Exhibit-99.1





OAKWOOD MORTGAGE INVESTORS, INC        2001-E Oakwood Acceptance
Corp.Servicer Fiscal Year Ended Series Report Reporting:    Fiscal Year 2002

Note:  This fiscal year-end series report, reports information on the assets included in OMI Trust 2001-E as of the end of the prepayment period
that began on November 1, 2001 and ended on September 30, 2002 and as of the end of the collection period that began on November 2, 2001 and ended on October 1, 2002. Accordingly, the information presented with regard to the certificates reflects
information as of the close of business on October 15, 2002, which is the distribution date on which collections made and losses incurred during such prepayment period and collection period were passed through to certificateholders





Scheduled Principal Balance of ContractsBeginning Principal Balance

Scheduled Principal


Prepaid Principal


Liquidated Principal


Pre-Funding

Ending Principal Balance

Scheduled Gross Interest

Servicing Fee

Scheduled Pass Thru Interest

Liquidation Proceeds

Transfer from Prefunding Account

Unrecoverable Advances


Amount Available for Distribution130,815,158.34

(1,408,676.97
)

(8,275,077.44
)

(1,187,374.83
)

41,309,155.18

161,253,184.28

16,137,202.92

1,465,434.02

14,671,768.90

558,385.81

594.82

(360,138.14
)

26,019,799.82





Certificate Account



P&I Advances at Distribution DateBeginning

Deposits




Investment

Ending



Beginning

Recovered

Current

EndingBalance

Principal

Interest

Distributions


Interest

Balance



Balance

Advances

Advances

Balance0.00

9,432,448.35

14,817,286.82

(24,252,790.42
)

3,276.70

221.45



0.00

6,770,129.36

7,833,928.14

1,063,798.78




---




Oakwood Acceptance Corp.Servicer


Fiscal Year Ended Series Report


Reporting:    Fiscal Year 2002





Gross Repossessions

Repo Properties Brought Current by Borrower

Net Current Repos

Aggregate Repo Properties in Trust at Month-End# Principal Balance

# Principal Balance

# Principal Balance

# Principal Balance01-Nov

0

0.00

0

0.00

0

0.00

0

0.0001-Dec

0

0.00

0

0.00

0

0.00

0

0.0002-Jan

1

29,079.00

0

0.00

1

29,079.00

1

29,079.0002-Feb

0

0.00

0

0.00

0

0.00

1

29,079.0002-Mar

2

74,867.00

0

0.00

1

45,788.00

2

74,867.0002-Apr

7

269,539.89

0

0.00

6

241,620.59

8

316,487.5902-May

12

562,596.75

0

0.00

5

293,056.86

13

609,544.4502-Jun

38

1,436,679.68

0

0.00

26

874,082.93

39

1,483,627.3802-Jul

66

2,570,756.62

0

0.00

30

1,228,549.00

69

2,712,176.3802-Aug

135

5,170,464.20

-1

-26,121.07

81

3,004,256.18

149

5,690,311.4902-Sep

170

6,646,730.07

0

0.00

53

2,150,034.80

202

7,840,346.29Total of month end balance

431

16,760,713.21

-1

-26,121.07

203

7,866,467.36

484

18,785,518.58Average month end balance

39

1,523,701.00

0

-2,375.00

18

715,133.00

44

1,707,774.00







---




Oakwood Acceptance Corp.Servicer


Fiscal Year Ended Series Report


Reporting:     Fiscal Year 2002





Delinquency Analysis31 to 59 days

60 to 89 days

90 days and Over

Total Delinq.No. of Loans

Principal Balance

No. of Loans

Principal Balance

No. of Loans

Principal Balance

No. of Loans

Principal Balance01-Nov

20

662,384.15

0

0.00

0

0.00

20

662,384.1501-Dec

44

1,441,622.78

18

587,735.46

0

0.00

62

2,029,358.2402-Jan

62

2,376,283.04

23

831,013.28

16

521,288.08

101

3,728,584.4002-Feb

45

1,900,071.20

27

1,022,516.17

37

1,254,684.16

109

4,177,271.5302-Mar

67

2,854,519.65

27

1,213,594.79

59

2,115,125.48

153

6,183,239.9202-Apr

84

2,883,946.55

41

1,931,274.31

80

3,037,700.71

205

7,852,921.5702-May

77

3,112,697.34

49

1,591,518.84

114

4,665,766.10

240

9,369,982.2802-Jun

94

3,690,951.69

49

2,085,390.89

146

5,690,276.95

289

11,466,619.5302-Jul

85

3,453,397.10

42

1,730,357.70

177

7,040,526.01

304

12,224,280.8102-Aug

116

5,019,846.10

53

2,218,052.88

196

8,011,787.21

365

15,249,686.1902-Sep

94

3,764,252.82

51

2,354,603.91

218

9,027,455.28

363

15,146,312.01Total of month end balance

788

31,159,972.42

380

15,566,058.23

1,043

41,364,609.98

2,211

88,090,640.63Average month end balance

72

2,832,725.00

35

1,415,096.00

95

3,760,419.00

201

8,008,240.00




---

Oakwood Acceptance Corp.Servicer


Fiscal Year
Ended Series Report


Reporting:Fiscal Year 2002





REPOSSESSION LIQUIDATION REPORT


See Monthly Investor Report for Detail





Prepayment Period

Liquidated Principal Balance

Sales Proceeds

Insur. Refunds

Total Proceeds

Repossession Expenses

Net Liquidation Proceeds

Unrecov. Advances

FHA Insurance Coverage

Net Pass Thru Proceeds

Current Period Net Gain/(Loss)


Cumulative Gain/(Loss)01-Nov

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.0001-Dec

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.0002-Jan

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.0002-Feb

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.0002-Mar

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.0002-Apr

46,835.44

0.00

47,722.00

47,722.00

0.00

47,722.00

1,489.55

0.00

46,232.45

-602.9902-May

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.0002-Jun

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.0002-Jul

94,066.62

81,300.00

2,446.31

83,746.31

28,519.00

55,227.31

8,841.61

0.00

46,385.70

-47,680.9202-Aug

375,948.50

341,800.00

5,129.19

346,929.19

139,632.00

207,297.19

34,494.78

12,705.13

185,507.54

-190,440.9602-Sep

670,524.27

552,444.00

2,666.51

555,110.51

208,101.00

347,009.51

66,749.39

0.00

280,260.12

-390,264.15Total

1,187,374.83

975,544.00

57,964.01

1,033,508.01

376,252.00

657,256.01

111,575.33

12,705.13

558,385.81

(628,989.02
)

(628,989.02
)









---

Oakwood Acceptance Corp.Servicer


Fiscal Year
Ended Series Report


Reporting:Fiscal Year 2002





CERTIFICATE PRINCIPAL ANALYSIS





PRINCIPAL


Certificate Class

Original Certificate Balances

Beginning Certificate Balances

Beginning Principal Shortfall Carry-Over

Current Principal Due

Current Principal Paid

Accelerated Principal Distribution


Ending Principal Shortfall Carry- Over

Writedown Amounts


Ending Certificate Balances

Pool Factor


Principal Paid Per $1,000 DenominationA-1

39,400,000.00

27,207,361.16

0.00

10,871,724.06

10,587,886.76

2,607,913.31


283,837.30

0.00


26,204,199.93

66.50812
%

334.91878A-1 Outstanding Writedown



0.00












0.00


0.00

0.00


0.00A-2

34,300,000.00

34,300,000.00

0.00

0.00

0.00

0.00


0.00

0.00


34,300,000.00

100.00000
%

0.00000A-2 Outstanding Writedown



0.00












0.00


0.00

0.00


0.00A-3

10,500,000.00

10,500,000.00

0.00

0.00

0.00

0.00


0.00

0.00


10,500,000.00

100.00000
%

0.00000A-3 Outstanding Writedown



0.00












0.00


0.00

0.00


0.00A-4

36,287,000.00

36,287,000.00

0.00

0.00

0.00

0.00


0.00

0.00


36,287,000.00

100.00000
%

0.00000A-4 Outstanding Writedown



0.00












0.00


0.00

0.00


0.00Total Certificate Principal Balance

120,487,000.00

108,294,361.16

0.00

10,871,724.06

10,587,886.76

2,607,913.31


283,837.30

0.00


107,291,199.93M-1

16,352,000.00

16,352,000.00

0.00

0.00

0.00

0.00


0.00

0.00


16,352,000.00

100.00000
%

0.00000M-1 Outstanding Writedown



0.00












0.00


0.00

0.00


0.00M-2

12,909,000.00

12,909,000.00

0.00

0.00

0.00

0.00


0.00

0.00


12,909,000.00

100.00000
%

0.00000M-2 Outstanding Writedown



0.00












0.00


0.00

0.00


0.00B-1

9,467,000.00

9,467,000.00

0.00

0.00

0.00

0.00


0.00

0.00


9,467,000.00

100.00000
%

0.00000B-1 Outstanding Writedown



0.00












0.00


0.00

0.00


0.00B-2

6,024,000.00

6,024,000.00

0.00

0.00

0.00

0.00


0.00

0.00


6,024,000.00

100.00000
%

0.00000B-2 Outstanding Writedown



0.00












0.00


0.00

0.00


0.00Excess Asset Principal Balance

6,885,908.34

9,493,821.65

0.00

0.00

0.00

(2,607,913.31
)

0.00

(283,837.30
)

9,209,984.35Total Excluding Writedown Balances

51,637,908.34

54,245,821.65

0.00

0.00

0.00

(2,607,913.31
)

0.00

(283,837.30
)

53,961,984.35All Certs Excluding Writedown Bal

172,124,908.34

162,540,182.81

0.00

10,871,724.06

10,587,886.76

0.00


283,837.30

(283,837.30
)

161,253,184.28









---




Oakwood Acceptance Corp.Servicer


Fiscal Year Ended Series Report


Reporting:    Fiscal Year 2002





CERTIFICATE INTEREST ANALYSIS





Certificate Class

Pass-Through Rate


Beginning Carry- Over
Priority Interest Balance

Current Priority Interest Accrual

Total Paid


Ending Carry- Over Priority
Interest Balance

Interest Paid Per
$1,000 Denomination

Cert. Class

TOTAL DISTRIBUTIONA-1

2.12313
%

0.00

614,339.21

614,339.21


0.00

15.59237

A-1

13,810,139.28A-1 Carryover Interest

0.00


0.00



0.00


0.00A-1 Writedown Interest

0.00


0.00



0.00


0.00A-2

5.05000
%

0.00

1,587,804.13

1,587,804.13


0.00

46.29167

A-2

1,587,804.13A-2 Carryover Interest

0.00


0.00



0.00


0.00A-2 Writedown Interest

0.00


0.00



0.00


0.00A-3

5.69000
%

0.00

547,662.50

547,662.50


0.00

52.15833

A-3

547,662.50A-3 Carryover Interest

0.00


0.00



0.00


0.00A-3 Writedown Interest

0.00


0.00



0.00


0.00A-4

6.81000
%

0.00

2,265,216.03

2,265,216.03


0.00

62.42500

A-4

2,265,216.03A-4 Carryover Interest

0.00


0.00



0.00


0.00A-4 Writedown Interest

0.00


0.00



0.00


0.00A-I0

6.00000
%

0.00

3,062,500.00

3,062,500.00


0.00



A-I0

3,062,500.00A-I0 Carryover Interest

0.00


0.00



0.00


0.00A-I0 Writedown Interest

0.00


0.00



0.00


0.00Total




0.00

8,077,521.87

8,077,521.87


0.00





21,273,321.94M-1

7.56000
%

0.00

1,133,193.60

1,133,193.60


0.00

69.30000

M-1

1,133,193.60M-1 Writedown Interest

0.00


0.00

0.00

0.00


0.00Certificateholders int carryover amount

0.00


0.00

685.87

685.87


0.00M-2

8.76000
%

0.00

918,025.55

918,025.55


0.00

71.11516

M-2

1,027,007.77M-2 Writedown Interest

0.00


0.00

0.00

0.00


0.00Certificateholders int carryover amount

0.00


0.00

118,567.15

108,982.22


9,584.93B-1

7.50000
%

0.00

650,856.25

650,856.25


0.00

68.75000

B-1

650,856.25B-1 Carryover Interest

0.00


0.00

0.00

0.00


0.00Certificateholders int carryover amount

0.00


0.00

0.00

0.00


0.00B-2

10.50000
%

0.00

428,397.70

428,397.70


0.00

71.11516

B-2

566,602.38B-2 Writedown Interest

0.00


0.00

0.00

0.00


0.00Certificateholders int carryover amount

0.00


0.00

151,412.30

138,204.68


13,207.62X




0.00

3,154,960.47

0.00


3,154,960.47



X

0.00R




0.00

0.00

0.00


0.00



R

0.00Service Fee

1.00000
%

0.00

1,465,434.02

1,329,983.87
(1)

135,450.15





1,329,983.87Current Trustee Fees






38,834.01

38,834.01








38,834.01Total




0.00

8,060,366.92

4,747,163.75


3,313,203.17





4,746,477.88All Certificates




0.00

16,137,888.79

12,824,685.62


3,313,203.17





26,019,799.82
(1)





|(1) |  | Pursuant to the applicable pooling and servicing agreement, $1,329,983.87 of the amounts available for distribution
|--- |  | -------------------------------------------------------------------------------------------------------------------

on distribution dates during the fiscal year were used to pay servicing fees due the servicer.


Consequently, the total amount
distributed on the certificates during the fiscal year was $24,689,815.95