United States Bankruptcy Court

 Southern District of Florida

In re: Case No. 20-16413-AJC

Osvaldo Garcia Vera Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 113C-1 User: oriol-ben Page 1 of 2 Date Rcvd: Jun 15, 2020

 Form ID: 309A Total Noticed: 22

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Jun 17, 2020.

db +Osvaldo Garcia Vera, 290 East 49 Street, Hialeah, FL 33013-1855

tr +Barry E Mukamal, PO Box 14183, Fort Lauderdale, FL 33302-4183

95738321 +Crdt Express, 2455 Hollywood Blvd, Hollywood, FL 33020-6605

95738323 +Debski & Associates, P.A, PO Box 47718, Jacksonville, FL 32247-7718

95738324 +Diversified Adjustment, 600 Coon Rapids Bv, Coon Rapids, MN 55433-5549

95738326 +Global Financial, 3415 Galt Ocean Dr, Fort Lauderdale, FL 33308-7003

95738329 +Midland Funding, 320 East Big Beaver, Troy, MI 48083-1271

95738330 Midland Funding, 2365 Northside Drive, Suite 300, Hialeah, FL 33013

95738331 +Molly Fitzpatrick, Esq, PO Box 290335, Tampa, FL 33687-0335

95738333 ++TEMPOE LLC DBA WHY NOT LEASE IT, ATTN BOB HOLWADEL, 720 EAST PETE ROSE WAY SUITE 400,

 CINCINNATI OH 45202-3576

 (address filed with court: SmartPay Leasing, 720 East Pete Rose Way, Suite 400,

 Cincinnati, OH 45202)

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

aty E-mail/Text: bk@coronapa.com Jun 16 2020 04:10:01 Ricardo Corona, Esq.,

 3899 NW 7 St, Second Floor, Miami, FL 33126

tr +EDI: BBEMUKAMAL Jun 16 2020 07:03:00 Barry E Mukamal, PO Box 14183,

 Fort Lauderdale, FL 33302-4183

smg EDI: FLDEPREV.COM Jun 16 2020 07:03:00 Florida Department of Revenue, POB 6668,

 Tallahassee, FL 32314-6668

ust +E-mail/Text: USTPRegion21.MM.ECF@usdoj.gov Jun 16 2020 04:12:59 Office of the US Trustee,

 51 S.W. 1st Ave., Suite 1204, Miami, FL 33130-1614

cr +EDI: RMSC.COM Jun 16 2020 07:03:00 Synchrony Bank, PRA Receivables Management, LLC,

 PO Box 41021, Norfolk, VA 23541-1021

95738319 +EDI: CAPITALONE.COM Jun 16 2020 07:03:00 Capital One Bank Usa N, Po Box 30281,

 Salt Lake City, UT 84130-0281

95738320 +E-mail/Text: bankruptcy@cavps.com Jun 16 2020 04:13:43 Cavalry Portfolio Serv,

 500 Summit Lake Drive, Valhalla, NY 10595-2322

95738322 +E-mail/PDF: creditonebknotifications@resurgent.com Jun 16 2020 04:07:04 Credit One Bank Na,

 Po Box 98872, Las Vegas, NV 89193-8872

95738325 +EDI: AMINFOFP.COM Jun 16 2020 07:03:00 First Premier Bank, 3820 N Louise Ave,

 Sioux Falls, SD 57107-0145

95738327 +EDI: IRS.COM Jun 16 2020 07:03:00 Internal Revenue Service, 7850 SW 6th Court,

 STOP # 5730, Fort Lauderdale, FL 33324-3210

95738328 +E-mail/PDF: MerrickBKNotifications@Resurgent.com Jun 16 2020 04:08:43 Merrick Bank Corp,

 Po Box 9201, Old Bethpage, NY 11804-9001

95738332 +EDI: PRA.COM Jun 16 2020 07:03:00 Portfolio Recov Assoc, 120 Corporate Blvd Ste 100,

 Norfolk, VA 23502-4952

95738334 +EDI: RMSC.COM Jun 16 2020 07:03:00 Syncb/smrtcn, Po Box 965005, Orlando, FL 32896-5005

 TOTAL: 13

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’++’ were redirected to the recipient’s preferred mailing address

pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.PR.2002(g)(4).

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Jun 17, 2020 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

Case 20-16413-AJC Doc 9 Filed 06/17/20 Page 1 of 4
District/off: 113C-1 User: oriol-ben Page 2 of 2 Date Rcvd: Jun 15, 2020

 Form ID: 309A Total Noticed: 22

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on June 12, 2020 at the address(es) listed below:

 Barry E Mukamal bemtrustee@kapilamukamal.com, FL64@ecfcbis.com

 Office of the US Trustee USTPRegion21.MM.ECF@usdoj.gov

 Ricardo Corona, Esq. on behalf of Debtor Osvaldo Garcia Vera bk@coronapa.com, 

 rcorona@coronapa.com

 TOTAL: 3

Case 20-16413-AJC Doc 9 Filed 06/17/20 Page 2 of 4
Information to identify the case:

Debtor 1 Osvaldo Garcia Vera

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−6737

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Southern District of Florida Date case filed for chapter 7 6/12/20

Case number: 20−16413−AJC

Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline

For the debtors listed above, a case has been filed under chapter 7 of the Bankruptcy Code. This notice has important

information about the case for creditors, debtors, and trustees, including information about the meeting of creditors

and deadlines. Read both pages carefully.

The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not

take action to collect debts from the debtors or the debtors' property. For example, while the stay is in effect, creditors cannot

sue, garnish wages, assert a deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot

demand repayment from debtors by mail, phone, or otherwise. Creditors who violate the stay can be required to pay actual and

punitive damages and attorney's fees. Under certain circumstances, the stay may be limited to 30 days or not exist at all,

although debtors can ask the court to extend or impose a stay. The debtors are seeking a discharge. Creditors who assert that

the debtors are not entitled to a discharge of any debts or who want to have a particular debt excepted from discharge may be

required to file a complaint in the bankruptcy clerk's office within the deadlines specified in this notice. (See box 9)

You may want to consult an attorney to protect your rights. The bankruptcy clerk's office staff cannot give legal advice.

To help creditors correctly identify debtors, debtors must submit full Social Security or Individual Taxpayer

Identification Numbers, which may appear on a version of this notice. However, the full numbers must not appear on

any document filed with the court. Do not file this notice with any proof of claim or other filing in the case. Do not

include more than the last four digits of a Social Security or Individual Taxpayer Identification Number in any

document, including attachments, that you file with the court.

WARNING TO DEBTOR: WITHOUT FURTHER NOTICE OR HEARING THE COURT MAY DISMISS YOUR CASE FOR FAILURE TO TIMELY PAY

FILING FEE INSTALLMENTS, FAILURE TO APPEAR AT THE MEETING OF CREDITORS OR FAILURE TO TIMELY FILE REQUIRED SCHEDULES,

STATEMENTS OR LISTS, AND FOR FAILURE TO FILE PRE−BANKRUPTCY CERTIFICATION OF CREDIT COUNSELING OR FILE WAGE

DOCUMENTATION.

About Debtor 1: About Debtor 2:

1. Debtor's Full Name Osvaldo Garcia Vera

2. All Other Names Used

in the Last 8 Years

aka Osvaldo Garcia

3. Address 290 East 49 Street

Hialeah, FL 33013

4. Debtor's Attorney

(or Pro Se Debtor)

Name and Address

Ricardo Corona Esq.

3899 NW 7 St, Second Floor

Miami, FL 33126

Contact Phone 305−266−1150

5. Bankruptcy Trustee

Name and Address

Barry E Mukamal

PO Box 14183

Fort Lauderdale, FL 33302

Contact Phone 786−517−5760

6. Bankruptcy Clerk's Divisional

Office Where Assigned Judge

is Chambered

US Bankruptcy Court

301 North Miami Avenue, Room 150

Miami, FL 33128

Hours open 8:30 a.m. − 4:00 p.m.

Contact Phone (305) 714−1800

Documents filed conventionally in paper may be filed at any bankruptcy clerk's

office location. Documents may be viewed in electronic format via CM/ECF at any

clerk's office public terminal (at no charge for viewing) or via PACER on the

internet accessible at www.pacer.gov (charges will apply). Case filing and

unexpired deadline dates can be obtained by calling the Voice Case Information

System toll−free at (866) 222−8029. As mandated by the Department of

Homeland Security, ALL visitors (except minors accompanied by an adult) to any

federal building or courthouse, must present a current, valid, government issued

photo identification (e.g. drivers' license, state identification card, passport, or

immigration card.)

Note: Pursuant to Administrative Order

2020−07, until further notice the clerk's

office is CLOSED to the public for

in−person filings.

Clerk of Court: Joseph Falzone

 Dated: 6/15/20

Local Form 309A USBC SDFL (Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case − No Proof of Claim Deadline (03/30/2020) page

1

Case 20-16413-AJC Doc 9 Filed 06/17/20 Page 3 of 4
Debtor Osvaldo Garcia Vera Case number 20−16413−AJC

7. ** MEETING OF CREDITORS **

Debtors must attend the meeting to be

questioned under oath. In a joint case, both

spouses must be present with required original

government−issued photo identification and

proof of social security number (or if

applicable, Tax ID). Creditors may attend, but

are not required to do so.

July 15, 2020 at 01:30 PM

The meeting may be continued or adjourned to

a later date. If so, the date will be on the court

docket.

*MEETING WILL BE HELD BY

TELEPHONE*

Trustee: Barry E Mukamal

Call in number: 877−912−1964

Passcode: 2271060

8. Presumption of Abuse

If the presumption of abuse arises, you may

have the right to file a motion to dismiss the

case under 11 U.S.C. § 707(b). Debtors may

rebut the presumption by showing special

circumstances.

The presumption of abuse does not arise.

9. Deadlines

The bankruptcy clerk's office must receive

these documents and any required filing fee by

the following deadlines. Writing a letter to the

court or judge is not sufficient.

A discharge of debtor will not be issued until

the Official Bankruptcy Form "Certification

About a Financial Management Course" is filed

by the debtor (unless the course provider filed

a certificate of completion of the financial

management course on behalf of the debtor).

File by the deadline to object to discharge or

to challenge whether certain debts are

dischargeable:

You must file a complaint:

 if you assert that the debtor is not entitled to

 receive a discharge of any debts under any of the

 subdivisions of 11 U.S.C. § 727(a)(2) through (7),

 or

 if you want to have a debt excepted from discharge

 under 11 U.S.C § 523(a)(2), (4) or (6).

You must file a motion if you assert that

 the discharge should be denied under § 727(a)(8)

 or (9).

Filing Deadline: 9/14/20

Deadline to object to exemptions:

The law permits debtors to keep certain property as

exempt. Fully exempt property will not be sold and

distributed to creditors. Debtors must file a list of property

claimed as exempt. If you believe that the law does not

authorize an exemption that the debtors claim, you may

file an objection. The bankruptcy clerk's office must

receive the objection by the deadline to object to

exemptions.

Filing Deadline: 30 days after the

conclusion of the meeting of creditors, or

within 30 days of any amendment to the list

of supplemental schedules, unless as

otherwise provided under Bankruptcy Rule

1019(2)(B) and Local Rule 4003−1(B) for

converted cases.

10. Abandonment of Property by

Trustee, Deadline to Object to

Trustee's Report

Pursuant to Local Rule 6007−1(A), the trustee will abandon at the meeting of creditors

all property that the trustee has determined is of no value to the estate and file a report

within two business days. Objections to the report must be filed within 14 days of the

meeting.

11. Proof of Claim No property appears to be available to pay creditors. Therefore, please do not file a

proof of claim now. If it later appears that assets are available to pay creditors, the clerk

will send you another notice telling you that you may file a proof of claim and stating the

deadline. If this case is converted from chapter 13, under Local Rules 1019−1(E) and

3002−1(A) it has been designated as a no asset case at this time.

12. Creditors with a Foreign

Address

Consult an attorney familiar with United States bankruptcy law if you have any

questions about your rights in this case.

13. Option to Receive Notices

Served by the Clerk by Email

Instead of by U.S. Mail

1) EBN program open to all parties. Register at the BNC website

bankruptcynotices.uscourts.gov, OR 2) DeBN program open to debtors only. Register

by filing with the Clerk of Court, Local Form "Debtor's Request to Receive Electronically

Under DeBN Program". There is no charge for either option. See also Local Rule

9036−1(B) and (C).

14. Translating Services Language interpretation of the meeting of creditors will be provided to the debtor at no

cost, upon request to the trustee, through a telephone interpreter service. Persons with

communications disabilities should contact the U.S. Trustee's office to arrange for

translating services at the meeting of creditors.

Local Form 309A USBC SDFL (Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case − No Proof of Claim Deadline page 2

Case 20-16413-AJC Doc 9 Filed 06/17/20 Page 4 of 4