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Exhibit 99
 DEARBORN BANCORP REPORTS RECORD
FIRST QUARTER EARNINGS.
 DEARBORN
      Forward-Looking Statements




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DEARBORN BANCORP, INC.
 Quarter
    
    
    QuarterEnded
    
    
    EndedMarch 31
    
    
    March 31(In thousands, except share data)
    
    2006
    
    
    2005Condensed Statement of Income:Interest income
    
    $
    12,244
    
    
    $
    9,892Interest expense
    
    
    5,388
    
    
    
    3,312Net interest income
    
    
    6,856
    
    
    
    6,580Provision for loan losses
    
    
    157
    
    
    
    464Net interest income after provision
    
    
    6,699
    
    
    
    6,116Non-interest income
    
    
    208
    
    
    
    401Non-interest expense
    
    
    3,958
    
    
    
    3,843Income before taxes
    
    
    2,949
    
    
    
    2,674Income tax provision
    
    
    1,003
    
    
    
    909Net income
    
    $
    1,946
    
    
    $
    1,765Share Data:Weighted avg no. of shares outstanding  basic
    
    
    5,426,236
    
    
    
    5,303,532Weighted avg no. of shares outstanding  diluted
    
    
    5,717,721
    
    
    
    5,680,575Period end shares outstanding
    
    
    5,445,753
    
    
    
    5,326,090Per Common Share Data:Net income, basic
    
    $
    0.36
    
    
    $
    0.33Net income, diluted
    
    $
    0.34
    
    
    $
    0.31Closing Stock Price
    
    $
    22.50
    
    
    $
    24.04Book Value
    
    $
    15.86
    
    
    $
    14.45Profitability Ratios, Annualized:Return on average stockholders equity
    
    
    9.08
    %
    
    
    9.28
    %Return on average total assets
    
    
    1.08
    %
    
    
    1.06
    %Average equity to average total assets
    
    
    11.87
    %
    
    
    11.43
    %
 March 31
    
    
    December 31
    
    
    March 312006
    
    
    2005
    
    
    2005Condensed Balance Sheet:AssetsCash and equivalents
    
    $
    48,070
    
    
    $
    9,455
    
    
    $
    18,559Mortgage loans held for sale
    
    
    545
    
    
    
    1,041
    
    
    
    4,458Investment securities, available for sale
    
    
    12,736
    
    
    
    18,446
    
    
    
    20,786Loans
    
    
    676,233
    
    
    
    657,037
    
    
    
    612,472Allowance for loan losses
    
    
    (6,965
    )
    
    
    (6,808
    )
    
    
    (6,288
    )Premises and equipment
    
    
    13,663
    
    
    
    13,792
    
    
    
    14,017Goodwill and intangible assets
    
    
    7,702
    
    
    
    7,764
    
    
    
    7,905Other assets
    
    
    5,175
    
    
    
    5,770
    
    
    
    5,128Total assets
    
    $
    757,159
    
    
    $
    706,497
    
    
    $
    677,037Liabilities and stockholders equityDeposits
    
    $
    632,237
    
    
    $
    582,438
    
    
    $
    547,807Federal Home Loan Bank advances
    
    
    25,588
    
    
    
    25,588
    
    
    
    20,614Federal funds purchased
    
    
    
    
    
    
    
    
    
    
    16,060Securities sold under agreement to
repurchase
    
    
    457
    
    
    
    1,615
    
    
    
    3,083Other liabilities
    
    
    2,508
    
    
    
    2,643
    
    
    
    2,526Subordinated debentures
    
    
    10,000
    
    
    
    10,000
    
    
    
    10,000Stockholders equity
    
    
    86,369
    
    
    
    84,213
    
    
    
    76,947Total liabilities and stockholders equity
    
    $
    757,159
    
    
    $
    706,497
    
    
    $
    677,037Other Data:Non-performing loans to total loans
    
    
    0.18
    %
    
    
    0.18
    %
    
    
    0.31
    %Net charge-offs to average loans
    
    
    0.00
    %
    
    
    0.02
    %
    
    
    0.01
    %Net interest margin for the quarter
    
    
    4.02
    %
    
    
    4.11
    %
    
    
    4.21
    %Net interest margin for the year
    
    
    4.02
    %
    
    
    4.14
    %
    
    
    4.21
    %