United States Bankruptcy Court

Southern District of Florida

In re: Case No. 19-21621-AJC

Mary Z Mirian Chapter 13

Debtor

CERTIFICATE OF NOTICE

District/off: 113C-1 User: admin Page 1 of 2

Date Rcvd: Dec 28, 2022 Form ID: 3180W Total Noticed: 10

The following symbols are used throughout this certificate:

Symbol Definition

+ Addresses marked '+' were corrected by inserting the ZIP, adding the last four digits to complete the zip +4, or replacing an incorrect ZIP. USPS

regulations require that automation-compatible mail display the correct ZIP.

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on Dec 30, 2022:

Recip ID Recipient Name and Address

db + Mary Z Mirian, 2750 NE 183 Street Apt 1811, North Miami Beach, FL 33160-2122

95658065 + 1199 Housing Corporation, 2020 First Avenue, New York NY 10029

95658066 + Commodore Plaza Condiminium Association, Ryan D. Poliakoff, Esquire, Backer Aboud Poliakoff et al, 400 S. Dixie Highway #420,

Boca Raton, FL 33432-6023

95288657 + HSBC Bank USA NA, c/o Nusrat Mansoor, Esquire, Aldridge Pite LLP, 1615 South Congress Avenue, Delray Beach, FL 33445-6326

TOTAL: 4

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

Electronic transmission includes sending notices via email (Email/text and Email/PDF), and electronic data interchange (EDI). Electronic transmission is in Eastern

Standard Time.

Recip ID Notice Type: Email Address Date/Time Recipient Name and Address

smg EDI: FLDEPREV.COM

Dec 29 2022 03:34:00 Florida Department of Revenue, POB 6668,

Bankruptcy Division, Tallhassee, FL 32314-6668

ust + Email/Text: USTPRegion21.MM.ECF@usdoj.gov

Dec 28 2022 22:48:00 Office of the US Trustee, 51 S.W. 1st Ave., Suite

1204, Miami, FL 33130-1614

cr + EDI: RMSC.COM

Dec 29 2022 03:34:00 Synchrony Bank, PRA Receivables Management,

LLC, PO Box 41021, Norfolk, VA 23541-1021

95423794 Email/PDF: resurgentbknotifications@resurgent.com

Dec 28 2022 22:57:43 CACH, LLC, Resurgent Capital Services, PO Box

10587, Greenville, SC 29603-0587

95618176 + Email/Text: ecfbnc@aldridgepite.com

Dec 28 2022 22:48:00 HSBC BANK USA, N.A., C/O Aldridge Pite,

LLP, 4375 Jutland Drive, Suite 200, PO Box

17933, San Diego, CA 92177-7921

95318957 Email/PDF: resurgentbknotifications@resurgent.com

Dec 28 2022 22:57:57 LVNV Funding, LLC, Resurgent Capital Services,

PO Box 10587, Greenville, SC 29603-0587

TOTAL: 6

BYPASSED RECIPIENTS 

The following addresses were not sent this bankruptcy notice due to an undeliverable address, *duplicate of an address listed above, *P duplicate of a

preferred address, or ## out of date forwarding orders with USPS.

NONE

NOTICE CERTIFICATION

I, Gustava Winters, declare under the penalty of perjury that I have sent the attached document to the above listed entities

in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and

belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed .R. Bank. P.2002(a)(1), a notice containing the

complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains

the redacted SSN as required by the bankruptcy rules and the Judiciary's privacy policies.

Case 19-21621-PGH Doc 117 Filed 12/30/22 Page 1 of 4
District/off: 113C-1 User: admin Page 2 of 2

Date Rcvd: Dec 28, 2022 Form ID: 3180W Total Noticed: 10

Date: Dec 30, 2022 Signature: /s/Gustava Winters

CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court's CM/ECF electronic mail (Email) system on December 28, 2022 at the address(es) listed

below:

Name Email Address

Jennifer Laufgas

on behalf of Creditor HSBC Bank USA N.A. ecfflsb@aldridgepite.com, jlaufgas@ecf.courtdrive.com

Matthew T Bayard

on behalf of Debtor Mary Z Mirian mbayard@legalservicesmiami.org crodriguez@legalservicesmiami.org

Nancy K. Neidich

e2c8f01@ch13miami.com ecf2@ch13miami.com

Office of the US Trustee

USTPRegion21.MM.ECF@usdoj.gov 

Wanda D Murray

on behalf of Creditor HSBC Bank USA N.A. ecfflsb@aldridgepite.com, WMurray@ecf.courtdrive.com

TOTAL: 5

Case 19-21621-PGH Doc 117 Filed 12/30/22 Page 2 of 4
Information to identify the case:

Debtor 1 Mary Z Mirian

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−4222

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

 EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Southern District of Florida

Case number: 19−21621−AJC

Order of Discharge 12/18

IT IS ORDERED: A discharge under 11 U.S.C. § 1328(a) is granted to:

Mary Z Mirian

December 28, 2022

By the court:

A. Jay Cristol

United States Bankruptcy Judge

Explanation of Bankruptcy Discharge in a Chapter 13 Case

This order does not close or dismiss the case.

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors cannot

sue, garnish wages, assert a deficiency, or

otherwise try to collect from the debtors personally

on discharged debts. Creditors cannot contact the

debtors by mail, phone, or otherwise in any

attempt to collect the debt personally. Creditors

who violate this order can be required to pay

debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated. For

example, a creditor may have the right to foreclose

a home mortgage or repossess an automobile.

This order does not prevent debtors from paying

any debt voluntarily. 11 U.S.C. § 524(f).

Most debts are discharged

Most debts are covered by the discharge, but not all.

Generally, a discharge removes the debtors' personal

liability for debts provided for by the chapter 13 plan.

In a case involving community property: Special rules

protect certain community property owned by the debtor's

spouse, even if that spouse did not file a bankruptcy

case.

Some debts are not discharged

Examples of debts that are not discharged are:

♦ debts that are domestic support obligations;

♦ debts for most student loans;

debts for certain types of taxes specified in 11

U.S.C. §§ 507(a)(8)( C), 523(a)(1)(B), or

523(a)(1)(C) to the extent not paid in full under

the plan;

♦ 

For more information, see page 2

Form 3180W (03/03/21) page 1

Case 19-21621-PGH Doc 117 Filed 12/30/22 Page 3 of 4
debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for restitution, or a criminal fine,

included in a sentence on debtor's criminal

conviction;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts provided for under 11 U.S.C. §

1322(b)(5) and on which the last payment

or other transfer is due after the date on

which the final payment under the plan

was due;

♦ 

debts for certain consumer purchases

made after the bankruptcy case was filed if

obtaining the trustee's prior approval of

incurring the debt was practicable but was

not obtained;

♦ 

debts for restitution, or damages,

awarded in a civil action against the

debtor as a result of malicious or willful

injury by the debtor that caused

personal injury to an individual or the

death of an individual; and

♦ 

debts for death or personal injury

caused by operating a vehicle while

intoxicated.

♦ 

In addition, this discharge does not stop

creditors from collecting from anyone else who

is also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general

summary of a chapter 13 discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of

the discharge in this case.

Form 3180W page 2

Case 19-21621-PGH Doc 117 Filed 12/30/22 Page 4 of 4