| SECURITIES AND EXCHANGE COMMISSION                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Washington, D.C. 20549                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
| FORM 10-K[X]ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE    SECURITIES EXCHANGE ACT OF 1934For the Fiscal Year Ended    March 31, 2002**                               ****OR**[  ]TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE    SECURITIES EXCHANGE ACT OF 1934Commission File Number: 0-26993
EVERTRUST FINANCIAL GROUP, INC.(Exact name of registrant as specified in its    charter)Washington91-1613658(State or other jurisdiction of incorporation(I.R.S. Employeror organization)I.D. Number) 2707 Colby Avenue, Suite 600, Everett, Washington98201(Address of principal executive offices)(Zip Code)Registrant's telephone number,    including area code:
(425) 258-3645    Securities registered pursuant to Section 12(b) of the Act:None    Securities registered pursuant to Section 12(g) of the Act:Common Stock, no par value per share
(Title of Class)
        Check whether theRegistrant (1) filed all reports required to be filed by Section 13 or 15(d) ofthe Securities Exchange Act of 1934 during the past 12 months (or for suchshorter period that the Registrant was required to file such reports), and (2)has been subject to such filing requirements for the past 90 days. YES X NO 

       Check if there is no disclosure of delinquent filers pursuant to Item 405 ofRegulation S-K contained herein, and no disclosure will be contained, to thebest of the Registrant's knowledge, in any definitive proxy or informationstatements incorporated by reference in Part III of this Form 10-K or anyamendments to this Form 10-K. 

        Asof May 31, 2002, there were issued and outstanding 5,036,909 shares of theRegistrant's Common Stock, which are listed on the Nasdaq National Market Systemunder the symbol "EVRT." Based on the average of the high/low price for theCommon Stock on May 31, 2002, the aggregate value of the Common Stockoutstanding held by nonaffiliates of the registrant was $92,175,435 (5,036,909shares at $18.30 per share). For purposes of this calculation, Common Stock heldby officers and directors of the Registrant and the Registrant's Employee StockOwnership Plan and Trust are considered nonaffiliates.

DOCUMENTS INCORPORATED BY REFERENCE

        1. Portions ofDefinitive Proxy Statement for the 2002 Annual Meeting of Stockholders (PartIII).

 

**<PAGE>**

**EVERTRUST FINANCIAL GROUP, INC.2002 ANNUAL REPORT ON FORM 10-KTABLE OF CONTENTS**

****************Page******PART I**. **Item 1. Business**     General1    Market Area 1    Lending Activities 2    Investment Activities 19    Deposit Activities and Other Sources of Funds 22    Subsidiary Activities 25    Charitable Foundation 26    Regulation 27    Taxation 35    Competition 36    Personnel 36**Item 2. Properties**36**Item 3. Legal Proceedings**37**Item 4. Submission of Matters to a Vote of Security    Holders**37**PART II.** **Item 5. Market for the Registrant's Common Equity    and Related Stockholder Matters**38**Item 6. Selected Financial Data**39**Item 7. Management's Discussion and Analysis of    Financial Condition and Results** **of Operations**41    General 41      Critical Accounting Policies41    Forward-Looking Statements 41    Operating Strategy 41    Comparison of Financial Condition at March 31, 2002 and March 31, 2001 43    Comparison of Operating Results for Years Ended March 31, 2002 and 2001    43    Comparison of Operating Results for Years Ended March 31, 2001 and 2000    45    Average Balances, Interest and Average Yields/Cost 46    Rate/Volume Analysis 48    Yields Earned and Rates Paid 49    Asset and Liability Management and Market Risk 49    Liquidity and Capital Resources 51    Impact of Accounting Pronouncements and Regulatory Policies 52    Effect of Inflation and Changing Prices 52**Item 7A. Quantitative and Qualitative Disclosures    About Market Risk**53**Item 8. Financial Statements and Supplementary Data**53**Item 9. Changes in and Disagreements with    Accountants on Accounting and** **Financial Disclosure**93**PART III.** **Item 10. Directors and Executive Officers of the    Registrant**93**Item 11. Executive Compensation**94**Item 12. Security Ownership of Certain Beneficial    Owners and Management**95**Item 13. Certain Relationships and Related    Transactions**95**PART IV.** **Item 14. Exhibits, Financial Statement Schedules,    and Reports on Form 8-K**96
**<PAGE>**

 

**PART I**
******Item 1. Business**

**General**

       EverTrust Financial Group, Inc. ("EverTrust" or the "Company"), a Washingtonstate corporation, is the successor to Mutual Bancshares, a mutual holdingcompany, which converted to stock form on September 30, 1999 ("Conversion"). TheCompany replaced Mutual Bancshares as the holding company for EverTrust Bank ("EverTrustBank" or the "Bank"), a Washington chartered stock savings bank; and MutualBancshares Capital Inc., a Washington corporation. In connection with theConversion in September 1999, the Company issued 8,596,250 shares to the public.Effective May 12, 2000, the Company became a financial holding company pursuantto regulations of the Board of Governors of the Federal Reserve ("FederalReserve") issued in connection with the enactment of the Gramm-Leach-BlileyFinancial Services Modernization Act of 1999. For further information regardingthe Company's financial holding company election, see "Regulation -- TheCompany." 

        AtMarch 31, 2002, the Company had total assets of $675.8 million, total depositsof $449.6 million and total equity of $92.8 million. The Company's businessactivities are conducted primarily by EverTrust Bank, whose operations areenhanced by the activities and operations of the Company's other subsidiary:Mutual Bancshares Capital, Inc. Accordingly the information regarding theCompany's business set forth in this report, including consolidated financialstatements and related data, relates primarily to the Bank.

       EverTrust Bank was formed as a federally chartered institution in 1916 andconverted to a Washington chartered mutual savings bank in 1987. In 1993, theBank became a stock entity in connection with its mutual holding companyreorganization in 1993. The Bank's deposits are insured by the Federal DepositInsurance Corporation ("FDIC") up to applicable legal limits under the BankInsurance Fund ("BIF"). The Bank is regulated by the Washington Department ofFinancial Institutions, Division of Banks ("Division") and the FDIC.

       EverTrust Bank is a community oriented bank dedicated to financing residentialrelated and commercial real estate properties and providing quality customerservice. The Bank's principal business is attracting deposits from the generalpublic and using those funds to originate residential (including multi-family)mortgage loans as well as commercial real estate loans, construction loans andbusiness loans. 

**Market Area**

       The Bank conducts the majority of its lending and deposit operations out of 12full service offices in Snohomish County, located in Northwest Washington, andone loan production office in King County. Snohomish County is located north ofKing County (Seattle) and south of Skagit County along the I-5 corridor.Snohomish County, the state's third largest county covering 2,098 square miles,has an estimated population of 583,000 for a density of 278 persons per squaremile. Everett, the largest city in Snohomish County, is the county seat andserves as the county's economic and cultural center. Everett, a port city, islocated approximately 30 miles north of Seattle. 

        InDecember 2000, the Company established the EverTrust Financial Center indowntown Bellevue, Washington. From this location, the Bank serves East KingCounty as well as Seattle and offers an expanded line of financial products andservices including enhanced jumbo home loan programs, commercial real estateloans, private banking, and business banking services. The Bank's commercialmortgage banking group provides portfolio and secondary market products fromcommercial loan origination offices located in Tacoma, Bellevue, Seattle andEverett. 

       For additional information regarding the Company's and the Bank's offices, see"Item 2. Properties" and Note 6 of the Notes to Consolidated FinancialStatements included in Item 8 of this Form 10-K. 

1

**<PAGE>**

 

**Lending Activities**

**       General.** Historically, the principal lending activity of the Bankconsisted of the origination of loans secured by first mortgages onowner-occupied, one- to- four family residences and loans for the constructionof one- to- four family residences. In recent years, EverTrust Bank hasincreased its origination of loans secured by multi-family properties,commercial real estate loans, construction and land development loans andbusiness loans.** **At March 31, 2002, EverTrust Bank's totalloans were $575.3 million, including approximately $625,000 of loans held forsale. 

       The Bank's internal loan policy limits the maximum amount of loans to oneborrower to 15% of its capital. At March 31, 2002, the maximum amount whichEverTrust Bank could have lent to any one borrower and the borrower's relatedentities was approximately $10.7 million under its policy. At March 31, 2002,EverTrust Bank had loans to one builder/developer (including loans forconstruction, land development and permanent financing) with an aggregatecommitted balance in excess of this amount which were specifically approved aspolicy exceptions by the Board of Directors: the borrower had $15.0 millioncommitted, of which $14.9 million was outstanding, representing 21.1% and 20.9%of EverTrust Bank's total capital of $71.1 million, respectively. All loans tothe borrower were performing according to their terms at March 31, 2002. Loansin excess of 25% of EverTrust Bank's capital are participated to the Company ona last-in, first-out basis. There were no participations with the Companyoutstanding as of March 31, 2002, since no amounts outstanding to any oneborrower exceeded 25% of EverTrust Bank's capital. 

**       Loan Portfolio Analysis**. The following table sets forth the compositionof the Bank's consolidated loan portfolio by type of loan as of the datesindicated.
At March 31, 20022001200019991998AmountPercentAmountPercentAmountPercentAmountPercentAmount Percent(Dollars in thousands)Real    Estate:     One- to- four family        residential(1) $ 55,2178.37%$ 67,705  12.11%$70,042  14.73%$101,649  26.61%$ 95,305  26.73%  One- to- four family     construction and land       development 49,7527.54    40,7297.2837,2667.8434,9289.1436,44410.23  Income property:        Commercial construction 29,8714.53    25,4754.5623,8715.0212,4913.274,620 1.30       Commercial real estate 233,71535.44    168,19930.08128,89227.1072,57319.0076,12121.36       Multi-family construction 47,3117.17    62,05511.1032,3046.7914,0123.677,153   2.01       Multi-family residential 157,50323.89    128,84623.04136,72728.75115,97230.35111,97531.42Consumer:  Home equity and other       mortgages 29,0664.41    25,7564.6123,3014.9018,6014.8715,8664.45     Credit cards 5,0260.76    2,4260.431,3750.294880.131240.03     Other installment loans 5,2360.79    6,2191.115,2811.112,3990.632,5600.72  Business loans 46,7217.09    31,7075.6816,4943.478,9492.346,2261.75       Total loans 659,418100.00%559,117100.00%475,553100.00%382,062100.00%356,394100.00%Less:       Undisbursed loan proceeds (71,248)(63,888)(49,460)(28,183)(22,563)       Deferred loan fees and other (4,145)(3,879)(3,493)(3,239)(3,278)    Reserve for loan losses (8,754)(7,439)(6,484)(5,672)(4,897)575,271483,911416,116344,968325,656  Loans receivable held for sale (625)(794)--(29,641)(13,705)     Loans receivable, net $574,646$483,117$416,116$315,327$311,951
____________ 
(1)Includes owner/builder construction/permanent loans of $8.3    million, $6.4 million, $6.0 million, $5.5 million, and $8.4 million at March    31, 2002, 2001, 2000, 1999, and 1998, respectively.
2

**<PAGE>**

       **Residential One- to- Four Family Lending**. At March 31, 2002, $55.2million of the Bank's loan portfolio consisted of permanent loans secured byone- to- four family residences, including approximately $625,000 of loans heldfor sale. This amount represents 8.4% of the Bank's total loans. 

       EverTrust Bank originates both fixed-rate loans and adjustable-rate loans.Generally, 30 year fixed-rate loans are originated to meet the requirements forsale in the secondary market to Federal National Mortgage Association ("FannieMae"), however, from time to time, a portion of thesefixed-rate loans originated by EverTrust Bank may be retained in the Bank's loanportfolio to meet its asset/liability management objectives.

        AtMarch 31, 2002, $33.2 million, or 64.0%, of the Bank's one- to- four family loanportfolio consisted of fixed rate one- to- four family mortgage loans, both heldfor sale and held for investment. EverTrust Bank also offers adjustable ratemortgage loans at rates and terms competitive with market conditions. All ofEverTrust Bank's adjustable rate mortgage loans are retained in its loanportfolio and not with a view toward sale in the secondary market.

       EverTrust Bank offers several adjustable rate mortgage products which adjustannually after an initial period ranging from one to seven years. Contractualannual adjustments generally range from 2% to unlimited, subject to a generaloverall limitation of 6%. These adjustable rate mortgage products have generallyutilized the weekly average yield on one year U.S. Treasury securities adjustedto a constant maturity of one year plus a margin of 2.5% to 3.0%. Adjustablerate mortgage loans held in EverTrust Bank's portfolio do not permit negativeamortization of principal and carry no prepayment restrictions. Borrower demandfor adjustable rate mortgage loans versus fixed-rate mortgage loans is afunction of the level of interest rates, the expectations of changes in thelevel of interest rates and the difference between the initial interest ratesand fees charged for each type of loan. The relative amount of fixed-ratemortgage loans and adjustable rate mortgage loans that can be originated at anytime is largely determined by the demand for each in a competitive environment.At March 31, 2002, $18.6 million, or 36.0%, of the Bank's one- to- four familyloan portfolio consisted of adjustable rate mortgage loans.

       The retention of adjustable rate mortgage loans in EverTrust Bank's loanportfolio helps reduce EverTrust Bank's exposure to changes in interest rates.There are, however, credit risks resulting from the potential of increasedinterest to be paid by the customer due to increases in interest rates. It ispossible that, during periods of rising interest rates, the risk of default onadjustable rate mortgage loans may increase as a result of repricing and theincreased costs to the borrower. Furthermore, because the adjustable ratemortgage loans originated by EverTrust Bank may provide, as a marketingincentive, for initial rates of interest below the rates which would apply werethe adjustment index used for pricing initially, these loans are subject toincreased risks of default or delinquency. EverTrust Bank attempts to reduce thepotential for delinquencies and defaults on adjustable rate mortgage loans byqualifying the borrower based on the borrower's ability to repay the loanassuming that the maximum interest rate that could be charged at the firstadjustment period remains constant during the loan term. Another considerationis that although adjustable rate mortgage loans allow EverTrust Bank to increasethe sensitivity of its asset base due to changes in the interest rates, theextent of this interest sensitivity is limited by the periodic and lifetimeinterest rate adjustment limits. Because of these considerations, EverTrust Bankhas no assurance that yields on adjustable rate mortgage loans will besufficient to offset increases in EverTrust Bank's cost of funds.

       While fixed-rate, single-family residential mortgage loans are normallyoriginated with 15 to 30 year terms, such loans typically remain outstanding forsubstantially shorter periods. This is because borrowers often prepay theirloans in full upon sale of the property pledged as security or upon refinancingthe original loan. In addition, substantially all mortgage loans in EverTrustBank's loan portfolio contain due-on-sale clauses providing that the Bank maydeclare the unpaid amount due and payable upon the sale of the property securingthe loan. Typically, EverTrust Bank enforces these due-on-sale clauses to theextent permitted by law and as business judgment dictates. Thus, average loanmaturity is a function of, among other factors, the level of purchase and saleactivity in the real estate market, prevailing interest rates and the interestrates payable on outstanding loans.

3

**<PAGE>**

       The Bank requires fire and extended coverage casualty insurance to be maintainedon all of its real estate secured loans. EverTrust Bank is not able to obtainand generally does not require earthquake insurance because of competitivemarket factors.

       EverTrust Bank's lending policies generally limit the maximum loan-to-valueratio on mortgage loans secured by owner-occupied properties to 95% of thelesser of the appraised value or the purchase price. However, the Bank usuallyobtains private mortgage insurance on the portion of the principal amount thatexceeds 80% of the appraised value of the security property. The maximumloan-to-value ratio on mortgage loans secured by non-owner-occupied propertiesis generally 75%, or 70% for loans originated for sale in the secondary marketto Fannie Mae.

**       Construction and Land Development Lending.**EverTrust Bank has anestablished market niche as an originator of construction and land developmentloans. Competition from other financial institutions has increased in recentperiods and the Bank expects that its margins on construction loans may bereduced in the future.

       The Bank currently originates two types of residential construction loans:speculative construction loans, and owner/builder loans. EverTrust Bank alsooriginates construction loans for the development of multi-family and commercialproperties. Annual originations of construction and land development loans havebeen $40.4 million, $56.4 million and $29.5 million for the three years endedMarch 31, 2002, 2001 and 2000, respectively. Subject to market conditions,EverTrust Bank intends to continue to emphasize its construction lendingactivities. 

        At March 31, 2002,the composition of the Bank's construction and land development loan portfoliowas as follows:
OutstandingPercent ofBalanceTotal
(Dollars in thousands)Speculative construction $ 10,5598.6%   Owner/builder construction 8,2966.8      Multi-family construction 47,31138.5     Land development 26,73821.8     Commercial real estate construction29,87224.3     Total $ 122,776100.0%
       Speculative construction loans are made to home builders and are termed"speculative" because the home builder does not have, at the time of loanorigination, a signed contract with a home buyer who has a commitment forpermanent financing with either EverTrust Bank or another lender for thefinished home. The home buyer may be identified either during or after theconstruction period, with the risk that the builder will have to service thedebt on the speculative construction loan and finance real estate taxes andother carrying costs of the completed home for a significant time after thecompletion of construction until the home buyer is identified. The Bank lends toapproximately 30 builders located in its primary market area, each of whichgenerally have two to 25 speculative loans from the Bank during a 12 monthperiod, with approximately five to six loans outstanding at any one time.Rather than originating lines of credit to home builders to construct severalhomes at once, EverTrust Bank generally originates and underwrites a separateloan for each home. Speculative construction loans are originated for a term of12 months, with a variable interest rate tied to the prime rate as published in*The Wall Street Journal*, plus a margin ranging from 0% to 2%, and witha loan-to-value ratio of no more than 80% of the appraised estimated value ofthe completed property. During this 12 month period, the borrower is required tomake monthly payments of accrued interest on the outstanding loan balance. AtMarch 31, 2002, speculative construction loans totaled $10.6 million, or 8.6%,of the total construction loan portfolio. At March 31, 2002, the Bank had twoborrowers each with aggregate outstanding speculative loan balances of more than$1.0 million, all of which were performing according to their respective termsand the largest of which amounted to $2.2 million.

4

**<PAGE>**

       Owner/builder construction loans are originated to the home owner rather thanthe home builder as a single loan that automatically converts to a permanentloan at the completion of construction. The construction phase of aowner/builder construction loan generally lasts six to 12 months. Borrowers havethree financing options: 
-  they may opt for a fixed interest rate  during the construction period, with the rate on the permanent loan set at the  completion of construction based on the required net yield for Fannie Mae   loans, plus a margin; the rate on the construction and permanent  loans will be set at the start of construction based on the required net yield  for Fannie Mae loans, plus a margin and an additional fixed fee based on the  loan amount; or, the borrower may choose an adjustable rate  mortgage option during the construction and permanent phases. 
       Loan-to-value ratios under all three options are up to 80%, or up to 90% withprivate mortgage insurance, of the appraised estimated value of the completedproperty or cost, whichever is less. During the construction period, theborrower is required to make monthly payments of accrued interest on theoutstanding loan balance. At March 31, 2002, owner/builder construction loanstotaled $8.3 million, or 6.8%, of the total construction loan portfolio. AtMarch 31, 2002, the largest outstanding owner/builder construction loan had anoutstanding balance of approximately $1.0 million and was performing accordingto its terms.

       For over 15 years, EverTrust Bank has originated loans to local real estatedevelopers for the purpose of developing residential subdivisions, whichincludes installing roads, sewers, water and other utilities for plats generallyranging from 10 to 50 lots. At March 31, 2002, subdivision development loanstotaled $26.7 million, or 21.8% of construction and land development loansreceivable. Land development loans are secured by a lien on the property andmade for a period of one to three years with generally variable interest ratestied to the prime rate as published in *The Wall Street Journal*, plus amargin ranging from 0% to 3%, and are made with loan-to-value ratios notexceeding 75%. Monthly interest payments are required during the term of theloan. Land development loans are structured so that the Bank is repaid in fullupon the sale by the borrower of approximately 80% of the subdivision lots.Substantially all of EverTrust Bank's land development loans are secured byproperty located in its primary market area. In addition, in the case of acorporate borrower, EverTrust Bank also obtains personal guarantees fromcorporate principals and reviews their personal financial statements. At March31, 2002, EverTrust Bank had no nonaccruing land development loans. 

       Land development loans secured by land under development involve greater risksthan one- to- four family residential mortgage loans because such loans areadvanced upon the predicted future value of the developed property. If theestimate of the future value of the developed property proves to be inaccurate,in the event of default and foreclosure, EverTrust Bank may be confronted with aproperty the value of which is insufficient to assure full repayment. The Bankattempts to minimize this risk by limiting the maximum loan-to-value ratio onland loans to 75% of the estimated developed value of the secured property andgetting guarantees.

       EverTrust Bank also provides construction and construction permanent financingfor multi-family and commercial properties. At March 31, 2002, such constructionloans amounted to $77.2 million of which $68.1 million wasconstruction/permanent financing (*i.e.,* loans will roll into permanentfinancing when certain lease-up and debt service requirements are met) at thecompletion of the construction phase. These loans are typically secured byapartment buildings, condominiums, warehouses, mini-storage facilities,industrial use buildings, office and medical office buildings and retailshopping centers located in the Bank's market area and typically range in amountfrom $500,000 to $5.0 million. At March 31, 2002, the largest multi-familyconstruction loan was for $6.7 million secured by a 62 unit apartment buildinglocated in EverTrust Bank's market area and was performing according to itsterms. At March 31, 2002, the largest commercial construction loan was for $8.1million, secured by a retail store located in the Bank's market area and wasperforming according to its terms.****Periodically, EverTrust Bankpurchases, without 

5

**<PAGE>**

recourse to the seller other than for fraud,from other lenders participation interests in multi-family and commercialconstruction loans secured by properties located in EverTrust Bank's marketarea. The Bank underwrites such participation interests according to its ownstandards. 

       All construction loans must be approved by the Bank's Loan Committee. See "--Loan Solicitation and Processing." Prior to preliminary approval of anyconstruction loan application, EverTrust Bank reviews the existing or proposedimprovements, identifies the market for the proposed project and analyzes thepro forma data and assumptions on the project. In the case of a speculative orcustom construction loan, EverTrust Bank reviews the experience and expertise ofthe builder and the borrower. After preliminary approval has been given, theapplication is processed, which includes obtaining credit reports, financialstatements and tax returns on the borrowers and guarantors, an independentappraisal of the project, and any other expert reports necessary to evaluate theproposed project. In the event of cost overruns, the Bank requires that theborrower increase the funds available for construction by depositing its ownfunds into a loans in process account.

       Loan disbursements during the construction period are made to the builder basedon a line item budget, which is assessed by periodic on-site inspections byqualified employees of EverTrust Bank or an independent inspection service.EverTrust Bank believes that its internal monitoring system helps reduce many ofthe risks inherent in its construction lending.

       EverTrust Bank originates construction loan applications through walk-incustomers, customer referrals, contacts in the business community and realestate brokers seeking financing for their clients.

       Construction lending affords the Bank the opportunity to achieve higher interestrates and fees with shorter terms to maturity than does its permanent mortgagelending. Construction lending, however, is generally considered to involve ahigher degree of risk than permanent mortgage lending because of the inherentdifficulty in estimating both a property's value at completion of the projectand the estimated cost of the project. The nature of these loans is such thatthey are generally more difficult to evaluate and monitor. If the estimate ofconstruction cost proves to be inaccurate, EverTrust Bank may be required toadvance funds beyond the amount originally committed to permit completion of theproject. If the estimate of value upon completion proves to be inaccurate,EverTrust Bank may be confronted with a project whose value is insufficient toassure full repayment. Projects may also be jeopardized by disagreements betweenborrowers and builders and by the failure of builders to pay subcontractors.Loans to builders to construct homes for which no purchaser has been identifiedcarry more risk because the payoff for the loan depends on the builder's abilityto sell the property prior to the time that the construction loan is due.EverTrust Bank has sought to address these risks by adhering to strictunderwriting policies, disbursement procedures, and monitoring practices. Inaddition, because the Bank's construction lending is primarily secured byproperties in its market area, changes in the local and state economies and realestate markets could adversely affect EverTrust Bank's construction loanportfolio.

**       Multi-Family Lending.**AtMarch 31, 2002, $157.5 million, or 23.9% of the Bank's total loan portfolio wassecured by multi-family dwelling units, which consist of more than four units,located primarily in its market area.

       Multi-family adjustable rate mortgageloans are originated with variable rates which generally adjust annually afteran initial period ranging from one to seven years. Contractual annualadjustments generally range from 2% to unlimited, subject to a overalllimitation of 6%. These adjustable rate mortgageloans have generally utilized the weekly average yield on one year U.S. Treasurysecurities adjusted to a constant maturity of one year plus a margin of 2.50% to3.50%, with principal and interest payments fully amortizing over terms of up to30 years. EverTrust Bank has also originated fixed rate multi-family loans duein five and ten years, with amortization terms of up to 30 years. Multi-familyloans originated since 1993 generally contain prepayment penalties during thefirst three years. Multi-family loans typically range in principal amount from$500,000 to $5.0 million. At March 31, 2002, the largest non-constructionmulti-family loan was on a 96 unit apartment building with an outstandingprincipal balance of $5.5 million located in the Bank's market area. At March31, 2002, this loan was performing according to its terms.

6

**<PAGE>**

       The maximum loan-to-value ratio for multi-family loans is generally 75%.EverTrust Bank requires appraisals of all properties securing multi-family realestate loans. Appraisals are performed by an independent appraiser designated bythe Bank, all of which are reviewed by EverTrust Bank's review appraiser.EverTrust Bank requires its multi-family loan borrowers to submit financialstatements and rent rolls on the subject property annually. EverTrust Bank alsoinspects the subject property annually if the balance of the loan exceeds$750,000. EverTrust Bank generally imposes a minimum debt coverage ratio ofapproximately 1.20 times for loans secured by multi-family properties.

       Multi-family mortgage lending affords EverTrust Bank an opportunity to receiveinterest at rates higher than those generally available from one- to- fourfamily residential lending. However, loans secured by such properties usuallyare greater in amount, more difficult to evaluate and monitor and, therefore,involve a greater degree of risk than one- to- four family residential mortgageloans. Because payments on loans secured by multi-family properties are oftendependent on the successful operation and management of the properties,repayment of such loans may be affected by adverse conditions in the real estatemarket or the economy. The Bank seeks to minimize these risks by carefullyreviewing the financial condition of the borrower, the quality of the collateraland the management of the property securing the loan. EverTrust Bank generallyobtains loan guarantees from financially capable parties based on a review ofpersonal financial statements, or if the borrower is a corporation, EverTrustBank also generally obtains personal guarantees from corporate principals basedon a review of personal financial statements.

**       Commercial Real Estate Lending**. Commercial real estate loans totaled$233.7 million, or 35.4% of total loans receivable at March 31, 2002, andconsisted of 280 loans. EverTrust Bank originates commercial real estate loansprimarily secured by warehouses, mini-storage facilities, industrial usebuildings, office and medical office buildings and retail shopping centerslocated in EverTrust Bank's market area. Commercial real estate loans typicallyrange in principal amount from $500,000 to $7.5 million. At March 31, 2002, thelargest commercial real estate loan on one property had an outstanding balanceof $7.5 million and is secured by an office building and marina located in theBank's market area. This loan was performing according to its terms at March 31,2002.

       Commercial adjustable rate mortgageloans are originated with variable rates which generally adjust annually afteran initial period ranging from one to seven years. Contractual annualadjustments generally range from 2% to unlimited, subject to an overalllimitation of 6%. These adjustable rate mortgageloans have generally utilized the weekly average yield on one year U.S. Treasurysecurities adjusted to a constant maturity of one year plus a margin of 2.75% to3.50%, with principal and interest payments fully amortizing over terms of up to30 years but generally due in ten years. EverTrust Bank has also originatedfixed rate commercial loans due in five and ten years, with amortization termsof up to 30 years. Commercial loans originated since 1993 generally containprepayment penalties during the first three years.

       The Bank requires appraisals of all properties securing commercial real estateloans. Appraisals are performed by an independent appraiser designated byEverTrust Bank, which are reviewed by the Bank's review appraiser. EverTrustBank requires its commercial loan borrowers to submit financial statements andrent rolls on the subject property annually. The Bank also inspects the subjectproperty annually if the balance of the loan exceeds $750,000. EverTrust Bankconsiders the quality and location of the real estate, the credit of theborrower, the cash flow of the project and the quality of management involvedwith the property. EverTrust Bank generally imposes a minimum debt coverageratio of approximately 1.30 times for originated loans secured by incomeproducing commercial properties. The Bank generally obtains loan guarantees fromfinancially capable parties based on a review of personal financial statements,or if the borrower is a corporation, EverTrust Bank also generally obtainspersonal guarantees from corporate principals based on a review of personalfinancial statements.

       Commercial real estate lending affords EverTrust Bank an opportunity to receiveinterest at rates higher than those generally available from one- to- fourfamily residential lending. However, loans secured by such properties usuallyare greater in amount, more difficult to evaluate and monitor and, therefore,involve a greater degree of risk than one- to- four family residential mortgageloans. Because payments on loans secured by commercial properties often dependupon the successful operation and management of the properties, repayment ofsuch loans may be affected by

7

**<PAGE>**

adverse conditions inthe real estate market or the economy. EverTrust Bank seeks to minimize theserisks by limiting the maximum loan-to-value ratio to 75% and carefully reviewingthe financial condition of the borrower, the quality of the collateral and themanagement of the property securing the loan.

**       Business Lending.**Through its business banking group, the Bankoriginates business loans to small and medium sized businesses in its primarymarket area. Business loans are generally made to finance the purchase ofseasonal inventory needs, new or used equipment, and for short-term workingcapital. Such loans are generally secured by equipment, accounts receivable,marketable investments and inventory, although business loans are sometimesgranted on an unsecured basis. Such loans are made for terms of seven years orless, depending on the purpose of the loan and the collateral, with loans tofinance operating expenses made for one year or less, with interest rates thatadjust at least annually at a rate equal to the prime rate, as published in *The Wall Street Journal*, plus a margin ranging from 0% to 3.50%. At March31, 2002, the business loans amounted to $46.7 million, or 7.1%, of the Bank'stotal loans. The increase in business loans from the year ending March 31, 2001is attributable to increased market penetration, the addition of a new loanofficer and growth in average loan amounts.

        AtMarch 31, 2002, the Bank's largest outstanding business loan was for $4.5million and was secured by accounts receivable/inventory. The customer is inhotel management. The loan was performing according to its terms at March 31,2002.

       The Bank underwrites its business loans on the basis of the borrower's cash flowand ability to service the debt from earnings rather than on the basis ofunderlying collateral value, and the Bank seeks to structure such loans to havemore than one source of repayment. The borrower is required to provide the Bankwith sufficient information to allow it to make its lending determination. Inmost instances, this information consists of at least three years of financialstatements, tax returns, a statement of projected cash flows, current financialinformation on any guarantor and any additional information on the collateral.Generally, for loans with balances exceeding $750,000, the Bank requires thatborrowers and guarantors provide updated financial information at leastannually. 

       The Bank's business loans may be structured as term loans or as lines of credit.Business term loans are generally made to finance the purchase of long-livedassets and have maturities of five years or less. Business lines of credit aretypically made for the purpose of providing working capital and are usuallyapproved with a term of between six months and one year.

       The Bank provides borrowers with secured standby letters of credit based on thesame underwriting requirements and conditions as described above. The letters ofcredit are backed by signed notes payable to the Bank for like terms of theletter of credit. At March 31, 2002, EverTrust Bank had no outstanding lettersof credit. International letters of credit are offered through a correspondentbank that assumes credit and payment risk on the instrument. EverTrust Bankreceives a fee from the borrower and the correspondent bank for arranging theinternational letters of credit.

       Business loans may involve greater risk than other types of lending. Becausepayments on such loans are often dependent on successful operation of thebusiness involved, repayment of such loans may be subject to a greater extent toadverse conditions in the economy. The Bank seeks to minimize these risksthrough its underwriting guidelines, which require that the loan be supported byadequate cash flow of the borrower, profitability of the business, collateraland personal guarantees of the individuals in the business. In addition, theBank limits this type of lending to its market area.

**       Consumer Lending.** Consumer lending has traditionally been a secondary,but recently growing part of the Bank's business. Consumer loans generally haveshorter terms to maturity and higher interest rates than mortgage loans.Consumer loans include home equity lines of credit, home improvement loans,second mortgage loans, lot acquisition loans, savings account loans, automobileloans, boat loans, recreational vehicle loans, personal unsecured loans andcredit card loans. Consumer loans are made with both fixed and variable interestrates and with varying terms. At

8

**<PAGE>**

March 31, 2002, consumer loans, excludingcredit card loans, amounted to $34.3 million, or 5.2% of the total loanportfolio.

        AtMarch 31, 2002, the largest component of the consumer loan portfolio consistedof real estate secured loans, such as residential first mortgage loans, secondmortgages and home equity lines of credit, which totaled $29.1 million, or 4.4%,of the total loan portfolio. Home equity lines of credit and second mortgageloans are made for purposes such as the improvement of residential properties,debt consolidation and education expenses, among others. The majority of theseloans are secured by a first or second mortgage on residential property. The loan-to-value ratio is typically 80% or less, when taking into account boththe first and second mortgage loans. Second mortgage loans typically carry fixedinterest rates with a fixed payment over a term between five and 15 years. Homeequity lines of credit allow for a ten year draw period, plus an additional 15year repayment period, and the interest rate is tied to the prime rate aspublished in *The Wall Street Journal*, plus a margin.

       Credit card loans are underwritten using suggested Independent Community BankersAssociation guidelines, credit scoring and financial statement analysis. Creditcards are issued to the Bank's commercial banking business customers andqualified retail customers. At March 31, 2002, the credit card portfolioconsisted of business credit lines of $700,000 and personal credit card lines of$4.3 million for a total of $5.0 million or 0.76% of total loans.  Amountsdisbursed under these credit lines were $707,700 at March 31, 2002 compared to$369,700 at March 31, 2001.  Credit card loans entail greater risk than doother loans especially given their unsecured status. The Bank attempts to limitthis risk by adhering to sound underwriting and collection practices, althoughthere can be no assurances that these will prevent credit card losses. At March31, 2002, there were $7,000 of credit card loans 90 days or more past due or innonaccrual status.

       Consumer loans entail greater risk than do residential mortgage loans,particularly in the case of consumer loans that are unsecured or secured byrapidly depreciating assets such as automobiles. In such cases, any repossessedcollateral for a defaulted consumer loan may not provide an adequate source ofrepayment of the outstanding loan balance as a result of the greater likelihoodof damage, loss or depreciation. The remaining deficiency often does not warrantfurther substantial collection efforts against the borrower beyond obtaining adeficiency judgment. In addition, consumer loan collections are dependent on theborrower's continuing financial stability, and are more likely to be adverselyaffected by job loss, divorce, illness or personal bankruptcy. Furthermore, theapplication of various federal and state laws, including federal and statebankruptcy and insolvency laws, may limit the amount that can be recovered onsuch loans. EverTrust Bank believes that these risks are not as prevalent in thecase of EverTrust Bank's consumer loan portfolio because a large percentage ofthe portfolio consists of first and second mortgage loans and home equity linesof credit for existing customers that are underwritten in a manner such thatthey result in credit risk that is substantially similar to one- to- four familyresidential mortgage loans. Nevertheless, second mortgage loans and home equitylines of credit have greater credit risk than one- to- four family residentialmortgage loans because they are secured by mortgages subordinated to theexisting first mortgage on the property, which may or may not be held by theBank. At March 31, 2002, there were $16,700 of consumer loans delinquent inexcess of 90 days or in nonaccrual status.

**       Loan Maturity and Repricing.**The following table sets forth information at March 31, 2002 regarding thedollar amount of loans maturing or repricing in the Bank's portfolio based ontheir contractual terms to maturity or repricing, but does not include scheduledpayments or potential prepayments. Demand loans, loans having no stated scheduleof repayments and no stated maturity, and overdrafts are reported as due in oneyear or less. Loan balances do not include undisbursed loan proceeds, unearneddiscounts, unearned income and allowance for loan losses.

9

**<PAGE>**
AfterAfterAfterOne Year3 Years5 YearsWithinThroughThroughThroughBeyondOne Year3 Years5 Years15 Years15 YearsTotal(In thousands)Real Estate:  One- to- four family    residential $ 16,166$ 6,982$ 3,559$10,963$14,128$ 51,798  One- to- four family construction    and land    development 37,039818------37,857  Income property:    Commercial    construction 13,0071,4433402,314--17,104    Commercial real estate 103,39974,72231,48120,106131229,839    Multi family construction 23,08815,002--248--38,338    Multi-family residential 93,80932,93815,98814,318274157,327Consumer:  Home equity and other    mortgages 11,7542,4401,5794,8442920,646  Credit cards 708--------708  Other installment loans 1,65999441825323,326Business loans 24,3072,9481,5601,23755030,602Total $324,936$138,287$54,925$54,283$15,114$587,545
        Thefollowing table sets forth the dollar amount of all loans due after March 31,2002, which have fixed interest rates and have floating or adjustable interestrates. 
FixedVariableTotalRatesRatesRates(In thousands)Real    Estate:     One- to- four family residential $ 33,161$ 18,637$ 51,798     One- to- four family construction       and land development 18737,67037,857     Income property:       Commercial construction 3,78813,31617,104       Commercial real estate 32,733197,106229,839       Multi-family construction 1,48236,85638,338       Multi-family residential 15,995141,332157,327    Consumer:     Home equity and other mortgages 10,9759,67120,646     Credit cards --708708     Other installment loans 2,5427843,326Business loans 1,58829,01730,602Total    $ 102,451$ 485,094$ 587,545
       Scheduled contractual principal repayments of loans do not reflect the actuallife of such assets. The average life of loans is substantially less than theircontractual terms because of prepayments. In addition, due-on-sale clauses onloans generally give EverTrust Bank the right to declare loans immediately dueand payable in the event, among other things, that the borrower sells the realproperty subject to the mortgage and the loan is not repaid. The average life ofmortgage loans tends to increase, however, when current mortgage loan marketrates are substantially higher than rates on existing mortgage loans and,conversely, decrease when rates on existing mortgage loans are substantiallyhigher than current mortgage loan market rates.

10

**<PAGE>**        **LoanSolicitation and Processing.**Loan originations are obtained from avariety of sources, including walk-in customers, loan brokers for primarilymulti-family and commercial loans, and referrals from builders and realtors.Upon receipt of a loan application from a prospective borrower, a credit reportand other data are obtained to verify specific information relating to the loanapplicant's employment, income and credit standing. An appraisal of the realestate offered as collateral generally is undertaken by an appraiser retained byEverTrust Bank and certified by the State of Washington.

       Mortgage loan applications are initiated by loan officers and are required to beapproved by EverTrust Bank's Management Loan Committee, which presently consistsof the President and Chief Operating Officer, the Chief Financial Officer, theCredit Administrator and the Chief Lending Officer. All loans up to andincluding $1.5 million may be approved by the Management Loan Committee withoutBoard approval; loans over $1.5 million to $4.0 million must be approved by theBoard Loan Committee; and loans exceeding $4.0 million, as well as loans of anysize granted to a single borrower whose aggregate lending relationship exceeds15% of total capital, must be approved by EverTrust Bank's Board of Directors.

**       Loan Originations, Purchases and Sales**. During the year ended March 31,2002, the Bank's total gross loan originations were $298.6 million.Periodically, EverTrust Bank purchases participation interests in constructionand land development loans and multi-family loans, secured by properties locatedin the Bank's primary market area, from other lenders. Such purchases areunderwritten to EverTrust Bank's underwriting guidelines and are withoutrecourse to the seller other than for fraud. See "-- Construction and LandDevelopment Lending" and "-- Multi-Family Lending."

       Consistent with its asset/liability management strategy in prior years,EverTrust Bank's policy has been to retain in its portfolio all of theadjustable rate mortgage loans and shorter-term fixed rate loans. Thirty-yearfixed rate loans are originated with a view toward sale in the secondary marketto Fannie Mae;however, from time to time, a portion of fixed-rate loans may be retained in theBank's portfolio to meet its asset/liability objectives. Loans sold in thesecondary market are generally sold on a servicing retained basis. At March 31,2002 EverTrust Bank's loan servicing portfolio totaled $177.9 million.

       The origination of one-to-four family residential loans increased significantlyfrom prior years due primarily to loan refinancing activity caused by the lowerinterest rate environment.  The increase in the origination of commercialand multi-family loans from prior years resulted from the Bank's increasedmarketing efforts for these types of loans along with increased refinancingactivity due to lower interest rates.

11

**<PAGE>**

        The followingtable shows total loans originated, purchased, sold and repaid during theperiods indicated.
Year Ended March 31,200220012000(In thousands)Loans originated:Real estate:     One- to- four family residential $ 44,362$ 19,795$ 19,663  One- to- four family construction and loan       development 40,37856,35929,537  Income property:       Commercial construction 28,43413,18819,520       Commercial real estate 77,90242,39559,972       Multi-family construction 25,70921,94426,768       Multi-family residential 33,26312,53231,795Consumer:     Home equity and other mortgages 14,31511,41610,919     Credit cards 3,0531,1331,027     Other installment loans 2,3702,1154,248Business loans 28,79933,36911,828         Total loans originated298,585214,246215,277Loans purchased:  Income property:       Commercial construction ------       Commercial real estate ----1,000       Multi-family construction ------    Multi-family residential ------         Total loans purchased ----1,000Loans sold:     Total whole loans sold 22,84124,50133,895  Participation loans 3,193--1,500      Total loans sold 26,03424,50135,395Principal repayments 180,369123,54591,280Loans    securitized ------    Transfer to real estate owned 67485--Increase (decrease) in other items, net 1,1682,635(17,642)Net increase (decrease) in loans receivable,      net and loans held for sale $ 92,675$ 68,750$ 71,960
**       Loan Origination and Other Fees**. The Bank, in some instances, receivesloan origination fees. Loan fees are a percentage of the principal amount of themortgage loan which are charged to the borrower for funding the loan. The amountof fees charged by the Bank range up to 1.50%. Current accounting standardsrequire fees received, net of certain loan origination costs, for originatingloans to be deferred and amortized into interest income over the contractuallife of the loan. Net deferred fees or costs associated with loans that areprepaid are recognized as income at the time of prepayment. The Bank had $4.1million of net deferred mortgage loan fees at March 31, 2002.

**       Nonperforming Assets and Delinquencies.**EverTrust Bank generally assesses latefees or penalty charges on delinquent loans of 5% of the monthly loan paymentamount. Substantially all fixed-rate and adjustable ratemortgage loan payments are due onthe first day of the month; however, the borrower is given a 15 day grace period

12

**<PAGE>**

to make the loanpayment. When a mortgage loan borrower fails to make a required payment whendue, EverTrust Bank institutes collection procedures. The first notice is mailedto the borrower on the 16th day requesting payment and assessing a late charge.Attempts to contact the borrower by telephone generally begin upon the 30th dayof delinquency. If a satisfactory response is not obtained, continuous follow-upcontacts are attempted until the loan has been brought current. Before the 90thday of delinquency, attempts to interview the borrower are made to establish thecause of the delinquency, whether the cause is temporary, the attitude of theborrower toward the debt, and a mutually satisfactory arrangement for curing thedefault.

       If the borrower is chronically delinquent and all reasonable means of obtainingpayment on time have been exhausted, foreclosure is initiated according to theterms of the security instrument and applicable law. Interest income on loans isreduced by the full amount of accrued and uncollected interest (i.e., placed onnonaccrual status).

       When a consumer loan borrower fails to make a required payment on a consumerloan by the payment due date, EverTrust Bank institutes the same collectionprocedures as for its mortgage loan borrowers.

       EverTrust Bank's Board of Directors is informed monthly as to the status of allmortgage and consumer loans that are delinquent by more than 90 days ornonaccruing, the status on all loans currently in foreclosure, and the status ofall foreclosed and repossessed property owned by EverTrust Bank.

       The following table sets forth information with respect to the Bank'snon-performing assets and restructured loans within the meaning of Statement ofFinancial Accounting Standards No. 15 for the periods indicated.
Year Ended March 31,20022001200019991998(Dollars in thousands)Loans accounted for on a nonaccrual basis:  Mortgage loans:       One- to- four family residential $ --$ 57$ 402$ --$ 517    One- to- four family construction and         land development ----------  Income property:       Commercial construction ----------       Commercial real estate ------364293       Multi-family construction --1,233------       Multi-family residential ----------  Consumer:       Home equity and second mortgages --------27       Credit cards ----------       Other installment loans 17104144  Business ----------         Total 171,300406378841Accruing loans which are contractually pastdue 90 days or more:  Mortgage loans:       One- to- four family residential ----------    One- to- four family construction and         land development ----------*(table continued on following page)*
13

**<PAGE>**
Year Ended March 31,20022001200019991998(Dollars in thousands)  Income property:       Commercial construction ----------       Commercial real estate ----------       Multi-family construction ----------    Multi-family residential ----------  Consumer:       Home equity and second mortgages ----------       Credit cards 7--------    Other installment loans ----------         Total 7--------    Total of nonaccrual and 90 days past due loans 241,300406378841Real estate owned acquired in satisfaction     of debts previously contracted 52485------         Total nonperforming assets 5481,385406378841    Restructured loans ----------Nonaccrual and 90 days or more past due loans as a     percentage of loans receivable, net -- %0.27%0.10%0.12%0.27%Nonaccrual and 90 days or more past due     loans as a percentage of total assets -- %0.22%0.07%0.08%0.20%    Nonperforming assets as a percentage of total assets 0.08%0.23%0.07%0.08%0.20%
       Additional interest income, which would have been recorded for the year endedMarch 31, 2002 had nonaccruing loans been current in accordance with theiroriginal terms, amounted to approximately $164,000. The amount of interestincluded in interest income on such loans for the year ended March 31, 2002 wasapproximately $200. 

**       Real Estate Owned.** Real estate acquired by EverTrust Bank as a resultof foreclosure or by deed-in-lieu of foreclosure is classified as real estateowned until it is sold. When property is acquired it is recorded at the lower ofits cost, which is the unpaid principal balance of the related loan plusforeclosure costs, or fair market value. Subsequent to foreclosure, the propertyis carried at the lower of the foreclosed amount or fair value, less estimatedselling costs. At March 31, 2002, EverTrust Bank had approximately $524,000 ofreal estate owned.

**       Restructured Loans.** Under generally accepted accounting principles,EverTrust Bank is required to account for certain loan modifications orrestructuring as a "troubled debt restructuring." In general, the modificationor restructuring of a debt constitutes a troubled debt restructuring ifEverTrust Bank for economic or legal reasons related to the borrower's financialdifficulties grants a concession to the borrowers that the Bank would nototherwise consider. Debt restructures or loan modifications for a borrower donot necessarily always constitute troubled debt restructures, however, andtroubled debt restructures do not necessarily result in nonaccrual loans.EverTrust Bank had no restructured loans as of March 31, 2002.

**       Asset Classification.** Applicable regulations require that each insuredinstitution review and classify its assets on a regular basis. In addition, inconnection with examinations of insured institutions, regulatory examiners haveauthority to identify problem assets and, if appropriate, require them to beclassified. There are three classifications for problem assets: substandard,doubtful and loss. Substandard assets have one or more defined weaknesses andare 

14

**<PAGE>**

characterized by thedistinct possibility that the insured institution will sustain some loss if thedeficiencies are not corrected. Doubtful assets have the weaknesses ofsubstandard assets with the additional characteristic that the weaknesses makecollection or liquidation in full on the basis of currently existing facts,conditions and values questionable, and there is a high possibility of loss. Anasset classified as loss is considered uncollectible and of such little valuethat continuance as an asset of the institution is not warranted. When aninsured institution classifies problem assets as either substandard or doubtful,it is required to establish general allowances for loan losses in an amountdeemed prudent by management. These allowances represent loss allowances whichhave been established to recognize the inherent risk associated with lendingactivities and the risks associated with particular problem assets. When aninsured institution classifies problem assets as loss, it charges off thebalances of the asset. Assets which do not currently expose the insuredinstitution to sufficient risk to warrant classification in one of theaforementioned categories but possess weaknesses are required to be designatedas special mention. EverTrust Bank's determination as to the classification ofits assets and the amount of its valuation allowances is subject to review bythe FDIC and the Division which can order the establishment of additional lossallowances.

**       Allowance for Loan Losses.**EverTrust Bank has established a systematicmethodology for the determination of provisions for loan losses that takes intoconsideration the need for an overall general valuation allowance.

        Inoriginating loans, EverTrust Bank recognizes that losses will be experienced andthat the risk of loss will vary with, among other things, the type of loan beingmade, the creditworthiness of the borrower, general economic conditions and, inthe case of a secured loan, the quality of the security for the loan. Managementrecognizes that these losses will occur over the life of the loan and may notnecessarily result in current impairment of the loan balance. Management alsobelieves that certain loans may currently be impaired that are not yet evidentin the loan's performance. The general valuation allowance for loan losses ismaintained to cover these losses inherent in the loan portfolio but not yetapparent. Management reviews the adequacy of the allowance at least quarterly,as computed by a consistently applied formula-based methodology, supplemented bymanagement's assessment of current economic conditions, past loss and collectionexperience, and risk characteristics of the loan portfolio. At March 31, 2002,the Bank had a general allowance for loan losses of $8.8 million, representing1.50% of total loans, compared to $7.4 million, or 1.51% of total loans at March31, 2001.

       The Bank recorded a $1.5 million provision for loan losses for the year endedMarch 31, 2002, compared to $1.0 million and $810,000 for the years ended March31, 2001 and 2000, respectively. Provisions for loan losses are charges toearnings to bring the total allowance for loan losses to a level considered bymanagement as adequate to provide for known and inherent risks in the loanportfolio, including management's continuing analysis of factors underlying thequality of the loan portfolio. These factors include changes in portfolio sizeand composition, actual loan loss experience, current economic conditions,detailed analysis of individual loans from which full collectibility may not beassured, and determination of the existence and realizable value of thecollateral and guarantees securing the loans.

       The Bank's charge-offs as a percentage of average loans outstanding reflected inthe following table has been consistent over the past several years, largely theresult of extremely favorable economic conditions in the market area. Therelatively low amount of nonperforming loans at March 31, 2002 cannot reasonablybe relied upon to reflect the current level of risk inherent in the loanportfolio, especially given the dollar amount of loans in higher-risk lendingcategories, including construction, land development, multi-family andcommercial loans at March 31, 2002.

       Although allocated, the entire allowance for loan losses is available for theentire portfolio. The following table reflects the allowance allocated to eachrespective loan category using a consistently applied formula-based approach.Reserve percentages are applied against outstanding loans and certaincommitments as follows: single family loans, 0.80%; two- to- four family loans,1.00%; permanent multi-family loans, 1.25%; permanent commercial loans, 1.50%;construction and land development loans, 2.00%; consumer loans, 1.00% to 3.00%based on collateral type; business loans generally, 1.00% to 2.00% based oncredit grade. These reserve factors have been developed based on management'sunderstanding of the relative credit risk which could indicate it is probablethat current impairment has 

15

**<PAGE>**

occurred in the portfolio, and to a lesserextent, the factors that peers are applying to similar loan categories. The management loan committee reviews the reserve factors in conjunction withthe quarterly loan loss allowance analysis and may be adjusted in future periodsto reflect changes in delinquency percentages and loss experience. Theunallocated portion of the reserve, if any, represents the amount managementdeems necessary to account for estimation risk in the formula method, and toincorporate other critical factors impacting credit quality, such as loanvolumes and concentrations, seasoning of the loan portfolio, specific industryconditions within portfolio segments, governmental regulatory actions, recentloss experience in particular segments of the portfolio and the duration of thecurrent business cycle, and the economic conditions described in Item 7,"Management's Discussion and Analysis of Financial Condition and Results ofOperations," contained herein.

       Management believes that the amount maintained in the allowances will beadequate to absorb losses inherent in the portfolio. Although managementbelieves that it uses the best information available to make suchdeterminations, future adjustments to the allowance for loan losses may benecessary and results of operations could be significantly and adverselyaffected if circumstances differ substantially from the assumptions used inmaking the determinations.

       While the Bank believes it has established its existing allowance for loanlosses in accordance with generally accepted accounting principals, there can beno assurance that regulators, in reviewing the Bank's loan portfolio, will not request the Bankto increase significantly its allowance for loan losses. In addition, becausefuture events affecting borrowers and collateral cannot be predicted withcertainty, there can be no assurance that the existing allowance for loan lossesis adequate or that substantial increases will not be necessary should thequality of any loans deteriorate as a result of the factors discussed above. Anymaterial increase in the allowance for loan losses may adversely affect theBank's financial condition and results of operations.

16

**<PAGE>**

       The following table sets forth an analysis of the Bank's allowance for loanlosses at the dates and for the periods indicated.
Year Ended March 31,20022001200019991998(Dollars in thousands)Allowance at beginning of period $7,439$6,484$5,672$4,897$4,509Provision for loan losses 1,5001,005810780420Charge-offs:  Mortgage loans:    One- to- four family residential 25--------    One- to- four family construction      and land development 116--------  Income property:          Commercial construction----------    Commercial real estate--------
112    Multi-family construction----------    Multi-family residential----------  Consumer:    Residential mortgages ----------    Home equity and second mortgages 6--------    Credit cards 420------    Automobiles ------2--    Other installment loans 456123--  Business loans 29434----              Total charge-offs 22570165112 Recoveries:  Mortgage loans ----------  Income property:         Commercial construction--------79    Commercial real estate--------
--    Multi-family construction----------    Multi-family residential----------Consumer:  Residential mortgages ----------  Home equity and second mortgages ----18----  Credit cards 10--------  Automobiles ------    --1  Other installment loans 16------Business loans 2914------  Total recoveries 402018--80  Net charge-offs 18550(2)532  Balance at end of period $8,754$7,439$6,484$5,672$4,897Allowance for loan losses as a percentage of total  loans outstanding at the end of the period 1.50%1.51%1.53%1.62%1.48%Net charge-offs as a percentage of average loans  outstanding during the period 0.03%0.01%--%--%0.01%Allowance for    loan losses as a percentage of  nonperforming loans at end of period 37,173.55%572.19%1,593.12%1,500.53%582.28%
17

**<PAGE>**

       The following table sets forth the breakdown of the Bank's allowance for loanlosses by loan category for the periods indicated.
At March 31,20022001200019991998PercentPercentPercentPercentPercentof Loansof Loansof Loansof Loansof LoansLoaninLoaninLoaninLoaninLoaninAmount ofAmountCategoryAmount ofAmountCategoryAmount ofAmountCategoryAmount ofAmountCategoryAmount ofAmountCategoryLoan Lossbyto TotalLoan Lossbyto TotalLoan Lossbyto TotalLoan Lossbyto TotalLoan Lossbyto TotalAllowanceCategoryLoansAllowanceCategoryLoansAllowanceCategoryLoansAllowanceCategoryLoansAllowanceCategoryLoans(Dollars in thousands)Real Estate: One- to- four family     residential $ 562$ 55,2178.37%$ 650$ 67,70512.11%$ 481$ 70,04214.73%$ 784$101,64926.61%$ 320$ 95,30526.73% One- to- four family     construction   and    land      development 58849,7527.54    63040,7297.28    77537,2667.84    83834,9289.14    1,00836,44410.23    Income property:     Commercial     construction 37129,8714.53    64525,4754.56    58323,8715.02    27112,4913.27    714,6201.30         Commercial real   estate    3,296233,71535.44    2,033168,19930.08    1,729128,89227.10    1,07372,57319.00    1,14276,12121.36         Multi-family      construction 57547,3117.17    95562,05511.10    53632,3046.79    26714,0123.67    1387,1532.01         Multi-family      residential 1,999157,50323.89    1,393128,84623.04    1,591136,72728.75    1,450115,97230.35    1,399111,97531.42    Consumer: Home equity and      other mortgages 39329,0664.41    45425,7564.61    38823,3014.90    34118,6014.87    30715,8664.45     Credit    cards 225,0260.76    232,4260.43    121,3750.29    164880.13    61240.03     Other    installment   loans    775,2360.79    976,2191.11    795,2811.11    592,3990.63    532,5600.72     Business loans 87146,7217.09    55931,7075.68    31016,4943.47    1968,9492.34    1256,2261.75          Total allocated 8,754----    7,439----    6,484----    5295----    4,568----      Unallocated ------    ------    ------    377----    329----          Total $ 8,754$659,418100.00%$ 7,439$559,117100.00%$6,484$475,553100.00%$ 5,672$382,062100.00%$ 4,897$356,394100.00%
18

**<PAGE>**

**Investment Activities**

       The investment policies of the Company and EverTrust Bank are substantially thesame with the exception of the dollar limitations of individual investments.Under Washington law, banks are permitted to invest in various types ofmarketable securities. Authorized securities include but are not limited to U.S.Treasury obligations, securities of various federal agencies, mortgage-backedsecurities, certain certificates of deposit of insured banks and savingsinstitutions, banker's acceptances, repurchase agreements, federal funds,commercial paper, corporate debt and equity securities and obligations of statesand their political sub-divisions. The investment policies of the Company aredesigned to provide and maintain adequate liquidity and to generate favorablerates of return without incurring undue interest rate or credit risk. TheCompany's policies generally limit investments to U.S. Government and agencysecurities, municipal bonds, certificates of deposit, marketable corporate debtobligations, mortgage-backed securities and equity securities. Investment inmortgage-backed securities includes those issued or guaranteed by Federal HomeLoan Mortgage Corporation ("Freddie Mac"), Fannie Mae and Government NationalMortgage Association ("GNMA"). 

       At March 31, 2002, the Company's consolidated investment portfolio totaled $60.1million and consisted principally of U.S. Government and agency obligations,municipal bonds, mortgage-backed securities, corporate debt obligations, equitysecurities, mutual funds, and Federal Home Loan Bank ("FHLB") stock. From timeto time, investment levels may be increased or decreased depending upon yieldsavailable on investment alternatives, and management's projections as to thedemand for funds to be used in the Company's loan originations, deposits andother activities.

**       Mortgage-Backed Securities**. The Company's mortgage-backed securities,which at March 31, 2002, totaled $29.4 million at estimated fair value, wascomprised of Fannie Mae,Freddie Mac and GNMAmortgage-backed securities.

**       State and Municipal Bonds**. The Company's tax exempt and taxablemunicipal bond portfolio, which at March 31, 2002, totaled $6.8 million atestimated fair value, or $6.7 million at amortized cost, was comprised ofgeneral obligation bonds (i.e., backed by the general credit of the issuer) andrevenue bonds (i.e., backed by revenues from the specific project beingfinanced) issued by various housing authorities, hospitals, schools, water andsanitation districts and other authorities located in the State of Washington.At March 31, 2002, general obligation bonds and revenue bonds had totalestimated fair values of $2.4 million and $4.5 million, respectively. Most ofthe municipal bonds are not rated by a nationally recognized credit ratingagency such as Moody's or Standard and Poor's. Non-rated municipal bonds held inportfolio are generally comprised of housing bonds issued by various localhousing authorities in the Company's market area. At March 31, 2002, theCompany's municipal bond portfolio had a weighted average maturity ofapproximately five years and a weighted average coupon rate of 4.4%. 

**       Corporate Bonds**. The Company's corporate bond portfolio, which totaled$10.0 million at fair value ($9.9 million at amortized cost) at March 31, 2002,was comprised of short to intermediate-term fixed-rate securities from issuersgenerally rated Baa or higher by Moody's or BBB or higher by Standard andPoor's. A high credit rating indicates only that the rating agency believesthere is a low risk of loss or default. However, all of the Company's investmentsecurities, including those that have high credit ratings, are subject to marketrisk and credit risk in so far as a change in market rates of interest or otherconditions may cause a change in an investment's market value. In addition,credit ratings are also subject to change at the discretion of the ratingagencies, which could also impact the market value of the investment. At March31, 2002, the portfolio had a weighted average maturity of two years and aweighted average coupon rate of 6.3%. The longest term bond has an amortizedcost of $500,000 and a term to maturity of 27.6 years.

        AtMarch 31, 2002, the holdings of the largest single issuer totaled $1.0 millionat amortized cost or 10.5% of the total portfolio and issuers in the financialsector comprised 67.0% of the total portfolio.

19

**<PAGE>**

**       Equity Securities**. The Company's equity investments totaled $3.2million at fair value, or $3.3 million at cost, at March 31, 2002. The equityportfolio consists primarily of common stocks of companies included in theStandard and Poor's Average and has typically included other mid to large capcompanies.

**       U.S. Government and Agency Obligations**. The Company's portfolio of U.S.Government and agency obligations had a fair value of $5.6 million, or $5.4million at amortized cost, at March 31, 2002. The longest term bond has anamortized cost of $1.0 million and a term to maturity of 3.9 years.

**       Off Balance Sheet Derivatives**. Derivatives include "off balance sheet"financial products whose value is dependent on the value of an underlyingfinancial asset, such as a stock, bond, foreign currency, or a reference rate orindex. Such derivatives include "forwards," "futures," "options" or "swaps." TheCompany generally has not invested in "off balance sheet" derivativeinstruments, although investment policies authorize such investments to hedgethe saleable loan pipeline of EverTrust Bank. On March 31, 2002, the Company hadno off balance sheet derivatives and no outstanding commitments to purchase orsell securities.

        The followingtable sets forth the composition of the Company's investment portfolio at thedates indicated. 
At March 31,200220012000CarryingFairCarryingFairCarryingFairValueValueValueValueValueValue
(In thousands)**Available for sale:**Investment securities:  U.S. Government Agency       obligations $ 4,426$ 4,515$ 4,985$ 5,124$12,198$ 12,119     Corporate obligations 9,3639,53720,67220,80141,35940,650     Municipal obligations 3,8963,9295,2365,2605,6615,537     Equity securities 3,3043,1546,6506,40712,22311,821     Certificates of deposit ----195200185185Mortgage-backed securities 28,34728,76824,96325,50726,08425,676        Total available for sale $49,336$49,903$62,701$63,299$ 97,710$ 95,988**Held to maturity:**Investment securities:  U.S. Government Agency        obligations $ 1,003$ 1,080$ 2,507$ 2,611$ 2,514$ 2,538     Corporate obligations 4985089921,0241,4861,505     Municipal obligations 2,8482,9013,6343,7095,9966,003     Certificates of deposit --------481481Mortgage-backed securities 6066361,2291,2691,5891,609        Total held to maturity $ 4,955$ 5,126$ 8,362$ 8,613$ 12,066$ 12,136        Total $ 54,291$ 55,029$ 71,062$71,911$109,776$108,124
 20

**<PAGE>**

       The table below setsforth information regarding the carrying value, weighted average yields andmaturities or periods to repricing of the Company's investment portfolio atMarch 31, 2002. 
At March 31, 2002Amount Due or Repricing within:*Over One toOver Five toOne Year or LessFive YearsTen YearsOver Ten YearsTotalsWeightedWeightedWeightedWeightedWeightedCarryingAverageCarryingAverageCarryingAverageCarryingAverageCarryingAverageValueYieldValueYieldValueYieldValueYieldValueYield(Dollars in thousands)**Available for sale:**Investment securities:  U.S. Government Agency       obligations $   4726.91%$ 3,9545.46%$       ----%  $       ----%$ 4,4265.61%     Corporate obligations 4,0165.95     4,8476.09     ----     5009.88     9,3636.23          Municipal obligations 9135.15     1,5824.11     ----     1,4012.06     3,8963.62          Equity securities 3,3041.47     ----     ----     ----     3,3041.47          Certificates of deposit ----     ----     ----     ----     ----     Mortgage-backed securities ----     8,2576.51     2,7066.43     17,3846.45     28,3476.46             Total available for sale $8,7054.21%$18,6405.97%$ 2,7066.43%$19,2856.22%$49,3365.78%**Held to maturity:**Investment securities:  U.S. Government Agency        obligations $       ----%$ 1,0037.38%$       ----%$        ----%$ 1,0037.38%       Corporate obligations 4987.25     ----     ----     ----     4987.25          Municipal obligations 4454.86     1,3115.00     1005.00     9926.50     2,8485.50          Equity securities ----     ----     ----     ----     ----          Certificates of deposit ----     ----     ----     ----     ----     Mortgage-backed securities ----     ----     ----     6068.07      6068.07             Total held to maturity $   9436.12%$ 2,3147.59%$   1005.00%$  1,5987.10%$ 4,9557.10%        Total $9,6484.44%$20,9546.15%$2,8066.38%$20,8836.28%$54,2915.90%______________ *Yields on tax exempt obligations have been computed on a tax    equivalent basis.
21

**<PAGE>**

**Deposit Activities and Other Sources of Funds**

**       General**. Deposits and loan repayments are the major sources ofEverTrust Bank 's funds for lending and other investment purposes. Scheduledloan repayments are a relatively stable source of funds, while deposit inflowsand outflows and loan prepayments are influenced significantly by generalinterest rates and money market conditions. Borrowings through the FHLB ofSeattle or Fed Funds lines may be used to compensate for reductions in theavailability of funds from other sources.

       EverTrust Bank's deposit composition reflects a deposit mixture withcertificates of deposit accounting for 53.7% of total deposits and negotiableorder of withdrawal/checking accounts comprising a relatively modest 8.3% oftotal deposits.

**       Deposit Accounts**. Substantially all of EverTrust Bank's depositors areresidents of Washington. Deposits are attracted from within the Bank's marketarea through the offering of a broad selection of deposit instruments, includingchecking accounts, money market deposit accounts, savings accounts andcertificates of deposit. Deposit account terms vary according to the minimumbalance required, the time periods the funds must remain on deposit and theinterest rate, among other factors. In determining the terms of its depositaccounts, EverTrust Bank considers current market interest rates, profitabilityto the Bank, matching deposit and loan products and its customer preferences andconcerns. See Item 7, "Management's Discussion and Analysis of FinancialCondition and Results of Operations," contained herein.

        AtMarch 31, 2002, the Bank had $82.4 million of jumbo certificates of deposit(balances of $100,000 or more), including $12.0 million in public unit fundswhich represents 2.7% of total deposits at March 31, 2002. EverTrust Bank isalso authorized to utilize brokered deposits as a funding source, but has notdone so to date. Management believes that its jumbo certificates of deposit andthe use of brokered deposits present similar interest rate risk to its otherdeposit products.

       The following table sets forth information concerning the Bank's time depositsand other non-interest and interest-bearing deposits at March 31, 2002.
Weighted AveragePercentageInterestMinimumof TotalRateTermCategoryAmountBalanceDeposits(In thousands)    0.0%   N/A    Non-interest bearing accounts$ 14,813$ --3.3%1.5   N/ASavings    accounts11,7533002.6     1.5   N/A    Checking accounts50,71330011.3     2.2   N/AMoney    market deposit accounts130,9121,00029.1      Certificates of Deposit2.8      1-11 months    Fixed-term, fixed-rate71,34650015.9     3.7      12-23 months    Fixed-term, fixed-rate75,78850016.9     5.2      24-35 months    Fixed-term, fixed-rate21,1065004.7     5.5      36-59 months    Fixed-term, fixed-rate19,0315004.2     6.2      60-156 months    Fixed-term, fixed rate54,14950012.0     TOTAL$449,611100.0%
22

**<PAGE>**

        Thefollowing table indicates the amount of the Bank's jumbo certificates of depositby time remaining until maturity as of March 31, 2002. Jumbo certificates ofdeposit are certificates in amounts of $100,000 or more. 
CertificatesMaturity Periodof Deposits(In thousands)Three months or less $ 30,567Over three through six months 15,049Over six through twelve months 14,392Over twelve months 22,363     Total $ 82,371
**       Deposit Flow.** The following table sets forth the balances of savingsdeposits in the various types of savings accounts offered by the Bank at thedates indicated.
At March 31,200220012000PercentPercentPercentofIncrease/ofIncrease/ofAmountTotal(Decrease)AmountTotal(Decrease)AmountTotal(Dollars in thousands)Savings accounts $ 11,7532.61%$    886$ 10,867  2.37%$ 344$10,523  2.75%Demand    deposit accounts 65,52614.57    19,12246,40411.67 1,79044,61411.65 Money    market deposit accounts 130,91229.12    3,902127,01031.94 (2,512)129,52233.82 Fixed-rate certificates which  mature in the year ending:      Within 1 year 167,41537.24    26,681140,73435.39 8,324132,41034.57       After 1 year, but within 2 years 27,2406.06    74026,5006.662,39824,1026.29      After 2 years, but within 5 years 37,4158.32    75936,6569.223,13139,78710.39    Certificates maturing thereafter 9,3502.08    (122)9,4722.387,4442,0280.53        Total $449,611100.00%$51,968$397,643100.00%$14,657$382,986100.00%
**        DepositAccounts.** Deposit accounts consisted of the following at the datesindicated: 
     At March 31,WeightedAverageat March 31,200220012002Amount%Amount%
(Dollars in thousands)    Noninterest-bearing accounts     0.0%$ 14,8133.3%$ 8,4622.1%Savings    accounts 1.511,7532.6    10,8672.7         Checking accounts 1.550,71311.3    37,9429.5     Money market accounts 2.2130,91229.1    127,01031.9    Time deposits:  1 to 11 months 2.871,34615.9    36,0419.1      12 to 23 months 3.775,78816.9    83,64121.0      24 to 35 months 5.221,1074.7    23,6015.9      36 to 59 months 5.519,0314.2    17,5004.4      60 to 156 months 6.254,14912.0    52,57913.3    241,42053.7    213,36253.8      $449,611100.0%$397,643100.0%
23

**<PAGE>**

**       Time Deposits by Rates**. The following table sets forth the timedeposits of the Bank classified by rates for the periodsindicated.
Year Ended March 31,200220012000(In thousands)0.00 - 0.99% $ 341$ 409$ 2001.00 - 1.99% 4,964--852.00 - 2.99% 54,4223591183.00 - 3.99% 63,815--1004.00 - 4.99% 38,3832,5518,1585.00 - 5.99% 27,61574,649130,2966.00 - 6.99% 48,632132,19158,5537.00 - 7.99% 3,2483,1948178.00 - 8.99% --10--     Total $241,420$213,363$198,327
**        TimeDeposits by Maturities.** The following table sets forth the amount andmaturities of time deposits at March 31, 2002.
Amount DueLess Than1-22-33-4AfterOne YearYearsYearsYears4 YearsTotal(In thousands)0.00 - 0.99%    $ 227$ 7$ 107$ --$ --$ 3411.00 -    1.99% 4,964--------4,9642.00 -    2.99% 53,3731,02623----54,4223.00 -    3.99% 54,1968,3641,128125263,8154.00 -    4.99% 26,5144,1534,8532962,56738,3835.00 -    5.99% 11,8675,7435,5979663,44227,6156.00 -    6.99% 16,2747,94711,4205,5747,41748,6327.00 -    7.99% ----6873582,2033,2488.00 - 8.99% ------------        Total $167,415$27,240$23,815$ 7,319$15,631$241,420
**        DepositActivities.** The following table sets forth the savings activities ofthe Bank for the periods indicated.
Year Ended March 31,200220012000(In thousands)    Beginning balance $397,643$382,986$375,896Net    deposits (withdrawals) before interest credited 35,749(4,512)(10,234)Interest credited 16,21919,16917,324Net increase in deposits 51,96814,6577,090Ending    balance $449,611$397,643$382,986
** 24**

**<PAGE>**

**      Borrowings.** Deposits are the primary source of funds for EverTrustBank's lending and investment activities and for general business purposes.EverTrust Bank has the ability to use advances from the FHLB of Seattle tosupplement its supply of lendable funds and to meet deposit withdrawalrequirements and to accomplish asset/liability management objectives. The FHLBof Seattle functions as a central reserve bank providing credit for savings andloan associations and certain other member financial institutions. As a memberof the FHLB of Seattle, EverTrust Bank is required to own capital stock in theFHLB of Seattle and is authorized to apply for advances on the security of suchstock and certain of its mortgage loans and other assets (principally securitieswhich are obligations of, or guaranteed by, the U.S. Government) providedcertain creditworthiness standards have been met. Advances are made pursuant toseveral different credit programs. Each credit program has its own interest rateand range of maturities. Depending on the program, limitations on the amount ofadvances are based on the financial condition of the member institution and theadequacy of collateral pledged to secure the credit. At March 31, 2002, the Bankmaintained a committed credit facility with the FHLB of Seattle that providedfor immediately available advances up to an aggregate of 35% of total assets, or$217 million, of which $117.3 million was outstanding. In addition, EverTrustBank has a total of $42 million in unsecured Fed Funds from three commercialbanks at March 31, 2002, of which none was outstanding at March 31, 2002 and a$12 million repurchase agreement with a securities dealer.

       The following table sets forth information regarding FHLB advances by EverTrustBank at the end of and during the periods indicated. The table includes bothshort-term and long-term borrowings unless noted otherwise. During the yearended March 31, 2002, borrowings increased primarily to fund loan growth.
For the Year Ended March 31,200220012000(Dollars in thousands)Maximum amount of borrowings outstandingat any    month end $129,338$80,344$34,423     Approximate average borrowings outstanding   $93,863$59,211$19,417    Approximate weighted average rate paid 5.45%6.55%6.13%At March 31,200220012000(Dollars in thousands)    Balance outstanding at end of period $129,338$80,344$34,423     Weighted average rate paid 4.66%6.31%6.25%
**Subsidiary Activities**

**       Subsidiaries of the Company.** At March 31, 2002, the Company owned twosubsidiaries: EverTrust Bank and Mutual Bancshares Capital, Inc. Effective July1, 2001 the Company integrated its item processing subsidiary, I-Pro, Inc., intothe operations of its principal subsidiary, EverTrust Bank. Although I-Pro nolonger operates as a separate corporation, I-Pro continues to provide checkprocessing and statement rendering services for EverTrust Bank and supports thework of EverTrust Asset Management and other Company operating units as needed.

       The following is a discussion of the business of Mutual Bancshares Capital, Inc.

25

**<PAGE>**

**Business of Mutual BancsharesCapital, Inc.**

        Overview. Mutual Bancshares Capital, Inc. ("MB Cap") was formed in October1998. MB Cap is a member of Bancshares Capital Management, LLC, which serves asGeneral Partner to Bancshares Capital, L.P., an early stage venture fundproviding equity to regionally based high technology and health relatedcompanies. Bancshares Capital, L.P. is licensed by the U.S. Small BusinessAdministration as a small business investment company (SBIC).** **Bancshares Capital, L.P. manages a fund of $3.4 million, $2.3 millionof which will be invested by MB Cap.  As of March 31, 2002, MB Cap hasinvested $1.7 million.  The book value of the investments at March 31, 2002was $1.4 million compared to $1.1 million at March 31, 2001.  A number ofdirectors and officers of Mutual Bancshares Capital, Inc. are also limitedpartners.

       There are limitations on the amount the Company and EverTrust Bank may invest inSBIC activities. Federal regulations permit each bank to invest up to 5% of itscapital and surplus in SBICs. The Company's investments in SBICs may not exceed5% of its proportionate interest in the capital and surplus of the bank havingan investment in a SBIC, less the bank's investment in stock of SBICs. Also, theCompany may not acquire control of 50% or more of the shares of any class ofequity securities of an SBIC that have voting rights.

        Investment Strategy. Bancshares Capital, L.P. will provide equity toregionally based high technology companies in the seed, start-up and earlystages of development. Bancshares Capital, L.P. will closely monitor and, ifpossible, add value to those investments, with successful ventures returningcash to the fund over an anticipated three to seven year time frame. It isanticipated that liquidity of the investment will result from acquisition ofsecurities by a strategic partner, merger or acquisition of the subjectinvestment, or by sale of the subject investment in the public markets followingan initial public offering. It is anticipated that the investment in any singlecompany will be in the range of $100,000 to $1.0 million and Bancshares Capital,L.P. may co-invest with other entrepreneurs or venture funds as needed ordesired. Given the nature of venture capital investing, there can be noassurance that the stated investment strategy will be successful.

**       Subsidiaries of EverTrust Bank.**Sound Financial,Inc. is a wholly-owned subsidiary of EverTrust Bank. Sound Financial, Inc. has aturnkey contract with Invest Financial Services, it sells annuities, stocks,bonds and mutual funds. Sound Financial, Inc. currently operates with one fulltime registered investment representative.

       The Bank formed a Washington chartered trust company, EverTrust Asset Management("ETAM"),  in March 2001, which was capitalized on May 1, 2001. ETAMexercises personal trust powers, with the primary emphasis on investmentmanagement. In connection with the organization of EverTrust Asset Management,the Bank assembled a team of highly qualified individuals and firms experiencedin trust operations, trust related legal counsel and regulatory compliance. At March 31, 2002, assets under management totaled $55.6 million.

**Charitable Foundation**

       The EverTrust Foundation is a charitable organization which was established in1999 in connection with the Conversion. The EverTrust Foundation was initiallyfunded by the Company with cash and stock from the Conversion. On November 15,2000 the Everett Mutual Foundation, a charitable organization established in1990 and funded by EverTrust Bank and the Company, merged into the EverTrustFoundation. At March 31, 2002, The EverTrust Foundation had $9.9 million inassets. The assets, liabilities, income and expenses of the foundation are notincluded in the Consolidated Financial Statements contained herein as they arenot part of the Company.

26

**<PAGE>**

**REGULATION**

**The Bank**

**       General**. As a state-chartered, federally insured financial institution,EverTrust Bank is subject to extensive regulation. Lending activities and otherinvestments must comply with various statutory and regulatory requirements,including prescribed minimum capital standards. EverTrust Bank is regularlyexamined by the FDIC and its state banking regulators and files periodic reportsconcerning its activities and financial condition with its regulators. EverTrustBank's relationship with depositors and borrowers also is regulated to a greatextent by both federal and state law, especially in such matters as theownership of savings accounts and the form and content of mortgage documents.

       Federal and state banking laws and regulations govern all areas of the operationof EverTrust Bank, including reserves, loans, mortgages, capital, issuance ofsecurities, payment of dividends and establishment of branches. Federal andstate bank regulatory agencies also have the general authority to limit thedividends paid by insured banks and bank holding companies if such paymentsshould be deemed to constitute an unsafe and unsound practice. The respectiveprimary federal regulators of the Company and EverTrust Bank have authority toimpose penalties, initiate civil and administrative actions and take other stepsintended to prevent banks from engaging in unsafe or unsound practices.

**       State Regulation and Supervision**. As a state-chartered savings bank,EverTrust Bank is subject to applicable provisions of Washington law andregulations. State law and regulations govern EverTrust Bank's ability to takedeposits and pay interest thereon, to make loans on or invest in residential andother real estate, to make consumer loans, to invest in securities, to offervarious banking services to its customers, and to establish branch offices.Under state law, savings banks in Washington also generally have all of thepowers that federal mutual savings banks have under federal laws andregulations. EverTrust Bank is subject to periodic examination and reportingrequirements by and of its state banking regulators.

**       Deposit Insurance**. The FDIC is an independent federal agency thatinsures the deposits, up to prescribed statutory limits, of depositoryinstitutions. The FDIC currently maintains two separate insurance funds: theBank Insurance Fund and the Savings Association Insurance Fund. EverTrust Bank'saccounts are insured by the Bank Insurance Fund to the maximum extent permittedby law. As insurer of EverTrust Bank's deposits, the FDIC has examination,supervisory and enforcement authority over EverTrust Bank.

       The FDIC has established a risk-based system for setting deposit insuranceassessments. Under the risk-based assessment system, an institution's insuranceassessment varies according to the level of capital the institution holds, thebalance of insured deposits during the preceding two quarters, and the degree towhich it is the subject of supervisory concern. In addition, regardless of thepotential risk to the insurance fund, federal law requires the ratio of reservesto insured deposits at $1.25 per $100. Both funds currently meet this reserveratio. Since 1997, the assessment rate for both SAIF and BIF deposits rangedfrom zero to 0.27% of covered deposits. As a well capitalized bank, EverTrustBank qualified for the lowest rate on its deposits for calendar 2001.

        Inaddition to deposit insurance assessments, the FDIC is authorized to collectassessments against insured deposits to be paid to the Financing Corporation("FICO") to service FICO debt incurred in the 1980s to help fund the thriftindustry cleanup. The FICO assessment rate is adjusted quarterly.

       Prior to 2000, the FICO assessment rate for BIF-insured deposits was one-fifththe rate applicable to deposits insured by the SAIF. Beginning in 2000, SAIF-and BIF-insured deposits were assessed at the same rate by FICO. As a result,BIF FICO assessments will be higher than in previous periods while SAIF FICOassessments will be lower. For the fourth quarter of 2001, the annualized ratewas 1.84 cents per $100 of insured deposits. 

       The FDIC may terminate the deposit insurance of any insured depositoryinstitution if it determines after a hearing that the institution has engaged oris engaging in unsafe or unsound practices, is in an unsafe or unsound 

27

**<PAGE>**

condition to continue operations, or hasviolated any applicable law, regulation, order or any condition imposed by anagreement with the FDIC. It also may suspend deposit insurance temporarilyduring the hearing process for the permanent termination of insurance, if theinstitution has no tangible capital. If insurance of accounts is terminated, theaccounts at the institution at the time of termination, less subsequentwithdrawals, shall continue to be insured for a period of six months to twoyears, as determined by the FDIC. Management is aware of no existingcircumstances that could result in termination of the deposit insurance ofEverTrust Bank.

**       Prompt Corrective Action**. The FDIC is required to take certainsupervisory actions against undercapitalized savings institutions, the severityof which depends upon the institution's degree of undercapitalization.Generally, an institution that has a ratio of total capital to risk-weightedassets of less than 8%, a ratio of Tier I (core) capital to risk-weighted assetsof less than 4%, or a ratio of core capital to total assets of less than 4% (3%or less for institutions with the highest examination rating) is considered tobe undercapitalized. An institution that has a total risk-based capital ratioless than 6%, a Tier I capital ratio of less than 3% or a leverage ratio that isless than 3% is considered to be significantly undercapitalized and aninstitution that has a tangible capital to assets ratio equal to or less than 2%is deemed to be critically undercapitalized. Subject to a narrow exception, theFDIC is required to appoint a receiver or conservator for a savings institutionthat is critically undercapitalized. FDIC regulations also require that acapital restoration plan be filed with the FDIC within 45 days of the date asavings institution receives notice that it is undercapitalized, significantlyundercapitalized or critically undercapitalized. Compliance with the plan mustbe guaranteed by any parent holding company in an amount of up to the lesser of5% of the institution's assets or the amount which would bring the institutioninto compliance with all capital standards. In addition, numerous mandatorysupervisory actions become immediately applicable to an undercapitalizedinstitution, including, but not limited to, increased monitoring by regulatorsand restrictions on growth, capital distributions and expansion. The FDIC alsocould take any one of a number of discretionary supervisory actions, includingthe issuance of a capital directive and the replacement of senior executiveofficers and directors.

        AtMarch 31, 2002, EverTrust Bank was categorized as "well capitalized" under theprompt corrective action regulations of the FDIC.

**       Standards for Safety and Soundness**. The federal banking regulatoryagencies have prescribed, by regulation, guidelines for all insured depositoryinstitutions relating to: internal controls, information systems and internalaudit systems; loan documentation; credit underwriting; interest rate riskexposure; asset growth; asset quality; earnings and compensation, fees andbenefits. The guidelines set forth the safety and soundness standards that thefederal banking agencies use to identify and address problems at insureddepository institutions before capital becomes impaired. If the FDIC determinesthat EverTrust Bank fails to meet any standard prescribed by the guidelines, theagency may require the Bank to submit to the agency an acceptable plan toachieve compliance with the standard. FDIC regulations establish deadlines forthe submission and review of such safety and soundness compliance plans.

**       Capital Requirements**. FDIC regulations recognize two types or tiers ofcapital: core ("Tier 1") capital and supplementary ("Tier 2") capital. Tier 1capital generally includes common stockholders' equity and noncumulativeperpetual preferred stock, less most intangible assets. Tier 2 capital, which islimited to 100 percent of Tier 1 capital, includes such items as qualifyinggeneral loan loss reserves, cumulative perpetual preferred stock, mandatoryconvertible debt, term subordinated debt and limited life preferred stock;however, the amount of term subordinated debt and intermediate term preferredstock (original maturity of at least five years but less than 20 years) that maybe included in Tier 2 capital is limited to 50 percent of Tier 1 capital.

       The FDIC currently measures an institution's capital using a leverage limittogether with certain risk-based ratios. The FDIC's minimum leverage capitalrequirement specifies a minimum ratio of Tier 1 capital to average total assets.Most banks are required to maintain a minimum leverage ratio of at least 4% to5% of total assets. The FDIC retains the right to require a particularinstitution to maintain a higher capital level based on an institution'sparticular risk profile. EverTrust Bank calculated its leverage ratio to be10.8% as of March 31, 2002.

28

**<PAGE>**

       FDIC regulations also establish a measure of capital adequacy based on ratios ofqualifying capital to risk-weighted assets. Assets are placed in one of fourcategories and given a percentage weight -- 0%, 20%, 50% or 100% -- based on therelative risk of that category. In addition, certain off-balance-sheet items areconverted to balance-sheet credit equivalent amounts, and each amount is thenassigned to one of the four categories. Under the guidelines, the ratio of totalcapital (Tier 1 capital plus Tier 2 capital) to risk-weighted assets must be atleast 8%, and the ratio of Tier 1 capital to risk-weighted assets must be atleast 4%. EverTrust Bank has calculated its total risk-based ratio to be 12.5%as of March 31, 2002, and its Tier 1 risk-based capital ratio to be 11.3%. Inevaluating the adequacy of a bank's capital, the FDIC may also consider otherfactors that may affect a bank's financial condition. Such factors may includeinterest rate risk exposure, liquidity, funding and market risks, the qualityand level of earnings, concentration of credit risk, risks arising fromnontraditional activities, loan and investment quality, the effectiveness ofloan and investment policies, and management's ability to monitor and controlfinancial operating risks.

       Federal statutes establish a supervisory framework based on five capitalcategories: well capitalized, adequately capitalized, undercapitalized,significantly undercapitalized and critically undercapitalized. An institution'scategory depends upon where its capital levels are in relation to relevantcapital measure, which include a risk-based capital measure, a leverage ratiocapital measure, and certain other factors. The federal banking agencies haveadopted regulations that implement this statutory framework. Under theseregulations, an institution is treated as well capitalized if its ratio of totalcapital to risk-weighted assets is 10% or more, its ratio of core capital torisk-weighted assets is 6% or more, its ratio of core capital to adjusted totalassets is 5% or more, and it is not subject to any federal supervisory order ordirective to meet a specific capital level. In order to be adequatelycapitalized, an institution must have a total risk-based capital ratio of notless than 8%, a Tier 1 risk-based capital ratio of not less than 4%, and aleverage ratio of not less than 4%. Any institution which is neither wellcapitalized nor adequately capitalized will be considered undercapitalized.

       Undercapitalized institutions are subject to certain prompt corrective actionrequirements, regulatory controls and restrictions which become more extensiveas an institution becomes more severely undercapitalized. Failure by the Bank tocomply with applicable capital requirements would, if unremedied, result inrestrictions on its activities and lead to enforcement actions including, butnot limited to, the issuance of a capital directive to ensure the maintenance ofrequired capital levels. Banking regulators will take prompt corrective actionwith respect to depository institutions that do not meet minimum capitalrequirements. Additionally, approval of any regulatory application filed fortheir review may be dependent on compliance with capital requirements.

       FDIC capital requirements are designated as the minimum acceptable standards forbanks whose overall financial condition is fundamentally sound, which arewell-managed and have no material or significant financial weaknesses. The FDICcapital regulations state that, where the FDIC determines that the financialhistory or condition, including off-balance sheet risk, managerial resourcesand/or the future earnings prospects of a bank are not adequate and/or a bankhas a significant volume of assets classified substandard, doubtful or loss orotherwise criticized, the FDIC may determine that the minimum adequate amount ofcapital for that bank is greater than the minimum standards established in theregulation.

29

**<PAGE>**

       The table below sets forth EverTrust Bank's capital position relative to theFDIC capital requirements at March 31, 2002. The definitions of the terms usedin the table are those provided in the capital regulations issued by the FDIC.
At March 31, 2002Percent    of AdjustedAmountTotal Assets(1)(In thousands)Tier 1 (leverage) capital $70,482  10.8%Tier 1 (leverage) capital requirement 26,1044.0Excess $44,378   6.8%Tier 1 risk adjusted capital $70,482  11.3%Tier 1 risk adjusted capital requirement 24,9494.0Excess $45,533   7.3%Total risk-based capital $78,294  12.5%Total risk-based capital requirement 50,1088.0Excess $28,186  4.3%
_______________ (1)
For the Tier 1 (leverage) capital and    regulatory capital calculations, percent of total average assets of $651.2    million for EverTrust Bank. For the Tier 1 risk-based capital and total    risk-based capital calculations, percent of total risk-weighted assets of    $631.4 million for EverTrust Bank.
       The Company believes that, under the current regulations, EverTrust Bank willcontinue to meet its minimum capital requirements in the foreseeable future.However, events beyond the control of EverTrust Bank, such as a downturn in theeconomy in areas where EverTrust Bank has most of its loans, could adverselyaffect future earnings and, consequently, the ability of EverTrust Bank to meetits capital requirements. 

**       Activities and Investments of Insured State-Chartered Banks**. Federallaw generally limits the activities and equity investments of FDIC-insured,state-chartered banks to those that are permissible for national banks. Underregulations dealing with equity investments, an insured state bank generally maynot directly or indirectly acquire or retain any equity investment of a type, orin an amount, that is not permissible for a national bank. An insured state bankis not prohibited from, among other things, acquiring or retaining a majorityinterest in a subsidiary, investing as a limited partner in a partnership thesole purpose of which is direct or indirect investment in the acquisition,rehabilitation or new construction of a qualified housing project, provided thatsuch limited partnership investments may not exceed 2% of the bank's totalassets, acquiring up to 10% of the voting stock of a company that solelyprovides or reinsures directors', trustees' and officers' liability insurancecoverage or bankers' blanket bond group insurance coverage for insureddepository institutions, and acquiring or retaining the voting shares of adepository institution if certain requirements are met.

       Federal law provides that an insured state-chartered bank may not, directly, orindirectly through a subsidiary, engage as "principal" in any activity that isnot permissible for a national bank unless the FDIC has determined that suchactivities would pose no risk to the insurance fund of which it is a member andthe bank is in compliance with applicable regulatory capital requirements. Anyinsured state-chartered bank directly or indirectly engaged in any activity thatis not permitted for a national bank must cease the impermissible activity.

**       Federal Home Loan Bank System.** The FHLB of Seattle serves as a reserveor central bank for the member institutions within its assigned region. It isfunded primarily from proceeds derived from the sale of consolidated obligationsof the FHLBs. It makes loans (*i.e.*, advances) to members in accordancewith policies and procedures 

30

**<PAGE>**

established by the Federal Housing FinanceBoard and the Board of Directors of the FHLB of Seattle. As a member, EverTrustBank is required to purchase and hold stock in the FHLB of Seattle in an amountequal to the greater of 1% of its aggregate unpaid home loan balances at thebeginning of the year or an amount equal to 5% of FHLB advances outstanding. Asof March 31, 2002, EverTrust Bank held stock in the FHLB of Seattle in theamount of $5.9 million and had advances totaling $117.3 million, which mature in2002 through 2020 at interest rates ranging from 2.0% to 8.2%. See "Business --Deposit Activities and Other Sources of Funds -- Borrowings."

**       Federal Reserve System**. The Federal Reserve Board requires underRegulation D that all depository institutions, including savings banks, maintainreserves on transaction accounts or non-personal time deposits. These reservesmay be in the form of cash or non-interest-bearing deposits with the regionalFederal Reserve Bank. Negotiable order of withdrawal accounts and other types ofaccounts that permit payments or transfers to third parties fall within thedefinition of transaction accounts and are subject to Regulation D reserverequirements, as are any non-personal time deposits at a savings bank. UnderRegulation D, a bank must maintain reserves against net transaction accounts inthe amount of 3% on amounts of $37.3 million or less, plus 10% on amounts inexcess of $37.3 million. In addition, a bank may designate and exempt $5.0million of certain reservable liabilities from these reserve requirements. Theseamounts and percentages are subject to adjustment by the Federal Reserve. Thereserve requirement on non-personal time deposits with original maturities ofless than 1.5 years is 0%. As of March 31, 2002, EverTrust Bank's deposit withthe Federal Reserve Bank and vault cash exceeded its reserve requirements.

**       Affiliate Transactions**. The Company, EverTrust Bank and MutualBancshares Capital, Inc. are legal entities separate and distinct. Various legallimitations restrict EverTrust Bank from lending or otherwise supplying funds tothe Company, which is an affiliate of its financial institution subsidiary.These restrictions generally limit such transactions with the affiliate to 10%of the bank's capital and surplus and limiting all such transactions to 20% ofthe bank's capital and surplus. Such transactions, including extensions ofcredit, sales of securities or assets and provision of services, also must be onterms and conditions consistent with safe and sound banking practices, includingcredit standards, that are substantially the same or at least as favorable toEverTrust Bank as those prevailing at the time for transactions withunaffiliated companies. 

       Federally insured banks are subject, with certain exceptions, to certainrestrictions on extensions of credit to their parent holding companies or otheraffiliates, on investments in the stock or other securities of affiliates and onthe taking of such stock or securities as collateral from any borrower. Inaddition, such banks are prohibited from engaging in certain tie-in arrangementsin connection with any extension of credit or the providing of any property orservice.

**       Community Reinvestment Act**. Banks are also subject to the provisions ofthe Community Reinvestment Act of 1977, which requires the appropriate federalbank regulatory agency, in connection with its regular examination of a bank, toassess the bank's record in meeting the credit needs of the community servicedby the bank, including low and moderate income neighborhoods. The regulatoryagency's assessment of the bank's record is made available to the public.Further, such assessment is required of any bank which has applied, among otherthings, to establish a new branch office that will accept deposits, relocate anexisting office or merge or consolidate with, or acquire the assets or assumethe liabilities of, a federally regulated financial institution.

**       Dividends**. Dividends from EverTrust Bank constitute the major source offunds for dividends which are paid by the Company. The amount of dividendspayable by EverTrust Bank to the Company will depend upon EverTrust Bank'searnings and capital position, and is limited by federal and state laws,regulations and policies.

       EverTrust Bank is subject to restrictions imposed by Federal law. Federal lawprovides that no insured depository institution may make any capitaldistribution, which would include a cash dividend, if, after making thedistribution, the institution would be "undercapitalized," as defined in theprompt corrective action regulations. Moreover, the federal bank regulatoryagencies also have the general authority to limit the dividends paid by insuredbanks if such payments should be deemed to constitute an unsafe and unsoundpractice.

31

**<PAGE>**

**The Company**

**       General**. The Company is a financial holding company registered with theFederal Reserve. Bank holding companies are subject to comprehensive regulationby the Federal Reserve under the Bank Holding Company Act of 1956, as amended,and the regulations of the Federal Reserve. The Company is required to file withthe Federal Reserve quarterly reports and such additional information as theFederal Reserve may require and is subject to regular examinations by theFederal Reserve. The Federal Reserve also has extensive enforcement authorityover bank holding companies, including, among other things, the ability toassess civil money penalties, to issue cease and desist or removal orders and torequire that a holding company divest subsidiaries, including its banksubsidiaries. In general, enforcement actions may be initiated for violations oflaw and regulations and unsafe or unsound practices. 

**       New Legislation.** On November 12, 1999, President Clinton signed intolaw the Gramm-Leach-Bliley Financial Services Modernization Act of 1999 ("GLBAct"), federal legislation intended to modernize the financial services industryby establishing a comprehensive framework to permit affiliations amongcommercial banks, insurance companies, securities firms and other financialservice providers. Generally, the GLB Act:
repealed the historical restrictions and eliminates many  federal and state law barriers to affiliations among banks, securities firms,  insurance companies and other financial service providers;provided a uniform framework for the  functional regulation of the activities of banks, savings institutions and  their holding companies;broadened the activities that may be  conducted by national banks, banking subsidiaries of bank holding companies  and their financial subsidiaries;provided an enhanced framework for  protecting the privacy of consumer information;adopted a number of provisions related to  the capitalization, membership, corporate governance and other measures  designed to modernize the FHLB system;modified the laws governing the  implementation of the Community Reinvestment Act; andaddressed a variety of other legal and  regulatory issues affecting day-to-day operations and long-term activities of  financial institutions.
       The enactment of the GLB Act expanded the structural options available to bankholding companies, such as the Company, and other financial institutions, topermit them to engage in banking and other financial activities. Specifically,the GLB Act provides for the establishment of a new financial holding company.

       The GLB Act permits qualifying companies that own a bank, "financial holdingcompanies," to also own companies that engage in securities underwriting anddealing, insurance agency and underwriting, merchant banking or venture capitalactivities, the distribution of mutual funds, and securities lending. Financialholding companies may hold any type of deposit-taking subsidiary, including anational bank, a state chartered bank, or a thrift or savings bank. To qualifyas a financial holding company, however, each of the company's deposit-takingsubsidiaries must be well capitalized, well managed and have at least a"satisfactory" rating under the Community Reinvestment Act. 

        InApril 2000, the Company notified the Federal Reserve of its election to become afinancial holding company. The Federal Reserve declared this election to beeffective May 12, 2000.

32

**<PAGE>**

**       Acquisitions.** Under the Bank Holding Company Act, a bank holdingcompany must obtain Federal Reserve approval before: acquiring, directly orindirectly, ownership or control of any voting shares of another bank or bankholding company if, after such acquisition, it would own or control more than 5%of such shares, unless it already owns or controls the majority of such shares;acquiring all or substantially all of the assets of another bank or bank holdingcompany; or merging or consolidating with another bank holding company.

       The Bank Holding Company Act also prohibits a bank holding company, with certainexceptions, from acquiring direct or indirect ownership or control of more than5% of the voting shares of any company that is not a bank or bank holdingcompany and from engaging directly or indirectly in activities other than thoseof banking, managing or controlling banks, or providing services for itssubsidiaries. The principal exceptions to these prohibitions involve certainnonbank activities which, by statute or by Federal Reserve regulation or order,have been identified as activities closely related to the business of banking ormanaging or controlling banks. The list of activities permitted by the FederalReserve includes, among other things: operating a savings institution, mortgagecompany, finance company, credit card company or factoring company; performingcertain data processing operations; providing certain investment and financialadvice; underwriting and acting as an insurance agent for certain types ofcredit-related insurance; leasing property on a full-payout, non-operatingbasis; selling money orders, travelers' checks and U.S. Savings Bonds; realestate and personal property appraising; providing tax planning and preparationservices; and, subject to certain limitations, providing securities brokerageservices for customers.

**       Interstate Banking and Branching**. The Federal Reserve must approve anapplication of an adequately capitalized and adequately managed bank holdingcompany to acquire control of, or acquire all or substantially all of the assetsof, a bank located in a state other than such holding company's home state,without regard to whether the transaction is prohibited by the laws of anystate. The Federal Reserve may not approve the acquisition of a bank that hasnot been in existence for the minimum time period, not exceeding five years,specified by the statutory law of the host state. Nor may the Federal Reserveapprove an application if the applicant, and its depository institutionaffiliates, controls or would control more than 10% of the insured deposits inthe United States or 30% or more of the deposits in the target bank's home stateor in any state in which the target bank maintains a branch. Federal law doesnot affect the authority of states to limit the percentage of total insureddeposits in the state which may be held or controlled by a bank holding companyto the extent such limitation does not discriminate against out-of-state banksor bank holding companies. Individual states may also waive the 30% state-wideconcentration limit contained in the federal law.

       The Federal banking agencies are authorized to approve interstate mergertransactions without regard to whether such transaction is prohibited by the lawof any state, unless the home state of one of the banks adopted a law prior toJune 1, 1997 which applies equally to all out-of-state banks and expresslyprohibits merger transactions involving out-of-state banks. Interstateacquisitions of branches will be permitted only if the law of the state in whichthe branch is located permits such acquisitions. Interstate mergers and branchacquisitions will also be subject to the nationwide and statewide insureddeposit concentration amounts described above.

**       Dividends**. The Federal Reserve has issued a policy statement on thepayment of cash dividends by bank holding companies, which expresses the FederalReserve's view that a bank holding company should pay cash dividends only to theextent that the company's net income for the past year is sufficient to coverboth the cash dividends and a rate of earning retention that is consistent withthe company's capital needs, asset quality and overall financial condition. TheFederal Reserve also indicated that it would be inappropriate for a companyexperiencing serious financial problems to borrow funds to pay dividends.

**       Stock Repurchases.** Bank holding companies, except for certain"well-capitalized" and highly rated bank holding companies, are required to givethe Federal Reserve prior written notice of any purchase or redemption of itsoutstanding equity securities if the gross consideration for the purchase orredemption, when combined with the net consideration paid for all such purchasesor redemptions during the preceding 12 months, is equal to 10% or more of theirconsolidated net worth. The Federal Reserve may disapprove such a purchase orredemption if it determines that the proposal would constitute an unsafe orunsound practice or would violate any law, regulation, Federal Reserve order, orany condition imposed by, or written agreement with, the Federal Reserve.

33

**<PAGE>**

**       Capital Requirements**. The Federal Reserve has established capitaladequacy guidelines for bank holding companies that generally parallel thecapital requirements of the FDIC for EverTrust Bank. The Federal Reserveregulations provide that capital standards will be applied on a consolidatedbasis in the case of a bank holding company with $150 million or more in totalconsolidated assets. 

       The Company's total risk based capital must equal 8% of risk-weighted assets andone half of the 8%, or 4%, must consist of Tier 1 (core) capital. As of March31, 2002, the Company's total risk based capital was 15.8% of risk-weightedassets and its risk based capital of Tier 1 (core) capital was 14.6% ofrisk-weighted assets.

**       The USA Patriot Act.**In response to the events of September 11th, PresidentGeorge W. Bush signed into law the Uniting and Strengthening America byProviding Appropriate Tools Required to Intercept and Obstruct Terrorism Act of2001, or the USA PATRIOT Act, on October 26, 2001. The USA PATRIOT Act gives thefederal government new powers to address terrorist threats through enhanceddomestic security measures, expanded surveillance powers, increased informationsharing, and broadened anti-money laundering requirements. By way of amendmentsto the Bank Secrecy Act, Title III of the USA PATRIOT Act takes measuresintended to encourage information sharing among bank regulatory agencies and lawenforcement bodies. Further, certain provisions of Title III impose affirmativeobligations on a broad range of financial institutions, including banks,thrifts, brokers, dealers, credit unions, money transfer agents and partiesregistered under the Commodity Exchange Act. 
        Among otherrequirements, Title III of the USA PATRIOT Act imposes the followingrequirements with respect to financial institutions: 

        - Pursuant toSection 352, all financial institutions must establish anti-money launderingprograms that include, at minimum: (i) internal policies, procedures, andcontrols, (ii) specific designation of an anti-money laundering complianceofficer, (iii) ongoing employee training programs, and (iv) an independent auditfunction to test the anti-money laundering program. 

        - Section 326 ofthe Act authorizes the Secretary of the Department of Treasury, in conjunctionwith other bank regulators, to issue regulations by October 26, 2002 thatprovide for minimum standards with respect to customer identification at thetime new accounts are opened.

        - Section 312 ofthe Act requires financial institutions that establish, maintain, administer, ormanage private banking accounts or correspondent accounts in the United Statesfor non-United States persons or their representatives (including foreignindividuals visiting the United States) to establish appropriate, specific, and,where necessary, enhanced due diligence policies, procedures, and controlsdesigned to detect and report money laundering.

        - EffectiveDecember 25, 2001, financial institutions are prohibited from establishing,maintaining, administering or managing correspondent accounts for foreign shellbanks (foreign banks that do not have a physical presence in any country), andwill be subject to certain recordkeeping obligations with respect tocorrespondent accounts of foreign banks. 

        - Bank regulatorsare directed to consider a holding company's effectiveness in combating moneylaundering when ruling on Federal Reserve Act and Bank Merger Act applications.

        During the first quarter of 2002 theFederal Crimes Enforcement Network (FinCEN), a bureau of the Department ofTreasury, issued proposed and interim regulations to implement the provisions ofSections 312 and 352 of the USA PATRIOT Act. To date, it has not been possibleto predict the impact the USA PATRIOT Act and its implementing regulationsmay have on the Company and the Bank. 

34

**<PAGE>**
**TAXATION

**Federal Taxation**

**       General**. The Company and its subsidiaries report their income on afiscal year basis using the accrual method of accounting and will be subject tofederal income taxation in the same manner as other corporations with someexceptions, including particularly EverTrust Bank's reserve for bad debtsdiscussed below. The following discussion of tax matters is intended only as asummary and does not purport to be a comprehensive description of the tax rulesapplicable to EverTrust Bank or the Company.

**       Bad Debt Reserve**. Historically, savings institutions such as EverTrustBank which met certain definitional tests primarily related to its assets andthe nature of its business ("qualifying thrift") were permitted to establish areserve for bad debts and to make annual additions thereto, which may have beendeducted in arriving at its taxable income. EverTrust Bank's deductions withrespect to "qualifying real property loans," which are generally loans securedby certain interest in real property, were computed using an amount based onEverTrust Bank's actual loss experience, or a percentage equal to 8% ofEverTrust Bank's taxable income, computed with certain modifications and reducedby the amount of any permitted additions to the non-qualifying reserve. Due toEverTrust Bank's loss experience, EverTrust Bank generally recognized a bad debtdeduction equal to 8% of taxable income.

       The provisions repealing the current thrift bad debt rules were passed byCongress as part of "The Small Business Job Protection Act of 1996." The newrules eliminate the 8% of taxable income method for deducting additions to thetax bad debt reserves for all thrifts for tax years beginning after December 31,1995. These rules also require that all institutions recapture all or a portionof their bad debt reserves added since the base year, which is the last taxableyear beginning before January 1, 1988. EverTrust Bank has previously recorded adeferred tax liability equal to the bad debt recapture and as such the new ruleswill have no effect on the net income or federal income tax expense. For taxableyears beginning after December 31, 1995, EverTrust Bank's bad debt deductionwill be determined under the experience method using a formula based on actualbad debt experience over a period of years or, if EverTrust Bank is a "large"association, with assets in excess of $500 million, on the basis of netcharge-offs during the taxable year. The new rules allow an institution tosuspend bad debt reserve recapture for the 1996 and 1997 tax years if theinstitution's lending activity for those years is equal to or greater than theinstitutions average mortgage lending activity for the six taxable yearspreceding 1996 adjusted for inflation. For this purpose, only home purchase orhome improvement loans are included and the institution can elect to have thetax years with the highest and lowest lending activity removed from the averagecalculation. If an institution is permitted to postpone the reserve recapture,it must begin its six year recapture no later than the 1998 tax year. Theunrecaptured base year reserves will not be subject to recapture as long as theinstitution continues to carry on the business of banking. In addition, thebalance of the pre-1988 bad debt reserves continue to be subject to provisionsof present law referred to below that require recapture in the case of certainexcess distributions to shareholders.

**       Distributions**. To the extent that EverTrust Bank makes "nondividenddistributions" to the Company, such distributions will be considered to resultin distributions from the balance of its bad debt reserve as of December 31,1987, or a lesser amount if EverTrust Bank's loan portfolio decreased sinceDecember 31, 1987, and then from the supplemental reserve for losses on loans("Excess Distributions"), and an amount based on the Excess Distributions willbe included in EverTrust Bank's taxable income. Nondividend distributionsinclude distributions in excess of EverTrust Bank's current and accumulatedearnings and profits, distributions in redemption of stock and distributions inpartial or complete liquidation. However, dividends paid out of EverTrust Bank'scurrent or accumulated earnings and profits, as calculated for federal incometax purposes, will not be considered to result in a distribution from EverTrustBank's bad debt reserve. The amount of additional taxable income created from anExcess Distribution is an amount that, when reduced by the tax attributable tothe income, is equal to the amount of the distribution. Thus, if EverTrust Bankmakes a "nondividend distribution," then approximately one and one-half timesthe Excess Distribution would be includable in gross income for federal incometax purposes, assuming a 34% corporate income tax rate, exclusive of state andlocal taxes. See "Regulation -- The Banks -- Dividends" for limits on thepayment of dividends by EverTrust Bank.

35

**<PAGE>**

 EverTrust Bank does not intend to paydividends that would result in a recapture of any portion of its tax bad debtreserve.

**       Corporate Alternative Minimum Tax**. The Internal Revenue Code imposes atax on alternative minimum taxable income at a rate of 20%. In addition, only90% of alternative minimum taxable income can be offset by net operating losscarryovers. Alternative minimum taxable income is increased by an amount equalto 75% of the amount by which EverTrust Bank's adjusted current earnings exceedsits alternative minimum taxable income, which is determined without regard tothis preference and prior to reduction for net operating losses. For taxableyears beginning after December 31, 1986, and before January 1, 1996, anenvironmental tax of 0.12% of the excess of alternative minimum taxable income,with certain modification, over $2.0 million is imposed on corporations,including EverTrust Bank, whether or not an alternative minimum tax is paid.

**       Dividends-Received Deduction**. The Company may exclude from its income100% of dividends received from its subsidiaries as a member of the sameaffiliated group of corporations. The corporate dividends-received deduction isgenerally 70% in the case of dividends received from unaffiliated corporationswith which the Company and its subsidiaries will not file a consolidated taxreturn, except that if the Company or its subsidiaries owns more than 20% of thestock of a corporation distributing a dividend, then 80% of any dividendsreceived may be deducted.

**       Audits**. The Company's federal income tax returns have not been auditedduring the past five years.

**Washington Taxation**

       The Company is subject to a business and occupation tax imposed under Washingtonlaw at the rate of 1.50% of gross receipts. Interest received on loans securedby mortgages or deeds of trust on residential properties and certain investmentsecurities are exempt from such tax.

**Competition**

       EverTrust Bank operates in an intensely competitive market for the attraction ofdeposits, which is its primary source of funds, and in the origination of loans.Historically, its most direct competition for deposits has come from creditunions, mutual funds and, to a lesser extent, community banks, large commercialbanks and thrift institutions in its primary market area. Particularly in timesof extremely low or extremely high interest rates, EverTrust Bank has facedadditional significant competition for investors' funds from short-term moneymarket securities and other corporate and government securities. The Bank'scompetition for loans comes principally from mortgage bankers, commercial banks,other thrift institutions and insurance companies. Such competition for depositsand the origination of loans may limit the Bank's future growth and earningsprospects.

**Personnel**

        AtMarch 31, 2002, the Company had seven employees and EverTrust Bank had 147employees. On that date, Sound Financial and Mutual Bancshares Capital, Inc. hadone and two employees, respectively. The employees are not represented by acollective bargaining unit and all companies believe that the relationship withtheir employees is good.

**Item 2. Properties**

        AtMarch 31, 2002 EverTrust and EverTrust Bank operate 12 full-service bankingfacilities, seven of which are owned and five of which are leased, and one loanproduction office which is leased. Management believes that the premisesoccupied by EverTrust and EverTrust Bank are well-located and suitably equippedto serve as financial services facilities. EverTrust Bank also operates tenproprietary automated teller machines that are part of a nationwide cashexchange network, all of which are located at certain offices of EverTrust Bank.EverTrust and EverTrust Bank also occupy administrative, subsidiary andoperational support facilities located in Everett, Bothell and Kent, 

36

**<PAGE>**

Washington. The Bank also leases a facilityin Seattle, Washington for its trust and wealth management operations. See Note6 of the Notes to Consolidated Financial Statements included in Item 8 of thisForm 10-K for additional information related to EverTrust and EverTrust Bank'sproperties and other fixed assets. 

**Item 3. Legal Proceedings**

       Periodically, there have been various claims and lawsuits involving EverTrustBank, such as claims to enforce liens, condemnation proceedings on properties inwhich EverTrust Bank holds security interests, claims involving the making andservicing of real property loans and other issues incident to EverTrust Bank'sbusiness. EverTrust Bank is not a party to any pending legal proceedings that itbelieves would have a material adverse effect on the financial condition oroperations of EverTrust Bank.

**Item 4. Submission of Matters to aVote of Security Holders**

        Nomatters were submitted to a vote of security holders during the fourth quarterof the fiscal year ended March 31, 2002.

37

**<PAGE>**

**PART II**

**Item 5. Market for theRegistrant's Common Equity and Related Stockholder Matters**

       The Company's common stock is traded on the Nasdaq National Market under thesymbol "EVRT". As of March 31, 2002, there were 5,170,569 shares of common stockoutstanding and approximately 2,026 shareholders of record, excluding persons orentities who hold stock in nominee or "street name" accounts with brokers.

       Dividend payments by the Company are dependent primarily on dividends receivedby the Company from EverTrust Bank. Under federal regulations, the dollar amountof dividends the Bank may pay is dependent upon its capital position and recentnet income. Generally, if the Bank satisfies its regulatory capitalrequirements, it may make dividend payments up to the limits prescribed in theFDIC regulations. However, institutions that have converted to a stock form ofownership may not declare or pay a dividend on, or repurchase any of, its commonstock if the effect thereof would cause the regulatory capital of theinstitution to be reduced below the amount required for the liquidation accountwhich was established in connection with the Bank's mutual to stock conversionin 1999. Under Washington law, the Company is prohibited from paying a dividendif, as a result of its payment, it would be unable to pay its debts as theybecome due in the normal course of business, or if the Company's totalliabilities would exceed its total assets.

        InOctober 2001, the Company announced that its Board of Directors had authorized afifth stock repurchase plan for the repurchase of up to 10% (approximately542,977 shares) of the Company's outstanding common stock. At March 31, 2002,the Company had repurchased 259,200 shares of its common stock.

       The following table sets forth the market price range of the Company's commonstock for the years ended March 31, 2002 and 2001. This information was providedby the Nasdaq Stock Market.
YearHighLowDividends2002 First Quarter $15.100   $14.450   $0.100     Second Quarter  15.65011.6000.105 Third Quarter  16.10014.4500.110 Fourth Quarter  19.25015.1600.110 2001 First Quarter$10.750    $ 8.875   $0.075  Second Quarter13.00010.1880.080 Third Quarter13.00011.188 0.090 Fourth Quarter14.00012.6250.095
38

**<PAGE>**

**Item 6. Selected Financial Data**

       The following table sets forth certain information concerning the consolidatedfinancial position and results of operations of the Company and its subsidiariesat and for the dates indicated. Since the Company had not commenced operationsprior to the Conversion in September 1999, the financial information presentedfor the periods prior to 1999 is that of the Company's predecessor, MutualBancshares, and its subsidiaries only. The consolidated data is derived in partfrom, and should be read in conjunction with, the Consolidated FinancialStatements of the Company and its subsidiaries contained in Item 8 of this Form10-K. 
At March 31,20022001200019991998(In thousands)FINANCIAL CONDITION DATA:Total assets $675,809$602,403$555,212$452,089$421,305Investment securities 54,85871,661108,05475,43259,694Loans receivable, net 574,646483,117416,116315,327311,951Deposit accounts 449,611397,643382,986375,896350,971Borrowings 129,33880,34434,42318,94915,503Total equity 92,824120,146133,52952,26351,096Year Ended March 31,20022001200019991998(In thousands)OPERATING DATA:Interest income $47,033$46,472$38,434$33,894$33,462Interest expense 21,33323,04818,83217,83717,899Net interest income 25,70023,42419,60216,05715,563Provision for loan losses 1,5001,005810780420Net interest income after provision for loan   losses 24,20022,41918,79215,27715,143Other operating income 3,3432,6321,2901,9271,792Other operating expenses 19,36917,40319,69615,53210,287Income before income taxes 8,1747,6483861,6726,648Provision for income taxes 2,5952,291(186)2612,114Net income $ 5,579$ 5,357$ 572$ 1,411$ 4,534Year Ended    March 31,20022001200019991998OTHER DATA:Number of:Loans outstanding 4,5034,3524,1193,5053,645Deposit accounts 30,04830,17630,40430,22129,846Full service banking offices 1212121211Cash dividends declared on Common Stock 2,5932,595448----
 

39

**<PAGE>**
At or ForYear Ended March 31,20022001200019991998KEY FINANCIAL RATIOS:*Performance Ratios*:     Return on assets(1) 0.91%0.93%0.11%0.33%1.11%     Return on equity(2)(7) 5.12     4.20     NM    2.71     9.54         Equity-to-assets ratio(3) 17.69    22.25    18.47    12.18    11.66         Interest rate spread (4) 3.40    2.96    3.08    3.20    3.27         Net interest margin(5) 4.25    4.17    3.97    3.83    3.89      Average interest-earning assets to        average interest-bearing liabilities 124.11   129.33    123.32    114.75    113.85      Other operating expenses as a percent       of average total assets 3.14    3.03    3.89    3.64    2.53         Efficiency ratio (6)(7) 66.40    66.29    NM    66.74    58.64         Dividend payout ratio (8) 46.48    48.44    78.32    --    --    *Capital Ratios:*     Leverage 14.00    19.70    24.90    11.80    12.20         Tier 1 risk-based 14.60    22.50    27.90    13.70    14.90         Total risk-based 15.80    23.70    29.20    14.90    16.10    *Asset Quality Ratios:*  Nonaccrual and 90 days or more       past due loans as a percent       of total loans, net --    0.27    0.10     0.12     0.27         Nonperforming assets as a percent       of total assets 0.08     0.23    0.07    0.08    0.20      Allowance for losses as a percent       of gross loans receivable 1.50    1.51    1.53     1.62    1.48      Allowance for loan losses as a percent       of nonperforming loans n/m    572.23    1,593.12    1,500.53    582.28         Net charge-offs to average       outstanding loans 0.03    0.01    --    --     0.01    
______________ 
(1)Net earnings divided by average total assets.(2)Net earnings divided by average equity.(3)Average equity divided by average total assets.(4)Difference between weighted average yield on    interest-earning assets and weighted average rate on interest-bearing    liabilities.(5)Net interest income as a percentage of average    interest-earning assets.(6)Total other operating expenses divided by total net interest    income (on a tax-equivalent basis) before provision for loan losses plus    total other operating income.(7)Calculations are not meaningful for the year ended March 31,    2000 given the Company went public on September 30, 1999 and the one time    charitable contribution expenses of $5.2 million made during the second    quarter. (8)Dividends paid as a percentage of net income.
40

**<PAGE>**

**Item 7. Management's Discussion and Analysis ofFinancial Condition and Results of Operations**

MANAGEMENT'S DISCUSSION AND ANALYSIS OFFINANCIAL CONDITION AND RESULTS OF OPERATIONS

**General**

       The following discussion is intended to assist in understanding the financialcondition and results of operations of the Company and its subsidiaries. Theinformation contained in this section should be read in conjunction with theConsolidated Financial Statements and the accompanying Notes contained in Item 8of this Form 10-K, as well as the other sections of this Form 10-K.

       The Company's results of operations depend primarily on its net interest income,which is the difference between the income earned on its interest-earningassets, consisting of loans and investments, and the cost of itsinterest-bearing liabilities, consisting of deposits and primarily FHLB ofSeattle borrowings. The Company's net income is also affected by, among otherthings, fee income, provisions for loan losses, operating expenses and incometax provisions. The Company's results of operations are also significantlyaffected by general economic and competitive conditions, particularly changes inmarket interest rates, government legislation and policies concerning monetaryand fiscal affairs, housing and financial institutions and the attendant actionsof the regulatory authorities.

**Critical Accounting Policies**
        Various elementsof the Company's accounting policies, by their nature, are inherently subject toestimation techniques, valuation assumptions and other subjective assessments.In particular, management has identified several accounting policies that, dueto the judgments, estimates and assumptions inherent in those policies, arecritical to an understanding of the Company's financial statements. Thesepolicies relate to the methodology for the determination of the allowance forloan losses and the valuation of real estate owned. These policies and thejudgments, estimates and assumptions are described in greater detail insubsequent sections of Management's Discussion and Analysis and in Note 1 of theNotes to the Consolidated Financial Statements included herein.  Managementbelieves that the judgments, estimates and assumptions used in the preparationof the financial statements are appropriate given the factual circumstances atthe time. However, given the sensitivity of the financial statements to thesecritical accounting policies, the use of other judgments, estimates andassumptions could result in material differences in the results of operations orfinancial condition.

**Forward-Looking Statements**

       This Form 10-K contains forward-looking statements which are based onassumptions and describe future plans, strategies and expectations of theCompany. These forward-looking statements are generally identified by use of theword "believe," "expect," "intend," "anticipate," "estimate," "project," orsimilar words. The Company's ability to predict results of the actual effect offuture plans or strategies is uncertain. Factors which could have a materialadverse effect on the Company's operations include, but are not limited to,changes in interest rates, general economic conditions, legislative/regulatorychanges, monetary and fiscal policies of the U.S. Government, including policiesof the U.S. Treasury and the Federal Reserve Board, the quality or compositionof the loan or investment portfolios, demand for loan products, deposit flows,competition, demand for financial services in the Company's market areas andaccounting principles and guidelines. These risks and uncertainties should beconsidered in evaluating forward-looking statements and you should not rely toomuch on these statements.

**Operating Strategy**

       EverTrust is the successor to Mutual Bancshares, a mutual bank holding company,which converted to stock form on September 30, 1999. The Company replaced MutualBancshares as the holding company for EverTrust Bank, 

41

**<PAGE>**

a Washington state chartered savings bank,and Mutual Bancshares Capital, Inc., a Washington corporation, which is aventure capital firm. 

       EverTrust Bank's strategy is to operate as a community-based, retail orientedfinancial institution offering a wide variety of banking products, delivered anddistinguished by providing a superior level of customized service toindividuals. EverTrust Bank attracts retail deposits and generates real estatesecured loans through its 12 full service banking offices and its one loanproduction office using targeted marketing, customer cross-selling, referralsand its longstanding reputation in its market area as a primary means of meetingthis strategy. EverTrust Bank strives to serve a niche base of higher balancetransaction account customers by offering tiered, interest-bearing products,versus a mass market strategy that seeks lower balance/no interest/high feetransaction accounts. In addition to offering one- to- four family real estateloans, The Bank focuses on construction and land development loans, as well asmulti-family and commercial real estate loans. Since single family lending hasbecome a commodity product, EverTrust Bank has sought to diversify its lendingactivities by emphasizing real estate construction, multi-family and commerciallending. This diversification has allowed for continued customization of itslending products in a highly competitive environment. To a lesser, butincreasing extent, the Bank also originates consumer loans and intends tocontinue to build the consumer lending segment of its loan portfolio through abroadened product line with an emphasis on quality service. See Item 1,"Business -- Lending Activities."

        Inconnection with the merger of the Company's other bank subsidiary, CommercialBank of Everett, with and into EverTrust Bank in February 2001, the Bankestablished a business banking group primarily focused on serving the needs ofthe Bank's business banking customers with a high level of customer service. Thebusiness banking group provides banking services directly at the customer'splace of business, including lending and non-cash deposit activities, to thegreatest extent possible. The Bank's business banking group does not directlycompete with the Bank's retail customer focus. Rather, the business bankinggroup's focus and the Bank's retail oriented focus serve to complement eachother through an organized referral network that provides the opportunity forincreased business. The Bank's business banking group's business consistsprimarily of attracting non-cash deposits from business customers and, to alesser extent, the general public, and using those funds to originate businessloans to a wide variety of small businesses and professional service companiesin the local market. As an accommodation to business customers and othercontacts made during the normal course of business, the business banking grouporiginates consumer loans, and refers one-to-four family residential loans,multi-family and commercial real estate loans to EverTrust Bank.  The Bankintends to significantly expand its business banking group by opening a newbusiness and private banking office in Seattle, Washington in May 2002 and byincreasing its business banking network throughout all of the Bank's offices inSnohomish County, Washington.  See Item 1, "Lending Activities." 

       The operating strategy of the Company's minor subsidiary, MB Cap, is tocomplement and enhance the efficiencies of EverTrust Bank throughcross-marketing and referral opportunities and by producing additional sourcesof noninterest income that are not generally subject to the same cyclicalinfluences of the banking business. MB Cap's operating strategy is to provide,through an organizational structure, management services and limited partnershipventure capital investments under licensing by the Small Business Administrationas a Small Business Investment Company.  If successful, these managementand investment opportunities are expected to result in an additional source ofnon-interest income to the consolidated operations of the Company and providefor potential cross-selling opportunities with the other subsidiaries of theCompany as well. See Item 1, "Business -- Subsidiary Activities -- Business ofMutual Bancshares Capital, Inc."

       The Company does not presently engage in any activities outside of serving as ashell parent company for its subsidiaries. The operating strategy of the Companyhas been to expand and diversify the consolidated operations of the Companyacross a variety of companies and/or operating units that are engaged incomplementary, but different, businesses and/or operating strategies. Inconnection with the Conversion and as a result of the additional capital thatwas retained by the Company, this diversification strategy is expected tocontinue and accelerate, although there are no specific acquisitions or newbusiness formations planned at this time.

42

**<PAGE>**

**Comparison of Financial Condition atMarch 31, 2002 and March 31, 2001**

       Total assets increased 12.2% from $602.4 million at March 31, 2001 to $675.8million at March 31, 2002, primarily as a result of an increase in loansreceivable, net, which was funded by increased deposits and borrowings.

       Cash and cash equivalents decreased 14.4% from $22.4 million at March 31, 2001to $19.2 million at March 31, 2002, primarily as a result of an increase inFederal Reserve Bank balances, overnight Fed Funds and FHLB investments that areused to fund anticipated growth in the securities available for sale and loanportfolios.

       Securities available for sale decreased 21.2% from $63.3 million at March 31,2001 to $49.9 million at March 31, 2002, as proceeds received were used to fundgrowth in cash and cash equivalents, and loans. The growth in cash and cashequivalents is ultimately expected to be reinvested in a combination of highquality investments that can be pledged for use in future borrowings and inloans. Management intends to place most new investment purchases in theavailable for sale category which allows for active management of the securitiesportfolio to meet liquidity and asset/liability management needs. See Item 1,"Business -- Investment Activities."

       Loans receivable, net, increased 18.9% from $483.1 million at March 31, 2001 to$574.6 million at March 31, 2002, primarily as a result of multi-family andcommercial real estate permanent loans which increased $91.3 million from March31, 2001 to March 31, 2002. Business loans increased from $31.7 million at March31, 2001 to $46.7 million at March 31, 2002, the result of increased marketpenetration and a growth in average loan amounts. Total loans, before deductingundisbursed loan proceeds, deferred loan fees, and reserves for loan losses,increased 18.0% from $558.3 million at March 31, 2001 to $658.8 million at March31, 2002. 

       Loans held for sale on the secondary market were approximately $625,000 at March31, 2002 a decrease of $169,000 or 21.3% from $794,000 at March 31, 2001.

       Premises and equipment, net, increased approximately $654,000 from $9.5 millionat March 31, 2001 to $10.2 million at March 31, 2002, as a result of equipmentpurchases largely related to EverTrust Bank's customer care center partiallyoffset by depreciation expense. For the years ended March 31, 2001 and 2002,depreciation expense was $1.1 million and $1.5 million, respectively. See Item2, "Properties."

       Deposits increased 13.1% from $397.6 million at March 31, 2001 to $449.6 millionat March 31, 2002 primarily as a result of interest credited back to accountsand increased marketing efforts.  This increase was partially offset bywithdrawals by customers.

       Borrowings increased 61.0% from $80.3 million at March 31, 2001 to $129.3million at March 31, 2002, primarily to fund growth in the loan portfolio. TheCompany will continue to use borrowings as needed to fund loan growth. The typeof borrowings, either short-term or long-term, will be based on the interestrate environment and liquidity considerations and asset/liability managementobjectives. 

       Total capital decreased 22.7% from $120.1 million at March 31, 2001 to $92.8million on March 21, 2002, primarily as a result of the repurchase of shares ofthe Company's common stock.

**Comparison ofOperating Results for the Years Ended March 31, 2002 and 2001**

**       Net Income.**Net income increased from $5.4million for the year ended March 31, 2001 to $5.6 million for the year endedMarch 31, 2002.

43

**<PAGE>**

       The following table sets forth all significant nonrecurring items affecting netincome for the periods reported:
Year Ended March 31,200220012000(In thousands)Net income as reported $5,579$5,357$ 572Nonrecurring items (net of tax):  Charitable contributions to    foundations ----3,432  Termination of defined benefit    plan ----(348)Net income -- core $5,579$5,357$ 3,656
**       Net Interest Income**. Net interest incomeincreased $1.8 million from $22.4 million for the year ended March 31, 2001 to$24.2 million for the year ended March 31,2002. The change is due primarily tohigher average balances of interest-earning assets and lower cost of averageinterest-bearing liabilities.

       Interest income increased $561,000 from $46.5 million for the year ended March31, 2001 to $47.0 million for the same period in 2002. During this same period,the average balance of interest-earning assets increased from $562.1 million forthe twelve months ended March 30, 2001 to $605.4 million for the year endedMarch 31, 2002 resulting in increased income of $4.4 million. The yield oninterest-earning assets decreased from 8.27% for the year ended March 31, 2001to 7.77% for the same period in 2002 decreasing income $3.6 million. Increasedaverage balances are due primarily to the overall growth of the loan portfolio.This growth was funded by proceeds received from the public offering, loan salesand increased borrowings. The decrease in yields is due primarily to marketinterest rate decreases from period to period. 

       Interest expense decreased $1.7 million from $23.0 million for the year endedMarch 31, 2001 to $21.3 million for the same period in 2002. The average balanceof interest-bearing liabilities increased $53.2 million from $434.6 million forthe year ended March 31, 2001 to $487.8 million for the same period in 2002.This increase in volume resulted in higher interest expense from period toperiod of $3.3 million. This increase was offset by a $4.4 million decrease inthe yield on interest-bearing liabilities from 5.3% for the year ended March 31,2001 to 4.4% for the same period in 2002. The decreased yield is due primarilyto the lowering of rates paid on deposits in line with the decline in marketinterest rates. The average balance of borrowings comprised 19.1% ofinterest-bearing liabilities for the year ended March 31, 2002 compared to 13.5%for the same period in 2001.

**       Provision for Loan Losses**. During the year endedMarch 31, 2002, the provision for loan losses was $1.5 million, compared to $1.0million for the same period in 2001, an increase of $500,000. The increaseresulted from continued loan portfolio growth in the higher-risk lendingcategories of commercial and multifamily loans, business loans and credit cardloans during the period. Net loan charge-offs for the year ended March 31, 2002totaled $185,000 compared to $50,000 for the same period in 2001. One to fourfamily construction accounted for $116,000 of the increase.

       The allowance for loan losses was $8.8 million, or 1.50% of total loans at March31, 2002, compared to $7.4 million, or 1.51% of total loans at March 31, 2001.

**       Non-Interest Income**. Non-interest incomeincreased $711,000 from $2.6 million for the year ended March 31, 2001 to $3.3million for the same period in 2002. The change is due primarily to increasedloan service fees. For the year ended March 31, 2002, the Company recognizedloan service fees of $1.3 million compared to $742,000 of fees for the sameperiod in 2001.

**       Non-Interest Expense**. Non-interest expenseincreased $2.0 million from $17.4 million for the year ended March 31, 2001 to$19.4 million for the same period in 2002. The increase is due primarily toadditional salary, 

44

**<PAGE>**

commissions and employee benefits forproduction and support related positions.  Compensation expense increasedas a result of increased staffing levels primarily due to the start up of ETAM,the commercial mortgage banking group in Tacoma, and the customer care center inEverett, Washington. Occupancy and equipment expenses increased approximately$307,000 from $2.6 million for the year months ended March 31, 2001 to $2.9million for the year ended March 31,2002. The increase is attributable toexpenses associated with the two new offices (ETAM, Tacoma) and the customercare center. Other expenses decreased $56,000 to $4.4 million for the year endedMarch 31,2002 from $4.4 million for the same period in 2001. The decrease wasattributable to a writedown of an investment made through Mutual Bancshares in2001 partially offset by additional advertising and marketing expensesassociated with the ETAM opening in 2002.

**       Provision for Income Taxes**. Federal incomeexpense increased $304,000 from $2.3 million for the year ended March 31, 2001to an expense of $2.6 million for the same period in 2002. The change is due toincreased taxable earnings and the effective tax rate.

**Comparison ofOperating Results for the Years Ended March 31, 2001 and 2000**

**       Net Income.**Net income increased from $572,000 for the year ended March31, 2000 to $5.4 million for the year ended March 31, 2001. Net income for theyear ended March 31, 2000 included $5.2 million of charitable contributions madeby the Company to the EverTrust Foundation.

**       Net Interest Income**. Net interest income increased $3.6 million from$18.8 million for the year ended March 31, 2000 to $22.4 million for the yearended March 31, 2001. The change is due primarily to higher average balances ofinterest-earning assets.

       Interest income increased $8.1 million from $38.4 million for the year endedMarch 31, 2000 to $46.5 million for the same period in 2001. During this sameperiod, the average balance of interest-earning assets increased from $494.1million for the twelve months ended March 30, 2000 to $562.1 million for theyear ended March 31, 2001 resulting in increased income of $6.3 million. Theyield on interest-earning assets increased from 7.78% for the year ended March31, 2000 to 8.27% for the same period in 2001 increasing income $1.8 million.Increased average balances are due primarily to the overall growth of the loanportfolio. This growth was funded by a decrease in investment securities andincreased borrowings. The increase in yields is due primarily to interest rateincreases from period to period and a shift in assets from short-term cash andcash equivalents to higher yielding loans and investment securities

       Interest expense increased $4.2 million from $18.8 million for the year endedMarch 31, 2000 to $23.0 million for the same period in 2001. The average balanceof interest-bearing liabilities increased $34.0 million from $400.6 million forthe year ended March 31, 2000 to $434.6 million for the same period in 2001.This increase resulted in higher interest expense from period to period of $2.5million. Interest expense increased an additional $1.5 million due to anincrease in the yield on interest-bearing liabilities from 4.70% for the yearended March 31, 2000 to 5.30% for the same period in 2001. The increased yieldis due primarily to a change in the composition of interest-bearing liabilities.The average balance of borrowings comprised 13.5% of interest-bearingliabilities for the year ended March 31, 2001 compared to 4.8% for the sameperiod in 2000.

**       Provision for Loan Losses**. During the year ended March 31, 2001, theprovision for loan losses was $1.0 million, compared to $810,000 for the sameperiod in 2000, an increase of $195,000. The increase resulted from continuedloan portfolio growth in the higher-risk lending categories of commercial andmulti-family loans, business loans and credit card loans during the period. Netloan charge-offs for the year ended March 31, 2001 totaled $50,000 compared to$2,000, net of recoveries, for the same period in 2000, primarily the result ofnet losses in business and credit card loans.

45

**<PAGE>**

       The allowance for loan losses was $7.4 million, or 1.51% of total loans at March31, 2001, compared to $6.4 million, or 1.53% of total loans at March 31, 2000.

**       Non-Interest Income**. Non-interest income increased $1.3 million from$1.3 million for the year ended March 31, 2000 to $2.6 million for the sameperiod in 2001. The change is due primarily to gains on the sale of mortgageloans. For the year ended March 31, 2000, the Company recognized a loss of$407,000 on loan sales compared to gain of $431,000 for the same period in 2001.

**       Non-Interest Expense**. Non-interest expense decreased $2.3 million from$19.7 million for the year ended March 31, 2000 to $17.4 million for the sameperiod in 2000. The decrease was due primarily to a one-time charitablecontribution to the EverTrust Foundation of $5.2 million during the year endedMarch 31, 2000. This was partially offset by the $364,000 write down of aninvestment made through Mutual Bancshares Capital and higher compensation costs.Salary and employee benefits increased $2.7 million from $6.7 million for theyear ended March 31, 2000 to $9.4 million for the year ended March 31, 2001.Compensation expense increased as the result of the recognition of $1.3 millionin costs associated with the MRP and increased staffing levels to support theCompany's growth. The Company also incurred $396,000 in ESOP expense during thecurrent period. During the same period last year, there were no ESOP costs asthe plan was not yet in place. Occupancy and equipment costs decreasedapproximately $735,000 from $3.4 million for the year ended March 31, 2000 to$2.6 million for same period in 2001. The decrease is primarily the result oflarge expenditures in 2000 associated with the renovation of many of the Bank'sfull service offices. This decrease was partially offset by increases ininformation processing costs of approximately $221,000 from approximately$741,000 for the year ended March 31, 2000 to approximately $962,000 for theyear ended March 31, 2001. The increase in information processing costs wasprimarily the result of expenses associated with the Bank's conversion to a newsoftware platform.

**       Provision for Income Taxes**. Federal income taxes increased from abenefit of $186,000 for the year ended March 31, 2000 to an expense of $2.3million for the same period in 2001. The change is due to increased taxableearnings.

**AverageBalances, Interest and Average Yields/Cost**

       The earnings of EverTrust Bank depend largely on the spread between the yield oninterest-earning assets, which consist primarily of loans and investments, andthe cost of interest-bearing liabilities, which consist primarily of depositaccounts and borrowings, as well as the relative size of EverTrust Bank'sinterest-earning assets and interest-bearing liabilities.

       The following table sets forth, on a consolidated basis for the Company for theperiods indicated, information regarding average balances of assets andliabilities as well as the total dollar amounts of interest income from averageinterest-earning assets and interest expense on average interest-bearingliabilities, resultant yields, interest rate spread, net interest margin, andratio of average interest-earning assets to average interest-bearingliabilities. Average balances have been calculated using the average of dailybalances during the period.

46

**<PAGE>**
Year Ended March 31,200220012000InterestInterestInterestAverageandYield/AverageandYield/AverageandYield/BalanceDividendsCostBalanceDividendsCostBalanceDividendsCost(Dollars in thousands)Interest-earning assets:  Loans receivable, net (1)    $532,112$43,0218.08%$461,957$40,1738.70%$375,804$ 31,4648.37%  Investment securities 62,3793,5075.62    91,5725,7186.24    94,6515,6745.99      Federal Home Loan Bank stock    4,8753336.83    4,4512906.52    4,1052907.06      Cash and cash equivalents    6,0401722.85    4,1332917.04    19,5131,0065.26         Total    interest-earning assets 605,40647,0337.77    562,11346,4728.27    494,07338,4347.78    Noninterest-earning assets 10,69311,73212,593     Total    average assets $616,099$573,845$506,666Interest-bearing liabilities:     Savings accounts $ 10,760$ 2302.14    $ 10,1072882.85    $ 17,4454832.77         NOW accounts 35,6807192.02    35,8459072.53    34,9429072.60         Money market deposit accounts 129,8543,9053.01    120,9425,3914.46    135,5035,7374.23      Certificates of deposit 218,14311,3655.21    209,17312,5836.02    193,34210,5145.44            Total deposits 394,43716,2194.11    376,06719,1695.10    381,23217,6414.63      Borrowings 93,3755,1145.48    58,5563,8796.62    19,4171,1916.13            Total interest-bearing        liabilities 487,81221,3334.37    434,62323,0485.30    400,64918,8324.70      Noninterest-bearing liabilities 19,31511,56712,412        Total average liabilities 507,127446,190413,061Average equity 108,972127,65593,605        Total liabilities and equity $616,099$573,845$506,666Net interest    income $25,700$23,424$19,602Interest rate spread 3.40%2.96%3.08%Net    interest margin 4.25%4.17%3.97%Ratio    of average interest-earning  assets to average interest-  bearing liabilities 124.11%129.33% 123.32%
_________________________
(1)Average loans includes non-performing loans and loans held    for sale. Interest income does not include interest on loans 90 days or more    past due.
47

**<PAGE>**

**Rate/Volume Analysis**

       The following table sets forth the effects of changing rates and volumes on netinterest income of the Company. Information is provided with respect to effectson interest income attributable to changes in volume, which are changes involume multiplied by prior rate; effects on interest income attributable tochanges in rate, which are changes in rate multiplied by prior volume; andchanges in rate/volume, which are changes in rate multiplied by change involume.
Year Ended March 31,Year Ended March 31,2002 Compared to Year2001 Compared to YearEnded March 31, 2001Ended March 31, 2000Increase (Decrease)Increase (Decrease)Due toDue toRate/Rate/RateVolumeVolumeTotalRateVolumeVolumeTotal(In thousands)Interest-earning assets:     Loans receivable, net (1) $(2,824)$ 6,101$ (429)$ 2,848$1,217$7,213$279$8,709     Investment securities (570)(1,824)182(2,212)236(186)(8)44     Federal Home Loan Bank stock 1428143(23)24(2)--Interest-bearing deposits (173)134(80)(119)368(793)(290)(715)     Total net change in income on         interest-earning assets $(3,553)$ 4,439$ (326)560$1,800$6,259$ (21)$8,038Interest-bearing liabilities:     Savings accounts $ (72)$ 19$ (5)$     (58)$ 14$ (203)$ (6)(195)     NOW accounts (185)(4)1(188)(23)23(1)--     Money market deposit accounts (1,754)397(129)(1,486)303(616)(33)(346)  Certificates of deposit (1,685)540(72)(1,217)1,117861912,069        Total average deposits (3,696)952(205)(2,949)1,41165511,528Borrowings (672)2,306(400)1,234952,4011922,688     Total net change in expense on             interest-bearing liabilities $(4,368)$ 3,258$ (605)(1,715)$1,506$2,465$2424,216Net change in net interest      income $ 2,276$3,822
________________ 
(1)Average loans includes non-performing loans and loans held    for sale. Interest income does not include interest on loans 90 days or more    past due.
48

**<PAGE>**

**Yields Earned and Rates Paid**

       The following table sets forth, on a consolidated basis, for the periods and atthe dates indicated, the weighted average yields earned on the Company's assetsand the weighted average interest rates paid on the Company's liabilities,together with the net yield on interest-earning assets.
For the YearAt March 31,Ended March 31,2002200220012000Weighted average yield on     Loans receivable, net (1)     8.09%   8.08%    8.70%   8.37%     Investment securities 6.395.626.245.99     Federal Home Loan Bank stock 5.606.836.527.06     Cash and cash equivalents 1.922.857.045.26        Total interest-earning assets 7.817.778.277.78Weighted average rate paid on:     Savings accounts 1.502.142.852.77     NOW accounts 1.472.022.532.60. Money    market deposit accounts 2.203.014.464.23     Certificates of deposit 4.275.216.025.44        Total average deposits 3.144.115.104.63     Federal Home Loan Bank advances 5.485.486.626.13        Total interest-bearing liabilities 4.374.375.304.70Interest rate spread (spread between weighted  average rate on all interest-earning assets     and all interest-bearing liabilities) 3.443.402.963.08Net interest margin (net interest income  (expense) as a percentage of average     interest-earning assets) 4.274.254.173.97
________________________ 
(1)Weighted average rate earned on loans does not include    earnings from deferred loan fees at March 31, 2002. Earnings from the    amortization of loan fees was included in the weighted average rate    calculations for the years ended March 31, 2002, 2001 and 2000.
**Asset and Liability Management andMarket Risk**

**       Risks When Interest Rates Change.** The Company's profitability dependsprimarily on its net interest income, which is the difference between the incomeit receives on its loan and investment portfolio and its cost of funds, whichconsists of interest paid on deposits and borrowings. Net income is furtheraffected by gains and losses on loans held for sale, which can be affected bychanges in interest rates. Net interest income is also affected by the relativeamounts of interest-earning assets and interest-bearing liabilities. Wheninterest-earning assets equal or exceed interest-bearing liabilities, anypositive interest rate spread will generate net interest income. The Company'sprofitability is also affected by the level of non-interest income and expenses.Non-interest income includes loan service fees, service charges and fees onaccounts and gains on sale of investments and loans. Non-interest expensesprimarily include compensation and benefits, occupancy and equipment expenses,deposit insurance premiums and information processing expenses. The Company'sresults of operations are also significantly affected by general economic andcompetitive conditions, particularly changes in market interest rates,government legislation and regulation and monetary and fiscal policies.

49

**<PAGE>**

       The following table sets forth at March 31, 2002, the estimated percentagechange in EverTrust Bank's net interest income over a four-quarter period andmarket value of portfolio equity based on the indicated changes in interestrates.
Estimated Change inChange (In Basis Points ("bp"))Net Interest IncomeEconomic Value ofin Interest Rates (1)(next four quarters)Portfolio Equity      300 bp    (2.5)%    (18.3)%200(3.3) (15.1)100(2.5)(9.0)  0----(100) 3.26.19(200)6.011.17   
______________ (1)Assumes an instantaneous uniform change in interest rates at    all maturities.
       The assumptions used by management to evaluate the vulnerability of EverTrust'sincome and capital to changes in interest rates in the preceding table aredescribed below. Although management believes these assumptions are reasonable,the interest rate sensitivity of EverTrust's assets and liabilities and theestimated effects of changes in interest rates on EverTrust's net interestincome and market value of portfolio equity indicated in the preceding tablecould vary substantially if different assumptions were used or actual experiencediffers from such assumptions. Although certain assets and liabilities may havesimilar maturities or periods to repricing, they may react in different degreesto changes in market interest rates. The interest rates on certain types ofassets and liabilities may fluctuate in advance of changes in market interestrates, while interest rates on other types of assets and liabilities lag behindchanges in market interest rates. Non-uniform changes and fluctuations in marketinterest rates across various maturity horizons will also affect the resultspresented. In addition, certain assets, such as adjustable rate mortgage loans,have features which restrict changes in interest rates on a short-term basis andover the life of the asset. In the event of a change in interest rates,prepayment and early withdrawal levels would likely deviate from those assumedin calculating the table.

       The assumptions used by management were based upon proprietary data and arereflective of historical results or current market conditions. These assumptionsrelate to interest rates, prepayments, and the market value of certain assetsunder the various interest rate scenarios.

       Prepayments for mortgage loans and consumer loans were based on management'sevaluation of its current loan portfolio. Prepayments are assumed to increasewhen market rates decline and decrease as market rates increase. EverTrust'sloans and mortgage backed investment securities are the only assets orliabilities which management assumed possess optionality for the purpose ofdetermining market value changes.

       Management assumed the non-maturity deposits could be maintained with rateadjustments not directly proportionate to the change in market interest rate.These assumptions are based upon management's analysis of its customer base,competitive factors and historical review of EverTrust's deposit mix.

       The net interest income and net market value table presented above is predicatedupon a stable balance sheet with no growth or change in asset or liability mix.In addition, the net value is calculated based upon the present value ofdiscounted cash flows. The net interest income table is based upon a cash flowsimulation of EverTrust Bank's existing assets and liabilities. It was alsoassumed that delinquency rates would not change as a result of changes ininterest rates although there can be no assurance that this will be the case.Even if interest rates change in the designated amounts, there can be noassurance that EverTrust Bank's assets and liabilities would perform as setforth above. Also, changes in market rates in the designated amounts accompaniedby a change in the shape of the yield curve would cause changes to the netmarket value and net interest income other than those indicated above.

50

**<PAGE>**

**       How the Company Manages Its Risk of Interest Rate Changes.** The Companydoes not maintain a trading account for any class of financial instrument nordoes it purchase high-risk derivative instruments. EverTrust Bank is authorizedto engage in limited hedging activities for its saleable loan pipeline, however,no such hedges were in place at March 31, 2002. Furthermore, the Company has nocommodity price risk, and only a limited amount of foreign currency exchangerate risk as a result of holding Canadian currency in the normal course ofbusiness. For information regarding the sensitivity to interest rate risk of theCompany's interest-earning assets and interest-bearing liabilities, see thetables under Item 1, "Business -- Lending Activities -- Loan Maturity andRepricing," "-- Investment Activities" and "-- Deposit Activities and OtherSources of Funds -- Deposit Accounts -- Time Deposits by Maturities."

       The Company has sought to reduce the exposure of its earnings to changes inmarket interest rates by emphasizing the origination of loans with interestrates that adjust periodically with changes in market interest rates. TheCompany also utilizes FHLB borrowings with terms that match the terms of itsloan portfolio to manage exposure to interest rates. The Company relies onretail deposits as its primary source of funds, supplemented by FHLB borrowings.Other approved funding sources include, fed funds, brokered deposits andrepurchase agreements.

       The only hedging activity currently authorized by the Board of EverTrust Bank isrelated to the hedging of loans originated for resale to the secondary market.EverTrust Bank's hedging policy permits the forward sale of loans andinvestments with a high correlation factor to the asset being hedged. EverTrustBank does not currently have any open hedges as secondary market loan saleactivity has been limited. However, EverTrust Bank may use hedges in the futureif loan sale activity accelerates.

       Should the Company deem it necessary to engage in additional hedging activities,management would  implement appropriate Board-approved policies andprocedures, which would comply with all relevant regulations.

**Liquidity and Capital Resources**

       The Company's primary sources of funds are deposits and proceeds from principaland interest payments on loans and securities, and FHLB of Seattle advances.While maturities and scheduled amortization of loans and securities are apredictable source of funds, deposit flows and mortgage prepayments are greatlyinfluenced by general interest rates, economic conditions and competition.

       The primary investing activity of the Company is the origination of residential(including multi-family) mortgage loans as well as commercial real estate loans,construction loans and business loans.  During the years ended March 31,2001and 2002, the Company originated $214.2 million and $298.6 million in totalloans. 

        Asecondary, but increasing activity of the Company is the origination of businessloans. During the years ended March 31, 2001 and 2002, the Company originated$33.4 million and $28.8 million of these loans, respectively. Other investingactivities during these periods include the purchase of investment securities toprovide liquidity and yield. These activities were funded primarily by principalrepayments on loans and deposits.

        Inaddition, another investing activity of the Company has been the repurchase ofstock. For information regarding the Company's repurchase of it outstandingcommon stock, see "Regulation -- the Company -- Stock Repurchases."

       EverTrust Bank must maintain adequate levels of liquidity to ensure theavailability of sufficient funds to support loan growth and deposit withdrawals,to satisfy financial commitments and to take advantage of investmentopportunities. The sources of funds include deposits and principal and interestpayments from loans and investments and FHLB of Seattle advances. During fiscalyears 2001 and 2002, EverTrust Bank used these sources of funds primarily tofund loan commitments and to pay maturing savings certificates and depositwithdrawals. At March 31, 2002, EverTrust Bank had loan commitments, excludingloans in process, of $10.1 million.

51

**<PAGE>**

        AtMarch 31, 2002, the Company had $567,000 of unrealized gains on securitiesclassified as available for sale, which amount represented 1% of the amortizedcost basis, or $49.3 million, of the related securities. Movements in marketinterest rates will affect the unrealized gains and losses in these securities.However, assuming that the securities are held to their individual dates ofmaturity, even in periods of increasing market interest rates, as the securitiesapproach their dates of maturity, the unrealized gain or loss will begin todecrease and eventually be eliminated.

        AtMarch 31, 2002, certificates of deposit amounted to $241.4 million, or 53.7%, ofthe Bank's total deposits, including $167.4 million which were scheduled tomature by March 31, 2003. Historically, the Bank has been able to retain asignificant amount of its deposits as they mature. Management of the Bankbelieves it has adequate resources to fund all loan commitments by deposits and,if necessary, FHLB of Seattle advances and sale of mortgage loans and that itcan adjust the offering rates of savings certificates to retain deposits inchanging interest rate environments.

**Impact of Accounting Pronouncementsand Regulatory Policies**

        InOctober 2001, the Financial Accounting Standards Board ("FASB") issued Statementof Financial Accounting Standards ("SFAS") No. 144, *Accounting for theImpairment or Disposal of Long-Lived Assets*, which supercedes SFAS No. 121,*Accounting for the Impairment of Long-Lived Assets and for Long-Lived Assets toBe Disposed Of*. SFAS No. 144 retains the fundamental provisions of SFAS No.121, but sets forth new criteria for asset classification and broadens the scopeof qualifying discontinued operations. The new standard is effective for fiscalyears beginning after December 15, 2001. The Company will adopt SFAS No. 144 asof April 1, 2002 and does not expect any material impact to its consolidatedresults of operations, or financial position or cash flow.

        InAugust 2001, the FASB issued SFAS No. 143, *Accounting for Asset RetirementObligations*, which takes effect for fiscal years beginning after June 15,2002. SFAS No. 143 establishes the initial and subsequent accounting for legalobligations associated with the retirement of long-lived assets that result fromthe acquisition, construction, development and/or normal operation of along-lived asset. The Company will adopt SFAS No. 143 as of April 1, 2003. Theadoption of SFAS No. 143 is not expected to materially impact the Company'sconsolidated results of operations, financial position or cash flow.

        InJuly 2001, the FASB issued SFAS No. 141, *Business Combinations*, andSFAS No. 142, *Goodwill and Other Intangible Assets*. SFAS No. 141requires all business combinations initiated after June 30, 2001 to be accountedfor using the purchase method. Under SFAS No. 142, goodwill is no longer subjectto amortization over its estimated useful life. The Statement also establishes anew method of testing goodwill for impairment. The Company does not currentlyhave any goodwill.

        InJune 1998, the FASB issued SFAS No. 133, *Accounting for DerivativeInstruments and Hedging Activities*. In June 2000, the FASB issued SFAS No.138, which amends certain provisions of SFAS 133 to clarify areas causingdifficulties in implementation. The Company adopted SFAS 133 and thecorresponding amendments under SFAS 138 on April 1, 2001. The adoption of SFAS133, as amended by SFAS 138, did not have a material impact on EverTrust'sconsolidated results of operations, financial position or cash flow.

       See Note 1 of the Notes to Consolidated Financial Statements included in Item 8of this Form 10-K for further information.

**Effect of Inflation and ChangingPrices**

       The Consolidated Financial Statements and related financial data presented inItem 8 of this Form 10-K have been prepared in accordance with generallyaccepted accounting principles, which generally require the measurement offinancial position and operating results in terms of historical dollars, withoutconsidering the changes in relative purchasing power of money over time due toinflation. The primary impact of inflation is reflected in the increased cost ofthe Company's operations. Unlike most industrial companies, virtually all theassets and liabilities of a financial 

52

**<PAGE>**

institution are monetary in nature. As aresult, interest rates generally have a more significant impact on a financialinstitution's performance than do general levels of inflation. Interest rates donot necessarily move in the same direction or to the same extent as the pricesof goods and services.

**Item 7A. Quantitative andQualitative Disclosures About Market Risk**

       The information contained under Item 7, Management's Discussion and Analysis ofFinancial Condition and Results of Operations -- Asset and Liability Managementand Market Risk" of this Form 10-K is incorporated herein by reference.

**Item 8. Financial Statements andSupplementary Data**

**EVERTRUST FINANCIAL GROUP, INC. AND SUBSIDIARIES**

**Index to Consolidated Financial Statements**

PageIndependent    Auditors' Report 54Consolidated Statements of Financial Condition as of March    31, 2002 and 2001 55Consolidated Statements of Operations For the Years Ended      March 31, 2002, 2001 and 2000 56Consolidated Statements of Comprehensive Income (Loss) For    the   Years Ended March 31, 2002, 2001 and 2000 58Consolidated Statements of Equity For the   Years Ended March 31, 2002, 2001 and 2000 59Consolidated Statements of Cash Flows For the Years Ended      March 31, 2002, 2001 and 2000 60Notes to Consolidated Financial Statements 62
53

**<PAGE>**

Deloitte & Touche LLPSuite 4500700 Fifth AvenueSeattle, Washington 98104-5044Tel:(206) 292-1800Fax:(206) 343-7809www.us.deloitte.com
**Deloitte      & Touche   **
**INDEPENDENT AUDITORS' REPORT**
Board of DirectorsEverTrust Financial Group, Inc.Everett, Washington

We have audited the accompanying consolidated statements of financial condition of EverTrust Financial Group, Inc. and subsidiaries (the Company) as of March 31, 2002 and 2001, and the related consolidated statements of operations, comprehensive income (loss), equity, and cash flows for each of the three years in the period ended March 31, 2002.  These consolidated financial statements are the responsibility of the Company's management.  Our responsibility is to express an opinion on these consolidated financial statements based on our audits.

We conducted our audits in accordance with auditing standards generally accepted in the United States of America.  Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement.  An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements.  An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation.  We believe that our audits provide a reasonable basis for our opinion.

In our opinion, such consolidated financial statements present fairly, in all material respects, the financial position of the Company as of March 31, 2002 and 2001, and the results of its operations and its cash flows for each of the three years in the period ended March 31, 2002, in conformity with accounting principles generally accepted in the United States of America.
/s/ Deloitte & Touche LLPMay 10, 2002 DeloitteToucheTohmatsu
**     **54
**<PAGE>**EVERTRUST FINANCIAL GROUP, INC. AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (in thousands, except share amounts)MARCH 31, 2002 AND 2001ASSETS2002  2001  ASSETS:   Cash and cash equivalents, including      interest-bearing deposits of $8,975 and $14,993$      19,166$      22,383   Securities available for sale, amortized cost of $49,336 and $62,70149,90363,299   Securities held to maturity, fair value of $5,126 and $8,6134,9558,362   Federal Home Loan Bank stock, at cost5,9464,652   Loans receivable, net of allowances of $8,754 and $7,439574,646483,117   Loans held for sale, fair value of $634 and $800625794   Accrued interest receivable3,6383,847   Premises and equipment, net10,1969,542   Other real estate owned52485   Prepaid expenses and other assets6,2106,322TOTAL$       675,809$       602,403 LIABILITIES AND EQUITYLIABILITIES:   Deposit accounts$    449,611$    397,643   Federal Home Loan Bank advances and other borrowings129,33880,344   Accounts payable and other liabilities4,0364,270          Total liabilities582,985482,257 EQUITY:   Common stock, no par value - Authorized, 49,000,000 shares;     outstanding, 5,170,569  and 7,258,243 shares37,39068,940   Employee Stock Ownership Plan (ESOP) debt(792)(1,188)   Retained earnings58,01955,033   Shares held in trust for stock-related compensation plans(2,167)(3,034)   Accumulated other comprehensive income374395          Total equity92,824120,146TOTAL$    675,809$    602,403
See notes to consolidated financial statements.

**     **55
**<PAGE>**EVERTRUST FINANCIAL GROUP, INC. AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF OPERATIONS (in thousands, except share amounts) YEARS ENDED MARCH 31, 2002, 2001, AND 20002002  2001  2000  INTEREST INCOME:   Loans receivable$    43,021$    40,173$    31,464   Investment securities:     Taxable interest income3,2965,2795,994     Tax-exempt interest income251381402     Dividend income465639574       Total investment securities income4,0126,2996,970       Total interest income47,03346,47238,434 INTEREST EXPENSE:   Deposit accounts16,21919,16917,641   Federal Home Loan Bank advances and other borrowings5,1143,8791,191       Total interest expense21,33323,04818,832       Net interest income before provision for loan losses25,70023,42419,602PROVISION FOR LOAN LOSSES1,5001,005810       Net interest income after provision for loan losses24,20022,41918,792 NONINTEREST INCOME:   Loan service fees1,257742636   Gain (loss) on sale of securities and loans471431(407)   Other, net1,6151,4591,061       Total noninterest income3,3432,6321,290 NONINTEREST EXPENSES:   Salaries and employee benefits10,9659,3916,666   Occupancy and equipment2,9252,6183,353   Charitable contributions5,201   Information processing costs1,103962741   Other, net4,3764,4323,735       Total noninterest expenses19,36917,40319,696BALANCE, earnings before federal income taxes, *carried forward*8,1747,648386********** |