<PAGE>
                                                                    Exhibit 99.1

                                                                     Page 1 of 3


                ORIGEN MANUFACTURED HOUSING CONTRACT TRUST 2005-A

                         STATEMENT TO CERTIFICATEHOLDERS

                                  JULY 15, 2005

                             DISTRIBUTION IN DOLLARS

<TABLE>
<CAPTION>
             ORIGINAL        BEGINNING                                                                           ENDING
               FACE          PRINCIPAL                                                REALIZED   DEFERRED      PRINCIPAL
CLASS          VALUE          BALANCE       PRINCIPAL     INTEREST         TOTAL       LOSSES    INTEREST       BALANCE
------   --------------   --------------   ------------   ----------   ------------   --------   --------   --------------
<S>      <C>              <C>              <C>            <C>          <C>            <C>        <C>        <C>
  A1      44,500,000.00    42,233,170.27   2,031,736.77   142,888.89   2,174,625.66     0.00       0.00      40,201,433.50
  A2      43,000,000.00    43,000,000.00           0.00   160,891.67     160,891.67     0.00       0.00      43,000,000.00
  A3      14,300,000.00    14,300,000.00           0.00    59,225.83      59,225.83     0.00       0.00      14,300,000.00
  A4      21,225,000.00    21,225,000.00           0.00    95,689.38      95,689.38     0.00       0.00      21,225,000.00
  M1      17,575,000.00    17,575,000.00           0.00    79,966.25      79,966.25     0.00       0.00      17,575,000.00
  M2      13,300,000.00    13,300,000.00           0.00    64,948.33      64,948.33     0.00       0.00      13,300,000.00
   B      11,400,000.00    11,400,000.00           0.00    62,225.00      62,225.00     0.00       0.00      11,400,000.00
 CERT              0.00             0.00           0.00    51,865.02      51,865.02     0.00       0.00               0.00
         --------------   --------------   ------------   ----------   ------------     ----       ----     --------------
TOTALS   165,300,000.00   163,033,170.27   2,031,736.77   717,700.37   2,749,437.14     0.00       0.00     161,001,433.50
         ==============   ==============   ============   ==========   ============     ====       ====     ==============
</TABLE>

                 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE

<TABLE>
<CAPTION>
                        BEGINNING                                                  ENDING
CLASS      CUSIP        PRINCIPAL      PRINCIPAL     INTEREST       TOTAL         PRINCIPAL
------   ---------   --------------   -----------   ----------   -----------   --------------
<S>      <C>         <C>              <C>           <C>          <C>           <C>
  A1     68619ABG1     949.06000607   45.65700607   3.21098629   48.86799236     903.40300000
  A2     68619ABH9   1,000.00000000    0.00000000   3.74166674    3.74166674   1,000.00000000
  A3     68619ABJ5   1,000.00000000    0.00000000   4.14166643    4.14166643   1,000.00000000
  A4     68619ABK2   1,000.00000000    0.00000000   4.50833357    4.50833357   1,000.00000000
  M1     68619ABL0   1,000.00000000    0.00000000   4.55000000    4.55000000   1,000.00000000
  M2     68619ABM8   1,000.00000000    0.00000000   4.88333308    4.88333308   1,000.00000000
   B     68619ABN6   1,000.00000000    0.00000000   5.45833333    5.45833333   1,000.00000000
                     --------------   -----------   ----------   -----------   --------------
TOTALS                 986.28657151   12.29120853   4.34180502   16.63301355     973.99536298
                     ==============   ===========   ==========   ===========   ==============
</TABLE>

                               PASS-THROUGH RATES

<TABLE>
<CAPTION>
         CURRENT
        PASS-THRU
CLASS     RATE
-----   ---------
<S>     <C>
  A1    4.060000%
  A2    4.490000%
  A3    4.970000%
  A4    5.410000%
  M1    5.460000%
  M2    5.860000%
   B    6.550000%
</TABLE>

 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
                           ADMINISTRATOR LISTED BELOW:
                                 Rafael Martinez
             JPMorgan Chase Bank, N.A. - Structured Finance Services
                              600 Travis, 9TH FLOOR
                              Houston, Texas 77002
                    Tel: (713) 216-4391 / Fax: (713) 216-4880
                     Email: RAFAEL.TEXAS.MARTINEZ@CHASE.COM

(JP MORGAN LOGO) COPYRIGHT (C) 2001 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED.

<PAGE>

                                                                     Page 2 of 3


                ORIGEN MANUFACTURED HOUSING CONTRACT TRUST 2005-A

                                  JULY 15, 2005

<TABLE>
<S>                                <C>                                                      <C>
Section 7.05(a)(i)                 Principal Payment Allocable to Holders                     2,031,736.77

Section 7.05(a)(ii)                Interest Payment Allocable to Holders                        665,835.35

Section 7.05(a)(iii)               Servicing Fee                                                195,989.49
                                   Indenture Trustee Fee                                          2,817.92
                                   Indenture Trustee Expenses                                       969.80
                                   Owner Trustee Fee                                                  0.00
                                   Monthly Backup Servicing Fee                                   5,000.00

Section 7.05(a)(iv)                Beginning Balance of Contracts                           188,149,906.62
                                   Ending Balance of Contracts                              186,651,433.50

Section 7.05(a)(v)                 Number of Contracts                                               3,995
                                   Weighted Average Remaining Term                                     218
                                   Weighted Average Contract Rate:                                   9.370%

Section 7.05(a)(vi)                Number and Aggregate Principal Amounts of Contracts in
                                   Delinquency

                                                       Group Totals
                                   ----------------------------------------------------
                                     Period     Number   Principal Balance   Percentage
                                   ----------   ------   -----------------   ----------
                                   30-59 days     19         747,518.11         0.40%
                                   60-89 days      3         125,955.07         0.07%
                                     90+days       0               0.00         0.00%
                                                 ---         ----------         ----
                                      Total       22         873,473.18         0.47%
                                                 ===         ==========         ====

                                   Number and Aggregate Principal Amounts of Contracts
                                   Repossessed During Reporting Period

                                                Group Totals
                                   ---------------------------------------
                                   Number   Principal Balance   Percentage
                                   ------   -----------------   ----------

                                      1         49,411.42          0.03%

                                   Number and Aggregate Principal Amounts of Contracts
                                   in Inventory

                                                Group Totals
                                   ---------------------------------------
                                   Number   Principal Balance   Percentage
                                   ------   -----------------   ----------
                                      0            0.00            0.00%

                                   Number and Aggregate Principal Amounts of Contracts
                                   in Bankruptcy

                                                Group Totals
                                   ---------------------------------------
                                   Number   Principal Balance   Percentage
                                   ------   -----------------   ----------
                                     14         618,567.03         0.33%

Section 7.05(a)(viii)              Principal Prepayments                                        963,316.97

                                   Liquidation Proceeds                                               0.00

Section 7.05(a)(viii)              Realized Losses
                                      Current Period                                             33,704.28
</TABLE>

(JP MORGAN LOGO) COPYRIGHT (C) 2001 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED.

<PAGE>

                                                                     Page 3 of 3


                ORIGEN MANUFACTURED HOUSING CONTRACT TRUST 2005-A

                                  JULY 15, 2005

<TABLE>
<S>                                <C>                                                       <C>
                                      Cumulative                                                 33,704.28

Section 7.05(a)(ix)                Adjusted Note Balances
                                      Class M1                                               17,575,000.00
                                      Class M2                                               13,300,000.00
                                      Class B                                                11,400,000.00

Section 7.05(a)(x)                 Interest Payment Amount
                                      Interest Distribution - A-1                               142,888.89

                                      Interest Distribution - A-2                               160,891.67

                                      Interest Distribution - A-3                                59,225.83

                                      Interest Distribution - A-4                                95,689.38
                                      Available Funds Cap Carry-Forward Amount - A-4                  0.00
                                      Interest Reduction Amount - A-4                                 0.00

                                      Interest Distribution - M-1                                79,966.25
                                      Available Funds Cap Carry-Forward Amount - M-1                  0.00
                                      Liquidation Loss Interest Amount - M-1                          0.00
                                      Interest Reduction Amount - M-1                                 0.00

                                      Interest Distribution - M-2                                64,948.33
                                      Available Funds Cap Carry-Forward Amount - M-2                  0.00
                                      Liquidation Loss Interest Amount - M-2                          0.00
                                      Interest Reduction Amount - M-2                                 0.00

                                      Interest Distribution - B                                  62,225.00
                                      Available Funds Cap Carry-Forward Amount - B                    0.00
                                      Liquidation Loss Interest Amount - B                            0.00
                                      Interest Reduction Amount - B                                   0.00

Section 7.05(a)(xi)                Overcollateralization Target Amount                       25,650,000.00
Section 7.05(a)(xii)               Overcollateralization Amount                              25,650,000.00

Section 7.05(a)(xiv)               Trust Certificate Distribution                                51,865.02

Expense Paid to LLC and DRS                                                                       1,739.25
Servicing Fee Adjustment                                                                         20,007.92
Miscellaneous Servicing Expenses                                                                      0.00
</TABLE>

(JP MORGAN LOGO) COPYRIGHT (C) 2001 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED.