Official Form 410S1 Notice of Mortgage Payment Change page 1

Fill in this information to identify the case:

Debtor 1 Marco A Paez

Debtor 2

United States Bankruptcy Court for the: Southern District of Florida

Case number : 19-19489-LMI

Official Form 410S1

Notice of Mortgage Payment Change 12/15

If the debtor's plan provides for payment of postpetition contractual installments on your claim secured by a security interest in the debtor's

principal residence, you must use this form to give notice of any changes in the installment payment amount. File this form as a supplement to

your proof of claim at least 21 days before the new payment is due. See Bankruptcy Rule 3002.1.

Name of

creditor:

THE BANK OF NEW YORK MELLON FKA THE BANK OF

NEW YORK AS TRUSTEE FOR THE

CERTIFICATEHOLDERS OF CWABS INC., ASSETBACKED CERTIFICATES, SERIES 2007-11

Court claim no.

(if known):

8

Last 4 digits of any number

you use to identify the debtor's

account:

9855

Date of payment change:

Must be at least 21 days after date of

this notice

07/01/2020

New total payment:

Principal, interest, and escrow, if any

$1,237.84

 Part 1: Escrow Account Payment Adjustment

1. Will there be a change in the debtor's escrow account payment?

[X] No

[ ] Yes. Attach a copy of the escrow account statement prepared in a form consistent with the applicable nonbankruptcy law.

Describe the basis for the change. If a statement is not attached, explain why:

Current escrow payment: New escrow payment:

 Part : 2 Mortgage Payment Adjustment

2. Will the debtor's principal and interest payment change based on an adjustment to the interest rate on the debtor's

variable-rate account?

[ ] No

[X] Yes. Attach a copy of the rate change notice prepared in a form consistent with applicable nonbankruptcy law. If

a notice is not attached, explain why:

Current interest rate: 2.000% New interest rate: 3.000%

Current Principal and interest payment: $1073.46 New principal and interest payment: $1136.77

 Part 3: Other Payment Change

3. Will there be a change in the debtor's mortgage payment for a reason not listed above?

[X] No

[ ] Yes. Attach a copy of any documents describing the basis for the change, such as a repayment plan or loan modification

agreement. (Court approval may be required before the payment change can take effect).

Reason for change:

Current mortgage payment: New mortgage payment:

Case 19-19489-LMI Doc 59 Filed 06/09/20 Page 1 of 14
Official Form 410S1 Notice of Mortgage Payment Change page 2

Debtor 1 Marco A Paez First Name Middle Name Last NameCase number (if known) 19-19489-LMI

 Part 4: Sign Below

The person completing this Notice must sign it. Sign and print your name and your title, if any, and state your address and

telephone number.

Check the appropriate box:

[ ] I am the creditor.

[X] I am the creditor's attorney or authorized agent.

I declare under penalty of perjury that the information provided in this claim is true and correct to the best of my

knowledge, information, and reasonable belief.

Date

Signature

Print: Julian Cotton Title Authorized Agent for Creditor

Company Padgett Law Group

Address 6267 Old Water Oak Road, Suite 203

Tallahassee FL, 32312

Contact phone (850) 422-2520 Email PLGinquiries@padgettlawgroup.com

/s/ Julian Cotton 06/09/2020

Case 19-19489-LMI Doc 59 Filed 06/09/20 Page 2 of 14
Official Form 410S1 Notice of Mortgage Payment Change page 3

CERTIFICATE OF SERVICE

I HEREBY CERTIFY that a true and correct copy of the foregoing has been furnished to the parties

on the attached Service List by electronic service and/or by First Class U.S. Mail on this the 9th day of

June, 2020.

/S/ Julian Cotton

___________________________________

JULIAN COTTON

PADGETT LAW GROUP

6267 Old Water Oak Road, Suite 203

Tallahassee, FL 32312

(850) 422-2520 (telephone)

(850) 422-2567 (facsimile)

PLGinquiries@padgettlawgroup.com

Authorized Agent for Creditor

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Official Form 410S1 Notice of Mortgage Payment Change page 4

SERVICE LIST (CASE NO. 19-19489-LMI)

Debtor

Marco A Paez

360 Northwest 114th Avenue

# 105

Miami, FL 33172

Attorney

Ricardo Corona, Esq.

3899 NW 7 St, Second Floor

Miami, FL 33126

Trustee

Nancy K. Neidich

www.ch13miami.com

POB 279806

Miramar, FL 33027

U.S. Trustee

Office of the US Trustee

51 S.W. 1st Ave.

Suite 1204

Miami, FL 33130

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