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[Federal Register Volume 78, Number 148 (Thursday, August 1, 2013)]
[Notices]
[Pages 46578-46579]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-18484]

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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No CFPB-2013-0024]

Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau) is proposing a new 
information collection titled, ``Evaluations of Financial Capability 
Programs for Economically-Vulnerable Consumers: Two Randomized 
Evaluations.''

DATES: Written comments are encouraged and must be received on or 
before September 30, 2013 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Mail/Hand Delivery/Courier: Consumer Financial Protection 
Bureau (Attention: PRA Office), 1700 G Street NW., Washington, DC 
20552.
    Please note that comments submitted by fax or email and those 
submitted after the comment period will not be accepted. In general, 
all comments received will be posted without change to regulations.gov, 
including any personal information provided. Sensitive personal 
information, such as account numbers or social security numbers, should 
not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to the Consumer Financial Protection Bureau, (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or 
email: PRA@cfpb.gov. Please do not submit comments to this mailbox.

SUPPLEMENTARY INFORMATION:
    Title of Collection: Evaluations of Financial Capability Programs 
for Economically-Vulnerable Consumers: Two Randomized Evaluations.
    OMB Control Number: 3170-XXXX.
    Type of Review: Regular.
    Affected Public: Individuals.
    Estimated Number of Respondents: 2,700.
    Estimated Total Annual Burden Hours: 1,350.
    Abstract: The aim of this data collection effort is to understand 
the impact of bundled products and services on the financial decision-
making of economically-vulnerable consumers in the United States. The 
information will be collected from economically-vulnerable consumers 
who consent to participate in these research studies. The target 
population for this survey collection is low-income, underserved 
consumers who are considered unbanked, underbanked, or have thin or no 
credit files and therefore have financial services needs that are not 
being met. We will collect information about the financial health of 
these consumers, such as the amount of money they hold in savings, 
their credit score, and the size of their debt to income ratio. We will 
also collect information about their financial capability. The purpose 
of this data collection effort is to understand whether bundled 
products and services that are designed to build savings and credit for 
economically-vulnerable consumers have an impact on assets building and 
financial capability.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and

[[Page 46579]]

(d) Ways to minimize the burden of the collection of information on 
respondents, including through the use of automated collection 
techniques or other forms of information technology. Comments submitted 
in response to this notice will be summarized and/or included in the 
request for Office of Management and Budget (OMB) approval. All 
comments will become a matter of public record.

    Dated: July 24, 2013.
Matthew Burton,
Acting Chief Information Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2013-18484 Filed 7-31-13; 8:45 am]
BILLING CODE 4810-AM-P
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