<PAGE>
                                                                    Exhibit 99.1

                                                                     Page 1 of 4


                ORIGEN MANUFACTURED HOUSING CONTRACT TRUST 2005-A

                         STATEMENT TO CERTIFICATEHOLDERS

                                NOVEMBER 15, 2005

                             DISTRIBUTION IN DOLLARS

<TABLE>
<CAPTION>
                           BEGINNING                                                                      ENDING
           ORIGINAL        PRINCIPAL                                              REALIZED  DEFERRED     PRINCIPAL
CLASS     FACE VALUE        BALANCE       PRINCIPAL     INTEREST        TOTAL      LOSSES   INTEREST      BALANCE
-----   --------------  --------------  ------------  ------------  ------------  --------  --------  --------------
<S>     <C>             <C>             <C>           <C>           <C>           <C>       <C>       <C>
  A1     44,500,000.00   34,955,232.37  1,500,585.12    118,265.20  1,618,850.32    0.00      0.00     33,454,647.25
  A2     43,000,000.00   43,000,000.00          0.00    160,891.67    160,891.67    0.00      0.00     43,000,000.00
  A3     14,300,000.00   14,300,000.00          0.00     59,225.83     59,225.83    0.00      0.00     14,300,000.00
  A4     21,225,000.00   21,225,000.00          0.00     95,689.38     95,689.38    0.00      0.00     21,225,000.00
  M1     17,575,000.00   17,575,000.00          0.00     79,966.25     79,966.25    0.00      0.00     17,575,000.00
  M2     13,300,000.00   13,300,000.00          0.00     64,948.33     64,948.33    0.00      0.00     13,300,000.00
  B      11,400,000.00   11,400,000.00          0.00     62,225.00     62,225.00    0.00      0.00     11,400,000.00
 CERT             0.00            0.00          0.00    393,794.99    393,794.99    0.00      0.00              0.00
        --------------  --------------  ------------  ------------  ------------    ----      ----    --------------
TOTALS  165,300,000.00  155,755,232.37  1,500,585.12  1,035,006.65  2,535,591.77    0.00      0.00    154,254,647.25
        ==============  ==============  ============  ============  ============    ====      ====    ==============
</TABLE>

                  FACTOR INFORMATION PER $1000 OF ORIGINAL FACE

<TABLE>
<CAPTION>
                      BEGINNING                                              ENDING
CLASS     CUSIP       PRINCIPAL     PRINCIPAL    INTEREST      TOTAL        PRINCIPAL
-----   ---------  --------------  -----------  ----------  -----------  --------------
<S>     <C>        <C>             <C>          <C>         <C>          <C>
  A1    68619ABG1    785.51083978  33.72101393  2.65764494  36.37865888    751.78982584
  A2    68619ABH9  1,000.00000000   0.00000000  3.74166674   3.74166674  1,000.00000000
  A3    68619ABJ5  1,000.00000000   0.00000000  4.14166643   4.14166643  1,000.00000000
  A4    68619ABK2  1,000.00000000   0.00000000  4.50833357   4.50833357  1,000.00000000
  M1    68619ABL0  1,000.00000000   0.00000000  4.55000000   4.55000000  1,000.00000000
  M2    68619ABM8  1,000.00000000   0.00000000  4.88333308   4.88333308  1,000.00000000
  B     68619ABN6  1,000.00000000   0.00000000  5.45833333   5.45833333  1,000.00000000
                   --------------   ----------  ----------   ----------  --------------
TOTALS               942.25790907   9.07794991  6.26138324  15.33933315    933.17995917
                   ==============   ==========  ==========   ==========  ==============
</TABLE>

                               PASS-THROUGH RATES

<TABLE>
<CAPTION>
        CURRENT
       PASS-THRU
CLASS    RATE
-----  ---------
<S>    <C>
  A1    4.060000%
  A2    4.490000%
  A3    4.970000%
  A4    5.410000%
  M1    5.460000%
  M2    5.860000%
  B     6.550000%
</TABLE>

 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
                          ADMINISTRATOR LISTED BELOW:
                                 Rafael Martinez
             JPMorgan Chase Bank, N.A. - Structured Finance Services
                              600 Travis, 9TH FLOOR
                              Houston, Texas 77002
                    Tel: (713) 216-4391 / Fax: (713) 216-4880
                     Email: RAFAEL.TEXAS.MARTINEZ@CHASE.COM

(JP MORGAN LOGO)     COPYRIGHT 2005 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED.

<PAGE>

                                                                     Page 2 of 4


                ORIGEN MANUFACTURED HOUSING CONTRACT TRUST 2005-A

                                NOVEMBER 15, 2005

<TABLE>
<S>                                <C>                                                      <C>
Section 7.05(a)(i)                 Principal Payment Allocable to Holders                     1,500,585.12

Section 7.05(a)(ii)                Interest Payment Allocable to Holders                        641,211.66

Section 7.05(a)(iii)               Servicing Fee                                                188,963.78
                                   Indenture Trustee Fee                                          2,761.71
                                   Indenture Trustee Expenses                                       959.25
                                   Owner Trustee Fee                                                  0.00
                                   Monthly Backup Servicing Fee                                   5,000.00

Section 7.05(a)(iv)                Beginning Balance of Contracts                           181,405,232.37
                                   Ending Balance of Contracts                              179,904,647.25

Section 7.05(a)(v)                 Number of Contracts                                               3,885
                                   Weighted Average Remaining Term                                     214
                                   Weighted Average Contract Rate:                                   9.370%

Section 7.05(a)(vi)                Number and Aggregate Principal Amounts of Contracts in
                                   Delinquency including Repossessions

                                                    Delinquency Totals
                                   ----------------------------------------------------
                                                       Group Totals
                                   ----------------------------------------------------
                                     Period     Number   Principal Balance   Percentage
                                   ----------   ------   -----------------   ----------
                                   30-59 days     31        1,114,915.02        0.62%
                                   60-89 days     13          589,115.45        0.33%
                                     90+days      12          559,130.40        0.31%
                                      Total       56        2,263,160.87        1.26%

                                   Number and Aggregate Principal Amounts of Contracts
                                   Repossessed During Reporting Period

                                              Repossession Totals
                                   -----------------------------------------
                                    Number
                                   of Loans   Principal Balance   Percentage
                                   --------   -----------------   ----------
                                       3          165,974.58         0.09%

                                   Number and Aggregate Principal Amounts of Contracts in
                                   Inventory

                                              Repossession Totals
                                   -----------------------------------------
                                    Number
                                   of Loans   Principal Balance   Percentage
                                   --------   -----------------   ----------
                                       7          333,295.42         0.19%
</TABLE>

(JP MORGAN LOGO)     COPYRIGHT 2005 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED.

<PAGE>

                                                                     Page 3 of 4


                ORIGEN MANUFACTURED HOUSING CONTRACT TRUST 2005-A

                                NOVEMBER 15, 2005

<TABLE>
<S>                                <C>                                                       <C>
                                   Number and Aggregate Principal Amounts of Contracts in
                                   Bankruptcy

                                               Bankruptcy Totals
                                   -----------------------------------------
                                    Number
                                   of Loans   Principal Balance   Percentage
                                   --------   -----------------   ----------
                                      55         2,406,730.78        1.34%

Section 7.05(a)(viii)              Principal Prepayments                                         872,801.93

                                   Liquidation Proceeds                                          106,181.91

Section 7.05(a)(viii)              Realized Losses
                                      Current Period                                              84,058.14
                                      Cumulative                                                 149,755.96

Section 7.05(a)(ix)                Adjusted Note Balances
                                      Class M1                                                17,575,000.00
                                      Class M2                                                13,300,000.00
                                      Class B                                                 11,400,000.00

Section 7.05(a)(x)                 Interest Payment Amount
                                      Interest Distribution - A-1                                118,265.20

                                      Interest Distribution - A-2                                160,891.67

                                      Interest Distribution - A-3                                 59,225.83

                                      Interest Distribution - A-4                                 95,689.38
                                      Available Funds Cap Carry-Forward Amount - A-4                   0.00
                                      Interest Reduction Amount - A-4                                  0.00

                                      Interest Distribution - M-1                                 79,966.25
                                      Available Funds Cap Carry-Forward Amount - M-1                   0.00
                                      Liquidation Loss Interest Amount - M-1                           0.00
                                      Interest Reduction Amount - M-1                                  0.00

                                      Interest Distribution - M-2                                 64,948.33
                                      Available Funds Cap Carry-Forward Amount - M-2                   0.00
                                      Liquidation Loss Interest Amount - M-2                           0.00
                                      Interest Reduction Amount - M-2                                  0.00

                                      Interest Distribution - B                                   62,225.00
                                      Available Funds Cap Carry-Forward Amount - B                     0.00
                                      Liquidation Loss Interest Amount - B                             0.00
                                      Interest Reduction Amount - B                                    0.00
</TABLE>

(JP MORGAN LOGO)     COPYRIGHT 2005 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED.

<PAGE>

                                                                     Page 4 of 4


                ORIGEN MANUFACTURED HOUSING CONTRACT TRUST 2005-A

                                NOVEMBER 15, 2005

<TABLE>
<S>                                <C>                                                        <C>
Section 7.05(a)(xi)                Overcollateralization Target Amount                        25,650,000.00
Section 7.05(a)(xii)               Overcollateralization Amount                               25,650,000.00

Section 7.05(a)(xiv)               Trust Certificate Distribution                                393,794.99

Expense Paid to LLC and DRS                                                                        1,307.18
Servicing Fee Adjustment                                                                          -5,677.63
Miscellaneous Servicing Expenses                                                                       0.00
</TABLE>

(JP MORGAN LOGO)     COPYRIGHT 2005 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED.