UNITED STATES BANKRUPTCY COURT 

SOUTHERN DISTRICT OF FLORIDA 

MIAMI-DADE DIVISION 

In re: George De Armas

 Debtor(s) 

_____________________________________/

Case Number: 20-11043-RAM 

Chapter 7 

NOTICE OF CHANGED CIRCUMSTANCES, PROPERTY NO LONGER IN DEBTOR(S) 

POSSESSION, AND RULE 1019 REPORT OF CHAPTER 13 DEBTOR(S) 

CONVERTING TO CHAPTER 7 

Debtor(s), by and through the undersigned counsel, and pursuant to 11 U.S.C. 348 and Rule 1019 

of the Federal Rules of Bankruptcy Procedure, hereby file(s) this Notice of Changed Circumstance of 

Chapter 13 Debtor Converting to Chapter 7, and states as follows: 

 Debtor(s) income as reflected in Schedule I of the Chapter 13 petition decreased and 

Debtor is unable to continue to fund the Chapter 13 Plan because: 

 Loss of job for a period 

 Decrease in monthly disposable income 

 Increase in monthly expenses 

 Debtor(s) was unable to financially continue funding his/her Chapter 13 Plan because: 

 POC filed by creditor made Chapter 13 Plan not feasible 

 Other: Debtor and his spouse separated. 

Debtor(s) Chapter 13 Plan sought to cure the arrearages of Debtor(s)’ homestead and 

Debtor sought and obtained Mortgage Modification: 

 Sell his/her Debtor’s Homestead property; or 

 MMM was not approved in a Ch 13

Other: 

 _____________________________________________ 

 

 Debtor(s) is/are no longer in possession of the real and/or personal property listed in the 

following schedules: 

 Schedule A: _____________________________ 

 Schedule B: _____________________________ 

 

 

Case 20-11043-RAM Doc 37 Filed 03/09/20 Page 1 of 4
Page 2. In re: Geroge De Armans

 Case No. 20-11043-RAM

SCHEDULE OF UNPAID DEBTS INCURRED POST-PETITION AND PRECONVERSION 

(RULE 1019 REPORT) 

 Debtor(s), by and through the undersigned counsel, pursuant to Rule 1019 of the Federal Rules 

of Bankruptcy Procedure, hereby files this Schedule of Unpaid Debts Incurred Post-Petition and PreConversion (Rule 1019 Report), and states: 

Creditors Name and Mailing 

Address 

c

o

d

e

b

t

o

r 

Consideration for 

Claim 

c

o

n

t

i

n

g

e

n

t

u

n

l

i

q

u

i

d

a

t

e

d

d

i

s

p

u

t

e

d

Amount of 

Claim 

NONE. 

 

CERTIFICATE OF SERVICE 

I HEREBY CERTIFY that a true and correct copy of the foregoing was sent, via 

Regular U.S. Mail to all parties on the attached services list and via CM/ECF to all parties listed 

below on March 4, 2020. 

- Nancy K. Neidich, Chapter 13 Trustee – e2c8f01@ch13miami.com and ecf2@ch13miami.com 

- Office of the US Trustee – USTPRegion21.MM.ECF@usdoj.com

- Casa Financial Holdings, LLC. c/o Roniel Rodriguez IV – ron@rjrfirm.com

- Robert A. Angueira, Chapter 7 Trustee 

CERTIFICATE PURSUANT TO 

LOCAL RULE 9011-4(B) 

I HEREBY CERTIFY that I 

am admitted to the Bar of the United 

States District Court for the 

Southern District of Florida and I am 

in compliance with the additional 

qualifications to practice in this 

Court set forth in Local Rule 2090-

1(A).

 

KINGCADE & GARCIA, P.A

Counsel for the Debtor

Kingcade Building

1370 Coral Way ▪ Miami, Florida 33145-2960 WWW.MIAMIBANKRUPTCY.COM

Telephone: 305-285-9100 ▪ Facsimile: 305-285-9542

 

/s/ Timothy S. Kingcade 

□ Timothy S. Kingcade, Esq., FBN 082309

□ Wendy Garcia, Esq., FBN 0865478

□ Jessica L. McMaken, Esq., FBN 580163

S:\Forms\Bankruptcy\1019 Report\1019 Report-.doc 

Case 20-11043-RAM Doc 37 Filed 03/09/20 Page 2 of 4
 Label Matrix for local noticing Casa Financial Holdings, LLC Synchrony Bank 

 113C-1 12555 Biscayne Blvd. #915 PRA Receivables Management, LLC 

 Case 20-11043-RAM North Miami, FL 33181-2522 PO Box 41021 

 Southern District of Florida Norfolk, VA 23541-1021 

 Miami 

 Fri Mar 6 16:50:57 EST 2020 

 3 CI, Inc. Barclays Bank Delaware Barclays Bank Delaware 

 19980 SW 78th Place Attn: Bankruptcy P.o. Box 8803 

 Miami, FL 33189-2181 Po Box 8801 Wilmington, DE 19899-8803 

 Wilmington, DE 19899-8801 

 

 Capital One Capital One Casa Financial Holdings, LLC 

 Attn: Bankruptcy Po Box 30281 150 West Flagler Street 

 Po Box 30285 Salt Lake City, UT 84130-0281 Suite 1675 

 Salt Lake City, UT 84130-0285 Miami, FL 33130-1522 

 Casa Financial Holdings, LLC CenterState (p)JPMORGAN CHASE BANK N A 

 30 N Gould St Cardmember Service BANKRUPTCY MAIL INTAKE TEAM 

 Sheridan, WY 82801-6317 PO Box 790408 700 KANSAS LANE FLOOR 01 

 Saint Louis, MO 63179-0408 MONROE LA 71203-4774 

 Checksystems Child Support Enforcemment Citibank 

 7805 Hudson Rd PO Box 8030 Citicorp Credit Srvs/Centralized Bk dept 

 Saint Paul, MN 55125-1703 Tallahassee, FL 32314-8030 Po Box 790034 

 St Louis, MO 63179-0034 

 Citibank (p)INTERNAL REVENUE SERVICE Discover Bank 

 Po Box 6217 CENTRALIZED INSOLVENCY OPERATIONS Discover Products Inc 

 Sioux Falls, SD 57117-6217 PO BOX 7346 PO Box 3025 

 PHILADELPHIA PA 19101-7346 New Albany, OH 43054-3025 

 (p)DISCOVER FINANCIAL SERVICES LLC Elan Cardmember Service Equifax 

 PO BOX 3025 PO Box 790408 Po Box 740241 

 NEW ALBANY OH 43054-3025 Saint Louis, MO 63179-0408 Atlanta, GA 30374-0241 

 Experian Florida Department Of Revenue IRS Centralized Bankruptcy Department 

 Po Box 2002 5050 W Tennessee St PO Box 7346 

 Allen, TX 75013-2002 Tallahassee, FL 32399-0100 Philadelphia, PA 19101-7346 

 JPMorgan Chase Bank, N.A. Lopefra Corporation Mercy Hospital 

 s/b/m/t Chase Bank USA, N.A. 7855 NW 29 Street, Suite 182 Resurgent Capital Services 

 c/o Robertson, Anschutz & Schneid, P.L. Miami, FL 33122-1119 PO Box 1927 

 6409 Congress Avenue, Suite 100 Greenville, SC 29602-1927 

 Boca Raton, FL 33487-2853 

 

 Office of the US Trustee RDG Investments Group, LLC Receivables Management Group 

 51 S.W. 1st Ave. 7194 SW 47th Court 2901 University Av 

 Suite 1204 Miami, FL 33155-4656 Columbus, GA 31907-7606 

 Miami, FL 33130-1614 

Case 20-11043-RAM Doc 37 Filed 03/09/20 Page 3 of 4
 Receivables Management Group Rennert Vogel Mandler & Rodriguez, P.A. Roniel Rodriguez, IV, P.A. 

 Attn: Bankruptcy 100 S.E. Second Street, Suite 2900 Keystone Executive Plaza 

 2901 University Ave. Suite #29 Miami, FL 33131-2119 12555 Biscayne Blvd., 915 

 Columbus, GA 31907-7601 Miami, FL 33181-2522 

 

 Saga Bay SW 78th Place, LLC Sarah Tracy SiglerTrust Solar Solutions 

 19980 SW 78th Place c/o Beech Hill Adivors 9048 SW 152 Street 

 Miami, FL 33189-2181 8800 Third Avenue Miami, FL 33157-1928 

 New York, NY 10022 

 Soneet Kapila, Trustee Synchrony Bank/Banana Republic Synchrony Bank/Banana Republic 

 1000 S. Federal Highway, #200 Attn: Bankruptcy Dept Po Box 965005 

 Fort Lauderdale, FL 33316-1237 Po Box 965060 Orlando, FL 32896-5005 

 Orlando, FL 32896-5060 

 TD Bank TD Bank NA Transunion 

 2401 Ponce De Leon Blvd PO Box 100290 Po Box 1000 

 Miami, FL 33134-6016 Columbia, SC 29202-3290 Chester, PA 19016-1000 

 George De Armas Nancy K. Neidich Timothy S Kingcade Esq 

 2451 Brickell Ave #19-R www.ch13miami.com 1370 Coral Way 

 Miami, FL 33129-2471 POB 279806 Miami, FL 33145-2960 

 Miramar, FL 33027-9806 

 The preferred mailing address (p) above has been substituted for the following entity/entities as so specified 

 by said entity/entities in a Notice of Address filed pursuant to 11 U.S.C. 342(f) and Fed.R.Bank.P. 2002 (g)(4). 

 Chase Card Services (d)Chase Card Services Department of the Treasury 

 Attn: Bankruptcy Po Box 15369 Po Box 21126 

 Po Box 15298 Wilmington, DE 19850 Philadelphia, PA 19114 

 Wilmington, DE 19850 

 Discover Financial (d)Discover Financial 

 Attn: Bankruptcy Department Pob 15316 

 Po Box 15316 Wilmington, DE 19850 

 Wilmington, DE 19850 

 The following recipients may be/have been bypassed for notice due to an undeliverable (u) or duplicate (d) address. 

 (u)Miami End of Label Matrix 

 Mailable recipients 44 

 Bypassed recipients 1 

 Total 45 

Case 20-11043-RAM Doc 37 Filed 03/09/20 Page 4 of 4