------------------
                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549
                               ------------------


                                   FORM 10-K/A

[X]      Annual  report  pursuant  to  Section  13 or  15(d)  of the Securities
         Exchange Act of 1934 for the fiscal year ended December 31, 2003

[ ]      Transition report pursuant to Section 13 or 15(d) of the
         Securities Exchange Act of 1934 for the transition period from   to


                                           Commission File Number 333-69800-05
                                                                  ------------

                               CHEC FUNDING, LLC
             on behalf of itself and the Trust described below with
                      respect to which it is the depositor
             (Exact name of registrant as specified in its charter)


         Delaware                                       76-2851805
 (State or other jurisdiction of               (IRS Employer Identification No.)
       incorporation)

      2728 North Harwood
        Dallas, Texas                                     75201
(Address of principal executive offices)                (Zip Code)

Registrant's telephone number, including area code :  (214) 981-5000

        Centex Home Equity Loan Asset-Backed Certificates, Series 2003-A,
                 issued by Centex Home Equity Loan Trust 2003-A
           (Title of each class of securities covered by this Form)

Securities registered pursuant to Section 12(b) of the Act:  None
Securities registered pursuant to Section 12(g) of the Act:  None

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days. Yes [X] No [ ]

Indicate by check mark if disclosure of delinquent  filers  pursuant to Item 405
of Regulation  S-K is not contained  herein,  and will not be contained,  to the
best of registrant's  knowledge,  in definitive proxy or information  statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K. [X]

Indicate by check mark whether the registrant is an accelerated filer (as
defined in Exchange Act Rule 12b-2). Yes  No [X]

                   Documents incorporated by reference: None




<PAGE>


AMENDMENT NUMBER 1 OF 1

                                       -2-

CHEC FUNDING, LLC
Centex Home Equity Loan Trust 2003-A
Centex Home Equity Loan Asset-Backed Certificates, Series 2003-A
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PART IV


Item 15. Exhibits, Financial Statement Schedules, and Reports on Form 8-K

(a) The following documents are filed as part of this report:

    (1) Financial Statements:
         Omitted.

    (2)  Financial Statement Schedules:
         Omitted.

    (3)  Exhibits:

   Rule 13a-14(a)/15d-14(a) Certification filed  as Exhibit 33.1 hereto.
   Annual Independent Accountant's Report filed as Exhibit 99.1 hereto.
   Annual Statement as to Compliance filed as Exhibit 99.2 hereto.

(b) Reports on Form 8-K: The following  Current Reports on Form 8-K with respect
    to the Trust were filed by the Registrant for the last quarter of 2003.

    Current Reports on Form 8-K dated  October 27, 2003,  November  25,  2003,
    and December 26, 2003 were filed for the  purpose of filing the  Monthly
    Statement sent to the Holders of the Offered  Certificates  for payments
    made on the same date. The items reported in such Current Report were
    Item 5 and Item 7.

(c)  Exhibits to this report are listed in Item (15)(a)(3) above.

(d) Not applicable.

                                      -3-

<PAGE>

CHEC FUNDING, LLC
Centex Home Equity Loan Trust 2003-A
Centex Home Equity Loan Asset-Backed Certificates, Series 2003-A
-------------------------------------------------------------------------------

SIGNATURE

Pursuant to the  requirements of Section 13 or 15(d) of the Securities  Exchange
Act of 1934,  the Servicer of the Trust has duly caused this report to be signed
on its behalf by the undersigned thereunto duly authorized.


                        Centex Home Equity Company, LLC, as Servicer of the
                        Centex Home Equity Loan Trust 2003-A

                   By:  /s/ Jesse K. Bray
                        --------------------------------------
                   Name:    Jesse K. Bray
                   Title:   Executive Vice President/Chief Financial Officer

                   Date:  September 17, 2004


                                      -4-
<PAGE>

<page>


                                 EXHIBIT INDEX

Exhibit     Description

 31.1       Rule 13a-14(a)/15d-14(a) Certification
 99.1       Annual Independent Accountant's Report
 99.2       Annual Statement as to Compliance


                                      -5-
<PAGE>

                                  EXHIBIT 31.1
                     Rule 13a-14(a)/15d-14(a) Certification
                          ---------------------------

                          SARBANES-OXLEY CERTIFICATION


I, Jesse K. Bray, certify that:

     1. I have reviewed  this annual  report on Form 10-K/A,  and all reports on
Form 8-K  containing  distribution  or  servicing  reports  filed in  respect of
periods  included  in the year  covered by this  annual  report,  of Centex Home
Equity Loan Trust 2003-A;

     2. Based on my knowledge,  the  information  in these  reports,  taken as a
whole, does not contain any untrue statement of a material fact or omit to state
a  material  fact  necessary  to make  the  statements  made,  in  light  of the
circumstances  under which such  statements  were made, not misleading as of the
last day of the period covered by this annual report;

     3.  Based  on my  knowledge,  the  distribution  or  servicing  information
required to be provided  to the  trustee by the  servicer  under the pooling and
servicing, or similar,  agreement, for inclusion in these reports is included in
these reports;

     4. I am responsible for reviewing the activities  performed by the servicer
under the  pooling  and  servicing,  or  similar,  agreement  and based  upon my
knowledge and the annual  compliance  review required under that agreement,  and
except as disclosed in the reports,  the servicer has fulfilled its  obligations
under that agreement; and

     5. The  reports  disclose  all  significant  deficiencies  relating  to the
servicer's compliance with the minimum servicing standards based upon the report
provided by an  independent  public  accountant,  after  conducting  a review in
compliance with the Uniform Single  Attestation  Program for Mortgage Bankers or
similar  procedure,  as set forth in the  pooling  and  servicing,  or  similar,
agreement that is included in these reports.

     In giving the certifications above, I have reasonably relied on information
provided to me by the following  unaffiliated  parties:  JPMorgan Chase Bank, as
Trustee.

                   By:
                        /s/ Jesse K. Bray
                        --------------------------------------
                 Name:  Jesse K. Bray
              Company:  Centex Home Equity Company, LLC as Servicer
                Title:  Executive Vice President/Chief Financial Officer

                 Date:  September 17, 2004

                                      -6-
<PAGE>
                                  EXHIBIT 99.1
                     Annual Independent Accountant's Report




Ernest & Young LLP
Dallas, Texas


                 Report on Management's Assertion on Compliance
               With Minimum Servicing Standards Set Forth in the
            Uniform Single Attestation Program for Mortgage Bankers

                       Report of Independent Accountants

The Member of Centex Home Equity Company, LLC
and Subsidiaries and CTX Mortgage Funding, LLC

     We have  examined  management's  assertion,  included  in the  accompanying
report titled Report of Management,  except that the minimum servicing  standard
for returning excess escrow from loan payoff is 30 days and company policy is 45
days, Centex Home Equity Company, LLC and subsidiaries and CTX Mortgage Funding,
LLC (collectively,  the Companies) complied with the minimum servicing standands
set forth in the  Mortgage  Bankers  Association  of  America's  Uniform  Single
Attestation  Program for Mortgage  Bankers  (USAP) during the period ended March
31, 2004.  Management is responsible  for the Companies'  compliance  with those
requirements.  Our  responsibility  is to express  an  opinion  on  management's
assertions about the management's compliance based on our examination.

     Our  examination  was  made  in  accordance  with   attestation   standards
established  by the  American  Institute of Certified  Public  Accountants  and,
accordingly,  included examining, on a test basis, evidence about the Companies'
compliance with those  requirements  and performing such other  procedures as we
considered  necessary  in the  circumstances.  We believe  that our  examination
provides a reasonable basis for our opinion.  Our examination does not provide a
legal determination on the Companies' compliance with specified requirements.

     In our opinion, management's assertion that the Companies complied with the
aforementioned  requirements during the period ended March 31, 2004, except that
the minimum  servicing  standard for returning excess escrow from loan payoff is
40 days and  company  policy  is 45 days,  is  fairly  stated,  in all  material
respects.

     This report is  intended  solely for the  information  and use of the audit
committee,  management and the Companies'  private investors and is not intended
to be and should not be used by anyone other than these specified parties.

Ernest & Young LLP

May 21, 2004




Centex Home Equity Corporation


           Management's Assertion on Compliance With Minimum Servicing
                           Standards Set Forth in the
             Uniform Single Attestation Program for Mortgage Bankers

                              Report of Management


     We, as  members  of  management  of Centex  Home  Equity  Company,  LLC and
Subsidiaries and CTX Mortgage Funding, LLC (the Companies),  are responsible for
complying  with the minimum  servicing  standards  as set forth in the  Mortgage
Bankers Association of America's Uniform Single Attestation Program for Mortgage
Bankers  (USAP).  We are  also  responsible  for  establishing  and  maintaining
effective  internal  control  over  compliance  with  these  standards.  We have
performed an evaluation of the Companies'  compliance with the minimum servicing
standards  as set forth in the USAP as of March 31, 2004 and for the period then
ended. Based on this evaluation,  we assert that during the year ended March 31,
2004,  the  Companies  complied,  in all  material  respects,  with the  minimum
servicing standards set forth in the USAP.

     As of and for this same period, the Companies had in effect a fidelity bond
in the amount of $40 million and an errors and omissions policy in the amount of
$6 million.

/s/  Jay Bray
------------------------
Jay Bray
Executive Vice President
Chief Financial Officer


July 23, 2004

                                      -7-

                                      99.2
                        Annual Statement as to Compliance
                                ----------------


                        ANNUAL STATEMENT AS TO COMPLIANCE

     As of and for the fiscal  year ended  March 31,  2004,  pursuant to Section
8.16 of the Pooling and Servicing Agreement, the undersigned on behalf of Centex
Home Equity  Company,  LLC has  performed  the reviews of the  activities of the
Servicer during such preceding fiscal year end of performance  under the Pooling
and  Servicing  Agreement,  for Centex Home Equity  Loan Trust  2003-A  under my
supervision.

     To the  best of my  knowledge,  based  on such  review,  the  Servicer  has
fulfilled  all  obligations  under the Pooling and  Servicing  Agreement for the
fiscal year above referenced.

/s/ Anthony H. Barone
-----------------------
Anthony H. Barone
President and Chief Executive Officer


                                      -8-