<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM (A)
INVESTORSBANCORP, INC. AUDITED DECEMBER 31, 1997 FINANCIAL STATEMENTS INCLUDED
IN ITS FORM 10-KSB AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH (B)
INVESTORSBANCORP INC. FORM 10-KSB DATED MARCH 30, 1998.
</LEGEND>
<MULTIPLIER> 1
<CURRENCY> U.S. DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             SEP-03-1997
<PERIOD-END>                               DEC-31-1997
<EXCHANGE-RATE>                                      1
<CASH>                                         1248803
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                               4544000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        9606554
<ALLOWANCE>                                      96060
<TOTAL-ASSETS>                                16039771
<DEPOSITS>                                     8861640
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                             291131
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       6989900
<OTHER-SE>                                    (102900)
<TOTAL-LIABILITIES-AND-EQUITY>                16039771
<INTEREST-LOAN>                                 224104
<INTEREST-INVEST>                               108496
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                332600
<INTEREST-DEPOSIT>                               49373
<INTEREST-EXPENSE>                               49373
<INTEREST-INCOME-NET>                           283227
<LOAN-LOSSES>                                    96060
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 586685
<INCOME-PRETAX>                               (169300)
<INCOME-PRE-EXTRAORDINARY>                    (102900)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                  (102900)
<EPS-PRIMARY>                                   (0.10)
<EPS-DILUTED>                                   (0.10)
<YIELD-ACTUAL>                                    5.72
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                96060
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          96060


</TABLE>