| CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002                                                                                                                                                                                                                                                                                   |
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| In connection with the quarterly report of WHY USA Financial Group, Inc. (the Company) on Form 10-Q for the period ended June 30, 2009 as filed with the Securities and Exchange Commission on the date hereof (the Report) the undersigned hereby certifies pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section906 of the Sarbanes-Oxley Act of 2002, that to the best of my knowledge: |
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| (1)                                                                                                                                                                                                                                                                                                                                                                                                     | The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and |
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| (2)                                                                                                                                                                                                                                                                                                                                                                                                     | The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. |
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| Dated:  August 14, 2009 | /s/   KENNETH J. YONIKA                                       Kenneth J. Yonika, Chief Financial Officer |
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