Federal Register / Vol. 90, No. 6 / Friday, January 10, 2025 / Notices 1979 

39The concept of a regulatory sandbox is 

relatively new and does not have a precise, 

generally accepted definition. The term is used in 

this Policy to refer to a regulatory structure where 

a participant obtains limited or temporary access to 

a market in exchange for reduced regulatory 

uncertainty or other regulatory barriers to entry. 

40See, e.g., 12 U.S.C. 5512(c)(8). 

41 5 U.S.C. 552. 

42 12 CFR part 1070. 

43 12 CFR 1070.41. 

44 12 CFR 1070.2(f). 

45 5 U.S.C. 552(b)(4). 

46 12 CFR 1070.20(a), (b). 

47When a regulated entity receives an approval 

in a coordinated manner with assistance under a 

State sandbox, the CFPB may be restricted in its 

discretion to further disclose information obtained 

from the relevant State authority. Nonetheless, the 

CFPB anticipates that all the disclosures identified 

above would be made with respect to any approval 

provided by the CFPB under this Policy. 

48The CFPB intends to publish denials only after 

the applicant is given an opportunity to request 

reconsideration of the denial. Upon request, and if 

disclosure is not required by 5 U.S.C. 552(a)(2) or 

other applicable law, the CFPB intends to redact 

identifying information from denials published on 

its website. 

49See Food Marketing Institute v. Argus Leader 

Media, 139 S.Ct. 2356 (June 24, 2019). 

50To the extent associated communications 

include the same information, that information 

would have the same status. But other information 

in associated communications may be subject to 

disclosure. 

51See, e.g., 12 U.S.C. 5512(c)(8). 

program (State sandbox).39 The CFPB is 

interested in entering into agreements 

with State authorities that operate or 

plan to operate a State sandbox, which 

may include a process to receive 

compliance assistance under this Policy 

in a coordinated manner with assistance 

from the State sandbox. 

Furthermore, the CFPB is interested 

in coordinating with other regulators 

more generally regarding this Policy. To 

this end, the CFPB intends to enter into 

agreements whenever practicable to 

coordinate compliance assistance under 

the Policy with assistance offered by 

State, Federal, or international 

regulators. 

G. Disclosure of Information Relating to 

Approvals 

Public disclosure of information 

regarding approvals under this Policy is 

governed by applicable law, including 

the CFPA,40 the Freedom of Information 

Act (FOIA),41 and the CFPB’s Rule on 

Disclosure of Records and Information 

(Disclosure Rule).42 The Disclosure Rule 

generally prohibits the CFPB from 

disclosing confidential information,43

and defines confidential information to 

include information that may be exempt 

from disclosure under the FOIA 44— 

including Exemption 4 regarding trade 

secrets and confidential commercial or 

financial information that is privileged 

or confidential.45 The Disclosure Rule 

also defines business information as 

commercial or financial information 

obtained by the CFPB from a submitter 

that may be protected from disclosure 

under Exemption 4 of FOIA, and 

generally provides that such business 

information shall not be disclosed 

pursuant to a FOIA request except in 

accordance with section 1070.20 of the 

rule.46

Consistent with applicable law, the 

CFPB will publish on its website its 

final disposition of applications for 

approvals, as well as the application 

previously published on 

regulations.gov. If the CFPB decides to 

grant an application, it intends to 

publish an order regarding the decision 

on its website as soon as practicable. 

The CFPB expects that the order will 

overlap with the CAST provided to the 

recipient, but will contain other 

information and will not include 

information protected from public 

disclosure under applicable law. The 

CFPB expects the order to include: (i) 

the identity of the recipient; (ii) the 

described aspects of the product or 

service to which the approval applies; 

(iii) the approval’s specified duration, 

basis, and legal authority; and (iv) in 

appropriate cases, a version of the 

summary of the application.47 The 

CFPB also intends to publish denials of 

applications on its website, including an 

explanation of why the application was 

denied in whole or in part.48

Where information submitted to the 

CFPB is both customarily and actually 

treated as private by the submitter, the 

CFPB intends to treat it as confidential 

in accordance with the Disclosure 

Rule.49 The CFPB anticipates that much 

of the information submitted by 

applicants in their applications, and by 

recipients while operating pursuant to a 

CAST, will qualify as confidential 

information under the Disclosure 

Rule.50

Disclosure to other Federal and State 

agencies of information or data provided 

to the CFPB under the Policy is 

governed by applicable law, including 

the CFPA 51 and the Disclosure Rule. 

To the extent the CFPB wishes to 

publicly disclose non-confidential 

information regarding approvals, the 

CFPB intends to include the terms of 

such disclosure in the CAST. The CFPB 

intends to draft the CAST in a manner 

such that confidential information is not 

disclosed. Consistent with applicable 

law and its own rules, the CFPB does 

not intend to publicly disclose any 

information that would conflict with 

consumers’ privacy interests. 

Rohit Chopra, 

Director, Consumer Financial Protection 

Bureau. 

[FR Doc. 2025–00377 Filed 1–8–25; 8:45 am] 

BILLING CODE 4810–AM–P 

DEPARTMENT OF DEFENSE 

Department of the Air Force 

[Docket ID: USAF–2024–HQ–0010] 

Submission for OMB Review; 

Comment Request 

AGENCY: Department of the Air Force, 

Department of Defense (DoD). 

ACTION: 30-Day information collection 

notice. 

SUMMARY: The DoD has submitted to the 

Office of Management and Budget 

(OMB) for clearance the following 

proposal for collection of information 

under the provisions of the Paperwork 

Reduction Act. 

DATES: Consideration will be given to all 

comments received by February 10, 

2025. 

ADDRESSES: Written comments and 

recommendations for the proposed 

information collection should be sent 

within 30 days of publication of this 

notice to www.reginfo.gov/public/do/ 

PRAMain. Find this particular 

information collection by selecting 

‘‘Currently under 30-day Review—Open 

for Public Comments’’ or by using the 

search function. 

FOR FURTHER INFORMATION CONTACT: 

Reginald Lucas, (571) 372–7574, 

whs.mc-alex.esd.mbx.dd-dodinformation-collections@mail.mil. 

SUPPLEMENTARY INFORMATION: 

Title; Associated Form; and OMB 

Number: Web-based Legal Information 

Online System (WebLIONS); OMB 

Control Number 0701–0161. 

Type of Request: Revision. 

Number of Respondents: 194,000. 

Responses per Respondent: 1. 

Annual Responses: 194,000. 

Average Burden per Response: 3 

minutes. 

Annual Burden Hours: 9,700. 

Needs and Uses: The information 

collection requirement is necessary to 

obtain personal identifiable information 

to provide efficient and competent legal 

assistance to individuals with personal 

civil legal issues. Legal assistance 

records assist Air Force attorneys with 

tracking and managing cases, 

performing conflict checks, and 

generating legal documents for clients. 


khammond on DSK9W7S144PROD with NOTICES
1980 Federal Register / Vol. 90, No. 6 / Friday, January 10, 2025 / Notices 

The system optimizes the use of 

information technology and streamlines 

the legal assistance process by 

eliminating manual case tracking 

requirements and physical storage 

requirements, as well as assisting the 

Air Force in compiling and analyzing 

statistical data related to providing legal 

assistance to clients. 

Affected Public: Individuals or 

households. 

Frequency: On occasion. 

Respondent’s Obligation: Voluntary. 

DOD Clearance Officer: Mr. Reginald 

Lucas. 

Dated: January 3, 2025. 

Aaron T. Siegel, 

Alternate OSD Federal Register Liaison 

Officer, Department of Defense. 

[FR Doc. 2025–00277 Filed 1–8–25; 8:45 am] 

BILLING CODE 3911–44–P 

DEPARTMENT OF DEFENSE 

Department of the Army 

[Docket ID: USA–2024–HQ–0015] 

Submission for OMB Review; 

Comment Request 

AGENCY: Department of the Army, 

Department of Defense (DoD). 

ACTION: 30-Day information collection 

notice. 

SUMMARY: The DoD has submitted to the 

Office of Management and Budget 

(OMB) for clearance the following 

proposal for collection of information 

under the provisions of the Paperwork 

Reduction Act. 

DATES: Consideration will be given to all 

comments received by February 10, 

2025. 

ADDRESSES: Written comments and 

recommendations for the proposed 

information collection should be sent 

within 30 days of publication of this 

notice to www.reginfo.gov/public/do/ 

PRAMain. Find this particular 

information collection by selecting 

‘‘Currently under 30-day Review—Open 

for Public Comments’’ or by using the 

search function. 

FOR FURTHER INFORMATION CONTACT: 

Reginald Lucas, (571) 372–7574, 

whs.mc-alex.esd.mbx.dd-dodinformation-collections@mail.mil. 

SUPPLEMENTARY INFORMATION: 

Title; Associated Form; and OMB 

Number: Application for Survivor 

Access Card; IMCOM Form 44; OMB 

Control Number 0702–0152. 

Type of Request: Extension. 

Number of Respondents: 670. 

Responses per Respondent: 1. 

Annual Responses: 670. 

Average Burden per Response: 1 hour. 

Annual Burden Hours: 670. 

Needs and Uses: In accordance with 

AR 190–13, the Army Physical Security 

Program permits surviving family 

members to have unescorted access to 

Army installations via the Survivor 

Access Card, in order for them to 

receive services, attend events, view 

memorials, and similar activities. 

Eligible survivors are those who meet 

the eligibility criteria to receive the Gold 

Star Lapel Button or Next of Kin Lapel 

Button. Eligible survivors must first 

contact the installation level Survivor 

Outreach Services (SOS) support 

coordinator to verify eligibility and 

coordinate issuance of an installation 

access credential. The application for 

Survivor Access Card (IMCOM Form 44) 

is obtained by eligible surviving family 

members from SOS staff members. 

Eligible family members complete the 

form to obtain the Survivor Access Card 

which grants survivors ease of access to 

military installations. 

Affected Public: Individuals or 

households. 

Frequency: On occasion. 

Respondent’s Obligation: Voluntary. 

DOD Clearance Officer: Mr. Reginald 

Lucas. 

Dated: January 3, 2025. 

Aaron T. Siegel, 

Alternate OSD Federal Register Liaison 

Officer, Department of Defense. 

[FR Doc. 2025–00280 Filed 1–8–25; 8:45 am] 

BILLING CODE 6001–FR–P 

DEPARTMENT OF DEFENSE 

Department of the Army 

[Docket ID: USA–2024–HQ–0010] 

Submission for OMB Review; 

Comment Request 

AGENCY: Department of the Army, 

Department of Defense (DoD). 

ACTION: 30-Day information collection 

notice. 

SUMMARY: The DoD has submitted to the 

Office of Management and Budget 

(OMB) for clearance the following 

proposal for collection of information 

under the provisions of the Paperwork 

Reduction Act. 

DATES: Consideration will be given to all 

comments received by February 10, 

2025. 

ADDRESSES: Written comments and 

recommendations for the proposed 

information collection should be sent 

within 30 days of publication of this 

notice to www.reginfo.gov/public/do/ 

PRAMain. Find this particular 

information collection by selecting 

‘‘Currently under 30-day Review—Open 

for Public Comments’’ or by using the 

search function. 

FOR FURTHER INFORMATION CONTACT: 

Reginald Lucas, (571) 372–7574, 

whs.mc-alex.esd.mbx.dd-dodinformation-collections@mail.mil. 

SUPPLEMENTARY INFORMATION: 

Title; Associated Form; and OMB 

Number: Exchange Official Personnel 

Folder—Privilege Card; Exchange Form 

1100–016; OMB Control Number 0702– 

0129. 

Type of Request: Extension. 

Number of Respondents: 207. 

Responses per Respondent: 1. 

Annual Responses: 207. 

Average Burden per Response: 15 

minutes. 

Annual Burden Hours: 52. 

Needs and Uses: The information 

collection requirement is necessary to 

obtain authorization or continued 

authorization for patronage to exchange 

associate dependents for shopping 

privileges. Respondents are Exchange 

employee dependents who wish to 

become or remain eligible Exchange 

patrons. Exchange Form 1100–016 

provides Exchange Human Resources 

information to verify and authorize 

patronage to these individuals. If 

approved, the individual will obtain a 

personalized, laminated dependent card 

for shopping privileges. 

Affected Public: Individuals or 

households. 

Frequency: On occasion. 

Respondent’s Obligation: Voluntary. 

DOD Clearance Officer: Mr. Reginald 

Lucas. 

Dated: January 3, 2025. 

Aaron T. Siegel, 

Alternate OSD Federal Register Liaison 

Officer, Department of Defense. 

[FR Doc. 2025–00279 Filed 1–8–25; 8:45 am] 

BILLING CODE 3710–08–P?≤ 

DEPARTMENT OF DEFENSE 

Department of the Army 

[Docket ID: USA–2024–HQ–0011] 

Submission for OMB Review; 

Comment Request 

AGENCY: Department of the Army, 

Department of Defense (DoD). 

ACTION: 30-Day information collection 

notice. 

SUMMARY: The DoD has submitted to the 

Office of Management and Budget 

(OMB) for clearance the following 

proposal for collection of information 


khammond on DSK9W7S144PROD with NOTICES