LF-31 (rev. 10/3/17) Page 1 of 3

Payable $2,310.45 /month (Months 1 to 1 )

Payable $1,189.55 /month (Months 2 to 2 ) 

Allowed fees under LR 2016-l(B)(2) are itemized below:

$4,500 for Attorney Fees

Applications for compensation must be filed for all fees over and above the Court's Guidelines for Compensation.

+ Total Fees: $4500.00 Total Paid: $1000.00 Balance Due: $3500.00

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UNITED STATES BANKRUPTCY COURT, SOUTHERN DISTRICT OF FLORIDA

www.flsb.uscourts.gov

CHAPTER 13 PLAN (Individual Adjustment of Debts)

Original Plan

Amended Plan (Indicate 1st, 2nd, etc. Amended, if applicable) 

Modified Plan (Indicate 1st, 2nd, etc. Modified, if applicable)

DEBTOR: Dianne P. Ramlal JOINT DEBTOR: CASE NO.: 20-11783-PGH

SS#: xxx-xx- 5491 SS#: xxx-xxI. NOTICES

To Debtors: Plans that do not comply with local rules and judicial rulings may not be confirmable. All plans, amended plans 

and modified plans shall be served upon all creditors and a certificate of service filed with the Clerk pursuant to 

Local Rules 2002-1 (C)(5), 3015-1(B)(2), and 3015-2. Debtor(s) must commence plan payments within 30 days of 

filing the chapter 13 petition or within 30 days of entry of the order converting the case to chapter 13.

To Creditors: Your rights may be affected by this plan. You must file a timely proof of claim in order to be paid. Your claim may 

be reduced, modified or eliminated.

To All Parties: The plan contains no nonstandard provisions other than those set out in paragraph VIII. Debtor(s) must check one 

box on each line listed below in this section to state whether the plan includes any of the following:

The valuation of a secured claim, set out in Section III, which may result in a

partial payment or no payment at all to the secured creditor Included ■ Not included

Avoidance of a judicial lien or nonpossessory, nonpurchase-money security interest, set

out in Section III Included ■ Not included

Nonstandard provisions, set out in Section VIII Included ■ Not included

II. PLAN PAYMENTS, LENGTH OF PLAN AND DEBTOR(S)' ATTORNEY'S FEE

A. MONTHLY PLAN PAYMENT: This Plan pays for the benefit of the creditors the amounts listed below, including trustee's 

fees of 10%, beginning 30 days from the filing/conversion date. In the event the trustee does not retain the full 10%, any unused 

amount will be paid to unsecured nonpriority creditors pro-rata under the plan:

1. $2,926.50 for months 1 to 60 ;

B. DEBTOR(S)' ATTORNEY'S FEE: NONE PRO BONO

III. TREATMENT OF SECURED CLAIMS

A. SECURED CLAIMS: NONE

[Retain Liens pursuant to 11 U.S.C. §1325 (a)(5)] Mortgage(s)/Lien on Real or Personal Property:

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Other:

$1,390.40 /month (Months 6 to 60 )

Account No.: 9554 $2,335.88 /month (Months 3 to 5 )

$1,320.90 /month (Months 2 to 2 )

$85,000.00

$200.00 /month (Months 1 to 1 )

Arrearage/ Payoff on PetitionDate 

Arrears Payment (Cure)

Arrears Payment (Cure)

Arrears Payment (Cure) 

Arrears Payment (Cure)

Address: PO Box 37

Deerfield Beach, FL 

33443

Last 4 Digits of

Creditor: + 1. Jonathan White Revocable Trust

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Case 20-11783-PGH Doc 9 Filed 02/11/20 Page 1 of 3
LF-31 (rev. 10/3/17) Page 2 of 3

Debtor(s): Dianne P. Ramlal Case number: 20-11783-PGH

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■ Real Property Check one below for Real Property:

Principal Residence Escrow is included in the regular payments

■ Other Real Property ■ The debtor(s) will pay taxes ■ insurance directly 

Address of Collateral:

3200 SW 47th Avenue 

West Park, FL 33023

Personal Property/Vehicle

Description of Collateral:

2. Creditor: Broward County Records, Taxes & Treasury

Address: 115 S. Andrews Arrearage/ Payoff on Petition Date $ 6133.20 [4025.59 + 18%] Avenue#A-100 + Arrears Payment (Cure) $50.00 /month (Months 1 to 2 )

Fort Lauderdale, FL -

33301 + Arrears Payment (Cure) $104.03 /month (Months 3 to 60 ) -

Last 4 Digits of

Account No.: 8580

Other:

■ Real Property Check one below for Real Property:

Principal Residence Escrow is included in the regular payments

■ Other Real Property ■ The debtor(s) will pay ■ taxes insurance directly 

Address of Collateral:

3200 SW 47th Avenue 

West Park, FL 33023

Personal Property/Vehicle

Description of Collateral:

3. Creditor: StopAuto Sales

Address: 19 W 23rd Street Arrearage/ Payoff on Petition Date $ 12,991.20 [$11,000.00 + 6.75%] Hialeah, FL 33010 + Payoff $100.00 /month (Months 1 to 2 ) -

Last 4 Digits of + Payoff $220.54 /month (Months 3 to 60 ) -

Account No.:

Other:

Real Property Check one below for Real Property:

Principal Residence Escrow is included in the regular payments

Other Real Property The debtor(s) will pay taxes insurance directly 

Address of Collateral:

■ Personal Property/Vehicle

Description of Collateral: 2013 Cheverolet Captiva VIN# 3GNAL3EK2DS569736

B. VALUATION OF COLLATERAL: NONE

C. LIEN AVOIDANCE NONE

D. SURRENDER OF COLLATERAL: Secured claims filed by any creditor granted stay relief in this section shall not receive a 

distribution fom the Chapter 13 Trustee.

NONE

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Debtor(s): Dianne P. Ramlal Case number: 20-11783-PGH

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E. DIRECT PAYMENTS: Secured claims filed by any creditor granted stay relief in this section shall not receive a distribution 

fom the Chapter 13 Trustee.

NONE

IV. TREATMENT OF FEES AND PRIORITY CLAIMS [as defined in 11 U.S.C. §507 and 11 U.S.C. § 1322(a)(4)]

A. ADMINISTRATIVE FEES OTHER THAN DEBTORS(S)'ATTORNEY'S FEE: NONE

B. INTERNAL REVENUE SERVICE: NONE

C. DOMESTIC SUPPORT OBLIGATION(S): NONE

D. OTHER: NONE

V. TREATMENT OF UNSECURED NONPRIORITY CREDITORS

A. Pay $0.00 /month (Months 1 to 5 )Pay

$945.48 /month (Months 6 to 60 )

Pro rata dividend will be calculated by the Trustee upon review of filed claims after bar date.

B. If checked, the Debtor(s) will amend/modify to pay 100% to all allowed unsecured nonpriority claims.

C. SEPARATELY CLASSIFIED: NONE

*Debtor(s) certify the separate classification(s) of the claim(s) listed above will not prejudice other unsecured nonpriority 

creditors pursuant to 11 U.S.C. § 1322.

VI. EXECUTORY CONTRACTS AND UNEXPIRED LEASES: Secured claims filed by any creditor/lessor granted stay relief in this 

section shall not receive a distribution from the Chapter 13 Trustee.

NONE

VII. INCOME TAX RETURNS AND REFUNDS: NONE

VIII. NON-STANDARD PLAN PROVISIONS NONE

PROPERTY OF THE ESTATE WILL VEST IN THE DEBTOR(S) UPON PLAN CONFIRMATION.

I declare that the foregoing chapter 13 plan is true and correct under penalty of perjury.

/s/Dianne P. Ramlal Debtor February 11, 2020 Joint Debtor

Dianne P. Ramlal Date Date

/s/ Chad T. Van Horn, Esq.

Attorney with permission to sign on 

Debtor(s)' behalf

February 11, 2020

Date

By filing this document, the Attorney for Debtor(s) or Debtor(s), if not represented by counsel, certifies that the wording and 

order of the provisions in this Chapter 13 plan are identical to those contained in Local Form Chapter 13 Plan and the plan 

contains no nonstandard provisions other than those set out in paragraph VIII.

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Case 20-11783-PGH Doc 9 Filed 02/11/20 Page 3 of 3