2700 Federal Register / Vol. 90, No. 7 / Monday, January 13, 2025 / Notices 

an insured depository institution 

(hereafter in this section referred to as 

the ‘unbanked’) into the conventional 

finance system.’’ Section 7 further 

instructs the FDIC to consider several 

factors in its conduct of the surveys, 

including (1) ‘‘what cultural, language 

and identification issues as well as 

transaction costs appear to most prevent 

‘unbanked’ individuals from 

establishing conventional accounts;’’ 

and (2) ‘‘what is a fair estimate of the 

size and worth of the ‘unbanked’ market 

in the United States.’’ 

The Household Survey collects 

information on bank account 

ownership, which provides a factual 

basis for measuring the number and 

percentage of households that are 

unbanked. It is the only populationrepresentative survey conducted at the 

national level that provides State-level 

estimates of the size and characteristics 

of unbanked households for all 50 States 

and the District of Columbia. The 

Household Survey also collects 

information from unbanked households 

about the reasons that they do not have 

a bank account and their interest in 

having a bank account. 

Nonbank financial companies are 

playing an increasingly important role 

in the provision of financial products 

and services in the U.S., and households 

may use a variety of bank and nonbank 

financial products and services to meet 

their needs. Consequently, the 

Household Survey collects information 

on whether and how households use a 

wide range of bank and nonbank 

financial products and services. 

To obtain this information, the FDIC 

partners with the U.S. Census Bureau, 

which administers the Household 

Survey under an FDIC-sponsored 

supplement to its Current Population 

Survey (CPS). The Household Survey 

has been administered every other year 

since January 2009. The previous survey 

questionnaires and survey results can be 

accessed through the following link: 

https://fdic.gov/analysis/householdsurvey. 

Consistent with the statutory mandate 

to conduct the surveys on an ongoing 

basis, the FDIC already has in place 

arrangements for conducting the ninth 

Household Survey as a supplement to 

the June 2025 CPS. Prior to finalizing 

the 2025 survey questionnaire, the FDIC 

seeks to solicit public comment on 

whether changes to the existing 

instrument are desirable and, if so, to 

what extent. It should be noted that, as 

a supplement of the CPS survey, the 

Household Survey needs to adhere to 

specific parameters that include limits 

in the length and sensitivity of the 

questions that can be asked of CPS 

respondents. Interested members of the 

public may obtain a copy of the 

proposed survey questionnaire on the 

following web page: https://

www.fdic.gov/federal-registerpublications/2025-fdic-national-surveyunbanked-and-underbankedhouseholds-draft. 

Request for Comment 

Comments are invited on (a) whether 

the collection of information is 

necessary for the proper performance of 

the FDIC’s functions, including whether 

the information has practical utility; (b) 

the accuracy of the estimates of the 

burden of the information collection, 

including the validity of the 

methodology and assumptions used; (c) 

ways to enhance the quality, utility, and 

clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated collection techniques 

or other forms of information 

technology. All comments will become 

a matter of public record. 

Federal Deposit Insurance Corporation. 

Dated at Washington, DC, on January 7, 

2025. 

Debra A. Decker, 

Executive Secretary. 

[FR Doc. 2025–00502 Filed 1–10–25; 8:45 am] 

BILLING CODE 6714–01–P 

FEDERAL MINE SAFETY AND HEALTH 

REVIEW COMMISSION 

Sunshine Act Meetings 

TIME AND DATE: 10 a.m., Friday, January 

10, 2025. 

PLACE: The meeting will be held via 

remote means. 

STATUS: Closed. 

MATTERS TO BE CONSIDERED: The 

Commission will conduct a meeting 

closed to the public to consider the 

Commission’s response, if any, to show 

cause orders issued by the D.C. Circuit 

Court of Appeals in D.C. Cir. No. 24– 

1293 (and consolidated case D.C. Cir. 

No. 24–1356), and D.C. Cir. No. 24–1294 

(and consolidated case DC Cir No. 24– 

1357). Commissioners will attend the 

meeting. Commission staff members 

who provide technological support and 

other Commission staff may also be 

present as necessary. This meeting is 

closed to the public pursuant to 5 U.S.C. 

552b(c)(10) on the basis of the 

Commission’s ‘‘participation in a civil 

action or proceeding.’’ The Commission 

determined that shorter than usual 

notice for a meeting was required by 

official agency business. 

CONTACT PERSON FOR MORE INFO: Sarah 

Stewart (202) 434–9935/(202) 708–9300 

for TDD Relay/1–800–877–8339 for toll 

free. 

Authority: 5 U.S.C. 552b. 

Dated: January 8, 2025. 

Sarah L. Stewart, 

Deputy General Counsel. 

[FR Doc. 2025–00681 Filed 1–8–25; 4:15 pm] 

BILLING CODE 6735–01–P 

FEDERAL RESERVE SYSTEM 

Proposed Agency Information 

Collection Activities; Comment 

Request 

AGENCY: Board of Governors of the 

Federal Reserve System. 

ACTION: Notice, request for comment. 

SUMMARY: The Board of Governors of the 

Federal Reserve System (Board) invites 

comment on a proposal to extend for 

three years, without revision the 

Recordkeeping and Disclosure 

Requirements Associated with 

Regulation II (FR II; OMB No. 7100– 

0349). 

DATES: Comments must be submitted on 

or before March 14, 2025. 

ADDRESSES: You may submit comments, 

identified by FR II, by any of the 

following methods: 

• Agency Website: https://

www.federalreserve.gov/. Follow the 

instructions for submitting comments, 

including attachments. Preferred 

method. 

• Mail: Ann E. Misback, Secretary, 

Board of Governors of the Federal 

Reserve System, 20th Street and 

Constitution Avenue NW, Washington, 

DC 20551. 

• Hand Delivery/Courier: Same as 

mailing address. 

• Other Means: publiccomments@

frb.gov. You must include the OMB 

number or the FR number in the subject 

line of the message. 

Comments received are subject to 

public disclosure. In general, comments 

received will be made available on the 

Board’s website at https://

www.federalreserve.gov/apps/ 

proposals/ without change and will not 

be modified to remove personal or 

business information including 

confidential, contact, or other 

identifying information. Comments 

should not include any information 

such as confidential information that 

would be not appropriate for public 

disclosure. Public comments may also 

be viewed electronically or in person in 

Room M–4365A, 2001 C St. NW, 

Washington, DC 20551, between 9 a.m. 


ddrumheller on DSK120RN23PROD with NOTICES1
Federal Register / Vol. 90, No. 7 / Monday, January 13, 2025 / Notices 2701 

and 5 p.m. during Federal business 

weekdays. 

Additionally, commenters may send a 

copy of their comments to the Office of 

Management and Budget (OMB) Desk 

Officer for the Federal Reserve Board, 

Office of Information and Regulatory 

Affairs, Office of Management and 

Budget, New Executive Office Building, 

Room 10235, 725 17th Street NW, 

Washington, DC 20503, or by fax to 

(202) 395–6974. 

FOR FURTHER INFORMATION CONTACT: 

Federal Reserve Board Clearance 

Officer—Nuha Elmaghrabi—Office of 

the Chief Data Officer, Board of 

Governors of the Federal Reserve 

System, nuha.elmaghrabi@frb.gov, (202) 

452–3884. 

SUPPLEMENTARY INFORMATION: On June 

15, 1984, OMB delegated to the Board 

authority under the Paperwork 

Reduction Act (PRA) to approve and 

assign OMB control numbers to 

collections of information conducted or 

sponsored by the Board. In exercising 

this delegated authority, the Board is 

directed to take every reasonable step to 

solicit comment. In determining 

whether to approve a collection of 

information, the Board will consider all 

comments received from the public and 

other agencies. 

During the comment period for this 

proposal, a copy of the proposed PRA 

OMB submission, including the draft 

reporting form and instructions, 

supporting statement (which contains 

more detail about the information 

collection and burden estimates than 

this notice), and other documentation, 

will be made available on the Board’s 

public website at https://

www.federalreserve.gov/apps/ 

reportingforms/home/review or may be 

requested from the agency clearance 

officer, whose name appears above. On 

the page displayed at the link above, 

you can find the supporting information 

by referencing the collection identifier, 

FR II. Final versions of these documents 

will be made available at https://

www.reginfo.gov/public/do/PRAMain, if 

approved. 

Request for Comment on Information 

Collection Proposal 

The Board invites public comment on 

the following information collection, 

which is being reviewed under 

authority delegated by the OMB under 

the PRA. Comments are invited on the 

following: 

a. Whether the proposed collection of 

information is necessary for the proper 

performance of the Board’s functions, 

including whether the information has 

practical utility; 

b. The accuracy of the Board’s 

estimate of the burden of the proposed 

information collection, including the 

validity of the methodology and 

assumptions used; 

c. Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

d. Ways to minimize the burden of 

information collection on respondents, 

including through the use of automated 

collection techniques or other forms of 

information technology; and 

e. Estimates of capital or startup costs 

and costs of operation, maintenance, 

and purchase of services to provide 

information. 

At the end of the comment period, the 

comments and recommendations 

received will be analyzed to determine 

the extent to which the Board should 

modify the proposal. 

Proposal Under OMB Delegated 

Authority To Extend for Three Years, 

Without Revision, the Following 

Information Collection 

Collection Title: Recordkeeping and 

Disclosure Requirements Associated 

with Regulation II. 

Collection Identifier: FR II. 

OMB Control Number: 7100–0349. 

General description of collection: The 

FR II requires both recordkeeping and 

disclosure requirements. Certain debit 

card issuers (referred to as ‘‘covered 

issuers’’) are required to develop and 

implement, and at least annually review 

and update, certain fraud-prevention 

policies and procedures to be eligible to 

receive the fraud-prevention 

adjustment. In addition, the rule 

requires such a debit card issuer to 

annually notify its payment card 

networks that it is eligible to receive the 

fraud-prevention adjustment, and to 

notify its payment card networks when 

it is no longer eligible to receive the 

fraud-prevention adjustment. Finally, 

Regulation II requires all debit card 

issuers and, in some situations, payment 

card networks to retain evidence of 

compliance with the requirements in 

Regulation II for a prescribed period of 

time. 

Frequency: Annual; Event-generated. 

Respondents: Debit card issuers and 

payment card networks. 

Total estimated number of 

respondents: 534. 

Total estimated annual burden hours: 

22,251. 

Board of Governors of the Federal Reserve 

System, January 7, 2025. 

Benjamin W. McDonough, 

Deputy Secretary and Ombuds of the Board. 

[FR Doc. 2025–00481 Filed 1–10–25; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL RESERVE SYSTEM 

Proposed Agency Information 

Collection Activities; Comment 

Request 

AGENCY: Board of Governors of the 

Federal Reserve System. 

ACTION: Notice, request for comment. 

SUMMARY: The Board of Governors of the 

Federal Reserve System (Board) invites 

comment on a proposal to extend for 

three years, without revision, the Senior 

Credit Officer Opinion Survey on Dealer 

Financing Terms (FR 2034; OMB No. 

7100–0325). 

DATES: Comments must be submitted on 

or before March 14, 2025. 

ADDRESSES: You may submit comments, 

identified by FR 2034, by any of the 

following methods: 

• Agency Website: https://

www.federalreserve.gov/. Follow the 

instructions for submitting comments, 

including attachments. Preferred 

method. 

• Mail: Ann E. Misback, Secretary, 

Board of Governors of the Federal 

Reserve System, 20th Street and 

Constitution Avenue NW, Washington, 

DC 20551. 

• Hand Delivery/Courier: Same as 

mailing address. 

• Other Means: publiccomments@

frb.gov. You must include the OMB 

number or the FR number in the subject 

line of the message. 

Comments received are subject to 

public disclosure. In general, comments 

received will be made available on the 

Board’s website at https://

www.federalreserve.gov/apps/ 

proposals/ without change and will not 

be modified to remove personal or 

business information including 

confidential, contact, or other 

identifying information. Comments 

should not include any information 

such as confidential information that 

would be not appropriate for public 

disclosure. Public comments may also 

be viewed electronically or in person in 

Room M–4365A, 2001 C St. NW, 

Washington, DC 20551, between 9 a.m. 

and 5 p.m. during Federal business 

weekdays. 

Additionally, commenters may send a 

copy of their comments to the Office of 

Management and Budget (OMB) Desk 

Officer for the Federal Reserve Board, 

Office of Information and Regulatory 

Affairs, Office of Management and 

Budget, New Executive Office Building, 

Room 10235, 725 17th Street NW, 

Washington, DC 20503, or by fax to 

(202) 395–6974. 

FOR FURTHER INFORMATION CONTACT: 

Federal Reserve Board Clearance 


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