UNITED STATES BANKRUPTCY COURT

SOUTHERN DISTRICT OF FLORIDA

MIAMI DIVISION

In re: 

Maria Lorena Nicieza

Debtor(s)

Case No. 20-12177-RAM

CHAPTER 13 STANDING TRUSTEE’S FINAL REPORT AND ACCOUNT

Nancy K. Neidich, chapter 13 trustee, submits the following Final Report and Account of 

the administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as 

follows:

1) The case was filed on 02/18/2020.

2) The plan was confirmed on NA .

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 on

NA .

4) The trustee filed action to remedy default by the debtor in performance under the plan 

on NA .

5) The case was converted on 09/22/2020.

6) Number of months from filing to last payment: 0.

7) Number of months case was pending: 8.

8) Total value of assets abandoned by court order: NA .

9) Total value of assets exempted: $104,065.00.

10) Amount of unsecured claims discharged without payment: $0.00.

11) All checks distributed by the trustee relating to this case have not cleared the bank.

UST Form 101-13-FR-S (09/01/2009)

Case 20-12177-RAM Doc 61 Filed 10/14/20 Page 1 of 3
Receipts:

Total paid by or on behalf of the debtor $17,720.68

Less amount refunded to debtor $15,948.62

NET RECEIPTS: $1,772.06

Expenses of Administration:

Attorney’s Fees Paid Through the Plan $0.00

Court Costs $0.00

Trustee Expenses & Compensation $1,772.06

Other $0.00

TOTAL EXPENSES OF ADMINISTRATION: $1,772.06

Attorney fees paid and disclosed by debtor: $4,500.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

ALEJANDRO INSUA Secured 14,499.96 0.00 14,499.96 0.00 0.00

ALEJANDRO INSUA Secured 144,999.60 0.00 144,999.60 0.00 0.00

Capital One/Walmart Unsecured 416.00 NA NA 0.00 0.00

CarMax Auto Finance Unsecured NA NA NA 0.00 0.00

Chase Card Services Unsecured 6,318.00 NA NA 0.00 0.00

Comenity Bank/Ann Taylor Unsecured NA NA NA 0.00 0.00

Comenity Bank/Ann Taylor Unsecured NA NA NA 0.00 0.00

Comenity Bkl/Ulta Unsecured NA NA NA 0.00 0.00

ComenityBank/Venus Unsecured NA NA NA 0.00 0.00

Crest Financial Unsecured NA NA NA 0.00 0.00

Department Stores National Bank Unsecured 2,379.00 NA 2,379.25 0.00 0.00

JPMorgan Chase Bank, N.A. Unsecured 16,575.00 NA 16,575.53 0.00 0.00

LVNV FUNDING LLC Unsecured 10,362.00 NA 10,362.14 0.00 0.00

Midland Credit Management, Inc. Unsecured 914.00 NA 914.24 0.00 0.00

PRA, LLC Unsecured 976.00 NA 976.15 0.00 0.00

PRA, LLC Unsecured 765.00 NA 765.70 0.00 0.00

PRA, LLC Unsecured 4,073.00 NA 3,997.52 0.00 0.00

PRA, LLC Unsecured 2,805.00 NA 2,767.32 0.00 0.00

PRA, LLC Unsecured 1,222.00 NA 1,221.86 0.00 0.00

READY LISTO, LLC Secured NA NA NA 0.00 0.00

REGIONS BANK Secured 195,531.17 0.00 0.00 0.00 0.00

Sprint Corp Unsecured NA NA 913.32 0.00 0.00

Synchrony Bank/ Old Navy Unsecured NA NA NA 0.00 0.00

Synchrony Bank/Banana Republic Unsecured NA NA NA 0.00 0.00

Synchrony Bank/Lowes Unsecured 5,359.00 NA NA 0.00 0.00

TD BANK USA, NA Unsecured 3,029.00 NA 3,029.69 0.00 0.00

VW Credit Leasing, Ltd Unsecured 1.00 NA 1,882.74 0.00 0.00

UST Form 101-13-FR-S (09/01/2009)

Case 20-12177-RAM Doc 61 Filed 10/14/20 Page 2 of 3
Summary of Disbursements to Creditors:

Secured Payments:

Mortgage Ongoing

Mortgage Arrearage

Debt Secured by Vehicle

All Other Secured

TOTAL SECURED:

Priority Unsecured Payments:

Domestic Support Arrearage

Domestic Support Ongoing

All Other Priority

TOTAL PRIORITY:

GENERAL UNSECURED PAYMENTS:

Claim

Allowed

$144,999.60

$14,499.96

$0.00

$0.00

$159,499.56

$0.00

$0.00

$0.00

$0.00

$45,785.46

Principal

Paid

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Interest

Paid

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Disbursements:

Expenses of Administration $1,772.06

Disbursements to Creditors $0.00

TOTAL DISBURSEMENTS : $1,772.06

12) The trustee certifies that the foregoing summary is true and complete and all 

administrative matters for which the trustee is responsible have been completed. The trustee 

requests that the trustee be discharged and granted such relief as may be just and proper.

Dated: 10/14/2020

STATEMENT: This Unified Form is associated with an open bankruptcy case, therefore, Paperwork Reduction 

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

By:/s/ Nancy K. Neidich

Trustee

UST Form 101-13-FR-S (09/01/2009)

Case 20-12177-RAM Doc 61 Filed 10/14/20 Page 3 of 3