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    AHAR Report 2024 Hero Image
  
  
            Our 2023 Annual Housing Activities Report (AHAR) and Annual Mortgage Report (AMR)
            Read the AHAR Read the AMR

  
  Preserving Affordable Housing CTA
  
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  Building a better future for housing

Fannie Mae was founded in 1938 with the public purpose of encouraging homeownership. Over the years, we have continuously sought to expand housing opportunities, especially for underserved populations. In 2023, low- and moderate-income families faced challenges in the housing market, including an ongoing high interest rate environment, elevated housing prices, and a continuing shortage of affordable homes for purchase or rent. Despite these challenges, Fannie Mae continued to provide liquidity to help maintain affordability in the overall housing market while supporting responsible lending. We also focused on research and developing solutions to help build a more equitable and sustainable housing experience for renters, homebuyers, and homeowners nationwide.

Read the AHAR Read the AMR
  
  
      **As required by Fannie Mae’s Charter Act and implementing regulations, the company submits its Annual Housing Activities Report (“AHAR”) and Annual Mortgage Report (“AMR”).**

The AHAR and AMR reflect housing activities undertaken by Fannie Mae and the company’s performance against our housing goals established by the Federal Housing Finance Agency (“FHFA”).

The AHAR and AMR include data tables that provide information about each goal and our performance under each goal and subgoal. Included in the tables are dollar volumes, number of mortgages and number of units related to owner occupied and rental properties financed by Fannie Mae’s mortgage purchases.

See previous reports

  

  2023 by the Numbers

Affordability Stability Liquidity


382,384

First-time homebuyers helped to purchase a home
              189,439

Very low- and low-income homebuyers helped to purchase a home
              317,032

Rental units affordable to very low- and low-income families financed
              Over 2,200

Potential homebuyers approved-eligible due to positive rent payment history
              Over 380,000

Renters participated in the multifamily positive rent payment pilot
              1.5M

Home purchases, refinances, and rental units enabled
              Over 226,000

First-time prospective homebuyers completed our HomeView® course and earned their certificate of completion
              Over 9,000

Counseling sessions supported to help people stay in their homes after disaster or hardship
              $369B

Provided in liquidity to the single-family and multifamily mortgage markets
              984,000

Single-family purchase and refinance loans acquired
              482,000

Multifamily units financed
              $8.9B

In Multifamily and Single-Family Green MBS issued
              $11.2B

In Multifamily Social MBS issued

  

  Previous reports

2022 Annual Housing Activities Report and 2022 Annual Mortgage Report (PDF)

2021 Annual Housing Activities Report and Annual Mortgage Report (PDF)

2020 Annual Housing Activities Report and Annual Mortgage Report (PDF)

2019 Annual Housing Activities Report and Annual Mortgage Report (PDF)

2018 Annual Housing Activities Report and Annual Mortgage Report (PDF)

2017 Annual Housing Activities Report and Annual Mortgage Report (PDF)

2016 Annual Housing Activities Report and Annual Mortgage Report (PDF)

2015 Annual Housing Activities Report and Annual Mortgage Report (PDF)

2014 Annual Housing Activities Report and Annual Mortgage Report (PDF)

2013 Annual Housing Activities Report and Annual Mortgage Report (PDF)

2012 Annual Housing Activities Report and Annual Mortgage Report (PDF)

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