<PAGE>
                                                                    EXHIBIT 99.1

--------------------------------------------------------------------------------
                                                                     Page 1 of 4

               ORIGEN MANUFACTURED HOUSING CONTRACT TRUST 2005-B

                         STATEMENT TO CERTIFICATEHOLDERS

                                JANUARY 17, 2006
--------------------------------------------------------------------------------


<TABLE>
<CAPTION>

                                                        DISTRIBUTION IN DOLLARS
------------------------------------------------------------------------------------------------------------------------------------
                                   BEGINNING                                                                              ENDING
                  ORIGINAL         PRINCIPAL                                                    REALIZED     DEFERRED    PRINCIPAL
    CLASS        FACE VALUE         BALANCE       PRINCIPAL       INTEREST       TOTAL           LOSSES      INTEREST     BALANCE
------------------------------------------------------------------------------------------------------------------------------------

<S>             <C>              <C>             <C>             <C>           <C>              <C>           <C>     <C>
      A1        40,692,000.00    40,692,000.00   1,751,754.60    178,027.50    1,929,782.10             0.00    0.00   38,940,245.40
      A2        39,295,000.00    39,295,000.00           0.00    171,817.39      171,817.39             0.00    0.00   39,295,000.00
      A3        13,428,000.00    13,428,000.00           0.00     62,719.95       62,719.95             0.00    0.00   13,428,000.00
      A4        19,897,000.00    19,897,000.00           0.00     97,992.73       97,992.73             0.00    0.00   19,897,000.00
      M1        15,750,000.00    15,750,000.00           0.00     78,618.75       78,618.75             0.00    0.00   15,750,000.00
      M2        11,375,000.00    11,375,000.00           0.00     61,425.00       61,425.00             0.00    0.00   11,375,000.00
      B1        12,250,000.00    12,250,000.00           0.00     73,500.00       73,500.00             0.00    0.00   12,250,000.00
      B2         3,500,000.00     3,500,000.00           0.00     21,000.00       21,000.00             0.00    0.00    3,500,000.00
     CERT                0.00             0.00           0.00     18,984.59       18,984.59             0.00    0.00            0.00
------------------------------------------------------------------------------------------------------------------------------------
    TOTALS     156,187,000.00   156,187,000.00   1,751,754.60    764,085.91    2,515,840.51             0.00    0.00  154,435,245.40
------------------------------------------------------------------------------------------------------------------------------------
</Table>


<Table>
<Caption>
                        FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                           PASS-THROUGH RATES
------------------------------------------------------------------------------------------------------------------------------------
                                  BEGINNING                                                       ENDING               CURRENT PASS-
   CLASS     CUSIP                PRINCIPAL        PRINCIPAL       INTEREST        TOTAL         PRINCIPAL    CLASS      THRU RATE
------------------------------------------------------------------------------------------------------------------------------------
<S>       <C>                  <C>                <C>            <C>            <C>           <C>             <C>      <C>
    A1     68619ABP1            1,000.00000000    43.04911531    4.37500000     47.42411531     956.95088469    A1         5.250000%
    A2     68619ABQ9            1,000.00000000     0.00000000    4.37250006      4.37250006   1,000.00000000    A2         5.247000%
    A3     68619ABR7            1,000.00000000     0.00000000    4.67083333      4.67083333   1,000.00000000    A3         5.605000%
    A4     68619ABS5            1,000.00000000     0.00000000    4.92500025      4.92500025   1,000.00000000    A4         5.910000%
    M1     68619ABT3            1,000.00000000     0.00000000    4.99166667      4.99166667   1,000.00000000    M1         5.990000%
    M2     68619ABU0            1,000.00000000     0.00000000    5.40000000      5.40000000   1,000.00000000    M2         6.480000%
    B1     68619ABV8            1,000.00000000     0.00000000    6.00000000      6.00000000   1,000.00000000    B1         7.200000%
    B2     68619ABW6            1,000.00000000     0.00000000    6.00000000      6.00000000   1,000.00000000    B2         7.200000%
------------------------------------------------------------------------------------------------------------------------------------
  TOTALS                        1,000.00000000    11.21575163    4.89212233     16.10787396     988.78424837
------------------------------------------------------------------------------------------------------------------------------------
</Table>



--------------------------------------------------------------------------------
 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
                          ADMINISTRATOR LISTED BELOW:
                                 Rafael Martinez
             JPMorgan Chase Bank, N.A. - Structured Finance Services
                              600 Travis, 9TH FLOOR
                              Houston, Texas 77002
                    Tel: (713) 216-4391 / Fax: (713) 216-4880
                     Email: RAFAEL.TEXAS.MARTINEZ@CHASE.COM
--------------------------------------------------------------------------------


[JPMORGAN LOGO]      COPYRIGHT 2005 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED.



<PAGE>


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                                                                     Page 2 of 4

               ORIGEN MANUFACTURED HOUSING CONTRACT TRUST 2005-B

                                JANUARY 17, 2006
--------------------------------------------------------------------------------






<TABLE>


<S>                                     <C>                                                                      <C>
Section 7.05(a)(i)                      Principal Payment Allocable to Holders                                         1,751,754.60

Section 7.05(a)(ii)                     Interest Payment Allocable to Holders                                            745,101.32

Section 7.05(a)(iii)                    Servicing Fee                                                                    182,295.28

                                        Indenture Trustee Fee                                                              2,708.36

                                        Indenture Trustee Expenses                                                             0.00

                                        Owner Trustee Fee                                                                      0.00

                                        Monthly Backup Servicing Fee                                                       5,000.00

                                        Monthly Backup Servicer Initial Commitment Fee                                    25,000.00

Section 7.05(a)(iv)                     Beginning Balance of Contracts                                               175,003,515.23

                                        Ending Balance of Contracts                                                  173,685,632.08

Section 7.05(a)(v)                      Number of Contracts                                                                   3,364

                                        Weighted Average Remaining Term                                                         230

                                        Weighted Average Contract Rate:                                                       9.187%

Section 7.05(a)(vi)                     Number and Aggregate Principal Amounts of Contracts in Delinquency
                                        including Repossessions
</Table>

<Table>
<Caption>
                               Delinquency Totals
---------------------------------------------------------------------------------------
                                  Group Totals
---------------------------------------------------------------------------------------
       Period                Number               Principal Balance          Percentage
       ------                ------               -----------------          ----------

<S>                         <C>                   <C>                       <C>
      30-59 days                18                     926,812.09              0.53%
      60-89 days                 0                           0.00              0.00%
       90+days                   0                           0.00              0.00%
        Total                   18                     926,812.09              0.53%
</Table>

        Number and Aggregate Principal Amounts of Contracts Repossessed
                            During Reporting Period

<Table>
<Caption>
           Repossession Totals
-------------------------------------------
Number of       Principal
 Loans           Balance       Percentage
---------       ---------      ----------
<S>               <C>             <C>
   0              0.00            0.00%
</Table>

        Number and Aggregate Principal Amounts of Contracts in Inventory

<Table>
<Caption>
              Repossession Totals
-----------------------------------------
Number of       Principal
 Loans           Balance       Percentage
---------       ---------      ----------
<S>               <C>             <C>
  0               0.00            0.00%
</Table>



[JPMORGAN LOGO]      COPYRIGHT 2005 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED.

<PAGE>


--------------------------------------------------------------------------------
                                                                     Page 3 of 4
               ORIGEN MANUFACTURED HOUSING CONTRACT TRUST 2005-B

                                JANUARY 17, 2006
--------------------------------------------------------------------------------

       Number and Aggregate Principal Amounts of Contracts in Bankruptcy

<Table>
<Caption>
            Bankruptcy Totals
-------------------------------------------
Number of       Principal
 Loans           Balance       Percentage
---------       ---------      ----------

<S>             <C>              <C>
   1            55,064.72        0.03%
</Table>


<Table>
<Caption>

<S>                     <C>                                                                                        <C>
Section 7.05(a)(viii)   Principal Prepayments                                                                            495,397.65

                        Liquidation Proceeds                                                                                   0.00

Section 7.05(a)(viii)   Realized Losses

                                        Current Period                                                                         0.00
                                        Cumulative                                                                             0.00

Section 7.05(a)(ix)     Adjusted Note Balances

                                        Class M1                                                                      15,750,000.00

                                        Class M2                                                                      11,375,000.00

                                        Class B1                                                                      12,250,000.00

                                        Class B2                                                                       3,500,000.00

Section 7.05(a)(x)      Interest Payment Amount

                                        Interest Distribution - A-1                                                      178,027.50

                                        Interest Distribution - A-2                                                      171,817.39

                                        Interest Distribution - A-3                                                       62,719.95

                                        Interest Distribution - A-4                                                       97,992.73
                                        Available Funds Cap Carry-Forward Amount - A-4                                         0.00
                                        Interest Reduction Amount - A-4                                                        0.00

                                        Interest Distribution - M-1                                                       78,618.75
                                        Available Funds Cap Carry-Forward Amount - M-1                                         0.00
                                        Liquidation Loss Interest Amount - M-1                                                 0.00
                                        Interest Reduction Amount - M-1                                                        0.00

                                        Interest Distribution - M-2                                                       61,425.00
                                        Available Funds Cap Carry-Forward Amount - M-2                                         0.00
                                        Liquidation Loss Interest Amount - M-2                                                 0.00
                                        Interest Reduction Amount - M-2                                                        0.00

                                        Interest Distribution - B-1                                                       73,500.00
                                        Available Funds Cap Carry-Forward Amount - B-1                                         0.00
</Table>


[JPMORGAN LOGO]      COPYRIGHT 2005 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED.

<PAGE>

--------------------------------------------------------------------------------
                                                                     Page 4 of 4

               ORIGEN MANUFACTURED HOUSING CONTRACT TRUST 2005-B

                                JANUARY 17, 2006
--------------------------------------------------------------------------------

<Table>
<Caption>

<S>                             <C>                                                                                <C>
                                        Liquidation Loss Interest Amount - B-1                                                 0.00
                                        Interest Reduction Amount - B-1                                                        0.00

                                        Interest Distribution - B-2                                                       21,000.00
                                        Available Funds Cap Carry-Forward Amount - B-2                                         0.00
                                        Liquidation Loss Interest Amount - B-2                                                 0.00
                                        Interest Reduction Amount - B-2                                                        0.00

Section 7.05(a)(xi)             Overcollateralization Target Amount                                                   19,250,386.68

Section 7.05(a)(xii)            Overcollateralization Amount                                                          19,250,386.68

Section 7.05(a)(xiv)            Trust Certificate Distribution                                                            18,984.59

Expense Paid to LLC and DRS                                                                                                    0.00
Servicing Fee Adjustment                                                                                                 (41,981.84)
Miscellaneous Servicing Expenses                                                                                               0.00
</Table>






[JPMORGAN LOGO]      COPYRIGHT 2005 J.P. MORGAN CHASE & CO. ALL RIGHTS RESERVED.