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    Duty to Serve
Manufactured Housing
Manufactured Housing: Expanding affordable supply

We believe manufactured housing can help solve the country’s affordable housing supply challenges. Today’s factory-built homes offer quality amenities and value, making them an affordable alternative to site-built options. Through this viable housing option, we're helping more families of modest means access sustainable home rental and ownership opportunities.

View the comprehensive 2022-24 plan and specific sections:

All Markets Manufactured Housing

Our strong commitment to manufactured housing

We’re harnessing the power of collaboration and advancing creative financing solutions to help homebuyers and renters access the benefits of manufactured housing.
  
  
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Duty to Serve
                                                              Manufactured Housing
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  What’s new in manufactured housing


Innovations in Manufactured Housing
      Read about alternative ownership models and available financing options for consumers living in manufactured housing communities.
              




View the report
              Multifamily Market Commentary
      Manufactured housing has the potential to play an important role in adding new homes to the supply of affordable housing.
              




Learn more

  

  Single-family manufactured housing

MH Advantage® is an affordable conventional option for manufactured housing mortgages
  MH Advantage offers innovative and affordable financing on specially designed manufactured homes.

MH Advantage financing
                                We’re increasing liquidity for manufactured housing
  We’re expanding secondary market purchases of conventional single-family mortgage loans for manufactured housing titled as real property.

Manufactured housing mortgages
                                Our research helps expand financing opportunities
  We’re producing public summaries and research studies to promote transparency with industry stakeholders and accelerate industry growth.

Research initiatives

  

  Multifamily manufactured housing

We’re advancing non-traditional ownership structures
  Financing is available for loans secured by government-, nonprofit-, and resident-owned manufactured housing communities (MHCs).

Manufactured housing communities non-traditional ownership
                                Our work supports protections for residents
  We’re expanding financing opportunities for MHCs that offer protections to homeowners who lease their lots.

Manufactured housing communities tenant site lease protections

  

  Our accomplishments*
Expanded eligibility for single-width manufactured housing loans
                                Provided $11.6 billion total liquidity to manufactured housing market
                                Financed 84,068 pads with tenant site lease protections
                                Tenant site lease protections are now required at all MH properties

**Totals reflect 2018-2022. Data represents Fannie Mae’s determination of qualifying Duty to Serve activities, and are subject to restatement or revision based on FHFA review. Fannie Mae’s 2022 results have not been validated.*

  

  Innovative financing for a new generation of manufactured homes

  

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  Supporting the development of MH Advantage subdivisions

  

  View our latest research
      
                        




Research initiatives

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