ANGEL M PEREZ

Case 21-12136-MAM Doc 58 Filed 06/04/24 Page 1 of 5
Debtor 1 ANGEL M PEREZ

FlrstName 

■,,, Sign Here 

MlddleNa-ne 

Case number (llkoown)_2_ 1_-_12_1_3_6 

Last _________ _ Name 

The person completing this Notice must sign it. Sign and print your name and your title, if any, and state your address and 

telephone number.

Check the appropriate box. 

D I am the creditor. 

0 I am the creditor's authorized agent. 

I declare under penalty of perjury that the information provided in this claim is true and correct to the best of my 

knowledge, information, and reasonable belief. 

X /s/ Anna Brown 

Signature 

Print: Anna J. Brown 

First Name 

Company Truist Bank 

Middle Name Last Ntvne 

Date 06/04/2024 

Tille Bankruptcy Specialist 

Address Bankruptcy Dept, PO Box 85092, 306-40-06-10 

Number Street 

Richmond 

City 

Contact phone (800) 635-3112 

Official Form 410S1 

VA

State 

23286 

ZIP Code 

Email DefaultBankruptcyManagement@Truist.com 

Notice of Mortgage Payment Change page2 

Case 21-12136-MAM Doc 58 Filed 06/04/24 Page 2 of 5
Anna J. Brown

Notice of Mortgage Payment Change

06/04/2024

ANGEL MANUEL PEREZ

274 ARABIAN RD

PALM SPRINGS, FL 33461-2162

JOSE A BLANCO

102 E 49TH ST

HIALEAH, FL 33013-1853

ROBIN R WEINER

PO BOX 559007

FORT LAUDERDALE, FL 33355-9007

/s/ Anna Brown

Bankruptcy Specialist for Truist Bank

Case 21-12136-MAM Doc 58 Filed 06/04/24 Page 3 of 5
Home Equity Line of Credit

Loan Questions?

Call 1-844-487-8478 ANGEL M PEREZ

DO NOT MAIL - BANKRUPT

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Page 1 of 1

Account Status Revolving Option Total Outstanding Amount

Statement Date 05/31/24 New Balance $44,646.83

Line Account Number Minimum Payment Due $647.36

Due Date 06/25/24 Payment Due Date 06/25/24

Current Amount Due $647.36

Past Due Date

Past Due Amount $0.00

Fees/Charges $0.00

Minimum Amount Due $647.36

Account Summary

Credit Limit $50,000.00

Credit Available $0.00

Previous Account Balance $44,777.12

Total Payments ( ) $655.00

Total Advances (+) $0.00

Total Finance Charges (+) $524.71

Total Adjustments (+) $0.00

New Account Balance (=) $44,646.83 Loans are subject to credit approval. Equal Housing Lender. Member FDIC

Annual Percentage Rate Daily Periodic Rate Average Daily Balance Billing Cycle Days Finance Charge

14.00% 0 038251% $44,249.17 31 $524.71

Transaction History

Date Description Amount Balance

05/01/24 BEGINNING PRINCIPAL BALANCE $0.00 $44,268.00

05/28/24 PRINCIPAL PAYMENT $145.88 $44,122.12

05/28/24 INTEREST PAYMENT $509.12 $44,122.12

05/31/24 TIER 1 CURRENT PER RATE .038251% CORR APR 14.00%

05/31/24 ENDING PRINCIPAL BALANCE $0.00 $44,122.12

Detach here and mail with your payment in the enclosed envelope. Make check payable to Truist. Be sure to include your loan account number on the check.. Allow 7 days for postal delivery.

ANGEL M PEREZ

o *Check here if you prefer to have your payment drafted.

*Please provide details on back. Account Number:

Payment Due Date: 06/25/24

Payment Form Amount Due: $647.36

Amount Enclosed $ .

TRUIST ITEM PROCESSING CENTER

PO BOX 580048

CHARLOTTE NC 28258-0048

Case 21-12136-MAM Doc 58 Filed 06/04/24 Page 4 of 5
Helpful Information

Your ANNUAL PERCENTAGE RATE on page one is based on the index rate plus the margin as set forth in your loan documents. The rate will be effective when the new

statement cycle begins that month. The daily periodic rate disclosed on page one may vary from statement to statement due to changes in your annual percentage rate.

The TOTAL FINANCE CHARGE on page one is computed by multiplying the "average daily balance" by the daily periodic rate. Multiply this figure by the number of days in

the billing cycle to calculate the finance charge for the billing cycle. To determine the "average daily balance" for your account, we take the beginning balance of your account

each day and add any new advances and subtract any payments or credits. This gives us the daily balance. Then we add up all the daily balances for the billing cycle and divide

the total by the number of days in the billing cycle. This gives us the "average daily balance".

Your NEW ACCOUNT BALANCE on page one does not include the repayment of closing costs paid on your behalf, if applicable, nor any other fees that may result upon

closing this account.

Payments made in the branch or mailed to the address on this statement will be credited to your account on the date of receipt. Only checks or money orders should be

sent by mail and accompanied by the account number or payment coupon. If the payment is $5,000 or greater the availability of funds on the line of credit will not be made

available until three business days from the receipt of payment.

When you provide a check as payment, you authorize us to use information from your check to make a one-time electronic fund transfer from your account. In certain

circumstances, such as for technical or processing reasons, we may process your payment as a check transaction and funds may be processed from your account the same

day.

Under the Fair and Accurate Credit Transactions Act, you are eligible for a free copy of your credit report each year. Contact:

Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348-5281 www.annualcreditreport.com 1-877-322-8228

If you notice inaccuracies on your credit report, please write to us at Truist Loan Services, Credit Bureau Disputes, PO Box 849, Wilson, NC 27894.

Convenient Ways To Reach Us

For information about your line 24 hours a day, call 844-4TRUIST (844-487-8478). . Visit us online at Truist.com.

Simply follow the prompts and utilize the automated system to access your

. Stop by your local Truist branch.

account, make a payment, or take an advance.

. If you have questions about your loan

statement, write to us at:

· Enter your Social Security number or Taxpayer Identification number.

· Enter your 14-digit Truist Line Account Number, followed by the pound (#) key.

Truist Loan Services

P.O. Box 2306

Wilson, NC 27894-2306

Billing Rights Summary In case of Errors, Inquiries, or Disputed Items Related to Your Account Statement.

If you think your line of credit statement is wrong, or if you need more information concerning a transaction or if you dispute an amount owed on your statement, please

write us on a separate sheet at the following address: Truist Loan Services, P.O. Box 2306,Wilson, NC 27894. We must hear from you no later than 60 days after we sent

you the first statement on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights.

In the letter, give us the following information:

• Name and Account Number

• The dollar amount of the suspected error

• A description of the error and why you believe there is an error. If you need more information, please descr be the item you are unsure about.

You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your statement that are not in question. While we

inves igate your question, we cannot report you as delinquent or take any action to collect the amount you question.

The bank will not accept any payment marked "Payment in Full" as to a disputed account and reserves the right to reject all such payments. The envelope and any enclosed

documents related to a disputed account are to be marked "Attention Disputed Payoff."

Automatic Payment Authorization

Your signature authorizes Truist Bank to automatically debit the checking or savings account listed below for the amount of your loan payment each month. You will be notified by mail

when your authorization has been received. Until that time, you are responsible for continuing to make your regular payments. Your authorization will remain in place until a written notice

is received from you to cancel automatic payments.

Checking or Savings Account Number to Draft Check One: o o Checking Savings

Financial Institution to Draft Financial Institution's Transit Routing Number

Date Signature of Account Holder

Include a blank voided check (for checking accounts) or a voided deposit slip (for savings accounts).

Change of address

If you need to change your address, please visit your local Truist branch or call Truist Client Care at

844-4TRUIST (844-487-8478).

Case 21-12136-MAM Doc 58 Filed 06/04/24 Page 5 of 5