LF-31 (rev. 04/01/22) Page 1 of 4

 UNITED STATES BANKRUPTCY COURT, SOUTHERN DISTRICT OF FLORIDA

www.flsb.uscourts.gov

CHAPTER 13 PLAN (Individual Adjustment of Debts)

■

Original Plan 

Amended Plan (Indicate 1st, 2nd, etc. Amended, if applicable)

7th Modified Plan (Indicate 1st, 2nd, etc. Modified, if applicable)

DEBTOR: Marco Barrios JOINT DEBTOR: Maria Barrios CASE NO.: 20-19836-AJC

SS#: xxx-xx- 9286 SS#: xxx-xx-8032

I. NOTICES 

To Debtors: Plans that do not comply with local rules and judicial rulings may not be confirmable. All plans, amended plans and 

modified plans shall be served upon all creditors and a certificate of service filed with the Clerk pursuant to Local 

Rules 2002-1 (C)(5), 3015-1(B)(2), and 3015-2. Debtor(s) must commence plan payments within 30 days of filing 

the chapter 13 petition or within 30 days of entry of the order converting the case to chapter 13. 

 To Creditors: Your rights may be affected by this plan. You must file a timely proof of claim in order to be paid. Your claim may 

be reduced, modified or eliminated. 

 To All Parties: The plan contains no nonstandard provisions other than those set out in paragraph IX. Debtor(s) must check one box 

on each line listed below in this section to state whether the plan includes any of the following:

The valuation of a secured claim, set out in Section III, which may result in a 

partial payment or no payment at all to the secured creditor ■ Included Not included

Avoidance of a judicial lien or nonpossessory, nonpurchase-money security interest, set 

out in Section III Included ■ Not included

Nonstandard provisions, set out in Section IX ■ Included Not included

II. PLAN PAYMENTS, LENGTH OF PLAN AND DEBTOR(S)' ATTORNEY'S FEE

A. MONTHLY PLAN PAYMENT: This Plan pays for the benefit of the creditors the amounts listed below, including trustee's 

fees of 10%, beginning 30 days from the filing/conversion date. In the event the trustee does not retain the full 10%, any unused 

amount will be paid to unsecured nonpriority creditors pro-rata under the plan:

1. $2,745.04 for months 1 to 40 ;

2. $11,780.66 for months 41 to 41 ;

B. DEBTOR(S)' ATTORNEY'S FEE: NONE PRO BONO

Total Fees: $1,050.00 Total Paid: $1,050.00 Balance Due: $0.00 

Payable $0.00 /month (Months 0 to 0 )

Allowed fees under LR 2016-l(B)(2) are itemized below:

Jose A. Blanco, P.A. $525 Motion to Modify

Applications for compensation must be filed for all fees over and above the Court's Guidelines for Compensation.

Total Fees: $7,625.00 Total Paid: $1,995.00 Balance Due: $5,630.00 

Payable $140.75 /month (Months 1 to 40 )

Allowed fees under LR 2016-l(B)(2) are itemized below:

Robert Sanchez, P.A. $7,625.00

Applications for compensation must be filed for all fees over and above the Court's Guidelines for Compensation.

III. TREATMENT OF SECURED CLAIMS NONE

A. SECURED CLAIMS: NONE

[Retain Liens pursuant to 11 U.S.C. §1325 (a)(5)] Mortgage(s)/Lien on Real or Personal Property:

1. Creditor: Specialized Loan Servicing, LLC [POC# 12-2]

 Address: 6200 S. Quebec Street Arrearage/ Payoff on Petition Date $13,012.82 

Case 20-19836-CLC Doc 143 Filed 03/21/24 Page 1 of 4
LF-31 (rev. 04/01/22) Page 2 of 4

Debtor(s): Marco Barrios, Maria Barrios Case number: 20-19836-AJC

Greenwood Village, CO 

80111 per ECF#26

Last 4 Digits of 

Account No.: 6149

Arrears Payment (Cure) $203.40 /month (Months 1 to 40 )

Arrears Payment (Cure) $4,876.99 /month (Months 41 to 41 )

Regular Payment (Maintain) $2,069.87 /month (Months 1 to 40 )

Regular Payment (Maintain) $2,722.63 /month (Months 41 to 41 )

Other:

■ Real Property

■ Principal Residence

Other Real Property

Address of Collateral:

466 E 56 Street, Hialeah, FL 33013

Check one below for Real Property:

■ Escrow is included in the regular payments

The debtor(s) will pay taxes insurance directly

Personal Property/Vehicle 

Description of Collateral:

B. VALUATION OF COLLATERAL: NONE

IF YOU ARE A SECURED CREDITOR LISTED BELOW, THE PLAN SEEKS TO VALUE THE COLLATERAL 

SECURING YOUR CLAIM IN THE AMOUNT INDICATED. A SEPARATE MOTION WILL ALSO BE SERVED UPON 

YOU PURSUANT TO BR 7004 AND LR 3015-3.

1. REAL PROPERTY: ■ NONE

2. VEHICLES(S): NONE

1. Creditor: Capital One Auto Finance a 

division of Capital One, NA 

c/o AIS Portfolio Services, 

LP 

 Address: POB 4360 

Houston, TX 77210

Last 4 Digits of Account No.: 9719

VIN: WDDDJ75X66A071628

Description of Collateral:

2006 Mercedes-Benz CLS500 Sedan

Check one below:

Claim incurred 910 days or more prepetition ■

Claim incurred less than 910 days prepetition

Value of Collateral: $3,000.00 

Amount of Creditor's Lien: $9,057.18 

Interest Rate: 5.25%

Payment 

Total paid in plan: $3,417.48 

 $57.63 /month (Months 1 to 40 )

 $1,112.48 /month (Months 41 to 41 )

3. PERSONAL PROPERTY: ■ NONE

C. LIEN AVOIDANCE ■ NONE

D. SURRENDER OF COLLATERAL: ■ NONE

E. DIRECT PAYMENTS NONE

Secured claims filed by any creditor granted stay relief in this section shall not receive a distribution from the Chapter 13 Trustee.

The debtor(s) elect to make payments directly to each secured creditor listed below. The debtor(s) request that upon 

confirmation of this plan the automatic stay be terminated in rem as to the debtor(s) and in rem and in personam as to any 

codebtor(s) as to these creditors. Nothing herein is intended to terminate or abrogate the debtor(s)' state law contract rights. 

Name of Creditor Last 4 Digits of Account No. Description of Collateral (Address, Vehicle, etc.)

Case 20-19836-CLC Doc 143 Filed 03/21/24 Page 2 of 4
LF-31 (rev. 04/01/22) Page 3 of 4

Debtor(s): Marco Barrios, Maria Barrios Case number: 20-19836-AJC

Name of Creditor Last 4 Digits of Account No. Description of Collateral (Address, Vehicle, etc.)

1.

United Consumer Financial 

Services

5950 Household Item

IV. TREATMENT OF FEES AND PRIORITY CLAIMS [as defined in 11 U.S.C. §507 and 11 U.S.C. § 1322(a)(4)] ■ NONE

V. TREATMENT OF UNSECURED NONPRIORITY CREDITORS NONE

A. Pay $97.23 /month (Months 1 to 40 )

Pay $1,890.49 /month (Months 41 to 41 )

Pro rata dividend will be calculated by the Trustee upon review of filed claims after bar date.

B. If checked, the Debtor(s) will amend/modify to pay 100% to all allowed unsecured nonpriority claims.

C. SEPARATELY CLASSIFIED: ■ NONE

VI. STUDENT LOAN PROGRAM ■ NONE

VII. EXECUTORY CONTRACTS AND UNEXPIRED LEASES ■ NONE

VIII. INCOME TAX RETURNS AND REFUNDS: 

The debtor(s) is hereby advised that the chapter 13 trustee has requested that the debtor(s) comply with 521(f) 1-4 on an 

annual basis during the pendency of this case. The debtor(s) hereby acknowledges that the deadline for providing the 

Trustee with their filed tax returns is on or before May 15 of each year the case is pending and that the debtor(s) shall 

provide the trustee (but not file with the Court) with verification of their disposable income if their gross household income 

increases by more than 3% over the previous year’s income. [Miami cases]

■

IX. NON-STANDARD PLAN PROVISIONS NONE

Nonstandard provisions must be set forth below. A nonstandard provision is a provision not otherwise included in the Local 

Form or deviating from it. Nonstandard provisions set out elsewhere in this plan are void.

■

This 3AP begins the Debtors' Cure and Maintain Plan for POC#l2-1 in month 4 (January) since the Debtors made the first three 

Regular Payments (Maintain) post-petition directly to the lender. The Cure portion of the plan begins from month 1. The 

Maintain Regular Payments begin on month 4.

Mortgage Modification Mediation 

Debtor

Marco Barrios Date

Attorney with permission to sign on 

Debtor(s)' behalf who certifies that 

the contents of the plan have been 

reviewed and approved by the 

Debtor(s).1 

/s/ Jose A. Blanco, Esq.

Date

March 21, 2024

Joint Debtor

Maria Barrios Date

PROPERTY OF THE ESTATE WILL VEST IN THE DEBTOR(S) UPON PLAN CONFIRMATION. 

 

I declare that the foregoing chapter 13 plan is true and correct under penalty of perjury. 

By filing this document, the Attorney for Debtor(s) or Debtor(s), if not represented by counsel, certifies that the wording and

order of the provisions in this Chapter 13 plan are identical to those contained in Local Form Chapter 13 Plan and the plan 

contains no nonstandard provisions other than those set out in paragraph IX.

Case 20-19836-CLC Doc 143 Filed 03/21/24 Page 3 of 4
LF-31 (rev. 04/01/22) Page 4 of 4

Debtor(s): Marco Barrios, Maria Barrios Case number: 20-19836-AJC

 

 

 

________________________ 

1This certification requirement applies even if the Debtor(s) have executed a limited power of attorney to Debtor(s)' attorney authorizing the 

attorney to sign documents on the Debtor(s)' behalf.

Case 20-19836-CLC Doc 143 Filed 03/21/24 Page 4 of 4