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##### 



Exhibit 31.1 CERTIFICATION
Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, David Gladstone, certify that: 1. I have reviewed this annual report on Form 10-K of Gladstone Commercial Corporation; 2. Based on my knowledge, this report does not contain any untrue statement of a material
fact or omit to state a material fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not misleading with respect to the period
covered by this report; 3. Based on my knowledge, the financial statements, and other financial information included
in this annual report, fairly present in all material respects the financial condition, results of
operations and cash flows of the registrant as of, and for, the periods presented in this report; 4. The registrants other certifying officer(s) and I are responsible for establishing and
maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and
15d-15(e)) for the registrant and we have: a) designed such disclosure controls and procedures, or caused such disclosure controls and
procedures to be designed under our supervision, to ensure that material information relating to
the registrant, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared; b) evaluated the effectiveness of the registrants disclosure controls and procedures and
presented in this report our conclusions about the effectiveness of the disclosure controls and
procedures as of the end of the period covered by this report based on such evaluation; and c) disclosed in this report any changes in the registrants internal control over financial
reporting that occurred during the registrants most recent fiscal quarter (the registrants fourth
fiscal quarter in the case of an annual report) that has materially affected, or is reasonably
likely to materially affect the registrants internal control over financial reporting; and 5. The registrants other certifying officer(s) and I have disclosed, based on our most
recent evaluation of internal control over financial reporting, to the registrants auditors and
the audit committee of registrants board of directors (or persons performing the equivalent
functions): a) all significant deficiencies and material weaknesses in the design or operation of internal
controls over financial reporting which are reasonably likely to adversely affect the registrants
ability to record, process, summarize and report financial information; and b) any fraud, whether or not material, that involves management or other employees who have a
significant role in the registrants internal control over financial reporting. Date: March 8, 2005/s/ DAVID GLADSTONEDavid GladstoneChief Executive Officer andChairman of the Board of Directors
##### 



Exhibit 32.1 CERTIFICATION OF THE CHIEF
EXECUTIVE OFFICER PURSUANT TO SECTION 906 OF
 THE SARBANES-OXLEY
ACT OF 2002 The undersigned, the Chief Executive Officer of Gladstone Commercial Corporation (the Company),
hereby certifies on the date hereof, pursuant to 18 U.S.C. §1350(a), as adopted pursuant to Section
906 of The Sarbanes-Oxley Act of 2002, that the Annual Report on Form 10-K for the fiscal year
ended December 31, 2004 (Form 10-K), filed concurrently herewith by the Company, fully complies
with the requirements of Section 13(a) or Section 15(d) of the Securities Exchange Act of 1934, as
amended, and that the information contained in the Form 10-K fairly presents, in all material
respects, the financial condition and results of operations of the Company. A signed original of this written statement required by Section 906 has been provided to the
Company and will be retained by the Company and furnished to the Securities Exchange Commission or
its staff upon request. Dated: March 8, 2005 /s/ David GladstoneDavid GladstoneChief Executive Officer
UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 99-6282

UNITED STATES OF AMERICA, Plaintiff - Appellee, versus SIMON CHOW, Defendant - Appellant.Appeal from the United States District Court for the Eastern District of Virginia, at Alexandria. James C. Cacheris, Senior District Judge. (CR-94-219-A) Submitted: June 29, 1999 Decided: July 16, 1999 Before WILLIAMS and MOTZ, Circuit Judges, and BUTZNER, Senior Circuit Judge. Affirmed by unpublished per curiam opinion. Simon Chow, Appellant Pro Se. William Neil Hammerstrom, Jr., OFFICE OF THE UNITED STATES ATTORNEY, Alexandria, Virginia, for Appellee. Unpublished opinions are not binding precedent in this circuit. See Local Rule 36(c).2 PER CURIAM: Simon Chow appeals the district court’s order denying his motion to correct the judgment of conviction filed under Fed. R. Crim. P. 36 and Fed. R. Civ. P. 60(a). We have reviewed the record and the district court’s order and find no reversible error. In his motion, Chow is actually challenging the sufficiency of the evidence. Because he had the opportunity to raise this claim in his 28 U.S.C.A. § 2255 (West Supp. 1999) motion, the district court properly declined to address it at this juncture. Accordingly, we affirm the denial of the motion. We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

AFFIRMED
CERTIFICATION

I, James Young, certify that:

1. I have reviewed this first amended quarterly report on Form 10-QSB of Perfect
Health Care Corp.;

2. Based on my knowledge, this quarterly report does not contain any untrue
statement of a material fact or omit to state a material fact necessary to make
the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this quarterly
report;

3. Based on my knowledge, the financial statements, and other financial
information included in this quarterly report, fairly present in all material
respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this quarterly report;

4. The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-14 and 15d-14) for the registrant and we have:

         a) designed such disclosure controls and procedures to ensure that
         material information relating to the registrant, including its
         consolidated subsidiaries, is made known to us by others within those
         entities, particularly during the period in which this quarterly
         report is being prepared;

         b) evaluated the effectiveness of the registrant's disclosure controls
         and procedures as of a date within 90 days prior to the filing date of
         this quarterly report (the "Evaluation Date"); and

         c) presented in this quarterly report our conclusions about the
         effectiveness of the disclosure controls and procedures based on our
         evaluation as of the Evaluation Date;

5. The registrant's other certifying officers and I have disclosed, based on our
most recent evaluation, to the registrant's auditors and the audit committee of
registrant's board of directors (or persons performing the equivalent function):

         a) all significant deficiencies in the design or operation of internal
         controls which could adversely affect the registrant's ability to
         record, process, summarize and report financial data and have
         identified for the registrant's auditors any material weaknesses in
         internal controls; and

         b) any fraud, whether or not material, that involves management or
         other employees who have a significant role in the registrant's
         internal controls; and

6. The registrant's other certifying officers and I have indicated in this
quarterly report whether or not there were significant changes in internal
controls or in other factors that could significantly affect internal controls
subsequent to the date of our most recent evaluation, including any corrective
actions with regard to significant deficiencies and material weaknesses.


Date: November 24, 2004

/s/ James W. Young
--------------------------------
Chief Financial Officer
DISTRICT COURT OF APPEAL OF THE STATE OF FLORIDA

FOURTH DISTRICT

RYAN VERNON,

Appellant,

v.

THE BANK OF NEW YORK MELLON, ETC.,

Appellee.

No. 4D15-2985

[April 27, 2016]

Appeal from the Circuit Court for the Seventeenth Judicial Circuit, 

Broward County; Barry J. Stone, Senior Judge; L.T. Case No. CACE12-

27629(11).

Dane Stanish of Law Offices of Dane Stanish, P.A., Hollywood, for 

appellant.

Jacqueline Costoya, Fort Lauderdale, for appellee.

On Confession of Error

PER CURIAM.

The Bank of New York Mellon f/k/a The Bank of New York as Trustee 

for the Benefit of the Certificate Holders of the CWABS, Inc., Asset-Backed 

Certificates, Series 2005-AB3 has filed a confession of error in lieu of an 

answer brief. We summarily reverse and remand the case to the trial court 

to vacate the default entered in error and for further proceedings. See

Stuart-Findlay v. Bank of Am., Nat’l Ass’n, 183 So. 3d 468, 468–71 (Fla. 

4th DCA 2016).

Reversed and Remanded.

GROSS, TAYLOR and MAY, JJ., concur.

* * *

Not final until disposition of timely filed motion for rehearing.
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EXHIBIT 4.6b

                               SECOND AMENDMENT TO
                         4% CONVERTIBLE PROMISSORY NOTE


         SECOND AMENDMENT, dated as of July 6, 2006, TO 4% CONVERTIBLE
PROMISSORY NOTE, dated May 12, 2004, made by and between Delta Mutual, Inc., a
Delaware corporation, with its principal offices located at 111 North Branch
Street, Sellersville, PA 18960 (the "Borrower") and Neil Berman, an individual,
of 21346 St. Andrews Boulevard, # 421, Boca Raton, FL 33433 (the "Holder").
Capitalized terms used herein and not otherwise defined herein shall have the
meaning assigned to such term in the Original Note.

         WHEREAS, the Borrower and the Holder are parties to that certain 4%
Convertible Promissory Note, dated May 12, 2004, as amended, (the "Original
Note") pursuant to which the Borrower has borrowed the amount of $193,740 from
the Holder;

         WHEREAS, the Original Note provides that the Maturity Date shall be
July 12, 2006; and

         WHEREAS, the Borrower and the Holder have agreed to extend the Maturity
Date and to amend Section 1.6 of the Original Note in order to provide the
Borrower with additional time to secure financing; and

         WHEREAS, in accordance with the terms and conditions of the Original
Note, the Borrower and the Holder hereby approve the amendment of the Original
Note as set forth herein.

         NOW, THEREFORE, in consideration of the foregoing and the mutual
covenants contained herein, the parties agree as follows:

         1. By their respective execution of this AMENDMENT, the Borrower and
the Holder agree that Section 1.6 of the Original Note is hereby amended to read
in its entirety as follows: "Maturity Date" shall mean September 12, 2006.

         2. Except as expressly provided herein, the Original Note shall
continue in full force and effect.

         3. This THIRD AMENDMENT supercedes any and all prior written or oral
agreements with respect to the Original Note, and may be executed by facsimile
and in counterparts, which, taken together, shall be deemed an original and
shall constitute a single AMENDMENT.



                             SIGNATURE PAGE FOLLOWS



         IN WITNESS WHEREOF, the Borrower and the Holder have executed this
Third Amendment as of the date first written above.


        DELTA MUTUAL INC.                          NEIL BERMAN
        (BORROWER)                                   (HOLDER)




By: /s/ Peter F. Russo                         By:  /s/ Neil Berman
    -------------------------                      ---------------------
     Peter F. Russo                                   Neil Berman
     President & CEO
Exhibit 32.1

                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
      AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of Spearhead Limited, Inc. (the
"Company") on Form 10-QSB for the quarter ended March 31, 2005 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, Michel
L. Marengere, Chief Executive Officer of the Company, certify, pursuant to 18
U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of
2002, that:

(1) The Report fully complies with the requirements of section 13(a) or 15(d) of
the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material
respects, the financial condition and result of operations of the Company.

/s/ Michel L. Marengere

Michel L. Marengere
Chief Executive Officer
May 13, 2005