UNITED STATES BANKRUPTCY COURT

SOUTHERN DISTRICT OF FLORIDA

I hereby certify that a true and correct copy of the foregoing was served through ECF on the debtor’s attorney or by U.S. First Class 

pre-paid Mail on the pro se debtor on the same day filed with the Court.

Submitted by:

NANCY K. NEIDICH, ESQ, STANDING CHAPTER 13 TRUSTEE

P.O. BOX 279806, MIRAMAR, FL 33027, (954) 443-4402

RE: ROSA M. GONZALEZ CASE NUMBER:20-17181-LMI

SONIA C. SOLA

TRUSTEE'S NOTICE OF DEFICIENCY FOR CONFIRMATION AND RECOMMENDATION

The Trustee reviewed this case and found the following deficiencies remain unresolved from the Trustee’s letter 

requesting documents and prior deficiencies and thus objects as follows (If this case is dismissed, this 

deficiency is an objection to reinstatement until all documents are received or all issues are addressed): 

WRITTEN RESPONSE TO ISSUES RAISED AND/OR DOCUMENTS REQUESTED MUST BE 

RECEIVED BY 5PM AT LEAST FIFTEEN DAYS (NOT INCLUDING HOLIDAYS) PRIOR TO THE 

CONFIRMATION HEARING TO AVOID DISMISSAL. Please note documents that were not timely 

filed/received by the trustee may not be considered as there is not sufficient time for an additional review of this 

case. Call the Trustee's case administration department prior to “re-sending” documents. The Trustee 

reserves the right to raise additional objections UNTIL all documents are timely provided to the Trustee and 

reviewed for possible issues raised and additional documents needed. 

The debtor or debtor’s attorney must appear at the confirmation hearing even if they pre-hear with the 

Trustee. The debtor may be dismissed for failure to fund the plan if they are delinquent in payments. 

The Court may dismiss this case if no one appears to represent the debtor at the confirmation hearing.

IMPORTANT NOTICE: IF THE DEBTOR(S) OBJECTS TO THE TRUSTEE'S RECOMMENDATION, THE 

DEBTOR'S ATTORNEY MUST CONTACT THE TRUSTEE'S OFFICE AND SPEAK TO AN ATTORNEY 

BEFORE 2PM THE LAST BUSINESS DAY PRIOR TO THE CONFIRMATION HEARING TO SEEK A 

RESOLUTION OR THE RECOMMENDATION WILL BE DEEMED UNCONTESTED BY THE DEBTOR. 

===============================================================================

Recommendation for October 6, 2020 hearing. All amendments and documents for the October 6, 2020

hearing were due as of September 18, 2020. (Call the Trustee's case administration department prior to 

"re-sending" documents)

If Counsel for the Debtor(s) appears at confirmation, confirms service, and agrees on the record:

Continue to 11/3:

Due on or before 5pm on 10/16: explain/proof of withdrawals on 3/26 $1,500.00, 4/8 $1,345.00, 4/9 $1,650.00, 

4/16 $2,400.00, 4/23 $1,600.00, 5/7 $1,800.00, 5/21 $1,600.00, 6/4 $1,640.00, 6/10 $1,345.00 & 6/18 $1,530.00. 

The Debtor provided 11 pages of receipts, none of which were for the amounts listed and no explanations provided. 

A majority of the receipts were handmade (16 receipts) and in sequential order for cash payments with no 

explanation.

Remains unresolved from prior deficiency

Due by 5 pm on 10/8 or DISMISS, if received Cont. to 11/3: 1) FMV of vehicle, 2) proof of household 

size/income of all adults, 3) CMI 122C-2 line #9b (remove HOA already deducted on line #8), 5) amend plan to pay 

CMI/DI of $93,465.60, 6) bank stmts #3974 (6/25-6/30 complete stmt), 7) COS for 1AP must be filed 21 days prior 

to confirmation; 8) CMI issue – amend line 16 to reflect $1,244.81 per calculation

Case 20-17181-LMI Doc 40 Filed 09/28/20 Page 1 of 1