UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                -----------------

                                   FORM 10-QSB

                                -----------------

          [ X ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

                    For the period ended: September 30, 2002

                                       OR

          [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (D) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


                                -----------------

                         Commission File Number: 0-30697


                               LOVE CALENDAR, INC.

             Incorporated pursuant to the laws of the state of Utah

                                -----------------

                  IRS Employer Identification No. - 87-0449042

                  437 N. GRANT STREET, SALT LAKE CITY, UT 84116
                                 (702) 951-6055



Check whether the issuer (1) filed all reports required to be filed by Section
13 or 15(d) of the Securities Exchange Act during the past 12 months (or for
such shorter period that the registrant was required to file such reports), and
(2) has been subject to such filing requirements for the past 90 days.

         Yes [ X ]          No [   ]

The Company had 2,100,000 shares of common stock outstanding at May 1, 2002.

Transitional Small Business Disclosure Format (check one):

         Yes [   ]          No [ X ]


                                      -1-
<PAGE>

PART I. FINANCIAL INFORMATION


Item 1.  Financial Statements (Unaudited)



                               LOVE CALENDAR, INC.

                     BALANCE SHEETS AS OF SEPTEMBER 30, 2002
                                   (unaudited)

<TABLE>
<CAPTION>
                                 ASSETS                         Sept. 30,
                                                                   2002
                                                              ------------
<S>                                                            <C>
 Current Assets:
     Cash                                                         $      -
                                                               ------------
                         Total Current Assets                            -

                                                               ------------
                                 TOTAL ASSETS                     $      -
                                                               ============


                  LIABILITIES AND STOCKHOLDERS' DEFICIT

Current Liabilities:
     Advances from shareholders                                   $  2,294
     Accounts payable                                                1,419
     Loans from consultant                                          10,000
                                                               ------------
                     Total Current Liabilities                      13,713

Stockholders' Deficit:
     Common stock, $.001 par value, authorized
        50,000,000 shares; with 2,100,000 shares issued
        and outstanding at June 30, 2001 and June 30, 2000.          2,100

                               Paid-In Capital                      12,900
                           Accumulated Deficit                     (28,713)
                                                               ------------
                   Total Stockholders' Deficit                     (13,713)

                                                               ------------
   TOTAL LIABILITIES AND STOCKHOLDERS' DEFICIT                    $      -
                                                               ============

</TABLE>


                 See accompanying notes to financial statements.




                                      -2-
<PAGE>

                               LOVE CALENDAR, INC.

                            STATEMENTS OF OPERATIONS
                FOR THE THREE MONTHS ENDED JUNE 30, 2002 AND 2001
                                  (unaudited)


                                          3 Months Ended    3 Months Ended
                                          Sept. 30, 2002    Sept. 30, 2001
                                          ---------------   ---------------

Income:                                    $           -     $           -
                                          ---------------   ---------------
                        Total Income                   -                 -
Expense:
     Consulting fees                                   -                 -
     Filing fees                                   1,419                 -
     Professional fees                               393                 -
                                          ---------------   ---------------
                       Total Expense               1,812                 -

                                          ---------------   ---------------
                            NET LOSS       $      (1,812)    $           -
                                          ===============   ===============

           Net Loss Per Common Share
            (basic and fully diluted)      $       (0.00)    $       (0.00)
                                          ===============   ===============

              Weighted Average Share
            Common Stock Outstanding           2,100,000         2,100,000
                                          ===============   ===============


                 See accompanying notes to financial statements.





                                      -3-
<PAGE>

                               LOVE CALENDAR, INC.

                            STATEMENTS OF CASH FLOWS
             FOR THE THREE MONTHS ENDED SEPTEMBER 30, 2002 AND 2001
                                   (unaudited)
<TABLE>
<CAPTION>

                                                            3 Monthe Ended    3 Months Ended
                                                            Sept. 30, 2002    Sept. 30, 2001
                                                            --------------    --------------

<S>                                                         <C>               <C>
Cash Flows Used in Operating Activities:
                                        Net Loss             $     (1,812)     $          -

Expenses Not Requiring Cash:
     Stock issued for consulting services                               -                 -
     Note issued for services                                           -                 -
                                                            --------------    --------------
                     Net Cash Used in Operations                   (1,901)                -

Cash Flows Used in Financing Activities:
     Increase in accounts payable                                     974                 -
     Increase in advances from shareholders                           838                 -
                                                            --------------    --------------
       Net Cash Provided by Financing Activities                    1,812                 -

                 Net Increase in Cash for Period                        -                 -

                     Cash at Beginning of Period                        -                 -
                                                            --------------    --------------
       CASH AND CASH EQUIVALENTS AT END OF PERIOD            $          -      $          -
                                                            ==============    ==============
</TABLE>


                 See accompanying notes to financial statements.





                                      -4-
<PAGE>

                               LOVE CALENDAR, INC.

                       STATEMENTS OF STOCKHOLDERS' EQUITY
           FROM INCEPTION (AUGUST 17, 1987) THROUGH SEPTEMBER 30, 2002

<TABLE>
<CAPTION>
                                                                  Common       Common                                    Total
                                                                  Stock         Stock       Paid-In     Accumulated  Stockholders'
                                                                  Shares       Amount       Capital       Deficit       Deficit
                                                                --------------------------------------------------------------------
<S>                                                             <C>            <C>          <C>           <C>           <C>

                                Balances at August 17, 1987               -     $       -    $       -      $      -     $       -

Officers & directors issued 100,000 shares for $10,000 cash         100,000           100        9,900             -        10,000

                  Net loss for year the ended June 30, 1994               -             -            -       (10,000)      (10,000)

      May 31, 2000;  20:1 forward split of the common stock       1,900,000         1,900       (1,900)            -             -

  May 31, 2000; Common stock issued for consulting services         100,000           100        4,900             -         5,000

                  Net loss for the year ended June 30, 2000                                          -       (15,000)      (15,000)

                  Net loss for the year ended June 30, 2001               -             -            -        (1,901)       (1,901)

                  Net loss for the year ended June 30, 2002               -             -            -        (1,812)       (1,812)

                                                                --------------------------------------------------------------------
                  BALANCES FOR THE YEAR ENDED JUNE 30, 2001       2,100,000      $  2,100     $ 12,900      $(28,713)     $(13,713)
                                                                --------------------------------------------------------------------
                  BALANCES AT SEPTEMBER 30, 2002 (unaudited)      2,100,000      $  2,100     $ 12,900      $(28,713)     $(13,713)
                                                                ====================================================================

</TABLE>


                 See accompanying notes to financial statements.






                                      -5-
<PAGE>

                               LOVE CALENDAR, INC.

                          Notes to Financial Statements
                               SEPTEMBER 30, 2002


1. ACCOUNTING POLICIES

The Company has had no operations since 1994. Accounting policies and procedures
have not been determined except as follows:

1.   The Company uses the accrual method of accounting.

2.   Earnings per share is computed using the weighted average number of shares
     of common stock outstanding.

3.   The Company has not yet adopted any policy regarding payment of dividends.
     No dividends have been paid since inception.

2. HISTORY AND ORGANIZATION OF THE COMPANY

The Company was organized on August 17, 1987 under the laws of the State of
Utah.

On August 17, 1987, the Company issued 100,000 shares for $10,000 to four
individuals. The four individuals or their estates have subsequently transferred
the shares to 47 other individuals.

By January 1, 1994, the Company had ceased all operations.

The Company never achieved operational status and spent the $10,000 original
capital reviewing various business opportunities in the late 1980's and early
1990's.

3. COMMON STOCK

On May 31, 2000, the directors of the Company approved a 20:1 forward split
leaving shares issued and outstanding at 2,100,000.

4. MATERIAL CONTRACTS

In attempt to become a reporting company, and have its securities listed and
quoted in the United States quotation securities quotation services, the Company
entered into a consulting services contract with Corporate Capital Formation,
Inc. (CCF-Inc.) on May 25, 2000. In exchange for CCF-Inc.'s consulting services,
the Company issued CCF-Inc. 100,000 shares of common stock and agreed to pay a
non-interest bearing promissory note of $10,000 within one year. However, as of
August 13, 2002, the $10,000 promissory note remained outstanding with no
immediate plans of settlement.


                                      -6-
<PAGE>

ITEM 2 - Management's Discussion and Analysis or Plan of Operation

Plan of Operation

The Company had no business operations during the period to which this report
relates. Our original business of printing and marketing specialty advertising
products was suspended in 1994 due to exhaustion of our funding. We are
continuing to seek and investigate possible acquisitions or other business
opportunities. However, it is likely that we will need to raise additional
capital before we can resume operation or acquire a business, and there is no
assurance that we will be able to do so.

We currently have no cash, and our officers individually are bearing various
expenses of the Company without reimbursement including the costs of accounting
audits and regulatory compliance. They are not obligated to do so, however, and
if the officers elect to cease bearing those expenses before we obtain other
funding, the Company may may be forced to abandon its reporting status or to
liquidate. While we are contemplating making a private offering of our common
stock within the next 12 months, we have not determined the amount or terms of
such an offering. We have no commitments from any underwriter or investor to
purchase our securities.

We have no current plans to purchase or sell any significant assets, make any
expenditures for product research and development, or change the number of
employees or the nature of their relationships to the Company.


ITEM 3. CONTROLS AND PROCEDURES

Evaluation of Disclosure Controls and Procedures

Within the 90 days prior to the filing date of this report, the Company carried
out an evaluation of the effectiveness of the design and operation of its
disclosure controls and procedures pursuant to Exchange Act Rule 13a-14. This
evaluation was done under the supervision and with the participation of the
Company's Chairman, President and General Counsel and Secretary. Based upon that
evaluation, they concluded that the Company's disclosure controls and procedures
are effective in gathering, analyzing and disclosing information needed to
satisfy the Company's disclosure obligations under the Exchange Act.

Changes in Internal Controls

There were no significant changes in the Company's internal controls or in other
factors that could significantly affect those controls since the most recent
evaluation of such controls.



                                      -7-
<PAGE>
PART II - OTHER INFORMATION


ITEM 1 - Legal Proceedings

Insofar as we are aware, there are no legal proceedings, either current,
pending, or threatened, involving us or our properties.


ITEM 2 - Changes in Securities and Use of Proceeds

None.

ITEM 3 - Defaults Upon Senior Securities

None.

ITEM 4 - Submission of Matters to a Vote of Security Holders

None.

ITEM 5 - Other Information

None.

ITEM 6 - Exhibits and Reports On Form 8-K

None.



                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.


Dated: December 10, 2002
LOVE CALENDAR, INC.


by:


/s/ Jenifer C. Ayers
------------------------
President


                                      -8-
<PAGE>
                                 CERTIFICATIONS
                                 --------------


I, Jenifer C. Ayers, certify that:

1. I have reviewed this quarterly report on Form 10-Q of [identify registrant];

2. Based on my knowledge, this quarterly report does not contain any untrue
statement of a material fact or omit to state a material fact necessary to make
the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this quarterly
report;

3. Based on my knowledge, the financial statements, and other financial
information included in this quarterly report, fairly present in all material
respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this quarterly report;

4. The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-14 and 15d-14) for the registrant and we have:

     a) designed such disclosure controls and procedures to ensure that material
     information relating to the registrant, including its consolidated
     subsidiaries, is made known to us by others within those entities,
     particularly during the period in which this quarterly report is being
     prepared;

     b) evaluated the effectiveness of the registrant's disclosure controls and
     procedures as of a date within 90 days prior to the filing date of this
     quarterly report (the "Evaluation Date"); and

     c) presented in this quarterly report our conclusions about the
     effectiveness of the disclosure controls and procedures based on our
     evaluation as of the Evaluation Date;

5. The registrant's other certifying officers and I have disclosed, based on our
most recent evaluation, to the registrant's auditors and the audit committee of
registrant's board of directors (or persons performing the equivalent function):

     a) all significant deficiencies in the design or operation of internal
     controls which could adversely affect the registrant's ability to record,
     process, summarize and report financial data and have identified for the
     registrant's auditors any material weaknesses in internal controls; and

     b) any fraud, whether or not material, that involves management or other
     employees who have a significant role in the registrant's internal
     controls; and

6. The registrant's other certifying officers and I have indicated in this
quarterly report whether or not there were significant changes in internal
controls or in other factors that could significantly affect internal controls
subsequent to the date of our most recent evaluation, including any corrective
actions with regard to significant deficiencies and material weaknesses.


Date: December 10, 2002

/s/ Jenifer C. Ayers
--------------------------
President and CEO


                                      -9-
<PAGE>


I, Helen J. Allen, certify that:

1. I have reviewed this quarterly report on Form 10-Q of [identify registrant];

2. Based on my knowledge, this quarterly report does not contain any untrue
statement of a material fact or omit to state a material fact necessary to make
the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this quarterly
report;

3. Based on my knowledge, the financial statements, and other financial
information included in this quarterly report, fairly present in all material
respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this quarterly report;

4. The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-14 and 15d-14) for the registrant and we have:

     a) designed such disclosure controls and procedures to ensure that material
     information relating to the registrant, including its consolidated
     subsidiaries, is made known to us by others within those entities,
     particularly during the period in which this quarterly report is being
     prepared;

     b) evaluated the effectiveness of the registrant's disclosure controls and
     procedures as of a date within 90 days prior to the filing date of this
     quarterly report (the "Evaluation Date"); and

     c) presented in this quarterly report our conclusions about the
     effectiveness of the disclosure controls and procedures based on our
     evaluation as of the Evaluation Date;

5. The registrant's other certifying officers and I have disclosed, based on our
most recent evaluation, to the registrant's auditors and the audit committee of
registrant's board of directors (or persons performing the equivalent function):

     a) all significant deficiencies in the design or operation of internal
     controls which could adversely affect the registrant's ability to record,
     process, summarize and report financial data and have identified for the
     registrant's auditors any material weaknesses in internal controls; and

     b) any fraud, whether or not material, that involves management or other
     employees who have a significant role in the registrant's internal
     controls; and

6. The registrant's other certifying officers and I have indicated in this
quarterly report whether or not there were significant changes in internal
controls or in other factors that could significantly affect internal controls
subsequent to the date of our most recent evaluation, including any corrective
actions with regard to significant deficiencies and material weaknesses.


Date: December 10, 2002

/s/ Helen J. Allen
--------------------------
Chief Financial Officer


                                      -10-