United States Bankruptcy Court

 Southern District of Florida

In re: Case No. 20-13728-RAM

Dorcas Garcia Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 113C-1 User: reynoldsm Page 1 of 2 Date Rcvd: Mar 20, 2020

 Form ID: 309A Total Noticed: 27

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Mar 22, 2020.

db Dorcas Garcia, 1355 W 44th Place #226, Hialeah, FL 33012-3365

95630575 +ARM Inc., PO Box 277690, Miramar, FL 33027-7690

95630576 +ARS, PO Box 8668, Coral Springs, FL 33075-8668

95630577 Aurora Diagnostics - Mark and Kambour MD, PO Box 100914, Atlanta, GA 30384-0914

95630584 +Eduardo Montilla, MD PA, 5190 NW 167th Street, Suite 104A, Miami Lakes, FL 33014-6337

95630586 +Larkin Community Hospital, c/o Palm Springs Campus, LLC, PO Box 441088,

 Miami, FL 33144-1088

95630585 +Larkin Community Hospital, Palm Springs Campus, 1475 W 49th Place, Hialeah, FL 33012-3113

95630588 Larkin Emergency Physician LLC, PO Box 865389, Emergency Department,

 Orlando, FL 32886-0001

95630590 +Midland Fund, Attn: Bankruptcy, 350 Camino de la Reina, Suite 100,

 San Diego, CA 92108-3007

95630593 +Portfolio Recovery Associates, LLC, c/o Hayt, Hayt & Landau, P.L., 7765 SW 87th Avenue,

 Suite 101, Miami, FL 33173-2535

95630595 The SOS Group, 29065 Clemens Road, Suite 200, Westlake, OH 44145-1179

95630599 VSI Rad, LLC, 5927 SW 70th Street #439031, Miami, FL 33143

95630597 +Victor Pazos MDPA, PO Box 144920, Miami, FL 33114-4920

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

aty E-mail/Text: court@bankruptcyclinic.com Mar 21 2020 02:41:47 Robert Sanchez, Esq,

 355 W 49 St., Hialeah, FL 33012

tr +E-mail/Text: marcia.dunn@txitrustee.com Mar 21 2020 02:42:04 Marcia T Dunn,

 66 West Flagler Street, Ste 400, Miami, FL 33130-1807

smg EDI: FLDEPREV.COM Mar 21 2020 06:13:00 Florida Department of Revenue, POB 6668,

 Tallahassee, FL 32314-6668

ust +E-mail/Text: USTPRegion21.MM.ECF@usdoj.gov Mar 21 2020 02:43:27 Office of the US Trustee,

 51 S.W. 1st Ave., Suite 1204, Miami, FL 33130-1614

95630574 EDI: GMACFS.COM Mar 21 2020 06:13:00 Ally Financial, PO Box 380901,

 Minneapolis, MN 55438-0901

95630578 EDI: CAPITALONE.COM Mar 21 2020 06:13:00 Capital One, PO Box 60599,

 City of Industry, CA 91716-0599

95630581 +EDI: WFNNB.COM Mar 21 2020 06:13:00 Comenity Bank/Express, PO Box 182789,

 Columbus, OH 43218-2789

95630582 EDI: WFNNB.COM Mar 21 2020 06:13:00 Comenity Bank/Victoria’s Secret, PO Box 659728,

 San Antonio, TX 78265-9728

95630583 E-mail/PDF: creditonebknotifications@resurgent.com Mar 21 2020 02:45:33 Credit One Bank,

 PO Box 60500, City of Industry, CA 91716-0500

95630579 EDI: JPMORGANCHASE Mar 21 2020 06:13:00 Chase Bank, PO Box 15298,

 Wilmington, DE 19850-5298

95630589 EDI: TSYS2.COM Mar 21 2020 06:13:00 Macy’s, PO Box 8218, Mason, OH 45040-8218

95630592 EDI: PRA.COM Mar 21 2020 06:13:00 Portfolio Recovery Associates,

 Riverside Commerce Center, 120 Corporate Boulevard, Suite 100, Norfolk, VA 23502-4962

95630591 EDI: RMSC.COM Mar 21 2020 06:13:00 Paypal Credit, PO Box 105658, Atlanta, GA 30348-5658

95630594 +EDI: RMSC.COM Mar 21 2020 06:13:00 Syncb/Walmart, PO Box 965022, Orlando, FL 32896-5022

 TOTAL: 14

 ***** BYPASSED RECIPIENTS (undeliverable, * duplicate) *****

95630580* ++JPMORGAN CHASE BANK N A, BANKRUPTCY MAIL INTAKE TEAM, 700 KANSAS LANE FLOOR 01,

 MONROE LA 71203-4774

 (address filed with court: Chase Bank, PO Box 15298, Wilmington, DE 19850-5298)

95630587* +Larkin Community Hospital, Palm Springs Campus, 1475 W 49th Place, Hialeah, FL 33012-3113

95630596* The SOS Group, 29065 Clemens Road, Suite 200, Westlake, OH 44145-1179

95630598* +Victor Pazos MDPA, PO Box 144920, Miami, FL 33114-4920

 TOTALS: 0, * 4, ## 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’++’ were redirected to the recipient’s preferred mailing address

pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.PR.2002(g)(4).

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Mar 22, 2020 Signature: /s/Joseph Speetjens

Case 20-13728-RAM Doc 10 Filed 03/22/20 Page 1 of 4
District/off: 113C-1 User: reynoldsm Page 2 of 2 Date Rcvd: Mar 20, 2020

 Form ID: 309A Total Noticed: 27

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on March 19, 2020 at the address(es) listed below:

 Marcia T Dunn mdunn@dunnlawpa.com, 

 acastro@dunnlawpa.com;slebron@dunnlawpa.com;ecf.alert+dunn@titlexi.com

 Office of the US Trustee USTPRegion21.MM.ECF@usdoj.gov

 Robert Sanchez, Esq on behalf of Debtor Dorcas Garcia court@bankruptcyclinic.com, 

 r51375@notify.bestcase.com

 TOTAL: 3

Case 20-13728-RAM Doc 10 Filed 03/22/20 Page 2 of 4
Information to identify the case:

Debtor 1 Dorcas Garcia

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−0399

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Southern District of Florida Date case filed for chapter 7 3/19/20

Case number: 20−13728−RAM

Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline

For the debtors listed above, a case has been filed under chapter 7 of the Bankruptcy Code. This notice has important

information about the case for creditors, debtors, and trustees, including information about the meeting of creditors

and deadlines. Read both pages carefully.

The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not

take action to collect debts from the debtors or the debtors' property. For example, while the stay is in effect, creditors cannot

sue, garnish wages, assert a deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot

demand repayment from debtors by mail, phone, or otherwise. Creditors who violate the stay can be required to pay actual and

punitive damages and attorney's fees. Under certain circumstances, the stay may be limited to 30 days or not exist at all,

although debtors can ask the court to extend or impose a stay. The debtors are seeking a discharge. Creditors who assert that

the debtors are not entitled to a discharge of any debts or who want to have a particular debt excepted from discharge may be

required to file a complaint in the bankruptcy clerk's office within the deadlines specified in this notice. (See box 9)

You may want to consult an attorney to protect your rights. The bankruptcy clerk's office staff cannot give legal advice.

To help creditors correctly identify debtors, debtors must submit full Social Security or Individual Taxpayer

Identification Numbers, which may appear on a version of this notice. However, the full numbers must not appear on

any document filed with the court. Do not file this notice with any proof of claim or other filing in the case. Do not

include more than the last four digits of a Social Security or Individual Taxpayer Identification Number in any

document, including attachments, that you file with the court.

WARNING TO DEBTOR: WITHOUT FURTHER NOTICE OR HEARING THE COURT MAY DISMISS YOUR CASE FOR FAILURE TO TIMELY PAY

FILING FEE INSTALLMENTS, FAILURE TO APPEAR AT THE MEETING OF CREDITORS OR FAILURE TO TIMELY FILE REQUIRED SCHEDULES,

STATEMENTS OR LISTS, AND FOR FAILURE TO FILE PRE−BANKRUPTCY CERTIFICATION OF CREDIT COUNSELING OR FILE WAGE

DOCUMENTATION.

About Debtor 1: About Debtor 2:

1. Debtor's Full Name Dorcas Garcia

2. All Other Names Used

in the Last 8 Years

aka Dorcas Garcia Ravelo

3. Address 1355 W 44th Place #226

Hialeah, FL 33012−3365

4. Debtor's Attorney

(or Pro Se Debtor)

Name and Address

Robert Sanchez Esq

355 W 49 St.

Hialeah, FL 33012

Contact Phone 305.687.8008

5. Bankruptcy Trustee

Name and Address

Marcia T Dunn

66 West Flagler Street, Ste 400

Miami, FL 33130

Contact Phone 786−433−3866

6. Bankruptcy Clerk's Divisional

Office Where Assigned Judge

is Chambered

US Bankruptcy Court

301 North Miami Avenue, Room 150

Miami, FL 33128

Hours open 8:30 a.m. − 4:00 p.m.

Contact Phone (305) 714−1800

Documents filed conventionally in paper may be filed at any bankruptcy clerk's

office location. Documents may be viewed in electronic format via CM/ECF at any

clerk's office public terminal (at no charge for viewing) or via PACER on the

internet accessible at www.pacer.gov (charges will apply). Case filing and

unexpired deadline dates can be obtained by calling the Voice Case Information

System toll−free at (866) 222−8029. As mandated by the Department of

Homeland Security, ALL visitors (except minors accompanied by an adult) to any

federal building or courthouse, must present a current, valid, government issued

photo identification (e.g. drivers' license, state identification card, passport, or

immigration card.)

Note: The clerk's office is closed on all

legal holidays.

Clerk of Court: Joseph Falzone

 Dated: 3/20/20

For more information, see page 2 >

Local Form 309A USBC SDFL (Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case − No Proof of Claim Deadline (08/13/2018) page

1

Case 20-13728-RAM Doc 10 Filed 03/22/20 Page 3 of 4
Debtor Dorcas Garcia Case number 20−13728−RAM

7. ** MEETING OF CREDITORS **

Debtors must attend the meeting to be

questioned under oath. In a joint case, both

spouses must be present with required original

government−issued photo identification and

proof of social security number (or if applicable,

Tax ID). Creditors may attend, but are not

required to do so.

April 28, 2020 at 01:30 PM

The meeting may be continued or adjourned to a

later date. If so, the date will be on the court

docket.

**LOCATION:

Claude Pepper Federal Bldg, 51

SW First Ave Room 102, Miami,

FL 33130

8. Presumption of Abuse

If the presumption of abuse arises, you may

have the right to file a motion to dismiss the

case under 11 U.S.C. § 707(b). Debtors may

rebut the presumption by showing special

circumstances.

The presumption of abuse does not arise.

9. Deadlines

The bankruptcy clerk's office must receive

these documents and any required filing fee by

the following deadlines. Writing a letter to the

court or judge is not sufficient.

A discharge of debtor will not be issued until

the Official Bankruptcy Form "Certification

About a Financial Management Course" is filed

by the debtor (unless the course provider filed a

certificate of completion of the financial

management course on behalf of the debtor).

File by the deadline to object to discharge or

to challenge whether certain debts are

dischargeable:

You must file a complaint:

 if you assert that the debtor is not entitled to

 receive a discharge of any debts under any of the

 subdivisions of 11 U.S.C. § 727(a)(2) through (7),

 or

 if you want to have a debt excepted from discharge

 under 11 U.S.C § 523(a)(2), (4) or (6).

You must file a motion if you assert that

 the discharge should be denied under § 727(a)(8)

 or (9).

Filing Deadline: 6/29/20

Deadline to object to exemptions:

The law permits debtors to keep certain property as

exempt. Fully exempt property will not be sold and

distributed to creditors. Debtors must file a list of property

claimed as exempt. If you believe that the law does not

authorize an exemption that the debtors claim, you may

file an objection. The bankruptcy clerk's office must

receive the objection by the deadline to object to

exemptions.

Filing Deadline: 30 days after the

conclusion of the meeting of creditors, or

within 30 days of any amendment to the

list of supplemental schedules, unless as

otherwise provided under Bankruptcy Rule

1019(2)(B) and Local Rule 4003−1(B) for

converted cases.

10. Abandonment of Property by

Trustee, Deadline to Object to

Trustee's Report

Pursuant to Local Rule 6007−1(A), the trustee will abandon at the meeting of creditors

all property that the trustee has determined is of no value to the estate and file a report

within two business days. Objections to the report must be filed within 14 days of the

meeting.

11. Proof of Claim No property appears to be available to pay creditors. Therefore, please do not file a

proof of claim now. If it later appears that assets are available to pay creditors, the clerk

will send you another notice telling you that you may file a proof of claim and stating the

deadline. If this case is converted from chapter 13, under Local Rules 1019−1(E) and

3002−1(A) it has been designated as a no asset case at this time.

12. Creditors with a Foreign

Address

Consult an attorney familiar with United States bankruptcy law if you have any

questions about your rights in this case.

13. Option to Receive Notices

Served by the Clerk by Email

Instead of by U.S. Mail

1) EBN program open to all parties. Register at the BNC website

bankruptcynotices.uscourts.gov, OR 2) DeBN program open to debtors only. Register

by filing with the Clerk of Court, Local Form "Debtor's Request to Receive Electronically

Under DeBN Program". There is no charge for either option. See also Local Rule

9036−1(B) and (C).

14. Translating Services Language interpretation of the meeting of creditors will be provided to the debtor at no

cost, upon request to the trustee, through a telephone interpreter service. Persons with

communications disabilities should contact the U.S. Trustee's office to arrange for

translating services at the meeting of creditors.

Local Form 309A USBC SDFL (Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case − No Proof of Claim Deadline page 2

Case 20-13728-RAM Doc 10 Filed 03/22/20 Page 4 of 4