FORM 10-QSB

                         SECURITIES AND EXCHANGE COMMISSION
                               Washington, D.C. 20549

(X)  QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT
     OF 1934

For the quarterly period ended September 30, 2002

                                         OR

( )  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
     EXCHANGE ACT OF 1934

                       Commission file number:  000-032103


                            SAVOY CAPITAL INVESTMENTS, INC.
               ______________________________________________________
               (Exact name of registrant as specified in its charter)

           Colorado                                    84-1522003
_______________________________          __________________________________
(State or other jurisdiction of         (I.R.S. Employer Identification No.)
incorporation or organization)

4096 West Union Avenue       Denver, Colorado                      80236
___________________________________________________________________________
 (Address of principal executive offices)                       (Zip  Code)

                               (303) 249-7696
________________________________________________________________________________
                 (Registrant's telephone number, including area code)


________________________________________________________________________________
 (Former name, former address and former fiscal year, if changed since last
  report)


    Indicate by check mark whether the registrant  (1) has filed all reports
required to be filed by  Section 13 or 15(d) of the Securities Exchange Act
of 1934 during the preceding  12  months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to
such filing requirements for the past 90 days.

Yes  X      No
    ___        ___


    Indicate the number of shares outstanding of each of the issuer's classes of
stock, as of the latest practicable date.

                                                          Shares  Outstanding
            Class of Securities                           at November 12, 2002
            ___________________                           ___________________

            Common Stock, par value $0.001 per share          4,757,000


    Transitional Small Business Disclosure Format

Yes         No  X
    ___        ___



                                        INDEX


PART I - FINANCIAL INFORMATION

ITEM 1.  Financial Statements.

        (a)  The reviewed financial statements of registrant for the three
months ended September 30, 2002, follow.  The financial statements reflect
all adjustments which are, in the opinion of management, necessary to a fair
statement of the results for the interim period presented.



                        SAVOY CAPITAL INVESTMENTS, INC.
                       (A Development Stage Company)

                            FINANCIAL STATEMENTS

                             September 30, 2002


                                   CONTENTS



         BALANCE SHEET ............................................    1

         STATEMENTS OF OPERATIONS .................................    2

         STATEMENTS OF CASH FLOWS .................................    3

         NOTES TO THE FINANCIAL STATEMENTS ........................    4


ITEM 2.  Management's Discussion and Analysis of Financial Condition
         and Results of Operations                                     5

ITEM 3.  Controls and Procedures                                       5

PART II. OTHER INFORMATION                                             6

Signatures                                                             7

Certifications                                                         8



                            SAVOY CAPITAL INVESTMENTS, INC.
                            (A Development Stage Company)
                                    BALANCE SHEET
                                 September 30, 2002



   ASSETS
CURRENT ASSETS
   Cash and cash equivalents                                         $   1,169
                                                                      --------
         Total current assets                                            1,169
                                                                      --------

         TOTAL ASSETS                                                $   1,169
                                                                      ========


   LIABILITIES AND STOCKHOLDERS' EQUITY

CURRENT LIABILITIES
   Accounts payable                                                  $       -
                                                                      --------
         Total current liabilities                                           -
                                                                      --------



STOCKHOLDERS' EQUITY
   Preferred stock, $0.01 par value; 10,000,000
      shares authorized; 200,000 shares issued and
      outstanding                                                        2,000
   Common stock, $0.001 par value; 100,000,000
      shares authorized; 4,757,000 shares issued
      and outstanding                                                    4,757
   Additional paid-in capital                                           28,443
   Deficit accumulated during the
      development stage                                                (34,031)
                                                                      --------
                                                                         1,169
                                                                      --------

         TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                  $   1,169
                                                                      ========

       The accompanying notes are an integral part of the financial statements.

                                          1


                             SAVOY CAPITAL INVESTMENTS, INC.
                            (A Development Stage Company)
                               STATEMENTS OF OPERATIONS

<TABLE>
<S>                    <C>          <C>        <C>        <C>        <C>
                        For the
                        Period       For the    For the    For the    For the
                        March 6,     three      three      nine       nine
                        1997         months     months     months     months
                        (Inception)  ended      ended      ended      ended
                        to September September  September  September  September
                        30, 2002     30, 2002   30, 2001   30, 2002   30, 2001
                        -----------  ---------  ---------  ---------  ---------
REVENUES
  Referral fees         $     8,050  $       -  $       -  $       -  $   8,050
  Interest income                 7          -          -          -          -
                        -----------  ---------  ---------  ---------  ---------
  Total revenue               8,057          -          -          -      8,050

EXPENSES
  Selling, general and
   administrative expense    42,088        918      3,216      3,777     20,742
                         ----------  ---------  ---------  ---------  ---------
        Total expenses       42,088        918      3,216      3,777     20,742
                         ----------  ---------  ---------  ---------  ---------
NET LOSS                    (34,031)      (918)    (3,216)    (3,777)   (12,692)

Accumulated deficit
  Balance,
    beginning of period           -    (33,113)   (23,546)   (30,254)   (14,070)
                         ----------  ---------  ---------  ---------  ---------
  Balance,
        end of period    $  (34,031) $ (34,031) $ (26,762) $ (34,031) $ (26,762)
                         ==========  ========== ========== ========== =========
NET LOSS PER SHARE       $     (.01) $    (NIL) $    (NIL) $    (NIL) $    (NIL)
                         ==========  =========  =========  =========  =========
WEIGHTED AVERAGE
  NUMBER OFSHARES
  OUTSTANDING             4,599,769  4,757,000  4,757,000  4,757,000  4,757,000
                         ==========  =========  =========  =========  =========

</TABLE>

  The accompanying notes are an integral part of the financial statements.

                                          2



                            SAVOY CAPITAL INVESTMENTS, INC.
                            (A Development Stage Company)
                               STATEMENTS OF CASH FLOWS

<TABLE>
<S>                                <C>            <C>          <C>
                                    Period         For the      For the
                                    March 6,       nine         nine
                                    1997           months       months
                                    (Inception)    ended        ended
                                    to September   September    September
                                    30, 2002       30, 2002     30, 2001
                                    ------------   ----------   ---------
CASH FLOWS FROM OPERATING
 ACTIVITIES
  Net loss                          $    (34,031)  $   (3,777)  $ (12,692)
  Adjustments to reconcile
    net loss to net cash flows
    from operating activities:
      Increase (decrease) in
        accounts payable                       -         (425)     (1,000)
      Stock issued for services            4,500            -           -
                                    ------------   ----------   ---------
    Net cash flows from
       operating activities              (29,531)      (4,202)    (13,692)

CASH FLOWS FROM INVESTING
  ACTIVITIES                                   -            -           -

CASH FLOWS FROM FINANCING
  ACTIVITIES
  Issuance of common stock                25,700            -           -
  Issuance of preferred stock              5,000            -           -
                                    ------------   ----------   ---------
    Net cash flows
      from financing activities           30,700            -           -
                                    ------------   ----------   ---------
NET INCREASE (DECREASE) IN
  CASH AND CASH EQUIVALENTS                1,169       (4,202)    (13,692)

CASH AND CASH EQUIVALENTS,
  BEGINNING OF PERIOD                          -        5,371      22,130
                                    ------------   ----------   ---------
CASH AND CASH EQUIVALENTS,
  END OF PERIOD                     $      1,169   $    1,169   $   8,438
                                    ============   ==========   =========

</TABLE>

       The accompanying notes are an integral part of the financial statements.

                                          3
<FN>

                           SAVOY CAPITAL INVESTMENTS, INC.
                            (A Development Stage Company)
                            NOTES TO FINANCIAL STATEMENTS
                                 September 30, 2002



1.  Management's representation of interim financial information
    ------------------------------------------------------------
The accompanying financial statements have been prepared by Savoy Capital
Investments, Inc. without audit pursuant to the rules and regulations of the
Securities and Exchange Commission.  Certain information and footnote
disclosures normally included in financial statements prepared in accordance
with generally accepted accounting principles have been condensed or omitted as
allowed by such rules and regulations, and management believes that the
disclosures are adequate to make the information presented not misleading.
These financial statements include all of the adjustments which, in the opinion
of management, are necessary to a fair presentation of financial position and
results of operations.  All such adjustments are of a normal and recurring
nature.  These financial statements should be read in conjunction with the
audited financial statements at December 31, 2001.

                                          4



Item 2.  Management's Discussion and Analysis of Financial
         Condition and Results of Operations

Liquidity and Capital Resources

    The Company's current assets at September 30, 2002 totaled $1,169, entirely
in the form of cash.  The Company raised approximately $30,000 through the
issuance of common and preferred stock during 2000. This amount was offset
by capitalization and operating costs.

     Management anticipates that the Company's current liquid capital resources
will be applied in the coming twelve months to meet the Company's reporting
obligations under the Securities Exchange Act of 1934, as amended, and to cover
general and administrative expenses. The Company anticipates that its current
resources will be adequate for those purposes for at least the coming year.

     The Company expects to meet such expenses with its current liquid capital
resources, but if the funds available for use by the Company prove inadequate,
the Company will seek to meet such expenses by seeking to have payment of them
deferred, or by obtaining loans or other capital contributions from the
Company's founding stockholders.

     The Company remains in the development stage and, since inception, has
generated only insignificant amounts of revenue from its planned operations.

Results of Operations

     During the fiscal quarter ended September 30, 2002, the Company has
incurred operating costs of $918, which is a decrease of $2,298 from the
quarter ended September 30, 2001, relating primarily to securities law
compliance and corporate administration.

     For the current fiscal year, the Company anticipates a net loss owing
to expenses associated primarily with compliance with reporting requirements
and with the development of the Company's business plan.

Item 3. Controls and Procedures

The Company's Chief Executive Officer and Chief Financial Officer, after
evaluating the effectiveness of the Company's disclosure controls and
procedures (as defined in Rules 13a-14(c) and 15d-14(c) under the Securities
Exchange Act of 1934, as amended) as of a date within 90 days of the filing of
this quarterly report (the "Evaluation Date"), have concluded that, as of the
Evaluation Date, the Company's disclosure controls and procedures were
effective to ensure the timely collection, evaluation and disclosure of
information relating to the Company that would potentially be subject to
disclosure under the Securities Exchange Act of 1934, as amended, and the rules
and regulations promulgated thereunder.  There were no significant changes in
the Company's internal controls or in other factors that could significantly
affect the internal controls subsequent to the Evaluation Date.

                                          5

                       PART II - OTHER INFORMATION

Item 6.  Exhibits and Reports on Form 8-K.

         (a) Exhibits

                99.1  Certification  of  Chief  Executive  Officer  and
               President  of theCompany, pursuant to 18 U.S.C. Section 1350,
               as adopted  pursuant to Section 906 of the Sarbanes-Oxley
               Act of 2002.

         (b) Reports on Form 8-K

             None

                                          6

                               Signatures

     Pursuant to the requirements of the Securities Act of 1934, as amended, the
Registrant has caused this report to be signed on its behalf by the undersigned
duly authorized person.

Date: November 14, 2002                        SAVOY CAPITAL INVESTMENTS, INC.

                                               By: /s/ Andrew N. Peterie
                                               Andrew N. Peterie
                                               President

                                          7

                               Certifications

I, Andrew N. Peterie, certify that:

1. I have reviewed this quarterly report on Form 10-QSB of Savoy Capital
Investments, Inc.;

2. Based on my knowledge, this quarterly report does not contain any untrue
statement of a material fact or omit to state a material fact necessary to
make the statements made, in light of the circumstances under which such
statements were made, not misleading with respect to the period covered by
this quarterly report;

3. Based on my knowledge, the financial statements, and other financial
information included in this quarterly report, fairly present in all material
respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this quarterly report;

4. The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined
in Exchange Act Rules 13a-14 and 15d-14) for the registrant and have:

   a) designed such disclosure controls and procedures to ensure that
material information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities, particularly
during the period in which this quarterly report is being prepared;

   b) evaluated the effectiveness of the registrant's disclosure controls
and procedures as of a date within 90 days prior to the filing date of this
quarterly report (the "Evaluation Date"); and

   c) presented in this quarterly report our conclusions about the
effectiveness of the disclosure controls and procedures based on our
evaluation as of the Evaluation Date;

5. The registrant's other certifying officers and I have disclosed, based
on our most recent evaluation, to the registrant's auditors and the audit
committee of registrant's board of directors (or persons performing the
equivalent functions):

   a) all significant deficiencies in the design or operation of internal
controls which could adversely affect the registrant's ability to record,
process, summarize and report financial data and have identified for the
registrant's auditors any material weaknesses in internal controls; and

   b) any fraud, whether or not material, that involves management or
other employees who have a significant role in the registrant's internal
controls; and

6. The registrant's other certifying officers and I have indicated in this
quarterly report whether or not there were significant changes in internal
controls or in other factors that could significantly affect internal
controls subsequent to the date of our most recent evaluation, including
any corrective actions with regard to significant deficiencies and material
weaknesses.


Date: November 14, 2002
                                                     /s/ Andrew N. Peterie
                                                         Andrew N. Peterie
                                                                 President

                                          8