Exhibit 7.1

Santander UK plc

Computation of Ratio of Earnings to Fixed Charges

(i) Excluding interest on retail deposits



|                                                                       |  |                        |       |   |        |  |       |        |  |  |        |  |  |        |       |  |  |  |       | 
|---------------------------------------------------------------------- |  | ---------------------- | ----- | - | ------ |  | ----- | ------ |  |  | ------ |  |  | ------ | ----- |  |  |  | ----- | 
|                                                                       |  | Year ended December 31 |      
|                                                                       |  | 2016£m                 |       |   | 2015£m |  |       | 2014£m |  |  | 2013£m |  |  | 2012£m |      
|Profit on continuing operations before tax                             |  |                        | 1,917 |   |        |  | 1,345 |        |  |  | 1,399  |  |  |        | 1,109 |  |  |  | 1,152 | 
|Fixed charges: interest expense (B)(1)                                 |  |                        | 994   |   |        |  | 1,141 |        |  |  | 1,291  |  |  |        | 1,549 |  |  |  | 1,774 | 
|Preference security dividend requirements of consolidated subsidiaries |  |                        | (12   | ) |        |  | 0     |        |  |  | 0      |  |  |        | 0     |  |  |  | 0     | 
|Earnings before taxes and fixed charges (A)                            |  |                        | 2,899 |   |        |  | 2,486 |        |  |  | 2,690  |  |  |        | 2,658 |  |  |  | 2,926 | 
|                                                                       |  |                        |       |   |        |  |       |        |  |  |        |  |  |        |       |  |  |  |       | 
|Ratio of earnings to fixed charges (A/B)                               |  |                        | 292   |   |        |  | 218   |        |  |  | 208    |  |  |        | 172   |  |  |  | 165   | 
|                                                                       |  |                        |       |   |        |  |       |        |  |  |        |  |  |        |       |  |  |  |       | 

(ii) Including interest on retail deposits



|                                                                       |  |                        |       |   |        |  |       |        |  |  |        |  |  |        |       |  |  |  |       | 
|---------------------------------------------------------------------- |  | ---------------------- | ----- | - | ------ |  | ----- | ------ |  |  | ------ |  |  | ------ | ----- |  |  |  | ----- | 
|                                                                       |  | Year ended December 31 |      
|                                                                       |  | 2016£m                 |       |   | 2015£m |  |       | 2014£m |  |  | 2013£m |  |  | 2012£m |      
|Profit on continuing operations before tax                             |  |                        | 1,917 |   |        |  | 1,345 |        |  |  | 1,399  |  |  |        | 1,109 |  |  |  | 1,152 | 
|Fixed charges: interest expense (B)(1)                                 |  |                        | 2,885 |   |        |  | 3,120 |        |  |  | 3,363  |  |  |        | 4,207 |  |  |  | 4,698 | 
|Preference security dividend requirements of consolidated subsidiaries |  |                        | (12   | ) |        |  | 0     |        |  |  | 0      |  |  |        | 0     |  |  |  | 0     | 
|Earnings before taxes and fixed charges (A)                            |  |                        | 4,790 |   |        |  | 4,465 |        |  |  | 4,762  |  |  |        | 5,316 |  |  |  | 5,850 | 
|                                                                       |  |                        |       |   |        |  |       |        |  |  |        |  |  |        |       |  |  |  |       | 
|Ratio of earnings to fixed charges (A/B)                               |  |                        | 166   |   |        |  | 143   |        |  |  | 142    |  |  |        | 126   |  |  |  | 125   | 
|                                                                       |  |                        |       |   |        |  |       |        |  |  |        |  |  |        |       |  |  |  |       | 

Note

|(1) | Includes the amortisation of discounts and premiums on debt securities in issue.
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