3808 Federal Register / Vol. 90, No. 9 / Wednesday, January 15, 2025 / Notices 

46An abusive act or practice: (1) materially 

interferes with the ability of a consumer to 

understand a term or condition of a consumer 

financial product or service; or (2) takes 

unreasonable advantage of: 

—a lack of understanding on the part of the 

consumer of the material risks, costs, or conditions 

of the product or service; 

—the inability of the consumer to protect the 

interests of the consumer in selecting or using a 

consumer financial product or service; or 

—the reasonable reliance by the consumer on a 

covered person to act in the interests of the 

consumer. 

12 U.S.C. 5531(d). 

47See 12 CFR 1016.13–15 

nonaffiliated third parties in an opt-out 

disclosure? 

8. What are the current shortcomings, 

if any, of Regulation P in protecting 

consumers’ personally identifiable 

financial information? 

9. What questions do financial 

companies’ data collection and use 

practices raise regarding compliance 

with the prohibition against unfair, 

deceptive, and abusive 46 acts and 

practices under the Consumer Financial 

Protection Act? 

10. Are any revisions to Regulation P 

warranted to address the exceptions 

financial institutions use to share 

nonpublic personal information with 

nonaffiliated third parties? 47 Would any 

of the exceptions benefit from 

clarification or adjustment? 

11. What are the opportunities: 

a. To strengthen protections for 

consumers regarding data about them, 

including to give consumers more 

choice about what data is collected and 

how it is used? 

b. To protect data subject to secondary 

use, such as to ensure that secondary 

uses comply with the direction given by 

the consumer? 

c. To track, control, and protect data 

in the hands of downstream recipients, 

such as to require downstream 

recipients to disclose the use, sale, or 

sharing of consumer nonpublic personal 

information to the consumers whose 

data they possess? 

d. To address the aggregation of data 

that includes data about consumers that 

originated with financial companies or 

was collected digitally, to ensure that 

the data consumers entrusted to 

companies that offer or provide 

consumer financial products or services 

remains protected even in large 

databases? 

e. To improve the opt-out process 

under the GLBA and Regulation P? 

f. To ensure that consumers and 

financial data enjoy consistent 

protections, whether they use financial 

or payment products produced by big 

tech firms or traditional consumer 

finance firms? 

g. To ensure that all companies are 

‘‘playing by the same rules’’ with 

respect to consumer data when engaging 

in the same markets? 

12. What types of information should 

the CFPB regularly collect and publish 

about how financial companies, 

especially big tech firms, treat data in 

payment and financial products? 

Should the CFPB publish more 

information about the activities of the 

nonaffiliated third parties that are part 

of this ecosystem? 

13. Are there studies, surveys, 

research, or other evidence about how 

the previous collection of consumer 

data by financial companies, especially 

large financial institutions and big tech 

firms, presents a barrier to entry against 

others wishing to offer competing 

consumer financial products or 

services? 

14. What harms, if any, result from 

current business practices that leverage 

consumer data originating with 

financial companies or collected 

digitally through a financial company? 

What benefits, if any, do consumers 

currently enjoy because companies 

share consumers’ nonpublic personal 

information? 

15. What additional tools should 

regulators use to support potential 

whistleblowers to report corporate 

conduct that violates consumers’ data 

protection rights? 

Rohit Chopra, 

Director, Consumer Financial Protection 

Bureau. 

[FR Doc. 2025–00811 Filed 1–14–25; 8:45 am] 

BILLING CODE 4810–AM–P 

DELAWARE RIVER BASIN 

COMMISSION 

Notice of Public Hearing and Business 

Meeting, February 5, 2025 and March 

12, 2025 

Notice is hereby given that the 

Delaware River Basin Commission will 

hold a public hearing on Wednesday, 

February 5, 2025. A business meeting 

will be held the following month on 

Wednesday, March 12, 2025. Both the 

hearing and the business meeting are 

open to the public, and both will be 

conducted virtually. 

Public Hearing. The Commission will 

conduct the public hearing virtually on 

February 5, 2025, commencing at 1:30 

p.m. Hearing items will include draft 

dockets for withdrawals, discharges, 

and other projects that could have a 

substantial effect on the basin’s water 

resources. A list of the projects 

scheduled for hearing, including project 

descriptions, along with links to draft 

dockets, will be posted on the 

Commission’s website, www.drbc.gov, 

in a long form of this notice at least ten 

days before the hearing date. 

Written comments on matters 

scheduled for hearing on February 5, 

2025, will be accepted through 5:00 

p.m. on Monday, February 10, 2025. 

The public is advised to check the 

Commission’s website periodically 

during the ten days prior to the hearing 

date, as items scheduled for hearing 

may be postponed if additional time is 

needed to complete the Commission’s 

review. Items also may be added up to 

ten days prior to the hearing date. In 

reviewing docket descriptions, the 

public is asked to be aware that the 

details of projects may change during 

the Commission’s review, which is 

ongoing. 

Business Meeting. The business 

meeting on March 12, 2025 will be held 

virtually commencing at 10:30 a.m. and 

will include: adoption of the Minutes of 

the Commission’s December 5, 2024 

business meeting; announcements of 

upcoming meetings and events; a report 

on hydrologic conditions; reports by the 

Executive Director and the 

Commission’s General Counsel; and 

consideration of any items for which a 

hearing has been completed or is not 

required. The agenda is expected to 

include consideration of the draft 

dockets for withdrawals, discharges, 

and other projects that are subjects of 

the public hearing on February 5, 2025. 

After all scheduled business has been 

completed and as time allows, the 

business meeting will be followed by up 

to one hour of Open Public Comment, 

an opportunity to address the 

Commission off the record on any topic 

concerning management of the Basin’s 

water resources outside the context of a 

duly noticed, on-the-record public 

hearing. 

There will be no opportunity for 

additional public comment for the 

record at the March 12, 2025 business 

meeting on items for which a hearing 

was completed on February 5, 2025 or 

a previous date. Commission 

consideration on March 12, 2025 of 

items for which the public hearing is 

closed may result in approval of the 

item as proposed, approval with 

changes, denial, or deferral. When the 

Commissioners defer an action, they 

may announce an additional period for 

written comment on the item, with or 

without an additional hearing date, or 

they may take additional time to 

consider the input they have already 

received without requesting further 

public input. Any deferred items will be 

considered for action at a public 


lotter on DSK11XQN23PROD with NOTICES1
Federal Register / Vol. 90, No. 9 / Wednesday, January 15, 2025 / Notices 3809 

meeting of the Commission on a future 

date. 

Advance Registration and Sign-Up for 

Oral Comment. Links for registration to 

attend the virtual public hearing and 

business meeting, respectively, will be 

posted at www.drbc.gov at least ten days 

before each meeting date. Registrants 

who wish to comment on the record 

during the public hearing on February 5, 

2025 or to address the Commissioners 

informally during the Open Public 

Comment session following the meeting 

on March 12, 2025 as time allows, will 

be asked to so indicate when registering. 

The Commission’s public hearing, 

business meeting, and Open Public 

Comment session will also be 

livestreamed on YouTube at https://

www.youtube.com/@DRBC_1961. For 

assistance, please contact Ms. Patricia 

Hausler of the Commission staff, at 

patricia.hausler@drbc.gov. 

Addresses for Written Comment. 

Written comment on items scheduled 

for hearing may be made through the 

Commission’s web-based comment 

system, a link to which is provided at 

www.drbc.gov. Use of the web-based 

system ensures that all submissions are 

captured in a single location and their 

receipt is acknowledged. Exceptions to 

the use of this system are available 

based on need, by writing to the 

attention of the Commission Secretary, 

DRBC, P.O. Box 7360, 25 Cosey Road, 

West Trenton, NJ 08628–0360. For 

assistance, please contact Patricia 

Hausler at patricia.hausler@drbc.gov. 

Accommodation for Special Needs. 

Closed captioning will be available on 

both webinar and live-stream internet 

platforms. Those with limited internet 

access may listen and speak at virtual 

public meetings of the DRBC using any 

of several toll-free phone numbers that 

will be provided to all virtual meeting 

registrants. 

Other individuals in need of an 

accommodation as provided for in the 

Americans with Disabilities Act who 

wish to attend the virtual hearing or 

meeting should contact the Commission 

Secretary directly at 609–883–9500 ext. 

203 or through the Telecommunications 

Relay Services (TRS) at 711 to discuss 

how we can accommodate your needs. 

Additional Information, Contacts. 

Additional public records relating to 

hearing items may be examined at the 

Commission’s offices by appointment by 

contacting Donna Woolf, 609–477–7222. 

For other questions concerning hearing 

items, please contact David Kovach, 

Project Review Section Manager, at 609– 

477–7264. 

Authority. Delaware River Basin 

Compact, Public Law 87–328, Approved 

September 27, 1961, 75 Statutes at 

Large, 688, sec. 14.4. 

Dated: January 8, 2025. 

Pamela M. Bush, 

Commission Secretary and Assistant General 

Counsel. 

[FR Doc. 2025–00740 Filed 1–14–25; 8:45 am] 

BILLING CODE P 

DEPARTMENT OF EDUCATION 

Applications for New Awards; 

Technical Assistance and 

Dissemination To Improve Services 

and Results for Children With 

Disabilities and Demonstration and 

Training Programs—National 

Technical Assistance Center on 

Transition for Students and Youth With 

Disabilities 

AGENCY: Office of Special Education and 

Rehabilitative Services, Department of 

Education. 

ACTION: Notice. 

SUMMARY: The Department of Education 

(Department) is issuing a notice inviting 

applications for new awards for fiscal 

year (FY) 2025 for National Technical 

Assistance Center on Transition for 

Students and Youth With Disabilities. 

DATES: 

Applications Available: January 15, 

2025. 

Deadline for Transmittal of 

Applications: March 17, 2025. 

Deadline for Intergovernmental 

Review: May 15, 2025. 

Pre-Application Webinar Information: 

No later than January 21, 2025, the 

Office of Special Education Programs 

(OSEP) and Rehabilitative Services 

(OSERS) will post details on prerecorded informational webinars 

designed to provide technical assistance 

(TA) to interested applicants. Links to 

the webinars may be found at 

www.ed.gov/about/ed-offices/osers/ 

osep/new-osep-grant-competitions. 

ADDRESSES: For the addresses for 

obtaining and submitting an 

application, please refer to our Common 

Instructions for Applicants to 

Department of Education Discretionary 

Grant Programs, published in the 

Federal Register on December 23, 2024 

(89 FR 104528) and available at https:// 

www.federalregister.gov/documents/ 

2024/12/23/2024-30488/commoninstructions-for-applicants-todepartment-of-education-discretionarygrant-programs. 

FOR FURTHER INFORMATION CONTACT: 

Selete Avoke, U.S. Department of 

Education, 400 Maryland Avenue SW, 

Washington, DC 20202–5076. 

Telephone: (202) 245–7260. Email: 

Selete.Avoke@ed.gov or Tara Jordan, 

Department of Education, 400 Maryland 

Avenue SW, Washington, DC 20202– 

5076. Email: Tara.Jordan@ed.gov. 

If you are deaf, hard of hearing, or 

have a speech disability and wish to 

access telecommunications relay 

services, please dial 7–1–1. 

SUPPLEMENTARY INFORMATION: 

Full Text of Announcement 

I. Funding Opportunity Description 

Purpose of Program: The purpose of 

the Technical Assistance and 

Dissemination to Improve Services and 

Results for Children with Disabilities 

program is to promote academic 

achievement and to improve results for 

children with disabilities by providing 

TA, supporting model demonstration 

projects, disseminating useful 

information, and implementing 

activities that are supported by 

scientifically based research. The 

purpose of the Demonstration and 

Training program is to provide 

competitive grants, including 

cooperative agreements, to, or enter into 

contracts with, eligible entities to 

expand and improve the provision of 

vocational rehabilitation (VR) and other 

services authorized under the 

Rehabilitation Act of 1973 

(Rehabilitation Act), or to further the 

purposes and policies in sections 2(b) 

and (c) of the Rehabilitation Act by 

supporting activities that increase the 

provision, extent, availability, scope, 

and quality of rehabilitation services 

under the Rehabilitation Act, including 

related research and evaluation 

activities. 

Assistance Listing Number (ALN): 

84.326E. 

OMB Control Number: 1820–0028. 

Priorities: This competition includes 

two absolute priorities. In accordance 

with 34 CFR 75.105(b)(2)(v), Absolute 

Priority 1 is from allowable activities 

specified in the statute (see sections 663 

and 681(d) of the Individuals with 

Disabilities Education Act (IDEA); 20 

U.S.C. 1463 and 1481(d)). In accordance 

with 34 CFR 75.105(b)(2)(iv), Absolute 

Priority 2 is from section 303 of the 

Rehabilitation Act of 1973; 29 U.S.C. 

773. 

Absolute Priorities: For FY 2025 and 

any subsequent year in which we make 

awards from the list of unfunded 

applications from this competition, 

these priorities are absolute priorities. 

Under 34 CFR 75.105(c)(3), we consider 

only applications that meet both of 

these priorities. 

Background: 

While overall high school graduation 

rates for students with disabilities have 


lotter on DSK11XQN23PROD with NOTICES1