|Exhibit 99.5 Holders of Record, holding 5% or more of the outstanding balance for Bear Stearns Asset Backed Securities I Trust 2004-HE6, Asset-Backed Certificates, Series 2004-HE6 as reflected in the security position listing as of December 31, 2004 provided by DTC.  Class
Name and Address of Holder


Amount Held
% Class
I-A-1
Mellon Trust




194,537,000
74%

525 William Penn Place, Suite 3418

Pittsburgh, PA 15259

UBSSEC/CMO



69,000,000
26%


299 Park Avenue

New York, NY 10171
I-A-2
JP Morgan Chase Bank NA


19,200,000
42%

14201 Dallas Parkway

Dallas, TX 75254

LaSalle Bank NA



26,282,000
58%

135 S. LaSalle Street

Chicago, IL 60603
II-A
FA MA INVT




211,021,000
100%

3900 Wisconsin Avenue NW

Washington, DC 20016

III-A
FHL/RETAIN




212,238,000
100%

155 Parkrun Drive

Mail Stop 5DN

McLean, VA 22102
M-1
JP Morgan Chase Bank NA


32,000,000
53%

14201 Dallas Parkway

Dallas, TX 75254

LaSalle Bank NA



5,000,000
8%

135 S. LaSalle Street

Chicago, IL 60603

ML SFKPG




22,411,000
37%

4 Corporate Place

Piscataway, NJ 08854
M-2
LaSalle Bank NA



10,000,000
21%

135 S. LaSalle Street

Chicago, IL 60603

SSB&T Co




9,950,000
21%

1776 Heritage Drive Global Corporate Action  Unit JAB 5NW

No. Quincy, MA 02171

Mellon Trust




6,993,000
14%

525 William Penn Place, Suite 3418

Pittsburgh, PA 15259
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|Wells Fargo Bank NA



8,383,000
17%

733 Marquette Avenue



Minneapolis, MN 55479

JP Morgan Chase Bank NA


9,000,000
19%

14201 Dallas Parkway

Dallas, TX 75254
M-3
Merrill Lynch




3,817,000
28%

101 Hudson St., Ninth Floor

Jersey City, NJ 07302

SSB&T Co




10,000,000
72%

1776 Heritage Drive Global Corporate Action  Unit JAB 5NW

No. Quincy, MA 02171
M-4
JP Morgan Chase Bank NA


9,514,000
83%

14201 Dallas Parkway

Dallas, TX 75254

UBSSEC/CMO



2,000,000
17%


299 Park Avenue

New York, NY 10171
M-5
JP Morgan Chase Bank NA


8,632,000
85%

14201 Dallas Parkway

Dallas, TX 75254

UBSSEC/CMO



1,500,000
15%


299 Park Avenue

New York, NY 10171
M-6
Bear Stearns




3,000,000
32%

One Metrotech Center North, Fourth Floor

Brooklyn, NY 11201-3862

Deutsche Bank



4,000,000
43%

1251 Avenue of the Americas

New York, NY 10020

SSB&T Co




2,211,000
24%

1776 Heritage Drive Global Corporate Action  Unit JAB 5NW

No. Quincy, MA 02171                                                                                                                                                                                                                                                                                                                                                                                            
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