United States Bankruptcy Court

 Southern District of Florida

In re: Case No. 20-12317-AJC

Lazaro Blanco Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 113C-1 User: admin Page 1 of 1 Date Rcvd: Jul 17, 2020

 Form ID: 318 Total Noticed: 26

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Jul 19, 2020.

db +Lazaro Blanco, 9715 Fontainebleau Blvd, #201, Miami, FL 33172-6701

95582625 +Acima Credit Fka Simpl, 9815 S Monroe St Fl 4, Sandy, UT 84070-4384

95582626 +Bank of America, N.A., P.O. Box 15796, Wilmington, DE 19886-5796

95582630 +First Fed Credit & Col, 3440 Hollywood Blvd, Hollywood, FL 33021-6933

95582631 +First Federal Credit C, 24700 Chagrin Blvd, Cleveland, OH 44122-5662

95582634 +JMG Specialty Physicians, Po Box 864740, Orlando, FL 32886-4740

95582632 +Jackson Health System, PO Box 864735, Orlando, FL 32886-4735

95582633 Jackson Memorial Hospital, PO Box 864735, Orlando, FL 32886-4735

95582635 +Kay Jewelers/genesis, Po Box 4485, Beaverton, OR 97076-4485

95582636 +Lake Equipment Leasing, Inc., 64 Main Street, Second Floor, Millburn, NJ 07041-1306

95582637 +One Advantage, LLC, 7789 NW 48th Street, Suite 330, Miami, FL 33166-5458

95582640 +Saldutti Law Group, Robert L Saldutti, Esq., 800 N Kings HIghway, Ste 300,

 Cherry Hill, NJ 08034-1511

95582642 +University of Miami Health System, PO Box 741199, Atlanta, GA 30374-1199

95582643 Wakefield & Associates, 10800 E Bethany Drsuite, Aurora, CO 80014

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

smg EDI: FLDEPREV.COM Jul 18 2020 07:38:00 Florida Department of Revenue, POB 6668,

 Tallahassee, FL 32314-6668

ust +E-mail/Text: USTPRegion21.MM.ECF@usdoj.gov Jul 18 2020 05:50:58 Office of the US Trustee,

 51 S.W. 1st Ave., Suite 1204, Miami, FL 33130-1614

cr +EDI: RMSC.COM Jul 18 2020 07:38:00 Synchrony Bank, PRA Receivables Management, LLC,

 PO Box 41021, Norfolk, VA 23541-1021

95582627 +EDI: CAPITALONE.COM Jul 18 2020 07:38:00 Capital One, Po Box 30281,

 Salt Lake City, UT 84130-0281

95582628 +EDI: CAPITALONE.COM Jul 18 2020 07:38:00 Capital One Bank, PO BOX 60599,

 City of Industry, CA 91716-0599

95582629 +EDI: DCI.COM Jul 18 2020 07:38:00 Diversified Consultant, 10550 Deerwood Park Blvd,

 Jacksonville, FL 32256-0596

95582638 +E-mail/Text: bankruptcynotices@pollackrosen.com Jul 18 2020 05:47:08 Pollack & Rosen,

 806 S. Douglas Road, South Tower Ste 450, Miami, FL 33134-3157

95582639 +E-mail/Text: bankruptcy@pefcu.com Jul 18 2020 05:52:59 Publix Employees Fed C,

 P O Box 1000, Lakeland, FL 33802-1000

95582641 +EDI: RMSC.COM Jul 18 2020 07:38:00 Syncb/netwrk, C/o Po Box 965036,

 Orlando, FL 32896-0001

95582644 +EDI: WFFC.COM Jul 18 2020 07:38:00 Wells Fargo Bank Auto, Po Box 29704,

 Phoenix, AZ 85038-9704

95582645 +EDI: WFFC.COM Jul 18 2020 07:38:00 Wf Crd Svc, Po Box 14517, Des Moines, IA 50306-3517

95582646 +E-mail/Text: bankruptcy@wofco.com Jul 18 2020 05:48:35 World Omni Financial, Po Box 91614,

 Mobile, AL 36691-1614

 TOTAL: 12

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Jul 19, 2020 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on July 17, 2020 at the address(es) listed below:

 Marcia T Dunn mdunn@dunnlawpa.com, 

 acastro@dunnlawpa.com;slebron@dunnlawpa.com;ecf.alert+dunn@titlexi.com

 Office of the US Trustee USTPRegion21.MM.ECF@usdoj.gov

 Ricardo Corona, Esq. on behalf of Debtor Lazaro Blanco bk@coronapa.com, rcorona@coronapa.com

 TOTAL: 3

Case 20-12317-AJC Doc 22 Filed 07/19/20 Page 1 of 3
Information to identify the case:

Debtor 1 Lazaro Blanco

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−2266

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Southern District of Florida

Case number: 20−12317−AJC

Order of Discharge 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Lazaro Blanco

July 17, 2020

By the court:

A. Jay Cristol

United States Bankruptcy Judge

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Form 318 (10/01/16) Order of Discharge page 1

Case 20-12317-AJC Doc 22 Filed 07/19/20 Page 2 of 3
Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 Order of Discharge page 2

Case 20-12317-AJC Doc 22 Filed 07/19/20 Page 3 of 3