54630 Federal Register / Vol. 78, No. 172 / Thursday, September 5, 2013 / Notices 

or less than 15 days prior to the 

scheduled meeting date. Shorter notice 

may be given when the Bureau 

determines that the Board’s business so 

requires; in such event, the public will 

be given notice at the earliest 

practicable time. (3) Minutes of 

meetings, records, reports, studies, and 

agenda of the Board shall be posted on 

the Bureau’s Web site 

(www.consumerfinance.gov). (4) The 

Bureau may close to the public a portion 

of any meeting, for confidential 

discussion. If the Bureau closes a 

meeting or any portion of a meeting, the 

Bureau will issue, at least annually, a 

summary of the Board’s activities during 

such closed meetings or portions of 

meetings. 

DATES: The meeting date is Wednesday, 

September 18, 2013, 11:00 a.m. to 1:00 

p.m. Central Standard Time. 

ADDRESSES: The meeting location is 

Auditorium, Mississippi Valley State 

University, 14000 Highway 82 West, Itta 

Bena, MS 38941. 

FOR FURTHER INFORMATION CONTACT: 

Delicia Hand, Staff Director, Consumer 

Advisory Board & Councils, External 

Affairs, 1700 G Street NW., Washington, 

DC 20552; telephone: 202–435–9348; 

CAB@CFPB.gov. 

SUPPLEMENTARY INFORMATION: 

I. Background 

Section 1014(a) of the Dodd-Frank 

Wall Street Reform and Consumer 

Protection Act (‘‘Dodd-Frank Act’’) 

provides: ‘‘The Director shall establish a 

Consumer Advisory Board to advise and 

consult with the Bureau in the exercise 

of its functions under the Federal 

consumer financial laws, and to provide 

information on emerging practices in 

the consumer financial products or 

services industry, including regional 

trends, concerns, and other relevant 

information.’’ 12 U.S.C. 5494. 

(a) The purpose of the Board is 

outlined in Section 1014(a) of the DoddFrank Act, which States that the Board 

shall ‘‘advise and consult with the 

Bureau in the exercise of its functions 

under the Federal consumer financial 

laws’’ and ‘‘provide information on 

emerging practices in the consumer 

financial products or services industry, 

including regional trends, concerns, and 

other relevant information.’’ (b) To carry 

out the Board’s purpose, the scope of its 

activities shall include providing 

information, analysis, and 

recommendations to the Bureau. The 

Board will generally serve as a vehicle 

for market intelligence and expertise for 

the Bureau. Its objectives will include 

identifying and assessing the impact on 

consumers and other market 

participants of new, emerging, and 

changing products, practices, or 

services. (c) The Board will also be 

available to advise and consult with the 

Director and the Bureau on other 

matters related to the Bureau’s functions 

under the Dodd-Frank Act. 

II. Agenda 

The Consumer Advisory Board will 

discuss access to credit, information and 

financial resources. 

Persons who need a reasonable 

accommodation to participate should 

contact CFPB_504Request@cfpb.gov, 

202–435–9EEO, 1–855–233–0362, or 

202–435–9742 (TTY) at least ten 

business days prior to the meeting or 

event to request assistance. The request 

must identify the date, time, location, 

and title of the meeting or event, the 

nature of the assistance requested, and 

contact information for the requester. 

CFPB will strive to provide, but cannot 

guarantee that accommodation will be 

provided for late requests. 

Individuals who wish to attend the 

Consumer Advisory Board meeting must 

RSVP to cfpb.events@cfpb.gov by noon 

EST, Tuesday, September 10, 2013. 

Members of the public must RSVP by 

the due date and must include ‘‘CAB’’ 

in the subject line of the RSVP. 

An opportunity for public comment is 

available throughout the day on 

Wednesday, September 18, 2013, from 

10:00 a.m. to 1:00 p.m., CST. 

Individuals who wish to provide 

comments will be allotted one minute to 

speak. Citizens may also submit written 

comments to Julian Alcazar, Consumer 

Advisory Board & Councils, Consumer 

Financial Protection Bureau, 1700 G 

Street NW., Room 6108E–A 

Washington, DC 20552, or by email at 

CAB@cfpb.gov by Tuesday, September 

10, 2013. 

III. Availability 

The Board’s agenda will be available 

to the public starting September 3, 2013 

via consumerfinance.gov. Individuals 

should express in their RSVP if they 

require a paper copy of the agenda. 

This meeting will be webcast live and 

a transcript will be available after the 

meeting on the CFPB’s Web site: 

consumerfinance.gov. 

Dated: August 23, 2013. 

Christopher D’Angelo, 

Chief of Staff, Consumer Financial Protection 

Bureau. 

[FR Doc. 2013–21647 Filed 9–4–13; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Privacy Act of 1974, as Amended 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice of a Revised Privacy Act 

System of Records. 

SUMMARY: In accordance with the 

Privacy Act of 1974, as amended, the 

Bureau of Consumer Financial 

Protection, hereinto referred to as the 

Consumer Financial Protection Bureau 

(CFPB or Bureau), gives notice of the 

establishment of a revised Privacy Act 

System of Records. 

DATES: Comments must be received no 

later than October 7, 2013. The new 

system of records will be effective 

October 15, 2013, unless the comments 

received result in a contrary 

determination. 

ADDRESSES: You may submit comments 

by any of the following methods: 

• Electronic: privacy@cfpb.gov. 

• Mail/Hand Delivery/Courier: Claire 

Stapleton, Chief Privacy Officer, 

Consumer Financial Protection Bureau, 

1700 G Street NW., Washington, DC 

20552. 

Comments will be available for public 

inspection and copying at 1700 G Street 

NW., Washington, DC 20552 on official 

business days between the hours of 10 

a.m. and 5 p.m. Eastern Time. You can 

make an appointment to inspect 

comments by telephoning (202) 435– 

7220. All comments, including 

attachments and other supporting 

materials, will become part of the public 

record and subject to public disclosure. 

You should submit only information 

that you wish to make available 

publicly. 

FOR FURTHER INFORMATION CONTACT: 

Claire Stapleton, Chief Privacy Officer, 

Consumer Financial Protection Bureau, 

1700 G Street NW., Washington, DC 

20552, (202) 435–7220. 

SUPPLEMENTARY INFORMATION: The CFPB 

revises its Privacy Act System of 

Records Notice (SORN) ‘‘CFPB.007— 

CFPB Directory Database.’’ In revising 

this SORN, the CFPB modifies the 

notification procedures for individuals 

seeking access to records maintained in 

this system; modifies the system 

location, system manager(s) and 

address; modifies the categories of 

records to reflect the present status of 

the information contained in this 

system; consolidates two routine uses 

(previously routine uses 6 and 7) which 

include the disclosure of personally 

identifiable information (PII) from the 

system to the U.S. Department of Justice 


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Federal Register / Vol. 78, No. 172 / Thursday, September 5, 2013 / Notices 54631 

1Although pursuant to Section 1017(a)(4)E of the 

Consumer Financial Protection Act, Public Law 

111–203, the CFPB is not required to comply with 

OMB-issued guidance, it voluntarily follows OMB 

privacy-related guidance as a best practice and to 

facilitate cooperation and collaboration with other 

agencies. 

(DOJ) for its use in providing legal 

advice to the CFPB or in representing 

the CFPB in a legal proceeding; and 

modifies the record sources and 

retrievability for the system to better 

align with the categories of records 

included in the system. Additionally, 

several non-substantive changes were 

made to the categories of records and 

the categories of individuals in the 

system. 

The report of the revised system of 

records has been submitted to the 

Committee on Oversight and 

Government Reform of the House of 

Representatives, the Committee on 

Homeland Security and Governmental 

Affairs of the Senate, and the Office of 

Management and Budget, pursuant to 

Appendix I to OMB Circular A–130, 

‘‘Federal Agency Responsibilities for 

Maintaining Records About 

Individuals,’’ dated November 30, 

2000,1 and the Privacy Act, 5 U.S.C. 

552a(r). 

The revised system of records entitled 

‘‘CFPB.007—CFPB Directory Database’’ 

is published in its entirety below. 

Dated: August 28, 2013. 

Claire Stapleton, 

Chief Privacy Officer, Bureau of Consumer 

Financial Protection. 

CFPB.007 

SYSTEM NAME: 

CFPB Directory Database. 

SYSTEM LOCATION: 

Consumer Financial Protection 

Bureau, 1700 G Street NW., Washington, 

DC 20552. 

CATEGORIES OF INDIVIDUALS COVERED BY THE

SYSTEM: 

Individuals covered by this system 

are: (1) Individuals who directly, 

indirectly, or acting through or in 

concert with one or more other 

individuals, own or control an entity 

offering or providing, or materially 

assisting in the offering or provision of, 

consumer financial products or services 

(collectively, ‘‘covered persons’’ and 

‘‘service providers’’); (2) current and 

former directors, officers, employees, 

shareholders, agents, and independent 

contractors of such entities; (3) other 

related persons, as necessary, including 

without limitation, persons who have 

personal financial arrangements with 

covered persons, representatives or 

counsel of covered persons or related 

persons; and (4) individuals who 

provide information on covered persons 

or entities such as employees of state 

attorneys general offices. Information 

contained in the CFPB Directory 

Database is subject to the Privacy Act 

only to the extent that it concerns 

individuals; information pertaining to 

corporations and other business entities 

and aggregate, non-identifiable 

information is not subject to the Privacy 

Act. 

CATEGORIES OF RECORDS IN THE SYSTEM: 

Records maintained in this system 

may contain, without limitation, the 

following types of PII: Name, address, 

email address, phone number, and 

employment status. Additionally, 

records may contain information 

relating to the business activities and 

transactions of covered persons and 

entities and their associated persons. 

Other information may include without 

limitation: Name, location, charter 

number, charter type, and date of last 

examination of each entity and the types 

of financial products offered by each 

organization. 

Information contained in the CFPB 

Directory Database will be collected 

from a variety of sources, including, 

without limitation: (1) The individuals 

who own, control, or work for covered 

persons or service providers; (2) existing 

databases maintained by other Federal 

and state regulatory associations, 

agencies, and related entities; (3) thirdparties with relevant information about 

covered persons or services providers; 

and (4) information generated by CFPB 

employees. Whenever practicable, the 

CFPB will collect information about an 

individual directly from that individual. 

AUTHORITY FOR MAINTENANCE OF THE SYSTEM: 

Pub. L. 111–203, Title X, Sections 

1011, 1012, 1021, codified at 12 U.S.C. 

5491, 5492, 5511. 

PURPOSE(S): 

The information in the system is 

being collected to create an agency-wide 

repository of identifying and registration 

information concerning entities and 

their affiliates offering or providing, or 

materially assisting in the offering or 

provision of, consumer financial 

products or services. By ensuring the 

use of consistent information across the 

agency, the CFPB Directory Database 

will enable the CFPB to carry out its 

supervisory, enforcement, and 

regulatory authorities in an efficient and 

effective manner. 

ROUTINE USES OF RECORDS MAINTAINED IN THE

SYSTEM, INCLUDING CATEGORIES OF USERS AND

THE PURPOSES OF SUCH USES: 

These records may be disclosed, 

consistent with the CFPB’s Disclosure of 

Records and Information Rules, 

promulgated at 12 CFR part 1070 et seq., 

to: 

(1) Appropriate agencies, entities, and 

persons when: (a) The CFPB suspects or 

has confirmed that the security or 

confidentiality of information in the 

system of records has been 

compromised; (b) the CFPB has 

determined that, as a result of the 

suspected or confirmed compromise, 

there is a risk of harm to economic or 

property interests, identity theft or 

fraud, or harm to the security or 

integrity of this system or other systems 

or programs (whether maintained by the 

CFPB or another agency or entity) that 

rely upon the compromised 

information; and (c) the disclosure made 

to such agencies, entities, and persons is 

reasonably necessary to assist in 

connection with the CFPB’s efforts to 

respond to the suspected or confirmed 

compromise and prevent, minimize, or 

remedy such harm; 

(2) Another federal or state agency to 

(a) permit a decision as to access, 

amendment or correction of records to 

be made in consultation with or by that 

agency, or (b) verify the identity of an 

individual or the accuracy of 

information submitted by an individual 

who has requested access to or 

amendment or correction of records; 

(3) The Office of the President in 

response to an inquiry from that office 

made at the request of the subject of a 

record or a third party on that person’s 

behalf; 

(4) Congressional offices in response 

to an inquiry made at the request of the 

individual to whom the record pertains; 

(5) Contractors, agents, or other 

authorized individuals performing work 

on a contract, service, cooperative 

agreement, job, or other activity on 

behalf of the CFPB or Federal 

Government and who have a need to 

access the information in the 

performance of their duties or activities; 

(6) The DOJ for its use in providing 

legal advice to the CFPB or in 

representing the CFPB in a proceeding 

before a court, adjudicative body, or 

other administrative body, where the 

use of such information by the DOJ is 

deemed by the CFPB to be relevant and 

necessary to the advice or proceeding, 

and such proceeding names as a party 

in interest: 

(a) The CFPB; 

(b) Any employee of the CFPB in his 

or her official capacity; 


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54632 Federal Register / Vol. 78, No. 172 / Thursday, September 5, 2013 / Notices 

(c) Any employee of the CFPB in his 

or her individual capacity where DOJ 

has agreed to represent the employee; or 

(d) The United States, where the 

CFPB determines that litigation is likely 

to affect the CFPB or any of its 

components; 

(7) A court, magistrate, or 

administrative tribunal in the course of 

an administrative proceeding or judicial 

proceeding, including disclosures to 

opposing counsel or witnesses 

(including expert witnesses) in the 

course of discovery or other pre-hearing 

exchanges of information, litigation, or 

settlement negotiations, where relevant 

or potentially relevant to a proceeding, 

or in connection with criminal law 

proceedings; 

(8) Appropriate agencies, entities, and 

persons, including but not limited to 

potential expert witnesses or witnesses 

in the course of investigations, to the 

extent necessary to secure information 

relevant to the investigation; and 

(9) Appropriate federal, state, local, 

foreign, tribal, or self-regulatory 

organizations or agencies responsible for 

investigating, prosecuting, enforcing, 

implementing, issuing, or carrying out a 

statute, rule, regulation, order, policy, or 

license if the information may be 

relevant to a potential violation of civil 

or criminal law, rule, regulation, order, 

policy or license. 

POLICIES AND PRACTICES FOR STORING, 

RETRIEVING, ACCESSING, RETAINING, AND

DISPOSING OF RECORDS IN THE SYSTEM: 

STORAGE: 

Paper and electronic records. 

RETRIEVABILITY: 

Records are retrievable by a variety of 

fields including, without limitation, the 

individual’s name, address, email 

address, phone number, or by some 

combination thereof. 

SAFEGUARDS: 

Access to electronic records is 

restricted to authorized personnel who 

have been issued non-transferrable 

access codes and passwords. Other 

records are maintained in locked file 

cabinets or rooms with access limited to 

those personnel whose official duties 

require access. 

RETENTION AND DISPOSAL: 

The CFPB will manage all computer 

and paper files in the system as 

permanent records until the disposition 

schedule for these records is approved 

by the National Archives and Records 

Administration, at which time, the 

CFPB will dispose of such files in 

accordance with the schedule. 

SYSTEM MANAGER(S) AND ADDRESS: 

Consumer Financial Protection 

Bureau, Chief Information Officer, 1700 

G Street NW., Washington, DC 20552. 

NOTIFICATION PROCEDURE: 

Individuals seeking notification and 

access to any record contained in this 

system of records, or seeking to contest 

its content, may inquire in writing in 

accordance with instructions appearing 

in the CFPB’s Disclosure of Records and 

Information Rules, promulgated at 12 

CFR part 1070 et seq. Address such 

requests to: Chief Privacy Officer, 

Bureau of Consumer Financial 

Protection, 1700 G Street NW., 

Washington, DC 20552. 

RECORD ACCESS PROCEDURES: 

See ‘‘Notification Procedures’’ above. 

CONTESTING RECORD PROCEDURES: 

See ‘‘Notification Procedures’’ above. 

RECORD SOURCE CATEGORIES: 

Information contained in the CFPB 

Directory Database will be collected 

from a variety of sources, including, 

without limitation: (1) The individuals 

who own, control, or work for covered 

persons or service providers; (2) existing 

databases maintained by other Federal 

and state regulatory associations, 

agencies, and related entities; (3) thirdparties with relevant information about 

covered persons or services providers; 

and (4) information generated by CFPB 

employees. Whenever practicable, the 

CFPB will collect information about an 

individual directly from that individual. 

EXEMPTIONS CLAIMED FOR THE SYSTEM: 

None. 

[FR Doc. 2013–21488 Filed 9–4–13; 8:45 am] 

BILLING CODE 4810–AM–P 

DEPARTMENT OF DEFENSE 

Office of the Secretary 

[Docket ID: DoD–2013–OS–0189] 

Proposed Collection; Comment 

Request 

AGENCY: Office of the Under Secretary of 

Defense for Personnel and Readiness, 

DoD. 

ACTION: Notice. 

SUMMARY: In compliance with Section 

3506(c)(2)(A) of the Paperwork 

Reduction Act of 1995, the Office of the 

Under Secretary of Defense for 

Personnel and Readiness announces a 

proposed public information collection 

and seeks public comment on the 

provisions thereof. Comments are 

invited on: (a) whether the proposed 

collection of information is necessary 

for the proper performance of the 

functions of the agency, including 

whether the information shall have 

practical utility; (b) the accuracy of the 

agency’s estimate of the burden of the 

proposed information collection; (c) 

ways to enhance the quality, utility, and 

clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the information collection on 

respondents, including through the use 

of automated collection techniques or 

other forms of information technology. 

DATES: Consideration will be given to all 

comments received by November 4, 

2013. 

ADDRESSES: You may submit comments, 

identified by docket number and title, 

by any of the following methods: 

• Federal eRulemaking Portal: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Mail: Federal Docket Management 

System Office, 4800 Mark Center Drive, 

East Tower, Suite 02G09, Alexandria, 

VA 22350–3100. 

Instructions: All submissions received 

must include the agency name, docket 

number and title for this Federal 

Register document. The general policy 

for comments and other submissions 

from members of the public is to make 

these submissions available for public 

viewing on the Internet at http://

www.regulations.gov as they are 

received without change, including any 

personal identifiers or contact 

information. Any associated form(s) for 

this collection may be located within 

this same electronic docket and 

downloaded for review/testing. Follow 

the instructions at http://

www.regulations.gov for submitting 

comments. Please submit comments on 

any given form identified by docket 

number, form number, and title. 

FOR FURTHER INFORMATION CONTACT: To 

request more information on this 

proposed information collection or to 

obtain a copy of the proposal and 

associated collection instruments, 

please contact the Office of the Under 

Secretary of Defense for Personnel and 

Readiness, Mr. Eddy Mentzer at (571) 

372–0857. 

SUPPLEMENTARY INFORMATION: 

Title; Associated Form; and OMB 

Number: Department of Defense Child 

Development Program (CDP); DD X656; 

OMB Control Number 0704–TBD. 

Needs and Uses: The information 

collection requirement is necessary for 

respondents (non-Federal applicants) to 

apply for employment. 

Affected Public: Individuals or 

households. 


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