Federal Register / Vol. 89, No. 249 / Monday, December 30, 2024 / Notices 106481 

1 In October 2023, the Agencies and the Office of 

the Comptroller of the Currency (OCC) jointly 

issued a final rule to strengthen and modernize 

their Community Reinvestment Act regulations. See 

89 FR 6574 (Feb. 1, 2024). Although the final rule 

was intended to take effect on April 1, 2024, the 

final rule has been challenged in litigation, and the 

final rule is currently enjoined. As such, the legacy 

CRA regulations (referred to in this notice as the 

‘‘current CRA regulations’’) remain in effect. The 

text of the current CRA regulations may be found: 

(i) in the 2022, 2023, or 2024 bound versions of title 

12 of the Code of Federal Regulations; (ii) in the 

historical version of the Electronic Code of Federal 

Regulations (eCFR) as of March 29, 2024; or (iii) in 

appendix G of the final rule, as published in the 

eCFR on February 1, 2024. 

2See 12 CFR 228.12(u)(1) and 345.12(u)(1) of the 

current CRA regulations. 

3Historically, the Agencies have announced these 

annual inflation adjustments via rulemakings that 

amend the ‘‘small bank’’ and ‘‘intermediate small 

bank’’ definitions in their CRA regulations. See, 

e.g., 88 FR 87895 (Dec. 20, 2023) (implementing 

annual inflation adjustments for 2024). However, 

because the eCFR has been updated to reflect the 

text of the October 2023 final rule, and because the 

October 2023 final rule is currently enjoined, the 

Agencies have determined that this document 

(rather than a rulemaking) is the best vehicle for 

announcing the annual inflation adjustments for 

2025. Once the litigation is resolved, the Agencies 

expect to resume their historical practice of 

announcing these annual inflation adjustments via 

rulemakings. The OCC adjusts the asset-size criteria 

for institutions that are subject to OCC-issued CRA 

regulations, including national banks and Federal 

and State savings associations, separately from the 

Agencies. 

4See 12 CFR 228.12(u)(2) and 345.12(u)(2) of the 

current CRA regulations. 5See 70 FR 44256 (Aug. 2, 2005). Subsequently, 

the Office of Thrift Supervision (OTS), the agency 

then responsible for regulating savings associations, 

adopted an annual inflation adjustment 

methodology consistent with that of the Agencies 

and the OCC for its CRA regulations, previously set 

forth at 12 CFR part 563e. See 72 FR 13429 (Mar. 

22, 2007). The Dodd-Frank Wall Street Reform and 

Consumer Protection Act transferred CRA 

rulemaking authority for Federal and State savings 

associations from the OTC to the OCC. See 12 

U.S.C. 5412. 

6See https://www.ffiec.gov/cra/examinations.htm 

(‘‘Current and Historical Asset-Size Thresholds and 

Examples’’). 

DATES: These asset-size thresholds are in 

effect from January 1, 2025, through 

December 31, 2025. 

FOR FURTHER INFORMATION CONTACT: 

Board: Amal S. Patel, Senior Counsel, 

Division of Consumer and Community 

Affairs; or Sumeet Shroff, Counsel, or 

Cody Gaffney, Counsel, Legal Division, 

Board of Governors of the Federal 

Reserve System at (202) 452–2412. For 

the hearing impaired and users of 

Telecommunications Device for the Deaf 

(TDD) and TTY–TRS, please call 711 

from any telephone, anywhere in the 

United States. 

FDIC: Patience R. Singleton, Senior 

Policy Analyst, Supervisory Policy 

Branch, Division of Depositor and 

Consumer Protection, (202) 898–6859, 

psingleton@fdic.gov; Cassandra 

Duhaney, Counsel, (202) 898–6804, 

cduhaney@fdic.gov; or Alys V. Brown, 

Senior Attorney, (202), 898–3565, 

alybrown@fdic.gov, Legal Division, 

Federal Deposit Insurance Corporation, 

550 17th Street NW, Washington, DC 

20429. 

SUPPLEMENTARY INFORMATION: 

Community Reinvestment Act AssetSize Thresholds 

Under the current CRA regulations,1

‘‘small bank’’ means a bank that, as of 

December 31 of either of the prior two 

calendar years, had assets of less than 

$1.564 billion; and ‘‘intermediate small 

bank’’ means a small bank with assets 

of at least $391 million as of December 

31 of both of the prior two calendar 

years and less than $1.564 billion as of 

December 31 of either of the prior two 

calendar years.2 Pursuant to the annual 

inflation adjustment methodology 

described below, the Agencies are 

announcing that from January 1, 2025, 

through December 31, 2025, ‘‘small 

bank’’ will mean a bank that, as of 

December 31 of either of the prior two 

calendar years, had assets of less than 

$1.609 billion; and ‘‘intermediate small 

bank’’ will mean a small bank with 

assets of at least $402 million as of 

December 31 of both of the prior two 

calendar years and less than $1.609 

billion as of December 31 of either of the 

prior two calendar years.3

Calculation Methodology 

The Agencies’ CRA regulations 

establish CRA performance standards 

for small banks and intermediate small 

banks. The CRA regulations define 

small and intermediate small banks by 

reference to asset-size criteria expressed 

in dollar amounts, and they further 

require the Agencies to publish annual 

adjustments to these dollar figures based 

on the year-to-year change in the 

average of the CPI–W, not seasonally 

adjusted, for each 12-month period 

ending in November, with rounding to 

the nearest million.4 This adjustment 

formula was first adopted for CRA 

purposes by the Agencies and the OCC 

in 2005.5

During the 12-month period ending 

November 2024, the CPI–W increased 

by 2.91 percent. Because the year-toyear change in the CPI–W was non-zero, 

the Agencies are making this annual 

adjustment. Beginning January 1, 2025, 

banks that, as of December 31 of either 

of the prior two calendar years, had 

assets of less than $1.609 billion are 

small banks. Small banks with assets of 

at least $402 million as of December 31 

of both of the prior two calendar years 

and less than $1.609 billion as of 

December 31 of either of the prior two 

calendar years are intermediate small 

banks. 

The Agencies publish current and 

historical asset-size thresholds on the 

website of the Federal Financial 

Institutions Examination Council.6

By order of the Board of Governors of 

the Federal Reserve System, acting 

through the Secretary of the Board 

under delegated authority. 

Ann E. Misback, 

Secretary of the Board. 

Federal Deposit Insurance Corporation. 

Dated at Washington, DC, on December 15, 

2024. 

James P. Sheesley, 

Assistant Executive Secretary. 

[FR Doc. 2024–30849 Filed 12–27–24; 8:45 am] 

BILLING CODE 6210–01–P; 6714–01–P 

FEDERAL MARITIME COMMISSION 

Notice of Agreements Filed 

The Commission hereby gives notice 

of filing of the following agreement 

under the Shipping Act of 1984. 

Interested parties may submit 

comments, relevant information, or 

documents regarding the agreement to 

the Secretary by email at Secretary@

fmc.gov, or by mail, Federal Maritime 

Commission, 800 North Capitol Street, 

Washington, DC 20573. Comments will 

be most helpful to the Commission if 

received within 12 days of the date this 

notice appears in the Federal Register, 

and the Commission requests that 

comments be submitted within 7 days 

on agreements that request expedited 

review. Copies of agreement are 

available through the Commission’s 

website (www.fmc.gov) or by contacting 

the Office of Agreements at (202)–523– 

5793 or tradeanalysis@fmc.gov. 

Agreement No.: 201438. 

Agreement Name: Maesk/HL 

Mediterranean Vessel Sharing 

Agreement. 

Parties: Maersk A/S; Hapag-Lloyd AG. 

Filing Party: Wayne Rohde, Cozen 

O’Connor. 

Synopsis: The Agreement authorizes 

the Parties to share vessels in the trades 

between the U.S. East Coast on the one 

hand and ports in Turkey, Italy, and 

Morocco on the other hand. 

Proposed Effective Date: 1/27/2025. 

Location: https://www2.fmc.gov/ 

FMC.Agreements.Web/Public/ 

AgreementHistory/87583. 

Agreement No.: 201439. 

Agreement Name: Hapag-Lloyd/ZIM 

Med-North America/Jamaica Slot 

Exchange and Slot Charter Agreement. 

Parties: Hapag Lloyd AG; ZIM 

Integrated Shipping Services Ltd. 


ddrumheller on DSK120RN23PROD with NOTICES1
106482 Federal Register / Vol. 89, No. 249 / Monday, December 30, 2024 / Notices 

Filing Party: Wayne Rohde, Cozen 

O’Connor. 

Synopsis: The Agreement authorizes 

the parties to exchange slots and charter 

space on their respective services in the 

trades between the U.S. East Coast on 

the one hand and ports in Greece, Israel, 

Italy, Jamaica, Morocco, Spain, and 

Turkey on the other hand. 

Proposed Effective Date: 01/27/2025. 

Location: https://www2.fmc.gov/ 

FMC.Agreements.Web/Public/ 

AgreementHistory/87584. 

Agreement No.: 201429–001. 

Agreement Name: Gemini 

Cooperation Agreement. 

Parties: Hapag Lloyd AG; HapagLloyd USA, LLC; Maersk A/S. 

Filing Party: Wayne Rohde, Cozen 

O’Connor. 

Synopsis: The amendment revises 

Articles 5.A.2(f) and 12.2(d) to clarify 

the use of space to transport preference 

cargoes. 

Proposed Effective Date: 1/27/2025. 

Location: https://www2.fmc.gov/ 

FMC.Agreements.Web/Public/ 

AgreementHistory/86566. 

Agreement No.: 201440. 

Agreement Name: North EuropeUSEC Vessel Sharing Agreement. 

Parties: CMA CGM S.A.; COSCO 

SHIPPING Lines Co., Ltd.; Evergreen 

Marine (U.K.) Limited; Ocean Network 

Express Pte. Ltd.; Orient Overseas 

Container Line Limited; OOCL (Europe) 

Limited. 

Filing Party: Joshua Stein, Cozen 

O’Connor. 

Synopsis: The purpose of this 

Agreement is to authorize the Parties to 

charter and exchange space on one 

another’s vessels and to coordinate and 

cooperate with respect to the Parties’ 

transportation services and operations 

in the trades between, on the one hand, 

ports in North Europe (including 

Belgium, France, Germany, United 

Kingdom, and Netherlands), and on the 

other hand, Mexico and U.S. ports in 

the Atlantic coast range. 

Proposed Effective Date: 01/30/2025. 

Location: https://www2.fmc.gov/ 

FMC.Agreements.Web/Public/ 

AgreementHistory/87586. 

Agreement No.: 201441. 

Agreement Name: ONE/CMA CGM 

AL5-California Bridge Vessel Sharing 

Agreement. 

Parties: CMA CGM S.A.; Ocean 

Network Express Pte. Ltd. 

Filing Party: Joshua Stein, Cozen 

O’Connor. 

Synopsis: The Agreement authorizes 

the parties to share vessels in the trade 

between ports on the U.S. East Coast/ 

Gulf and the U.S. West Coast on the one 

hand and ports in the United Kingdom, 

Germany, France, the Netherlands, 

Belgium, Colombia, Panama, and 

Dominican Republic on the other. 

Proposed Effective Date: 02/01/2025. 

Location: https://www2.fmc.gov/ 

FMC.Agreements.Web/Public/ 

AgreementHistory/87587. 

Agreement No.: 201442. 

Agreement Name: ONE to YML AP1 

Slot Charter Agreement. 

Parties: Ocean Network Express Pte. 

Ltd.; Yang Ming Marine Transport 

Corporation & Yangming (UK) Ltd. 

Filing Party: Joshua Stein, Cozen 

O’Connor. 

Synopsis: The Agreement authorizes 

ONE to charter space to YML in the orts 

in China, Taiwan and Vietnam on the 

one hand and ports on the U.S. West 

Coast on the other hand. 

Proposed Effective Date: 02/02/2025. 

Location: https://www2.fmc.gov/ 

FMC.Agreements.Web/Public/ 

AgreementHistory/87588. 

Dated: December 20, 2024. 

Jennifer Everling, 

Assistant Secretary. 

[FR Doc. 2024–31056 Filed 12–27–24; 8:45 am] 

BILLING CODE 6730–02–P 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

Centers for Disease Control and 

Prevention 

Notice of Award of a Sole Source 

Cooperative Agreement To Fund 

Burkina Faso Ministry of Health, 

Direction of Disease Control 

Epidemics and Pandemics (DLMEP), 

Pasteur Institute of Ivory Coast (ICPI), 

National Public Health Institute of 

Liberia (NPHIL), Nigeria Center for 

Disease Control (NCDC), Senegal 

Ministry of Health and Social Action, 

and Sierra Leone Ministry of Health 

(MoH) 

AGENCY: Centers for Disease Control and 

Prevention (CDC), Department of Health 

and Human Services (HHS). 

ACTION: Notice. 

SUMMARY: The Centers for Disease 

Control and Prevention (CDC), located 

within the Department of Health and 

Human Services (HHS), announces 

seven separate awards to fund Burkina 

Faso Ministry of Health, Direction of 

Disease Control Epidemics and 

Pandemics in Cameroon, Pasteur 

Institute of Ivory Coast in Cote d’Ivoire, 

National Public Health Institute of 

Liberia in Liberia, Nigeria Center for 

Disease Control in Nigeria, Senegal 

Ministry of Health and Social Action in 

Senegal, and Ministry of Health in 

Sierra Leone. For Burkina Faso Ministry 

of Health, the award is for 

approximately $1,000,000, with an 

expected total funding of approximately 

$5,000,000. For Direction of Disease 

Control Epidemics and Pandemics, the 

award is for approximately $500,000, 

with an expected total funding of 

approximately $2,500,000. For Pasteur 

Institute of Ivory Coast (IPCI), the award 

is for approximately $2,000,000, with an 

expected total funding of approximately 

$10,000,000. For National Public Health 

Institute of Liberia (NPHIL), the award 

is for approximately $1,000,000 with an 

expected total funding of approximately 

$5,000,000. For Nigeria Center for 

Disease Control (NCDC), the award is for 

approximately $500,000 with an 

expected total funding of approximately 

$2,500,000. For Senegal Ministry of 

Health and Social Action, the award is 

for approximately $500,000 with an 

expected total funding of approximately 

$2,500,000. For Sierra Leone Ministry of 

Health (MoH), the award is for 

approximately $1,000,000, with an 

expected total funding of approximately 

$5,000,000. The total 5-year period 

amount for the seven recipients is 

$32,500,000, subject to the availability 

of funds. The awards will protect 

Americans and people worldwide from 

public health threats by building 

capacity within their respective 

countries to strengthen public health 

preparedness; early pathogen detection 

to mitigate the impact of global disease 

outbreaks and public health; and 

bolstering rapid response to global 

health emergencies. 

DATES: The period for these awards will 

be September 30, 2025 through 

September 29, 2030. 

FOR FURTHER INFORMATION CONTACT: 

Broderick Yoerg, Division of Global 

Health Protection, Global Health Center, 

Centers for Disease Control and 

Prevention, 1600 Clifton Rd., Atlanta, 

GA 30329, Telephone: (404) 234–0666, 

Email: DGHPNOFOs@cdc.gov. 

SUPPLEMENTARY INFORMATION: The sole 

source award will provide support 

around disease surveillance and 

outbreak response, including 

establishing routine surveillance and 

developing information technology tools 

and systems. Broad areas of support 

include, but are not limited to: 

emergency management, ensuring 

countries have the knowledge and 

resources they need, including 

emergency operations centers that can 

mount a fast, coordinated response 

when outbreaks happen; safe laboratory 

systems and diagnostics, building the 

capacity to identify disease threats close 


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