**CODE      OF ETHICS**

|   | 1.1 | You                will act with honesty and integrity in connection with your duties                with                the Company, when dealing or communicating with: (i) each other officer,                director or employee of the Company; (ii) the vendors, customers                and                prospective customers of the Company; (iii) governmental officials;                and                (iv) all other persons with whom the Company has a business                relationship. |
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|   | 1.2 | You                will comply with all local, municipal, state and federal laws and                regulations that may be applicable to the business of the                Company. |
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|   | 1.3 | Except                with the explicit written consent of the Audit Committee, you will                refrain                from engaging in any activity which is or would appear to be inconsistent                with the best interests of the Company, including but not limited                to the                following: |
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| ·       | Owning                a substantial interest in any business which competes with the Company                or                does business with the Company; |
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| ·       | Providing                services as a director, manager, consultant, employee or independent                contractor to an entity or person that competes or does business                with the                Company; |
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| ·       | Engaging                in any outside employment which conflicts with an essential                business-related interest of the Company, or, solely in the case                of                employees, engaging in any outside employment which will require,                or can                be reasonably expected to require, significant time, attention or                energy; |
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| ·       | Accepting                gifts (other than gifts of nominal value), favors, compensation,                loans,                excessive entertainment or other similar benefits from any entity                or                person that does business, seeks to do business, or competes with                the                Company; |
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| ·       | Representing                the Company in any transaction with a person or entity in which you                have,                or any member of your immediate family has, a direct or indirect                personal                interest or may derive a financial                benefit; |
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| ·       | Taking                advantage of any business opportunity which is in the same or a similar                business in which the Company is or plans to be engaged, or which                would                otherwise rightfully belong to the Company;                and |
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| ·       | Using                or revealing (without proper authorization) any confidential financial                or                other confidential information concerning the Company’s plans, decisions                or activities, including information which is not available to the                general                public and which could be considered of some importance in a decision                whether to buy or sell the Company’s                securities. |
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|   | 2.1 | You                shall be responsible to ensure the full, fair, accurate, clear and                timely                disclosure of information required in all reports or documents filed                with                the United States Securities and Exchange Commission and other public                communications. |
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|   | 2.2 | You                shall be responsible to ensure that the Company’s financial books and                records are properly maintained, and accurately and fully record                all                financial transactions, assets and liabilities of the                Company. |
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|   | 2.3 | You                shall promptly notify the Chairman of the Audit Committee of Ready                Credit                of any information you may have which is evidence of any material                deficiency in the design or operation of the Company’s internal financial                controls, or any accounting or auditing practice, process, or treatment                engaged in by any of the Company’s officers, directors, employees or                auditors, which you believe could materially affect the Company’s ability                to accurately record, process, summarize or report on financial                information. |
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|   | 4.1 | Any                officer or employee of the Company who is found by the Audit Committee                to                have violated any provision of this Code of Ethics shall be subject                to                disciplinary action, including but not limited to termination of                employment, suspension without pay, demotion or re-assignment of                employment, or censure. |
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|   | 4.2 | Any                director of the Company who is found by the Audit Committee to have                violated any provision of this Code of Ethics will be subject to                disciplinary action, including but not limited to public censure,                exclusion as a candidate for re-election as a member of the Board                of                Directors, or termination as a member of the Board of                Directors. |
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|   | 4.3 | Any                person subject to this Code of Ethics who is found by the Audit Committee                to have violated any law or regulation for which there is a civil                or                criminal penalty will be swiftly reported to the proper governmental                authority. |
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|   | 4.4 | No                adverse action will be taken against any officer, director or employee                who                reports to the Audit Committee any violation of this Code of Ethics                by any                person subject thereto, solely by reason of such reporting. |
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|   | 4.5 | Any                member of the Audit Committee who is the subject of any reported                violation                of this Code of Ethics shall recuse himself or herself from all                discussions and deliberations relating to such                matter. |
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|   | 4.6 | The                Audit Committee shall promptly investigate and take such action as                it                deems appropriate with respect to each reported violation of this                Code of                Ethics, with the objectives of: deterring any violations of this                Code of                Ethics; promoting honesty and accountability to the Company among                the                officers, directors and employees of the Company; protecting the                assets                and business of the Company from any losses or damages; ensuring                the                generation and public dissemination of clear and accurate information                regarding the Company’s operations; preventing any violation of law or                regulation applicable to the Company or its operations; and establishing                an image of good governance. With respect to disciplinary action,                the                Audit Committee shall in any event discipline violators of this Code                of                Ethics in a manner calculated to prevent future violations                hereof. |
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|   | 4.7 | Any                waiver of this Code of Ethics for executive officers and directors                of the                Company may be made only by the Board of Directors or the Audit Committee,                and will be promptly disclosed as required by law or applicable stock                exchange or listing regulations. |
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|   | 4.8 | The                Audit Committee will have the power and authority to create reasonable                policies regarding the keeping of records relating to violations,                alleged                violations and investigations of alleged violations of this Code                of                Ethics. |
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