Exhibit 10.18


 


Loan Agreement


 


Lender (Party A): Sancaijia Technology Co., Ltd.


Social Credit No:


Address: Room 403, Sancai building, No. 6, Fengcheng
Second Road, Economic Development Zone, Xi’an, Shaanxi


 


Borrower (Party B): Houlaicun Commercial Operation
Management (Xi’an) Co., Ltd.


Social Credit No:


Address: No. 1D301-0924, XieTong building, No.
12, Gaoxin Second Road, High Tech Zone, Xi’an, Shaanxi


 


In accordance with the “Contract
Law of the People’s Republic of China”, the “Guarantee Law of the People’s Republic of China”, the “General
Principles of the Civil Law of the People’s Republic of China” and other provisions, and in line with the principle of equality,
voluntariness, good faith, and consensus through consultation, in order
to clarify responsibilities and to honor their commitments, the parties signed this Agreement.


 


Part I loan terms:


 


Article 1. The purpose of loan:
the loan under this Agreement must be used legally.


 


Article 2. Loan amount: the
loan amount is RMB (in words) twenty million yuan only, in figures: RMB 20,000,000.00 (in case of inconsistency between words and figures,
the words shall prevail, the same below).


 


Article 3. Loan interest: the
annual interest rate is 3%


 


Article 4. Loan term: the loan
term is from October 8, 2021 to December 31, 2021; If Party B repays the loan in advance, the loan interest shall be calculated based
on the actual number of days that the loan is used; Any prepayment shall be agreed by Party B and Party B through negotiation.


 


Article 5. The account designated
by Party B is:


 


Account Name:


Account No.:


Bank of deposit:


 


Article 6. Repayment method:
All the principle shall be paid when the loan is due, to the bank account designated by Party A.


 






     


     


    

 


Article 7. Rights and obligations
of the borrower:


 


		1.	Correctly and in a timely manner the borrower will provide the
relevant certificates and other documents as required, and will accept the supervision and inspection of the lender;



 


		2.	Guarantee that the loan will not be used for illegal activities;



 


		3.	Draw down the loan in accordance with the provisions of this
Agreement and repay the principal and interest of the loan on time.



 


Article 8. Rights and obligations
of the Lender


 


		1.	Make the loan to the borrower in accordance to the Agreement;



 


		2.	Has the right to the repayment of the loan principal and interest
in accordance with the provisions of this Agreement.



 


Part II: Liability for breach of this agreement
and other agreements


 


Article 9. Liability for breach
of the Agreement: if the certificates and other documents provided by the borrower are false and/or the loan is used for illegal activities,
the lender may require the borrower to repay all the loan and the corresponding interest immediately.


 


Article 10. If Party B delays
repaying the loan for more than 10 days, a late fee of 0.05% will be charged for each day of the delay.


 


Article 11. Dispute resolution:
Disputes arising from this Agreement shall be settled by both parties through negotiation. If the negotiation fails, a lawsuit may be
brought to the People’s Court where Party A (the lender) is located


 


Article 11. Effective, change,
dissolution and termination


 


		1.	Before signing this Agreement, both parties fully understand
and accept the contents of this Agreement, and all the terms of this Agreement are true and valid. The Agreement shall come into force
after being signed by both parties;



 


		2.	The Agreement shall be terminated after the principal, interest
and relevant expenses of the loan under the Agreement are fully paid off;



 


		3.	If the Agreement needs to be changed or terminated, both parties
shall reach a written agreement together through negotiation.



 


Party A (lender): Sancaijia Technology Co., Ltd.
(sealed)


Legal representative: Wen, Ning (signed)


 


Party B (borrower): Houlaicun Commercial Operation
Management (Xi’an) Co., Ltd. (sealed)


Legal representative: Li,HuiQiao (signed)


 


Date: October 8,2021