In re: 

UNITED STATES BANKRUPTCY COURT 

SOUTHERN DISTRICT OF FLORIDA 

www.flsb.uscourts.gov 

Case No. 

Chapter kot~ 5/--t<_oh 

2 2-1 :;._/ o 7,. s/11 ~ 

13 

--------==e=b=to::.:...r __ ./ 

OBJECTION TO CLAIM~ ti}E.. f:'> Af of lf-1-J..02,.'1-' 

IMPORTANT NOTICE TO CREDITOR: 

THIS IS AN OBJECTION TO YOUR CLAIM 

This objection seeks either to disallow or reduce the amount or change the 

priority status of the claim filed by you or on your behalf. Please read this objection 

carefully to identify which claim is objected to and what disposition of your claim is 

recommended. 

If you disagree with the objection or the recommended treatment, you must 

file a written response WITHIN 30 DAYS from the date of service of this objection, 

explaining why your claim should be allowed as presently filed, and you must serve 

a copy to the undersigned [attorney][trustee] OR YOUR CLAIM MAY BE DISPOSED 

OF IN ACCORDANCE WITH THE RECOMMENDATION IN THIS OBJECTION. 

If your entire claim is objected to and this is a chapter 11 case, you will not 

have the right to vote to accept or reject any proposed plan of reorganization until 

the objection is resolved, unless you request an order pursuant to Bankruptcy Rule 

301 B(a) temporarily allowing your claim for voting purposes. 

The written response must contain the case name, case number, and must be 

filed with the Clerk of the United States Bankruptcy Court. 

Pursuant to Bankruptcy Rule 3007 and Local Rule 3007-1, the [trustee][debtor(s)] 

object(s) to the following claim filed in this case*: · 

Claim 

No. 

Amount of Basis for Objection and 

Name of Claimant Claim Recommended Disposition 

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Case 22-12107-SMG Doc 28 Filed 04/11/22 Page 1 of 11
*Notwithstanding the requirements of Bankruptcy Rule 3007, up to five objections to 

claim may be included in one pleading. (See Local Rule 3007-1(C).) 

Address 

c,?1 /2Bt 3 85/ 

Telephone 

fl3oS& 

Bar Number and State 

The party filing this objection to claim must file a certificate of service in accordance with 

Local Rule 2002-1 (F). 

LF-24 (rev. 12/01/09) Page 2 of 2 

Case 22-12107-SMG Doc 28 Filed 04/11/22 Page 2 of 11
Case 22-12107-SMG Doc 28 Filed 04/11/22 Page 3 of 11
-

/ : - t t1l 1 I 11 I 11 If th : 

Debtor 1 

Debtor 2 

(Spouse, if filing) 

Richard R. Stroh 

First Name Middle Name Last Name 

First Name Middle Name Last Name 

Social Security number or !TIN xxx-xx-7563 

EIN ---------- Social Security number or !TIN 

EIN - -- -------

United States Bankruptcy Court Southern District of Florida 

Case number: 19-11546-JKO 

Order of Discharge 12/15 

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to: 

Richard R. Stroh 

Ma:,., 17, 2019 By the court: ~ l. .A 1 

John K Olson 

United States Bankruptcy Judge 

Explanation of Bankruptcy Discharge in a Chapter 7 Case 

This order does not close or dismiss the case, 

and it does not determine how much money, if 

any, the trustee will pay creditors. 

Creditors cannot collect discharged debts 

This order means that no one may make any 

attempt to collect a discharged debt from the 

debtors personally. For example, creditors 

cannot sue, garnish wages, assert a deficiency, 

or otherwise try to collect from the debtors 

personally on discharged debts. Creditors cannot 

contact the debtors by mail, phone, or otherwise 

il any attempt to collect the debt personally. 

Creditors who violate this order can be required 

lo pay debtors damages and attorney's fees. 

However, a creditor with a lien may enforce a 

dam against the debtors' property subject to that 

Ian unless the lien was avoided or eliminated. 

For example, a creditor may have the right to 

b8dose a home mortgage or repossess an 

automobile. 

This order does not prevent debtors from paying 

any debt voluntarily or from paying reaffirmed 

debts according to the reaffirmation agreement. 

11 U.S.C. § 524(c), (f). 

Most debts are discharged 

Most debts are covered by the discharge, but not 

all. Generally, a discharge removes the debtors' 

personal liability for debts owed before the 

debtors' bankruptcy case was filed. 

Also, if this case began under a different chapter 

of the Bankruptcy Code and was later converted 

to chapter 7, debts owed before the conversion 

are discharged. 

In a case involving community property: Special 

rules protect certain community property owned 

by the debtor's spouse, even if that spouse did 

not file a bankruptcy case. 

For more Information, see page 2 > 

:'.'..-318 (10/01/16) Order of Discharge page 1 

Case 22-12107-SMG Doc 28 Filed 04/11/22 Page 4 of 11
4/20/2019 

4/20/2019 

CM/ECF LIVE - U.S. Bankruptcy t;0urt:r1s0 

19-11546-JKO Richard R. Stroh 

Case type: bk Chapter: 7 Asset: No Vol: v Judge: John K Olson 

Date filed: 02/0l/2019 Date of last filing: 04/04/2019 

Creditors 

CM/ECF LIVE - U.S. Bankruptcy Court:flsb 

99 NE 4th St 

Miami, FL 33132-2131 

Wawa Credit Card 

PO Box 9001101 

Louisville, KY 40290-1101 

Wells Fargo Bank NA 

PO Box 14529 

Des Moines, IA 50306-3529 

Wells Fargo Home Mortgage 

PO Box 660455 

Dallas, TX 75266-0455 

(er) 

(94915652) 

(er) 

(94915653) 

(er) 

(94915654) 

(er) \. 

--__ -,. __ -___ -.. _-__ -,, __ -___ -___ :=..-=~~------··-····---···-- ...... · ...... ···-·--·--··-------· ........................ --~----

1 ____ --- PACER Service Center____ I 

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1Desc_ riptio. n: Creditor List C_ 't . C d' T All n eria: ~ 1tor ype: 

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Case 22-12107-SMG Doc 28 Filed 04/11/22 Page 5 of 11
- ,.,.,. 

NOTICE OF UNSWORN AND UNVERIFIED DOCUMENTS AND 

OF SUSPENSION OF ATTORNEY MAITE DIAZ 

Notice is hereby given that an Order was entered on June 25, 2019, in the case of In re 

Aldo Pina, Case No. 18-15928-JKO, which found that Attorney Maite Diaz has engaged in a 

consistent practice of filing Schedules and Statements of Financial Affairs which were neither 

seen nor signed by the respective Debtors in that case and in more than 100 other cases filed by 

Attorney Maite Diaz, all in violation of applicable statutes and rules. That practice may have 

occurred in this case. 

Attorney Maite Diaz has been suspended from practice before this Court for a period of 

two years commencing August 1, 2019. Attorney Maite Diaz has been referred to the United 

States District Court and to The Florida Bar with a recommendation that she be DISBARRED. 

Attorney Maite Diaz has been referred to the Office of the United States Trustee and to the 

United States Attorney for such further investigation as those agencies see fit. 

Parties in interest may wish to consult counsel to advise them of the implications, if any, 

of the findings of the Court in the case of In re Aldo Pina and of the applicability of those 

findings to this case. 

Case 22-12107-SMG Doc 28 Filed 04/11/22 Page 6 of 11
Page 1 of2 

WELLS FARGO HOME MORTGAGE 

RETURN MAIL OPERATIONS 

PO BOX 10368 

DES MOINES IA 50306-0368 

02/27/12 

111 11.,1•11 , .. 1.11,n1r11,11.1 111,11 ••• 11 .1111,1r11111•11 .,11 ,.11 

1AT 03229/012148/006622 0043 2 ACPAGPHP013 512 

RICHARD R STROH 

11901 SAILBOAT OR 

HOLLYWOOD. FL 33026-1027 

Subject You've completed the mortgage assistance process 

Dear Richard R Stroh: 

Online: 

Fax: 

Telephone: 

Extension: 

Account Information 

wellsfargo.com 

1-800-313-0892 

1-877-859-1860 

2058 

Correspandence: PO Box 659558 

Hours of Operation: 

Loan Number: 

Property Address: 

San Antonio. TX 78265-9558 

Mon • Fri. 8 AM -8 PM CT 

Sat,8AM-5PMCT 

0042917666 

11901 Sailboat Dr 

Cooper C!!Y_EL 33026 

I'm writing to tell you it's been a pleasure working with you and helping you through the mortgage 

assistance process. I'm happy that you successfully completed the process and your mortgage is now in good standing. 

At this point, you'll no longer need the dedicated assistance of a home preservation specialist. Please 

understand that if your circumstances should change, or if you face challenges in keeping up with your 

mortgage payments, it's important for you to call us right away. 

Simply call 1-800-282-3451 and a Wells Fargo Home Mortgage representative will assist you and put 

you in touch with a home preservation specialist if you need further assistance. 

Once again, I appreciate having the opportunity to assist you. It is my hope that you will have continued 

success and enjoy the benefits of homeownership. If you have any questions about this letter, please feel free to call us at 1-800-282-3451. 

Sincerely, c•,i:1 c;;; .\J/lr I N~ f(: ,.,1 -h1 . 

. j.4~c:t-./l~ 

Jom~vtd,.t:z ·,,,,,.~14 s,,,.,;,.,,J r· cJ( /4-r~~-t John Sanchez ' I · 1 _ I ) 

Home Preservation Specialist Jc /lrri .-1' Q ,,1 NoTE+ l'l+-7 

Wells Fargo Home Mortgage w Is A • v , &) " 

Ph: 1-877-859-1860 ext. 2058 · C. /'l lt"-'

1

&.:::. 

Fax: 1-800-313-0892 _ A-c(t- ,#>- -J-'o D q l-1 41 t/13 This ccmmunicat1on 1s er, attempt to collect a debt and any information obtamed wdl b, ___ ...,8'--'--:!--~--

discharge ct this deb! 1n bankruptcy or are currently in a bankruptcy case, this notrce i ( ·).I -4......-/ L1/' I ,-L // 

security interest 1n the property and will only exercise our nghls as against the properti 0)/ Jy Copv cT '"" I l"ty rr ~~It' e I ) 

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WELLS FARGO HOME MORTGAGE 

RETURN MAIL OPERA T/ONS 

PO BOX 10368 

DES MOINES IA 50306-0368 

02/27/12 

1111 11 11•1n1m•ll11111•11•11•1•1•111•ll•l1l•1 1lln•l1•1 11 111h1 

1AT 03228/0121471006620 0043 2 ACPAGPHP013 512 

RICHARD R STROH 

11901 SAILBOAT DR 

HOLLYWOOG. FL 33026-1027 

Subject: You've completed the mortgage assistance pro

Dear Richard R Stroh: 

I'm writing to tell you it's been a pleasure working with yo

assistance process. I'm happy that you successfully com

in good standing. 

At this point, you'll no longer need the dedicated assista

understand that if your circumstances should change, or 

mortgage payments, it's important for you to call us right 

Simply call 1-800-282-3451 and a Wells Fargo Home Mo

you in touch with a home preservation specialist if you n

Once again, I appreciate having the opportunity to assist 

success and enjoy the benefits of homeownership_ If you 

feel free to call us at 1-800-282-3451. 

Sincerely, 

Jom ~11CN':z 

John Sanchez 

Home Preservation Specialist 

Wells Fargo Home Mortgage 

Ph: 1-877-859-1860 ext. 2058 

Fax: 1-800-313-0892 

This communicatioo 1s an attempt to collect a debt and any information obtc 

discharge of this debt in bankruptcy or are currently in a bankruptcy case, ti 

security 1nteres1 m the property and will only exercise our nghls as against ti 

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Case 22-12107-SMG Doc 28 Filed 04/11/22 Page 7 of 11
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Case 22-12107-SMG Doc 28 Filed 04/11/22 Page 8 of 11
Case 22-12107-SMG Claim 1-1 Part 2 Filed 04/05/22 Page 1 of 32 

Fill in this information to identify the case: 

Debtor 1 RICHARD ROBERT STROH 

Debtor 2 

(Spouse, if filing) 

United States Bankruptcy Court for the: 

Case number 22-12107-SMG 

Official Form 410 

Proof of Claim 

Southern District Of Florida 

For Informational Purposes Only 

04/22 

Read the Instructions before filling out this form. Use this form to make a claim for payment in a bankruptcy case. Do not use this form to 

make a request for payment of an administrative expense. Make such a request according to 11 U.S.C. § 503. 

The law requires that filers must leave out or redact information that is entitled to privacy on this form or on any attached documents. Attach redacted 

copies of any documents that support the claim, such as promissory notes, purchase orders, invoices, itemized statements of running accounts, 

contracts, judgments, mortgages, and security agreements. Do not send original documents; they may be destroyed after scanning. If the documents 

are not available, explain in an attachment. 

A person who files a fraudulent claim could be fined up to $500,000, imprisoned for up to 5 years, or both. 18 U .S.C. §§ 152, 157, and 3571. 

Fill in all the information about the claim as of the date the case was filed. That date is on the notice of bankruptcy (Form 309) that you received. 

Identify the Claim 

1. Who is the current 

creditor? 

2. Has this claim been 

acquired from 

someone else? 

3. Where should notices 

and payments to the 

creditor be sent? 

Federal Rule of 

Bankruptcy Procedure 

(FRBP) 2002(9) 

4. Does this claim amend 

one already flied? 

5. Do you know if anyone 

else has filed a proof 

of claim for this claim? 

Wells Fargo Bank, N.A. 

Name of the current creditor (the person or entity to be paid for this claim) 

Other names the creditor used with the debtor 

Where should notices to the creditor be sent? 

Wells Fargo Bank, N.A. Default Document Processing 

Name 

P.O. Box 1629 N9286-01Y 

Number Street 

Where should payments to the creditor be sent? (if 

different) 

Wells Fargo Operations Center 

Name 

P.O. Box 31557 B6955-01B 

Number Street 

Minneapolis 

City 

MN 

State 

55440-9790 =B:..:.:ilh:.:.;·n ... gs=--______ ___:.:M.:..:T _____ ..,;5:...:9:,..:1..::.0.:...7 _ 

ZIP Code City State ZIP Code 

Contact phone ..,_1-8-=--77'--=89...,1....,-0=0=02~----- Contactphone 1-877-891-0002 

Contact email HE0BANKRUPTCYCHl3@wellsfargo.com Contact email HEOBANKRUPTCYCHI 3@wellsfargo.com 

Uniform claim identifier for electronic payments in chapter 13 (if you use one): 

WFCHEQ2212107FLS75630681 

61'.fNo 

0 Yes. Claim number on court claims registry (if known) __ _ Filed on MM / OD I YYYY 

@No 

0 Yes. Who made the earlier filing? 

Case 22-12107-SMG Doc 28 Filed 04/11/22 Page 9 of 11
Case 22-12107-SMG Claim 1-1 Part 2 Filed 04/05/22 Page 4 of 32 

Addendum Page 

Basis for asserting that the applicable party has the right to foreclose: Debtor(s) executed a mortgage or deed of 

trust which serves as collateral for Creditor's home equity line of credit agreement (the "Debt Agreement") and agreed 

to be bound by its terms. The Debt Agreement is secured by a mortgage, deed of trust, or security deed. Creditor is 

the original mortgagee/successor or beneficiary of the mortgage, deed of trust or security deed. 

Additional Disclaimers {where applicable) 

410 

410A 

.... "The debtor(s) liability for repaying this indebtedness was discharged in a prior Chapter 7 case. This claim is being filed 

in rem. No arrearage is stated in the claim, although it may exist, because the debtor's plan does not provide for the 

arrears in the plan. Wells Fargo reserves the right to amend this claim to include the arrears in the event the debtor files an 

amended or modified plan providing for arrears in the plan." 

Part 2: Question 9-Describe contains the property address. 

Principal Balance is from Part 5, Column M as of the Bankruptcy File Date. 

Interest Due is the interest due as of the Bankruptcy File Date. 

Fees, costs due is from Part 5, Column P as of the Bankruptcy File Date and includes any outstanding fees (i.e. late 

charges, property inspections) and cost (i.e. attorney costs), also included are corporate advances (i.e. tax, 

insurance) for non-escrowed loans as of the Bankruptcy File Date. Any fees, costs due that are incurred pre-petition ~ 

and waived post-petition will not be included. ----==, Bv.f.:W.y $~;.,~ ~~ ,8----- ~ Other includes any applicable Lender Placed Insurance or other Optional Products (i.e. A & H, Life) due as of the 

Bankruptcy File Date. This line was added to ensure transparency. 

Total Debt not to be used for payoff purposes. 

Principal and Interest is the principal and interest portion of Part 5, Column G, as of the Bankruptcy File Date. 

Pre-Petition Fees Due is from Part 5, Column P as of the Bankruptcy File Date. Any fees, costs due that are incurred 

pre-petition and waived post-petition will not be included. 

Other includes any applicable Lender Placed Insurance or Optional Products (i.e. A & H, Life) due as of the 

bankruptcy file date. This line was added to ensure transparency. 

Part 4: 

Optional Products includes any applicable Lender Placed Insurance or optional products (i.e. A & H, Life) due as of 

the Bankruptcy File Date. This line was added to ensure transparency. 

(*)This disclaimer has been added to the form to explain that the monthly payment amount may change periodically 

throughout the life of the loan. 

Case 22-12107-SMG Doc 28 Filed 04/11/22 Page 10 of 11
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Case 22-12107-SMG Doc 28 Filed 04/11/22 Page 11 of 11