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|------------------------------------------------- | -------- | --------- | ------------- | ----- | -------------- |  | ----------------------- |  | --------------- |  | --------- |  |  |  | -------------- | 
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|Morgan Stanley ABS Capital I Inc. Series 2004-HE6
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|2004 Annual Statement                            
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | DISTRIBUTION IN DOLLARS |  |                 |  |           |  | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  | ENDING BALANCE | 
|PERIOD                                            |          | CLASS     |               | CUSIP |                |  | INTEREST                |  |                 |  | PRINCIPAL |  | 
|200409                                            | A-1      | 61746RHY0 | $931,103.27   |       | $3,815,553.91  |  | $518,420,446.09         | 
|200410                                            | A-1      | 61746RHY0 | $874,978.51   |       | $7,983,772.22  |  | $510,436,673.87         | 
|200411                                            | A-1      | 61746RHY0 | $1,026,544.87 |       | $11,267,377.17 |  | $499,169,296.70         | 
|200412                                            | A-1      | 61746RHY0 | $1,079,169.77 |       | $14,784,379.49 |  | $484,384,917.21         | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $3,911,796.42           |  | $37,851,082.79  |  |           |  | 
|200409                                            | A-2      | 61744CFA9 | $781,559.80   |       | $5,399,427.93  |  | $430,718,572.07         | 
|200410                                            | A-2      | 61744CFA9 | $730,307.27   |       | $10,418,166.86 |  | $420,300,405.21         | 
|200411                                            | A-2      | 61744CFA9 | $849,006.82   |       | $9,833,829.40  |  | $410,466,575.81         | 
|200412                                            | A-2      | 61744CFA9 | $890,935.15   |       | $14,171,892.83 |  | $396,294,682.98         | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $3,251,809.04           |  | $39,823,317.02  |  |           |  | 
|200409                                            | B-1      | 61744CFG6 | $47,180.02    |       | $0.00          |  | $14,854,000.00          | 
|200410                                            | B-1      | 61744CFG6 | $42,630.98    |       | $0.00          |  | $14,854,000.00          | 
|200411                                            | B-1      | 61744CFG6 | $49,942.45    |       | $0.00          |  | $14,854,000.00          | 
|200412                                            | B-1      | 61744CFG6 | $51,555.56    |       | $0.00          |  | $14,854,000.00          | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $191,309.01             |  | $0.00           |  |           |  | 
|200409                                            | B-2      | 61744CFH4 | $48,541.63    |       | $0.00          |  | $14,854,000.00          | 
|200410                                            | B-2      | 61744CFH4 | $43,786.29    |       | $0.00          |  | $14,854,000.00          | 
|200411                                            | B-2      | 61744CFH4 | $51,262.80    |       | $0.00          |  | $14,854,000.00          | 
|200412                                            | B-2      | 61744CFH4 | $52,834.66    |       | $0.00          |  | $14,854,000.00          | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $196,425.38             |  | $0.00           |  |           |  | 
|200409                                            | B-3      | 61744CFJ0 | $71,008.31    |       | $0.00          |  | $14,854,000.00          | 
|200410                                            | B-3      | 61744CFJ0 | $62,848.92    |       | $0.00          |  | $14,854,000.00          | 
|200411                                            | B-3      | 61744CFJ0 | $73,048.67    |       | $0.00          |  | $14,854,000.00          | 
|200412                                            | B-3      | 61744CFJ0 | $73,939.72    |       | $0.00          |  | $14,854,000.00          | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $280,845.62             |  | $0.00           |  |           |  | 
|200409                                            | LT-REMIC | MS04H6201 | $0.00         |       | $9,215,816.34  |  | $1,179,072,800.66       | 
|200410                                            | LT-REMIC | MS04H6201 | $0.00         |       | $18,401,939.08 |  | $1,160,670,861.58       | 
|200411                                            | LT-REMIC | MS04H6201 | $0.00         |       | $21,101,206.57 |  | $1,139,569,655.01       | 
|200412                                            | LT-REMIC | MS04H6201 | $0.00         |       | $28,956,272.32 |  | $1,110,613,382.69       | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $0.00                   |  | $77,675,234.31  |  |           |  | 
|200409                                            | M-1      | 61744CFB7 | $76,642.62    |       | $0.00          |  | $38,619,000.00          | 
|200410                                            | M-1      | 61744CFB7 | $71,788.43    |       | $0.00          |  | $38,619,000.00          | 
|200411                                            | M-1      | 61744CFB7 | $85,219.26    |       | $0.00          |  | $38,619,000.00          | 
|200412                                            | M-1      | 61744CFB7 | $90,807.78    |       | $0.00          |  | $38,619,000.00          | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $324,458.09             |  | $0.00           |  |           |  | 
|200409                                            | M-2      | 61744CFC5 | $78,412.66    |       | $0.00          |  | $38,619,000.00          | 
|200410                                            | M-2      | 61744CFC5 | $73,290.28    |       | $0.00          |  | $38,619,000.00          | 
|200411                                            | M-2      | 61744CFC5 | $86,935.66    |       | $0.00          |  | $38,619,000.00          | 
|200412                                            | M-2      | 61744CFC5 | $92,470.55    |       | $0.00          |  | $38,619,000.00          | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $331,109.15             |  | $0.00           |  |           |  | 
|200409                                            | M-3      | 61744CFD3 | $43,175.62    |       | $0.00          |  | $20,795,000.00          | 
|200410                                            | M-3      | 61744CFD3 | $40,272.98    |       | $0.00          |  | $20,795,000.00          | 
|200411                                            | M-3      | 61744CFD3 | $47,736.08    |       | $0.00          |  | $20,795,000.00          | 
|200412                                            | M-3      | 61744CFD3 | $50,687.54    |       | $0.00          |  | $20,795,000.00          | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $181,872.22             |  | $0.00           |  |           |  | 
|200409                                            | M-4      | 61744CFE1 | $97,883.07    |       | $0.00          |  | $38,619,000.00          | 
|200410                                            | M-4      | 61744CFE1 | $89,810.63    |       | $0.00          |  | $38,619,000.00          | 
|200411                                            | M-4      | 61744CFE1 | $105,816.06   |       | $0.00          |  | $38,619,000.00          | 
|200412                                            | M-4      | 61744CFE1 | $110,760.93   |       | $0.00          |  | $38,619,000.00          | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $404,270.69             |  | $0.00           |  |           |  | 
|200409                                            | M-5      | 61744CFF8 | $56,519.08    |       | $0.00          |  | $20,795,000.00          | 
|200410                                            | M-5      | 61744CFF8 | $51,594.71    |       | $0.00          |  | $20,795,000.00          | 
|200411                                            | M-5      | 61744CFF8 | $60,675.19    |       | $0.00          |  | $20,795,000.00          | 
|200412                                            | M-5      | 61744CFF8 | $63,222.30    |       | $0.00          |  | $20,795,000.00          | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $232,011.28             |  | $0.00           |  |           |  | 
|200409                                            | P        | MS04H6102 | $139,023.97   |       | $0.00          |  | $0.00                   | 
|200410                                            | P        | MS04H6102 | $358,499.12   |       | $0.00          |  | $0.00                   | 
|200411                                            | P        | MS04H6102 | $174,892.07   |       | $0.00          |  | $0.00                   | 
|200412                                            | P        | MS04H6102 | $522,477.00   |       | $0.00          |  | $0.00                   | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $1,194,892.16           |  | $0.00           |  |           |  | 
|200409                                            | UT-R     | MS04H6103 | $0.00         |       | $0.00          |  | $0.00                   | 
|200410                                            | UT-R     | MS04H6103 | $0.00         |       | $0.00          |  | $0.00                   | 
|200411                                            | UT-R     | MS04H6103 | $0.00         |       | $0.00          |  | $0.00                   | 
|200412                                            | UT-R     | MS04H6103 | $0.00         |       | $0.00          |  | $0.00                   | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $0.00                   |  | $0.00           |  |           |  | 
|200409                                            | X        | MS04H6101 | $4,146,321.41 |       | $834.50        |  | $27,924,782.50          | 
|200410                                            | X        | MS04H6101 | $4,242,589.37 |       | $0.00          |  | $27,924,782.50          | 
|200411                                            | X        | MS04H6101 | $3,786,026.96 |       | $0.00          |  | $27,924,782.50          | 
|200412                                            | X        | MS04H6101 | $3,548,372.56 |       | $0.00          |  | $27,924,782.50          | 
|                                                  |          |           |               |       |                |  |                         |  |                 |  |           |  |  |  |                | 
|                                                  |          |           |               |       |                |  | $15,723,310.30          |  | $834.50         |  |           |  | 
|                                                  |          |           |               |       |                |  | $26,224,109.36          |  | $155,350,468.62 |  |           |  |