I 

113TH CONGRESS 

1ST SESSION H. R. 821 

To amend the Servicemembers Civil Relief Act to provide surviving spouses 

with certain protections relating to mortgages and mortgage foreclosures, 

and for other purposes. 

IN THE HOUSE OF REPRESENTATIVES 

FEBRUARY 26, 2013 

Mr. GRAYSON introduced the following bill; which was referred to the 

Committee on Veterans’ Affairs 

A BILL 

To amend the Servicemembers Civil Relief Act to provide 

surviving spouses with certain protections relating to 

mortgages and mortgage foreclosures, and for other purposes. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. EXPANSION OF PROTECTIONS RELATING TO 

4 MORTGAGES AND MORTGAGE FORE5 CLOSURES FOR SURVIVING SPOUSES. 

6 (a) PROTECTION FOR SURVIVING SPOUSE.—Section 

7 303 of the Servicemembers Civil Relief Act (50 U.S.C. 


jbell on DSK7SPTVN1PROD with BILLS
2 

•HR 821 IH

1 App. 533) is amended by adding at the end the following 

2 new subsection: 

3 ‘‘(e) PROTECTION FOR SURVIVING SPOUSE.—During 

4 the five-year period beginning on the date of the enact5 ment of this subsection, with respect to a servicemember 

6 who dies while in military service and whose death is serv7 ice-connected, this section shall apply to the surviving 

8 spouse of the servicemember if such spouse is the suc9 cessor in interest to property covered under subsection 

10 (a).’’. 

11 (b) EFFECTIVE DATE.—Subsection (e) of section 303 

12 of such Act, as added by subsection (a), shall apply to 

13 a surviving spouse of a servicemember whose death is on 

14 or after the date of the enactment of this Act. 

15 SEC. 2. REQUIREMENTS FOR LENDING INSTITUTIONS THAT 

16 ARE CREDITORS FOR OBLIGATIONS AND LI17 ABILITIES COVERED BY THE 

18 SERVICEMEMBERS CIVIL RELIEF ACT. 

19 Section 207 of the Servicemembers Civil Relief Act 

20 is amended— 

21 (1) by redesignating subsections (d) and (e) as 

22 subsections (e) and (f), respectively; and 

23 (2) by inserting after subsection (c) the fol24 lowing new subsection (d): 

25 ‘‘(d) LENDING INSTITUTION REQUIREMENTS.— 


jbell on DSK7SPTVN1PROD with BILLS
3 

•HR 821 IH

1 ‘‘(1) COMPLIANCE OFFICERS.—Each lending in2 stitution subject to the requirements of this section 

3 shall designate an employee of the institution as a 

4 compliance officer who is responsible for ensuring 

5 the institution’s compliance with this section and for 

6 distributing information to servicemembers whose 

7 obligations and liabilities are covered by this section. 

8 ‘‘(2) TOLL-FREE TELEPHONE NUMBER.—Dur9 ing any fiscal year, a lending institution subject to 

10 the requirements of this section that had annual as11 sets for the preceding fiscal year of $10,000,000,000 

12 or more shall maintain a toll-free telephone number 

13 and shall make such telephone number available on 

14 the primary Internet website of the institution.’’. 

15 SEC. 3. EXTENSION OF PERIOD OF PROTECTIONS FOR 

16 SERVICEMEMBERS AGAINST MORTGAGE 

17 FORECLOSURES. 

18 Section 710(d) of the Honoring America’s Veterans 

19 and Caring for Camp Lejeune Families Act of 2012 (Pub20 lic Law 112–154; 50 U.S.C. App. 533 note) is amended— 

21 (1) in paragraph (1), by striking ‘‘December 

22 31, 2014’’ and inserting ‘‘December 31, 2017’’; and 

23 (2) in paragraph (3), by striking ‘‘January 1, 

24 2015’’ and inserting ‘‘January 1, 2018’’. 

Æ 


jbell on DSK7SPTVN1PROD with BILLS