exhibit420.htm -- Converted by SEC Publisher, created by BCL Technologies Inc., for SEC Filing





Exhibit 4.20

	State of Delaware
	Secretary of State
	Division of Corporations
	Delivered 10:51 AM 07/22/2008
	       FILED 10:51 AM 07/22/2008
	SRV 080805128 – 4158433 FILE



RESTATED CERTIFICATE OF TRUST



OF BB&T CAPITAL TRUST III

     THIS RESTATED CERTIFICATE OF TRUST is being duly executed and filed by Wilmington Trust Company, a Delaware banking corporation, and Frances B. Jones and Christopher L. Henson, each an individual, as trustees, in accordance with the Delaware Statutory Trust Act (12 Del. C. Section 3801 et seq.) (the “Act”) to amend and restate the original certificate of trust filed May 12, 2006 of BB&T Capital Trust III (the “Trust”), to change the name of the Trust. The original certificate of trust is hereby amended and restated as follows:

     1. NAME. The name of the Trust is BB&T Capital Trust V.

     2. DELAWARE TRUSTEE. The name and business address of the trustee of the Trust in the State of Delaware is Wilmington Trust Company, Rodney Square North, 1100 North Market Street, Wilmington, Delaware 19890-0001, Attention: Corporate Trust Administration.

     3. EFFECTIVE DATE. This Restated Certificate of Trust shall be effective upon filing.

     IN WITNESS WHEREOF, the undersigned have executed this Restated Certificate of Trust in accordance with Section 3811(a)(2) of the Act.

	WILMINGTON TRUST COMPANY, not in its
	individual capacity but solely as Trustee
	 
	 
	By:	/s/ Erik E. Overcash
	Name:	Erik E. Overcash
	Title:	Authorized Signer Assistant Vice President
	 
	 
	 
	  
	Frances B. Jones, not in her individual capacity
	but solely as Trustee
	 
	 
	 
	  
	Christopher L. Henson, not in his individual
	capacity but solely as Trustee








RESTATED CERTIFICATE OF TRUST



OF BB&T CAPITAL TRUST III

     THIS RESTATED CERTIFICATE OF TRUST is being duly executed and filed by Wilmington Trust Company, a Delaware banking corporation, and Frances B. Jones and Christopher L. Henson, each an individual, as trustees, in accordance with the Delaware Statutory Trust Act (12 Del. C. Section 3801 et seq.) (the “Act”) to amend and restate the original certificate of trust filed May 12, 2006 of BB&T Capital Trust III (the “Trust”), to change the name of the Trust. The original certificate of trust is hereby amended and restated as follows:

     1. NAME. The name of the Trust is BB&T Capital Trust V.

     2. DELAWARE TRUSTEE. The name and business address of the trustee of the Trust in the State of Delaware is Wilmington Trust Company, Rodney Square North, 1100 North Market Street, Wilmington, Delaware 19890-0001, Attention: Corporate Trust Administration.

     3. EFFECTIVE DATE. This Restated Certificate of Trust shall be effective upon filing.

     IN WITNESS WHEREOF, the undersigned have executed this Restated Certificate of Trust in accordance with Section 3811(a)(2) of the Act.

	WILMINGTON TRUST COMPANY, not in its
	individual capacity but solely as Trustee
	 
	 
	By:	 
	Name:
	Title:	Authorized Signer
	 
	 
	 
	/s/ Frances B. Jones
	Frances B. Jones, not in her individual capacity
	but solely as Trustee
	 
	 
	 
	/s/ Christopher L. Henson
	Christopher L. Henson, not in his individual
	capacity but solely as Trustee