United States Bankruptcy Court

Southern District of Florida

In re: Case No. 21-14919-LMI

Genara Mendoza Ferrer Chapter 13

Debtor

CERTIFICATE OF NOTICE

District/off: 113C-1 User: cohend Page 1 of 3

Date Rcvd: May 24, 2021 Form ID: 309I Total Noticed: 39

The following symbols are used throughout this certificate:

Symbol Definition

+ Addresses marked '+' were corrected by inserting the ZIP, adding the last four digits to complete the zip +4, or replacing an incorrect ZIP. USPS

regulations require that automation-compatible mail display the correct ZIP.

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on May 26, 2021:

Recip ID Recipient Name and Address

db + Genara Mendoza Ferrer, 7065 SW 161 Place, Miami, FL 33193-4400

tr + Nancy K. Neidich, www.ch13miami.com, POB 279806, Miramar, FL 33027-9806

96196651 + Apple Card/gs Bank Usa, Lockbox 6112, Philadelphia, PA 19170-0001

96196654 + Capital One Na, Po Box 21887, Eagan, MN 55121-0887

96196656 + Chelsea Park at Pearl Lakes HOA, PO Box 961257, Miami, FL 33296-1257

96196657 Citibank, c/o Flynn Lavrar, Esq., 1133 S University Driver, Second FLoor, Fort Lauderdale, FL 33324

96196662 + Debski & Associates, P.A, PO Box 47718, Jacksonville, FL 32247-7718

96196669 + RAS La Vrar, LLC, 1133 S UNIVERSITY DRIVE, 2ND FLOOR, Fort Lauderdale, FL 33324-3303

96196670 + Roundpoint Mtg, 446 Wrenplace Road, Fort Mill, SC 29715-0200

96196671 + Rushmore Loan Mgmt Ser, Pob 52708, Irvine, CA 92619-2708

TOTAL: 10

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

Electronic transmission includes sending notices via email (Email/text and Email/PDF), and electronic data interchange (EDI). Electronic transmission is in Eastern

Standard Time.

Recip ID Notice Type: Email Address Date/Time Recipient Name and Address

aty Email/Text: bk@coronapa.com

May 24 2021 23:26:00 Ricardo Corona, Esq., 3899 NW 7 St, Second

Floor, Miami, FL 33126

smg EDI: FLDEPREV.COM

May 25 2021 02:23:00 Florida Department of Revenue, POB 6668,

Bankruptcy Division, Tallhassee, FL 32314-6668

ust + Email/Text: USTPRegion21.MM.ECF@usdoj.gov

May 24 2021 23:28:00 Office of the US Trustee, 51 S.W. 1st Ave., Suite

1204, Miami, FL 33130-1614

cr + EDI: RMSC.COM

May 25 2021 02:23:00 Synchrony Bank, PRA Receivables Management,

LLC, PO Box 41021, Norfolk, VA 23541-1021

96196650 + Email/Text: bankruptcy@rentacenter.com

May 24 2021 23:29:00 Acceptance Now, 5501 Headquarters Drive, Plano,

TX 75024-5837

96196652 + EDI: TSYS2.COM

May 25 2021 02:23:00 Barclays Bank Delaware, P.o. Box 8803,

Wilmington, DE 19899-8803

96196653 + EDI: CAPITALONE.COM

May 25 2021 02:23:00 Capital One Bank Usa N, Po Box 31293, Salt Lake

City, UT 84131-0293

96196655 + EDI: CITICORP.COM

May 25 2021 02:23:00 Cbna, Po Box 6497, Sioux Falls, SD 57117-6497

96196658 + EDI: CITICORP.COM

May 25 2021 02:23:00 Citicards Cbna, Po Box 6217, Sioux Falls, SD

57117-6217

96196659 + EDI: WFNNB.COM

May 25 2021 02:23:00 Comenitybank/mayors, Po Box 182789,

Columbus, OH 43218-2789

96196660 + EDI: WFNNB.COM

May 25 2021 02:23:00 Comenitybank/victoria, Po Box 182789,

Columbus, OH 43218-2789

96196661 + EDI: WFNNB.COM

May 25 2021 02:23:00 Comenitycb/forever21, Po Box 182120,

Columbus, OH 43218-2120

96196663 + EDI: DISCOVER.COM

May 25 2021 02:23:00 Discover Fin Svcs Llc, Pob 15316, Wilmington,

DE 19850-5316

Case 21-14919-LMI Doc 15 Filed 05/26/21 Page 1 of 5
District/off: 113C-1 User: cohend Page 2 of 3

Date Rcvd: May 24, 2021 Form ID: 309I Total Noticed: 39

96196664 + Email/Text: PBNCNotifications@peritusservices.com

May 24 2021 23:27:00 Kohls/capone, Po Box 3115, Milwaukee, WI

53201-3115

96196665 + EDI: TFSR.COM

May 25 2021 02:23:00 Lexus Financial Servic, Po Box 9786, Cedar

Rapids, IA 52409-0004

96196666 + Email/PDF: MerrickBKNotifications@Resurgent.com

May 25 2021 01:31:32 Merrick Bank Corp, Po Box 9201, Old Bethpage,

NY 11804-9001

96196667 + EDI: MID8.COM

May 25 2021 02:23:00 Midland Credit Managem, 320 East Big Beaver,

Troy, MI 48083-1238

96196668 + Email/Text: bnc@nordstrom.com

May 24 2021 23:27:10 Nordstrom/td Bank Usa, 13531 E. Caley Ave,

Englewood, CO 80111-6504

96196672 + Email/Text: bankruptcy@wofco.com

May 24 2021 23:27:00 Setoyota Fin Dba Of Wo, P O Box 91614, Mobile,

AL 36691-1614

96196673 + EDI: CITICORP.COM

May 25 2021 02:23:00 Staples-c/cbna, Po Box 6497, Sioux Falls, SD

57117-6497

96196674 + EDI: STF1.COM

May 25 2021 02:23:00 Suntrust Bank, Po Box 85526, Richmond, VA

23285-5526

96196675 + EDI: RMSC.COM

May 25 2021 02:23:00 Syncb/amazon, Po Box 965015, Orlando, FL

32896-5015

96196676 + EDI: RMSC.COM

May 25 2021 02:23:00 Syncb/b&h, Po Box 965036, Orlando, FL

32896-5036

96196677 + EDI: RMSC.COM

May 25 2021 02:23:00 Syncb/old Navy, Po Box 965005, Orlando, FL

32896-5005

96196678 + EDI: RMSC.COM

May 25 2021 02:23:00 Syncb/rheemk, C/o Po Box 965036, Orlando, FL

32896-0001

96196679 + EDI: RMSC.COM

May 25 2021 02:23:00 Syncb/tjx, Po Box 965015, Orlando, FL

32896-5015

96196680 + EDI: RMSC.COM

May 25 2021 02:23:00 Syncb/tjx Cos Dc, Po Box 965015, Orlando, FL

32896-5015

96196681 + EDI: BLUESTEM

May 25 2021 02:23:00 Webbank/fingerhut, 6250 Ridgewood Road, Saint

Cloud, MN 56303-0820

96196682 + EDI: WFFC.COM

May 25 2021 02:23:00 Wf Bank Na, Po Box 14517, Des Moines, IA

50306-3517

TOTAL: 29

BYPASSED RECIPIENTS 

The following addresses were not sent this bankruptcy notice due to an undeliverable address, *duplicate of an address listed above, *P duplicate of a

preferred address, or ## out of date forwarding orders with USPS.

NONE

NOTICE CERTIFICATION

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities

in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and

belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed .R. Bank. P.2002(a)(1), a notice containing the

complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains

the redacted SSN as required by the bankruptcy rules and the Judiciary's privacy policies.

Date: May 26, 2021 Signature: /s/Joseph Speetjens

Case 21-14919-LMI Doc 15 Filed 05/26/21 Page 2 of 5
District/off: 113C-1 User: cohend Page 3 of 3

Date Rcvd: May 24, 2021 Form ID: 309I Total Noticed: 39

CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court's CM/ECF electronic mail (Email) system on May 24, 2021 at the address(es) listed below:

Name Email Address

Nancy K. Neidich

e2c8f01@ch13miami.com ecf2@ch13miami.com

Office of the US Trustee

USTPRegion21.MM.ECF@usdoj.gov 

Ricardo Corona, Esq.

on behalf of Debtor Genara Mendoza Ferrer bk@coronapa.com rcorona@coronapa.com

TOTAL: 3

Case 21-14919-LMI Doc 15 Filed 05/26/21 Page 3 of 5
Information to identify the case:

Debtor 1 Genara Mendoza Ferrer

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−8553

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Southern District of Florida Date case filed for chapter 13 5/20/21

Case number: 21−14919−LMI

Notice of Chapter 13 Bankruptcy Case

For the debtors listed above, a case has been filed under chapter 13 of the Bankruptcy Code.

This notice has important information about the case for creditors, debtors, and trustees, including information about

the meeting of creditors and deadlines. Read both pages carefully.

The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not take action to collect debts

from the debtors, the debtors' property, and certain codebtors. For example, while the stay is in effect, creditors cannot sue, garnish wages, assert a

deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot demand repayment from debtors by mail, phone, or

otherwise. Creditors who violate the stay can be required to pay actual and punitive damages and attorney's fees. Under certain circumstances, the stay

may be limited to 30 days or not exist at all, although debtors can ask the court to extend or impose a stay.

Confirmation of a chapter 13 plan may result in a discharge. Creditors who assert that the debtors are not entitled to a discharge under 11 U.S.C. §

1328(f) must file a motion objecting to discharge in the bankruptcy clerk's office within the deadline specified in this notice. Creditors who want to have

their debt excepted from discharge may be required to file a complaint in the bankruptcy clerk's office by the same deadline. (See boxes 8 and 12 below

for more information.)

You may want to consult an attorney to protect your rights. The bankruptcy clerk's office staff cannot give legal advice.

To help creditors correctly identify debtors, debtors must submit full Social Security or Individual Taxpayer Identification Numbers, which may

appear on a version of this notice. However, the full numbers must not appear on any document filed with the court.

Do not file this notice with any proof of claim or other filing in the case. Do not include more than the last four digits of a Social Security or

Individual Taxpayer Identification Number in any document, including attachments, that you file with the court.

WARNING TO DEBTOR: Debtors must commence plan payments within 30 days of filing the chapter 13 petition or conversion to chapter 13.

Without further notice or hearing the court may dismiss your case for failure to timely pay filing fee installments, failure to appear at the

meeting of creditors or failure to be current with plan payments at the time of the meeting of creditors, and for failure to file a pre−bankruptcy

certification of credit counseling or file wage documentation. The case may also be dismissed or converted at the scheduled confirmation

hearing if the court denies confirmation of the pending plan under 11 U.S.C. § 1325 and denies a request made for additional time for filing

another plan or a modification of a plan.

About Debtor 1: About Debtor 2:

1. Debtor's Full Name Genara Mendoza Ferrer

2. All Other Names Used

in the Last 8 Years aka Genara Mendoza Mancuello, aka Genara Mendoza

3. Address 7065 SW 161 Place

Miami, FL 33193

4.

Debtor's Attorney

(or Pro Se Debtor)

Name and address

Ricardo Corona Esq.

3899 NW 7 St, Second Floor

Miami, FL 33126

Contact phone 305−266−1150

5. Bankruptcy Trustee

Name and address

Nancy K. Neidich

www.ch13miami.com

POB 279806

Miramar, FL 33027

Contact phone 954−443−4402

6. Bankruptcy Clerk's

Divisional Office Where

Assigned Judge is

Chambered

US Bankruptcy Court

301 North Miami Avenue, Room 150

Miami, FL 33128

Hours open 8:30 a.m. − 4:00 p.m.

Contact phone (305) 714−1800

Documents filed conventionally in paper may be filed at any bankruptcy clerk's office location.

Documents may be viewed in electronic format via CM/ECF at any clerk's office public terminal

(at no charge for viewing) or via PACER on the internet accessible at pacer.uscourts.gov

(charges will apply). Case filing and unexpired deadline dates can be obtained by calling the

Voice Case Information System toll−free at (866) 222−8029. As mandated by the Department of

Homeland Security, ALL visitors (except minors accompanied by an adult) to any federal

building or courthouse, must present a current, valid, government issued photo identification

(e.g. drivers' license, state identification card, passport, or immigration card.)

Note: Pursuant to Administrative Order

2020−07, until further notice the clerk's office is

CLOSED to the public for in−person filings.

Clerk of Court: Joseph Falzone

 Dated: 5/24/21

7. **MEETING OF CREDITORS**

Debtors must attend the meeting to be

questioned under oath. In a joint case,

both spouses must be present with

required original government−issued

photo identification and proof of social

security number (or if applicable, Tax

ID). Creditors may attend, but are not

required to do so.

July 1, 2021 at 10:15 AM

The meeting may be continued or adjourned

to a later date. If so, the date will be on the

court docket.

*MEETING WILL BE HELD BY

TELEPHONE*

Trustee: Nancy K. Neidich

Call in number: 877−386−9469

 Participant Code: 1602529

Local Form 309I USBC SDFL (2/16/2021) Notice of Chapter 13 Bankruptcy Case page 1

Case 21-14919-LMI Doc 15 Filed 05/26/21 Page 4 of 5
Debtor Genara Mendoza Ferrer Case number 21−14919−LMI

8. Deadlines

 The bankruptcy clerk's office

must receive these

documents and any required

filing fee by the following

deadlines. Writing a letter to

the court or judge is not

sufficient.

When Filing Proofs of

Claim: If the debtor is not

represented by an attorney,

you must serve copies of the

proof of claim including all

attachments on the debtor, via

U.S. Mail, see Local Rule

3002−1(E). Claims may be

delivered or mailed to the

clerk's office. Creditors with

internet access have the

option to use the electronic

claims filing program on the

court website at

www.flsb.uscourts.gov to

electronically file a proof of

claim.

Deadline to file a complaint to challenge

dischargeability of certain debts:

You must file:

• a motion if you assert that the debtors are

 not entitled to receive a discharge under

 U.S.C. § 1328(f) or

• a complaint if you want to have a particular

 debt excepted from discharge under

 11 U.S.C. § 523(a)(2) or (4).

Filing deadline: 8/30/21

Deadline for all creditors to file a proof of claim

(except governmental units):

Filing deadline: 7/29/21

Deadline for governmental units to file a proof of

claim:

Filing deadline: 11/16/21

Deadlines for Filing Proof of Claim:

 A proof of claim is a signed statement describing a creditor's claim. A proof of claim form may be obtained at 

www.flsb.uscourts.gov or any bankruptcy clerk's office. If you do not file a proof of claim by the deadline, you

might not be paid on your claim. To be paid, you must file a proof of claim even if your claim is listed in the

schedules that the debtor filed. If this is a converted case proofs of claim filed under the initial chapter shall be

deemed filed and need not be refiled.

Secured creditors retain rights in their collateral regardless of whether they file a proof of claim. Filing a proof of

claim submits the creditor to the jurisdiction of the bankruptcy court, with consequences a lawyer can explain.

For example, a secured creditor who files a proof of claim may surrender important nonmonetary rights,

including the right to a jury trial.

Filing Deadline for a Creditor with a Foreign Address: The deadlines for filing proofs of claim in this notice

apply to all creditors. If you are a creditor receiving a notice mailed to a foreign address, you may file a motion

asking the court to extend the deadline to file a proof of claim. See also box 10 below.

Deadline to Object to Exemptions:

The law permits debtors to keep certain property as exempt. Fully

exempt property will not be sold and distributed to creditors.

Debtors must file a list of property claimed as exempt. If you

believe that the law does not authorize an exemption that the

debtors claim, you may file an objection.

The bankruptcy clerk's office must receive the objection by

the deadline to object to exemptions.

Filing deadline: 30 days after the

conclusion of the

meeting of creditors, or

within 30 days of any

amendment to the list

of supplemental

schedules, unless as

otherwise provided

under Bankruptcy Rule

1019(2)(B) and Local

Rule 4003−1(B) for

converted cases.

9. Filing of Plan and Hearing

on Confirmation

Deadline to Object to

Confirmation

Attorney Fee Claims

The hearing on confirmation will be held on: 8/10/21 at 01:30 PM, by TELEPHONE. Telephonic Service

Provider − CourtSolutions LLC (917) 746−7476. To attend by telephone, a reservation to use this service must

be made by no later than 3:00 p.m. on the business day preceding the date of the hearing. If the debtor filed a

Chapter 13 Plan, it is included with this notice. If no Plan is filed, the Plan will be mailed to ALL parties in

accordance with Local Rule 2002−1(C)(5).

At the confirmation hearing on the plan, the court will consider all timely objections to confirmation and any filed

motions to dismiss or convert the case. Except for objections to confirmation based on valuation of collateral in

the plan or objections to attorney fee claims, objections to confirmation of the plan must be in writing and

filed no later than 14 days prior to the date first scheduled for hearing on confirmation, see Local Rule

3015−3(B)(1).

Attorney fee applications and objections to attorney fees shall be heard at the confirmation hearing.

10. Creditors with a Foreign

Address

Consult an attorney familiar with United States bankruptcy law if you have any questions about your rights in

this case.

11. Filing a Chapter 13

Bankruptcy Case

Chapter 13 allows an individual with regular income and debts below a specified amount to adjust debts

according to a Plan. A Plan is not effective unless the Court confirms it. You may object to Confirmation of the

Plan and appear at the Confirmation hearing. The Confimation hearing will be held on the date shown in box 9

of this notice. The debtor will remain in possession of the property and may continue to operate the business, if

any, unless the court orders otherwise.

12. Discharge of Debts Confirmation of a chapter 13 plan may result in a discharge of debts, which may include all or part of a debt.

However, unless the court orders otherwise, the debts will not be discharged until all payments under the plan

are made. A discharge means that creditors may never try to collect the debt from the debtors personally except

as provided in the plan. If you want to have a particular debt excepted from discharge under 11 U.S.C. §

523(a)(2) or (4), you must file a complaint and pay the filing fee in the bankruptcy clerk's office by the deadline.

If you believe that the debtors are not entitled to a discharge of any of their debts under 11 U.S.C. § 1328(f), you

must file a motion. See box 8 for deadlines. The discharge will not be issued until the Official Bankruptcy Form

"Certification About a Financial Management Course" is filed by the debtor (unless the course provider filed a

certificate of completion of the financial management course on behalf of the debtor).

13. Option to Receive Notices

Served by the Clerk by

Email Rather than U.S. Mail

1) EBN program open to all parties. Register at the BNC website bankruptcynotices.uscourts.gov, OR 2) DeBN

program open to debtors only. Register by filing with the Clerk of Court, Local Form "Debtor's Request to

Receive Electronically Under DeBN Program". There is no charge for either option. See also Local Rule

9036−1(B) and (C).

14. Translating Services Language interpretation of the meeting of creditors will be provided to the debtor at no cost, upon request to the

trustee, through a telephone interpreter service. Persons with communications disabilities should contact the

U.S. Trustee's office to arrange for translating services at the meeting of creditors.

Local Form 309I USBC SDFL Notice of Chapter 13 Bankruptcy Case page 2

Case 21-14919-LMI Doc 15 Filed 05/26/21 Page 5 of 5