UNITED STATES BANKRUPTCY COURT

SOUTHERN DISTRICT OF FLOzuDA

IN RE: Jors,e L Ouiros Case # 21,-11779-LMl

TRUSTEE'S NOTTCE OF DEFICIENCY FOR CONFIRMATION 

(ICEAI iSSUCS: 341)

The Trustee reviewed this case for the meeting of creditors and found the following deficiencies from the Trustee's

Notice of Required Documents, prior deficiencies, and legal issues and thus objects as follows:

Trustee reserves the right to raise additional objections until all requested documents are timely provided.

Reviewed documents received as of

_ Objection to Exemption (specifics to be filed) to be heard with confirmation at 1:30 pm not at 9:00 am

_ Fee application needed (see court guideline 6)

_.x ChTis$ 50- may increase as documents not provided [J Tax refund n Valuations ! Other

_ Schedule J Expenses objectionable: ! Provide Proof line n Line

! Object to Schedule J expenses but debtor(s) are over median or 100% plan filed

Expenses: documentation/calculation: CMI line

_ Plan does not pay debtor's calculation of disposable income CMI/DI x60:$

! Pending income/expenses issues ! Trustee believes D/I is understated (estimated D/I $

n Feasibility or n plan payments reduce month 

- 

or ! balloon payment

_ Plan does not conform to Applicable Commitment Period < 36 months< 60 months

_ 

Info on transfer SOFA 

-- 

undisclosed n provide Tolling Agreement(s)

_ Good faith payment to unsecured creditors

_ 

Income understated per debtor's stubs $ taxes $ co-debtor stubs $ taxes $

J Proof of household size (government ID w/ address) and income of all adults disclosed on Sch J and CMI

,!lspout.'t 

pay advices wr caru not drrCt-e*cl

n Plan includes l00YoLangtage

On or before 5 pm on .l'tAY 17 Z,:::i all documents/explanations with documented back up must be

received/filed to avoid dismissal. If documents are not timely filed/received by the trustee, the trustee may seek

dismissal of this case. IMPORTANT NOTICE: The debtor or debtor's attornqt must appear at the conrtrmation

hearinq even i.f thqt agree to the recommendation The debtor may still be dismissed for failure to fund the plan if they

are delinquent in payments. Attorneys must upload all documents to Trustee lhrough I3Documents.com.

THE PRO SE DEBTOR OR DEBTOR'S ATTORNEY MUST CONTACT THE TRUSTEE'S OFFICE AND SPEAK

TO AN ATTORNEY BEFORE 2PM ONE BUSINESS DAY PRIOR TO THE CONFIRMATION HEARING TO

RESO LVE ALL OATSTANDING I,S,SUE^S.

I hereby certi$ that a true and correct copy of the foregoing was served through ECF on the debtor's attorney

or by U.S. First Class pre-paid Mail on the pro se debtor on the same day filed with the Court.

Submitted by

NANCY K. NEIDICH, ESQ, STANDING CHAPTER 13 TRUSTEE P.O. BOX 279806, MIRAMAR, FL33027

Case 21-11779-LMI Doc 24 Filed 04/26/21 Page 1 of 2
ftf ;.lorge L Quiros Case#21-11779 

LMI

TRUSTEE'S NOTICE OF DEFICIENCY FOR CONFIRMATION AND RECOMMENDATION 

(PTE 341)

The Trustee reviewed this case for the meeting ofcreditors and found the following deficiencies frorn the Trustee's letter requesting

.r-ax 

returns: 

documents and thus 

"t"*;:;::;:J:"iilTiocumellts 

received prior to: 3t2st21

Photo ID/SS card - Legible/Unredacted LF 90 LF 67 LF 10

Plan does not fund properly

Calculation errors Missing months/amounts Inconsistent terms Plan folm completed incot'r'ectly

Attomey fee itemization or Fee Application needed (see court guideline 6)

Missing 2016(8) Missing signed copy of the Attorney's Declaration

Other provisions: IVL l0O% Lawsuit Gambling MMM

Reaffirm, redeem or surrender Sch D ol G creditor:

MMM Motion not filed Valuation motion not filed Lien Avoidance motion not filed

Priority debt on Schedule E not in plan:

Cleditor in Plan is not listed in Schedules or has not filed a POC:

Creditor paid through the Plan has not filed a POC:

{ Obi""tor Conform to Proof of Claim: Miami-Dade County Tax Cerlificate (DE# ) Dept of Revenue

IRS =' 

/ US Dept #3 Pennymac #13

OTHER PLAN ISSUES:

Real Estate FMV and Payoff:

Non-Homestead Information Sheet:

Vehicles FMV (NADAlCarmax), Reg and Payoft

Other':

Bank Account Statements 3 months pre-petition

Copy of check(s) and/or explanation:

Explanation of withdrawal(s) :

401K/Retirement/Pension Annuity Life Insurance Policy

Domestic Support Obligation form complete with info: name, address and phone

{ Wugededuction order or Motion to waive

BDQ & attachments Profit/loss Balance Sheet

Business Bank statements and checks 3 months pre-petition

Affidavit of support

Trustee reserves the right to raise additional objects until all requested documents are timely provided. This deficiency is limited to

missing documents only. The Trustee will file a Notice of Deficiency with additional document requested and legal issues raised after the

341 - meeting ofcreditors. I hereby certify that a true and correct copy ofthe foregoing was served through ECF on the debtor's

attorney or by U.S. First Class pre-paid Mail on the pro se debtor on the same day filed with the Court.

Submitted by NANCY K. NEIDICH, ESQ, STANDING CHAPTER 13 TRUSTEE P.O. BOX 279806, MIRAMAR, FL33027

*DOCUMENTS MUST BE RECEIVED OR FILED AND ISSUES ADDRESSED AT LEAST FOURTEEN DAYS PRIOR TO EACH

CONFIRMATION HEARING TO AVOID DISMISSAL*

Case 21-11779-LMI Doc 24 Filed 04/26/21 Page 2 of 2