United States Bankruptcy Court

Southern District of Florida

In re: Case No. 19-23497-AJC

Yuvisel Santana Chapter 13

Debtor

CERTIFICATE OF NOTICE

District/off: 113C-1 User: admin Page 1 of 3

Date Rcvd: Nov 10, 2022 Form ID: 3180W Total Noticed: 35

The following symbols are used throughout this certificate:

Symbol Definition

+ Addresses marked '+' were corrected by inserting the ZIP, adding the last four digits to complete the zip +4, or replacing an incorrect ZIP. USPS

regulations require that automation-compatible mail display the correct ZIP.

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on Nov 12, 2022:

Recip ID Recipient Name and Address

db + Yuvisel Santana, 3115 NW 49 Street, Miami, FL 33142-3420

95354103 + Banco Popular, 9600 W Bryn Mawr Ave, Des Plaines, IL 60018-5209

95386060 Banco Popular de Puerto Rico, Po Box 366818 San Juan PR 00936

95354106 + Bank Of America, N.a., Po Box 45144, Jacksonville, FL 32232-5144

95354107 Bb&t, Credit Card Disputes, Wilson, NC 27894

95354108 Branch B&t, Credit Card Disputes, Wilson, NC 27894

95354111 + Credit And Collection Section, 2525 NW 62 Street, Suite 4301, Miami FL 33147-7719

95354112 + Dept Of Ed/aspire Reso, Pob 65970, West Des Moines, IA 50265-0970

95354115 + Marcadis Singer PA, 5104 South Westshore Blvd, Tampa, FL 33611-5650

95354116 + Miami Dade County -, 2525 NW 62 Street, Suite 4301, Miami FL 33147-7719

95388502 + Popular, Popular Community Bank, POB 4960, Miami Lakes, FL 33014-0960

95354118 + Regions Bank, Po Box 110, Hattiesburg, MS 39403-0110

TOTAL: 12

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

Electronic transmission includes sending notices via email (Email/text and Email/PDF), and electronic data interchange (EDI). Electronic transmission is in Eastern

Standard Time.

Recip ID Notice Type: Email Address Date/Time Recipient Name and Address

smg EDI: FLDEPREV.COM

Nov 11 2022 03:53:00 Florida Department of Revenue, POB 6668,

Bankruptcy Division, Tallhassee, FL 32314-6668

ust + Email/Text: USTPRegion21.MM.ECF@usdoj.gov

Nov 10 2022 23:03:00 Office of the US Trustee, 51 S.W. 1st Ave., Suite

1204, Miami, FL 33130-1614

cr + Email/Text: newbk@Regions.com

Nov 10 2022 23:03:00 Regions Bank DBA Regions Mortgage, 7130

Goodlett Farms Parkway, Cordova, TN

38016-4991

95354102 Email/Text: ebnbankruptcy@ahm.honda.com

Nov 10 2022 23:03:00 American Honda Finance, 1235 Old Alpharetta

Road, Alpharetta, GA 30005

95370866 + Email/Text: bankruptcy@bbandt.com

Nov 10 2022 23:02:00 BB&T, Bankruptcy Section, 100-50-01-51, P.O.

Box 1847, Wilson, NC 27894-1847

95354104 Email/Text: hildaris.burgos@popular.com

Nov 10 2022 23:03:00 Banco Popular De Puert, Gpo Box 3228, San Juan,

PR 00936

95354105 + EDI: BANKAMER.COM

Nov 11 2022 03:53:00 Bank Of America, Po Box 982238, El Paso, TX

79998-2238

95448724 EDI: BANKAMER.COM

Nov 11 2022 03:53:00 Bank of America, N.A., PO BOX 31785, Tampa,

FL 33631-3785

95412247 EDI: CAPITALONE.COM

Nov 11 2022 03:53:00 Capital One Bank (USA), N.A., by American

InfoSource as agent, PO Box 71083, Charlotte, NC

28272-1083

95354109 + EDI: CAPITALONE.COM

Nov 11 2022 03:53:00 Capital One Bank Usa N, Po Box 30281, Salt Lake

City, UT 84130-0281

95354110 + EDI: WFNNB.COM

Nov 11 2022 03:53:00 Cb/express, Po Box 182789, Columbus, OH

43218-2789

95463763 EDI: CITICORP.COM

Case 19-23497-PGH Doc 37 Filed 11/12/22 Page 1 of 5
District/off: 113C-1 User: admin Page 2 of 3

Date Rcvd: Nov 10, 2022 Form ID: 3180W Total Noticed: 35

Nov 11 2022 03:53:00 Citibank, N.A., 5800 S Corporate Pl, Sioux Falls,

SD 57108-5027

95354114 + EDI: CITICORP.COM

Nov 11 2022 03:53:00 Macys/dsnb, Po Box 8218, Mason, OH 45040

95354113 + EDI: LENDNGCLUB

Nov 11 2022 03:53:00 Lending Club Corp, 595 Market Street, San

Francisco, CA 94105-2802

95354117 Email/Text: EBN@Mohela.com

Nov 10 2022 23:02:00 Mohela/dept Of Ed, 633 Spirit Drive, Chesterfield,

MO 63005

95354119 + Email/Text: bankruptcy@bbandt.com

Nov 10 2022 23:02:00 Suntrust Bank, Po Box 85526, Richmond, VA

23285-5526

95354120 + EDI: RMSC.COM

Nov 11 2022 03:53:00 Syncb/brandsmart, C/o Po Box 965036, Orlando,

FL 32896-0001

95354121 + EDI: RMSC.COM

Nov 11 2022 03:53:00 Syncb/walmar, Po Box 965024, Orlando, FL

32896-5024

95354122 + EDI: CITICORP.COM

Nov 11 2022 03:53:00 Thd/cbna, Po Box 6497, Sioux Falls, SD

57117-6497

95354123 + Email/Text: EBankruptcy@UCFS.NET

Nov 10 2022 23:03:00 United Consumer Finl S, 865 Bassett, Westlake,

OH 44145-1194

95354124 + Email/Text: EDBKNotices@ecmc.org

Nov 10 2022 23:02:00 Us Dep Ed, Po Box 5609, Greenville, TX

75403-5609

95354125 + EDI: WFFC2

Nov 11 2022 03:53:00 Wells Fargo Bank Nv Na, P.o. Box 94435,

Albuquerque, NM 87199-4435

95363116 + EDI: WFFC2

Nov 11 2022 03:53:00 Wells Fargo Bank, N.A., 435 Ford Road, Suite

300, St. Louis Park, MN 55426-4938

TOTAL: 23

BYPASSED RECIPIENTS 

The following addresses were not sent this bankruptcy notice due to an undeliverable address, *duplicate of an address listed above, *P duplicate of a

preferred address, or ## out of date forwarding orders with USPS.

NONE

NOTICE CERTIFICATION

I, Gustava Winters, declare under the penalty of perjury that I have sent the attached document to the above listed entities

in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and

belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed .R. Bank. P.2002(a)(1), a notice containing the

complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains

the redacted SSN as required by the bankruptcy rules and the Judiciary's privacy policies.

Date: Nov 12, 2022 Signature: /s/Gustava Winters

CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court's CM/ECF electronic mail (Email) system on November 10, 2022 at the address(es) listed

below:

Name Email Address

Aileen Torrens

on behalf of Debtor Yuvisel Santana aileen@torrenslaw.com pedrofeliz@comcast.net

Nancy K. Neidich

e2c8f01@ch13miami.com ecf2@ch13miami.com

Case 19-23497-PGH Doc 37 Filed 11/12/22 Page 2 of 5
District/off: 113C-1 User: admin Page 3 of 3

Date Rcvd: Nov 10, 2022 Form ID: 3180W Total Noticed: 35

Office of the US Trustee

USTPRegion21.MM.ECF@usdoj.gov 

TOTAL: 3

Case 19-23497-PGH Doc 37 Filed 11/12/22 Page 3 of 5
Information to identify the case:

Debtor 1 Yuvisel Santana

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−0090

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

 EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Southern District of Florida

Case number: 19−23497−AJC

Order of Discharge 12/18

IT IS ORDERED: A discharge under 11 U.S.C. § 1328(a) is granted to:

Yuvisel Santana

aka Yuvisel Santana Espinos, aka Yuvisel Santana

Espinosa

November 10, 2022

By the court:

A. Jay Cristol

United States Bankruptcy Judge

Explanation of Bankruptcy Discharge in a Chapter 13 Case

This order does not close or dismiss the case.

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors cannot

sue, garnish wages, assert a deficiency, or

otherwise try to collect from the debtors personally

on discharged debts. Creditors cannot contact the

debtors by mail, phone, or otherwise in any

attempt to collect the debt personally. Creditors

who violate this order can be required to pay

debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated. For

example, a creditor may have the right to foreclose

a home mortgage or repossess an automobile.

This order does not prevent debtors from paying

any debt voluntarily. 11 U.S.C. § 524(f).

Most debts are discharged

Most debts are covered by the discharge, but not all.

Generally, a discharge removes the debtors' personal

liability for debts provided for by the chapter 13 plan.

In a case involving community property: Special rules

protect certain community property owned by the debtor's

spouse, even if that spouse did not file a bankruptcy

case.

Some debts are not discharged

Examples of debts that are not discharged are:

♦ debts that are domestic support obligations;

♦ debts for most student loans;

debts for certain types of taxes specified in 11

U.S.C. §§ 507(a)(8)( C), 523(a)(1)(B), or

523(a)(1)(C) to the extent not paid in full under

the plan;

♦ 

For more information, see page 2

Form 3180W (03/03/21) page 1

Case 19-23497-PGH Doc 37 Filed 11/12/22 Page 4 of 5
debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for restitution, or a criminal fine,

included in a sentence on debtor's criminal

conviction;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts provided for under 11 U.S.C. §

1322(b)(5) and on which the last payment

or other transfer is due after the date on

which the final payment under the plan

was due;

♦ 

debts for certain consumer purchases

made after the bankruptcy case was filed if

obtaining the trustee's prior approval of

incurring the debt was practicable but was

not obtained;

♦ 

debts for restitution, or damages,

awarded in a civil action against the

debtor as a result of malicious or willful

injury by the debtor that caused

personal injury to an individual or the

death of an individual; and

♦ 

debts for death or personal injury

caused by operating a vehicle while

intoxicated.

♦ 

In addition, this discharge does not stop

creditors from collecting from anyone else who

is also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general

summary of a chapter 13 discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of

the discharge in this case.

Form 3180W page 2

Case 19-23497-PGH Doc 37 Filed 11/12/22 Page 5 of 5