United States Bankruptcy Court

 Southern District of Florida

In re: Case No. 20-12751-MAM

Ron Vigdor Chapter 13

 Debtor CERTIFICATE OF NOTICE

District/off: 113C-9 User: adaml Page 1 of 2 Date Rcvd: Mar 25, 2020

 Form ID: pdf008 Total Noticed: 24

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Mar 27, 2020.

db +Ron Vigdor, 3900 NE 6th Drive, Boca Raton, FL 33431-6118

cr +IBERIABANK, c/o Harris J. Koroglu, 200 S Biscayne Blvd, Suite 4100,

 Miami, FL 33131-2362

95596817 +Cap1/basspro, Po Box 30281, Salt Lake City, UT 84130-0281

95596820 +Citi, Po Box 6217, Sioux Falls, SD 57117-6217

95596821 +Citicards Cbna, Po Box 6217, Sioux Falls, SD 57117-6217

95596822 +Cornerstone, Pob Box 145122, Salt Lake City, UT 84114-5122

95613485 ++DELL FINANCIAL SERVICES, P O BOX 81577, AUSTIN TX 78708-1577

 (address filed with court: Dell Financial Services, LLC, Resurgent Capital Services,

 PO Box 10390, Greenville, SC 29603-0390)

95633333 Daimler Trust, c/o Bk Servicing, LLC, PO Box 131265, Roseville, MN 55113-0011

95596825 +Iberia Bank, c/o Todd M. Feldman, Esq., Shutts & Bowen LLP, 200 S Biscayne Blvd #4100,

 Miami, FL 33131-2362

95596829 +Sabadell Ubk, Pob 12440, New Iberia, LA 70562-2440

95596830 ++TOYOTA MOTOR CREDIT CORPORATION, PO BOX 8026, CEDAR RAPIDS IA 52408-8026

 (address filed with court: Toyota Motor Credit, 4 Gatehall Dr, Parsippany, NJ 07054)

95628228 Toyota Motor Credit Corporation, c/o Becket and Lee LLP, PO Box 3001,

 Malvern PA 19355-0701

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

smg E-mail/Text: OGCBankruptcy@floridarevenue.com Mar 26 2020 01:00:18 

 Florida Department of Revenue, POB 6668, Bankruptcy Division,

 Tallahassee, FL 32314-6668

cr +E-mail/PDF: acg.acg.ebn@americaninfosource.com Mar 26 2020 01:06:52 

 BMW Financial Services NA, LLC, c/o AIS Portfolio, 4515 N Santa Fe Ave. Dept. APS,

 Oklahoma City, OK 73118-7901

95596816 E-mail/PDF: ais.bmw.ebn@americaninfosource.com Mar 26 2020 01:07:12 Bmw Financial Services,

 Po Box 3608, Dublin, OH 43016

95596818 +E-mail/PDF: AIS.cocard.ebn@americaninfosource.com Mar 26 2020 01:07:32 Cap1/neimn,

 Po Box 30253, Salt Lake City, UT 84130-0253

95596819 +E-mail/PDF: AIS.cocard.ebn@americaninfosource.com Mar 26 2020 01:06:51 

 Capital One Bank Usa N, Po Box 30281, Salt Lake City, UT 84130-0281

95596823 +E-mail/Text: bbagley@enerbankusa.com Mar 26 2020 01:02:54 Enerbank Usa, 1245 E Brickyard,

 Salt Lake City, UT 84106-2559

95596824 +E-mail/Text: bankruptcy.notices@hdfsi.com Mar 26 2020 01:03:28 Esb/harley Davidson Cr,

 3850 Arrowhead Drive, Carson City, NV 89706-2016

95596826 E-mail/Text: ecfmailbox@iberiabank.com Mar 26 2020 01:03:19 Iberia Bank Direct, Pob 12440,

 New Iberia, LA 70562

95636931 +E-mail/Text: sbse.cio.bnc.mail@irs.gov Mar 26 2020 01:02:50 IRS, PO Box 7346,

 Philadelphia PA 19101-7346

95596827 E-mail/PDF: ais.chase.ebn@americaninfosource.com Mar 26 2020 01:06:48 Jpmcb Card,

 Po Box 15369, Wilmington, DE 19850

95596828 +E-mail/Text: M74banko@daimler.com Mar 26 2020 01:03:34 Mercedes Benz Financia,

 P.o. Box 961, Roanoke, TX 76262-0961

95596831 +E-mail/PDF: DellBKNotifications@resurgent.com Mar 26 2020 01:21:16 Webbank/dfs,

 Po Box 81607, Austin, TX 78708-1607

 TOTAL: 12

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’++’ were redirected to the recipient’s preferred mailing address

pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.PR.2002(g)(4).

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Mar 27, 2020 Signature: /s/Joseph Speetjens

Case 20-12751-MAM Doc 19 Filed 03/27/20 Page 1 of 5
District/off: 113C-9 User: adaml Page 2 of 2 Date Rcvd: Mar 25, 2020

 Form ID: pdf008 Total Noticed: 24

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on March 25, 2020 at the address(es) listed below:

 Christian J. Olson, Esq. on behalf of Debtor Ron Vigdor ecf@nowackolson.com, 

 mjnmyecfmail@gmail.com;olsoncr53443@notify.bestcase.com

 Harris J. Koroglu on behalf of Creditor IBERIABANK hkoroglu@shutts.com, 

 fsantelices@shutts.com;bvelapoldi@shutts.com

 Office of the US Trustee USTPRegion21.MM.ECF@usdoj.gov

 Robin R Weiner ecf@ch13weiner.com;ecf2@ch13weiner.com

 TOTAL: 4

Case 20-12751-MAM Doc 19 Filed 03/27/20 Page 2 of 5
/)UHY 3DJHRI

81,7('67$7(6%$1.5837&<&28576287+(51',675,&72))/25,'$

ZZZIOVEXVFRXUWVJRY

&+$37(53/$1,QGLYLGXDO$GMXVWPHQWRI'HEWV

■ 2ULJLQDO3ODQ

$PHQGHG3ODQ,QGLFDWHVWQGHWF$PHQGHGLIDSSOLFDEOH

0RGLILHG3ODQ,QGLFDWHVWQGHWF0RGLILHGLIDSSOLFDEOH

'(%725 5219,*'25 -2,17'(%725 &$6(12 0$0

66[[[[[  66[[[[[

, 127,&(6

7R'HEWRUV 3ODQVWKDWGRQRWFRPSO\ZLWKORFDOUXOHVDQGMXGLFLDOUXOLQJVPD\QRWEHFRQILUPDEOH$OOSODQVDPHQGHGSODQV

DQGPRGLILHGSODQVVKDOOEHVHUYHGXSRQDOOFUHGLWRUVDQGDFHUWLILFDWHRIVHUYLFHILOHGZLWKWKH&OHUNSXUVXDQWWR

/RFDO5XOHV&%DQG'HEWRUVPXVWFRPPHQFHSODQSD\PHQWVZLWKLQGD\VRI

ILOLQJWKHFKDSWHUSHWLWLRQRUZLWKLQGD\VRIHQWU\RIWKHRUGHUFRQYHUWLQJWKHFDVHWRFKDSWHU

 7R&UHGLWRUV <RXUULJKWVPD\EHDIIHFWHGE\WKLVSODQ<RXPXVWILOHDWLPHO\SURRIRIFODLPLQRUGHUWREHSDLG<RXUFODLPPD\

EHUHGXFHGPRGLILHGRUHOLPLQDWHG

 7R$OO3DUWLHV 7KHSODQFRQWDLQVQRQRQVWDQGDUGSURYLVLRQVRWKHUWKDQWKRVHVHWRXWLQSDUDJUDSK9,,,'HEWRUVPXVWFKHFNRQH

ER[RQHDFKOLQHOLVWHGEHORZLQWKLVVHFWLRQWRVWDWHZKHWKHUWKHSODQLQFOXGHVDQ\RIWKHIROORZLQJ

7KHYDOXDWLRQRIDVHFXUHGFODLPVHWRXWLQ6HFWLRQ,,,ZKLFKPD\UHVXOWLQD

SDUWLDOSD\PHQWRUQRSD\PHQWDWDOOWRWKHVHFXUHGFUHGLWRU ,QFOXGHG ■ 1RWLQFOXGHG

$YRLGDQFHRIDMXGLFLDOOLHQRUQRQSRVVHVVRU\QRQSXUFKDVHPRQH\VHFXULW\LQWHUHVWVHW

RXWLQ6HFWLRQ,,, ,QFOXGHG ■ 1RWLQFOXGHG

1RQVWDQGDUGSURYLVLRQVVHWRXWLQ6HFWLRQ9,,, ,QFOXGHG ■ 1RWLQFOXGHG

,, 3/$13$<0(176/(1*7+2)3/$1$1''(%7256
$77251(<
6)((

$0217+/<3/$13$<0(177KLV3ODQSD\VIRUWKHEHQHILWRIWKHFUHGLWRUVWKHDPRXQWVOLVWHGEHORZLQFOXGLQJWUXVWHH
V

IHHVRIEHJLQQLQJGD\VIURPWKHILOLQJFRQYHUVLRQGDWH,QWKHHYHQWWKHWUXVWHHGRHVQRWUHWDLQWKHIXOODQ\XQXVHG

DPRXQWZLOOEHSDLGWRXQVHFXUHGQRQSULRULW\FUHGLWRUVSURUDWDXQGHUWKHSODQ

  IRUPRQWKV  WR  

%'(%7256
$77251(<
6)(( 121( 352%212

7RWDO)HHV  7RWDO3DLG  %DODQFH'XH 

3D\DEOH  PRQWK0RQWKV  WR  

3D\DEOH  PRQWK0RQWKV  WR  

$OORZHGIHHVXQGHU/5O%DUHLWHPL]HGEHORZ

$SSOLFDWLRQVIRUFRPSHQVDWLRQPXVWEHILOHGIRUDOOIHHVRYHUDQGDERYHWKH&RXUW
V*XLGHOLQHVIRU&RPSHQVDWLRQ

,,, 75($70(172)6(&85('&/$,06

$6(&85('&/$,06 ■ 121(

>5HWDLQ/LHQVSXUVXDQWWR86&D@0RUWJDJHV/LHQRQ5HDORU3HUVRQDO3URSHUW\

%9$/8$7,212)&2//$7(5$/ ■ 121(

&/,(1$92,'$1&( ■ 121(

'6855(1'(52)&2//$7(5$/6HFXUHGFODLPVILOHGE\DQ\FUHGLWRUJUDQWHGVWD\UHOLHILQWKLVVHFWLRQVKDOOQRWUHFHLYHD

GLVWULEXWLRQIRPWKH&KDSWHU7UXVWHH

121(

7KHGHEWRUVHOHFWWRVXUUHQGHUWRHDFKFUHGLWRUOLVWHGEHORZWKHFROODWHUDOWKDWVHFXUHVWKHFUHGLWRU¶VFODLP7KHGHEWRUV

UHTXHVWWKDWXSRQFRQILUPDWLRQRIWKLVSODQWKHDXWRPDWLFVWD\EHWHUPLQDWHGLQUHPDVWRWKHGHEWRUVDQGLQUHPDQGLQ

SHUVRQDPDVWRDQ\FRGHEWRUVDVWRWKHVHFUHGLWRUV

■

Case 20-12751-MAM Doc 19 Filed 03/27/20 Page 3 of 5
/)UHY 3DJHRI

'HEWRUV 5219,*'25 &DVHQXPEHU 0$0

2WKHU

1DPHRI&UHGLWRU /DVW'LJLWVRI$FFRXQW1R 'HVFULSWLRQRI&ROODWHUDO$GGUHVV9HKLFOHHWF



,EHULD%DQN'LUHFW  1(WK'ULYH%RFD5DWRQ)/

(',5(&73$<0(1766HFXUHGFODLPVILOHGE\DQ\FUHGLWRUJUDQWHGVWD\UHOLHILQWKLVVHFWLRQVKDOOQRWUHFHLYHDGLVWULEXWLRQ

IRPWKH&KDSWHU7UXVWHH

■ 121(

,9 75($70(172))((6$1'35,25,7<&/$,06>DVGHILQHGLQ86&DQG86&D@

$$'0,1,675$7,9()((627+(57+$1'(%72566
$77251(<
6)(( ■ 121(

%,17(51$/5(9(18(6(59,&( ■ 121(

&'20(67,&68332572%/,*$7,216 ■ 121(

'27+(5 ■ 121(

9 75($70(172)816(&85('12135,25,7<&5(',7256

$ 3D\  PRQWK0RQWKV  WR  

3D\  PRQWK0RQWKV  WR  

3URUDWDGLYLGHQGZLOOEHFDOFXODWHGE\WKH7UXVWHHXSRQUHYLHZRIILOHGFODLPVDIWHUEDUGDWH

% ,IFKHFNHGWKH'HEWRUVZLOODPHQGPRGLI\WRSD\WRDOODOORZHGXQVHFXUHGQRQSULRULW\FODLPV

&6(3$5$7(/<&/$66,),(' ■ 121(


'HEWRUVFHUWLI\WKHVHSDUDWHFODVVLILFDWLRQVRIWKHFODLPVOLVWHGDERYHZLOOQRWSUHMXGLFHRWKHUXQVHFXUHGQRQSULRULW\

FUHGLWRUVSXUVXDQWWR86&

9, (;(&8725<&2175$&76$1'81(;3,5('/($6(66HFXUHGFODLPVILOHGE\DQ\FUHGLWRUOHVVRUJUDQWHGVWD\UHOLHILQWKLV

VHFWLRQVKDOOQRWUHFHLYHDGLVWULEXWLRQIURPWKH&KDSWHU7UXVWHH

121(

8QOHVVSURYLGHGIRUXQGHUDVHSDUDWHVHFWLRQWKHGHEWRUVUHTXHVWWKDWXSRQFRQILUPDWLRQRIWKLVSODQWKHDXWRPDWLFVWD\EH

WHUPLQDWHGLQUHPDVWRWKHGHEWRUVDQGLQUHPDQGLQSHUVRQDPDVWRDQ\FRGHEWRUVDVWRWKHVHFUHGLWRUVOHVVRUV1RWKLQJ

KHUHLQLVLQWHQGHGWRWHUPLQDWHRUDEURJDWHWKHGHEWRUV
VWDWHODZFRQWUDFWULJKWV

■

1DPHRI&UHGLWRU &ROODWHUDO $FFW1R/DVW'LJLWV $VVXPH5HMHFW



%PZ)LQDQFLDO6HUYLFHV %0:L 

■ $VVXPH 5HMHFW



7R\RWD0RWRU&UHGLW /H[XV,67 +

■ $VVXPH 5HMHFW

9,, ,1&20(7$;5(78516$1'5()81'6 ■ 121(

9,,, 12167$1'$5'3/$13529,6,216 ■ 121(

Case 20-12751-MAM Doc 19 Filed 03/27/20 Page 4 of 5
/)UHY 3DJHRI

'HEWRUV 5219,*'25 &DVHQXPEHU 0$0

'HEWRU

5219,*'25 'DWH

$WWRUQH\ZLWKSHUPLVVLRQWRVLJQRQ

'HEWRUV
EHKDOI

V&KULVWLDQ-2OVRQ(VT

'DWH

-RLQW'HEWRU

'DWH

3523(57<2)7+((67$7(:,//9(67,17+('(%725683213/$1&21),50$7,21

,GHFODUHWKDWWKHIRUHJRLQJFKDSWHUSODQLVWUXHDQGFRUUHFWXQGHUSHQDOW\RISHUMXU\

%\ILOLQJWKLVGRFXPHQWWKH$WWRUQH\IRU'HEWRUVRU'HEWRUVLIQRWUHSUHVHQWHGE\FRXQVHOFHUWLILHVWKDWWKHZRUGLQJDQG

RUGHURIWKHSURYLVLRQVLQWKLV&KDSWHU SODQDUHLGHQWLFDOWRWKRVHFRQWDLQHGLQ/RFDO)RUP&KDSWHU3ODQDQGWKHSODQ

FRQWDLQVQRQRQVWDQGDUGSURYLVLRQVRWKHUWKDQWKRVHVHWRXWLQSDUDJUDSK9,,,



Case 20-12751-MAM Doc 19 Filed 03/27/20 Page 5 of 5