UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                    Form 10-K

[X]  Annual report pursuant to Section 13 or 15(d) of the Securities Exchange
     Act of 1934 for the fiscal year ended December 31, 2003

[    ] Transition report pursuant to Section 13 or 15(d) of the Securities
     Exchange Act of 1934

     for the transition period from       to


              Commission File Number 333-101550-04


                          ABN AMRO MORTGAGE CORPORATION
             (Exact name of Registrant as specified in its charter)

             Delaware                            36-3886007
 (State or other jurisdiction of    (I.R.S. Employer Identification No.)
          incorporation

                            135 SOUTH LASALLE STREET
                            CHICAGO, IL  60603
                                 (312) 904-2000
                  (Address, including zip code, and telephone
                         number, including area code, of
                    registrant's principal executive offices)

                         ABN AMRO MORTGAGE CORPORATION,
          Multi-Class Mortgage Pass-Through Certificates, SERIES 2003-4
            (Title of each class of securities covered by this Form)

Securities registered pursuant to Section 12(b) of the Act: None
Securities registered pursuant to Section 12(g) of the Act: None

     Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days. Yes [X] No [ ] (as such reporting
obligations are modified as set forth in J.P. Morgan Mortgage Pass-Through
Corporation, SEC No-Action Letter, March 31, 1989, in reliance upon which the
registrant is filing this modified report).

<PAGE>

     Indicate by check mark if disclosure of delinquent filers pursuant to Item
405 of Regulation S-K is not contained herein, and will not be contained, to the
best of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K. [ ] Not applicable.

     State the aggregate market value of the voting and non-voting common equity
held by non-affiliates of the registrant: None.

     Indicate the number of shares outstanding of each of the registrant's
classes of common stock, as of the latest practicable date: Not applicable.

                       DOCUMENTS INCORPORATED BY REFERENCE

     The  registrant's  Reports on Form 8-K concerning the registrant's ABN AMRO
MORTGAGE  CORPORATION,  Multi-Class Mortgage Pass-Through  Certificates,  SERIES
2003-4, issued pursuant to the Pooling and Servicing Agreement dated as of March
1, 2003 (the "Pooling  Agreement")  and  registered  pursuant to a  registration
statement  on  Form  S-3  (File  No.  333-101550)  (such  mortgage  pass-through
certificates, the "Certificates"), are incorporated by reference as set forth in
Part IV, Item 15.  Capitalized terms used herein but not otherwise defined shall
have the meanings assigned to them in the Pooling Agreement.

                                     Part I

Item 1. Business.

     Not applicable.

Item 2. Properties.

     Information regarding the mortgaged properties related to the Certificates
is furnished by reference to the Annual Statement of Compliance attached hereto
as Exhibit 99.1.

Item 3. Legal Proceedings.

     There are no material pending legal proceedings with respect to the assets
of the Trust involving the registrant or, to the best knowledge of the
registrant, the Trustee, any Custodian, any Servicer or the assets of the Trust,
other than ordinary routine litigation incidental to the Trustee's, any
Custodian's, any Servicer's or the registrant's duties under the Pooling
Agreement.

Item 4. Submission of Matters to a Vote of Security Holders.

     No vote or consent of holders of Certificates has been solicited for any
purpose during 2003.



<PAGE>


                                     Part II

     Item 5.  Market for  Registrant's  Common  Equity and  Related  Stockholder
Matters.

     (a) To the knowledge of the registrant, there exists no established public
trading market for the Certificates.

     (b) The Certificates are represented by one or more certificates registered
in the name of Cede & Co., as nominee of the Depository Trust Company ("DTC")
and are held in book-entry form only. The registrant considers Cede & Co. to be
the sole holder of record of the Certificates.

     (c) Not applicable.

Item 6. Selected Financial Data.

         Not applicable.

Item 7. Management's Discussion and Analysis of Financial Condition and Results
of Operations.

     Not applicable.

Item 7A. Quantitative and Qualitative Disclosures About Market Risk.

     Not applicable.

Item 8. Financial Statements and Supplementary Data.

     Not applicable.

Item 9. Changes in and Disagreements with Accountants on Accounting and
Financial Disclosure.

         None.

                                    Part III


Item 10. Directors and Executive Officers of the Registrant.

     Not applicable.

Item 11. Executive Compensation.

     Not applicable.

Item 12. Security Ownership of Certain Beneficial Owners and Management.

     Not applicable.

Item 13. Certain Relationships and Related Transactions.

     Not applicable.

Item 14. Principal Accountant Fees and Services.

     Not applicable.

<PAGE>

                                     Part IV

Item 15. Exhibits, Financial Statement Schedules, and Reports on Form 8-K.

     (a) Documents filed as part of this report.

     1. Not applicable.

     2. Not applicable.

     3. The required exhibits are as follows:

<TABLE>
<CAPTION>
  Exhibit No.       Description
<S>                 <C>
31                  Rule 13a-14(d) Certification

99.1                Officer's Certificate regarding Annual Statement of Compliance of
                    Washington Mutual Mortgage Securities Corp., dated March 15, 2004

99.2                Independent Accountants' Report on Management's Assertion
                    Concerning Compliance with Washington Mutual Mortgage
                    Securities Corp.'s Minimum Servicing Standards as of and for
                    the year ended December 31, 2003 (incorporated by reference
                    to the designated exhibit included in the registrant's
                    Current Report on Form 8-K, filed on March 24, 2004, (SEC
                    File No. 333-101550))

</TABLE>


     (b) Reports on Form 8-K.

     The   registrant   filed  Current   Reports  on  Form  8-K  that  described
distributions made to  Certificateholders  on the Distribution Date occurring in
the month preceding the month in which such Current Report on Form 8-K was filed
(except  that the  distribution  report  furnished  to  certificate  holders  in
connection  with the  September  2003  distribution  date was filed on March 24,
2004) and also provided certain information  regarding delinquent Mortgage Loans
and credit  enhancements as of such  Distribution  Date. Such Current Reports on
Form 8-K are incorporated by reference herein, as follows:

ABN AMRO MORTGAGE CORPORATION,  Multi-Class Mortgage Pass-Through  Certificates,
SERIES 2003-4


EVENT REPORTED
Monthly Distribution Report
sent to holders of the Certificates      Date Distribution Report Filed
for payments made in:                    on Form 8-K:
------------------------------------     ------------------------------

April 2003                                May 12, 2003
May 2003                                  June 10, 2003
June 2003                                 July 9, 2003
July 2003                                 August 11, 2003
August 2003                               September 8, 2003
October 2003                              November 4, 2003
November 2003                             December 4, 2003


<PAGE>



                                   SIGNATURES

     Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized.


Dated:  March 24, 2004         WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
                               As Servicer under the Pooling and Servicing
                               Agreement, on behalf of
                               ABN AMRO Mortgage Corporation

                           By: /s/ Michael L. Parker
                               Michael L. Parker
                               President and Director