United States Bankruptcy Court

 Southern District of Florida

In re: Case No. 19-24331-JKO

Ralph Levi Sanders, Jr. Chapter 13

 Debtor CERTIFICATE OF NOTICE

District/off: 113C-0 User: admin Page 1 of 1 Date Rcvd: Dec 25, 2019

 Form ID: CGFD47 Total Noticed: 1

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Dec 28, 2019.

db +Ralph Levi Sanders, Jr., 561 SW 60 Ave., Plantation, FL 33317-3947

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

NONE. TOTAL: 0

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Dec 28, 2019 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on December 25, 2019 at the address(es) listed below:

 Gavin N Stewart on behalf of Creditor Specialized Loan Servicing LLC bk@stewartlegalgroup.com

 Michael H. Johnson on behalf of Debtor Ralph Levi Sanders, Jr. info@attorneydebthelper.com

 Office of the US Trustee USTPRegion21.MM.ECF@usdoj.gov

 Robin R Weiner ecf@ch13weiner.com;ecf2@ch13weiner.com

 TOTAL: 4

Case 19-24331-PDR Doc 25 Filed 12/28/19 Page 1 of 2
CGFD47 (12/1/15)

United States Bankruptcy Court

 Southern District of Florida

www.flsb.uscourts.gov

Case Number: 19−24331−JKO

Chapter: 13

In re: (Debtor(s) name(s) used by the debtor(s) in the last 8 years, including married, maiden, and trade)

Ralph Levi Sanders Jr.

561 SW 60 Ave.

Plantation, FL 33317

SSN: xxx−xx−6171

NOTICE OF REQUIREMENT TO COMPLETE A POSTPETITION

INSTRUCTIONAL COURSE CONCERNING PERSONAL FINANCIAL

MANAGEMENT AND SUBMIT PROOF OF COMPLETION

OF THE COURSE TO THE COURT

 Notice is given that, subject to limited exceptions, a debtor (both debtors in a joint case) must

complete an instructional course in personal financial management in order to receive a discharge under

chapter 7 [11 U.S.C. §727(a)(11)], under chapter 13 [11 U.S.C. §1328(g)(1)] or, in certain individual

chapter 11 cases where 11 U.S.C. §1141(d)(3) applies. Proof of completion of the course must be

submitted to the court by either the debtor or the course provider on behalf of the debtor.

DEBTOR AND DEBTOR'S ATTORNEY ARE HEREBY NOTIFIED THAT:

 If the course provider has not filed a certificate with the court directly indicating that the debtor has

completed the course, the debtor must file the "Certification About a Financial Management Course",

(Official Bankruptcy Form 423):

 In a chapter 7 case: within 60 days after the first date set for the meeting of creditors under §341.

[See Bankruptcy Rules 1007(b)(7)(A) and (c).]

 In a chapter 13 case: no later than the date of the last payment made as required by the plan or the

filing of a motion for entry of a discharge under §1328(b). [See Bankruptcy Rules 1007(b)(7)(A) and (c).]

 In a chapter 11 individual case where 11 U.S.C. §1141(d)(3) applies: prior to completion of all

payments under the confirmed plan. [See Bankruptcy Rules 1007(b)(7)(B) and (c).]

 This requirement must be met before a discharge can be entered in this case. [See Bankruptcy Rule

4004(c)(1)(H) and Local Rule 4004−3(A).]

 Failure to file the Official Bankruptcy Form 423 certification form, unless the course provider files a

certificate on your behalf, may result in the case being closed without an entry of discharge.

 If the debtor subsequently files a motion to reopen the case to permit the filing of the Official

Bankruptcy Form 423, the debtor must pay the filing fee due for reopening the case. [See Local Rules

4006−1 and 5010−1(G).]

 A list of approved providers of Personal Finanical Management Courses is available at:

http://www.justice.gov/ust/eo/bapcpa/ccde/de_approved.htm [see 11 U.S.C. §111]

Dated: 12/25/19 CLERK OF COURT

By: admin

Deputy Clerk

The clerk shall serve a copy of this notice on the Debtor and Attorney for the Debtor

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