United States Bankruptcy Court

 Southern District of Florida

In re: Case No. 20-10062-LMI

Lester Perez Perez Chapter 7

Roxana Alvarez Balboa

 Debtors CERTIFICATE OF NOTICE

District/off: 113C-1 User: admin Page 1 of 2 Date Rcvd: Apr 03, 2020

 Form ID: 318 Total Noticed: 54

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Apr 05, 2020.

db/jdb +Lester Perez Perez, Roxana Alvarez Balboa, 13450 SW 29th Terrace, Miami, FL 33175-7183

cr +American Express National Bank, Zwicker & Associates, P.C., 80 Minuteman Road,

 P.O. Box 9043, Andover, MA 01810-0943

cr +VT Inc., c/o Brittany Lee Hynes, 110 SE 6th St., 15th Flr., Ft. Lauderdale, FL 33301-5004

95505100 +Baptist Health Medical Group, PO BOx 835277, Miami, FL 33283-5277

95505099 +Baptist Health Medical Group, PO Box 743144, Atlanta, GA 30374-3144

95505101 +Baptist Hospital Inpatient Medicine, Po Box 198116, Atlanta, GA 30384-8116

95505102 +Best Buy/cbna, Po Box 6497, Sioux Falls, SD 57117-6497

95505109 +COMPREHENSIVE PATHOLOGY ASSOC, PO BOX 198227, Atlanta, GA 30384-8227

95505104 +CareCentrix, PO Box 277947, Atlanta, GA 30384-7947

95505113 +First Federal Credit C, 24700 Chagrin Blvd, Cleveland, OH 44122-5662

95505114 ++INTELLIRAD IMAGING LLC, P O BOX 162301, ALTAMONTE SPRINGS FL 32716-2301

 (address filed with court: Intellirad Imaging, PO Box 162301, Altamonte Springs, FL 32716)

95505116 +Kendal Credit and Business Service, Inc., Po Box 404665, Atlanta, GA 30384-4665

95505117 +Kendall Anesthesia Assocs, Po Box 744193, Atlanta, GA 30374-4193

95505118 Lvnv Funding Llc, C/o Resurgent Capital Services, Greenville, SC 29602

95505120 +MFM Specialists of South Florida, 7300 SW 62 Place, Suite 5E, Miami, FL 33143-4806

95505121 +Miami Cancer Institute, PO Box 835277, Miami, FL 33283-5277

95505122 +Midland Credit Managem, 320 East Big Beaver, Troy, MI 48083-1271

95505125 +PPSF So FI Pulmonary And Critical Care, PO Box 348490, Miami, FL 33234-8490

95505123 +Pathology Assoc of Miami, PO BOX 198523, Atlanta, GA 30384-8523

95505126 +Professional Recovery Consultants, Inc., PO Box 603586, Charlotte, NC 28260-3586

95505128 +Radiology Associates of South Florida, PO Box 919336, Orlando, FL 32891-0001

95505129 +Rec Mgt Grp, 2901 University Av, Columbus, GA 31907-7606

95505130 +Receivable Manangement Group, Inc, 2901 University Ave #29, Columbus, GA 31907-7601

95505132 +SFL Infectious Disease and Tropical Medi, 8740 N Kendall Drive, Suite 208,

 Miami, FL 33176-2221

95505133 +South Miami Criticare, Inc, PO Box 47710, Jacksonville, FL 32247-7710

95505134 +South Miami Hosp, Inc., Po Box 198116, Atlanta, GA 30384-8116

95505135 +South Miami Inpat Phys, 3441 3rd Ave SW, Naples, FL 34117-3019

95505142 +West Kendall Baptist Hospital, PO Box 198116, Atlanta, GA 30384-8116

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

tr +EDI: FMMYIP Apr 04 2020 09:03:00 Maria Yip, 2 S. Biscayne Blvd #2690,

 Miami, FL 33131-1815

smg EDI: FLDEPREV.COM Apr 04 2020 09:03:00 Florida Department of Revenue, POB 6668,

 Tallahassee, FL 32314-6668

ust +E-mail/Text: USTPRegion21.MM.ECF@usdoj.gov Apr 04 2020 06:40:11 Office of the US Trustee,

 51 S.W. 1st Ave., Suite 1204, Miami, FL 33130-1614

cr +EDI: RMSC.COM Apr 04 2020 09:03:00 Synchrony Bank, PRA Receivables Management, LLC,

 PO Box 41021, Norfolk, VA 23541-1021

cr EDI: WFFC.COM Apr 04 2020 09:08:00 Wells Fargo Bank, N.A., MAC #N9286-01Y,

 1000 Blue Gentian Road, Eagan, MN 55121-7700

95505097 +EDI: RMCB.COM Apr 04 2020 09:08:00 American Medical Collection Agency,

 4 Westchester Place, Suite 110, Elmsford, NY 10523-1615

95505098 +EDI: AMEREXPR.COM Apr 04 2020 09:08:00 Amex, P.o. Box 981537, El Paso, TX 79998-1537

95505106 +EDI: CCS.COM Apr 04 2020 09:08:00 CCS, Payment Processing Center, PO Box 55126,

 Boston, MA 02205-5126

95505103 EDI: CAPONEAUTO.COM Apr 04 2020 09:08:00 Capital One Auto Finan, Credit Bureau Dispute,

 Plano, TX 75025

95505105 +E-mail/Text: bankruptcy@cavps.com Apr 04 2020 06:41:39 Cavalry Portfolio Serv,

 500 Summit Lake Drive, Valhalla, NY 10595-2322

95505107 +EDI: WFNNB.COM Apr 04 2020 09:08:00 Comenitybank/victoria, Po Box 182789,

 Columbus, OH 43218-2789

95505108 +EDI: WFNNB.COM Apr 04 2020 09:08:00 Comenitycap/eldorado, Po Box 182120,

 Columbus, OH 43218-2120

95505110 +EDI: CCS.COM Apr 04 2020 09:08:00 Credit Collection Services, 725 Canton Street,

 Norwood, MA 02062-2679

95505111 +E-mail/Text: electronicbkydocs@nelnet.net Apr 04 2020 06:40:54 Dept Of Education/neln,

 Po Box 82561, Lincoln, NE 68501-2561

95505112 +EDI: DISCOVER.COM Apr 04 2020 09:08:00 Discover Fin Svcs Llc, Pob 15316,

 Wilmington, DE 19850-5316

95505115 EDI: JPMORGANCHASE Apr 04 2020 09:08:00 Jpmcb Card, Po Box 15369, Wilmington, DE 19850

95505119 +EDI: TSYS2.COM Apr 04 2020 09:03:00 Macys/dsnb, Po Box 8218, Mason, OH 45040-8218

95505124 +EDI: PRA.COM Apr 04 2020 09:08:00 Portfolio Recov Assoc, 120 Corporate Blvd Ste 100,

 Norfolk, VA 23502-4952

95505127 +E-mail/Text: BankruptcyMail@questdiagnostics.com Apr 04 2020 06:42:57 Quest Diagnostics,

 Po Box 740781, Cincinnati, OH 45274-0781

95505131 +E-mail/Text: bankruptcy@wofco.com Apr 04 2020 06:38:30 Setoyota Fin Dba Of Wo,

 P O Box 91614, Mobile, AL 36691-1614

95505136 +EDI: RMSC.COM Apr 04 2020 09:03:00 Syncb/brandsmart, C/o Po Box 965036,

 Orlando, FL 32896-0001

Case 20-10062-LMI Doc 22 Filed 04/05/20 Page 1 of 4
District/off: 113C-1 User: admin Page 2 of 2 Date Rcvd: Apr 03, 2020

 Form ID: 318 Total Noticed: 54

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center

(continued)

95505137 +EDI: RMSC.COM Apr 04 2020 09:03:00 Syncb/care Credit, C/o Po Box 965036,

 Orlando, FL 32896-0001

95505138 +EDI: RMSC.COM Apr 04 2020 09:03:00 Syncb/jcp, Po Box 965007, Orlando, FL 32896-5007

95505139 +EDI: RMSC.COM Apr 04 2020 09:03:00 Syncb/rooms To Go, C/o Po Box 965036,

 Orlando, FL 32896-0001

95505140 EDI: WFFC.COM Apr 04 2020 09:08:00 Wells Fargo, Credit Bureau Dispute Resoluti,

 Des Moines, IA 50306

95505141 +EDI: WFFC.COM Apr 04 2020 09:08:00 Wells Fargo Hm Mortgag, Po Box 10335,

 Des Moines, IA 50306-0335

 TOTAL: 26

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’++’ were redirected to the recipient’s preferred mailing address

pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.PR.2002(g)(4).

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Apr 05, 2020 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on April 3, 2020 at the address(es) listed below:

 Brittany Lee Hynes on behalf of Creditor VT Inc. blh@trippscott.com, 

 hbb@trippscott.com;bankruptcy@trippscott.com;eservice@trippscott.com

 Maria Yip trustee@yipcpa.com, mmy@trustesolutions.net;cmmy11@trustesolutions.net

 Office of the US Trustee USTPRegion21.MM.ECF@usdoj.gov

 Ricardo Corona, Esq. on behalf of Joint Debtor Roxana Alvarez Balboa bk@coronapa.com, 

 rcorona@coronapa.com

 Ricardo Corona, Esq. on behalf of Debtor Lester Perez Perez bk@coronapa.com, 

 rcorona@coronapa.com

 TOTAL: 5

Case 20-10062-LMI Doc 22 Filed 04/05/20 Page 2 of 4
Information to identify the case:

Debtor 1 Lester Perez Perez

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−6183

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing)

Roxana Alvarez Balboa

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−6022

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Southern District of Florida

Case number: 20−10062−LMI

Order of Discharge 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Lester Perez Perez

aka Lester Perez

Roxana Alvarez Balboa

April 3, 2020

By the court:

Laurel M Isicoff

Chief United States Bankruptcy Judge

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Form 318 (10/01/16) Order of Discharge page 1

Case 20-10062-LMI Doc 22 Filed 04/05/20 Page 3 of 4
Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 Order of Discharge page 2

Case 20-10062-LMI Doc 22 Filed 04/05/20 Page 4 of 4