Exhibit 10.5


HOME FEDERAL BANK


Short-Term Incentive Plan


(as amended and restated
effective July 2, 2007)


1.             Purpose


The purpose of the Home
Federal Bank (“the Bank”) Short-Term Incentive Plan is to reward senior
managers of the Bank for the attainment of corporate objectives. The Plan is
designed to motivate, reward and retain key executives. This Plan was approved
by the Board of Directors on July 2, 2007.


2.                                       Participation


The Short-Term Incentive
Plan is for selected management staff of Home Federal Bank. Participation in
this Plan will be recommended by the Chairman and CEO and approved by the
Personnel, Compensation and Benefits Committee of the Board of Directors.
Participation in any one year does not guarantee the participation in future
years or at the same award level.


New hires to the
Corporation and individuals promoted to assignments which by virtue of their
responsibilities may be otherwise eligible to participate in this Plan, may
only participate with the approval of the Chairman and CEO. New participants in
this Plan will be added only at the start of a Plan Year.


3.                                       Performance Measure, Award
Levels and Award Payment


The annual performance
measure, award levels and award payment provisions are identified in Addendum
I.


4.                                       Termination of Employment


If during the fiscal
year of the Bank, a plan participant terminates his or her employment or if the
Bank terminates the employment of the plan participant during that same period,
all rights to an Award under the plan for that year are forfeited. If the
employment of a plan participant terminates after the end of the fiscal year
but before the benefits are paid, no such rights are forfeited. Notwithstanding
the provisions hereof, in the event of death, disability, retirement, or for
those individuals who participate in the Plan and have executed a Change in
Control Agreement with the Bank, the provision of paragraph 5 shall apply.


5.                                       Death, Disability,
Retirement, and Change in Control


If a Plan participant
dies, becomes disabled, retires, or is entitled to benefits under a Change in
Control Agreement during a Plan Year, they or their designated beneficiary
shall receive an incentive payment for the partial year based on the number of
months from the start of the Plan Year to the first of the month following the
month in which the death, disability, retirement, or the Date of Termination as
defined in the Change in Control Agreement. 
The form and timing of the payment following a Change in Control shall
be governed by the Change in Control Agreement.


6.                                       Beneficiary Designation


Any incentive payment
following the death of a participant shall be paid to such person or persons,
or other legal entity, as the participant may have designated in writing and
delivered to Home Federal Bank. The participant may from time to time revoke or
change any such designation by writing to Home Federal Bank. If there is no
unrevoked designation on file at the participant’s death, or if the person or
persons designated therein shall have all pre-deceased the participant, such
distribution shall be made to the participant’s estate. A beneficiary
designation form is attached.


7.                                       Administration and
Interpretation of the Plan











The Plan shall be
administered by the Chairman and CEO of the Bank whose actions will be subject
to the approval of the Personnel, Compensation and Benefits Committee in
material matters. The role of the Committee shall be to approve the Home
Federal Bank’s Short-Term Incentive Plan, approve the annual target goal,
approve Plan participants and (at the end of the Plan Year) approve the
distribution of the incentive payment to all participants. The Plan
Administrator is charged with the effective administration of the Plan
including the interpretation in instances where the Plan is silent.


The Personnel, Compensation
and Benefits Committee reserves the right, from time to time, to prescribe
rules and regulations at such time and in such manner as it may deem
appropriate.


8.                                       Amendment/Termination of
Plan


The Plan may be amended
and shall be interpreted by the Personnel, Compensation and Benefits Committee
of the Board of Directors, and its interpretation shall be final and binding on
participant and all other parties of interest. The Plan may be terminated at
any time as the Personnel, Compensation and Benefits Committee of the Board of
Directors approves. Plan participants will be notified as soon as possible in
the event of an amendment or termination occurs.


9.                                       Employment


The Plan is not intended
as an Employment Agreement. The Plan does not restrict the rights of the Bank
to terminate the employment of a Plan participant at any time and without any
obligation under the Plan.


10.                                 Legal Requirements


The
Plan will be administered in accordance with all federal, state and local
statutory requirements.


11.                                 Effective Date


This
Amendment and Restatement becomes effective July 2, 2007.


*--*--*--*--*


The
undersigned, an authorized executive officer of the Bank, certifies that this
is the Home Federal Bank Amended and Restated Short-Term Incentive Plan amended
and restated on July 2, 2007.


	
  

  	
  HOME FEDERAL BANK

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  
	
   

  	
   

  	
  Curtis L. Hage

  
	
   

  	
  Its:

  	
  Chairman and CEO