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 We're an ENERGY STAR® Partner of the Year
            We're proud to be recognized for our commitment to green home financing.

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                                A single data source for assets, income, and employment validation
            Now lenders can validate borrower income and employment, in addition to assets, with a single asset report in Desktop Underwriter® (DU®). Learn how this enhancement can benefit your business and create a better customer experience.

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                                Driving positive change through lending
            Discover how the Single-Family Mission Index promotes mission-focused lending to the borrowers and communities supported by our mission.

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                                Empowering renters through purposeful partnerships
  
  
            Empowering renters through purposeful partnerships
            Learn about partners who share our commitment to equitable, sustainable housing access — a key pillar of our Business Partner Code of Conduct.

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                                New innovations to reach more borrowers
            Learn about our latest underwriting solutions that help provide certainty & simplify lending.

Income Calculator DU early assessment

  

  Fannie Mae supports those who house America through single-family mortgage products and solutions

Our Single-Family business helps lenders originate quality affordable mortgages using innovative digital processes. Our funding makes products such as the 30-year, fixed-rate mortgage possible, providing homeowners with predictable mortgage payments over the life of the loan. It remains the most popular choice among homeowners.

  

  Selling Guide
                                Servicing Guide
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  Promoting positive change
      Learn how the Single-Family Mission Index provides powerful insights into mission-focused lending.
      
                        




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  **Working Together**

From pricing to technology to support, there are many benefits to working together:

**Innovative Mortgage Solutions**for today’s homebuyers
	**Clear, Consistent Pricing**in all markets at all times
	**Powerful Technology**and streamlined, value-driven servicing tools
	**Ease of Doing Business**without a pre-purchase review or fees
	**Fast Funding** available as soon as the same day loans are certified
	**Service and Support**offers the answers you need quicklyIf you are not currently a Fannie Mae seller or servicer, learn more about working with Fannie Mae.

Affordable Homeownership

Fannie Mae is creating more options for more homebuyers by tackling access to credit and housing affordability challenges. We provide our customers a variety of innovative loan products to meet their borrower’s needs.

Fostering Diversity and Opportunities

Since its inception in 2018, Fannie Mae has been a partner in the Appraiser Diversity Initiative, attracting new entrants to the real estate appraisal field while fostering diversity in the profession.

  

  Featured Products
  



RefiNow
  A refinance option that provides expanded eligibility, resulting in new opportunities for you and your borrowers.
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                                HomeReady Mortgage
  HomeReady®’s innovative income flexibilities can help your customers qualify for an affordable mortgage with a down payment as low as 3%.
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                                HomeStyle Renovation
  Learn how the HomeStyle® Renovation financing option provides a convenient and flexible way for your customers, who are considering home improvements, to make repairs and renovations.
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                                MH Advantage
  See how our innovative offerings, including MH Advantage®, can support affordable alternatives to site-built homes.
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                                HomeStyle Energy
  Whether purchasing a home or refinancing their current one, help your borrowers finance upgrades to reduce utility costs and improve the comfort and safety of their homes with a HomeStyle® Energy mortgage.
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Featured Applications
  



Desktop Underwriter
  Desktop Underwriter® (DU®) – the industry-leading underwriting system – helps lenders efficiently complete credit risk assessments to establish a home loan’s eligibility for sale and delivery to Fannie Mae.
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                                Servicing Marketplace
  Servicing Marketplace, available in Pricing & Execution – Whole Loan®, brings together lenders and servicing buyers to increase transparency and operational efficiency.
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                                Fannie Mae Connect
  Fannie Mae ConnectTM is a source for data, reporting and analytics, providing lenders full visibility into their business transactions with Fannie Mae.
            Learn More

  

  In the fast-paced mortgage industry, staying competitive means seizing every opportunity.
                  We continue to invest in our technology solutions and process automation to keep your business moving forward.
              




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News & Events

      
April 8, 2024
  
  Quality Insider: Property Data Collection: What QC Professionals Need to Know
    March 30, 2024
  
  In Case You Missed It: Policy Updates
    March 28, 2024
  
  UCD Updates: Specification and Postponed Critical Edits Timeline

  
  View all News & Trends




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      Get answers to your policy and guide questions, straight from the source.
              




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