Revised Ralph L. Sanders Case 19-bk-24331-PDR 

Objection to Mr. Stewart's motion to remove my home from Stay Protection 

Dear Honorable Judge Peter D. Russin 

UNITED STATES BANKRUPTCY COURT 

U.S. BA.'l\il<RUTCY COL'RT 

SOUTHE&."-i DISTRICT OF FLORIDA 

FORT LAUDERDALE DMSIO~ I MAY 0€ 2021 I 

¢7: llECEIVED __ _ 

United States Courthouse 299 E. Broward BlvC:.::::::::::::~====::.1 

Courtroom: 301 / Chambers: Room 303 

Fort Lauderdale, FL 33301 

Bankruptcy Case 19-bk-24331-PDR 

Your Honor 

Date: April 30, 2021 

Small Business Administration was surprised when one of their 

clients called them to out if they use Title Insurance on their loans such as 

mine. Mr. Stewart's proposal to remove my home from Bankruptcy 

protection does not help anyone, including his firm. After I found the Title 

Insurance for the amounts of $292,000, my home, and $313,000 for Mr. 

Stewart, the path and schedule became considerably shorter to pay off my 

creditors and build a new home for the future family living here by using the 

proceeds from the homeowners' insurance. 

Case id 19-bk-24331-PDR PagelofS trt 

Case 19-24331-PDR Doc 121 Filed 05/06/21 Page 1 of 5
Revised Ralph L. Sanders Case 19-bk-24331-PDR 

The time window to get the homeowner insurance proceeds is running 

close, to being closed. 

The logic that is being used to evict someone seems. appeal 

Knowledge of Falsity 

The specific act that constitutes the crime of perjury is not the false statement itself but rather the 

oath or affirmation that the statement is true. 

Most perjury statutes require proof that a person acted with knowledge of the falsity of the 

statement. The federal statute requires that a person acted "willfully," while Ohio's statute says the 

person must have acted "knowingly." Defendants may claim that they believed the statement to be 

true and that they, therefore, did not have the required mental state. 

Even Mr. Stewart, a creditor, is suggesting staying until May 31, 2021. I 

have until May 31, 2021, to come up with the money per creditor. 

Re W'lat is tl,e cayof' that 5~Jvtv1 ,s 1·. l'·r'g to acceot" 1 c._;:..i_:;; 7 Loar: I[, 1 ,:,· S-15 2·424 

I\f Nicole Reed 

"~: . , .3:-"' ':: _-:-,: .-., 3•:"':; · .• ,.,. 3 ~-:.:: .- .3: :: : : : ,,, 

Sni:e 23-L 

·'•or licensed to practice la,, 

The following attorney has joined in to help guide me to attorneys. 

Case id 19-bk-24331-PDR Page 2 of 5 

A/ 

Case 19-24331-PDR Doc 121 Filed 05/06/21 Page 2 of 5
Revised Ralph L. Sanders Case 19-bk-24331-PDR 

(i; P.A. Charles M. Baron 

Re: An/ upclate from Mr. Roller 

Charles M. Baron, P.A. 

\C ar"<•~ :r:-:-'':" :: t:]-:- r•: '"':3~•:. '"1 ",: ~ i':1..,• ·.8 :a!! 1"'·10:- ::·. tr.-:- :. ?. , 1" ·, :;L. ·:art h:::: ,.-; 1_,p :. n· t-!·---, or :, ::L. 3r·-:- :-1,: • ,:,: ·--·:",: -at,it" :. ~r--1 ,..1<r 

,:J'l •J ·.e _,CL. ~tr,-:-, 11~:--·,es 3Lt"rs~ J .e 1-ir· a r-::as,:.ri3~-=- 3•-.·,:'-11~ ,:"~1·"'·1e ~o ?:?t t,a.:r: ·.~ ,:JL 

C·~ar:es ··. Ea··:·1, P.-. 

251~ -:1:: .. ::: s: :. 

_:.t.:.ga:i,:·· ..:..:::····":'.~,' Cer::.-'.:e:: c:.•·,.:Li: ·•e::.:at,.:.•',. 

Fl,:~:.:a S~: .. e~-~ Cc~·-: C~a::.~i~: ~--t.:tra::·• 

is :.-:e~:":'.: crl_. f:·· t~~ a:~ 1·2~::ee. :: ~a~· .:c~:a:._,. .:.~~c-·~a:.:.:- .. 1.:..:~ 

is :egal:: :•·:. i:~ge: 1 cc~f.::e··::.a: a··: e~e~~: f··:~· ::!;.:::::~re. I~ :·c~ 

j .:. :: : : :: s ,: ·· ~ .• ,: :: ::: _: :'.. -- g, ~ i :: : .. :. t _; t :. ,: - _, {_.:: -2 1 ·: •• a,-,_. a•:: i : -· c ·· .~-= ~ :. s ·- c e ,:. ·· 

t~is c:~~~-:ca:ic·· :s :::r:::!_. ~~c~::::~=- :~ _.J~ ~a ·2 ··ec~: ·ec :~::: 

The following will be in your court on Monday. Another new lanague to 

learn about. 

MOTION FOR VIOLATION OF AUTOMATIC STAY 

AND FOR CREDITOR(S} MISCONDUCT 

Comes now the Debtor Ralph L Sanders at this moment files this 

Motion of Violation of Automatic Stay, Creditors Misconduct 

1. Plaintiff filed his Chapter 13 case on Date filed: 10/25/2019 : 

(Doc# 1) Plan confirmed: 05/21/2020 (Doc# 75) 

Case id 19-bk-24331-PDR 

Case 19-24331-PDR Doc 121 Filed 05/06/21 Page 3 of 5
Revised Ralph L. Sanders Case 19-bk-24331-PDR 

2 The real property at issue in this motion is located at 561 SW 

AVE., Plantation, Fl. 33317 

3. May of 2004 the planitiff purchased a home at 561 SW 60th 

Ave., Plantation, Fl. 33317 with Chase mortgage, the closing 

statement had a Buyers Tltle Insurance which is design to protect me 

and my family against any defects with our home that may be 

uncovered in the fair house defects include anywhere from title 

unknown leans to physical defects that can be seen with a survey. 

The buyers title insurance protects the home up to the value of the 

mortgage which in my case was $292,000. 

4. April 2005 the Debtor refinanced his home with Wells Fargo 

The mortgage contract stated that I had purchased Lenders Title 

Insurance for the protection of Wells Fargo issues. I am the owner of 

the Lenders Title Insurance policy. The payout of the Lenders Title 

Insurance is $313,000 

5. Both the the buyers title insurance policy and the lenders title 

insurance policy cover the same areas of damages depending on the 

policy options. 

6. Both Title Insurance Policies were purchased by the Debtor 

7. Both Title Insurance Policies are the property of the Debtor 

Case id 19-bk-24331-PDR Page 4 of 5 

tiJ 

Case 19-24331-PDR Doc 121 Filed 05/06/21 Page 4 of 5
Revised 

PROSE 

Ralph Levi Sanders 

561 SW 60th ave 

Ralph L. Sanders Case 19-bk-24331-PDR 

Case id 19-bk-24331-PDR Page5of5 ~J 

Case 19-24331-PDR Doc 121 Filed 05/06/21 Page 5 of 5