Ralph L. Sanders 19‐24331‐PGH   Delay Mr Johnson

Ralph L. Sanders CACE 19‐24331 Page 1 of 5

Dear Honorable Judge Paul G. Hyman, Jr 

UNITED STATES BANKRUPTCY COURT 

United States Courthouse 

299 E. Broward Blvd. 

Courtroom: 301 / Chambers: Room 303

Fort Lauderdale, FL 33301

I am objecting to Mr. Johnson's request to quit in the middle of litigation until I have a replacement law

firm. (30 days?)

Background

The following is a Ralph Sanders issue only does not help pay have been Mr. Johnson's client in the past.

Mr. Johnson becomes accustomed to my depression. 11 meds for a number of years can be traced to

another legal Federal case 16‐cv‐63040 (see item ...) I was the plaintiff, and my employer was the

defendant. In the case, in order to win, Temenos, Morgan Lewis and Bookies (MLB), and indirectly Bank

New York Mellon as Temenos Swiss exchange and SEC represented committed five counts on Fraud

upon the court in their motions for summary judgment, in addition, accused me of committing Fraud in

the Fort Lauderdale Bankruptcy court. Per my Bankruptcy attorney, Mr. Michael Johnson, and Mr.  

Robert Bigge emails. They stated the Temenos/MLB statement is false. The five counts fraud upon the

Federal court is documented through video disposition and emails to MLB about the inaccuracies in

their motions. Being accused of Fraud has some nasty side effects even getting a job. One of the

recurring responses was that I was in bankruptcy, and the law firm was not certain how the payout

would occur. The recurring response occurred even recently with Law Firm of Merlin Law Group in Mary

Case 19-24331-PGH Doc 80 Filed 06/16/20 Page 1 of 24
Ralph L. Sanders 19‐24331‐PGH   Delay Mr Johnson

Ralph L. Sanders CACE 19‐24331 Page 2 of 5

2020. "Great case and your homeowner insurance company committed two breaches of contract which

I have five years" That does not help me now.

Regarding my denial of Mr. Johnson request to quit the case and dispute his negative view that the case

is winding down

1. Bank New York Mellon/SLS is dual tracking the mortgage mediation and foreclosure.  I had sent

the letter from SLS/BNYM to Mr. Johnson since Mr. Johnson was not copied on the letter. My

question to Mr. Johnson was about the amount SLS states that I am in arrears, $25,000 as a

ground for foreclosure. That figure is considerably different than the figure present to the

Bankruptcy court. Letter in the next email

2. My homeowner's insurance policy due to possible condemnation. There would be monies for

personal property that can pay what is owed. In the past, friends come and go, my/our home

becomes more of a storage spot, and I use to go garage sales (when I had a car). Per other

lawyers, if BNYM/SLS attempts to pull the case, a good lawyer can contest based on the

insurance claim and other factors. Mr. Johnson's response was one. Ask the client (me) how Mr.

Johnson does something in bankruptcy court. 2. Turn the responses in Avvo into negatives

response. I called Attny Timothy S. Kingcade office is a Yes to both of my questions., can BNYM

request to pull the asset out from chapter 13 protection, and yes, can the debtor contest BNYM,

Mr. Johnson could have asked his peers and/or called Attny Kingcade office.

https://www.miamibankruptcy.com/

3. There have been meetings where I have informed that I did not need to attend. There was the

recent scheduled meeting with Trustee Robin Weiner. She would have gotten an earful from me

about how being in bankruptcy is working against me (venting)

Case 19-24331-PGH Doc 80 Filed 06/16/20 Page 2 of 24
Ralph L. Sanders 19‐24331‐PGH   Delay Mr Johnson

Ralph L. Sanders CACE 19‐24331 Page 3 of 5

4. Another item, which Mr. Johnson did not grasp the concept of, as I am almost part of the

Hernandez et al vs. Wells Fargo nationwide class action of breach of contract_wrongful

foreclosure.  

a. My mortgage was with Wells Fargo

b. When we fell behind in payments due to wife cancer, pay cuts, and other issues. WF

notified us they (WF) were going to file a foreclosure

c. WF before filing the foreclosure signed the mortgage to BNYM, but WF still operated as

BNYM agent

d. WF approved us for HAMP using their faulty software

e. Three payment made

f. WF denied us for permanent mortgage modification with no reason or 2nd guess reasons

that were not valid (Attny Treeps)

g. 2019. Get a sorry for software mess letter from WF

h. I had to go pro se to file an appeal on my foreclosure. Johnson was aware

5. When Merlin Law group stated that I had a great case, but because of bankruptcy and

foreclosure, they turned down. After 1⁄2‐hour of venting, I called SLS and explained what had

happened and why. I.e., our mutual assets have issues, and I need legal help. SLS referred me to

their National Bankruptcy Service. I explained what had happened (denial by law firm due to

bankruptcy), and it was not the first time.  They advise me to send a packet to the SLS Customer

Escalation department. I send the packet by USPS and email.

BNYM/SLS response was to send a letter dated June 1, 2020, that we are foreclosing on you. The

MMM was scheduled for June 4, 2020. HELP

There are other issues/' missteps' on MR. Johnson part, but...

Case 19-24331-PGH Doc 80 Filed 06/16/20 Page 3 of 24
Ralph L. Sanders 19‐24331‐PGH   Delay Mr Johnson

Ralph L. Sanders CACE 19‐24331 Page 4 of 5

I have no issue with Mr. Johnson quitting my case. Back in April 2020, I had talked and

emailed the Loan Lawyers Group about replacing Mr. Johnson due to my case(s) were more of a

challenge. Attny Laura Hoy called me and advised me to stay with Mr. Johnson due to Trustees

do not like it when clients change lawyers.  https://www.fight13.com/attorneys/laura‐hoy/

1. My Bankruptcy Case is about Ralph Sanders staying in his home

2. The class action of a 5th Amendment violation involving Inverse Condemnation that I am

starting involves 13‐16 out 19 homeowners. Law Firm I had talked with and emailed is

Merlin Law Group.  https://www.merlinlawgroup.com/loss/inverse‐condemnation/   Great

case but   See separate writeup sent to the Miami Herald newspaper for investigation

3. Class action regarding how many other people have been foreclosed on by the clean hands'

banks due to their agent, Wells Fargo action. How to find the case, County records would

reflect which mortgages have the "Wells Fargo assign ..." and within a year, the clean hands'

bank files foreclosure with the amount owed is greater than one year of mortgage

payments. Then comes the leg work to determine if WF had offered Hamp and later denied

the HAMP

I can't help with items 2 & 3 if I don't have anyone watching my back, i.e., for the

Bankruptcy/Foreclosure cases.

I am asking the following from the court

1. I am requesting the court to deny Attorney Michael Johnson's request to resign from my

case due to the actions and letter from Bank New York Mellon being on a dual‐track dated

June 2020.

Case 19-24331-PGH Doc 80 Filed 06/16/20 Page 4 of 24
Ralph L. Sanders 19‐24331‐PGH   Delay Mr Johnson

Ralph L. Sanders CACE 19‐24331 Page 5 of 5

2. I am requesting Mr. Johnson to eliminate the wording in his request, where he states the

case is winding down. That sounds negative to any potential law firm to represent me

3. I am requesting that Mr. Johnson assist in the finding of a replacement law firm.

4. I am looking for any help/guidance the court may have to offer about how do I counter the

statement  (I am in bankruptcy) the law firms use that deny my non‐bankruptcy legal cases

(homeowner Insurance, consumer protection act, etc....) Maybe I get the other law firms

back

https://www.avvo.com/legal‐answers/authorized/bankruptcy‐chapter‐13‐‐can‐creditor‐pull‐asset‐out‐

4895893.html?answer_id=9992973#answer_9992973

Respectfully

Ralph. L. Sanders

561 SW 60th Ave

Plantation, Fl. 33317

954.247.1557 Home

754.801.7097 Cell Phone

2nd home Broward County Law Library with FREE West Law/Lexis  

    

Case 19-24331-PGH Doc 80 Filed 06/16/20 Page 5 of 24
Ralph L. Sanders  Ralph.L.Sanders@gmail.com Page 1 of 7

Inverse Condemnation By the City of Plantation 

I have an issue, Inverse Condemnation, due to the actions by the City of Plantation 

Utilities Depart and indirectly by the Old Plantation Water Control District (OPWCD) 

https://www.opwcd.org/ . 

I live by a 20 foot waterway where the private property line includes to the middle of the 

canal. (10 feet) See the attached from Broward county records and OPWCD letter. 

Every house along the OPWCD waterways property line extends to the middle of the 

waterway and is considered private property.The 20 feet of waterway has a drainage 

easement. In 2001, a area of the City of Plantation, named Plantation Isles, asked the 

City of Plantation to clean the muck from the waterway. The City said, no, due to the 

land in the private canal property of the homeowner. https://www.sun‐

sentinel.com/news/fl‐xpm‐2001‐04‐26‐0104260166‐story.html there are other articles leading

up to the meeting.

 My property along the waterway, actual land, not the water, is shrinking. The waterline 

is getting closer to the house. When I first moved into my home in 2004, it was not an 

issue. After the hurricane, Wilma, when I had lots of City building and zoning inspectors 

around the house checking on the repairs to my house, no issues brought up about the 

distance my home to the waterway. The repairs were done from 2006 to 2007. 

Recently I have noticed it is gotten worse this past year. The building code that was an 

effect when my house was built stated fat my house should be 25 feet away from the 

water. I checked with the City of Plantation stated that variances were issued to bring 

the property distance variance to 15 to 20 feet away from the water. I am 10 feet away 

Case 19-24331-PGH Doc 80 Filed 06/16/20 Page 6 of 24
Ralph L. Sanders  Ralph.L.Sanders@gmail.com Page 2 of 7

from the waterway. That area shows the house that is close to water is the master 

bedroom and bathroom depending on how you measure the whole master bedroom 

bathroom would have to be eliminated or maybe about two feet left. 

Please, this is not a one-off issue. I saw about 10 other homes that were too close to 

the waterway on my short waterway that connects with other waterways.

I was going crazy trying to figure out how this could occur. I got in contact with the 

OPWCD about what I am on tidal waterway or non-tidal. According to the email from the 

OPWCD, I am not on tidal waterway. There should be no movement of the water per 

the OPWCD email. the canals, lakes and DUCK PONDS are designed for gravity flow of 

the water to the State road 84 pumping system. OPWCD does not maintain the depth of 

the canals; they just maintained the waterways for water hyacinth, mosquito spraying 

but no dredging a muck. I thought maybe the muck had gotten so high (I measure 1-3 

ft., higher when getting closer to Duck Pond) that the water level was up higher but 

OPWCD just knows the water level always at one exact level during the dry season 

and another level during the wet season, even without any meters in the water in this 

area.. I started to look at how many other homes in this area, not within the 25ft 20 feet 

or 15 feet away from the water. I found at least 10 houses within my 2-block radius. I 

emailed the mayor's office to bring up the topic of issues with homes in my area. I just 

stated that the topic was there are maybe 20+ homes that need to be rebuilt and asked 

her assailant for an appointment. See attached email to Mayor Office Denied. 

Side note I violated the Plantation Building code (1960 & current) with the house being 

too close to the water. 

Case 19-24331-PGH Doc 80 Filed 06/16/20 Page 7 of 24
Ralph L. Sanders  Ralph.L.Sanders@gmail.com Page 3 of 7

 I had posted in Adjuster central looking for a law firm with adjusters to take on 

Universal Property and Casualty. 

https://www.facebook.com/groups/184500188231180/permalink/3563796616968170/?comm

ent_id=3563952520285913

I looked at your website. Saw the section on "Inverse Contamination". Light bulb went 

off (very dim) 

There is a city of Plantation park, named "The Duck Pond" at the end of my two-block 

long waterway. My waterway does connect with other canals, lakes, etc.... The Duck 

Pond has a number of City of Plantation drainage pipes leading into the pond. 

This neighborhood is special. We seem to have the only park in the City with homes on 

the waterway with a Lift Station for the City of Plantation utilities to suck up the water in 

the duck pond thereby creating a manmade tidal action that based on the end results, 

the property and homes are not designed for. 

Previously I was just looking at the houses to see who was closest to the water once I 

realize it was the lift station was creating the damage. , I'm not the quickest that the lift 

Case 19-24331-PGH Doc 80 Filed 06/16/20 Page 8 of 24
Ralph L. Sanders  Ralph.L.Sanders@gmail.com Page 4 of 7

station was creating a manmade tide or, in this case, City made tidal action which is 

causing damage to not only my home but the other homes in my area . I went canoeing 

on the waterway and took photos of all the homes back or side yards on the waterway. 

The tidal action a very long crevice in the banks of many of the homes, some cases 

collapsed the sea walls or has eaten away the earth so much there are trees down in a 

Waterway not small trees but trees that have been there for some time. There are even 

stumps in the waterway of trees that had to chainsaw down due to the unnatural 

tide. About six large trees are in a position to collapse on the neighbors across the 

waterway. Two of the trees are at a 45-degree angle due to the City of Plantation utility 

engineering flaw. 

Is the City of Plantation aware of the banks being eaten away? Yes. The reason I say 

yes is due to the following reasons. 

1. The prior owner of 455 SW 60th ave, Plantation was cited by the City of Plantation 

for putting clay tiles in his waterway due to dry land was disappearing. They sold 

their home about a year later. I do not know why. They sold. His home is the last 

house before the duck pond and has some of the worse lose. Of land 

https://bcpa.net/RecInfo.asp?URL_Folio=504111070100

2. The park is maintained on a regular bases, the trees in the park are now in violation of the

City of plantation code of how close to plant  (Google map vs. the photos I took Saturday

(May 9, 2020)

3. There are trees, benches missing from prior google map photos. I presume the city park

would have information as to why the benches are no longer at the duck pond.

4. Plus I think I got on the do not communicate list with the City (gut feeling)

Case 19-24331-PGH Doc 80 Filed 06/16/20 Page 9 of 24
Ralph L. Sanders  Ralph.L.Sanders@gmail.com Page 5 of 7

Attached are the following items 

1 Email from old Plantation Water Management District about how the water 

should flow 

2 Communication emails from the South Florida Water Management District 

about the old plantation water weigh any amount of water at the old plantation 

Waterway is pumping into North New River drainage one year they pumped to billion 

gallons of water and the North New River. See attached spreadsheet and emails from 

the South Florida Water Management District showing the pumping from OPWCD 

 3. Email OPWCD all the canals and waterways design to gradually naturally 

geographically flow into the North New River.

4 Email from Broward County Government showing the canals and a property, 

above and below water, are privately owned as part of the house map from Broward 

County Government, showing the layout of this area. 1960.

5. The lift station photos pumping station that is at the end of this waterway, 

which has some major drainage pipes to it, and pumping capability going in both 

directions. The waterways along here were not designed and built to take that. The 

private lands as you get closer to the duck pond/city of Plantation utilities lift station gets 

worse. My home when I had purchased it, was on X elevation. In 2014, per FEMA AH 

elevation. FEMA new proposed elevation surveys home would become AE elevation 

and my home needs to be rebuilt per GC's and other public adjusters. That is just due to 

the roof, trusses, electrical, pumping etc... Issues

Case 19-24331-PGH Doc 80 Filed 06/16/20 Page 10 of 24
Ralph L. Sanders  Ralph.L.Sanders@gmail.com Page 6 of 7

6. My communication with the mayor's office asking to speak with her regarding 

some homes that may need to be rebuilt but that was based on just a distance from the 

water to the house 

7 surveys from when the house was first built I have to pick those up from 

Plantation City Hall along with a couple of other homes surveys.

8 I asked for a copy of the variances that were issued by the City of Plantation 

about the distance from the water to the home. I got the third degree as to why do I 

need copy of the variance, why should I have them (I did not bring up Freedom in 

information) it was she was putting brakes on getting a copy of the variances. My 

understanding is that the City is very liberal and giving out variances to homeowners, 

but that is just second-hand information 

9. Photos of the various homes that have suffered damages due to the list 

station unnatural title I have not asked for records on the lift station or anything related. 

I am asking from the SFWMD the years of how much water was pump out into the NNR 

by OPWCD from the City of Plantation using lift systems. There are 127 lifts in 

Plantation per City of Plantation Water Management sewer system Department. Note 

there are other city parks where there are homes near or on the same interconnected 

waterway. I have been unable to find another city park that has a lift station as my 

neighbors, and I have. It seems we are special. 

10. Google street view of another nearby City Park that has drainpipes but no Lift 

stations

Case 19-24331-PGH Doc 80 Filed 06/16/20 Page 11 of 24
Ralph L. Sanders  Ralph.L.Sanders@gmail.com Page 7 of 7

https://www.google.com/maps/@26.1133137,-

80.2298958,3a,75y,113.33h,83.32t/data=!3m6!1e1!3m4!1saxiXRkqTTpvkS42wjbHFw!2e0!7i16384!8i8192

Link to City of Plantation municipal code for wastewater.

https://library.municode.com/fl/plantation/codes/code_of_ordinances?nodeId=PTIICOO

R_CH26UT

HELP 

Ralph L. Sanders 

561 SW 60th ave 

Plantation, Fl. 33317 

954.247.1557 home 

954.801.7097 cell (active tomorrow, replacement phone) 

Ralph_L_Sanders@yahoo.com

Ralph.L.Sanders@Gmail.com

Case 19-24331-PGH Doc 80 Filed 06/16/20 Page 12 of 24




	








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