UNITED STATES BANKRUPTCY COURT 

SOUTHERN DISTRICT OF FLORIDA 

MIAMI-DADE DIVISION 

In re: 

MICHAEL PETRUSIA 

SSN XXX.XX.3735 

TRACEY PETRUSIA 

SSN XXX.XX.6874 

Debtors. 

_____________________________________/

Case Number 21-14169-AJC 

Chapter 7 

DEBTORS’ MOTION TO DISMISS CHAPTER 7 CASE 

 The Debtors, MICHAEL PETRUSIA AND TRACEY PETRUSIA, by and through 

undersigned counsel, file this Motion to Dismiss Chapter 7 Case, and aver: 

1. The Debtors filed a petition under Chapter 7 of the United States Bankruptcy 

Code on April 30, 2021. 

2. The Debtors’ Meeting of Creditors was held and concluded on June 2, 2021. 

3. The Debtors wish to dismiss their case to resolve the debts with their creditors 

directly. 

4. The Debtors’ Schedule F shows a total of $1,261,502.29 in debt. A majority of 

the debt that is listed resulted from an IRS tax lien recorded on August 10, 2011, in the amount of 

$1,124,473.59. A review of the public records shows that the tax lien expired on April 20, 2021. 

The Debtors believe that they will be able to negotiate settlements with the IRS and credit cards 

for the remaining debt. 

5. The Debtors seek an order dismissing the Chapter 7 case. 

WHEREFORE, the Debtors respectfully request that this court enter an order dismissing 

his case and for any other relief deemed just and proper in the circumstances. 

Case 21-14169-AJC Doc 25 Filed 07/28/21 Page 1 of 5
Page 2. 

CERTIFICATE OF SERVICE 

I HEREBY CERTIFY that a true and correct copy of the foregoing was sent on the 28th 

day of July 2021, via Regular U. S. Mail to all parties on the attached service list and via 

CM/ECF to all parties listed below: 

 Ross Hartog, Chapter 7 Trustee 

 Office of the United States Trustee 

CERTIFICATE PURSUANT 

TO LOCAL RULE 9011-4(B) 

I HEREBY CERTIFY that I am 

admitted to the Bar of the United 

States District Court for the Southern 

District of Florida and I am in 

compliance with the additional 

qualifications to practice in this Court 

set forth in Local Rule 2090-1(A). 

KINGCADE & GARCIA, P.A

Counsel for the Debtor 

Kingcade Building 

1370 Coral Way 

Miami, Florida 33145-2960 

WWW.MIAMIBANKRUPTCY.COM

Telephone: 305-285-9100 

/s/ Timothy S. Kingcade 

x Timothy S. Kingcade, Esq., FBN 082309 

□ Wendy Garcia, Esq., FBN 0865478 

□ Jessica L. McMaken, Esq., FBN 580163

Case 21-14169-AJC Doc 25 Filed 07/28/21 Page 2 of 5
 Label Matrix for local noticing Synchrony Bank AGAPEMED, LLC 

 113C-1 PRA Receivables Management, LLC 101425 Overseas Hwy Box190 

 Case 21-14169-AJC PO Box 41021 Key Largo, FL 33037-4505 

 Southern District of Florida Norfolk, VA 23541-1021 

 Miami 

 Wed Jul 28 10:51:16 EDT 2021 

 AGAPEMED, LLC Allied International Credit Corp., (US) (p)BANK OF AMERICA 

 10145 Overseas Hwy Box 190 6800 Paragon Place, Suite 400 PO BOX 982238 

 Key Largo, FL 33037 PO Box 1259 EL PASO TX 79998-2238 

 Richmond, VA 23218-1259 

 

 Bank of America Capital One Capital One 

 PO Box 53137 Attn: Bankruptcy Po Box 31293 

 Phoenix, AZ 85072-3137 Po Box 30285 Salt Lake City, UT 84131-0293 

 Salt Lake City, UT 84130-0285 

 (p)JPMORGAN CHASE BANK N A Checksystems Child Support Enforcement 

 BANKRUPTCY MAIL INTAKE TEAM 7805 Hudson Rd PO Box 8030 

 700 KANSAS LANE FLOOR 01 Saint Paul, MN 55125-1703 Tallahassee, FL 32314-8030 

 MONROE LA 71203-4774 

 Child Support Enforcemment Client Services Daniel Igoe and Mary Igoe 

 PO Box 8030 3451 Harry S Traman Blvd c/o Tom Woods, Esq 

 Tallahassee, FL 32314-8030 Saint Charles, MO 63301-9816 171 Hood Avenue 

 Key Largo, FL 33037 

 David G. Hutchison, Esq. (p)INTERNAL REVENUE SERVICE Dynamic Recovery Solutions 

 PO Box 1262 CENTRALIZED INSOLVENCY OPERATIONS Po box 25759 

 Key Largo, FL 33037 PO BOX 7346 Greenville, SC 29616-0759 

 PHILADELPHIA PA 19101-7346 

 Equifax Experian Fay Servicing Llc 

 PO Box 740241 PO Box 2002 1601 Lbj Freeway 

 Atlanta, GA 30374-0241 Allen, TX 75013-2002 Farmers Branch, TX 75234-6512 

 Fay Servicing Llc First Premier Bank First Premier Bank 

 Attn: Bankruptcy Dept 3820 N Louise Ave Attn: Bankruptcy 

 Po Box 809441 Sioux Falls, SD 57107-0145 Po Box 5524 

 Chicago, IL 60680-9441 Sioux Falls, SD 57117-5524 

 Florida Department Of Revenue Gold&diamond/cbna Golden Rule 

 5050 W Tennessee St Po Box 6497 a United Healhcare Company 

 Tallahassee, FL 32399-0110 Sioux Falls, SD 57117-6497 PO Box 31374 

 Salt Lake City, UT 84131-0374 

 Gulf Coast Collection Bureau IRS Centralized Bankruptcy Department KWB Pathology Associates 

 5630 Marquesas Circle PO Box 7346 PO Box 14389 

 Sarasota, FL 34233-3331 Philadelphia, PA 19101-7346 Tallahassee, FL 32317-4389 

Case 21-14169-AJC Doc 25 Filed 07/28/21 Page 3 of 5
 Kenneth R. Irigoyen, D.M.D., P.A. LOKATION REAL ESTATE LLC Merrick Bank/CardWorks 

 6705 Red Road, Suite 300 1500 E ATLANTIC BLVD SUITE B Attn: Bankruptcy 

 Miami, FL 33143-3638 Pompano Beach, FL 33060-6769 Po Box 9201 

 Old Bethpage, NY 11804-9001 

 

 Merrick Bank/CardWorks Monroe County of Florida Office of the US Trustee 

 Po Box 9201 Code Compliance Department 51 S.W. 1st Ave. 

 Old Bethpage, NY 11804-9001 2798 Overseas Highway Suite 1204 

 Marathon, FL 33050-4277 Miami, FL 33130-1614 

 (p)PORTFOLIO RECOVERY ASSOCIATES LLC Prosper Funding LLC Prosper Funding LLC 

 PO BOX 41067 221 Main Street 221 Main Street 

 NORFOLK VA 23541-1067 San Francisco, CA 94105-1906 Suite 300 

 San Francisco, CA 94105-1909 

 Providian National Bank Radiology Associates of Tallahassee Sherloq Financial 

 1600 Ormsby Station Court PO Box 20747 134 S. Tampa Street 

 Louisville, KY 40223-4039 Tampa, FL 33622-0747 Tampa, FL 33602-5354 

 Skin Diagnostics Group Syncb/PPC Syncb/PPC 

 SF50 Attn: Bankruptcy Po Box 965005 

 PO Box 830525 Po Box 965060 Orlando, FL 32896-5005 

 Birmingham, AL 35283-0525 Orlando, FL 32896-5060 

 Synchrony Bank/Amazon Synchrony Bank/Amazon Talahassee Memorial Healthcare 

 Attn: Bankruptcy Po Box 965015 1607 St James Court, Suite 1 

 Po Box 965060 Orlando, FL 32896-5015 Tallahassee, FL 32308-5352 

 Orlando, FL 32896-5060 

 Tbom/Atls/Aspire Tbom/Atls/Aspire The Real Estate Book of Florida Keys 

 Attn: Bankruptcy Po Box 105555 PO Box 292 

 Po Box 105555 Atlanta, GA 30348-5555 Islamorada, FL 33036-0292 

 Atlanta, GA 30348-5555 

 The Receivable Management Services LLC Transunion Zakheim & Associates, PA 

 2001 6th Ave #2200 PO Box 1000 5310 NW 43 Ave Suite 100 

 Seattle, WA 98121-2558 Chester, PA 19016-1000 Fort Lauderdale, FL 33319 

 Michael Petrusha Soneet Kapila Timothy S Kingcade Esq 

 203 Camelot Drive www.kapilatrustee.com 1370 Coral Way 

 Tavernier, FL 33070-2805 PO Box 14213 Miami, FL 33145-2960 

 Ft Lauderdale, FL 33302-4213 

 Tracey Petrusha 

 203 Camelot Drive 

 Tavernier, FL 33070-2805 

Case 21-14169-AJC Doc 25 Filed 07/28/21 Page 4 of 5
 

 The preferred mailing address (p) above has been substituted for the following entity/entities as so specified 

 by said entity/entities in a Notice of Address filed pursuant to 11 U.S.C. 342(f) and Fed.R.Bank.P. 2002 (g)(4). 

 Bank of America (d)Bank of America (d)Bank of America 

 Attn: Bankruptcy P.O. Box 982234 PO BOX 982234 

 Po Box 982234 El Paso, TX 79998-2234 El Paso, TX 79998-2234 

 El Paso, TX 79998 

 (d)Bank of America Chase Card Services (d)Chase Card Services 

 Po Box 982238 Attn: Bankruptcy Po Box 15369 

 El Paso, TX 79998 Po Box 15298 Wilmington, DE 19850 

 Wilmington, DE 19850 

 Department Of The Treasury (d)Department of the Treasury Portfolio Recovery Associates, LLC 

 PO Box 21126 Po Box 21126 P.O. Box 12914 

 Philadelphia, PA 19114-0326 Philadelphia, PA 19114 Norfolk, VA 23541 

 The following recipients may be/have been bypassed for notice due to an undeliverable (u) or duplicate (d) address. 

 (u)Miami (d)Equifax (d)Experian 

 Po Box 740241 Po Box 2002 

 Atlanta, GA 30374-0241 Allen, TX 75013-2002 

 (d)IRS Centralized Bankruptcy Department (d)Transunion End of Label Matrix 

 POB 7346 Po Box 1000 Mailable recipients 57 

 Philadelphia, PA 19101-7346 Chester, PA 19016-1000 Bypassed recipients 5 

 Total 62 

Case 21-14169-AJC Doc 25 Filed 07/28/21 Page 5 of 5