United States Bankruptcy Court

Southern District of Florida

In re: Case No. 21-10569-AJC

Maria D Madrigal Chapter 7

Debtor

CERTIFICATE OF NOTICE

District/off: 113C-1 User: admin Page 1 of 3

Date Rcvd: Apr 23, 2021 Form ID: 318 Total Noticed: 50

The following symbols are used throughout this certificate:

Symbol Definition

+ Addresses marked '+' were corrected by inserting the ZIP, adding the last four digits to complete the zip +4, or replacing an incorrect ZIP. USPS

regulations require that automation-compatible mail display the correct ZIP.

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on Apr 25, 2021:

Recip ID Recipient Name and Address

db + Maria D Madrigal, 10491 SW 216 Street, Apt 207, Miami, FL 33190-1607

cr + Orion, PRA Receivables Management, LLC, PO Box 41021, Norfolk, VA 23541-1021

96045037 + Cutler Vistra Preservation, LP, 10491 SW 216th Street, Miami, FL 33190-1689

96045042 + DUNN LAW, P.A, 66 WEST FLAGLER STREET, SUITE 400, Miami, FL 33130-1807

96045045 Jackson Memorial Hospital, PO Box 864735, Orlando, FL 32886-4735

96045046 + Juan Munoz, 10160 NW 19th Ave, #333, Miami, FL 33147-1318

96045048 + KENDALL CREDIT, PO BOX 404665, Atlanta, GA 30384-4665

96045050 Lvnv Funding Llc, C/o Resurgent Capital Services, Greenville, SC 29602

96045051 + Midland Credit Management, 350 Camino De La Reina, Suite 100, San Diego, CA 92108-3007

96045054 + ROI, PO BOX 549, Lutherville Timonium, MD 21094-0549

96045055 + Sequium Asset Solutions, LLC, 1130 Northchase Parkway, Suite 150, Marietta, GA 30067-6429

TOTAL: 11

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

Electronic transmission includes sending notices via email (Email/text and Email/PDF), and electronic data interchange (EDI). Electronic transmission is in Eastern

Standard Time.

Recip ID Notice Type: Email Address Date/Time Recipient Name and Address

tr + EDI: FJCALDERIN

Apr 24 2021 02:18:00 Jacqueline Calderin, 1825 Ponce De Leon Blvd

#358, Coral Gables, FL 33134-4418

smg EDI: FLDEPREV.COM

Apr 24 2021 02:18:00 Florida Department of Revenue, POB 6668,

Tallahassee, FL 32314-6668

ust + Email/Text: USTPRegion21.MM.ECF@usdoj.gov

Apr 24 2021 01:11:00 Office of the US Trustee, 51 S.W. 1st Ave., Suite

1204, Miami, FL 33130-1614

cr + EDI: LCITDAUTO

Apr 24 2021 02:18:00 TD Auto Finance, LLC, c/o Bertis A. Echols, III,

1715 Aaron Brenner Drive, Suite 800, Memphis,

TN 38120-1445

96045023 + EDI: RMSC.COM

Apr 24 2021 02:18:00 AEO/SYNCHRONY BANK, PO BOX 960013,

Orlando, FL 32896-0013

96045024 + EDI: GMACFS.COM

Apr 24 2021 02:18:00 Ally Financial, P.o. Box 380901, Bloomington,

MN 55438-0901

96045026 + EDI: TSYS2.COM

Apr 24 2021 02:18:00 Barclays Bank Delaware, P.o. Box 8803,

Wilmington, DE 19899-8803

96045030 + EDI: CCS.COM

Apr 24 2021 02:18:00 CCS, Payment Processing Center, PO Box 55126,

Boston, MA 02205-5126

96045025 EDI: CITICORP.COM

Apr 24 2021 02:18:00 AT&T Universal Card, PO Box 182564,

Columbus, OH 43218-2564

96045027 + EDI: CAPITALONE.COM

Apr 24 2021 02:18:00 Capital One Bank Usa N, Po Box 31293, Salt Lake

City, UT 84131-0293

96045028 + EDI: RMSC.COM

Apr 24 2021 02:18:00 Care Credit, Po Box 960061, Orlando, FL

32896-0061

96045029 + Email/Text: bankruptcy@cavps.com

Apr 24 2021 01:12:00 Cavalry Port, 500 Summit Lake Drive, Valhalla,

NY 10595-2322

Case 21-10569-AJC Doc 20 Filed 04/25/21 Page 1 of 5
District/off: 113C-1 User: admin Page 2 of 3

Date Rcvd: Apr 23, 2021 Form ID: 318 Total Noticed: 50

96045031 + EDI: WFNNB.COM

Apr 24 2021 02:18:00 Comenitybank/ny&co, Po Box 182789, Columbus,

OH 43218-2789

96045032 + EDI: WFNNB.COM

Apr 24 2021 02:18:00 Comenitybank/victoria, Po Box 182789,

Columbus, OH 43218-2789

96045033 + EDI: WFNNB.COM

Apr 24 2021 02:18:00 Comenitybk/amrsign, Po Box 182789, Columbus,

OH 43218-2789

96045034 + EDI: WFNNB.COM

Apr 24 2021 02:18:00 Comenitycb/hsn, Po Box 182120, Columbus, OH

43218-2120

96045035 + EDI: WFNNB.COM

Apr 24 2021 02:18:00 Comenitycb/zales, Po Box 182120, Columbus, OH

43218-2120

96045036 + EDI: CRFRSTNA.COM

Apr 24 2021 02:18:00 Credit First N A, Pob 81315, Cleveland, OH

44181-0315

96045041 EDI: CITICORP.COM

Apr 24 2021 02:18:00 Dsnb Macys, Po Box 8218, Mason, OH 45040

96045038 + Email/Text: Bankruptcy@dcfcu.org

Apr 24 2021 01:12:00 Dade County Fcu, 1500 Nw 107th Ave,

Sweetwater, FL 33172-2706

96045039 + Email/Text: electronicbkydocs@nelnet.net

Apr 24 2021 01:12:00 Dept Of Ed/582/nelnet, Po Box 82561, Lincoln,

NE 68501-2561

96045040 + Email/Text: electronicbkydocs@nelnet.net

Apr 24 2021 01:12:00 Deptednelnet, Po Box 82561, Lincoln, NE

68501-2561

96045043 + EDI: FSAE.COM

Apr 24 2021 02:18:00 Firstsource Advantage, LLC, PO Box 628,

Buffalo, NY 14240-0628

96045044 + EDI: PHINAMERI.COM

Apr 24 2021 02:18:00 Gm Financial, Po Box 181145, Arlington, TX

76096-1145

96045047 + EDI: PRA.COM

Apr 24 2021 02:18:00 Juliana Rodriguez, c/o Portfolio Recovery

Associates, LLC, 120 Corporate Blvd, Norfolk,

VA 23502-4952

96045049 + Email/Text: PBNCNotifications@peritusservices.com

Apr 24 2021 01:10:00 Kohls/capone, Po Box 3115, Milwaukee, WI

53201-3115

96045052 + EDI: PRA.COM

Apr 24 2021 02:18:00 Portfolio Recov Assoc, 120 Corporate Blvd Ste

100, Norfolk, VA 23502-4952

96045053 + Email/Text: BankruptcyMail@questdiagnostics.com

Apr 24 2021 01:13:00 Quest Diagnostics, Po Box 740781, Cincinnati,

OH 45274-0781

96045056 + EDI: RMSC.COM

Apr 24 2021 02:18:00 Syncb, Po Box 965064, Orlando, FL 32896-5064

96045057 + EDI: RMSC.COM

Apr 24 2021 02:18:00 Syncb/care Credit, C/o Po Box 965036, Orlando,

FL 32896-0001

96045058 + EDI: RMSC.COM

Apr 24 2021 02:18:00 Syncb/hsn, Po Box 965017, Orlando, FL

32896-5017

96045059 + EDI: RMSC.COM

Apr 24 2021 02:18:00 Syncb/jcp, Po Box 965007, Orlando, FL

32896-5007

96045060 + EDI: RMSC.COM

Apr 24 2021 02:18:00 Syncb/oldn, Po Box 965005, Orlando, FL

32896-5005

96045061 + EDI: RMSC.COM

Apr 24 2021 02:18:00 Syncb/pandora, C/o Po Box 965036, Orlando, FL

32896-0001

96045062 + EDI: RMSC.COM

Apr 24 2021 02:18:00 Syncb/smrtcn, Po Box 965005, Orlando, FL

32896-5005

96045063 + EDI: RMSC.COM

Apr 24 2021 02:18:00 Syncb/walmart, Po Box 965024, Orlando, FL

32896-5024

96045064 + EDI: RMSC.COM

Apr 24 2021 02:18:00 Synch/Paypal, PO Box 965003, Orlando, FL

32896-5003

96045065 + EDI: LCITDAUTO

Case 21-10569-AJC Doc 20 Filed 04/25/21 Page 2 of 5
District/off: 113C-1 User: admin Page 3 of 3

Date Rcvd: Apr 23, 2021 Form ID: 318 Total Noticed: 50

Apr 24 2021 02:18:00 Td Auto Finance, Po Box 9223, Farmington, MI

48333-9223

96045066 + EDI: WFFC.COM

Apr 24 2021 02:18:00 Wf Bank Na, Po Box 14517, Des Moines, IA

50306-3517

TOTAL: 39

BYPASSED RECIPIENTS 

The following addresses were not sent this bankruptcy notice due to an undeliverable address, *duplicate of an address listed above, *P duplicate of a

preferred address, or ## out of date forwarding orders with USPS.

NONE

NOTICE CERTIFICATION

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities

in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and

belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed .R. Bank. P.2002(a)(1), a notice containing the

complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains

the redacted SSN as required by the bankruptcy rules and the Judiciary's privacy policies.

Date: Apr 25, 2021 Signature: /s/Joseph Speetjens

Case 21-10569-AJC Doc 20 Filed 04/25/21 Page 3 of 5
Information to identify the case:

Debtor 1 Maria D Madrigal

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−3752

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Southern District of Florida

Case number: 21−10569−AJC

Order of Discharge 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Maria D Madrigal

aka Maria D Madrigal− Munoz, aka Maria

Madrigal

April 23, 2021

By the court:

A. Jay Cristol

United States Bankruptcy Judge

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Form 318 (03/03/21) page 1

Case 21-10569-AJC Doc 20 Filed 04/25/21 Page 4 of 5
Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 page 2

Case 21-10569-AJC Doc 20 Filed 04/25/21 Page 5 of 5