Housing Partner

2017 PROGRESS REPORT

AMERICA’S
Today, buying, renting, and financing 

homes is starting to feel far different 

than it did just a few years ago. Slow, 

paper-based processes are giving 

way to simpler, more efficient digital 

processes. More and more, closing 

on a home loan entails less time 

and expense, and more speed and 

convenience.

In short, technology is starting 

to transform housing finance in 

important and positive ways. 

At Fannie Mae, we want to help our 

customers accelerate these changes 

so they can pass the benefits on to 

America’s homeowners and renters. 

We are doing this by delivering 

innovations to our customers that are 

squeezing time, cost, and inefficiency 

out of the mortgage process. These 

solutions help make complicated 

financing processes easier and 

simpler for both lenders and buyers. 

It will also make mortgage lending 

more transparent and mitigate risk for 

lenders and taxpayers. 

We are working with customers, 

investors, and other partners across 

the nation to bring the power of 

innovation and data to bear on 

America’s most important housing 

challenges. We believe it is possible 

to expand access to mortgage 

Leadership means 

never standing still.

TIMOTHY J. MAYOPOULOS

“ credit for more people and to bring 

financing to new places in ways that 

are safe and sustainable. We believe 

in empowering our multifamily 

partners so that affordable and 

workforce rental housing is available 

in communities across the country. 

We believe in making sure lenders 

can provide flexible, next-generation 

solutions to meet the needs of 

Millennials, Gen Xers, and Baby 

Boomers alike.

Most of all, the people of Fannie 

Mae believe in the transforming 

power of home. Since our creation 

80 years ago, our purpose has been 

to provide a steady, reliable source 

of mortgage financing through all 

market conditions. How we fulfill this 

purpose continuously evolves, as we 

try new ideas and listen closely to the 

changing needs of our customers. 

These pages describe how we are 

moving with urgency to create 

housing opportunities for future 

generations of American homeowners 

and renters. I invite you to learn more 

and to let us know how we are doing.

”

A Message from Our CEO

America’s Housing Partner | 2017 Progress Report
05CHAPTER 5

Powered 

By Our Diverse 

Workforce

27

02CHAPTER 2

Putting the 

Customer First

11

01CHAPTER 1

A Strong 

Business

4 

03CHAPTER 3

Solving America’s 

Housing Challenges 

17

04CHAPTER 4

Creating New 

Opportunities 

in Housing

21 
01

At Fannie Mae, we’re proud of the work we do to 

support the housing market. We are America’s 

housing partner, and the strength of our business 

today reflects much more than 80 years of opening 

doors. It also reflects the relationships we’ve built 

with our customers, the innovative solutions we 

continue to bring to the market, and the hard work 

of a talented and inclusive workforce.

CHAPTER 1

A Strong

Business

America’s Housing Partner | 2017 Progress Report 4
We purchase qualifying 

mortgages from lenders, 

which we bundle into bonds 

and sell to investors. Lenders 

use their replenished cash 

to originate new mortgages, 

and we use ours to start 

the process again. This 

continuous flow of money 

promotes a healthy housing 

market. As the leading 

provider of mortgage-related 

securities, Fannie Mae 

makes it all possible.

Fannie Mae is at 

the very heart of the 

housing industry. 

America’s Housing Partner | 2017 Progress Report 5
America’s Housing Partner | 2017 Progress Report 6
600K 507K

446K

569K

724K

770K

1M 937K 1.0M

1.4M

2.6M

3.1M

1.2M

2012 2013 2014 2015 2016 2017

500K

1M

2M

3M

2.5M

1.5M

900K

887K

954K

1.1M

1.2M

Funding the housing market

In 2017, we provided $570 billion in 

mortgage financing that enabled 

1.2 million home purchases, 1 million 

mortgage refinancings, and 770,000 

units of multifamily housing.

We are the liquidity 

provider of choice. 

We partner with lenders to create home 

purchase and rental opportunities for 

millions of Americans across the country.

REFINANCINGS

HOME SALES

RENTAL UNITS

America’s Housing Partner | 2017 Progress Report A Strong Business 7
20%

40%

60%

80%

100%

80%

89%

97%

Our business is 

stronger than ever.

Backed by vast amounts of data, we’re collaborating with lenders and industry innovators to expand access to credit for millions of Americans – 

without sacrificing intelligent, responsible lending practices that have strengthened the housing market.

Characteristics of our single-family book of business

The majority of our single-family loans are long-term fixed-rate 

mortgages and current on payments. 

LONG-TERM FIXED-RATE MORTGAGES

PRIMARY RESIDENCES

CURRENT ON PAYMENTS

Multifamily and single-family serious delinquency rates 

The share of our single-family and multifamily loans that are seriously 

delinquent remains below private market levels. Our serious delinquency 

rate increased in the latter part of 2017 as many homeowners in hurricaneaffected regions became delinquent on their loans.

SINGLE-FAMILY 

MULTIFAMILY

1%

2%

3%

4%

5%

2010 2011 2012 2013 2014 2015 2016 2017

4.48%

1.24%

0.71%

0.11%

America’s Housing Partner | 2017 Progress Report A Strong Business 8
We’re partnering with the 

private sector in new ways.

Through our proactive approach to credit risk management, we have created a safer and more efficient way of doing business, not only for our 

company but for the entire housing system. We’ve built attractive new markets that move risk away from Fannie Mae and safeguard American 

taxpayers. Through innovative credit risk sharing transactions, including our flagship Connecticut Avenue SecuritiesTM (CAS) program and Credit 

Insurance Risk TransferTM (CIRTTM) program, we’ve transferred to the private market a portion of the credit risk on roughly one-third of our singlefamily loans – and we’ve done it with the well-being of communities in mind. Despite a rapidly evolving business environment, our core business, 

like the larger industry, is now more transparent and easier to understand.

Investing side-by-side 

with Fannie Mae

Since inception, we have transferred 

to private investors a portion of 

the credit risk on $1.3 trillion of 

single-family loans measured by the 

original unpaid principal balance at 

the time of issuance. As of year-end 

2017, $922 billion in single-family 

mortgages, or approximately 32% 

of the loans in our single-family 

conventional guaranty book of 

business, measured by unpaid 

principal balance, were covered by a 

credit risk transfer transaction.

12/31/14 12/31/15 12/31/16 12/31/17

$200B

$400B

$600B

$800B

$1T

10%

20%

30%

40%

50%

9%

$239

15%

$421

23%

$648

32%

$922

OUTSTANDING UNPAID PRINCIPAL BALANCE OF 

LOANS IN A CREDIT RISK TRANSFER REFERENCE POOL

% SINGLE-FAMILY CONVENTIONAL GUARANTY BOOK 

IN A CREDIT RISK TRANSFER REFERENCE POOL

America’s Housing Partner | 2017 Progress Report A Strong Business 9
2001 2003 2005 2007 2009 2011 2013 2015 2017

20%

40%

60%

100%

80%

57%

42%

78%

59%

76%

MARKET SHARE OF ALL FIRST LIEN 

ORIGINATIONS BY DOLLAR

DUS: The Loan We All OwnTM

Fannie Mae DUS lenders are empowered to 

underwrite, close, and deliver most loans 

without our pre-review, translating into greater 

efficiencies, liquidity, and cost savings.

Before we backed millions of 

rentals, we built a better model.

We launched our Delegated Underwriting and Servicing 

model 30 years ago, and it remains the premier financing 

platform in the multifamily market. DUS® is a unique system 

of collaboration. We authorize our lenders to underwrite, 

close, and deliver most loans without our pre-review, and 

in exchange they share the risk of loss on those loans. In 

turn, this offers the borrower certainty of execution, faster 

decisions, quicker closings, and better pricing. It is a complete 

partnership: We share the risk, and we share the reward. It’s 

also why we describe it as “the loan we all own” – because it 

aligns and empowers each of us, every step of the way. 

We support America’s favorite mortgage.

The 30-year fixed-rate mortgage is the favorite among homebuyers – and 

Fannie Mae helps make it possible. With fixed, predictable, low monthly 

payments and the option to prepay, this uniquely American product offers 

affordability, stability, and reliability. It puts the dream of homeownership 

within reach for generations of homebuyers, just as it has since our 

founding during the Great Depression. As a leading source of liquidity, we 

ensure lenders can continue to offer this preferred mortgage.

The mortgage of choice

In 2017, 76% of Americans seeking a conventional, 

first-lien mortgage chose the 30-year fixed-rate 

mortgage. As we’ve always done, Fannie Mae 

provided much of that financing.

30-YEAR FIXED-RATE

30-YEAR FIXED-RATE FINANCED BY FANNIE MAE

America’s Housing Partner | 2017 Progress Report A Strong Business 10
CHAPTER 2

02

Putting the 

Customer First

Our business can only be as strong as the partnerships 

it supports. At Fannie Mae, we put the customer first. 

We build personal relationships with our customers 

founded on communication, mutual respect, and trust 

– values that we’ve embedded not only into the way we 

work but how we organize ourselves at work. We listen 

to our customers to understand their pain points, and 

then we work alongside our customers to create new 

solutions and better efficiencies, together.

America’s Housing Partner | 2017 Progress Report 11
In 2017, lenders ranked 

the Fannie Mae customer 

experience in the top 

quartile of B2B companies, 

a significant increase over 

the prior two years. Our 

dedicated customer support 

model is a key driver of this 

evolution: Roughly 90 percent 

of individuals who engage 

with our account teams say 

they get very good or excellent 

customer support from their 

dedicated Fannie Mae contact.

Our focus on 

the customer 

is working.

America’s Housing Partner | 2017 Progress Report 12
Certainty that starts on Day 1.

Not long ago, we introduced Day 1 Certainty®, a customer-focused 

solution grounded in new technology. From the start, Day 1 Certainty 

was a game-changer, streamlining processes and substantially 

reducing lenders’ repurchase risk. It introduced speed, simplicity, and 

certainty to the mortgage process. Since then, we’ve continued to build 

on that foundation by introducing new functionalities that make doing 

business with Fannie Mae even easier. 

In turn, we’re helping our customers better serve their customers. With 

Day 1 Certainty, our best-in-class lenders are seeing average savings of 

10 days from asset validation, 15 days for property inspection waivers, 

and 15 days when both employment and income are validated.

A universe of reasons to choose Day 1 Certainty

“When I heard about Day 1 Certainty and the possibility for 

digital validation, I got really excited. I thought, ‘Finally, we’re 

at a place where we can start the mortgage process and 

provide clarity without our buyer having to give the same 

information over and over again!’ It was definitely a win.” 

– Day 1 Certainty Customer

Building on Day 1 Certainty – other innovations

API Platform:

Application Programming Interfaces (APIs) make it possible for 

lenders of all sizes to plug into Fannie Mae. Our API platform is 

creating seamless integration opportunities for our customers, 

enabling them to access Fannie Mae data and technology and 

drive workflow efficiencies in their processes.

Servicing Marketplace: 

We’re connecting servicers and sellers who are interested in 

partnering with each other for servicing transfers when loans 

are sold to Fannie Mae – providing transparency to the system 

while removing costs and friction.

America’s Housing Partner | 2017 Progress Report Putting the Customer First 13
We reimagined the multifamily 

customer experience.

From start to finish, we’re making it easier to do business. We’ve 

introduced new and seamless technology enhancements to further our 

partnerships with multifamily lenders and investors. The end result is 

simplicity, certainty, and transparency – and an empowered customer. New efficiencies for 

multifamily partners

Lenders:

For our lender partners, we rolled out a series of 

enhancements to DUS Gateway® and released 

DUS DocWayTM, our new repository for digitally 

submitting final underwriting documents. We also 

updated our Committing & Delivering (C&DTM) 

platform with improved rent roll functionality, 

allowing lenders to submit data in the format 

received. And, we eliminated duplication of work 

through our ASAP+ Early Funding efficiency.

Investors:

For our investor partners, we debuted DUS 

DiscloseTM, our industry-leading multifamily MBS 

reporting platform designed in close cooperation 

and consultation with the investing community. 

The user-friendly interface provides comprehensive 

data, enhanced disclosures, and the ability to 

download expanded security-, loan-, and propertylevel information, to ensure our investors have all 

the data they need to make informed decisions.

America’s Housing Partner | 2017 Progress Report Putting the Customer First 14
Information powers today’s 

business decisions.

For Fannie Mae and our partners, data and access to it are paramount. That’s why we share 

our award-winning market research with everyone, including the public. Our economists, 

analysts, and thought leaders scrutinize the industry’s most impactful topics – from the 

role of student debt on Millennial homeownership rates to consumer understanding of the 

digital mortgage process – so we can better inform the national dialogue. 

For our investors, easy access to robust data and information is a must. Our industryleading Data Dynamics® platform, for example, provides a transparent, unparalleled 

reporting experience that enables credit risk investors to quickly find the information they 

need in order to meet their objectives.

Economic and Strategic Research 

Market Insights:

Our award-winning team of economists offers in-depth market research and forecasting 

based on the latest economic and housing trends. We work hard to see what’s just around 

the bend, as well as what’s over the horizon, and share our findings with everyone.

Surveys: 

We provide two housing-centered benchmarks – the monthly Home Purchase Sentiment 

Index® (HPSI) and the quarterly Mortgage Lender Sentiment Survey® (MLSS) – to help 

the industry better navigate the ever-changing attitudes, perceptions, and behaviors that 

shape today’s homebuying and mortgage lending decisions.

Perspectives: 

We take a hard look at everything that influences the U.S. housing market. From generational 

homeownership trends to housing’s intersection with the gig economy, our experts provide 

valuable and unconventional insight into a rapidly changing mortgage economy.

Data Dynamics

Historical Performance Data: 

Delivers insights into historical loan 

performance trends and relationships to 

credit performance.

CAS Transaction Issuance and Performance: 

Allows users to view the profile composition 

for outstanding deals, as well as ongoing 

monthly performance analysis.

Historical Comparative Analysis: 

Provides insights into potential deal 

performance by comparing deals across 

various historical outcomes.

America’s Housing Partner | 2017 Progress Report Putting the Customer First 15
Digital collaboration 

enables transformation.

We’re working with industry partners 

to create a new e-mortgage ecosystem 

where the process is simpler from 

start to finish. Digital transparency 

and safety are replacing paperworkdependency and confusion, as 

we cut the number of steps in a 

loan’s life cycle from hundreds to a 

handful. Borrowers get an improved 

homebuying experience and lenders 

get a simpler process – and everyone 

benefits from reductions in time and 

mortgage costs. 

America’s Housing Partner | 2017 Progress Report Putting the Customer First 16
CHAPTER 3

03

Solving 

America’s 

Housing 

Challenges

We are committed to addressing the country’s 

most difficult housing challenges. And we 

believe that everyone deserves access to safe 

and affordable housing. 

America’s Housing Partner | 2017 Progress Report 17
Fannie Mae is leveraging 

its vast intellectual capital, 

experience, and unique 

industry position to help 

people in all communities. 

We’re bringing together 

lenders, developers, 

investors, non-profits, and 

others to ask the right 

questions, identify the right 

problems, and advance the 

right solutions.

We’re bringing 

together the 

right people.

America’s Housing Partner | 2017 Progress Report 18
We’re making it safer and easier 

to get a mortgage.

No product better exemplifies our dedication to 

innovation and our common sense approach to 

expanding access to credit than our flagship product, 

HomeReady®. With HomeReady, borrowers can 

put down as little as 3 percent, and cash for downpayment and closing costs can come from multiple 

sources (such as gifts and grants). HomeReady also 

allows for nontraditional sources of income to be 

used to help qualify for a mortgage, such as renter or 

boarder income, and allows co-borrowers who don’t 

live in the property to be included on the mortgage. 

For many Americans who may have previously felt 

like they were on the outside looking in, getting a 

mortgage is now easier and safer.

Helping homeowners 

avoid foreclosure

Since 2009, we have helped families 

avoid foreclosure through approximately 

1.7 million loan modifications and other 

workout solutions.

We’re here to help.

For families facing hardship, we know a mortgage can be overwhelming. That’s 

why homeowners with loans owned by Fannie Mae can contact our Mortgage 

Help Network for free, hands-on mortgage assistance at any time. Support is 

available nationwide, by phone and in person. Many borrowers can qualify for 

a loan refinance or modification, lowering the payment and making it more 

affordable. We also offer temporary and permanent solutions to help those who 

have missed mortgage payments, so they get their finances back on track and 

avoid foreclosure.

America’s Housing Partner | 2017 Progress Report Solving America’s Housing Challenges 19
We have a duty to serve 

the underserved.

It’s our mission to help make home more than an unlikely aspiration for everyday 

American families. By partnering with institutions that can offer scale and 

standardization to communities currently lacking it, we are bringing down costs and 

clearing a path for private capital to be put to work in a safe and responsible way. 

We’re also exploring new and innovative financing options for manufactured housing 

communities, as well as methods to improve and support the availability of financing 

in high-needs rural communities. In addition to supporting new supply, we’re working 

hard to preserve existing affordable housing stock as a necessary and viable low-cost 

alternative in our urban areas. 

Serving the spectrum of 

multifamily housing

As a reliable source of financing in the 

multifamily sector, Fannie Mae remains 

committed to serving the spectrum of 

America’s rental housing needs.

$0B $5B $10B $15B $20B $25B $30B $35B

Seniors Housing

Structured Transactions

Student Housing

Manufactured Housing Communities

Affordable Housing

Small Loans*

Green Financing**

$0B $5B $10B $15B $20B $25B $30B $35B

Seniors Housing

Structured Transactions

Student Housing

Manufactured Housing Communities

Affordable Housing

Small Loans*

Green Financing**

2016 2017

America’s Housing Partner | 2017 Progress Report Solving America’s Housing Challenges 20
04

Fannie Mae is always looking to improve the 

homebuying experience and advance housing 

opportunities. This includes expanding access to 

mortgage credit in nontraditional and common 

sense ways for creditworthy borrowers. It also 

means advancing affordable rental housing options 

and creating sustainable communities, and serving 

the underserved across America.

CHAPTER 4

Creating New 

Opportunities 

in Housing

America’s Housing Partner | 2017 Progress Report 21
From advancing socially 

responsible products to 

developing scalable solutions 

for tomorrow’s greatest 

housing challenges, we’re 

providing the tools the 

industry needs to serve 

future generations.

We are looking 

toward tomorrow.

America’s Housing Partner | 2017 Progress Report 22
Average annual reduction in 

property costs per property 

Average annual 

reduction in childcare 

and other meaningful 

expenses per family 

(over 248,000 units)

Number of cell phones that 

could be powered with the 

amount of electricity saved

Where you live matters.

We at Fannie Mae are doing all we can do ensure that the rental 

properties we finance are built and managed with the tenants’ 

health in mind. 

Through our Healthy Housing RewardsTM program, we incentivize 

developers to incorporate healthy design features into newly 

constructed or rehabilitated properties where many of the 

renters are among the area’s poorest. These features promote 

quality of life and can include a wide variety of healthy living 

enhancements, such as improved air quality, community gardens, 

and playgrounds. 

We also continue to offer our Green Rewards loan program, 

with tangible, bottom-line benefits – including below-market 

interest rates, additional loan proceeds, and free energy and 

water audits – to borrowers who meet specific energy- or 

water-efficiency standards.

Projected impact of Fannie Mae 

Green Financing

Offering greener, affordable, innovative 

energy-efficient solutions results in 

measurable impact. The energy- and waterefficiency improvements financed through 

Fannie Mae are projected to generate 

significant savings while reducing the 

properties’ environmental impact.

49K

$

80

49

80M

49

131 $ Per

Yr.

America’s Housing Partner | 2017 Progress Report Creating New Opportunities in Housing 23
We’re doing well 

by doing good.

Although the green mortgage market is a relatively new market, we’ve made tremendous strides over the last few years. In fact, Fannie Mae issued 

$27.6 billion in green mortgage-backed securities in 2017, making us the largest issuer of green securities globally. With that level of impact, we’re 

making green financing into more than just a feel-good product: We’re making it the new standard in multifamily lending. 

Green finance production 

through 2017

Since launching our Green Financing 

program in 2012, we’ve continued 

to grow our green book of business 

each year, with total issuance of $27.6 

billion in 2017 – more than seven 

times the volume financed in 2016.

$6B

$12B

$18B

$24B

2012 2013 2014 2015 2016 2017

$ 56M $ 58M $ 60M $ 309M

3.6B $

27.6B $

America’s Housing Partner | 2017 Progress Report Creating New Opportunities in Housing 24
America’s households are changing, 

and we are ready to meet their needs.

The lifestyles and preferences of today’s borrowers demand a vastly different mortgage finance process – one that provides flexible financing options 

and prioritizes the digital experience. Fannie Mae is working with lenders and industry innovators to develop new solutions for new generations of 

homeowners. In fact, more than 100 lenders have volunteered for our customer panels to explore ideas and co-create products together. 

With their input, we’ve launched a series of test-and-learn pilots that propose inventive, intelligent solutions to many of the modern barriers to 

sustainable homeownership. Our pilot programs recognize that today’s households and those of tomorrow will differ from prior generations, both 

demographically and financially. By testing new technologies and methods in small scale, we are introducing safe new ways to tackle traditional 

problems.

Ownership conversion 

Gives renters a flexible, 

safe, and affordable path 

to owning a home in 

neighborhoods where they 

want to live.

Home-sharing income 

Allows borrowers to 

count Airbnb rental 

income history toward 

more favorable mortgage 

refinance terms.

Student debt 

Allows qualifying homeowners 

the opportunity to refinance 

student debt at relatively 

lower, prevailing mortgage 

interest rates.

America’s Housing Partner | 2017 Progress Report Creating New Opportunities in Housing 25
We believe that great ideas 

can come from anywhere.

That’s why we launched a public competition to help solve one of the most complex housing challenges of our time: 

the significant shortage of sustainable, affordable housing. The Sustainable Communities Innovation Challenge is a 

two-year, $10 million investment by Fannie Mae to generate ideas on how to provide residents with integrated access 

to affordable housing, opportunities for employment, health and wellness, and education. 

Over the next two years, we will support the most innovative ideas through partnerships and funding for research, 

planning, and idea development. Together, we’re exploring and supporting new ways to make a difference and 

positively impact America’s housing. 

America’s Housing Partner | 2017 Progress Report Creating New Opportunities in Housing 26
05

At Fannie Mae, we leverage the rich diversity 

of our employees – and we are powered by this 

collaborative, inclusive, and committed workforce. 

Our business depends on it. 

CHAPTER 5

Powered By 

Our Diverse 

Workforce

America’s Housing Partner | 2017 Progress Report 27
We serve the communities 

that serve America. 

Our employees make a difference year-round, 

in and out of the office. In 2017, roughly half of 

Fannie Mae employees volunteered through our 

non-profit partners, donating more than 18,000 

volunteer hours to serve the communities where 

we live and work. Additionally, through online 

charitable contributions and local fundraising 

events, our employees donated thousands 

of dollars to select non-profit organizations, 

including nearly $90,000 to Help The HomelessTM, 

Fannie Mae’s charitable program that has 

supported homeless service providers for 

30 years. 

And when entire communities were devastated 

by the 2017 hurricanes and other natural 

disasters, our employees answered the call for 

help – through financial contributions and with 

boots on the ground – to help families get back on 

their feet.

America’s Housing Partner | 2017 Progress Report Powered By Our Diverse Workforce 28
Our efforts to ensure a fully inclusive work 

environment are constantly evolving.

We’re listening and improving at every step – from how we 

acquire talent and engage with our employees to how we do 

business in the marketplace. Internally, we’re always looking 

to strengthen and expand programs that attract and cultivate 

a diverse and inclusive employee base. We encourage a 

collaborative and supportive organizational culture that 

welcomes, empowers, and engages all of our employees. 

Externally, we proudly advance opportunities that will ensure 

the inclusion of minority-, women-, and disabled-owned 

firms who want to do business with us. 

Even our workplace 

is transforming

To best serve an ever-changing industry, we have to be more 

than efficient – we have to stay nimble. We are exploring 

new and innovative ways to approach our work, and we’re 

customizing our physical work spaces, to maximize our 

interactions with each other and our customers.

America’s Housing Partner | 2017 Progress Report Powered By Our Diverse Workforce 29
We lead the 

industry.

And we’re being 

recognized for it. In 2017, 

various organizations 

highlighted the work we do 

and our people who do it.

Black 

Enterprise

Hispanic IT 

Executive 

Council

Human Rights 

Campaign 

Foundation

F5/Hot Topics

Mortgage 

Professional 

America

Glassdoor

National Business 

Inclusion 

Consortium

EPA, ENERGY 

STAR®

MReport

HousingWire

Compliance 

Week

Jeff Hayward & 

Kimberly Johnson

Michael Garcia

Christopher Porter

Nancy Jardini

Doug Duncan & 

Kimberly Johnson

Tim Mayopoulos Caroline Patane

Nadine Bates & 

Laurel Davis

Most Powerful Executives 

in Corporate America 2017

Fatherly

Indeed

50 Best Places to Work for 

New Dads

The Best Places to Work in 

2017, ranked #16

HITEC Top 100 list

100% Score on the 

Corporate Equality Index

LATINA Style 

Magazine

Global Capital

InformationWeek

Top 50 Companies 

for Latinas

Deal of the Year – 

awarded in four categories: 

Overall Best Issuer, Best 

RMBS Issuer, RMBS Deal 

of the Year, RMBS Data 

Provider

IT Excellence 

Awards, DevOps, 

1st Place

Top 100 CISO 

(Chief Information 

Security Officers)

Hot 100 List

Highest-Rated CEO honoree, 

92% approval rating

Best of the Best Companies 

for Diversity and Inclusion

2017 Partner of the Year – 

Sustained Excellence Award

Women in Housing Awards 

Power Player

Women of Influence 2017

2017 Top Minds

America’s Housing Partner | 2017 Progress Report Powered By Our Diverse Workforce 30
Published May 11, 2018

For more information on our business, including information on our recent financial results and credit performance, the credit profile of our book of business, and significant risks relating to our business, see 

our annual report on Form 10-K for the year ended December 31, 2017, filed with the Securities and Exchange Commission on February 14, 2018 (“2017 Form 10-K”).

This report includes our expectations regarding the focus of our business and the impact of our actions on our business and the U.S. housing finance system. These expectations are forward-looking 

statements based on our current assumptions regarding numerous factors. Our actual results and future expectations may differ materially from our current expectations as a result of many factors, 

including those discussed in the “Risk Factors” and “Forward-Looking Statements” sections of and elsewhere in our 2017 Form 10-K. These forward-looking statements are representative only as of the date 

they are made, and we undertake no obligation to update any forward-looking statement as a result of new information, future events, or otherwise, except as required under the federal securities laws.

Data in this report as of or through December 31, 2017, unless otherwise indicated.

Join the 

conversation.

We’re listening, and we want to hear from you. We encourage you to share feedback and suggestions on how we can continue to build a 

better housing finance system. Connect with Fannie Mae on social media to be a part of the conversation, and join us at the heart of housing.

Contact us:

800-2FANNIE 

(800-232-6643) 

fanniemae.com/portal/aboutfm/contact-us.html

Company News

Learn about our important work 

and keep up on our progress.

Careers

If you’re ready to make a difference, 

then we’re ready for you.

KnowYourOptions.com

Fannie Mae’s Know Your Options 

website is your one-stop resource 

for housing education and 

foreclosure-prevention support.

HomePath.com

Visit our HomePath website to find 

Fannie Mae-owned properties for sale.

Media Inquiries

Contact our External Communications team for information about Fannie Mae’s 

business and to connect with our experts.