UNITED STATES BANKRUPTCY COURT

SOUTHERN DISTRICT OF FLORIDA

MIAMI DIVISION

In re: 

Lazaro Valle Molina

Debtor(s)

Case No. 19-22760-RAM

CHAPTER 13 STANDING TRUSTEE’S FINAL REPORT AND ACCOUNT

Nancy K. Neidich, chapter 13 trustee, submits the following Final Report and Account of 

the administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as 

follows:

1) The case was filed on 09/25/2019.

2) The plan was confirmed on 02/11/2020.

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 on

NA .

4) The trustee filed action to remedy default by the debtor in performance under the plan 

on 09/03/2020.

5) The case was completed on 09/16/2022.

6) Number of months from filing to last payment: 36.

7) Number of months case was pending: 39.

8) Total value of assets abandoned by court order: NA .

9) Total value of assets exempted: $490.00.

10) Amount of unsecured claims discharged without payment: $0.00.

11) All checks distributed by the trustee relating to this case have cleared the bank.

UST Form 101-13-FR-S (09/01/2009)

Case 19-22760-RAM Doc 68 Filed 12/19/22 Page 1 of 4
Receipts:

Total paid by or on behalf of the debtor $7,556.04

Less amount refunded to debtor $0.00

NET RECEIPTS: $7,556.04

Expenses of Administration:

Attorney’s Fees Paid Through the Plan $2,300.00

Court Costs $0.00

Trustee Expenses & Compensation $504.67

Other $0.00

TOTAL EXPENSES OF ADMINISTRATION: $2,804.67

Attorney fees paid and disclosed by debtor: $2,350.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

Afni, Inc. Unsecured 183.00 NA NA 0.00 0.00

American Honda Finance Unsecured 11,077.00 NA NA 0.00 0.00

AmeriCredit/GM Financial Unsecured NA NA NA 0.00 0.00

AmeriCredit/GM Financial Unsecured NA NA NA 0.00 0.00

Atlas Acquisitions LLC Unsecured NA 0.00 696.76 21.98 0.00

Bank Of America Unsecured NA NA NA 0.00 0.00

Bank of America Unsecured NA NA NA 0.00 0.00

BANK OF AMERICA, N.A. Unsecured 8,735.00 0.00 8,735.41 275.62 0.00

BANK OF AMERICA, N.A. Unsecured 1.00 0.00 8,731.15 275.49 0.00

BB&T Unsecured 24,160.00 NA NA 0.00 0.00

BMW Financial Services NA, LLC Unsecured 18,204.00 0.00 18,203.73 574.37 0.00

BUREAUS INVESTMENT GROUP POR Unsecured NA 0.00 22,032.72 695.18 0.00

Capital One Unsecured NA NA NA 0.00 0.00

CAVALRY SPV I, LLC Unsecured 28,579.00 0.00 28,579.95 901.76 0.00

Chase Auto Finance Unsecured NA NA NA 0.00 0.00

Comenity Bank/El Dorado Furniture Unsecured NA NA NA 0.00 0.00

Comenity Bank/Victoria Secret Unsecured NA NA NA 0.00 0.00

Credit Collection Services Unsecured 742.00 NA NA 0.00 0.00

Credit Collection Services Unsecured 124.00 NA NA 0.00 0.00

Department Stores National Bank Unsecured 1,702.00 0.00 1,702.22 53.70 0.00

Evans Petree PC Unsecured NA NA NA 0.00 0.00

Freedom Road Financial Unsecured 29,300.00 NA NA 0.00 0.00

Honorable Ariana Fajardo Orshan Unsecured NA NA NA 0.00 0.00

Honorable Matthew G. Whitaker Unsecured NA NA NA 0.00 0.00

Infinity Auto Insurance Unsecured 1.00 NA NA 0.00 0.00

Internal Revenue Service Unsecured NA NA NA 0.00 0.00

JEFFERSON CAPITAL SYSTEMS LLC Unsecured NA 0.00 4,765.05 150.35 0.00

Jefferson Capital Systems, LLC Unsecured 4,765.00 NA NA 0.00 0.00

Lamborghini Financial Unsecured NA NA NA 0.00 0.00

LVNV Funding LLC Unsecured 1.00 NA NA 0.00 0.00

LVNV FUNDING LLC Unsecured 17,636.00 0.00 17,636.26 556.46 0.00

UST Form 101-13-FR-S (09/01/2009)

Case 19-22760-RAM Doc 68 Filed 12/19/22 Page 2 of 4
Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

Mandarich Law Group Unsecured NA NA NA 0.00 0.00

MOHELA Unsecured NA NA NA 0.00 0.00

MOHELA Unsecured NA NA NA 0.00 0.00

MOHELA Unsecured NA NA NA 0.00 0.00

PRA, LLC Unsecured 787.00 0.00 752.07 23.73 0.00

Progressive American Insurance Company Unsecured 1.00 NA NA 0.00 0.00

Rana Furniture Unsecured 1.00 NA NA 0.00 0.00

REGIONS BANK Unsecured NA 0.00 14,165.80 446.96 0.00

Security Credit Services Unsecured 696.00 NA NA 0.00 0.00

SHEFFIELD FINANCIAL Unsecured NA 0.00 24,586.86 775.77 0.00

Space Coast Credit Union Unsecured 38,829.00 NA NA 0.00 0.00

Space Coast Credit Union Unsecured 10,036.00 NA NA 0.00 0.00

Suntrust Bk Miami Na Unsecured NA NA NA 0.00 0.00

Syncb/Rooms To Go Unsecured NA NA NA 0.00 0.00

Synchrony Bank/Lowes Unsecured NA NA NA 0.00 0.00

Synchrony Bank/TJX Unsecured NA NA NA 0.00 0.00

TD Bank, N.A. Unsecured 500.00 NA NA 0.00 0.00

Td Retail Crad/Ashley Furniture Unsecured 11,871.00 NA NA 0.00 0.00

Tempoe LLC Unsecured 1.00 NA NA 0.00 0.00

The Bureaus Inc Unsecured 22,032.00 NA NA 0.00 0.00

Us Dept Of Education Unsecured NA NA NA 0.00 0.00

Us Dept Of Education Unsecured NA NA NA 0.00 0.00

Us Dept Of Education Unsecured NA NA NA 0.00 0.00

Volkswagen Credit, Inc Unsecured 53,703.00 NA NA 0.00 0.00

World Omni Financial Corp Unsecured 14,398.00 NA NA 0.00 0.00

World Omni Financial Corp Unsecured NA NA NA 0.00 0.00

Summary of Disbursements to Creditors:

Secured Payments:

Mortgage Ongoing

Mortgage Arrearage

Debt Secured by Vehicle

All Other Secured

TOTAL SECURED:

Priority Unsecured Payments:

Domestic Support Arrearage

Domestic Support Ongoing

All Other Priority

TOTAL PRIORITY:

GENERAL UNSECURED PAYMENTS:

Claim

Allowed

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$150,587.98

Principal

Paid

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$4,751.37

Interest

Paid

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

UST Form 101-13-FR-S (09/01/2009)

Case 19-22760-RAM Doc 68 Filed 12/19/22 Page 3 of 4
Disbursements:

Expenses of Administration $2,804.67

Disbursements to Creditors $4,751.37

TOTAL DISBURSEMENTS : $7,556.04

12) The trustee certifies that, pursuant to Federal Rule of Bankruptcy Procedure 5009, 

the estate has been fully administered, the foregoing summary is true and complete, and all 

administrative matters for which the trustee is responsible have been completed. The trustee 

requests a final decree be entered that discharges the trustee and grants such other relief as may 

be just and proper.

Dated: 12/19/2022

STATEMENT: This Unified Form is associated with an open bankruptcy case, therefore, Paperwork Reduction 

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

By:/s/ Nancy K. Neidich

Trustee

UST Form 101-13-FR-S (09/01/2009)

Case 19-22760-RAM Doc 68 Filed 12/19/22 Page 4 of 4