United States Bankruptcy Court

Southern District of Florida

In re: Case No. 21-13230-EPK

Christi Lee Straub Chapter 7

Debtor

CERTIFICATE OF NOTICE

District/off: 113C-9 User: montygier Page 1 of 2

Date Rcvd: Apr 05, 2021 Form ID: 309A Total Noticed: 27

The following symbols are used throughout this certificate:

Symbol Definition

+ Addresses marked '+' were corrected by inserting the ZIP, adding the last four digits to complete the zip +4, or replacing an incorrect ZIP. USPS

regulations require that automation-compatible mail display the correct ZIP.

++ Addresses marked '++' were redirected to the recipient's preferred mailing address pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.P.2002(g)(4).

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on Apr 07, 2021:

Recip ID Recipient Name and Address

db + Christi Lee Straub, 6106 Birch Drive, Fort Pierce, FL 34982-7500

96139445 + Ariana Fajardo Orshan, U.S. Attorney's Office, 500 S. Australian Avenue, Ste 400, West Palm Beach, FL 33401-6209

96139446 + Brian Downing, Treasurer, City Hall Building, 319 W Case St., POB 70, Negaunee, MI 49866-0070

96139450 + Harry Sherva, 6106 Birch Drive, Fort Pierce, FL 34982-7500

96139458 + MOHELA, Attn: Bankruptcy, 633 Spirit Drive, Chesterfield, MO 63005-1243

96139455 + Mercury/FBT, Attn: Bankruptcy, Po Box 84064, Columbus, GA 31908-4064

96139457 + Miguel Cardona, Department of Education Building, 400 Maryland Ave, SW, Washington, DC 20202-0008

96139460 + Monty Wilkinson, U.S. Attorney General, Internal Revenue Service, 950 Pennsylvania Avenue NW, Washington, DC 20530-0009

96139459 Monty Wilkinson, U.S. Attorney General, U.S. Department of Justice, 950 Pennsylvania Avenue NW, Washington, DC 20530-0001

96139461 + Nicholas Benson, County Treasurer, Marquette County Treasurer, 234 W. Baraga Ave., Marquette, MI 49855-4710

96139462 Quicken Loans, The Corporation Company, 40600 Ann Arbor Rd. East, Suite 201, Plymouth, MI 48170-4675

96139467 University of Minnesota, 211 Bruininks Hall, 222 Pleasant St. SE, Minneapolis, MN 55455-0239

TOTAL: 12

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

Electronic transmission includes sending notices via email (Email/text and Email/PDF), and electronic data interchange (EDI). Electronic transmission is in Eastern

Standard Time.

Recip ID Notice Type: Email Address Date/Time Recipient Name and Address

aty Email/Text: dana@kelleylawoffice.com

Apr 06 2021 03:27:00 Dana L Kaplan, 1665 Palm Beach Lakes Blvd

#1000, W Palm Beach, FL 33401

tr + Email/Text: deborah.menotte@txitrustee.com

Apr 06 2021 03:31:17 Deborah Menotte, POB 211087, West Palm

Beach, FL 33421-1087

smg EDI: FLDEPREV.COM

Apr 06 2021 02:13:00 Florida Department of Revenue, POB 6668,

Bankruptcy Division, Ft Lauderdale, FL

32314-6668

ust + Email/Text: USTPRegion21.MM.ECF@usdoj.gov

Apr 06 2021 03:30:00 Office of the US Trustee, 51 S.W. 1st Ave., Suite

1204, Miami, FL 33130-1614

cr + EDI: RMSC.COM

Apr 06 2021 02:13:00 Synchrony Bank, PRA Receivables Management,

LLC, PO Box 41021, Norfolk, VA 23541-1021

96139449 + EDI: AGFINANCE.COM

Apr 06 2021 02:13:00 CT Corporation System, C/O Quicken Loans,

1200 South Pine Island Road, Fort Lauderdale, FL

33324-4459

96139447 + EDI: CAPITALONE.COM

Apr 06 2021 02:13:00 Capital One, Attn: Bankruptcy, Po Box 30285,

Salt Lake City, UT 84130-0285

96139451 + EDI: HY11.COM

Apr 06 2021 02:18:00 Hyundai Motor Finance, Attn: Bankruptcy, Po

Box 20829, Fountain Valley, CA 92728-0829

96139453 + EDI: IRS.COM

Apr 06 2021 02:13:00 Internal Revenue Service, Centralized Insolvency

Operation, POB 7346, Philadelphia, PA

19101-7346

96139448 EDI: JPMORGANCHASE

Apr 06 2021 02:13:00 Chase Card Services, Attn: Bankruptcy, Po Box

15298, Wilmington, DE 19850

96139456 + Email/PDF: MerrickBKNotifications@Resurgent.com

Case 21-13230-EPK Doc 13 Filed 04/07/21 Page 1 of 4
District/off: 113C-9 User: montygier Page 2 of 2

Date Rcvd: Apr 05, 2021 Form ID: 309A Total Noticed: 27

Apr 06 2021 03:10:32 Merrick Bank/CardWorks, Attn: Bankruptcy, Po

Box 9201, Old Bethpage, NY 11804-9001

96139463 + EDI: RMSC.COM

Apr 06 2021 02:13:00 Syncb/PPC, Attn: Bankruptcy, Po Box 965060,

Orlando, FL 32896-5060

96139464 + EDI: RMSC.COM

Apr 06 2021 02:13:00 Synchrony Bank/Amazon, Attn: Bankruptcy, Po

Box 965060, Orlando, FL 32896-5060

96139465 + EDI: RMSC.COM

Apr 06 2021 02:13:00 Synchrony Bank/Care Credit, Attn: Bankruptcy

Dept, Po Box 965064, Orlando, FL 32896-5064

96139466 + Email/Text: bankruptcydepartment@tsico.com

Apr 06 2021 03:31:00 Transworld System Inc, Attn: Bankruptcy, Po Box

15630, Wilmington, DE 19850-5630

TOTAL: 15

BYPASSED RECIPIENTS 

The following addresses were not sent this bankruptcy notice due to an undeliverable address, *duplicate of an address listed above, *P duplicate of a

preferred address, or ## out of date forwarding orders with USPS.

Recip ID Bypass Reason Name and Address

96139454 *P++ INTERNAL REVENUE SERVICE, CENTRALIZED INSOLVENCY OPERATIONS, PO BOX 7346, PHILADELPHIA PA

19101-7346, address filed with court:, Internal Revenue Service, Office of Chief Counsel, 1111 Constitution Avenue NW, Room

5408, Washington, DC 20224

96139452 *+ Internal Revenue Service, POB 621503, Atlanta, GA 30362-3003

TOTAL: 0 Undeliverable, 2 Duplicate, 0 Out of date forwarding address

NOTICE CERTIFICATION

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities

in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and

belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed .R. Bank. P.2002(a)(1), a notice containing the

complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains

the redacted SSN as required by the bankruptcy rules and the Judiciary's privacy policies.

Date: Apr 07, 2021 Signature: /s/Joseph Speetjens

CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court's CM/ECF electronic mail (Email) system on April 2, 2021 at the address(es) listed below:

Name Email Address

Dana L Kaplan

on behalf of Debtor Christi Lee Straub dana@kelleylawoffice.com 

tina@kelleylawoffice.com;cassandra@kelleylawoffice.com;kristina@kelleylawoffice.com;debbie@kelleylawoffice.com;craig@k

elleylawoffice.com

Deborah Menotte

menottetrustee@gmail.com ecf.alert+Menotte@titlexi.com

Office of the US Trustee

USTPRegion21.MM.ECF@usdoj.gov 

TOTAL: 3

Case 21-13230-EPK Doc 13 Filed 04/07/21 Page 2 of 4
Information to identify the case:

Debtor 1 Christi Lee Straub

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−3732

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Southern District of Florida Date case filed for chapter 7 4/2/21

Case number: 21−13230−EPK

Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline

For the debtors listed above, a case has been filed under chapter 7 of the Bankruptcy Code. This notice has important

information about the case for creditors, debtors, and trustees, including information about the meeting of creditors

and deadlines. Read both pages carefully.

The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not

take action to collect debts from the debtors or the debtors' property. For example, while the stay is in effect, creditors cannot

sue, garnish wages, assert a deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot

demand repayment from debtors by mail, phone, or otherwise. Creditors who violate the stay can be required to pay actual and

punitive damages and attorney's fees. Under certain circumstances, the stay may be limited to 30 days or not exist at all,

although debtors can ask the court to extend or impose a stay. The debtors are seeking a discharge. Creditors who assert that

the debtors are not entitled to a discharge of any debts or who want to have a particular debt excepted from discharge may be

required to file a complaint in the bankruptcy clerk's office within the deadlines specified in this notice. (See box 9)

You may want to consult an attorney to protect your rights. The bankruptcy clerk's office staff cannot give legal advice.

To help creditors correctly identify debtors, debtors must submit full Social Security or Individual Taxpayer

Identification Numbers, which may appear on a version of this notice. However, the full numbers must not appear on

any document filed with the court. Do not file this notice with any proof of claim or other filing in the case. Do not

include more than the last four digits of a Social Security or Individual Taxpayer Identification Number in any

document, including attachments, that you file with the court.

WARNING TO DEBTOR: WITHOUT FURTHER NOTICE OR HEARING THE COURT MAY DISMISS YOUR CASE FOR FAILURE TO TIMELY PAY

FILING FEE INSTALLMENTS, FAILURE TO APPEAR AT THE MEETING OF CREDITORS OR FAILURE TO TIMELY FILE REQUIRED SCHEDULES,

STATEMENTS OR LISTS, AND FOR FAILURE TO FILE PRE−BANKRUPTCY CERTIFICATION OF CREDIT COUNSELING OR FILE WAGE

DOCUMENTATION.

About Debtor 1: About Debtor 2:

1. Debtor's Full Name Christi Lee Straub

2. All Other Names Used

in the Last 8 Years

3. Address 6106 Birch Drive

Fort Pierce, FL 34982

4. Debtor's Attorney

(or Pro Se Debtor)

Name and Address

Dana L Kaplan

1665 Palm Beach Lakes Blvd #1000

W Palm Beach, FL 33401

Contact Phone 561−491−1200

5. Bankruptcy Trustee

Name and Address

Deborah Menotte

POB 211087

West Palm Beach, FL 33421

Contact Phone (561) 795−9640

6. Bankruptcy Clerk's Divisional

Office Where Assigned Judge

is Chambered

Flagler Waterview Bldg

1515 N Flagler Dr #801

West Palm Beach FL 33401

Hours open 8:30 a.m. − 4:00 p.m.

Contact Phone (561) 514−4100

Documents filed conventionally in paper may be filed at any bankruptcy clerk's

office location. Documents may be viewed in electronic format via CM/ECF at any

clerk's office public terminal (at no charge for viewing) or via PACER on the

internet accessible at pacer.uscourts.gov (charges will apply). Case filing and

unexpired deadline dates can be obtained by calling the Voice Case Information

System toll−free at (866) 222−8029. As mandated by the Department of

Homeland Security, ALL visitors (except minors accompanied by an adult) to any

federal building or courthouse, must present a current, valid, government issued

photo identification (e.g. drivers' license, state identification card, passport, or

immigration card.)

Note: Pursuant to Administrative Order

2020−07, until further notice the clerk's

office is CLOSED to the public for

in−person filings.

Clerk of Court: Joseph Falzone

 Dated: 4/5/21

Local Form 309A USBC SDFL (Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case − No Proof of Claim Deadline (03/30/2020) page

1

Case 21-13230-EPK Doc 13 Filed 04/07/21 Page 3 of 4
Debtor Christi Lee Straub Case number 21−13230−EPK

7. ** MEETING OF CREDITORS **

Debtors must attend the meeting to be

questioned under oath. In a joint case, both

spouses must be present with required original

government−issued photo identification and

proof of social security number (or if

applicable, Tax ID). Creditors may attend, but

are not required to do so.

May 6, 2021 at 08:30 AM

The meeting may be continued or adjourned to

a later date. If so, the date will be on the court

docket.

*MEETING WILL BE HELD BY

TELEPHONE*

Trustee: Deborah Menotte

Call in number: 877−450−2921

Passcode: 8093852

8. Presumption of Abuse

If the presumption of abuse arises, you may

have the right to file a motion to dismiss the

case under 11 U.S.C. § 707(b). Debtors may

rebut the presumption by showing special

circumstances.

The presumption of abuse does not arise.

9. Deadlines

The bankruptcy clerk's office must receive

these documents and any required filing fee by

the following deadlines. Writing a letter to the

court or judge is not sufficient.

A discharge of debtor will not be issued until

the Official Bankruptcy Form "Certification

About a Financial Management Course" is filed

by the debtor (unless the course provider filed

a certificate of completion of the financial

management course on behalf of the debtor).

File by the deadline to object to discharge or

to challenge whether certain debts are

dischargeable:

You must file a complaint:

 if you assert that the debtor is not entitled to

 receive a discharge of any debts under any of the

 subdivisions of 11 U.S.C. § 727(a)(2) through (7),

 or

 if you want to have a debt excepted from discharge

 under 11 U.S.C § 523(a)(2), (4) or (6).

You must file a motion if you assert that

 the discharge should be denied under § 727(a)(8)

 or (9).

Filing Deadline: 7/6/21

Deadline to object to exemptions:

The law permits debtors to keep certain property as

exempt. Fully exempt property will not be sold and

distributed to creditors. Debtors must file a list of property

claimed as exempt. If you believe that the law does not

authorize an exemption that the debtors claim, you may

file an objection. The bankruptcy clerk's office must

receive the objection by the deadline to object to

exemptions.

Filing Deadline: 30 days after the

conclusion of the meeting of creditors, or

within 30 days of any amendment to the list

of supplemental schedules, unless as

otherwise provided under Bankruptcy Rule

1019(2)(B) and Local Rule 4003−1(B) for

converted cases.

10. Abandonment of Property by

Trustee, Deadline to Object to

Trustee's Report

Pursuant to Local Rule 6007−1(A), the trustee will abandon at the meeting of creditors

all property that the trustee has determined is of no value to the estate and file a report

within two business days. Objections to the report must be filed within 14 days of the

meeting.

11. Proof of Claim No property appears to be available to pay creditors. Therefore, please do not file a

proof of claim now. If it later appears that assets are available to pay creditors, the clerk

will send you another notice telling you that you may file a proof of claim and stating the

deadline. If this case is converted from chapter 13, under Local Rules 1019−1(E) and

3002−1(A) it has been designated as a no asset case at this time.

12. Creditors with a Foreign

Address

Consult an attorney familiar with United States bankruptcy law if you have any

questions about your rights in this case.

13. Option to Receive Notices

Served by the Clerk by Email

Instead of by U.S. Mail

1) EBN program open to all parties. Register at the BNC website

bankruptcynotices.uscourts.gov, OR 2) DeBN program open to debtors only. Register

by filing with the Clerk of Court, Local Form "Debtor's Request to Receive Electronically

Under DeBN Program". There is no charge for either option. See also Local Rule

9036−1(B) and (C).

14. Translating Services Language interpretation of the meeting of creditors will be provided to the debtor at no

cost, upon request to the trustee, through a telephone interpreter service. Persons with

communications disabilities should contact the U.S. Trustee's office to arrange for

translating services at the meeting of creditors.

Local Form 309A USBC SDFL (Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case − No Proof of Claim Deadline page 2

Case 21-13230-EPK Doc 13 Filed 04/07/21 Page 4 of 4