Federal Register / Vol. 90, No. 4 / Tuesday, January 7, 2025 / Notices 1129 

5See, e.g., A Look Behind the Screens: Examining 

the Data Practices of Social Media and Video 

Streaming Services (Sept. 11, 2024), https://

www.ftc.gov/system/files/ftc_gov/pdf/Social-Media6b-Report-9-11-2024.pdf (recommending that 

Congress enact comprehensive federal privacy 

legislation that limits surveillance and grants 

consumers data rights). 

6 15 U.S.C. 1681m(e)(4). 

7 Id. 

supported greater personal data 

protections for American consumers by, 

among other things, encouraging 

Congress to enact comprehensive 

federal privacy legislation.5 However, 

such initiatives would be beyond the 

scope of this PRA renewal request. 

Accordingly, for the foregoing reasons, 

the Commission declines to make any 

adjustments to its prior burden 

estimates or to modify its initial 

proposal. 

B. Overview of Information Collection 

Title of Collection: Red Flags Rule, 16 

CFR 681.1; Card Issuers Rule, 16 CFR 

681.2; Address Discrepancy Rule, 16 

CFR part 641. 

OMB Control Number: 3084–0137. 

Type of Review: Extension of 

currently approved collection. 

Abstract: The Red Flags Rule requires 

financial institutions and certain 

creditors to develop and implement 

written Identity Theft Prevention 

Programs. The Card Issuers Rule 

requires credit and debit card issuers to 

assess the validity of notifications of 

address changes under certain 

circumstances. The Address 

Discrepancy Rule provides guidance on 

what covered users of consumer reports 

must do when they receive a notice of 

address discrepancy from a nationwide 

consumer reporting agency. 

Collectively, these three anti-identity 

theft provisions are intended to prevent 

impostors from misusing another 

person’s personal information for a 

fraudulent purpose. The Rules 

implement sections 114 and 315 of the 

FACT Act. 

Affected Public 

Red Flags Rule: Utilities; motor 

vehicle dealerships; 

telecommunications firms; colleges and 

universities; hospitals; nursing homes; 

public warehouse and storage firms; fuel 

dealers; financial transaction processing 

firms; certain creditors; 6 and other 

categories of persons that qualify as 

financial institutions. 

Card Issuers Rule: State-chartered 

credit unions; general merchandise 

stores; colleges and universities; 

telecommunications firms; and certain 

creditors.7

Address Discrepancy Rule: Users of 

consumer reports that are motor vehicle 

dealers described in section 1029(a) of 

the Dodd-Frank Act, 12 U.S.C. 5519, 

and that are predominantly engaged in 

the sale and servicing of motor vehicles, 

the leasing and servicing of them, or 

both. 

Estimated Number of Respondents: 

238,942 (165,494 for Red Flags Rule + 

18,500 for Card Issuers Rule + 54,948 for 

Address Discrepancy Rule). 

Estimated Annual Burden Hours: 

398,479 hours (358,124 hours for Red 

Flags Rule + 18,608 hours for Card 

Issuers Rule + 21,747 hours for Address 

Discrepancy Rule). 

Estimated Annual Labor Costs: 

$22,350,652 ($21,850,471 for Red Flags 

and Card Issuers Rule + $500,181 for 

Address Discrepancy Rule). 

Estimated Annual Non-Labor Costs: 

$0. 

C. Request for Comment 

On August 22, 2024, the FTC sought 

public comment on the information 

collection requirements associated with 

the Rules. 89 FR 67938 (Aug. 22, 2024). 

Two germane comments were received 

during the first public comment period 

and are addressed above. Pursuant to 

OMB regulations, 5 CFR part 1320, that 

implement the PRA, 44 U.S.C. 3501 et 

seq., the FTC is providing this second 

opportunity for public comment while 

seeking OMB approval to renew the preexisting clearance for the Rules. For 

more details about the Rules’ 

requirements and the basis for the 

calculations summarized above, see 89 

FR 67938. 

Your comment—including your name 

and your state—will be placed on the 

public record of this proceeding. 

Because your comment will be made 

public, you are solely responsible for 

making sure that your comment does 

not include any sensitive personal 

information, such as anyone’s Social 

Security number; date of birth; driver’s 

license number or other state 

identification number or foreign country 

equivalent; passport number; financial 

account number; or credit or debit card 

number. You are also solely responsible 

for ensuring that your comment does 

not include any sensitive health 

information, such as medical records or 

other individually identifiable health 

information. In addition, your comment 

should not include any ‘‘[t]rade secret or 

any commercial or financial information 

which is . . . privileged or 

confidential’’—as provided in section 

6(f) of the FTC Act, 15 U.S.C. 46(f), and 

FTC Rule 4.10(a)(2), 16 CFR 4.10(a)(2)— 

including, in particular, competitively 

sensitive information, such as costs, 

sales statistics, inventories, formulas, 

patterns devices, manufacturing 

processes, or customer names. 

Josephine Liu, 

Assistant General Counsel for Legal Counsel. 

[FR Doc. 2025–00008 Filed 1–6–25; 8:45 am] 

BILLING CODE 6750–01–P 

GOVERNMENT ACCOUNTABILITY 

OFFICE 

Request for Medicare Payment 

Advisory Commission (MedPAC) 

Nominations 

AGENCY: Government Accountability 

Office. 

ACTION: Request for letters of 

nomination and resumes. 

SUMMARY: The Balanced Budget Act of 

1997 established the Medicare Payment 

Advisory Commission (MedPAC) and 

gave the Comptroller General of the 

United States responsibility for 

appointing its members. The 

Government Accountability Office 

(GAO) is now accepting nominations for 

MedPAC appointments that will be 

effective in May 2025. Nominations 

should be sent to the email address 

listed below. Acknowledgement of 

receipt will be provided within a week 

of submission. 

DATES: Letters of nomination and 

resumes should be submitted no later 

than February 7, 2025, to ensure 

adequate opportunity for review and 

consideration of nominees prior to 

appointment. 

ADDRESSES: Submit letters of 

nomination and resumes to 

MedPACappointments@gao.gov. 

FOR FURTHER INFORMATION CONTACT: Greg 

Giusto at giustog@gao.gov or (202) 512– 

7114 if you do not receive an 

acknowledgement or need additional 

information. For general information, 

contact GAO’s Office of Public Affairs, 

at PublicAffairs@gao.gov. 

Authority: 42 U.S.C. 1395b–6. 

Gene L. Dodaro, 

Comptroller General of the United States. 

[FR Doc. 2024–30290 Filed 1–6–25; 8:45 am] 

BILLING CODE 1610–02–P 


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