UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 10-K

[X]      Annual  report  pursuant  to  Section  13 or  15(d)  of the Securities
         Exchange Act of 1934 for the fiscal period December 31, 2004

[  ]     Transition report pursuant to Section 13 or 15(d) of the
         Securities Exchange Act of 1934 for the transition period from   to


                                        Commission File Number 333-109775-07

                    J.P.MORGAN CHASE ACCEPTANCE CORPORATION I
             (Exact name of registrant as specified in its charter)

         Delaware                                           13-3789046
(State or other jurisdiction of                           I.R.S. Employer
incorporation or organization)                            Identification No.)

60 Wall Street
New York, New York                                             10260
(Address of Principal Executive Offices)                      (Zip Code)

       Registrant's telephone number, including area code :(212) 648-7741


                        J.P.Morgan Mortgage Trust 2004-S1
                       Mortgage Pass-Through Certificates
            (Title of each class of securities covered by this Form)

Securities registered pursuant to Section 12(b) of the Act:  None
Securities registered pursuant to Section 12(g) of the Act:  None

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days. Yes [X] No [ ]

Indicate by check mark if disclosure of delinquent  filers  pursuant to Item 405
of Regulation  S-K is not contained  herein,  and will not be contained,  to the
best of registrant's  knowledge,  in definitive proxy or information  statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K. [X]

Indicate by check mark whether the registrant is an accelerated filer (as
defined in Exchange Act Rule 12b-2). Yes  No [X]

                   Documents incorporated by reference: None



<PAGE>


PART I

Item 1.  Business.

         Not Applicable.

Item 2.  Properties.

         Not Applicable.

Item 3.  Legal Proceedings.

     The Registrant is not aware of any material legal  proceeding  with respect
to J.P. Morgan Acceptance Corporation I, as depositor,  Chase Manhattan Mortgage
Corp.,  as master  servicer  with  respect to the Harris Trust  Mortgage  Loans,
Wachovia Bank N.A.,  as trustee,  and JPMorgan  Chase Bank,  N.A., as securities
administrator as related to the Trust.

Item 4.  Submission of Matters to a Vote of Security Holders

     No matter was  submitted  to a vote or  consent  of Holders of the  Offered
Certificates during the fiscal year covered by this report.

PART II

Item 5. Market for Registrant's Common Equity,  Related Stockholder Matters
        and Issuer Purchases of Equity Securities.

    The Trust does not issue stock. There is currently no established secondary
market for the  Certificates.  There are less than 300  participants  in the DTC
System.  As of December 31, 2004 the total number of such DTC participants  with
respect to each class of certificates is 52.

Item 6.  Selected Financial Data

         Not Applicable.

Item 7.  Management's Discussion and Analysis of Financial condition and
         Results of Operation.

         Not Applicable.


Item 7A. Quantitative and Qualitative Disclosures About Market Risk.

         Not Applicable.

Item 8.  Financial Statements and Supplementary Data.

         Not Applicable.

Item 9.  Changes in and Disagreements with Accountants on Accounting and
         Financial Disclosure.

     There was no change of accountants or disagreement  with accountants on any
matter of accounting principles or practices or financial disclosure.

Item 9A. Controls and Procedures.

         Not Applicable.

Item 9B. Other Information.

         None.


                                      -2-

<PAGE>

PART III

Item 10. Directors and Executive Officers of the Registrant.

         Not Applicable.

Item 11. Executive Compensation.

         Not Applicable.

Item 12. Security Ownership of Certain Beneficial Owners and Management.

         Not Applicable.

Item 13. Certain Relationships and Related Transactions.

         No reportable transactions have occurred.

Item 14. Principal Accounting Fees and Services.

         Not Applicable.

PART IV


Item 15. Exhibits, Financial Statement Schedules.

(a) The following documents are filed as part of this report:

    (1) Financial Statements:

         Not Applicable.

    (2)  Financial Statement Schedules:

         Not Applicable.

    (3)  Exhibits:

     Rule 13a-14(a)/15d-14(a) Certification, filed as Exhibit 31.1 hereto.

     Annual  Independent  Accountant's  Servicing  Report  concerning  servicing
        activities, filed as Exhibit 99.1 hereto.

     Report of  Management as to Compliance  with Minimum  Servicing  Standards,
        filed as Exhibit 99.2 herto.

     Annual Statement as to Compliance, filed as Exhibit 99.3 herto.

     Aggregate Statement of Principal and Interest Distributions to
       Certificateholders as of December 31, 2004, filed as Exhibit 99.4 hereto.

(b) Exhibits to this report are listed in Item (15)(a)(3)above.

(c) Not Applicable.

                                      -3-
<PAGE>

J.P. Morgan Mortgage Trust 2004-S1 Mortgage Pass-Through Certificates
----------------------------------------------------------------

SIGNATURE

Pursuant to the  requirements of Section 13 or 15(d) of the Securities  Exchange
Act of 1934,  the  registrant  has duly  caused  this report to be signed on its
behalf by the undersigned thereunto duly authorized.

                    JPMorgan Chase Bank, N.A., not in its individual capacity,
                    but solely as attorney-in-fact for J.P. Morgan Acceptance
                    Corporation I

               By: /s/ Diane E. Wallace
                    -----------------------------
                    Name:   Diane E. Wallace

            Title:  Vice President
             Date:  March 30, 2005




                                      -4-
<PAGE>


SUPPLEMENTAL  INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION
15(D) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO
SECTION 12 OF THE ACT.

The  registrant  has not sent an annual report or proxy material to its security
holders.  The registrant  will not be sending an annual report or proxy material
to its security holders subsequent to the filing of this form.

                                      -5-
<page>



                                 EXHIBIT INDEX

Exhibit Description

31.1    Rule 13a-14(a)/15d-14(a) Certification

99.1    Annual Independent Accountants' Servicing Report
        with Management Assertion

        Chase Manhattan Mortgage Corp., as Master Servicer and Servicer
        Harris Trust and Savings Bank, As Servicer

99.2    Report of Management as to Compliance with Minimum Servicing Standards

        Chase Manhattan Mortgage Corp., as Master Servicer and Servicer
        Harris Trust and Savings Bank, As Servicer

99.3    Annual Statement as to Compliance

        Chase Manhattan Mortgage Corp., as Master Servicer and Servicer
        Harris Trust and Savings Bank, As Servicer

99.4    Aggregate Statement of Principal and Interest Distributions to
           Certificateholders as of December 31, 2004


                                      -6-

<page>
                                  Exhibit 31.1
                     Rule 13a-14(a)/15d-14(a) Certification

                       J.P. Morgan Acceptance Corporation I
                        J.P.Morgan Mortgage Trust 2004-S1
                  Commercial Mortgage Pass-Through Certificates
                                 (the "Trust")

     I, Jonathan P. Davis,  Chief Executive  Officer of J.P.  Morgan  Acceptance
Corporation I., the depositor of assets into J.P. Morgan Mortgage Trust 2004-S1,
certify that:

1.   I have reviewed  this annual  report on Form 10-K,  and all reports on Form
     8-K  containing  distribution  or  servicing  reports  filed in  respect of
     periods included in the year covered by this annual report, of the Trust;

2.   Based on my knowledge,  the information in these reports, taken as a whole,
     does not contain any untrue statement of a material fact or omit to state a
     material  fact  necessary  to make  the  statements  made,  in light of the
     circumstances  under which such  statements were made, not misleading as of
     the last day of the period covered by this annual report;

3.   Based on my knowledge,  the distribution or servicing  information required
     to be provided to the paying agent by the servicer and the special servicer
     under the pooling and servicing agreement for inclusion in these reports is
     included in these reports;

4.   Based on my knowledge and upon the annual compliance  statement included in
     this annual  report and  required to be  delivered  to the paying  agent in
     accordance  with the terms of the  pooling  and  servicing  agreement,  and
     except as  disclosed  in this annual  report,  the servicer and the special
     servicer have fulfilled their  obligations  under the pooling and servicing
     agreement; and

5.   This annual report discloses all significant  deficiencies  relating to the
     servicer's  or special  servicer's  compliance  with the minimum  servicing
     standards  based  upon  the  report  provided  by  an  independent   public
     accountant, after conducting a review in compliance with the Uniform Single
     Attestation Program for Mortgage Bankers or similar procedure, as set forth
     in the pooling  and  servicing  agreement,  that is included in this annual
     report.

     In giving the certifications above, I have reasonably relied on information
provided to me by the following  unaffiliated parties:  Chase Manhattan Mortgage
Corp.,  as Master  Servicer and Servicer and Harris Trust and Savings  Bank,  as
Servicer.


By: /s/ Jonathan P. Davis
    -------------------------------------
Name:   Jonathan P. Davis
Title:  Vice President


Dated:  March 30, 2005

                                      -7-

<PAGE>


                                  EXHIBIT 99.1
                Annual Independent Accountant's Servicing Report
                                 ---------------


PricewaterhouseCoopers, LLP
PricewaterhouseCoopers Center
300 Madison Avenue
New York, NY  10017
Telephone:  (646)  471-3000
Facsimile:  (813)  286-6000


                       Report of Independent Auditors


To the Board of Directors of
Chase Manhattan Mortgage Corporation:


We  have  examined   management's   assertion  about  Chase  Manhattan  Mortgage
Corporation's (the "Company") compliance with the minimum servicing standards as
set forth in the  Mortgage  Bankers  Association  of  America's  Uniform  Single
Attestation  Program for Mortgage  Bankers ("USAP") as of and for the year ended
December 31, 2004. The Company has  interpreted  USAP and  determined  that USAP
minimum  servicing  standards I.1, I.2, I.3, III.1,  III.5,  IV.1, and VII.1 are
applicable to master servicers and are included in the  accompanying  management
assertion  (see  Exhibit  I).   Management  is  responsible  for  the  Company's
compliance with these minimum  servicing  standards.  Our  responsibility  is to
express an opinion on  management's  assertion,  as it relates to the  Company's
compliance with the  aforementioned  minimum servicing  standards,  based on our
examination.  The Company has interpreted  USAP and determined that USAP minimum
servicing  standards I.4, II.1, II.2, II.3, II.4, III.2,  III.3,  III.4,  III.6,
V.1, V.2, V.3, V.4 and VI.1 are not applicable to master servicers.  The Company
uses a subservicing organization to perform the servicing obligations subject to
servicing  standards I.4, II.1, II.2, II.3, II.4, III.2,  III.3,  III.4,  III.6,
V.1,  V.2,  V.3,  V.4,  and VI.1 of the USAP.  We did not examine the  Company's
compliance with the servicing standards referred to in the previous sentence and
accordingly, do not express an opinion thereon.

Our examination was made in accordance with attestation standards established by
the  American  Institute  of  Certified  Public  Accountants  and,  accordingly,
included  examining,  on a test basis,  evidence about the Company's  compliance
with the minimum  servicing  standards and performing such other such procedures
as we considered necessary in the circumstances. We believe that our examination
provides a reasonable basis for our opinion.  Our examination does not provide a
legal  determination  on the  Company's  compliance  with the minimum  servicing
standards.

In our  opinion,  management's  assertion  that the  Company  complied  with the
aforementioned  minimum  servicing  standards solely as they relate to standards
I.1,  I.2,  I.3,  III.1,  III.5,  IV.1,  and VII.1 as of and for the year  ended
December 31, 2004 is fairly stated, in all material respects.


By:  /s/ PricewaterhouseCoopers, LLC
------------------------------------
PricewaterhouseCoopers, LLC


March 23, 2005


<page>



KPMG LLP
302 East Wecker Drive
Chicago, IL 60601-5212



                        Independent Accountants' Report

The Board of Directors
Harris Trust and Savings Bank:

We have examined management's assertion, included in the accompanying Management
Assertion,  that  Harris  Trust  and  Savings  Bank  complied  with the  minimum
servicing  standards set forth in the Mortgage Bankers  Association of America's
Uniform Single  Attestation  Program for Mortgage Bankers as of and for the year
ended December 31, 2004.  Management is responsible for Harris Trust and Savings
Bank's compliance with those minimum servicing standards.  Our responsibility is
to express an opinion on  management's  assertion about Harris Trust and Savings
Bank's compliance based on our examination.

Our  examination  was  conducted  in  accordance  with   attestation   standards
established  by the  American  Institute of Certified  Public  Accountants  and,
accordingly,  included examining,  on a test basis,  evidence about Harris Trust
and Savings Bank's  compliance with the minimum  servicing  standards  specified
above and performing such other  procedures,  as we considered  necessary in the
circumstances.  We believe that our examination  provides a reasonable basis for
our opinion.  Our examination  does not provide a legal  determination on Harris
Trust and Savings Bank's compliance with the minimum servicing standards.

In our opinion,  management's  assertion that Harris Trust and Savings complied
with the aforementioned  minimum servicing standards during the year ended
December  31, 2004 is fairly  stated,  in all material respects.

By:  /s/ KPMG LLP
---------------------------
March 17, 2005

<PAGE>


                                  EXHIBIT 99.2
     Report of Management as to Compliance with Minimum Servicing Standards
                              -------------------

                                                                   EXHIBIT I


             Management's Assertion Concerning Compliance with USAP
                          Minimum Servicing Standards


March 23, 2005

As of and for  the  year  ended  December  31,  2004,  Chase  Home  Finance  LLC
(successor by merger to Chase Manhattan  Mortgage  Corporation)  (the "Company")
has complied in all material respects with the minimum  servicing  standards set
forth  in  the  Mortgage  Bankers   Association  of  America's   Uniform  Single
Attestation  Program for Mortgage  Bankers  ("USAP") that we have determined are
applicable to master  servicers.  We have  interpreted  USAP and determined that
minimum servicing  standards I.1, I.2, I.3, III.1, III.5, IV.1, and VII.1 as set
forth in USAP are applicable to master servicers.  We have also interpreted that
USAP minimum  servicing  standards I.4, II.1, II.2, II.3,  II.4,  III.2,  III.3,
III.4,  III.6,  V.1,  V.2,  V.3,  V.4 and  VI.1  as set  forth  in USAP  are not
applicable  to master  servicers;  for these  minimum  servicing  standards  the
Company relies on the performance of its  subservicers.  This assertion  relates
specifically to the Company's Master Servicing Portfolio.

It is  the  Company's  policy  to  obtain  and  review  USAP  reports  from  the
independent  auditors of its  subservicers on an annual basis.  Not all of those
USAP reports for the year ended  December 31, 2004 are available as of March 23,
2005. As of March 23, 2005, the Company has obtained USAP reports for 32% of its
subservicers.  These  subservicers  serviced loans  comprising 90% of the unpaid
principal balance of the Company's Master Servicing Portfolio as of December 31,
2004.  Instances of  non-compliance  noted in the USAP reports received from the
subservicers as of March 23, 2005, have been included in Exhibit II hereto.

As of and for this same period, the Company had in effect fidelity bond and
errors and omissions  policy in the amounts of  $250,000,000  and  $25,000,000,
respectively.


By:  /s/ Diane Bentz
-----------------------------
Diane Bentz
Senior Vice President
Chase Home Finance LLC

By: /s/  Bonnie Collins
-----------------------------
Bonnie Collins
Senior Vice President
Chase Home Finance LLC



                                                                Exhibit II

                      Chase Manhattan Mortgage Corporation
                      Subservicers' USAP Report Exceptions


It is the policy of Chase  Manhattan  Mortgage  Corporation  (the  "Company") to
obtain Uniform Single Attestation  Program for Mortgage Bankers ("USAP") reports
from the independent  auditors of its  subservicers as of and for the year ended
December 31, 2004.  As of March 23, 2005,  the Company has obtained and reviewed
USAP reports for 32% of its  subservicers.  These  subservicers  serviced  loans
comprising 90% of the unpaid principal balance of the Company's Master Servicing
Portfolio as of December 31, 2004. The Company noted instances of  noncompliance
included in the USAP reports received as of March 23, 2005, which are summarized
below.



Servicer                                        Exception

Cendant Mortgage  Corporation     The Company did not comply with the
                                  requirement to prepare custodial bank account
                                  reconciliations within 45 calendar days after
                                  the cutoff date and the requirement to resolve
                                  reconciling items within 90 calendar days of
                                  their original identification as specified by
                                  their minimum servicing standards.


North Fork Bancorporation, Inc.   The mortgage interest rate changes on certain
                                  Home Equity Lines of Credit were not adjusted
                                  at the appropriate date in accordance with
                                  the mortgagor's loan documents. This resulted
                                  in the mortgagor being overcharged for the
                                  period from the interest rate change until
                                  the correct effective date, which was the
                                  first day of the following month.


GMAC Mortgage Corporation         There were bank accounts over the course of
                                  several months where the Company was not in
                                  full compliance with USAP requirements as it
                                  related to the preparation of custodial bank
                                  reconciliations within 45 calendar days of
                                  cutoff as well as the resolution of
                                  reconciling items within 90 calendar days of
                                  original identification. The Company
                                  remediated the issues related to the
                                  preparation of custodial bank accounts
                                  reconciliations within 45 calendar days as of
                                  December 31, 2004.

<page>


Consumer Lending        3800 Golf Road, Suite 300       Telephone (847) 434-2500
Center                  Servicing Dept. G
                        P.O. Box 8759
                        Rolling Meadows, Illinois 60008


HARRIS BANK

March 17, 2005

                              MANAGEMENT ASSERTION


As of and for the year ended  December 31,  2004,  Harris Trust and Savings Bank
complied with the minimum servicing  standards set forth in the Mortgage Bankers
Association  of  America's  Uniform  Single  Attestation  Program  for  Mortgage
Bankers.  As of and for this time  period,  Harris Trust and Savings Bank had in
effect a  fidelity  bond  policy in the  amount of  $261,656,469  and a Mortgage
errors and omissions policy in the amount of $5,000,000.



/s/ Joseph Lipari                               /s/ Peter Singer
------------------                              -----------------
Joseph Lipari                                   Peter Singer
Senior Vice President                           Vice President
Harris Consumer Lending Center                  Senior Servicing Manager


<page>




                                  EXHIBIT 99.3
                       Annual Statement as to Compliance
                                 --------------


                           OFFICER'S CERTIFICATION


     Pursuant to Pooling and Servicing Agreement dated as of August 1, 2004, the
undersigned Officers certifies to the following:

1.   A review of the  activities  of the Master  Servicer  during the  preceding
     calendar  year and of its  performance  under the  Agreement  has been made
     under such officer's supervision.

2.   To the best of such Officer's  knowledge,  based on such review, the Master
     Servicer has fulfilled all its obligations under this Agreement  throughout
     such year,  or, if there has been a default in the  fulfillment of any such
     obligation,  specifying  each such  default  known to such  officer and the
     nature and status thereof and the action being taking by Master Servicer to
     cure such default.


Certified By:   /s/  Diane Bentz                Date:  March 15, 2005
                ----------------------                 ---------------
                Diane Bentz
                Senior Vice President
                Chase Home Finance LLC, as successor by merger to Chase
                Manhattan Mortgage Corporation


                /s/  Michele Paul            Date:  March 15, 2005
                ----------------------                 ---------------
                Michele Paul
                Vice President
                JPMorgan Chase Bank, N.A., as successor by merger to Chase
                Manhattan Mortgage Corporation




<page>


Consumer Lending        3800 Golf Road, Suite 300       Telephone (847) 434-2500
Center                  Servicing Dept. G
                        P.O. Box 8759
                        Rolling Meadows, Illinois 60008


Chase Manhattan Mortgage Corporation
Master Servicing
3415 Vision Drive
Columbus, OH  43219
Attention: Sevicer Oversight Group

RE:  Officer's Certificate

Dear Master Servicer:

The undersigned Officer certifies the following for the 2004 fiscal year:

(i)  A review of the activities of the Servicer during the preceding fiscal year
     and of the  Servicer's  performance  of the  Servicer's  performance of the
     Servicer  under the terms of the Servicing  Agreement  with respect to such
     Loans has been made under the  supervision  of the  officer who signed such
     Officer's Certificate;

(ii) To the best of such officer's knowledge, based on such review, the Servicer
     has fulfilled all its  obligations  under this  Agreement  throughout  such
     year,  or if  there  has  been a  default  in the  fulfillment  of any such
     obligation,  such  Officer's  Certificate  shall  specify each such default
     known to such signer and the nature and status  thereof and what action the
     Servicer proposed to take with respect thereto.


Certified by:  /s/ Peter Singer
            -------------------

Officer:  Vice President

Date:  3/31/05

<page>


                                  EXHIBIT 99.4
         Aggregate Statement of Principal and Interest Distributions to
                   Certificateholders as of December 31, 2004


<TABLE>
<S>     <C>    <C>    <C>    <C>    <C>    <C>

-----------------------------------------------------------------------------------------------------------------------------------
                                  DISTRIBUTION IN DOLLARS
-----------------------------------------------------------------------------------------------------------------------------------
CUSIP             ORIGINAL PRIN        PAID PRIN            PAID INT          TOTAL PAID     ENDING PRIN BALANCE    CERT POOL FACTOR

466247EK5          23,000,000.00     1,327,990.97       590,998.48      1,918,989.45            21,672,009.03         942.26126217
466247EL3           5,535,500.00             0.00       145,306.91        145,306.91             5,535,500.00        1000.00000000
466247EM1          49,460,200.00     3,508,816.04     1,264,638.24      4,773,454.28            45,951,383.96         929.05778707
466247EN9          54,807,200.00             0.00     1,438,689.00      1,438,689.00            54,807,200.00        1000.00000000
466247EP4          40,000,000.00     3,905,837.04     1,012,495.74      4,918,332.78            36,094,162.96         902.35407400
466247EQ2          15,056,600.00             0.00       395,235.75        395,235.75            15,056,600.00        1000.00000000
466247ER0         255,756,000.00    19,041,782.20     7,267,346.06     26,309,128.26           236,714,217.80         925.54707534
466247ES8          18,461,700.00     2,903,304.03       261,003.64      3,164,307.67            15,558,395.97         842.73907441
466247ET6          18,461,700.00             0.00       448,821.94        448,821.94            18,461,700.00        1000.00000000
466247EU3             246,572.00         6,968.57             0.00          6,968.57               239,603.43         971.73819412
466247EV1         107,027,200.00    12,629,648.31     3,568,907.47     16,198,555.78            94,397,551.69         881.99590095
466247EW9             878,191.00        23,861.21             0.00         23,861.21               854,329.79         972.82913398
466247EX7           5,936,193.45             0.00       195,447.71        195,447.71             5,936,193.45        1000.00000000
466247EY5          23,458,700.00     2,505,887.83       717,864.75      3,223,752.58            20,952,812.17         893.17874264
466247EZ2             509,310.00        24,329.09             0.00         24,329.09               484,980.91         952.23127368
466247FA6             855,643.39             0.00        25,539.93         25,539.93               855,643.39        1000.00000000
466247FB4          33,634,800.00     6,619,490.40     1,092,335.72      7,711,826.12            27,015,309.60         803.19519070
466247FC2             326,057.00        30,090.94             0.00         30,090.94               295,966.06         907.71263920
466247FD0           2,256,106.80             0.00        69,866.91         69,866.91             2,256,106.80        1000.00000000
466247FE8                 100.00           100.00             0.42            100.42                     0.00           0.00000000
466247FF5           2,344,800.00        63,611.49        65,931.00        129,542.49             2,281,188.51         972.87125128
466247FG3           1,641,100.00        44,521.01        46,144.38         90,665.39             1,596,578.99         972.87123880
466247FH1           1,172,300.00        31,803.04        32,962.68         64,765.72             1,140,496.96         972.87124456
466247FJ7           3,927,800.00        37,080.23       135,284.70        172,364.93             3,890,719.77         990.55954224
466247FK4           1,658,300.00        15,655.11        57,116.60         72,771.71             1,642,644.89         990.55954291
466247FL2           1,047,400.00         9,887.93        36,075.45         45,963.38             1,037,512.07         990.55954745
466247FM0             422,000.00        11,448.33        11,865.78         23,314.11               410,551.67         972.87125592
466247FN8             281,300.00         7,631.31         7,909.59         15,540.90               273,668.69         972.87127622
466247FP3             703,373.60        19,081.41        19,777.44         38,858.85               684,292.19         972.87158631
466247FQ1             611,000.00         5,768.12        21,044.59         26,812.71               605,231.88         990.55954173
466247FR9             436,400.00         4,119.82        15,030.88         19,150.70               432,280.18         990.55953254
466247FS7           1,047,418.21         9,887.93        36,076.08         45,964.01             1,037,530.28         990.55971158

----------------------------------------------------------------------------------------------------------------------------------
</TABLE>