Federal Register / Vol. 90, No. 6 / Friday, January 10, 2025 / Notices 1967 

development of other conservation 

decisions and actions. 

NMFS will provide two moderators to 

manage the workshop as well as a note 

taker to document input received. We 

are seeking facts and information; we 

will not be asking for consensus 

recommendations on how to recover the 

Beringia DPS bearded seal and the 

Arctic ringed seal. NMFS will prepare a 

summary of the workshop, noting the 

main points raised by the participants 

and registered speakers. This workshop 

will be open to the public, and an 

opportunity for public feedback and 

questions will be provided at the end of 

each day. 

Agenda 

January 23 will focus on the recovery 

planning process and requirements, the 

biology, status, and threats to the 

species, and discussions regarding 

potential recovery criteria; 

January 24 will focus on development 

of recovery criteria and actions related 

to climate change, anthropogenic 

threats, and any other recovery needs. 

Request for Information 

We also invite the public to submit 

scientific or commercial information 

that may help to inform the recovery 

criteria and actions for the Beringia DPS 

bearded seal and the Arctic ringed seal. 

We are soliciting relevant information 

related to the species and their habitat, 

including but not limited to the 

following: 

1. Criteria for removing these species 

from the list of threatened and 

endangered species (These criteria 

could be either threats-based or 

abundance/trends based.); 

2. Human activities that contribute to 

threats to the species; 

3. Physical, biological, or chemical 

features of the environment that limit 

the recovery of these species; 

4. Recovery strategies addressing 

threats to physical and biological 

features that are essential to species 

conservation; 

5. Strategies and actions to recover 

these species; 

6. Estimates of the time and cost, and 

potential partners to implement 

recovery actions; 

7. Critical knowledge gaps and 

uncertainties that need to be resolved to 

better inform recovery efforts; and 

8. Research, monitoring, and 

evaluation needs to address knowledge 

gaps and uncertainties, or to assess the 

species’ status, limiting factors, and 

threats relative to recovery goals. 

Information may be submitted via the 

methods listed above in the ADDRESSES

section. 

Reasonable Accommodations 

The workshop is accessible to persons 

with disabilities. Send requests for 

accessibility accommodations to 

akr.ice.seal.recovery@noaa.gov by 

January 13, 2025 and we will do our 

best to accommodate requests to the 

extent possible. 

Authority: 16 U.S.C. 1531 et seq. 

Dated: January 3, 2025. 

Lisa Manning, 

Acting Chief, Endangered Species 

Conservation Division, Office of Protected 

Resources, National Marine Fisheries Service. 

[FR Doc. 2025–00320 Filed 1–8–25; 8:45 am] 

BILLING CODE 3510–22–P 

COMMITTEE FOR PURCHASE FROM 

PEOPLE WHO ARE BLIND OR 

SEVERELY DISABLED 

Procurement List; Deletions 

AGENCY: Committee for Purchase From 

People Who Are Blind or Severely 

Disabled. 

ACTION: Deletions from the procurement 

list. 

SUMMARY: This action deletes product(s) 

and service(s) from the Procurement List 

that were furnished by nonprofit 

agencies employing persons who are 

blind or have other severe disabilities. 

DATES: Date added to and deleted from 

the Procurement List: February 09, 2025 

ADDRESSES: Committee for Purchase 

From People Who Are Blind or Severely 

Disabled, 355 E Street SW, Suite 325, 

Washington, DC 20024. 

FOR FURTHER INFORMATION CONTACT: 

Michael R. Jurkowski, Telephone: (703) 

489–1322, or email CMTEFedReg@

AbilityOne.gov. 

SUPPLEMENTARY INFORMATION: 

Deletions 

On 11/22/2024 (89 FR 92657), 11/29/ 

2024 (89 FR 94715) and 12/6/2024 (89 

FR 96948) the Committee for Purchase 

From People Who Are Blind or Severely 

Disabled published notice of proposed 

deletions from the Procurement List. 

This notice is published pursuant to 41 

U.S.C. 8503 (a)(2) and 41 CFR 51–2.3. 

After consideration of the relevant 

matter presented, the Committee has 

determined that the product(s) and 

service(s) listed below are no longer 

suitable for procurement by the Federal 

Government under 41 U.S.C. 8501–8506 

and 41 CFR 51–2.4. 

Regulatory Flexibility Act Certification 

I certify that the following action will 

not have a significant impact on a 

substantial number of small entities. 

The major factors considered for this 

certification were: 

1. The action will not result in 

additional reporting, recordkeeping or 

other compliance requirements for small 

entities. 

2. The action may result in 

authorizing small entities to furnish the 

product(s) and service(s) to the 

Government. 

3. There are no known regulatory 

alternatives which would accomplish 

the objectives of the Javits-WagnerO’Day Act (41 U.S.C. 8501–8506) in 

connection with the product(s) and 

service(s) deleted from the Procurement 

List. 

End of Certification 

Accordingly, the following product(s) 

and service(s) are deleted from the 

Procurement List: 

Product(s) 

NSN(s)—Product Name(s): 

7510–01–579–9321—Binder, Removable 

Slant-D Rings, 100% Recyclable, Turned 

Edge, Blue, 11⁄2′′ Capacity, Letter 

Authorized Source of Supply: South Texas 

Lighthouse for the Blind, Corpus Christi, 

TX 

Contracting Activity: STRATEGIC 

ACQUISITION CENTER, 

FREDERICKSBURG, VA 

Contracting Activity: GSA/FAS ADMIN 

SVCS ACQUISITION BR(2, NEW YORK, 

NY 

Service(s) 

Service Type: Administrative Support 

Services 

Mandatory for: US Army, Natick Contracting 

Division (ACC–APG), General Greene 

Avenue, Natick, MA 

Authorized Source of Supply: Work, 

Incorporated, Dorchester, MA 

Contracting Activity: DEPT OF THE ARMY, 

W6QK ACC–APG NATICK 

Service Type: Mailing Services 

Mandatory for: US Department of Energy, 

Office of Science Chicago Office, 

Argonne National Laboratory, Argonne, 

IL 

Authorized Source of Supply: Jewish Child 

and Family Services, Chicago, IL 

Contracting Activity: ENERGY, 

DEPARTMENT OF, SE–SC CHICAGO 

SERVICE CENTER 

Service Type: Administrative & Courier 

Services 

Mandatory for: Office of the Undersecretary 

of Defense (A&S)/Defense Pricing and 

Contracting (OUSD(A&S)/DPC), Suffolk 

Building (including The Pentagon & 

Mark Center), Falls Church, VA 

Authorized Source of Supply: Anchor Mental 

Health Association, Washington, DC 

Contracting Activity: WASHINGTON 

HEADQUARTERS SERVICES (WHS), 

WASHINGTON HEADQUARTERS 

SERVICES 

Service Type: Centralized Appointment Call 

Center 


khammond on DSK9W7S144PROD with NOTICES
1968 Federal Register / Vol. 90, No. 6 / Friday, January 10, 2025 / Notices 

1 15 U.S.C. 1639c(b)(3)(C), Public Law 115–174 

(2018). 

2The final PACE rule, published in the same 

Federal Register edition, implements the proposal 

with small changes that do not affect the 

environmental analysis. 

3See 88 FR 30388 (May 11, 2023). 

4For a discussion of the potential impacts of the 

proposed rule, see 88 FR 30388 at 30417–28. 

5The rulemaking on PACE financing is required 

under 15 U.S.C. 1639c(b)(3)(C). For purposes of this 

analysis, the CFPB analyzed a ‘‘no action’’ 

alternative to provide a benchmark for 

environmental effects. 

6Other commenters on the proposed rule raised 

that potential energy savings estimates from PACE 

programs ‘‘are speculative and may not 

materialize.’’ Comments to The Consumer Financial 

Protection Bureau Regarding Proposed Rule for 

Residential Property Assessed Clean Energy 

Financing (Regulation Z), RIN National Consumer 

Law Center & National Housing Law Project, July 

26, 2023, https://www.regulations.gov/comment/ 

CFPB-2023-0029-0101. 

7See Comments on Residential Property Assessed 

Clean Energy Financing, RIN 3170–AA84, 

PACENation, July 26, 2023, https://

www.regulations.gov/comment/CFPB-2023-0029- 

0115. 

Mandatory for: U.S. Air Force, Medical 

Treatment Facility, Eglin Air Force Base, 

FL 

Authorized Source of Supply: Bobby Dodd 

Institute, Inc., Atlanta, GA 

Contracting Activity: DEPT OF THE AIR 

FORCE, FA2823 AFTC PZIO 

Service Type: Mail and Messenger Service 

Mandatory for: US Army, Tobyhanna Army 

Depot, Tobyhanna, PA 

Designated Source of Supply: The Burnley 

Workshop of the Poconos, Inc., 

Stroudsburg, PA 

Contracting Activity: DEPT OF THE ARMY, 

W0ML USA DEP TOBYHANNA 

Michael R. Jurkowski, 

Director, Business Operations. 

[FR Doc. 2025–00344 Filed 1–8–25; 8:45 am] 

BILLING CODE 6353–01–P 

CONSUMER FINANCIAL PROTECTION 

BUREAU 

Environmental Assessment and 

Finding of No Significant Impact 

AGENCY: Consumer Financial Protection 

Bureau. 

ACTION: Notice. 

SUMMARY: The Consumer Financial 

Protection Bureau (CFPB) is issuing this 

finding of no significant impact and 

accompanying environmental 

assessment regarding the CFPB’s 

consideration of a proposed rule to 

implement a Congressional mandate to 

establish consumer protections for 

residential Property Assessed Clean 

Energy (PACE) financing. Based on the 

environmental assessment, the CFPB 

has concluded that there will be no 

significant effects on the human 

environment from the proposed PACE 

rule, and therefore, a finding of no 

significant impact is appropriate. 

DATES: The environmental assessment 

and finding of no significant impact will 

be available January 10, 2025. 

FOR FURTHER INFORMATION CONTACT: 

George Karithanom, Regulatory 

Implementation and Guidance Program 

Analyst, Office of Regulations, at 202– 

435–7700 or https://reginquiries.

consumerfinance.gov/. If you require 

this document in an alternative 

electronic format, please contact CFPB_

Accessibility@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

I. Environmental Assessment 

Description of the Proposed Action 

On May 11, 2023, the CFPB published 

in the Federal Register a proposed rule 

to implement a Congressional mandate 

to establish consumer protections for 

residential Property Assessed Clean 

Energy (PACE) financing. PACE loans, 

which cover the costs of home 

improvements and result in a tax 

assessment on the consumer’s real 

property, are often promoted as a way 

to finance clean energy improvements 

such as solar panels. The CFPB 

proposed to require lenders to assess a 

borrower’s ability to repay a PACE loan 

and to provide a framework for how 

these loans will be treated under the 

Truth in Lending Act (TILA). Section 

307 of the Economic Growth, Regulatory 

Relief, and Consumer Protection Act 

(EGRRCPA) directs the CFPB to 

prescribe ability-to-repay rules for PACE 

financing and to apply the civil liability 

provisions of TILA for violations.1 The 

proposed rule would implement 

EGRRCPA section 307 and amend 

Regulation Z to address the application 

of TILA to ‘‘PACE transactions’’ as 

defined in proposed § 1026.43(b)(15). 

This environmental assessment 

constitutes the CFPB’s review of 

potential environmental impacts from 

issuing the proposed PACE rule.2

Purpose and Need for the Proposed 

Action 

The purpose and need for the 

proposed rule is to fulfill the 

Congressional mandate in the EGRRCPA 

to establish certain consumer 

protections for residential PACE loans. 

The proposed rule’s purpose and need 

are further described in the preamble of 

the proposed rule.3

Environmental Impacts of the Proposed 

Action 

None of the requirements of the 

CFPB’s proposed rule would have direct 

effects on the human environment. 

However, the CFPB expects that fewer 

PACE loans would be originated as a 

consequence of the proposed rule. This 

may occur, for example, because the 

proposed rule would require a 

determination that consumers have the 

ability to repay the PACE loan, and so 

consumers who do not have an ability 

to repay may not qualify for PACE 

loans, or because the home 

improvement contractors who currently 

market PACE loans would not collect 

the information necessary for creditors 

to make ability-to-repay determinations 

in accordance with the proposal.4

To the extent that the projects 

currently funded by PACE would not 

occur without PACE financing being 

available, and to the extent those 

projects would provide environmental 

benefits, the CFPB’s proposed rule 

would reduce those environmental 

benefits. The CFPB considered the 

impacts of its proposed rule relative to 

the alternative of no action.5

PACE loans are authorized by State 

laws only for certain types of home 

improvement projects, which include 

solar panels, energy efficiency 

improvements, water efficiency 

improvements, HVAC improvements, 

and disaster resiliency improvements. 

Such projects might improve the 

environment by reducing water or 

electricity consumption and avoiding 

harmful emissions by generating 

electricity through renewable, nonpolluting sources, although it is 

unknown whether these projects in fact 

provide these environmental benefits.6

Public comments from a PACE 

industry trade association expressed 

concerns that the proposed rule would 

have a significant adverse impact on the 

environment by reducing the 

environmental benefits associated with 

PACE financing, including benefits 

related to the reduction of water and 

energy consumption. Specifically, the 

commenter stated that all PACE projects 

to date (covering roughly 2010–2022) 

have created a total of 537MW of solar 

capacity, and over the lifetimes of the 

projects will reduce water consumption 

by 21 million gallons, reduce 

greenhouse gas emissions by 9.5 million 

metric tons, and reduce electricity 

consumption by 338 million kWh.7

The comment, as well as the 

referenced article and white paper, do 

not describe the methodology for 

estimating environmental benefits, and 

the CFPB believes the statistic on solar 

generation of 537 MW in particular is 

inconsistent with other data and 

significantly overstates the impact on 

energy and water consumption that 

could result from the proposed rule. 


khammond on DSK9W7S144PROD with NOTICES