B&S File No. 21-F00118 1 of 3

UNITED STATES BANKRUPTCY COURT

SOUTHERN DISTRICT OF FLORIDA

WEST PALM BEACH DIVISION

In re:

ROBERTO FRANCISCO ORUE, II aka Robert F Orue aka 

Roberto F Orue aka Robert Orue aka Roberto Orue,

Debtor 

_________________________________________/

CASE NO: 21-10553-MAM

CHAPTER 13

FREEDOM MORTGAGE CORPORATION'S OBJECTION

TO CONFIRMATION OF DEBTOR’S THIRD MODIFIED CHAPTER 13 PLAN

Freedom Mortgage Corporation ("Secured Creditor"), by and through its undersigned 

counsel, files this Objection to Confirmation of Debtor’s Third Modified Chapter 13 Plan (Doc 60), 

and states as follows:

1. The Debtor filed a voluntary petition pursuant to Chapter 13 of the Bankruptcy Code 

on January 22, 2021.

2. Secured Creditor holds a security interest in the Debtor's real property located at 7667 

NW Greenspring St, Port Saint Lucie, FL 34987 (the “Property”), by virtue of a Mortgage which is 

recorded in Official Records Book 4178, at Page 2025, of the Public Records of Saint Lucie County, 

Florida. Said Mortgage secures a Note in the amount of $281,742.00.

3. The Debtor filed a Third Modified Chapter 13 Plan (the “Plan”) on December 9, 2021 

(Doc 60), to which Secured Creditor objects for the following reasons:

4. The Plan terms are not in line with the loan modification. The loan modification trial 

plan payment (“TPP Payments”) terms required $2,148.31 to be paid for the months of October 2021 

through December 2021.

5. The Third Modified Plan pays $13,865.17 for historical payments through December 

2021 but proposes to cure the TPP Payments in January 2022.

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6. A review of the Trustee ledger shows only one TPP Payment has been made on 

November 2, 2021 in the amount of $2,148.31. The Debtor is attempting to pay the two remaining 

TPP Payments in January 2022.

7. Secured Creditor objects as the TPP Payments were not made timely and the trial 

modification was canceled.

WHEREFORE, Secured Creditor respectfully requests the entry of an Order which denies 

confirmation of the Plan unless such plan is amended to overcome the objections of Secured Creditor 

as stated herein, and for such other and further relief as the Court may deem just and proper.

BROCK & SCOTT, PLLC

Attorney for Secured Creditor

2001 Northwest 64th Street, Suite 130

Fort Lauderdale, FL 33309

Phone: 813-342-2200

Fax: 954-618-6954

Floridabklegal@Brockandscott.com

/s/ Patrick Hruby

______________________________________

PATRICK HRUBY, ESQUIRE

Florida Bar No. 0088657

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I HEREBY CERTIFY that a true copy hereof has been served electronically or via U.S. 

mail, first-class postage prepaid, to: ROBERTO FRANCISCO ORUE, II, 7667 NW 

GREENSPRING ST, PORT SAINT LUCIE, FL 34987; Justin Lefko, 302 S SECOND STREET, 

Fort Pierce, FL 34950; Colin V Lloyd, 302 So 2 St, Ft. Pierce, FL 34950; Robin R Weiner, P.O. Box 

559007, Fort Lauderdale, FL 33355; Office of the US Trustee, 51 S.W. 1st Ave., Suite 1204, Miami, 

FL 33130, this 12th day of January, 2022.

BROCK & SCOTT, PLLC

Attorney for Secured Creditor

2001 Northwest 64th Street, Suite 130

Fort Lauderdale, FL 33309

Phone: 813-342-2200

Fax: 954-618-6954

Floridabklegal@Brockandscott.com

/s/ Patrick Hruby

______________________________________

PATRICK HRUBY, ESQUIRE

Florida Bar No. 0088657

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