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 UNITED STATES BANKRUPTCY COURT, SOUTHERN DISTRICT OF FLORIDA

www.flsb.uscourts.gov

CHAPTER 13 PLAN (Individual Adjustment of Debts)

■

Original Plan 

THIRD Amended Plan (Indicate 1st, 2nd, etc. Amended, if applicable)

Modified Plan (Indicate 1st, 2nd, etc. Modified, if applicable)

DEBTOR: Manuel Lois Rodriguez JOINT DEBTOR: CASE NO.: 21-10749-RAM

SS#: xxx-xx- 0510 SS#: xxx-xxI. NOTICES 

To Debtors: Plans that do not comply with local rules and judicial rulings may not be confirmable. All plans, amended plans 

and modified plans shall be served upon all creditors and a certificate of service filed with the Clerk pursuant to 

Local Rules 2002-1 (C)(5), 3015-1(B)(2), and 3015-2. Debtor(s) must commence plan payments within 30 days of 

filing the chapter 13 petition or within 30 days of entry of the order converting the case to chapter 13. 

 To Creditors: Your rights may be affected by this plan. You must file a timely proof of claim in order to be paid. Your claim may 

be reduced, modified or eliminated. 

 To All Parties: The plan contains no nonstandard provisions other than those set out in paragraph VIII. Debtor(s) must check one 

box on each line listed below in this section to state whether the plan includes any of the following:

The valuation of a secured claim, set out in Section III, which may result in a 

partial payment or no payment at all to the secured creditor ■ Included Not included

Avoidance of a judicial lien or nonpossessory, nonpurchase-money security interest, set 

out in Section III ■ Included Not included

Nonstandard provisions, set out in Section VIII Included ■ Not included

II. PLAN PAYMENTS, LENGTH OF PLAN AND DEBTOR(S)' ATTORNEY'S FEE

A. MONTHLY PLAN PAYMENT: This Plan pays for the benefit of the creditors the amounts listed below, including trustee's 

fees of 10%, beginning 30 days from the filing/conversion date. In the event the trustee does not retain the full 10%, any unused 

amount will be paid to unsecured nonpriority creditors pro-rata under the plan:

1. $378.55 for months 1 to 36 ;

B. DEBTOR(S)' ATTORNEY'S FEE: NONE PRO BONO

Total Fees: $5700.00 Total Paid: $690.00 Balance Due: $5010.00 

Payable $194.72 /month (Months 1 to 25 )

Payable $142.00 /month (Months 26 to 26 )

Allowed fees under LR 2016-l(B)(2) are itemized below:

$4500 Attorneys Fees + $525 Motion to Value + $525 Motion to Avoid + $150 Cost = $5700

Applications for compensation must be filed for all fees over and above the Court's Guidelines for Compensation.

III. TREATMENT OF SECURED CLAIMS

A. SECURED CLAIMS: ■ NONE

[Retain Liens pursuant to 11 U.S.C. §1325 (a)(5)] Mortgage(s)/Lien on Real or Personal Property:

B. VALUATION OF COLLATERAL: NONE

IF YOU ARE A SECURED CREDITOR LISTED BELOW, THE PLAN SEEKS TO VALUE THE COLLATERAL 

SECURING YOUR CLAIM IN THE AMOUNT INDICATED. A SEPARATE MOTION WILL ALSO BE SERVED UPON 

YOU PURSUANT TO BR 7004 AND LR 3015-3.

1. REAL PROPERTY: ■ NONE

2. VEHICLES(S): NONE

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Debtor(s): Manuel Lois Rodriguez Case number: 21-10749-RAM

1. Creditor:Santander Consumer USA

 Address: POB 961245 

Ft. Worth, TX 76161-1245

Last 4 Digits of Account No.: 7414

VIN: 3GNAL3EKXES642563

Description of Collateral:

2014 Chevrolet Captiva

Check one below:

Claim incurred 910 days or more prepetition ■

Claim incurred less than 910 days prepetition

Value of Collateral: $5,000.00 

Amount of Creditor's Lien: $8,151.08 

Interest Rate: 3.25%

Payment 

Total paid in plan: $5,254.47 

 $145.96 /month (Months 1 to 36 )

3. PERSONAL PROPERTY: ■ NONE

C. LIEN AVOIDANCE NONE

Judicial liens or nonpossessory, nonpurchase money security interests securing the claims will be avoided to the extent that 

they impair the exemptions under 11 U.S.C. § 522 as listed below. A separate motion will also be served pursuant to BR 

7004 and LR 3015-3. 

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1. Creditor:South Florida Concrete and Ready Mix, 

Inc.

 Address: c/o Timothy S. Taylor 

Taylor Espino Vega & Touron, PLLC 

201 Alhambra Circle, Suite 801 

Coral Gables, FL 33134 

Collateral: All personal property of Debtor

Exemption:

11 U.S.C. § 522(f); Fla. Stat. Ann. §§ 

222.25(4); 222.25(1); Fla. Const. art. X, § 4(a)

(2)

Last 4 Digits of Account No.: 0718

D. SURRENDER OF COLLATERAL: Secured claims filed by any creditor granted stay relief in this section shall not receive a 

distribution fom the Chapter 13 Trustee.

■ NONE

E. DIRECT PAYMENTS: Secured claims filed by any creditor granted stay relief in this section shall not receive a distribution 

fom the Chapter 13 Trustee.

■ NONE

IV. TREATMENT OF FEES AND PRIORITY CLAIMS [as defined in 11 U.S.C. §507 and 11 U.S.C. § 1322(a)(4)]

A. ADMINISTRATIVE FEES OTHER THAN DEBTORS(S)' ATTORNEY'S FEE: ■ NONE

B. INTERNAL REVENUE SERVICE: ■ NONE

C. DOMESTIC SUPPORT OBLIGATION(S): ■ NONE

D. OTHER: ■ NONE

V. TREATMENT OF UNSECURED NONPRIORITY CREDITORS

A. Pay $52.73 /month (Months 26 to 26 )

Pay $194.73 /month (Months 27 to 36 )

Pro rata dividend will be calculated by the Trustee upon review of filed claims after bar date.

B. If checked, the Debtor(s) will amend/modify to pay 100% to all allowed unsecured nonpriority claims.

C. SEPARATELY CLASSIFIED: ■ NONE

*Debtor(s) certify the separate classification(s) of the claim(s) listed above will not prejudice other unsecured nonpriority 

creditors pursuant to 11 U.S.C. § 1322.

VI. STUDENT LOANS ■ NONE

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Debtor(s): Manuel Lois Rodriguez Case number: 21-10749-RAM

VII. EXECUTORY CONTRACTS AND UNEXPIRED LEASES: Secured claims filed by any creditor/lessor granted stay relief in this 

section shall not receive a distribution from the Chapter 13 Trustee.

■ NONE

VIII. INCOME TAX RETURNS AND REFUNDS: NONE

The debtor(s) is hereby advised that the chapter 13 trustee has requested that the debtor(s) comply with 521(f) 1-4 on an 

annual basis during the pendency of this case. The debtor(s) hereby acknowledges that the deadline for providing the 

Trustee with their filed tax returns is on or before May 15 of each year the case is pending and that the debtor(s) shall 

provide the trustee (but not file with the Court) with verification of their disposable income if their gross household income 

increases by more than 3% over the previous year’s income. [Miami cases]

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IX. NON-STANDARD PLAN PROVISIONS ■ NONE

Debtor

Manuel Lois Rodriguez Date

Attorney with permission to sign on 

Debtor(s)' behalf

/s/ Jose A. Blanco, Esq.

Date

June 1, 2021

Joint Debtor

Date

PROPERTY OF THE ESTATE WILL VEST IN THE DEBTOR(S) UPON PLAN CONFIRMATION. 

 

I declare that the foregoing chapter 13 plan is true and correct under penalty of perjury. 

By filing this document, the Attorney for Debtor(s) or Debtor(s), if not represented by counsel, certifies that the wording and 

order of the provisions in this Chapter 13 plan are identical to those contained in Local Form Chapter 13 Plan and the plan 

contains no nonstandard provisions other than those set out in paragraph VIII.

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