UNITED STATES BANKRUPTCY COURT 

SOUTHERN DISTRICT OF FLORIDA 

www.flsb.uscourts.gov

In re: 

Raul Espinosa Case No: 20-19203-RAM 

Chapter 13 

 Debtor / 

AGREED ORDER GRANTING MOTION TO 

VALUE AND DETERMINE SECURED STATUS OF LIEN ON 

PERSONAL PROPERTY HELD BY CITIZENS BANK N.A.

THIS CASE came to be heard on December 8, 2020 on the Debtor’s Motion to 

Value and Determine Secured Status of Lien on Personal Property (DE 35 ; the “Motion”). 

By submission of this order for entry, the submitting counsel represents that the 

opposing party consents to its entry. Based upon the debtor’s assertions made in 

support of the Motion, without objection, having considered the record in this case, and 

being duly advised in the premises, the Court FINDS as follows: 

A. The value of the debtor’s personal property (the “Personal Property”) more 

Robert A. Mark, Judge

United States Bankruptcy Court

_____________________________________________________________________________

ORDERED in the Southern District of Florida on December 12, 2020.

Case 20-19203-RAM Doc 54 Filed 12/14/20 Page 1 of 3
particularly described as follows (Select only one): 

 X Motor vehicle described as follows: 

Year and Model of motor vehicle: BMW 5 Series 

Vehicle Identification Number (VIN #): WBA5A5C53FD515905 

Odometer Reading: 46,524 

 X Personal property other than a motor vehicle described as follows: 

is $14,250.00 at the time of the filing of this case. 

Consequently, it is ORDERED as follows: 

1. The Motion is GRANTED. 

2. Lender has an allowed secured claim in the amount of $14,250.00 with an 

interest rate of 3.25%. 

3. (Select only one):

 Lender has not filed a proof of claim in this case. The trustee shall not 

disburse any payments to Lender unless a proof of claim is timely filed. 

In the event a proof of claim is timely filed, it shall be classified as a 

secured claim in the amount stated in paragraph 2, above, and as a 

general unsecured claim for any amount in excess of scheduled 

secured claim, regardless of the original classification in the proof of 

claim as filed. Lender’s secured claim shall be paid through the plan 

at % for a total of $ . 

or 

 X Lender filed a proof of claim #7-1 in this case. It shall be classified 

as a secured claim in the amount provided in paragraph 2, above, 

and as a general unsecured claim in the amount of $6,460.48, 

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regardless of the original classification in the proof of claim as filed. 

Lender’s secured claim shall be paid through the plan at 3.25% for a 

total of $15,458.40. 

4. The Personal Property may not be sold or refinanced without proper notice 

and further order of the Court. 

5. Notwithstanding the foregoing, this Agreed Order is not recordable or 

enforceable until the debtor receives a discharge in this chapter 13 case. 

6. Upon notification that the debtor has received a discharge, the creditor shall 

take all steps necessary to release the lien upon the personal property. 

### 

Submitted By: 

 /s/ Geoffrey J. Peters 

Address: 

Weltman, Weinberg & Reis, Co. LPA 

3705 Marlane Drive 

Grove City, OH 43123 

Phone: 614-883-0678 

Attorney Geoffrey J. Peters is directed to serve a conformed copy of this Order on all 

interested parties immediately upon receipt hereof and to file a certificate of service. 

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