United States Bankruptcy Court

 Southern District of Florida

In re: Case No. 19-19628-RAM

Juan Carlos Baralt Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 113C-1 User: admin Page 1 of 2 Date Rcvd: Nov 01, 2019

 Form ID: 318 Total Noticed: 43

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Nov 03, 2019.

db +Juan Carlos Baralt, 730 East 16 Place, Hialeah, FL 33010-3237

cr +Space Coast Credit Union, c/o Isabel V. Colleran, Esq., 25 SE Second Ave, Suite 730,

 Miami, FL 33131-1696

95221904 Bank of America, PO box 15726, Wilmington, PA 19686

95221906 +Bankamerica, 4909 Savarese Circle, Tampa, FL 33634-2413

95221909 +Cbna, Po Box 6497, Sioux Falls, SD 57117-6497

95221921 +Jpmcb Hl, 700 Kansas Lane, Monroe, LA 71203-4774

95221924 +Mercantile Adjustment Bureau, 165 Lawrence Bell Drive, Suite 100, Buffalo, NY 14221-7900

95221926 +Nationstar/mr Cooper, 8950 Cypress Waters Blvd, Coppell, TX 75019-4620

95221928 +Rausch, Sturm, Israel, Enerson & Hornik, 5801 Ulmerton Rd, Suite 201,

 Clearwater, FL 33760-3951

95221929 +Sears/cbna, Po Box 6217, Sioux Falls, SD 57117-6217

95221940 Wffnb/eldorado Furnitu, Cscl Dispute Team N8235-04m, Des Moines, IA 50306

95221941 +Wilshire Crd, 4909 Savarese Circle Fl1-908-0, Tampa, FL 33634-2413

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

tr +EDI: QDMDILLWORTH.COM Nov 02 2019 05:59:00 Drew M Dillworth, 2200 Museum Tower,

 150 West Flagler St, Miami, FL 33130-1536

smg EDI: FLDEPREV.COM Nov 02 2019 05:58:00 Florida Department of Revenue, POB 6668,

 Tallahassee, FL 32314-6668

ust +E-mail/Text: USTPRegion21.MM.ECF@usdoj.gov Nov 02 2019 03:05:07 Office of the US Trustee,

 51 S.W. 1st Ave., Suite 1204, Miami, FL 33130-1614

cr +EDI: RMSC.COM Nov 02 2019 05:59:00 Synchrony Bank, PRA Receivables Management, LLC,

 PO Box 41021, Norfolk, VA 23541-1021

95221905 EDI: BANKAMER.COM Nov 02 2019 05:59:00 Bank Of America, Po Box 982238,

 El Paso, TX 79998

95221907 +EDI: TSYS2.COM Nov 02 2019 05:58:00 Barclays Bank Delaware, P.o. Box 8803,

 Wilmington, DE 19899-8803

95221910 +EDI: CITICORP.COM Nov 02 2019 05:59:00 Citibank/cbna, Po Box 6497,

 Sioux Falls, SD 57117-6497

95221911 +EDI: CITICORP.COM Nov 02 2019 05:59:00 Citicards Cbna, Po Box 6217,

 Sioux Falls, SD 57117-6217

95221912 +EDI: WFNNB.COM Nov 02 2019 05:59:00 Comenity Bank/pttrybrn, Po Box 182789,

 Columbus, OH 43218-2789

95221913 +EDI: WFNNB.COM Nov 02 2019 05:59:00 Comenitybank/jcrew, Po Box 182789,

 Columbus, OH 43218-2789

95221914 +EDI: WFNNB.COM Nov 02 2019 05:59:00 Comenitybank/mayors, Po Box 182789,

 Columbus, OH 43218-2789

95221915 +EDI: WFNNB.COM Nov 02 2019 05:59:00 Comenitybk/williams Vs, Po Box 182789,

 Columbus, OH 43218-2789

95221916 +EDI: WFNNB.COM Nov 02 2019 05:59:00 Comenitycap/eldorado, Po Box 182120,

 Columbus, OH 43218-2120

95221917 +EDI: WFNNB.COM Nov 02 2019 05:59:00 Comenitycb/zales, Po Box 182120,

 Columbus, OH 43218-2120

95221918 +EDI: DISCOVER.COM Nov 02 2019 05:59:00 Discover Fin Svcs Llc, Pob 15316,

 Wilmington, DE 19850-5316

95221919 +EDI: CHASE.COM Nov 02 2019 05:59:00 Jpmcb Card, Po Box 15298, Wilmington, DE 19850-5298

95221920 +EDI: CHASE.COM Nov 02 2019 05:59:00 Jpmcb Card, Po Box 15369, Wilmington, DE 19850-5369

95221922 +E-mail/Text: BKRMailOPS@weltman.com Nov 02 2019 03:04:42 Kay Jewelers, 375 Ghent Rd,

 Akron, OH 44333-4600

95221923 +EDI: TSYS2.COM Nov 02 2019 05:58:00 Macys/dsnb, Po Box 8218, Mason, OH 45040-8218

95221925 +EDI: DAIMLER.COM Nov 02 2019 05:59:00 Mercedes Benz Financia, P.o. Box 961,

 Roanoke, TX 76262-0961

95221927 +E-mail/Text: bnc@nordstrom.com Nov 02 2019 03:04:08 Nordstrom/td Bank Usa,

 13531 E. Caley Ave, Englewood, CO 80111-6504

95221930 +E-mail/Text: collbknotices@sccu.com Nov 02 2019 03:05:20 Space Coast Credit Uni,

 8025 N Wickham Rd, Melbourne, FL 32940-7920

95221931 +EDI: RMSC.COM Nov 02 2019 05:59:00 Syncb/baers Furniture, C/o Po Box 965036,

 Orlando, FL 32896-0001

95221932 +EDI: RMSC.COM Nov 02 2019 05:59:00 Syncb/banarepdc, Po Box 965005,

 Orlando, FL 32896-5005

95221933 +EDI: RMSC.COM Nov 02 2019 05:59:00 Syncb/brandsmart, C/o Po Box 965036,

 Orlando, FL 32896-0001

95221934 +EDI: RMSC.COM Nov 02 2019 05:59:00 Syncb/home Design Nahf, C/o Po Box 965036,

 Orlando, FL 32896-0001

95221935 +EDI: RMSC.COM Nov 02 2019 05:59:00 Syncb/jcp, Po Box 965007, Orlando, FL 32896-5007

95221936 +EDI: RMSC.COM Nov 02 2019 05:59:00 Syncb/lowes, Po Box 956005, Orlando, FL 32896-0001

95221937 +EDI: RMSC.COM Nov 02 2019 05:59:00 Syncb/mc, Po Box 965005, Orlando, FL 32896-5005

95221938 +EDI: RMSC.COM Nov 02 2019 05:59:00 Syncb/whitehall, C/o Po Box 965036,

 Orlando, FL 32896-0001

95221939 +EDI: CITICORP.COM Nov 02 2019 05:59:00 Thd/cbna, Po Box 6497,

 Sioux Falls, SD 57117-6497

 TOTAL: 31

Case 19-19628-RAM Doc 23 Filed 11/03/19 Page 1 of 4
District/off: 113C-1 User: admin Page 2 of 2 Date Rcvd: Nov 01, 2019

 Form ID: 318 Total Noticed: 43

 ***** BYPASSED RECIPIENTS (continued) *****

 ***** BYPASSED RECIPIENTS (undeliverable, * duplicate) *****

95221908 Best Buy/cbna

 TOTALS: 1, * 0, ## 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Nov 03, 2019 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on November 1, 2019 at the address(es) listed below:

NONE. TOTAL: 0

Case 19-19628-RAM Doc 23 Filed 11/03/19 Page 2 of 4
Information to identify the case:

Debtor 1 Juan Carlos Baralt

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−1581

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Southern District of Florida

Case number: 19−19628−RAM

Order of Discharge 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Juan Carlos Baralt

November 1, 2019

By the court:

Robert A Mark

United States Bankruptcy Judge

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Form 318 (10/01/16) Order of Discharge page 1

Case 19-19628-RAM Doc 23 Filed 11/03/19 Page 3 of 4
Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 Order of Discharge page 2

Case 19-19628-RAM Doc 23 Filed 11/03/19 Page 4 of 4