UNITED STATES BANKRUPTCY COURT

SOUTHERN DISTRICT OF FLORIDA

WEST PALM BEACH DIVISION

IN RE:

20-13103-MAM

Hals Realty Associates LP

DEBTOR. JUDGE: Mindy A. Mora

CHAPTER 11

CHAPTER 11 TRUSTEE’S STANDARD MONTHLY OPERATING REPORT (BUSINESS)

FOR THE PERIOD

FROM 08/01/2020 TO 08/31/2020

Comes now Michael Goldberg, as Chapter 11 Trustee of the above-named debtor and files its Monthly

Operating Report in accordance with the Guidelines established by the United States Debtor and FRBP

2015.

Trustee's Address:

Michael Goldberg, Trustee for Hals

Associates LP

350 East Las Olas Blvd.

Suite 1600

Fort Lauderdale, FL 33301

954-463-2700

/s/ Eyal Berger

Attorney for Trustee's Signature

Attorney's Address and Phone Number

Eyal Berger

Akerman LLP

350 E Las Olas Blvd, Suite 1600

Fort Lauderdale, FL 33301

954-463-2700

Note: The original Monthly Operating Report is to be filed with the court and a copy simultaneously

provided to the United States Debtor Office. Monthly Operating Reports must be filed by the 20th day of

the following month.

For assistance in preparing the Monthly Operating Report, refer to the following resources on the

United States Debtor Program Website, http://www.usdoj.gov/ust/r21/index.htm.

1) Instructions for Preparations of Debtor's Chapter 11 Monthly Operating Report

2) Initial Filing Requirements

3) Frequently Asked Questions (FAQs) http://www.usdoj.gov/ust/.

MOR-1

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 1 of 32
SCHEDULE OF RECEIPTS AND DISBURSEMENTS

FOR THE PERIOD BEGINNING 08/01/2020 AND ENDING 08/31/2020

Name of Debtor:

Date of Petition:

Hals Realty Associates LP Case Number: 20-13103-MAM

3/5/2020

CURRENT

MONTH

CUMULATIVE

PETITION TO DATE

FUNDS AT BEGINNING OF PERIOD (Note 1)

RECEIPTS:

A. Revenue

Net Cash Sales

B. Accounts Receivable

C. Other Receipts (See/WO/?-3)

(If you receive rental income,

you must attach rent roll.)

TOTAL RECEIPTS (Lines 2A+2B+2C)

TOTAL FUNDS AVAILABLE FOR

OPERATIONS (Line 1 + Line 3)

1. 2,890,486.21 (a) _$ 2,141,208.54 (b)

2.

131,427.94 682,975.45

131,427.94 682,975.45

6.85 422,505.94

3. 131,434.79 1,105,481.39

4.

3,021,921.00 3,246,689.93

DISBURSEMENTS

A. Advertising

B. Bank Charges

C. Contract Labor

D. Fixed Asset Payments (not incl. in "N")

E. Insurance

F. Inventory Payments

G. Leases

H. Manufacturing Supplies

I. Office Supplies

J. Payroll

K. Professional Fees (Accounting & Legal)

L. Rent

M. Repairs & Maintenance

N. Secured Creditor Payments (See Attach. 2)

O. Taxes Paid - Payroll

P. Taxes Paid - Sales & Use

Q. Taxes & Licenses

R. Telephone & Internet

S. Travel & Entertainment

Y. U.S. Trustee Quarterly Fees

U. Utilities

V. Other Business Expense

W. Other Disbursements (See MOR-3)

TOTAL DISBURSEMENTS {Sum ofSA thru W)

ENDING BALANCE {Line 4 Minus Line 6)

5.

5,770.00

320.00 320.00

27,334.45 172,983.34

6,181.69 39,381.43

1,625.73

60.68

38,463.89

6. 33,836.14 258,605.07

7. $ 2,988,084.86 (c) $ 2,988,084.86 (c)

I declare under penalty of perjury that this statement and the accompanying docyments>^r^ repprts-i

of my knowledge and belief. \

Tue and correct to the best

This 20th day of September 2020

Michael Goldberg, as Chapt^ll Trustei

(a) This number is carried forward from last month's report. For the first report only, this number will be the

balance as of the petition date.

(b)This figure will not change from month to month. It is always the amount of funds on hand as of the date of

the petition.

(c)These two amounts will always be the same if form is completed correctly.

Note 1: An adjustment was made to the reported beginning balance as of the petition date to account for the certificates

of deposits ("CDs"). The previous monthly operating reports identified the CDs on Attachment 4D, but did not include the

funds on the Schedule of Receipts and Disbursements.

MOR-2

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 2 of 32
MONTHLY SCHEDULE OF RECEIPTS AND DISBURSEMENTS (cont'd)

Detail of Other Receipts and Other Disbursements

OTHER RECEIPTS:

Describe Each Item of Other Receipt and List Amount of Receipt. Write totals on Page MOR-2, Line 2C.

Cumulative

Petition to Date

Current Month

Description

Love Realty Walking Street LLC $ $ 38,463.89

Hal Realty (DB #4546) 95,370.32

Furr Cohen - Debtor's funds held in trust 287,825.40

Interest Income from CDs 6.85 846.33

TOTAL OTHER RECEIPTS $ 6.85 $ 422,505.94

II

Other Receipts" includes Loans from Insiders and other sources (i.e. Officer/Owner, related parties,

directors, related corporations, etc.) Please describe below:

Loan Amount Source of Funds Purpose Repayment Schedule

OTHER DISBURSEMENTS:

Describe Each Item of Other Disbursement and List Amount of Disbursement. Write totals on Page MOR-2, Line 5W.

Cumulative

Description Current Month Petition to Date

Love Realty Walking Street LLC 38,463.89

TOTAL OTHER DISBURSEMENTS $ $ 38,463.89

NOTE: Attach a current Balance Sheet and Income (Profit & Loss) Statement.

**The Trustee is maintaining the books and reeords on a cash basis, therefore there is no balance sheet and the income statement reflects the

receipts and disbursements per the MOR

■k*

MOR-3

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 3 of 32
ATTACHMENT 1

MONTHLY ACCOUNTS RECEIVABLE RECONCILIATION AND AGING

Name of Debtor: Hals Realty Associates LP Case Number: 20-13103-MAM

Reporting Period beginning 08/01/2020 and ending 08/31/2020

ACCOUNTS RECEIVABLE AT PETITION DATE: N/A

ACCOUNTS RECEIVABLE RECONCILIATION

(include all accounts receivable, pre-petition and post-petition, including charge card sales which have not been received):

Beginning of Month Balance:

PLUS: Current Month New Billings

MINUS: Collections During the Month

PLUS/MINUS: Adjustments of Write-offs

End of Month Balance

$ 152,373 (a)

$

$ (b)

$

*

$ 152,373 (c)

*Forany adjustments or Write-offs provide explanation and supporting documentation, if applicable:

June AR was not recognized

POST PETITION ACCOUNTS RECEIVABLE AGING

(Show the total amount for each aging category for all accounts receivable)

0-30 Days 31-60 Days 61-90 Days Over 90 Days Total

$ $ 17,367 $ 17,367 $ 117,638 $ 152,373 (c)

For any receivables in the "Over 90 Days" category, please provide the following:

Receivable

Date

Status (Collection efforts taken, estimate of collectability, write

off, disputed account, etc.)

Tenant remitting partial paymemt. due to Covid-19

Customer

Tourneau 2/18/2020

(a) This number is carried forward from last month's report. For the first report only, this number will be the balance as of the

petition date,

(b) This must equal the number reported in the "Current Month" column of Schedule of Receipts and Disbursements (Page

MOR-2, Line 2B).

(c) These two amounts must equal.

MOR-4

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 4 of 32
ATTACHMENT 2

MONTHLY ACCOUNTS PAYABLE AND SECURED PAYMENTS REPORT

Name of Debtor: Hals Realty Associates LP Case Number: 20-13103-MAM

Reporting Period beginning 08/01/2020 and ending 08/31/2020

In the space below list all invoices or bills incurred and not paid since the filing of the petition. Do not include amounts

owed prior to filing the petition. In the alternative, a computer generated list of payables may be attached provided all

information requested below is included.

POST-PETITION ACCOUNTS PAYABLE

Date

Incurred

Days

Outstanding Vendor Description Amount

$

TOTAL AMOUNT $ (b)

^^Check here is pre-petition debts have been paid. Attach an explanation and copies of supporting

documentation.

ACCOUNTS PAYABLE RECONCILIATION (Post Petition Unsecured Debt Only):

Opening balance

PLUS: New Indebtedness Incurred This Month

$ (a)

$

MINUS: Amount Paid on Post Petition,

Accounts Payable This Month

PLUS/MINUS: Adjustments

Ending Month Balance

$

$

$ (c)

*For any adjustments provided explanation and supporting documentation, if applicable.

SECURED PAYMENTS REPORT

List the status of Payments to Secured Creditors and Lessors (Post Petition Only). If you have entered into a modification

agreement with a secured creditor/lessor, consult with your attorney and the United States Trustee Program prior to

completing this section.

Number of

Post Petition

Payments

Delinquent

Total Amount of

Post Petition Payments

Delinquent

Secured

Creditor /

Lessor

Date Payment

Due This

Month

Amount

Paid This

Month

Bank of America 8/20/2020 27,334.45 0

TOTAL $ 27,334.45 (d)

(a) This number is carried from last month's report. For the first report only, this number will be zero.

(b,c)The total of line (b) must equal line (c).

(d)This number is reported in the "Current Month" column of Schedule of Receipts and Disbursements (Page MOR-2, Line 5N).

MOR-5

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 5 of 32
ATTACHMENT 3

INVENTORY AND FIXED ASSET REPORT

Name of Debtor: Hals Realty Associates LP Case Number: 20-13103-MAM

Reporting Period beginning 08/01/2020 and ending 08/31/2020

INVENTORY REPORT

INVENTORY BALANCE AT PETITION DATE:

INVENTORY RECONCILIATION:

Inventory Balance at Beginning of Month

PLUS: Inventory Purchased During Month

MINUS: Inventory Used or Sold

PLUS/MINUS: Adjustments or Write-downs

Inventory on Hand at End of Month

N/A

$ (a)

$

$

METHOD OF COSTING INVENTORY:

*For any adjustments or write-downs provide explanation and supporting documentation, if applicable.

INVENTORY AGING

Less than 6

months old

6 months to

2 years old

Greater than

2 years old

Considered

Obsolete Total Inventory

100.00% 0.00% 0.00% 0.00% = 100% *

*Aging Percentages must equal 100%

QCheck here if inventory contains perishable items.

Description of Obsolete Inventory:

FIXED ASSET REPORT

FIXED ASSETS FAIR MARKET VALUE AT PETITION DATE:

(Includes Property, Plant and Equipment)

N/A (b)

BRIEF DESCRIPTION: (First Report Only):

FIXED ASSETS RECONCILIATION:

Fixed Asset Book Value at Beginning of Month

MINUS: Depreciation Expense

PLUS: New purchases

PLUS/MINUS: Adjustments or Write-downs

Ending Monthly Balance

$ 649,839 (a)(b)

$

$

$

$ 649,839

*Forany adjustments or write-downs, provide explanation and supporting documentation, if applicable.

BRIEF DESCRIPTION OF FIXED ASSETS PURCHASED OR DISPOSED OF DURING THE REPORTING

PERIOD:

(a) This number is carried forward from last month's report. For the first report only, this number will be the balance as of

the petition date.

(b)Fair Market Value is the amount at which fixed assets could be sold under current economic conditions.

Book Value is the cost of the fixed assets minus accumulated depreciation and other adjustments.

MOR-6

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 6 of 32
ATTACHMENT 4A

MONTHLY SUMMARY OF BANK ACTIVITY

Name of Debtor: Hals Realty Associates LP Case Number: 20-13103-MAM

Reporting Period beginning 08/01/2020 and ending 08/31/2020

Attach a copy of current month bank statement and bank reconciliation to this Summary of Bank Activity. A standard bank reconciliation form can be

found at http://www.usdoj.gov/ust/r21/index.htm. if bank accounts other than the three required by the United States Trustee Program are necessary,

permission must be obtained from the United States Trustee prior to opening the accounts. Additionally, use of less than the three required bank

accounts must be approved by the United States Trustee.

NAME OF BANK: Iberia Bank BRANCH:

ACCOUNT NAME: Hals Realty Associates ACCOUNT NUMBER: 6243

PURPOSE OF ACCOUNT:

Ending Balance Per Bank Statement

Plus Total Amount of Outstanding Deposits

Minus Total Amount of Outstanding Checks and other debits

Minus Service Charges

Ending Balance Per Check Register

143,583.11

$

$

$

$ 143,583.11 '(a)

*Debit cards are used by

**

If Closing Balance is negative, provide explanation:

The following disbursements were paid in Cash (do not include items reported as Petty Cash on Attachment 4D:

(^^Check here if cash disbursements were authorized by United States Trustee)

Date Amount Payee Purpose Reason for Cash Disbursement

TRANSFERS BETWEEN DEBTOR IN POSSESSION ACCOUNTS

Total Amount of Outstanding Checks and other debits", listed above includes:

Transferred to Payroll Account

Transferred to Tax Account

(a) The total of this line on Attachment 4A, 4B, and 4C plus the total of 4D must equal the amount reported as "Ending Balance" on Schedule of Receipts

and Disbursements (Page MOR-2, Line 7).

MOR-7

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 7 of 32
ATTACHMENT 5A

CHECK REGISTER

Name of Debtor: Hals Realty Associates LP Case Number: 20-13103-MAM

Reporting Period beginning 08/01/2020 and ending 08/31/2020

NAME OF BANK: Iberia Bank BRANCH:

ACCOUNT NAME: Hals Realty Associates

ACCOUNT NUMBER: 6243

PURPOSE OF ACCOUNT:

Account for all disbursements, including voids, lost checks, stop payments, etc. In the alternative, a computer generated check register can

be attached to this report, provided all the information requested below is included.

Check

Date Payee Purpose Amount

Number

TOTAL $

MOR-8

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 8 of 32
ATTACHMENT 4B

MONTHLY SUMMARY OF BANK ACTIVITY

Name of Debtor: Hals Realty Associates LP Case Number: 20-13103-MAM

Reporting Period beginning 08/01/2020 and ending 08/31/2020

Attach a copy of current month bank statement and bank reconciliation to this Summary of Bank Activity. A standard bank reconciiiation form can be

found at http://www.usdoj.gov/ust/r21/index.htm. if bank accounts other than the three required by the United States Trustee Program are necessary,

permission must be obtained from the United States Trustee prior to opening the accounts. Additionally, use of less than the three required bank

accounts must be approved by the United States Trustee.

NAME OF BANK: Bank of America BRANCH:

ACCOUNT NAME: Hals Realty Associates LP ACCOUNT NUMBER: 0435

PURPOSE OF ACCOUNT:

Ending Balance Per Bank Statement

Plus Total Amount of Outstanding Deposits

Minus Total Amount of Outstanding Checks and other debits

Minus Service Charges

Ending Balance Per Check Register

$ 979,404.74

$

$

$

$ 979,404.74 ♦^(a)

*Deblt cards are used by

** If Closing Balance is negative, provide explanation:.

The following disbursements were paid in Cash (do not include items reported as Petty Cash on Attachment 4D:

(^]check here if cash disbursements were authorized by United States Trustee)

Date Amount Payee PU-fP-Pse Reason for Cash Disbursement

TRANSFERS BETWEEN DEBTOR IN POSSESSION ACCOUNTS

Total Amount of Outstanding Checks and other debits", listed above includes:

Transferred to Payroll Account

Transferred to Tax Account

$

(a) The total of this line on Attachment 4A, 4B, and 4C plus the total of 4D must equal the amount reported as "Ending Balance" on Schedule of Receipts

and Disbursements (Page MOR-2, Line 7).

MOR-9

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 9 of 32
ATTACHMENT 5B

CHECK REGISTER

Name of Debtor: Hals Realty Associates LP Case Number: 20-13103-MAM

Reporting Period beginning 08/01/2020 and ending 08/31/2020

NAME OF BANK: Bank of America BRANCH:

ACCOUNT NAME: Hals Realty Associates LP

ACCOUNT NUMBER: 0435

PURPOSE OF ACCOUNT:

Account for all disbursements, including voids, lost checks, stop payments, etc. In the alternative, a computer generated check register can

be attached to this report, provided all the information requested below is included.

Check

Date Payee Purpose Amount

Number

TOTAL $

MOR-10

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 10 of 32
ATTACHMENT 4C

MONTHLY SUMMARY OF BANK ACTIVITY

Name of Debtor: Hals Realty Associates LP Case Number: 20-13103-MAM

Reporting Period beginning 08/01/2020 and ending 08/31/2020

Attach a copy of current month bank statement and bank reconciliation to this Summary of Bank Activity. A standard bank reconciiiation form can be

found at http://www.usdoj.gov/ust/r21/index.htm. If bank accounts other than the three required by the United States Trustee Program are necessary,

permission must be obtained from the United States Trustee prior to opening the accounts. Additionally, use of less than the three required bank

accounts must be approved by the United States Trustee.

NAME OF BANK: City National bank BRANCH:

ACCOUNT NAME: Hals Realty Associates LP ACCOUNT NUMBER: 1273

PURPOSE OF ACCOUNT:

Ending Balance Per Bank Statement

Plus Total Amount of Outstanding Deposits

Minus Total Amount of Outstanding Checks and other debits

Minus Service Charges

Ending Balance Per Check Register

$ 305,515.24

$

$

$ 305,515.24 **(a)

‘Debit cards are used by

**

If Closing Balance is negative, provide explanation:.

The following disbursements were paid in Cash (do not include items reported as Petty Cash on Attachment 4D:

(I [Check here if cash disbursements were authorized by United States Trustee)

Date Amount Payee Purpose Reason for Cash Disbursement

TRANSFERS BETWEEN DEBTOR IN POSSESSION ACCOUNTS

"Total Amount of Outstanding Checks and other debits", listed above includes:

$ Transferred to Payroll Account

Transferred to Tax Account

(a) The total of this line on Attachment 4A, 4B, and 4C plus the total of 4D must equal the amount reported as "Ending Balance" on Schedule of Receipts

and Disbursements (Page MOR-2, Line 7).

MOR-11

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 11 of 32
ATTACHMENT 5C

CHECK REGISTER

Name of Debtor: Hals Realty Associates LP Case Number: 20-13103-MAM

Reporting Period beginning 08/01/2020 and ending 08/31/2020

NAME OF BANK: City National bank BRANCH:

ACCOUNT NAME: Hals Realty Associates LP

ACCOUNT NUMBER: 1273

PURPOSE OF ACCOUNT:

Account for all disbursements, including voids, lost checks, stop payments, etc. In the alternative, a computer generated check register can

be attached to this report, provided all the information requested below is included.

Check

Date Payee Purpose Amount

Number

8/19/2020 Fla Dept Revenue Sales Tax 6,181.69

8/24/2020 1002 Bank of America Mortgage

Lawn Maintenance

27,334.45

8/25/2020 1001 Armando Chavez 320.00

TOTAL $ 33,836.14

NMaR{-t2

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 12 of 32
ATTACHMENT 4D

INVESTMENTS ACCOUNTS AND PETTY CASH REPORT

INVESTMENT ACCOUNTS

Each savings and investment account, i.e. certificates of deposits, money market accounts, stocks and bonds, etc,, should

be listed separately. Attach copies of account statements. (Note 1)

Type of Negotiable

Current

Instrument Market Value

CD - FCB XX6965

Face Value Purchase Price Date of Purchase

$ $ 61,759.84

CD - IB XX3039 518,545.94

CD - IB XX6865 967,705.62

CD - IB XX8400 11,570.37

TOTAL $ 1,559,581.77 (a)

PETTY CASH REPORT

The following Petty Cash Drawers/Accounts are maintained:

(Column 2)

Maximum Amount

of Cash in Drawer/

Acct.

(Column 3)

Amount of Petty

Cash On Hand At

End of Month

(Column 4)

Difference between

(Column 2) and

(Column 3)

Location of

Box/Account

$ $ $

TOTAL $ (b)

For any Petty Cash Disbursement over $100 per transaction, attach copies of receipts, if there are no receipts,

provide an explanation

TOTAL INVESTMENT ACCOUNTS AND PETTY CASH (a + b) $ 1,559,531.77 (c)

(c) The total of this line on Attachment 4A, 4B and 4C plus the total of 4D must equal the amount reported as "Ending

Balance" on Schedule of Receipts and Disbursements (Page MOR-2, Line 7).

Note 1; Account statements were not made available. The reported account value was provided by the banks'

representatives.

MOR-13

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 13 of 32
ATTACHMENT 6

MONTHLY TAX REPORT

Name of Debtor: Hals Realty Associates LP Case Number: 20-13103-MAM

Reporting Period beginning 08/01/2020 and ending 08/31/2020

TAXES OWED AND DUE

Report all unpaid post-petition taxes including Federal and State withholding FICA, State sales tax, property tax,

unemployment tax. State workmen's compensation, etc.

Date

Name of Taxing

Authority

Date Last Tax

Payment

Due

Description Amount Tax Return Period

Return Filed

TOTAL $

MOR-14

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 14 of 32
ATTACHMENT?

SUMMARY OF OFFICER OR OWNER COMPENSATION

SUMMARY OF PERSONNEL AND INSURANCE COVERAGES

Name of Debtor: Hals Realty Associates LP Case Number; 20-13103-MAM

Reporting Period beginning 08/01/2020 and ending 08/31/2020

Record all forms of compensation received by or paid on behalf of the Officer or Owner during the month. Include car allowances, payments to retirement plans, loan

repayments, payments of Officer/Owner's personal expenses, insurance premium payments, etc. Do not include reimbursement of business expenses Officer or Owner incurred

and for which detailed receipts are maintained in the accounting records.

Name of Officer or Owner Title Payment Description Amount Paid

PERSONNEL REPORT

Full Time Part Time

Number of employees at beginning of period

Number hired during the period

Number terminated or resigned during period

Number of employees on payroll at end of period

0 0

0 0

0 0

0 0

CONFIRMATION OF INSURANCE

List all policies of insurance in effect, including but not limited to workers' compensation, liability, fire, theft, comprehensive, vehicle, health and life. For the first report, attach a

copy of the declaration sheet for each type of insurance. For subsequent reports, attach a certificate of insurance for any policy in which a change occurs during the month (new

carrier, increased policy limits, renewal, etc.).

Phone

Number

Expiration

Date

Date Premium

Agent and/or Carrier Policy Number Coverage Type Due

Westchester Fire Insurance Co 561-622-2550 D42248976002 Property 11/02/20 N/A

Wright National Flood Ins Co

Wright National Flood Ins Co

Wright National Flood Ins Co

1-800-820-3242 1151026975 Flood 10/14/20 N/A

1-800-820-3242 1151261809 Flood 08/15/21 N/A

1-800-820-3242 1151261808 Flood 08/15/21 N/A

The following lapse in insurance coverage occurred this month;

Policy

Type

Date

Lapsed

Date Reinstated Reason for Lapse

Qcheck here if U.S. Trustee has been listed as Certificate Holder for all insurance policies.

MOR-15

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 15 of 32
ATTACHMENT 8

SIGNIFICANT DEVELOPMENTS DURING REPORTING PERIOD

Name of the Debtor: Hals Realty Associates LP Case Number: 20-13103-MAM

Reporting Period beginning 08/01/2020 and ending 08/31/2020

Information to be provided on this page, includes, but is not limited to: (1) financial transactions that are not reported on this report,

such as the sale of real estate (attach closing statement ); (2) non-financial transactions, such as the substitution of assets or

collateral; (3) modifications to loan agreements; (4) change in senior management, etc.

Attach any relevant documents.

MOR-16

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 16 of 32
City National Bank

Bel FINANCIAL GROUP

Page:

Account:

lof

XXXXXXX127

Client Service

Online

citynational.conn

CityTel

1-800-762-CITY (2

Your Banking Center

Private Client Group

P.O. Box 025620

Miami, FL 33102-5620

Telephone

305-577-7336

800-435-8839

23955 1AV 0.386 P:23955/T:77/S:

y ©Your Lobby: Banking Monday Center - Hours Friday; 8:30am - 5:00pm HALS REALTY ASSOCIATES LIMITED PARTNER

SHIP BANKRUPTCY DEBTOR IN POSSESSION

MICHAEL I GOLDBERG

CASE NO:20-13103-MAM

350 E LAS OLAS BLVD STE 1600

FT LAUDERDALE FL 33301-4247

1=1

For additional locations

and hours, please visit

citvnatlonal.com

Member

FDIC EOlMlHOUSNa

LENDER

Bankruptcy -

NOTICE Account Summary

Account:

Last Statement:

This Statement:

$286,789.72

$305,515.24

$296,569.76

$279,234.41

Beginning Balance:

Ending Balance:

Average Ledger Balance:

Low Balance:

XXXXXXX1273

July 31,2020

August 31, 2020

During a routine audit,

we found that the

Special Checking

Account and Interest

Checking Account were

not being charged for

checks cashed, as per

our schedule of fees.

Daily Activity

Date Descriptor]" , i Deposits/ Withdrawals/

’j, 'Additions . Subtractions"

Balance

07-31 Beginning balance 286,789.72

08-10 Deposit

08-19 Fla Dept Revenue COl 134939502

26,280.83 313,070.55

6,181.69 306,888.86

08-24 Check #1002 27,334.45 279,554.41 L

08-25 Check #1001 320.00 279,234.41

305.515.24 I

We will resume

charging those fees

as of October 1, 2020.

08-31 Deposit 26.280.83 L

08-31 Ending totals 52,561.66 33,836.14 305,515.24

Checks

. Ampurit For details, please visit

citynational.com to

review the Disclosure

& Schedule of Fees for

Personal Accounts.

Date - Number . Date - Amount

1001 08-25 320.00 1002 08-24 27,334.45

* Skip In Check Sequence

Join us on

social media! Continued on the next page

City National Bank is pleased to be considered

for the Daily Business Review’s “Best Of’ list.

We would be honored if you would vote for City National Bank

in questions 20 through 26.

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Voting deadline is September 11,2020.

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Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 17 of 32
^ City National Bank

Bci FINANCIAL GROUP

Outstanding checks^ withdrawals and debits: Bank balance shown on this statement:

Number Description Amount

Add +

$

Deposits not credited on this statement (if any)

Total

Subtract - outstanding items

Total $ Cr>Balance*

*This balance should agree with your checkbook balance after deducting service charge (if any) or adding interest (if any) shown on this statement.

In Case of Errors or Questiorts About Your Electronic Funds Transfer on a Consumer Account:

Contact your local City National Bank banking center, or for lost check card call us at 1-800-762-2489 24-hours a day or write us (City National Bank,

c/o E.F.T. Department, P.O. Box 025606, Miami, Florida 33102-5606) as soon as possible. If you think your statement or receipt is wrong or if you

need more information about a transfer on the statement or receipt, we must hear from you no later than 60 days after we sent you the FIRST

statement on which the error or problem appeared. (1) Tell us your name and account number, (2) describe the error or the transfer you are

unsure about, and explain as clearly as you can why you believe there is an error or why you need more information, and (3) tell us the dollar

amount of the suspected error and the date the transaction occurred. We will investigate your complaint and will correct any error promptly. If we

take more than 10 business days to do this and this is a consumer account, we will re-credit your account for the amount you think is in error so

that you will have use of the money during the time it takes us to complete our investigation.

Consumer Lines of Credit Finance/Interest Charge Calculation Information:

City National Bank calculates FINANCE/INTEREST CHARGES on your account by applying the periodic rate to the "daily balance" of your account for

each day in the billing cycle. These daily finance charges are added together to determine the finance charge for the billing cycle. To get the "daily

balance" we take the beginning balance of your account each day of the billing cycle, add any new advances, and subtract any payments made or

credits issued and any unpaid interest or other finance charges.

In Case of Errors or Questions About Your Line of Credit Bill:

If you think your bill is wrong, or if you need more information about a transaction on your bill, write us at City National Bank, c/o Loan Services

Department, P.O. Box 025606, Miami, Florida 33102-5606 or call (305) 577-7343 or call toll free 1-800-230-0332 as soon as possible. We must hear

from you no later than 60 days after we sent you the first bill on which the error or problem appeared. Telephoning us will not preserve your

rights. In your letter, please provide: (1) your name and account number, (2) the dollar amount of the suspected error, and (3) describe the error

and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have

to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. Whiie we

investigate your question, we cannot report you as delinquent or take any action to collect the amount your question.

Important - for Repurchase Agreements:

Investment products are not insured by the FDIC or by any federal government agency. They are not a deposit or other obligation of, or

guaranteed by. City National Bank or any of its affiliates. They are subject to investment risks, including possible loss of the principal amount

invested.

Access your account(s) 24 hours a day via online banking, mobile apps and with CityTel by calling 800-762-CITY or 856-470-1000.

EQUAL HOUSHIO

LENDER citynational.com MEMBER FDIC 19-0137/rev060319

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 18 of 32
BANK OF AMERICA*’^

PRIVATE BANK

P.O.Box 15284

Wilmington, DE19850

Client service information

1.800.878.7878

AJ 0910 0 484 574 0320S #®01 AV 0.389 bankofamerica.com/privatebank

Bank of America, N.A

P.O. Box 25118

Tampa, FL 33622-5118

HALS REALTY ASSOCIATES LP

DEBTOR IN POSSESSION CASE

NO 20-13103-MAM ACCOUNT

411 S COUNTY RD STE 201

PALM BEACH, FL 33480-6714

Your Business Advantage Checking

for August 1,2020 to August 31,2020

HALS REALTY ASSOCIATES LP DEBTOR IN POSSESSION

Account number: 435

CASE NO 20-13103-MAM ACCOUNT

Account summary

Beginning balance on August 1,2020

Deposits and other credits

Withdrawals and other debits

Checks

$944,670.50

34,734.24

# of deposits/credits: 2

# of withdrawals/debits: 0

-0.00 ft of items-previous cycieT 0

ft of days in cycle: 31

Average ledger balance: $972,121.75

’Includes checks paid.deposited items&other debits

-0.00

Service fees -0.00

Ending balance on August 31,2020 $979,404.74

Important disclosure information listed on the "Important Information for Bank Deposit Accounts’ page.

PULL:E CYCLE: S3 SPEC; 0 OEUVERY: P lYPE: IMAGE; I 8C;JAX Page 1 of 4

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 19 of 32
HAl_S REALTY ASSOCIATES LP | Account# 0435 I August 1,2020 to August 31, 2020

IMPORTANT INFORMATION:

BANK DEPOSIT ACCOUNTS

How to Contact Us - You may call us at the telephone number listed on the front of this statement.

Updating your contact information - We encourage you to keep your contact information up-to-date. This includes address,

email and phone number. If your information has changed, the easiest way to update it is by visiting the Help & Support tab of

Online Banking.

Deposit agreement - When you opened your account, you received a deposit agreement and fee schedule and agreed that your

account would be governed by the terms of these documents, as we may amend them from time to time. These documents are

part of the contract for your deposit account and govern all transactions relating to your account, including all deposits and

withdrawals. Copies of both the deposit agreement and fee schedule which contain the current version of the terms and

conditions of your account relationship may be obtained at our financial centers.

Electronic transfers: In case of errors or questions about your electronic transfers - If you think your statement or receipt is

wrong or you need more information about an electronic transfer (e.g., ATM transactions, direct deposits or withdrawals,

point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of

this statement as soon as you can. We must hear from you no later than 60 days after we sent you the FIRST statement on

which the error or problem appeared.

Tell us your name and account number.

Describe the error or transfer you are unsure about, and explain as clearly as you can why you believe there is an error

or why you need more information.

Tell us the dollar amount of the suspected error.

For consumer accounts used primarily for personal, family or household purposes, we will investigate your complaint and will

correct any error promptly. If we take more than 10 business days (10 calendar days if you are a Massachusetts client) (20

business days if you are a new client for electronic transfers occurring during the first 30 days after the first deposit is made

to your account) to do this, we will provisionally credit your account for the amount you think is in error, so that you will have

use of the money during the time it will take to complete our investigation.

For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our

investigation.

Reporting other problems - You must examine your statement carefully and promptly. You are in the best position to discover

errors and unauthorized transactions on your account. If you fail to notify us in writing of suspected problems or an

unauthorized transaction within the time period specified in the deposit agreement (which periods are no more than 60 days

after we make the statement available to you and in some cases are 30 days or less), we are not liable to you and you agree to

not make a claim against us, for the problems or unauthorized transactions.

Direct deposits - If you have arranged to have direct deposits made to your account at least once every 60 days from the same

person or company, you may call us to find out if the deposit was made as scheduled. You may also review your activity online

or visit a financial center for information.

Banking products are provided by Bank of America, N.A., and affiliated banks. Members FDIC and wholly owned subsidiaries of

Bank of America Corporation.

Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC. and a wholly-owned subsidiary of Bank of

America Corporation (“BofA Corp.”).

©2020 Bank of America Corporation

Bank of America, N.A. Member FDIC and Equal Housing Lender

Page 2 of 4

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 20 of 32
BANK OF AM ERICA Your checking account

PRIVATE BANK

HALS REALTY ASSOCIATES LP 1 Account# 135 I August 1.2020 to August 31,2020

Deposits and other credits

Description

08/05/20 TOURNEAU DESiPAYABLES 10:014573 INDNiHALS REALTY ASSOCIATES CO

10:1208540199 PPO

08/10/20 TOURNEAU OES:PAYABLES 10:014573 IN0N:HALS REALTY ASSOCIATES CO

10:1208540199 PPO

Date Amount

17,367.12

17,367,12

$34,734.24 Total deposits and other credits

Daily ledger balances

Balance{$) Date Balance ($) Date Balance ($) Date

08/01 944,670.50 08/05 962,037.62 08/10 979,404.74

Page 3 of 4

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 21 of 32
HALS REALTY ASSOCIATES LP | Account# 0435 I August 1,2020 to August 31,2020

This page intentionally let t blank

Page 4 of 4

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 22 of 32
STATEMENT OF ACCOUNT

IBERIABANK Date 8/31/20 Page 1 of 2

I

29587119041 "AUT05-DIGIT 33401 R P3T75

HALS REALTY ASSOCIATES

^ C/0 WALKING STREETS

029587 PO BOX 2528

PALM BEACH FL 33480

PLEASE CONTACT YOUR

RELATIONSHIP MANAGER

WITH ANY OUESTIONS

OR CALL

1-800-968-0801

24-hr Online Banking

iberiabank.com

029687

ACCOUNT NUMBER 6243 FREE BUSINESS CHECKING

Previous Balance

1 Deposits/Credtts

Checks/Debits

Service Charge

interest Paid

Current Balance

73,170.24 8/03/20 thru 8/31/20

70,412.87

Statement Dates

Days this Statement Period

Average Ledger Balance

Average Collected Balance

29

109,590 69

109,590 69

,00

.00

.00

143,583.11

DEPOSITS AND CREDITS

Amount

70,412.87

Description

PAYMENT JPMORGAN CHASE B

CCD HALS REALTY ASSOCIATES

Date

8/17

DAILY BALANCE INFORMATION

Balance

143,583.11

Balance Date

73,170,24

Date

8/03 8/17

Please examine Itiis statement upon receipt and report at once if you find any difference.

If no error is reported in 30 days, Ihe account will be considered correct. All items are credited subject to final payment. 0000194

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 23 of 32
IBERIABANK Page 2 of 2

THIS FORM IS PROVIDED TO HELP YOU BALANCE

YOUR BANK STATEMENT

CHECKS OUTSTANDING-NOT

CHARGED TO ACCOUNT

BANK BALANCE SHOWN

ON THIS STATEMENT $

No. $

ADD

DEPOSITS NOT SHOWN

ON THIS STATEMENT

(IF ANY) $

TOTAL $

SUBTRACT—

CHECKS OUTSTANDING $

BALANCE $

SHOULD AGREE WITH YOUR CHECK BOOK BALANCE

AFTER DEDUCTING SERVICE CHARGE

(IF ANY) SHOWN ON THIS STATEMENT.

NOTE

Please make sure you have entered in your

check register all automatic transactions,

such as charges and interest earned, shown

on the front of this statement.

TOTAL

Please examine immediately and report if incorrect. If no reply is

received within 30 days the account will be considered correct.

Member In Case of Errors or Questions About Your Electronic Transfers

TELEPH0KEUSAT:1-800482-3231 Oft

WHITE US AT; P. 0. BOX 7299, Uttle Hock, Aft 72217-7299

As soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt.

We must hear from you no iater than 60 days after we sent you the FIftST statement on which the problem appeared.

FDIC roiUL HausaB

LENDER

1 )Tell us your name and account number.

2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information.

3) Tell us the dollar amount of the suspected error.

We will investigate your complaint and will correct any error promptly. If we take more than ten business days to do this, we will credit your account for the amount you think is in error, so that you will have

use of the money during the time it takes us to complete our investigation. This Regulation E error resolution notice is only applicable to consumer accounts. A consumer aaount is defined as an account

used primarily for personal, family and household purposes.

LINE OF CREDIT ACCOUNT INFORMATION

Refer to the Line of Credit section of this statement. We figure the finance charge on your account by applying the periodic rate to the "Average Daily Balance" of your account (including current transactions).

To get the "Average Daily Balance" we take the beginning balance of your account each day, add any new advances, and subtrart any payments or credits. This gives us the daily balance. We then add up

all the daily balances for the billing cycle and divide the total by the number of days in the billing cycle. This gives us the "Average Daily Balance." We then multiply this Average Daily Balance by the daily

periodic rate that has been established for your Account (shown on your statement along with the corresponding annual percentage rate) and then we multiply the product by the number of days in the

billing cycle. The result is the dollar figure shown on your statement as "Finance Charge." Finance Charges for advances on your line will begin to accrue on the date such advances are posted to your account

and will continue until the date your account is paid in full. There is no grace period that would allow you to avoid a finance charge on your account. On the closing date of your billing cycle, we will calculate

the amount of your minimum payment due as per your original contract. We figure this minimum payment by calculating a percentage of the New Balance of your account (less any amount you have writ

ten to us to dispute that we are currently investigating). "New Balance" means the total outstanding balance of your line on any cycle closing date which includes principal. If the New Balance is less than

or equal to the minimum payment required on your account, your minimum payment will be the entire New Balance (less any disputed amount), plus finance charges and other fees. If you have elected to

make equal or level payments on your Account, your minimum payment will be calculated accordingly. The amount of your minimum payment is disclosed to you on this statement and will be automatically

deducted from your checking account. If you wish to make payments in addition to those which are automatically deducted from your checking account, you may do so at any time. Payments may be mailed

to the address shown on the statement, Attn.: Loan Accounting. Additional payments which are mailed to that address will be credited to your account as of the date of receipt. Payment made at any branch

office will be credited promptly to your account, but in no event later than 5 days after receipt.

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR LINE OF CREDIT ACCOUNT STATEMENT

If you think your bill is wrong, or if you need more information about a transaction on your statement, write us on a separate sheet at the address shown on the face of this statement as soon as possible. We

must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights.

In the letter, please give us the following information:

• Your name and account number.

• The dollar amount ofthesusperted error.

• Desaibe the enor and explain, if you can, why you believe there is an error. If you need more information, describe the item that you are not sure about. You do not have to pay any amount

in question while we are Investigating, but you are still obligated to pay the parts of your bill that ate not in question. While we are investigating your question, we cannot report you as

delinquent or take any action to collect the amount you question.

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 24 of 32
M oiuun ouiii(jdify

P.O. Box 33003

St. Petersburg. FL 33733-8003

Customer Service: 1-800-820-3242

Claims: 1-800-725-9472

FLOOD DECLARATIONS PAGE

RENEWAL

S i

4836835

7/27/20

2000 11523 FLD RGLR WRIGHT Wright N»t»on»J Flood Jnsunnce Compiny

Policy Number NFIP Policy Number Product Type: Standard Policy

09 1151261809 05 1151261809 General Property Form

Policy Period Date of Issue Agent Code Prior Policy Number

From: 8/15/20 To: 8/15/21 12:01 am Standard Time 07/27/2020 0144908 87044947852014

Agent (561)622-2550

CELEDINAS INSURANCE GROUP

4400 PGA BLVD STE 1000

PALM BEACH GARDENS FL 33410-6563

HALS REALTY ASSOC LP

PO BOX 2528

PALM BEACH FL 33480-2528

Address may have been changed in accordance with USPS standards.

Property Location (if other than above)

401 S COUNTY RD, PALM BEACH FL 33480

Rating Information

Original New Business Effective Date; 8/15/2014 Flood Risk/Rated Zone: AE

Grandfathered: No

Building Occupancy: Business Non-Residential

Primary Residence; N

Condo Type; N/A

Community#: 120220

Community Rating; 07 /15%

Community Name: PALM BEACH, TOWN OF

Map Panel/Suffix

Number of Floors; Two Floors

Building Indicator; Non-Elevated

Basement/Enclosure/Crawlspace:

No Basement

Elevation Difference: 0

: 0583 F

Program Status: Regular

Deductible Annual Premium Coverage

$2,940.00

$0.00

$2,940.00

$368.00

$6.00

$387.00

$2,191.00

$5,000

INSURED DECLINED CONTENTS COVERAGE

ANNUAL SUBTOTAL

DEDUCTIBLE DISCOUNT/SURCHARGE

ICC PREMIUM

COMMUNITY RATING DISCOUNT

SUB-TOTAL

$500,000

NO CONTENTS COVERAGE

BUILDING

CONTENTS

THIS IS NOT A BILL

DEAR MORTGAGEE

The Reform Act of 1994 requires you to notify

the WYO company for this policy within 60 days

of any changes in the servicer of this loan.

The above message applies only when there

is a mortgagee on the insured location.

$394.00

$0.00

$50.00

$250.00

RESERVE FUND ASSESSMENT

PROBATION SURCHARGE

FEDERAL POLICY SERVICE FEE

HF\AA SURCHARGE

TOTAL WRITTEN PREMIUM AND FEES; $2,885.00 Premium Paid by: Insured

Special Provisions:

This policy covers only one building. If you have more than one building on your property, please make sure they are all covered. See III. Property

Covered within your Flood policy for the NFIP definition of “building” or contact your agent, broker, or insurance company. Please refer to the policy

for complete terms, conditions, and exclusions. A full, digital copy of your flood policy form is available at www.wrightnood.com/policyforms.html. Tne

form which applies to your policy coverage is: General Property Form

No Additions and Extensions

Forms and Endorsements:

WFL 99,415 1117 1117 FFL 99.310 0120 0120 WFL 99,116 0614 0614

This policy is issued by NAIC company 11523

Wright National Flood Insurance Company A stock company

Copy Sent To: As indicated on back or additional pages, if any. Patricia Templeton-Jones,

DOOOS 01700 O14 4'1OaO'111512Llfl0=iBDEOTDE

Insured

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 25 of 32
FFL99.001 0519

4836835

7/27/20

09 1151261809 05

Agent (561)622-2550

CELEDINAS INSURANCE GROUP

4400 PGA BLVD STE 1000

PALM BEACH GARDENS FL 33410-6563

First Mortgagee

Loan 1335909

BANK OF AMERICA NA

ISAOA

FL9-400-04-36

PO BOX 40329

JACKSONVILLE FL 32203-0329

Refer to www.fema.gov/cost-of-flood for more information about flood risk and policy rating.

Claims Information;

Please contact your agent or go to www.wrightflood.com to enter your claim as well as

receive important information to mitigate the damage to your property. If you need to

reach the insurance company the number is 1-800-725-9472.

0mM'10flD=illSlEt,lfi0=]2Q20'10E DDD02

Insured

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 26 of 32
wngni National nooo insuianoe v^oiinjany

A Stock Company

P.O. Box 33003

St. Petersburg, FL 33733-8003

Customer Service: 1-800-820-3242

Claims: 1-800-725-9472

4836835

7/27/20

WRIGHT

Wright National Flood Insurance Company

Privacy Statement

09 1151261809 05 8/15/20

2000 11523 FLD RGLR

Revised: January 1,2020

This Privacy Statement explains our privacy practices, including how we use your non-public personal information ( Personal

Information") and to whom it is disclosed. We may amend this Privacy Statement from time to time consistent tvith applicable

privacy layvs.

Wright National Flood Insurance Company and its affiliates. Wright National Flood Insurance Services. LLC. DBA Wright Flood

Insurance Services. LLC in California, and Wright National Flood Insurance Services of New York, LLC. member companies of

The Wright Insurance Group, LLC. follow the privacy practices described in this Privacy Statement. Depending on the business

thev perfonn. these affiliates may also share infonnation as described below.

We may collect Personal Information about you from the following sources:

• Infonnation we receive from you on applications or other forms we receive from you or your authorized representative, such as

your name, address, social security number, tax identification number, asset information and income information;

* Information about your transactions with us or the services being performed by, us. our affiliates or others, such as information

concerning your policy, premiums, payment history, infonnation about your home or other real property, information from

lenders and other third parties involved in such a transaction, account balances, credit card numbers and payment liistones;

• Information we receive from you tlirough our internet websites, such as your name, address, email address. Internet Protocol

address, the website links you used to get to our site(s) and the pages viewed while at our site(s): and

• Information we receive from consumer or other reporting agencies.

Protection of the Confidentiality and Security of Your Personal Information

We maintain phvsicai. electronic and procedural safeguards designed to protect yxnir Personal Infonnation from unauthorized

access or intrusion. We limit access to the Personal Infonnation to those employees who need such access in connection with

providing products or sendees to you or for other legitunate business purposes.

Sharing of Personal Information

We do not disclose Personal Infonnation about our customers or former customers to anyone, except as permitted by law. We do

not share information we collect from consumer or credit reporting agencies with our affiliates or others without your consent

unless such disclosure is otheiwdse permitted by law.

Consistent with applicable law. we may nevertheless provide all or some of the Personal Infonnation described abo\ e (excluding

infonnation we receive from consumer or other credit reporting agencies) to the following individuals and companies.

* to our affiliates, including insurance companies and agents to provide you with semces you have requested or as otherwise

permitted under applicable law;

• to insurance agents, brokers, representatives, support organizations or others:

• to the e.xtent necessary to proxdde you with services you have requested, so long as the above entities and persons agree not

to further disclose your Personal Information except to the extent necessary to carry out the requested sendee on your

behalf;

« to enable us to detect or prevent criminal activity, firaud, material misrepresentation or nondisclosure in connection with

an insurance transaction; and

00002 □ 1700 0mH‘^0fl0'IllS12hiaQ‘i2020'^01

Insured

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 27 of 32
4836835

09 1151261809 05 7/27/20

• in connection with perfonning an insurance transaction for > ou;

• to third-party contractors or sendee providers for the purpose of detennining your eligibility for an insurance benefit or

payment and/or pro\ ide you with services you have requested; and

• to an insurance regulatory authority, or a law enforcenienl or other governmental authoritv.

Sharing of Personal Information With Service Providers

We may share some or all of the Personal Information (e.xcluding information we receive from consumer or other credit reporting

agencies) that we collect about you with nonaffiliated third parties to provide sendees or functions on our behalf pursuant to a

contractual agreement prohibiting the third party from disclosing or using your Personal Information other than to cany out the

purposes for which we disclosed the Personal Information. Such sendees may include the marketing of financial products or

services offered pursuant to agreements between one or more financial institutions.

Right to Opt Out of Information Sharing With Nonafliliated Parties Other Than As Permitted By Law

Under certain circumstances not applicable here, financial institutions are required to offer consumers the right to "opt out" of the

sharing of Personal Infonnation with nonaffiliated parties, when such sharing of Personal Information is not authori/ed by law.

Since we do not share your Personal Infonnation with nonaffiliated third parties except as expressly permitted by law. tlris notice

and "opt out" opportunity does not appl,\ to you.

For Residents of California, New Mexico and Vermont: Your Authorization Is Required Prior To The

Sharing of Your Information With Nonaffiliated Third Parties Other Than As Permitted By Law

Under certain circumstances not applicable here, financial institutions are required to obtain your authorization ("opt in") prior to

sharing your Personal Information with nonaffiliated third parties, when such sharing of Personal Information is not authorized by

law. Since we do not share your Personal Information with nonaffiliated third parties except as expressly permitted by law. this

notice and "opt in" opportunity does not apply to you.

Right to Access Your Personal Information and Ability To Correct Errors Or Request Changes Or

Deletion

As required by applicable law. we will afford you the right to access your Personal Information, under certain circumstances to find

out to whom your Personal Information has been disclosed, and request correction or deletion of your Personal Infonnation. Where

permitted by law. we may charge a reasonable fee to cover the costs incurred in responding to such requests. All requests must be

made in writing to the following address:

Privacy Compliance Officer

Wright National Flood Insurance Company

801 94th Avenue North - Suite 110

St. Petersburg, FL 33702

Compliance(S)weareflood.com

1-800-820-3242, ext 7777

omM^oamiisisbiaoiEOSOTQi OQOOS

Insured

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 28 of 32
A Stock Company

P.O. Box 33003

St. Petersburg, FL 33733-8003

Customer Service: 1-800-820-3242

Claims: 1-800-725-9472

FLOOD DECLARATIONS PAGE

RENEWAL

i-Fuya.uu i uo la

4836830

7/27/20

2000 11523 FLD RGLR

WRIGHT Wright NaMoniJ FloctJ Insurance Company

NF(P Policy Number Product Type: Standard Policy

1151261808 General Property Form

Policy Number

09 1151261808 05

Date of Issue Agent Code Prior Policy Number

07/27/2020

Policy Period

From: 8/15/20 To: 8/15/21 12:01 am Standard Time 0144908 87044947842014

Agent(561)622-2550

CELEDINAS INSURANCE GROUP

4400 PGA BLVD STE 1000

PALM BEACH GARDENS FL 33410-6563

HALS REALTY ASSOC LP

PO BOX 2528

PALM BEACH FL 33480-2528

Address may have been changed in accordance with DSPS standards.

Property Location (if other than above)

411 S COUNTY RD, PALM BEACH FL 33480

Rating Information

Original New Business Effective Date: 8/15/2014 Flood Risk/Rated Zone; A07

Grandfathered: No

Building Occupancy; Business Non-Residential

Primary Residence: N

Condo Type: N/A

Community #: 120220

Community Rating; 07 /15%

Community Name; PALM BEACH, TOWN OF

Map Panel/Suffix

Number of Floors; Two Floors

Building Indicator: Non-Elevated

Basement/Enclosure/Crawlspace:

No Basement

Elevation Difference: 0

: 0003 C

Program Status: Regular

Deductible Annual Premium

Coverage

$2,940.00

$0.00

$2,940.00

$368.00

$6.00

$387.00

$2,191.00

$5,000

INSURED DECLINED CONTENTS COVERAGE

ANNUAL SUBTOTAL;

DEDUCTIBLE DISCOUNT/SURCHARGE:

ICC PREMIUM:

COMMUNITY RATING DISCOUNT:

SUB-TOTAL:

$500,000

NO CONTENTS COVERAGE

BUILDING

CONTENTS

THIS IS NOT A BILL

DEAR MORTGAGEE

The Reform Act of 1994 requires you to notify

the WYO company for this policy within 60 days

of any changes in the servicer of this loan.

The above message applies only when there

is a mortgagee on the insured location.

$394.00

$0.00

$50.00

$250.00

RESERVE FUND ASSESSMENT

PROBATION SURCHARGE

FEDERAL POLICY SERVICE FEE

HFIAA SURCHARGE

TOTAL WRITTEN PREMIUM AND FEES: $2,885.00 Premium Paid by: Insured

Special Provisions:

This policy covers only one building. If you have more than one building on your property, please make sure they are all covered. See III. Prope^

Covered within your Flood policy for the NFIP definition of “building” or contact your agent, broker, or insurance company. Please refer to the policy

for complete terms, conditions, and exclusions. A full, digital copy of your flood policy form is available at www.wrightflood.conn/policyforms.html. The

form which applies to your policy coverage is: General Property Form

No Additions and Extensions

Forms and Endorsements:

WFL 99.415 1117 1117 FFL 99,310 0120 0120 WFL 99.116 0614 0614

.0 This policy is issued by NAIC company 11523

Wright National Flood Insurance Company A stock company

Copy Sent To: As indicated on back or additional pages, if any. Patricia Templeton-Jones, President ^

□ 0001 Dit.‘=n omM^oao'iiisiELiaofiBoso'ios

Insured

Case 20-13103-MAM Doc 120 Filed 09/15/20 Page 29 of 32
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First Mortgagee

Loan 1335909

BANK OF AMERICA NA

ISAOA

FL9-400-04-36

PO BOX 40329

JACKSONVILLE FL 32203-0329

Agent (561)622-2550

CELEDINAS INSURANCE GROUP

4400 PGA BLVD STE 1000

PALM BEACH GARDENS FL 33410-6563

Refer to www.fema.gov/cost-of-flood for more information about flood risk and policy rating.

Claims Information:

Please contact your agent or go to www.wrightflood.com to enter your claim as well as

receive important information to mitigate the damage to your property. If you need to

reach the insurance company the number is 1-800-725-9472.

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Insured

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Wright National Flood Insurance Company

A Stock Conrrpany

P.O. Box 33003

St. Petersburg, FL 33733-8003

Customer Service: 1-800-820-3242

Claims; 1-800-725-9472

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WRIGHT

Wright National Flood Insurance Company

Privacy Statement

8/15/20 09 1151261808 05

2000 11523 FLD RGLR

Revised: January 1, 2020

This Privaev Statement explains our privac\ practices, including how we use your non-public personal information ("Personal

Infonnation") and to whom it is disclosed. We may amend this Privacy Statement from time to time consistent with applicable

privacy laws.

Wright National Flood Insurance Company and its affiliates. Wright National Flood Insurance Services. LLC. DB.A Wright Flood

Insurance Seiviccs. LLC in California, and Wright National Flood Insurance Sendees of New York. LLC. member companies of

The Wright Insurance Group. LLC. follow the privacy practices described in this Privacy Statement. Depending on the business

they perform, these affiliates may also share information as described below.

may collect Personal Information about you from the following sources:

Information we receive from you on applications or other forms we receive from you or your authorized representative, such as

address, social security number, tax identification number, asset infonnation and income information;

Information about your transactions with us or the services being perfonned by. us. our affiliates or others, such as infonnation

concerning your policy, premiums, payment liistory. infonnation about your home or other real properly, infonnation from

lenders and other third parlies involved in such a transaction, account balances, credit card numbers and payment histories;

Information we receive from you tlirough our internet websites, such as your name, address, email address. Internet Protocol

address, the website links you used to get to our sile(s) and the pages viewed while at our site(s); and

Information we receive from consumer or other reporting agencies.

Protection of the Confidentiality and Security of Your Personal Information

We maintain physical, electronic and procedural safeguards designed to protect your • k

access or intrusion. We limit access to the Personal Information to tliose employees who need such access in connection with

providing products or services to you or for other legitimate business purposes.

Sharing of Personal Information

We do not disclose Personal Information about our customers or former customers to anyone, except as pennilted by law. We do

not share information we collect from consumer or credit reporting agencies with our affiliates or others without your consent

unless such disclosure is othenvise permitted by law.

Consistent with applicable law. we may nevertheless provide all or some of the Personal Information described above (excluding

information we receive from consumer or other credit reporting agencies) to the following individuals and companies:

We

vour name, t

Personal Information from unauthorized

affiliates, including insurance companies and agents to provide you with services you have requested or as othenvise to our

permitted under applicable law;

to insurance agents, brokers, representatives, support organizations or others;

• to the extent necessary to provide you with services you have requested, so long as the above entities and persons agree not

to further disclose your Personal lnfonnation e.xcept to the extent necessary to cany out the requested sendee on your

behalf;

• to enable us to detect or prevent criminal activity, fraud, material misrepresentation or

an insurance transaction; and

nondisclosure in connection with

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• in connection with performing an insurance transaction for you;

• to third-party contractors or senicc pro\ iders for the purpose of determining your eligibilit\ for an insurance benefit or

payment and/or provide you with seivices you ha^■c requested; and

• to an insurance regulatory authorin', or a law enforcement or other governmental authority.

Sharing of Personal Information With Service Providers

We may share sonic or all of the Personal Information (e.xcluding information we receive from consumer or other credit reporting

agencies) that we collect about you with nonafiilialcd tliird parties to provide services or functions on our behalf pursuant to a

contractual agreement prohibiting the third party from disclosing or using your Personal Information other titan to carr>' out the

purposes for which we disclosed the Personal information. Such services may include the marketing of financial products or

services offered pursuant to agreements between one or more financial institutions.

Right to Opt Out of Information Sharing With Nonaffiliated Parties Other Than As Permitted By Law

Under certain circumstances not applicable here, financial institutions are required to offer consumers the right to "opt out" of the

sharing of Personal Infonnation with nonaffiliated parties, when such sharing of Personal Information is not authorized by law.

Since we do not share your Personal Information with nonaffiliated tliird parties except as expressly permitted by law, this notice

and "opt out" opportunity does not apply to you.

For Residents of California, New Mexico and Vermont: Your Authorization Is Required Prior To The

Sharing of Your Information With Nonaffiliated Third Parties Other Than As Permitted By Law

Under certain circumstances not applicable here, financial institutions are required to obtain your authorization ("opt in") prior to

sharing your Personal Information with nonaffiliated tliird parties, when such sharing of Personal Information is not authorized by

law. Since we do not share your Personal Information with nonaffiliated third parties except as expressly pennitted by law, tliis

notice and "opt in" opportunity does not apply to you.

Right to Access Your Personal Information and Ability To Correct Errors Or Request Changes Or

Deletion

As required by applicable law, we will afford you the right to access your Personal Infonnation, under certain circumstances to find

out to whom your Personal Infonnation has been disclosed, and request correction or deletion of your Personal Infonnation. Where

pennitted by law, we may charge a reasonable fee to cover the costs incurred in responding to such requests. All requests must be

made in wTiting to the following address;

Privacy Compliance Officer

Wright National Flood Insurance Company

801 94th Avenue North - Suite 110

St. Petersburg, FL 33702

CompIiance(a)weareflood.com

1-800-820-3242, ext 7777

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Insured

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