EXHIBIT 99.3

Date: 2/19/2004        Client Distribution History Report            Page 1 of 8
                 Date Range - From: 01/01/2003 to: 12/31/20004

Payable Date         May 27, 2003

Client 19017 Equity One ABS, Inc.  Mortgage  Pass-Through  Certificates,  Series
2003-2

<TABLE>
<CAPTION>
                                                                                                                      Interest
Pool Number Series   Cusip No.     Beginning Prin Bal    Principal Paid      Interest Paid      Total Distrib        Adjustment
------------------   ---------     ------------------    --------------      -------------      -------------        ----------
<S>                  <C>           <C>                          <C>                   <C>           <C>                     <C>
af1                  294751CB6     108000000                    3030076.81            113805        3143881.81              0
af2                  294751CC4     25000000                              0          50166.67          50166.67              0
af3                  294751CD2     49000000                              0            121520            121520              0
af4                  294751CE0     23000000                              0           78602.5           78602.5              0
af5                  294751CF7     17847000                              0          74734.31          74734.31              0
av1                  294751CG5     198338000                    1235731.23          240236.9        1475968.13              0
b                    294751CL4     10027000                              0          30569.82          30569.82              0
m1                   294751CH3     32592000                              0            137158            137158              0
m2                   294751CJ9     26324000                              0         124117.66         124117.66              0
m3                   294751CK6     11282000                              0           62060.4           62060.4              0
r                    N/A           0                                     0                 0                 0              0
x                    N/A           501535759.3                  2173533.24              0.24        2173533.48              0
                     Payable Totals                           6,439,341.28      1,032,971.50      7,472,312.78           0.00
                     Grand Totals                             6,439,341.28      1,032,971.50      7,472,312.78           0.00


<CAPTION>

                      Net Interest
Pool Number Series   Distribution     Other      Ending Prin Bal         Int @Mtg Rate     Servicer Fee
------------------   ------------     -----      ---------------         -------------     ------------
<S>                        <C>           <C>        <C>                          <C>            <C>
af1                        113805        0          104969923.2                  0              0
af2                      50166.67        0             25000000                  0              0
af3                        121520        0             49000000                  0              0
af4                       78602.5        0             23000000                  0              0
af5                      74734.31        0             17847000                  0              0
av1                      240236.9        0          197102268.8                  0              0
b                        30569.82        0             10027000                  0              0
m1                         137158        0             32592000                  0              0
m2                      124117.66        0             26324000                  0              0
m3                        62060.4        0             11282000                  0              0
r                               0        0                    0                  0              0
x                            0.24        0          499362226.1                  0              0
                     1,032,971.50     0.00       996,506,418.03               0.00           0.00
                     1,032,971.50     0.00       996,506,418.03               0.00           0.00
</TABLE>


<PAGE>

Date: 2/19/2004        Client Distribution History Report            Page 2 of 8
                 Date Range - From: 01/01/2003 to: 12/31/20004

Payable Date         June 25, 2003

Client 19017 Equity One ABS, Inc.  Mortgage  Pass-Through  Certificates,  Series
2003-2

<TABLE>
<CAPTION>
                                                                                                                        Interest
Pool Number Series   Cusip No.   Beginning Prin Bal         Principal Paid     Interest Paid      Total Distrib        Adjustment
------------------   ---------   ------------------         --------------     -------------      -------------        ----------
<S>                  <C>          <C>                          <C>               <C>                <C>                     <C>
af1                  294751CB6     104969923.2                  4396970.97        119228.34          4516199.31              0
af2                  294751CC4     25000000                              0         50166.67            50166.67              0
af3                  294751CD2     49000000                              0           121520              121520              0
af4                  294751CE0     23000000                              0          78602.5             78602.5              0
af5                  294751CF7     17847000                              0         74734.31            74734.31              0
av1                  294751CG5     197102268.8                  3172280.02        257218.46          3429498.48              0
b                    294751CL4     10027000                              0         32874.63            32874.63              0
m1                   294751CH3     32592000                              0           137158              137158              0
m2                   294751CJ9     26324000                              0        124117.66           124117.66              0
m3                   294751CK6     11282000                              0          62060.4             62060.4              0
r                    N/A           0                                     0                0                   0              0
x                    N/A           499362226.1                   5516420.8             7.14          5516427.94              0
                     Payable Totals                          13,085,671.79     1,057,688.11       14,143,359.90           0.00
                     Grand Totals                            13,085,671.79     1,057,688.11       14,143,359.90           0.00

<CAPTION>
                           Net Interest
Pool Number Series          Distribution  Other        Ending Prin Bal        Int @Mtg Rate     Servicer Fee
------------------          ------------  -----        ---------------        -------------     ------------
<S>                        <C>              <C>          <C>                         <C>             <C>
af1                         119228.34        0            100572952.2                 0               0
af2                          50166.67        0               25000000                 0               0
af3                            121520        0               49000000                 0               0
af4                           78602.5        0               23000000                 0               0
af5                          74734.31        0               17847000                 0               0
av1                         257218.46        0            193929988.8                 0               0
b                            32874.63        0               10027000                 0               0
m1                             137158        0               32592000                 0               0
m2                          124117.66        0               26324000                 0               0
m3                            62060.4        0               11282000                 0               0
r                                   0        0                      0                 0               0
x                                7.14        0            493845805.3                 0               0
                         1,057,688.11     0.00         983,420,746.24              0.00            0.00
                         1,057,688.11     0.00         983,420,746.24              0.00            0.00
</TABLE>

<PAGE>
Date: 2/19/2004        Client Distribution History Report            Page 3 of 8
                 Date Range - From: 01/01/2003 to: 12/31/20004

Payable Date         July 25, 2003

Client 19017 Equity One ABS, Inc.  Mortgage  Pass-Through  Certificates,  Series
2003-2

<TABLE>
<CAPTION>
                                                                                                                        Interest
Pool Number Series   Cusip No.   Beginning Prin Bal         Principal Paid     Interest Paid      Total Distrib        Adjustment
------------------   ---------   ------------------         --------------     -------------      -------------        ----------
<S>                  <C>          <C>                          <C>               <C>                <C>                     <C>
af1                  294751CB6     100572952.2                 4104483.37         94287.14        4198770.51              0
af2                  294751CC4     25000000                             0         50166.67          50166.67              0
af3                  294751CD2     49000000                             0           121520            121520              0
af4                  294751CE0     23000000                             0          78602.5           78602.5              0
af5                  294751CF7     17847000                             0         74734.31          74734.31              0
av1                  294751CG5     193929988.8                 3493205.14        215747.11        3708952.25              0
b                    294751CL4     10027000                             0         31626.83          31626.83              0
m1                   294751CH3     32592000                             0           137158            137158              0
m2                   294751CJ9     26324000                             0        124117.66         124117.66              0
m3                   294751CK6     11282000                             0          62060.4           62060.4              0
r                    N/A           0                                    0                0                 0              0
x                    N/A           493845805.3                 5513372.89             6.75        5513379.64              0
                     Payable Totals                         13,111,061.40       990,027.37     14,101,088.77           0.00
                     Grand Totals                           13,111,061.40       990,027.37     14,101,088.77           0.00

<CAPTION>
                           Net Interest
Pool Number Series          Distribution  Other        Ending Prin Bal        Int @Mtg Rate     Servicer Fee
------------------          ------------  -----        ---------------        -------------     ------------
<S>                        <C>              <C>          <C>                         <C>             <C>
af1                       94287.14        0            96468468.85                 0               0
af2                       50166.67        0               25000000                 0               0
af3                         121520        0               49000000                 0               0
af4                        78602.5        0               23000000                 0               0
af5                       74734.31        0               17847000                 0               0
av1                      215747.11        0            190436783.6                 0               0
b                         31626.83        0               10027000                 0               0
m1                          137158        0               32592000                 0               0
m2                       124117.66        0               26324000                 0               0
m3                         62060.4        0               11282000                 0               0
r                                0        0                      0                 0               0
x                             6.75        0            488332432.4                 0               0
                        990,027.37     0.00         970,309,684.84              0.00            0.00
                        990,027.37     0.00         970,309,684.84              0.00            0.00
</TABLE>

<PAGE>
Date: 2/19/2004        Client Distribution History Report            Page 4 of 8
                 Date Range - From: 01/01/2003 to: 12/31/20004

Payable Date         August 25, 2003

Client 19017 Equity One ABS, Inc.  Mortgage  Pass-Through  Certificates,  Series
2003-2

<TABLE>
<CAPTION>
                                                                                                                        Interest
Pool Number Series   Cusip No.   Beginning Prin Bal         Principal Paid     Interest Paid      Total Distrib        Adjustment
------------------   ---------   ------------------         --------------     -------------      -------------        ----------
<S>                  <C>          <C>                          <C>               <C>                <C>                     <C>
af1                  294751CB6     96468468.85                 5049550.44           98853.38          5148403.82              0
af2                  294751CC4     25000000                             0           50166.67            50166.67              0
af3                  294751CD2     49000000                             0             121520              121520              0
af4                  294751CE0     23000000                             0            78602.5             78602.5              0
af5                  294751CF7     17847000                             0           74734.31            74734.31              0
av1                  294751CG5     190436783.6                 4560335.66          229582.12          4789917.78              0
b                    294751CL4     10027000                             0           33242.29            33242.29              0
m1                   294751CH3     32592000                             0             137158              137158              0
m2                   294751CJ9     26324000                             0          124117.66           124117.66              0
m3                   294751CK6     11282000                             0            62060.4             62060.4              0
r                    N/A           0                                    0                  0                   0              0
x                    N/A           488332432.4                 7582260.46                  6          7582266.46              0
                     Payable Totals                         17,192,146.56       1,010,043.33       18,202,189.89           0.00
                     Grand Totals                           17,192,146.56       1,010,043.33       18,202,189.89           0.00

<CAPTION>
                           Net Interest
Pool Number Series          Distribution  Other        Ending Prin Bal        Int @Mtg Rate     Servicer Fee
------------------          ------------  -----        ---------------        -------------     ------------
<S>                        <C>              <C>          <C>                         <C>             <C>
af1                            98853.38        0          91418918.41                 0               0
af2                            50166.67        0             25000000                 0               0
af3                              121520        0             49000000                 0               0
af4                             78602.5        0             23000000                 0               0
af5                            74734.31        0             17847000                 0               0
av1                           229582.12        0            185876448                 0               0
b                              33242.29        0             10027000                 0               0
m1                               137158        0             32592000                 0               0
m2                            124117.66        0             26324000                 0               0
m3                              62060.4        0             11282000                 0               0
r                                     0        0                    0                 0               0
x                                     6        0          480750171.9                 0               0
                           1,010,043.33     0.00       953,117,538.28              0.00            0.00
                           1,010,043.33     0.00       953,117,538.28              0.00            0.00
</TABLE>

<PAGE>
Date: 2/19/2004        Client Distribution History Report            Page 5 of 8
                 Date Range - From: 01/01/2003 to: 12/31/20004

Payable Date         September 25, 2003

Client 19017 Equity One ABS, Inc.  Mortgage  Pass-Through  Certificates,  Series
2003-2

<TABLE>
<CAPTION>
                                                                                                                        Interest
Pool Number Series   Cusip No.   Beginning Prin Bal         Principal Paid     Interest Paid      Total Distrib        Adjustment
------------------   ---------   ------------------         --------------     -------------      -------------        ----------
<S>                  <C>          <C>                          <C>               <C>                <C>                     <C>
af1                  294751CB6     91418918.41                  7291621.18          94466.22           7386087.4              0
af2                  294751CC4     25000000                              0          50166.67            50166.67              0
af3                  294751CD2     49000000                              0            121520              121520              0
af4                  294751CE0     23000000                              0           78602.5             78602.5              0
af5                  294751CF7     17847000                              0          74734.31            74734.31              0
av1                  294751CG5     185876448                    4417956.04         225684.99          4643641.03              0
b                    294751CL4     10027000                              0          33328.63            33328.63              0
m1                   294751CH3     32592000                              0            137158              137158              0
m2                   294751CJ9     26324000                              0         124117.66           124117.66              0
m3                   294751CK6     11282000                              0           62060.4             62060.4              0
r                    N/A           0                                     0                 0                   0              0
x                    N/A           480750171.9                   9722144.3              5.82          9722150.12              0
                     Payable Totals                          21,431,721.52      1,001,845.20       22,433,566.72           0.00
                     Grand Totals                            21,431,721.52      1,001,845.20       22,433,566.72           0.00


<CAPTION>
                          Net Interest
Pool Number Series         Distribution  Other        Ending Prin Bal        Int @Mtg Rate     Servicer Fee
------------------         ------------  -----        ---------------        -------------     ------------
<S>                       <C>              <C>          <C>                         <C>             <C>
af1                           94466.22        0          84127297.23                 0               0
af2                           50166.67        0             25000000                 0               0
af3                             121520        0             49000000                 0               0
af4                            78602.5        0             23000000                 0               0
af5                           74734.31        0             17847000                 0               0
av1                          225684.99        0          181458491.9                 0               0
b                             33328.63        0             10027000                 0               0
m1                              137158        0             32592000                 0               0
m2                           124117.66        0             26324000                 0               0
m3                             62060.4        0             11282000                 0               0
r                                    0        0                    0                 0               0
x                                 5.82        0          471028027.6                 0               0
                          1,001,845.20     0.00       931,685,816.76              0.00            0.00
                          1,001,845.20     0.00       931,685,816.76              0.00            0.00
</TABLE>

<PAGE>
Date: 2/19/2004        Client Distribution History Report            Page 6 of 8
                 Date Range - From: 01/01/2003 to: 12/31/20004

Payable Date         October 27, 2003

Client 19017 Equity One ABS, Inc.  Mortgage  Pass-Through  Certificates,  Series
2003-2

<TABLE>
<CAPTION>
                                                                                                                        Interest
Pool Number Series   Cusip No.   Beginning Prin Bal         Principal Paid     Interest Paid      Total Distrib        Adjustment
------------------   ---------   ------------------         --------------     -------------      -------------        ----------
<S>                  <C>          <C>                          <C>               <C>                <C>                     <C>
af1                  294751CB6     84127297.23                    8538247.3           90483.58          8628730.88              0
af2                  294751CC4     25000000                               0           50166.67            50166.67              0
af3                  294751CD2     49000000                               0             121520              121520              0
af4                  294751CE0     23000000                               0            78602.5             78602.5              0
af5                  294751CF7     17847000                               0           74734.31            74734.31              0
av1                  294751CG5     181458491.9                   3800070.95          229040.94          4029111.89              0
b                    294751CL4     10027000                               0           34492.88            34492.88              0
m1                   294751CH3     32592000                               0             137158              137158              0
m2                   294751CJ9     26324000                               0          124117.66           124117.66              0
m3                   294751CK6     11282000                               0            62060.4             62060.4              0
r                    N/A           0                                      0                  0                   0              0
x                    N/A           471028027.6                  10413670.14               5.43         10413675.57              0
                     Payable Totals                           22,751,988.39       1,002,382.37       23,754,370.76           0.00
                     Grand Totals                             22,751,988.39       1,002,382.37       23,754,370.76           0.00

<CAPTION>
                          Net Interest
Pool Number Series         Distribution  Other        Ending Prin Bal        Int @Mtg Rate     Servicer Fee
------------------         ------------  -----        ---------------        -------------     ------------
<S>                       <C>              <C>          <C>                         <C>             <C>
af1                             90483.58        0            75589049.93                 0               0
af2                             50166.67        0               25000000                 0               0
af3                               121520        0               49000000                 0               0
af4                              78602.5        0               23000000                 0               0
af5                             74734.31        0               17847000                 0               0
av1                            229040.94        0              177658421                 0               0
b                               34492.88        0               10027000                 0               0
m1                                137158        0               32592000                 0               0
m2                             124117.66        0               26324000                 0               0
m3                               62060.4        0               11282000                 0               0
r                                      0        0                      0                 0               0
x                                   5.43        0            460614357.5                 0               0
                            1,002,382.37     0.00         908,933,828.37              0.00            0.00
                            1,002,382.37     0.00         908,933,828.37              0.00            0.00
</TABLE>

<PAGE>
Date: 2/19/2004        Client Distribution History Report            Page 7 of 8
                 Date Range - From: 01/01/2003 to: 12/31/20004

Payable Date         November 25,2003

Client 19017 Equity One ABS, Inc.  Mortgage  Pass-Through  Certificates,  Series
2003-2


<TABLE>
<CAPTION>
                                                                                                                        Interest
Pool Number Series   Cusip No.   Beginning Prin Bal         Principal Paid     Interest Paid      Total Distrib        Adjustment
------------------   ---------   ------------------         --------------     -------------      -------------        ----------
<S>                  <C>          <C>                          <C>               <C>                <C>                     <C>
af1                  294751CB6     75589049.93                   7414856.04         73678.33          7488534.37              0
af2                  294751CC4     25000000                               0         50166.67            50166.67              0
af3                  294751CD2     49000000                               0           121520              121520              0
af4                  294751CE0     23000000                               0          78602.5             78602.5              0
af5                  294751CF7     17847000                               0         74734.31            74734.31              0
av1                  294751CG5     177658421                     5183408.46        203221.49          5386629.95              0
b                    294751CL4     10027000                               0         31259.17            31259.17              0
m1                   294751CH3     32592000                               0           137158              137158              0
m2                   294751CJ9     26324000                               0        124117.66           124117.66              0
m3                   294751CK6     11282000                               0          62060.4             62060.4              0
r                    N/A           0                                      0                0                   0              0
x                    N/A           460614357.5                  10738515.03             5.61         10738520.64              0
                     Payable Totals                           23,336,779.53       956,524.14       24,293,303.67           0.00
                     Grand Totals                             23,336,779.53       956,524.14       24,293,303.67           0.00


<CAPTION>
                           Net Interest
Pool Number Series          Distribution  Other        Ending Prin Bal        Int @Mtg Rate     Servicer Fee
------------------          ------------  -----        ---------------        -------------     ------------
<S>                        <C>              <C>          <C>                         <C>             <C>
af1                           73678.33        0          68174193.89                  0              0
af2                           50166.67        0             25000000                  0              0
af3                             121520        0             49000000                  0              0
af4                            78602.5        0             23000000                  0              0
af5                           74734.31        0             17847000                  0              0
av1                          203221.49        0          172475012.5                  0              0
b                             31259.17        0             10027000                  0              0
m1                              137158        0             32592000                  0              0
m2                           124117.66        0             26324000                  0              0
m3                             62060.4        0             11282000                  0              0
r                                    0        0                    0                  0              0
x                                 5.61        0          449875842.5                  0              0
                            956,524.14     0.00       885,597,048.84               0.00           0.00
                            956,524.14     0.00       885,597,048.84               0.00           0.00
</TABLE>

<PAGE>
Date: 2/19/2004        Client Distribution History Report            Page 8 of 8
                 Date Range - From: 01/01/2003 to: 12/31/20004

Payable Date         December 26, 2003

Client 19017 Equity One ABS, Inc.  Mortgage  Pass-Through  Certificates,  Series
2003-2

<TABLE>
<CAPTION>
                                                                                                                        Interest
Pool Number Series   Cusip No.   Beginning Prin Bal         Principal Paid     Interest Paid      Total Distrib        Adjustment
------------------   ---------   ------------------         --------------     -------------      -------------        ----------
<S>                  <C>          <C>                          <C>               <C>                <C>                     <C>
af1                  294751CB6     68174193.89                   6460410.64         70960.34           6531370.98              0
af2                  294751CC4     25000000                               0         50166.67             50166.67              0
af3                  294751CD2     49000000                               0           121520               121520              0
af4                  294751CE0     23000000                               0          78602.5              78602.5              0
af5                  294751CF7     17847000                               0         74734.31             74734.31              0
av1                  294751CG5     172475012.5                   5277345.14        210712.96            5488058.1              0
b                    294751CL4     10027000                               0         33404.18             33404.18              0
m1                   294751CH3     32592000                               0           137158               137158              0
m2                   294751CJ9     26324000                               0        124117.66            124117.66              0
m3                   294751CK6     11282000                               0          62060.4              62060.4              0
r                    N/A           0                                      0                0                    0              0
x                    N/A           449875842.5                   9908143.71             5.47           9908149.18              0
                     Payable Totals                           21,645,899.49       963,442.49        22,609,341.98           0.00
                     Grand Totals                             21,645,899.49       963,442.49        22,609,341.98           0.00

<CAPTION>
                           Net Interest
Pool Number Series          Distribution  Other        Ending Prin Bal        Int @Mtg Rate     Servicer Fee
------------------          ------------  -----        ---------------        -------------     ------------
<S>                        <C>              <C>          <C>                         <C>             <C>
af1                            70960.34        0          61713783.25                 0               0
af2                            50166.67        0             25000000                 0               0
af3                              121520        0             49000000                 0               0
af4                             78602.5        0             23000000                 0               0
af5                            74734.31        0             17847000                 0               0
av1                           210712.96        0          167197667.4                 0               0
b                              33404.18        0             10027000                 0               0
m1                               137158        0             32592000                 0               0
m2                            124117.66        0             26324000                 0               0
m3                              62060.4        0             11282000                 0               0
r                                     0        0                    0                 0               0
x                                  5.47        0          439967698.7                 0               0
                             963,442.49     0.00       863,951,149.35              0.00            0.00
                             963,442.49     0.00       863,951,149.35              0.00            0.00
</TABLE>