UNITED STATES BANKRUPTCY COURT 

SOUTHERN DISTRICT OF FLORIDA 

MIAMI DIVISION 

In re: Case No. 20-12177-RAM 

 MARIA LORENA NICIEZA Chapter 13 

 

 Debtor. 

______________________________/ 

OBJECTION TO DEBTOR’S CHAPTER 13 PLAN [D.E. 21] 

Creditor, Alejandro Insua, by and through undersigned counsel, hereby files this Objection 

to Debtor’s Chapter 13 Plan [D.E. 21], and as grounds states: 

1. On February 18, 2020 the Debtor, MARIA LORENA NICIEZA (“Debtor”), filed a 

voluntary petition for relief under Chapter 13, Title 11 of the United States Bankruptcy Code. 

2. As of the petition date, Alejandro Insua holds a lien on the Debtor’s business property 

entitled Great Learning Experience Day Care Inc., a Florida corporation and Great Learning 

Experience Day Care LLC, a Florida limited liability company (the Day Care Business”) in the 

amount of $279,105.95. Additionally, there is an arrearage amount of $39,855.96. 

3. Alejandro Insua objects to the Debtor’s Chapter 13 Plan as proposed, which seeks to 

pay less than total owed on the property secured by Alejandro Insua’s lien. 

4. On July 7, 2020, Alejandro Insua filed a timely Proof of Claim [Claim No. 14-1] 

all correct amounts due are shown on the Proof of Claim. 

5. As the Debtor’s Chapter 13 Plan fails to provide for full payment of the secured 

claim in violation of the requirements of Section 1325(a)(5), Alejandro Insua submits that the 

Chapter 13 Plan must be amended to reflect Proof of Claim [Cl. 14], and confirmation should be 

denied. 

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6. For the reasons more particularly stated above, Alejandro Insua objects to the Chapter 

13 Plan in its current form, and requests that confirmation be denied unless and until appropriate 

provision for Alejandro Insua’s debt is made in the Plan. 

WHEREFORE, Alejandro Insua respectfully requests that the Court deny confirmation of 

the Debtors’ Chapter 13 Plan, and that the Court grant any and all other relief it deems just and proper. 

Respectfully submitted, 

BLAXBERG, GRAYSON, KUKOFF & FORTEZA P.A. 

Attorneys for Alejandro Insua 

25 S.E. Second Avenue, Suite 730 

 Miami, Florida 33131 

 Phone (305) 381-7979 

 Fax (305) 371-6816 

 E-mail isabel.colleran@blaxgray.com 

By: ____/s/ Isabel V Colleran______________ 

Isabel V Colleran, Esq. 

 Fla. Bar No. 450472 

CERTIFICATE OF SERVICE 

I HEREBY CERTIFY that on July 7, 2020 a true and correct copy of the foregoing was 

served via CM/ECF electronic transmission to those parties who are currently on the list to receive 

e-mail notice and service for this case, and by U.S. Mail to the following: 

Maria Lorena Nicieza 

Debtor 

126 E 47th Street 

Hialeah, FL 33013-1842 

Christian Somodevilla, Esq. 

LSAS Attorneys 

Counsel for Debtor 

2 S. Biscayne Boulevard, Suite 2300 

Miami, FL 33131 

Email: cs@lsaslaw.com

Nancy K. Neidich 

Trustee 

www.ch13miami.com 

POB 279806 

Miramar, FL 33027 

e2c8f01@ch13miami.com

Office of the US Trustee 

U.S. Trustee 

51 S.W. 1st Ave., Suite 1204 

Miami, FL 33130 

USTPRegion21.MM.ECF@usdoj.gov 

 

Case 20-12177-RAM Doc 34 Filed 07/07/20 Page 2 of 3
BLAXBERG, GRAYSON, KUKOFF & 

 FORTEZA, P.A. 

 Attorneys for Alejandro Insua 

 25 SE Second Avenue, Suite 730 

 Miami, Florida 33131 

 Phone: (305) 381-7979 

 E-mail:Isabel.colleran@blaxgray.com 

 By: _/s/ Isabel V Colleran__________________ 

 Isabel V. Colleran, Esq./FBN: 450472 

Case 20-12177-RAM Doc 34 Filed 07/07/20 Page 3 of 3