Exhibit 4.0


	
  

 	
  

 
	
 COMMON STOCK

 	
  

 
	
 CERTIFICATE
 NO

 	
 COMMON STOCK

 
	
  

 	
 ____________ SHARES

 
	
  

 	
 See reverse side for certain definitions

 
	
  

 	
 CUSIP NO. _________

 
	
  

 	
  

 



AUBURN BANCORP, INC.

INCORPORATED UNDER THE LAWS OF THE UNITED STATES


THIS CERTIFIES
THAT:


[SPECIMEN]


is the owner
of:


FULLY PAID AND NONASSESSABLE SHARE OF COMMON
STOCK $0.01 PAR VALUE

PER SHARE OF AUBURN BANCORP, INC.


          The
Shares represented by this certificate are transferable only on the stock
transfer books of Auburn Bancorp, Inc. (the “Company”) by the holder of record
hereof, or by his duly authorized attorney or legal representative, upon the
surrender of this certificate properly endorsed. This certificate and the
shares represented hereby are issued and shall be held subject to all the provisions
of the Charter of the Company and any amendments thereto (copies of which are
on file with the Corporate Secretary of the Company), to all of which
provisions the holder by acceptance hereof, assents. This certificate is not
valid until countersigned and registered by the Corporation’s Transfer Agent
and Registrar.


          The
shares are not a deposit account and are not federally insured or guaranteed by
the Federal Deposit Insurance Corporation.


          IN
WITNESS WHEREOF, AUBURN BANCORP, INC. has caused this
certificate to be executed by the signatures of its duly authorized officers
and has caused its corporate seal to be hereunto affixed.


	
  

 	
  

 	
  

 
	
 Dated:

 	
 [SEAL]

 	
  

 
	
  

 	
  

 	
  

 
	
      SIGNATURE
 TO COME

 	
 SIGNATURE TO
 COME

 
	
  

 	
  

 	
  

 
	
      Secretary

 	
 President
 and Chief Executive Officer

 









          The
shares represented by this Certificate are subject to a limitation contained in
the Charter generally to the effect that for a period of five years from the date of the initial issuance of securities in no
event shall any person, other that Auburn Bancorp, MHC, directly or indirectly,
offer to acquire or acquire the beneficial ownership of more than 10% of the
outstanding shares of common stock. Shares beneficially owned in excess of this
limitation shall not be counted as shares entitled to vote and shall not
be voted by any person or counted as voting shares.


          The
Board of Directors of the Company is authorized by resolution(s), from time to
time adopted, to provide for the issuance of serial preferred stock
series and to fix and state the voting powers, designations, preferences and
relative, participating, optional, or other special rights of the shares of
each such series and the qualifications, limitations and restrictions thereof.
The Company will furnish to any shareholder upon request and without charge a full description of each class of stock
and any series thereof.


          The
shares represented by this Certificate may not be cumulatively voted on any
matter.


          The
following abbreviations, when used in the inscription on the face of this
certificate, shall be construed as though they were written out on full
according to applicable laws or regulations:


	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
TEN COM -

	
 

	
as tenants in common

	
 

	
UNIF GIFTS MIN ACT -  

	
________

	
 

	
 custodian   __________________


	
 

	
 

	
 

	
 

	
 

	
(Cust)

	
 

	
 

	
(Minor)


	
TEN ENT -

	
 

	
as tenants in entireties

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
 

	
 

	
 

	
 

	
 

	
under Uniform Gifts to Minors Act


	
JT TEN -

	
 

	
as joint tenants with right of survivorship and not as tenants in common

	
 

	
 

	
________________________________________


	
 

	
 

	
 

	
 

	
(State)


	
 

	
 

	
 

	
 

	
 


	
 

	
 

	
 

	
 

	
UNIF TRF MIN ACT -  

	
________

	
 

	
custodian (until age ______ )


	
 

	
 

	
 

	
 

	
 

	
(Cust)

	
 

	
 


	
 


	
 

	
 

	
 

	
 

	
 

	
under Uniform Transfers to Minors Act


	
 

	
 

	
 

	
 

	
 

	
________________________________________


	
 

	
 

	
 

	
 

	
 

	
(State)








	
 


	
Additional
  abbreviations may also be used though not in the above list.


	
 


	
For value received _______________________________________ hereby sell, assign and transfer unto 








	
 

	
 


	
PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFICATION NUMBER IF
  ASSIGNEE

	
 








	
 

	
 

	
 


	 


	
Please print or typewrite name and address including
  postal zip code of assignee.


	
 


	
 


	
___________________________________________________________________________________ shares
of the common stock represented by this
certificate and do hereby irrevocable constitute and appoint __________________________________________________________________,
attorney, to transfer the said stock on the books of the within-named
corporation with full power of substitution in the premises. 


	
 


	
DATED
______________________ 


	
 


	
 

	 


	
 

	
NOTICE:
  The signature to this assignment must correspond with the name as written upon the face
  of the certificate in every particular without alteration or enlargement or any change whatever.







	
 

	
 

	
 


	
 

	
 

	
 


	
 

	 


	
SIGNATURE GUARANTEED:

	
THE SIGNATURE(S) SHOULD BE
  GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION, (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS
  WITH MEMBERSHIP IN AN APPROVED
  SIGNATURE GUARANTEE MEDALLION PROGRAMS), PURSUANT TO S.E.C. RULE
  17Ad-15






KEEP THIS
  CERTIFICATE IN A SAFE PLACE. IF IT IS LOST, STOLEN, MUTILATED OR DESTROYED,
  THE COMPANY WILL REQUIRE
  A BOND OF INDEMNITY AS A CONDITION TO THE ISSUANCE OF A REPLACEMENT
  CERTIFICATE.