities on mergers or 

formation of joint ventures). 

Institution personnel may not be 

involved in making 

management decisions.

Institutions must have 

procedures in place to eliminate 

or, where appropriate, 

effectively manage conflicts of 

interest between the credit and 

business consulting functions.

ACB (Title III), 

BC

Foreign 

Currency 

Exchange 

Providing foreign currency 

exchange services necessary to 

individual transactions that may 

be financed under Title III, 

section 3.7(b) of the Farm 

Credit Act of 1971, as amended.

Subject to the criteria under 12 

CFR 614.4900. 

ACB, BC, FCB Financial Risk 

Management 

for Customers

Providing risk management 

products that enable customers 

to hedge interest rate risk 

inherent in their balance sheets.

Limited to the following 

derivative products: 

• Interest rate swaps, caps, 

collars and floors;

• Forward rate agreements; 

and 

• Exchange-traded and 

over-the-counter interest 

rate options on eligible 

interest rate futures 

contracts 

1) Interest rate swaps should 

be included with the 

borrower's total debt when 

calculating lending limits 

under 12 CFR part 614, 

subpart J. For swaps where 

the bank keeps an offsetting 

position, it must include the 

credit risk of the swaps with 

the borrower's total debt 

when calculating lending 

limits. Credit limits for each 

counter-party should be 

determined by reviewing 

the potential magnitude of 

adverse payment increases 

over the life of the swap. 
3

Authorized 

Institutions

Type of 

Service

Description Special Conditions

(Products may be offered as part 

of loan packages or as standalone hedging tools.)

2) Financial risk management 

programs are subject to 

annual audits by a Certified 

Public Accountant. 

Insurance Services

ACB (Title I 

and II), FCB, 

ACA, PCA, 

FLBA, FLCA

Credit Life 

Insurance,

Mortgage Life 

Insurance, or 

Mortgage 

Accidental 

Death Insurance

Coverage that pays off or 

reduces an outstanding loan or 

mortgage in the event of the 

insured's death.

ACB (Title I 

and II), FCB, 

ACA, PCA, 

FLBA, FLCA

Term Life 

Insurance

Group or individual term life 

insurance coverage that is 

renewable at the end of the 

term.

ACB (Title I 

and II), FCB, 

ACA, PCA, 

FLBA, FLCA

Credit 

Disability and 

Accident 

Insurance or 

Mortgage 

Disability 

Insurance

Insurance that provides for loan 

or mortgage payments, or some 

degree of income protection, if 

the insured is disabled.

ACB (Title I 

and II), FCB, 

ACA, PCA, 

FLBA, FLCA

Hospital 

Income 

Insurance

Insurance that provides a 

specified amount of income 

while the insured is 

hospitalized. A form of credit 

disability insurance, and subject 

to the debtor-creditor 

requirement.

ACB (Title I 

and II), FCB, 

ACA, PCA, 

FLBA, FLCA

Multiple-Peril 

Crop Insurance 

(including 

insurance 

provided by the 

Federal Crop 

Insurance 

Corporation)

Insurance covering hazards 

incident to the growing and 

storage of crops.
4

Authorized 

Institutions

Type of 

Service

Description Special Conditions

ACB (Title I 

and II), FCB, 

ACA, PCA, 

FLBA, FLCA

Crop Hail 

Insurance

Insurance providing protection 

against damage or loss of crops 

due to hail or certain other 

named perils.

ACB (Title I 

and II), FCB, 

ACA, PCA, 

FLBA, FLCA

Hay (or Other 

Crop) Fire 

Insurance

Insurance that covers loss of hay 

or other crops due to fire.

ACB (Title I 

and II), FCB, 

ACA, PCA, 

FLBA, FLCA

Title Insurance Insurance against loss or 

damage resulting from defects 

or failure of title or from the 

enforcement of liens existing 

against title at the time of the 

insurance.