UNITED STATES BANKRUPTCY COURT, SOUTHERN DISTRICT OF FLORIDA

www.flsb.uscourts.gov

CHAPTER 13 PLAN findividual Adjustment of DebtsI

Original Plan

Amended Plan (Indicate 1st, 2nd, etc. Amended, if applicable)

Modified Plan (Indicate 1st, 2nd, etc. Modified, if applicable)

□

□

@ FIRST

DEBTOR: MANUEL CAMERO PREGO JOINT DEBTOR: CASE NO.: 2M8225-LMI

SS#: xxx-xx- 5801 SS#: xxx-xxI.

Plans that do not comply with local rules and judicial rulings may not be confirmable. All plans, amended plans and

modified plans shall be served upon all creditors and a certificate of service filed with the Clerk pursuant to Local

Rules 2002-1 (C)(5), 3015-1(B)(2), and 3015-2. Debtor(s) must commence plan payments within 30 days of filing

the chapter 13 petition or within 30 days of entry of the order converting the case to chapter 13.

Your rights may be affected by this plan. You must file a timely proof of claim in order to be paid. Your claim may

be reduced, modified or eliminated.

The plan contains no nonstandard provisions other than those set out in paragraph IX. Debtor(s) must check one box

on each line listed below in this section to state whether the plan includes any of the following:

To Debtors:

To Creditors:

To All Parties:

The valuation of a secured claim, set out in Section III, which may result in a

partial payment or no payment at all to the secured creditor

Avoidance of ajudicial lien or nonpossessory, nonpurchase-money security interest, set

out in Section III

[~~l Included [■] Not included

□ Included [■I Not included

Nonstandard r~] Included [¥1 Not included provisions, set out in Section IX

II. PLAN PAYMENTS. LENGTH OF PLAN AND DEBTORISV ATTORNEY'S FEE

MONTHLY PLAN PAYMENT: This Plan pays for the benefit of the creditors the amounts listed below, including trustee's

fees of 10%, beginning 30 days from the filing/conversion date. In the event the trustee does not retain the full 10%, any unused

amount will be paid to unsecured nonpriority creditors pro-rata under the plan:

A.

1. $218.88 for months 1 to 35 ;

2. $11,874.06 for months 36 to 36 ;

B. DEBTORfSV ATTORNEY'S FEE: □ NONE □ PRO BONO

Total Fees: $871.00 Total Paid: $346.00 Balance Due: $525.00

Payable _

Payable _

Allowed fees under LR 2016-1(B)(2) are itemized below:

Safe Harbor: 346 Attorney's Fees + $525 Motion to Modify = 871

/month (Months 1 to 35 )

/month (Months 36 to 36 )

$173.00

$525.00

Applications for compensation must be filed for all fees over and above the Court's Guidelines for Compensation.

TREATMENT OF SECURED CLAIMS □ NONE

A. SECURED CLAIMS: 1] NONE

B. VALUATION OF COLLATERAL; [f] NONE

C. LIEN AVOIDANCE (1 NONE

D. SURRENDER OF COLLATERAL; d NONE

E. DIRECT PAYMENTS □ NONE

Secured claims filed by any creditor granted stay relief in this section shall not receive a distribution from the Chapter 13 Trustee.

The debtor(s) elect to make payments directly to each secured creditor listed below. The debtor(s) request that upon

III.

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Case number: 21-18225-LMI Debtor(s): MANUEL CAMERO PREGO

confirmation of this plan the automatic stay be terminated in rem as to the debtor(s) and in rem and in personam as to any

Last 4 Digits of Account No, Description of Collatexal (Address, Vehicle,.etc.l

11295 SW 160 Court, Miami, FL

Name of Creditor

Freedom Mortgage

Corporation

8898

1.

The Hammocks Community 3019 11295 SW 160 Court, Miami, FL

Association

The Hammocks Community 3019

Association

TREATMENT OF FEES AND PRIORITY CLAIMS fas defined in 11 U.S.C. §507 and 11 U.S.C. § 1322(a)(4)] □ NONE

A. ADMINISTRATIVE FEES OTHER THAN DEBTORSfSV ATTORNEY'S FEE; H NONE

B. INTERNAL REVENUE SERVICE; 0 NONE

C. DOMESTIC SUPPORT OBLIGATIONfSl; @ NONE

D. OTHER: □ NONE

11295 SW 160 Court, Miami, FL

IV.

1. Name of Creditor: Robert Sanchez

Payment Address: 6625 Miami Lakes Drive #330 Miami Lakes, FL 33014

Total Due: $3,114.00

Payable

Regular Payemnt (if applicable)

$88.97 /month (Months 1 to 35 )

$0.00 /month (Months to )

V. TREATMENT OF UNSECURED NONPRIORITY CREDITORS □ NONE

A. Pay $100.10 /month (Months 1 to 35 )

Pay $10,161.65 /month (Months 36 to 36 )

Pro rata dividend will be calculated by the Trustee upon review of filed claims after bar date.

B. Q If checked, the Debtor(s) will amend/modify to pay 100% to all allowed unsecured nonpriority claims.

C. SEPARATELY CLASSIFIED: @ NONE

VI. STUDENT LOAN PROGRAM 0 NONE

VII. EXECUTORY CONTRACTS AND UNEXPIRED LEASES 0 NONE

VIII. INCOME TAX RETURNS AND REFUNDS:

0 The debtor(s) is hereby advised that the chapter 13 trustee has requested that the debtor(s) comply with 521(f) 1-4 on an

annual basis during the pendency of this case. The debtor(s) hereby acknowledges that the deadline for providing the

Trustee with their filed tax returns is on or before May 15 of each year the case is pending and that the debtor(s) shall

provide the trustee (but not file with the Court) with verification of their disposable income if their gross household income

increases by more than 3% over the previous year’s income. [Miami cases]

IX. NON-STANDARD PLAN PROVISIONS 0 NONE

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Case number: 2I-18225-LMI Dcbtor(s): MANUEL CAMERQ PREGO

PROPERTY OF THE ESTATE WILL VEST IN THE DEBTOR(S) UPON PLAN CONFIRMATION.

I decit re thattthe foregoing chapter 13 plan is true and correct under penalty of peijury.

Debtor Joint Debtor Z

AMERO PREGO Date Date MANl

/s/ Jose Blanco, Esq. August 9, 2024

Date

Attorney with permission to sign on

Debtor(s)' behalf who certifies that

the contents of the plan have been

reviewed and approved by the

Debtor(s). 1

By filing this document, the Attorney for Dcbtor(s) or Debtor(s), if not represented by counsel, certifies that the wording and

order of the provisions in this Chapter 13 plan are identical to those contained in Local Form Chapter 13 Plan and the plan

contains no nonstandard provisions other than those set out in paragraph IX.

'This certification requirement applies even if the Debtor(s) have executed a limited power of attorney to Debtor(s)' attorney authorizing the

attorney to sign documents on the Debtor(s)' behalf.

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