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UNITED STATES BANKRUPTCY COURT 

SOUTHERN DISTRICT OF FLORIDA 

www.flsb.uscourts.gov

In re: Efrain Oses Case No: 20-16594-LMI

Chapter 13

Debtor(s) /

ORDER GRANTING MOTION TO VALUE AND DETERMINE SECURED STATUS OF LIEN 

ON PERSONAL PROPERTY HELD BY VERVENT, INC. SUCCESSOR IN INTEREST TO 

FIRST ASSOCIATES LOAN SERVICING, LLC / FREEDOM TRUCK FINANCE

THIS CASE came to be heard on September 1, 2020 at 9:00 AM on the

Debtor’s Motion to Value and Determine Secured Status of Lien on Personal Property (DE 

27 ; the “Motion”). Based upon the debtor’s assertions made in support of the Motion, 

without objection, having considered the record in this case, and being duly advised in 

the premises, the Court FINDS as follows:

A. The value of the debtor’s personal property (the “Personal Property”) more 

Laurel M. Isicoff

Chief United States Bankruptcy Judge

___________________________________________________________________________

ORDERED in the Southern District of Florida on September 3, 2020.

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particularly described as follows (Select only one):

X Motor vehicle described as follows:

Year and Model of motor vehicle: 

2011 FREIGHTLINER Cascadia 

CA125SLP

Vehicle Identification Number (VIN #): 

1FUJGLDRXBLAT6365

Odometer reading: 950,000 miles

Personal property other than a motor vehicle described as follows:

is $ 15,889.14 at the time of the filing of this case. 

Consequently, it is ORDERED as follows:

1. The Motion is GRANTED.

2. Lender has an allowed secured claim in the amount of $ 15,889.14 .

3. (Select only one):

 Lender has not filed a proof of claim in this case. The trustee shall not 

disburse any payments to Lender unless a proof of claim is timely filed. 

In the event a proof of claim is timely filed, it shall be classified as a 

secured claim in the amount stated in paragraph 2, above, and as a 

general unsecured claim for any amount in excess of scheduled 

secured claim, regardless of the original classification in the proof of 

claim as filed. Lender’s secured claim shall be paid through the plan 

at % for a total of $ .

or

X Lender filed a proof of claim in this case [POC#3]. It shall be

classified as a secured claim in the amount provided in paragraph 2, 

above, and as a general unsecured claim in the amount of

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$18,440.51, regardless of the original classification in the proof of 

claim as filed. Lender’s secured claim shall be paid through the plan

at 5.25 % for a total of $ 18,100.26 .

4. The Personal Property may not be sold or refinanced without proper notice 

and further order of the Court.

5. Notwithstanding the foregoing, this Order is not recordable or enforceable 

until the debtor receives a discharge in this chapter 13 case.

6. Upon notification that the debtor has received a discharge, the creditor shall 

take all steps necessary to release the lien upon the personal property.

###

Submitted by:

Robert Sanchez, Esq.

Robert Sanchez, P.A.

355 West 49th Street

Hialeah, FL 33012

Tel: (305) 687-8008

Fl Bar No. 0442161

Attorney Sanchez is directed to serve a conformed copy of this Order on all interested 

parties immediately upon receipt hereof and to file a certificate of service.

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