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                                                                      Exhibit 99

                       U.S. PROVISIONAL PATENT APPLICATON
                             SERIAL NO. 60/611,.352
                            FILED SEPTEMBER 20, 2004

BACKGROUND OF THE INVENTION.

Many people rely on the convenience of their cellular phones for staying in
touch and value the security of being able to make a call at anytime. For
international travelers, the convenience and necessity of being able to stay in
contact with people back home or for trip planning during the travels is
especially important. In order to use the cellular phone in a foreign country;
however, the choices are limited and sometimes very expensive. Even though many
U.S. carriers have international roaming agreements, a user's current phone will
not necessarily work in a foreign country nor is this the least expensive
approach. Alternatively, one can purchase a GSM (Global System for Mobile
Communications) cell phone, which will be compatible with telecommunications
networks in most countries, and purchase Subscriber Identity Module ("SIM")
cards (a small chip that slides into the phone) to allow service in that
particular country.

However, the typical telecommunications systems heretofore in use involve
wireless carriers handling the incoming and outgoing calls as well as all user
information associated with each individual account. In this case, there is
often little flexibility in the kind of plans in which the user can participate,
especially if he or she would prefer to pre-pay for services instead of signing
a term contract. In addition, travelers may wish to take advantage of services
in addition to sending and receiving calls while travelling abroad, such as
access to voice mail, multimedia messaging services, financial services, and
concierge and interpreter services.

Some known systems and methods disclose services such as "on demand"
interpretation services provided by telephone and paid for through the use of a
pre-paid debit or credit card. It is also known that the interpretation services
may be associated with cell phone service. However, the phone service is still
discretely provided by the mobile carrier, and the user account information
dealing with the assisted call is separately handled.

It is desirable to obtain total control over the airtime use of cellular phones
or other wireless communication devices to combine services and gather user
information associated with the services in one place.

BRIEF SUMMARY OF THE INVENTION.

The present invention relates to a system for providing wireless communication
services, audio and multimedia contents and services, live services and
financial services from a cellular phone to individual users where total or
partial control of all outgoing and incoming communications, of all phone
numbers (such as, cellular phone number, destination numbers, caller
identification number, services phone numbers), of all customers accounts and
billing processes, resides in the invention and may be performed in total
independence of the contracted wireless carrier.

An embodiment of the present invention resides in a system and method for
programming, transforming and manufacturing cellular phones and/or certain
electronic and mechanical components of cellular phones, and programming a
telecommunication platform, software and databases. The modifications made on
the cellular phone handset may limit the traditional features of the handset
and, because of these limitations: bring new features that were not previously
available.

Various embodiments of this invention may provide a system and a method for the
control of airtime of a communications device, while offering international
travelers various services, such as native language communications, live
assistance, live interpretation services, live concierge services, customized
audio content, and financial services.

Applications of the present invention may also provide a system and a method to
control, via programming telecommunications equipment, all incoming and outgoing
communication to a cellular phone, with all services and billing processes of
the invention performed in total independence of the contracted wireless
carrier.