UNITED STATES BANKRUPTCY COURT

SOUTHERN DISTzuCT OF FLORIDA

IN RE: Ariel Garcia Case # 21-16804-AJC

TRUSTEE'S NOTICE OF DEFICIENCY FOR CONFIRMATION (leeal issues: 341)

The Trustee reviewed this case for the meeting of creditors and found the following deficiencies from the Trustee's

Notice of Required Documents, prior deficiencies, and legal issues and thus objects as follows:

Trustee reserves the right to raise additional objections until all requested documents are timely provided.

Reviewed documents received as of

_ 

Objection to Exemption (specifics to be filed) to be heard with confirmation at 1:30 pm not at 9:00 am

needed (see court guideline 6)

may increase as documents not provided n Tax refund ! Valuations n Other

Good faith to unsecured creditors

_ 

Income understated per debtor's stubs $ taxes $ co-debtor stubs $ taxes $

_ 

Proof of household size (govemment ID w/ address) and income of all adults disclosed on Sch J and CMI

_Spouse's pay advices

_ 

Schedule J Expenses objectionable: I Provide Proof line

n Object to Schedule J expenses but debtor(s) are over median or 700%;o plan filed

_ 

Expenses: documentation/calculation: CMI line

flLine

_ 

Plan does not pay debtor's calculation of disposable income CMVDI x60:$

n Pending income/expenses issues n Trustee believes D/l is understated (estimated D/l $ )

n Feasibility or n plan payments reduce month _ or n balloon payment

_ 

Plan does not conform to Applicable Commitment Period < 36 months< 60 monthsInfo on transfer SOFA undisclosed n provide Tolling )

Other:

b53

n Plan includes 100% Language

On or before 5 pm on

*? >b" all documents/explanations with documented back up must be

received/filed to avoid dismissal. If documents are not timely filed/received by the trustee, the trustee may seek

dismissal of this case. IMPORTANT NOTICE: The debtor or debtor's attornev must appear at the co4firmationhearing even if theJt agree to the recommendation The debtor may still be dismissed for failure to fund the plan if theyare delinquent in payments. Attomeys must upload all documents to Trustee through l3Documents.com,

Case 21-16804-AJC Doc 39 Filed 12/02/21 Page 1 of 2
R[.: Alicl (ialcia Case # 2l - 16804 AJC

TRUSTEII'S NOTICE OF DIIFICIIjNCY FOR CONIIIRNL,\TION AND I{ECOIVIMENDA'l'lON (I'rc 341)

J'he Tnrstcc revicrvecl this case for lJre meeting ofcrcditors and found the following deliciencies lionr thc J)lstec's letter rcquesting

(locr.uneuts aud thus objccts as follorvs: Rcvierved docuurents receivcd priol to: B/13121

'lax lctulns: Corpolate Tax Retttrlts:

Photo ID/SS card - I"egible/l.lnredacted I-F 90 sS@eS@ LF l0

Plan clocs not funcl plopclly

Calculation errors Missing nronths/antounts Inconsistent tenrs Plan lorm completed iucorrectly

Attorncy fcc itcmization ol Fe c Appltcation nccdcd (sce coult guideline 6)

Missing 2016(8) Missing r\1grney's Declalation & 341 Written Quest.

Other provisions: iVL 100% Lawsuit Garnbling MNIM

.,llpalfirru, r'edccrrr ol sttrlentlcl Sch D or G clcditor: .. ,..!:

.: )1.::;.: .,.,,. ,

tViMlvl Motion r,ot filed Valtration notion uot filcd Lien Avoidance Motrcif not filcd

Priolity debt on Scheciule E not in plan:

Creditol in Plan is not listetl in Schcclulcs ol has not filed a I'}OC:

/ Creclitor pard through the Plar,.has r;:ri fiiii.l r luC: Fl''riltil,IANCIAL & VILLAS AT HAMMOCKS

/ Objcct ol Conform to Proof

lRs

OTlllri{ i'f-AN ISSUES:lnclude acct # lbl Fayiinandial & Vilias at I'Iarlrrhoiks, Cornplete sclection iri'SEtl'ion IILE

Santandel acct # to match POC l, Space Coast cleditor address to match POC 7

:.,-.i!1r''

Real Estate FMV and Payoff:

Non-Ilomcsteacl Inlomation Shcct:

of Clainr: Miarlr-Dadc County Tax Celtificatc (DE# ) Dept of Revenuc ,,/ CLtl't-SpaccCoast(Arrcarsn.tinfilan.l ) ftl'$11tn'+0':^al;-a'{, # I (,'\:V6nV)

Z.c,u* ( A/ / v"hi.l., FMV (NADA/ca.'rax), Reg and payoff: Payotr fo. l5' Acr.rra ClntJreb tfuo I'li;'rl #r

Other':

Copy of check(s) andior cxplanation:

Explanation o1' withtlrawal(s):

40ll(/Rctircnrent/Pensjon AnnLrity Lil'e Insur-ancc Policy

Dorncstrc Support Obligation fortl conrirlctc rvith inlb: nar.ne, address and phonc

/ Wug" rlerir"rction olclcl or Motion to r,vaive

BDQ & attachtrtcnts P1ofit/loss Ilalance Sheet

Business Bank staternents and checks 3 n-ronths prc-pctition

Case 21-16804-AJC Doc 39 Filed 12/02/21 Page 2 of 2