UNITED STATES BANKRUPTCY COURT

SOUTHERN DISTRICT OF FLORIDA

MIAMI DIVISION

In re: 

Jose Gafas

Debtor(s)

Case No. 21-11561-RAM

CHAPTER 13 STANDING TRUSTEE’S FINAL REPORT AND ACCOUNT

Nancy K. Neidich, chapter 13 trustee, submits the following Final Report and Account of 

the administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as 

follows:

1) The case was filed on 02/18/2021.

2) The plan was confirmed on NA .

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 on

NA .

4) The trustee filed action to remedy default by the debtor in performance under the plan 

on NA .

5) The case was converted on 11/17/2021.

6) Number of months from filing to last payment: 0.

7) Number of months case was pending: 10.

8) Total value of assets abandoned by court order: NA .

9) Total value of assets exempted: $95,632.15.

10) Amount of unsecured claims discharged without payment: $0.00.

11) All checks distributed by the trustee relating to this case have not cleared the bank.

UST Form 101-13-FR-S (09/01/2009)

Case 21-11561-RAM Doc 73 Filed 12/16/21 Page 1 of 4
Receipts:

Total paid by or on behalf of the debtor $15,901.00

Less amount refunded to debtor $0.00

NET RECEIPTS: $15,901.00

Expenses of Administration:

Attorney’s Fees Paid Through the Plan $1,256.97

Court Costs $0.00

Trustee Expenses & Compensation $576.13

Other $0.00

TOTAL EXPENSES OF ADMINISTRATION: $1,833.10

Attorney fees paid and disclosed by debtor: $1,400.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

Anthony E. Torrente, Esq Unsecured 1.00 NA NA 0.00 0.00

ASHLEY FUNDING SVCS LLC Unsecured NA 0.00 62.05 0.00 0.00

ASHLEY FUNDING SVCS LLC Unsecured NA 0.00 85.66 0.00 0.00

ASHLEY FUNDING SVCS LLC Unsecured NA 0.00 36.58 0.00 0.00

ASHLEY FUNDING SVCS LLC Unsecured NA 0.00 16.74 0.00 0.00

ASHLEY FUNDING SVCS LLC Unsecured NA 0.00 35.18 0.00 0.00

Bitman, Obrien & Morat, PLLC Unsecured 1.00 NA NA 0.00 0.00

Chase Card Services Unsecured 814.00 NA NA 0.00 0.00

Checksystems Unsecured NA NA NA 0.00 0.00

Child Support Enforcemment Unsecured NA NA NA 0.00 0.00

Choice Legal Group, P.A. Unsecured 1.00 NA NA 0.00 0.00

Credit Collection Services Unsecured 100.00 NA NA 0.00 0.00

Credit Collection Services Unsecured 89.00 NA NA 0.00 0.00

Dennis A Donet, Esq Unsecured 1.00 NA NA 0.00 0.00

Department of the Treasury Unsecured NA NA NA 0.00 0.00

DEUTSCHE BANK NATL TRUST CO Secured 86,725.80 0.00 86,725.80 13,950.07 0.00

EQUIFAX Unsecured NA NA NA 0.00 0.00

Experian Unsecured NA NA NA 0.00 0.00

Florida Department of Revenue Unsecured NA NA NA 0.00 0.00

IC System, Inc Unsecured 341.00 NA NA 0.00 0.00

Internal Revenue Service Unsecured 813.76 NA NA 0.00 0.00

Internal Revenue Service Unsecured 845.51 NA NA 0.00 0.00

Internal Revenue Service Unsecured 39,948.80 NA NA 0.00 0.00

IRS Centralized Bankruptcy Department Unsecured NA NA NA 0.00 0.00

Law Offices of Aaron Resnick P.A. Unsecured 1.00 NA NA 0.00 0.00

Law Offices of Aaron Resnick P.A. Unsecured 1.00 NA NA 0.00 0.00

LVNV FUNDING LLC Unsecured NA 0.00 5,056.61 0.00 0.00

ONLINE COLLECTIONS Unsecured 459.00 NA NA 0.00 0.00

PRA, LLC Unsecured 319.00 0.00 318.53 0.00 0.00

R.A. Cuevas, Jr Unsecured 1.00 NA NA 0.00 0.00

Regions Bank Unsecured 1.00 NA NA 0.00 0.00

UST Form 101-13-FR-S (09/01/2009)

Case 21-11561-RAM Doc 73 Filed 12/16/21 Page 2 of 4
Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

Transunion Unsecured NA NA NA 0.00 0.00

Trinidad Park, Inc. Unsecured 7,121.37 NA NA 0.00 0.00

Trinidad Park, Inc. Unsecured 12,849.94 NA NA 0.00 0.00

Trinidad Park, Inc. d/b/a Driftwood Trailer Unsecured NA 0.00 19,971.31 0.00 0.00

UNITED STATES TREASURY Priority 2,509.12 0.00 2,509.12 117.83 0.00

UNITED STATES TREASURY Unsecured NA 0.00 52.87 0.00 0.00

Wilmington Savings Fund Society Secured 135,863.01 0.00 0.00 0.00 0.00

Summary of Disbursements to Creditors:

Secured Payments:

Mortgage Ongoing

Mortgage Arrearage

Debt Secured by Vehicle

All Other Secured

TOTAL SECURED:

Priority Unsecured Payments:

Domestic Support Arrearage

Domestic Support Ongoing

All Other Priority

TOTAL PRIORITY:

GENERAL UNSECURED PAYMENTS:

Claim

Allowed

$86,725.80

$0.00

$0.00

$0.00

$86,725.80

$0.00

$0.00

$2,509.12

$2,509.12

$25,635.53

Principal

Paid

$13,950.07

$0.00

$0.00

$0.00

$13,950.07

$0.00

$0.00

$117.83

$117.83

$0.00

Interest

Paid

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Disbursements:

Expenses of Administration $1,833.10

Disbursements to Creditors $14,067.90

TOTAL DISBURSEMENTS : $15,901.00

UST Form 101-13-FR-S (09/01/2009)

Case 21-11561-RAM Doc 73 Filed 12/16/21 Page 3 of 4
12) The trustee certifies that the foregoing summary is true and complete and all 

administrative matters for which the trustee is responsible have been completed. The trustee 

requests that the trustee be discharged and granted such relief as may be just and proper.

Dated: 12/16/2021

STATEMENT: This Unified Form is associated with an open bankruptcy case, therefore, Paperwork Reduction 

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

By:/s/ Nancy K. Neidich

Trustee

UST Form 101-13-FR-S (09/01/2009)

Case 21-11561-RAM Doc 73 Filed 12/16/21 Page 4 of 4