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ANNUAL ESCROW ACCOUNT

DISCLOSURE STATEMENT

P.O. Box 8068 | Virginia Beach, VA 23450

AVA MARKS

C/O ROBERT SANCHEZ

355 W 49TH ST

HIALEAH FL 33012-3715

Statement Date: 10/27/2021

Annual Escrow Account Disclosure Statement

Loan Number:

Review Period: 03/2021 to 12/2021

Escrow Shortage: $-248.97

Contact Us

Customer Service/Pay-by-Phone

1.844.436.0374*

*Calls are randomly monitored and recorded to ensure quality service.

Hours

Monday - Friday: 8 a.m. to 10 p.m. EST

Saturday: 8 a.m. to 3 p.m. EST

Website: www.tiaabank.myloancare.com

Current Mortgage Payment

Principal and/or Interest: $322.23

Escrow (Taxes and/or Insurance): $443.68

Total Monthly Payment: $765.91

New Mortgage Payment

Principal and/or Interest: $322.23

Escrow (Taxes and/or Insurance): $505.81

Prorated Shortage: $20.75

Total New Monthly Payment $848.79

Effective Due Date: 01/01/2022

Autodraft Customers: If your mortgage payment amount has

changed, we'll adjust your payment for you.

Online Bill Payment Customers: If your mortgage payment

amount has changed, you will need to contact your financial

services provider to adjust your payment.

Account History

The following statement of activity in your escrow account from 03/2021 through 12/2021 displays actual activity as it occurred in your escrow account

during that period. If your loan was transferred by another mortgage servicer, the prior projection information may not be included below.

Month Activity Projected Amount Actual Amount Projected Escrow Balance Actual Escrow Balance

Starting Balance $0.00 $-10,070.53

April Deposit $1,082.84* $0.00 $-8,987.69

July Deposit $541.42* $0.00 $-8,446.27

August Deposit $985.10* $0.00 $-7,461.17

September Deposit $443.68* $0.00 $-7,017.49

October Deposit $11,778.93*E $0.00 $4,761.44

November Deposit $621.63*E $0.00 $5,383.07

November County Tax Disbursement $3,393.71*E $0.00 $1,989.36

December Deposit $621.63*E $0.00 $2,610.99

December Hazard Insurance Disbursement $2,676.00*E $0.00 $-65.01

Total Deposits $0.00 $16,075.23

Total Disbursements $0.00 $6,069.71

Account Balance as of 12/31/2021 $-65.01

An asterisk (*) appearing next to the amount indicates a difference from projected activity either in the amount or the date. The letter “E” next to an

amount indicates that the payment or disbursement has not yet occurred, but is estimated to occur on the date shown.

Last year we anticipated that Disbursements would be made from your Escrow Account during the period equaling $0.00. Your lowest monthly escrow

balance should not have exceeded $0.00, which is either 1/6 (also equal to no more than two months) of the total projected payments from the

account as required by federal law or the reasonable amount required by state law or the amount required by your mortgage contract. Your actual

lowest monthly balance was $-8,987.69. The items with an asterisk on your Account History may explain this. For further explanation, call our toll-free

number shown under the Contact Us section on this statement.

See reverse side for additional important information.

Your shortage is $-248.97 and will be spread over a 12-month period.

Loan Number: 

Shortage Amount New Monthly Payment Effective

01/01/2022

$-248.97 $848.79

AVA MARKS

C/O ROBERT SANCHEZ

355 W 49TH ST

HIALEAH FL 33012-3715

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PROOF OF SERVICE

CERTIFICATE OF SERVICE

I HEREBY CERTIFY that a true and correct copy of the foregoing Notice of Mortgage 

Payment Change was served electronically or via U.S. Mail, first-class postage prepaid, to: 

SERVICE LIST

DEBTOR(S)

(VIA US MAIL)

Ava C Benjamin

2246 NW 61st Street

Miami, FL 33142-7829

DEBTOR(S) ATTORNEY

(VIA ELECTRONIC NOTICE)

Jose A Blanco

Jose A. Blanco, P.A.

jose@blancopa.com

CHAPTER 13 TRUSTEE

(VIA ELECTRONIC NOTICE)

Nancy K. Neidich

e2c8f01@ch13miami.com

UNITED STATES TRUSTEE

(VIA ELECTRONIC NOTICE)

Office of the US Trustee

USTPRegion21.MM.ECF@usdoj.gov

Dated: December 3, 2021

/s/ Jennifer Laufgas

Jennifer Laufgas, FL Bar No. 56181

Aldridge Pite, LLP

Attorney for Secured Creditor

Fifteen Piedmont Center

3575 Piedmont Road, N.E., Suite 500

Atlanta, GA 30305

Phone: (561) 288-6815

Fax: (888) 873-6147

Email: jlaufgas@aldridgepite.com

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