<PAGE>

                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                    Form 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

 Date of Report (Date of earliest event reported): July 20, 2006 (July 18, 2006)

                                 PSB GROUP, INC.
             (Exact name of registrant as specified in its charter)

<TABLE>
<S>                               <C>                        <C>
          Michigan                      000-50301                42-1591104
(State or other jurisdiction      (Commission File No.)        (IRS Employer
      of incorporation)                                      Identification No.)
</TABLE>

           1800 East Twelve Mile Road, Madison Heights, Michigan 48071
               (Address of principal executive offices) (Zip Code)

       Registrant's telephone number, including area code: (248) 548-2900

                                 Not Applicable
         (Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ]  Written communications pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))

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ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

     The following information, including the Exhibit attached hereto, shall not
be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of
1934.

     On July 18, 2006, PSB Group, Inc. issued a news release to report its
financial results for the quarter ended June 30, 2006. The release is furnished
as Exhibit 99.1 hereto.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

     (d)  Exhibits

          Exhibit Number

          99.1 Press Release, dated July 18, 2006 issued by PSB Group, Inc.


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                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                      PSB GROUP, INC.


Dated: July 20, 2006                  By: /s/ Robert L. Cole
                                          --------------------------------------
                                          Robert L. Cole
                                          President and Chief Executive Officer


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                                  EXHIBIT INDEX

<TABLE>
<CAPTION>
Exhibit Number   Description
--------------   -----------
<S>              <C>
99.1             Press Release, dated July 18, 2006 issued by PSB Group, Inc.
</TABLE>


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