THE FOLLOWING TABLE SETS FORTH OUR PRINCIPAL GROUP COMPANIES:
 Unless otherwise stated our participating interest is 100%, or almost 100%
 COMPANIES TREATED AS PART OF THE INSURANCE OPERATIONS
 Place of headquartersThe NetherlandsING Verzekeringen N.V.
    
    The HagueING Verzekeringen Nederland N.V.
    
    The HagueING Vastgoed Belegging B.V.
    
    The HagueNationale-Nederlanden Levensverzekering Maatschappij N.V.
    
    RotterdamNationale-Nederlanden Schadeverzekering Maatschappij N.V.
    
    The HagueParcom Ventures B.V.
    
    UtrechtPostbank Levensverzekering N.V.
    
    The HaguePostbank Schadeverzekering N.V.
    
    The HagueRVS Levensverzekering N.V.
    
    RotterdamRVS Schadeverzekering N.V.
    
    EdeMovir N.V.
    
    NieuwegeinRest of EuropeING Zivotna Poistovna a.s.
    
    Bratislava, SlovakiaING Nationale-Nederlanden Polska S.A.
    
    Warsaw, PolandING Nationale-Nederlanden Polska Powszechne TowarzystwoEmerytaine S.A.
    
    Warsaw, PolandING Asigurari de Viata S.A.
    
    Bucharest, RomaniaING Greek Life Insurance Company S.A.
    
    Athens, GreeceING Greek General Insurance Company S.A.
    
    Athens, GreeceING Nationale-Nederlanden Magyarorszagi Biztosito Rt.
    
    Budapest, HungaryNationale Nederlanden Vida, Compañia de Seguros y Reaseguros S.A.
    
    Madrid, SpainNationale Nederlanden Generales, Compañia de Seguros y Reaseguros S.A.
    
    Madrid, SpainNorth AmericaING Canada Inc.
    
    Toronto, Ontario, CanadaBelair Insurance Company Inc.
    
    Montreal, Quebec, CanadaING Insurance Company of Canada
    
    Toronto, Ontario, CanadaING Novex Insurance Company of Canada
    
    Toronto, Ontario, CanadaING America Insurance Holdings, Inc.
    
    Wilmington, Delaware, U.S.A.ING International Insurance Holdings, Inc.
    
    Hartford, Connecticut, U.S.A.ING Life Insurance and Annuity Company
    
    Hartford, Connecticut, U.S.A.ING North America Insurance Corporation
    
    Atlanta, Georgia, U.S.A.Lion Connecticut Holdings Inc.
    
    Hartford, Connecticut, U.S.A.ReliaStar Life Insurance Company
    
    Minneapolis, Minnesota, U.S.AReliaStar Life Insurance Company of New York
    
    Woodbury, New York, U.S.ASecurity Life of Denver Insurance Company
    
    Denver, Colorado, U.S.A.ING USA Annuity and Life Insurance Company
    
    Des Moines, Iowa, USALatin AmericaING Seguros de Vida S.A.
    
    Santiago, ChileAFP Capital S.A.
    
    Santiago, ChileING Afore S.A. de C.V.
    
    Mexico City, MexicoAsiaING Life Insurance Company (Japan) Limited
    
    Tokyo, JapanING Life Insurance Company (Korea) Limited (80%)
    
    Seoul, South Korea




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Place of headquartersAustraliaING Australia Holdings Limited
    
    Sydney, AustraliaING Australia Pty Limited
    
    Sydney, AustraliaReinsurance CompanyING Re (Netherlands) N.V.
    
    The Hague, the Netherlands
 COMPANIES TREATED AS PART OF THE BANKING OPERATIONS
 The NetherlandsING Bank N.V.
    
    AmsterdamING Bank Nederland N.V.
    
    AmsterdamBank Mendes Gans N.V.
    
    AmsterdamING Lease Holding B.V.
    
    AmsterdamING Corporate Investments B.V.
    
    AmsterdamING Vastgoed Management Holding B.V.
    
    The HagueInterAdvies N.V.
    
    AmsterdamNationale-Nederlanden Financiële Diensten B.V.
    
    AmsterdamING Commercial Finance B.V.
    
    AmsterdamPostbank N.V.
    
    AmsterdamWestland Utrecht Hypotheekbank N.V.
    
    AmsterdamBelgiumING België N.V.
    
    BrusselsRest of EuropeING Bank Slaski S.A.
    
    Katowice, PolandING Bank Deutschland A.G.
    
    Frankfurt, GermanyING Bank A.S.
    
    Istanbul, TurkeyNorth AmericaING Financial Holdings Corporation
    
    New York, NY, U.S.A.Latin AmericaING Middenbank Curaçao N.V.
    
    Curaçao, Netherlands AntillesAsiaING Vysya Bank Ltd.
    
    Bangalore, IndiaOtherING Direct N.V.
    
    Canada, Germany, Spain, Australia, France, USA, Italy, UK