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CHAPTER 13 PLAN andividual Adjustment of Debts)

Original Plan

Amended Plan (Indicate 1st, 2nd, etc. Amended, if applicable)

Modified Plan (Indicate 1st, 2nd, etc. Modified, if applicable)

CASE NO.: 20-19836-AJC

□

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[g FIFTH

DEBTOR: Marco Barrios JOINT DEBTOR: Maria Barrios

SS#: xxx-xx- 9286 SS#: xxx-xx-8032

I. NOTICES

Plans that do not comply with local rules and judicial rulings may not be confirmable. All plans, amended plans ai

modified plans shall be served upon all creditors and a certificate of service filed with the Clerk pursuant to Loc

Rules 2002-1 (C)(5), 3015-1(B)(2), and 3015-2. Debtor(s) must commence plan payments within 30 days of filii

the chapter 13 petition or within 30 days of entry of the order converting the case to chapter 13.

Your rights may be affected by this plan. You must file a timely proof of claim in order to be paid. Your claim m:

be reduced, modified or eliminated.

The plan contains no nonstandard provisions other than those set out in paragraph IX. Debtor(s) must check one b«

on each line listed below in this section to state whether the plan includes any of the following:

To Debtors:

To Creditors:

To All Parties:

The valuation of a secured claim, set out in Section III, which may result in a

partial payment or no payment at all to the secured creditor 	

Avoidance ofajudicial lien or nonpossessory, nonpurchase-money security interest, set

out in Section 111

\u\ Included n Not included

r~l Included [■1 Not included

[g Included r~1 Not included Nonstandard provisions, set out in Section IX

II. PLAN PAYMENTS. LENGTH OF PLAN AND DEBTORfSV ATTORNEY'S FEE

MONTHLY PLAN PAYMENT: This Plan pays for the benefit of the creditors the amounts listed below, including trustei fees of 10%, beginning 30 days from the filin^conversion date. In the event the trustee does not retain the full 10%, any unusamount will be paid to unsecured nonpriority creditors pro-rata under the plan:

A.

1. $2,668.55 for months 1 to 40 ;

2. $12,148.95 for months 41 to 41 ;

B. DEBTORfSV ATTORNEY’S FEE; □ NONE □ PRO BONO

Total Paid: $1,050.00 Balance Due: $0.00 Total Fees: $1,050.00

Payable _

Allowed fees under LR 2016-1(B)(2) are itemized below:

Jose A. Blanco, P.A. $525 Motion to Modify

$0.00 /month (Months 0 to 0 )

Applications for compensation must be filed for all fees over and above the Court's Guidelines for Compensation.

Total Fees: $7,625.00 Total Paid: $1,995.00 Balance Due: $5,630.00

/month (Months 1^ to 40 ) Payable $140.75

Allowed fees under LR 2016-1(B)(2) are itemized below:

Robert Sanchez, P.A. $7,625.00

Applications for compensation must be filed for all fees over and above the Court's Guidelines for Compensation.

III. TREATMENT OF SECURED CLAIMS □ NONE

A. SECURED CLAIMS; □ NONE

[Retain Liens pursuant to 11 U.S.C. § 1325 (a)(5)] Mortgage(s)/Lien on Real or Personal Property:

1. Creditor: Specialized Loan Servicing, LLC [POC# 12-2]

Address: 6200 S. Quebec Street Arrearage/ Payoff on Petition Date $13,012.82

Page 1 of 4

LF-31 (rev. 04/01/22)

Case 20-19836-CLC Doc 135 Filed 01/17/24 Page 1 of 4
Case number: 20-19836-AJC Debtor(s): Marco Barrios, Maria Barrios

Greenwood Village, CO

80111 per ECF#26

$196.65 /month (Months 1 to 40 )

$5,146.78 /month (Months 41 to 41 )

Arrears Payment (Cure)

Arrears Payment (Cure)

Regular Payment (Maintain)

Regular Payment (Maintain)

Last 4 Digits of

Account No.: $2,001.67 /month (Months _|_ to_40_ )

$2,722.63 /month (Months 41 to 41 )

6149

Other:

Check one below for Real Property:

@Escrow is included in the regular payments

□The debtor(s) will pay Qtaxes Qinsurance directly

[U Real Property

[■iPrincipal Residence

□other Real Property

Address of Collateral:

466 E 56 Street, Hialeah, FL 33013

□ Personal Property/Vehicle

Description of Collateral:

B. VALUATION OF COLLATERAL: □ NONE

IF YOU ARE A SECURED CREDITOR LISTED BELOW, THE PLAN SEEKS TO VALUE THE COLLATERAL

SECURING YOUR CLAIM IN THE AMOUNT INDICATED. A SEPARATE MOTION WILL ALSO BE SERVED UPON

YOU PURSUANT TO BR 7004 AND LR 3015-3.

1. REAL PROPERTY: H] NONE

2. VEHICLES(S): □ NONE

Payment 1 Creditor: Capital One Auto Finance a

division of Capital One, NA

c/o AIS Portfolio Services,

Value of Collateral:

Amount of Creditor's Lien:

$3,000.00

Total paid in plan: $3,417.48 $9,057.18

LP

$56.09 /montli (Months 1 to 40 )

$1,174.15 /month (Months 41 to 41 )

Interest Rate: 5.25% Address: FOB 4360

Houston,TX 77210

Last 4 Digits of Account No.: 9719

VIN: WDDDJ75X66A071628

Description of Collateral:

2006 Mercedes-Benz CLS500 Sedan

Check one below:

Claim incurred 910 days or more pre

petition

Claim incurred less than 910 days pre

petition

11

□

3. PERSONAL PROPERTY: I] NONE

C. LIEN AVOIDANCE [§ NONE

D. SURRENDER OF COLLATERAL: 0 NONE

E. DIRECT PAYMENTS □ NONE

Secured claims filed by any creditor granted stay relief in tliis section shall not receive a distribution from the Chapter 13 Trustee.

The debtor(s) elect to make payments directly to each secured creditor listed below. The debtor(s) request that upon

confirmation of this plan the automatic stay be terminated in rem as to the debtor(s) and in rem and in personam as to any

codebtor(s) as to these creditors. Nothing herein is intended to terminate or abrogate the debtor(s)' state law contract rights.

Name of Creditor Last 4 Digits of Account No. Description of Collateral (Address. Vehicle, etc.)

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Case 20-19836-CLC Doc 135 Filed 01/17/24 Page 2 of 4
Case number: 20-19836-AJC Dcbtor(s): Mai'co Barrios, Maria Barrios

Last 4 Digits of Account No. Description of Collateral (Address. Vehicle, etc.)

Household Item

Name of Creditor

United Consumer Financial

Services 		

5950

1.

IV. TREATMENT OF FEES AND PRIORITY CLAIMS Pas defined in 11 U.S.C. §507 and 11 U.S.C. § 1322(a)(4)] g] NONE

V. TREATMENT OF UNSECURED NONPRIORITY CREDITORS □ NONE

$97.23 /month (Months I to 40 )

$1,890.49 /month (Months 41 to 41 )

Pro rata dividend will be calculated by the Trustee upon review' of filed claims after bar date.

B. □ Ifchecked, the Debtor(s) will amend/modify to pay 100% to all allow'ed unsecured nonpriority claims.

C. SEPARATELY CLASSIFIED: \m\ NONE

STUDENT LOAN PROGRAM [f] NONE

EXECUTORY CONTRACTS AND UNEXPIRED LEASES g] NONE

A. Pay

Pay

VI.

VII.

VIII. INCOME TAX RETURNS AND REFUNDS;

g The debtor(s) is hereby advised that the chapter 13 trustee has requested that the debtor(s) comply with 521(f) 1-4 on an

annual basis during the pendency of this case. The debtor(s) hereby acknowledges that the deadline for providing the

Trustee w'ith their filed tax returns is on or before May 15 of each year the case is pending and that the debtor(s) shall

provide the trustee (but not file with the Court) w'ith verification of their disposable income if their gross household income

increases by more than 3% over the previous year’s income. [Miami cases]

IX. NON-STANDARD PLAN PROVISIONS □ NONE

g Nonstandard provisions must be set forth below-. A nonstandard provision is a provision not otherwise included in the Local

Form or deviating from it. Nonstandard provisions set out elsewhere in this plan are void.

This 3AP begins the Debtors' Cure and Maintain Plan for P0C#I2-1 in month 4 (Janiiaiy) since the Debtors made the first three

Regular Payments (Maintain) post-petition directly to the lender. The Cure portion of the plan begins from month 1. The

Maintain Regular Payments begin on month 4. 	

Q Mortgage Modification Mediation

PROPERTY OF THE ESTATE WILL VEST IN THE DEBTOR(S) UPON PLAN CONFIRMATION.

I declare that the foregoing chapter 13 plan is true and correct under penalty of perjury.

Joint Debtor / ruvkx? Debtor

7 Date Date / aria Barrios arco Barrios

/s/ Jose A, Blanco. Esq. January 17, 2024

Date

Attorney w'ith permission to sign on

Debtor(s)' behalf who cenifies that

the contents of the plan have been

review'ed and approved by the

Debtor(s).'

By filing this document, the Attorney for Dehtor(s) or Debtor(s), if not represented by counsel, certifies that the wording and

order of the provisions in this Chapter 13 plan are identical to those contained in Local Form Chapter 13 Plan and the plan

contains no nonstandard provisions other than those set out in paragraph IX.

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Case 20-19836-CLC Doc 135 Filed 01/17/24 Page 3 of 4
Case number; 20-19836-AJC Debtor(s); Marco Barrios, Maria Barrios

●This certification requirement applies even if the Debtor(s) have executed a limited power of attorney to Debtor(s)' attorney authorizing the

attorney to sign documents on the Debtor(s)' behalf.

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Case 20-19836-CLC Doc 135 Filed 01/17/24 Page 4 of 4