T hi s di s pos i t i on i s notappr opr i a t e f orpubl i c a t i on and i s notpr e c e de nt * e xc e pta s pr ovi de d by9th C i r . R . 36- 3.

T he pa ne l una ni m ous l yc onc l ude s thi s c a s e i s s ui t abl e f orde c i s i on ** w ith o u t o r a l a r g u m e n t. See F ed. R . A pp . P . 34 (a )( 2). NOT F OR P UB L I CAT I ON UN I TE D STATE S C OU RT OF APPE ALS FOR T HE NI NTH CI RC UI T S . E MANU E L L I N, P la in tif

f - A p p e llan t, v. CH I CA G O TI TLE I N SU RA N CE C OMP AN Y, D ef

endant- A pp el l ee . N o. 11- 55737 D . C. N o . 2 : 0 9 - c v - 0 7 9 9 3 - V BFDTB ME MOR AN DU M *

A pp ea l fr om the U ni t ed S t at es D i stri ctC ou rt f o rth e C e n tr a l D is tr ic t o f C a lif o rn ia V a l e r i e B a ke rF a i rba nk, D i s tr i c tJudge , P r e s i di ng S ubm i tt e d D e c e m be r19, 2012 ** B efo re: G O O D W IN , W A L L A C E , an dF IS H E R , C i rcu i tJu d g es. S . E m a n u e l L in ap p e a ls p r o s e f r o m th e d is tr ic t c o u rt’s ju d g m e n t in h is di ve r s i tya c t i on a l l e gi ng c l a i m s ba s e d on de f e nda nt ’ s f

a i l ur e t o di s c ove ra nd di s c l os e a n e a s e m e nton L i n’ s pr ope rtyw he n i s s ui ng hi m t i t l e i ns ur a nc e . W e ha ve 

# FI LED DE C 21 2012 M OLLY C. DW Y ER, CLERK U . S. C O U R T OF APPE ALS11- 55737 2 ju r is d ic tio n u n d e r2 8 U .S .C . § 1 2 9 1 . W e r e v ie w d e n o v o . T orr es v . C i t

yof L os A ng eles , 54 8 F . 3d 11 97 , 12 05 (9th C i r. 20 08 ) ( j ud gm entas a m att erof l aw ); Fa i rb a n ks N

. S ta r B o ro u g h v. U

. S. A rmy C o rp s o

f E n g ’rs , 5 4 3 F .3 d5 8 6 , 5 9 1 ( 9 th C ir . 2 0 0 8 ) (

ju d g m e n t o n th e p le a d in g s ) ; Kah le v . G on zales , 4 8 7 F .3 d6 9 7 , 6 9 9 ( 9 th Ci r . 2 0 0 7 ) ( d i s mi s s a l u n d e rFe d . R. Ci v . P. 1 2 ) . W e a f f i rm. T h e d i stri ctco u rtp ro p erl y d i sm i ssedL i n ’ s n eg l i g en ce cl ai m s b ecau se C a lif o rn iala w p r e c lu d e s n e g lig e n c e c la im s b a s e do n atitle in s u r e r ’s f a ilu r e to d is c lo s e a n e n c u m b r a n c e . See So u th la n d T i t le C o rp . v. Su

p eri o r C o u rt , 2 8 2 C a l. Rptr. 42 5, 42 9 (C t . A pp . 19 91 ) ( expl ai ni ng the l i m i t ed grou nd s f or a negl i gence c la im a g a in s t atitle in s u r e ra n dth a t “[ a ] title in s u r a n c e p o lic yis ‘. . . ac o n tr a c t to in d e m n if ya g a in s t lo s s c au s e db yd e f e c ts in th e title o re n c u m b r a n c e s o n th e title . I ti s notar e pr e s e nt a t i on tha tthe t i t l e i s i n a nypa rt i c ul a rc ondi t i on. ’ ” ( c i t a t i on om i tt ed)) . T he di s tr i c tc ourtpr ope r l ydi s m i s s e d L i n’ s f r aud c l a i m be c aus e L i n di d not s uf f i c i e nt l ypl e a d m i s r e pr e s e nt a t i on. See F ed . R . C i v . P . 9 (b ) (“ [A ] p arty m u st st at e w i th p art i cul ar i ty the ci rc um st ance s c on st i tut i ng fr aud . . . . ”) ; L azar v. Su p eri o r C o u rt , 90 9 P . 2d 98 1, 98 4 (C al . 19 96 ) ( st at i ng el em ent s of f raud ). T h e d istrict co u rt p ro p er ly g ra n tedju d g m en t o n th e p lead in g s o n L in ’s C al i fo rn i a In su ran ce C o d e cl ai m s b ecau se n ei th er sect i o n rel i edup o n co n t ai n s a11- 55737 3 p r iv a te r ig h t o f

a c tio n . See C a l . I ns . C ode § 395; Morad i -Sha lalv. Fi re m an ’s Fu n d In s. C o s. , 758 P . 2d 58, 61- 62, 69 ( C a l . 1988) ( C a l i f orni aI ns ur a nc e C ode se ct i on 79 0. 03 (h) has no pri vat e r i gh tof ac t i on ). L a s t l y , the di s tr i c tc ourtpr ope r l ygr a nt e d j udgm e nta s am a tt e rof l a w on L i n’ s ba d f

a i th c l a i m be c aus e L i n di d notpr e s e nts uf f i c i e nte vi de nc e of u n r e a s o n ab le d e la yin p a y m e n t o ro f d a m a g e s . Se e Chate au Cham be ray H om e ow ne rs A s s ’ n v . A s s oc . I nt ’ l I ns . C o. , 108 C a l . Rptr . 2d 776, 784 ( C t . A pp. 20 01 ) ( t es tfor bad fai th i s w hether a l l eged del ayi n p ay i ng po l i cybenefi t s w as u n r e a s o n ab le a n dd e la yb a s e do n ale g itim a te d is p u te is n o t b a df a ith ) ; see a l

so C a l. C i v. C ode § 3294( a ) ( r e qui r i ng c l e a ra nd c onvi nc i ng e vi de nc e of f r aud f or e x e m p laryd a m a g e s in a c tio n f o rb r e a c h o f

a n o b lig a tio n ) ; M

axw el l v. Fi re In s. E x c h. , 7 0 C a l. Rp tr . 2 d8 6 6 , 8 6 8 - 6 9 ( C t. A p p . 1 9 9 8 ) ( “[ T ]h e a w a r do f d a m a g e s in ba d f a i th c a s e s f

orpe r s ona l i nj ury , i nc l udi ng e m ot i ona l di s tr e s s , i s i nc i de nt a l t o the aw ar d o f e cono m i c dam ages . ”) . L in ’s co n ten ti o n s c o n ce rn in g fr au dup o n th e c o u rt an dth e d istrict co u rt’s e xc l us i on of

e vi de nc e a r e r e

j e c t e d. AF F I RME D.