OFFICE OF ‘T’NE A7TORNBY GENERAL OF TEXAS 

AUSTIN 

owl up 8 rather exmerropolitan mvocroered oWm,latiozi 

and l@mllJ& to 

d policy of aacident 

im?tenaas vh.l& 

entlon speolfically and 

ua AQtonio Light, (2) The 

on Port, (2) The Xourtoa 

o Id&t ha8 not yet lcreued 

only lwnahed its edvertlra 

ChrOO hove boon in full-fled&od 

many yMrs* 

“Thor. lr ecae QQoetlon in our minds as to the 

1qpUty of the oadour plane of operetlon iolloved or propored. There has olro been aompl8int to 

UI from oompetltlve oompanlse end agenolcd; but ve 

give no amtrolllng velght to this, cinoe our eolo 
duty tr tb 

lmlature tibe obrerved~ end our only intereat, thoro- 

.rore, 3s lxt Aoteotlag mAA renmAyltlg v101aonR. '.. 

3!here are mm0 variotlom in the plana proroposedor fo~veA,novurdltt the past, by the va~loua 

MtwJMP8J bttt in OF&l that Vb Wily &t8Pt?dM hlCl 

oar.-oplttlon from your Oeputxmtt vhsther ang of vuch 

p&w or atty p&rt QP part@ thereof aoparatolr aon.elAor-. 

eA eatatwtte riolathtt!t of the law, vo s-ire and 

nunAlec ropratoly hweb bolov all or the eesontl.81 

~oaturer 

& 

and you llroy l wav that all of thoo or0 cmRott to 1 entorprlree wiles8 a 1laitatLoa to the 

aontrgry lo lndicatadt 

'1. The Mlirhore of all of the nexiepaper* inrolved ere prlmte corporQtlozta. 

"2. T~Q cmepnlsa lssufng the yolfafos 

me Auly lioon~od aaoident lzmnvmoe compm&w. 

9. The polluy forms, endorscutcnts, and 

riders used nre duly approved by thir Board. 

"4. In oath lnutnncc rho novsppr publisher (aoqomtlan) enters Sat0 vrlttca or v6rbal tuprer~ 

or taelt oontractual rclatlons 8~1th the ia~tmattaa oatiOrup f@P tha ~irO~tiOA-~tZIlOti~tl and ~C;cliC~-W3l'kOtJsg enterprlee hereln inbloated. 

"5. In aaoh instaoco, except the i.&llaa 

XIov8, there ie ta8intataod in sffLco quartore px*ooldod by the novapupcr corporatlcn a Fo-called roy;lrtrar 

Vho io a duly authorized EIgt?At lhtonrod by thir, BoomI 

in ~@spllanae vtth Artiala 506&b, anA there are olao 

tneneroue duly oppoiated and liceneed rolloltom vorlslng ttndtw fstd in eonjunction 131th the registrar. In 

tho cam 0r the mlas m18, th0 :2t.mmnoe comp8qf 

peye 20 the ra,#atmr 0 flat wa rer nonth, out of 

Vhlah ho paye the DallOs &N'P (d. Ii. Belo i-,Or~o~8LtCUl) 

445.00 par month rent Sor offfco epuue, sncl hlic ovn 

help and ofiao oxpenffe vlth the oxcoptlon of advertising and cervices of the Sallee lPeve route uarritare 

mentioned horoinaftor 31 paragra$m 13 rml 20. 
EGaorablo 0. P! IIohhwt, p&w 3. 

l 6. Ylth the moAl$loetLon above M I.a tteA 

a e to the ml& w Ieva t, he .tmtmp a pro p er vld6l 8 t it8 ... * 

OVA expotm r0r, tha regirtrar ma hle mm of roiicitore 0lCiee rpaoo, fvrnitura. equipment, stationery, 

cttpp i ler, au-da, poetage, eta. Boeider, at Its ovn 

w%ll built up through t&e cnterprlre. 

9.. In tome oaaer, re have found thlr newpaper 8Avertleillg aommhat mlaleadin& and IniePopreeontatlve 8e to tho torme, merite, uvl benefits of the 

pOuOyJ but UO &@k tOP 110 OpfniOtI tApon thiia fOLLtUW#, 

beliorlttg that your opinion ar to the other points 

involveA vlU, eaablo uu to Alapoeo of and control thla 

feature along with othora 1st acoordnnce vlth the lau, 

Art. 5052, etc. 

‘8. In some inrtnncie th61 roglatrur and 

*olWitor* an full tltw, ctalnrled tmployooe employed 

anA pald by the nompapor but AevotN full time or a 

mbe8atlal portion of their tine to tho lsmrance 

ttud.noas at tba diraation of the pnper. 

“9. In other inetaaaes ir 19 probably thdt 

ruch roglvtrar 8x43 tollcltore arc lndopendont oox&mmtom 01th tho nevapaper or am aga,ontr! of the lnrumnce 

aoapaay or lnAepe.ndent oontractorv vith it. 

30. The navepaper advcrtlelng ccuttalns in 

met lnartanabe a coupon fom, daeL&nod to te matlm¶ Or 

oth6rml8is ddlvorad to tho newepopm to tie csttaixtion 

of ltr ~Insurenco Ilapurtmcnt’, iiic?Lcnti~ t&it th pareon uhoee name, atddrc~tts, nad other gersozml detaila 

ara lndlcatod in the ooupm is intercstod in obtaining 

on0 of tha ~oltcloe ofrwvd. 

‘11. In other inotsnece tI:e qxe~apcr adVeX'- 

tleiry, instead of cantaleing B umw coupon for inquiry, 
-0 0. ri la&hart, peg6 4 

. 

oentune enbbaal appllmtbn tar $iollolea, to be 

mall06 6r 0tbmrf0* retomled to the *Ineuraace Do- ” 

partment’ ar thr, Jaevepapr. 

%. Vithaut oxeoptloa, PO Sar ae ua have 

olmelmd; it lr rtetqd pwmuently and rpeol~unlly in 

tbnow’~@dv.rtirkrg, the ooqoaactho8pplleatl6n ( b uc moLt o the g lc a lothat y), th6 p o llo ly a l va l- - 

a l6 o nly to eub o 6r a eor r 8 the m p er a a d to the 

maawrofthlrllauunte~lp or p 00 lang a* thqr 

ramln oubrorlboro and that the polioy mey be toralaatof3 when t&a nov~paper rrubauriptioa ooeeoe. In meet 

e8aee l&o pall0 Itrelf provitlss that it contabe tha 

vh6l6 ogntmot i etvtben inmrer and lmwod ant% that 

aoltlwr th@ ap lloatlan nov any stetenmt mado by tha 

arrsred &all go. svallnblo as a defoare or a&%loslble 

kr l vld6no o . 

9% The pr~umecharged for these pol~~~ocr 

uaully Indude 8 tventy-fiv4 cent iniffcl regirtrat1on r6e.aml a premltatr~ from $1.20 (shn Anton%0 

m&a) to 43.60 (other t&roe) par year; theea gaweium~ 

belel~~ bellolfo (evpsalally the aa Autuafo &l&t), 

T 

lovol? than 8imllar poll.cles aould be 

pw43h8eti ir8tan)mothero 

7 

tlag cwea 

Cr qenolao in tha oo-fyi probab duo, at least 

In part, (1) to the taut t&it the neurpaper %* beerlag a eubtt6ntlal part OS the tot41 coat or LIIm.r6nGo, 

and (2) ln part to the fsot- that the ltmuraaco componlos aa afford to eel1 ahegpsr in the larger volumar 

made goe&ibXe throa@ mob as errengmnt than they 

could by marketing throu& regdler qmal~re not holag the abditLoaa1 benelite Sur&l@h%Q by tl-,o nerayq.m. 

la et leeat one laataace (Eaa &tonio LLEfit) duly tuthorfrrd reprtmentetioss of t&6 in~uraaue coxqaap (Iiort2.i 

Ailbericea Aaai&unt laaurance Ccnqmny) ham adrrittad spaulfloally that the oompiay could not and voul& not 

eoll the sat46 pollay at the eaza prlca to any one 

othm than subsoribora to tha nev~papc, gioa (2) 

above e# the reaecm. 
‘9. Ia mart lntiMca~ the luquiry COUpoaR 

or ~pplleitloa &rme publlmhud In tho aeuepaper layout0 m 8olloA by the i.nqutxsre cr eppliu8nte dLreot-’ 

%u 

( to thm reghtrar, ueuall acMxursod in oare ot the 

uraaao Dapmrtment of tL newpaper. 

*Xi. Ia other iaetauooe thee0 inqulrles or 

eppliu8Uoe furme bbve been &zked up from the eubecrlbm @ tmmm%tted to tho xegletror by the nuvr;qter . 

rout0 aarr%eru, vho w la every lnutewe not liCeaw4 

aa la wma oa e gentor * l olxeltaru, a a vhd a m $ a eld nployeeu oi er ladupundoat oontraatora vlth the nevegeper. 

re ‘I 

3661 h mout inetanaer upon receipt by the 

trer of the Inqulror’r coupon, the regiwtrsr eon& 

a lloenaed rollcltor to interrlev * proepsot 

&lee 8nd mtxma appllaetlonr for peXlclue; the eppliortlanr thoa JMag parqod upan ud the polioler refueed or ooaate?d&aud and lrrusd by the regletrar end 

mallrd to the aeeured OF bsneilolary. 

=x7. In most inatancer the re&H.ratloa fees 

and oceml*rlonu al&mod by the lnacrance c~ea are 

pld ta the lleeneed ragletrttx and aollcltor~, either 

8e tholr role oompeneaUoa or la oddltion to tbelr rogulm marlea or othua? ocQlpenwtlon OI! euployaur of or 

%nbpwdat eontr8otore vlth the publlehere. 

wi. In other lneteacea such c~rsious 

end registratton fees, or portions thereof, arc retnined by the publtihera 6s o partlol ofl’rtit ogeln~t QXpMS6S. 

39. In the one6 of the lklloe 19eve tho proniuw aw prdttod to bo eolleated pertcdblaolly by ’ 

aevwpapor route arriere vho &w not llcenfml aml vlx2 

are eeiployeee oi or lndepetient contxnctor~ vlth the 

neuCp4lpm* 

“20. In such lnetancee (D&lee Iievs) as, the 

nuvspaper mute oarrlem are p3altted to pertorte any 

funotton ln the fnsuranee enterprlee, such as oolleoticm aad tcaasmleelon of applicstiona, prmbnt, or 
. 

@lOtie, it 18 WApulated in thcr spp2iGtttbJ2 or 

coupea-rm that la eo doing tao new 

rtar 1e the 8gaJat of tba nevspfbpec u ur 

per route carwribec, In- c 

quirk?, 8 8pp2liaMt aad not OS the aouepeper or of 

the lnwvawo caa&lmy (a protfelaA of uhlah YO @mlB2y doubt the wll8lty in Vlmt of the provlalMe at 

the wtatutee, mow am &l'ti.GbJ 50% &Ad 5063). 

=a2. & e sell ewe* the regfrtrar, la met 

th8 puul*&or, ramlte to the inuttr~0 oalapaler the* 

emra of tbs pwmlvw an8 lA every caw tbn nauqaper 

Ir.ha28 U#po!u?ib26 &*fctr. 

‘P2omo give ~11 your opinion ec to vhothor each 

*a* 0r ch above ~~petlci~ad p2a1~1 0r op8~8ci0~, c0ib. 

eltleu8 meymtsly or ln aonjunotlon vlth othem, oonl tltutee n tlolatlon OS any eppllonble prooirion of 

our lnwwncQ scacuter. apealfy ceparate2y a0 ve la1 

drum rhioh phaeee 8re 2ega2 and which are illegal.‘ 

s 

%omt purtlm28r2y w lnvfte your attantloa t6 

‘lmlone air B.&s., 

3”” 78; B ca 

Artlole 5053 end P.C., Arti- 

. . ., Artiolea 5055.5056, 5058-5068, Ltlolueln, and P. C. Articlea -573 end 57Ca. 

l P u tlo u2it aeobrre r 2Jto r w that from the @Otf~laa# as CM abow oltetd atatutec the &$&mtuw 

latonh8 thata%lpua’saw vho arenotdulylioe~eed 

aganto or eollcltcrre (en8 partloulIw1~ sll aarparationu, vhlch are e olflcally forbiddoza to be lloenacQ 

ae o$ent# or a0110 rtora of l~aura~~o~) ahould keep hfmdsoft the lneurezme bueineesl errlctty, and that purtloular2t undsr &%lol.oe 5055-5C6$bjb, lnol~slvo, the Aw.wp8psr carparetlone are mlavfully aarrylng OA the budneon of ro2lGftlng a rocelving~apgllcatione for laU'UPQAW, lrsulng md.dellverfng pol.Uise-thereof, acid . 

othemlre al- ‘In the LrrmaaotloA of the bualnms 

of wj ~ASUWAW aompany,g md dolag at leaet tndlractly through eotual control of othere LhOWt3 things UhlGh 

they are meet epeolflaally and onpbaticnlly for blddcn 

to do dtreotly themsalves; and that their osiplofooe 

en8 ladQ*nQeAt Qantr&atore and the iAeuranae marpanlee and tbelr egonts, employees, end IAdepeAdont WAtraotore are llkevlss oiolatlng one or more of the provl~icim of the cited statutes. It weac to pa plain, 
oloo that in offerlag thee0 pollcloa (1) o* to rubwrlborooithoxtw~~aadbeojiaa:theaitoothow 

oi equal itwurability, and (2) at rater lover than bon- 

.rubwrgbero to the3 partloular fnwspaiptra SPA prchwo 

polioior •~COV~OW, the lnrurR~co oompanloc anb their 

agent@, om#lo~oom, and lndopendant oontractors aro 

gut3 0r dir0ddAatlng and wm.Ag 1A vi0mm 

cf rtatutory prov191oAQ." 

The aontraota botuoon the lasuraaf30 aoapanlor 8nil the 

w pob2l8horr, show mentlowd, now in r02-w. two to be 

~outo4 014 put in r0m (II ronem3d by t&o +otootatla aoppio~ 

~tho0ilmwo 

-t 0 

A* H. Bole carQorot1on tr ae sollol?t: 

'T&m mw maa0 and ontoroa into .thls th8 

2nd day or .&arch, A& 2936, br nnd between XRTPROOBAH cAsum cmm, a corporation or&anlteQ ondor tho IRUR or the state 0r Indiana, 1~1th oseoutlve 

0rfi00e io olrrcmti, ohi0, and bar* a p3t-a to 

do buulnoer in Toxw, horelmfter aall& hhter-Ocean,* 

end A. 8. BBUI CCBPORATIO& a Toxaa corporation with 

ita doalolto la Dellw, Tesw, herelnafte~ doeQuoted 

99 Vub2lder. ( 

"That IWR~,.the proteotlvo b0Aerlt3 of deelr- I 

able aaaldont iPsuronae are AOt COAVOA~~A~Z~ obtaiaable br tbo roadorr ot and rubacrlbora to newpapore 

or the Publl@her Upon mm11 weekly poy~2nts fm auab 

ahfirnetor 0r i~aurzmce;.aad, 

'%iiEiIW, it la mutusllg aon8ldoPod br the yartlos hereto thot on oppox+tticy for ouob reodore and 

mtbccrlbers of the nouspapero of the Publisher to buy 

ruch charaoter or soeldent Ipauranoe upon pmluuw 

payable uookly vould not only be mndwlve to thelz? 

wellare but iould a&so lnoreare the bueineas af said 

bteP-&WA 8nd inGrWff0 the GiPoUlatlOA Of the nOW?- 

ppere of tho Publisher, and llkewlae would lncreaco 
,,;.I 

itoaeablo 0. P. lmkhart, page d 

tho Ralb aad tubscrlption to said p3vspap8ra to the 

advantqp of Publiahwb IrulewWt. oantxaotor neveit 

pBr aarrlore taarou& war rollalaary elm?la to a0 

creeee the rubtoription tale OS tald nevtrpertj &id, 

??WRgaS, raid titUF-f&Sah bet oubsittod to Fablithur ep¶olm8n CopL6U or ~ouafoa, two OP vhlhich 6ve to 

b8 ;derrfiocrl in tWW Vith @icy tOFElt hel'Ut0 6ttUChed 

l e a p a rht a r eoo rwh , l to mp c4 pd eo folpllsa c ay,nd ~ 

a a rko dto lnlcro ORe epoo 'l334x'andthe tively, oth8.r 

'l33 ZSiU,’ eaoh of which poliaies it undertakes to 

iSSW m&d t8u fOr tha p?UmiUUI Of riVe odot8 pr WOkl 

alto priated.iarn of pollcf by tald Inter-Oacan vlth 

ths vurloue uhangue an4 acblftlont thereto indicated by 

ink thoroon 8~4 by OddeDdo pasted to said poliop, and 

vhuh mm 0r poltoy le marked b Ink on rirttt pase 

thereof '133 IX4 7,' vhloh polloy aaid Inter-Ocean ml&- 

"1. That PublltRer contents t&t t&c voluntmy 

tsrviae an4 err0rt8 0r its tald indqmda~t conttwctru. 

xwvep8pca~ ~arrlws may bo snliated In tto yu\cmotion 

of aaid butinerr of etiib Inter-oCeaa, oondAtlone4 that 

thbp do t0 v0luwriiy r0r the pwp0m 0r incraealna 

their navtpap~r ales an4 thomby further tholr ovn 

Fommet ax& i;lureas8d sarnlnga to them thereby. 

9. The PublMlzsr a&reea to sponsor by edvwtfset#AtI in Ltt adily nwdpagma tke said gol.faf8c Of fnuuramze, r0mas of vhiah fcZ'8 nade a part hW8Of, to 

that iusmt1oR as tQ tbe benQfu8! thsreal and pretiafmt to be paid therefor still ba eveilable to t&o 

reatlers of an4 eubeorfbert to its nsuepapm. 
0r ite wvwpagiw *The 

gllenoe 0P ttir ogrwmcnt, withlater-CaWn e&all hare 

*4. Snte~ooeM &all provlat’ itr auly noormutad ed authoriwd 

i!?sa 

etrar, resideat in nnd vZth cmwnlent offiw b 8, Wx68, Sor the tran8aotMn 

at fte bWiaasS in 8ObtiOXl to S&d lJ1mr4BCe butlneta 

that w f&ov hoiu the ma&em 0r en4 eubetrlbwe to 

,wlfsx4wep~8* 

l 5* Iia t~o w*a hn apro ll vldite duo ll.l y a enwd 

afpat, UílWiM to r ur a to lFthh a dw o e T@ tad 8b o v8 

fn gaarapa* 1 hereof euah pW.Wd forme 0 appliaation 

for fueuwnoe at Inter-Owan atiy pruvide far swab nowpapas mabralbera aforeeaid, an4 if snd Pken rIgned 

3 

welt newpaper eubecribero, to rewive efmae, aa2 

tai, l%eted by the weittu’y heroinaftaF dOQi&lUJted, 

to traneait cum to the R&etrar, and srrd Rc$letrm, 

ite4usabe sapropwandla&elrorm, FbtO.2 atom0 

Usus the policy of ineursnc8 called r02 theroln; and 

raid agmt ud Geglrtrar hall tbengomp;p~~W~wror tha dellmw~ of raid polioy to 

ln. 

‘6. ZntezMoenn hereby aowtltutss Publilrhes its 

'ir 

altory co reoeivat, oolleot and waount to it for 

prwaluw rwllred froin aaid neviqsper aubswlbexv 

and readers upon eat4 polIolee of l.neurenco to proour8d und6z the wp3nswahLp or Etiblleher sforeeal6L And 

it belug tan&mrtooa that eoah polloios rbll only be 

tttued by Inaer-Oueeu qmn epplfaatlonr l;her&or, end 

4 

aah poUaLec, to bav cancel8d by Incrtr-&em fur ma- 

; ) 

giz1.e of insur’3nw 

nt or premlwa ee provided ln said reepocttve 

; the mblfwher agrwa to wt as 

ruo?a &epoaltnry aud ti receive an83 aa~ouns to inter- 

;;. Owrin for all premiurpa co turned over to 2t, and to 

keep a reaard of euch fmm aab by what oae\lrsd pi& 

pad of rwh 6ata 0s rpag be r8qti~ite tQ cmply with 
w&lo 0. P. Lookhwt, me 10 

I 

ondwbwrlbwr of thedailynmmpa~~ca $ubUrbed 

by the Publleher lto oerteln IJovapoper, Travel and 

pedelrtrlan AOoidant p21Uie8, in acoordance Vlth 

th6 res~sotlve forma, coplas Ot vhlch BI'O 8ttRChed 

: haeo, the lwuaw6 or vhbhhas been or lllr11 b&l 

ruthwlzed and approved by the In~urancc Ikpa&mtnt 

of the starts or Tbxas. 

“6 . Xmadistoly qxkn receipt or an appllcetlon rm swh irrsur~e pouoy fma the rubreribarm 

or roaders of such n8umpa~ora by the tmzd liwuwtti 

e$6nt mtmtloned ln pere&rqda 5 ixweof, he mW3.l dw 

liter to the Re&letrar, or other duly suthorlzed 

egsnt of Inter-CMaen to be neared b 

applic8tlon and a aohedule, ia dup f 

inter-&soon, rwh 

ime, upa0 torn9 

to be iurrblahod by Intor-Qoem, which ichadulo #ball 

ebou the nllne, addmae aad age, tog&-her with en 
LetCar, a~, other duly autharlzea egent or Inter-Coesrs 

&all, a8 8a se may xwmonably .be poeslble, countB~- 

a* mid lrrw poliolee of insurance to tho poreona 

rho have agplled and me eligible tkereror, QI) appears 

frcoc l uo h lohedtsbb xbuvery 0r the poliom 0r inmar-o dUll tbsrr be aado to the ~asurode, wbncrlbere, 

oroadorwarrrld~~arorewld. Theprovi- . 

am d QOadltm8 irr ~0h polioiet3 0r in*~tic~ 

oonta&mdeWllatalltimsr detexmlnothe llabllltg 

of Inter-Oeew,to ruoh polloy-holders. 

“9. The B&lrtrar shall rurzah voeuy to the 

mbliehsr an& IntmNaean a dupliaate list or all 

was arraquiredbyaaidpolicy. 

810. Inter-ocean klgraoa that durfq the contlnuawe of thle tsgwolnsnt $t ~111 not acaept insurcmco 

dent -7 po 

tom or 8ouspapr, Travel and Pe&strlfm AM%- 

!F 

toy ircar any other n%vc~p, ma@4elno or 

oaleal plnted and publlahed ln t&d city 0r wllm, 

liar County, Texas, end vlll not lrruo sng suah 

pomi13~ or lnsurww to the subrorlbers tx readers 

of any other rmumpaper, mqatlne or periodical vhlch 

11 pr¶ated or publlshcsd vfihin tht? City of Dallas, 

Dsllm3County, Texas. Tba PubUsher a@eciw that durlng the oontlnuowa of tbls fwxwmentlt vlllnm m&k 

ta3.n say crontraot or entm into any contract vlth my 

oth49rlnuurerior theisrwnco of e slmller r0moz 

6Gofdetkt ZWMW% poli<ry t0 MY Or It@ 8ub~C~ibsr6 

or readera. 

91. Thin contract @bell be cont.lnuoue until 

CMcaled by 61th~ party giving thirty (30) daytc 

prior XrlttM notloe to the other pmty. 

'92. mr 

9 

the oontinuanoc or this oontraot 

Inter-Ocean &al at reasable t%mQs ba parmlttsd to 

sudlt the pollag woorda of tic Z‘ubllsber, Depo@ltory 

%roreartd, ln o&-tier to ~eaoncilo any imcortracibs or 

dlfrerw0e8,, fmould any ouah i~couwb3a or difrereulcw wolp. 
**l3. Be Publlrher agmor paspt3.y to r8port to 

Inteidoeen all alelm eriain& am&w any pollof Bhicb 

my be isea& by Inter-Ocean untlep the tom9 of this 

qgroeaeat that pap do860 to Itc notle6 or sttentio3?, 

and psloaotly to trencrrait lnforwtion OS to euch to 

fbr Reglrtrar or other authorlrcd 5gei-k of Inter-f&~, 

to 

lnf 

ether with all mporte, co2znunicatlano end other 

orytio13, or aoplee thereof, that may be rsaolved 

~lt~ml8tAngtoa&lnm~eeentedortobemae&dep 

8adinetP~~loks. Inter-Ooeanagrcror 

to inw@g4ite end diepore 0r all cl.atar in aoo Ti!lszze 

wltb t&e term or mid pQllales 8ml to gey of m,ject 

8lalms ln aroordanae vith the mtrritr, 6s shown by the 

poofe 8nd the faote. 

“14. Inter-Cw8n igroe~ to wlnttiln Fxaere Catactrophy Relasuiwae l imilnr to t&e oov~rago set out ia 

Folioy Ro. It2245 lest146 by JLloydu, &n&m, to Inter00%&n Casualty cuapaay, uuch pouoy ie now In hall 

wee 8na erreot, or to notiry tbs PublleheP amcaetogzi13 terPliaotiou or such Broeae catastrogbo ae08 to pay to the 

(43OCd~uclrs on or before 

April 1, 3.930, to amtist in.ddragirrt5 the iublleher*c 

ptlh2qewe Analdent to the insuranoe plan provia- 

. 

‘16. Tha I3mOtiQ6 &to of this contract shall bc 

April 1, 1938, et l22tOl &EL, Contra1 P.tanGard T&o. 

*IN WXTHES lsHXRi%op, the partiot hereto hove cauued WC Qpetuwnt to be executed in duplicate orlgirmla 

by ite duly nuthorleeQ olfloort oc. reprssontatlves on 

the day nnd year flrat above vritton. 

A. fi. BELO CCRPWATIG; 

wITaRssr 

a/ J.8. Roroney 

WITHESS t 

P/ E. c . lielwLlR l 

I 

,:: 

. .- 
: :~ ‘cinc&nati, Ohio 

Apal 29, 1933 

. . 

“& the aaaaat batueen inter-ocean ctmalty 

%y mutual ccineent OS the partier hsreto end 

upun acaeldmation tberefor, Olaueo 6 of safd abovo 

aontmat IS tnodiNfnd tttd ohmaged SO that $320.42 

per month lr crubstltuted ior and in pleoa of $53.30 

pap &o&h reofted ln raid Claw8 6 of eafd aontreat, 

and co modlf’ied aud ahanged eald Clauee 6 oi rsid 

oantra6t 1lJ aoaartw& 

%WR letter la efped lrt dupliaate by us, md 

whea lllcevlae ao rlgaed br you, it @bell conatltuto 

a pert or rald aontraat ia ma4ufiofttfon of Clause 

6 theroof att hare urltten. 

Dy /a/ J. ti. %ba?r 

sic-id-cnt 

A. Si. BELO CORPORATIOS 

By /R/ J. x. moronsy 

saay.-Tmtta.” 

The aontract of agsmnt batwon Tbs Xouaton PrintiIUj 

corporation and th6 Worth Amerlaan Aooldent lneuranae Cozqmy la 

68 follouet 
Lborrarahlo 0. P. Lookhart, pa&l 14 

%fr agPeamartt tmdo tad ontored into title flftkentb 

PXIXTIEO 7 

e July, l938, by axul ?setveen TBE 4ousToE 

tXUW2ATIO& of Rouutoo, Texne, herelwftttr 

rofmred to ar the f'lrrt party, and the HfXWi AlamCAM ACCIDSXT IUSURARCE CWASY of Chlaago, Illfnoir, 

&ordnafter ~ferrsd to ee the aaomd pnrty. 

-1 That the ffrst pnrty :r derlrous 

or aotlng u rsaaf or the second party Qa r*llltag e 

- @lay OP polltdelr, know at tha SePlor 397A 

to the PudePe end rubrcriberr of the publlcatioa 

I k no vn l tlm RoosfOl? POST, vlthin state of Toxar, and 

/ @&at the reaond party 1s engaged in tho buelnest or l5tJuPawe end llo6nsed to laauo la the State 

OS Torae ewh prtiaular pollay or poUalor of irrl P a no Q~ 

t 

:. 

l srOrr, SWORE, In aonslderation of the OOYOnante and a&Pdmmats ltereln rot fcdh, to ba Jcetpt a& 

perSortaad br the 

8graei to lerue tr 

tlor her&o, the oeaond party 

e policy herein doaarlbed, OF any 

poUaptbat~y~by~a~cenront~vrlfinsrubatitutedthmefw,to thottsredere and aubae~iba~s of 

thepublia8tlonwbo thellamkeappliaatlonfor maah 

gizz&ovoYeP, them thall 

vho reeibs vlthin the territory aioroaaid; 

be no rolloltutg for 

l uah poUcy outaldo the State of Toxaa, aavl.ng end oxcoptlng, bovover, that the present aubecriba-8 of thy 

publlastlon vho em residents OS 0th~ eicter play secure euch policy provldud tbat in every cnae tba apFlfCStft3Ji iOr th0 QOlfCy Of that teoand priy cota%@ 

through and lr taken by a pmmn regularly authorized 

by the Imcranaa Department of t&e etate in vhiuh 

euab ttpplMation ttt mado if the lav of tha ctsta requlwe swh authorltatlou: A copy of mzch pollcp 1~ 

hereto att&shed, and its conilitlonr and prov~slone 

ahall at all times deterzdmt t&c liability of the 

second party to euah readers and rubecriberr. 

9sttld flret party ngreas vlthln tuenty-tour (24) 

hours after the reaeipt or such application to ieaw 

to tim applicant policy of tbo fom herein nmtioned, 

suah pollay to be d&ad 8s to the date of lm&e, dlxul 
~~3~r3blc 0. F. Lockhnrt. pcg~ 15 

vfth&a twenty-four (24) hours srou the Qto of irsw 

of ruah polioy to send to tho ieaond party tho appl%ogtlau therefor, uptut vhloh said a@lWtioa ehell 

?a no ted th a nwbcr 0s the p o lic ly ettuto a d l wh 

pcadc~ or rubrariber aad the date of hrue of ruoh 

P OUOY l 

%id par ty ;r i tho flr o t par t a g r ew to aolleat 

th0 run initial premutm 0r 30 cente on all aev 

polla%or lrrued fratp the 25th day of embmomth to 

thc24thdayorthc&sxtw6oo th, both lnolaewe, @ud pay 8ald ialtial orrapet basis 

of 20.833 aenta to reld ttaaond party ln Chiaago, 

Illhole, on or beforei the .ftrct dey of the follov~ 

lng month. 

“SaZd &W’ty Of th0 first &XWt tt&?eOQ to repoFt 

to tbie pt3.rt 0r th0 t~0tad ptm in mtag, w OF b0- 

roM the 6 d &ny of euah wok, t&e terlal nunbar, 

naw and addrocs oi the tu~cured ol all polfalo~ lapeed for noa-payment ot the monthly OroJopl thoreon. 

EOllafU co PepoPted ehull nof be lnaludad la the 

bill to be rondored the party of the f&rat psrt br 

the party Of the ffooosrd ports a0vtWlug draw0 pOnm?- 

al orspriuw for tha rolloving month. It lr hereby 

ttnderetood that on all pollales ismod, the flmt 

month’s pcetnluta v%ll be yarantood to tbo wty of tbc 

Uookly omdlt &%r owcellatiomt vLll bcr- 

%n all poliolee ‘to b6 ranovttd the party of tht~ 

riPat ptU?t ag%WOQ t0 OOlbOt thtJ m 8dvuinCo no&hly renoval protdtu of JO aents CII all poll6lae in 

force on the 25th day of each and awry mcz%la wd to 

pay mid advtmce tuodhly prtiuo on a net baele, az 

stated in epothm mrapapb ln thSr oontroat, to cold 

cwottd ptu?ty in Chlaa@, Illinois, 01~ or bsforo the 

. first day 0.r the follovAng laozlth. 

"Iti Went of f8llUre OI? deiault Of Ofth0P F=ty 

hereto, in the parPom6inad or ang 0r the nxterla?. 

obligotloae Uipoeod bx thLe 8greenent, us0 otbcr 

p” 

ty mny tetalnate this apoenant by glvinE thtrt~ 

30) &yet notice in vriting nt~llod to the wrtg in 

deiault~ but mob termlnaticm shall not affect 3.~ 

curwoe alreiady ln forae. 
; slqlaaal.0 Q. P* ~#lwel6 

s ah awe 0r Isl~repra~eptati~~ a8 to the natwt3 

-ar ooveroge under rush polloloa by esfd tiret psrtg 

or hia rub-egentt, than Chle oontraat aad mll rlght~ 

thareu~der win be r0mitt3d ti t0id. 

%l4 fim~party agrew to proagtly tranetit 

aa& nnd every olaim. 

%aid recond party agreed to promptly inv&ftigate 

aod birporo oi all alaias aaoordiag to the mrorlts aa 

aliouzl by tho pr00rff end the shot+. 

Vhe flmt party and all roproeont8tlvee eolieltingnppuc8tlow &allat8lltirnaaba lloenaod 

by the proper etata authority, tha cost 0r such liQtnw and alma the expwa lnoidant to the 1esuo and 

dellvery oi euoh pallclea to he borne by the rim 

WtY. 

9hlw 8peeQOnt is Orode eubJoat to the 00ncS t1on,tbatthe rw&pt fd3%l.loontlnw tobellcowed to a0 bwlm3ss ln dl e tcrPitory mu or hereafter ooveredbythle %@Mment aa4 ehallhavethe 

10681 right to carry out the prcwlrl~n~ boreof. 

%ld party of the flrat part ala0 wpwes tc 

mail to t&a ~euepapw Eegklltment of tha Xc&h mrle4ua &oldfmt lzmtr6uoe Coapany aopiee tif all adverttriDg uhleh may be wed in the pr4IPOttoll or clrculatlon 

in oonneatlon ti1c.h the 6foraee:d pollof. 

"%%a terra of ew.e lx&zYtemnt &all bQ3 on0 (1) 

f 

ear frcmlte data and shall euto5atloelly rmc1u unape thirty (30) daya notion in uritlmg is .givon by 

either Fapty ot intent to Mncel. 

%z WI!TREXs kl'&liZl~~P, the mid first parry ha@ 

herowder @et hle hand, and the, satd seoozxl party he@ 
Eaaomble -0. P xmkhert, P&P 17 

cnwed thou0 procsnte to be executed in duplloate L 

by S. P. l?ore, mar of the S~eclal f8avcpog.o~ 

Travel Pollop Department, or by an officer of raid 

second p6rty, tllle 15th day of July, 1936. 

XORTH AIIWICAR ACCIDEWiINXIRASCE ‘ 

CONYANY 

By /n/ E. P. Gore 

. . 

THE SiOU3TON FiUNTSXG CORYOi4TICIi 

By/s/k'. P. nob=“ 

--- 

The agreement or cmtraik botueon she 5lowto.n Cbronlole 

pubUsh5.n~ Coq@ny an4 the Harhln&on Natloml Inruranco Ccspany 

1s au rollowsr 

*uHaREAs, TnE SiOIIsToN cs0fi1cLx PxELiszilk~ 

COM+RY, a corporation organized under and by vlrtoc 

of the lti%is of' the SCata of Texas and mint&~ ir? ,-/ 

prlzzoigal p&l08 of bwiaosr La licwlton, JinC~~s County, 

Teae, (hemlnal’tsr roferred .to a8 WJE&SSi~~ ) and 

UAs&MoTON XATIONJIL sxsuRA3cz CONFANY, Q co~oratiort, 

organized im4or the l&f2 of *the %ete of illinols, 

(horolnqfter referrod to 8s 'f:i5J8i;E'), did cm Jonwry 20, 1939, snter into 5 certain WrlitCil c-couent, pertalnlng to the isrcbaeo, sale ati i~isumcc 

of cct'Cd.~ 'A.Wspa~%W ro8d0I' lAsUZ'8nCC pGllCLe@' 

(hereinafter referred to on WSAD~ IPWMtXZ~) and 

which egreemant provided that the pane should rernairi 

in force and &fact for a per104 OS Slve (5) year9 

fma thn dete thereor; and, 

'UHFHy;AS, FUBLIEHRR and iX3lZcEX dealre to Ln 

ell thin@ mutually camal, void and hold for naugbc 

eald urltten contract aforeeold md &ny or all rug+ 

@lN&At~hW3tO 5Ad t0 @AtOr intO 8 AWI VX'itteA CGAi e 
pnoreble 0, P. Luokhartr R4P 10 

f 

@lWBRAS, PUB- 10 doelrout of haviq avaiL 

able te the readers on4 subsorlbore of its publlca2, to-ult, The Eoueton Chroiiiole, RiiWER IIosW<u; 

, 

l lfIilWW,~t~Ortbro~r~eubrcr~a 

: 

Or .zar%mim1) ~mt&tiOA~ me mWtVA ChroniOiS, Ope 

. at the prevent time polloyholdora of RW INSVRAllcg heretofore irsued by IWUREs1~ md, 

m, INSURE8 deairoe to lcaue to the 

we&u-r and mbeoribere or PfmLIsHER~S publlcatlon, 

to-ult, The Bouston Ghrani~le, ad nag dooiro to buy, 

sama xx88aAxcE, comditim0a ad prbwick+ti that aaid 

madore and rubcaribere are oliglblo to becone polloyhol&irrr of raidl?JUBHl INSUflANCR,8nd I?EIJRERle furth13r 

ullling spd derlrow Of mxxevin& all of those oertaln 

REZABEB II@URANCR now in foroe and heretofore lteued 

by SR!3BPZi to tbo rea&m and rabscslhorz or' ?IBUW33xV3 pblloatlon, to-vlt, The liotouttan Chrozilulo. 

1. 

?Thet that cewtaln oontraot, dated Jam3rg 20, 

1939,. QAb au f!A,@W7lOAtU, if SAy, thwoto, batuecn 

HJBSJSBIiRl and IHSURRR be b. all thing@ nuvwxlly canoollad, annulled and held for paught. 

2. 

alN3LBRR agpeet to ierw Lte raid RW JSW3RANCR to aI3 of the maders on4 subotrlbora 02' tha 

publkaatlon or publltatLons publlshad by the PUBLLSSEHR the grecrent publiioation being The Houston ChrOalole I aendttionerl only that the readare and eubnerlbme dforeeald ooae within the tams, ocladLtLcms and 

l.inr2tetlew pcworlbed by the RiZlilXB IIEXEUWE poll- 

~1~8, a copg of which 1s attoohod hem&o and r;sndo a 
part horoof. and who mike pr 

l ld-~uAAAc Eup o la d 

r appllcstloa fqr 

3s p r sr er 1a p p b ed 1 i. c a - 

tioa blmks to be Sumirhod by MSMiMW fw that pur-’ 

pore. 

‘lMiAB3 agrow, offocttve Mnm& 25, 1941, to 

aolleat~1prmIum tberoSmsndtolesuo aaddelsver 

watdRBAlXQt XllSURM~~toaolloatall ratumpr8- 

ritmedueapoareidRUD=tIICB~CJZnovinforce8nb 

to pay ovary apeme of any nature uhataoevar in conpeotioa tharou~th, ineluding, but not by way of lipsitation, the apanso of lsulrlg an4 dal.lvQrlAg thQ 

polialoe~ tho expose of colleatlng the pr4nhms~ 

tha expanaa ol rolic#ftkAg and relllng the IIzADm MsUl#ACE~ all talulor, cmmls~lon~, bowmoe, aooial. 

rsourity taxm at .aay kind, vhethor Seato OF Fedwal; 

aad all ajmsc of @ny Utigatfqm, fnclrrding eettlemeata 6nd jU&$lMAt, growlIkJj out or or? iA eAy vuy 

ooaneatsd ultb”tb8 rrle, lrsuanos or del~oerg or taid 

AEhDp8 lSSUAAEC?Z polla$. 

3.. 

‘~SuaEII furthor covenanta, aontcautct und 

agraw, offeative a8 of Mawith 25, 1941, to handle 

all 0r the reneu8lc and oolleatloan of all pro&m 

aov duo or thnt my beooma dua upon any FwlDAEt IBI- 

%TULWZ nov outatoadin(S vhlcb AZADZA uF%J;GIINZ iUs3 

heretofore been issued bg IEEUREi under and tg virtue 

of the provialoas OS the egeomsnt betw?al Pul3I;IPE 

an4 MSUZE.8 doted Janwiry 20, 1939. 

“In tblt oonnaatlon, SXWXER uovonanta and 

f3&Wae OffaOtiV8 mrOh 25, 1941, t0 pay Wery exponee of any nature *hetaoovor in csonnee.lcm t.h%rerltb, loalodlog, but not by uey of U.initatlon, the 

sxpenhe of renwln43 and x-o-lmauing or redelivery 0S 

any policy the expense OS collecting, the ron.ewala, 

tba reA%wai prsmim aA apant!% OS serv1clng r%rl%Yalr’oS said policies, sll 88larle~, oommfeelom, 

bonuc~s, sooLa1 eocurlty taxet), and inaumnos texea, 

whether State or Fqeral, and all expenaee of any 

litQget;ion (lnuludlng eettlenurnts en4 ju4gmnts) pow- 

%ag out of’ or In aziy way conmated with tIm renewaal 

or re-ierwnw of enid F&IDEA IA%SAAFiCE. 

i.1 -- 
4. 

9haREAaR Iltsuam(xE vhlch MSURFA a&r&! to 

1~91) to the readore end subscribers of the pubUcaiticmorpubluat~one printedby FUELI~Bea eballbe 

.hwa w Fcml AA 35l, a copy of uhich ie atteohed 

hereto and mada a part hersoi. 

rrp tla went XS~ dearer to ohenge the torm 

of iubmst x8-, the propousd cbmge mlwt nrat 

be eulatted to PUBLISHER an4 PZiJ3~SliZtgS Prittea approval thored obtained. 

5. . 

%A all AEURBI IR3URAXCR noti in form end ef- 

_. foat'khlda bwe harotofoma been ieeusd In accordnncs 

uith t&wnitten aontrwt betlIe Pumm8BR and mSUARA dated JWQU?~ 20, 1939, OA vhioh polfaiee the 

pranilw hw&xmn p&l in edvenoe OS Herah 20, 19'41. 

to-, i7.muam vrll llfEduate1j upon the 

exeautlon huruot pay to IiS- all OS uIIsuRER@S 

pro rate not ptm~.Iuma as provided in the oantract 

batvwn XSUARA end PT3Bm &tad Sanuaq 20, 1939. 

Attached hereto 8114 olede 61 part hereot ic a Let cf 

the poliaieo on which the premltmie bavu been paid 

Ln ailvluIcl3. 

6. 

‘IAPIJRW e&a&a to aaploy at 1t.r aole eJQ%nsc 

COiIQBt0At 8OUOitOlW t0 sellRXADi5R 18ZWuUiCE to the 

roadere and subaoribert 0r me mustan Chroniole. 

7. 

=PuBLIsm ir to dcrllver and tUI'A over to 3s 

SURER upon the exocuticm h%reoS sill of the inowa~ce r~uord?, Sibe, tbpplfCet%OQ blank?, and all other 

reoardr portainlng to aryl READER WS1IxAIoCE POW in 

fora and ofT6et, lncludfu~ tbc Speedaunaat pkrtee 

upon vhlah aru irsprintod th% neni%s of the pollgyholbers pod t&i% policy inScrmatlan. PUB=-, dwS.ng the 1lSe oS this eontroet, wt.11 further p%rmlt 
pose21 . 

-: 

l.smAPA tha rraa we OS the Qmdatmat, typovrfterr,. 

end othm nmehmf~al equlpnmt AOW IA ueo h aonmction vfth the lsaufng, col.leotlag and handling of 

aaid laeur~a polialea aud all OS suah other businor~S,port8i.a&g thento. 

9TlBsasBBB surthor eglv3oa, during th6 exletencQ 

OS tbfr aontawt, to fwnlsh rrea OS oh~~&e to IxSm.the present ofSlOe apace ar cloy ocaupiad by 

th8 Itmur8nce Dqftrtobat 00 the main floor OS t&t 

,@mmiale.Bulldixig, located at the i.nterssutian .os 

Taxes Avenue and Travis Street in Iicwttm. Earrlr 

County, Toxea, and, la this oonneatloa, PmSm 

vlll SurnMh f+w of charge to SIWX!2 llghz, heat, 

telephones, telepaanb rervice end the Surniture and 

fi%turOrr and all ol the ofrtco equ5yna~t now belxq 

‘used in. aonmatfoa with the handllug and oarrying on 

OS the ~uein%sv in oonneiatloa 111th raid R!iMX?R ITISUAASOE. 

“PUBLEWB fimiher agratra to apoaaor th% plane 

OS oiioetlng lxammnw on its readem and subn0ribox-a 

and io aonneotlcm therewith eel& PIZLlWiR ?&I1 poh- j .- 

Ueh at Its OVA expaneo irr its daily or “.&ukda~.+iCrpqm pubUaatioa, Bnoua as The Eouetoa Chroniole, 

a - ar FooBl siunrsmm r3mzm (400) xcim 

IWIW~~~ of 8dVeJPtie~ FeUt~ to the fneux’anoe @%A 

and program, the inuevt%xi datse and aif% of copy to 

be et thf3 dlecretlon OS the !‘U3LEUER. Se&zuins; 

ufth the 25th day oS eauh coior3ar nonth up to and 

lnoluding the firot day OS thf3 next woecedIng oklenbar EloAth, PvBI;I= Vi.11 lll30 at ftf? OUQ OX3?05e@ 

allou’ out OS the four hundred and %Lghty (480) lnohea 

eloreaaid the publicatloa of et least TWO HUXmD 

(gp&ylXfB devoted to tha rcnoual OS *aid R23I3&3 

.l . 

“PUBLSSBER Swther agzw~ to publl.ab at lta 

owa eqmlra in the Paid QWB par kQowQ es Tl30 ROU3- 

tan @roaMl& at laart OAR ( f” ) full page edverttae- . 

m%nt end FW5 (2) one-half page adv%rtlr%m%nts annauncl.n$ tho ohan@ In the method of crolleating the progyiom th% carci%m to ths method preaorlbed by 

. 

: . 

- 
Benor8ble 0. P. Iakhart, pa&p a2 

0. 

%‘hte wetwent eha2.l continue and remin in 

form for a period of one (1) yww aea th4 of'peotive date heroof, and shell thereeft6~ contlnuo In 

tome and mffeet untfl aewelled by either Farty 

giving to the othar SIX!% (60) days ur1tten aetias 

of ltr lntent%on to oanael the et?ld qgwxmnt. 

. 

9. 

Yhe effsatlve date of thle egxvmaefnt ehsll SKI 

3210 P5th day of #erah, 1941, eubjeot to the exeoutlon in uritl.ng by 6n ezacutlva off&oar 0T the It?- 

SUBBRanUaaoaotba~fis43,rene~e%, or ahengod 

by any verbal proaire or eteteaant by Vaormoever asdo 

and onX~ by vrltm r&ned by ane of the exoautlve 

offiosrr of 3xsvfEM. 

10. 

‘It 18 dLlrtlnctly egreed and qnderstoal betuoca 

the partieu hereto that thlc sgrcemsnt end the operatan8 ‘Of the part108 hereto thereund*r 8hall in na 

namer be oon~tru~d a8 a GO-mnerehip 0~ 8 joint 

vdptcu43 and thet no aate of omisulon or aommfreion 

by any of the offhers, agentu, emvantu cc csp~opoa 

.af either of the partlet hereto shall bo bixullzq t&pea 

the other party hereto. 

11. 

“In the event of any cleim or ertlt being flied 

agaiaet PWALISHER by any peraan, S2mx or corporation 

groul~g out of or in any uay +etiqg to the solioltsng, eale, leaulng, ufmcellation, oollootica of premzuw or relleva10r any READSI x&YmAiYC~ru"uLIm ‘ 

wfr;l iPsnadifltoly AOtfn IN%ElE3 thorctof ad IS%%%.3 

does hereby COVOMA~, contraot and agree to neke all 

iavQstigatfOn8, rU5gotiationrr or EettlemantP oi' such 

olalm or fruits as nay Lo deowxl wqmUont by.ISWJR2~Z 

and to pay all expsnrea lneurrad tberevlth end to dofend any and all euitu that my be brought a&alnalst 

PUBLI!!UW, whethen said suite era boaa fi& OF not, 
&&&blo 0, P. Lia-rt, P@@ 23 

and la .tbie atllueotson Ills- do80 Remby oolwultqt, 

uentra8t and agram to pay aa behalr of P[IBLIsBw 

all l u8a ublah PUBLISEXR ehll become obllguted to *' 

iz 

by cemon af mq lleblllty imposed upon it by 

far damger mlrlng out of the ~ollaitlng of 

male, fmxanae, adleation of prsaium8 or renelrei~ 

of maid XUDid3 IXSJJRAIOQE whether raid alalmu or 

m&t8 k bam8d npon any iranmattons in the pawt, - 

py8raAt or futaro.~ 

9x UITXXSS UxxxxoP, TRX Bowl?ox cxiRoBIc~ YUBl,I&XC CCSPAXYhm eaurred there jmwenta to be exeouted in tr&plloata by its Bualnore Manegor, and 

NASXIXOTOX.~IOXAL IffSt$lANCE CmAXY hae cauaod 

thbve presents to be axoautad bJ Its President, this 

the 24th day of n&ah, 1941. 

. . 

The agreement or eantraot betueen tho 3511 Antonio Iight 

of San Antonio, ~Texna, end the Xorth funerlcan hccic¶one Ineuranae 

copapany la am follovur I 

-- 
mnawble 0. P. -, ~aee 24 

%!XIS NBXEWlR male nnd entered into thlr 26th 

E&Zfaf T%n 

tember 1941 by and Eetwen the San Antonlo . 

Antonlo, Bua8, hereinafter referred to 

am tha f*rt patty, and the &o&h Xmsrlcan Acoldeqt 

fnamme Coqpmy of Chfcago, Illfnoie, herefn.Wer 

referwd to au thq woorid party. 

‘%-I That the flrzt party is deslwuu 

of. *it&q ar agent of the mmond party In rell&g a 

aertatn policy or 

t@t readeri~ nnd 9 Ir 

llclt?e, k&oun ar 8erlea 437-A to 

racibere of the publioatlos. known 

sSb.0 Smn~Antonlo LLghtylthln tha aafmty 0fBexar; 

. 

9hat the reaaad 

seal ofLnr-etultl r 

ty lr enge&od in the busly 

oeneed to learto in the 8t8te 

of Pexa.9 rush psrtmll%r pouoy or polloiac or lnmlrMae* 

gXOU, TEEXEWRIt, ln oontideratlon of the covennntu and ngreemonts herein sot forth, to be kept end 

psrforaed by the perties heroto, the recimd party agooa 

to llmm the pollay heldA aesar1bsd, or any policy 

that may be by nn ~ezaent ln vrlt4n.g eubetltuted 

therefere, to tkore readers pa4 subscribers of ths 

publuatlon uho *hall make appllaatlon for tush 

polhy ana rho r6ride utthln the rerritc!rg sfore- 

*al& provldql, houwer, there shall be no f2oliclting for l uch @lay outelde &he St&t6 of Tasa~r, saving and exoaptin& hoverer, that the prceont subscribare of the pubUo&tlon i&o are resldentlr or 

other et&tea my eecure ruoh policy, provided that 

in every oaee the applloatlon for the p?~lfog of thf~ 

mxond party mamas through and la taken by & prcon 

ra&ulnrly authorLzod by the Insoranoe Departuxx~l: of 

the state Zn whlah cucfi applicetlon ir rnnde if the 

11% of the ctata rqulroe euch euthorfcatiozi. A 

copy of ruoh poUoy ia hereto attcched, and ita 

CCUlditiOAE WI.& @#Vi@iOllP QhRll Bt 4311 tilaef3 &tG%- 

mixwtlm llsb~lity of the ooaond party to, such road- . 

em and aubsarlbercl. 

‘:aid first party agrcoe wttkin twenty-four 

(24) houre after the reaelpt by him of euch a~plltitlan to is@U@ to the a&.@bS!At pOuCy Of the fOPf2 
Eoiowble 0. P. fnekhaFf~pligsr25 

hi&n wntlowd, muoh poll& to be dated 8~ to the 

aa or ~88820, rmd ufthu triotsy40~ (24) h&he fi0a 

the date or lasw 0r w3h policy to send to the aecasdpartythea lloatlon thbu=43m, uponuhlohta~d 

~~licrt~~ l 32 gP b e wtea the ~ur a f0r w the ~OI;CY 

irrwd to such &%acbr or subscriber ena tho date or 

.irrw or ewh polloy. 

l ssla sl?ap bt ty a & r em to o o lletohe t fa il 

premium of $L20 f&m eroh iarured and to p8y to said 

8qwnd party at the 0rrm 0r ita agonte m to tht2 

al& CSOoAd 

agsrt 

y in ohloago, Illlnalr, the aa premlua for da 

thlr apw3faant. rala paywntrr to bo u6do oa or bdr0re 

polwy lrrwd by the ce0and party under 

the tOAth d8y Of the month rOilOWiEg the month da+ 

lng rhleh #ala polialer, 8ra issu8d. 

‘said party or tho tlrat pa& also apse to 

mall to the iknwpaper PbpsrtPwrt af the Horfih BoisrciWL bYhbAt xAWUU!O ColDpanJ t!OpiOS Or til adrrar?- 

tlringvbLahnraJbeused~tbe~tlcwoto~u~- 

tlao in aonueation vlth the afamiaaid policy. 

%lotarmorthfc agzwmmatahallbe csle(l3 

d year rrom itr aate aAd ahall autaasetlaally -Am unleer* thirty (Jo) day@ netleo ln ait- IS &won by 

either pert? of Intent to canool. 

'a the O-At Or ths mmal Or we agre%me~c, 

the first perty may dmft r0r rfmewkl the names of 

aAy 0r the FtU'@OAa to whom the polLaloe wore wigiM35f flr~usd, ad the lm0fw rOI? th8 COwVax Or 

swh pollolor for each tem of one (1) year shall be 

$1.20. 

‘In event of fafunw or defsult of either party 

hereto, .ln the ~rforwnce of any of the nated oblfgatlana ia(poscd by this agreen#nt the other rty 

may temsineto thio agroenmt by $lvlng thirty r 30) 

dayti’ notice sa urftbg wfltp8 to the party ia der8titl but such temainatiw Asia AOC afrt?CSt i2u!uF- 

:. .a~ nlreeay in roroe. 

Qn ceee or mlmeprescmtation mr to the aatum 

OF oovera~e under such palfcfes by said ffrst party 

or his sub-agenta, tbsn this contract anb ell rigWd 
i ‘.‘., 

r,:.q 3 

,Jcqeablo 0. 0. S.mkbert, page 26 

1 

tb er ew& l r h a u b e rorreitad so d vo id. 

%ib rim pe3ty ageme to prcmptly trenemlt 

to the l eowd party lenaedlots1y after receipt thereOS, @X1 mporte, oarrenunioatlon~, or other lnfornetioa r000i+ea by him relating to clsiree prerenced cr 

any 0th~~~ wttor irr ubloh eaia eecmd party wy be 

fntereetadj ana to interpee AO difricuitios t0 the 

thoroogb trvoet*tron and equitable adjUWti#At 0r 

web aAa every olalh. 

%ia zooond party agreee to promptly invertigeto 

muI dlepoeo or all olaime aocordlng to the morite ee 

tihow by th0 pxire and the faote. 

V&e first party and all reproeozmtiooa eoli01tlAg l pplloatlons ehell at all times be 11o8Iledl 

by the peapee etata authority, the ooet of euoh llWASO ti also the tupeneo Lnaidont to the ieruo and 

dellvery 0r euch polfcfor to be borw by the first 

F-tY. 

ty may report for cencellat~on, 

~awh polley vi11 be oawelled by vrltton notice to 

l wh polloy-holder, end Grcdlt in the twmant or $1.10 

r0r awh polluy ehall be givtm to raid Sixat party. 

%%ii agroawnt is made eubjoct to the condition 

that the seaad party &all COAtiAU6 to bo liccnecd 

to do buelneee in the territory nov cir horcattor cov6r06 by this 8&X-WWAt aAd #hell have the leGa rl& to 

eorry out the provielow hersoi. 

*Ifi UXTtfZZS WiBRECF, the cald Siret party hoe 

hereuu&r met him hen& on4 the tti coaoad pirtg bee 

caueod theee preeonq+ to b6 executed in dupllcstc, by 

Kaager of Q-ii Spooitil Elow,pqx3r Travel 

art&t, or by en offlcor of aai6 second 

&By Of &tAURr)T, l$tl. 

\

\.

‘- 

I 

1. 

i 

l%O.RTE AWBICM ACCIDEBl! IWXiiAi3CE CW?AIiY 

BY (J 

- 
liuAorabi0 0. P. xmkhart, pa66 27 

-You ha+0 submitted a number 0S qucettone fn’your inqulry, a8 ehou~ above. Hawaver, We thbk that t.ho riwt queetlon to be dsterdwfl Is vhothoatbo nevegapore Involved wuoh 

are peIocrto awpamtl0r.m are agente 0r ws above ma iar~- 

anou oompanlee. If tho above nemd neuepqere are a&eats of the hsMt0tore LulElod fnrurance 00q~Os St trill not b0 &cc*- 

nary to aAm?er 

lalqnwyr~~~ 

of dfeouee the other queetloiw aubcafttsd ln ye 

'tilnsura~~ agent, so rm au the lneurw is comerAad, 18 8 

.1t 3.n a0 Au 

reon exgroeely or lmplledly autborizcd to rep%wOAt 

vlth third poreone in nattee rclat~ to S.IISUFgeei (ClCyh OA SAeurawe, Vol. 2, !?eo. 466; fozac Jur., Vol. 

8. l 

Actfol&5&6, Vernon@8 Annotated Civil Statutde, provides Lo offoat, 6hat ang pareoa uho eolialtr 3.neuranco on be- 

&elSoShnylneuwmee cecpparry, whether lzm.r~oratedurn%r the 

3aoe 0r this or aay other state or r0-3.g+p govermpltlnt', op uh0 

takt~ or twWnIft8 Other thszl rOr haf?df fXQ appuCatiOA fOP io~urawooreny policy 0r fneuranceto or Srcl;l?mwhc~. 

or who sbv8rtlcee or othormlre g:vec not&e tbst he ~211 recolvo or trawait 6he mew, or who &all rocalro or Uullrcr Q 

@lay oi lneurawc OS any such Q 

O-+-K* 

or who shall examIn 

a- inspeat ay rlek, or recuLw, -or 00 lea, or tremalt cnp pre- 

~UQS~~~IIOIIP~QW 0romlra 0 r0rvardang dsepm0rany bti1dm.g 

or bulldfnge, or do or porfomw any other act or t=iing ic tlx~ mek- - 

iog or ccnswwt~ 0r my contract oi ireurazlcc for or pith city 

euch lneoraxaso co~~eny other then SOP himolf, uho ehhsll osanlne 

j.nio, or ad+t or 8ld la edjuztiq any loee for or On b6holf of 

m IneuranCo cm, shethtw any of euch actw ehell ba dOZl8 et 

the Iaetanco OT requm6, or by the fS?i&?lO~At of auoh $.AQursLlQO 

cosrmnp or OS, or bo 6ny lx&w or other pqrerm, shell be held 

to be tbs. SSefSAt OS .the eoqpa~y for uhLch th? act is EMU, or 

the rirk Ie taken, ae Ser UP relritee to all thO lisbilitiee, 

gutita, requlrecfxitr, an3 pmoltta3 net fort23 in the Chopxr of 

vhich hrtlcle 5056, aupra, l.0 a part. 

By the provfslo~~ OS Article 50G4, Vmnon*a knotata Clvfl .%tatutoc, LW aorpcwatftm or atoak cozapany oan ba &rQAttd a llioonoe ho aat am agent for ltf0 inewance. 

ArtIols 5W%b, Yernon~s &nnotecoQ Civil ~tatuteE, is 

rgplloabls regarding the liceaal~ OS ogente for life 1awurR~Ce 

~Orspanieer aoeldsnt ineuramar ooqm%os, life and aaoidemt, 
&LrtlOlO 5os5, VernoIA’s AAAotated GlPil !?totut6?r;pr0- 

dder in emtot that it shall not be lawful for any person to 

oat within this atote, 6s ageat or othervlao in solicltlng or 

~elvioig applioatloar for lnwmnoo or any kind v&tever or in 

w aummr to %id in the tranaaotlon or the business or aa~ in- 

~IPIUKJO um inoorporated in thla state or out or It, uithout 

Curt proour~ 8 0ertiiLoats or aatharity rzxm the omiahoiorr. 

fbr waa6l o&6 ale0 provides th6t aa unll.oenaad agent who shell 

r&oit laeur6~0% shall bo subject to a fine (Artlolo 572, YeraoA’* &AOt%tQd P-1 &de). 

./ &tiOlO fj68, VOrmon'r 1LoEotat04 Fen01 Co40, dofinoa 

ltmAWtO0 @pntt in prrot%38lly the 8amo langaagtt aa Article 

5056, V~~AOA~~ lrrnotat6d Civil Btatuter. 

Article 5706, Vor~cua~c Jbmotuted Pea61 Code, providea 

io orsot that my p~ereor; vho ch03.l eot 89 a xfe, hesztb, QP 

~ooibent krst~'6~e ta@+nt vithout hnoi~& flret obtairtcrd 8 ll~anee 

as provideii by law, or ubo r&n11 eollolt life, health or atot- 

&OAt IA~UWAIJO Or OGt CL1 R life, health Or aooidmt agOAt Wtthout having boem appolntod or deilgmted br l mo duly aubborlrod 

ur6 ~WJSWAOS oolppang, 60Oi4Ont a2ttu~mc8 c03p2y; iire 004 

l oofdont, health nnd %OCidOAt, or life, health aad Acaident ineurauo4 ooeqxny, or aeaocietlon, or orgsnlzotions looal mutual 

aid aesociQtMn, or statevido mutlinl aescolation to do zo pe 

provided by lav, or cny o*&w per8on uho shall eollalt, life, 

&ealth Ol’ ecoident inMrQnCe or Sot &.B t@OAt for SAY y~ncm CC’ 

lArur%Aoe ouxp%ny or asroofation not eutboci~ad to do bii3%AeRS 

j.~ Teraei or cay ofiiaer or repreeontatlvs 0r 8~7 life i~rurar?ce 

ocsapaaf, eoaldeat im!ur~ae company, life and ecofdent, health 

ad .%ODlddAt, ok’ ufa, health &id aocldsnc insummoo C&‘$eny OF 
aonornblo 0. P. ldehart. paw 23 

usoclatlon,~ or csr&kml8atlan, lOC8l mu:ual aid armolation, or 

rtetevlde rmtual oesooiatfon uho dotm not hav% a valid and out- 

&au4Ing lb&o, ar providad by law shall be guilty or a&edeObQnor, and upon convlotion, ahall be ifned any CUB not &o%odipg &00.00 aA hall bo bwrad rrom recofv%ng the 1iOOASQ U@.Qp 

&mtxmoo agm for a psrlod of at least two yeti--a. 

* 

Comlderlng Artlcleo 5062a end 50&b, ~upro, recalat- 

.m th0 ~,iOUUing Oi &Xlll rUOOrdini; tt@Iiti7 aAa COlitXitOrE, to- 

~@hor vlth Article 5064, Yemo~~t! Anaotatod Civil Statutoa, 

pvoblblting aoqmratlonr. and rtock ooqmaloe f&m oatlag da 

WAtS rOr urCI iJIUpFUW0~ it 18 QQ6IWAt that C CO~pO~~tlOII 

'damtot be lioonre4 ae an Inouranco agent in thlt rtato. 

It oIU bo noted that the agro%wmt or coarractbetvreen 

& Inter-them!-Casualty Cw and tbo h. U. Be10 Coryotiatioa, 

that. ths lneurence company constitutes t&e publleher it? deposltory to rem8lve, 0oUeot and account to It for 3llpromLua~ real- 

&red i’rasiraid aevapapcm aubrcrlbbors ~AU readere upon mid volt010s of i~mruranoo 80 prwurad under the a~oneorchip of t&o 

publIehor . 'It will be noted that tb% ccntraot or agraonxent betueen the Iiouatm Prlnthq3 Corporation and tlxo Barth Amenicon 

Aocldent ,InrUranOO C-y ttst the publksher OF @Atlaq torporotlon agrose vfthln 24 hours tmer the receipt b;' it or such ap- 

@mitkSI t0 i@W t0 lth8 appifO8At & FOliCy Gf t&t3 rO= ~&?EtioAad, itch poller to be dated as to the date of Incue, and wlthln 

24 h0Wr rXWI tha d8tO Of iWViAOO Or SuOh pOiiCg t0 !!toAli to 

the @t#eond pirty tb0 6~~lIts.BtioA thersfor, Upa~ ubiah Qafd eppltoutlou #hall be not& the ztmber of' the polfcqr itwucd~tz ruch 

mider or eubcor~btw and l de date 0r m~.e or euch pollay. 

The pxbllehor agroce to oolloot the full IxkltIkl prerolaiam or thirty-centa 011 all A%V policies leauod L'roz the 25th 

day or eaoh mo~tb to the 24th day or the next ecscoadhg m&h, 

both IneluSive, and pay sold liiltlal premium on a net baair of 

, 

2~1-833 COAtS to iald seoond perty In ChIaago, Illlnol!+, 09 or beSOPO t&43 riClrt dag Of the fOllOUlAg aOAth. 

A slnilnr provfnloa ie ccntoinad lo tbo propo~cb agreeIT&AC or wxtraot betvtwm tlx 3~53 iU22als LQbt of 3x1 Pm.tonio, 

Polioa, and the Xorth AmerIoa;l AcoIdmi Iamwor~ce Cmpany of 

Ghicego. 

Apparcmtlg the agruemmt or contract tmtueon the Xouaton Chroniale PublIah5.n~ coW@dny and the ~d&l~tOA i&tiOAAl 

i.. 
Bmor~ble~Q. P. &olrbarL, JMJ#J 30 

4 

Yneurtkuae O&any ooritaixm no Drovlalon vhiwu the @O.Lsher a 

1 g r W l p OlfOy W OOlbOt a &NWIiUlQ thercaon. Iiwever, the publUhea agree8 to epowor the plan or erfcrutlnz inruranco on lt8 

rasderr and rubbroribeow and in 6lfeat sollcltc inmmnae by m 

wiow a4?ertimmntr reQulred by the aontmct, for -the Vr(r&- 

lagton F&ttiowl Iwumnoe Compuay. 

the daxrlition or bmxr~e a&@3Jlca 08 rut 

, Vernen*a hnoteted civil statutes; aad 

&ticla 560, Vernon*8 Annotated Penal Code, ~0 think, that the 

&we rimed ~ublishtrrr me e#onts 0r the oaldcua Jlcltma InwlmllcQ 

ompmnlas ar thm yard “agent is deirined In them3 wtlcloa. And 

(IC abovo et&ted a aor~oret1o.u cennot be litmnsod II@ se k.mmnco 

agent l.n thlr etato. It ks our furthw oprarcc that the ebove 

d DUbuaw oceq~(LDIe~, acapt the -81 Antcnlo "@&vhl.U.h 

&M not executc;il the above acntrmct, 611 uhiah am 

!iz 

atiow, 6ro unl.euirtuJ Wtirq ae m&mm of the e r ove mmd - 

UMWB oclrrgrales. 

We em mturning hcruwlth t& pbotortatio ~oplco cf the 

&cm &e~%tloned: auntracte 3.n ctxapllanca ulth pw roquoat. 

As it 18 oar opinUn that the abova rimed publj~r:zI-x 

awpniea, aoapt the Tan Altc;ClO X&hit, @iW lE?~~WXll~ Psi.- 

l r the s&mts of tb heMtoforc ;I- ineurcneo ccq?tn:.er, vu 

do not tlaSn& that lt ir necseserj to paoe upm 223 oddi8:ti3ml 

progoeltlow contalzmd la ycur sh~ulry. 

YOUZ'Q very truly 

ATTOZHLY GkXW& 03' TiZA~ 

1: ;,.;:.i: ~...'. " (,~., 

; 'l'..$;~...i .:. .~ Ardel3 Wllliemnas1etent 

LSrdb 

Enolosures