Federal Register / Vol. 77, No. 60 / Wednesday, March 28, 2012 / Notices 18793 

1 Dynamic Spectrum Access technology allows a 

radio device to (i) evaluate its radio frequency 

environment using spectrum sensing, geo-location, 

or a combination of spectrum sensing and geolocation techniques, (ii) determine which 

frequencies are available for use on a noninterference basis, and (iii) reconfigure itself to 

operate on the identified frequencies. 

2Spectrum Sharing Innovation Test-Bed Pilot 

Program, 73 FR 76,002 (Dec. 15, 2008). 

3The final Phase I test plan and additional 

information on the Test-Bed pilot program are 

available at http://www.ntia.doc.gov/category/ 

spectrum-sharing?page=1. 

4The annual progress reports and additional 

information on the Test-Bed pilot program are 

available at http://www.ntia.doc.gov/category/ 

spectrum-sharing?page=1. 

5There are certain limitations on the public 

review process to take into account the proprietary 

rights of the developers participating in the TestBed. As part of the Test-Bed, NTIA may enter into 

Cooperative Research and Development Agreements 

or Joint Project Agreements with the equipment 

developers. 

business Friday, April 20, 2012, in order 

to be included. Please submit your 

name, email address, and phone number 

to Michelle Harman. After registering, 

participants will be provided with 

detailed instructions on how to dial in 

from a remote location in order to 

participate. Michelle Harman’s email 

address is michelle.harman@nist.gov, 

and her phone number is (301) 975– 

5324. 

Dated: March 21, 2012. 

Willie E. May, 

Associate Director for Laboratory Programs. 

[FR Doc. 2012–7481 Filed 3–27–12; 8:45 am] 

BILLING CODE 3510–13–P 

DEPARTMENT OF COMMERCE 

National Telecommunications and 

Information Administration 

[Docket No. 120322212–2212–01] 

Spectrum Sharing Innovation Test-Bed 

Pilot Program 

AGENCY: National Telecommunications 

and Information Administration, U.S. 

Department of Commerce. 

ACTION: Notice, request for comments. 

SUMMARY: This notice describes and 

seeks comment on the types and depth 

of testing that the National 

Telecommunications and Information 

Administration (NTIA) intends to 

conduct in Phase II/III of the Spectrum 

Sharing Innovation Test-Bed pilot 

program to assess whether devices 

employing Dynamic Spectrum Access 

techniques can share the frequency 

spectrum with land mobile radio 

systems. 

DATES: Comments are due on or before 

April 27, 2012. 

ADDRESSES: Comments should be sent to 

the attention of Ed Drocella, Office of 

Spectrum Management, 1401 

Constitution Avenue NW., Room 6725, 

Washington DC, 20230; by facsimile 

transmission to (202) 482–4595; or by 

electronic mail to testbed@ntia.doc.gov. 

FOR FURTHER INFORMATION CONTACT: Ed 

Drocella at (202) 482–2608 or 

edrocella@ntia.doc.gov. 

SUPPLEMENTARY INFORMATION: 

I. Background 

NTIA, in coordination with the 

Federal Communications Commission 

(FCC) and other federal agencies, 

established a Spectrum Sharing 

Innovation Test-Bed (Test-Bed) pilot 

program to examine the feasibility of 

increased sharing between federal and 

non-federal users. This pilot program is 

an opportunity for federal agencies to 

work cooperatively with industry, 

researchers, and academia to objectively 

evaluate new technologies that can 

improve management of the nation’s 

airwaves. 

The Test-Bed pilot program is 

evaluating the ability of Dynamic 

Spectrum Access (DSA) devices 

employing spectrum sensing and/or geolocation techniques to share spectrum 

with land mobile radio (LMR) systems 

operating in the 410–420 MHz federal 

band and in the 470–512 MHz nonfederal band.1 To address potential 

interference to incumbent spectrum 

users, the Test-Bed will include both 

laboratory and field measurements 

performed in three phases: 

Phase I—Equipment Characterization. 

Participants will send equipment 

employing DSA techniques to the NTIA 

Institute for Telecommunication 

Sciences in Boulder, Colorado to 

undergo characterization measurements 

of the DSA capabilities in response to 

simulated environmental signals. 

Phase II—Evaluation of Capabilities. 

After successful completion of Phase I, 

NTIA will evaluate the DSA spectrum 

sensing and/or geo-location capabilities 

of the equipment in the geographic area 

of the Test-Bed. 

Phase III—Field Operation 

Evaluation. After successful completion 

of Phase II, NTIA will permit the DSA 

equipment to transmit in an actual radio 

frequency signal environment. An 

automatic signal logging capability will 

be used during operation of the TestBed to help resolve interference events 

if they occur. NTIA and the participant 

will establish a point-of-contact to stop 

Test-Bed operations if interference is 

reported. 

NTIA published the Phase I test plan 

in the Federal Register for public 

review and comment in December 

2008.2 NTIA addressed the public 

comments on the test plan and 

published a final version on the NTIA 

Web site in February 2009.3 The annual 

progress reports provide the status of 

the Phase I testing.4

II. Request for Comments 

NTIA has established a review 

process to give the public an 

opportunity to participate in the 

development of test plans for the TestBed pilot program.5 A copy of the draft 

Phase II/III test plan is available in 

Word, and PDF formats on the following 

Web site: http://www.ntia.doc.gov/ 

category/spectrum-sharing?page=1. 

On or before April 27, 2012, 

interested parties wishing to comment 

on the draft Phase II/III test plan should 

submit to the address set forth above, 

their name, address, phone number, 

email address and their comments. 

NTIA seeks comments on the types and 

depth of testing that NTIA intends to 

conduct in Phase II/III of the Spectrum 

Sharing Innovation Test-Bed pilot 

program to assess whether devices 

employing Dynamic Spectrum Access 

techniques can share the frequency 

spectrum with land mobile radio 

systems. Comments will be posted on 

NTIA’s Web site at http:// 

www.ntia.doc.gov/category/spectrumsharing?page=1. 

NTIA will publish the final version of 

the Phase II/III test plan on its Web site. 

Dated: March 22, 2012. 

Kathy D. Smith, 

Chief Counsel, National Telecommunications 

and Information Administration. 

[FR Doc. 2012–7373 Filed 3–27–12; 8:45 am] 

BILLING CODE 3510–60–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Proposed Collection; Comment 

Request 

[Docket No. CFPB–2012–0013] 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for comment. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau), as part of 

its continuing effort to reduce 

paperwork and respondent burden, 

invites the general public and other 

Federal agencies to take this 

opportunity to comment on proposed 

and/or continuing information 

collections, as required by the 

Paperwork Reduction Act of 1995, 

Public Law 104–13 (44 U.S.C. 


tkelley on DSK3SPTVN1PROD with NOTICES
18794 Federal Register / Vol. 77, No. 60 / Wednesday, March 28, 2012 / Notices 

3506(c)(2)(A)). Currently, the Bureau is 

soliciting comments concerning the 

information collection efforts relating to 

Quantitative Testing of Integrated 

Mortgage Loan Disclosure Forms. 

DATES: Written comments must be 

received on or before May 29, 2012 to 

be assured of consideration. 

ADDRESSES: You may submit comments 

by any of the following methods: 

• Electronic: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Mail/Hand Delivery/Courier: Direct 

all written comments to Consumer 

Financial Protection Bureau, (Attention: 

Chris Willey, Chief Information Officer), 

1700 G Street NW., Washington, DC 

20552. 

Instructions: All submissions must 

include the agency name and docket 

number for this notice. In general, all 

comments will be posted without 

change to http://www.regulations.gov. In 

addition, comments will be available for 

public inspection and copying at 1700 

G Street NW., Washington, DC 20552 on 

official business days between the hours 

of 10 a.m. and 5 p.m. Eastern Time. You 

can make an appointment to inspect 

comments by telephoning (202) 435– 

7275. All comments, including 

attachments and other supporting 

materials, will become part of the public 

record and subject to public disclosure. 

You should only submit information 

that you wish to make available 

publicly. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Joseph Durbala, 

(202) 435–7893, at the Consumer 

Financial Protection Bureau, (Attention: 

Joseph Durbala, PRA Clearance 

Office),1700 G Street NW., Washington, 

DC 20552, or through the internet at 

Joseph.Durbala@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

Title: Quantitative Testing of 

Integrated Mortgage Loan Disclosure 

Forms. 

OMB Number: 3170-xxxx. 

Abstract: The Dodd-Frank Wall Street 

Reform and Consumer Protection Act 

(Dodd-Frank Act), Public Law 111–203, 

Title X, requires the CFPB to develop 

disclosures that integrate separate 

disclosures concerning residential 

mortgage loans that are required under 

the Truth in Lending Act (TILA) and 

Real Estate Settlement Procedures Act 

(RESPA). The Dodd-Frank Act requires 

the Bureau to publish proposed 

integrated disclosures by July 21, 2012. 

The Bureau began developing the 

integrated disclosures in 2011, 

conducting qualitative testing of the 

disclosures given in connection with the 

application by the consumer and the 

consummation of the transaction. This 

qualitative testing has been conducted 

under Emergency Clearance Number 

1505–0233 and Generic Clearance 

Number 3170–0003. 

The Bureau proposes to conduct 

quantitative testing of the integrated 

disclosures after it publishes the 

proposed integrated disclosures. The 

purpose of the quantitative testing will 

be to examine whether the disclosures 

aid consumers in understanding the 

terms of the mortgage loan that is the 

subject of the disclosure. All 

information will be collected on a 

voluntary basis and consumers will 

receive usual and customary 

compensation for their participation. 

For the quantitative research, the 

Bureau plans to contract with a 

consumer research firm to formulate a 

quantitative testing plan, recruit 

respondents, as well as to conduct the 

testing and provide a report 

summarizing the results of the research. 

The results will assist the Bureau in 

determining the efficacy of the proposed 

integrated disclosures, in furtherance of 

the statutory purpose of the integrated 

disclosures under TILA and RESPA, 

which is, in part, to aid the consumer 

in understanding the transaction. 

Current Actions: Requesting new 

OMB approval number. 

Type of Review: New collection. 

Affected Public: Individuals or 

Households. 

Estimated Number of Responses per 

year: 2,000. 

Estimated Time per Respondent: 30 

minutes. 

Estimated Total Annual Burden 

Hours per year: 1,000. 

The following paragraph applies to all 

of the collections of information covered 

by this notice: 

An agency may not conduct or 

sponsor, and a person is not required to 

respond to, a collection of information 

unless the collection of information 

displays a valid OMB control number. 

Request For Comments: Comments 

submitted in response to this notice will 

be summarized and/or included in the 

request for OMB approval. All 

comments will become a matter of 

public record. Comments are invited on: 

(a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

agency, including whether the 

information shall have practical utility; 

(b) the accuracy of the agency’s estimate 

of the burden of the collection of 

information, including the validity of 

the methodology and the assumptions 

used; (c) ways to enhance the quality, 

utility, and clarity of the information to 

be collected; and (d) ways to minimize 

the burden of the collection of 

information on respondents, including 

through the use of automated collection 

techniques or other forms of information 

technology costs and costs of operation, 

maintenance, and purchase of services 

to provide information. 

Dated: March 20, 2012. 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–7463 Filed 3–27–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2012–0011] 

Proposed Collection; Comment 

Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for public 

comment. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau), as part of 

its continuing effort to reduce 

paperwork and respondent burden, 

invites the general public and other 

Federal agencies to comment on a 

proposed information collection, as 

required by the Paperwork Reduction 

Act of 1995, Public Law 104–13 

(44 U.S.C. 3506(c)(2)(A)). Currently, the 

Bureau is soliciting comments on a 

proposed information collection to test 

online and print content the Bureau 

provides to consumers to help them 

achieve their financial goals and to 

better understand various financial 

products and services available to them, 

pursuant to the Bureau’s authorities 

under the Dodd-Frank Wall Street 

Reform and Consumer Protection Act 

(Dodd-Frank Act), Public Law 111–203. 

DATES: Written comments are 

encouraged and must be received on or 

before May 29, 2012 to be assured of 

consideration. 

ADDRESSES: You may submit comments, 

identified by docket number CFPB– 

2012–0011, by any of the following 

methods: 

• Electronic: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Mail/Hand Delivery/Courier: Direct 

all written comments to Consumer 

Financial Protection Bureau, 1700 G 

Street NW., (Attention: Chris Willey, 

Chief Information Officer), Washington, 

DC 20552. 


tkelley on DSK3SPTVN1PROD with NOTICES